8-K 1 nac05ar4_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 NOMURA ASSET ACCEPTANCE CORPORATION Mortgage Pass-Through Certificates, Series 2005-AR4 (Exact name of registrant as specified in its charter) New York (governing law of 333-109614-15 Pooling and Servicing Agreement) (Commission 54-2179677 (State or other File Number) 54-2179678 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of NOMURA ASSET ACCEPTANCE CORPORATION, Mortgage Pass-Through Certificates, Series 2005-AR4 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR4 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. NOMURA ASSET ACCEPTANCE CORPORATION Mortgage Pass-Through Certificates, Series 2005-AR4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 1/4/2006 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR4 Trust, relating to the December 27, 2005 distribution. EX-99.1 Nomura Securities International, Inc. Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Nomura Securities International, Inc. Mortgage Pass-Through Certificates Series Nomura 2005-AR4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

~~SECURITIES~~Certificateholder ~~AND~~Distribution ~~EXCHANGE~~Summary ~~COMMISSION~~Class CUSIP Certificate Beginning Interest Pass-Through Certificate Distribution Rate Balance I-A 65535VMV7 4.84129% 25,738,733.04 103,840.49 II-A 65535VMW5 5.57885% 20,600,791.37 95,773.88 III-A-1 65535VMX3 5.31252% 89,280,093.80 395,251.62 III-A-2 65535VNN4 5.31252% 4,699,495.70 20,805.12 IV-A-1 65535VMY1 5.71225% 89,306,443.17 425,117.39 IV-A-2 65535VMZ8 5.71225% 4,701,058.07 22,378.02 V-A-1 65535VNA2 4.43375% 59,545,042.83 234,673.63 V-A-2 65535VNB0 4.59375% 7,879,000.00 32,172.58 V-A-3 65535VNL8 4.48375% 100,900,277.49 402,143.66 V-A-4 65535VNM6 4.52375% 18,703,006.89 75,206.87 M-1 65535VNC8 4.71375% 22,788,000.00 95,481.72 M-2 65535VND6 4.86375% 7,011,000.00 30,310.89 M-3 65535VNE4 4.99375% 5,258,000.00 23,339.68 M-4 65535VNF1 5.49375% 3,255,000.00 15,895.25 M-5 65535VNG9 6.14375% 4,762,512.45 26,008.61 X 65535VNH7 0.00000% 4,006,681.55 335,185.78 P 65535VNJ3 0.00000% 100.00 55,399.73 Totals 468,435,236.36 2,388,984.92

~~Washington~~Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cummulative Distribution Realized Certificate Distribution Realized Loss Balance Losses I-A 841,361.29 D0.C00 24,897,371.75 ~~20549~~945,201.78 0.00 II-A 748,528.59 0.00 19,852,262.78 844,302.47 0.00 III-A-1 1,484,628.10 0.00 87,795,465.70 1,879,879.72 0.00 III-A-2 78,147.36 0.00 4,621,348.34 98,952.48 0.00 IV-A-1 769,549.80 0.00 88,536,893.36 1,194,667.19 0.00 IV-A-2 40,508.82 0.00 4,660,549.26 62,886.84 0.00 V-A-1 1,958,662.41 0.00 57,586,380.41 2,193,336.04 0.00 V-A-2 0.00 0.00 7,879,000.00 32,172.58 0.00 V-A-3 2,931,144.03 0.00 97,969,133.46 3,333,287.69 0.00 V-A-4 543,320.68 0.00 18,159,686.21 618,527.55 0.00 M-1 0.00 0.00 22,788,000.00 95,481.72 0.00 M-2 0.00 0.00 7,011,000.00 30,310.89 0.00 M-3 0.00 0.00 5,258,000.00 23,339.68 0.00 M-4 0.00 0.00 3,255,000.00 15,895.25 0.00 M-5 0.00 0.00 4,762,512.45 26,008.61 0.00 X 0.00 0.00 4,006,681.55 335,185.78 0.00 P 0.00 0.00 100.00 55,399.73 0.00 Totals 9,395,851.08 0.00 459,039,385.27 11,784,836.00 0.00

~~FORM~~Principal 8Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Realized Face Certificate Principal Principal Loss Amount Balance Distribution Distribution I-KA 29,655,000.00 25,738,733.04 0.00 841,361.29 0.00 0.00 II-A 22,977,000.00 20,600,791.37 0.00 748,528.59 0.00 0.00 III-A-1 95,122,000.00 89,280,093.80 0.00 1,484,628.10 0.00 0.00 III-A-2 5,007,000.00 4,699,495.70 0.00 78,147.36 0.00 0.00 IV-A-1 91,528,000.00 89,306,443.17 0.00 769,549.80 0.00 0.00 IV-A-2 4,818,000.00 4,701,058.07 0.00 40,508.82 0.00 0.00 V-A-1 65,897,000.00 59,545,042.83 0.00 1,958,662.41 0.00 0.00 V-A-2 7,879,000.00 7,879,000.00 0.00 0.00 0.00 0.00 V-A-3 110,406,000.00 100,900,277.49 0.00 2,931,144.03 0.00 0.00 V-A-4 20,465,000.00 18,703,006.89 0.00 543,320.68 0.00 0.00 M-1 22,788,000.00 22,788,000.00 0.00 0.00 0.00 0.00 M-2 7,011,000.00 7,011,000.00 0.00 0.00 0.00 0.00 M-3 5,258,000.00 5,258,000.00 0.00 0.00 0.00 0.00 M-4 3,255,000.00 3,255,000.00 0.00 0.00 0.00 0.00 M-5 4,762,512.45 4,762,512.45 0.00 0.00 0.00 0.00 X 4,006,681.55 4,006,681.55 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 Totals 500,835,294.00 468,435,236.36 0.00 9,395,851.08 0.00 0.00

