8-K 1 gpm05ar1_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 GREENPOINT MTA TRUST Mortgage Pass-Through Certificates, Series 2005-AR1 (Exact name of registrant as specified in its charter) New York (governing law of 333-106323-28 Pooling and Servicing Agreement) (Commission 54-2173140 (State or other File Number) 54-2173141 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of GREENPOINT MTA TRUST, Mortgage Pass-Through Certificates, Series 2005-AR1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR1 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. GREENPOINT MTA TRUST Mortgage Pass-Through Certificates, Series 2005-AR1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/29/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR1 Trust, relating to the December 27, 2005 distribution. EX-99.1 GreenPoint MTA Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 GreenPoint MTA Mortgage Pass-Through Certificates Series GPM 2005-AR1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

GreenPoint MTA Mortgage Pass-Through Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 GreenPoint MTA Mortgage Pass-Through Certificates Series GPM 2005-AR1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ A-1 39538RAA7 ~~SEN 3~~4.~~70000~~43125% ~~207~~175,~~802~~431,~~330~~922.2161 ~~662~~691,~~081~~006.3185 A-2 39538RAB5 ~~SEN 3~~4.~~68000~~41125% ~~605~~511,~~583~~249,~~894~~064.4643 12,~~919~~004,~~028~~664.0738 A-3 39538RAC3 ~~SEN 3~~4.~~74000~~47125% ~~302~~255,~~792~~624,~~406~~919.4792 ~~975~~1,~~159~~015,967.7604 A-4 39538RAD1 ~~SEN 3~~4.~~76000~~49125% ~~124~~104,~~019~~700,~~541~~397.7486 ~~401~~417,~~547~~987.7125 X-1 39538RAE9 ~~SUB~~ 1.~~51474~~25807% 0.00 1,~~565~~097,~~476~~672.6006 X-P 39538RCS6 ~~SUB~~ 0.00000% 0.00 86207,~~144~~950.9847 M-X 39538RAT6 ~~SUB~~ 0.~~80747~~52799% 0.00 ~~100~~65,~~893~~966.1545 M-1 39538RAF6 ~~SUB 3~~4.~~89000~~62125% 23,~~990~~988,~~490~~401.0418 8098,~~361~~539.4802 M-2 39538RAG4 ~~SUB 3~~4.~~94000~~67125% 20,~~991~~989,~~304~~476.0129 7187,~~218~~152.8397 M-3 39538RAH2 ~~SUB 3~~4.~~96000~~69125% 13,~~494~~493,~~838~~663.0304 4656,~~017~~268.4057 M-4 39538RAJ8 ~~SUB~~ 4.~~09000~~82125% 11,~~994~~993,~~745~~700.3294 4251,~~244~~399.8367 M-5 39538RAK5 ~~SUB~~ 4.~~11000~~84125% 10,~~495~~494,~~652~~738.0115 3745,~~145~~162.8636 M-6 39538RAL3 ~~SUB~~ 4.~~18000~~91125% 9,~~746~~745,~~105~~256.3575 3542,~~080~~543.5646 M-7A 39538RAM1 ~~SUB 4~~5.~~61000~~34125% 499,~~697~~654.7726 12,~~983~~372.6625 M-7B 39538RAR0 ~~SUB 4~~5.~~61000~~34125% 7,~~747~~746,~~314~~639.2670 3036,~~754~~779.6932 B-1A 39538RAN9 ~~SUB 4~~5.~~76000~~49125% 3,748,~~732~~406.6928 1518,~~365~~296.6439 B-1B 39538RAS8 ~~SUB 4~~5.~~76000~~49125% 3,748,~~732~~406.6928 1518,~~365~~296.6439 B-2 39538RAP4 ~~SUB~~ 5.~~11000~~84125% 4,~~498~~497,~~279~~887.3468 1923,~~793~~354.6803 B-3 39538RAQ2 ~~SUB~~ 5.~~11000~~84125% 4,~~498~~497,~~279~~887.3468 1923,~~793~~354.6803 B-4 39538RAV1 ~~SUB~~ 5.~~11000~~84125% 14,~~244~~243,~~384~~144.6943 6273,~~679~~953.2557 B-5 39538RAW9 ~~SUB~~ 5.~~11000~~84125% 11,~~994~~993,~~745~~700.3294 5262,~~780~~273.2196 B-6 39538RAX7 ~~SUB~~ 5.~~11000~~84125% 8,245,~~881~~163.7276 3642,~~284~~810.1772 R 39538RAU3 ~~RES~~ 0.00000% 0.00 0.00 Totals 1,~~390~~196,~~137~~932,~~355~~432.4618 6,~~277~~183,~~201~~771.1621

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses A-1 96,~~596~~472,~~528~~892.4629 0.00 ~~198~~168,~~205~~959,~~801~~030.7532 107,~~258~~163,~~609~~899.7714 0.00 A-2 2718,~~966~~863,~~496~~500.1933 0.00 ~~577~~492,~~617~~385,~~398~~564.2710 2920,~~885~~868,~~524~~164.2671 0.00 A-3 139,~~983~~431,~~269~~764.3047 0.00 ~~288~~246,~~809~~193,~~137~~155.1645 1410,~~958~~447,~~429~~731.0651 0.00 A-4 53,~~727~~863,~~351~~119.8603 0.00 ~~118~~100,~~292~~837,~~189~~278.8983 64,~~128~~281,~~899~~106.5728 0.00 X-1 0.00 0.00 0.00 1,~~565~~097,~~476~~672.6006 0.00 X-P 0.00 0.00 0.00 86207,~~144~~950.9847 0.00 M-X 0.00 0.00 0.00 ~~100~~65,~~893~~966.1545 0.00 M-1 ~~1,857~~475.4100 0.00 23,~~988~~987,~~632~~926.6318 8299,~~218~~014.8902 