8-K 1 ace05rm2_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 ACE SECURITIES CORP. HOME EQUITY LOAN TRUST Asset Backed Pass-Through Certificates, Series 2005-RM2 (Exact name of registrant as specified in its charter) New York (governing law of 333-123741-02 Pooling and Servicing Agreement) (Commission 54-2173199 (State or other File Number) 54-2173200 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of ACE SECURITIES CORP . HOME EQUITY LOAN TRUST, Asset Backed Pass-Through Certificates, Series 2005-RM2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2005-RM2 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ACE SECURITIES CORP. HOME EQUITY LOAN TRUST Asset Backed Pass-Through Certificates, Series 2005-RM2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/31/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2005-RM2 Trust, relating to the December 27, 2005 distribution. EX-99.1 ACE Securities Corporation Asset Backed Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 ACE Securities Corporation Asset Backed Pass-Through Certificates Series 2005-RM2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

ACE Securities Corporation Asset Backed Pass-Through Certificates Record Date: 8/31/2005 Distribution Date: 9/26/2005 ACE Securities Corporation Asset Backed Pass-Through Certificates Series 2005-RM2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ A-1A 004421NQ2 ~~SEN 3~~4.~~87125~~42375% ~~193~~168,~~769~~346,~~899~~070.6019 ~~666~~661,~~783~~974.7516 A-1B 004421NR0 ~~SEN 3~~4.~~90125~~45375% 4842,~~442~~086,~~474~~517.9055 ~~167~~166,~~987~~615.7485 A-2A 004421NS8 ~~SEN 3~~4.~~73125~~28375% 6848,~~297~~236,~~089~~244.7585 ~~226~~183,~~518~~672.6890 A-2B 004421PG2 ~~SEN 3~~4.~~84125~~39375% 50,184,000.00 ~~171~~195,~~350~~996.4840 A-2C 004421PH0 ~~SEN 3~~4.~~89125~~44375% 12,963,000.00 4451,~~837~~203.5885 A-2D 004421PJ6 ~~SEN 3~~4.~~99125~~54375% 33,778,000.00 ~~119~~136,~~836~~425.8459 M-1 004421NT6 ~~MEZ~~ 4.~~08125~~63375% 20,952,000.00 7686,~~009~~298.2096 M-2 004421NU3 ~~MEZ~~ 4.~~09125~~64375% 18,686,000.00 6777,~~954~~131.7566 M-3 004421NV1 ~~MEZ~~ 4.~~11125~~66375% 11,042,000.00 4045,~~352~~775.3822 M-4 004421NW9 ~~MEZ~~ 4.~~27125~~82375% 10,193,000.00 3843,~~699~~705.4232 M-5 004421NX7 ~~MEZ~~ 4.~~30125~~85375% 9,626,000.00 3641,~~803~~530.4184 M-6 004421NY5 ~~MEZ~~ 4.~~33125~~88375% 9,343,000.00 3540,~~970~~559.5500 M-7 004421NZ2 ~~MEZ 4~~5.~~84125~~39375% 7,644,000.00 3236,~~894~~648.6873 M-8 004421PA5 ~~MEZ 4~~5.~~94125~~49375% 5,946,000.00 2629,~~116~~036.1530 M-9 004421PB3 ~~MEZ~~ 5.~~34125~~89375% 5,379,000.00 2528,~~538~~179.3098 P ACE05RM2P ~~SEN~~ 0.00000% 100.00 ~~327~~341,~~645~~400.2452 M-10 004421PC1 ~~MEZ 6~~7.~~64125~~19375% 5,096,000.00 3032,~~083~~586.3909 M-11 004421PD9 ~~MEZ 6~~7.~~64125~~19375% 5,663,000.00 3336,~~430~~211.5874 B-1 004421PE7 ~~SEN 6~~7.~~64125~~19375% 8,777,000.00 5156,~~813~~124.5604 B-2 004421PF4 ~~SEN 6~~7.~~64125~~19375% 6,229,000.00 3639,~~771~~830.8699 CE ~~AC05RM2CE~~ACE05RM2CE ~~SEN~~ 0.00000% 6,511,954.80 1770,~~125,433~~470.6040 R ACE05RM2R ~~SEN~~ 0.00000% 0.00 0.00 Totals ~~538~~486,~~522~~681,~~519~~887.0539 3,~~382~~101,~~832~~378.1454

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses A-1A 89,~~620~~835,~~906~~281.1782 0.00 ~~185~~158,~~148~~510,~~993~~788.4337 910,~~287~~497,~~689~~255.9298 0.00 A-1B 2,~~155~~458,~~226~~820.5446 0.00 4639,~~287~~627,~~248~~697.3609 2,~~323~~625,~~214~~436.2831 0.00 A-2A 54,~~050~~802,~~154~~591.8972 0.00 6343,~~246~~433,~~934~~653.8613 54,~~276~~986,~~673~~264.5762 0.00 A-2B 0.00 0.00 50,184,000.00 ~~171~~195,~~350~~996.4840 0.00 A-2C 0.00 0.00 12,963,000.00 4451,~~837~~203.5885 0.00 A-2D 0.00 0.00 33,778,000.00 ~~119~~136,~~836~~425.8459 0.00 M-1 0.00 0.00 20,952,000.00 7686,~~009~~298.2096 0.00 M-2 0.00 0.00 18,686,000.00 6777,~~954~~131.7566 0.00 M-3 0.00 0.00 11,042,000.00 4045,~~352~~775.3822 0.00 M-4 0.00 0.00 10,193,000.00 3843,~~699~~705.4232 0.00 M-5 0.00 0.00 9,626,000.00 3641,~~803~~530.4184 0.00 M-6 0.00 0.00 9,343,000.00 3540,~~970~~559.5500 0.00 M-7 0.00 0.00 7,644,000.00 3236,~~894~~648.6873 0.00 M-8 0.00 0.00 5,946,000.00 2629,~~116~~036.1530 0.00 M-9 0.00 0.00 5,379,000.00 2528,~~538~~179.3098 0.00 P 0.00 0.00 100.00 ~~327~~341,~~645~~400.2452 0.00 M-10 0.00 0.00 5,096,000.00 3032,~~083~~586.3909 0.00 M-11 0.00 0.00 5,663,000.00 3336,~~430~~211.5874 0.00 B-1 0.00 0.00 8,777,000.00 5156,~~813~~124.5604 0.00 B-2 0.00 0.00 6,229,000.00 3639,~~771~~830.8699 0.00 CE 0.00 0.00 6,511,954.80 1770,~~125,433~~470.6040 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 1517,~~826~~096,~~287~~694.6000 0.00 ~~522~~469,~~696~~585,~~231~~193.4539 1920,~~209~~198,~~119~~072.7454 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ A-1A 206,792,000.00 ~~193~~168,~~769~~346,~~899~~070.6019 0.00 89,~~620~~835,~~906~~281.1782 0.00 0.00 A-1B 51,698,000.00 4842,~~442~~086,~~474~~517.9055 0.00 2,~~155~~458,~~226~~820.5446 0.00 0.00 A-2A 79,753,000.00 6848,~~297~~236,~~089~~244.7585 0.00 54,~~050~~802,~~154~~591.8972 0.00 0.00 A-2B 50,184,000.00 50,184,000.00 0.00 0.00 0.00 0.00 A-2C 12,963,000.00 12,963,000.00 0.00 0.00 0.00 0.00 A-2D 33,778,000.00 33,778,000.00 0.00 0.00 0.00 0.00 M-1 20,952,000.00 20,952,000.00 0.00 0.00 0.00 0.00 M-2 18,686,000.00 18,686,000.00 0.00 0.00 0.00 0.00 M-3 11,042,000.00 11,042,000.00 0.00 0.00 0.00 0.00 M-4 10,193,000.00 10,193,000.00 0.00 0.00 0.00 0.00 M-5 9,626,000.00 9,626,000.00 0.00 0.00 0.00 0.00 M-6 9,343,000.00 9,343,000.00 0.00 0.00 0.00 0.00 M-7 7,644,000.00 7,644,000.00 0.00 0.00 0.00 0.00 M-8 5,946,000.00 5,946,000.00 0.00 0.00 0.00 0.00 M-9 5,379,000.00 5,379,000.00 0.00 0.00 0.00 0.00 M-10 5,096,000.00 5,096,000.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 M-11 5,663,000.00 5,663,000.00 0.00 0.00 0.00 0.00 B-1 8,777,000.00 8,777,000.00 0.00 0.00 0.00 0.00 B-2 6,229,000.00 6,229,000.00 0.00 0.00 0.00 0.00 CE 6,512,839.08 6,511,954.80 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 Totals 566,256,939.08 ~~538~~486,~~522~~681,~~519~~887.0539 0.00 1517,~~826~~096,~~287~~694.6000 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution A-1A 89,~~620~~835,~~906~~281.1782 ~~185~~158,~~148~~510,~~993~~788.4337 0.~~89533925~~766523 89,~~620~~835,~~906~~281.1782 A-1B 2,~~155~~458,~~226~~820.54 46 39,~~287~~627,~~248~~697.3609 0.~~89533925~~766523 2,~~155~~458,~~226~~820.5446 A-2A 54,~~050~~802,~~154~~591.8972 6343,~~246~~433,~~934~~653.8613 0.~~79303518~~544602 54,~~050~~802,~~154~~591.8972 A-2B 0.00 50,184,000.00 1.~~00000000~~000000 0.00 A-2C 0.00 12,963,000.00 1.~~00000000~~000000 0.00 A-2D 0.00 33,778,000.00 1.~~00000000~~000000 0.00 M-1 0.00 20,952,000.00 1.~~00000000~~000000 0.00 M-2 0.00 18,686,000.00 1.~~00000000~~000000 0.00 M-3 0.00 11,042,000.00 1.~~00000000~~000000 0.00 M-4 0.00 10,193,000.00 1.~~00000000~~000000 0.00 M-5 0.00 9,626,000.00 1.~~00000000~~000000 0.00 M-6 0.00 9,343,000.00 1.~~00000000~~000000 0.00 M-7 0.00 7,644,000.00 1.~~00000000~~000000 0.00 M-8 0.00 5,946,000.00 1.~~00000000~~000000 0.00 M-9 0.00 5,379,000.00 1.~~00000000~~000000 0.00 M-10 0.00 5,096,000.00 1.~~00000000~~000000 0.00 P 0.00 100.00 1.~~00000000~~000000 0.00 M-11 0.00 5,663,000.00 1.~~00000000~~000000 0.00 B-1 0.00 8,777,000.00 1.~~00000000~~000000 0.00 B-2 0.00 6,229,000.00 1.~~00000000~~000000 0.00 CE 0.00 6,511,954.80 0.~~99986423~~999864 0.00 R 0.00 0.00 0.~~00000000~~000000 0.00 Totals 1517,~~826~~096,~~287~~694.6000 ~~522~~469,~~696~~585,~~231~~193.4539 0.~~92307254~~829279 1517,~~826~~096,~~287~~694.6000

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ A-1A 206,792,000.00 ~~937~~814.~~02802623~~084056 0.~~00000000~~000000 4147.~~68877989~~561230 0.~~00000000~~000000 A-1B 51,698,000.00 ~~937~~814.~~02802623~~084056 0.~~00000000~~000000 4147.~~68877984~~561230 0.~~00000000~~000000 A-2A 79,753,000.00 ~~856~~604.~~35762605~~820444 0.~~00000000~~000000 6360.~~32244417~~218321 0.~~00000000~~000000 A-2B 50,184,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-2C 12,963,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-2D 33,778,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-1 20,952,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-2 18,686,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-3 11,042,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-4 10,193,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-5 9,626,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-6 9,343,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-7 7,644,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-8 5,946,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-9 5,379,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-10 5,096,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 P 100.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-11 5,663,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 8,777,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-2 6,229,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CE 6,512,839.08 999.~~86422511~~864225 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (2) All Classes are per $1,000 denomination~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution A-1A 0.~~00000000~~000000 4147.~~68877989~~561230 ~~895~~766.~~33924634~~522827 0.~~89533925~~766523 4147.~~68877989~~561230 A-1B 0.~~00000000~~000000 4147.~~68877984~~561230 ~~895~~766.~~33924639~~522827 0.~~89533925~~766523 4147.~~68877984~~561230 A-2A 0.~~00000000~~000000 6360.~~32244417~~218321 ~~793~~544.~~03518187~~602123 0.~~79303518~~544602 6360.~~32244417~~218321 A-2B 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 A-2C 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 A-2D 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-10 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 P 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-11 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 CE 0.~~00000000~~000000 0.~~00000000~~000000 999.~~86422511~~864225 0.~~99986423~~999864 0.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~(3)~~All ~~Amount~~Classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~denomination