~~CURRENT~~Principal ~~REPORT~~Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal Reduction Balance Percentage Distribution I-A 841,361.29 24,897,371.75 0.839567 841,361.29 II-A 748,528.59 19,852,262.78 0.864006 748,528.59 III-A-1 1,484,628.10 87,795,465.70 0.922977 1,484,628.10 III-A-2 78,147.36 4,621,348.34 0.922977 78,147.36 IV-A-1 769,549.80 88,536,893.36 0.967320 769,549.80 IV-A-2 40,508.82 4,660,549.26 0.967320 40,508.82 V-A-1 1,958,662.41 57,586,380.41 0.873885 1,958,662.41 V-A-2 0.00 7,879,000.00 1.000000 0.00 V-A-3 2,931,144.03 97,969,133.46 0.887353 2,931,144.03 V-A-4 543,320.68 18,159,686.21 0.887353 543,320.68 M-1 0.00 22,788,000.00 1.000000 0.00 M-2 0.00 7,011,000.00 1.000000 0.00 M-3 0.00 5,258,000.00 1.000000 0.00 M-4 0.00 3,255,000.00 1.000000 0.00 M-5 0.00 4,762,512.45 1.000000 0.00 X 0.00 4,006,681.55 1.000000 0.00 P 0.00 100.00 1.000000 0.00 Totals 9,395,851.08 459,039,385.27 0.916548 9,395,851.08

~~Pursuant~~Principal toDistribution ~~Section~~Factors 13Statement orClass Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution I-A 29,655,000.00 867.939067 0.000000 28.371650 0.000000 II-A 22,977,000.00 896.583164 0.000000 32.577299 0.000000 III-A-1 95,122,000.00 938.585120 0.000000 15~~(d)~~.607621 of0.000000 ~~the~~III-A-2 5,007,000.00 938.585121 0.000000 15.607621 0.000000 IV-A-1 91,528,000.00 975.728118 0.000000 8.407807 0.000000 IV-A-2 4,818,000.00 975.728117 0.000000 8.407808 0.000000 V-A-1 65,897,000.00 903.607794 0.000000 29.723089 0.000000 V-A-2 7,879,000.00 1000.000000 0.000000 0.000000 0.000000 V-A-3 110,406,000.00 913.902120 0.000000 26.548775 0.000000 V-A-4 20,465,000.00 913.902120 0.000000 26.548775 0.000000 M-1 22,788,000.00 1000.000000 0.000000 0.000000 0.000000 M-2 7,011,000.00 1000.000000 0.000000 0.000000 0.000000 M-3 5,258,000.00 1000.000000 0.000000 0.000000 0.000000 M-4 3,255,000.00 1000.000000 0.000000 0.000000 0.000000 M-5 4,762,512.45 1000.000000 0.000000 0.000000 0.000000 X 4,006,681.55 1000.000000 0.000000 0.000000 0.000000 P 100.00 1000.000000 0.000000 0.000000 0.000000

~~Securities~~Principal ~~Exchange~~Distribution ~~Act~~Factors ofStatement ~~1934~~(continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution I-A 0.000000 28.371650 839.567417 0.839567 28.371650 II-A 0.000000 32.577299 864.005866 0.864006 32.577299 III-A-1 0.000000 15.607621 922.977499 0.922977 15.607621 III-A-2 0.000000 15.607621 922.977500 0.922977 15.607621 IV-A-1 0.000000 8.407807 967.320310 0.967320 8.407807 IV-A-2 0.000000 8.407808 967.320311 0.967320 8.407808 V-A-1 0.000000 29.723089 873.884705 0.873885 29.723089 V-A-2 0.000000 0.000000 1,000.000000 1.000000 0.000000 V-A-3 0.000000 26.548775 887.353345 0.887353 26.548775 V-A-4 0.000000 26.548775 887.353345 0.887353 26.548775 M-1 0.000000 0.000000 1,000.000000 1.000000 0.000000 M-2 0.000000 0.000000 1,000.000000 1.000000 0.000000 M-3 0.000000 0.000000 1,000.000000 1.000000 0.000000 M-4 0.000000 0.000000 1,000.000000 1.000000 0.000000 M-5 0.000000 0.000000 1,000.000000 1.000000 0.000000 X 0.000000 0.000000 1,000.000000 1.000000 0.000000 P 0.000000 0.000000 1,000.000000 1.000000 0.000000 All Classes are per 1,000 denomination

~~Date~~Interest ofDistribution ~~Report~~Statement ~~(Date~~Class Accrual Accrual Current Beginning Current Payment of ~~earliest~~Dates ~~event~~Days ~~reported~~Certificate ~~June~~Certificate/ 29Accrued Unpaid Interest Rate Notional Balance Interest Shortfall I-A 11/01/05 - 11/30/05 30 4.84129% 25,738,733.04 ~~2005)~~103,840.49 0.00 II-A 11/01/05 - 11/30/05 30 5.57885% 20,600,791.37 95,773.88 0.00 III-A-1 11/01/05 - 11/30/05 30 5.31252% 89,280,093.80 395,251.62 0.00 III-A-2 11/01/05 - 11/30/05 30 5.31252% 4,699,495.70 20,805.12 0.00 IV-A-1 11/01/05 - 11/30/05 30 5.71225% 89,306,443.17 425,117.39 0.00 IV-A-2 11/01/05 - 11/30/05 30 5.71225% 4,701,058.07 22,378.02 0.00 V-A-1 11/25/05 - 12/26/05 32 4.43375% 59,545,042.83 234,673.63 0.00 V-A-2 11/25/05 - 12/26/05 32 4.59375% 7,879,000.00 32,172.58 0.00 V-A-3 11/25/05 - 12/26/05 32 4.48375% 100,900,277.49 402,143.66 0.00 V-A-4 11/25/05 - 12/26/05 32 4.52375% 18,703,006.89 75,206.87 0.00 M-1 11/25/05 - 12/26/05 32 4.71375% 22,788,000.00 95,481.72 0.00 M-2 11/25/05 - 12/26/05 32 4.86375% 7,011,000.00 30,310.89 0.00 M-3 11/25/05 - 12/26/05 32 4.99375% 5,258,000.00 23,339.68 0.00 M-4 11/25/05 - 12/26/05 32 5.49375% 3,255,000.00 15,895.25 0.00 M-5 11/25/05 - 12/26/05 32 6.14375% 4,762,512.45 26,008.61 0.00 X N/A N/A 0.00000% 468,435,136.36 0.00 0.00 P N/A N/A 0.00000% 100.00 0.00 0.00 Totals 1,998,399.41 0.00

