8-K 1 mss05001_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 MASTR SEASONED SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2005-1 (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-65 54-2169490 Pooling and Servicing Agreement) (Commission 54-2169491 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of MASTR SEASONED SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2005-1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-1 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR SEASONED SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2005-1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 1/3/2006 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-1 Trust, relating to the December 27, 2005 distribution. EX-99.1 MASTR Seasoned Securitization Trust Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 MASTR Seasoned Securitization Trust Mortgage Pass-Through Certificates Series 2005-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

MASTR Seasoned Securitization Trust Mortgage Pass-Through Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 MASTR Seasoned Securitization Trust Mortgage Pass-Through Certificates Series 2005-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ 1-A-1 55265WCF8 ~~SEN~~ 6.~~72758~~71981% ~~175~~146,~~476~~516,~~459~~414.4522 ~~983~~820,~~489~~096.3414 2-A-1 55265WCH4 ~~SEN~~ 6.~~19678~~20702% 9583,~~454~~407,~~465~~731.6948 ~~492~~430,~~925~~198.6448 3-A-1 55265WCJ0 ~~SEN~~ 5.~~95575~~99237% 4334,~~313~~963,~~961~~985.6796 ~~214~~174,~~972~~597.5750 4-A-1 55265WCK7 ~~SEN~~ 5.~~91343~~90397% 4337,~~269~~073,~~457~~467.8468 ~~213~~182,~~225~~400.6257 4-A-2 55265WCL5 ~~SEN~~ 5.~~91343~~90397% 4,~~808~~119,~~182~~672.9192 2320,~~694~~268.0369 AL-R 55265WCM3 ~~RES~~ 6.~~72308~~72146% 0.00 0.00 A-UR 55265WCN1 ~~SEN~~ 6.~~72308~~72146% 0.00 0.00 15-B-1 55265WCP6 ~~SUB~~ 6.~~19678~~20702% ~~422~~412,~~491~~726.7499 2,~~181~~128.7475 15-B-2 55265WCQ4 ~~SUB~~ 6.~~19678~~20702% ~~210~~205,~~267~~408.8811 1,~~085~~059.8245 15-B-3 55265WCR2 ~~SUB~~ 6.~~19678~~20702% ~~157~~153,~~456~~817.4123 ~~813~~793.1035 30-B-1 55265WCS0 ~~SUB~~ 6.~~72758~~71981% 4,~~986~~956,~~578~~933.1274 27,~~948~~745.1744 30-B-2 55265WCT8 ~~SUB~~ 6.~~72758~~71981% ~~411~~409,~~653~~206.7149 2,~~307~~290.1945 30-B-3 55265WCU5 ~~SUB~~ 6.~~72758~~71981% ~~308~~306,~~243~~410.1166 1,~~727~~715.6007 HY-B-1 55265WCV3 ~~SUB~~ 5.~~93365~~94619% 2,~~237~~229,~~888~~695.9865 11,~~065~~048.7050 HY-B-2 55265WCW1 ~~SUB~~ 5.~~93365~~94619% ~~337~~336,~~775~~539.7610 1,~~670~~667.2060 HY-B-3 55265WCX9 ~~SUB~~ 5.~~93365~~94619% ~~225~~224,~~183~~359.8440 1,~~113~~111.4774 CB-4 55265WCY7 ~~SUB~~ 6.~~36163~~36463% ~~423~~419,~~168~~224.6801 2,~~243~~221.0557 CB-5 55265WCZ4 ~~SUB~~ 6.~~36163~~36463% ~~266~~264,~~586~~101.3631 1,~~413~~399.0754 CB-6 55265WDA8 ~~SUB~~ 6.~~36163~~36463% ~~431~~427,~~666~~642.7687 2,~~288~~266.1018 Totals ~~372~~316,~~741~~427,~~488~~337.9182 1,~~984~~683,~~164~~009.4102

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses 1-A-1 93,~~869~~179,~~216~~687.2018 0.00 ~~165~~143,~~607~~336,~~243~~727.2404 103,~~852~~999,~~705~~783.5432 0.00 2-A-1 2,~~806~~166,~~193~~599.4109 0.00 9281,~~648~~241,~~272~~132.2739 32,~~299~~596,~~119~~797.0557 0.00 3-A-1 41,~~164~~723,~~748~~005.7886 0.00 3933,~~149~~240,~~212~~980.8910 41,~~379~~897,~~721~~603.3536 0.00 4-A-1 1,~~887~~197,~~491~~833.2992 0.00 4135,~~381~~875,~~966~~633.5576 21,~~100~~380,~~716~~234.9149 0.00 4-A-2 ~~209~~133,~~741~~105.5554 0.00 43,~~598~~986,~~441~~567.3538 ~~233~~153,~~435~~374.5823 0.00 AL-R 0.00 0.00 0.00 0.00 0.00 A-UR 0.00 0.00 0.00 0.00 0.00 15-B-1 2,~~431~~449.6697 0.00 ~~420~~410,~~060~~277.0902 4,~~613~~578.4072 0.00 15-B-2 1,~~210~~219.2031 0.00 ~~209~~204,~~057~~188.6879 2,~~296~~278.0276 0.00 15-B-3 ~~906~~913.2407 0.00 ~~156~~152,~~550~~904.17 1,~~719~~706.3442 0.00 30-B-1 7,~~277~~569.1860 0.00 4,~~979~~949,~~300~~364.9514 35,~~225~~315.3504 0.00 30-B-2 ~~600~~624.7589 0.00 ~~411~~408,~~052~~581.9661 2,~~907~~915.9434 0.00 30-B-3 ~~449~~467.8491 0.00 ~~307~~305,~~793~~942.2875 2,~~177~~182.4498 0.00 HY-B-1 2,~~055~~114.5751 0.00 2,~~235~~227,~~833~~581.4114 13,~~121~~163.2701 0.00 HY-B-2 ~~310~~319.2615 0.00 ~~337~~336,~~465~~219.5195 1,~~980~~986.4675 0.00 HY-B-3 ~~206~~212.8477 0.00 224,~~977~~146.0063 1,~~320~~324.3151 0.00 CB-4 ~~979~~998.0923 0.00 ~~422~~418,~~189~~225.6077 3,~~222~~219.1480 0.00 CB-5 ~~616~~628.8086 0.00 ~~265~~263,~~969~~472.5644 2,~~029~~028.8740 0.00 CB-6 ~~998~~1,018.7528 0.00 ~~430~~426,~~668~~624.0159 3,~~286~~284.8546 0.00 Totals 188,~~955~~418,~~434~~768.4114 0.00 ~~353~~308,~~786~~008,~~054~~569.5267 2010,~~939~~101,~~598~~777.8216 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (~~1~~) 1~~-A-1 200,960,000.00 ~~175~~146,~~476~~516,~~459~~414.4522 ~~256~~223,~~082~~741.0134 92,~~613~~955,~~134~~945.1984 0.00 0.00 2-A-1 106,791,000.00 9583,~~454~~407,~~465~~731.6948 ~~549~~495,~~389~~112.6787 21,~~256~~671,~~803~~486.7422 0.00 0.00 3-A-1 52,510,000.00 4334,~~313~~963,~~961~~985.6796 4135,~~755~~333.0429 41,~~122~~687,~~993~~672.7457 0.00 0.00 4-A-1 51,655,000.00 4337,~~269~~073,~~457~~467.8468 3733,~~944~~049.2210 1,~~849~~164,~~547~~784.0782 0.00 0.00 4-A-2 5,740,000.00 4,~~808~~119,~~182~~672.9192 43,~~216~~672.4348 ~~205~~129,~~525~~433.1206 0.00 0.00 AL-R 50.00 0.00 0.00 0.00 0.00 0.00 A-UR 50.00 0.00 0.00 0.00 0.00 0.00 15-B-1 432,000.00 ~~422~~412,~~491~~726.7499 2,~~431~~449.6697 0.00 0.00 0.00 15-B-2 215,000.00 ~~210~~205,~~267~~408.8811 1,~~210~~219.2031 0.00 0.00 0.00 15-B-3 161,000.00 ~~157~~153,~~456~~817.4123 ~~906~~913.2407 0.00 0.00 0.00 30-B-1 5,015,000.00 4,~~986~~956,~~578~~933.1274 7,~~277~~569.1860 0.00 0.00 0.00 30-B-2 414,000.00 ~~411~~409,~~653~~206.7149 ~~600~~624.7589 0.00 0.00 0.00 30-B-3 310,000.00 ~~308~~306,~~243~~410.1166 ~~449~~467.8491 0.00 0.00 0.00 HY-B-1 2,246,000.00 2,~~237~~229,~~888~~695.9865 2,~~055~~114.5751 0.00 0.00 0.00 HY-B-2 339,000.00 ~~337~~336,~~775~~539.7610 ~~310~~319.2615 0.00 0.00 0.00 HY-B-3 226,000.00 ~~225~~224,~~183~~359.8440 ~~206~~212.8477 0.00 0.00 0.00 CB-4 427,000.00 ~~423~~419,~~168~~224.6801 ~~979~~998.0923 0.00 0.00 0.00 CB-5 269,000.00 ~~266~~264,~~586~~101.3631 ~~616~~628.8086 0.00 0.00 0.00 CB-6 435,575.02 ~~431~~427,~~666~~642.7687 ~~998~~1,018.7528 0.00 0.00 0.00 Totals 428,145,675.02 ~~372~~316,~~741~~427,~~488~~337.9182 ~~907~~809,~~430~~445.5563 187,~~048~~609,~~003~~322.8651 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution 1-A-1 93,~~869~~179,~~216~~687.2018 ~~165~~143,~~607~~336,~~243~~727.2404 0.~~82408063~~713260 93,~~869~~179,~~216~~687.2018 2-A-1 2,~~806~~166,~~193~~599.4109 9281,~~648~~241,~~272~~132.2739 0.~~86756630~~760749 2,~~806~~166,~~193~~599.4109 3-A-1 41,~~164~~723,~~748~~005.7886 3933,~~149~~240,~~212~~980.8910 0.~~74555728~~633041 41,~~164~~723,~~748~~005.7886 4-A-1 1,~~887~~197,~~491~~833.2992 4135,~~381~~875,~~966~~633.5576 0.~~80112219~~694524 1,~~887~~197,~~491~~833.2992 4-A-2 ~~209~~133,~~741~~105.5554 43,~~598~~986,~~441~~567.3538 0.~~80112219~~694524 ~~209~~133,~~741~~105.5554 AL-R 0.00 0.00 0.~~00000000~~000000 0.00 A-UR 0.00 0.00 0.~~00000000~~000000 0.00 15-B-1 2,~~431~~449.6697 ~~420~~410,~~060~~277.0902 0.~~97236132~~949715 2,~~431~~449.6697 15-B-2 1,~~210~~219.2031 ~~209~~204,~~057~~188.6879 0.~~97236130~~949715 1,~~210~~219.2031 15-B-3 ~~906~~913.2407 ~~156~~152,~~550~~904.17 0.~~97236130~~949715 ~~906~~913.2407 30-B-1 7,~~277~~569.1860 4,~~979~~949,~~300~~364.9514 0.~~99288155~~986912 7,~~277~~569.1860 30-B-2 ~~600~~624.7589 ~~411~~408,~~052~~581.9661 0.~~99288155~~986912 ~~600~~624.7589 30-B-3 ~~449~~467.8491 ~~307~~305,~~793~~942.2875 0.~~99288155~~986912 ~~449~~467.8491 HY-B-1 2,~~055~~114.5751 2,~~235~~227,~~833~~581.4114 0.~~99547347~~991799 2,~~055~~114.5751 HY-B-2 ~~310~~319.2615 ~~337~~336,~~465~~219.5195 0.~~99547348~~991799 ~~310~~319.2615 HY-B-3 ~~206~~212.8477 224,~~977~~146.0063 0.~~99547345~~991799 ~~206~~212.8477 CB-4 ~~979~~998.0923 ~~422~~418,~~189~~225.6077 0.~~98873443~~979451 ~~979~~998.0923 CB-5 ~~616~~628.8086 ~~265~~263,~~969~~472.5644 0.~~98873442~~979451 ~~616~~628.8086 CB-6 ~~998~~1,018.7528 ~~430~~426,~~668~~624.0159 0.~~98873441~~979451 ~~998~~1,018.7528 Totals 188,~~955~~418,~~434~~768.4114 ~~353~~308,~~786~~008,~~054~~569.5267 0.~~82632168~~719401 188,~~955~~418,~~434~~768.4114