0.00 M-2 ~~1,625~~415.2062 0.00 20,989,~~678~~060.8168 7287,~~844~~568.0359 0.00 M-3 ~~1,044~~267.8119 0.00 13,493,~~793~~395.2384 4756,~~062~~535.2176 0.00 M-4 ~~928~~237.6749 0.00 11,993,~~816~~463.6645 4351,~~173~~637.5016 0.00 M-5 ~~812~~207.6081 0.00 10,494,~~839~~530.4034 3745,~~958~~370.4617 0.00 M-6 ~~754~~192.5797 0.00 9,745,~~350~~063.78 3542,~~835~~736.1343 0.00 M-7A 389.6989 0.00 499,~~659~~644.0837 2,~~022~~382.3514 0.00 M-7B ~~599~~153.8239 0.00 7,746,~~714~~486.44 31 36,~~354~~932.5171 0.00 B-1A ~~290~~74.2422 0.00 3,748,~~442~~332.4506 1518,~~655~~370.8861 0.00 B-1B ~~290~~74.2422 0.00 3,748,~~442~~332.4506 1518,~~655~~370.8861 0.00 B-2 ~~348~~89.2706 0.00 4,497,~~931~~798.0861 2023,~~141~~443.9509 0.00 B-3 ~~348~~89.2706 0.00 4,497,~~931~~798.0861 2023,~~141~~443.9509 0.00 B-4 ~~1,102~~282.8403 0.00 14,~~243~~242,~~281~~862.8540 6374,~~782~~235.0960 0.00 B-5 ~~928~~237.6749 0.00 11,993,~~816~~463.6645 5362,~~708~~511.8845 0.00 B-6 ~~638~~163.4226 0.00 8,245,~~243~~000.3049 3642,~~922~~973.5998 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 5738,~~285~~634,~~254~~244.5382 0.00 1,~~332~~158,~~852~~298,~~100~~187.9733 6344,~~562~~818,~~455~~016.6903 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ A-1 226,246,000.00 ~~207~~175,~~802~~431,~~330~~922.2161 163,~~088~~473.6276 96,~~580~~469,~~439~~418.8453 0.00 0.00 A-2 659,333,000.00 ~~605~~511,~~583~~249,~~894~~064.4643 4610,~~885~~123.9435 2718,~~919~~853,~~610~~376.2598 0.00 0.00 A-3 329,667,000.00 ~~302~~255,~~792~~624,~~406~~919.4792 235,~~443~~061.0068 139,~~959~~426,~~826~~702.3079 0.00 0.00 A-4 135,027,000.00 ~~124~~104,~~019~~700,~~541~~397.7486 92,~~601~~073.9319 53,~~717~~861,~~749~~045.9383 0.00 0.00 X-1 0.00 0.00 0.00 0.00 0.00 0.00 X-P 0.00 0.00 0.00 0.00 0.00 0.00 M-X 0.00 0.00 0.00 0.00 0.00 0.00 M-1 24,005,000.00 23,~~990~~988,~~490~~401.0418 ~~1,857~~475.4100 0.00 0.00 0.00 M-2 21,004,000.00 20,~~991~~989,~~304~~476.0129 ~~1,625~~415.2062 0.00 0.00 0.00 M-3 13,503,000.00 13,~~494~~493,~~838~~663.0304 ~~1,044~~267.8119 0.00 0.00 0.00 M-4 12,002,000.00 11,~~994~~993,~~745~~700.3294 ~~928~~237.6749 0.00 0.00 0.00 M-5 10,502,000.00 10,~~495~~494,~~652~~738.0115 ~~812~~207.6081 0.00 0.00 0.00 M-6 9,752,000.00 9,~~746~~745,~~105~~256.3575 ~~754~~192.5797 0.00 0.00 0.00 M-7A 500,000.00 499,~~697~~654.7726 389.6989 0.00 0.00 0.00 M-7B 7,752,000.00 7,~~747~~746,~~314~~639.2670 ~~599~~153.8239 0.00 0.00 0.00 B-1A 3,751,000.00 3,748,~~732~~406.6928 ~~290~~74.2422 0.00 0.00 0.00 B-1B 3,751,000.00 3,748,~~732~~406.6928 ~~290~~74.2422 0.00 0.00 0.00 B-2 4,501,000.00 4,~~498~~497,~~279~~887.3468 ~~348~~89.2706 0.00 0.00 0.00 B-3 4,501,000.00 4,~~498~~497,~~279~~887.3468 ~~348~~89.2706 0.00 0.00 0.00 B-4 14,253,000.00 14,~~244~~243,~~384~~144.6943 ~~1,102~~282.8403 0.00 0.00 0.00 B-5 12,002,000.00 11,~~994~~993,~~745~~700.3294 ~~928~~237.6749 0.00 0.00 0.00 B-6 8,250,869.00 8,245,~~881~~163.7276 ~~638~~163.4226 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 Totals 1,500,302,969.00 1,~~390~~196,~~137~~932,~~355~~432.4618 ~~107~~23,~~628~~700.2168 5738,~~177~~610,~~626~~544.3213 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution A-1 96,~~596~~472,~~528~~892.4629 ~~198~~168,~~205~~959,~~801~~030.7532 0.~~87606323~~746793 96,~~596~~472,~~528~~892.4629 A-2 2718,~~966~~863,~~496~~500.1933 ~~577~~492,~~617~~385,~~398~~564.2710 0.~~87606323~~746793 2718,~~966~~863,~~496~~500.1933 A-3 139,~~983~~431,~~269~~764.3047 ~~288~~246,~~809~~193,~~137~~155.1645 0.~~87606323~~746793 139,~~983~~431,~~269~~764.3047 A-4 53,~~727~~863,~~351~~119.8603 ~~118~~100,~~292~~837,~~189~~278.8983 0.~~87606323~~746793 53,~~727~~863,~~351~~119.8603 X-1 0.00 0.00 0.~~00000000~~000000 0.00 X-P 0.00 0.00 0.~~00000000~~000000 0.00 M-X 0.00 0.00 0.~~00000000~~000000 0.00 M-1 ~~1,857~~475.4100 23,~~988~~987,~~632~~926.6318 0.~~99931817~~999289 ~~1,857~~475.4100 M-2 ~~1,625~~415.2062 20,989,~~678~~060.8168 0.~~99931817~~999289 ~~1,625~~415.2062 M-3 ~~1,044~~267.8119 13,493,~~793~~395.2384 0.