8-K 1 jpa050a5_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates, Series 2005-A5 (Exact name of registrant as specified in its charter) New York (governing law of 333-121990-04 Pooling and Servicing Agreement) (Commission 54-2179663 (State or other File Number) 54-2179664 jurisdiction 54-2179665 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of J.P. MORGAN MORTGAGE TRUST, Mortgage Pass-Through Certificates, Series 2005-A5 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A5 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates, Series 2005-A5 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/29/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A5 Trust, relating to the December 27, 2005 distribution. EX-99.1 J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates Series 2005-A5 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

J.P. Morgan Acceptance Corporation I Mortgage Pass-Through Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 J.P. Morgan Acceptance Corporation I Mortgage Pass-Through Certificates Series 2005-A5 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ 1-A-1 466247SD6 ~~SEN~~ 5.~~19597~~19513% ~~197~~186,~~998~~504,~~400~~869.0004 ~~857~~807,~~327~~430.7631 1-A-2 466247SE4 ~~SEN~~ 5.~~19597~~19513% 61,807,200.00 267,~~623~~580.5218 2-A-1 466247SF1 ~~SEN~~ 5.~~17683~~16178% ~~202~~178,~~193~~723,~~300~~361.0031 ~~872~~768,~~267~~776.7828 2-A-2 466247SG9 ~~SEN~~ 5.~~17683~~16178% 65,686,300.00 ~~283~~282,~~372~~548.6179 2-A-3 466247SH7 ~~SEN~~ 5.~~17683~~16178% 98,~~715~~864,~~900~~653.0048 4138,~~914~~131.6819 3-A-1 466247SJ3 ~~SEN~~ 5.~~37423~~37296% 4645,~~721~~767,~~900~~467.0063 ~~209~~204,~~245~~922.1520 3-A-2 466247SK0 ~~SEN~~ 5.~~37423~~37296% 24,666,100.00 110,~~467~~441.7258 3-A-3 466247SL8 ~~SEN~~ 5.~~37423~~37296% 18,167,800.00 81,~~364~~345.9368 3-A-4 466247SM6 ~~SEN~~ 5.~~37423~~37296% 6,~~225~~159,~~900~~548.0007 27,~~882~~579.8416 4-A-1 466247SN4 ~~SEN~~ 3.~~81933~~94071% 2017,~~042~~025,~~100~~914.0076 6355,~~789~~911.5389 5-A-1 466247SP9 ~~SEN~~ 4.~~93535~~91854% ~~167~~157,~~078~~760,~~300~~764.0031 ~~687~~646,~~157~~627.6677 T-A-1 466247SQ7 ~~SEN~~ 5.~~43974~~43690% ~~333~~321,~~748~~109,~~100~~263.0033 1,~~512~~454,~~919~~865.7500 A-R 466247SR5 ~~SEN~~ 5.~~19597~~19561% ~~100~~0.00 0.4300 I-B-1 466247SS3 ~~SUB~~ 5.~~12359~~11789% 13,~~601~~558,~~200~~422.0071 5857,~~072~~825.4542 I-B-2 466247ST1 ~~SUB~~ 5.~~12359~~11789% 5,~~950~~931,~~300~~585.0064 25,~~405~~297.7466 I-B-3 466247SU8 ~~SUB~~ 5.~~12359~~11789% 3,~~400~~389,~~200~~505.0099 14,~~517~~455.6993 I-B-4 466247SY0 ~~SUB~~ 5.~~12359~~11789% 2,~~975~~965,~~100~~742.0098 12,~~702~~648.6662 I-B-5 466247SZ7 ~~SUB~~ 5.~~12359~~11789% 2,~~125~~118,~~100~~416.0032 9,~~073~~034.4585 I-B-6 466247TA1 ~~SUB~~ 5.~~12359~~11789% 1,~~700~~695,~~381~~033.4253 7,~~260~~229.0416 T-B-1 466247SV6 ~~SUB~~ 5.~~43974~~43690% 5,~~346~~334,~~900~~244.0025 24,~~238~~168.1311 T-B-2 466247SW4 ~~SUB~~ 5.~~43974~~43690% 2,~~069~~064,~~700~~801.0016 9,~~382~~355.2009 T-B-3 466247SX2 ~~SUB~~ 5.~~43974~~43690% 1,~~379~~376,~~800~~534.0011 6,~~254~~236.8073 T-B-4 466247TB9 ~~SUB~~ 5.~~43974~~43690% 1,~~034~~032,~~800~~350.0070 4,~~690~~677.8732 T-B-5 466247TC7 ~~SUB~~ 5.~~43974~~43690% ~~689~~688,~~900~~267.0005 3,~~127~~118.4036 T-B-6 466247TD5 ~~SUB~~ 5.~~43974~~43690% ~~690~~688,~~141~~507.0048 3,~~128~~119.4945 Totals 1,~~195~~133,~~014~~086,~~922~~653.4285 54,~~193~~923,~~188~~326.2873