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ A-1A ~~206,792,000.00~~11/25/05 3- 12/26/05 32 4.~~87125~~42375% ~~193~~168,~~769~~346,~~899~~070.6019 ~~666~~661,~~783~~974.7516 0.00 ~~0.00~~ A-1B ~~51,698,000.00~~11/25/05 3- 12/26/05 32 4.~~90125~~45375% 4842,~~442~~086,~~474~~517.9055 ~~167~~166,~~987~~615.7485 0.00 ~~0.00~~ A-2A ~~79,753,000.00~~11/25/05 3- 12/26/05 32 4.~~73125~~28375% 6848,~~297~~236,~~089~~244.7585 ~~226~~183,~~518~~672.6890 0.00 ~~0.00~~ A-2B ~~50,184,000.00~~11/25/05 3- 12/26/05 32 4.~~84125~~39375% 50,184,000.00 ~~171~~195,~~350~~996.4840 0.00 ~~0.00~~ A-2C 11/25/05 - 12~~,963,000.00~~/26/05 332 4.~~89125~~44375% 12,963,000.00 4451,~~837~~203.5885 0.00 ~~0.00~~ A-2D ~~33,778,000.00~~11/25/05 3- 12/26/05 32 4.~~99125~~54375% 33,778,000.00 ~~119~~136,~~836~~425.8459 0.00 ~~0.00~~ M-1 ~~20,952,000.00~~11/25/05 - 12/26/05 32 4.~~08125~~63375% 20,952,000.00 7686,~~009~~298.2096 0.00 ~~0.00~~ M-2 ~~18,686,000.00~~11/25/05 - 12/26/05 32 4.~~09125~~64375% 18,686,000.00 6777,~~954~~131.7566 0.00 ~~0.00~~ M-3 11~~,042,000.00~~/25/05 - 12/26/05 32 4.~~11125~~66375% 11,042,000.00 4045,~~352~~775.3822 0.00 ~~0.00~~ M-4 ~~10,193,000.00~~11/25/05 - 12/26/05 32 4.~~27125~~82375% 10,193,000.00 3843,~~699~~705.4232 0.00 ~~0.00~~ M-5 ~~9,626,000.00~~11/25/05 - 12/26/05 32 4.~~30125~~85375% 9,626,000.00 3641,~~803~~530.4184 0.00 ~~0.00~~ M-6 ~~9,343,000.00~~11/25/05 - 12/26/05 32 4.~~33125~~88375% 9,343,000.00 3540,~~970~~559.~~55 0.~~00 0.00 M-7 ~~7,644,000.00~~11/25/05 4- 12/26/05 32 5.~~84125~~39375% 7,644,000.00 3236,~~894~~648.6873 0.00 ~~0.00~~ M-8 11/25/05 - 12/26/05 32 5~~,946,000~~.~~00 4.94125~~49375% 5,946,000.00 2629,~~116~~036.1530 0.00 ~~0.00~~ M-9 ~~5,379,000.00~~11/25/05 - 12/26/05 32 5.~~34125~~89375% 5,379,000.00 2528,~~538~~179.3098 0.00 ~~0.00~~ M-10 ~~5,096,000.00~~11/25/05 6- 12/26/05 32 7.~~64125~~19375% 5,096,000.00 3032,~~083~~586.3909 0.00 ~~0.00~~ P ~~100.00~~N/A N/A 0.00000% 100.00 0.00 0.00 ~~0.00~~ M-11 ~~5,663,000.00~~11/25/05 6- 12/26/05 32 7.~~64125~~19375% 5,663,000.00 3336,~~430~~211.5874 0.00 ~~0.00~~ B-1 ~~8,777,000.00~~11/25/05 6- 12/26/05 32 7.~~64125~~19375% 8,777,000.00 5156,~~813~~124.5604 0.00 ~~0.00~~ B-2 ~~6,229,000.00~~11/25/05 6- 12/26/05 32 7.~~64125~~19375% 6,229,000.00 3639,~~771~~830.8699 0.00 ~~0.00~~ CE ~~6,512,839.08~~N/A N/A 0.00000% 6,511,954.80 0.00 0.00 ~~0.00~~ R ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals ~~566,256,939.08~~ 1,~~929~~989,~~753~~507.3062 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance A-1A 0.00 0.00 ~~666~~661,~~783~~974.7516 0.00 ~~185~~158,~~148~~510,~~993~~788.4337 A-1B 0.00 0.00 ~~167~~166,~~987~~615.7485 0.00 4639,~~287~~627,~~248~~697.3609 A-2A 0.00 0.00 ~~226~~183,~~518~~672.6890 0.00 6343,~~246~~433,~~934~~653.8613 A-2B 0.00 0.00 ~~171~~195,~~350~~996.4840 0.00 50,184,000.00 A-2C 0.00 0.00 4451,~~837~~203.5885 0.00 12,963,000.00 A-2D 0.00 0.00 ~~119~~136,~~836~~425.8459 0.00 33,778,000.00 M-1 0.00 0.00 7686,~~009~~298.2096 0.00 20,952,000.00 M-2 0.00 0.00 6777,~~954~~131.7566 0.00 18,686,000.00 M-3 0.00 0.00 4045,~~352~~775.3822 0.00 11,042,000.00 M-4 0.00 0.00 3843,~~699~~705.4232 0.00 10,193,000.00 M-5 0.00 0.00 3641,~~803~~530.4184 0.00 9,626,000.00 M-6 0.00 0.00 3540,~~970~~559.5500 0.00 9,343,000.00 M-7 0.00 0.00 3236,~~894~~648.6873 0.00 7,644,000.00 M-8 0.00 0.00 2629,~~116~~036.1530 0.00 5,946,000.00 M-9 0.00 0.00 2528,~~538~~179.3098 0.00 5,379,000.00 M-10 0.00 0.00 3032,~~083~~586.3909 0.00 5,096,000.00 P 0.00 0.00 ~~327~~341,~~645~~400.2452 0.00 100.00 M-11 0.00 0.00 3336,~~430~~211.5874 0.00 5,663,000.00 B-1 0.00 0.00 5156,~~813~~124.5604 0.00 8,777,000.00 B-2 0.00 0.00 3639,~~771~~830.8699 0.00 6,229,000.00 CE 0.00 0.00 1770,~~125,433~~470.6040 0.00 6,511,954.80 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,~~382~~101,~~832~~378.1454 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ A-1A 11/25/05 - 12/26/05 206,792,000.00 34.~~87125~~42375% ~~937~~814.~~02802623~~084056 3.~~22441753~~201159 0.~~00000000~~000000 ~~0.00000000~~ A-1B 11/25/05 - 12/26/05 51,698,000.00 34.~~90125~~45375% ~~937~~814.~~02802623~~084056 3.~~24940501~~222868 0.~~00000000~~000000 ~~0.00000000~~ A-2A 11/25/05 - 12/26/05 79,753,000.00 34.~~73125~~28375% ~~856~~604.~~35762605~~820444 2.~~84025278~~303022 0.~~00000000~~000000 ~~0.00000000~~ A-2B 11/25/05 - 12/26/05 50,184,000.00 34.~~84125~~39375% 1000.~~00000000~~000000 3.~~41444444~~905556 0.~~00000000~~000000 ~~0.00000000~~ A-2C 11/25/05 - 12/26/05 12,963,000.00 34.~~89125~~44375% 1000.~~00000000~~000000 3.~~45888915~~950000 0.~~00000000~~000000 ~~0.00000000~~ A-2D 11/25/05 - 12/26/05 33,778,000.00 34.~~99125~~54375% 1000.~~00000000~~000000 34.~~54777784~~038889 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/25/05 - 12/26/05 20,952,000.00 4.~~08125~~63375% 1000.~~00000000~~000000 34.~~62777778~~118889 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/25/05 - 12/26/05 18,686,000.00 4.~~09125~~64375% 1000.~~00000000~~000000 34.~~63666649~~127778 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/25/05 - 12/26/05 11,042,000.00 4.~~11125~~66375% 1000.~~00000000~~000000 34.~~65444485~~145555 0.~~00000000~~000000 ~~0.00000000~~ M-4 11/25/05 - 12/26/05 10,193,000.00 4.~~27125~~82375% 1000.~~00000000~~000000 34.~~79666634~~287778 0.~~00000000~~000000 ~~0.00000000~~ M-5 11/25/05 - 12/26/05 9,626,000.00 4.~~30125~~85375% 1000.~~00000000~~000000 34.~~82333368~~314444 0.~~00000000~~000000 ~~0.00000000~~ M-6 11/25/05 - 12/26/05 9,343,000.00 4.~~33125~~88375% 1000.~~00000000~~000000 34.~~85000000~~341111 0.~~00000000~~000000 ~~0.00000000~~ M-7 11/25/05 - 12/26/05 7,644,000.00 45.~~84125~~39375% 1000.~~00000000~~000000 4.~~30333333~~794444 0.~~00000000~~000000 ~~0.00000000~~ M-8 11/25/05 - 12/26/05 5,946,000.00 45.~~94125~~49375% 1000.~~00000000~~000000 4.~~39222166~~883333 0.~~00000000~~000000 ~~0.00000000~~ M-9 11/25/05 - 12/26/05 5,379,000.00 5.~~34125~~89375% 1000.~~00000000~~000000 45.~~74777840~~238888 0.~~00000000~~000000 ~~0.00000000~~ M-10 11/25/05 - 12/26/05 5,096,000.00 67.~~64125~~19375% 1000.~~00000000~~000000 56.~~90333399~~394445 0.~~00000000~~000000 ~~0.00000000~~ P N/A 100.00 0.00000% 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ M-11 11/25/05 - 12/26/05 5,663,000.00 67.~~64125~~19375% 1000.~~00000000~~000000 56.~~90333392~~394445 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/25/05 - 12/26/05 8,777,000.00 67.~~64125~~19375% 1000.~~00000000~~000000 56.~~90333371~~394445 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/25/05 - 12/26/05 6,229,000.00 67.~~64125~~19375% 1000.~~00000000~~000000 56.~~90333280~~394444 0.~~00000000~~000000 ~~0.00000000~~ CE N/A 6,512,839.08 0.00000% 999.~~86422511~~864225 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ R N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) All Classes are per $1,000 denomination~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance A-1A 0.~~00000000~~000000 0.~~00000000~~000000 3.~~22441753~~201159 0.~~00000000~~000000 ~~895~~766.~~33924634~~522827 A-1B 0.~~00000000~~000000 0.~~00000000~~000000 3.~~24940501~~222868 0.~~00000000~~000000 ~~895~~766.~~33924639~~522827 A-2A 0.~~00000000~~000000 0.~~00000000~~000000 2.~~84025278~~303022 0.~~00000000~~000000 ~~793~~544.~~03518187~~602123 A-2B 0.~~00000000~~000000 0.~~00000000~~000000 3.~~41444444~~905556 0.~~00000000~~000000 1000.~~00000000~~000000 A-2C 0.~~00000000~~000000 0.~~00000000~~000000 3.~~45888915~~950000 0.~~00000000~~000000 1000.~~00000000~~000000 A-2D 0.~~00000000~~000000 0.~~00000000~~000000 34.~~54777784~~038889 0.~~00000000~~000000 1000.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 34.~~62777778~~118889 0.~~00000000~~000000 1000.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 34.~~63666649~~127778 0.~~00000000~~000000 1000.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~65444485~~145555 0.~~00000000~~000000 1000.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~79666634~~287778 0.~~00000000~~000000 1000.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 34.~~82333368~~314444 0.~~00000000~~000000 1000.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 34.~~85000000~~341111 0.~~00000000~~000000 1000.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 4.~~30333333~~794444 0.~~00000000~~000000 1000.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 4.~~39222166~~883333 0.~~00000000~~000000 1000.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 45.~~74777840~~238888 0.~~00000000~~000000 1000.~~00000000~~000000 M-10 0.~~00000000~~000000 0.~~00000000~~000000 56.~~90333399~~394445 0.~~00000000~~000000 1000.~~00000000~~000000 P 0.~~00000000~~000000 0.~~00000000~~000000 ~~3276452~~3414005.~~40000000~~200000 0.~~00000000~~000000 1000.~~00000000~~000000 M-11 0.~~00000000~~000000 0.~~00000000~~000000 56.~~90333392~~394445 0.~~00000000~~000000 1000.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~00000000~~000000 56.~~90333371~~394445 0.~~00000000~~000000 1000.~~00000000~~000000 B-2 0.~~00000000~~000000 0.~~00000000~~000000 56.~~90333280~~394444 0.~~00000000~~000000 1000.~~00000000~~000000 CE 0.~~00000000~~000000 0.~~00000000~~000000 ~~172~~118.~~80230421~~300236 0.~~00000000~~000000 999.~~86422511~~864225 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description.~~denomination

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 19,~~214~~913,~~744~~429.0169 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 76276,~~511~~505.5866 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties ~~327~~341,~~645~~400.2452 Swap/Cap Payments 0.00 Total Deposits 1920,~~618~~531,~~900~~335.8387 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances ~~175~~121,~~299~~353.3991 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 234~~211,~~481~~909.7042 Payment of Interest and Principal 1920,~~209~~198,~~119~~072.7454 Total Withdrawals (Pool Distribution Amount) 1920,~~618~~531,~~900~~335.8387 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~224~~202,~~384~~784.3913 Credit Risk Manager Fee - The Murrayhill Company 6,~~731~~083.5453 Master Servicing Fee: Wells Fargo Bank 3,~~365~~041.7776 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~234~~211,~~481~~909.7042 *Servicer Payees include: SAXON MORTGAGE SERVICES

