8-K 1 mal05004_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-4 (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-71 54-2175564 Pooling and Servicing Agreement) (Commission 54-2175565 (State or other File Number) 54-6666942 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of MASTR ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2005-4 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-4 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 1/5/2006 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-4 Trust, relating to the December 27, 2005 distribution. EX-99.1 MASTR Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 MASTR Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

MASTR Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 MASTR Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ 1-A-1 576434Q49 ~~SEN~~ 6.50000% 3735,~~158~~587,~~005~~132.9639 ~~201~~192,~~251~~309.4104 A-LR 576434Q98 ~~SEN~~ 6.50000% 0.00 0.00 A-UR 576434R22 ~~SEN~~ 6.50000% 0.00 0.00 2-A-1 576434Q56 ~~SEN~~ 6.50000% 6853,~~766~~812,~~198~~878.5481 ~~372~~290,~~444~~799.4802 3-A-1 576434Q64 ~~SEN~~ 6.~~10226~~08733% 4543,~~984~~582,~~905~~724.6684 ~~233~~220,~~818~~564.5902 4-A-1 576434Q72 ~~SEN~~ 5.50000% 2422,~~120~~898,~~031~~321.6582 ~~110~~104,~~538~~703.5414 5-A-1 576434Q80 ~~SEN~~ 6.00000% 5248,~~516~~664,~~307~~499.2978 ~~262~~242,~~553~~748.9868 15-PO 576434R55 PO 0.00000% ~~541~~516,~~105~~119.2689 0.00 30-PO 576434R63 PO 0.00000% 2,~~525~~392,~~467~~150.4874 0.00 A-X-1 576434R30 IO 6.50000% 0.00 5949,~~121~~710.0190 A-X-2 576434R48 IO 5.50000% 0.00 65,~~004~~613.2165 B-1 576434R71 ~~SUB~~ 6.~~24268~~23968% 10,~~778~~735,~~159~~673.15 56 55,~~064~~690.6398 B-2 576434R89 ~~SUB~~ 6.~~24268~~23968% 3,~~724~~710,~~797~~115.6617 19,~~375~~246.2411 B-3 576434R97 ~~SUB~~ 6.~~24268~~23968% 3,~~460~~446,~~309~~669.0816 17,~~999~~879.4549 B-4 576434S21 ~~SUB~~ 6.~~24268~~23968% 2,~~394~~384,~~370~~932.2002 12,~~454~~371.7776 B-5 576434S39 ~~SUB~~ 6.~~24268~~23968% 2,~~794~~783,~~596~~580.3251 14,~~536~~439.6274 B-6 576434S47 ~~SUB~~ 6.~~24268~~23968% 1,~~464~~458,~~146~~375.8746 7,~~616~~565.0428 P 576434S54 P 0.00000% 0.00 134,~~725~~816.7841 Totals ~~256~~231,~~228~~973,~~401~~174.1215 1,~~387~~238,~~504~~458.7522

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses 1-A-1 ~~485~~243,~~929~~617.8175 0.00 3635,~~672~~343,~~076~~514.1564 ~~687~~435,~~181~~926.2279 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 A-UR 0.00 0.00 0.00 0.00 0.00 2-A-1 2,~~848~~411,~~619~~161.7163 0.00 6551,~~917~~401,~~578~~717.8419 32,~~221~~701,~~064~~960.1965 0.00 3-A-1 ~~429~~1,~~086~~087,595.0519 0.00 4542,~~555~~495,~~819~~129.6265 ~~662~~1,~~904~~308,159.6421 0.00 4-A-1 ~~605~~179,~~924~~264.4043 0.00 2322,~~514~~719,~~107~~057.2540 ~~716~~283,~~462~~967.9457 0.00 5-A-1 ~~846~~605,~~299~~536.0828 0.00 5148,~~670~~058,~~008~~963.2150 1848,~~108,853~~284.0696 0.00 15-PO 2,~~743~~453.9001 0.00 ~~538~~513,~~361~~666.3588 2,~~743~~453.9001 0.00 30-PO 4512,~~231~~510.1627 0.00 2,~~480~~379,~~236~~640.3147 4512,~~231~~510.1627 0.00 A-X-1 0.00 0.00 0.00 5949,~~121~~710.0190 0.00 A-X-2 0.00 0.00 0.00 65,~~004~~613.2165 0.00 B-1 10,~~517~~804.2717 0.00 10,~~767~~724,~~641~~869.8839 66,~~581~~495.9015 0.00 B-2 3,~~634~~733.6479 0.00 3,~~721~~706,~~163~~381.0338 2322,~~009~~979.8890 0.00 B-3 3,~~376~~468.5566 0.00 3,~~456~~443,~~932~~200.5350 21,~~376~~348.0015 0.00 B-4 2,~~336~~400.4115 0.00 2,~~392~~382,~~033~~531.7987 14,~~791~~771.1891 0.00 B-5 2,~~726~~801.9534 0.00 2,~~791~~780,~~869~~779.3717 17,~~263~~241.5708 0.00 B-6 1,~~428~~467.7168 0.00 1,~~462~~456,~~718~~907.1678 9,~~044~~032.7596 0.00 P 0.00 0.00 0.00 134,~~725~~816.7841 0.00 Totals 54,~~287~~566,~~854~~814.6435 0.00 ~~250~~227,~~940~~406,~~546~~359.4982 65,~~675~~805,~~359~~272.3957 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (~~1~~) 1~~-A-1 38,000,000.00 3735,~~158~~587,~~005~~132.9639 31,~~607~~433.5030 ~~454~~212,~~322~~184.3245 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 A-UR 50.00 0.00 0.00 0.00 0.00 0.00 2-A-1 75,000,000.00 6853,~~766~~812,~~198~~878.5481 5242,~~761~~368.5467 2,~~795~~368,~~858~~792.1796 0.00 0.00 3-A-1 47,230,000.00 4543,~~984~~582,~~905~~724.6684 4140,~~191~~101.0206 ~~387~~1,~~895~~047,494.0313 0.00 0.00 4-A-1 24,621,000.00 2422,~~120~~898,~~031~~321.6582 86,~~601~~457.6131 ~~519~~92,~~322~~807.7911 0.00 0.00 5-A-1 53,993,000.00 5248,~~516~~664,~~307~~499.2978 4744,~~244~~994.95 ~~799~~560,~~054~~541.1333 0.00 0.00 15-PO 564,329.97 ~~541~~516,~~105~~119.2689 2,~~073~~063.3240 ~~670~~389.5862 0.00 0.00 30-PO 2,558,959.17 2,~~525~~392,~~467~~150.4874 2,~~486~~426.3220 4210,~~744~~084.8507 0.00 0.00 B-1 10,799,000.00 10,~~778~~735,~~159~~673.1556 10,~~517~~804.2717 0.00 0.00 0.00 B-2 3,732,000.00 3,~~724~~710,~~797~~115.6617 3,~~634~~733.6479 0.00 0.00 0.00 B-3 3,467,000.00 3,~~460~~446,~~309~~669.0816 3,~~376~~468.5566 0.00 0.00 0.00 B-4 2,399,000.00 2,~~394~~384,~~370~~932.2002 2,~~336~~400.4115 0.00 0.00 0.00 B-5 2,800,000.00 2,~~794~~783,~~596~~580.3251 2,~~726~~801.9534 0.00 0.00 0.00 B-6 1,466,978.15 1,~~464~~458,~~146~~375.8746 1,~~428~~467.7168 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 0.00 Totals 266,631,367.29 ~~256~~231,~~228~~973,~~401~~174.1215 ~~287~~274,~~986~~520.7968 4,~~999~~292,~~867~~293.8767 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution 1-A-1 ~~485~~243,~~929~~617.8175 3635,~~672~~343,~~076~~514.1564 0.~~96505464~~930092 ~~485~~243,~~929~~617.8175 A-LR 0.00 0.00 0.~~00000000~~000000 0.00 A-UR 0.00 0.00 0.~~00000000~~000000 0.00 2-A-1 2,~~848~~411,~~619~~161.7163 6551,~~917~~401,~~578~~717.8419 0.~~87890105~~685356 2,~~848~~411,~~619~~161.7163 3-A-1 ~~429~~1,~~086~~087,595.0519 4542,~~555~~495,~~819~~129.6265 0.~~96455261~~899749 ~~429~~1,~~086~~087,595.0519 4-A-1 ~~605~~179,~~924~~264.4043 2322,~~514~~719,~~107~~057.2540 0.~~95504274~~922751 ~~605~~179,~~924~~264.4043 5-A-1 ~~846~~605,~~299~~536.0828 5148,~~670~~058,~~008~~963.2150 0.~~95697606~~890096 ~~846~~605,~~299~~536.0828 15-PO 2,~~743~~453.9001 ~~538~~513,~~361~~666.3588 0.~~95398327~~910224 2,~~743~~453.9001 30-PO 4512,~~231~~510.1627 2,~~480~~379,~~236~~640.3147 0.~~96923638~~929925 4512,~~231~~510.1627 B-1 10,~~517~~804.2717 10,~~767~~724,~~641~~869.8839 0.~~99709620~~993135 10,~~517~~804.2717 B-2 3,~~634~~733.6479 3,~~721~~706,~~163~~381.0338 0.~~99709620~~993135 3,~~634~~733.6479 B-3 3,~~376~~468.5566 3,~~456~~443,~~932~~200.5350 0.~~99709620~~993135 3,~~376~~468.5566 B-4 2,~~336~~400.4115 2,~~392~~382,~~033~~531.7987 0.~~99709620~~993135 2,~~336~~400.4115 B-5 2,~~726~~801.9534 2,~~791~~780,~~869~~779.3717 0.~~99709620~~993135 2,~~726~~801.9534 B-6 1,~~428~~467.7168 1,~~462~~456,~~718~~907.1678 0.~~99709608~~993135 1,~~428~~467.7168 P 0.00 0.00 0.~~00000000~~000000 0.00 Totals 54,~~287~~566,~~854~~814.6435 ~~250~~227,~~940~~406,~~546~~359.4982 0.~~94115163~~852887 54,~~287~~566,~~854~~814.6435