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses 1-A-1 2,~~343~~287,~~311~~979.5980 0.00 ~~195~~184,~~655~~216,~~088~~889.4124 3,~~200~~095,~~639~~410.3511 0.00 1-A-2 0.00 0.00 61,807,200.00 267,~~623~~580.5218 0.00 2-A-1 ~~880~~1,~~185~~672,586.5291 0.00 ~~201~~177,~~313~~050,~~114~~774.4840 12,~~752~~441,~~453~~363.3019 0.00 2-A-2 0.00 0.00 65,686,300.00 ~~283~~282,~~372~~548.6179 0.00 2-A-3 3160,~~924~~664.0215 0.00 98,~~683~~803,~~975~~989.9833 7398,~~838~~795.7034 0.00 3-A-1 ~~160~~493,~~616~~500.1669 0.00 4645,~~561~~273,~~283~~966.8494 ~~369~~698,~~861~~422.3189 0.00 3-A-2 0.00 0.00 24,666,100.00 110,~~467~~441.7258 0.00 3-A-3 0.00 0.00 18,167,800.00 81,~~364~~345.9368 0.00 3-A-4 1134,~~166~~308.0006 0.00 6,~~214~~125,~~734~~240.00 3961,~~048~~887.8422 0.00 4-A-1 ~~555~~781,~~637~~648.8463 0.00 1916,~~486~~244,~~462~~266.1613 ~~619~~837,~~427~~560.3752 0.00 5-A-1 12,~~363~~321,~~287~~025.7740 0.00 ~~165~~155,~~715~~439,~~012~~738.2390 2,~~050~~967,~~445~~653.4317 0.00 T-A-1 21,~~079~~172,~~316~~737.7018 0.00 ~~331~~319,~~668~~936,~~783~~526.3015 32,~~592~~627,~~236~~602.4518 0.00 A-R ~~100~~0.00 0.00 0.00 ~~100~~0.4300 0.00 I-B-1 10,~~627~~923.5776 0.00 13,~~590~~547,~~572~~498.4395 68,~~700~~749.0218 0.00 I-B-2 4,~~649~~778.3997 0.00 5,~~945~~926,~~650~~806.6168 30,~~055~~076.1363 0.00 I-B-3 2,~~656~~730.8186 0.00 3,~~397~~386,~~543~~775.1913 17,~~174~~186.5079 0.00 I-B-4 2,~~324~~389.6544 0.00 2,~~972~~963,~~775~~353.3554 15,~~027~~038.3106 0.00 I-B-5 1,~~660~~706.4977 0.00 2,~~123~~116,~~439~~709.5156 10,~~733~~741.9462 0.00 I-B-6 1,~~328~~365.6366 0.00 1,~~699~~693,~~052~~667.7987 8,~~588~~594.6782 0.00 T-B-1 3,~~070~~262.5347 0.00 5,~~343~~330,~~829~~981.4778 27,~~308~~430.6658 0.00 T-B-2 1,~~188~~262.5585 0.00 2,~~068~~063,~~511~~538.4531 10,~~570~~617.7594 0.00 T-B-3 ~~792~~841.3790 0.00 1,~~379~~375,~~007~~692.6321 7,~~047~~078.1763 0.00 T-B-4 ~~594~~631.2540 0.00 1,~~034~~031,~~205~~719.7530 5,~~285~~308.1272 0.00 T-B-5 ~~396~~420.1895 0.00 ~~689~~687,~~503~~846.8210 3,~~523~~539.5831 0.00 T-B-6 ~~396~~421.3210 0.00 ~~689~~688,~~744~~086.6839 3,~~524~~540.8155 0.00 Totals 78,~~455~~855,~~231~~186.3495 0.00 1,~~187~~124,~~559~~231,~~691~~466.0891 1213,~~648~~778,~~419~~513.6268 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (~~1~~) 1~~-A-1 197,998,400.00 ~~197~~186,~~998~~504,~~400~~869.0004 ~~226~~223,~~606~~292.4466 2,~~116~~064,~~705~~687.1514 0.00 0.00 1-A-2 61,807,200.00 61,807,200.00 0.00 0.00 0.00 0.00 2-A-1 202,193,300.00 ~~202~~178,~~193~~723,~~300~~361.0031 ~~135~~128,~~751~~362.0189 ~~744~~1,~~434~~544,224.5102 0.00 0.00 2-A-2 65,686,300.00 65,686,300.00 0.00 0.00 0.00 0.00 2-A-3 9,715,900.00 98,~~715~~864,~~900~~653.0048 4,~~923~~655.6468 