8-K 1 ffm05fh1_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 FIRST FRANKLIN MORTGAGE LOAN TRUST Mortgage Loan Asset-Backed Certificates, Series 2005-FH1 (Exact name of registrant as specified in its charter) New York (governing law of 333-121605-13 Pooling and Servicing Agreement) (Commission 54-2175528 (State or other File Number) 54-2175529 jurisdiction 54-6666933 of Incorporation) 54-6666934 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of FIRST FRANKLIN MORTGAGE LOAN TRUST, Mortgage Loan Asset-Backed Certificates, Series 2005-FH1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2005-FH1 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST FRANKLIN MORTGAGE LOAN TRUST Mortgage Loan Asset-Backed Certificates, Series 2005-FH1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/29/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2005-FH1 Trust , relating to the December 27, 2005 distribution. EX-99.1 First Franklin Mortgage Loan Trust Mortgage Loan Asset-Backed Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 First Franklin Mortgage Loan Trust Mortgage Loan Asset-Backed Certificates Series 2005-FH1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

First Franklin Mortgage Loan Trust Mortgage Loan Asset-Backed Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 First Franklin Mortgage Loan Trust Mortgage Loan Asset-Backed Certificates Series 2005-FH1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ A-1A 32027NTK7 ~~SEN 3~~4.~~70000~~43375% ~~149~~141,~~112~~811,~~607~~290.3747 ~~475~~558,~~089~~894.3405 A-1B 32027NTL5 ~~SEN 3~~4.~~75000~~48375% 3735,~~277~~452,~~904~~587.1202 ~~120~~141,~~376~~298.5726 A-2A 32027NSX0 ~~SEN 3~~4.~~56000~~29375% 7356,~~677~~869,~~436~~489.7795 ~~225~~217,~~862~~051.2889 A-2B 32027NSY8 ~~SEN 3~~4.~~71000~~44375% 128,345,000.00 ~~410~~506,~~026~~962.6275 A-2C 32027NSZ5 ~~SEN 3~~4.~~86000~~59375% 17,565,000.00 5871,~~384~~723.1175 M-1 32027NTA9 ~~MEZ 3~~4.~~91000~~64375% 33,825,000.00 ~~113~~139,~~886~~622.9008 M-2 32027NTB7 ~~MEZ 3~~4.~~98000~~71375% 16,775,000.00 5770,~~491~~287.6525 M-3 32027NTC5 ~~MEZ~~ 4.~~04000~~77375% 11,275,000.00 3947,~~224~~843.4758 M-4 32027NTD3 ~~MEZ~~ 4.~~18000~~91375% 11,000,000.00 3948,~~593~~045.8956 M-5 32027NTE1 ~~MEZ~~ 4.~~23000~~96375% 11,275,000.00 4149,~~069~~747.1981 M-6 32027NTF8 ~~MEZ 4~~5.~~38000~~11375% 9,900,000.00 3745,~~339~~001.5000 B-1 32027NTG6 ~~SUB 4~~5.~~81000~~54375% 10,175,000.00 4250,~~144~~140.2814 B-2 32027NTH4 ~~SUB~~ 5.~~01000~~74375% 9,900,000.00 4250,~~710~~545.2500 B-3 32027NTJ0 ~~SUB 5~~6.~~71000~~44375% 4,675,000.00 2226,~~986~~777.7236 B-4 32027NTM3 ~~SUB 6~~7.~~71000~~44375% 3,850,000.00 2225,~~245~~474.5117 C 32027NTN1 ~~SEN~~ 0.00000% 12,100,006.17 1974,~~544,679~~282.9964 P 32027NTP6 ~~SEN~~ 0.00000% 0.01 5289,~~241~~675.6024 R 32027NTQ4 ~~SEN 3~~4.~~70000~~43375% 0.00 0.00 Totals ~~540~~514,~~727~~793,~~954~~373.4462 3,~~345~~113,~~352~~372.8753

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses A-1A 12,~~121~~465,~~154~~561.2758 0.00 ~~147~~139,~~991~~345,~~453~~728.1089 13,~~596~~024,~~243~~455.6163 0.00 A-1B ~~280~~616,~~286~~386.7130 0.00 3634,~~997~~836,~~617~~200.4172 ~~400~~757,~~663~~684.2856 0.00 A-2A 35,~~932~~360,~~784~~512.4886 0.00 6951,~~744~~508,~~652~~977.2909 45,~~158~~577,~~646~~564.7675 0.00 A-2B 0.00 0.00 128,345,000.00 ~~410~~506,~~026~~962.6275 0.00 A-2C 0.00 0.00 17,565,000.00 5871,~~384~~723.1175 0.00 M-1 0.00 0.00 33,825,000.00 ~~113~~139,~~886~~622.9008 0.00 M-2 0.00 0.00 16,775,000.00 5770,~~491~~287.6525 0.00 M-3 0.00 0.00 11,275,000.00 3947,~~224~~843.4758 0.00 M-4 0.00 0.00 11,000,000.00 3948,~~593~~045.8956 0.00 M-5 0.00 0.00 11,275,000.00 4149,~~069~~747.1981 0.00 M-6 0.00 0.00 9,900,000.00 3745,~~339~~001.5000 0.00 B-1 0.00 0.00 10,175,000.00 4250,~~144~~140.2814 0.00 B-2 0.00 0.00 9,900,000.00 4250,~~710~~545.2500 0.00 B-3 0.00 0.00 4,675,000.00 2226,~~986~~777.7236 0.00 B-4 0.00 0.00 3,850,000.00 2225,~~245~~474.5117 0.00 C 0.00 0.00 12,100,006.17 1974,~~544,679~~282.9964 0.00 P 0.00 0.00 0.01 5289,~~241~~675.6024 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 58,~~334~~442,~~225~~460.4674 0.00 ~~535~~506,~~393~~350,~~728~~912.9888 811,~~679~~555,~~578~~833.3327 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ A-1A 150,481,000.00 ~~149~~141,~~112~~811,~~607~~290.3747 0.00 12,~~121~~465,~~154~~561.2758 0.00 0.00 A-1B 37,620,000.00 3735,~~277~~452,~~904~~587.1202 0.00 ~~280~~616,~~286~~386.7130 0.00 0.00 A-2A 81,239,000.00 7356,~~677~~869,~~436~~489.7795 0.00 35,~~932~~360,~~784~~512.4886 0.00 0.00 A-2B 128,345,000.00 128,345,000.00 0.00 0.00 0.00 0.00 A-2C 17,565,000.00 17,565,000.00 0.00 0.00 0.00 0.00 M-1 33,825,000.00 33,825,000.00 0.00 0.00 0.00 0.00 M-2 16,775,000.00 16,775,000.00 0.00 0.00 0.00 0.00 M-3 11,275,000.00 11,275,000.00 0.00 0.00 0.00 0.00 M-4 11,000,000.00 11,000,000.00 0.00 0.00 0.00 0.00 M-5 11,275,000.00 11,275,000.00 0.00 0.00 0.00 0.00 M-6 9,900,000.00 9,900,000.00 0.00 0.00 0.00 0.00 B-1 10,175,000.00 10,175,000.00 0.00 0.00 0.00 0.00 B-2 9,900,000.00 9,900,000.00 0.00 0.00 0.00 0.00 B-3 4,675,000.00 4,675,000.00 0.00 0.00 0.00 0.00 B-4 3,850,000.00 3,850,000.00 0.00 0.00 0.00 0.00 C 12,100,106.17 12,100,006.17 0.00 0.00 0.00 0.00 P 0.01 0.01 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 Totals 550,000,106.18 ~~540~~514,~~727~~793,~~954~~373.4462 0.00 58,~~334~~442,~~225~~460.4674 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution A-1A 12,~~121~~465,~~154~~561.2758 ~~147~~139,~~991~~345,~~453~~728.1089 0.~~98345607~~926002 12,~~121~~465,~~154~~561.2758 A-1B ~~280~~616,~~286~~386.7130 3634,~~997~~836,~~617~~200.4172 0.~~98345607~~926002 ~~280~~616,~~286~~386.7130 A-2A 35,~~932~~360,~~784~~512.4886 6951,~~744~~508,~~652~~977.2909 0.~~85851195~~634042 35,~~932~~360,~~784~~512.4886 A-2B 0.00 128,345,000.00 1.~~00000000~~000000 0.00 A-2C 0.00 17,565,000.00 1.~~00000000~~000000 0.00 M-1 0.00 33,825,000.00 1.~~00000000~~000000 0.00 M-2 0.00 16,775,000.00 1.~~00000000~~000000 0.00 M-3 0.00 11,275,000.00 1.~~00000000~~000000 0.00 M-4 0.00 11,000,000.00 1.~~00000000~~000000 0.00 M-5 0.00 11,275,000.00 1.~~00000000~~000000 0.00 M-6 0.00 9,900,000.00 1.~~00000000~~000000 0.00 B-1 0.00 10,175,000.00 1.~~00000000~~000000 0.00 B-2 0.00 9,900,000.00 1.~~00000000~~000000 0.00 B-3 0.00 4,675,000.00 1.~~00000000~~000000 0.00 B-4 0.00 3,850,000.00 1.~~00000000~~000000 0.00 C 0.00 12,100,006.17 0.~~99999174~~999992 0.00 P 0.00 0.01 1.~~00000000~~000000 0.00 R 0.00 0.00 0.~~00000000~~000000 0.00 Totals 58,~~334~~442,~~225~~460.4674 ~~535~~506,~~393~~350,~~728~~912.9888 0.~~97344296~~920638 58,~~334~~442,~~225~~460.4674

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ A-1A 150,481,000.00 ~~990~~942.~~90654215~~386683 0.~~00000000~~000000 716.~~45047062~~384537 0.~~00000000~~000000 A-1B 37,620,000.00 ~~990~~942.~~90654226~~386683 0.~~00000000~~000000 716.~~45047076~~384537 0.~~00000000~~000000 A-2A 81,239,000.00 ~~906~~700.~~92200507~~026957 0.~~00000000~~000000 4865.~~41005527~~984476 0.~~00000000~~000000 A-2B 128,345,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-2C 17,565,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-1 33,825,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-2 16,775,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-3 11,275,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-4 11,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-5 11,275,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-6 9,900,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 10,175,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-2 9,900,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-3 4,675,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-4 3,850,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 C 12,100,106.17 999.~~99173561~~991736 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 P 0.01 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution A-1A 0.~~00000000~~000000 716.~~45047062~~384537 ~~983~~926.~~45607153~~002146 0.~~98345607~~926002 716.~~45047062~~384537 A-1B 0.~~00000000~~000000 716.~~45047076~~384537 ~~983~~926.~~45607150~~002146 0.~~98345607~~926002 716.~~45047076~~384537 A-2A 0.~~00000000~~000000 4865.~~41005527~~984476 ~~858~~634.~~51194980~~042481 0.~~85851195~~634042 4865.~~41005527~~984476 A-2B 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 A-2C 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 999.~~99173561~~991736 0.~~99999174~~999992 0.~~00000000~~000000 P 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~000000