~~OTHER~~Reserve ~~ACCOUNTS~~Accounts Account Name Beginning Current Withdrawals Current Deposits Ending ~~Account Type~~ Balance ~~Withdrawals Deposits~~ Balance Reserve Fund 1,000.00 518,~~928~~635.1701 518,~~928~~635.1701 1,000.00

~~LOAN~~COLLATERAL ~~STATUS~~STATEMENT ~~STRATIFICATION/CREDIT~~Collateral ~~ENHANCEMENT~~Description ~~STATEMENT~~Mixed ~~DELINQUENT~~Fixed ~~BANKRUPTCY~~& ~~FORECLOSURE~~Arm ~~REO~~Weighted ~~Total~~Average NoCoupon ofRate ~~Loans~~7.327758% NoWeighted ofAverage ~~Loans~~Net NoRate of6.827715% ~~Loans~~Weighted NoAverage ofPass ~~Loans~~Through NoRate of6.805256% ~~Loans~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~336 ~~Principal~~Record ~~Balance~~Date 11/30/2005 Principal ~~Balance~~and ~~Principal~~Interest ~~Balance~~Constant ~~0-29~~3,205,196.88 ~~Days~~Beginning 0Loan 0Count 03,036 0Loans ~~0.00~~Paid ~~0.00~~in ~~0.00~~Full ~~0.00~~95 30Ending ~~Days~~Loan 42Count 02,941 0Beginning 0Scheduled 42Balance 6486,~~708~~681,~~813~~887.39 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Balance 6469,~~708~~585,~~813~~193.39 60Ending ~~Days~~Actual 30Balance 0at ~~0 0~~ 30-Nov-2005 4469,~~570~~718,~~123~~638.8482 ~~0.00~~Scheduled ~~0.00~~Principal 0233,189.0001 4Unscheduled Principal 16,~~570~~863,~~123~~504.8499 90Scheduled ~~Days~~Interest 2,972,007.87 0Servicing 0Fee ~~0 2 276~~202,~~537~~784.5313 ~~0.00~~Master ~~0.00~~Servicing ~~0.00~~Fee ~~276~~3,~~537~~041.5376 ~~120~~Trustee ~~Days~~Fee 0.00 0FRY 0Amount 0 ~~0 0~~.00 ~~0.00~~Special ~~0.00~~Hazard ~~0.00~~Fee 0.00 ~~150~~Other ~~Days~~Fee ~~0 0 0 0 0 0~~6,083.0053 ~~0.00~~Pool ~~0.00~~Insurance ~~0.00~~Fee 0.00 ~~180+~~Spread ~~Days~~1 0 ~~0 0 0 0 0~~.00 ~~0.00~~Spread ~~0.00~~2 0.00 ~~0.00~~Spread ~~Totals~~3 74 0 ~~0 0 74 11,555,474~~.~~76 0.~~00 ~~0.00~~Net ~~0.00~~Interest 112,~~555~~760,~~474~~098.7645 NoRealized ofLoss ~~Loans~~Amount ~~No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance~~ 0~~-29 Days 0~~.~~000000%~~00 ~~0.000000%~~Cumulative ~~0.000000%~~Realized ~~0.000000%~~Loss 0.~~000000%~~00 ~~0.000000%~~Percentage ~~0.000000%~~of ~~0.000000%~~Cumulative 30Losses ~~Days 1.306376%~~ 0.~~000000%~~0000 ~~0.000000%~~Special ~~0.000000%~~Servicing ~~1.306376%~~Fee ~~1.283257%~~ 0.~~000000%~~00 ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~1.283257%~~Waived 60Amount ~~Days~~ 0.~~933126%~~00 ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~0.000000%~~Waived ~~0.933126%~~Count 0~~.874170%~~ ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~0.000000%~~Paid ~~0.874170%~~Amount ~~90 Days 0~~341,400.~~062208%~~52 ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~0.000000%~~Paid ~~0.062208%~~Count ~~0.052896%~~67 ~~0.000000%~~Required ~~0.000000%~~Overcollateralized ~~0.000000%~~Amount 0.~~052896%~~00 ~~120~~Overcollateralized ~~Days~~Increase ~~0.000000%~~Amount 0.~~000000%~~00 ~~0.000000%~~Overcollateralized ~~0.000000%~~Reduction ~~0.000000%~~Amount 0.~~000000%~~00 ~~0.000000%~~Specified ~~0.000000%~~O/C ~~0.000000%~~Amount 06,511,954.~~000000%~~80 ~~150~~Overcollateralized ~~Days~~Amount 06,511,954.~~000000%~~80 ~~0.000000%~~Overcollateralized ~~0.000000%~~Deficiency ~~0.000000%~~Amount 0.~~000000%~~00 ~~0.000000%~~Base ~~0.000000%~~Overcollateralization ~~0.000000%~~Amount 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.301711% 0.000000% 0.000000% 0.000000% 2.301711% 2.210323% 0.000000% 0.000000% 0.000000% 2.210323%00

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group GROUP I NoGROUP ofII ~~Loans~~GROUP NoIII ofCollateral ~~Loans~~Description NoFixed of15/30 ~~Loans~~& NoARM ofFixed ~~Loans~~15/30 No& ofARM ~~Loans~~Fixed ~~Principal~~15/30 ~~Balance~~& ~~Principal~~ARM ~~Balance~~Weighted ~~Principal~~Average ~~Balance~~Coupon ~~Principal~~Rate ~~Balance Principal Balance 0-29 Days 0 0 0 0 0~~8.00788499 07.00142587 09.00656842 ~~0.00~~Weighted 30Average ~~Days~~Net 8Rate ~~0 0 0~~ 8 ~~429,663~~.87288499 06.00642587 09.00156842 ~~0.00~~Weighted ~~429,663.87~~Average 60Remaining ~~Days~~Term 6257 0353 0198 0Beginning 6Loan ~~324,828.52~~Count ~~0.00~~686 ~~0.00 0.00 324~~1,~~828.52~~374 90407 ~~Days~~Loans 0Paid 0In 0Full 017 055 ~~0.00~~9 ~~0.00~~Ending ~~0.00~~Loan ~~0.00~~Count ~~0.00~~669 ~~120~~1,319 ~~Days~~398 0Beginning 0Scheduled 0Balance ~~0 0 0~~41,257,284.0054 0247,041,427.0065 028,147,798.0089 ~~0.00~~Ending ~~0.00~~Scheduled ~~150~~Balance ~~Days 0 0 0 0 0 0~~40,500,749.0078 ~~0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 14 0 0 0 14 754~~235,~~492~~503,860.3913 ~~0.00 0.00 0.00 754~~27,~~492~~504,125.3934 ~~0-29~~Record ~~Days~~Date ~~0.000000%~~11/30/2005 ~~0.000000%~~11/30/2005 ~~0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%~~ 11/30/2005 ~~Days~~Principal ~~1.126761%~~And ~~0.000000%~~Interest ~~0.000000%~~Constant 0331,554.~~000000%~~36 1,631,057.~~126761%~~96 0239,937.~~989921%~~69 ~~0.000000%~~Scheduled 0.000000% 0.000000% 0.989921% 60 Days 0.845070% 0.000000% 0.000000% 0.000000% 0.845070% 0.748386% 0.000000% 0.000000% 0.000000% 0.748386% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.971831% 0.000000% 0.000000% 0.000000% 1.971831% 1.738307% 0.000000% 0.000000% 0.000000% 1.738307% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP II No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-~~29 ~~Days 0 0 0 0 0~~,396.0035 0160,628.0086 013,421.0099 ~~0.00~~Unscheduled 30Principal ~~Days 25 0 0 0 25 4~~727,~~776,120~~138.1641 ~~0.00 0.00 0.00 4~~11,~~776~~376,~~120~~938.1666 ~~60 Days 16 0 0 0 16 3~~630,~~187,578~~251.8756 ~~0.00~~Scheduled ~~0.00~~Interest 0302,158.0001 31,~~187~~470,~~578~~429.8710 ~~90 Days 1 0 0 0 1 212~~226,~~361~~515.70 ~~0.00~~Servicing ~~0.00~~Fee ~~0.00 212~~17,~~361~~190.7054 ~~120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 42 0 0 0 42 8~~102,~~176,060~~933.7393 ~~0.00 0.00 0.00 8~~11,~~176,060~~728.7325 ~~0-29~~Master ~~Days~~Servicing ~~0.000000%~~Fee 0257.~~000000%~~86 ~~0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days~~ 1,544.~~715854%~~01 0175.~~000000%~~92 ~~0.000000%~~Trustee ~~0.000000%~~Fee ~~1.715854% 1.795686%~~ 0.000000% 0.000000% 0.000000% 1.795686% 60 Days 1.098147% 0.000000% 0.000000% 0.000000% 1.098147% 1.198439% 0.000000% 0.000000% 0.000000% 1.198439% 90 Days 0.068634% 0.000000% 0.000000% 0.000000% 0.068634% 0.079842% 0.000000% 0.000000% 0.000000% 0.079842% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.882636% 0.000000% 0.000000% 0.000000% 2.882636% 3.073967% 0.000000% 0.000000% 0.000000% 3.073967% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP III No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~FRY 30Amount ~~Days 6~~ 0 ~~0 0 6 422,074~~.~~25 0.~~00 0.00 0.00 ~~422,074.25~~Special 60Hazard ~~Days~~Fee 6 0 ~~0 0 6 377,358~~.~~03 0.~~00 0.00 0.00 ~~377,358.03~~Other 90Fee ~~Days 1 0 0 0 1 64,175~~515.8372 ~~0.00 0.00 0.00 64~~3,~~175~~088.8302 ~~120 Days 0 0 0 0 0 0~~351.0085 ~~0.00~~Pool ~~0.00~~Insurance ~~0.00~~Fee 0.00 ~~150 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 ~~0.00~~Spread ~~0.00~~1 0.00 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 0.00 ~~0.00~~Spread ~~0.00~~2 0.00 ~~Totals 13~~ 0 ~~0 0 13 863,608~~.~~11 0.~~00 0.00 ~~0.00~~Spread ~~863,608.11~~3 0~~-29 Days 0~~.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.376147% 0.000000% 0.000000% 0.000000% 1.376147% 1.393595% 0.000000% 0.000000% 0.000000% 1.393595% 60 Days 1.376147% 0.000000% 0.000000% 0.000000% 1.376147% 1.245952% 0.000000% 0.000000% 0.000000% 1.245952% 90 Days 0.229358% 0.000000% 0.000000% 0.000000% 0.229358% 0.211894% 0.000000% 0.000000% 0.000000% 0.211894% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.981651% 0.000000% 0.000000% 0.000000% 2.981651% 2.851442% 0.000000% 0.000000% 0.000000% 2.851442% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP IV No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Net 30Interest ~~Days 3 0 0 0 3 1~~284,~~080,955~~193.1189 ~~0.00 0.00 0.00~~ 1,~~080~~362,~~955~~863.1114 ~~60 Days 2 0 0 0 2 680~~214,~~358~~259.4268 ~~0.00~~Realized ~~0.00~~Loss ~~0.00~~Amount ~~680,358.42 90 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~120~~Loss ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Percentage ~~0.00~~of ~~150~~Cumulative ~~Days~~Losses 0 ~~0 0 0 0 0~~.000000 0.000000 0.000000 ~~0.00~~Prepayment ~~0.00~~Penalty ~~180+~~Waived ~~Days~~Amount 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~Totals~~Waived 5Count 0 0 0 5Prepayment ~~1,761,313.53~~Penalty ~~0.00~~Paid ~~0.00~~Amount ~~0.00~~Not ~~1,761,313.53~~Available ~~0-29~~Not ~~Days~~Available ~~0.000000%~~Not ~~0.000000%~~Available ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~0.000000%~~Paid ~~0.000000%~~Count ~~0.000000%~~Not ~~0.000000%~~Available 30Not ~~Days~~Available ~~0.490196%~~Not ~~0.000000%~~Available ~~0.000000%~~Special ~~0.000000%~~Servicing ~~0.490196%~~Fee 0.~~590274%~~00 0.~~000000%~~00 0.~~000000%~~00 ~~0.000000%~~Pass-Through ~~0.590274%~~Rate ~~60 Days 0~~8.~~326797%~~265999 06.~~000000%~~620087 09.000000% 0.000000% 0.326797% 0.371521% 0.000000% 0.000000% 0.000000% 0.371521% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.816993% 0.000000% 0.000000% 0.000000% 0.816993% 0.961795% 0.000000% 0.000000% 0.000000% 0.961795%134342