~~NOMURA~~Interest ~~ASSET~~Distribution ~~ACCEPTANCE~~Statement ~~CORPORATION~~(continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/Notional Shortfall(1) Shortfall Distribution Shortfall(2) Balance I-A 0.00 0.00 103,840.49 0.00 24,897,371.75 II-A 0.00 0.00 95,773.88 0.00 19,852,262.78 III-A-1 0.00 0.00 395,251.62 0.00 87,795,465.70 III-A-2 0.00 0.00 20,805.12 0.00 4,621,348.34 IV-A-1 0.00 0.00 425,117.39 0.00 88,536,893.36 IV-A-2 0.00 0.00 22,378.02 0.00 4,660,549.26 V-A-1 0.00 0.00 234,673.63 0.00 57,586,380.41 V-A-2 0.00 0.00 32,172.58 0.00 7,879,000.00 V-A-3 0.00 0.00 402,143.66 0.00 97,969,133.46 V-A-4 0.00 0.00 75,206.87 0.00 18,159,686.21 M-1 0.00 0.00 95,481.72 0.00 22,788,000.00 M-2 0.00 0.00 30,310.89 0.00 7,011,000.00 M-3 0.00 0.00 23,339.68 0.00 5,258,000.00 M-4 0.00 0.00 15,895.25 0.00 3,255,000.00 M-5 0.00 0.00 26,008.61 0.00 4,762,512.45 X 0.00 0.00 335,185.78 0.00 459,039,285.28 P 0.00 0.00 55,399.73 0.00 100.00 Totals 0.00 0.00 2,388,984.92 0.00 (1,2) Amount also includes coupon cap or basis risk shortfalls,if applicable

~~(as~~Interest ~~depositor~~Distribution ~~under~~Factors ~~the~~Statement ~~Pooling~~Class ~~and~~Accrual ~~Servicing~~Original ~~Agreement~~Current Beginning Current Payment of Dates Face Certificate Certificate/Notional Accrued Unpaid Interest Amount Rate Balance Interest Shortfall I-A 11/01/05 - 11/30/05 29,655,000.00 4.84129% 867.939067 3.501618 0.000000 II-A 11/01/05 - 11/30/05 22,977,000.00 5.57885% 896.583164 4.168250 0.000000 III-A-1 11/01/05 - 11/30/05 95,122,000.00 5.31252% 938.585120 4.155207 0.000000 III-A-2 11/01/05 - 11/30/05 5,007,000.00 5.31252% 938.585121 4.155207 0.000000 IV-A-1 11/01/05 - 11/30/05 91,528,000.00 5.71225% 975.728118 4.644670 0.000000 IV-A-2 11/01/05 - 11/30/05 4,818,000.00 5.71225% 975.728117 4.644670 0.000000 V-A-1 11/25/05 - 12/26/05 65,897,000.00 4.43375% 903.607794 3.561219 0.000000 V-A-2 11/25/05 - 12/26/05 7,879,000.00 4.59375% 1000.000000 4.083333 0.000000 V-A-3 11/25/05 - 12/26/05 110,406,000.00 4.48375% 913.902120 3.642408 0.000000 V-A-4 11/25/05 - 12/26/05 20,465,000.00 4.52375% 913.902120 3.674902 0.000000 M-1 11/25/05 - 12/26/05 22,788,000.00 4.71375% 1000.000000 4.190000 0.000000 M-2 11/25/05 - 12/26/05 7,011,000.00 4.86375% 1000.000000 4.323333 0.000000 M-3 11/25/05 - 12/26/05 5,258,000.00 4.99375% 1000.000000 4.438889 0.000000 M-4 11/25/05 - 12/26/05 3,255,000.00 5.49375% 1000.000000 4.883333 0.000000 M-5 11/25/05 - 12/26/05 4,762,512.45 6.14375% 1000.000000 5.461111 0.000000 X N/A 4,006,681.55 0.00000% 116913.493252 0.000000 0.000000 P N/A 100.00 0.00000% 1000.000000 0.000000 0.000000

~~dated~~Interest asDistribution ofFactors ~~July~~Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(2) Notional Balance I-A 0.000000 0.000000 3.501618 0.000000 839.567417 II-A 0.000000 0.000000 4.168250 0.000000 864.005866 III-A-1 0.000000 0.000000 4.155207 0.000000 922.977499 III-A-2 0.000000 0.000000 4.155207 0.000000 922.977500 IV-A-1 0.000000 0.000000 4.644670 0.000000 967.320310 IV-A-2 0.000000 0.000000 4.644670 0.000000 967.320311 V-A-1 0.000000 0.000000 3.561219 0.000000 873.884705 V-A-2 0.000000 0.000000 4.083333 0.000000 1000.000000 V-A-3 0.000000 0.000000 3.642408 0.000000 887.353345 V-A-4 0.000000 0.000000 3.674902 0.000000 887.353345 M-1 0.000000 0.000000 4.190000 0.000000 1000.000000 M-2 0.000000 0.000000 4.323333 0.000000 1000.000000 M-3 0.000000 0.000000 4.438889 0.000000 1000.000000 M-4 0.000000 0.000000 4.883333 0.000000 1000.000000 M-5 0.000000 0.000000 5.461111 0.000000 1000.000000 X 0.000000 0.000000 83.656706 0.000000 114568.447617 P 0.000000 0.000000 553997.300000 0.000000 1000.000000 (1,2) ~~2005~~Amount also includes coupon cap or basis risk shortfalls,if ~~providing~~applicable. ~~for~~All ~~the~~Classes ~~issuance~~are ofper 1,000 denominations

~~Nomura~~Certificateholder ~~Asset~~Component ~~Acceptance~~Statement ~~Corporation,~~Component ~~Alternative~~Beginning ~~Loan~~Ending ~~Trust~~Beginning ~~Series~~Ending ~~2005-AR4,~~Ending ~~Mortgage~~ Pass-Through ~~Certificates)~~Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage

~~NOMURA~~CERTIFICATEHOLDER ~~ASSET~~ACCOUNT ~~ACCEPTANCE~~STATEMENT ~~CORPORATION~~CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 11,748,716.17 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances 160,664.28 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 55,399.73 Swap/Cap Payments 0.00 Total Deposits 11,964,780.18 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances 77,235.94 Total Administration Fees 102,708.24 Payment of Interest and Principal 11,784,836.00 Total Withdrawals (Pool Distribution Amount) 11,964,780.18 Ending Balance 0.00

~~(Exact~~PREPAYMENT/CURTAILMENT ~~name~~INTEREST ofSHORTFALL ~~registrant~~Total asPrepayment/Curtailment ~~specified~~Interest inShortfall ~~its~~0.00 ~~charter)~~Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00

Delaware	333-126812	13-3672336
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)
Two World Financial Center, Building B, 21st Floor, New York, New York		10281
(Address of Principal Executive Offices)		(Zip Code)

~~Registrant’s~~Reserve ~~telephone~~Accounts ~~number,~~Account ~~including~~Name ~~area~~Beginning ~~code~~Current Withdrawals Current Deposits Ending Balance Balance Reserve Fund 0.00 2,270.40 is2,270.40 ~~(212)~~0.00 ~~667-9300~~Reserve Fund 100.00 0.00 0.00 100.00

~~Check~~COLLATERAL ~~the~~STATEMENT ~~appropriate~~Collateral ~~box~~Description ~~below~~Mixed ifARM ~~the~~Weighted ~~Form~~Average 8Gross Coupon 6.241103% Weighted Average Net Coupon 5.987992% Weighted Average Pass-KThrough ~~filing~~Rate is5.977991% ~~intended~~Weighted toAverage ~~simultaneously~~Remaining ~~satisfy~~Term ~~the~~354 ~~filing~~Beginning ~~obligation~~Scheduled ofCollateral ~~the~~Loan ~~registrant~~Count ~~under~~1,493 ~~any~~Number ofOf ~~the~~Loans ~~following~~Paid ~~provisions~~In ~~(see~~Full ~~General~~34 ~~Instruction~~Ending AScheduled Collateral Loan Count 1,459 Beginning Scheduled Collateral Balance 468,435,136.36 Ending Scheduled Collateral Balance 459,039,285.28 Ending Actual Collateral Balance at 30-Nov-2005 459,112,325.72 Monthly P&I Constant 2,515,011.42 ~~below):~~Special Servicing Fee 0.00 Prepayment Penalty Waived Amount 0.00 Prepayment Penalty Waived Count 0 Prepayment Penalty Paid Amount 55,399.73 Prepayment Penalty Paid Count 10 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 71,241.43 Unscheduled Principal 9,324,609.65 Required Overcollateralized Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized Reduction Amount 0.00 Specified O/C Amount 4,006,681.55 Overcollateralized Amount 4,006,681.55 Overcollateralized Deficiency Amount 0.00 Base Overcollateralization Amount 0.00

oGroup ~~Written~~Level ~~communications~~Collateral ~~pursuant~~Statement toGroup ~~Rule~~GROUP ~~425~~1 ~~under~~GROUP ~~the~~2 ~~Securities~~GROUP ~~Act~~3 ~~(17~~Collateral ~~CFR~~Description ~~230~~Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~425)~~441941 5.838847 5.572516 Weighted Average Net Rate 5.162650 5.588847 5.322516 Weighted Average Remaining Term 353 353 354 Beginning Loan Count 58 83 271 Loans Paid In Full 2 3 4 Ending Loan Count 56 80 267 Beginning Scheduled Balance 28,815,656.06 22,985,774.58 104,368,817.14 Ending Scheduled Balance 27,974,294.77 22,237,245.99 102,806,041.68 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 131,985.08 115,286.66 499,604.18 Scheduled Principal 1,307.50 3,444.64 14,940.08 Unscheduled Principal 840,053.79 745,083.95 1,547,835.38 Scheduled Interest 130,677.58 111,842.02 484,664.10 Servicing Fee 6,706.63 4,788.70 21,743.50 Master Servicing Fee 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 240.13 191.55 869.74 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 123,730.82 106,861.77 462,050.86 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount Not Available Not Available Not Available Prepayment Penalty Paid Count Not Available Not Available Not Available Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.152650 5.578847 5.312516

oGroup ~~Soliciting~~Level ~~material~~Collateral ~~pursuant~~Statement toGroup ~~Rule~~GROUP ~~14a-12(b)~~4 ~~under~~GROUP ~~the~~5 ~~Exchange~~Total ~~Act~~Collateral ~~(17~~Description ~~CFR~~Mixed ~~240~~ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~14a~~972251 6.908479 6.241103 Weighted Average Net Rate 5.722251 6.655537 5.987992 Weighted Average Remaining Term 354 354 354 Beginning Loan Count 335 746 1,493 Loans Paid In Full 3 22 34 Ending Loan Count 332 724 1,459 Beginning Scheduled Balance 104,004,480.14 208,260,408.44 468,435,136.36 Ending scheduled Balance 103,194,421.52 202,827,281.32 459,039,285.28 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 536,426.20 1,231,709.30 2,515,011.42 Scheduled Principal 18,808.83 32,740.38 71,241.43 Unscheduled Principal 791,249.79 5,400,386.74 9,324,609.65 Scheduled Interest 517,617.37 1,198,968.92 2,443,769.99 Servicing Fee 21,667.60 43,898.19 98,804.62 Master Servicing Fee 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 866.70 1,735.50 3,903.62 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 495,083.07 1,153,335.23 2,341,061.75 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount Not Available Not Available 55399.73 Prepayment Penalty Paid Count Not Available Not Available 10 Special Servicing Fee 0.00 0.00 0.00 Pass-~~12(b))~~Through Rate 5.712251 6.645537 5.977991