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ A-1A ~~150,481,000.00~~11/25/05 3- 12/26/05 32 4.~~70000~~43375% ~~149~~141,~~112~~811,~~607~~290.3747 ~~475~~558,~~089~~894.3405 0.00 ~~0.00~~ A-1B ~~37,620,000.00~~11/25/05 3- 12/26/05 32 4.~~75000~~48375% 3735,~~277~~452,~~904~~587.1202 ~~120~~141,~~376~~298.5726 0.00 ~~0.00~~ A-2A ~~81,239,000.00~~11/25/05 3- 12/26/05 32 4.~~56000~~29375% 7356,~~677~~869,~~436~~489.7795 ~~225~~217,~~862~~051.2889 0.00 ~~0.00~~ A-2B ~~128,345,000.00~~11/25/05 3- 12/26/05 32 4.~~71000~~44375% 128,345,000.00 ~~410~~506,~~026~~962.6275 0.00 ~~0.00~~ A-2C ~~17,565,000.00~~11/25/05 3- 12/26/05 32 4.~~86000~~59375% 17,565,000.00 5871,~~384~~723.1175 0.00 ~~0.00~~ M-1 ~~33,825,000.00~~11/25/05 3- 12/26/05 32 4.~~91000~~64375% 33,825,000.00 ~~113~~139,~~886~~622.9008 0.00 ~~0.00~~ M-2 ~~16,775,000.00~~11/25/05 3- 12/26/05 32 4.~~98000~~71375% 16,775,000.00 5770,~~491~~287.6525 0.00 ~~0.00~~ M-3 11~~,275,000.00~~/25/05 - 12/26/05 32 4.~~04000~~77375% 11,275,000.00 3947,~~224~~843.4758 0.00 ~~0.00~~ M-4 11~~,000,000.00~~/25/05 - 12/26/05 32 4.~~18000~~91375% 11,000,000.00 3948,~~593~~045.8956 0.00 ~~0.00~~ M-5 11~~,275,000.00~~/25/05 - 12/26/05 32 4.~~23000~~96375% 11,275,000.00 4149,~~069~~747.1981 0.00 ~~0.00~~ M-6 ~~9,900,000.00~~11/25/05 4- 12/26/05 32 5.~~38000~~11375% 9,900,000.00 3745,~~339~~001.~~50 0.~~00 0.00 B-1 ~~10,175,000.00~~11/25/05 4- 12/26/05 32 5.~~81000~~54375% 10,175,000.00 4250,~~144~~140.2814 0.00 ~~0.00~~ B-2 ~~9,900,000.00~~11/25/05 - 12/26/05 32 5.~~01000~~74375% 9,900,000.00 4250,~~710~~545.~~25 0.~~00 0.00 B-3 ~~4,675,000.00~~11/25/05 5- 12/26/05 32 6.~~71000~~44375% 4,675,000.00 2226,~~986~~777.7236 0.00 ~~0.00~~ B-4 ~~3,850,000.00~~11/25/05 6- 12/26/05 32 7.~~71000~~44375% 3,850,000.00 2225,~~245~~474.5117 0.00 ~~0.00~~ C ~~12,100,106.17~~N/A N/A 0.00000% 12,100,006.17 0.00 0.00 ~~0.00~~ P ~~0.01~~N/A N/A 0.00000% 0.01 0.00 0.00 ~~0.00~~ R ~~0.00~~N/A 3N/A 4.~~70000~~43375% 0.00 0.00 0.00 ~~0.00~~ Totals ~~550~~2,~~000~~049,~~106~~414.1865 ~~1,748,431.28~~ 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance A-1A 0.00 0.00 ~~475~~558,~~089~~894.3405 0.00 ~~147~~139,~~991~~345,~~453~~728.1089 A-1B 0.00 0.00 ~~120~~141,~~376~~298.5726 0.00 3634,~~997~~836,~~617~~200.4172 A-2A 0.00 0.00 ~~225~~217,~~862~~051.2889 0.00 6951,~~744~~508,~~652~~977.2909 A-2B 0.00 0.00 ~~410~~506,~~026~~962.6275 0.00 128,345,000.00 A-2C 0.00 0.00 5871,~~384~~723.1175 0.00 17,565,000.00 M-1 0.00 0.00 ~~113~~139,~~886~~622.9008 0.00 33,825,000.00 M-2 0.00 0.00 5770,~~491~~287.6525 0.00 16,775,000.00 M-3 0.00 0.00 3947,~~224~~843.4758 0.00 11,275,000.00 M-4 0.00 0.00 3948,~~593~~045.8956 0.00 11,000,000.00 M-5 0.00 0.00 4149,~~069~~747.1981 0.00 11,275,000.00 M-6 0.00 0.00 3745,~~339~~001.5000 0.00 9,900,000.00 B-1 0.00 0.00 4250,~~144~~140.2814 0.00 10,175,000.00 B-2 0.00 0.00 4250,~~710~~545.2500 0.00 9,900,000.00 B-3 0.00 0.00 2226,~~986~~777.7236 0.00 4,675,000.00 B-4 0.00 0.00 2225,~~245~~474.5117 0.00 3,850,000.00 C 0.00 0.00 1974,~~544,679~~282.9964 0.00 12,100,006.17 P 0.00 0.00 5289,~~241~~675.6024 0.00 0.01 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,~~345~~113,~~352~~372.8753 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ A-1A 11/25/05 - 12/26/05 150,481,000.00 34.~~70000~~43375% ~~990~~942.~~90654215~~386683 3.~~15713838~~714051 0.~~00000000~~000000 ~~0.00000000~~ A-1B 11/25/05 - 12/26/05 37,620,000.00 34.~~75000~~48375% ~~990~~942.~~90654226~~386683 3.~~19980250~~755935 0.~~00000000~~000000 ~~0.00000000~~ A-2A 11/25/05 - 12/26/05 81,239,000.00 34.~~56000~~29375% ~~906~~700.~~92200507~~026957 2.~~78021985~~671770 0.~~00000000~~000000 ~~0.00000000~~ A-2B 11/25/05 - 12/26/05 128,345,000.00 34.~~71000~~44375% 1000.~~00000000~~000000 3.~~19472219~~950000 0.~~00000000~~000000 ~~0.00000000~~ A-2C 11/25/05 - 12/26/05 17,565,000.00 34.~~86000~~59375% 1000.~~00000000~~000000 34.~~32388898~~083333 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/25/05 - 12/26/05 33,825,000.00 34.~~91000~~64375% 1000.~~00000000~~000000 34.~~36694457~~127778 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/25/05 - 12/26/05 16,775,000.00 34.~~98000~~71375% 1000.~~00000000~~000000 34.~~42722206~~190000 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/25/05 - 12/26/05 11,275,000.00 4.~~04000~~77375% 1000.~~00000000~~000000 34.~~47888869~~243333 0.~~00000000~~000000 ~~0.00000000~~ M-4 11/25/05 - 12/26/05 11,000,000.00 4.~~18000~~91375% 1000.~~00000000~~000000 34.~~59944455~~367778 0.~~00000000~~000000 ~~0.00000000~~ M-5 11/25/05 - 12/26/05 11,275,000.00 4.~~23000~~96375% 1000.~~00000000~~000000 34.~~64250022~~412223 0.~~00000000~~000000 ~~0.00000000~~ M-6 11/25/05 - 12/26/05 9,900,000.00 45.~~38000~~11375% 1000.~~00000000~~000000 34.~~77166667~~545556 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/25/05 - 12/26/05 10,175,000.00 45.~~81000~~54375% 1000.~~00000000~~000000 4.~~14194398~~927778 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/25/05 - 12/26/05 9,900,000.00 5.~~01000~~74375% 1000.~~00000000~~000000 45.~~31416667~~105556 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/25/05 - 12/26/05 4,675,000.00 56.~~71000~~44375% 1000.~~00000000~~000000 45.~~91694545~~727778 0.~~00000000~~000000 ~~0.00000000~~ B-4 11/25/05 - 12/26/05 3,850,000.00 67.~~71000~~44375% 1000.~~00000000~~000000 56.~~77805455~~616668 0.~~00000000~~000000 ~~0.00000000~~ C N/A 12,100,106.17 0.00000% 999.~~99173561~~991736 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ P N/A 0.01 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ R N/A 0.00 34.~~70000~~43375% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) Per $1 denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance A-1A 0.~~00000000~~000000 0.~~00000000~~000000 3.~~15713838~~714051 0.~~00000000~~000000 ~~983~~926.~~45607153~~002146 A-1B 0.~~00000000~~000000 0.~~00000000~~000000 3.~~19980250~~755935 0.~~00000000~~000000 ~~983~~926.~~45607150~~002146 A-2A 0.~~00000000~~000000 0.~~00000000~~000000 2.~~78021985~~671770 0.~~00000000~~000000 ~~858~~634.~~51194980~~042481 A-2B 0.~~00000000~~000000 0.~~00000000~~000000 3.~~19472219~~950000 0.~~00000000~~000000 1000.~~00000000~~000000 A-2C 0.~~00000000~~000000 0.~~00000000~~000000 34.~~32388898~~083333 0.~~00000000~~000000 1000.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 34.~~36694457~~127778 0.~~00000000~~000000 1000.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 34.~~42722206~~190000 0.~~00000000~~000000 1000.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~47888869~~243333 0.~~00000000~~000000 1000.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~59944455~~367778 0.~~00000000~~000000 1000.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 34.~~64250022~~412223 0.~~00000000~~000000 1000.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 34.~~77166667~~545556 0.~~00000000~~000000 1000.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~14194398~~927778 0.~~00000000~~000000 1000.~~00000000~~000000 B-2 0.~~00000000~~000000 0.~~00000000~~000000 45.~~31416667~~105556 0.~~00000000~~000000 1000.~~00000000~~000000 B-3 0.~~00000000~~000000 0.~~00000000~~000000 45.~~91694545~~727778 0.~~00000000~~000000 1000.~~00000000~~000000 B-4 0.~~00000000~~000000 0.~~00000000~~000000 56.~~77805455~~616668 0.~~00000000~~000000 1000.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 ~~127~~80.~~65838318~~518520 0.~~00000000~~000000 999.~~99173561~~991736 P 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~Per ~~Refer~~$1 ~~to the Prospectus Supplement for a Full Description~~denomination.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 811,~~794~~546,~~223~~709.2771 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) ~~262~~521,~~536~~351.8252 Realized Loss (Gains, Subsequent Expenses & Recoveries) (59110,252.0075) Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 911,~~056~~957,~~701~~808.0948 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances ~~151~~187,~~819~~477.4597 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 225~~214,~~303~~497.3124 Payment of Interest and Principal 811,~~679~~555,~~578~~833.3327 Total Withdrawals (Pool Distribution Amount) 911,~~056~~957,~~701~~808.0948 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~225~~214,~~303~~497.3124 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~225~~214,~~303~~497.3124 *Servicer Payees include: WILSHIRE CREDIT CORP

~~OTHER~~Reserve ~~ACCOUNTS~~Accounts Account Name Beginning Current Withdrawals Current Deposits Ending ~~Account Type~~ Balance ~~Withdrawals Deposits~~ Balance Reserve Fund 0.00 0.00 0.00 0.00 Reserve Fund 0.00 0.00 0.00 0.00 Reserve Fund 0.00 0.00 0.00 0.00

~~LOAN~~COLLATERAL ~~STATUS~~STATEMENT ~~STRATIFICATION/CREDIT~~Collateral ~~ENHANCEMENT~~Description ~~STATEMENT~~Fixed ~~DELINQUENT~~& ~~BANKRUPTCY~~Mixed ~~FORECLOSURE~~ARM ~~REO~~Weighted ~~Total~~Average NoGross ofCoupon ~~Loans~~7.805401% NoWeighted ofAverage ~~Loans~~Net NoCoupon of7.305401% ~~Loans~~Weighted NoAverage ofPass-Through ~~Loans~~Rate No7.305401% ofWeighted ~~Loans~~Average ~~Principal~~Remaining ~~Balance~~Term ~~Principal~~352 ~~Balance~~Beginning ~~Principal~~Scheduled ~~Balance~~Collateral ~~Principal~~Loan ~~Balance~~Count ~~Principal~~3,082 ~~Balance~~Number ~~0-29~~Of ~~Days~~Loans 0Paid 0In 0Full 040 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral ~~0.00~~Loan 30Count ~~Days~~3,042 43Beginning 0Scheduled 0Collateral 0Balance ~~43 6~~514,~~916~~793,~~395~~373.5161 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 6Balance 506,~~916~~350,~~395~~912.5187 60Ending ~~Days~~Actual 6Collateral 0Balance 0at 030-Nov-2005 ~~6 635~~506,~~156~~610,995.7509 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant ~~635~~3,~~156~~570,910.7538 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Amount ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Count ~~150 Days~~ 0 0Prepayment 0Penalty 0Paid 0Amount 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Paid ~~0.00~~Count ~~180+ Days~~ 0 0Realized 0Loss 0Amount ~~0 0~~110,252.0075 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0111,212.0070 ~~Totals~~Scheduled 49Principal ~~0 0 0 49 7~~222,~~551,552~~436.2637 ~~0.00~~Unscheduled ~~0.00~~Principal ~~0.00 7~~8,~~551~~220,~~552~~024.26 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.356039% 0.000000% 0.000000% 0.000000% 1.356039% 1.291340% 0.000000% 0.000000% 0.000000% 1.291340% 60 Days 0.189215% 0.000000% 0.000000% 0.000000% 0.189215% 0.118588% 0.000000% 0.000000% 0.000000% 0.118588% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.545254% 0.000000% 0.000000% 0.000000% 1.545254% 1.409928% 0.000000% 0.000000% 0.000000% 1.409928%37