~~99931817~~999289 ~~1,044~~267.8119 M-4 ~~928~~237.6749 11,993,~~816~~463.6645 0.~~99931817~~999289 ~~928~~237.6749 M-5 ~~812~~207.6081 10,494,~~839~~530.4034 0.~~99931817~~999289 ~~812~~207.6081 M-6 ~~754~~192.5797 9,745,~~350~~063.78 0.~~99931817~~999289 ~~754~~192.5797 M-7A 389.6989 499,~~659~~644.0837 0.~~99931816~~999289 389.6989 M-7B ~~599~~153.8239 7,746,~~714~~486.4431 0.~~99931817~~999289 ~~599~~153.8239 B-1A ~~290~~74.2422 3,748,~~442~~332.4506 0.~~99931817~~999289 ~~290~~74.2422 B-1B ~~290~~74.2422 3,748,~~442~~332.4506 0.~~99931817~~999289 ~~290~~74.2422 B-2 ~~348~~89.2706 4,497,~~931~~798.0861 0.~~99931817~~999289 ~~348~~89.2706 B-3 ~~348~~89.2706 4,497,~~931~~798.0861 0.~~99931817~~999289 ~~348~~89.2706 B-4 ~~1,102~~282.8403 14,~~243~~242,~~281~~862.8540 0.~~99931817~~999289 ~~1,102~~282.8403 B-5 ~~928~~237.6749 11,993,~~816~~463.6645 0.~~99931817~~999289 ~~928~~237.6749 B-6 ~~638~~163.4226 8,245,~~243~~000.3049 0.~~99931817~~999289 ~~638~~163.4226 R 0.00 0.00 0.~~00000000~~000000 0.00 Totals 5738,~~285~~634,~~254~~244.5382 1,~~332~~158,~~852~~298,~~100~~187.9733 0.~~88838863~~772043 5738,~~285~~634,~~254~~244.5382

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ A-1 226,246,000.00 ~~918~~775.~~47957626~~403422 0.~~07111118~~015354 4228.~~34523413~~594621 0.~~00000000~~000000 A-2 659,333,000.00 ~~918~~775.~~47957627~~403422 0.~~07111117~~015354 4228.~~34523412~~594621 0.~~00000000~~000000 A-3 329,667,000.00 ~~918~~775.~~47957627~~403422 0.~~07111115~~015354 4228.~~34523413~~594621 0.~~00000000~~000000 A-4 135,027,000.00 ~~918~~775.~~47957623~~403422 0.~~07111119~~015354 4228.~~34523414~~594621 0.~~00000000~~000000 X-1 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 X-P 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-X 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-1 24,005,000.00 999.~~39554426~~308527 0.~~07737596~~019788 0.~~00000000~~000000 0.~~00000000~~000000 M-2 21,004,000.00 999.~~39554418~~308526 0.~~07737574~~019788 0.~~00000000~~000000 0.~~00000000~~000000 M-3 13,503,000.00 999.~~39554395~~308527 0.~~07737614~~019787 0.~~00000000~~000000 0.~~00000000~~000000 M-4 12,002,000.00 999.~~39554408~~308527 0.~~07737627~~019788 0.~~00000000~~000000 0.~~00000000~~000000 M-5 10,502,000.00 999.~~39554466~~308527 0.~~07737574~~019788 0.~~00000000~~000000 0.~~00000000~~000000 M-6 9,752,000.00 999.~~39554450~~308526 0.~~07737592~~019788 0.~~00000000~~000000 0.~~00000000~~000000 M-7A 500,000.00 999.~~39554000~~308520 0.~~07738000~~019780 0.~~00000000~~000000 0.~~00000000~~000000 M-7B 7,752,000.00 999.~~39554438~~308527 0.~~07737616~~019787 0.~~00000000~~000000 0.~~00000000~~000000 B-1A 3,751,000.00 999.~~39554519~~308526 0.~~07737670~~019787 0.~~00000000~~000000 0.~~00000000~~000000 B-1B 3,751,000.00 999.~~39554519~~308526 0.~~07737670~~019787 0.~~00000000~~000000 0.~~00000000~~000000 B-2 4,501,000.00 999.~~39554321~~308527 0.~~07737614~~019787 0.~~00000000~~000000 0.~~00000000~~000000 B-3 4,501,000.00 999.~~39554321~~308527 0.~~07737614~~019787 0.~~00000000~~000000 0.~~00000000~~000000 B-4 14,253,000.00 999.~~39554410~~308527 0.~~07737599~~019787 0.~~00000000~~000000 0.~~00000000~~000000 B-5 12,002,000.00 999.~~39554408~~308527 0.~~07737627~~019788 0.~~00000000~~000000 0.~~00000000~~000000 B-6 8,250,869.00 999.~~39554488~~308529 0.~~07737609~~019787 0.~~00000000~~000000 0.~~00000000~~000000 R 100.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (2) All classes are per $1000 denomination~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution A-1 0.~~00000000~~000000 4228.~~41634531~~609974 ~~876~~746.~~06323095~~793447 0.~~87606323~~746793 4228.~~41634531~~609974 A-2 0.~~00000000~~000000 4228.~~41634529~~609975 ~~876~~746.~~06323098~~793447 0.~~87606323~~746793 4228.~~41634529~~609975 A-3 0.~~00000000~~000000 4228.~~41634528~~609975 ~~876~~746.~~06323096~~793447 0.~~87606323~~746793 4228.~~41634528~~609975 A-4 0.~~00000000~~000000 4228.~~41634532~~609975 ~~876~~746.~~06323098~~793447 0.~~87606323~~746793 4228.