8-K 1 wfh05002_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 WELLS FARGO HOME EQUITY TRUST Home Equity Asset-Backed Certificates, Series 2005-2 (Exact name of registrant as specified in its charter) Delaware (governing law of 333-121654-02 Pooling and Servicing Agreement) (Commission 54-2184330 (State or other File Number) 54-2184331 jurisdiction 54-2186640 of Incorporation) 54-6681226 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of WELLS FARGO HOME EQUITY TRUST, Home Equity Asset-Backed Certificates, Series 2005-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Asset-Backed Certificates, Series 2005-2 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WELLS FARGO HOME EQUITY TRUST Home Equity Asset-Backed Certificates, Series 2005-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 1/4/2006 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Asset-Backed Certificates, Series 2005-2 Trust, relating to the December 27, 2005 distribution. EX-99.1 Wells Fargo Home Equity Trust Home Equity Asset-Backed Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Wells Fargo Home Equity Trust Home Equity Asset-Backed Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Wells Fargo Home Equity Trust Home Equity Asset-Backed Certificates Record Date: 9/30/2005 Distribution Date: 10/25/2005 Wells Fargo Home Equity Trust Home Equity Asset-Backed Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ IA-1A 94981PAA8 ~~SEN~~ 4.~~07000~~42375% ~~300~~295,~~118~~301,~~000~~874.0084 ~~882~~1,~~180~~161,192.1859 IA-1B 94981PAB6 ~~SEN~~ 4.~~13000~~48375% 7573,~~029~~824,~~000~~976.0073 ~~223~~294,~~794~~233.8354 IIA-1 94981PAC4 ~~SEN 3~~4.~~95000~~30375% ~~161~~156,~~938~~645,~~000~~510.0070 ~~461~~599,~~973~~256.1310 IIA-2 94981PAS9 ~~SEN~~ 4.~~08000~~43375% 154,684,000.00 ~~455~~609,~~802~~626.1883 IIA-3 94981PAT7 ~~SEN~~ 4.~~19000~~54375% 23,781,000.00 7196,~~963~~048.9582 M-1 94981PAD2 ~~SUB~~ 4.~~24000~~59375% 22,716,000.00 6992,~~561~~757.4400 M-2 94981PAE0 ~~SUB~~ 4.~~25000~~60375% 15,726,000.00 4864,~~270~~354.0829 M-3 94981PAF7 ~~SUB~~ 4.~~27000~~62375% 15,290,000.00 4762,~~152~~841.6690 M-4 94981PAG5 ~~SUB~~ 4.~~38000~~73375% 14,852,000.00 4662,~~981~~493.8392 M-5 94981PAH3 ~~SUB~~ 4.~~42000~~77375% 9,174,000.00 2938,~~285~~928.4534 M-6 94981PAJ9 ~~SUB~~ 4.~~47000~~82375% 13,542,000.00 4358,~~718~~065.09 M-7 94981PAK6 ~~SUB 4~~5.~~89000~~24375% 9,611,000.00 3344,~~942~~797.8594 M-8 94981PAL4 ~~SUB~~ 5.~~02000~~37375% 7,426,000.00 2635,~~923~~471.3853 M-9 94981PAM2 ~~SUB~~ 5.~~44000~~79375% 8,737,000.00 3444,~~326~~995.7055 M-10 94981PAN0 ~~SUB~~ 6.~~34000~~69375% 8,737,000.00 4051,~~005~~985.7515 M-11 94981PAP5 ~~SUB~~ 6.~~34000~~69375% 6,116,000.00 2836,~~004~~390.4820 M-12 94981PAQ3 ~~SUB~~ 6.~~34000~~69375% 8,737,000.00 4051,~~005~~985.7515 M-13 94981PAR1 ~~SUB~~ 6.~~34000~~69375% 7,426,000.00 3444,~~002~~184.8370 PP 94981P9B8 ~~SEN~~ 0.00000% ~~100~~0.0001 13111,~~691~~007.4757 OC 94981P9A0 ~~SUB~~ 0.00000% 10,047,~~781~~410.5064 21,~~061~~164,~~142~~133.3289 AR 94981P9C6 ~~SEN~~ 0.00000% 0.00 0.00 AR-X ~~94981P9C6~~CLASSRX ~~SEN~~ 0.00000% 0.00 0.00 Totals ~~873~~862,~~687~~374,~~881~~772.5092 4,~~692~~724,~~729~~750.3510