~~DELINQUENT~~COLLATERAL ~~BANKRUPTCY~~STATEMENT ~~FORECLOSURE~~Collateral ~~REO~~Description ~~Total~~Fixed ~~Group~~& 1Mixed NoARM ofWeighted ~~Loans~~Average NoCoupon ofRate ~~Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0~~7.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 281,404.31 0.00 0.00 0.00 281,404.31 60 Days 1 0 0 0 1 61,500.00 0.00 0.00 0.00 61,500.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 342,904.31 0.00 0.00 0.00 342,904.31 0-29 Days 0.000000805401% ~~0.000000%~~Weighted ~~0.000000%~~Average ~~0.000000%~~Net ~~0.000000%~~Rate 07.~~000000~~305401% ~~0.000000%~~Weighted ~~0.000000%~~Average 30Pass ~~Days~~Through ~~0.740741%~~Rate 07.~~000000~~305401% ~~0.000000%~~Weighted ~~0.000000%~~Average ~~0.740741%~~Remaining ~~0.708842%~~Term ~~0.000000%~~352 ~~0.000000%~~Record ~~0.000000%~~Date ~~0.708842%~~11/30/2005 60 Days 0.246914% 0.000000% 0.000000% 0.000000% 0.246914% 0.154915% 0.000000% 0.000000% 0.000000% 0.154915% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.987654% 0.000000% 0.000000% 0.000000% 0.987654% 0.863758% 0.000000% 0.000000% 0.000000% 0.863758% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance~~and ~~Principal~~Interest ~~Balance~~Constant ~~Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 27 0 0 0 27~~ 3,~~250~~570,~~000~~910.0338 ~~0.00~~Beginning ~~0.00~~Loan ~~0.00~~Count 3,~~250,000.03~~082 60Loans ~~Days~~Paid 4in 0Full 040 0Ending 4Loan ~~378,900.00~~Count ~~0.00 0.00 0.00 378~~3,~~900.00~~042 90Beginning ~~Days~~Scheduled 0Balance ~~0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 31 0 0 0 31 3~~514,~~628~~793,~~900~~373.0361 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Balance 3506,~~628~~350,~~900~~912.0387 ~~0-29~~Ending ~~Days~~Actual 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.534963% 0.000000% 0.000000% 0.000000% 1.534963% 1.574150% 0.000000% 0.000000% 0.000000% 1.574150% 60 Days 0.227402% 0.000000% 0.000000% 0.000000% 0.227402% 0.183522% 0.000000% 0.000000% 0.000000% 0.183522% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.762365% 0.000000% 0.000000% 0.000000% 1.762365% 1.757672% 0.000000% 0.000000% 0.000000% 1.757672% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance ~~Principal~~at ~~Balance Principal Balance Principal Balance Principal Balance 0~~30-29Nov-2005 ~~Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 619~~506,~~511.71 0.00 0.00 0.00 619~~610,~~511~~995.7109 60Scheduled ~~Days~~Principal 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 619222,~~511~~436.7137 ~~0.00~~Unscheduled 0.00 0.00 619,511.71 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 3.225806% 0.000000% 0.000000% 0.000000% 3.225806% 3.938682% 0.000000% 0.000000% 0.000000% 3.938682% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.225806% 0.000000% 0.000000% 0.000000% 3.225806% 3.938682% 0.000000% 0.000000% 0.000000% 3.938682% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 13 0 0 0 13 3~~8,~~384~~220,~~991~~024.1737 ~~0.00~~Scheduled ~~0.00~~Interest ~~0.00~~ 3,~~384~~348,~~991~~474.1701 60Servicing ~~Days~~Fee ~~1 0 0 0 1 194~~214,~~756~~497.7524 ~~0.00~~Master ~~0.00~~Servicing ~~0.00~~Fee ~~194,756.75 90 Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Trustee ~~0.00~~Fee 0.00 ~~0.00~~FRY ~~120~~Amount ~~Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Special ~~0.00~~Hazard ~~0.00~~Fee 0.00 ~~150~~Other ~~Days~~Fee 0 ~~0 0 0 0 0~~.00 ~~0.00~~Pool ~~0.00~~Insurance ~~0.00~~Fee 0.00 ~~180+~~Spread ~~Days~~1 0 ~~0 0 0 0 0~~.00 ~~0.00~~Spread ~~0.00~~2 0.00 ~~0.00~~Spread ~~Totals 14 0 0 0 14~~ 3~~,579,747.92~~ 0.00 ~~0.00~~Net ~~0.00~~Interest 3,~~579~~133,~~747~~976.9277 ~~0-29~~Realized ~~Days~~Loss ~~0.000000%~~Amount 0110,252.~~000000%~~75 ~~0.000000%~~Cumulative ~~0.000000%~~Realized ~~0.000000%~~Loss 0111,212.~~000000%~~70 ~~0.000000%~~Percentage ~~0.000000%~~of 30Cumulative ~~Days~~Losses ~~1.375661%~~ 0.~~000000%~~0202 ~~0.000000%~~Special ~~0.000000%~~Servicing ~~1.375661%~~Fee ~~1.236708%~~ 0.~~000000%~~00 ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~1.236708%~~Waived 60Amount ~~Days~~ 0.~~105820%~~00 ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~0.000000%~~Waived ~~0.105820%~~Count 0~~.071154%~~ ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~0.000000%~~Paid ~~0.071154%~~Amount ~~90 Days~~ 0.~~000000%~~00 ~~0.000000%~~Prepayment ~~0.000000%~~Penalty ~~0.000000%~~Paid ~~0.000000%~~Count 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.481481% 0.000000% 0.000000% 0.000000% 1.481481% 1.307863% 0.000000% 0.000000% 0.000000% 1.307863%

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group AGroup ~~Insufficient~~1 ~~Funds~~Group 02 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 8.299203 7.970596 7.999799 Weighted Average Net Rate 7.799203 7.470596 7.499799 Weighted Average Remaining Term 345 353 353 Beginning Loan Count 398 1,714 59 Loans Paid In Full 2 20 1 Ending Loan Count 396 1,694 58 Beginning Scheduled Balance 38,675,466.65 199,628,084.03 15,014,336.33 Ending Scheduled Balance 38,411,617.29 196,849,054.50 14,791,947.81 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 296,167.00 1,436,042.68 109,146.95 Scheduled Principal ~~Balance~~28,687.36 of110,080.26 ~~Contaminated~~9,053.89 ~~Properties~~Unscheduled Principal 235,162.00 2,668,949.27 213,334.63 Scheduled Interest 267,479.64 1,325,962.42 100,093.06 Servicing Fee 16,114.78 83,178.37 6,255.97 Master Servicing Fee 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 ~~262~~Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 251,~~536~~364.8286 1,242,784.05 93,837.09 Realized Loss Amount (3.00) 474.00 0.00 Cumulative Realized Loss 11.00 825.60 38.50 Percentage of Cumulative Losses 0.0000 0.0004 0.0002 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount 0.00 0.00 0.00 Prepayment Penalty Paid Count 0 0 0 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.799203 7.470596 7.499799

~~Summary~~Group 12Level ~~Month~~Collateral ~~REO~~Statement History*Group ~~New~~Group ~~REO~~4 ~~Loans Month REO Percentage Loans in REO 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO~~ Total ~~Jan-05~~Collateral ~~0.000%~~Description ~~Loans~~Mixed inARM ~~REO~~Fixed 0& ~~Feb-05~~Mixed ~~0.000%~~ARM ~~Original~~Weighted ~~Principal~~Average ~~Balance~~Coupon ~~0.00~~Rate ~~Mar-05 0~~7.~~000%~~595078 ~~Current Principal Balance 0~~7.00805401 ~~Apr-05~~Weighted ~~0.000%~~Average ~~May-05~~Net ~~0.000%~~Rate ~~Jun-05 0~~7.~~000%~~095078 ~~Jul-05 0~~7.~~000%~~305401 ~~Aug-05~~Weighted ~~0.000%~~Average *TheRemaining ~~text~~Term ~~reported~~353 in352 ~~the~~Beginning ~~above~~Loan ~~table~~Count is911 ~~presented~~3,082 ~~graphically~~Loans onPaid ~~the~~In ~~monthly~~Full ~~bond~~17 ~~remittance~~40 ~~report.~~Ending ~~The~~Loan ~~monthly~~Count ~~bond~~894 ~~remittance~~3,042 ~~report~~Beginning ~~can~~Scheduled beBalance ~~viewed online at www~~261,475,486.~~ctslink.com.~~60 ~~Group 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0~~514,793,373.~~000%~~61 ~~Original~~Ending ~~Principal~~scheduled Balance 0256,298,293.0027 ~~Oct-04 0~~506,350,912.~~000%~~87 ~~Current~~Record ~~Principal~~Date ~~Balance~~11/30/2005 ~~0.00~~11/30/2005 ~~Nov-04~~Principal ~~0.000%~~And ~~Dec-04~~Interest ~~0.000%~~Constant ~~Current REO Total Jan-05 0~~1,729,553.~~000%~~75 ~~Loans in REO 0 Feb-05 0~~3,570,910.~~000%~~38 ~~Original~~Scheduled Principal ~~Balance 0~~74,614.0086 ~~Mar-05 0~~222,436.~~000%~~37 ~~Current~~Unscheduled Principal ~~Balance 0~~5,102,578.0047 ~~Apr-05 0~~8,220,024.~~000%~~37 ~~May-05~~Scheduled ~~0.000%~~Interest ~~Jun-05 0~~1,654,938.~~000%~~89 ~~Jul-05 0~~3,348,474.~~000%~~01 ~~Aug-05~~Servicing ~~0.000%~~Fee *The text reported in the above table is presented graphically on the monthly bond remittance report108,948. ~~The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2~~ 12 ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0~~214,497.~~000%~~24 ~~Original~~Master ~~Principal~~Servicing ~~Balance~~Fee 0.00 ~~Oct-04~~ 0.~~000%~~00 ~~Current~~Trustee ~~Principal~~Fee ~~Balance~~ 0.00 ~~Nov-04~~ 0.~~000%~~00 ~~Dec-04~~FRY ~~0.000%~~Amount ~~Current REO Total Jan-05~~ 0.~~000%~~00 ~~Loans in REO~~ 0 ~~Feb-05 0~~.~~000%~~00 ~~Original~~Special ~~Principal~~Hazard ~~Balance~~Fee 0.00 ~~Mar-05~~ 0.~~000%~~00 ~~Current~~Other ~~Principal~~Fee ~~Balance~~ 0.00 ~~Apr-05~~ 0.~~000%~~00 ~~May-05~~Pool ~~0.000%~~Insurance ~~Jun-05~~Fee 0.~~000%~~00 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05~~Spread ~~0.000%~~1 *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Sep-04 0~~.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Oct-04~~Spread ~~0.000%~~2 ~~Current Principal Balance~~ 0.00 ~~Nov-04~~ 0.~~000%~~00 ~~Dec-04~~Spread ~~0.000%~~3 ~~Current REO Total Jan-05~~ 0.~~000%~~00 ~~Loans in REO~~ 0 ~~Feb-05 0~~.~~000% Original Principal Balance 0.~~00 ~~Mar-05~~Net ~~0.000%~~Interest ~~Current Principal Balance 0~~1,545,990.0077 ~~Apr-05 0~~3,133,976.~~000%~~77 ~~May-05~~Realized ~~0.000%~~Loss ~~Jun-05~~Amount 0109,781.~~000%~~75 ~~Jul-05 0~~110,252.~~000%~~75 ~~Aug-05~~Cumulative ~~0.000%~~Realized *TheLoss ~~text reported in the above table is presented graphically on the monthly bond remittance report~~110,337.60 ~~The monthly bond remittance report can be viewed online at www~~111,212.~~ctslink.com.~~70 ~~Group 4 12 Month REO History* New REO Loans Month REO~~ Percentage ~~Loans~~of inCumulative ~~REO~~Losses 0 ~~Sep-04 0~~.~~000%~~0389 ~~Original Principal Balance~~ 0.000202 ~~Oct-04~~Prepayment ~~0.000%~~Penalty ~~Current~~Waived ~~Principal~~Amount ~~Balance~~ 0.00 ~~Nov-04~~ 0.~~000%~~00 ~~Dec-04~~Prepayment ~~0.000%~~Penalty ~~Current~~Waived ~~REO~~Count ~~Total Jan-05~~ 0~~.000%~~ ~~Loans in REO~~ 0 ~~Feb-05~~Prepayment ~~0.000%~~Penalty ~~Original~~Paid ~~Principal~~Amount ~~Balance~~ 0.00 ~~Mar-05~~ 0.~~000%~~00 ~~Current~~Prepayment ~~Principal~~Penalty ~~Balance~~Paid Count 0~~.00~~ ~~Apr-05~~ 0~~.000%~~ ~~May-05~~Special ~~0.000%~~Servicing ~~Jun-05~~Fee 0.~~000%~~00 ~~Jul-05~~ 0.~~000%~~00 ~~Aug~~Pass-05Through ~~0.000%~~Rate *The text reported in the above table is presented graphically on the monthly bond remittance report7.095078 ~~The monthly bond remittance report can be viewed online at www~~7.~~ctslink.com.~~305401