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ 1-A-1 38,000,000.00 ~~977~~936.~~84226211~~503484 0.~~83177632~~827192 115.~~95585053~~583801 0.~~00000000~~000000 A-LR 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-UR 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 75,000,000.00 ~~916~~717.~~88264720~~505051 0.~~70348720~~564916 3731.~~27810893~~583906 0.~~00000000~~000000 3-A-1 47,230,000.00 ~~973~~922.~~63763837~~776304 0.~~87213678~~849059 822.~~21289498~~178576 0.~~00000000~~000000 4-A-1 24,621,000.00 ~~979~~930.~~65280249~~032160 3.~~51738800~~511527 213.~~09267658~~769429 0.~~00000000~~000000 5-A-1 53,993,000.00 ~~972~~901.~~65029337~~311277 0.~~87501991~~833348 1410.~~79921712~~381741 0.~~00000000~~000000 15-PO 564,329.97 ~~958~~914.~~84551373~~571115 3.~~67394983~~656371 10.~~18827643~~690412 0.~~00000000~~000000 30-PO 2,558,959.17 ~~986~~934.~~91198735~~813954 0.~~97161378~~948120 163.~~70399845~~940692 0.~~00000000~~000000 A-X-1 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-X-2 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 10,799,000.00 ~~998~~994.~~07011297~~135898 01.~~97391147~~000479 0.~~00000000~~000000 0.~~00000000~~000000 B-2 3,732,000.00 ~~998~~994.~~07011254~~135898 01.~~97391211~~000480 0.~~00000000~~000000 0.~~00000000~~000000 B-3 3,467,000.00 ~~998~~994.~~07011249~~135898 01.~~97391116~~000479 0.~~00000000~~000000 0.~~00000000~~000000 B-4 2,399,000.00 ~~998~~994.~~07011255~~135898 01.~~97390996~~000479 0.~~00000000~~000000 0.~~00000000~~000000 B-5 2,800,000.00 ~~998~~994.~~07011429~~135896 01.~~97391071~~000479 0.~~00000000~~000000 0.~~00000000~~000000 B-6 1,466,978.15 ~~998~~994.~~06999170~~135775 01.~~97391362~~000478 0.~~00000000~~000000 0.~~00000000~~000000 P 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 All classes are per $1000 denomination~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution 1-A-1 0.~~00000000~~000000 126.~~78762658~~410993 ~~965~~930.~~05463553~~092491 0.~~96505464~~930092 126.~~78762658~~410993 A-LR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-UR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 0.~~00000000~~000000 3732.~~98159613~~148822 ~~878~~685.~~90105120~~356229 0.~~87890105~~685356 3732.~~98159613~~148822 3-A-1 0.~~00000000~~000000 923.~~08503176~~027635 ~~964~~899.~~55260682~~748669 0.~~96455261~~899749 923.~~08503176~~027635 4-A-1 0.~~00000000~~000000 247.~~61006458~~280957 ~~955~~922.~~04273791~~751204 0.~~95504274~~922751 247.~~61006458~~280957 5-A-1 0.~~00000000~~000000 1511.~~67423703~~215089 ~~956~~890.~~97605634~~096188 0.~~95697606~~890096 1511.~~67423703~~215089 15-PO 0.~~00000000~~000000 4.~~86222626~~346765 ~~953~~910.~~98326975~~224350 0.~~95398327~~910224 4.~~86222626~~346765 30-PO 0.~~00000000~~000000 174.~~67560832~~888812 ~~969~~929.~~23637512~~925142 0.~~96923638~~929925 174.~~67560832~~888812 A-X-1 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-X-2 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 01.~~97391147~~000479 ~~997~~993.~~09620150~~135419 0.~~99709620~~993135 01.~~97391147~~000479 B-2 0.~~00000000~~000000 01.~~97391211~~000480 ~~997~~993.~~09620311~~135418 0.~~99709620~~993135 01.~~97391211~~000480 B-3 0.~~00000000~~000000 01.~~97391116~~000479 ~~997~~993.~~09620133~~135420 0.~~99709620~~993135 01.~~97391116~~000479 B-4 0.~~00000000~~000000 01.~~97390996~~000479 ~~997~~993.~~09620258~~135419 0.~~99709620~~993135 01.~~97390996~~000479 B-5 0.~~00000000~~000000 01.~~97391071~~000479 ~~997~~993.~~09620357~~135418 0.~~99709620~~993135 01.~~97391071~~000479 B-6 0.~~00000000~~000000 01.~~97391362~~000478 ~~997~~993.~~09607808~~135297 0.~~99709608~~993135 01.~~97391362~~000478 P 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~(3)~~All ~~Amount~~classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~denomination

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ 1-A-1 ~~38,000,000.00~~11/01/05 - 11/30/05 30 6.50000% 3735,~~158~~587,~~005~~132.9639 ~~201~~192,~~272~~763.5363 0.00 ~~0.00~~ A-LR ~~50.00~~N/A N/A 6.50000% 0.00 0.00 0.00 ~~0.00~~ A-UR ~~50.00~~N/A N/A 6.50000% 0.00 0.00 0.00 ~~0.00~~ 2-A-1 ~~75,000,000.00~~11/01/05 - 11/30/05 30 6.50000% 6853,~~766~~812,~~198~~878.5481 ~~372~~291,~~483~~486.5843 0.00 ~~0.00~~ 3-A-1 ~~47,230,000.00~~11/01/05 - 11/30/05 30 6.~~10226~~08733% 4543,~~984~~582,~~905~~724.6684 ~~233~~221,~~843~~085.1340 0.00 ~~0.00~~ 4-A-1 ~~24,621,000.00~~11/01/05 - 11/30/05 30 5.50000% 2422,~~120~~898,~~031~~321.6582 ~~110~~104,~~550~~950.1564 0.00 ~~0.00~~ 5-A-1 ~~53,993,000.00~~11/01/05 - 11/30/05 30 6.00000% 5248,~~516~~664,~~307~~499.2978 ~~262~~243,~~581~~322.5450 0.00 ~~0.00~~ 15-PO ~~564,329.97~~N/A N/A 0.00000% ~~541~~516,~~105~~119.2689 0.00 0.00 ~~0.00~~ 30-PO ~~2,558,959.17~~N/A N/A 0.00000% 2,~~525~~392,~~467~~150.4874 0.00 0.00 ~~0.00~~ A-X-1 ~~0.00~~11/01/05 - 11/30/05 30 6.50000% 109,~~915~~199,~~793~~091.3801 5949,~~127~~828.2141 0.00 ~~0.00~~ A-X-2 ~~0.00~~11/01/05 - 11/30/05 30 5.50000% 1,~~310~~227,~~147~~692.20 65,~~004~~626.8492 0.00 ~~0.00~~ B-1 ~~10,799,000.00~~11/01/05 - 11/30/05 30 6.~~24268~~23968% 10,~~778~~735,~~159~~673.15 56 55,~~070~~822.5263 0.00 ~~0.00~~ B-2 ~~3,732,000.00~~11/01/05 - 11/30/05 30 6.~~24268~~23968% 3,~~724~~710,~~797~~115.6617 19,~~377~~291.2760 0.00 ~~0.00~~ B-3 ~~3,467,000.00~~11/01/05 - 11/30/05 30 6.~~24268~~23968% 3,~~460~~446,~~309~~669.0816 1817,~~001~~921.3476 0.00 ~~0.00~~ B-4 ~~2,399,000.00~~11/01/05 - 11/30/05 30 6.~~24268~~23968% 2,~~394~~384,~~370~~932.2002 12,~~456~~401.0801 0.00 ~~0.00~~ B-5 ~~2,800,000.00~~11/01/05 - 11/30/05 30 6.~~24268~~23968% 2,~~794~~783,~~596~~580.3251 14,~~538~~473.1587 0.00 ~~0.00~~ B-6 ~~1,466,978.15~~11/01/05 - 11/30/05 30 6.~~24268~~23968% 1,~~464~~458,~~146~~375.8746 7,~~616~~583.8416 0.00 ~~0.00~~ P ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals ~~266,631,367.29~~ 1,~~373~~236,~~923~~557.1896 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance 1-A-1 ~~21.12~~ 0.00 ~~201~~454.59 192,~~251~~309.4104 0.00 3635,~~672~~343,~~076~~514.1564 A-LR 0.00 0.00 0.00 0.00 0.00 A-UR 0.00 0.00 0.00 0.00 0.00 2-A-1 ~~39.09~~ 0.00 ~~372~~687.41 290,~~444~~799.4802 0.00 6551,~~917~~401,~~578~~717.8419 3-A-1 ~~24.54~~ 0.00 ~~233~~521.38 220,~~818~~564.5902 0.00 4542,~~555~~495,~~819~~129.6265 4-A-1 ~~11.60~~ 0.00 ~~110~~247.50 104,~~538~~703.5414 0.00 2322,~~514~~719,~~107~~057.2540 5-A-1 ~~27.56~~ 0.00 ~~262~~573.82 242,~~553~~748.9868 0.00 5148,~~670~~058,~~008~~963.2150 15-PO 0.00 0.00 0.00 0.00 ~~538~~513,~~361~~666.3588 30-PO 0.00 0.00 0.00 0.00 2,~~480~~379,~~236~~640.3147 A-X-1 ~~6.21~~ 0.00 59117.51 49,~~121~~710.0190 0.00 108,~~654~~921,~~577~~084.2553 A-X-2 0.6300 013.0027 65,~~004~~613.2165 0.00 1,~~240~~215,~~902~~594.3936 B-1 ~~5.88~~ 0.00 56131.65 55,~~064~~690.6398 0.00 10,~~767~~724,~~641~~869.8839 B-2 ~~2.03~~ 0.00 45.50 19,~~375~~246.2411 0.00 3,~~721~~706,~~163~~381.0338 B-3 ~~1.89~~ 0.00 42.26 17,~~999~~879.4549 0.00 3,~~456~~443,~~932~~200.5350 B-4 ~~1.31~~ 0.00 29.25 12,~~454~~371.7776 0.00 2,~~392~~382,~~033~~531.7987 B-5 ~~1.53~~ 0.00 34.13 14,~~536~~439.6274 0.00 2,~~791~~780,~~869~~779.3717 B-6 0.8000 017.0088 7,~~616~~565.0428 0.00 1,~~462~~456,~~718~~907.1678 P 0.00 0.00 134,~~725~~816.7841 0.00 0.00 Totals ~~144.19~~ 0.00 2,916.15 1,~~387~~238,~~504~~458.7522 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ 1-A-1 11/01/05 - 11/30/05 38,000,000.00 6.50000% ~~977~~936.~~84226211~~503484 5.~~29664553~~072727 0.~~00000000~~000000 ~~0.00000000~~ A-LR N/A 50.00 6.50000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ A-UR N/A 50.00 6.50000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 2-A-1 11/01/05 - 11/30/05 75,000,000.00 6.50000% ~~916~~717.~~88264720~~505051 43.~~96644773~~886486 0.~~00000000~~000000 ~~0.00000000~~ 3-A-1 11/01/05 - 11/30/05 47,230,000.00 6.~~10226~~08733% ~~973~~922.~~63763837~~776304 4.~~95115668~~681037 0.~~00000000~~000000 ~~0.00000000~~ 4-A-1 11/01/05 - 11/30/05 24,621,000.00 5.50000% ~~979~~930.~~65280249~~032160 4.~~49007555~~262647 0.~~00000000~~000000 ~~0.00000000~~ 5-A-1 11/01/05 - 11/30/05 53,993,000.00 6.00000% ~~972~~901.~~65029337~~311277 4.~~86325153~~506556 0.~~00000000~~000000 ~~0.00000000~~ 15-PO N/A 564,329.97 0.00000% ~~958~~914.~~84551373~~571115 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 30-PO N/A 2,558,959.17 0.00000% ~~986~~934.~~91198735~~813954 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ A-X-1 11/01/05 - 11/30/05 0.00 6.50000% ~~959~~808.~~55122989~~644758 54.~~19756880~~380159 0.~~00000000~~000000 ~~0.00000000~~ A-X-2 11/01/05 - 11/30/05 0.00 5.50000% ~~972~~911.~~55265193~~344393 4.~~45753200~~176993 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/01/05 - 11/30/05 10,799,000.00 6.~~24268~~23968% ~~998~~994.~~07011297~~135898 5.~~19219557~~169241 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/01/05 - 11/30/05 3,732,000.00 6.~~24268~~23968% ~~998~~994.~~07011254~~135898 5.~~19219453~~169239 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/01/05 - 11/30/05 3,467,000.00 6.~~24268~~23968% ~~998~~994.~~07011249~~135898 5.~~19219498~~169241 0.~~00000000~~000000 ~~0.00000000~~ B-4 11/01/05 - 11/30/05 2,399,000.00 6.~~24268~~23968% ~~998~~994.~~07011255~~135898 5.~~19219675~~169241 0.~~00000000~~000000 ~~0.00000000~~ B-5 11/01/05 - 11/30/05 2,800,000.00 6.~~24268~~23968% ~~998~~994.~~07011429~~135896 5.~~19219643~~169239 0.~~00000000~~000000 ~~0.00000000~~ B-6 11/01/05 - 11/30/05 1,466,978.15 6.~~24268~~23968% ~~998~~994.~~06999170~~135775 5.~~19219731~~169239 0.~~00000000~~000000 ~~0.00000000~~ P N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) All Classes are per $1,000 denomination~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance 1-A-1 0.~~00055579~~000000 0.~~00000000~~011963 5.~~29608974~~060764 0.~~00000000~~000000 ~~965~~930.~~05463553~~092491 A-LR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-UR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 0.~~00052120~~000000 0.~~00000000~~009165 43.~~96592640~~877320 0.~~00000000~~000000 ~~878~~685.~~90105120~~356229 3-A-1 0.~~00051959~~000000 0.~~00000000~~011039 4.~~95063710~~669998 0.~~00000000~~000000 ~~964~~899.~~55260682~~748669 4-A-1 0.~~00047114~~000000 0.~~00000000~~010052 4.~~48960400~~252595 0.~~00000000~~000000 ~~955~~922.~~04273791~~751204 5-A-1 0.~~00051044~~000000 0.~~00000000~~010628 4.~~86274110~~495929 0.~~00000000~~000000 ~~956~~890.~~97605634~~096188 15-PO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~953~~910.~~98326975~~224350 30-PO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~969~~929.~~23637512~~925142 A-X-1 0.~~00054589~~000000 0.~~00000000~~010330 54.~~19702379~~369829 0.~~00000000~~000000 ~~936~~784.~~58906397~~206638 A-X-2 0.~~00046766~~000000 0.~~00000000~~009851 4.~~45706433~~167143 0.~~00000000~~000000 ~~921~~902.~~15062351~~363886 B-1 0.~~00054449~~000000 0.~~00000000~~012191 5.~~19165015~~157050 0.~~00000000~~000000 ~~997~~993.~~09620150~~135419 B-2 0.~~00054394~~000000 0.~~00000000~~012192 5.~~19165059~~157050 0.~~00000000~~000000 ~~997~~993.~~09620311~~135418 B-3 0.~~00054514~~000000 0.~~00000000~~012189 5.~~19164984~~157049 0.~~00000000~~000000 ~~997~~993.~~09620133~~135420 B-4 0.~~00054606~~000000 0.~~00000000~~012193 5.~~19165069~~157049 0.~~00000000~~000000 ~~997~~993.~~09620258~~135419 B-5 0.~~00054643~~000000 0.~~00000000~~012189 5.~~19165000~~157050 0.~~00000000~~000000 ~~997~~993.~~09620357~~135418 B-6 0.~~00054534~~000000 0.~~00000000~~012188 5.~~19165197~~157050 0.~~00000000~~000000 ~~997~~993.~~09607808~~135297 P 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description.~~denomination