~~41634532~~609975 X-1 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 X-P 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-X 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~07737596~~019788 999.~~31816830~~288739 0.~~99931817~~999289 0.~~07737596~~019788 M-2 0.~~00000000~~000000 0.~~07737574~~019788 999.~~31816844~~288739 0.~~99931817~~999289 0.~~07737574~~019788 M-3 0.~~00000000~~000000 0.~~07737614~~019787 999.~~31816856~~288739 0.~~99931817~~999289 0.~~07737614~~019787 M-4 0.~~00000000~~000000 0.~~07737627~~019788 999.~~31816864~~288739 0.~~99931817~~999289 0.~~07737627~~019788 M-5 0.~~00000000~~000000 0.~~07737574~~019788 999.~~31816797~~288739 0.~~99931817~~999289 0.~~07737574~~019788 M-6 0.~~00000000~~000000 0.~~07737592~~019788 999.~~31816858~~288739 0.~~99931817~~999289 0.~~07737592~~019788 M-7A 0.~~00000000~~000000 0.~~07738000~~019780 999.~~31816000~~288740 0.~~99931816~~999289 0.~~07738000~~019780 M-7B 0.~~00000000~~000000 0.~~07737616~~019787 999.~~31816821~~288740 0.~~99931817~~999289 0.~~07737616~~019787 B-1A 0.~~00000000~~000000 0.~~07737670~~019787 999.~~31816849~~288739 0.~~99931817~~999289 0.~~07737670~~019787 B-1B 0.~~00000000~~000000 0.~~07737670~~019787 999.~~31816849~~288739 0.~~99931817~~999289 0.~~07737670~~019787 B-2 0.~~00000000~~000000 0.~~07737614~~019787 999.~~31816930~~288738 0.~~99931817~~999289 0.~~07737614~~019787 B-3 0.~~00000000~~000000 0.~~07737614~~019787 999.~~31816930~~288738 0.~~99931817~~999289 0.~~07737614~~019787 B-4 0.~~00000000~~000000 0.~~07737599~~019787 999.~~31816810~~288739 0.~~99931817~~999289 0.~~07737599~~019787 B-5 0.~~00000000~~000000 0.~~07737627~~019788 999.~~31816864~~288739 0.~~99931817~~999289 0.~~07737627~~019788 B-6 0.~~00000000~~000000 0.~~07737609~~019787 999.~~31816879~~288740 0.~~99931817~~999289 0.~~07737609~~019787 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~(3)~~All ~~Amount~~classes ~~Does~~are ~~Not~~per ~~Include~~$1000 ~~Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~denomination

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ A-1 ~~226,246,000.00~~11/25/05 3- 12/26/05 32 4.~~70000~~43125% ~~207~~175,~~802~~431,~~330~~922.2161 ~~662~~691,~~081~~006.3185 0.00 ~~0.00~~ A-2 ~~659,333,000.00~~11/25/05 3- 12/26/05 32 4.~~68000~~41125% ~~605~~511,~~583~~249,~~894~~064.4643 12,~~919~~004,~~028~~664.0739 0.00 ~~0.00~~ A-3 ~~329,667,000.00~~11/25/05 3- 12/26/05 32 4.~~74000~~47125% ~~302~~255,~~792~~624,~~406~~919.4792 ~~975~~1,~~159~~015,967.7704 0.00 ~~0.00~~ A-4 ~~135,027,000.00~~11/25/05 3- 12/26/05 32 4.~~76000~~49125% ~~124~~104,~~019~~700,~~541~~397.7486 ~~401~~417,~~547~~987.7226 0.00 ~~0.00~~ X-1 ~~0.00~~11/01/05 - 11/30/05 30 1.~~51474~~25807% 1,~~240~~047,~~198~~006,~~172~~304.8882 1,~~565~~097,~~476~~672.6106 0.00 ~~0.00~~ X-P ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ M-X ~~0.00~~11/01/05 - 11/30/05 30 0.~~80747~~52799% 149,~~939~~926,~~182~~127.6036 ~~100~~65,~~893~~966.1546 0.00 ~~0.01~~ M-1 ~~24,005,000.00~~11/25/05 3- 12/26/05 32 4.~~89000~~62125% 23,~~990~~988,~~490~~401.0418 8098,~~361~~539.4802 0.00 ~~0.00~~ M-2 ~~21,004,000.00~~11/25/05 3- 12/26/05 32 4.~~94000~~67125% 20,~~991~~989,~~304~~476.0129 7187,~~218~~152.8397 0.00 ~~0.00~~ M-3 ~~13,503,000.00~~11/25/05 3- 12/26/05 32 4.~~96000~~69125% 13,~~494~~493,~~838~~663.0304 4656,~~017~~268.4057 0.00 ~~0.00~~ M-4 11/25/05 - 12~~,002,000.00~~/26/05 32 4.~~09000~~82125% 11,~~994~~993,~~745~~700.3294 4251,~~244~~399.8367 0.00 ~~0.00~~ M-5 ~~10,502,000.00~~11/25/05 - 12/26/05 32 4.~~11000~~84125% 10,~~495~~494,~~652~~738.0115 3745,~~145~~162.8636 0.00 ~~0.00~~ M-6 ~~9,752,000.00~~11/25/05 - 12/26/05 32 4.~~18000~~91125% 9,~~746~~745,~~105~~256.3575 3542,~~080~~543.5646 0.00 ~~0.00~~ M-7A ~~500,000.00~~11/25/05 4- 12/26/05 32 5.~~61000~~34125% 499,~~697~~654.7726 12,~~983~~372.6625 0.00 ~~0.00~~ M-7B ~~7,752,000.00~~11/25/05 4- 12/26/05 32 5.~~61000~~34125% 7,~~747~~746,~~314~~639.2670 3036,~~754~~779.6932 0.00 ~~0.00~~ B-1A ~~3,751,000.00~~11/25/05 4- 12/26/05 32 5.~~76000~~49125% 3,748,~~732~~406.6928 1518,~~365~~296.6439 0.00 ~~0.00~~ B-1B ~~3,751,000.00~~11/25/05 4- 12/26/05 32 5.