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses IA-1A 15,~~176~~476,~~087~~609.3127 0.00 ~~298~~289,~~941~~825,~~912~~265.6957 26,~~058~~637,~~267~~801.4986 0.00 IA-1B ~~294~~1,~~019~~369,143.8719 0.00 7472,~~734~~455,~~980~~833.1354 ~~517~~1,~~814~~663,376.7073 0.00 IIA-1 16,~~100~~561,~~588~~377.4939 0.00 ~~160~~150,~~837~~084,~~411~~133.5131 17,~~562~~160,~~561~~633.6249 0.00 IIA-2 0.00 0.00 154,684,000.00 ~~455~~609,~~802~~626.1883 0.00 IIA-3 0.00 0.00 23,781,000.00 7196,~~963~~048.9582 0.00 M-1 0.00 0.00 22,716,000.00 6992,~~561~~757.4400 0.00 M-2 0.00 0.00 15,726,000.00 4864,~~270~~354.0829 0.00 M-3 0.00 0.00 15,290,000.00 4762,~~152~~841.6690 0.00 M-4 0.00 0.00 14,852,000.00 4662,~~981~~493.8392 0.00 M-5 0.00 0.00 9,174,000.00 2938,~~285~~928.4534 0.00 M-6 0.00 0.00 13,542,000.00 4358,~~718~~065.09 0.00 M-7 0.00 0.00 9,611,000.00 3344,~~942~~797.8594 0.00 M-8 0.00 0.00 7,426,000.00 2635,~~923~~471.3853 0.00 M-9 0.00 0.00 8,737,000.00 3444,~~326~~995.7055 0.00 M-10 0.00 0.00 8,737,000.00 4051,~~005~~985.7515 0.00 M-11 0.00 0.00 6,116,000.00 2836,~~004~~390.4820 0.00 M-12 0.00 0.00 8,737,000.00 4051,~~005~~985.7515 0.00 M-13 0.00 0.00 7,426,000.00 3444,~~002~~184.8370 0.00 PP 0.00 0.00 0.01 13111,~~691~~007.4757 0.00 OC 0.00 0.00 10,047,410.64 21,~~061~~164,~~142~~133.3289 0.00 AR 0.00 0.00 0.00 0.00 0.00 AR-X 0.00 0.00 0.00 0.00 0.00 Totals 213,~~570~~407,~~695~~129.6785 0.00 ~~871~~848,~~116~~967,~~714~~643.9807 718,~~263~~131,~~425~~879.0295 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ IA-1A 300,118,000.00 ~~300~~295,~~118~~301,~~000~~874.0084 0.00 15,~~176~~476,~~087~~609.3127 0.00 0.00 IA-1B 75,029,000.00 7573,~~029~~824,~~000~~976.0073 0.00 ~~294~~1,~~019~~369,143.8719 0.00 0.00 IIA-1 161,938,000.00 ~~161~~156,~~938~~645,~~000~~510.0070 0.00 16,~~100~~561,~~588~~377.4939 0.00 0.00 IIA-2 154,684,000.00 154,684,000.00 0.00 0.00 0.00 0.00 IIA-3 23,781,000.00 23,781,000.00 0.00 0.00 0.00 0.00 M-1 22,716,000.00 22,716,000.00 0.00 0.00 0.00 0.00 M-2 15,726,000.00 15,726,000.00 0.00 0.00 0.00 0.00 M-3 15,290,000.00 15,290,000.00 0.00 0.00 0.00 0.00 M-4 14,852,000.00 14,852,000.00 0.00 0.00 0.00 0.00 M-5 9,174,000.00 9,174,000.00 0.00 0.00 0.00 0.00 M-6 13,542,000.00 13,542,000.00 0.00 0.00 0.00 0.00 M-7 9,611,000.00 9,611,000.00 0.00 0.00 0.00 0.00 M-8 7,426,000.00 7,426,000.00 0.00 0.00 0.00 0.00 M-9 8,737,000.00 8,737,000.00 0.00 0.00 0.00 0.00 M-10 8,737,000.00 8,737,000.00 0.00 0.00 0.00 0.00 M-11 6,116,000.00 6,116,000.00 0.00 0.00 0.00 0.00 M-12 8,737,000.00 8,737,000.00 0.00 0.00 0.00 0.00 M-13 7,426,000.00 7,426,000.00 0.00 0.00 0.00 0.00 PP 100.00 ~~100~~0.0001 0.00 0.00 0.00 0.00 OC 10,047,781.50 10,047,~~781~~410.5064 0.00 0.00 0.00 0.00 AR 0.00 0.00 0.00 0.00 0.00 0.00 AR-X 0.00 0.00 0.00 0.00 0.00 0.00 Totals 873,687,881.50 ~~873~~862,~~687~~374,~~881~~772.5092 0.00 213,~~570~~407,~~695~~129.6785 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution IA-1A 15,~~176~~476,~~087~~609.3127 ~~298~~289,~~941~~825,~~912~~265.6957 0.~~99608125~~965704 15,~~176~~476,~~087~~609.3127 IA-1B ~~294~~1,~~019~~369,143.8719 7472,~~734~~455,~~980~~833.1354 0.~~99608125~~965704 ~~294~~1,~~019~~369,143.8719 IIA-1 16,~~100~~561,~~588~~377.4939 ~~160~~150,~~837~~084,~~411~~133.5131 0.~~99320364~~926800 16,~~100~~561,~~588~~377.4939 IIA-2 0.00 154,684,000.00 1.~~00000000~~000000 0.00 IIA-3 0.00 23,781,000.00 1.~~00000000~~000000 0.00 M-1 0.00 22,716,000.00 1.~~00000000~~000000 0.00 M-2 0.00 15,726,000.00 1.~~00000000~~000000 0.00 M-3 0.00 15,290,000.00 1.~~00000000~~000000 0.00 M-4 0.00 14,852,000.00 1.~~00000000~~000000 0.00 M-5 0.00 9,174,000.00 1.~~00000000~~000000 0.00 M-6 0.00 13,542,000.00 1.~~00000000~~000000 0.00 M-7 0.00 9,611,000.00 1.~~00000000~~000000 0.00 M-8 0.00 7,426,000.00 1.~~00000000~~000000 0.00 M-9 0.00 8,737,000.00 1.~~00000000~~000000 0.00 M-10 0.00 8,737,000.00 1.~~00000000~~000000 0.00 M-11 0.00 6,116,000.00 1.~~00000000~~000000 0.00 M-12 0.00 8,737,000.00 1.~~00000000~~000000 0.00 M-13 0.00 7,426,000.00 1.~~00000000~~000000 0.00 PP 0.00 0.01 0.~~00010000~~000100 0.00 OC 0.00 10,047,410.64 0.~~99996309~~999963 0.00 AR 0.00 0.00 0.~~00000000~~000000 0.00 AR-X 0.00 0.00 0.~~00000000~~000000 0.00 Totals 213,~~570~~407,~~695~~129.6785 ~~871~~848,~~116~~967,~~714~~643.9807 0.~~99705711~~971706 213,~~570~~407,~~695~~129.6785