2756,~~000~~008.3847 0.00 0.00 3-A-1 46,721,900.00 4645,~~721~~767,~~900~~467.0063 14,~~056~~330.2765 ~~146~~479,~~559~~170.9003 0.00 0.00 3-A-2 24,666,100.00 24,666,100.00 0.00 0.00 0.00 0.00 3-A-3 18,167,800.00 18,167,800.00 0.00 0.00 0.00 0.00 3-A-4 6,225,900.00 6,~~225~~159,~~900~~548.0007 ~~977~~996.1926 1033,~~188~~311.8180 0.00 0.00 4-A-1 20,042,100.00 2017,~~042~~025,~~100~~914.0076 3226,~~320~~560.2584 ~~523~~755,~~317~~087.5979 0.00 0.00 5-A-1 167,078,300.00 ~~167~~157,~~078~~760,~~300~~764.0031 ~~226~~222,~~315~~137.3018 12,~~136~~098,~~972~~888.4722 0.00 0.00 T-A-1 333,748,100.00 ~~333~~321,~~748~~109,~~100~~263.0033 ~~191~~196,~~659~~393.0841 1976,~~887,657~~343.6277 0.00 0.00 A-R 100.00 ~~100~~0.00 90.6700 900.3300 0.00 0.00 I-B-1 13,601,200.00 13,~~601~~558,~~200~~422.0071 10,~~627~~923.5776 0.00 0.00 0.00 I-B-2 5,950,300.00 5,~~950~~931,~~300~~585.0064 4,~~649~~778.3997 0.00 0.00 0.00 I-B-3 3,400,200.00 3,~~400~~389,~~200~~505.0099 2,~~656~~730.8186 0.00 0.00 0.00 I-B-4 2,975,100.00 2,~~975~~965,~~100~~742.0098 2,~~324~~389.6544 0.00 0.00 0.00 I-B-5 2,125,100.00 2,~~125~~118,~~100~~416.0032 1,~~660~~706.4977 0.00 0.00 0.00 I-B-6 1,700,381.42 1,~~700~~695,~~381~~033.4253 1,~~328~~365.6366 0.00 0.00 0.00 T-B-1 5,346,900.00 5,~~346~~334,~~900~~244.0025 3,~~070~~262.5347 0.00 0.00 0.00 T-B-2 2,069,700.00 2,~~069~~064,~~700~~801.0016 1,~~188~~262.5585 0.00 0.00 0.00 T-B-3 1,379,800.00 1,~~379~~376,~~800~~534.0011 ~~792~~841.3790 0.00 0.00 0.00 T-B-4 1,034,800.00 1,~~034~~032,~~800~~350.0070 ~~594~~631.2540 0.00 0.00 0.00 T-B-5 689,900.00 ~~689~~688,~~900~~267.0005 ~~396~~420.1895 0.00 0.00 0.00 T-B-6 690,141.00 ~~690~~688,~~141~~507.0048 ~~396~~421.3210 0.00 0.00 0.00 Totals 1,195,014,922.42 1,~~195~~133,~~014~~086,~~922~~653.4285 ~~862~~847,~~304~~465.5970 68,~~592~~007,~~926~~721.7624 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution 1-A-1 2,~~343~~287,~~311~~979.5980 ~~195~~184,~~655~~216,~~088~~889.4124 0.~~98816500~~930396 2,~~343~~287,~~311~~979.5980 1-A-2 0.00 61,807,200.00 1.~~00000000~~000000 0.00 2-A-1 ~~880~~1,~~185~~672,586.5291 ~~201~~177,~~313~~050,~~114~~774.4840 0.~~99564681~~875651 ~~880~~1,~~185~~672,586.5291 2-A-2 0.00 65,686,300.00 1.~~00000000~~000000 0.00 2-A-3 3160,~~924~~664.0215 98,~~683~~803,~~975~~989.9833 0.~~99671425~~906142 3160,~~924~~664.0215 3-A-1 ~~160~~493,~~616~~500.1669 4645,~~561~~273,~~283~~966.8494 0.~~99656229~~969010 ~~160~~493,~~616~~500.1669 3-A-2 0.00 24,666,100.00 1.~~00000000~~000000 0.00 3-A-3 0.00 18,167,800.00 1.~~00000000~~000000 0.00 3-A-4 1134,~~166~~308.0006 6,~~214~~125,~~734~~240.00 0.~~99820652~~983832 1134,~~166~~308.0006 4-A-1 ~~555~~781,~~637~~648.8463 1916,~~486~~244,~~462~~266.1613 0.~~97227647~~810507 ~~555~~781,~~637~~648.8463 5-A-1 12,~~363~~321,~~287~~025.7740 ~~165~~155,~~715~~439,~~012~~738.2390 0.~~99184043~~930341 12,~~363~~321,~~287~~025.7740 T-A-1 21,~~079~~172,~~316~~737.7018 ~~331~~319,~~668~~936,~~783~~526.3015 0.~~99376980~~958617 21,~~079~~172,~~316~~737.7018 A-R ~~100~~0.00 0.00 0.~~00000000~~000000 ~~100~~0.00 I-B-1 10,~~627~~923.5776 13,~~590~~547,~~572~~498.4395 0.