~~76000~~49125% 3,748,~~732~~406.6928 1518,~~365~~296.6439 0.00 ~~0.00~~ B-2 ~~4,501,000.00~~11/25/05 - 12/26/05 32 5.~~11000~~84125% 4,~~498~~497,~~279~~887.3468 1923,~~793~~354.6803 0.00 ~~0.00~~ B-3 ~~4,501,000.00~~11/25/05 - 12/26/05 32 5.~~11000~~84125% 4,~~498~~497,~~279~~887.3468 1923,~~793~~354.6803 0.00 ~~0.00~~ B-4 ~~14,253,000.00~~11/25/05 - 12/26/05 32 5.~~11000~~84125% 14,~~244~~243,~~384~~144.6943 6273,~~679~~953.2557 0.00 ~~0.00~~ B-5 11/25/05 - 12~~,002,000.00~~/26/05 32 5.~~11000~~84125% 11,~~994~~993,~~745~~700.3294 5262,~~780~~273.2196 0.00 ~~0.00~~ B-6 ~~8,250,869.00~~11/25/05 - 12/26/05 32 5.~~11000~~84125% 8,245,~~881~~163.7276 3642,~~284~~810.1772 0.00 ~~0.00~~ R ~~100.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals 15,~~500~~975,~~302,969~~820.0077 ~~6,191,056.21~~ 0.00 ~~0.01~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance A-1 0.00 0.00 ~~662~~691,~~081~~006.3185 0.00 ~~198~~168,~~205~~959,~~801~~030.7532 A-2 0.0100 0.0001 12,~~919~~004,~~028~~664.0738 0.00 ~~577~~492,~~617~~385,~~398~~564.2710 A-3 0.00 0.0001 ~~975~~1,~~159~~015,967.7604 0.00 ~~288~~246,~~809~~193,~~137~~155.1645 A-4 0.00 0.00 ~~401~~417,~~547~~987.7125 0.00 ~~118~~100,~~292~~837,~~189~~278.8983 X-1 0.0100 0.0001 1,~~565~~097,~~476~~672.6006 0300,676.0173 1,~~182~~008,~~924~~375,~~527~~028.0770 X-P 0.00 0.00 86207,~~144~~950.9847 0.00 0.00 M-X 0.0001 0.00 ~~100~~65,~~893~~966.1545 5,~~140~~154.5810 149,~~927~~923,~~573~~158.9064 M-1 0.00 0.00 8098,~~361~~539.4802 0.00 23,~~988~~987,~~632~~926.6318 M-2 0.00 0.00 7187,~~218~~152.8397 0.00 20,989,~~678~~060.8168 M-3 0.00 0.00 4656,~~017~~268.4057 0.00 13,493,~~793~~395.2384 M-4 0.00 0.00 4251,~~244~~399.8367 0.00 11,993,~~816~~463.6645 M-5 0.00 0.00 3745,~~145~~162.8636 0.00 10,494,~~839~~530.4034 M-6 0.00 0.00 3542,~~080~~543.5646 0.00 9,745,~~350~~063.78 M-7A 0.00 0.00 12,~~983~~372.6625 0.00 499,~~659~~644.0837 M-7B 0.00 0.00 3036,~~754~~779.6932 0.00 7,746,~~714~~486.4431 B-1A 0.00 0.00 1518,~~365~~296.6439 0.00 3,748,~~442~~332.4506 B-1B 0.00 0.00 1518,~~365~~296.6439 0.00 3,748,~~442~~332.4506 B-2 0.00 0.00 1923,~~793~~354.6803 0.00 4,497,~~931~~798.0861 B-3 0.00 0.00 1923,~~793~~354.6803 0.00 4,497,~~931~~798.0861 B-4 0.00 0.00 6273,~~679~~953.2557 0.00 14,~~243~~242,~~281~~862.8540 B-5 0.00 0.00 5262,~~780~~273.2196 0.00 11,993,~~816~~463.6645 B-6 0.00 0.00 3642,~~284~~810.1772 0.00 8,245,~~243~~000.3049 R 0.00 0.00 0.00 0.00 0.00 Totals 0.0201 0.0003 6,~~277~~183,~~201~~771.1621 5305,~~140~~830.5983 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ A-1 11/25/05 - 12/26/05 226,246,000.00 34.~~70000~~43125% ~~918~~775.~~47957626~~403422 23.~~92637797~~054228 0.~~00000000~~000000 ~~0.00000000~~ A-2 11/25/05 - 12/26/05 659,333,000.00 34.~~68000~~41125% ~~918~~775.~~47957627~~403422 23.~~91055972~~040443 0.~~00000000~~000000 ~~0.00000000~~ A-3 11/25/05 - 12/26/05 329,667,000.00 34.~~74000~~47125% ~~918~~775.~~47957627~~403422 23.~~95801451~~081798 0.~~00000000~~000000 ~~0.00000000~~ A-4 11/25/05 - 12/26/05 135,027,000.00 34.~~76000~~49125% ~~918~~775.~~47957623~~403422 23.~~97383279~~095583 0.~~00000000~~000000 ~~0.00000000~~ X-1 11/01/05 - 11/30/05 0.00 1.~~51474~~25807% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ X-P N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ M-X 11/01/05 - 11/30/05 0.00 0.~~80747~~52799% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/25/05 - 12/26/05 24,005,000.00 34.~~89000~~62125% 999.~~39554426~~308527 34.~~34769756~~104937 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/25/05 - 12/26/05 21,004,000.00 34.~~94000~~67125% 999.~~39554418~~308526 34.~~39072700~~149351 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/25/05 - 12/26/05 13,503,000.00 34.~~96000~~69125% 999.~~39554395~~308527 34.~~40793898~~167116 0.~~00000000~~000000 ~~0.00000000~~ M-4 11/25/05 - 12/26/05 12,002,000.00 4.~~09000~~82125% 999.~~39554408~~308527 34.~~51981586~~282592 0.~~00000000~~000000 ~~0.00000000~~ M-5 11/25/05 - 12/26/05 10,502,000.00 4.