oLOAN ~~Pre-commencement~~STATUS ~~communications~~STRATIFICATION/CREDIT ~~pursuant~~ENHANCEMENT toSTATEMENT ~~Rule~~DELINQUENT ~~14d~~BANKRUPTCY FORECLOSURE REO TOTAL No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2~~(b)~~ ~~under~~0 ~~the~~0 ~~Exchange~~2 ~~Act~~348,345.64 ~~(17~~0.00 ~~CFR~~0.00 ~~240~~348,345.~~14d~~64 30 Days 6 0 0 0 6 2,253,079.07 0.00 0.00 0.00 2,253,079.07 60 Days 4 1 4 0 9 1,030,898.65 60,891.42 881,821.12 0.00 1,973,611.19 90 Days 5 2 8 0 15 2,439,937.55 487,633.24 3,589,820.35 0.00 6,517,391.14 120 Days 1 0 2 0 3 455,606.24 0.00 1,439,951.37 0.00 1,895,557.61 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 16 5 14 0 35 6,179,521.51 896,870.30 5,911,592.84 0.00 12,987,984.65 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.137080% 0.000000% 0.000000% 0.137080% 0.075874% 0.000000% 0.000000% 0.075874% 30 Days 0.411241% 0.000000% 0.000000% 0.000000% 0.411241% 0.490747% 0.000000% 0.000000% 0.000000% 0.490747% 60 Days 0.274160% 0.068540% 0.274160% 0.000000% 0.616861% 0.224542% 0.013263% 0.192071% 0.000000% 0.429875% 90 Days 0.342700% 0.137080% 0.548321% 0.000000% 1.028101% 0.531447% 0.106212% 0.781905% 0.000000% 1.419564% 120 Days 0.068540% 0.000000% 0.137080% 0.000000% 0.205620% 0.099236% 0.000000% 0.313638% 0.000000% 0.412874% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.096642% 0.342700% 0.959561% 0.000000% 2~~(b))~~.398903% 1.345972% 0.195349% 1.287614% 0.000000% 2.828934%

oOTHER ~~Pre-commencement~~INFORMATION ~~communications~~Current ~~pursuant~~Period toClass ~~Rule~~A ~~13e-4(c)~~Insufficient ~~under~~Funds ~~the~~0.00 ~~Exchange~~Principal ~~Act~~Balance ~~(17~~of ~~CFR~~Contaminated ~~240~~Properties 0.~~13e-4(c))~~00 Periodic Advance 160,664.28

~~Item~~Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 1 0 1 0.00 0.00 599,951.37 0.00 599,951.37 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 1 0 1 0.00 0.00 599,951.37 0.00 599,951.37 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 1.785714% 0.000000% 1.785714% 0.000000% 0.000000% 2.01144552% ~~Completion~~0.000000% 2.144552% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 1.785714% 0.000000% 1.785714% 0.000000% 0.000000% 2.144552% 0.000000% 2.144552% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP 2 No of ~~Acquisition~~Loans orNo ~~Disposition~~of Loans No of ~~Assets~~Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 197,774.21 0.00 0.00 197,774.21 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 1 0 0 1 0.00 197,774.21 0.00 0.00 197,774.21 0-29 Days 0.374532% 0.000000% 0.000000% 0.374532% 0.192353% 0.000000% 0.000000% 0.192353% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.374532% 0.000000% 0.000000% 0.374532% 0.000000% 0.192353% 0.000000% 0.000000% 0.192353% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 271,887.56 0.00 0.00 0.00 271,887.56 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 1 0 2 0 3 167,840.60 0.00 1,838,442.09 0.00 2,006,282.69 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 2 0 5 439,728.16 0.00 1,838,442.09 0.00 2,278,170.25 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.602410% 0.000000% 0.000000% 0.000000% 0.602410% 0.263414% 0.000000% 0.000000% 0.000000% 0.263414% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.301205% 0.000000% 0.602410% 0.000000% 0.903614% 0.162610% 0.000000% 1.781149% 0.000000% 1.943759% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.903614% 0.000000% 0.602410% 0.000000% 1.506024% 0.426025% 0.000000% 1.781149% 0.000000% 2.207174% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL GROUP 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 150,571.43 0.00 0.00 150,571.43 30 Days 4 0 0 0 4 1,981,191.51 0.00 0.00 0.00 1,981,191.51 60 Days 4 1 4 0 9 1,030,898.65 60,891.42 881,821.12 0.00 1,973,611.19 90 Days 4 2 6 0 12 2,272,096.95 487,633.24 1,751,378.26 0.00 4,511,108.45 120 Days 1 0 1 0 2 455,606.24 0.00 840,000.00 0.00 1,295,606.24 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 4 11 0 28 5,739,793.35 699,096.09 3,473,199.38 0.00 9,912,088.82 0-29 Days 0.138122% 0.000000% 0.000000% 0.138122% 0.074224% 0.000000% 0.000000% 0.074224% 30 Days 0.552486% 0.000000% 0.000000% 0.000000% 0.552486% 0.976623% 0.000000% 0.000000% 0.000000% 0.976623% 60 Days 0.552486% 0.138122% 0.552486% 0.000000% 1.243094% 0.508179% 0.030016% 0.434691% 0.000000% 0.972886% 90 Days 0.552486% 0.276243% 0.828729% 0.000000% 1.657459% 1.120024% 0.240377% 0.863337% 0.000000% 2.223738% 120 Days 0.138122% 0.000000% 0.138122% 0.000000% 0.276243% 0.224590% 0.000000% 0.414076% 0.000000% 0.638665% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.795580% 0.552486% 1.519337% 0.000000% 3.867403% 2.829415% 0.344617% 1.712104% 0.000000% 4.886136%

~~Description~~SUBORDINATION ofLEVEL/CREDIT ~~the~~ENHANCEMENT/CLASS ~~Certificates~~PERCENTAGE ~~and~~AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class 2A 448,203,294.00 89.49115595% 414,289,750.74 90.25148043% 4.324742% 0.000000% Class M-1 24,293,294.00 4.85055552% 24,293,294.00 5.29220369% 4.964281% 0.000000% Class M-2 17,282,294.00 3.45069411% 17,282,294.00 3.76488343% 1.527320% 0.000000% Class M-3 12,024,294.00 2.40084797% 12,024,294.00 2.61944770% 1.145436% 0.000000% Class M-4 8,769,294.00 1.75093371% 8,769,294.00 1.91035806% 0.709090% 0.000000% Class X 100.00 0.00001997% 100.00 0.00002178% 0.872841% 0.000000% Class P 0.00 0.00000000% 0.00 0.00000000% 0.000022% 0.000000% Please Refer to the ~~Mortgage~~Prospectus ~~Pool~~Supplement for a Full Description of Loss Exposure.