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 30-PO-1 0.00000% 0.00 0.00 1979,~~003,549~~778.9962 ~~993~~977,~~307~~698.5579 9795.~~42025897~~88940436% 30-PO-2 0.00000% 0.00 0.00 ~~566~~517,~~889~~798.5976 ~~553~~508,~~271~~379.1836 9688.~~15874719~~35653134% 30-PO-4 0.00000% 0.00 0.00 ~~955~~894,~~027~~573.9036 ~~933~~893,~~657~~562.5932 9692.~~85489861~~69553296% A-X-1-1 6.50000% 1,~~834~~705,~~743~~765.9407 1,~~809~~699,~~925~~735.0335 0.00 0.00 9691.~~94897352~~04664266% A-X-1-2 6.50000% 53,~~124~~831,~~246~~087.0220 43,~~919~~639,~~975~~883.2030 0.00 0.00 8966.~~43062665~~16233440% A-X-1-5 6.50000% 3,~~956~~662,~~803~~238.4274 3,~~924~~581,~~677~~465.0287 0.00 0.00 9788.~~52377251~~99536471%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 65,~~733~~861,~~017~~904.3988 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 134,~~725~~816.7841 Swap/Cap Payments 0.00 Total Deposits 65,~~746~~866,~~743~~721.1729 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 71~~61,~~383~~448.7872 Payment of Interest and Principal 65,~~675~~805,~~359~~272.3957 Total Withdrawals (Pool Distribution Amount) 65,~~746~~866,~~743~~721.1729 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall ~~144~~2,916.1915 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall ~~144~~2,916.1915

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* 5348,~~427~~374.8550 LPMI Fee 1713,~~939~~057.3474 Master Servicing Fee 16.5948 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees 7161,~~383~~448.7872 *Servicer Payees include: ABN AMRO MORTGAGE GROUP (MI); CENLAR FSB; CHASE HOME FINANCE LLC; CITIMORTGAGE INC (MO); DOWNEY SAVINGS; EVERBANK; GMAC MTG CORP; GREENPOINT MTG FUNDING, INC; HSBC BANK USA, NA; MID AMERICA BANK, FSB; NATIONAL CITY MTG CO; OHIO SAVINGS BANK; PHH US MTG CORP; WACHOVIA MORTGAGE CORPORATION; WELLS FARGO BANK, N.A.

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~ARM ~~Total~~Weighted NoAverage ofGross ~~Loans~~Coupon No6.714604% ofWeighted ~~Loans~~Average NoNet ofCoupon ~~Loans~~6.396815% NoWeighted ofAverage ~~Loans~~Pass-Through NoRate of6.396729% ~~Loans~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~332 ~~Principal~~Beginning ~~Balance~~Scheduled ~~Principal~~Collateral ~~Balance~~Loan ~~Principal~~Count ~~Balance~~1,602 ~~0-29~~Number ~~Days~~Of 1Loans 0Paid 0In 1Full ~~36,880.58~~19 ~~0.00~~Ending ~~0.00~~Scheduled ~~36,880.58~~Collateral 30Loan ~~Days~~Count 44 1,583 0Beginning 0Scheduled 45Collateral 5Balance 231,~~184~~973,~~939~~174.2016 ~~123,593.60~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 5Balance 227,~~308~~406,~~532~~359.8081 60Ending ~~Days~~Actual 15Collateral 0Balance 0at 030-Nov-2005 ~~15 1~~227,~~946~~646,~~737~~692.0771 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant 1,~~946~~572,~~737~~527.0734 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived Amount 0.00 ~~120~~Prepayment ~~Days~~Penalty 1Waived 0Count 1 0 2Prepayment ~~179,000.00~~Penalty ~~0.00~~Paid ~~71,875.67~~Amount ~~0.00 250~~4,~~875~~816.6741 ~~150~~Prepayment ~~Days~~Penalty 0Paid 0Count 01 0Realized 0Loss ~~0.00~~Amount 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Scheduled ~~0.00~~Principal ~~0.00 0.00 Totals 60 2 1 0 63 7~~274,~~310,676~~520.2768 ~~160,474.18~~Unscheduled ~~71,875.67~~Principal ~~0.00 7~~4,~~543~~292,~~026~~293.12 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.058962% 0.000000% 0.000000% 0.058962% 0.014684% 0.000000% 0.000000% 0.014684% 30 Days 2.594340% 0.058962% 0.000000% 0.000000% 2.653302% 2.064326% 0.049207% 0.000000% 0.000000% 2.113534% 60 Days 0.884434% 0.000000% 0.000000% 0.000000% 0.884434% 0.775072% 0.000000% 0.000000% 0.000000% 0.775072% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.058962% 0.000000% 0.058962% 0.000000% 0.117925% 0.071267% 0.000000% 0.028617% 0.000000% 0.099883% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.537736% 0.117925% 0.058962% 0.000000% 3.714623% 2.910665% 0.063891% 0.028617% 0.000000% 3.003172%67

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group 1 No2 of3 ~~Loans~~Collateral NoDescription ofMixed ~~Loans~~ARM NoMixed ofARM ~~Loans~~Mixed NoARM ofWeighted ~~Loans~~Average NoCoupon ofRate ~~Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 36,880~~6.58932616 07.00278575 06.00344003 ~~36,880.58~~Weighted 30Average ~~Days~~Net 22Rate ~~0 0 0 22 1,614,277~~6.90682507 07.00028574 06.00093852 ~~0.00~~Weighted ~~1,614,277.90~~Average 60Remaining ~~Days~~Term 6351 0350 0352 0Beginning 6Loan ~~426,287.44~~Count ~~0.00~~537 ~~0.00~~381 ~~0.00~~316 ~~426,287.44~~Loans 90Paid ~~Days~~In 0Full 03 09 03 0Ending ~~0.00~~Loan ~~0.00~~Count ~~0.00~~534 ~~0.00~~372 ~~0.00~~313 ~~120~~Beginning ~~Days~~Scheduled 0Balance ~~0 1 0 1 0~~40,453,705.0027 ~~0.00 71~~62,~~875~~364,318.6748 ~~0.00 71~~49,~~875~~241,788.6739 ~~150~~Ending ~~Days~~Scheduled 0Balance ~~0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 28 1 1 0 30 2~~40,~~040~~204,~~565~~574.~~34 36,880.~~58 7159,~~875~~937,412.6730 ~~0.00 2~~48,~~149~~148,~~321~~986.5922 ~~0-29~~Record ~~Days~~Date ~~0.182482%~~11/30/2005 ~~0.000000%~~11/30/2005 ~~0.000000% 0.182482% 0.088672% 0.000000% 0.000000% 0.088672%~~ 11/30/2005 Days 4.014599% 0.000000% 0.000000% 0.000000% 4.014599% 3.881201% 0.000000% 0.000000% 0.000000% 3.881201% 60 Days 1.094891% 0.000000% 0.000000% 0.000000% 1.094891% 1.024921% 0.000000% 0.000000% 0.000000% 1.024921% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.182482% 0.000000% 0.182482% 0.000000% 0.000000% 0.172810% 0.000000% 0.172810% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 5.109489% 0.182482% 0.182482% 0.000000% 5.474453% 4.906123% 0.088672% 0.172810% 0.000000% 5.167605% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance~~And ~~Principal~~Interest ~~Balance~~Constant ~~Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 1 0 0 11 1~~269,~~499,898~~548.7268 ~~123~~427,~~593~~454.6032 ~~0.00 0.00 1~~305,~~623,492~~633.3207 60Scheduled ~~Days~~Principal ~~7 0 0 0 7 1~~35,~~138,304~~840.4436 ~~0.00 0.00 0.00 1~~49,~~138,304~~184.4487 ~~90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 1 0 0 0 1 179~~45,~~000~~308.0004 ~~0.00~~Unscheduled ~~0.00~~Principal ~~0.00 179~~213,~~000~~290.0033 ~~150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 18 1 0 0 19~~ 2,~~817~~377,~~203~~721.1631 ~~123~~1,~~593~~047,494.6013 ~~0.00~~Scheduled ~~0.00~~Interest 2233,~~940,796~~708.7632 ~~0-29 Days 0~~378,269.~~000000%~~45 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.267574% 0.226757% 0.000000% 0.000000% 2.494331% 2.011311% 0.165735% 0.000000% 0.000000% 2.177046% 60 Days 1.587302% 0.000000% 0.000000% 0.000000% 1.587302% 1.526426% 0.000000% 0.000000% 0.000000% 1.526426% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.226757% 0.000000% 0.000000% 0.000000% 0.226757% 0.240033% 0.000000% 0.000000% 0.000000% 0.240033% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.081633% 0.226757% 0.000000% 0.000000% 4.308390% 3.777770% 0.165735% 0.000000% 0.000000% 3.943505% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 837260,~~719~~325.6303 ~~0.00~~Servicing ~~0.00~~Fee ~~0.00 837~~8,~~719~~431.6350 ~~60 Days 1 0 0 0 1 295~~12,~~400~~992.1957 ~~0.00 0.00 0.00 295~~10,~~400~~264.1988 90Master ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 0.00 03.0021 ~~0.00~~Trustee ~~0.00~~Fee ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~FRY ~~0.00~~Amount ~~150 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Special ~~0.00~~Hazard ~~180+~~Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Other ~~0.00~~Fee ~~Totals 4 0 0 0 4 1~~2,~~133,119~~220.8226 ~~0.00 0.00 0.00 1~~9,~~133,119~~523.8215 ~~0-29 Days 0~~264.~~000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%~~ 30 ~~Days~~Pool ~~0.923077%~~Insurance ~~0.000000%~~Fee 0.000000% 0.000000% 0.923077% 1.633967% 0.000000% 0.000000% 0.000000% 1.633967% 60 Days 0.307692% 0.000000% 0.000000% 0.000000% 0.307692% 0.576176% 0.000000% 0.000000% 0.000000% 0.576176% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.230769% 0.000000% 0.000000% 0.000000% 1.230769% 2.210143% 0.000000% 0.000000% 0.000000% 2.210143% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Spread 301 ~~Days 3~~ 0 ~~0 0 3 376,339~~.~~68 0.~~00 0.00 0.00 ~~376,339.68~~Spread 602 ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~3 ~~90 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Net ~~0.00~~Interest ~~120 Days 0 0 0 0 0 0~~223,056.0056 ~~0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 376~~355,~~339~~753.6873 ~~0.00 0.00 0.00 376~~249,~~339~~792.6864 ~~0-29~~Realized ~~Days~~Loss ~~0.000000%~~Amount 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.380952% 0.000000% 0.000000% 0.000000% 2.380952% 1.488285% 0.000000% 0.000000% 0.000000% 1.488285% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.380952% 0.000000% 0.000000% 0.000000% 2.380952% 1.488285% 0.000000% 0.000000% 0.000000% 1.488285% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Cumulative 30Realized ~~Days~~Loss 6 0 ~~0 0 6 856,703~~.~~27 0.~~00 0.00 0.00 ~~856,703.27~~Percentage 60of ~~Days~~Cumulative 1Losses 0 ~~0 0 1 86,745~~.000000 0.000000 0.000000 ~~0.00~~Prepayment ~~86,745.00~~Penalty 90Waived ~~Days~~Amount 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~120~~Waived ~~Days~~Count 0 0 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 0.00 0.00 ~~150~~Prepayment ~~Days~~Penalty 0Paid 0Count 0 0 0 ~~0.00~~Special ~~0.00~~Servicing ~~0.00~~Fee 0.00 0.00 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00 0.00 0.00 0.00 Totals 7 0 0 0 7 943,448.27 0.00 0.00 0.00 943,448.27 0~~Pass-29Through ~~Days~~Rate 06.~~000000%~~616647 06.~~000000%~~845332 06.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.343750% 0.000000% 0.000000% 0.000000% 2.343750% 1.465770% 0.000000% 0.000000% 0.000000% 1.465770% 60 Days 0.390625% 0.000000% 0.000000% 0.000000% 0.390625% 0.148416% 0.000000% 0.000000% 0.000000% 0.148416% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.734375% 0.000000% 0.000000% 0.000000% 2.734375% 1.614185% 0.000000% 0.000000% 0.000000% 1.614185%087333