~~11000~~84125% 999.~~39554466~~308527 34.~~53702723~~300358 0.~~00000000~~000000 ~~0.00000000~~ M-6 11/25/05 - 12/26/05 9,752,000.00 4.~~18000~~91125% 999.~~39554450~~308526 34.~~59726825~~362537 0.~~00000000~~000000 ~~0.00000000~~ M-7A 11/25/05 - 12/26/05 500,000.00 45.~~61000~~34125% 999.~~39554000~~308520 34.~~96732000~~744500 0.~~00000000~~000000 ~~0.00000000~~ M-7B 11/25/05 - 12/26/05 7,752,000.00 45.~~61000~~34125% 999.~~39554438~~308527 34.~~96732327~~744494 0.~~00000000~~000000 ~~0.00000000~~ B-1A 11/25/05 - 12/26/05 3,751,000.00 45.~~76000~~49125% 999.~~39554519~~308526 4.~~09641162~~877737 0.~~00000000~~000000 ~~0.00000000~~ B-1B 11/25/05 - 12/26/05 3,751,000.00 45.~~76000~~49125% 999.~~39554519~~308526 4.~~09641162~~877737 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/25/05 - 12/26/05 4,501,000.00 5.~~11000~~84125% 999.~~39554321~~308527 45.~~39761831~~188631 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/25/05 - 12/26/05 4,501,000.00 5.~~11000~~84125% 999.~~39554321~~308527 45.~~39761831~~188631 0.~~00000000~~000000 ~~0.00000000~~ B-4 11/25/05 - 12/26/05 14,253,000.00 5.~~11000~~84125% 999.~~39554410~~308527 45.~~39761805~~188632 0.~~00000000~~000000 ~~0.00000000~~ B-5 11/25/05 - 12/26/05 12,002,000.00 5.~~11000~~84125% 999.~~39554408~~308527 45.~~39761790~~188632 0.~~00000000~~000000 ~~0.00000000~~ B-6 11/25/05 - 12/26/05 8,250,869.00 5.~~11000~~84125% 999.~~39554488~~308529 45.~~39761800~~188632 0.~~00000000~~000000 ~~0.00000000~~ R N/A 100.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) All classes are per $1000 denomination~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance A-1 0.~~00000000~~000000 0.~~00000000~~000000 23.~~92637797~~054228 0.~~00000000~~000000 ~~876~~746.~~06323095~~793447 A-2 0.~~00000002~~000000 0.~~00000000~~000000 23.~~91055972~~040443 0.~~00000000~~000000 ~~876~~746.~~06323098~~793447 A-3 0.~~00000000~~000000 0.~~00000000~~000000 23.~~95801448~~081798 0.~~00000000~~000000 ~~876~~746.~~06323096~~793447 A-4 0.~~00000000~~000000 0.~~00000000~~000000 23.~~97383271~~095583 0.~~00000000~~000000 ~~876~~746.~~06323098~~793447 X-1 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 X-P 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-X 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-1 0.~~00000000~~000000 0.~~00000000~~000000 34.~~34769756~~104937 0.~~00000000~~000000 999.~~31816830~~288739 M-2 0.~~00000000~~000000 0.~~00000000~~000000 34.~~39072700~~149351 0.~~00000000~~000000 999.~~31816844~~288739 M-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~40793898~~167116 0.~~00000000~~000000 999.~~31816856~~288739 M-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~51981586~~282592 0.~~00000000~~000000 999.~~31816864~~288739 M-5 0.~~00000000~~000000 0.~~00000000~~000000 34.~~53702723~~300358 0.~~00000000~~000000 999.~~31816797~~288739 M-6 0.~~00000000~~000000 0.~~00000000~~000000 34.~~59726825~~362537 0.~~00000000~~000000 999.~~31816858~~288739 M-7A 0.~~00000000~~000000 0.~~00000000~~000000 34.~~96732000~~744500 0.~~00000000~~000000 999.~~31816000~~288740 M-7B 0.~~00000000~~000000 0.~~00000000~~000000 34.~~96732327~~744494 0.~~00000000~~000000 999.~~31816821~~288740 B-1A 0.~~00000000~~000000 0.~~00000000~~000000 4.~~09641162~~877737 0.~~00000000~~000000 999.~~31816849~~288739 B-1B 0.~~00000000~~000000 0.~~00000000~~000000 4.~~09641162~~877737 0.~~00000000~~000000 999.~~31816849~~288739 B-2 0.~~00000000~~000000 0.~~00000000~~000000 45.~~39761831~~188631 0.~~00000000~~000000 999.~~31816930~~288738 B-3 0.~~00000000~~000000 0.~~00000000~~000000 45.~~39761831~~188631 0.~~00000000~~000000 999.~~31816930~~288738 B-4 0.~~00000000~~000000 0.~~00000000~~000000 45.~~39761805~~188632 0.~~00000000~~000000 999.~~31816810~~288739 B-5 0.~~00000000~~000000 0.~~00000000~~000000 45.~~39761790~~188632 0.~~00000000~~000000 999.~~31816864~~288739 B-6 0.~~00000000~~000000 0.~~00000000~~000000 45.~~39761800~~188632 0.~~00000000~~000000 999.~~31816879~~288740 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~classes toare ~~the~~per ~~Prospectus~~$1000 ~~Supplement for a Full Description.~~denomination