REO Detail - All Mortgage Loans in REO during Current Period

OnSummary ~~July~~12 ~~28,~~Month ~~2005,~~REO aHistory* ~~series~~New ofREO ~~certificates,~~Loans ~~entitled~~Month ~~Nomura~~REO ~~Asset~~Percentage ~~Acceptance~~Loans ~~Corporation,~~in ~~Alternative~~REO ~~Loan~~0 ~~Trust~~Jan-05 ~~Series~~0.000% ~~2005-AR4,~~Original ~~Mortgage~~Principal ~~Pass~~Balance 0.00 Feb-~~Through~~05 ~~Certificates~~0.000% ~~(the~~Current ~~“Certificates”),~~Principal ~~were~~Balance ~~issued~~0.00 ~~pursuant~~Mar-05 to0.000% aApr-05 ~~pooling~~0.000% ~~and~~Current ~~servicing~~REO ~~agreement,~~Total ~~dated~~May-05 as0.000% ofLoans ~~July~~in 1,REO ~~2005~~0 ~~(the~~Jun-05 ~~“Agreement”),~~0.000% ~~attached~~Original ~~hereto~~Principal asBalance ~~Exhibit~~0.00 4Jul-05 0.1,000% ~~among~~Current ~~Nomura~~Principal ~~Asset~~Balance ~~Acceptance~~0.00 ~~Corporation,~~Aug-05 as0.000% ~~depositor~~Sep-05 ~~(the~~0.000% ~~“Depositor”),~~Oct-05 ~~Nomura~~0.000% ~~Credit~~Nov-05 &0.000% ~~Capital,~~Dec-05 ~~Inc~~0.,000% as*The ~~seller~~text (reported in the ~~“Seller”),~~above ~~GMAC~~table ~~Mortgage~~is ~~Corporation~~presented asgraphically on the ~~servicer~~monthly ~~(the~~bond ~~“Servicer”),~~remittance ~~Wells~~report. ~~Fargo~~The ~~Bank,~~monthly Nbond remittance report can be viewed online at www.Actslink.,com. asGROUP ~~securities~~1 ~~administrator~~12 ~~(“Securities~~Month ~~Administrator”)~~REO ~~and~~History* ~~master~~New ~~servicer~~REO ~~(“Master~~Loans ~~Servicer”)~~Month ~~and~~REO ~~HSBC~~Percentage ~~Bank~~Loans ~~USA,~~in ~~National~~REO ~~Association,~~0 asJan-05 ~~trustee~~0.000% ~~(the~~Original ~~“Trustee”)~~Principal Balance 0.00 ~~The~~Feb-05 ~~Certificates~~0.000% ~~consist~~Current ofPrincipal ~~eighteen~~Balance ~~(18)~~0.00 ~~classes~~Mar-05 of0.000% ~~certificates,~~Apr-05 ~~designated~~0.000% asCurrent ~~the~~REO ~~“Class~~Total IMay-~~A Certificates”,~~05 ~~“Class~~0.000% ~~II-A~~Loans ~~Certificates”,~~in ~~“Class~~REO ~~III~~0 Jun-~~A-1~~05 ~~Certificates”,~~0.000% ~~“Class~~Original ~~III~~Principal Balance 0.00 Jul-~~A-2~~05 ~~Certificates”,~~0.000% ~~“Class~~Current IVPrincipal Balance 0.00 Aug-A05 0.000% Sep-105 ~~Certificates”,~~0.000% ~~“Class~~Oct-05 IV0.000% Nov-A05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP 2 ~~Certificates”,~~12 ~~“Class~~Month ~~V-A-1~~REO ~~Certificates”,~~History* ~~“Class~~New VREO Loans Month REO Percentage Loans in REO 0 Jan-~~A-2~~05 ~~Certificates”,~~0.000% ~~“Class~~Original VPrincipal Balance 0.00 Feb-~~A-3~~05 ~~Certificates”,~~0.000% ~~“Class~~Current VPrincipal Balance 0.00 Mar-A05 0.000% Apr-405 ~~Certificates”,~~0.000% ~~“Class~~Current MREO Total May-105 ~~Certificates”,~~0.000% ~~“Class~~Loans ~~M-2~~in ~~Certificates”,~~REO ~~“Class~~0 MJun-305 ~~Certificates”,~~0.000% ~~“Class~~Original ~~M-4~~Principal ~~Certificates”,~~Balance ~~“Class~~0.00 MJul-505 ~~Certificates”,~~0.000% ~~“Class~~Current XPrincipal ~~Certificates”,~~Balance ~~“Class~~0.00 PAug-05 ~~Certificates”~~0.000% ~~and~~Sep-05 ~~“Class~~0.000% ROct-05 ~~Certificates”~~0.000% Nov-05 0.000% Dec-05 0.000% *The ~~Certificates~~text ~~evidence~~reported in the ~~aggregate~~above table is presented graphically on the ~~entire~~monthly ~~beneficial~~bond ~~ownership~~remittance ~~interest~~report. inThe amonthly ~~trust~~bond ~~fund,~~remittance ~~consisting~~report ofcan abe ~~pool~~viewed ofonline ~~mortgage~~at ~~loans~~www.ctslink.com. ~~(the~~GROUP ~~“Mortgage~~3 ~~Pool’”)~~12 ofMonth ~~conventional,~~REO ~~one-~~History* toNew ~~four-~~REO ~~family,~~Loans ~~adjustable~~Month ~~rate,~~REO ~~first~~Percentage ~~lien~~Loans ~~mortgage~~in ~~loans~~REO ~~having~~0 ~~original~~Jan-05 ~~terms~~0.000% toOriginal ~~maturity~~Principal upBalance to0.00 30Feb-05 ~~years~~0.000% ~~(the~~Current ~~“Mortgage~~Principal ~~Loans”)~~Balance 0.00 ~~The Mortgage~~Mar-05 ~~Pool~~0.000% ~~consists~~Apr-05 of0.000% ~~Mortgage~~Current REO Total May-05 0.000% Loans ~~having~~in anREO ~~aggregate~~0 ~~principal~~Jun-05 ~~balance~~0.000% ofOriginal ~~approximately~~Principal ~~$500,835,194~~Balance 0.00 asJul-05 of0.000% ~~July~~Current 1,Principal ~~2005~~Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The ~~Mortgage~~text ~~Loans~~reported ~~were~~in ~~purchased~~the ~~pursuant~~above totable is presented graphically on the ~~Mortgage~~monthly ~~Loan~~bond ~~Purchase~~remittance ~~Agreement,~~report. ~~dated~~The ~~July~~monthly ~~28,~~bond ~~2005,~~remittance ~~between~~report ~~Seller~~can ~~and~~be ~~Depositor~~viewed online at www.ctslink.com. ~~The~~GROUP ~~Class~~4 I12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-~~A-1~~05 ~~Certificates,~~0.000% ~~Class~~Original IIPrincipal Balance 0.00 Feb-A05 ~~Certificates,~~0.000% ~~Class~~Current ~~III~~Principal Balance 0.00 Mar-A05 0.000% Apr-105 ~~Certificates,~~0.000% ~~Class~~Current ~~III~~REO Total May-A05 0.000% Loans in REO 0 Jun-205 ~~Certificates,~~0.000% ~~Class~~Original IVPrincipal Balance 0.00 Jul-~~A-1~~05 ~~Certificates,~~0.000% ~~Class~~Current IVPrincipal Balance 0.00 Aug-A05 0.000% Sep-205 ~~Certificates,~~0.000% ~~Class~~Oct-05 V0.000% Nov-A05 0.000% Dec-105 ~~Certificates,~~0.000% ~~Class~~*The Vtext reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. GROUP 5 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-~~A-2~~05 ~~Certificates,~~0.000% ~~Class~~Original VPrincipal Balance 0.00 Feb-~~A-3~~05 ~~Certificates,~~0.000% ~~Class~~Current VPrincipal Balance 0.00 Mar-A05 0.000% Apr-405 ~~Certificates,~~0.000% ~~Class~~Current MREO Total May-105 ~~Certificates,~~0.000% ~~Class~~Loans ~~M-2~~in ~~Certificates,~~REO ~~Class~~0 MJun-305 ~~Certificates,~~0.000% ~~Class~~Original MPrincipal Balance 0.00 Jul-405 ~~Certificates~~0.000% ~~and~~Current ~~Class~~Principal ~~M-5~~Balance ~~Certificates~~0.00 ~~were~~Aug-05 ~~sold~~0.000% bySep-05 ~~the~~0.000% ~~Depositor~~Oct-05 to0.000% ~~Nomura~~Nov-05 ~~Securities~~0.000% ~~International,~~Dec-05 ~~Inc~~0.000% ~~(the~~*The ~~“Underwriter”)~~text ~~pursuant~~reported toin the ~~Underwriting~~above ~~Agreement,~~table ~~dated~~is ~~February~~presented ~~26,~~graphically ~~2004,~~on ~~between~~ the ~~Depositor~~monthly ~~and~~bond ~~the~~remittance ~~Underwriter,~~report. ~~and~~The ~~the~~monthly ~~Terms~~bond ~~Agreement,~~remittance ~~dated~~report ~~July~~can ~~27,~~be ~~2005~~viewed online at www.ctslink.com.