~~REO~~Additional ~~Loan~~Reporting ~~Detail~~ - ~~All~~Deal ~~Mortgage~~Level ~~Loans~~Miscellaneous inReporting ~~REO~~Stepdown ~~during~~Trigger ~~Current~~Event ~~Period~~NO ~~Month~~Class ~~Loan~~A-1 ~~First~~Trigger ~~Original~~Event ~~Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO loans this period.~~NO

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO ~~Loan~~TOTAL ~~Detail~~No -of ~~All~~Loans ~~Mortgage~~No of Loans inNo ~~REO~~of ~~during~~Loans ~~Current~~No ~~Period~~of ~~(continued)~~Loans ~~Current~~No ~~Paid~~of ~~Current~~Loans ~~Approximate~~Principal ~~Loan~~Balance Principal ToBalance ~~Months~~Principal ~~Loan~~Balance ~~Delinquent~~Principal ~~Group~~Balance ~~Number~~Principal Balance ~~Date~~0-29 ~~Delinquent~~Days ~~Rate~~31 ~~Interest~~0 0 31 3,970,065.74 0.00 0.00 3,970,065.74 30 Days 88 2 0 0 90 12,784,027.19 545,485.56 0.00 0.00 13,329,512.75 60 Days 49 1 1 0 51 7,282,476.70 373,697.61 66,799.25 0.00 7,722,973.56 90 Days 8 3 14 0 25 1,624,818.79 639,363.27 1,731,154.93 0.00 3,995,336.99 120 Days 5 1 20 0 26 671,393.29 123,798.44 3,447,646.59 0.00 4,242,838.32 150 Days 1 0 15 2 18 150,000.00 0.00 2,849,351.56 160,800.00 3,160,151.56 180+ Days 0 1 1 0 2 0.00 73,000.00 65,000.00 0.00 138,000.00 Totals 151 39 51 2 243 22,512,715.97 5,725,410.62 8,159,952.33 160,800.00 36,558,878.92 No ~~REO~~of ~~loans~~Loans ~~this~~No ~~period~~of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1.019066% 0.000000% 0.000000% 1.019066% 0.783652% 0.000000% 0.000000% 0.783652% 30 Days 2.892834% 0.065746% 0.000000% 0.000000% 2.958580% 2.523441% 0.107673% 0.000000% 0.000000% 2.631114% 60 Days 1.610782% 0.032873% 0.032873% 0.000000% 1.676529% 1.437489% 0.073764% 0.013186% 0.000000% 1.524439% 90 Days 0.262985% 0.098619% 0.460224% 0.000000% 0.821828% 0.320723% 0.126204% 0.341713% 0.000000% 0.788640% 120 Days 0.164366% 0.032873% 0.657462% 0.000000% 0.854701% 0.132526% 0.024437% 0.680531% 0.000000% 0.837494% 150 Days 0.032873% 0.000000% 0.493097% 0.065746% 0.591716% 0.029609% 0.000000% 0.562434% 0.031740% 0.623783% 180+ Days 0.000000% 0.032873% 0.032873% 0.000000% 0.065746% 0.000000% 0.014409% 0.012830% 0.000000% 0.027240% Totals 4.963840% 1.282051% 1.676529% 0.065746% 7.988166% 4.443787% 1.130139% 1.610694% 0.031740% 7.216361%

~~Summary~~OTHER 12INFORMATION ~~Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000%~~ Current ~~Principal~~Period ~~Balance~~Class ~~0.00~~A ~~Nov-04~~Insufficient ~~0.000%~~Funds ~~Dec-04~~ 0.~~000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.~~00 ~~Mar-05 0.000% Current~~ Principal Balance ~~0.00~~of ~~Apr-05~~Contaminated ~~0.000%~~Properties ~~May-05~~ 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 ~~Oct-04~~Periodic ~~0.000%~~Advance ~~Current Principal Balance 0~~521,351.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.52

~~Foreclosure~~Delinquency ~~Loan~~Status ~~Detail~~By Group DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 ~~All~~Days ~~Mortgage~~9 0 0 9 870,231.53 0.00 0.00 870,231.53 30 Days 6 0 0 0 6 497,821.84 0.00 0.00 0.00 497,821.84 60 Days 8 0 0 0 8 558,654.66 0.00 0.00 0.00 558,654.66 90 Days 2 0 2 0 4 241,168.46 0.00 200,219.40 0.00 441,387.86 120 Days 1 0 1 0 2 113,887.42 0.00 142,013.91 0.00 255,901.33 150 Days 0 0 1 0 1 0.00 0.00 112,444.67 0.00 112,444.67 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 17 9 4 0 30 1,411,532.38 870,231.53 454,677.98 0.00 2,736,441.89 0-29 Days 2.272727% 0.000000% 0.000000% 2.272727% 2.263767% 0.000000% 0.000000% 2.263767% 30 Days 1.515152% 0.000000% 0.000000% 0.000000% 1.515152% 1.295003% 0.000000% 0.000000% 0.000000% 1.295003% 60 Days 2.020202% 0.000000% 0.000000% 0.000000% 2.020202% 1.453250% 0.000000% 0.000000% 0.000000% 1.453250% 90 Days 0.505051% 0.000000% 0.505051% 0.000000% 1.010101% 0.627361% 0.000000% 0.520839% 0.000000% 1.148199% 120 Days 0.252525% 0.000000% 0.252525% 0.000000% 0.505051% 0.296260% 0.000000% 0.369426% 0.000000% 0.665686% 150 Days 0.000000% 0.000000% 0.252525% 0.000000% 0.252525% 0.000000% 0.000000% 0.292507% 0.000000% 0.292507% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.292929% 2.272727% 1.010101% 0.000000% 7.575758% 3.671874% 2.263767% 1.182772% 0.000000% 7.118413% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 2 No of Loans inNo ~~Foreclosure~~of ~~during~~Loans ~~Current~~No ~~Period~~of ~~Month~~Loans ~~Loan~~No ~~First~~of ~~Original~~Loans ~~Loan~~No ~~Entered~~of ~~Payment~~Loans ~~LTV~~Principal atBalance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 19 0 0 19 2,339,110.97 0.00 0.00 2,339,110.97 30 Days 61 2 0 0 63 6,641,631.06 545,485.56 0.00 0.00 7,187,116.62 60 Days 28 0 1 0 29 3,104,712.86 0.00 66,799.25 0.00 3,171,512.11 90 Days 1 2 9 0 12 136,669.39 420,166.38 914,410.79 0.00 1,471,246.56 120 Days 2 1 14 0 17 172,006.54 123,798.44 1,464,643.84 0.00 1,760,448.82 150 Days 1 0 8 2 11 150,000.00 0.00 1,096,048.59 160,800.00 1,406,848.59 180+ Days 0 1 1 0 2 0.00 73,000.00 65,000.00 0.00 138,000.00 Totals 93 25 33 2 153 10,205,019.85 3,501,561.35 3,606,902.47 160,800.00 17,474,283.67 0-29 Days 1.121606% 0.000000% 0.000000% 1.121606% 1.187484% 0.000000% 0.000000% 1.187484% 30 Days 3.600945% 0.118064% 0.000000% 0.000000% 3.719008% 3.371721% 0.276924% 0.000000% 0.000000% 3.648645% 60 Days 1.652893% 0.000000% 0.059032% 0.000000% 1.711924% 1.576153% 0.000000% 0.033912% 0.000000% 1.610064% 90 Days 0.059032% 0.118064% 0.531287% 0.000000% 0.708383% 0.069382% 0.213304% 0.464214% 0.000000% 0.746900% 120 Days 0.118064% 0.059032% 0.826446% 0.000000% 1.003542% 0.087322% 0.062848% 0.743548% 0.000000% 0.893718% 150 Days 0.059032% 0.000000% 0.472255% 0.118064% 0.649351% 0.076150% 0.000000% 0.556425% 0.081632% 0.714207% 180+ Days 0.000000% 0.059032% 0.059032% 0.000000% 0.118064% 0.000000% 0.037060% 0.032998% 0.000000% 0.070058% Totals 5.489965% 1.475797% 1.948052% 0.118064% 9.031877% 5.180727% 1.777619% 1.831097% 0.081632% 8.871075% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group ~~Number~~3 FCNo ~~Date~~of ~~State~~Loans ~~Origination~~No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 184,396.13 0.00 0.00 0.00 184,396.13 60 Days 1 0 0 0 1 244,112.89 0.00 0.00 0.00 244,112.89 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 1 0 1 0.00 0.00 375,000.00 0.00 375,000.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 1 0 3 428,509.02 0.00 375,000.00 0.00 803,509.02 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.724138% 0.000000% 0.000000% 0.000000% 1.724138% 1.245880% 0.000000% 0.000000% 0.000000% 1.245880% 60 Days 1.724138% 0.000000% 0.000000% 0.000000% 1.724138% 1.649359% 0.000000% 0.000000% 0.000000% 1.649359% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 1.724138% 0.000000% 1.724138% 0.000000% 0.000000% 2.533703% 0.000000% 2.533703% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.448276% 0.000000% 1.724138% 0.000000% 5.172414% 2.895239% 0.000000% 2.533703% 0.000000% 5.428943% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 4 No ~~Foreclosure~~of ~~loans~~Loans ~~this~~No ~~period~~of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 760,723.24 0.00 0.00 760,723.24 30 Days 20 0 0 0 20 5,460,178.16 0.00 0.00 0.00 5,460,178.16 60 Days 12 1 0 0 13 3,374,996.29 373,697.61 0.00 0.00 3,748,693.90 90 Days 5 1 3 0 9 1,246,980.94 219,196.89 616,524.74 0.00 2,082,702.57 120 Days 2 0 4 0 6 385,499.33 0.00 1,465,988.84 0.00 1,851,488.17 150 Days 0 0 6 0 6 0.00 0.00 1,640,858.30 0.00 1,640,858.30 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 39 5 13 0 57 10,467,654.72 1,353,617.74 3,723,371.88 0.00 15,544,644.34 0-29 Days 0.335570% 0.000000% 0.000000% 0.335570% 0.296707% 0.000000% 0.000000% 0.296707% 30 Days 2.237136% 0.000000% 0.000000% 0.000000% 2.237136% 2.129652% 0.000000% 0.000000% 0.000000% 2.129652% 60 Days 1.342282% 0.111857% 0.000000% 0.000000% 1.454139% 1.316361% 0.145755% 0.000000% 0.000000% 1.462116% 90 Days 0.559284% 0.111857% 0.335570% 0.000000% 1.006711% 0.486364% 0.085494% 0.240465% 0.000000% 0.812323% 120 Days 0.223714% 0.000000% 0.447427% 0.000000% 0.671141% 0.150358% 0.000000% 0.571785% 0.000000% 0.722142% 150 Days 0.000000% 0.000000% 0.671141% 0.000000% 0.671141% 0.000000% 0.000000% 0.639989% 0.000000% 0.639989% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.362416% 0.559284% 1.454139% 0.000000% 6.375839% 4.082734% 0.527956% 1.452239% 0.000000% 6.062930%

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -Summary ~~All~~Group ~~Mortgage~~1 ~~Loans~~Days inNumber ~~Foreclosure~~of ~~during~~Aggregate ~~Current~~Percentage ~~Period~~of ~~(continued)~~Number ~~Current~~of ~~Paid~~Aggregate ~~Current~~Percentage ~~Approximate~~of ~~Loan~~Delinquent ~~Principal~~Loans ToOutstanding ~~Months~~Balance(%) ~~Loan~~Loans ~~Delinquent~~Oustanding ~~Group~~Balance(%) ~~Number~~Balance($) Balance($) ~~Date~~180 ~~Delinquent~~- ~~Rate~~209 ~~Interest~~2 No138,000.00 ~~Foreclosure~~0.027 ~~loans~~0 ~~this~~0.00 ~~period~~0.000 Total 2 138,000.00 0.027 0 0.00 0.000