~~CERTIFICATEHOLDER~~Certificateholder ~~ACCOUNT~~Component ~~STATEMENT~~Statement ~~CERTIFICATE~~Component ~~ACCOUNT~~ Beginning ~~Balance~~Ending ~~0.00~~Beginning ~~Deposits~~Ending ~~Payments~~Ending ofPass-Through ~~Interest~~Notional ~~and~~Notional ~~Principal~~Component ~~63,903,665.96~~Component ~~Liquidations,~~Component ~~Insurance~~Class ~~Proceeds,~~Rate ~~Reserve~~Balance ~~Funds~~Balance ~~0.00~~Balance Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 102,740.66 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 64,006,406.62 Withdrawals Reimbursement for Servicer Advances 5,478.43 Payment of Service Fee 438,472.54 Payment of Interest and Principal 63,562,455.65 Total Withdrawals (Pool Distribution Amount) 64,006,406.62 Ending Balance ~~0.00~~Percentage

~~PREPAYMENT/CURTAILMENT~~CERTIFICATEHOLDER ~~INTEREST~~ACCOUNT ~~SHORTFALL~~STATEMENT ~~Total~~CERTIFICATE ~~Prepayment/Curtailment~~ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest ~~Shortfall~~and Principal 44,964,067.79 Reserve Funds and Credit Enhancements 0.00 ~~Servicing~~Proceeds ~~Fee~~from ~~Support~~Repurchased Loans 0.00 ~~Non-Supported~~Servicer Advances 72,223.98 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 207,950.47 Swap/~~Curtailment~~Cap Payments 0.00 Total Deposits 45,244,242.24 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances 48,693.80 Total Administration Fees 377,532.41 Payment of Interest ~~Shortfall~~and Principal 44,818,016.03 Total Withdrawals (Pool Distribution Amount) 45,244,242.24 Ending Balance 0.0200

~~SERVICING~~PREPAYMENT/CURTAILMENT ~~FEES~~INTEREST ~~Gross~~SHORTFALL ~~Servicing~~Total ~~Fee~~Prepayment/Curtailment ~~409,590.57~~Interest ~~Additional~~Shortfall ~~Servicing Fee 24,827~~0.3800 ~~Master~~ Servicing Fee ~~4,054~~Support 0.5900 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net Servicing Fee 438,472.54~~

~~OTHER~~ADMINISTRATION ~~ACCOUNTS~~FEES ~~Beginning~~Gross ~~Current~~Servicing ~~Current~~Fee* ~~Ending~~353,410.98 ~~Account~~Additional ~~Type~~Servicing ~~Balance~~Fee ~~Withdrawals~~20,630.39 ~~Deposits~~Master ~~Balance~~Servicing ~~Class~~Fee A3,491.04 ~~Reserve~~Supported ~~Fund~~Prepayment/Curtailment ~~0.00~~Interest ~~0.00~~Shortfall 0.00 0Total Administration Fees 377,532.0041 *Servicer Payees include: EMC MTG CORP; EVERHOME MORTGAGE COMPANY

~~LOAN~~Reserve ~~STATUS~~Accounts ~~STRATIFICATION/CREDIT~~Account ~~ENHANCEMENT~~Name ~~STATEMENT~~Beginning ~~DELINQUENT~~Current ~~BANKRUPTCY~~Withdrawals ~~FORECLOSURE~~Current ~~REO~~Deposits ~~Total~~Ending ~~No of Loans No of Loans No of Loans No of Loans No of Loans Principal~~ Balance ~~Principal~~ Balance ~~Principal~~Class ~~Balance~~A ~~Principal~~Reserve ~~Balance~~Fund ~~Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 68 0 0 0 68 24~~300,~~042,322~~000.~~16 0.~~00 0.00 0.00 24300,~~042,322~~000.~~16 60 Days 17 0 0 0 17 6,465,541.77 0.~~00 0.00 0.00 6,465,541.77 90 Days 2 0 0 0 2 1,135,022.22 0.00 0.00 0.00 1,135,022.22 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 87 0 0 0 87 31,642,886.15 0.00 0.00 0.00 31,642,886.15 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.733809% 0.000000% 0.000000% 0.000000% 1.733809% 1.803928% 0.000000% 0.000000% 0.000000% 1.803928% 60 Days 0.433452% 0.000000% 0.000000% 0.000000% 0.433452% 0.485118% 0.000000% 0.000000% 0.000000% 0.485118% 90 Days 0.050994% 0.000000% 0.000000% 0.000000% 0.050994% 0.085162% 0.000000% 0.000000% 0.000000% 0.085162% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.218256% 0.000000% 0.000000% 0.000000% 2.218256% 2.374209% 0.000000% 0.000000% 0.000000% 2.374209%