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ IA-1A 300,118,000.00 ~~1000~~983.~~00000000~~952561 0.~~00000000~~000000 318.~~91874966~~248187 0.~~00000000~~000000 IA-1B 75,029,000.00 ~~1000~~983.~~00000000~~952561 0.~~00000000~~000000 318.~~91874968~~248187 0.~~00000000~~000000 IIA-1 161,938,000.00 ~~1000~~967.~~00000000~~317805 0.~~00000000~~000000 640.~~79635719~~517836 0.~~00000000~~000000 IIA-2 154,684,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 IIA-3 23,781,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-1 22,716,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-2 15,726,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-3 15,290,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-4 14,852,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-5 9,174,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-6 13,542,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-7 9,611,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-8 7,426,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-9 8,737,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-10 8,737,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-11 6,116,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-12 8,737,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-13 7,426,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 PP 100.00 ~~1000~~0.~~00000000~~100000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 OC 10,047,781.50 ~~1000~~999.~~00000000~~963090 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 AR 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 AR-X 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution IA-1A 0.~~00000000~~000000 318.~~91874966~~248187 ~~996~~965.~~08125034~~704375 0.~~99608125~~965704 318.~~91874966~~248187 IA-1B 0.~~00000000~~000000 318.~~91874968~~248187 ~~996~~965.~~08125032~~704375 0.~~99608125~~965704 318.~~91874968~~248187 IIA-1 0.~~00000000~~000000 640.~~79635719~~517836 ~~993~~926.~~20364281~~799969 0.~~99320364~~926800 640.~~79635719~~517836 IIA-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 IIA-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-10 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-11 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-12 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-13 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 PP 0.~~00000000~~000000 0.~~00000000~~000000 0.~~10000000~~100000 0.~~00010000~~000100 0.~~00000000~~000000 OC 0.~~00000000~~000000 0.~~00000000~~000000 999.~~96309036~~963090 0.~~99996309~~999963 0.~~00000000~~000000 AR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 AR-X 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~000000