~~COLLATERAL~~180+ ~~STATEMENT~~Delinquency ~~Collateral~~Summary ~~Description~~(continued) ~~Fixed~~Group &2 ~~Mixed~~Group ~~ARM~~3 ~~Weighted~~Days ~~Average~~Number ~~Gross~~of ~~Coupon~~Aggregate ~~7.808304%~~Percentage ~~Weighted~~of ~~Average~~Number ~~Net~~of ~~Coupon~~Aggregate ~~7.308304%~~Percentage ~~Weighted~~of ~~Average~~Delinquent ~~Pass-Through~~Loans ~~Rate~~Outstanding ~~7.308304% Weighted Average Maturity~~Balance(~~Stepdown Calculation~~%) ~~355 Beginning Scheduled Collateral Loan Count 3,189 Number Of~~ Loans ~~Paid~~Oustanding ~~In Full 18 Ending Scheduled Collateral Loan Count 3,171 Beginning Scheduled Collateral~~ Balance(%) ~~540,727,954.43 Ending Scheduled Collateral~~ Balance($) ~~535,393,728.97 Ending Actual Collateral~~ Balance($) at180 29-~~Jul-2005~~ ~~535,598,404.00~~209 ~~Monthly~~2 ~~P&I Constant 3~~138,~~743,435~~000.~~76 Special Servicing Fee 0.~~00 ~~Prepayment Penalties~~ 0.00070 ~~Realized Loss Amount 59.00 Cumulative Realized Loss 112.50 Scheduled Principal 224,962.17 Unscheduled Principal 5,109,263.29 Required Overcollateralization Amount~~ 0~~.00~~ ~~Overcollateralized Increase Amount~~ 0.00 ~~Overcollateralized reduction Amount~~ 0.00000 ~~Specified~~Total ~~O/C~~2 ~~Amount 12~~138,~~100,006~~000.1700 ~~Overcollateralized Amount 12,100,006~~0.17070 ~~Overcollateralized Deficiency Amount~~ 0~~.00~~ ~~Base Overcollateralized Amount~~ 0.00 ~~Extra principal distribution Amount~~ 0.~~00 Excess Cash Amount 1,544,738.99~~000

~~COLLATERAL~~180+ ~~STATEMENT~~Delinquency ~~Collateral~~Summary ~~Description~~(continued) ~~Fixed~~Group &4 ~~Mixed~~Days ~~ARM~~Number ~~Weighted~~of ~~Average~~Aggregate ~~Coupon~~Percentage ~~Rate~~of ~~7.808304%~~Delinquent Weighted Average Net Rate 7.308304% Weighted Average Pass Through Rate 7.308304% Weighted Average Maturity 355 Record Date 07/29/2005 Principal and Interest Constant 3,743,435.76 Beginning Loan Count 3,189 Loans ~~Paid~~Outstanding ~~in Full 18 Ending Loan Count 3,171 Beginning Scheduled~~ Balance(%) ~~540,727,954.43 Ending Scheduled~~ Balance($) ~~535,393,728.97~~180 ~~Ending Actual Balance at 29~~-~~Jul-2005~~ ~~535,598,404.00~~209 ~~Scheduled Principal 224,962.17 Unscheduled Principal 5,109,263.29 Scheduled Interest 3,518,473.59 Servicing Fee 225,303.31 Master Servicing Fee~~ 0~~.00~~ ~~Trustee Fee~~ 0.00 ~~FRY Amount~~ 0.00000 ~~Special~~Total ~~Hazard Fee~~ 0~~.00~~ ~~Other Fee~~ 0.00 ~~Pool Insurance Fee~~ 0.00000 ~~Spread~~This 1report ~~0.00~~includes ~~Spread~~all 2loans ~~0.00~~greater ~~Spread~~than 3180 ~~0.00~~days ~~Net~~delinquent ~~Interest~~regardless ~~3,293,170.28 Realized Loss Amount 59.00 Cumulative Realized Loss 112.50 Percentage~~ of ~~Cumulative~~status Losses 0.0000 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Required Overcollateralized Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized Reduction Amount 0.00 Specified O/C Amount 12(REO,~~100,006.17~~ ~~Overcollateralized Amount 12~~Foreclosure,~~100,006.17~~ ~~Overcollateralized Deficiency Amount 0~~Bankruptcy).~~00 Base Overcollateralization Amount 0.00~~

REO Detail - All Mortgage Loans in REO during Current Period

~~Miscellaneous~~Summary ~~Reporting~~12 ~~Stepdown~~Month ~~Trigger~~REO ~~Event~~History* NONew ~~Class~~REO ALoans Month REO Percentage Loans in REO 2 Jan-05 0.000% Original Principal Balance 160,800.00 Feb-05 0.000% Current Principal Balance 160,800.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 2 Jun-05 0.000% Original Principal Balance 160,800.00 Jul-05 0.000% Current Principal Balance 160,800.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.032% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 ~~Trigger~~12 ~~Event~~Month NOREO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 2 Jan-05 0.000% Original Principal Balance 160,800.00 Feb-05 0.000% Current Principal Balance 160,800.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 2 Jun-05 0.000% Original Principal Balance 160,800.00 Jul-05 0.000% Current Principal Balance 160,800.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.082% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 1Loans ~~Group~~in 2REO ~~Group~~during 3Current ~~Collateral~~Period ~~Description~~Month ~~Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 8.303438 7.976690 8.045458 Weighted Average Net Rate 7.803438 7.476690 7.545458 Weighted Average Maturity 348 356 356 Beginning~~ Loan ~~Count~~First ~~406~~Original ~~1,765 63 Loans Paid In Full 1 6 1 Ending~~ Loan ~~Count~~Entered ~~405~~Payment ~~1,759~~LTV 62at ~~Beginning~~Principal ~~Scheduled~~Group ~~Balance~~Number ~~39,782,499.50~~REO ~~207,647,690.24~~Date ~~16,115,987.73~~State ~~Ending~~Origination ~~Scheduled~~ Balance ~~39,673,228.27~~Group ~~206,355,520.49~~2 ~~15,721,772.32~~4000327475 ~~Record Date 07/29/~~Dec-2005 ~~07/29/~~01-Jun-2005 ~~07/29/2005~~MI ~~Principal And Interest Constant 303,873~~100.6500 1,491,036.70 117,471.06 Scheduled Principal 28,597.38 110,752.30 9,420.64 Unscheduled Principal 80,673.85 1,181,417.45 384,794.77 Scheduled Interest 275,276.27 1,380,284.40 108,050.42 Servicing Fees 16,576.04 86,~~519~~900.~~87 6,714.99 Master Servicing Fees 0.~~00 ~~0.00~~Group ~~0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread~~ 2 ~~0.00~~4000334949 ~~0.00~~Dec-2005 ~~0.00~~01-Jun-2005 ~~Spread~~TN ~~3 0~~100.00 ~~0.00 0.00 Net Interest 258~~73,~~700~~900.~~23 1,293,764.53 101,335.43 Realized Loss Amount 0.~~00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.803438 7.476690 7.545458

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 4Loans ~~Total~~in ~~Collateral~~REO ~~Description~~during ~~Mixed~~Current ~~ARM~~Period ~~Fixed~~(continued) &Current ~~Mixed~~Paid ~~ARM~~Current ~~Weighted~~Approximate ~~Average Coupon Rate 7.597307 7.808304 Weighted Average Net Rate 7.097307 7.308304 Weighted Average Maturity 356 355 Beginning~~ Loan ~~Count~~Principal ~~955~~To ~~3,189~~Months ~~Loans Paid In Full 10 18 Ending~~ Loan ~~Count~~Delinquent ~~945~~Group ~~3,171~~Number ~~Beginning Scheduled~~ Balance ~~277,181,776.96 540,727,954.43 Ending scheduled Balance 273,643,207.89 535,393,728.97 Record~~ Date ~~07/29/2005~~Delinquent ~~07/29/2005~~Rate ~~Principal And~~ Interest ~~Constant~~Group ~~1,831,054.35~~2 ~~3,743,435.76~~4000327475 ~~Scheduled Principal 76~~86,~~191~~900.8500 ~~224,962.17~~01-May-2005 ~~Unscheduled Principal 3,462,377.22~~ 5~~,109,263.29~~ ~~Scheduled Interest 1,754,862~~8.50625% 34,~~518,473~~111.5930 ~~Servicing~~Group ~~Fees~~2 ~~115,492.41~~4000334949 ~~225~~73,~~303~~900.~~31 Master Servicing Fees 0.~~00 ~~0.00~~01-May-2005 ~~Trustee~~5 ~~Fee 0~~8.00875% ~~0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread~~ 3 ~~0.00 0.00 Net Interest 1~~,~~639,370~~604.09 3,293,170.28 Realized Loss Amount 59.00 59.00 Cumulative Realized Loss 112.50 112.50 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 7.097307 7.30830419