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ 1-A-1 200,960,000.00 ~~873~~729.~~19098054~~082475 1.~~27429344~~113363 4714.~~83605787~~709125 0.~~00000000~~000000 2-A-1 106,791,000.00 ~~893~~781.~~84372925~~037086 54.~~14453156~~636279 2115.~~13290202~~651939 0.~~00000000~~000000 3-A-1 52,510,000.00 ~~824~~665.~~87072310~~853856 0.~~79518263~~672887 7832.~~51825824~~140022 0.~~00000000~~000000 4-A-1 51,655,000.00 ~~837~~717.~~66252715~~713052 0.~~73457013~~639804 3522.~~80577040~~549314 0.~~00000000~~000000 4-A-2 5,740,000.00 ~~837~~717.~~66252787~~713052 0.~~73456969~~639805 3522.~~80577003~~549314 0.~~00000000~~000000 AL-R 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-UR 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 15-B-1 432,000.00 ~~977~~955.~~99013889~~386551 5.~~62884259~~671227 0.~~00000000~~000000 0.~~00000000~~000000 15-B-2 215,000.00 ~~977~~955.~~99013953~~386558 5.~~62883721~~671209 0.~~00000000~~000000 0.~~00000000~~000000 15-B-3 161,000.00 ~~977~~955.~~99012422~~386522 5.~~62881988~~671242 0.~~00000000~~000000 0.~~00000000~~000000 30-B-1 5,015,000.00 ~~994~~988.~~33262612~~421484 1.~~45108275~~509392 0.~~00000000~~000000 0.~~00000000~~000000 30-B-2 414,000.00 ~~994~~988.~~33263285~~421473 1.~~45108696~~509396 0.~~00000000~~000000 0.~~00000000~~000000 30-B-3 310,000.00 ~~994~~988.~~33261290~~421484 1.~~45109677~~509387 0.~~00000000~~000000 0.~~00000000~~000000 HY-B-1 2,246,000.00 ~~996~~992.~~38868210~~740717 0.~~91521371~~941456 0.~~00000000~~000000 0.~~00000000~~000000 HY-B-2 339,000.00 ~~996~~992.~~38867257~~740708 0.~~91522124~~941445 0.~~00000000~~000000 0.~~00000000~~000000 HY-B-3 226,000.00 ~~996~~992.~~38867257~~740708 0.~~91522124~~941460 0.~~00000000~~000000 0.~~00000000~~000000 CB-4 427,000.00 ~~991~~981.~~02735363~~789251 2.~~29295082~~337775 0.~~00000000~~000000 0.~~00000000~~000000 CB-5 269,000.00 ~~991~~981.~~02736059~~789257 2.~~29293680~~337770 0.~~00000000~~000000 0.~~00000000~~000000 CB-6 435,575.02 ~~991~~981.~~02735506~~789245 2.~~29294600~~337783 0.~~00000000~~000000 0.~~00000000 (2) All Classes are per $1,000 denomination~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution 1-A-1 0.~~00000000~~000000 4915.~~11035131~~822488 ~~824~~713.~~08062918~~259987 0.~~82408063~~713260 4915.~~11035131~~822488 2-A-1 0.~~00000000~~000000 2620.~~27743359~~288218 ~~867~~760.~~56629557~~748868 0.~~86756630~~760749 2620.~~27743359~~288218 3-A-1 0.~~00000000~~000000 7932.~~31344087~~812909 ~~745~~633.~~55728223~~040946 0.~~74555728~~633041 7932.~~31344087~~812909 4-A-1 0.~~00000000~~000000 3623.~~54034053~~189119 ~~801~~694.~~12218662~~523933 0.~~80112219~~694524 3623.~~54034053~~189119 4-A-2 0.~~00000000~~000000 3623.~~54033972~~189118 ~~801~~694.~~12218641~~523934 0.~~80112219~~694524 3623.~~54033972~~189118 AL-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-UR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 15-B-1 0.~~00000000~~000000 5.~~62884259~~671227 ~~972~~949.~~36131944~~715324 0.~~97236132~~949715 5.~~62884259~~671227 15-B-2 0.~~00000000~~000000 5.~~62883721~~671209 ~~972~~949.~~36130233~~715302 0.~~97236130~~949715 5.~~62883721~~671209 15-B-3 0.~~00000000~~000000 5.~~62881988~~671242 ~~972~~949.~~36130435~~715342 0.~~97236130~~949715 5.~~62881988~~671242 30-B-1 0.~~00000000~~000000 1.~~45108275~~509392 ~~992~~986.~~88154536~~912092 0.~~99288155~~986912 1.~~45108275~~509392 30-B-2 0.~~00000000~~000000 1.~~45108696~~509396 ~~992~~986.~~88154589~~912101 0.~~99288155~~986912 1.~~45108696~~509396 30-B-3 0.~~00000000~~000000 1.~~45109677~~509387 ~~992~~986.~~88154839~~912097 0.~~99288155~~986912 1.~~45109677~~509387 HY-B-1 0.~~00000000~~000000 0.~~91521371~~941456 ~~995~~991.~~47346839~~799261 0.~~99547347~~991799 0.~~91521371~~941456 HY-B-2 0.~~00000000~~000000 0.~~91522124~~941445 ~~995~~991.~~47348083~~799263 0.~~99547348~~991799 0.~~91522124~~941445 HY-B-3 0.~~00000000~~000000 0.~~91522124~~941460 ~~995~~991.~~47345133~~799248 0.~~99547345~~991799 0.~~91522124~~941460 CB-4 0.~~00000000~~000000 2.~~29295082~~337775 ~~988~~979.~~73442623~~451452 0.~~98873443~~979451 2.~~29295082~~337775 CB-5 0.~~00000000~~000000 2.~~29293680~~337770 ~~988~~979.~~73442379~~451450 0.~~98873442~~979451 2.~~29293680~~337770 CB-6 0.~~00000000~~000000 2.~~29294600~~337783 ~~988~~979.~~73440906~~451462 0.~~98873441~~979451 2.~~29294600~~337783 ~~(3)~~All ~~Amount~~Classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~denomination