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group AGROUP ~~Insufficient~~IV ~~Funds~~Total Collateral Description Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 6.858070 7.327758 Weighted Average Net Rate 6.358070 6.827715 Weighted Average Remaining Term 353 336 Beginning Loan Count 569 3,036 Loans Paid In Full 14 95 Ending Loan Count 555 2,941 Beginning Scheduled Balance 170,235,376.31 486,681,887.39 Ending scheduled Balance 166,076,458.14 469,585,193.39 Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 1,002,646.87 3,205,196.88 Scheduled Principal 29,741.81 233,189.01 Unscheduled Principal 4,129,176.36 16,863,504.99 Scheduled Interest 972,905.06 2,972,007.87 Servicing Fee 70,931.41 202,784.13 Master Servicing Fee 1,063.97 3,041.76 Trustee Fee 0.00 ~~Principal~~0.00 ~~Balance~~FRY ofAmount ~~Contaminated~~0.00 ~~Properties~~0.00 Special Hazard Fee 0.00 ~~Periodic~~0.00 ~~Advance~~Other 76Fee 2,~~511~~127.5894 6,083.53 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 898,781.74 2,760,098.45 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount Not Available 341400.52 Prepayment Penalty Paid Count Not Available 67 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.335570 6.805256

~~Summary~~Additional 12Reporting ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Oct~~-04 ~~0.000%~~Deal ~~Original~~Level ~~Principal~~Miscellaneous ~~Balance~~Reporting ~~0.00~~Credit ~~Nov-04~~Enhancement ~~0.000~~% ~~Current Principal Balance~~ 0.~~00 Dec-04 0.000~~279157% Jan-05 0.000% Current REO Total Feb-05 0.000% Loans in REO 0 Mar-05 0.000% Original Principal Balance 0.00 Apr-05 0.000% Current Principal Balance 0.00 May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP I 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Oct-04 0.000% Original Principal Balance 0.00 Nov-04 0.000% Current Principal Balance 0.00 Dec-04 0.000% Jan-05 0.000% Current REO Total Feb-05 0.000% Loans in REO 0 Mar-05 0.000% Original Principal Balance 0.00 Apr-05 0.000% Current Principal Balance 0.00 May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP II 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Oct-04 0.000% Original Principal Balance 0.00 Nov-04 0.000% Current Principal Balance 0.00 Dec-04 0.000% Jan-05 0.000% Current REO Total Feb-05 0.000% Loans in REO 0 Mar-05 0.000% Original Principal Balance 0.00 Apr-05 0.000% Current Principal Balance 0.00 May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP III 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Oct-04 0.000% Original Principal Balance 0.00 Nov-04 0.000% Current Principal Balance 0.00 Dec-04 0.000% Jan-05 0.000% Current REO Total Feb-05 0.000% Loans in REO 0 Mar-05 0.000% Original Principal Balance 0.00 Apr-05 0.000% Current Principal Balance 0.00 May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP IV 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Oct-04 0.000% Original Principal Balance 0.00 Nov-04 0.000% Current Principal Balance 0.00 Dec-04 0.000% Jan-05 0.000% Current REO Total Feb-05 0.000% Loans in REO 0 Mar-05 0.000% Original Principal Balance 0.00 Apr-05 0.000% Current Principal Balance 0.00 May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO ~~Loan~~TOTAL ~~Detail~~No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 ~~All~~Days ~~Mortgage~~0 1 0 1 0.00 198,860.77 0.00 198,860.77 30 Days 57 2 0 1 60 8,598,927.48 132,306.00 0.00 187,490.97 8,918,724.45 60 Days 36 0 1 0 37 4,839,968.69 0.00 140,000.00 0.00 4,979,968.69 90 Days 10 0 12 0 22 765,846.44 0.00 2,094,458.35 0.00 2,860,304.79 120 Days 9 4 10 0 23 721,749.43 230,248.02 2,170,676.30 0.00 3,122,673.75 150 Days 8 1 12 0 21 766,557.62 160,281.43 2,674,122.17 0.00 3,600,961.22 180+ Days 1 1 0 0 2 64,175.83 212,361.70 0.00 0.00 276,537.53 Totals 121 8 36 1 166 15,757,225.49 735,197.15 7,278,117.59 187,490.97 23,958,031.20 No of Loans inNo ~~REO~~of ~~during~~Loans ~~Current~~No ~~Period~~of ~~Month~~Loans ~~Loan~~No ~~First~~of ~~Original~~Loans ~~Loan~~No ~~Entered~~of ~~Payment~~Loans ~~LTV~~Principal atBalance Principal ~~Group~~Balance ~~Number~~Principal ~~REO~~Balance ~~Date~~Principal ~~State~~Balance ~~Origination~~Principal Balance No0-29 ~~REO~~Days ~~loans~~0.000000% ~~this~~0.034002% ~~period~~0.000000% 0.034002% 0.000000% 0.042336% 0.000000% 0.042336% 30 Days 1.938116% 0.068004% 0.000000% 0.034002% 2.040122% 1.830655% 0.028167% 0.000000% 0.039916% 1.898738% 60 Days 1.224073% 0.000000% 0.034002% 0.000000% 1.258075% 1.030397% 0.000000% 0.029805% 0.000000% 1.060202% 90 Days 0.340020% 0.000000% 0.408024% 0.000000% 0.748045% 0.163044% 0.000000% 0.445896% 0.000000% 0.608940% 120 Days 0.306018% 0.136008% 0.340020% 0.000000% 0.782047% 0.153656% 0.049018% 0.462123% 0.000000% 0.664797% 150 Days 0.272016% 0.034002% 0.408024% 0.000000% 0.714043% 0.163195% 0.034123% 0.569303% 0.000000% 0.766621% 180+ Days 0.034002% 0.034002% 0.000000% 0.000000% 0.068004% 0.013663% 0.045210% 0.000000% 0.000000% 0.058873% Totals 4.114247% 0.272016% 1.224073% 0.034002% 5.644339% 3.354609% 0.156519% 1.549463% 0.039916% 5.100507%

~~REO~~OTHER ~~Loan~~INFORMATION ~~Detail - All Mortgage Loans in REO during~~ Current Period ~~(continued)~~Class ~~Current~~A ~~Paid~~Insufficient ~~Current~~Funds ~~Approximate~~0.00 ~~Loan~~ Principal ~~To Months Loan Delinquent Group Number~~ Balance ~~Date~~of ~~Delinquent~~Contaminated ~~Rate~~Properties ~~Interest~~0.00 NoPeriodic ~~REO~~Advance ~~loans this period~~276,505.66