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Prepayment~~Summary ~~Detail~~12 -Month ~~Prepayments~~Foreclosure ~~during~~History* ~~Current~~New ~~Period~~Foreclosure ~~Summary~~Loans Month Foreclosure Percentage Loans ~~Paid~~in InForeclosure ~~Full~~51 ~~Repurchased~~Jan-05 ~~Loans~~0.000% Original ~~Current~~Principal ~~Original~~Balance 8,164,172.00 Feb-05 0.000% Current Principal ~~Principal~~Balance ~~Principal~~8,159,952.33 ~~Principal~~Mar-05 ~~Group~~0.000% ~~Count~~Apr-05 ~~Balance~~0.000% ~~Balance~~Current ~~Count~~Foreclosure Total May-05 0.000% Loans in Foreclosure 51 Jun-05 0.000% Original Principal Balance 8,164,172.00 Jul-05 0.000% Current Principal Balance ~~Group~~8,159,952.33 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 1.611% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 7512 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 4 Jan-05 0.000% Original Principal Balance 455,000.00 74Feb-05 0.000% Current Principal Balance 454,~~309~~677.6998 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 4 Jun-05 0.000% Original Principal Balance 455,000.00 Jul-05 0.000% Current Principal Balance 454,677.98 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 1.183% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 612 1Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 33 Jan-05 0.000% Original Principal Balance 3,~~173~~609,~~050~~070.00 1Feb-05 0.000% Current Principal Balance 3,~~172~~606,~~236~~902.7247 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 33 Jun-05 0.000% Original Principal Balance 3,609,070.00 Jul-05 0.000% Current Principal Balance 3,606,902.47 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 1.831% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 1 ~~385~~Jan-05 0.000% Original Principal Balance 375,000.00 ~~384~~Feb-05 0.000% Current Principal Balance 375,~~427~~000.3800 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 1 Jun-05 0.000% Original Principal Balance 375,000.00 Jul-05 0.000% Current Principal Balance 375,000.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 2.534% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 1012 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 13 Jan-05 0.000% Original Principal Balance 3,~~446~~725,~~305~~102.00 Feb-05 0.000% Current Principal Balance 3,~~443~~723,~~311~~371.6488 0Mar-05 0.00000% Apr-05 0.00000% Current Foreclosure Total 18May-05 50.000% Loans in Foreclosure 13 Jun-05 0.000% Original Principal Balance 3,~~079~~725,~~355~~102.00 5Jul-05 0.000% Current Principal Balance 3,~~074~~723,~~285~~371.4388 Aug-05 0.000% Sep-05 0.00000% Oct-05 0.00000% Nov-05 0.000% Dec-05 1.452% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period ~~(continued)~~Month ~~Summary~~Loan ~~Substitution~~First ~~Loans~~Original ~~Liquidated~~Loan ~~Loans~~Entered ~~Curtailments~~Payment ~~Original~~LTV ~~Current~~at ~~Original~~Principal ~~Current~~Group ~~Principal~~Number ~~Principal~~FC ~~Principal~~Date ~~Principal~~State ~~Curtailment~~Origination Balance Group ~~Count~~1 ~~Balance~~4000272584 ~~Balance~~Dec-2005 ~~Count~~01-May-2005 ~~Balance~~OH ~~Balance~~100.00 ~~Amount~~112,500.00 Group 1 04000287874 0Dec-2005 01-May-2005 UT 100.00 0134,400.00 0Group 01 4000299036 Dec-2005 01-Jun-2005 FL 102.97 142,100.00 0Group 1 4000324287 Dec-2005 01-Jun-2005 TX 100.00 666,~~592~~000.5800 Group 2 04000244385 0Dec-2005 01-Mar-2005 NV 100.00 0191,500.00 0Group 02 4000281239 Dec-2005 01-May-2005 TN 96.88 93,000.00 0Group 2 4000288442 Dec-2005 01-May-2005 NC 100.00 999,~~591~~000.8100 Group 2 4000289006 Dec-2005 01-May-2005 WI 100.00 57,900.00 Group 2 4000289828 Dec-2005 01-May-2005 WI 100.00 150,070.00 Group 2 4000290175 Dec-2005 01-May-2005 SC 96.27 155,000.00 Group 2 4000292652 Dec-2005 01-May-2005 GA 100.00 120,000.00 Group 2 4000293314 Dec-2005 01-May-2005 IA 100.00 65,000.00 Group 2 4000293894 Dec-2005 01-May-2005 NC 100.00 93,000.00 Group 2 4000297972 Dec-2005 01-May-2005 MI 100.00 85,000.00 Group 2 4000298466 Dec-2005 01-May-2005 IN 100.00 124,900.00 Group 2 4000299327 Dec-2005 01-May-2005 IN 100.00 70,000.00 Group 2 4000299847 Dec-2005 01-May-2005 TN 100.00 79,900.00 Group 2 4000302248 Dec-2005 01-Jun-2005 IL 96.33 315,000.00 Group 2 4000302496 Dec-2005 01-May-2005 TN 100.00 105,000.00 Group 2 4000303086 Dec-2005 01-Jun-2005 OH 100.00 135,000.00 Group 2 4000304535 Dec-2005 01-Jun-2005 TX 100.00 91,500.00 Group 2 4000305434 Dec-2005 01-May-2005 TX 100.00 141,900.00 Group 2 4000305815 Dec-2005 01-May-2005 TN 100.00 95,000.00 Group 2 4000308079 Dec-2005 01-Jun-2005 VA 100.00 95,000.00 Group 2 4000308248 Dec-2005 01-May-2005 TN 100.00 67,000.00 Group 2 4000308793 Dec-2005 01-May-2005 GA 100.00 104,000.00 Group 2 4000309616 Dec-2005 01-May-2005 MI 100.00 79,000.00 Group 2 4000312662 Dec-2005 01-Jun-2005 OH 100.00 69,000.00 Group 2 4000314889 Dec-2005 01-Jun-2005 SC 100.00 123,000.00 Group 2 4000315177 Dec-2005 01-Jun-2005 KY 100.00 101,500.00 Group 2 4000315931 Dec-2005 01-Jun-2005 IN 100.00 135,000.00 Group 2 4000315996 Dec-2005 01-Jun-2005 GA 100.00 120,000.00 Group 2 4000320420 Dec-2005 01-Jun-2005 OH 100.00 113,000.00 Group 2 4000321704 Dec-2005 01-Jun-2005 KY 100.00 83,900.00 Group 2 4000326029 Dec-2005 01-Jun-2005 WI 100.00 87,000.00 Group 2 4000328972 Dec-2005 01-Jun-2005 NC 100.00 99,000.00 Group 2 4000332384 Dec-2005 01-Jun-2005 NE 100.00 65,000.00 Group 3 04000305190 0Dec-2005 01-Jun-2005 IL 100.00 0375,000.00 0Group 04 4000274105 Dec-2005 01-Apr-2005 FL 100.00 0242,000.00 ~~561~~Group 4 4000291506 Dec-2005 01-May-2005 TX 100.3000 250,000.00 Group 4 04000291570 0Dec-2005 01-May-2005 NY 100.00 0585,000.00 0Group 04 4000297606 Dec-2005 01-May-2005 IL 100.00 0312,800.00 20Group 4 4000304694 Dec-2005 01-May-2005 NJ 100.00 240,~~181~~000.3400 ~~Total~~Group 04 04000305433 Dec-2005 01-May-2005 KY 100.00 0170,000.00 0Group 04 4000310204 Dec-2005 01-Jun-2005 OH 100.00 0172,500.00 36Group 4 4000310637 Dec-2005 01-Jun-2005 CO 100.00 223,~~927~~000.0300 Group 4 4000313780 Dec-2005 01-Jun-2005 UT 100.00 390,000.00 Group 4 4000314153 Dec-2005 01-Jun-2005 NY 100.00 569,900.00 Group 4 4000329989 Dec-2005 01-Jun-2005 SC 100.00 178,500.00 Group 4 4000330345 Dec-2005 01-Jun-2005 MN 100.00 194,000.00 Group 4 4000334915 Dec-2005 01-Jun-2005 TX 100.00 197,402.00

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period ~~First~~(continued) ~~Original~~Current ~~Loan~~Paid ~~LTV~~Current atApproximate ~~Payment~~Loan Principal ~~Prepayment~~To Months Loan Delinquent Group Number ~~State~~Balance ~~Origination~~ Date ~~Balance~~Delinquent ~~Amount~~Rate Interest Group 1 ~~4000279065~~4000272584 ~~MI 100~~112,444.0067 01-May-2005 ~~75,000~~5 9.00500% 745,~~081~~894.2744 Group 21 ~~4000289398~~4000287874 IL134,299.64 ~~100~~01-Jul-2005 3 7.00625% 3,987.30 Group 1 4000299036 142,013.91 01-Jun-2005 ~~345,000~~4 8.00500% ~~344~~5,~~368~~671.5581 Group 1 4000324287 65,919.76 01-Jul-2005 3 8.500% 2,194.59 ~~4000308741~~Group FL2 ~~100~~4000244385 191,500.00 01-Jul-2005 3 7.999% 5,983.60 Group 2 4000281239 92,864.95 01-Jun-2005 ~~115~~4 7.625% 3,~~000~~302.0019 ~~115~~Group 2 4000288442 98,798.86 01-Jul-2005 3 8.000% 3,083.0019 Group 2 ~~4000317285~~4000289006 IL57,794.03 ~~100~~01-Jul-2005 3 8.00500% 1,924.06 Group 2 4000289828 149,896.69 01-Jun-2005 ~~350,000~~4 8.00750% ~~350~~6,~~000~~174.0012 Group 2 ~~4000320205~~4000290175 MI154,898.48 ~~100~~01-May-2005 5 8.125% 6,875.96 Group 2 4000292652 120,000.00 01-Jun-2005 ~~175~~4 8.125% 4,575.00 Group 2 4000293314 65,000.00 ~~174~~01-Apr-2005 6 8.375% 3,~~759~~404.5169 Group 2 ~~4000321893~~4000293894 ~~NC 100~~92,886.0092 01-Jun-2005 ~~56,600~~4 8.00500% 563,~~488~~709.1971 Group 2 ~~4000331227~~4000297972 FL84,947.17 9901-May-2005 5 8.97375% 3,894.85 Group 2 4000298466 124,899.42 01-Jun-2005 ~~131~~4 8.500% 4,~~450~~995.0097 ~~131~~Group 2 4000299327 69,~~209~~957.3959 01-May-2005 5 8.500% 3,258.64 Group 2 4000299847 79,753.77 01-Jul-2005 3 ~~4000292936~~8.500% IL2,655.13 ~~100~~Group 2 4000302248 315,000.00 01-May-2005 ~~385~~5 7.500% 12,~~000~~833.0056 ~~384~~Group 2 4000302496 104,~~233~~931.4732 01-May-2005 5 8.125% 4,657.93 Group 2 4000303086 134,909.42 01-Jun-2005 4 ~~4000207358~~8.000% CA5,050.49 ~~100~~Group 2 4000304535 91,500.00 01-Jun-2005 4 9.250% 4,003.08 Group 2 4000305434 141,814.03 01-May-2005 ~~433~~5 8.500% 6,~~055~~605.0073 ~~433~~Group 2 4000305815 94,~~055~~892.0062 01-Jun-2005 4 8.875% 3,967.91 Group 2 4000308079 94,949.45 01-Jun-2005 4 ~~4000246361~~9.125% CA4,089.13 99Group 2 4000308248 66,799.9525 01-Aug-2005 2 7.500% 1,556.87 Group 2 4000308793 103,939.55 01-Jul-2005 3 8.125% 3,302.25 Group 2 4000309616 78,901.44 01-Jun-2005 ~~400~~4 8.375% 3,101.81 Group 2 4000312662 69,000.00 ~~399~~01-Jun-2005 4 7.750% 2,~~988~~501.3022 Group 42 ~~4000287432~~4000314889 MI123,000.00 ~~100~~01-May-2005 5 8.250% 5,560.66 Group 2 4000315177 101,500.00 01-May-2005 ~~218~~5 8.375% 4,662.69 Group 2 4000315931 135,000.00 ~~218~~01-Jul-2005 3 8.250% 4,359.40 Group 2 4000315996 120,000.00 01-Jun-2005 4 8.250% 4,650.00 Group 2 4000320420 112,942.93 01-Jun-2005 4 ~~4000289778~~9.375% CA5,005.39 ~~100~~Group 2 4000321704 83,803.11 01-Jul-2005 3 8.750% 2,877.33 Group 2 4000326029 87,000.00 01-Jun-2005 ~~225~~4 9.000% 3,697.50 Group 2 4000328972 98,885.68 01-Jul-2005 3 8.750% 3,395.21 Group 2 4000332384 64,935.79 01-Jul-2005 3 9.500% 2,432.64 Group 3 4000305190 375,000.00 ~~224~~01-Jun-2005 4 8.500% 15,~~470~~017.2471 Group 4 ~~4000296460~~4000274105 ~~FL 99~~242,000.9900 01-May-2005 ~~400,950~~5 8.00000% ~~399~~10,~~687~~587.4950 Group 4 ~~4000297623~~4000291506 NY249,467.23 ~~100~~01-Jul-2005 3 7.750% 7,525.05 Group 4 4000291570 585,000.00 01-May-2005 5 8.750% 28,153.10 Group 4 4000297606 312,491.07 01-Jun-2005 ~~279~~4 9.500% 14,~~900~~044.0034 ~~279~~Group 4 4000304694 239,~~318~~858.3230 01-May-2005 5 8.625% 11,347.75 Group 4 ~~4000301807~~4000305433 SC169,655.51 ~~100~~01-Jul-2005 3 8.000% 5,294.42 Group 4 4000310204 172,500.00 01-May-2005 ~~348~~5 6.999% 6,523.35 Group 4 4000310637 223,000.00 ~~346~~01-May-2005 5 8.875% 10,~~844~~894.6645 Group 4 ~~4000312825~~4000313780 ~~NJ 100~~390,000.00 01-Jun-2005 ~~260,000~~4 8.00375% ~~259~~15,~~431~~356.8722 Group 4 ~~4000313533~~4000314153 ~~MD 100~~569,497.0077 01-Jun-2005 ~~349~~4 7.750% 20,~~900~~607.0029 ~~349~~Group 4 4000329989 178,~~900~~500.00 01-May-2005 5 9.250% 9,096.57 Group 4 ~~4000325925~~4000330345 ~~NC 100~~194,000.00 01-Jun-2005 ~~531~~4 7.625% 6,~~500~~911.0028 ~~531~~Group 4 4000334915 197,~~500~~402.00 01-Jul-2005 3 8.750% 6,785.70