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group A4 ~~Insufficient~~5 ~~Funds~~Total Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.935017 6.595572 6.714604 Weighted Average Net Rate 5.685017 6.344771 6.396815 Weighted Average Remaining Term 171 351 332 Beginning Loan Count 124 244 1,602 Loans Paid In Full 1 3 19 Ending Loan Count 123 241 1,583 Beginning Scheduled Balance 24,569,780.76 55,343,581.26 231,973,174.16 Ending scheduled Balance 24,383,701.10 54,731,685.61 227,406,359.81 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 214,401.32 355,489.95 1,572,527.34 Scheduled Principal 92,882.93 51,304.48 274,520.68 Unscheduled Principal 93,196.73 560,591.17 4,292,293.67 Scheduled Interest 121,518.39 304,185.47 1,298,006.66 Servicing Fee 5,118.70 11,566.85 48,374.50 Master Servicing Fee 4.33 8.94 16.48 Trustee Fee 0.00 ~~Principal~~0.00 ~~Balance~~0.00 ofFRY ~~Contaminated~~Amount ~~Properties~~0.00 0.00 ~~Periodic~~0.00 ~~Advance~~Special 49Hazard Fee 0.00 0.00 0.00 Other Fee 522.56 527.47 13,~~389~~057.6074 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 115,872.80 292,082.21 1,236,557.94 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount 0.00 4816.41 4816.41 Prepayment Penalty Paid Count 0 1 1 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.659284 6.333140 6.396729

~~CREDIT~~Additional ~~ENHANCEMENT~~Reporting ~~Original~~- $Group ~~Original~~Level %Miscellaneous ~~Current~~Reporting $1 ~~Current~~Senior % ~~Bankruptcy 117,201~~90.00153515% 0Senior Prepayment % 100.~~04395619~~000000% ~~117,201~~Subordinate % 9.00846485% 02 Senior % 87.~~04670469~~010359% ~~Fraud~~Senior ~~5,332,627~~Prepayment % 100.35000000% 2Subordinate % 12.~~00000000~~989641% ~~5,332,627~~3 Senior % 88.35507599% 2Senior Prepayment % 100.~~12505608~~000000% ~~Special~~Subordinate ~~Hazard~~% ~~2,963,574~~11.00492401% 14 Senior % 95.~~11148738~~196827% ~~2,963,574~~Senior Prepayment % 100.00000000% 1Subordinate % 4.~~18098651~~803173% ~~Limit~~5 ofSenior ~~Subordinate's~~% ~~Exposure~~89.376284% toSenior ~~Certain~~Prepayment ~~Types~~% of100.000000% ~~Losses~~Subordinate % 10.623716%

~~Summary~~LOAN 12STATUS ~~Month~~STRATIFICATION/CREDIT ~~REO~~ENHANCEMENT History*STATEMENT ~~New~~DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL No of Loans ~~Month~~No ~~REO~~of ~~Percentage~~Loans No of Loans inNo ~~REO~~of 0Loans ~~Sep-04~~No ~~0.000%~~of ~~Original~~Loans Principal Balance ~~0.00~~Principal ~~Oct-04~~Balance ~~0.000%~~Principal ~~Current~~Balance Principal Balance ~~0.00~~Principal ~~Nov-04~~Balance 0~~.000% Dec~~-0429 ~~0.000%~~Days ~~Current~~2 ~~REO Total Jan-05~~ 0~~.000%~~ ~~Loans in REO~~ 0 ~~Feb-05~~2 0169,557.~~000%~~96 ~~Original Principal Balance~~ 0.00 ~~Mar-05~~ 0.~~000%~~00 ~~Current~~169,557.96 ~~Principal~~30 ~~Balance~~Days ~~0.00~~71 ~~Apr-05~~1 1 0~~.000%~~ ~~May-05~~73 09,342,582.~~000%~~49 ~~Jun-05~~354,333.83 082,430.~~000%~~53 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05 0~~9,779,346.~~000%~~85 *The60 ~~text~~Days ~~reported~~11 in0 ~~the~~0 ~~above~~0 ~~table~~11 is1,633,778.42 ~~presented~~0.00 ~~graphically on the monthly bond remittance report~~0.00 ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~00 1,633,778.42 1290 ~~Month~~Days ~~REO~~10 History*2 ~~New~~1 ~~REO Loans Month REO Percentage Loans in REO~~ 0 ~~Sep-04~~13 01,381,949.~~000%~~84 ~~Original~~177,501.36 ~~Principal~~188,145.11 ~~Balance~~ 0.00 ~~Oct-04 0~~1,747,596.~~000%~~31 ~~Current~~120 ~~Principal~~Days ~~Balance~~5 ~~0.00~~1 ~~Nov-04~~4 0~~.000%~~ ~~Dec-04~~10 0773,281.~~000%~~46 ~~Current REO Total Jan-05 0~~36,880.~~000%~~58 ~~Loans in REO 0 Feb-05 0~~665,843.~~000%~~01 ~~Original Principal Balance~~ 0.00 ~~Mar-~~1,476,005.05 ~~0.000%~~150 ~~Current~~Days ~~Principal~~1 ~~Balance~~1 2 0~~.00~~ ~~Apr-05~~4 0211,850.~~000%~~00 ~~May-05 0~~96,745.~~000%~~25 ~~Jun-05 0~~277,413.~~000%~~27 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05 0~~586,008.~~000%~~52 *The180+ ~~text~~Days ~~reported~~2 in2 ~~the~~3 ~~above~~1 ~~table~~8 is134,168.57 ~~presented~~151,469.12 ~~graphically~~482,730.13 on179,000.00 ~~the monthly bond remittance report~~947,367.82 ~~The~~Totals ~~monthly~~100 ~~bond~~9 ~~remittance~~11 ~~report~~1 ~~can~~121 be13,477,610.78 ~~viewed~~986,488.10 ~~online~~1,696,562.05 at179,000.00 ~~www~~16,339,660.~~ctslink.com.~~93 2No 12of ~~Month~~Loans ~~REO~~No History*of ~~New~~Loans ~~REO~~No of Loans ~~Month~~No ~~REO~~of ~~Percentage~~ Loans inNo ~~REO~~of 0Loans ~~Sep-04~~Principal ~~0.000%~~Balance ~~Original~~ Principal Balance ~~0.00~~Principal ~~Oct-04~~Balance ~~0.000%~~Principal ~~Current~~Balance Principal Balance 0~~.00 Nov~~-0429 Days 0.~~000~~126342% ~~Dec-04~~0.000000% 0.~~000~~000000% ~~Current REO Total Jan-05~~ 0.~~000~~126342% ~~Loans in REO~~ 0.074483% ~~Feb-05~~ 0.~~000~~000000% ~~Original Principal Balance~~ 0.00000000% ~~Mar-05~~ 0.~~000~~074483% ~~Current~~30 ~~Principal~~Days ~~Balance~~4.485155% 0.00063171% ~~Apr-05~~ 0.~~000~~063171% ~~May-05~~ 0.~~000~~000000% ~~Jun-05~~4.611497% 04.~~000~~103983% ~~Jul-05~~ 0.~~000~~155651% ~~Aug-05~~ 0.~~000~~036210% *The text reported in the above table is presented graphically on the monthly bond remittance report0.000000% ~~The monthly bond remittance report can be viewed online at www~~4.~~ctslink.com.~~295844% 360 12Days ~~Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.694883% ~~Sep-04~~ 0.~~000~~000000% ~~Original Principal Balance~~ 0.00000000% ~~Oct-04~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00694883% ~~Nov-04~~ 0.~~000~~717682% ~~Dec-04~~ 0.~~000~~000000% ~~Current REO Total Jan-05~~ 0.~~000~~000000% ~~Loans in REO~~ 0.000000% ~~Feb-05~~ 0.~~000~~717682% ~~Original~~90 ~~Principal~~Days ~~Balance~~ 0.00631712% ~~Mar-05~~ 0.~~000~~126342% ~~Current Principal Balance~~ 0.00063171% ~~Apr-05~~ 0.~~000~~000000% ~~May-05~~ 0.~~000~~821226% ~~Jun-05~~ 0.~~000~~607059% ~~Jul-05~~ 0.~~000~~077972% ~~Aug-05~~ 0.~~000~~082648% *The text reported in the above table is presented graphically on the monthly bond remittance report0.000000% ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~767679% 4120 12Days ~~Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.315856% ~~Sep-04~~ 0.~~000~~063171% ~~Original Principal Balance~~ 0.00252685% ~~Oct-04~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00631712% ~~Nov-04~~ 0.~~000~~339685% ~~Dec-04~~ 0.~~000~~016201% ~~Current REO Total Jan-05~~ 0.~~000~~292490% ~~Loans in REO~~ 0.000000% ~~Feb-05~~ 0.~~000~~648375% ~~Original~~150 ~~Principal~~Days ~~Balance~~ 0.00063171% ~~Mar-05~~ 0.~~000~~063171% ~~Current Principal Balance~~ 0.00126342% ~~Apr-05~~ 0.~~000~~000000% ~~May-05~~ 0.~~000~~252685% ~~Jun-05~~ 0.~~000~~093061% ~~Jul-05~~ 0.~~000~~042498% ~~Aug-05~~ 0.~~000~~121861% *The text reported in the above table is presented graphically on the monthly bond remittance report0.000000% ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~257420% 5180+ 12Days ~~Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.126342% ~~Sep-04~~ 0.~~000~~126342% ~~Original Principal Balance~~ 0.00189514% ~~Oct-04~~ 0.~~000~~063171% ~~Current Principal Balance~~ 0.00505370% ~~Nov-04~~ 0.~~000~~058937% ~~Dec-04~~ 0.~~000~~066537% ~~Current REO Total Jan-05~~ 0.~~000~~212052% ~~Loans in REO~~ 0.078631% ~~Feb-05~~ 0.~~000~~416157% ~~Original~~Totals ~~Principal~~6.317119% ~~Balance~~ 0.00568541% ~~Mar-05~~ 0.~~000~~694883% ~~Current Principal Balance~~ 0.00063171% ~~Apr-05 0~~7.~~000~~643714% ~~May-05 0~~5.~~000~~920407% ~~Jun-05~~ 0.~~000~~433342% ~~Jul-05~~ 0.~~000~~745261% ~~Aug-05~~ 0.~~000~~078631% *The text reported in the above table is presented graphically on the monthly bond remittance report7. ~~The monthly bond remittance report can be viewed online at www.ctslink.com.~~177640%