~~Summary~~Delinquency 12Status ~~Month~~By ~~Foreclosure~~Group History*DELINQUENT ~~New~~BANKRUPTCY ~~Foreclosure~~FORECLOSURE REO TOTAL GROUP I No of Loans ~~Month~~No ~~Foreclosure~~of ~~Percentage~~Loans No of Loans inNo ~~Foreclosure~~of 0Loans ~~Oct-04~~No ~~0.000%~~of ~~Original~~Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 ~~Nov-04~~0.00 0.~~000%~~00 ~~Current~~0.00 ~~Principal~~30 ~~Balance~~Days 10 0 0 0 10 527,532.80 0.00 ~~Dec-04~~0.00 0.~~000%~~00 ~~Jan-05~~527,532.80 60 Days 7 0 0 0 7 373,662.~~000%~~34 ~~Current~~0.00 ~~Foreclosure~~0.00 ~~Total~~0.00 ~~Feb-05~~373,662.34 90 Days 6 0 0 0 6 231,600.~~000%~~67 ~~Loans~~0.00 in0.00 ~~Foreclosure~~0.00 231,600.67 120 Days 4 2 0 ~~Mar-05~~0 6 161,813.08 57,639.14 0.~~000%~~00 ~~Original~~0.00 ~~Principal~~219,452.22 ~~Balance~~150 Days 3 0 1 0 4 217,777.16 0.00 ~~Apr-05~~84,853.22 0.~~000%~~00 ~~Current~~302,630.38 ~~Principal~~180+ ~~Balance~~Days 0 0 0 0 0 0.00 ~~May-~~0.00 0.00 0.00 0.00 Totals 30 2 1 0 33 1,512,386.05 57,639.14 84,853.22 0.~~000%~~00 ~~Jun~~1,654,878.41 0-0529 Days 0.~~000~~000000% ~~Jul-05~~0.000000% 0.~~000~~000000% ~~Aug-05~~0.000000% 0.~~000~~000000% ~~Sep-05~~0.000000% 0.~~000~~000000% *The0.000000% ~~text~~30 ~~reported~~Days in1.494768% ~~the~~0.000000% ~~above~~0.000000% ~~table~~0.000000% is1.494768% ~~presented~~1.302176% ~~graphically~~0.000000% on0.000000% ~~the~~0.000000% ~~monthly~~1.302176% ~~bond~~60 ~~remittance~~Days ~~report~~1.046338% ~~The~~0.000000% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~1.046338% ~~report~~0.922358% ~~can~~0.000000% be0.000000% ~~viewed~~0.000000% ~~online~~0.922358% at90 ~~www~~Days 0.~~ctslink~~896861% 0.~~com~~000000% 0.000000% ~~GROUP~~0.000000% I0.896861% 120.571689% ~~Month~~0.000000% ~~Foreclosure~~0.000000% History*0.000000% ~~New~~0.571689% ~~Foreclosure~~120 ~~Loans~~Days ~~Month~~0.597907% ~~Foreclosure~~0.298954% ~~Percentage~~0.000000% ~~Loans~~0.000000% in0.896861% ~~Foreclosure~~0.399424% 0.142278% ~~Oct-04~~0.000000% 0.~~000~~000000% ~~Original~~0.541702% ~~Principal~~150 ~~Balance~~Days 0.00448430% ~~Nov-04~~0.000000% 0.~~000~~149477% ~~Current~~0.000000% ~~Principal~~0.597907% ~~Balance~~0.537567% 0.00000000% ~~Dec-04~~0.209454% 0.~~000~~000000% ~~Jan-05~~0.747021% 180+ Days 0.~~000~~000000% ~~Current~~0.000000% ~~Foreclosure~~0.000000% ~~Total~~0.000000% ~~Feb-05~~0.000000% 0.~~000~~000000% ~~Loans~~0.000000% in0.000000% ~~Foreclosure~~0.000000% 0.000000% ~~Mar-05~~Totals 4.484305% 0.~~000~~298954% ~~Original~~0.149477% ~~Principal~~0.000000% ~~Balance~~4.932735% 3.733215% 0.00142278% ~~Apr-05~~0.209454% 0.~~000~~000000% ~~Current~~4.084947% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 1 0 1 0.00 ~~May-05~~198,860.77 0.~~000%~~00 ~~Jun-05~~198,860.77 30 Days 27 1 0 1 29 4,568,906.~~000%~~55 ~~Jul-05~~105,782.79 0.~~000%~~00 ~~Aug-05~~187,490.97 4,862,180.31 60 Days 20 0 1 0 21 3,086,696.18 0.00 140,000%.00 ~~Sep-05~~0.00 3,226,696.18 90 Days 3 0 9 0 12 461,384.~~000%~~10 *The0.00 ~~text~~1,459,837.06 ~~reported~~0.00 in1,921,221.16 ~~the~~120 ~~above~~Days ~~table~~2 is1 ~~presented~~7 ~~graphically~~0 on10 ~~the~~360,561.10 ~~monthly~~98,662.03 ~~bond~~1,064,591.67 ~~remittance~~0.00 ~~report~~1,523,814.80 ~~The~~150 ~~monthly~~Days ~~bond~~1 ~~remittance~~1 ~~report~~9 ~~can~~0 be11 ~~viewed~~246,332.00 ~~online~~160,281.43 at1,908,910.53 ~~www~~0.~~ctslink~~00 2,315,523.~~com~~96 180+ Days 0 1 0 0 1 0.00 ~~GROUP~~212,361.70 II0.00 120.00 ~~Month~~212,361.70 ~~Foreclosure~~Totals History*53 ~~New~~4 ~~Foreclosure~~27 ~~Loans~~1 ~~Month~~85 ~~Foreclosure~~8,723,879.93 ~~Percentage~~577,087.95 ~~Loans~~4,772,200.03 in187,490.97 ~~Foreclosure~~14,260,658.88 0 ~~Oct~~-0429 Days 0.~~000~~000000% ~~Original~~0.075815% ~~Principal~~0.000000% ~~Balance~~0.075815% 0.00000000% ~~Nov-04~~0.084406% 0.~~000~~000000% ~~Current~~0.084406% ~~Principal~~30 ~~Balance~~Days 2.047005% 0.00075815% ~~Dec-04~~0.000000% 0.~~000~~075815% ~~Jan-05~~2.198635% 1.939260% 0.~~000~~044899% ~~Current~~0.000000% ~~Foreclosure~~0.079580% ~~Total~~2.063739% ~~Feb-05~~60 Days 1.516300% 0.~~000~~000000% ~~Loans~~0.075815% in0.000000% ~~Foreclosure~~1.592115% 1.310140% 0.000000% ~~Mar-05~~0.059423% 0.~~000~~000000% ~~Original~~1.369562% ~~Principal~~90 ~~Balance~~Days 0.00227445% ~~Apr-05~~0.000000% 0.~~000~~682335% ~~Current~~0.000000% ~~Principal~~0.909780% ~~Balance~~0.195833% 0.00000000% ~~May-05~~0.619624% 0.~~000~~000000% ~~Jun-05~~0.815457% 120 Days 0.~~000~~151630% ~~Jul-05~~0.075815% 0.~~000~~530705% ~~Aug-05~~0.000000% 0.~~000~~758150% ~~Sep-05~~0.153039% 0.~~000~~041877% *The0.451863% ~~text~~0.000000% ~~reported~~0.646779% in150 ~~the~~Days ~~above~~0.075815% ~~table~~0.075815% is0.682335% ~~presented~~0.000000% ~~graphically~~0.833965% on0.104555% ~~the~~0.068031% ~~monthly~~0.810232% ~~bond~~0.000000% ~~remittance~~0.982818% ~~report~~180+ Days 0.000000% ~~The~~0.075815% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~0.075815% ~~report~~0.000000% ~~can~~0.090136% be0.000000% ~~viewed~~0.000000% ~~online~~0.090136% atTotals ~~www~~4.~~ctslink~~018196% 0.~~com~~303260% 2.047005% 0.075815% 6.444276% 3.702827% 0.244943% 2.025547% 0.079580% 6.052897% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP III 12No ~~Month~~of ~~Foreclosure~~Loans History*No ~~New~~of ~~Foreclosure~~Loans No of Loans ~~Month~~No ~~Foreclosure~~of ~~Percentage~~Loans No of Loans inPrincipal ~~Foreclosure~~Balance 0Principal ~~Oct~~Balance Principal Balance Principal Balance Principal Balance 0-0429 Days 0 0 0 0 0.~~000%~~00 ~~Original~~0.00 ~~Principal~~0.00 ~~Balance~~0.00 30 Days 11 1 0 0 12 651,082.13 26,523.21 0.00 ~~Nov-04~~0.00 677,605.34 60 Days 5 0 0 0 5 256,605.~~000%~~38 ~~Current~~0.00 ~~Principal~~0.00 ~~Balance~~0.00 256,605.38 90 Days 1 0 0 0 1 72,861.67 0.00 ~~Dec~~0.00 0.00 72,861.67 120 Days 3 1 0 0 4 199,375.25 73,946.85 0.00 0.00 273,322.10 150 Days 4 0 0 0 4 302,448.46 0.00 0.00 0.00 302,448.46 180+ Days 1 0 0 0 1 64,175.83 0.00 0.00 0.00 64,175.83 Totals 25 2 0 0 27 1,546,548.72 100,470.06 0.00 0.00 1,647,018.78 0-0429 Days 0.~~000~~000000% ~~Jan-05~~0.000000% 0.~~000~~000000% ~~Current~~0.000000% ~~Foreclosure~~0.000000% ~~Total~~0.000000% ~~Feb-05~~0.000000% 0.~~000~~000000% ~~Loans~~30 inDays ~~Foreclosure~~2.763819% 0.251256% ~~Mar-05~~0.000000% 0.~~000~~000000% ~~Original~~3.015075% ~~Principal~~2.366626% ~~Balance~~0.096410% 0.00000000% ~~Apr-05~~0.000000% 2.463035% 60 Days 1.256281% 0.~~000~~000000% ~~Current~~0.000000% ~~Principal~~0.000000% ~~Balance~~1.256281% 0.00932738% ~~May-05~~0.000000% 0.~~000~~000000% ~~Jun-05~~0.000000% 0.~~000~~932738% ~~Jul-05~~90 Days 0.~~000~~251256% ~~Aug-05~~0.000000% 0.~~000~~000000% ~~Sep-05~~0.000000% 0.~~000~~251256% *The0.264846% ~~text~~0.000000% ~~reported~~0.000000% in0.000000% ~~the~~0.264846% ~~above~~120 ~~table~~Days is0.753769% ~~presented~~0.251256% ~~graphically~~0.000000% on0.000000% ~~the~~1.005025% ~~monthly~~0.724711% ~~bond~~0.268790% ~~remittance~~0.000000% ~~report~~0.000000% ~~The~~0.993502% ~~monthly~~150 ~~bond~~Days ~~remittance~~1.005025% ~~report~~0.000000% ~~can~~0.000000% be0.000000% ~~viewed~~1.005025% ~~online~~1.099373% at0.000000% ~~www~~0.~~ctslink~~000000% 0.~~com~~000000% 1.099373% 180+ Days 0.251256% 0.000000% 0.000000% 0.000000% 0.251256% 0.233273% 0.000000% 0.000000% 0.000000% 0.233273% Totals 6.281407% 0.502513% 0.000000% 0.000000% 6.783920% 5.621567% 0.365200% 0.000000% 0.000000% 5.986767% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP IV 12No ~~Month~~of ~~Foreclosure~~Loans History*No ~~New~~of ~~Foreclosure~~Loans No of Loans ~~Month~~No ~~Foreclosure~~of ~~Percentage~~Loans No of Loans inPrincipal ~~Foreclosure~~Balance 0Principal ~~Oct~~Balance Principal Balance Principal Balance Principal Balance 0-0429 Days 0 0 0 0 0.~~000%~~00 ~~Original~~0.00 ~~Principal~~0.00 ~~Balance~~0.00 30 Days 9 0 0 0 9 2,851,406.00 ~~Nov-04~~0.00 0.~~000%~~00 ~~Current~~0.00 ~~Principal~~2,851,406.00 ~~Balance~~60 Days 4 0 0 0 4 1,123,004.79 0.00 ~~Dec~~0.00 0.00 1,123,004.79 90 Days 0 0 3 0 3 0.00 0.00 634,621.29 0.00 634,621.29 120 Days 0 0 3 0 3 0.00 0.00 1,106,084.63 0.00 1,106,084.63 150 Days 0 0 2 0 2 0.00 0.00 680,358.42 0.00 680,358.42 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 8 0 21 3,974,410.79 0.00 2,421,064.34 0.00 6,395,475.13 0-0429 Days 0.~~000~~000000% ~~Jan-05~~0.000000% 0.~~000~~000000% ~~Current~~0.000000% ~~Foreclosure~~0.000000% ~~Total~~0.000000% ~~Feb-05~~0.000000% 0.~~000~~000000% ~~Loans~~30 inDays ~~Foreclosure~~1.621622% 0.000000% ~~Mar-05~~0.000000% 0.~~000~~000000% ~~Original~~1.621622% ~~Principal~~1.716727% ~~Balance~~0.000000% 0.00000000% ~~Apr-05~~0.000000% 1.716727% 60 Days 0.~~000~~720721% ~~Current~~0.000000% ~~Principal~~0.000000% ~~Balance~~0.000000% 0.00720721% ~~May-05~~0.676120% 0.~~000~~000000% ~~Jun-05~~0.000000% 0.~~000~~000000% ~~Jul-05~~0.676120% 90 Days 0.~~000~~000000% ~~Aug-05~~0.000000% 0.~~000~~540541% ~~Sep-05~~0.000000% 0.~~000~~540541% *The0.000000% ~~text~~0.000000% ~~reported~~0.382082% in0.000000% ~~the~~0.382082% ~~above~~120 ~~table~~Days is0.000000% ~~presented~~0.000000% ~~graphically~~0.540541% on0.000000% ~~the~~0.540541% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~0.665933% ~~report~~0.000000% ~~The~~0.665933% ~~monthly~~150 ~~bond~~Days ~~remittance~~0.000000% ~~report~~0.000000% ~~can~~0.360360% be0.000000% ~~viewed~~0.360360% ~~online~~0.000000% at0.000000% ~~www~~0.~~ctslink~~409619% 0.~~com~~000000% 0.409619% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.342342% 0.000000% 1.441441% 0.000000% 3.783784% 2.392847% 0.000000% 1.457634% 0.000000% 3.850482%

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -Summary ~~All~~GROUP ~~Mortgage~~I ~~Loans~~Days inNumber ~~Foreclosure~~of ~~during~~Aggregate ~~Current~~Percentage ~~Period~~of ~~Month~~Number ~~Loan~~of ~~First~~Aggregate ~~Original~~Percentage ~~Loan~~of ~~Entered~~Delinquent ~~Payment~~Loans ~~LTV~~Outstanding atBalance(%) ~~Principal~~Loans ~~Group~~Oustanding ~~Number~~Balance(%) FCBalance($) ~~Date~~Balance($) ~~State~~180 ~~Origination~~- ~~Balance~~209 No2 ~~Foreclosure~~276,537.53 ~~loans~~0.059 ~~this~~0 ~~period~~0.00 0.000 Total 2 276,537.53 0.059 0 0.00 0.000

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -(continued) ~~All~~GROUP ~~Mortgage~~III ~~Loans~~GROUP inII ~~Foreclosure~~Number ~~during~~of ~~Current~~Aggregate ~~Period~~Percentage ~~(continued)~~of ~~Current~~Days ~~Paid~~Number ~~Current~~of ~~Approximate~~Aggregate ~~Loan~~Percentage ~~Principal~~of ToLoans ~~Months~~Oustanding ~~Loan~~Balance(%) Delinquent ~~Group~~Loans ~~Number~~Outstanding Balance(%) ~~Date~~Balance($) ~~Delinquent~~Balance($) ~~Rate~~180 ~~Interest~~- No209 ~~Foreclosure~~1 ~~loans~~212,361.70 ~~this~~0.090 ~~period~~1 64,175.83 0.233 Total 1 212,361.70 0.090 1 64,175.83 0.233

~~COLLATERAL~~180+ ~~STATEMENT~~Delinquency ~~Collateral~~Summary ~~Description~~(continued) ~~Mixed~~GROUP ~~Fixed~~IV &Days ~~Arm~~Number ~~Weighted~~of ~~Average~~Aggregate ~~Coupon~~Percentage ~~Rate~~of ~~7.335940%~~Delinquent Weighted Average Net Rate 6.835940% Weighted Average Pass Through Rate 6.813440% Weighted Average Maturity 339 Record Date 08/31/2005 Principal and Interest Constant 3,541,070.07 Beginning Loan Count 3,293 Loans ~~Paid~~Outstanding ~~in Full 78 Ending Loan Count 3,215 Beginning Scheduled~~ Balance(%) ~~538,522,519.05 Ending Scheduled~~ Balance($) ~~522,696,231.45~~180 ~~Ending Actual Balance at 31~~-~~Aug-2005~~ ~~522,795,731.24~~209 ~~Scheduled Principal 248,929.26 Unscheduled Principal 15,577,358.34 Scheduled Interest 3,292,140.81 Servicing Fee 224,384.39 Master Servicing Fee 3,365.77 Trustee Fee~~ 0~~.00~~ ~~FRY Amount~~ 0.00 ~~Special Hazard Fee~~ 0.00000 ~~Other~~Total ~~Fee 6,731.54 Pool Insurance Fee~~ 0~~.00~~ ~~Spread 1~~ 0.00 ~~Spread 2~~ 0.00000 ~~Spread~~This 3report ~~0.00~~includes ~~Net~~all ~~Interest~~loans ~~3,057,659.11~~greater ~~Realized~~than ~~Loss~~180 ~~Amount~~days ~~0.00~~delinquent ~~Cumulative~~regardless ~~Realized Loss 0.00 Percentage~~ of ~~Cumulative~~status ~~Losses 0.0000 Special Servicing Fee 0.00 Prepayment Penalties 327~~(REO,~~645.24~~ ~~Required Overcollateralized Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized Reduction Amount 0.00 Specified O/C Amount 6~~Foreclosure,~~511,954.80~~ ~~Overcollateralized Amount 6,511,954~~Bankruptcy).~~80 Overcollateralized Deficiency Amount 0.00 Base Overcollateralization Amount 0.00~~