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~Prepayment~~Summary ~~Loan~~12 ~~Detail~~Month -Bankruptcy ~~Prepayments~~History* ~~during~~New ~~Current~~Bankruptcy ~~Period~~Loans ~~(continued)~~Month ~~Current~~Bankruptcy ~~Loan~~Percentage ~~PIF~~Loans ~~Months~~in ~~Loan~~Bankruptcy 39 Jan-05 0.000% Original ~~Group~~Principal ~~Number~~Balance ~~Type~~5,742,755.00 ~~Delinquent~~Feb-05 ~~Rate~~0.000% ~~Term~~Current ~~Seasoning~~Principal ~~Group~~Balance 15,725,410.62 ~~4000279065~~Mar-05 ~~Loan~~0.000% ~~Paid~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in ~~Full~~Bankruptcy 39 Jun-05 0.000% 7Original Principal Balance 5,742,755.~~625~~00 Jul-05 0.000% ~~180~~Current 3Principal ~~Group~~Balance 25,725,410.62 ~~4000289398~~Aug-05 ~~Loan~~0.000% ~~Paid~~Sep-05 in0.000% ~~Full~~Oct-05 0.000% 8Nov-05 0.~~500~~000% ~~360~~Dec-05 31.130% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 21 ~~4000308741~~12 ~~Loan~~Month ~~Paid~~Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in ~~Full~~Bankruptcy 9 Jan-05 0.000% 8Original Principal Balance 873,400.~~250~~00 Feb-05 0.000% ~~360~~Current 3Principal ~~Group~~Balance 2870,231.53 ~~4000317285~~Mar-05 ~~Loan~~0.000% ~~Paid~~Apr-05 in0.000% ~~Full~~Current Bankruptcy Total May-05 0.000% 7Loans in Bankruptcy 9 Jun-05 0.~~990~~000% ~~360~~Original 3Principal ~~Group~~Balance 2873,400.00 ~~4000320205~~Jul-05 ~~Loan~~0.000% ~~Paid~~Current inPrincipal ~~Full~~Balance 870,231.53 Aug-05 0.000% 9Sep-05 0.~~875~~000% ~~360~~Oct-05 30.000% ~~Group~~Nov-05 0.000% Dec-05 2.264% ~~4000321893~~*The ~~Loan~~text ~~Paid~~reported in ~~Full~~the 1above 8table is presented graphically on the monthly bond remittance report.~~125%~~ ~~360~~The 3monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 ~~4000331227~~12 ~~Loan~~Month ~~Paid~~Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in ~~Full~~Bankruptcy 25 Jan-05 0.000% 8Original Principal Balance 3,513,380.~~500~~00 Feb-05 0.000% ~~360~~Current 2Principal ~~Group~~Balance 3,501,561.35 ~~4000292936~~Mar-05 ~~Loan~~0.000% ~~Paid~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in ~~Full~~Bankruptcy 25 Jun-05 0.000% 9Original Principal Balance 3,513,380.~~500~~00 Jul-05 0.000% ~~360~~Current Principal Balance 3,501,561.35 ~~Group~~Aug-05 40.000% ~~4000207358~~Sep-05 ~~Loan~~0.000% ~~Paid~~Oct-05 in0.000% ~~Full~~Nov-05 0.000% 6Dec-05 1.~~625~~778% ~~360~~*The 3text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 43 ~~4000246361~~12 ~~Loan~~Month ~~Paid~~Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in ~~Full~~Bankruptcy 10 8Jan-05 0.000% ~~360~~Original 3Principal ~~Group~~Balance 40.00 ~~4000287432~~Feb-05 ~~Loan~~0.000% ~~Paid~~Current inPrincipal ~~Full~~Balance 20.00 7Mar-05 0.~~750~~000% ~~360~~Apr-05 30.000% ~~Group~~Current 4Bankruptcy ~~4000289778~~Total ~~Loan~~May-05 ~~Paid~~0.000% Loans in ~~Full~~Bankruptcy ~~(1)~~0 7Jun-05 0.~~250~~000% ~~360~~Original 3Principal ~~Group~~Balance 40.00 ~~4000296460~~Jul-05 ~~Loan~~0.000% ~~Paid~~Current inPrincipal ~~Full~~Balance 20.00 7Aug-05 0.~~250~~000% ~~360~~Sep-05 30.000% ~~Group~~Oct-05 40.000% ~~4000297623~~Nov-05 ~~Loan~~0.000% ~~Paid~~Dec-05 0.000% *The text reported in ~~Full~~the ~~(1)~~above 7table is presented graphically on the monthly bond remittance report.~~875%~~ ~~360~~The 3monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 ~~4000301807~~12 ~~Loan~~Month ~~Paid~~Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in ~~Full~~Bankruptcy 05 8Jan-05 0.~~125~~000% ~~360~~Original 3Principal ~~Group~~Balance 41,355,975.00 ~~4000312825~~Feb-05 ~~Loan~~0.000% ~~Paid~~Current inPrincipal ~~Full~~Balance 01,353,617.74 7Mar-05 0.~~625~~000% ~~360~~Apr-05 30.000% ~~Group~~Current 4Bankruptcy ~~4000313533~~Total ~~Loan~~May-05 ~~Paid~~0.000% Loans in ~~Full~~Bankruptcy 5 Jun-05 0.000% 8Original Principal Balance 1,355,975.~~875~~00 Jul-05 0.000% ~~360~~Current 3Principal ~~Group~~Balance 41,353,617.74 ~~4000325925~~Aug-05 ~~Loan~~0.000% ~~Paid~~Sep-05 in0.000% ~~Full~~Oct-05 0.000% 8Nov-05 0.~~125~~000% ~~360~~Dec-05 30.528% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Summary~~Bankruptcy ~~SMM~~Detail ~~CPR~~- ~~PSA~~All ~~Current~~Mortgage ~~Month~~Loans ~~0.945%~~in ~~Current~~Bankruptcy ~~Month~~during ~~10.772%~~ Current ~~Month~~Period ~~1,779.525%~~Group 3Loan Month ~~Average~~Loan ~~0.852%~~First 3State ~~Month~~LTV ~~Average~~at ~~9.759%~~Original 3Number ~~Month~~Entered ~~Average~~Payment ~~2,885.062%~~Origination 12Principal ~~Month~~Bankruptcy ~~Average~~Date ~~0.000%~~Balance 12Group ~~Month~~1 ~~Average~~4000301955 ~~0.000%~~Dec-2005 1201-May-2005 ~~Month~~IN ~~Average 0~~100.~~000%~~00 ~~CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg~~39,000.00 ~~Month~~Group ~~Current~~1 ~~12mo~~4000302042 ~~Avg. Sep~~Dec-~~2004~~2005 ~~N/A N/A Sep~~01-~~2004 N/A N/A Oct~~May-~~2004~~2005 ~~N/A~~NC ~~N/A~~99.99 ~~Oct-2004~~77,150.00 ~~N/A~~Group ~~N/A~~1 ~~Nov-2004~~4000305183 ~~N/A N/A Nov-2004 N/A N/A~~ Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A Jan~~Jun-2005 ~~N/A~~OH ~~N/A~~100.00 ~~Jan-2005~~121,900.00 ~~N/A~~Group ~~N/A~~1 ~~Feb-2005~~4000305613 ~~N/A N/A Feb~~Dec-2005 ~~N/A N/A Mar~~01-~~2005 N/A N/A Mar~~May-2005 ~~N/A~~MI ~~N/A~~100.00 ~~Apr-2005~~141,000.00 ~~N/A~~Group ~~N/A~~1 ~~Apr-2005~~4000316963 ~~N/A N/A May~~Dec-2005 ~~N/A N/A May~~01-~~2005 N/A N/A~~ Jun-2005 9NC 99.~~596%~~74 ~~N/A Jun-2005 4~~194,~~677~~000.~~003%~~00 ~~N/A~~Group ~~Jul-2005~~1 ~~8.909%~~4000317628 ~~N/A Jul~~Dec-2005 ~~2,198.658% N/A Aug~~01-~~2005 10.772% N/A Aug~~Jun-2005 ~~1,779.525%~~PA ~~N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report~~100.00 ~~The graphically on the monthly bond remittance report~~70,000.00 ~~The~~Group ~~monthly~~1 ~~bond~~4000326796 ~~remittance~~Dec-2005 ~~report~~01-Jun-2005 ~~can~~IL ~~be viewed online at monthly bond remittance report can be viewed online at www~~100.~~ctslink.com.~~00 ~~www~~73,000.~~ctslink.com.~~00 Group 1 ~~SMM~~4000328928 ~~CPR~~Dec-2005 ~~PSA~~01-Jun-2005 ~~Current~~TN ~~Month 0~~100.~~203%~~00 ~~Current Month 2~~87,850.~~408%~~00 ~~Current~~Group ~~Month~~1 ~~397.270%~~4000333048 3Dec-2005 ~~Month~~01-Jun-2005 ~~Average~~IN 0.100~~% 3 Month Average 1~~.~~196%~~00 ~~3 Month Average 297~~69,500.~~673%~~00 12Group ~~Month~~2 ~~Average~~4000282119 ~~0.000%~~Dec-2005 1201-May-2005 ~~Month~~MN ~~Average 0~~100.~~000%~~00 ~~12 Month Average 0.~~275,000~~% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg~~.00 ~~Month~~Group ~~Current~~2 ~~12mo~~4000283713 ~~Avg. Sep~~Dec-~~2004~~2005 ~~N/A N/A Sep~~01-~~2004 N/A N/A Oct~~May-~~2004~~2005 ~~N/A~~FL ~~N/A~~100.00 ~~Oct-2004~~73,000.00 ~~N/A~~Group ~~N/A~~2 ~~Nov-2004~~4000287089 ~~N/A N/A Nov-2004 N/A N/A~~ Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A Jan~~Jun-2005 ~~N/A~~MI ~~N/A~~100.00 ~~Jan-2005~~123,900.00 ~~N/A~~Group ~~N/A~~2 ~~Feb-2005~~4000287889 ~~N/A N/A Feb~~Dec-2005 ~~N/A N/A Mar~~01-~~2005 N/A N/A Mar~~May-2005 ~~N/A~~IA ~~N/A~~100.00 ~~Apr-2005~~73,500.00 ~~N/A~~Group ~~N/A~~2 ~~Apr-2005~~4000289854 ~~N/A N/A May~~Dec-2005 ~~N/A N/A~~ 01-May-2005 ~~N/A~~IL ~~N/A Jun-2005 0~~100.~~861%~~00 ~~N/A Jun-2005 417~~260,000.~~602%~~00 ~~N/A~~Group ~~Jul-2005~~2 ~~0.317%~~4000291938 ~~N/A Jul~~Dec-2005 ~~78.148% N/A Aug~~01-~~2005 2.408% N/A Aug~~May-2005 ~~397.270%~~IN ~~N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report~~99.99 ~~The graphically on the monthly bond remittance report~~106,300.00 ~~The~~Group ~~monthly~~2 ~~bond~~4000294521 ~~remittance~~Dec-2005 ~~report~~01-May-2005 ~~can~~MI ~~be viewed online at monthly bond remittance report can be viewed online at www~~100.~~ctslink.com.~~00 ~~www~~181,000.~~ctslink.com.~~00 Group 2 ~~SMM~~4000296607 ~~CPR~~Dec-2005 ~~PSA~~01-May-2005 ~~Current~~TX ~~Month 0~~100.~~569%~~00 ~~Current Month 6.621% Current Month 1~~69,~~093~~000.~~444%~~00 3Group ~~Month~~2 ~~Average~~4000297308 ~~0.412%~~Dec-2005 301-May-2005 ~~Month~~AL ~~Average 4~~100.~~818%~~00 ~~3 Month Average 1~~72,~~166~~000.~~538%~~00 12Group ~~Month~~2 ~~Average~~4000297351 ~~0.000%~~Dec-2005 1201-May-2005 ~~Month~~MI ~~Average 0~~100.~~000%~~00 ~~12 Month Average 0.~~156,000~~% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg~~.00 ~~Month~~Group ~~Current~~2 ~~12mo~~4000304632 ~~Avg. Sep~~Dec-~~2004~~2005 ~~N/A N/A Sep~~01-~~2004 N/A N/A Oct~~May-~~2004~~2005 ~~N/A~~NJ ~~N/A~~100.00 ~~Oct-2004~~265,000.00 ~~N/A~~Group ~~N/A~~2 ~~Nov-2004~~4000306939 ~~N/A N/A Nov-2004 N/A N/A~~ Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A Jan~~Jun-2005 ~~N/A~~WA ~~N/A~~100.00 ~~Jan-2005~~242,000.00 ~~N/A~~Group ~~N/A~~2 ~~Feb-2005~~4000308329 ~~N/A N/A Feb~~Dec-2005 ~~N/A N/A Mar~~01-~~2005 N/A N/A Mar~~Jun-2005 ~~N/A~~WI ~~N/A~~100.00 ~~Apr-2005~~51,700.00 ~~N/A~~Group ~~N/A~~2 ~~Apr-2005~~4000312707 ~~N/A N/A May~~Dec-2005 ~~N/A N/A May~~01-~~2005 N/A N/A~~ Jun-2005 ~~1.972%~~OH ~~N/A Jun-2005 960~~97.~~267%~~00 ~~N/A Jul-2005 5~~139,680.~~861%~~00 ~~N/A~~Group ~~Jul-2005~~2 ~~1,445.902%~~4000313330 ~~N/A Aug~~Dec-2005 ~~6.621% N/A Aug~~01-Jun-2005 ~~1,093.444%~~NY ~~N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report~~100.00 ~~The graphically on the monthly bond remittance report~~95,000.00 ~~The~~Group ~~monthly~~2 ~~bond~~4000314607 ~~remittance~~Dec-2005 ~~report~~01-Jun-2005 ~~can~~IN ~~be viewed online at monthly bond remittance report can be viewed online at www~~100.~~ctslink.com.~~00 ~~www~~42,500.~~ctslink.com.~~00 Group 32 ~~SMM~~4000315033 ~~CPR~~Dec-2005 ~~PSA~~01-Jun-2005 ~~Current~~KS ~~Month 2~~100.~~389%~~00 ~~Current Month 25.186% Current Month 4~~83,~~197~~000.~~686%~~00 3Group ~~Month Average~~ 2~~.495%~~ 34000315291 ~~Month~~Dec-2005 ~~Average~~01-Jun-2005 ~~24.053%~~WA ~~3 Month Average 9,160~~100.~~801%~~00 ~~12 Month Average 0.~~262,000~~% 12 Month Average 0~~.~~000%~~00 12Group ~~Month~~2 ~~Average~~4000316058 ~~0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep~~Dec-~~2004~~2005 ~~N/A N/A Sep~~01-~~2004 N/A N/A Oct~~Jun-~~2004~~2005 ~~N/A~~IL ~~N/A~~100.00 ~~Oct-2004~~42,500.00 ~~N/A~~Group ~~N/A~~2 ~~Nov-2004~~4000321025 ~~N/A N/A Nov-2004 N/A N/A~~ Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A Jan~~Jun-2005 ~~N/A~~AL ~~N/A~~100.00 ~~Jan-2005~~110,000.00 ~~N/A~~Group ~~N/A~~2 ~~Feb-2005~~4000326549 ~~N/A N/A Feb~~Dec-2005 ~~N/A N/A Mar~~01-~~2005 N/A N/A Mar~~Jun-2005 ~~N/A~~OH ~~N/A~~100.00 ~~Apr-2005~~144,900.00 ~~N/A~~Group ~~N/A~~2 ~~Apr-2005~~4000326565 ~~N/A N/A May~~Dec-2005 ~~N/A N/A May~~01-~~2005 N/A N/A~~ Jun-2005 46MO 100.~~166%~~00 ~~N/A Jun-2005 23~~107,~~083~~500.~~127%~~00 ~~N/A~~Group ~~Jul-2005~~2 ~~0.806%~~4000327876 ~~N/A Jul~~Dec-2005 ~~201.591% N/A Aug~~01-~~2005 25.186% N/A Aug~~Jun-2005 ~~4,197.686%~~IL ~~N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report~~100.00 ~~The graphically on the monthly bond remittance report~~305,000.00 ~~The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com.~~ Group ~~4 SMM CPR PSA Current Month 1.249% Current Month 14.005% Current Month~~ 2~~,313.616%~~ 34000330511 ~~Month~~Dec-2005 ~~Average~~01-Jun-2005 ~~1.187%~~GA ~~3 Month Average 13~~100.~~353%~~00 ~~3 Month Average 3~~148,~~985.771% 12 Month Average 0.~~000~~% 12 Month Average 0~~.~~000%~~00 12Group ~~Month~~2 ~~Average~~4000330733 ~~0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep~~Dec-~~2004~~2005 ~~N/A N/A Sep~~01-~~2004 N/A N/A Oct~~Jun-~~2004~~2005 ~~N/A~~IL ~~N/A~~100.00 ~~Oct-2004~~84,900.00 ~~N/A~~Group ~~N/A~~4 ~~Nov-2004~~4000263544 ~~N/A N/A Nov-2004 N/A N/A~~ Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A Jan~~May-2005 ~~N/A~~FL ~~N/A~~100.00 ~~Jan-2005~~184,500.00 ~~N/A~~Group ~~N/A~~4 ~~Feb-2005~~4000287927 ~~N/A N/A Feb~~Dec-2005 ~~N/A N/A Mar~~01-~~2005 N/A N/A Mar~~May-2005 ~~N/A~~MD ~~N/A~~100.00 ~~Apr-2005~~375,000.00 ~~N/A~~Group ~~N/A~~4 ~~Apr-2005~~4000309053 ~~N/A N/A May~~Dec-2005 ~~N/A N/A May~~01-~~2005 N/A N/A~~ Jun-2005 13TX 100.~~365%~~00 ~~N/A Jun-2005 6~~219,~~512~~500.~~766%~~00 ~~N/A~~Group ~~Jul-2005~~4 ~~12.689%~~4000312324 ~~N/A Jul~~Dec-2005 ~~3,130.933% N/A Aug~~01-~~2005 14.005% N/A Aug~~Jun-2005 ~~2,313.616%~~OH ~~N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report~~100.00 ~~The graphically on the monthly bond remittance report~~161,975.00 ~~The~~Group ~~monthly~~4 ~~bond~~4000327503 remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance Dec-2005 ~~Scheduled Principal) Conditional PrePayment Rate (CPR): 1~~ 01- ~~((1~~ Jun-2005 ~~SMM)^12)~~CA ~~PSA Standard Prepayment Model:~~ 100 * CPR / (0.200 * MIN(30415,~~WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))~~000.00