~~REO~~OTHER ~~Loan~~INFORMATION ~~Detail - All Mortgage Loans in REO during~~ Current Period ~~Month~~Class ~~Loan~~A ~~First~~Insufficient ~~Original~~Funds ~~Loan~~0.00 ~~Entered Payment LTV at~~ Principal ~~Group~~Balance ~~Number~~of ~~REO~~Contaminated ~~Date~~Properties ~~State~~0.00 ~~Origination~~Periodic ~~Balance~~Advance ~~No REO loans this period~~106,687.80

Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO ~~Loan~~TOTAL ~~Detail~~1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 ~~All~~Days ~~Mortgage~~2 0 0 2 169,557.96 0.00 0.00 169,557.96 30 Days 33 0 0 0 33 2,432,903.44 0.00 0.00 0.00 2,432,903.44 60 Days 4 0 0 0 4 352,736.99 0.00 0.00 0.00 352,736.99 90 Days 3 1 0 0 4 243,106.91 54,128.54 0.00 0.00 297,235.45 120 Days 2 1 1 0 4 130,906.02 36,880.58 73,325.14 0.00 241,111.74 150 Days 0 1 0 0 1 0.00 96,745.25 0.00 0.00 96,745.25 180+ Days 2 2 1 0 5 134,168.57 151,469.12 59,429.94 0.00 345,067.63 Totals 44 7 2 0 53 3,293,821.93 508,781.45 132,755.08 0.00 3,935,358.46 0-29 Days 0.374532% 0.000000% 0.000000% 0.374532% 0.421381% 0.000000% 0.000000% 0.421381% 30 Days 6.179775% 0.000000% 0.000000% 0.000000% 6.179775% 6.046190% 0.000000% 0.000000% 0.000000% 6.046190% 60 Days 0.749064% 0.000000% 0.000000% 0.000000% 0.749064% 0.876613% 0.000000% 0.000000% 0.000000% 0.876613% 90 Days 0.561798% 0.187266% 0.000000% 0.000000% 0.749064% 0.604163% 0.134519% 0.000000% 0.000000% 0.738682% 120 Days 0.374532% 0.187266% 0.187266% 0.000000% 0.749064% 0.325324% 0.091655% 0.182226% 0.000000% 0.599205% 150 Days 0.000000% 0.187266% 0.000000% 0.000000% 0.187266% 0.000000% 0.240429% 0.000000% 0.000000% 0.240429% 180+ Days 0.374532% 0.374532% 0.187266% 0.000000% 0.936330% 0.333432% 0.376427% 0.147694% 0.000000% 0.857553% Totals 8.239700% 1.310861% 0.374532% 0.000000% 9.925094% 8.185723% 1.264411% 0.329920% 0.000000% 9.780053% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL 2 No of Loans inNo of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 1 0 21 3,490,887.64 0.00 82,430.53 0.00 3,573,318.17 60 Days 6 0 0 0 6 1,231,615.14 0.00 0.00 0.00 1,231,615.14 90 Days 7 1 1 0 9 1,138,842.93 123,372.82 188,145.11 0.00 1,450,360.86 120 Days 2 0 1 0 3 488,438.69 0.00 166,634.60 0.00 655,073.29 150 Days 1 0 1 0 2 211,850.00 0.00 113,682.92 0.00 325,532.92 180+ Days 0 0 1 1 2 0.00 0.00 127,900.00 179,000.00 306,900.00 Totals 36 1 5 1 43 6,561,634.40 123,372.82 678,793.16 179,000.00 7,542,800.38 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 5.376344% 0.000000% 0.268817% 0.000000% 5.645161% 5.819425% 0.000000% 0.137414% 0.000000% 5.956839% 60 Days 1.612903% 0.000000% 0.000000% 0.000000% 1.612903% 2.053143% 0.000000% 0.000000% 0.000000% 2.053143% 90 Days 1.881720% 0.268817% 0.268817% 0.000000% 2.419355% 1.898489% 0.205667% 0.313644% 0.000000% 2.417799% 120 Days 0.537634% 0.000000% 0.268817% 0.000000% 0.806452% 0.814243% 0.000000% 0.277785% 0.000000% 1.092029% 150 Days 0.268817% 0.000000% 0.268817% 0.000000% 0.537634% 0.353161% 0.000000% 0.189513% 0.000000% 0.542674% 180+ Days 0.000000% 0.000000% 0.268817% 0.268817% 0.537634% 0.000000% 0.000000% 0.213214% 0.298399% 0.511612% Totals 9.677419% 0.268817% 1.344086% 0.268817% 11.559140% 10.938461% 0.205667% 1.131571% 0.298399% 12.574097% DELINQUENT BANKRUPTCY FORECLOSURE REO ~~during~~TOTAL ~~Current~~3 ~~Period~~No ~~(continued)~~of ~~Current~~Loans ~~Paid~~No ~~Current~~of ~~Approximate~~Loans ~~Loan~~No of Loans No of Loans No of Loans Principal ToBalance ~~Months~~Principal ~~Loan~~Balance ~~Delinquent~~Principal ~~Group~~Balance ~~Number~~Principal Balance ~~Date~~Principal ~~Delinquent~~Balance ~~Rate~~0-29 ~~Interest~~Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 5 0 0 0 5 1,285,900.90 0.00 0.00 0.00 1,285,900.90 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 1 0 1 0.00 0.00 295,400.19 0.00 295,400.19 Totals 5 0 1 0 6 1,285,900.90 0.00 295,400.19 0.00 1,581,301.09 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.597444% 0.000000% 0.000000% 0.000000% 1.597444% 2.668521% 0.000000% 0.000000% 0.000000% 2.668521% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.319489% 0.000000% 0.319489% 0.000000% 0.000000% 0.613019% 0.000000% 0.613019% Totals 1.597444% 0.000000% 0.319489% 0.000000% 1.916933% 2.668521% 0.000000% 0.613019% 0.000000% 3.281540% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 163,426.52 0.00 0.00 0.00 163,426.52 60 Days 1 0 0 0 1 49,426.29 0.00 0.00 0.00 49,426.29 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 212,852.81 0.00 0.00 0.00 212,852.81 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.626016% 0.000000% 0.000000% 0.000000% 1.626016% 0.668324% 0.000000% 0.000000% 0.000000% 0.668324% 60 Days 0.813008% 0.000000% 0.000000% 0.000000% 0.813008% 0.202126% 0.000000% 0.000000% 0.000000% 0.202126% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.439024% 0.000000% 0.000000% 0.000000% 2.439024% 0.870450% 0.000000% 0.000000% 0.000000% 0.870450% DELINQUENT BANKRUPTCY FORECLOSURE REO ~~loans~~TOTAL ~~this~~5 ~~period~~No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 11 1 0 0 12 1,969,463.99 354,333.83 0.00 0.00 2,323,797.82 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 1 0 2 0 3 153,936.75 0.00 425,883.27 0.00 579,820.02 150 Days 0 0 1 0 1 0.00 0.00 163,730.35 0.00 163,730.35 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 1 3 0 16 2,123,400.74 354,333.83 589,613.62 0.00 3,067,348.19 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 4.564315% 0.414938% 0.000000% 0.000000% 4.979253% 3.595205% 0.646827% 0.000000% 0.000000% 4.242032% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.414938% 0.000000% 0.829876% 0.000000% 1.244813% 0.281008% 0.000000% 0.777439% 0.000000% 1.058446% 150 Days 0.000000% 0.000000% 0.414938% 0.000000% 0.414938% 0.000000% 0.000000% 0.298885% 0.000000% 0.298885% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.979253% 0.414938% 1.244813% 0.000000% 6.639004% 3.876213% 0.646827% 1.076324% 0.000000% 5.599364%

~~Summary~~CREDIT 12ENHANCEMENT ~~Month~~Original ~~Foreclosure~~$ ~~History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 1 Sep-04 0.000%~~ Original ~~Principal Balance 72,000.00 Oct-04 0.000~~% Current ~~Principal~~$ ~~Balance 71,875.67 Nov-04 0.000% Dec-04 0.000%~~ Current ~~Foreclosure Total Jan-05 0.000~~% ~~Loans~~Bankruptcy ~~in Foreclosure 1 Feb-05 0.000% Original Principal Balance 72~~117,~~000~~201.00 ~~Mar-05~~ 0.~~000~~04395619% ~~Current Principal Balance 71~~117,~~875~~201.67 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.029% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 1 Sep-04 0.000% Original Principal Balance 72,000.00 ~~Oct-04~~ 0.~~000~~05153814% ~~Current~~Fraud ~~Principal Balance 71~~5,~~875.67 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 1 Feb-05 0.000% Original Principal Balance 72~~332,~~000~~627.0035 ~~Mar-05 0~~2.~~000~~00000000% ~~Current Principal Balance 71~~5,~~875~~332,627.6735 ~~Apr-05 0~~2.~~000~~34497723% ~~May-05~~Special ~~0.000%~~Hazard Jun-05 0.000% Jul-05 0.000% Aug-05 0.173% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 ~~12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0~~,963,574.~~000% Original Principal Balance 0.~~00 ~~Oct-04 0~~1.~~000~~11148738% ~~Current Principal Balance 0~~2,963,574.00 ~~Nov-04 0~~1.~~000~~30320630% ~~Dec-04~~Limit ~~0.000%~~of ~~Current~~Subordinate's ~~Foreclosure~~Exposure ~~Total~~to ~~Jan-05~~Certain ~~0.000%~~Types ~~Loans~~of in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 5 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.Losses