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ 1-A-1 ~~200,960,000.00~~11/01/05 - 11/30/05 30 6.~~72758~~71981% ~~175~~146,~~476~~516,~~459~~414.4522 ~~983~~820,~~776~~468.4633 0.00 ~~0.00~~ 2-A-1 ~~106,791,000.00~~11/01/05 - 11/30/05 30 6.~~19678~~20702% 9583,~~454~~407,~~465~~731.6948 ~~492~~431,~~925~~427.6467 0.00 ~~0.00~~ 3-A-1 ~~52,510,000.00~~11/01/05 - 11/30/05 30 5.~~95575~~99237% 4334,~~313~~963,~~961~~985.6796 ~~214~~174,~~972~~597.5750 0.00 ~~0.00~~ 4-A-1 ~~51,655,000.00~~11/01/05 - 11/30/05 30 5.~~91343~~90397% 4337,~~269~~073,~~457~~467.8468 ~~213~~182,~~225~~400.6257 0.00 ~~0.00~~ 4-A-2 ~~5,740,000.00~~11/01/05 - 11/30/05 30 5.~~91343~~90397% 4,~~808~~119,~~182~~672.9192 2320,~~694~~268.0369 0.00 ~~0.00~~ AL-R ~~50.00~~N/A N/A 6.~~72308~~72146% 0.00 0.00 0.00 ~~0.00~~ A-UR ~~50.00~~N/A N/A 6.~~72308~~72146% 0.00 0.00 0.00 ~~0.00~~ 15-B-1 ~~432,000.00~~11/01/05 - 11/30/05 30 6.~~19678~~20702% ~~422~~412,~~491~~726.7499 2,~~181~~134.7484 0.00 ~~0.00~~ 15-B-2 ~~215,000.00~~11/01/05 - 11/30/05 30 6.~~19678~~20702% ~~210~~205,~~267~~408.8811 1,~~085~~062.8248 0.00 ~~0.00~~ 15-B-3 ~~161,000.00~~11/01/05 - 11/30/05 30 6.~~19678~~20702% ~~157~~153,~~456~~817.4123 ~~813~~795.1062 0.00 ~~0.00~~ 30-B-1 ~~5,015,000.00~~11/01/05 - 11/30/05 30 6.~~72758~~71981% 4,~~986~~956,~~578~~933.1274 27,~~956~~758.3303 0.00 ~~0.00~~ 30-B-2 ~~414,000.00~~11/01/05 - 11/30/05 30 6.~~72758~~71981% ~~411~~409,~~653~~206.7149 2,~~307~~291.8649 0.00 ~~0.00~~ 30-B-3 ~~310,000.00~~11/01/05 - 11/30/05 30 6.~~72758~~71981% ~~308~~306,~~243~~410.1166 1,~~728~~715.1185 0.00 ~~0.00~~ HY-B-1 ~~2,246,000.00~~11/01/05 - 11/30/05 30 5.~~93365~~94619% 2,~~237~~229,~~888~~695.9865 11,~~065~~048.7050 0.00 ~~0.00~~ HY-B-2 ~~339,000.00~~11/01/05 - 11/30/05 30 5.~~93365~~94619% ~~337~~336,~~775~~539.7610 1,~~670~~667.2060 0.00 ~~0.00~~ HY-B-3 ~~226,000.00~~11/01/05 - 11/30/05 30 5.~~93365~~94619% ~~225~~224,~~183~~359.8440 1,~~113~~111.4774 0.00 ~~0.00~~ CB-4 ~~427,000.00~~11/01/05 - 11/30/05 30 6.~~36163~~36463% ~~423~~419,~~168~~224.6801 2,~~243~~223.3750 0.00 ~~0.00~~ CB-5 ~~269,000.00~~11/01/05 - 11/30/05 30 6.~~36163~~36463% ~~266~~264,~~586~~101.3631 1,~~413~~400.2776 0.00 ~~0.00~~ CB-6 ~~435,575.02~~11/01/05 - 11/30/05 30 6.~~36163~~36463% ~~431~~427,~~666~~642.7687 2,~~288~~268.4216 0.00 ~~0.00~~ Totals ~~428,145,675.02~~ 1,~~984~~684,~~461~~641.7133 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance 1-A-1 ~~287.12~~ 0.00 ~~983~~372.19 820,~~489~~096.3414 0.00 ~~165~~143,~~607~~336,~~243~~727.2404 2-A-1 0.00 01,229.0019 ~~492~~430,~~925~~198.6448 0.00 9281,~~648~~241,~~272~~132.2739 3-A-1 0.00 0.00 ~~214~~174,~~972~~597.5750 0.00 3933,~~149~~240,~~212~~980.8910 4-A-1 0.00 0.00 ~~213~~182,~~225~~400.6257 0.00 4135,~~381~~875,~~966~~633.5576 4-A-2 0.00 0.00 2320,~~694~~268.0369 0.00 43,~~598~~986,~~441~~567.3538 AL-R 0.00 0.00 0.00 0.00 0.00 A-UR 0.00 0.00 0.00 0.00 0.00 15-B-1 0.00 06.0008 2,~~181~~128.7475 0.00 ~~420~~410,~~060~~277.0902 15-B-2 0.00 03.0003 1,~~085~~059.8245 0.00 ~~209~~204,~~057~~188.6879 15-B-3 0.00 02.0027 ~~813~~793.1035 0.00 ~~156~~152,~~550~~904.17 30-B-1 ~~8.16~~ 0.00 12.59 27,~~948~~745.1744 0.00 4,~~979~~949,~~300~~364.9514 30-B-2 0.6700 01.0004 2,~~307~~290.1945 0.00 ~~411~~408,~~052~~581.9661 30-B-3 0.5000 0.0078 1,~~727~~715.6007 0.00 ~~307~~305,~~793~~942.2875 HY-B-1 0.00 0.00 11,~~065~~048.7050 0.00 2,~~235~~227,~~833~~581.4114 HY-B-2 0.00 0.00 1,~~670~~667.2060 0.00 ~~337~~336,~~465~~219.5195 HY-B-3 0.00 0.00 1,~~113~~111.4774 0.00 224,~~977~~146.0063 CB-4 0.3200 01.0094 2,~~243~~221.0557 0.00 ~~422~~418,~~189~~225.6077 CB-5 0.2000 01.0022 1,~~413~~399.0754 0.00 ~~265~~263,~~969~~472.5644 CB-6 0.3300 01.0097 2,~~288~~266.1018 0.00 ~~430~~426,~~668~~624.0159 Totals ~~297.30~~ 0.00 1,~~984~~632.30 1,~~164~~683,009.4102 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ 1-A-1 11/01/05 - 11/30/05 200,960,000.00 6.~~72758~~71981% ~~873~~729.~~19098054~~082475 4.~~89538445~~082744 0.~~00000000~~000000 ~~0.00000000~~ 2-A-1 11/01/05 - 11/30/05 106,791,000.00 6.~~19678~~20702% ~~893~~781.~~84372925~~037086 4.~~61579759~~039925 0.~~00000000~~000000 ~~0.00000000~~ 3-A-1 11/01/05 - 11/30/05 52,510,000.00 5.~~95575~~99237% ~~824~~665.~~87072310~~853856 43.~~09393582~~325033 0.~~00000000~~000000 ~~0.00000000~~ 4-A-1 11/01/05 - 11/30/05 51,655,000.00 5.~~91343~~90397% ~~837~~717.~~66252715~~713052 43.~~12787959~~531131 0.~~00000000~~000000 ~~0.00000000~~ 4-A-2 11/01/05 - 11/30/05 5,740,000.00 5.~~91343~~90397% ~~837~~717.~~66252787~~713052 43.~~12787979~~531131 0.~~00000000~~000000 ~~0.00000000~~ AL-R N/A 50.00 6.~~72308~~72146% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ A-UR N/A 50.00 6.~~72308~~72146% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 15-B-1 11/01/05 - 11/30/05 432,000.00 6.~~19678~~20702% ~~977~~955.~~99013889~~386551 54.~~05032407~~941759 0.~~00000000~~000000 ~~0.00000000~~ 15-B-2 11/01/05 - 11/30/05 215,000.00 6.~~19678~~20702% ~~977~~955.~~99013953~~386558 54.~~05032558~~941767 0.~~00000000~~000000 ~~0.00000000~~ 15-B-3 11/01/05 - 11/30/05 161,000.00 6.~~19678~~20702% ~~977~~955.~~99012422~~386522 54.~~05031056~~941739 0.~~00000000~~000000 ~~0.00000000~~ 30-B-1 11/01/05 - 11/30/05 5,015,000.00 6.~~72758~~71981% ~~994~~988.~~33262612~~421484 5.~~57454237~~535001 0.~~00000000~~000000 ~~0.00000000~~ 30-B-2 11/01/05 - 11/30/05 414,000.00 6.~~72758~~71981% ~~994~~988.~~33263285~~421473 5.~~57454106~~535000 0.~~00000000~~000000 ~~0.00000000~~ 30-B-3 11/01/05 - 11/30/05 310,000.00 6.~~72758~~71981% ~~994~~988.~~33261290~~421484 5.~~57454839~~535000 0.~~00000000~~000000 ~~0.00000000~~ HY-B-1 11/01/05 - 11/30/05 2,246,000.00 5.~~93365~~94619% ~~996~~992.~~38868210~~740717 4.~~92684773~~919190 0.~~00000000~~000000 ~~0.00000000~~ HY-B-2 11/01/05 - 11/30/05 339,000.00 5.~~93365~~94619% ~~996~~992.~~38867257~~740708 4.~~92684366~~919174 0.~~00000000~~000000 ~~0.00000000~~ HY-B-3 11/01/05 - 11/30/05 226,000.00 5.~~93365~~94619% ~~996~~992.~~38867257~~740708 4.~~92685841~~919204 0.~~00000000~~000000 ~~0.00000000~~ CB-4 11/01/05 - 11/30/05 427,000.00 6.~~36163~~36463% ~~991~~981.~~02735363~~789251 5.~~25379391~~207260 0.~~00000000~~000000 ~~0.00000000~~ CB-5 11/01/05 - 11/30/05 269,000.00 6.~~36163~~36463% ~~991~~981.~~02736059~~789257 5.~~25379182~~207286 0.~~00000000~~000000 ~~0.00000000~~ CB-6 11/01/05 - 11/30/05 435,575.02 6.~~36163~~36463% ~~991~~981.~~02735506~~789245 5.~~25379072~~207277 0.~~00000000 0.00000000 (5) All Classes are per $1,000 denomination~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance 1-A-1 0.~~00142874~~000000 0.~~00000000~~001852 4.~~89395571~~080892 0.~~00000000~~000000 ~~824~~713.~~08062918~~259987 2-A-1 0.~~00000000~~000000 0.~~00000000~~011510 4.~~61579759~~028415 0.~~00000000~~000000 ~~867~~760.~~56629557~~748868 3-A-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~09393582~~325033 0.~~00000000~~000000 ~~745~~633.~~55728223~~040946 4-A-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~12787959~~531131 0.~~00000000~~000000 ~~801~~694.~~12218662~~523933 4-A-2 0.~~00000000~~000000 0.~~00000000~~000000 43.~~12787979~~531131 0.~~00000000~~000000 ~~801~~694.~~12218641~~523934 AL-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-UR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 15-B-1 0.~~00000000~~000000 0.~~00000000~~014074 54.~~05032407~~927662 0.~~00000000~~000000 ~~972~~949.~~36131944~~715324 15-B-2 0.~~00000000~~000000 0.~~00000000~~014093 54.~~05032558~~927674 0.~~00000000~~000000 ~~972~~949.~~36130233~~715302 15-B-3 0.~~00000000~~000000 0.~~00000000~~014099 54.~~05031056~~927640 0.~~00000000~~000000 ~~972~~949.~~36130435~~715342 30-B-1 0.~~00162712~~000000 0.~~00000000~~002510 5.~~57291525~~532491 0.~~00000000~~000000 ~~992~~986.~~88154536~~912092 30-B-2 0.~~00161836~~000000 0.~~00000000~~002512 5.~~57292271~~532488 0.~~00000000~~000000 ~~992~~986.~~88154589~~912101 30-B-3 0.~~00161290~~000000 0.~~00000000~~002516 5.~~57290323~~532484 0.~~00000000~~000000 ~~992~~986.~~88154839~~912097 HY-B-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~92684773~~919190 0.~~00000000~~000000 ~~995~~991.~~47346839~~799261 HY-B-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~92684366~~919174 0.~~00000000~~000000 ~~995~~991.~~47348083~~799263 HY-B-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~92685841~~919204 0.~~00000000~~000000 ~~995~~991.~~47345133~~799248 CB-4 0.~~00074941~~000000 0.~~00000000~~004543 5.~~25304450~~202740 0.~~00000000~~000000 ~~988~~979.~~73442623~~451452 CB-5 0.~~00074349~~000000 0.~~00000000~~004535 5.~~25304833~~202751 0.~~00000000~~000000 ~~988~~979.~~73442379~~451450 CB-6 0.~~00075762~~000000 0.~~00000000~~004523 5.~~25305606~~202732 0.~~00000000~~000000 ~~988~~979.~~73440906~~451462 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description.~~denomination