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ IA-1A ~~300,118,000.00~~11/25/05 - 12/26/05 32 4.~~07000~~42375% ~~300~~295,~~118~~301,~~000~~874.0084 ~~882~~1,~~180~~161,192.1959 0.00 ~~0.00~~ IA-1B ~~75,029,000.00~~11/25/05 - 12/26/05 32 4.~~13000~~48375% 7573,~~029~~824,~~000~~976.0073 ~~223~~294,~~794~~233.8355 0.00 ~~0.00~~ IIA-1 ~~161,938,000.00~~11/25/05 3- 12/26/05 32 4.~~95000~~30375% ~~161~~156,~~938~~645,~~000~~510.0070 ~~461~~599,~~973~~256.1310 0.00 ~~0.00~~ IIA-2 ~~154,684,000.00~~11/25/05 - 12/26/05 32 4.~~08000~~43375% 154,684,000.00 ~~455~~609,~~802~~626.1983 0.00 ~~0.00~~ IIA-3 ~~23,781,000.00~~11/25/05 - 12/26/05 32 4.~~19000~~54375% 23,781,000.00 7196,~~963~~048.9582 0.00 ~~0.00~~ M-1 ~~22,716,000.00~~11/25/05 - 12/26/05 32 4.~~24000~~59375% 22,716,000.00 6992,~~561~~757.~~44 0.~~00 0.00 M-2 ~~15,726,000.00~~11/25/05 - 12/26/05 32 4.~~25000~~60375% 15,726,000.00 4864,~~270~~354.0829 0.00 ~~0.00~~ M-3 ~~15,290,000.00~~11/25/05 - 12/26/05 32 4.~~27000~~62375% 15,290,000.00 4762,~~152~~841.6690 0.00 ~~0.00~~ M-4 ~~14,852,000.00~~11/25/05 - 12/26/05 32 4.~~38000~~73375% 14,852,000.00 4662,~~981~~493.8392 0.00 ~~0.00~~ M-5 ~~9,174,000.00~~11/25/05 - 12/26/05 32 4.~~42000~~77375% 9,174,000.00 2938,~~285~~928.4534 0.00 ~~0.00~~ M-6 ~~13,542,000.00~~11/25/05 - 12/26/05 32 4.~~47000~~82375% 13,542,000.00 4358,~~718~~065.09 0.00 ~~0.00~~ M-7 ~~9,611,000.00~~11/25/05 4- 12/26/05 32 5.~~89000~~24375% 9,611,000.00 3344,~~942~~797.8594 0.00 ~~0.00~~ M-8 ~~7,426,000.00~~11/25/05 - 12/26/05 32 5.~~02000~~37375% 7,426,000.00 2635,~~923~~471.3853 0.00 ~~0.00~~ M-9 ~~8,737,000.00~~11/25/05 - 12/26/05 32 5.~~44000~~79375% 8,737,000.00 3444,~~326~~995.7055 0.00 ~~0.00~~ M-10 ~~8,737,000.00~~11/25/05 - 12/26/05 32 6.~~34000~~69375% 8,737,000.00 4051,~~005~~985.7515 0.00 ~~0.00~~ M-11 ~~6,116,000.00~~11/25/05 - 12/26/05 32 6.~~34000~~69375% 6,116,000.00 2836,~~004~~390.4820 0.00 ~~0.00~~ M-12 ~~8,737,000.00~~11/25/05 - 12/26/05 32 6.~~34000~~69375% 8,737,000.00 4051,~~005~~985.7515 0.00 ~~0.00~~ M-13 ~~7,426,000.00~~11/25/05 - 12/26/05 32 6.~~34000~~69375% 7,426,000.00 3444,~~002~~184.8370 0.00 ~~0.00~~ PP ~~100.00~~N/A N/A 0.00000% ~~100.00~~ 0.0001 0.00 0.00 OC ~~10,047,781.50~~N/A N/A 0.00000% 10,047,~~781~~410.5064 0.00 0.00 ~~0.00~~ AR ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ AR-X ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals ~~873~~3,~~687~~449,~~881~~608.5065 ~~2,617,895.58~~ 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance IA-1A 0.00 0.00 ~~882~~1,~~180~~161,192.1859 0.00 ~~298~~289,~~941~~825,~~912~~265.6957 IA-1B 0.00 0.00 ~~223~~294,~~794~~233.8354 0.00 7472,~~734~~455,~~980~~833.1354 IIA-1 0.00 0.00 ~~461~~599,~~973~~256.1310 0.00 ~~160~~150,~~837~~084,~~411~~133.5131 IIA-2 0.00 0.00 ~~455~~609,~~802~~626.1883 0.00 154,684,000.00 IIA-3 0.00 0.00 7196,~~963~~048.9582 0.00 23,781,000.00 M-1 0.00 0.00 6992,~~561~~757.4400 0.00 22,716,000.00 M-2 0.00 0.00 4864,~~270~~354.0829 0.00 15,726,000.00 M-3 0.00 0.00 4762,~~152~~841.6690 0.00 15,290,000.00 M-4 0.00 0.00 4662,~~981~~493.8392 0.00 14,852,000.00 M-5 0.00 0.00 2938,~~285~~928.4534 0.00 9,174,000.00 M-6 0.00 0.00 4358,~~718~~065.09 0.00 13,542,000.00 M-7 0.00 0.00 3344,~~942~~797.8594 0.00 9,611,000.00 M-8 0.00 0.00 2635,~~923~~471.3853 0.00 7,426,000.00 M-9 0.00 0.00 3444,~~326~~995.7055 0.00 8,737,000.00 M-10 0.00 0.00 4051,~~005~~985.7515 0.00 8,737,000.00 M-11 0.00 0.00 2836,~~004~~390.4820 0.00 6,116,000.00 M-12 0.00 0.00 4051,~~005~~985.7515 0.00 8,737,000.00 M-13 0.00 0.00 3444,~~002~~184.8370 0.00 7,426,000.00 PP 0.00 0.00 13111,~~691~~007.4757 0.00 0.01 OC 0.00 0.00 21,~~061~~164,~~142~~133.3289 0.00 10,047,410.64 AR 0.00 0.00 0.00 0.00 0.00 AR-X 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 4,~~692~~724,~~729~~750.3510 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ IA-1A 11/25/05 - 12/26/05 300,118,000.00 4.~~07000~~42375% ~~1000~~983.~~00000000~~952561 23.~~93944445~~869120 0.~~00000000~~000000 ~~0.00000000~~ IA-1B 11/25/05 - 12/26/05 75,029,000.00 4.~~13000~~48375% ~~1000~~983.~~00000000~~952561 23.~~98277773~~921598 0.~~00000000~~000000 ~~0.00000000~~ IIA-1 11/25/05 - 12/26/05 161,938,000.00 34.~~95000~~30375% ~~1000~~967.~~00000000~~317805 23.~~85277779~~700528 0.~~00000000~~000000 ~~0.00000000~~ IIA-2 11/25/05 - 12/26/05 154,684,000.00 4.~~08000~~43375% 1000.~~00000000~~000000 23.~~94666669~~941111 0.~~00000000~~000000 ~~0.00000000~~ IIA-3 11/25/05 - 12/26/05 23,781,000.00 4.~~19000~~54375% 1000.~~00000000~~000000 34.~~02611118~~038889 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/25/05 - 12/26/05 22,716,000.00 4.~~24000~~59375% 1000.~~00000000~~000000 34.~~06222222~~083333 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/25/05 - 12/26/05 15,726,000.00 4.~~25000~~60375% 1000.~~00000000~~000000 34.~~06944423~~092222 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/25/05 - 12/26/05 15,290,000.00 4.~~27000~~62375% 1000.~~00000000~~000000 34.~~08388882~~110000 0.~~00000000~~000000 ~~0.00000000~~ M-4 11/25/05 - 12/26/05 14,852,000.00 4.~~38000~~73375% 1000.~~00000000~~000000 34.~~16333356~~207778 0.~~00000000~~000000 ~~0.00000000~~ M-5 11/25/05 - 12/26/05 9,174,000.00 4.~~42000~~77375% 1000.~~00000000~~000000 34.~~19222259~~243333 0.~~00000000~~000000 ~~0.00000000~~ M-6 11/25/05 - 12/26/05 13,542,000.00 4.~~47000~~82375% 1000.~~00000000~~000000 34.~~22833333~~287778 0.~~00000000~~000000 ~~0.00000000~~ M-7 11/25/05 - 12/26/05 9,611,000.00 45.~~89000~~24375% 1000.~~00000000~~000000 34.~~53166684~~661111 0.~~00000000~~000000 ~~0.00000000~~ M-8 11/25/05 - 12/26/05 7,426,000.00 5.~~02000~~37375% 1000.~~00000000~~000000 34.~~62555615~~776667 0.~~00000000~~000000 ~~0.00000000~~ M-9 11/25/05 - 12/26/05 8,737,000.00 5.~~44000~~79375% 1000.~~00000000~~000000 35.~~92888863~~150000 0.~~00000000~~000000 ~~0.00000000~~ M-10 11/25/05 - 12/26/05 8,737,000.00 6.~~34000~~69375% 1000.~~00000000~~000000 45.~~57888863~~950000 0.~~00000000~~000000 ~~0.00000000~~ M-11 11/25/05 - 12/26/05 6,116,000.00 6.~~34000~~69375% 1000.~~00000000~~000000 45.~~57888816~~950000 0.~~00000000~~000000 ~~0.00000000~~ M-12 11/25/05 - 12/26/05 8,737,000.00 6.~~34000~~69375% 1000.~~00000000~~000000 45.~~57888863~~950000 0.~~00000000~~000000 ~~0.00000000~~ M-13 11/25/05 - 12/26/05 7,426,000.00 6.~~34000~~69375% 1000.~~00000000~~000000 45.~~57888904~~950000 0.~~00000000~~000000 ~~0.00000000~~ PP N/A 100.00 0.00000% ~~1000.00000000~~ 0.~~00000000~~100000 0.~~00000000~~000000 0.~~00000000~~000000 OC N/A 10,047,781.50 0.00000% ~~1000~~999.~~00000000~~963090 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ AR N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ AR-X N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) Per $1 denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance IA-1A 0.~~00000000~~000000 0.~~00000000~~000000 23.~~93944442~~869120 0.~~00000000~~000000 ~~996~~965.~~08125034~~704375 IA-1B 0.~~00000000~~000000 0.~~00000000~~000000 23.~~98277773~~921598 0.~~00000000~~000000 ~~996~~965.~~08125032~~704375 IIA-1 0.~~00000000~~000000 0.~~00000000~~000000 23.~~85277779~~700528 0.~~00000000~~000000 ~~993~~926.~~20364281~~799969 IIA-2 0.~~00000000~~000000 0.~~00000000~~000000 23.~~94666662~~941111 0.~~00000000~~000000 1000.~~00000000~~000000 IIA-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~02611118~~038889 0.~~00000000~~000000 1000.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 34.~~06222222~~083333 0.~~00000000~~000000 1000.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 34.~~06944423~~092222 0.~~00000000~~000000 1000.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~08388882~~110000 0.~~00000000~~000000 1000.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~16333356~~207778 0.~~00000000~~000000 1000.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 34.~~19222259~~243333 0.~~00000000~~000000 1000.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 34.~~22833333~~287778 0.~~00000000~~000000 1000.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 34.~~53166684~~661111 0.~~00000000~~000000 1000.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 34.~~62555615~~776667 0.~~00000000~~000000 1000.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 35.~~92888863~~150000 0.~~00000000~~000000 1000.~~00000000~~000000 M-10 0.~~00000000~~000000 0.~~00000000~~000000 45.~~57888863~~950000 0.~~00000000~~000000 1000.~~00000000~~000000 M-11 0.~~00000000~~000000 0.~~00000000~~000000 45.~~57888816~~950000 0.~~00000000~~000000 1000.~~00000000~~000000 M-12 0.~~00000000~~000000 0.~~00000000~~000000 45.~~57888863~~950000 0.~~00000000~~000000 1000.~~00000000~~000000 M-13 0.~~00000000~~000000 0.~~00000000~~000000 45.~~57888904~~950000 0.~~00000000~~000000 1000.~~00000000~~000000 PP 0.~~00000000~~000000 0.~~00000000~~000000 ~~136914~~1110075.~~70000000~~700000 0.~~00000000~~000000 0.~~10000000~~100000 OC 0.~~00000000~~000000 0.~~00000000~~000000 ~~205~~115.~~13407064~~859794 0.~~00000000~~000000 999.~~96309036~~963090 AR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 AR-X 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~Per ~~Refer~~$1 ~~to the Prospectus Supplement for a Full Description~~denomination.