~~99921863~~996052 10,~~627~~923.5776 I-B-2 4,~~649~~778.3997 5,~~945~~926,~~650~~806.6168 0.~~99921863~~996052 4,~~649~~778.3997 I-B-3 2,~~656~~730.8186 3,~~397~~386,~~543~~775.1913 0.~~99921863~~996052 2,~~656~~730.8186 I-B-4 2,~~324~~389.6544 2,~~972~~963,~~775~~353.3554 0.~~99921863~~996052 2,~~324~~389.6544 I-B-5 1,~~660~~706.4977 2,~~123~~116,~~439~~709.5156 0.~~99921863~~996052 1,~~660~~706.4977 I-B-6 1,~~328~~365.6366 1,~~699~~693,~~052~~667.7987 0.~~99921863~~996052 1,~~328~~365.6366 T-B-1 3,~~070~~262.5347 5,~~343~~330,~~829~~981.4778 0.~~99942574~~997023 3,~~070~~262.5347 T-B-2 1,~~188~~262.5585 2,~~068~~063,~~511~~538.4531 0.~~99942574~~997023 1,~~188~~262.5585 T-B-3 ~~792~~841.3790 1,~~379~~375,~~007~~692.6321 0.~~99942574~~997023 ~~792~~841.3790 T-B-4 ~~594~~631.2540 1,~~034~~031,~~205~~719.7530 0.~~99942573~~997023 ~~594~~631.2540 T-B-5 ~~396~~420.1895 ~~689~~687,~~503~~846.8210 0.~~99942574~~997023 ~~396~~420.1895 T-B-6 ~~396~~421.3210 ~~689~~688,~~744~~086.6839 0.~~99942574~~997023 ~~396~~421.3210 Totals 78,~~455~~855,~~231~~186.3495 1,~~187~~124,~~559~~231,~~691~~466.0891 0.~~99376139~~940768 78,~~455~~855,~~231~~186.3495

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ 1-A-1 197,998,400.00 ~~1000~~941.~~00000000~~951395 1.~~14448622~~127750 10.~~69051644~~427797 0.~~00000000~~000000 1-A-2 61,807,200.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 202,193,300.00 ~~1000~~883.~~00000000~~923262 0.~~67139223~~634852 37.~~68179613~~637365 0.~~00000000~~000000 2-A-2 65,686,300.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-3 9,715,900.00 ~~1000~~912.~~00000000~~386241 0.~~50676108~~479182 25.~~77898908~~764620 0.~~00000000~~000000 3-A-1 46,721,900.00 ~~1000~~979.~~00000000~~572056 0.~~30084971~~306722 310.~~13685659~~255791 0.~~00000000~~000000 3-A-2 24,666,100.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 3-A-3 18,167,800.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 3-A-4 6,225,900.00 ~~1000~~989.~~00000000~~342596 0.~~15695562~~160019 15.~~63652002~~350520 0.~~00000000~~000000 4-A-1 20,042,100.00 ~~1000~~849.~~00000000~~507525 1.~~61261794~~325252 2637.~~11091602~~675083 0.~~00000000~~000000 5-A-1 167,078,300.00 ~~1000~~944.~~00000000~~232520 1.~~35454634~~329539 612.~~80502776~~562303 0.~~00000000~~000000 T-A-1 333,748,100.00 ~~1000~~962.~~00000000~~130611 0.~~57426268~~588448 52.~~65593518~~925391 0.~~00000000~~000000 A-R 100.00 ~~1000~~0.~~00000000~~000000 960.~~70000000~~000000 ~~903~~0.~~30000000~~000000 0.~~00000000~~000000 I-B-1 13,601,200.00 ~~1000~~996.~~00000000~~854889 0.~~78137003~~803147 0.~~00000000~~000000 0.~~00000000~~000000 I-B-2 5,950,300.00 ~~1000~~996.~~00000000~~854888 0.~~78137069~~803148 0.~~00000000~~000000 0.~~00000000~~000000 I-B-3 3,400,200.00 ~~1000~~996.~~00000000~~854888 0.~~78136874~~803147 0.~~00000000~~000000 0.~~00000000~~000000 I-B-4 2,975,100.00 ~~1000~~996.~~00000000~~854889 0.~~78136869~~803146 0.~~00000000~~000000 0.~~00000000~~000000 I-B-5 2,125,100.00 ~~1000~~996.~~00000000~~854887 0.~~78137029~~803148 0.~~00000000~~000000 0.