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2110,~~024~~173,~~229~~327.0839 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 2110,~~024~~173,~~229~~327.0839 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 84~~71,~~630~~550.2623 Payment of Interest and Principal 2010,~~939~~101,~~598~~777.8216 Total Withdrawals (Pool Distribution Amount) 2110,~~024~~173,~~229~~327.0839 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall ~~297~~1,632.30 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall ~~297~~1,632.30

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* 8471,~~378~~434.6501 LPMI ~~251~~116.6122 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees 8471,~~630~~550.2623 *Please see the Supplemental Reporting section for the complete list of Servicers.

~~LOAN~~COLLATERAL ~~STATUS~~STATEMENT ~~STRATIFICATION/CREDIT~~Collateral ~~ENHANCEMENT~~Description ~~STATEMENT~~Mixed ~~DELINQUENT~~Fixed ~~BANKRUPTCY~~& ~~FORECLOSURE~~Arm ~~REO~~Weighted ~~Total~~Average NoGross ofCoupon ~~Loans~~6.660075% NoWeighted ofAverage ~~Loans~~Net NoCoupon of6.389173% ~~Loans~~Weighted NoAverage ofPass-Through ~~Loans~~Rate No6.388732% ofWeighted ~~Loans~~Average ~~Principal~~Remaining ~~Balance~~Term ~~Principal~~257 ~~Balance~~Beginning ~~Principal~~Scheduled ~~Balance~~Collateral ~~Principal~~Loan ~~Balance~~Count ~~Principal~~970 ~~Balance~~Number ~~0-29~~Of ~~Days~~Loans 5Paid 0In 0Full 524 ~~1,005,000.83~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral ~~1,005,000.83~~Loan 30Count ~~Days~~946 50Beginning 3Scheduled 2Collateral 0Balance ~~55 12~~316,~~053~~427,~~806~~337.0881 ~~675,957.20~~Ending ~~242,126.79~~Scheduled ~~0.00~~Collateral 12Balance 308,~~971~~008,~~890~~569.0765 60Ending ~~Days~~Actual 13Collateral 0Balance 5at 030-Nov-2005 ~~18 3~~308,~~570~~698,~~927~~913.2756 ~~0.00~~Monthly ~~1,041,767.52~~P&I ~~0.00~~Constant ~~4,612,694.79 90 Days~~ 2 ~~1 0 0 3 243~~,~~942.49 276~~565,~~460~~637.7804 ~~0.00~~Special ~~0.00~~Servicing ~~520,403.27~~Fee ~~120 Days~~ 0 ~~0 3 0 3 0~~.00 ~~0.00~~Realized ~~1,007,193.01~~Loss ~~0.00~~Amount ~~1,007,193.01 150 Days~~ 0 ~~0 1 0 1 0~~.00 ~~0.00~~Cumulative ~~279,397.05~~Realized ~~0.00~~Loss ~~279,397.05 180+ Days~~ 0 ~~0 3 0 3 0~~.00 ~~0.00~~Scheduled ~~659,199.48~~Principal ~~0.00 659~~809,~~199~~445.~~48 Totals~~ 65 9Unscheduled 14Principal ~~0 88 15~~7,~~868~~609,~~675~~322.84 1,957,418.81 3,229,683.85 0.00 21,055,778.50 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.465983% 0.000000% 0.000000% 0.465983% 0.283474% 0.000000% 0.000000% 0.283474% 30 Days 4.659832% 0.279590% 0.186393% 0.000000% 5.125815% 3.399933% 0.190663% 0.068295% 0.000000% 3.658891% 60 Days 1.211556% 0.000000% 0.465983% 0.000000% 1.677540% 1.007227% 0.000000% 0.293844% 0.000000% 1.301071% 90 Days 0.186393% 0.093197% 0.000000% 0.000000% 0.279590% 0.068807% 0.077979% 0.000000% 0.000000% 0.146787% 120 Days 0.000000% 0.000000% 0.279590% 0.000000% 0.279590% 0.000000% 0.000000% 0.284092% 0.000000% 0.284092% 150 Days 0.000000% 0.000000% 0.093197% 0.000000% 0.093197% 0.000000% 0.000000% 0.078808% 0.000000% 0.078808% 180+ Days 0.000000% 0.000000% 0.279590% 0.000000% 0.279590% 0.000000% 0.000000% 0.185936% 0.000000% 0.185936% Totals 6.057782% 0.838770% 1.304753% 0.000000% 8.201305% 4.475967% 0.552116% 0.910974% 0.000000% 5.939057%51