REO Detail - All Mortgage Loans in REO during Current Period

~~Miscellaneous~~Summary ~~Reporting~~12 ~~Credit~~Month ~~Enhancement~~REO History* New REO Loans Month REO Percentage Loans in REO 1 Jan-05 0.000% Original Principal Balance 188,100.00 Feb-05 0.~~250792~~000% Current Principal Balance 187,490.97 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 1 Jun-05 0.000% Original Principal Balance 188,100.00 Jul-05 0.000% Current Principal Balance 187,490.97 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.040% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP I 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP II 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 1 Jan-05 0.000% Original Principal Balance 188,100.00 Feb-05 0.000% Current Principal Balance 187,490.97 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 1 Jun-05 0.000% Original Principal Balance 188,100.00 Jul-05 0.000% Current Principal Balance 187,490.97 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.080% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP III 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP IV 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~GROUP~~Mortgage ILoans ~~GROUP~~in IIREO ~~GROUP~~during ~~III~~Current ~~Collateral~~Period ~~Description~~Month Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 8.796940 7.152275 9.691679 Weighted Average Net Rate 8.296940 6.652275 9.191679 Weighted Average Maturity 258 354 198 Beginning Loan ~~Count~~First ~~720~~Original ~~1,504 441 Loans Paid In Full 10 47 5 Ending~~ Loan ~~Count~~Entered ~~710~~Payment ~~1,457~~LTV ~~436~~at ~~Beginning~~Principal ~~Scheduled~~Group ~~Balance~~Number ~~43,974,074.74~~REO ~~276,104,424.21~~Date ~~30,592,957.81~~State ~~Ending~~Origination ~~Scheduled~~ Balance ~~43,395,180.23~~GROUP ~~265,907,186.01~~II ~~30,282,660.74~~0110441080 ~~Record Date 08/31/~~Dec-2005 ~~08/31/~~01-Apr-2005 ~~08/31/2005~~TX ~~Principal And Interest Constant 352,641~~95.67 1,818,674.37 261,410.65 Scheduled Principal 30,277.24 173,028.83 14,329.71 Unscheduled Principal 548,617.27 10,024,209.37 295,967.36 Scheduled Interest 322,364.43 1,645,645.54 247,080.94 Servicing Fees 18,322.53 115,043.51 12,747.07 Master Servicing Fees 274.84 1,725.65 191.21 Trustee Fee 0.00 ~~0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 549.68 3~~188,~~451~~100.~~31 382.41 Pool Insurance Fee 0.~~00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 303,217.38 1,525,425.07 233,760.25 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 8.274440 6.629775 9.169179

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~GROUP~~Mortgage IVLoans ~~Total~~in ~~Collateral~~REO ~~Description~~during ~~Fixed~~Current ~~15/30~~Period &(continued) ~~ARM~~Current ~~Mixed~~Paid ~~Fixed~~Current &Approximate ~~Arm Weighted Average Coupon Rate 6.880237 7.335940 Weighted Average Net Rate 6.380237 6.835940 Weighted Average Maturity 356 339 Beginning~~ Loan ~~Count~~Principal ~~628~~To ~~3,293~~Months ~~Loans Paid In Full 16 78 Ending~~ Loan ~~Count~~Delinquent ~~612~~Group ~~3,215~~Number ~~Beginning Scheduled~~ Balance ~~187,851,062.29 538,522,519.05 Ending scheduled Balance 183,111,204.47 522,696,231.45 Record~~ Date ~~08/31/2005~~Delinquent ~~08/31/2005~~Rate ~~Principal And~~ Interest ~~Constant~~GROUP ~~1,108,343.38~~II ~~3,541,070.07~~0110441080 ~~Scheduled Principal 31~~187,~~293~~490.4897 ~~248,929.26~~01-Sep-2005 ~~Unscheduled Principal 4,708,564.34 15,577,358.34 Scheduled Interest~~ 1~~,077,049.90~~ ~~3,292,140~~9.81150% ~~Servicing Fees 78~~4,~~271~~052.28 224,384.39 Master Servicing Fees 1,174.07 3,365.77 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 2,348.14 6,731.54 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 995,256.41 3,057,659.11 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.357737 6.81344023

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Prepayment~~Summary ~~Detail~~12 -Month ~~Prepayments~~Foreclosure ~~during~~History* ~~Current~~New ~~Period~~Foreclosure ~~Summary~~Loans Month Foreclosure Percentage Loans ~~Paid~~in InForeclosure ~~Full~~30 ~~Repurchased~~Jan-05 ~~Loans~~0.000% Original ~~Current~~Principal ~~Original~~Balance 5,791,245.00 Feb-05 0.000% Current Principal ~~Principal~~Balance ~~Principal~~5,784,063.30 ~~Principal~~Mar-05 ~~Group~~0.000% ~~Count~~Apr-05 ~~Balance~~0.000% ~~Balance~~Current ~~Count~~Foreclosure Total May-05 0.000% Loans in Foreclosure 36 Jun-05 0.000% Original Principal Balance 7,287,810.00 Jul-05 0.000% Current Principal Balance 7,278,117.59 Aug-05 0.000% Sep-05 0.000% Oct-05 0.458% Nov-05 0.366% Dec-05 1.549% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP I 1012 ~~550~~Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 1 Jan-05 0.000% Original Principal Balance 85,~~350~~000.00 ~~548~~Feb-05 0.000% Current Principal Balance 84,~~906~~853.0722 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 1 Jun-05 0.000% Original Principal Balance 85,000.00 Jul-05 0.000% Current Principal Balance 84,853.22 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.209% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP II 4712 10Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 21 Jan-05 0.000% Original Principal Balance 3,~~048~~283,~~922~~595.00 10Feb-05 0.000% Current Principal Balance 3,~~023~~278,~~134~~145.9974 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 27 Jun-05 0.000% Original Principal Balance 4,780,160.00 ~~GROUP~~Jul-05 ~~III~~0.000% 5Current ~~296~~Principal Balance 4,772,200.03 Aug-05 0.000% Sep-05 0.000% Oct-05 0.759% Nov-05 0.721% Dec-05 2.026% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP III 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 ~~295,478~~Feb-05 0.80000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP IV 1612 4Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 8 Jan-05 0.000% Original Principal Balance 2,~~708~~422,~~415~~650.00 4Feb-05 0.000% Current Principal Balance 2,~~704~~421,~~211~~064.3134 0Mar-05 0.00000% Apr-05 0.00000% Current Foreclosure Total 78May-05 150.000% Loans in Foreclosure 8 Jun-05 0.000% Original Principal Balance 2,~~603~~422,~~887~~650.00 15Jul-05 0.000% Current Principal Balance 2,~~571~~421,~~731~~064.1734 Aug-05 0.000% Sep-05 0.00000% Oct-05 0.00207% Nov-05 0.000% Dec-05 1.458% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All ~~during~~Mortgage ~~Current~~Loans ~~Period~~in ~~(continued)~~Foreclosure ~~Summary~~during ~~Substitution~~Current ~~Loans~~Period ~~Liquidated~~Month ~~Loans~~Loan ~~Curtailments~~First Original ~~Current~~Loan ~~Original~~Entered ~~Current~~Payment ~~Principal~~LTV ~~Principal~~at Principal ~~Principal~~Group ~~Curtailment~~Number ~~Group~~FC ~~Count~~Date ~~Balance~~State Origination Balance ~~Count~~GROUP ~~Balance~~I ~~Balance~~0110440348 ~~Amount~~Dec-2005 01-Apr-2005 CA 35.42 85,000.00 GROUP III 00110440394 0Dec-2005 01-Apr-2005 IL 80.00 0200,000.00 0GROUP 0II 0110440414 Oct-2005 01-Apr-2005 CA 80.00 0260,000.00 32GROUP II 0110440515 Dec-2005 01-Apr-2005 CA 80.4400 256,800.00 GROUP II 00110440585 0Dec-2005 01-Apr-2005 CA 85.00 0259,250.00 0GROUP 0II 0110440688 Oct-2005 01-Apr-2005 IL 80.00 0268,000.00 6GROUP II 0110440689 Oct-2005 01-Apr-2005 CA 77.50 310,~~992~~000.00 GROUP II 0110440730 Dec-2005 01-Apr-2005 UT 80.00 248,951.00 GROUP II 0110440762 Nov-2005 01-Apr-2005 IL 80.00 132,000.00 GROUP II 0110440909 Oct-2005 01-Apr-2005 CA 80.00 332,000.00 GROUP II 0110440994 Dec-2005 01-Apr-2005 CA 80.00 148,000.00 GROUP II 0110441032 Dec-2005 01-Apr-2005 TX 80.00 110,320.00 GROUP II 0110441380 Dec-2005 01-Apr-2005 CA 42.62 130,000.00 GROUP ~~III~~II 00110444249 0Dec-2005 01-May-2005 FL 85.00 0124,950.00 0GROUP 0II 0110444279 Dec-2005 01-May-2005 CO 80.00 0166,400.00 ~~619~~GROUP II 0110444532 Nov-2005 01-Apr-2005 FL 85.5600 194,565.00 GROUP II 0110444572 Dec-2005 01-May-2005 TX 80.00 50,000.00 GROUP II 0110444609 Dec-2005 01-May-2005 TX 78.13 50,000.00 GROUP II 0110450459 Dec-2005 01-May-2005 UT 80.00 118,400.00 GROUP II 0110450536 Dec-2005 01-May-2005 MO 80.00 71,120.00 GROUP II 0110450978 Dec-2005 01-May-2005 IL 80.00 264,000.00 GROUP II 0110450995 Dec-2005 01-May-2005 CA 80.00 239,200.00 GROUP II 0110451514 Dec-2005 01-Jun-2005 TX 80.00 138,760.00 GROUP II 0110451593 Dec-2005 01-May-2005 IL 75.00 119,194.00 GROUP II 0110451941 Dec-2005 01-Jun-2005 TX 80.00 176,000.00 GROUP II 0110451972 Dec-2005 01-May-2005 CA 80.00 140,000.00 GROUP II 0110452035 Dec-2005 01-May-2005 MO 85.00 68,000.00 GROUP II 0110452064 Dec-2005 01-Mar-2005 CO 95.00 204,250.00 GROUP IV 00110441323 0Dec-2005 01-Apr-2005 CA 80.00 0241,600.00 0GROUP 0IV 0110444450 Dec-2005 01-May-2005 CA 80.00 0391,600.00 5GROUP IV 0110450737 Dec-2005 01-May-2005 IL 80.00 296,~~309~~000.5700 ~~Total~~GROUP 0IV 00110450812 Dec-2005 01-May-2005 IL 80.00 0129,600.00 0GROUP 0IV 0110450968 Dec-2005 01-May-2005 CO 80.00 0180,800.00 12GROUP IV 0110450994 Dec-2005 01-May-2005 CA 85.00 419,~~954~~050.1900 GROUP IV 0110451062 Dec-2005 01-May-2005 FL 80.00 264,000.00 GROUP IV 0110451940 Dec-2005 01-May-2005 IL 80.00 500,000.00