~~CERTIFICATEHOLDER~~Certificateholder ~~ACCOUNT~~Component ~~STATEMENT~~Statement ~~CERTIFICATE~~Component ~~ACCOUNT~~ Beginning ~~Balance~~Ending ~~0.00~~Beginning ~~Deposits~~Ending ~~Payments~~Ending ofPass-Through ~~Interest~~Notional ~~and~~Notional ~~Principal~~Component ~~7,528,260.41~~Component ~~Liquidations,~~Component ~~Insurance~~Class ~~Proceeds,~~Rate ~~Reserve~~Balance ~~Funds~~Balance ~~0.00~~Balance Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 121,043.46 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 7,649,303.87 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 374,957.75 Payment of Interest and Principal 7,274,346.12 Total Withdrawals (Pool Distribution Amount) 7,649,303.87 Ending Balance ~~0.00~~Percentage

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~364~~359,~~036~~322.6583 Credit Risk Manager Fee 10,~~921~~779.1068 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~374~~370,~~957~~102.7551 *Servicer Payees include: WELLS FARGO BANK, N.A.

~~LOAN~~COLLATERAL ~~STATUS~~STATEMENT ~~STRATIFICATION/CREDIT~~Collateral ~~ENHANCEMENT~~Description ~~STATEMENT~~Fixed ~~DELINQUENT~~& ~~BANKRUPTCY~~Mixed ~~FORECLOSURE~~ARM ~~REO~~Weighted ~~Total~~Average NoGross ofCoupon ~~Loans~~6.935052% NoWeighted ofAverage ~~Loans~~Net NoCoupon of6.435052% ~~Loans~~Weighted NoAverage ofPass-Through ~~Loans~~Rate No6.435052% ofWeighted ~~Loans~~Average ~~Principal~~Remaining ~~Balance~~Term ~~Principal~~350 ~~Balance~~Beginning ~~Principal~~Scheduled ~~Balance~~Collateral ~~Principal~~Loan ~~Balance~~Count ~~Principal~~5,134 ~~Balance~~Number ~~0-29~~Of ~~Days~~Loans 0Paid 0In 0Full 054 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral ~~0.00~~Loan 30Count ~~Days~~5,080 ~~111~~Beginning 0Scheduled 0Collateral 0Balance ~~111 17~~862,~~318~~374,~~992~~772.9791 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 17Balance 848,~~318~~967,~~992~~643.9706 60Ending ~~Days~~Actual 3Collateral 0Balance 0at 030-Nov-2005 ~~3 400~~848,~~976~~967,643.0106 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant ~~400~~5,~~976~~632,399.0122 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Amount ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Count ~~150 Days~~ 0 0Prepayment 0Penalty 0Paid 0Amount 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Paid ~~0.00~~Count ~~180+ Days~~ 0 0Realized 0Loss 0Amount 0 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~Totals~~Ending ~~114~~Scheduled 0Balance 0for 0Premium ~~114~~Loans 17848,~~719~~967,~~968~~643.9806 ~~0.00~~Scheduled ~~0.00~~Principal ~~0.00 17~~648,~~719,968~~554.9819 NoUnscheduled ~~of Loans No of Loans No of Loans No of Loans No of Loans~~ Principal ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0~~12,758,575.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.144513% 0.000000% 0.000000% 0.000000% 2.144513% 1.988137% 0.000000% 0.000000% 0.000000% 1.988137% 60 Days 0.057960% 0.000000% 0.000000% 0.000000% 0.057960% 0.046030% 0.000000% 0.000000% 0.000000% 0.046030% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.202473% 0.000000% 0.000000% 0.000000% 2.202473% 2.034167% 0.000000% 0.000000% 0.000000% 2.034167%66