~~00000000~~000000 I-B-6 1,700,381.42 ~~1000~~996.~~00000000~~854888 0.~~78137175~~803149 0.~~00000000~~000000 0.~~00000000~~000000 T-B-1 5,346,900.00 ~~1000~~997.~~00000000~~633068 0.~~57426359~~610161 0.~~00000000~~000000 0.~~00000000~~000000 T-B-2 2,069,700.00 ~~1000~~997.~~00000000~~633068 0.~~57426197~~610161 0.~~00000000~~000000 0.~~00000000~~000000 T-B-3 1,379,800.00 ~~1000~~997.~~00000000~~633070 0.~~57426439~~610161 0.~~00000000~~000000 0.~~00000000~~000000 T-B-4 1,034,800.00 ~~1000~~997.~~00000000~~633069 0.~~57426556~~610166 0.~~00000000~~000000 0.~~00000000~~000000 T-B-5 689,900.00 ~~1000~~997.~~00000000~~633063 0.~~57425714~~610161 0.~~00000000~~000000 0.~~00000000~~000000 T-B-6 690,141.00 ~~1000~~997.~~00000000~~633063 0.~~57425946~~610165 0.~~00000000~~000000 0.~~00000000 (2) All Classes are Per $1,000 Denomination.~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution 1-A-1 0.~~00000000~~000000 11.~~83500266~~555547 ~~988~~930.~~16499734~~395848 0.~~98816500~~930396 11.~~83500266~~555547 1-A-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 2-A-1 0.~~00000000~~000000 48.~~35318836~~272217 ~~995~~875.~~64681164~~651045 0.~~99564681~~875651 48.~~35318836~~272217 2-A-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 2-A-3 0.~~00000000~~000000 36.~~28575016~~243801 ~~996~~906.~~71424984~~142440 0.~~99671425~~906142 36.~~28575016~~243801 3-A-1 0.~~00000000~~000000 310.~~43770609~~562513 ~~996~~969.~~56229391~~009542 0.~~99656229~~969010 310.~~43770609~~562513 3-A-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 3-A-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 3-A-4 0.~~00000000~~000000 15.~~79347564~~510538 ~~998~~983.~~20652436~~832056 0.~~99820652~~983832 15.~~79347564~~510538 4-A-1 0.~~00000000~~000000 2739.~~72353396~~000336 ~~972~~810.~~27646604~~507189 0.~~97227647~~810507 2739.~~72353396~~000336 5-A-1 0.~~00000000~~000000 813.~~15957410~~891842 ~~991~~930.~~84042590~~340678 0.~~99184043~~930341 813.~~15957410~~891842 T-A-1 0.~~00000000~~000000 63.~~23019786~~513839 ~~993~~958.~~76980214~~616772 0.~~99376980~~958617 63.~~23019786~~513839 A-R 0.~~00000000~~000000 ~~1,000~~0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~1,000~~0.~~00000000~~000000 I-B-1 0.~~00000000~~000000 0.~~78137003~~803147 ~~999~~996.~~21862997~~051742 0.~~99921863~~996052 0.~~78137003~~803147 I-B-2 0.~~00000000~~000000 0.~~78137069~~803148 ~~999~~996.~~21862931~~051742 0.~~99921863~~996052 0.~~78137069~~803148 I-B-3 0.~~00000000~~000000 0.~~78136874~~803147 ~~999~~996.~~21863126~~051741 0.~~99921863~~996052 0.~~78136874~~803147 I-B-4 0.~~00000000~~000000 0.~~78136869~~803146 ~~999~~996.~~21863131~~051743 0.~~99921863~~996052 0.~~78136869~~803146 I-B-5 0.~~00000000~~000000 0.~~78137029~~803148 ~~999~~996.~~21862971~~051743 0.~~99921863~~996052 0.~~78137029~~803148 I-B-6 0.~~00000000~~000000 0.~~78137175~~803149 ~~999~~996.~~21862825~~051739 0.~~99921863~~996052 0.~~78137175~~803149 T-B-1 0.~~00000000~~000000 0.~~57426359~~610161 ~~999~~997.~~42573641~~022907 0.~~99942574~~997023 0.~~57426359~~610161 T-B-2 0.