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -Summary ~~All~~1 ~~Mortgage~~Days Number of Aggregate Percentage of Number of Aggregate Percentage of Delinquent Loans inOutstanding ~~Foreclosure~~Balance(%) ~~during~~Loans ~~Current~~Oustanding ~~Period~~Balance(%) ~~Month~~Balance($) ~~Loan~~Balance($) ~~First~~180 ~~Original~~- ~~Loan~~209 ~~Entered~~6 ~~Payment~~696,492.15 ~~LTV~~0.306 at4 ~~Principal~~273,191.96 ~~Group~~0.679 ~~Number~~240 FC- ~~Date~~269 ~~State~~2 ~~Origination~~250,875.67 ~~Balance~~0.110 1 ~~2002378363~~71,875.67 ~~Aug-2005~~0.179 ~~01-Feb-2005~~Total MO8 ~~100~~947,367.0082 720.416 5 345,~~000~~067.0063 0.858

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -(continued) ~~All~~2 ~~Mortgage~~3 ~~Loans~~Days inNumber ~~Foreclosure~~of ~~during~~Aggregate ~~Current~~Percentage ~~Period~~of ~~(continued)~~Number ~~Current~~of ~~Paid~~Aggregate ~~Current~~Percentage ~~Approximate~~of ~~Loan~~Delinquent ~~Principal~~Loans ToOutstanding ~~Months~~Balance(%) ~~Loan~~Loans ~~Delinquent~~Oustanding ~~Group~~Balance(%) ~~Number~~Balance($) Balance($) ~~Date~~180 ~~Delinquent~~- ~~Rate~~209 ~~Interest~~ 1 ~~2002378363~~127,900.00 710.213 1 295,~~875~~400.6719 010.613 240 -~~Mar-2005~~ 4269 61 179,000.~~750%~~00 0.298 0 0.00 0.000 Total 2 306,900.00 0.511 1 295,~~164~~400.9119 0.613

~~COLLATERAL~~180+ ~~STATEMENT~~Delinquency ~~Collateral~~Summary ~~Description~~(continued) ~~Mixed~~4 ~~ARM~~5 ~~Weighted~~Days ~~Average~~Number ~~Gross~~of ~~Coupon~~Aggregate ~~6.768837%~~Percentage ~~Weighted~~of ~~Average~~Number ~~Net~~of ~~Coupon~~Aggregate ~~6.434602%~~Percentage ~~Weighted~~of ~~Average~~Delinquent ~~Pass-Through~~Loans ~~Rate~~Outstanding ~~6.434524~~Balance(%) ~~Weighted~~Loans ~~Average~~Oustanding ~~Maturity~~Balance(~~Stepdown~~%) ~~Calculation~~Balance($) ~~337~~Balance($) ~~Beginning~~180 ~~Scheduled~~- ~~Collateral~~209 ~~Loan~~0 ~~Count~~0.00 ~~1,726~~0.000 ~~Number~~0 Of0.00 ~~Loans~~0.000 ~~Paid~~240 In- ~~Full~~269 300 ~~Ending~~0.00 ~~Scheduled~~0.000 ~~Collateral~~0 ~~Loan Count 1,696 Beginning Scheduled Collateral Balance 256,228,401~~0.1300 ~~Ending Scheduled Collateral Balance 250,940,546~~0.49000 ~~Ending~~Total ~~Actual~~0 ~~Collateral Balance at 29-Jul-2005 251,168,604~~0.6500 ~~Monthly P&I Constant 1,733,293~~0.77000 ~~Special~~0 ~~Servicing Fee~~ 0.00 ~~Prepayment Penalties 13,725~~0.78000 ~~Realized~~This ~~Loss~~report ~~Amount~~includes ~~0.00~~all ~~Cumulative~~loans ~~Realized~~greater ~~Loss~~than ~~0.00~~180 ~~Scheduled~~days ~~Principal~~delinquent ~~287,986.78~~regardless ~~Unscheduled~~of ~~Principal~~status 4(REO,~~999~~ Foreclosure,~~867~~ Bankruptcy).86

REO Detail - All Mortgage Loans in REO during Current Period

~~Group~~Summary ~~Level~~12 ~~Collateral~~Month ~~Statement~~REO ~~Group~~History* New REO Loans Month REO Percentage Loans in REO 1 2Jan-05 30.000% ~~Collateral~~Original ~~Description~~Principal ~~Mixed~~Balance ~~ARM~~179,000.00 ~~Mixed~~Feb-05 ~~ARM~~0.000% ~~Mixed~~Current ~~ARM~~Principal ~~Weighted~~Balance ~~Average~~179,000.00 ~~Coupon~~Mar-05 ~~Rate~~0.000% 6Apr-05 0.~~946615~~000% 7Current REO Total May-05 0.~~342611~~000% 6Loans in REO 1 Jun-05 0.~~364928~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Rate~~179,000.00 6Jul-05 0.~~696511~~000% 7Current Principal Balance 179,000.~~092611~~00 6Aug-05 0.~~114784~~000% ~~Weighted~~Sep-05 ~~Average~~0.000% ~~Maturity~~Oct-05 ~~354~~0.000% ~~353~~Nov-05 ~~354~~0.000% ~~Beginning~~Dec-05 ~~Loan~~0.079% ~~Count~~*The ~~554~~text ~~455~~reported ~~327~~in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month REO History* New REO Loans ~~Paid~~Month InREO ~~Full~~Percentage 6Loans 14in 2REO ~~Ending~~0 ~~Loan~~Jan-05 ~~Count~~0.000% ~~548~~Original ~~441~~Principal ~~325~~Balance ~~Beginning~~0.00 ~~Scheduled~~Feb-05 0.000% Current Principal Balance ~~42,061,771~~0.3400 ~~77,391,637~~Mar-05 0.41000% ~~51,664,503~~Apr-05 0.87000% ~~Ending~~Current ~~Scheduled~~REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance ~~41,562,281~~0.4700 ~~74,523,216~~Jul-05 0.29000% ~~51,230,330~~Current Principal Balance 0.3200 ~~Record~~Aug-05 ~~Date~~0.000% ~~07/29/2005~~Sep-05 ~~07/29/2005~~0.000% ~~07/29/2005~~Oct-05 ~~Principal~~0.000% ~~And~~Nov-05 ~~Interest~~0.000% ~~Constant~~Dec-05 ~~279,380~~0.61000% ~~533,016~~*The text reported in the above table is presented graphically on the monthly bond remittance report.11 ~~320,312~~The monthly bond remittance report can be viewed online at www.56ctslink.com. ~~Scheduled~~2 ~~Principal~~12 ~~35,891~~Month REO History* New REO Loans Month REO Percentage Loans in REO 1 Jan-05 0.50000% 59Original Principal Balance 179,~~468~~000.8600 ~~46,278~~Feb-05 0.52000% ~~Unscheduled~~Current Principal ~~463~~Balance 179,~~598~~000.3700 ~~2,808,952~~Mar-05 0.26000% ~~387,895~~Apr-05 0.03000% ~~Scheduled~~Current ~~Interest~~REO ~~243,489~~Total May-05 0.11000% ~~473,547~~Loans in REO 1 Jun-05 0.25000% ~~274~~Original Principal Balance 179,~~034~~000.0400 ~~Servicing~~Jul-05 ~~Fees~~0.000% 8Current Principal Balance 179,~~766~~000.5300 ~~16,123~~Aug-05 0.26000% ~~10,769~~Sep-05 0.64000% ~~Master~~Oct-05 ~~Servicing~~0.000% ~~Fees~~Nov-05 0.00000% Dec-05 0.00298% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.22000% ~~Trustee~~Original ~~Fee~~Principal Balance 0.00 Feb-05 0.00000% Current Principal Balance 0.00 ~~FRY~~Mar-05 ~~Amount~~0.000% Apr-05 0.00000% Current REO Total May-05 0.00000% Loans in REO 0 Jun-05 0.00000% ~~Special~~Original ~~Hazard~~Principal ~~Fee~~Balance 0.00 Jul-05 0.00000% Current Principal Balance 0.00 ~~Other~~Aug-05 ~~Fee~~0.000% ~~2,385~~Sep-05 0.67000% ~~13,533~~Oct-05 0.63000% ~~536~~Nov-05 0.07000% ~~Pool~~Dec-05 ~~Insurance~~0.000% ~~Fee~~*The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.00000% Original Principal Balance 0.00 Feb-05 0.00000% ~~Spread~~Current 1Principal Balance 0.00 Mar-05 0.00000% Apr-05 0.00000% ~~Spread~~Current 2REO Total May-05 0.00000% Loans in REO 0 Jun-05 0.00000% Original Principal Balance 0.00 ~~Spread~~Jul-05 30.000% Current Principal Balance 0.00 Aug-05 0.00000% Sep-05 0.00000% ~~Net~~Oct-05 ~~Interest~~0.000% ~~232,336~~Nov-05 0.91000% ~~443,890~~Dec-05 0.36000% ~~262,725~~*The text reported in the above table is presented graphically on the monthly bond remittance report.11 ~~Realized~~The ~~Loss~~monthly ~~Amount~~bond remittance report can be viewed online at www.ctslink.com. 5 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.00000% Original Principal Balance 0.00 Feb-05 0.00000% ~~Cumulative~~Current ~~Realized~~Principal ~~Loss~~Balance 0.00 Mar-05 0.00000% Apr-05 0.00000% ~~Percentage~~Current ofREO ~~Cumulative~~Total ~~Losses~~May-05 0.~~0000~~000% Loans in REO 0~~.0000~~ Jun-05 0.~~0000~~000% ~~Prepayment~~Original ~~Penalties~~Principal Balance 0.00 ~~6,358.00~~Jul-05 0.00000% ~~Special~~Current ~~Servicing~~Principal ~~Fee~~Balance 0.00 Aug-05 0.00000% Sep-05 0.00000% ~~Pass~~Oct-~~Through~~05 ~~Rate~~0.000% 6Nov-05 0.~~628449~~000% 6Dec-05 0.~~882765~~000% 6*The text reported in the above table is presented graphically on the monthly bond remittance report.~~102258~~ The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All 4Mortgage 5Loans ~~Total~~in ~~Collateral~~REO ~~Description~~during ~~Mixed~~Current ~~ARM~~Period ~~Mixed~~Month ~~ARM Mixed ARM Weighted Average Coupon Rate 5.938666 6.607411 6.768837 Weighted Average Net Rate 5.688666 6.356660 6.434602 Weighted Average Maturity 174 354 337 Beginning~~ Loan ~~Count~~First ~~129~~Original ~~261 1,726 Loans Paid In Full 3 5 30 Ending~~ Loan ~~Count~~Entered ~~126~~Payment ~~256~~LTV ~~1,696~~at ~~Beginning~~Principal ~~Scheduled~~Group ~~Balance~~Number ~~25,833,572.78~~REO ~~59,276,915.73~~Date ~~256,228,401.13~~State ~~Ending~~Origination ~~scheduled~~ Balance ~~25,220,694.91~~2 ~~58,404,023.50~~2002468273 ~~250,940,546.49 Record Date 07/29/~~Dec-2005 ~~07/29/~~01-Apr-2005 ~~07/29/2005~~MI ~~Principal And Interest Constant 220,731~~100.97 379,852.52 1,733,293.77 Scheduled Principal 92,884.50 53,463.40 287,986.78 Unscheduled Principal 519,993.37 819,428.83 4,999,867.86 Scheduled Interest 127,847.47 326,389.12 1,445,306.99 Servicing Fees 5,381.99 12,386.43 53,427.85 Master Servicing Fees 4.39 8.98 16.59 Trustee Fee 0.00 ~~0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 532.38 951.59 17~~179,~~939~~000.~~34 Pool Insurance Fee 0.~~00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 121,928.71 313,042.12 1,373,923.21 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 7,367.78 0.00 13,725.78 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.663732 6.337215 6.434524