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group Group I Arm NoGroup ofI ~~Loans~~Fixed NoGroup ofII ~~Loans~~Arm NoCollateral ofDescription ~~Loans~~Mixed NoARM ofMixed ~~Loans~~Fixed NoMixed ofARM ~~Loans~~Weighted ~~Principal~~Average ~~Balance~~Coupon ~~Principal~~Rate ~~Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 54 0 0 0 54~~ 7~~,556,221~~.60005191 06.00943404 06.00864786 ~~0.00~~Weighted ~~7,556,221.60~~Average 60Net ~~Days~~Rate ~~2 0 0 0 2 198,734~~6.41505191 06.00443403 06.00364786 ~~0.00~~Weighted ~~198,734.41~~Average 90Remaining ~~Days~~Term 0356 0304 0356 0Beginning 0Loan ~~0.00~~Count ~~0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 56 0 0 0 56 7~~2,~~754,956.01~~908 ~~0.00~~432 ~~0.00 0.00 7~~1,~~754,956.01~~673 ~~0-29~~Loans ~~Days~~Paid ~~0.000000%~~In ~~0.000000%~~Full ~~0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%~~ 30 ~~Days~~3 ~~1.841746%~~19 ~~0.000000%~~Ending ~~0.000000%~~Loan ~~0.000000%~~Count ~~1.841746%~~2,878 ~~1.909364%~~429 ~~0.000000% 0.000000% 0.000000%~~ 1~~.909364%~~,654 60Beginning ~~Days~~Scheduled 0.068213% 0.000000% 0.000000% 0.000000% 0.068213% 0.050218% 0.000000% 0.000000% 0.000000% 0.050218% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.909959% 0.000000% 0.000000% 0.000000% 1.909959% 1.959581% 0.000000% 0.000000% 0.000000% 1.959581% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance ~~Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 814~~391,~~722.60 0.00 0.00 0.00 814~~710,~~722~~787.6067 60 ~~Days 1 0 0 0 1 202~~,~~241~~324,521.6082 ~~0.00 0.00 0.00 202~~381,~~241~~204,338.6097 90Ending ~~Days~~Scheduled 0Balance ~~0 0 0 0 0~~385,606,117.0041 ~~0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 9 0 0 0 9 1~~59,~~016~~583,~~964~~439.2062 ~~0.00 0.00 0.00 1~~375,~~016~~560,~~964~~271.2086 ~~0-29~~Record ~~Days~~Date ~~0.000000%~~11/30/2005 ~~0.000000%~~11/30/2005 ~~0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%~~ 11/30/2005 ~~Days~~Principal ~~1.843318%~~And ~~0.000000%~~Interest ~~0.000000%~~Constant 02,581,198.~~000000%~~62 1418,532.~~843318%~~51 12,435,271.~~339128%~~38 ~~0.000000%~~Scheduled ~~0.000000%~~Principal 0294,524.~~000000%~~39 169,484.~~339128%~~59 ~~60 Days 0~~254,532.~~230415%~~76 ~~0.000000%~~Unscheduled ~~0.000000%~~Principal 05,810,145.~~000000%~~87 0671,597.~~230415%~~61 05,389,534.~~332417%~~35 ~~0.000000%~~Scheduled ~~0.000000%~~Interest 0.000000% 0.332417% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2,286,674.~~073733%~~23 0349,047.~~000000%~~92 ~~0.000000% 0.000000%~~ 2,180,738.~~073733%~~62 ~~1.671544%~~Servicing ~~0.000000%~~Fee 0163,212.~~000000%~~83 025,135.~~000000%~~25 1158,835.~~671544%~~13 ~~DELINQUENT~~Master ~~BANKRUPTCY~~Servicing ~~FORECLOSURE~~Fee ~~REO Total Group II Arm No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance~~ 0~~-29 Days 0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Trustee 30Fee ~~Days 47~~ 0 ~~0 0 47 8,776,864~~.~~95 0.~~00 0.00 0.00 ~~8,776,864.95~~FRY 60Amount ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Special ~~0.00~~Hazard 90Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Other ~~0.00~~Fee ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Pool ~~0.00~~Insurance ~~150~~Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~1 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~2 ~~Totals 47~~ 0 ~~0 0 47 8,776,864~~.~~95 0.~~00 0.00 0.00 ~~8,776,864.95~~Spread ~~0-29~~3 ~~Days~~ 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.782712% 0.000000% 0.000000% 0.000000% 2.782712% 2.277553% 0.000000% 0.000000% 0.000000% 2.277553% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.782712% 0.000000% 0.000000% 0.000000% 2.782712% 2.277553% 0.000000% 0.000000% 0.000000% 2.277553% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Net 30Interest ~~Days~~ 2 ~~0 0 0 2 171~~,~~183~~123,461.8240 0323,912.0067 ~~0.00 0.00 171~~2,~~183~~021,903.8249 60Realized ~~Days~~Loss 0Amount 0 ~~0 0 0 0~~.00 0.00 0.00 ~~0.00~~Cumulative ~~0.00~~Realized 90Loss ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Percentage ~~0.00~~of ~~120~~Cumulative ~~Days~~Losses 0 ~~0 0 0 0 0~~.000000 0.000000 0.000000 ~~0.00~~Prepayment ~~0.00~~Penalty ~~150~~Waived ~~Days~~Amount 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~180+~~Waived ~~Days~~Count 0 0 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 0.00 0.00 ~~Totals~~Prepayment 2Penalty Paid Count 0 0 0 2Special ~~171,183.82~~Servicing Fee 0.00 0.00 0.00 ~~171,183.82 0~~Pass-29Through ~~Days~~Rate 06.~~000000%~~505191 06.~~000000%~~443404 06.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.652893% 0.000000% 0.000000% 0.000000% 1.652893% 0.586897% 0.000000% 0.000000% 0.000000% 0.586897% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.652893% 0.000000% 0.000000% 0.000000% 1.652893% 0.586897% 0.000000% 0.000000% 0.000000% 0.586897%364786