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group 1 No2 of3 ~~Loans~~Collateral NoDescription ofFixed ~~Loans~~30 NoYear ofFixed ~~Loans~~15 NoYear ofMixed ~~Loans~~ARM NoWeighted ofAverage ~~Loans~~Coupon ~~Principal~~Rate ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 340,321~~6.65959963 06.00462714 06.00332833 ~~340,321.65~~Weighted 30Average ~~Days~~Net 41Rate ~~3 2 0 46 9,229,015~~6.55720521 ~~675,957~~6.20207376 ~~242,126~~5.79992363 ~~0.00~~Weighted ~~10,147,099.54~~Average 60Remaining ~~Days~~Term 10299 0131 5308 0Beginning 15Loan ~~3,098,496.25~~Count ~~0.00~~452 ~~1,041,767.52~~243 ~~0.00~~185 ~~4,140,263.77~~Loans 90Paid ~~Days~~In 1Full 18 05 08 2Ending ~~90,042.49~~Loan ~~276,460.78~~Count ~~0.00~~444 ~~0.00~~238 ~~366,503.27~~177 ~~120~~Beginning ~~Days~~Scheduled 0Balance ~~0 3 0 3 0.00 0.00 1~~152,~~007~~702,~~193~~354.0178 ~~0.00 1~~84,~~007~~439,~~193~~258.0184 ~~150 Days 0 0 1 0 1 0.00 0.00 279~~36,~~397.05 0.00 279~~458,~~397~~313.05 ~~180+~~Ending ~~Days~~Scheduled 0Balance ~~0 2 0 2 0.00 0.00 499~~149,~~199.48 0.00 499~~513,~~199~~221.4821 ~~Totals 52 7 13 0 72 12~~82,~~417~~266,~~554~~536.2955 134,~~292~~733,~~739~~797.6308 ~~3,069,683.85~~Record ~~0.00~~Date ~~16,779,977.77~~11/30/2005 ~~0-29~~11/30/2005 ~~Days 0.598802% 0.000000% 0.000000% 0.598802% 0.197780% 0.000000% 0.000000% 0.197780%~~ 11/30/2005 Days 8.183633% 0.598802% 0.399202% 0.000000% 9.181637% 5.363509% 0.392837% 0.140714% 0.000000% 5.897060% 60 Days 1.996008% 0.000000% 0.998004% 0.000000% 2.994012% 1.800714% 0.000000% 0.605431% 0.000000% 2.406144% 90 Days 0.199601% 0.199601% 0.000000% 0.000000% 0.399202% 0.052329% 0.160667% 0.000000% 0.000000% 0.212996% 120 Days 0.000000% 0.000000% 0.598802% 0.000000% 0.598802% 0.000000% 0.000000% 0.585338% 0.000000% 0.585338% 150 Days 0.000000% 0.000000% 0.199601% 0.000000% 0.199601% 0.000000% 0.000000% 0.162374% 0.000000% 0.162374% 180+ Days 0.000000% 0.000000% 0.399202% 0.000000% 0.399202% 0.000000% 0.000000% 0.290113% 0.000000% 0.290113% Totals 10.379242% 1.397206% 2.594810% 0.000000% 14.371257% 7.216552% 0.751285% 1.783969% 0.000000% 9.751805% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance~~And ~~Principal~~Interest ~~Balance~~Constant ~~Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days~~ 1 ~~0 0 0 1 61~~,~~981~~118,856.1963 ~~0.00 0.00 0.00 61~~955,~~981~~991.1971 ~~60 Days 1 0 0 0 1 47~~229,~~924~~247.1908 ~~0.00~~Scheduled ~~0.00~~Principal ~~0.00 47~~233,~~924~~187.1973 ~~90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 109~~501,~~905~~236.3807 ~~0.00 0.00 0.00 109~~36,~~905~~843.3840 ~~0-29~~Unscheduled Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.373134% 0.000000% 0.000000% 0.000000% 0.373134% 0.065846% 0.000000% 0.000000% 0.000000% 0.065846% 60 Days 0.373134% 0.000000% 0.000000% 0.000000% 0.373134% 0.050913% 0.000000% 0.000000% 0.000000% 0.050913% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.746269% 0.000000% 0.000000% 0.000000% 0.746269% 0.116759% 0.000000% 0.000000% 0.000000% 0.116759% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 117~~2,~~679.16 0.00 0.00 117~~955,~~679~~945.1684 ~~30 Days 5 0 0 0 5~~ 1,~~271~~671,~~798~~486.2022 ~~0.00 0.00 0.00~~ 1,~~271~~687,~~798~~672.2057 60Scheduled ~~Days~~Interest ~~2 0 0 0 2 424~~885,~~506~~668.8390 0454,755.0064 ~~0.00 0.00 424~~192,~~506~~403.8368 90Servicing ~~Days~~Fee ~~1 0 0 0 1 153~~30,~~900~~469.0045 017,967.0011 ~~0.00 0.00 153~~10,~~900~~344.0013 ~~120~~Master ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 0.00 0.00 ~~0.00~~Trustee ~~0.00~~Fee ~~150 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~FRY ~~0.00~~Amount ~~180+ Days~~ 0 ~~0 1 0 1 0~~.00 0.00 ~~160,000.00~~ 0.00 ~~160,000.00~~Special ~~Totals~~Hazard 8Fee ~~1 1~~ 0 ~~10 1,850,205~~.~~03 117,679.16 160,000.~~00 0.00 ~~2,127,884.19~~ 0~~-29 Days 0~~.~~490196%~~00 ~~0.000000%~~Other ~~0.000000%~~Fee 0.490196% 0.289318% 0.000000% 0.000000% 0.289318% 30 Days 2.450980% 0.000000% 0.000000% 0.000000% 2.450980% 3.126759% 0.000000% 0.000000% 0.000000% 3.126759% 60 Days 0.980392% 0.000000% 0.000000% 0.000000% 0.980392% 1.043664% 0.000000% 0.000000% 0.000000% 1.043664% 90 ~~Days 0~~.~~490196%~~95 025.~~000000%~~27 0.~~000000%~~00 ~~0.000000%~~Pool ~~0.490196%~~Insurance ~~0.378368%~~Fee 0.~~000000%~~00 0.~~000000%~~00 0.~~000000%~~00 ~~0.378368%~~Spread 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.490196% 0.000000% 0.490196% 0.000000% 0.000000% 0.393365% 0.000000% 0.393365% Totals 3.921569% 0.490196% 0.490196% 0.000000% 4.901961% 4.548791% 0.289318% 0.393365% 0.000000% 5.231475% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 ~~0 1 547,000~~.0200 0.00 0.00 ~~547,000.02~~Spread 302 ~~Days 3~~ 0 ~~0 0 3 1,491,011~~.~~14 0.~~00 0.00 0.00 ~~1,491,011.14~~Spread 603 ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Net ~~0.00~~Interest ~~90 Days 0 0 0 0 0 0~~855,108.0050 0436,763.0026 0182,059.0055 ~~0.00~~Realized ~~0.00~~Loss ~~120~~Amount ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~150~~Loss ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Percentage ~~0.00~~of ~~180+~~Cumulative ~~Days~~Losses 0 ~~0 0 0 0 0~~.000000 0.000000 0.000000 ~~0.00~~Special ~~0.00~~Servicing ~~Totals~~Fee ~~3 1~~ 0 ~~0 4 1,491,011~~.1400 ~~547,000.02~~ 0.00 0.00 ~~2,038,011.16 0~~Pass-29Through ~~Days~~Rate 16.~~000000%~~719806 06.~~000000%~~207017 05.000000% 1.000000% 1.147828% 0.000000% 0.000000% 1.147828% 30 Days 3.000000% 0.000000% 0.000000% 0.000000% 3.000000% 3.128747% 0.000000% 0.000000% 0.000000% 3.128747% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.000000% 1.000000% 0.000000% 0.000000% 4.000000% 3.128747% 1.147828% 0.000000% 0.000000% 4.276576%992364

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group A4 ~~Insufficient~~Total ~~Funds~~Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 6.258511 6.660075 Weighted Average Net Rate 5.903972 6.389173 Weighted Average Remaining Term 316 257 Beginning Loan Count 90 970 Loans Paid In Full 3 24 Ending Loan Count 87 946 Beginning Scheduled Balance 42,827,411.14 316,427,337.81 Ending Scheduled Balance 41,495,014.81 308,008,569.65 Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 261,541.62 2,565,637.04 Scheduled Principal 38,178.45 809,445.65 Unscheduled Principal 1,294,217.88 7,609,322.51 Scheduled Interest 223,363.17 1,756,191.39 Servicing Fee 12,653.32 71,434.01 Master Servicing Fee 0.00 ~~Principal~~0.00 ~~Balance~~Trustee ofFee ~~Contaminated~~0.00 ~~Properties~~0.00 FRY Amount 0.00 ~~Periodic~~0.00 ~~Advance~~Special ~~141~~Hazard Fee 0.00 0.00 Other Fee 0.00 116.22 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 210,~~638~~709.0885 1,684,641.16 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.903972 6.388732