~~00000000~~000000 0.~~57426197~~610161 ~~999~~997.~~42573803~~022907 0.~~99942574~~997023 0.~~57426197~~610161 T-B-3 0.~~00000000~~000000 0.~~57426439~~610161 ~~999~~997.~~42573561~~022909 0.~~99942574~~997023 0.~~57426439~~610161 T-B-4 0.~~00000000~~000000 0.~~57426556~~610166 ~~999~~997.~~42573444~~022903 0.~~99942573~~997023 0.~~57426556~~610166 T-B-5 0.~~00000000~~000000 0.~~57425714~~610161 ~~999~~997.~~42574286~~022902 0.~~99942574~~997023 0.~~57425714~~610161 T-B-6 0.~~00000000~~000000 0.~~57425946~~610165 ~~999~~997.~~42574054~~022913 0.~~99942574~~997023 0.~~57425946~~610165 ~~(3)~~All ~~Amount~~Classes ~~Does~~are ~~Not~~Per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed~~Denomination. ~~Please Refer to the Prospectus Supplement for a Full Description.~~

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ 1-A-1 ~~197,998,400.00~~11/01/05 - 11/30/05 30 5.~~19597~~19513% ~~197~~186,~~998~~504,~~400~~869.0004 ~~857~~807,~~327~~430.7631 0.00 ~~0.00~~ 1-A-2 ~~61,807,200.00~~11/01/05 - 11/30/05 30 5.~~19597~~19513% 61,807,200.00 267,~~623~~580.5218 0.00 ~~0.00~~ 2-A-1 ~~202,193,300.00~~11/01/05 - 11/30/05 30 5.~~17683~~16178% ~~202~~178,~~193~~723,~~300~~361.0031 ~~872~~768,~~267~~776.7828 0.00 ~~0.00~~ 2-A-2 ~~65,686,300.00~~11/01/05 - 11/30/05 30 5.~~17683~~16178% 65,686,300.00 ~~283~~282,~~372~~548.6179 0.00 ~~0.00~~ 2-A-3 ~~9,715,900.00~~11/01/05 - 11/30/05 30 5.~~17683~~16178% 98,~~715~~864,~~900~~653.0048 4138,~~914~~131.6819 0.00 ~~0.00~~ 3-A-1 ~~46,721,900.00~~11/01/05 - 11/30/05 30 5.~~37423~~37296% 4645,~~721~~767,~~900~~467.0063 ~~209~~204,~~245~~922.1520 0.00 ~~0.00~~ 3-A-2 ~~24,666,100.00~~11/01/05 - 11/30/05 30 5.~~37423~~37296% 24,666,100.00 110,~~467~~441.7258 0.00 ~~0.00~~ 3-A-3 ~~18,167,800.00~~11/01/05 - 11/30/05 30 5.~~37423~~37296% 18,167,800.00 81,~~364~~345.9368 0.00 ~~0.00~~ 3-A-4 ~~6,225,900.00~~11/01/05 - 11/30/05 30 5.~~37423~~37296% 6,~~225~~159,~~900~~548.0007 27,~~882~~579.8416 0.00 ~~0.00~~ 4-A-1 ~~20,042,100.00~~11/01/05 - 11/30/05 30 3.~~81933~~94071% 2017,~~042~~025,~~100~~914.0076 6355,~~789~~911.5389 0.00 ~~0.00~~ 5-A-1 ~~167,078,300.00~~11/01/05 - 11/30/05 30 4.~~93535~~91854% ~~167~~157,~~078~~760,~~300~~764.0031 ~~687~~646,~~157~~627.6677 0.00 ~~0.00~~ T-A-1 ~~333,748,100.00~~11/01/05 - 11/30/05 30 5.~~43974~~43690% ~~333~~321,~~748~~109,~~100~~263.0033 1,~~512~~454,~~919~~865.~~75 0.~~00 0.00 A-R ~~100.00~~N/A N/A 5.~~19597~~19561% ~~100~~0.00 0.~~43 0.~~00 0.00 I-B-1 ~~13,601,200.00~~11/01/05 - 11/30/05 30 5.~~12359~~11789% 13,~~601~~558,~~200~~422.0071 5857,~~072~~825.4542 0.00 ~~0.00~~ I-B-2 ~~5,950,300.00~~11/01/05 - 11/30/05 30 5.~~12359~~11789% 5,~~950~~931,~~300~~585.0064 25,~~405~~297.7466 0.00 ~~0.00~~ I-B-3 ~~3,400,200.00~~11/01/05 - 11/30/05 30 5.~~12359~~11789% 3,~~400~~389,~~200~~505.0099 14,~~517~~455.6993 0.00 ~~0.00~~ I-B-4 ~~2,975,100.00~~11/01/05 - 11/30/05 30 5.~~12359~~11789% 2,~~975~~965,~~100~~742.0098 12,~~702~~648.6662 0.00 ~~0.00~~ I-B-5 ~~2,125,100.00~~11/01/05 - 11/30/05 30 5.~~12359~~11789% 2,~~125~~118,~~100~~416.0032 9,~~073~~034.4585 0.00 ~~0.00~~ I-B-6 ~~1,700,381.42~~11/01/05 - 11/30/05 30 5.