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group AGroup ~~Insufficient~~II ~~Funds~~Fixed Total Collateral Description Mixed Fixed Fixed & Mixed ARM Weighted Average Coupon Rate 6.894122 6.935052 Weighted Average Net Rate 6.394123 6.435052 Weighted Average Remaining Term 308 350 Beginning Loan Count 121 5,134 Loans Paid In Full 2 54 Ending Loan Count 119 5,080 Beginning Scheduled Balance 29,135,124.45 862,374,772.91 Ending scheduled Balance 28,217,814.17 848,967,643.06 Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 197,396.71 5,632,399.22 Scheduled Principal 30,012.45 648,554.19 Unscheduled Principal 887,297.83 12,758,575.66 Scheduled Interest 167,384.26 4,983,845.03 Servicing Fee 12,139.62 359,322.83 Master Servicing Fee 0.00 ~~Principal~~0.00 ~~Balance~~Trustee ofFee ~~Contaminated~~0.00 ~~Properties~~0.00 FRY Amount 0.00 ~~Periodic~~0.00 ~~Advance~~Special ~~121~~Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 155,~~043~~244.4664 4,624,522.20 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.394122 6.435052

~~Summary~~Additional 12Reporting ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov~~-04 ~~0.000%~~Deal ~~Original~~Level ~~Principal~~Miscellaneous ~~Balance~~Reporting ~~0.00~~OC ~~Dec-04~~Amount 010,047,410.~~000%~~64 ~~Current~~OC ~~Principal~~Deficiency ~~Balance~~ 0.00 ~~Jan-05~~OC ~~0.000%~~Excess ~~Feb-05~~ 0.~~000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.~~00 ~~May-05~~OC ~~0.000%~~Target ~~Current Principal Balance 0~~10,047,410.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group I Arm 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group I Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group II Arm 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group II Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.64

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group I Arm 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group I Fixed 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group II Arm 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group II Fixed 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Fixed~~History* &New ~~Mixed~~Bankruptcy ~~ARM~~Loans ~~Weighted~~Month ~~Average~~Bankruptcy ~~Gross~~Percentage ~~Coupon~~Loans 6in Bankruptcy 0 Jan-05 0.~~940615~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~0.00 6Feb-05 0.~~440615~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 0.00 Mar-~~Through~~05 ~~Rate~~0.000% 6Apr-05 0.~~440615~~000% ~~Weighted~~Current ~~Average~~Bankruptcy ~~Maturity(Stepdown~~Total ~~Calculation)~~May-05 ~~358~~0.000% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~Bankruptcy ~~Loan~~0 ~~Count~~Jun-05 ~~5,189~~0.000% ~~Number~~Original OfPrincipal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group I Arm 12 Month Bankruptcy History* New Bankruptcy Loans ~~Paid~~Month InBankruptcy ~~Full~~Percentage 13Loans ~~Ending~~in ~~Scheduled~~Bankruptcy ~~Collateral~~0 ~~Loan~~Jan-05 ~~Count~~0.000% ~~5,176~~Original ~~Beginning~~Principal ~~Scheduled~~Balance ~~Collateral~~0.00 Feb-05 0.000% Current Principal Balance ~~873,687,881~~0.5000 ~~Ending~~Mar-05 ~~Scheduled~~0.000% ~~Collateral~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance ~~871,116,714~~0.9700 ~~Ending~~Jul-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance at0.00 30Aug-05 0.000% Sep-~~2005~~05 ~~871,116,714~~0.97000% ~~Monthly~~Oct-05 P&0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group I ~~Constant~~Fixed ~~5,709,330~~12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.46000% ~~Special~~Original ~~Servicing~~Principal ~~Fee~~Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Ending~~Aug-05 ~~Scheduled~~0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group II Arm 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance ~~for~~0.00 ~~Premium~~Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans ~~871,116,714~~in Bankruptcy 0 Jun-05 0.97000% ~~Scheduled~~Original Principal ~~656,054~~Balance 0.6300 ~~Unscheduled~~Jul-05 0.000% Current Principal ~~1,915,111~~Balance 0.9000 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group II Fixed 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage ~~Group~~Loans Iin ~~Arm~~Bankruptcy ~~Group~~during ICurrent ~~Fixed~~Period Group II Arm Collateral Description Mixed ARM Mixed Fixed Mixed ARM Weighted Average Coupon Rate 7.006713 6.947205 6.875177 Weighted Average Net Rate 6.506713 6.447205 6.375177 Weighted Average Maturity 357 357 357 Beginning Loan ~~Count~~Month ~~2,938 436 1,694 Loans Paid In Full 6 2 5 Ending~~ Loan ~~Count~~First ~~2,932~~State ~~434~~LTV ~~1,689~~at ~~Beginning~~Original ~~Scheduled~~Number ~~Balance~~Entered ~~397,010,047.55~~Payment ~~61,045,679.64~~Origination ~~386,432,920.95~~Principal ~~Ending~~Bankruptcy ~~Scheduled~~Date Balance ~~395,745,552.27~~No ~~60,839,798.47~~Bankruptcy ~~385,363,739.12~~Loans ~~Record~~this Date 09/30/2005 09/30/2005 09/30/2005 Principal And Interest Constant 2,615,805.53 423,040.66 2,472,097.14 Scheduled Principal 297,692.61 69,626.61 258,101.63 Unscheduled Principal 966,802.67 136,254.56 811,080.20 Scheduled Interest 2,318,112.92 353,414.05 2,213,995.51 Servicing Fees 165,420.85 25,435.71 161,013.74 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 2,152,692.07 327,978.34 2,052,981.77 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.506713 6.447205 6.375177Period