~~Miscellaneous~~REO ~~Reporting~~Loan ~~Group~~Detail 1- ~~Senior~~All %Mortgage ~~90.500769%~~Loans ~~Senior~~in ~~Prepayment~~REO %during ~~100.000000%~~Current ~~Subordinate~~Period %(continued) ~~9.499231%~~Current ~~Group~~Paid 2Current ~~Senior~~Approximate %Loan ~~89.510477%~~Principal ~~Senior~~To ~~Prepayment~~Months %Loan ~~100.000000%~~Delinquent ~~Subordinate % 10.489523%~~ Group 3Number ~~Senior~~Balance %Date ~~89.006769%~~Delinquent ~~Senior~~Rate ~~Prepayment~~Interest %2 ~~100~~2002468273 179,000.~~000000%~~00 ~~Subordinate~~01-Mar-2005 %8 107.~~993231~~500% 7,541.69

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Miscellaneous~~Summary ~~Reporting~~12 ~~Group~~Month 4Foreclosure ~~Senior~~History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 6 Jan-05 0.000% 95Original Principal Balance 941,000.~~364486~~00 Feb-05 0.000% ~~Senior~~Current ~~Prepayment~~Principal Balance 936,418.65 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 11 Jun-05 0.000% Original Principal Balance 1,704,000.00 Jul-05 0.000% Current Principal Balance 1,696,562.05 Aug-05 0.029% Sep-05 0.422% Oct-05 0.432% Nov-05 0.404% Dec-05 0.745% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 1 Jan-05 0.000% Original Principal Balance 73,600.00 Feb-05 0.000% Current Principal Balance 73,325.14 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 2 Jun-05 0.000% Original Principal Balance 133,100.~~000000~~00 Jul-05 0.000% ~~Subordinate~~Current Principal Balance 132,755.08 Aug-05 0.173% Sep-05 0.145% Oct-05 0.146% Nov-05 0.147% Dec-05 0.330% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 3 Jan-05 0.000% Original Principal Balance 439,500.00 Feb-05 0.000% Current Principal Balance 437,210.24 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 5 Jun-05 0.000% Original Principal Balance 683,000.00 Jul-05 0.000% Current Principal Balance 678,793.16 Aug-05 0.000% Sep-05 0.971% Oct-05 1.020% Nov-05 0.674% Dec-05 1.132% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 1 Jun-05 0.000% Original Principal Balance 296,000.00 Jul-05 0.000% Current Principal Balance 295,400.19 Aug-05 0.000% Sep-05 0.578% Oct-05 0.591% Nov-05 0.599% Dec-05 0.613% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Jan-05 0.~~635514~~000% ~~Group~~Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 5 ~~Senior~~12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 2 Jan-05 0.000% 90Original Principal Balance 427,900.~~045623~~00 Feb-05 0.000% ~~Senior~~Current ~~Prepayment~~Principal Balance 425,883.27 Mar-05 0.000% ~~100~~Apr-05 0.~~000000~~000% ~~Subordinate~~Current Foreclosure Total May-05 0.000% 9Loans in Foreclosure 3 Jun-05 0.~~954377~~000% Original Principal Balance 591,900.00 Jul-05 0.000% Current Principal Balance 589,613.62 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.296% Dec-05 1.076% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All ~~during~~Mortgage ~~Current~~Loans ~~Period~~in ~~Summary~~Foreclosure ~~Loans~~during ~~Paid~~Current InPeriod ~~Full~~Month ~~Repurchased~~Loan ~~Loans~~First Original ~~Current~~Loan ~~Original~~Entered ~~Current~~Payment ~~Principal~~LTV ~~Principal~~at Principal ~~Principal~~ Group ~~Count~~Number ~~Balance~~FC ~~Balance~~Date ~~Count~~State ~~Balance~~Origination Balance 1 60000120080 ~~414,280~~Sep-2005 01-Feb-2005 HI 68.00 ~~411~~59,~~849~~500.0800 01 02002462874 Dec-2005 01-Apr-2005 IA 80.00 073,600.00 2 140029788486 ~~2,838,685~~Dec-2005 01-Mar-2005 CA 100.00 2167,~~802,556~~500.1400 02 00084321090 Nov-2005 01-Aug-2004 NC 85.00 0115,600.00 3 2 ~~387,470~~2002416643 Dec-2005 01-Mar-2005 MN 90.00 ~~386~~189,~~404~~000.2400 02 02002430980 Dec-2005 01-Mar-2005 GA 83.00 083,000.00 42 32112100023 ~~443,250~~Sep-2005 01-Mar-2005 CT 79.0099 ~~434~~127,~~979~~900.5000 03 00122386722 Sep-2005 01-Mar-2005 NJ 80.00 0296,000.00 5 50000DECOCK ~~824,141.00~~Nov-2005 ~~818,591.47~~01-May-2005 0FL 080.00 0164,000.00 ~~Total~~5 300029767985 ~~4,907,826~~Dec-2005 01-Mar-2005 VA 99.0094 4163,~~854,380~~900.4300 05 00122386638 Dec-2005 01-Feb-2005 NJ 80.00 0264,000.00

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period (continued) ~~Summary~~Current ~~Substitution~~Paid ~~Loans~~Current ~~Liquidated~~Approximate ~~Loans~~Loan ~~Curtailments~~Principal ~~Original~~To ~~Current~~Months ~~Original~~Loan ~~Current~~Delinquent ~~Principal~~Group ~~Principal~~Number ~~Principal~~Balance ~~Principal~~Date ~~Curtailment~~Delinquent ~~Group~~Rate ~~Count~~Interest ~~Balance~~1 ~~Balance~~0000120080 ~~Count~~59,429.94 ~~Balance~~01-May-2005 ~~Balance~~6 ~~Amount~~11.940% 4,048.90 1 02002462874 073,325.0014 001-Jul-2005 4 6.00375% 02,242.36 02 0029788486 166,634.0060 001-Jul-2005 4 7.00000% 525,~~107~~621.0273 2 00084321090 0113,682.0092 ~~0.00~~01-Jun-2005 05 08.00750% 05,125.0042 82 2002416643 188,~~746~~145.8111 01-Aug-2005 3 ~~0 0~~7.00500% 05,679.0011 02 02002430980 82,430.0053 001-Oct-2005 1 6.00875% 1,~~814~~365.6225 42 02112100023 0127,900.00 001-May-2005 6 8.00250% 05,968.62 03 0122386722 295,400.0019 001-May-2005 6 8.00000% 8613,~~511~~326.8976 5 00000DECOCK 0163,730.0035 ~~0.00~~01-Jun-2005 05 07.00000% 06,436.0007 15 0029767985 163,~~592~~168.2794 ~~Total~~01-Jul-2005 04 06.00625% 05,193.0086 05 00122386638 262,714.0033 001-Jul-2005 4 7.00125% ~~150~~9,~~772~~019.6145