~~Summary~~Additional 12Reporting ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep~~-04 ~~0.000%~~Group ~~Original~~Level ~~Principal~~Miscellaneous ~~Balance~~Reporting 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12Senior ~~Month~~Prepayment ~~REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000~~% ~~Original Principal Balance 0~~100.~~00 Oct-04 0.000~~000000% ~~Current~~Senior ~~Principal Balance 0.00 Nov-04 0.000~~% ~~Dec-04 0~~95.~~000~~949021% ~~Current~~Subordinate ~~REO Total Jan-05 0.000~~% ~~Loans in REO 0 Feb-05 0~~4.~~000~~050979% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12Senior ~~Month~~Prepayment ~~REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000~~% ~~Original Principal Balance 0~~100.~~00 Oct-04 0.000~~000000% ~~Current~~Senior ~~Principal Balance 0.00 Nov-04 0.000~~% ~~Dec-04 0~~98.~~000~~778379% ~~Current~~Subordinate ~~REO Total Jan-05 0.000~~% ~~Loans in REO 0 Feb-05 0~~1.~~000~~221621% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12Senior ~~Month~~Prepayment ~~REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000~~% ~~Original Principal Balance 0~~100.~~00 Oct-04 0.000~~000000% ~~Current~~Senior ~~Principal Balance 0.00 Nov-04 0.000~~% ~~Dec-04 0~~95.~~000~~901272% ~~Current~~Subordinate ~~REO Total Jan-05 0.000~~% ~~Loans in REO 0 Feb-05 0~~4.~~000~~098728% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12Senior ~~Month~~Prepayment ~~REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000~~% ~~Original Principal Balance 0~~100.~~00 Oct-04 0.000~~000000% ~~Current~~Senior ~~Principal Balance 0.00 Nov-04 0.000~~% ~~Dec-04 0~~96.~~000~~184055% ~~Current~~Subordinate ~~REO Total Jan-05 0.000~~% ~~Loans in REO 0 Feb-05 0~~3.~~000~~815945% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 51 ~~Sep~~Jan-0405 0.000% Original Principal Balance 1617,~~167,150~~000.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 1590,~~086,698~~742.0192 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.~~000~~026% Loans in Foreclosure 146 ~~Feb~~Jun-05 0.~~000~~485% Original Principal Balance 31,~~458~~793,~~530~~700.00 ~~Mar~~Jul-05 0.~~000~~662% Current Principal Balance 31,~~229~~650,~~683~~675.8596 ~~Apr~~Aug-05 0.~~000~~911% ~~May~~Sep-05 0.~~026~~695% ~~Jun~~Oct-05 0.~~485~~982% ~~Jul~~Nov-05 0.~~662~~596% ~~Aug~~Dec-05 0.~~911~~535% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 50 ~~Sep~~Jan-0405 0.000% Original Principal Balance ~~1,167,150~~0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance ~~1,086,698~~0.0100 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.~~000~~053% Loans in Foreclosure 135 ~~Feb~~Jun-05 0.~~000~~760% Original Principal Balance 31,~~298~~176,~~530~~700.00 ~~Mar~~Jul-05 01.~~000~~112% Current Principal Balance 31,~~069~~059,~~683~~933.8504 ~~Apr~~Aug-05 01.~~000~~784% ~~May~~Sep-05 01.~~053~~439% ~~Jun~~Oct-05 01.~~760~~942% ~~Jul~~Nov-05 1.~~112~~236% ~~Aug~~Dec-05 10.~~784~~708% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 10 ~~Feb~~Jun-05 0.~~000~~937% Original Principal Balance ~~160,000~~0.00 ~~Mar~~Jul-05 01.000% Current Principal Balance ~~160,000~~0.00 ~~Apr~~Aug-05 0.~~000~~393% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.~~937~~408% ~~Jul~~Nov-05 10.000% ~~Aug~~Dec-05 0.~~393~~000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 01 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0617,000.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0590,742.0092 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 01 ~~Feb~~Jun-05 0.000% Original Principal Balance 0617,000.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0590,742.0092 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 01.~~000~~423% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance 1 ~~0001222537 Jul-2005 01-Oct-2001 CA 72.50 580,000.00 1~~ 0001423862 Aug-2005 01-Dec-1998 IL 72.16 259,200.00 1 ~~0002069524~~0002757961 ~~May~~Nov-2005 01-~~Mar-1999 MN 70.00 112,000.00 1 0004369922 Aug-2005 01-Aug-1999 VA 80.00 260,000.00 1 0005118726 Jun-2005 01-Jan-2000 AK 85.00 108,800.00 1 0006644371 Jul-2005 01-~~Dec-~~1995~~1998 UTNY 8775.~~48 233,580.~~00 ~~1 0006678494 Aug-2005 01-Jan-1996 TX 81.00 213~~244,~~550~~500.00 1 0006816953 Jun-2005 01-Jan-1999 NY 54.17 325,000.00 1 ~~0006997829 Jun-2005 01-Oct-1995 CO 90.00 220,500.00 1~~ 0007068611 Jun-2005 01-Dec-1998 OH 86.67 260,000.00 1 ~~0616647133~~0007481702 ~~Jul~~Nov-2005 01-~~Oct~~May-~~2001~~1999 COGA 7480.00 ~~291~~88,~~500~~000.00 14 ~~0616688543~~0008549300 ~~Aug~~Dec-2005 01-~~Oct~~Aug-2001 FLNY 7241.0010 ~~290~~617,000.00 ~~1 828504 Aug-2005 01-Jan-2002 OR 95.00 144,400.00 3 0000751437 Jun-2005 01-Jul-2002 CA 33.00 160,000.00~~

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest 1 ~~0001222537 558,442.05 01-Mar-2005 4 7.250% 16,253.70 1~~ 0001423862 235,392.36 01-Mar-2005 48 6.750% 611,~~404~~492.6555 1 ~~0002069524~~0002757961 ~~101~~226,~~746~~378.3314 01-Jun-2005 15 67.750% ~~1,666.10 1 0004369922 241,640.06 01-May-2005 2 7.000% 5,473.52 1 0005118726 103,075.15 01-May-2005 2~~ 9~~.125% 3~~,~~047~~944.8132 1 ~~0006644371 207,442.81 01-May-2005 2 8.125% 5,475.57 1 0006678494 189,888.08 01-May-2005 2 8.125% 5,012.22 1~~ 0006816953 299,721.42 01-May-2005 26 7.125% 613,~~863~~689.8975 1 ~~0006997829 213,358.60 01-Mar-2005 4 8.000% 6,867.29 1~~ 0007068611 217,441.16 01-Dec-2004 711 7.250% 611,~~274~~243.~~05 1 0616647133 281,758.32~~ 01~~-Dec-2004~~ ~~7 7.375% 8,322.33~~ 1 ~~0616688543~~0007481702 ~~279~~80,~~397~~999.0596 01-~~Feb~~Jun-2005 5 7.~~250~~750% 83,~~123~~534.4726 14 ~~828504~~0008549300 ~~140~~590,~~380~~742.4692 01-~~Jun~~Jul-2005 14 ~~9.000% 2,672.84 3 0000751437 160,000.00 01-Dec-2004~~ 7 6.~~000~~375% 321,~~750~~011.0026