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period ~~First~~(continued) ~~Original~~Current ~~Loan~~Paid ~~LTV~~Current atApproximate ~~Payment~~Loan Principal ~~Prepayment~~To ~~Group~~Months ~~Number~~Loan ~~State~~Delinquent ~~Origination~~Group ~~Date~~Number Balance ~~Amount~~Date ~~GROUP~~Delinquent IRate ~~0110440587~~Interest ~~WA 100.00 01-Apr-2005 61,000.00 60,843.15~~ GROUP I ~~0110440738~~0110440348 ~~CA 100.00 01-Apr-2005 61~~84,~~200~~853.0022 ~~61,039.31 GROUP I 0110443942 UT 100.00~~ 01-May-2005 ~~25,000.00~~5 ~~24,943~~6.11750% ~~GROUP I 0110444020 CA 100.00 01-May-2005 66~~3,~~500~~085.0043 ~~66,276.37~~ GROUP III ~~0110444073~~0110440394 ~~IL 95.00 01-May-2005 37~~198,~~050~~860.0077 ~~36,941.82 GROUP I 0110444090 MN 100.00~~ 01-~~Apr~~Nov-2005 ~~37,800.00~~0 ~~37,706~~7.24820% ~~GROUP I 0110450447 KS 100.00 01-May-2005 28~~2,~~800~~426.0099 ~~28,725.78~~ GROUP III ~~0110451477~~0110440414 ~~IL 100.00 01-May-2005 41~~259,~~000~~485.0097 ~~40,877.09 GROUP I 0110451478 IL 80.00~~ 01-May-2005 ~~164,000.00~~5 ~~163,310~~6.79050% ~~GROUP I 0110452032 TX 100.00 01-May-2005 28~~8,~~000~~375.0052 ~~27,921.17~~ GROUP II ~~0110440360~~0110440515 ~~CA 90.00 01-Apr-2005 315~~256,~~000~~365.0060 ~~313,058.49 GROUP II 0110440385 IL 69.23~~ 01-~~Apr~~May-2005 ~~225,000.00~~5 ~~223,837~~6.04870% ~~GROUP II 0110440453 CA 86.54 01-Apr-2005 225~~9,~~000~~501.0081 ~~225,000.00~~ GROUP II ~~0110440532~~0110440585 ~~CA 64.52 01-Apr-2005 200~~258,~~000~~344.0031 ~~200,000.00 GROUP II 0110440697 CA 84.57~~ 01-~~Apr~~Jul-2005 ~~137,000.00~~3 ~~136,397~~6.09720% ~~GROUP II 0110440744 CA 80.00 01-Apr-2005 244~~6,~~800~~683.0046 ~~243,566.36~~ GROUP II ~~0110440751~~0110440688 ~~CA 65.00 01-Apr-2005 198~~267,~~250~~584.~~00 197,362.10 GROUP II 0110440902 CA 74.~~72 01-~~Apr~~May-2005 ~~198,750~~5 7.00300% ~~197~~10,~~730~~589.6201 GROUP II ~~0110440903~~0110440689 ~~CA 86~~309,162.6784 01-~~Apr~~Jun-2005 ~~156,000.00~~4 ~~155,290~~6.15550% ~~GROUP II 0110441094 CA 77.25 01-Apr-2005 292~~9,~~000~~335.00 ~~292,000.00~~ GROUP II ~~0110441119~~0110440730 ~~TX 70.83 01-Apr-2005 104~~248,~~020~~225.0064 ~~103,567.79 GROUP II 0110441209 MO 80.00~~ 01-~~Apr~~Jul-2005 ~~99,200.00~~3 ~~98,786~~7.77650% ~~GROUP II 0110441362 CA 80.00 01-Feb-2005 304~~7,~~000~~384.0003 ~~304,000.00~~ GROUP II ~~0110444165~~0110440762 ~~CA 80.00 01-May-2005 259~~131,~~200~~794.~~00 258,258.~~44 ~~GROUP II 0110444174 CA 85.00~~ 01-May-2005 ~~259,250~~5 7.00275% ~~258~~5,~~110~~196.2920 GROUP II ~~0110444181~~0110440909 ~~TX 95~~331,696.0093 01-May-2005 ~~213,750~~5 6.00450% ~~213~~11,~~134~~477.9861 GROUP II ~~0110444187~~0110440994 ~~UT 80.00 01-May-2005 100~~148,000.00 ~~99,572.70 GROUP II 0110444211 CA 80.00~~ 01-~~May~~Jul-2005 ~~300,000.00~~3 ~~298,948~~6.79500% ~~GROUP II 0110444214 CA 75.00 01-May-2005 180~~3,~~000~~700.00 ~~179,342.66~~ GROUP II ~~0110444272~~0110441032 ~~CA 60~~110,144.0057 01-May-2005 ~~231,000~~5 7.00220% ~~229~~4,~~816~~307.4326 GROUP II ~~0110444302~~0110441380 ~~CA 90~~129,738.0094 01-~~May~~Jul-2005 ~~243,000~~3 9.00500% ~~241~~4,~~497~~860.7622 GROUP II ~~0110444304~~0110444249 ~~CA 69.93 01-May-2005 195~~124,~~800~~950.00 ~~194,861.23 GROUP II 0110444386 CA 80.00~~ 01-~~May~~Jul-2005 ~~266,000.00~~3 ~~265,915~~7.31800% ~~GROUP II 0110444513 CA 80.00 01-Apr-2005 320~~3,800.0060 ~~319,348.97~~ GROUP II ~~0110444516~~0110444279 ~~CA 81.32 01-May-2005 283~~166,~~000~~400.00 ~~281,936.65 GROUP II 0110444519 IL 28.99~~ 01-~~Apr~~Jul-2005 ~~100,000~~3 6.00550% 994,~~558~~194.4470 GROUP II ~~0110444574~~0110444532 ~~IL 80~~194,329.0039 01-May-2005 ~~147,200~~5 8.00520% ~~146~~9,~~675~~074.8646 GROUP II ~~0110450274~~0110444572 ~~IL 95.00 01-May-2005 177~~49,~~650~~903.0067 ~~177,138.83 GROUP II 0110450277 IL 73.58~~ 01-~~May~~Jul-2005 ~~195,000.00~~3 ~~194,202~~8.~~78 GROUP II 0110450355 CA 85.00 01-May-2005 225,~~250~~.00~~% ~~224~~1,~~268~~609.8435 GROUP II ~~0110450361~~0110444609 ~~IL 85~~49,940.0043 01-~~May~~Jun-2005 ~~157,250~~4 8.00600% ~~156~~2,~~670~~019.1850 GROUP II ~~0110450448~~0110450459 ~~KS 80~~118,308.0091 01-May-2005 ~~115,200~~5 7.00320% ~~114~~4,~~778~~695.1767 GROUP II ~~0110450458~~0110450536 ~~IL 85~~70,969.0003 01-~~May~~Jul-2005 ~~182,750~~3 7.00770% ~~182~~2,~~109~~146.6265 GROUP II ~~0110450550~~0110450978 ~~CA 79~~263,305.3147 01-~~May~~Jul-2005 ~~230,000~~3 7.00120% ~~228~~7,~~973~~251.0920 GROUP II ~~0110450692~~0110450995 ~~CA 80~~239,200.00 01-May-2005 ~~288,000~~5 6.00850% ~~288~~8,~~000~~860.0032 GROUP II ~~0110450757~~0110451514 ~~MN 95~~138,611.0015 01-~~May~~Jun-2005 ~~180,500~~4 7.00670% ~~180~~4,~~499~~960.9413 GROUP II ~~0110451088~~0110451593 ~~CA 85~~118,850.0020 01-~~May~~Jun-2005 ~~229,500~~4 7.00890% ~~228~~4,~~514~~383.3468 GROUP II ~~0110451090~~0110451941 ~~IL 80~~175,846.0008 01-~~May~~Jun-2005 ~~332,000.00~~4 ~~330,750~~6.05670% ~~GROUP II 0110451237 CA 57.75 01-May-2005 205~~5,~~000~~412.0084 ~~204,102.26~~ GROUP II ~~0110451321~~0110451972 ~~CA 36.60 01-May-2005 280~~140,000.00 ~~280,000.00 GROUP II 0110451325 CT 85.00~~ 01-~~May~~Aug-2005 ~~188,700.00~~2 ~~188,034~~7.82470% ~~GROUP II 0110451500 CA 85.00 01-May-2005 250~~3,~~750~~252.0068 ~~250,685.61~~ GROUP II ~~0110451571~~0110452035 ~~CA 74.74 01-May-2005 213~~67,~~000~~930.0097 ~~212,072.16 GROUP II 0110451667 CA 80.00~~ 01-~~May~~Jun-2005 ~~312,000.00~~4 ~~311,999~~9.40370% ~~GROUP II 0110451894 FL 85.00 01-May-2005 131~~3,~~352~~008.0081 ~~130,907.19~~ GROUP II ~~0110452033~~0110452064 ~~TX 80.00 01-May-2005 112~~204,~~000~~250.00 ~~111,477.06 GROUP II 0110465483 CA 79.03~~ 01-Jun-2005 ~~245,000.00~~4 ~~244,457~~8.49950% ~~GROUP III 0110440821 CA 100.00 01-Apr-2005 31~~8,~~800~~629.0056 ~~31,722.49~~ GROUP ~~III~~IV ~~0110441158~~0110441323 ~~CA 100.00 01-Apr-2005 51~~241,600.00 ~~51,471.23 GROUP III 0110441361 CA 100.00~~ 01-~~Feb~~Jul-2005 ~~76,000~~3 5.00690% 755,~~634~~224.3060 GROUP ~~III~~IV ~~0110443929~~0110444450 ~~CA 100.00 01-May-2005 64~~391,~~800~~600.00 ~~64,682.06 GROUP III 0110450691 CA 100.00~~ 01-~~May~~Jun-2005 ~~72,000.00~~4 ~~71,837~~6.72750% ~~GROUP IV 0110440506 FL 90.00 01-Apr-2005 216~~12,~~000~~237.0048 ~~216,000.00~~ GROUP IV ~~0110440588~~0110450737 ~~WA 80.00 01-Apr-2005 244~~296,000.00 ~~244,000.00 GROUP IV 0110440811 CA 88.63~~ 01-~~Apr~~Jun-2005 ~~226,000.00~~4 ~~226,000~~8.00320% ~~GROUP IV 0110440984 CA 75.00 01-Apr-2005 375~~11,~~000~~573.0064 ~~373,418.02~~ GROUP IV ~~0110441159~~0110450812 ~~CA 80.00 01-Apr-2005 206~~129,~~400~~600.00 ~~206,400.00 GROUP IV 0110441401 CA 80.00~~ 01-~~Feb~~Jul-2005 ~~376,000.00~~3 ~~376,000~~7.00845% ~~GROUP IV 0110444392 CA 80.00 01-Apr-2005 436~~3,~~000~~966.0030 ~~436,000.00~~ GROUP IV ~~0110444408~~0110450968 ~~WA 80.00 01-May-2005 399~~180,~~694~~800.00 ~~399,694.00 GROUP IV 0110450568 CA 90.00~~ 01-May-2005 ~~220,500.00~~5 ~~220,506~~7.17420% ~~GROUP IV 0110450721 CA 79.69 01-May-2005 255~~7,~~000~~298.0034 ~~255,000.00~~ GROUP IV ~~0110450852~~0110450994 ~~CA 94.68 01-May-2005 374~~418,~~000~~484.0063 ~~372,307.46 GROUP IV 0110451093 IL 80.00~~ 01-~~May~~Jun-2005 ~~404,000.00~~4 ~~402,155~~7.61990% ~~GROUP IV 0110451157 CA 79.80 01-May-2005 391~~15,~~000~~645.0028 ~~390,952.51~~ GROUP IV ~~0110451388~~0110451062 ~~CA 75.56 01-May-2005 272~~263,~~000~~421.~~00 272,000.00 GROUP IV 0110451804 CA 53.~~29 01-~~May~~Jul-2005 ~~113,500~~3 7.00470% ~~113~~7,~~500~~656.0092 GROUP IV ~~0110465576~~0110451940 ~~CA 69~~499,558.2142 01-May-2005 ~~199,321~~5 6.00620% ~~199~~17,~~321~~786.0026