~~OTHER~~COLLATERAL ~~INFORMATION~~STATEMENT ~~Current~~Collateral ~~Period~~Description ~~Class~~Mixed AARM ~~Insufficient~~Weighted ~~Funds~~Average Gross Coupon 6.369636% Weighted Average Net Coupon 6.015319% Weighted Average Pass-Through Rate 5.991136% Weighted Average Remaining Term 352 Beginning Scheduled Collateral Loan Count 3,578 Number Of Loans Paid In Full 107 Ending Scheduled Collateral Loan Count 3,471 Beginning Scheduled Collateral Balance 1,196,932,431.18 Ending Scheduled Collateral Balance 1,158,298,186.34 Ending Actual Collateral Balance at 30-Nov-2005 1,158,225,189.28 Monthly P&I Constant 4,302,780.05 Special Servicing Fee 0.00 ~~Principal~~Prepayment ~~Balance~~Penalty ofWaived ~~Contaminated~~Amount ~~Properties~~0.00 Prepayment Penalty Waived Count 0 Prepayment Penalty Paid Amount 207,950.47 Prepayment Penalty Paid Count 27 Realized Loss Amount 0.00 ~~Periodic~~Cumulative ~~Advance~~Realized ~~102~~Loss 0.00 Ending Scheduled Balance for Premium Loans 1,~~740~~158,298,186.6634 Scheduled Principal 23,700.71 Unscheduled Principal 40,684,818.00

~~COLLATERAL~~Additional ~~STATEMENT~~Reporting ~~Collateral~~- ~~Description~~Deal ~~Mixed~~Level ~~ARM~~Miscellaneous ~~Weighted~~Reporting Average ~~Gross~~Loss ~~Coupon~~Severity 5Percentage 0.~~722769~~000000% ~~Weighted~~Senior ~~Average~~Percentage ~~Net Coupon 5~~87.~~369200~~474136% ~~Weighted~~Senior ~~Average~~Prepayment ~~Pass-Through~~Percentage ~~Rate 5~~100.~~344269~~000000% ~~Weighted~~Subordinate ~~Average~~Percentage Maturity(Stepdown Calculation) 356 Beginning Scheduled Collateral Loan Count 4,063 Number Of Loans Paid In Full 141 Ending Scheduled Collateral Loan Count 3,922 Beginning Scheduled Collateral Balance 1,390,137,35412.48525864% ~~Ending~~Subordinate ~~Scheduled Collateral Balance 1,332,852,099.98 Ending Actual Collateral Balance at 29-Jul-2005 1,332,776,117.27 Monthly P&I Constant 4,923,023.26 Special Servicing Fee 0.00~~ Prepayment ~~Penalties~~Percentage 0.~~00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 1,332,852,099.98 Scheduled Principal 107,628.18 Unscheduled Principal 57,177,626.32~~000000%

~~Miscellaneous~~LOAN ~~Reporting~~STATUS ~~Average~~STRATIFICATION/CREDIT ~~Loss~~ENHANCEMENT ~~Severity~~STATEMENT ~~Percentage~~DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 6 0 0 6 1,319,609.34 0.00 0.00 1,319,609.34 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 2 0 0 0 2 800,347.51 0.00 0.00 0.00 800,347.51 90 Days 3 0 0 0 3 1,360,012.10 0.00 0.00 0.00 1,360,012.10 120 Days 2 0 1 0 3 1,274,850.00 0.00 547,689.15 0.00 1,822,539.15 150 Days 0 0 1 0 1 0.00 0.00 349,174.57 0.00 349,174.57 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 7 6 2 0 15 3,435,209.61 1,319,609.34 896,863.72 0.00 5,651,682.67 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.172861% 0.000000% ~~Senior~~0.000000% ~~Percentage~~0.172861% 890.~~214074~~113934% ~~Senior~~0.000000% ~~Prepayment~~0.000000% ~~Percentage~~0.113934% ~~100~~30 Days 0.000000% ~~Subordinate~~0.000000% ~~Percentage~~0.000000% 100.~~785926~~000000% ~~Subordinate~~0.000000% ~~Prepayment~~0.000000% ~~Percentage~~0.000000% 0.000000% ~~______PREFUNDING~~0.000000% ~~REPORTING_______~~0.000000% ~~Amt~~60 ~~Remaining~~Days in0.057620% ~~Interest~~0.000000% ~~Coverage~~0.000000% ~~Acc~~0.000000% 0.00057620% ~~Amt~~0.069101% ~~Withdrawn~~0.000000% ~~from~~0.000000% ~~Interest~~0.000000% ~~Coverage~~0.069101% ~~Acc~~90 Days 0.00086430% ~~Amt~~0.000000% ~~Remaining~~0.000000% in0.000000% ~~Prefunding~~0.086430% ~~Acc~~0.117422% 0.00000000% ~~Amt~~0.000000% ~~Withdrawn~~0.000000% ~~from~~0.117422% ~~Prefunding~~120 ~~Acc~~Days 0.00057620% ~~Amt~~0.000000% ~~Remaining~~0.028810% in0.000000% ~~Prefunding~~0.086430% ~~Res~~0.110069% ~~Acc~~0.000000% 0.00047287% ~~Amt~~0.000000% ~~Withdrawn~~0.157356% ~~from~~150 ~~Prefunding~~Days ~~Res~~0.000000% ~~Acc~~0.000000% 0.00028810% ~~Amt~~0.000000% ~~Withdrawn~~0.028810% to0.000000% ~~buy~~0.000000% ~~Subsequent~~0.030147% ~~Loans~~0.000000% 0.00030147% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.201671% 0.172861% 0.057620% 0.000000% 0.432152% 0.296593% 0.113934% 0.077434% 0.000000% 0.487961%

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Prepayment - Voluntary Prepayments

Filing Compare · GreenPoint MTA Trust, Mortgage Pass-Through Certificates, Series 2005-AR1