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Mixed~~History* ~~Fixed~~New &Bankruptcy ~~Arm~~Loans ~~Weighted~~Month ~~Average~~Bankruptcy ~~Gross~~Percentage ~~Coupon~~Loans 6in Bankruptcy 0 Jan-05 0.~~661212~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~0.00 6Feb-05 0.~~389565~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 0.00 Mar-~~Through~~05 ~~Rate~~0.000% 6Apr-05 0.~~388755~~357% ~~Weighted~~Current ~~Average~~Bankruptcy ~~Maturity(Stepdown~~Total ~~Calculation)~~May-05 ~~264~~0.373% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~Bankruptcy ~~Loan~~11 ~~Count~~Jun-05 0.485% Original Principal Balance 1,~~126~~924,250.00 ~~Number~~Jul-05 Of0.422% ~~Loans~~Current ~~Paid~~Principal InBalance ~~Full~~1,814,572.58 53Aug-05 ~~Ending~~0.552% ~~Scheduled~~Sep-05 ~~Collateral~~0.584% ~~Loan~~Oct-05 ~~Count~~0.688% Nov-05 0.572% Dec-05 0.588% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1~~,073~~ ~~Beginning~~12 ~~Scheduled~~Month ~~Collateral~~Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance ~~372~~0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.284% Current Bankruptcy Total May-05 0.298% Loans in Bankruptcy 9 Jun-05 0.452% Original Principal Balance 1,~~741~~745,~~488~~150.9300 ~~Ending~~Jul-05 ~~Scheduled~~0.500% ~~Collateral~~Current Principal Balance ~~353~~1,~~786~~650,~~054~~143.5321 ~~Ending~~Aug-05 ~~Actual~~0.751% ~~Collateral~~Sep-05 ~~Balance~~0.798% atOct-05 291.004% Nov-~~Jul~~05 1.079% Dec-~~2005~~05 ~~354,530,662~~1.94102% ~~Monthly~~*The ~~P&I~~text ~~Constant~~reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2~~,976,522~~ 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.37000% ~~Special~~Original ~~Servicing~~Principal ~~Fee~~Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 1 Jun-05 0.000% Original Principal Balance 61,200.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 46,777.45 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.055% Dec-05 0.057% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Scheduled~~Feb-05 0.000% Current Principal ~~907~~Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 1 Jun-05 0.246% Original Principal Balance 117,~~430~~900.5400 ~~Unscheduled~~Jul-05 0.262% Current Principal 18Balance 117,~~048,003~~651.8692 Aug-05 0.289% Sep-05 0.302% Oct-05 0.312% Nov-05 0.322% Dec-05 0.338% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 1.578% Current Bankruptcy Total May-05 1.650% Loans in Bankruptcy 0 Jun-05 1.734% Original Principal Balance 0.00 Jul-05 1.101% Current Principal Balance 0.00 Aug-05 1.148% Sep-05 1.209% Oct-05 1.235% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage 1Loans 2in 3Bankruptcy ~~Collateral~~during ~~Description~~Current ~~Fixed~~Period 30Group ~~Year Fixed 15 Year Mixed ARM Weighted Average Coupon Rate 6.969611 6.451929 6.295979 Weighted Average Net Rate 6.729057 6.197130 5.955749 Weighted Average Maturity 302 134 312 Beginning~~ Loan ~~Count~~Month ~~525 274 222 Loans Paid In Full 24 6 18 Ending~~ Loan ~~Count~~First ~~501~~State ~~268~~LTV ~~204~~at ~~Beginning~~Original ~~Scheduled~~Number ~~Balance~~Entered ~~181,699,394.33~~Payment ~~96,510,398.07~~Origination ~~44,814,074.65~~Principal ~~Ending~~Bankruptcy ~~Scheduled~~Date Balance ~~171,821,096.67~~1 ~~93,698,127.22~~0002010684 ~~40,647,879.75 Record Date 07/29/~~Aug-2005 ~~07/29/2005~~01-Mar-1999 ~~07/29/2005~~UT ~~Principal~~80.00 ~~And Interest Constant 1~~128,~~320,475~~000.1700 1~~,074,365.64~~ ~~278,324.88~~0004833936 ~~Scheduled~~Apr-2005 ~~Principal~~01-Oct-1998 ~~265,163.47~~OR ~~555,467~~84.1190 4375,~~201~~600.1600 ~~Unscheduled Principal 9,613,134.19 2,256,803.74 4,122,993.74 Scheduled Interest~~ 1~~,055,311.70~~ ~~518,898.53~~0006081533 ~~235,123.72~~Nov-2005 ~~Servicing~~01-Dec-1999 ~~Fees~~WA ~~36,423~~50.7551 2088,~~492~~400.~~32 12,705.92 Master Servicing Fees 0.~~00 ~~0.00~~1 ~~0.00~~0009898124 ~~Trustee~~Aug-2005 ~~Fee~~01-Feb-2002 ~~0.00~~MI 069.0080 0311,450.00 ~~FRY~~1 ~~Amount~~004920672 ~~0.00~~Aug-2005 ~~0.00~~01-Jan-1999 ~~0.00~~IN ~~Special Hazard Fee 0~~90.00 029,700.00 ~~0.00~~1 ~~Other~~0212510313 ~~Fee~~Jun-2005 ~~223.84~~01-May-2001 ~~27.77~~MI 077.0033 ~~Pool Insurance Fee 0~~290,000.00 ~~0.00 0.00 Spread~~ 1 ~~0.00~~0616688543 ~~0.00~~Oct-2005 ~~0.00~~01-Oct-2001 ~~Spread~~FL ~~2 0~~72.00 0290,000.00 ~~0.00~~1 ~~Spread~~4857784 3Apr-2005 ~~0.00~~01-Aug-1998 ~~0.00~~TX 080.00 ~~Net Interest 1~~212,~~018,664~~000.~~11 498,378.44 222,417.80 Realized Loss Amount 0.~~00 ~~0.00~~1 ~~0.00~~9937236 ~~Cumulative~~Apr-2005 ~~Realized~~01-Jan-2002 ~~Loss~~CA 074.0040 0320,000.00 ~~0.00~~2 ~~Percentage~~5146641 ofNov-2005 ~~Cumulative~~01-Dec-1999 ~~Losses~~PA 090.~~0000 0.0000 0.0000 Prepayment Penalties 0.~~00 061,200.00 ~~0.00~~3 ~~Special~~7074886727 ~~Servicing~~Jun-2005 ~~Fee~~01-Feb-2001 ~~0.00~~GA 075.00 0117,900.00 ~~Pass-Through Rate 6.727578 6.196784 5.955749~~

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage 4Loans ~~Total~~in ~~Collateral~~Bankruptcy ~~Description~~during ~~Mixed~~Current ~~ARM~~Period ~~Mixed~~(continued) ~~Fixed~~Group &Loan ~~Arm~~Current ~~Weighted~~Paid ~~Average~~To ~~Coupon~~Months ~~Rate~~Current ~~6.269597~~Approximate ~~6.661212~~Number ~~Weighted~~Principal ~~Average~~Date ~~Net~~Delinquent ~~Rate 5.913426 6.389565 Weighted Average Maturity 319 264 Beginning~~ Loan ~~Count~~Rate ~~105~~Delinquent ~~1,126~~Balance ~~Loans~~Interest ~~Paid In Full 5 53 Ending Loan Count 100~~ 1~~,073~~ ~~Beginning~~0002010684 ~~Scheduled Balance 49~~117,~~717,621~~816.8847 ~~372,741,488.93~~01-Nov-2005 ~~Ending~~0 ~~scheduled Balance 47,618,950~~7.89375% ~~353~~1,~~786,054~~409.5384 ~~Record~~1 ~~Date~~0004833936 ~~07/29/2005 07/29/2005 Principal And Interest Constant 303,356.~~68 2,~~976,522~~030.3725 ~~Scheduled~~01-Nov-2005 ~~Principal~~0 ~~43,598~~7.80250% ~~907,430~~794.5430 ~~Unscheduled~~1 ~~Principal~~0006081533 283,~~055,072~~164.1921 ~~18,048,003.86~~01-Nov-2005 ~~Scheduled~~0 ~~Interest 259,757~~8.88375% 21,~~069,091~~133.8373 ~~Servicing~~1 ~~Fees~~0009898124 14300,~~756~~436.6692 ~~84,378.65~~01-Jun-2005 ~~Master~~5 ~~Servicing Fees 0~~7.00375% 012,461.0037 ~~Trustee~~1 ~~Fee~~004920672 027,459.0060 ~~0.00~~01-Nov-2005 ~~FRY Amount~~ 0~~.00~~ 08.00625% ~~Special Hazard Fee 0~~383.0077 ~~0.00~~1 ~~Other~~0212510313 ~~Fee 0~~274,836.0028 ~~251.61~~01-Sep-2005 ~~Pool~~2 ~~Insurance Fee 0~~6.00875% 06,065.0062 ~~Spread~~ 1 ~~0.00~~0616688543 0279,397.0005 ~~Spread~~01-Feb-2005 29 07.00250% 014,590.0089 ~~Spread~~1 34857784 0193,433.0052 ~~0.00~~01-Oct-2005 ~~Net~~1 ~~Interest~~7.375% ~~245~~3,~~001~~445.2252 1~~,984,461.57~~ ~~Realized~~9937236 ~~Loss Amount 0~~305,568.0091 ~~0.00~~01-Oct-2005 ~~Cumulative~~1 ~~Realized Loss 0~~6.00750% 04,965.0049 ~~Percentage~~2 of5146641 ~~Cumulative Losses 0~~46,777.~~0000~~45 ~~0.0000~~01-Sep-2005 ~~Prepayment~~2 ~~Penalties 0~~7.00875% 01,185.0020 ~~Special~~3 ~~Servicing~~7074886727 ~~Fee 0~~117,651.0092 ~~0.00 Pass~~01-~~Through~~Nov-2005 ~~Rate~~0 57.~~913426~~750% 61,372.~~388755~~66

Miscellaneous Reporting Group 1 Senior Prepayment % 100.000000% Senior % 96.575148% Subordinate % 3.424852% Group 2 Senior Prepayment % 100.000000% Senior % 98.905887% Subordinate % 1.094113% Group 3 Senior Prepayment % 100.000000% Senior % 96.652585% Subordinate % 3.347415%

Miscellaneous Reporting Group 4 Senior Prepayment % 100.000000% Senior % 96.701409% Subordinate % 3.298591%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 24 10,646,193.00 9,595,177.08 0 0.00 0.00 2 6 2,837,700.00 2,177,759.56 0 0.00 0.00 3 18 4,370,000.00 4,120,110.84 0 0.00 0.00 4 5 2,130,250.00 2,046,196.02 0 0.00 0.00 Total 53 19,984,143.00 17,939,243.50 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 32,895.36 2 0 0.00 0.00 0 0.00 0.00 92,199.51 3 0 0.00 0.00 0 0.00 0.00 7,326.42 4 0 0.00 0.00 0 0.00 0.00 11,314.20 Total 0 0.00 0.00 0 0.00 0.00 143,735.49