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~Prepayment~~Summary ~~Loan~~12 ~~Detail~~Month -Bankruptcy ~~Prepayments~~History* ~~during~~New ~~Current~~Bankruptcy ~~Period~~Loans ~~(continued)~~Month ~~Current~~Bankruptcy ~~Loan~~Percentage ~~PIF~~Loans ~~Months~~in ~~Loan~~Bankruptcy ~~Original~~3 ~~Group~~Jan-05 ~~Number Type Delinquent Rate Term Seasoning GROUP I 0110440587 Loan Paid in Full~~ 0 10.~~250~~000% ~~180~~Original 5Principal ~~GROUP~~Balance I267,400.00 ~~0110440738~~Feb-05 ~~Loan Paid in Full~~ 0 10.~~150~~000% ~~180~~Current 5Principal ~~GROUP~~Balance I267,190.82 ~~0110443942~~Mar-05 ~~Loan Paid in Full~~ 0 10.000% ~~180~~Apr-05 ~~4 GROUP I 0110444020 Loan Paid in Full~~ 0 9.~~500~~000% ~~180~~Current 4Bankruptcy ~~GROUP~~Total IMay-05 ~~0110444073 Loan Paid in Full~~ 0 8.~~750~~000% ~~180~~Loans 4in ~~GROUP~~Bankruptcy I8 ~~0110444090~~Jun-05 ~~Loan Paid in Full~~ 0 10.~~420~~000% ~~180~~Original 5Principal ~~GROUP~~Balance I736,400.00 ~~0110450447~~Jul-05 ~~Loan Paid in Full~~ 0 9.~~450~~000% ~~180~~Current 4Principal ~~GROUP~~Balance I735,197.15 ~~0110451477~~Aug-05 ~~Loan Paid in Full~~ 0 10.~~400~~000% ~~180~~Sep-05 ~~4 GROUP I 0110451478 Loan Paid in Full~~ 0 7.000% ~~360~~Oct-05 ~~4 GROUP I 0110452032 Loan Paid in Full~~ 0 9.~~750~~073% ~~180~~Nov-05 ~~4 GROUP II 0110440360 Loan Paid in Full~~ 0 5.~~900~~147% ~~360~~Dec-05 ~~5 GROUP II 0110440385 Loan Paid in Full~~ 0 6.~~820~~157% ~~360~~*The 5text ~~GROUP~~reported ~~II 0110440453 Loan Paid~~ in ~~Full~~the 0above ~~7.130%~~table ~~360~~is 5presented ~~GROUP~~graphically IIon ~~0110440532~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 6~~report.~~490%~~ ~~360~~The 5monthly ~~GROUP~~bond IIremittance ~~0110440697~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 7www.~~650%~~ctslink.com. ~~360 5~~ GROUP III ~~0110440744~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~6.950%~~Loans ~~360~~Month 5Bankruptcy ~~GROUP~~Percentage IILoans ~~0110440751 Loan Paid~~ in ~~Full~~Bankruptcy 1 7Jan-05 0.~~550~~000% ~~360~~Original 5Principal ~~GROUP~~Balance II33,000.00 ~~0110440902~~Feb-05 ~~Loan Paid in Full~~ 0 6.~~900~~000% ~~360~~Current 5Principal ~~GROUP~~Balance II32,962.54 ~~0110440903~~Mar-05 ~~Loan Paid in Full~~ 0 7.~~470~~000% ~~360~~Apr-05 ~~5 GROUP II 0110441094 Loan Paid in Full~~ 0 6.~~990~~000% ~~360~~Current 5Bankruptcy ~~GROUP~~Total IIMay-05 ~~0110441119 Loan Paid in Full~~ 0 7.~~700~~000% ~~360~~Loans 5in ~~GROUP~~Bankruptcy II2 ~~0110441209~~Jun-05 ~~Loan Paid in Full~~ 0 7.~~950~~000% ~~360~~Original 5Principal ~~GROUP~~Balance ~~II 0110441362 Loan Paid in Full 1 6~~57,700.~~850%~~00 ~~360~~Jul-05 ~~7 GROUP II 0110444165 Loan Paid in Full~~ 0 7.~~670~~000% ~~360~~Current 4Principal ~~GROUP~~Balance II57,639.14 ~~0110444174~~Aug-05 ~~Loan Paid in Full 1 6~~0.~~700~~000% ~~360~~Sep-05 ~~4 GROUP II 0110444181 Loan Paid in Full 1 8~~0.~~820~~000% ~~360~~Oct-05 ~~4 GROUP II 0110444187 Loan Paid in Full~~ 0 6.~~880~~058% ~~360~~Nov-05 ~~4 GROUP II 0110444211 Loan Paid in Full~~ 0 7.~~850~~060% ~~360~~Dec-05 ~~4 GROUP II 0110444214 Loan Paid in Full~~ 0 7.~~800~~142% ~~360~~*The 4text ~~GROUP~~reported ~~II 0110444272 Loan Paid~~ in ~~Full~~the 0above ~~5.900%~~table ~~360~~is 4presented ~~GROUP~~graphically IIon ~~0110444302~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 7~~report.~~520%~~ ~~360~~The 4monthly ~~GROUP~~bond IIremittance ~~0110444304~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~250%~~ctslink.com. ~~360 4~~ GROUP II ~~0110444386~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~7.500%~~Loans ~~360~~Month 4Bankruptcy ~~GROUP~~Percentage IILoans ~~0110444513 Loan Paid~~ in ~~Full~~Bankruptcy 1 7Jan-05 0.~~500~~000% ~~360~~Original 5Principal ~~GROUP~~Balance II160,400.00 ~~0110444516~~Feb-05 ~~Loan Paid in Full~~ 0 7.~~500~~000% ~~360~~Current 4Principal ~~GROUP~~Balance II160,281.43 ~~0110444519~~Mar-05 ~~Loan Paid in Full~~ 0 7.~~670~~000% ~~360~~Apr-05 ~~5 GROUP II 0110444574 Loan Paid in Full~~ 0 7.~~770~~000% ~~360~~Current 4Bankruptcy ~~GROUP~~Total IIMay-05 ~~0110450274 Loan Paid in Full~~ 0 8.~~820~~000% ~~360~~Loans 4in ~~GROUP~~Bankruptcy II4 ~~0110450277~~Jun-05 ~~Loan Paid in Full~~ 0 7.~~770~~000% ~~360~~Original 4Principal ~~GROUP~~Balance II578,100.00 ~~0110450355~~Jul-05 ~~Loan Paid in Full 1 6~~0.~~750~~000% ~~360~~Current 4Principal ~~GROUP~~Balance II577,087.95 ~~0110450361~~Aug-05 ~~Loan Paid in Full~~ 0 7.~~670~~000% ~~360~~Sep-05 ~~4 GROUP II 0110450448 Loan Paid in Full~~ 0 7.~~630~~000% ~~360~~Oct-05 ~~4 GROUP II 0110450458 Loan Paid in Full~~ 0 7.~~850~~135% ~~360~~Nov-05 ~~4 GROUP II 0110450550 Loan Paid in Full~~ 0 6.~~620~~268% ~~360~~Dec-05 ~~4 GROUP II 0110450692 Loan Paid in Full~~ 0 7.~~020~~245% ~~360~~*The 4text ~~GROUP~~reported ~~II 0110450757 Loan Paid~~ in ~~Full~~the 0above ~~7.570%~~table ~~360~~is 4presented ~~GROUP~~graphically IIon ~~0110451088~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 1 6~~report.~~820%~~ ~~360~~The 4monthly ~~GROUP~~bond IIremittance ~~0110451090~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 1at 7www.~~490%~~ctslink.com. ~~360 4~~ GROUP IIIII ~~0110451237~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~6.720%~~Loans ~~360~~Month 4Bankruptcy ~~GROUP~~Percentage IILoans ~~0110451321~~in ~~Loan~~Bankruptcy ~~Paid~~1 inJan-05 ~~Full~~ 0 7.000% ~~360~~Original 4Principal ~~GROUP~~Balance II74,000.00 ~~0110451325~~Feb-05 ~~Loan Paid in Full~~ 0 7.~~820~~000% ~~360~~Current 4Principal ~~GROUP~~Balance II73,946.85 ~~0110451500~~Mar-05 ~~Loan Paid in Full~~ 0 6.~~100~~000% ~~360~~Apr-05 ~~4 GROUP II 0110451571 Loan Paid in Full~~ 0 6.~~750~~000% ~~360~~Current 4Bankruptcy ~~GROUP~~Total IIMay-05 ~~0110451667 Loan Paid in Full~~ 0 6.~~990~~000% ~~360~~Loans 4in ~~GROUP~~Bankruptcy II2 ~~0110451894~~Jun-05 ~~Loan Paid in Full~~ 0 8.~~020~~000% ~~360~~Original 4Principal ~~GROUP~~Balance II100,600.00 ~~0110452033~~Jul-05 ~~Loan Paid in Full~~ 0 6.~~770~~000% ~~360~~Current 4Principal ~~GROUP~~Balance II100,470.06 ~~0110465483~~Aug-05 ~~Loan Paid in Full~~ 0 8.~~990~~000% ~~360~~Sep-05 ~~3 GROUP III 0110440821 Loan Paid in Full~~ 0 10.~~500~~000% ~~180~~Oct-05 ~~5 GROUP III 0110441158 Loan Paid in Full~~ 0 10.~~390~~000% ~~180~~Nov-05 ~~5 GROUP III 0110441361 Loan Paid in Full~~ 0 9.~~650~~094% ~~180~~Dec-05 ~~7 GROUP III 0110443929 Loan Paid in Full~~ 0 10.~~990~~365% ~~180~~*The 4text ~~GROUP~~reported ~~III 0110450691 Loan Paid~~ in ~~Full~~the 0above ~~9.990%~~table ~~180~~is 4presented ~~GROUP~~graphically IVon ~~0110440506~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 7~~report.~~370%~~ ~~360~~The 5monthly ~~GROUP~~bond IVremittance ~~0110440588~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~520%~~ctslink.com. ~~360 5~~ GROUP IV ~~0110440811~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 2Bankruptcy ~~6.990%~~Loans ~~360~~Month 5Bankruptcy ~~GROUP~~Percentage IVLoans ~~0110440984 Loan Paid~~ in ~~Full~~Bankruptcy 20 7Jan-05 0.~~850~~000% ~~360~~Original 5Principal ~~GROUP~~Balance IV0.00 ~~0110441159~~Feb-05 ~~Loan Paid in Full~~ 0 7.~~150~~000% ~~360~~Current 5Principal ~~GROUP~~Balance IV0.00 ~~0110441401~~Mar-05 ~~Loan~~0.000% ~~Paid~~Apr-05 ~~in Full~~ 0 5.~~975~~000% ~~360~~Current 7Bankruptcy ~~GROUP~~Total IVMay-05 ~~0110444392~~0.000% ~~Loan~~Loans ~~Paid~~ in ~~Full~~Bankruptcy 0 7Jun-05 0.~~670~~000% ~~360~~Original 5Principal ~~GROUP~~Balance IV0.00 ~~0110444408~~Jul-05 ~~Loan Paid in Full~~ 0 5.~~750~~000% ~~360~~Current 4Principal ~~GROUP~~Balance IV0.00 ~~0110450568~~Aug-05 ~~Loan Paid in Full~~ 0 7.~~990~~000% ~~360~~Sep-05 ~~4 GROUP IV 0110450721 Loan Paid in Full~~ 0 7.~~050~~000% ~~360~~Oct-05 ~~4 GROUP IV 0110450852 Loan Paid in Full~~ 0 6.~~550~~000% ~~360~~Nov-05 ~~4 GROUP IV 0110451093 Loan Paid in Full~~ 0 6.~~900~~000% ~~360~~Dec-05 ~~4 GROUP IV 0110451157 Loan Paid in Full~~ 0 7.~~600~~000% ~~360~~*The 4text ~~GROUP~~reported ~~IV 0110451388 Loan Paid~~ in ~~Full~~the 0above ~~6.620%~~table ~~360~~is 4presented ~~GROUP~~graphically IVon ~~0110451804~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 6~~report.~~570%~~ ~~360~~The 4monthly ~~GROUP~~bond IVremittance ~~0110465576~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 5www.~~790% 360 4~~ctslink.com.

~~Summary~~Bankruptcy ~~SMM~~Detail ~~CPR~~- ~~PSA~~All ~~Current~~Mortgage ~~Month~~Loans ~~2.894%~~in ~~Current~~Bankruptcy ~~Month~~during ~~29.700%~~ Current ~~Month~~Period ~~3,424.821%~~Group 3Loan Month ~~Average~~Loan ~~2.242%~~First 3State ~~Month~~LTV ~~Average~~at ~~23.710%~~Original 3Number ~~Month~~Entered ~~Average~~Payment ~~3,675.785%~~Origination 12Principal ~~Month~~Bankruptcy ~~Average~~Date ~~0.000%~~Balance 12GROUP ~~Month~~I ~~Average~~0110440761 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-~~2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A~~ Apr-2005 ~~N/A~~IL ~~N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 11~~100.~~467%~~00 ~~N/A Jun-2005 4~~33,~~275~~000.~~975%~~00 ~~N/A~~GROUP ~~Jul-2005~~I ~~21.945%~~0110451607 ~~N/A Jul~~Oct-2005 ~~4,684.616% N/A Aug~~01-~~2005 19.485% N/A Aug~~May-2005 ~~2,917.918%~~TX ~~N/A Sep-2005 29~~100.~~700%~~00 ~~N/A Sep-2005 3~~24,~~424~~700.~~821%~~00 N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. GROUP III ~~SMM~~0110440382 CPR PSA Current Month 1.248% Current Month 13.994% Current Month 1,638.056% 3 Month Average 1.043% 3 Month Average 11.779% 3 Month Average 1,939.423% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-~~2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A~~ Apr-2005 ~~N/A~~TX ~~N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 13~~80.~~317%~~00 ~~N/A Jun-2005 5~~106,~~255~~400.~~433%~~00 ~~N/A~~GROUP ~~Jul-2005~~II ~~13.663%~~0110440709 ~~N/A Jul~~Nov-2005 ~~3,006.420% N/A Aug~~01-~~2005 7.681% N/A Aug~~Apr-2005 ~~1,173.793%~~IL ~~N/A Sep-2005 13~~85.~~994%~~00 ~~N/A Sep-2005 1~~212,~~638~~500.~~056%~~00 N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. GROUP II ~~SMM~~0110444318 CPR PSA Current Month 3.633% Current Month 35.857% Current Month 4,143.526% 3 Month Average 2.517% 3 Month Average 26.037% 3 Month Average 3,953.578% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-~~2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A~~ May-2005 ~~N/A~~UT ~~N/A May-2005 N/A N/A Jun-2005 12~~80.~~200%~~00 ~~N/A Jun-2005 4~~160,~~585~~400.~~593%~~00 ~~N/A~~GROUP ~~Jul-2005~~II ~~21.288%~~0110451637 ~~N/A Jul~~Oct-2005 ~~4,566.790% N/A Aug~~01-~~2005 20.967% N/A Aug~~May-2005 ~~3,150.417%~~TX ~~N/A Sep-2005 35~~80.~~857%~~00 ~~N/A Sep-2005 4~~98,~~143~~800.~~526%~~00 N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. GROUP III ~~SMM~~0110440381 CPR PSA Current Month 0.968% Current Month 11.016% Current Month 1,282.203% 3 Month Average 1.378% 3 Month Average 15.220% 3 Month Average 2,457.839% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-~~2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A~~ Apr-2005 ~~N/A~~TX ~~N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 15~~100.~~288%~~00 ~~N/A Jun-2005 5~~26,~~817~~600.~~789%~~00 N/A Jul-2005 13.074% N/A Jul-2005 2,826.166% N/A Aug-2005 21.569% N/A Aug-2005 3,265.148% N/A Sep-2005 11.016% N/A Sep-2005 1,282.203% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. GROUP IVIII ~~SMM~~0110450735 CPR PSA Current Month 2.507% Current Month 26.263% Current Month 3,004.207% 3 Month Average 2.258% 3 Month Average 23.913% 3 Month Average 3,782.725% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-~~2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A~~ May-2005 ~~N/A~~IL N/A May-2005 N/A N/A Jun-2005 9.301% N/A Jun-2005 3,375.633% N/A Jul-2005 25.971% N/A Jul-2005 5,456.010% N/A Aug-2005 19.505% N/A Aug-2005 2,887.958% N/A Sep-2005 26.263% N/A Sep-2005 3,004.207% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.200 * MIN(3074,~~WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))~~000.00

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. GROUP I MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. GROUP II MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. GROUP III MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. GROUP IV MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Jul-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jun~~Sep-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Jul~~Oct-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · ACE Securities Corp Home Equity Loan Trust 2005-RM2