~~Realized~~Bankruptcy ~~Loss~~ Detail ~~Report~~ - All Mortgage Loans ~~with~~in ~~Losses~~Bankruptcy during Current Period ~~Summary~~(continued) #Group ~~Loans~~Loan ~~Prior~~Current ~~Realized~~Paid To Months Current ~~with~~Approximate Number Principal ~~Loss/(Gain)~~Date ~~Loss~~Delinquent ~~Group~~Loan ~~Losses~~Rate Delinquent Balance ~~Amount~~Interest ~~Percentage~~Group 1 4000301955 38,803.55 01-Nov-2005 0 7.750% 469.05 Group 1 4000302042 76,780.30 01-Nov-2005 0 8.000% 960.10 Group 1 4000305183 121,515.82 01-Oct-2005 0 8.00375% 1,594.38 Group 1 4000305613 140,418.51 01-Nov-2005 0 8.750% 1,931.34 Group 1 4000316963 193,372.78 01-Oct-2005 0 8.250% 2,496.91 Group 1 4000317628 69,741.01 01-Nov-2005 0 8.500% 930.17 Group 1 4000326796 72,797.64 01-Oct-2005 0 9.000% 1,031.00 Group 1 4000328928 87,518.40 01-Oct-2005 0 7.500% 1,020.65 Group 1 4000333048 69,283.52 01-Oct-2005 0 8.875% 966.80 Group 2 4000282119 273,130.98 01-Nov-2005 0 6.750% 2,846.39 Group 2 4000283713 73,000.00 01-Apr-2005 6 9.000% 4,128.35 Group 2 4000287089 123,798.44 01-Jun-2005 4 7.000% 4,015.08 Group 2 4000287889 73,197.47 01-Nov-2005 0 8.750% 1,006.76 Group 2 4000289854 258,929.70 01-Nov-2005 0 8.00750% 3,561.36 Group 2 4000291938 106,294.62 01-Oct-2005 0 8.00000% 1,328.68 Group 2 4000294521 180,068.03 01-Nov-2005 0 7.750% 2,176.64 Group 2 4000296607 68,730.17 01-Nov-2005 0 9.000% 973.96 Group 2 4000297308 71,584.13 01-Dec-2005 (1) 7.750% 432.81 Group 2 4000297351 155,639.12 01-Jul-2005 3 7.375% 4,451.43 Group 2 4000304632 264,527.26 01-Jul-2005 3 8.625% 8,944.44 Group 2 4000306939 241,159.50 01-Sep-2005 1 6.750% 3,764.78 Group 2 4000308329 51,488.34 01-Nov-2005 0 8.000% 643.83 Group 2 4000312707 139,180.69 01-Oct-2005 0 7.00750% 1,681.16 Group 2 4000313330 94,657.36 01-Nov-2005 0 8.625% 1,282.22 Group 2 4000314607 42,306.31 01-Dec-2005 (1) 8.250% 273.41 Group 2 4000315033 82,731.71 01-Oct-2005 0 8.250% 1,068.26 Group 2 4000315291 261,078.90 01-Nov-2005 0 8.750% 3,590.91 Group 2 4000316058 42,324.79 01-Nov-2005 0 7.990% 528.55 Group 2 4000321025 110,000.00 01-Oct-2005 0 8.375% 1,443.76 Group 2 4000326549 144,256.65 01-Nov-2005 0 7.625% 1,713.69 Group 2 4000326565 106,752.01 01-Nov-2005 0 7.500% 1,248.22 Group 2 4000327876 304,326.06 01-Sep-2005 1 9.000% 6,463.28 Group 42 44000330511 147,846.67 01-Nov-2005 0 8.00250% 591,911.0017 Group 2 4000330733 84,552.44 01-Nov-2005 0 8.000% ~~Total~~1,057.28 Group 4 4000263544 184,499.20 01-Nov-2005 0 7.00875% 592,267.0082 Group 4 4000287927 373,697.61 01-Aug-2005 2 6.750% 7,775.01 Group 4 4000309053 219,196.89 01-Jul-2005 3 7.875% 6,726.28 Group 4 4000312324 161,224.04 01-Nov-2005 0 7.375% 1,848.09 Group 4 4000327503 415,000.00 01-Dec-2005 (1) 6.500% 2,075.00

Realized Loss ~~Loan~~ Detail Report - Loans ~~With~~with Losses during Current Period ~~Original~~Summary ~~Current~~# ~~Loan~~Loans ~~Principal~~Prior ~~Note~~Realized ~~LTV~~Current atwith ~~Original~~Principal Loss/(Gain) Loss Group ~~Number~~Losses Balance ~~Rate~~Amount ~~State~~Percentage ~~Origination Term~~ Group 41 ~~4000272940~~2 ~~625,000~~0.00 7(3.~~8750%~~00) ~~CA 100~~0.00000% ~~360~~ Group 42 ~~4000282734~~17 ~~211,000~~0.00 7474.~~5000%~~00 ~~ID 100~~0.00000% ~~360~~ Group 43 ~~4000293212~~0 ~~346,125~~0.00 70.~~9900%~~00 ~~IL 100~~0.00000% ~~360~~ Group 4 ~~4000308144~~11 ~~640~~108,~~000~~562.0041 8109,781.~~5000~~75 0.043% ILTotal ~~100~~30 108,562.0041 ~~360~~110,252.75 0.022%

Realized Loss Loan Detail Report - Loans With Losses during Current Period ~~(continued)~~Original ~~Prior~~Current ~~Cumulative~~ Loan Principal ~~Realized~~Note ~~Realized~~LTV at Original Group Number Balance ~~Loss/(Gain)~~Rate ~~Loss/(Gain)~~State Origination Term Group 41 ~~4000272940~~4000279286 0159,000.00 98.990% MO 99.38 360 Group 1 4000285254 160,000.00 8.375% IL 97.56 360 Group 2 4000269468 151,350.00 6.750% FL 99.98 360 Group 2 4000272625 138,000.00 8.375% IL 100.00 360 Group 2 4000282077 120,000.00 8.000% PA 100.00 360 Group 2 4000284896 162,000.00 8.500% MN 100.00 360 Group 2 4000285328 120,000.00 6.875% CA 100.00 360 Group 2 4000289734 113,000.00 7.750% IN 100.00 360 Group 2 4000292044 185,000.00 7.750% MI 99.46 360 Group 2 4000295789 140,000.00 7.875% ME 100.00 360 Group 2 4000297803 135,000.00 7.375% IL 100.00 360 Group 2 4000308621 86,900.00 7.750% MO 100.00 360 Group 2 4000311383 110,000.00 8.250% IN 100.00 360 Group 2 4000317838 47,700.00 8.250% WI 100.00 360 Group 2 4000321846 129,500.00 8.500% NC 100.00 360 Group 2 4000327587 102,500.00 8.375% GA 100.00 360 Group 2 4000328727 133,000.00 7.875% NJ 100.00 360 Group 2 4000329443 150,900.00 9.125% GA 100.00 360 Group 2 4000330393 45,000.00 8.375% WV 100.00 360 Group 4 ~~4000282734~~4000267638 0285,000.00 38.250% MA 100.00 3360 Group 4 4000280496 183,000.00 8.500% NY 100.00 360 Group 4 ~~4000293212~~4000297212 0253,900.00 187.625% IL 100.00 18360 Group 4 4000304492 315,000.00 7.500% OH 100.00 360 Group 4 ~~4000308144~~4000305467 0410,000.00 297.125% OR 100.00 29360 Group 4 4000306572 156,000.00 7.125% MI 100.00 360 Group 4 4000307144 440,000.00 6.999% CA 100.00 360 Group 4 4000307223 525,000.00 6.750% AZ 99.62 360 Group 4 4000308576 161,500.00 7.250% MO 100.00 360 Group 4 4000311329 524,000.00 7.999% CA 100.00 360 Group 4 4000334232 205,000.00 7.875% MO 100.00 360

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · First Franklin Mortgage Loan Trust, Series 2005-FFH1