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~Prepayment~~Summary ~~Loan~~12 ~~Detail~~Month -Bankruptcy ~~Prepayments~~History* ~~during~~New ~~Current~~Bankruptcy ~~Period~~Loans ~~First~~Month ~~Original~~Bankruptcy ~~Loan~~Percentage ~~LTV~~Loans atin ~~Payment~~Bankruptcy 1 Jan-05 0.000% Original Principal ~~Prepayment~~Balance ~~Group~~97,200.00 ~~Number~~Feb-05 ~~State~~0.000% ~~Origination~~Current ~~Date~~Principal Balance ~~Amount~~96,745.25 1Mar-05 ~~0003797276~~0.000% NMApr-05 ~~100~~0.00000% 01Current Bankruptcy Total May-~~Feb-2005~~05 ~~82,500~~0.00000% ~~81,969~~Loans in Bankruptcy 9 Jun-05 0.35000% 1Original ~~0005712863~~Principal VABalance 80992,300.00 01Jul-~~Mar-2005~~05 ~~72,720~~0.00014% 72Current Principal Balance 986,~~310~~488.4810 1Aug-05 ~~0028587806~~0.064% NYSep-05 670.53152% ~~01-~~Oct-~~2004~~05 ~~52,000~~0.00178% ~~51,493~~Nov-05 0.33383% 1Dec-05 ~~0029661865~~0.433% MO*The ~~76.00~~text ~~01-Feb-2005~~reported ~~95,000~~in the above table is presented graphically on the monthly bond remittance report.00 ~~94,403~~The monthly bond remittance report can be viewed online at www.22ctslink.com. 1 ~~0201455953~~12 FLMonth ~~90.00~~Bankruptcy 01History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 1 Jan-~~Oct-2004~~05 580.000% Original Principal Balance 97,~~500~~200.00 ~~58,090~~Feb-05 0.81000% 1Current ~~2002361546~~Principal LABalance ~~100~~96,745.0025 ~~01-~~Mar-~~2005~~05 ~~53,560~~0.00000% ~~53,224~~Apr-05 0.16000% 2Current ~~0003396761~~Bankruptcy PATotal 65May-05 0.00000% 01Loans in Bankruptcy 7 Jun-~~Feb-2005~~05 ~~201,500~~0.00000% ~~200,484.91~~Original 2Principal ~~0003626115~~Balance ~~IL 90~~511,600.00 01Jul-~~Feb-2005~~05 ~~143,100~~0.00088% ~~123~~Current Principal Balance 508,~~811~~781.2345 2Aug-05 ~~0003747092~~0.089% MISep-05 950.00610% 01Oct-~~Feb~~05 0.743% Nov-~~2005~~05 ~~159,030~~1.00018% ~~158,228~~Dec-05 1.85264% 2*The ~~0003749704~~text CAreported ~~79.27~~in ~~01-Feb-2005~~the ~~650,000~~above table is presented graphically on the monthly bond remittance report.00 ~~646,385~~The monthly bond remittance report can be viewed online at www.55ctslink.com. 2 ~~0003758901~~12 MDMonth ~~100.00~~Bankruptcy 01History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-~~Feb-2005~~05 ~~250,~~0.000% Original Principal Balance 0.00 ~~248,371~~Feb-05 0.34000% 2Current ~~0003847750~~Principal TXBalance ~~100~~0.00 ~~01-~~Mar-~~2005~~05 ~~169,000~~0.00000% ~~168,135~~Apr-05 0.83000% 2Current ~~0106222672~~Bankruptcy ILTotal 90May-05 0.00000% 01Loans in Bankruptcy 1 Jun-~~Jul-2002~~05 ~~72,450~~0.00000% ~~70,807.38~~Original 2Principal ~~0201225604~~Balance ~~FL 76~~124,450.9200 ~~01-~~Jul-~~2004~~05 ~~200,000~~0.00000% ~~198~~Current Principal Balance 123,~~004~~372.5782 2Aug-05 ~~0201656212~~0.166% MOSep-05 900.00177% 01Oct-05 0.186% Nov-~~2004~~05 ~~171,900~~0.00198% ~~170,769~~Dec-05 0.29206% 2*The ~~0201698727~~text AZreported ~~95.00~~in ~~01-Nov-2004~~the ~~227,677.00~~above ~~225,955~~table is presented graphically on the monthly bond remittance report.82 2The ~~0700041668~~monthly FLbond 85remittance report can be viewed online at www.00ctslink.com. 013 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-~~Aug-2004~~05 ~~187,~~0.000% Original Principal Balance 0.00 ~~185,463~~Feb-05 0.02000% 2Current ~~1295594562~~Principal FLBalance ~~100~~0.00 01Mar-~~Sep-2004~~05 ~~131,028~~0.00000% ~~129,557~~Apr-05 0.63000% 2Current ~~1766291817~~Bankruptcy WITotal ~~100~~May-05 0.00000% 01Loans in Bankruptcy 0 Jun-~~Feb-2005~~05 ~~141,~~0.000% Original Principal Balance 0.00 ~~140,071~~Jul-05 0.12000% 2Current ~~2002143923~~Principal NYBalance 900.00 01Aug-~~Mar-2005~~05 ~~135,000~~0.00000% ~~134,158~~Sep-05 0.91000% 3Oct-05 ~~0000050048~~0.000% NJNov-05 750.00000% 01Dec-~~May-2005~~05 ~~258,750~~0.00000% ~~257,894~~*The text reported in the above table is presented graphically on the monthly bond remittance report.17 3The ~~STUPELORIT~~monthly FLbond 78remittance report can be viewed online at www.49ctslink.com. 014 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-~~Apr-2005~~05 ~~128,720~~0.000% Original Principal Balance 0.00 ~~128,186~~Feb-05 0.24000% 4Current ~~0003925447~~Principal NHBalance 520.0100 01Mar-~~May~~05 0.000% Apr-~~2005~~05 ~~142,~~0.000% Current Bankruptcy Total May-05 0.00000% ~~140,268~~Loans in Bankruptcy 0 Jun-05 0.41000% 4Original ~~2101109494~~Principal GABalance 700.8900 01Jul-~~Mar-2005~~05 ~~151,~~0.000% Current Principal Balance 0.00 ~~147,812~~Aug-05 0.54000% 4Sep-05 ~~2113107430~~0.000% WYOct-05 620.60000% 01Nov-05 0.000% Dec-~~2004~~05 ~~150,250~~0.00000% ~~145,400~~*The text reported in the above table is presented graphically on the monthly bond remittance report.53 5The ~~0000645281~~monthly CAbond 90remittance report can be viewed online at www.00ctslink.com. 015 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-~~Nov-2004~~05 ~~324,~~0.000% Original Principal Balance 0.00 ~~320,767~~Feb-05 0.41000% 5Current ~~0029755386~~Principal ALBalance 680.9700 ~~01-~~Mar-~~2005~~05 ~~46,900~~0.00000% ~~46,622~~Apr-05 0.98000% 5Current ~~0030066021~~Bankruptcy FLTotal 28May-05 0.69000% 01Loans in Bankruptcy 1 Jun-~~Apr-2005~~05 800.000% Original Principal Balance 356,~~041~~250.00 ~~79,644~~Jul-05 0.60000% 5Current ~~0405151556~~Principal ILBalance 95354,333.0083 01Aug-~~Jan-2005~~05 ~~133,000~~0.00000% ~~132,109~~Sep-05 0.85000% 5Oct-05 ~~2002336007~~0.000% CANov-05 750.06640% 01Dec-~~Feb-2005~~05 ~~240,200~~0.00647% ~~238,691~~*The text reported in the above table is presented graphically on the monthly bond remittance report.72 The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Prepayment~~Bankruptcy ~~Loan~~ Detail - ~~Prepayments~~All ~~during~~Mortgage ~~Current~~Loans ~~Period~~in ~~(continued)~~Bankruptcy during Current ~~Loan~~Period ~~PIF Months Loan Original~~ Group ~~Number Type Delinquent Rate Term Seasoning 1 0003797276~~ Loan ~~Paid~~Month ~~in Full 0 6.500% 360 6 1 0005712863~~ Loan ~~Paid~~First inState ~~Full~~LTV 0at ~~6.375%~~Original ~~360~~Number 5Entered 1Payment ~~0028587806~~Origination ~~Loan~~Principal ~~Paid~~Bankruptcy inDate ~~Full~~Balance ~~0 6.750% 360 10~~ 1 ~~0029661865~~0029766599 ~~Loan~~Nov-2005 ~~Paid~~01-Mar-2005 inGA ~~Full 0 6~~100.~~625%~~00 ~~360 6 1 0201455953 Loan Paid in Full 0 9~~110,000.~~125%~~00 ~~360 10~~ 1 ~~2002361546~~0030112445 ~~Loan~~Jul-2005 ~~Paid~~01-Apr-2005 inAR ~~Full 0 7~~94.~~250%~~87 ~~360 5 2 0003396761 Loan Paid in Full 0 7~~37,000.~~750%~~00 ~~360~~1 61844124460 2Sep-2005 ~~0003626115~~01-Mar-2005 ~~Loan~~SC ~~Paid in Full 0 7~~100.~~875%~~00 ~~360 6 2 0003747092 Loan Paid in Full 0 7~~61,000.~~750%~~00 ~~360~~1 62002337145 2Oct-2005 ~~0003749704~~01-Mar-2005 ~~Loan~~MS ~~Paid in Full 0 7~~80.~~250%~~00 ~~360 6 2 0003758901 Loan Paid in Full 0 6~~54,400.~~875%~~00 ~~360~~1 62002378363 2Sep-2005 ~~0003847750~~01-Feb-2005 ~~Loan~~MO ~~Paid in Full (1) 6~~100.~~875%~~00 ~~360 5 2 0106222672 Loan Paid in Full 0 9~~72,000.~~375%~~00 ~~360 37 2 0201225604 Loan Paid in Full (~~1) ~~8.125%~~2002446506 ~~360~~Dec-2005 1301-Apr-2005 2OH ~~0201656212 Loan Paid in Full 0 8~~90.~~250%~~00 ~~360 9 2 0201698727 Loan Paid in Full 0 8~~97,200.~~125%~~00 ~~360 9 2 0700041668 Loan Paid in Full 0 8.500% 360 12 2 1295594562 Loan Paid in Full 0 6.500% 360 11 2 1766291817 Loan Paid in Full (~~1) ~~6.375%~~2113107809 ~~360~~Sep-2005 601-Jan-2005 2SC ~~2002143923 Loan Paid in Full 0 6~~80.~~750%~~00 ~~360 5 3 0000050048 Loan Paid in Full 0 7.~~80,000~~% 360 3 3 STUPELORIT Loan Paid in Full 0 7~~.~~000%~~00 ~~360~~2 40201078524 4Aug-2005 ~~0003925447~~01-Jun-2004 ~~Loan~~NC ~~Paid in Full 0 7~~95.~~500%~~00 ~~180 3 4 2101109494 Loan Paid in Full 0 5~~124,450.~~875%~~00 ~~180~~ 5 42667651101 ~~2113107430~~Nov-2005 ~~Loan~~01-Apr-2005 ~~Paid~~NC ~~in Full 0 6~~95.~~375%~~00 ~~180 8 5 0000645281 Loan Paid in Full 0 6~~356,250.~~750% 360 9 5 0029755386 Loan Paid in Full 1 6.125% 360 5 5 0030066021 Loan Paid in Full 0 6.080% 360 4 5 0405151556 Loan Paid in Full 0 7.000% 360 7 5 2002336007 Loan Paid in Full 0 6.625% 360 6~~00

~~Summary~~Bankruptcy ~~SMM~~Detail ~~CPR~~- ~~PSA~~All ~~Current~~Mortgage ~~Month~~Loans ~~1.954%~~in ~~Current~~Bankruptcy ~~Month~~during ~~21.081%~~ Current ~~Month~~Period ~~1,986.891%~~(continued) 3Group ~~Month~~Loan ~~Average 1.890% 3 Month Average 20.214% 3 Month Average 2,308.195% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR:~~ Current vsPaid ~~12mo~~To Average*Months ~~PSA:~~ Current vsApproximate ~~12mo~~Number Average*Principal ~~Month~~Date ~~Current~~Delinquent ~~12mo~~Loan ~~Avg.~~Rate ~~Month~~Delinquent ~~Current~~Balance ~~12mo~~Interest Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 11.706% N/A Jun-2005 1~~,729.713%~~ ~~N/A~~0029766599 ~~Jul-2005 27.856% N/A Jul-2005 3~~109,~~207~~085.~~981%~~33 ~~N/A Aug~~01-~~2005 21.081% N/A Aug~~Nov-2005 ~~1,986.891%~~0 ~~N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report~~6. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 1.103500% ~~Current Month 12.463% Current Month~~ 1,~~166~~136.~~642%~~84 ~~3 Month Average 0.986% 3 Month Average 11.153% 3 Month Average~~ 1~~,359.849%~~ 120030112445 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 14.639% N/A Jun-2005 236,~~182~~880.~~975%~~58 ~~N/A Jul~~01-~~2005 6.358% N/A~~ Jul-2005 ~~729.932%~~4 ~~N/A Aug-2005 12~~7.~~463~~125% ~~N/A Aug-2005~~ 1,~~166~~266.~~642%~~21 ~~N/A~~1 *The1844124460 text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 3.632% Current Month 35.853% Current Month 260,~~907~~472.~~869%~~63 3 Month Average 3.683% 3 Month Average 34.490% 3 Month Average 3,218.800% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep01-~~2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A~~ Nov-~~2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A~~0 ~~N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 14~~6.~~481~~375% ~~N/A~~617.67 ~~Jun-2005~~ 1~~,677.477%~~ ~~N/A~~2002337145 ~~Jul-2005 53.137% N/A Jul-2005 5~~54,~~071~~128.~~053%~~54 ~~N/A Aug~~01-~~2005 35.853% N/A~~ Aug-2005 2,907.869% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 ~~SMM CPR PSA Current Month 0~~7.~~751~~000% ~~Current Month 8.654% Current Month 973.120% 3 Month Average 0.987% 3 Month Average 11.201% 3 Month Average~~ 1,~~813~~521.~~349%~~05 121 ~~Month~~2002378363 ~~Average 0~~71,875.~~000%~~67 ~~12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep~~01-~~2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A~~ Mar-2005 ~~N/A~~8 ~~N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 14~~6.~~026~~750% ~~N/A Jun-2005~~ 2,~~878~~713.~~296%~~24 ~~N/A~~1 ~~Jul-2005~~2002446506 ~~10.924% N/A Jul-2005 1~~96,~~588~~745.~~631%~~25 ~~N/A Aug~~01-~~2005 8.654% N/A Aug~~Jun-2005 ~~973.120%~~5 ~~N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report~~6. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 SMM CPR PSA Current Month 2.020750% ~~Current Month 21.721% Current Month 2~~3,~~271~~661.~~897%~~67 ~~3 Month Average~~ 1~~.113%~~ 32113107809 ~~Month Average 12.173% 3 Month Average 1~~79,~~417~~593.~~399%~~45 ~~12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep~~01-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 ~~N/A~~6 ~~N/A May-2005 N/A N/A Jun-2005 0~~7.~~596~~250% ~~N/A Jun-2005 107~~3,242.~~071%~~05 ~~N/A~~2 ~~Jul-2005~~0201078524 ~~14.202% N/A Jul-2005 1~~123,~~873~~372.~~228%~~82 ~~N/A Aug~~01-~~2005 21.721% N/A~~ Aug-2005 2,271.897% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 5 SMM CPR PSA Current Month 1.384% Current Month 15.396% Current Month 1,491.583% 3 ~~Month Average 1~~9.~~227~~375% 3 ~~Month Average 13~~,903.~~690%~~50 35 ~~Month~~2667651101 ~~Average 1~~354,~~617~~333.~~788%~~83 ~~12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep~~01-~~2004 N/A N/A Sep-2004 N/A N/A~~ Oct-~~2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 8.167% N/A Jun-2005~~ 1~~,271.565%~~ ~~N/A Jul-2005 17~~7.~~507~~625% ~~N/A Jul-2005 2~~6,~~090~~533.216% N/A Aug-2005 15.396% N/A Aug-2005 1,491.583% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))02

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · MASTR ALTERNATIVE LOAN TRUST 2005-4