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 0000080765 NC 65.00 01-Jul-1993 529,750.00 293,612.95 1 0000080891 FL 87.00 01-Aug-1997 526,000.00 469,455.01 1 0001265873 OH 80.00 01-Jul-2002 440,000.00 424,706.34 1 0001294517 TX 72.92 01-Jul-2002 323,000.00 305,086.00 1 0001318190 VA 80.00 01-Aug-2002 422,400.00 407,820.71 1 0002558260 CA 71.21 01-May-1999 470,000.00 431,374.07 1 0004363507 NJ 66.00 01-Mar-2002 485,000.00 438,835.44 1 0004395449 VA 80.00 01-Mar-2002 418,977.00 400,366.85 1 0008151755 TX 80.00 01-Jun-1996 401,600.00 356,621.41 1 0008577835 CT 80.00 01-Sep-1999 384,000.00 357,637.19 1 0009020843 PA 79.31 01-Nov-1996 230,000.00 207,591.41 1 0009465758 TX 75.00 01-Dec-2001 323,250.00 58,497.48 1 0009892037 CT 77.40 01-Feb-2002 370,150.00 356,335.75 1 0009896439 NC 67.20 01-Apr-2002 410,000.00 391,477.85 1 0009912684 PA 59.30 01-Apr-2002 400,000.00 384,518.80 1 0010185429 FL 78.49 01-May-2000 500,000.00 473,739.52 1 0011829793 NV 74.04 01-May-2001 422,016.00 401,072.64 1 0013744065 CT 91.95 01-Jan-2001 400,000.00 377,801.76 1 0014486120 FL 90.00 01-Jul-2001 417,150.00 394,652.37 1 0015618630 AL 90.00 01-Jul-2001 279,900.00 266,405.01 1 004389173 NJ 66.30 01-Mar-2002 630,000.00 598,725.64 1 006013629 CT 53.30 01-Oct-2001 1,000,000.00 951,760.51 1 6030025982 CA 55.76 01-Aug-2002 435,000.00 419,813.41 1 9956077 PA 80.00 01-Jan-2002 428,000.00 412,330.71 2 0000822216 NJ 80.00 01-Jun-2002 472,000.00 403,496.04 2 0009254319 CA 49.65 01-Dec-1998 428,000.00 281,479.37 2 0009879987 NY 80.00 01-Jan-2002 368,000.00 282,044.23 2 0021266069 FL 79.99 01-Oct-2001 432,800.00 294,072.32 2 0025823980 TN 47.20 01-Dec-2001 649,000.00 539,465.10 2 0139803985 TX 69.70 01-Feb-2002 487,900.00 364,047.17 3 0000124277 PA 75.00 01-May-2002 157,500.00 157,429.08 3 0000261583 TX 90.00 01-Aug-2002 359,550.00 347,139.95 3 0000773100 GA 80.00 01-Sep-2002 140,800.00 140,800.00 3 0000808422 TX 21.99 01-Jan-2002 86,200.00 49,341.14 3 0000889100 CA 80.00 01-Aug-2002 327,200.00 311,900.25 3 0000946508 AZ 80.00 01-Apr-2002 312,000.00 276,710.45 3 0003552502 CA 80.00 01-Dec-1992 164,000.00 130,729.91 3 0003635943 CA 95.00 01-Dec-1992 166,250.00 134,038.31 3 0004357421 NJ 25.00 01-Jan-2002 325,000.00 310,445.89 3 0004433553 CA 80.00 01-Dec-2001 328,000.00 312,936.06 3 0004442780 FL 49.20 01-Mar-2002 320,000.00 306,094.70 3 000766969 CA 56.60 01-Oct-2002 331,300.00 317,266.58 3 000988631 GA 80.00 01-Oct-2002 329,600.00 314,298.42 3 122336878 CA 68.50 01-Oct-2002 315,000.00 300,153.60 3 7074672622 OK 100.00 01-Nov-2000 123,700.00 122,600.00 3 7074725677 GA 95.00 01-Oct-2000 134,900.00 134,823.94 3 7076161970 CA 70.00 01-Nov-2001 245,000.00 244,976.84 3 7076189997 ME 100.00 01-Oct-2001 204,000.00 203,982.20 4 0000293293 CA 52.90 01-Sep-2002 450,000.00 432,763.17 4 0000357217 CA 85.00 01-Sep-2002 395,250.00 379,427.87 4 0000957958 MD 74.80 01-Jul-2002 430,000.00 414,711.91 4 0000990136 CA 75.30 01-Jul-2002 365,000.00 345,610.84 4 0009951839 NY 70.00 01-Jun-2002 490,000.00 471,244.20

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 0000080765 Loan Paid in Full 0 7.500% 360 145 1 0000080891 Loan Paid in Full 1 8.000% 360 96 1 0001265873 Loan Paid in Full 0 7.000% 360 37 1 0001294517 Loan Paid in Full (1) 7.250% 360 37 1 0001318190 Loan Paid in Full 0 6.875% 360 36 1 0002558260 Loan Paid in Full 0 6.750% 360 75 1 0004363507 Loan Paid in Full (1) 5.875% 360 41 1 0004395449 Loan Paid in Full 0 6.250% 360 41 1 0008151755 Loan Paid in Full 0 7.875% 360 110 1 0008577835 Loan Paid in Full 0 7.375% 360 71 1 0009020843 Loan Paid in Full 0 8.500% 360 105 1 0009465758 Loan Paid in Full 1 6.875% 360 44 1 0009892037 Loan Paid in Full 0 7.375% 360 42 1 0009896439 Loan Paid in Full 0 6.000% 360 40 1 0009912684 Loan Paid in Full 0 6.875% 360 40 1 0010185429 Loan Paid in Full 0 8.375% 360 63 1 0011829793 Loan Paid in Full 0 7.000% 360 51 1 0013744065 Loan Paid in Full 0 7.250% 360 55 1 0014486120 Loan Paid in Full 0 6.875% 360 49 1 0015618630 Loan Paid in Full 0 7.125% 360 49 1 004389173 Loan Paid in Full 0 6.750% 360 41 1 006013629 Loan Paid in Full 0 6.500% 360 46 1 6030025982 Loan Paid in Full 0 6.875% 360 36 1 9956077 Loan Paid in Full 0 7.625% 360 43 2 0000822216 Loan Paid in Full 0 6.250% 180 38 2 0009254319 Loan Paid in Full (1) 6.000% 180 80 2 0009879987 Loan Paid in Full 0 6.250% 180 43 2 0021266069 Loan Paid in Full 0 6.875% 180 46 2 0025823980 Loan Paid in Full 0 6.375% 180 44 2 0139803985 Loan Paid in Full (1) 6.000% 180 42 3 0000124277 Loan Paid in Full 0 6.625% 360 39 3 0000261583 Loan Paid in Full 0 6.875% 360 36 3 0000773100 Loan Paid in Full 0 5.750% 360 35 3 0000808422 Loan Paid in Full 0 6.000% 360 43 3 0000889100 Loan Paid in Full 0 6.000% 360 36 3 0000946508 Loan Paid in Full (1) 5.500% 360 40 3 0003552502 Loan Paid in Full 0 5.741% 360 152 3 0003635943 Loan Paid in Full 0 6.116% 360 152 3 0004357421 Loan Paid in Full 0 6.500% 360 43 3 0004433553 Loan Paid in Full 0 6.500% 360 44 3 0004442780 Loan Paid in Full 0 6.375% 360 41 3 000766969 Loan Paid in Full 0 5.375% 360 34 3 000988631 Loan Paid in Full 0 4.875% 360 34 3 122336878 Loan Paid in Full 0 4.750% 360 34 3 7074672622 Loan Paid in Full 0 8.500% 360 57 3 7074725677 Loan Paid in Full 0 8.250% 360 58 3 7076161970 Loan Paid in Full 0 6.625% 360 45 3 7076189997 Loan Paid in Full 0 6.750% 360 46 4 0000293293 Loan Paid in Full 0 6.125% 360 35 4 0000357217 Loan Paid in Full 0 5.875% 360 35 4 0000957958 Loan Paid in Full 0 6.875% 360 37 4 0000990136 Loan Paid in Full 0 6.000% 360 37 4 0009951839 Loan Paid in Full 0 6.625% 360 38

Summary SMM CPR PSA Current Month 4.854% Current Month 44.957% Current Month 749.291% 3 Month Average 3.508% 3 Month Average 34.411% 3 Month Average 573.520% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 28.256% N/A Apr-2005 470.926% N/A May-2005 41.063% N/A May-2005 684.379% N/A Jun-2005 26.509% N/A Jun-2005 441.820% N/A Jul-2005 31.767% N/A Jul-2005 529.450% N/A Aug-2005 44.957% N/A Aug-2005 749.291% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 5.298% Current Month 47.966% Current Month 799.434% 3 Month Average 3.384% 3 Month Average 32.965% 3 Month Average 549.420% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 26.842% N/A Apr-2005 447.370% N/A May-2005 45.465% N/A May-2005 757.745% N/A Jun-2005 21.995% N/A Jun-2005 366.577% N/A Jul-2005 28.935% N/A Jul-2005 482.249% N/A Aug-2005 47.966% N/A Aug-2005 799.434% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 2.352% Current Month 24.844% Current Month 414.068% 3 Month Average 1.781% 3 Month Average 19.271% 3 Month Average 321.175% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 25.109% N/A Apr-2005 418.490% N/A May-2005 34.137% N/A May-2005 568.954% N/A Jun-2005 19.523% N/A Jun-2005 325.384% N/A Jul-2005 13.444% N/A Jul-2005 224.074% N/A Aug-2005 24.844% N/A Aug-2005 414.068% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 9.209% Current Month 68.630% Current Month 1,143.841% 3 Month Average 6.242% 3 Month Average 51.794% 3 Month Average 863.226% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 43.674% N/A Apr-2005 727.898% N/A May-2005 36.132% N/A May-2005 602.203% N/A Jun-2005 32.782% N/A Jun-2005 546.361% N/A Jul-2005 53.969% N/A Jul-2005 899.478% N/A Aug-2005 68.630% N/A Aug-2005 1,143.841% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 SMM CPR PSA Current Month 4.137% Current Month 39.771% Current Month 662.850% 3 Month Average 4.707% 3 Month Average 43.864% 3 Month Average 731.068% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 22.882% N/A Apr-2005 381.369% N/A May-2005 41.257% N/A May-2005 687.622% N/A Jun-2005 45.365% N/A Jun-2005 756.091% N/A Jul-2005 46.456% N/A Jul-2005 774.263% N/A Aug-2005 39.771% N/A Aug-2005 662.850% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2004~~2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~Apr~~Aug-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · MASTR Seasoned Securitization Trust 2005-1