~~The~~REO ~~Certificates~~Loan ~~have~~Detail ~~the~~- ~~following~~All ~~initial~~Mortgage ~~Certificate~~Loans ~~Balances~~in ~~and~~REO ~~Pass-Through~~during ~~Rates:~~Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO loans this period.

Class	Initial Certificate Principal Balance(1)		Pass-Through Rate
I-A	$	29,655,000	Variable
II-A	$	22,977,000	Variable
III-A-1	$	95,122,000	Variable
III-A-2	$	5,007,000	Variable
IV-A-1	$	91,528,000	Variable
IV-A-2	$	4,818,000	Variable
V-A-1	$	65,897,000	Variable
V-A-2	$	7,879,000	Variable
V-A-3	$	110,406,000	Variable

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

V-A-4	$	20,465,000	Variable
M-1	$	22,788,000	Variable
M-2	$	7,011,000	Variable
M-3	$	5,258,000	Variable
M-4	$	3,255,000	Variable
M-5	$	4,762,512	Variable

(Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance GROUP 1) ~~Approximate~~0000097587 Oct-2005 01-Feb-2005 NV 80.00 600,000.00 GROUP 4 0000185880 Dec-2005 01-Jun-2005 NV 79.98 339,900.00 GROUP 4 0000186443 Nov-2005 01-Jul-2005 NY 57.69 1,500,000.00 GROUP 5 0000153731 Nov-2005 01-Apr-2005 CO 80.00 136,000.00 GROUP 5 0000158820 Dec-2005 01-May-2005 TX 70.00 206,500.00 GROUP 5 0000159569 Oct-2005 01-May-2005 FL 70.00 840,000.00 GROUP 5 0000159590 Nov-2005 01-May-2005 IL 70.00 213,500.00 GROUP 5 0000160397 Dec-2005 01-Jun-2005 CA 70.00 385,000.00 GROUP 5 0000161489 Dec-2005 01-Jun-2005 NV 70.00 227,500.00 GROUP 5 0000161627 Dec-2005 01-May-2005 IL 80.00 320,000.00 GROUP 5 0000177459 Nov-2005 01-Jun-2005 MN 80.00 479,920.00 GROUP 5 0000185524 Nov-2005 01-Jun-2005 CA 80.00 392,000.00 GROUP 5 0000186647 Dec-2005 01-Jul-2005 CO 75.00 63,750.00 GROUP 5 0000186697 Nov-2005 01-Jul-2005 MN 75.00 210,000.00