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage ~~Group~~Loans IIin ~~Fixed~~Bankruptcy ~~Total~~during ~~Collateral~~Current ~~Description~~Period ~~Mixed~~(continued) ~~Fixed~~Group ~~Fixed & Mixed ARM Weighted Average Coupon Rate 6.894154 6.940615 Weighted Average Net Rate 6.394154 6.440615 Weighted Average Maturity 357 358 Beginning~~ Loan ~~Count~~Current ~~121~~Paid ~~5,189~~To ~~Loans~~Months ~~Paid~~Current InApproximate ~~Full~~Number 0Principal 13Date ~~Ending~~Delinquent Loan ~~Count~~Rate ~~121~~Delinquent ~~5,176 Beginning Scheduled~~ Balance ~~29,199,233.36 873,687,881.50 Ending scheduled Balance 29,167,625.11 871,116,714.97 Record Date 09/30/2005 09/30/2005 Principal And~~ Interest ~~Constant~~No ~~198,387.13~~Bankruptcy ~~5,709,330.46~~Loans ~~Scheduled~~this Principal 30,633.78 656,054.63 Unscheduled Principal 974.47 1,915,111.90 Scheduled Interest 167,753.35 5,053,275.83 Servicing Fees 12,166.35 364,036.65 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 155,587.00 4,689,239.18 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.394154 6.440615Period

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance Group I Arm 6 956,750.00 954,756.09 0 0.00 0.00 Group I Fixed 2 132,720.00 132,482.55 0 0.00 0.00 Group II Arm 5 810,200.00 808,927.16 0 0.00 0.00 Group II Fixed 0 0.00 0.00 0 0.00 0.00 Total 13 1,899,670.00 1,896,165.80 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount Group I Arm 0 0.00 0.00 0 0.00 0.00 12,046.58 Group I Fixed 0 0.00 0.00 0 0.00 0.00 3,772.01 Group II Arm 0 0.00 0.00 0 0.00 0.00 2,153.04 Group II Fixed 0 0.00 0.00 0 0.00 0.00 974.47 Total 0 0.00 0.00 0 0.00 0.00 18,946.10

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group I Arm 0142023597 CA 47.92 01-Jul-2005 115,000.00 114,819.56 Group I Arm 0143878353 AZ 75.00 01-Jul-2005 138,000.00 137,655.29 Group I Arm 0144591799 NJ 61.56 01-Aug-2005 237,000.00 236,704.33 Group I Arm 0144632122 PA 85.00 01-Jul-2005 46,750.00 46,670.78 Group I Arm 0144754504 CA 70.00 01-Jul-2005 280,000.00 279,076.35 Group I Arm 0145103313 AZ 80.00 01-Aug-2005 140,000.00 139,829.78 Group I Fixed 0143696938 NY 80.00 01-Jul-2005 97,520.00 97,317.33 Group I Fixed 0144983103 PA 80.00 01-Aug-2005 35,200.00 35,165.22 Group II Arm 0143933364 NM 85.00 01-Jul-2005 78,200.00 78,020.38 Group II Arm 0143978039 WV 75.00 01-Aug-2005 63,000.00 62,903.82 Group II Arm 0144254869 FL 100.00 01-Aug-2005 355,000.00 354,430.89 Group II Arm 0144787728 MN 55.56 01-Aug-2005 40,000.00 39,944.76 Group II Arm 0144887148 GA 83.03 01-Aug-2005 274,000.00 273,627.31

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Group I Arm 0142023597 Loan Paid in Full 0 9.250% 360 3 Group I Arm 0143878353 Loan Paid in Full 0 6.950% 360 3 Group I Arm 0144591799 Loan Paid in Full 0 8.375% 360 2 Group I Arm 0144632122 Loan Paid in Full 1 8.875% 360 3 Group I Arm 0144754504 Loan Paid in Full 0 5.500% 360 3 Group I Arm 0145103313 Loan Paid in Full 0 8.500% 360 2 Group I Fixed 0143696938 Loan Paid in Full 0 7.875% 360 3 Group I Fixed 0144983103 Loan Paid in Full 1 9.500% 360 2 Group II Arm 0143933364 Loan Paid in Full 0 7.375% 360 3 Group II Arm 0143978039 Loan Paid in Full 0 7.375% 360 2 Group II Arm 0144254869 Loan Paid in Full 1 8.500% 360 2 Group II Arm 0144787728 Loan Paid in Full 0 7.875% 360 2 Group II Arm 0144887148 Loan Paid in Full 0 7.950% 360 2

Summary SMM CPR PSA Current Month 0.219% Current Month 2.601% Current Month 545.209% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 2.601% N/A Oct-2005 545.209% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group I Arm SMM CPR PSA Current Month 0.244% Current Month 2.886% Current Month 603.273% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 2.886% N/A Oct-2005 603.273% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group I Fixed SMM CPR PSA Current Month 0.223% Current Month 2.649% Current Month 543.495% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 2.649% N/A Oct-2005 543.495% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group II Arm SMM CPR PSA Current Month 0.210% Current Month 2.491% Current Month 527.191% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 2.491% N/A Oct-2005 527.191% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group II Fixed SMM CPR PSA Current Month 0.003% Current Month 0.040% Current Month 8.068% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 N/A N/A Aug-2005 N/A N/A Sep-2005 N/A N/A Sep-2005 N/A N/A Oct-2005 0.040% N/A Oct-2005 8.068% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group I Arm MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group I Fixed MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group II Arm MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group II Fixed MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Mar~~May-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~Apr~~Jun-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~May~~Jul-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jun~~Aug-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Jul~~Sep-2005 N/A N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Oct-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Sep~~Nov-2005 ~~N/A~~0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

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Filing Compare · Wells Fargo Home Equity Asset-Backed Securities 2005-2 Trust