~~12359~~11789% 1,~~700~~695,~~381~~033.4253 7,~~260~~229.0416 0.00 ~~0.00~~ T-B-1 ~~5,346,900.00~~11/01/05 - 11/30/05 30 5.~~43974~~43690% 5,~~346~~334,~~900~~244.0025 24,~~238~~168.1311 0.00 ~~0.00~~ T-B-2 ~~2,069,700.00~~11/01/05 - 11/30/05 30 5.~~43974~~43690% 2,~~069~~064,~~700~~801.0016 9,~~382~~355.2009 0.00 ~~0.00~~ T-B-3 ~~1,379,800.00~~11/01/05 - 11/30/05 30 5.~~43974~~43690% 1,~~379~~376,~~800~~534.0011 6,~~254~~236.8073 0.00 ~~0.00~~ T-B-4 ~~1,034,800.00~~11/01/05 - 11/30/05 30 5.~~43974~~43690% 1,~~034~~032,~~800~~350.0070 4,~~690~~677.8732 0.00 ~~0.00~~ T-B-5 ~~689,900.00~~11/01/05 - 11/30/05 30 5.~~43974~~43690% ~~689~~688,~~900~~267.0005 3,~~127~~118.4036 0.00 ~~0.00~~ T-B-6 ~~690,141.00~~11/01/05 - 11/30/05 30 5.~~43974~~43690% ~~690~~688,~~141~~507.0048 3,~~128~~119.4945 0.00 ~~0.00~~ Totals 14,~~195~~923,~~014,922~~326.4273 ~~5,193,188.28~~ 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance 1-A-1 0.00 0.00 ~~857~~807,~~327~~430.7631 0.00 ~~195~~184,~~655~~216,~~088~~889.4124 1-A-2 0.00 0.00 267,~~623~~580.5218 0.00 61,807,200.00 2-A-1 0.00 0.00 ~~872~~768,~~267~~776.7828 0.00 ~~201~~177,~~313~~050,~~114~~774.4840 2-A-2 0.00 0.00 ~~283~~282,~~372~~548.6179 0.00 65,686,300.00 2-A-3 0.00 0.00 4138,~~914~~131.6819 0.00 98,~~683~~803,~~975~~989.9833 3-A-1 0.00 0.00 ~~209~~204,~~245~~922.1520 0.00 4645,~~561~~273,~~283~~966.8494 3-A-2 0.00 0.00 110,~~467~~441.7258 0.00 24,666,100.00 3-A-3 0.00 0.00 81,~~364~~345.9368 0.00 18,167,800.00 3-A-4 0.00 0.00 27,~~882~~579.8416 0.00 6,~~214~~125,~~734~~240.00 4-A-1 0.00 0.00 6355,~~789~~911.5389 0.00 1916,~~486~~244,~~462~~266.1613 5-A-1 0.00 0.00 ~~687~~646,~~157~~627.6677 0.00 ~~165~~155,~~715~~439,~~012~~738.2390 T-A-1 0.00 0.00 1,~~512~~454,~~919~~865.7500 0.00 ~~331~~319,~~668~~936,~~783~~526.3015 A-R 0.00 0.00 0.4300 0.00 0.00 I-B-1 0.00 0.00 5857,~~072~~825.4542 0.00 13,~~590~~547,~~572~~498.4395 I-B-2 0.00 0.00 25,~~405~~297.7466 0.00 5,~~945~~926,~~650~~806.6168 I-B-3 0.00 0.00 14,~~517~~455.6993 0.00 3,~~397~~386,~~543~~775.1913 I-B-4 0.00 0.00 12,~~702~~648.6662 0.00 2,~~972~~963,~~775~~353.3554 I-B-5 0.00 0.00 9,~~073~~034.4585 0.00 2,~~123~~116,~~439~~709.5156 I-B-6 0.00 0.00 7,~~260~~229.0416 0.00 1,~~699~~693,~~052~~667.7987 T-B-1 0.00 0.00 24,~~238~~168.1311 0.00 5,~~343~~330,~~829~~981.4778 T-B-2 0.00 0.00 9,~~382~~355.2009 0.00 2,~~068~~063,~~511~~538.4531 T-B-3 0.00 0.00 6,~~254~~236.8073 0.00 1,~~379~~375,~~007~~692.6321 T-B-4 0.00 0.00 4,~~690~~677.8732 0.00 1,~~034~~031,~~205~~719.7530 T-B-5 0.00 0.00 3,~~127~~118.4036 0.00 ~~689~~687,~~503~~846.8210 T-B-6 0.00 0.00 3,~~128~~119.4945 0.00 ~~689~~688,~~744~~086.6839 Totals 0.00 0.00 54,~~193~~923,~~188~~326.2873 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ 1-A-1 11/01/05 - 11/30/05 197,998,400.00 5.~~19597~~19513% ~~1000~~941.~~00000000~~951395 4.~~32997317~~077964 0.~~00000000~~000000 ~~0.00000000~~ 1-A-2 11/01/05 - 11/30/05 61,807,200.00 5.~~19597~~19513% 1000.~~00000000~~000000 4.~~32997321~~329272 0.~~00000000~~000000 ~~0.00000000~~ 2-A-1 11/01/05 - 11/30/05 202,193,300.00 5.