~~The~~Foreclosure ~~Certificates,~~Loan ~~other~~Detail ~~than~~- ~~the~~All ~~Class~~Mortgage XLoans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest GROUP 1 0000097587 599,951.37 ~~Class~~01-Jun-2005 P4 ~~and~~4.750% ~~Class~~11,249.10 RGROUP ~~Certificates~~4 0000185880 339,900.00 ~~and~~01-Jul-2005 ~~the~~3 ~~Mortgage~~6.375% ~~Loans~~8,674.55 ~~are~~GROUP ~~more~~4 ~~particularly~~0000186443 ~~described~~1,498,542.09 in01-Jul-2005 ~~the~~3 ~~Prospectus~~6.125% ~~Supplement~~36,610.95 ~~dated~~GROUP ~~July~~5 270000153731 135,958.26 01-Jul-2005 ~~(the~~3 ~~“Prospectus~~7.125% ~~Supplement”)~~3,894.65 ~~and~~GROUP ~~the~~5 ~~Prospectus~~0000158820 206,500.00 ~~dated~~01-Aug-2005 ~~June~~2 236.875% 4,560.20 GROUP 5 0000159569 840,000.00 01-Jun-2005 4 6.750% 22,750.00 asGROUP ~~previously~~5 ~~filed~~0000159590 ~~with~~213,500.00 ~~the~~01-Jul-2005 ~~Securities~~3 ~~and~~6.875% ~~Exchange~~5,893.50 ~~Commission~~GROUP ~~pursuant~~5 to0000160397 ~~Rule~~385,000.00 ~~424(b)~~01-Aug-2005 2 7.000% ~~The~~8,662.48 ~~Class~~GROUP X5 0000161489 226,736.72 ~~Class~~01-Aug-2005 P2 ~~and~~6.375% ~~the~~4,623.27 ~~Class~~GROUP R5 ~~Certificates~~0000161627 ~~have~~320,000.00 ~~not~~01-Jul-2005 ~~been~~3 ~~and~~6.375% ~~will~~8,166.65 ~~not~~GROUP be5 ~~publicly~~0000177459 ~~offered~~479,920.00 by01-Jul-2005 ~~the~~3 ~~Depositor~~6.500% ~~Capitalized~~12,497.95 ~~terms~~GROUP ~~used~~5 ~~but~~0000185524 ~~not~~392,000.00 ~~otherwise~~01-Jul-2005 ~~defined~~3 ~~herein~~7.000% ~~shall~~11,025.00 ~~have~~GROUP ~~the~~5 ~~meanings~~0000186647 ~~assigned~~63,584.40 to01-Aug-2005 ~~them~~2 in6.750% ~~the~~1,375.84 ~~Prospectus~~GROUP ~~Supplement~~5 0000186697 210,000.00 01-Jul-2005 3 7.250% 6,125.00

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Item 9.01	Financial Statements and Exhibits
(a)		Not applicable
(b)		Not applicable
(c)		Exhibits

Exhibit No.	Description
4.1	Pooling and Servicing Agreement, dated as of July 1, 2005, by and among Nomura Asset Acceptance Corporation, as Depositor, Nomura Credit & Capital, Inc., as Seller, GMAC Mortgage Corporation, as Servicer, Wells Fargo Bank, N.A., as Securities Administrator and Master Servicer and HSBC Bank USA, National Association, as Trustee relating to the Series 2005-AR4 Certificates.

~~SIGNATURES~~Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Principal Date Delinquent Loan Rate Delinquent Balance Interest GROUP 3 0000185905 197,774.21 01-Nov-2005 0 6.125% 1,936.56 GROUP 5 0000125979 266,833.24 01-Jul-2005 3 6.750% 7,213.81 GROUP 5 0000161187 220,800.00 01-Jul-2005 3 6.250% 5,520.00 GROUP 5 0000177424 60,891.42 01-Aug-2005 2 6.750% 1,317.57 GROUP 5 0000185896 150,571.43 01-Nov-2005 0 6.750% 1,631.18

~~Pursuant~~Realized toLoss ~~the~~Detail ~~requirements~~Report of- ~~the~~Loans ~~Securities~~with ~~Exchange~~Losses ~~Act~~during ofCurrent ~~1934,~~Period ~~the~~Summary ~~registrant~~# ~~has~~Loans ~~duly~~Prior ~~caused~~Realized ~~this~~Current ~~report~~with toPrincipal beLoss/(Gain) ~~signed~~Loss onGroup ~~its~~Losses ~~behalf~~Balance byAmount ~~the~~Percentage ~~undersigned~~GROUP ~~thereunto~~1 ~~duly~~0 ~~authorized~~0.00 0.00 0.000% GROUP 2 0 0.00 0.00 0.000% GROUP 3 0 0.00 0.00 0.000% GROUP 4 0 0.00 0.00 0.000% GROUP 5 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000%

~~Dated:~~Realized ~~August~~Loss ~~16,~~Loan ~~2005~~Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term No losses this period.

~~NOMURA~~Realized ~~ASSET~~Loss ~~ACCEPTANCE~~Loan ~~CORPORATION~~Detail ~~By:~~Report ~~/s/~~- ~~John~~Loans P.With ~~Graham~~Losses ~~Name:~~during ~~John~~Current P.Period ~~Graham~~(continued) ~~Title:~~Prior ~~President~~Cumulative Loan Principal Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) No losses this period.

Index to Exhibits

Exhibit No.	Description	Sequentially Numbered Page
4.1	Pooling and Servicing Agreement, dated as of July 1, 2005, by and among Nomura Asset Acceptance Corporation, as Depositor, Nomura Credit & Capital, Inc., as Seller, GMAC Mortgage Corporation, as Servicer, Wells Fargo Bank, N.A., as Securities Administrator and Master Servicer and HSBC Bank USA, National Association, as Trustee relating to the Series 2005-AR4 Certificates.	7

~~EXHIBIT~~Prepayment 4Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount GROUP 1 0 0.00 0.00 0 0.00 0.00 5,547.47 GROUP 2 0 0.00 0.00 0 0.00 0.00 (1,246.05) GROUP 3 0 0.00 0.00 0 0.00 0.00 6,790.79 GROUP 4 0 0.00 0.00 0 0.00 0.00 4,207.27 GROUP 5 0 0.00 0.00 0 0.00 0.00 (438,626.32) Total 0 0.00 0.00 0 0.00 0.00 (423,326.84)

Prepayment - Voluntary Prepayments

Filing Compare · Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2005-AR4