~~17683~~16178% ~~1000~~883.~~00000000~~923262 43.~~31402910~~802185 0.~~00000000~~000000 ~~0.00000000~~ 2-A-2 11/01/05 - 11/30/05 65,686,300.00 5.~~17683~~16178% 1000.~~00000000~~000000 4.~~31402911~~301487 0.~~00000000~~000000 ~~0.00000000~~ 2-A-3 11/01/05 - 11/30/05 9,715,900.00 5.~~17683~~16178% ~~1000~~912.~~00000000~~386241 43.~~31402958~~924617 0.~~00000000~~000000 ~~0.00000000~~ 3-A-1 11/01/05 - 11/30/05 46,721,900.00 5.~~37423~~37296% ~~1000~~979.~~00000000~~572056 4.~~47852399~~385999 0.~~00000000~~000000 ~~0.00000000~~ 3-A-2 11/01/05 - 11/30/05 24,666,100.00 5.~~37423~~37296% 1000.~~00000000~~000000 4.~~47852397~~477464 0.~~00000000~~000000 ~~0.00000000~~ 3-A-3 11/01/05 - 11/30/05 18,167,800.00 5.~~37423~~37296% 1000.~~00000000~~000000 4.~~47852409~~477465 0.~~00000000~~000000 ~~0.00000000~~ 3-A-4 11/01/05 - 11/30/05 6,225,900.00 5.~~37423~~37296% ~~1000~~989.~~00000000~~342596 4.~~47852359~~429747 0.~~00000000~~000000 ~~0.00000000~~ 4-A-1 11/01/05 - 11/30/05 20,042,100.00 3.~~81933~~94071% ~~1000~~849.~~00000000~~507525 32.~~18277675~~789722 0.~~00000000~~000000 ~~0.00000000~~ 5-A-1 11/01/05 - 11/30/05 167,078,300.00 4.~~93535~~91854% ~~1000~~944.~~00000000~~232520 43.~~11278820~~870208 0.~~00000000~~000000 ~~0.00000000~~ T-A-1 11/01/05 - 11/30/05 333,748,100.00 5.~~43974~~43690% ~~1000~~962.~~00000000~~130611 4.~~53311869~~359171 0.~~00000000~~000000 ~~0.00000000~~ A-R N/A 100.00 5.~~19597~~19561% ~~1000~~0.~~00000000~~000000 ~~4.30000000~~ 0.~~00000000~~000000 0.~~00000000~~000000 I-B-1 11/01/05 - 11/30/05 13,601,200.00 5.~~12359~~11789% ~~1000~~996.~~00000000~~854889 4.~~26965635~~251494 0.~~00000000~~000000 ~~0.00000000~~ I-B-2 11/01/05 - 11/30/05 5,950,300.00 5.~~12359~~11789% ~~1000~~996.~~00000000~~854888 4.~~26965699~~251493 0.~~00000000~~000000 ~~0.00000000~~ I-B-3 11/01/05 - 11/30/05 3,400,200.00 5.~~12359~~11789% ~~1000~~996.~~00000000~~854888 4.~~26965767~~251494 0.~~00000000~~000000 ~~0.00000000~~ I-B-4 11/01/05 - 11/30/05 2,975,100.00 5.~~12359~~11789% ~~1000~~996.~~00000000~~854889 4.~~26965816~~251494 0.~~00000000~~000000 ~~0.00000000~~ I-B-5 11/01/05 - 11/30/05 2,125,100.00 5.~~12359~~11789% ~~1000~~996.~~00000000~~854887 4.~~26965790~~251494 0.~~00000000~~000000 ~~0.00000000~~ I-B-6 11/01/05 - 11/30/05 1,700,381.42 5.~~12359~~11789% ~~1000~~996.~~00000000~~854888 4.~~26965381~~251493 0.~~00000000~~000000 ~~0.00000000~~ T-B-1 11/01/05 - 11/30/05 5,346,900.00 5.~~43974~~43690% ~~1000~~997.~~00000000~~633068 4.~~53311826~~520023 0.~~00000000~~000000 ~~0.00000000~~ T-B-2 11/01/05 - 11/30/05 2,069,700.00 5.~~43974~~43690% ~~1000~~997.~~00000000~~633068 4.~~53312074~~520022 0.~~00000000~~000000 ~~0.00000000~~ T-B-3 11/01/05 - 11/30/05 1,379,800.00 5.~~43974~~43690% ~~1000~~997.~~00000000~~633070 4.~~53312074~~520025 0.~~00000000~~000000 ~~0.00000000~~ T-B-4 11/01/05 - 11/30/05 1,034,800.00 5.~~43974~~43690% ~~1000~~997.~~00000000~~633069 4.~~53311751~~520023 0.~~00000000~~000000 ~~0.00000000~~ T-B-5 11/01/05 - 11/30/05 689,900.00 5.~~43974~~43690% ~~1000~~997.~~00000000~~633063 4.~~53312074~~520017 0.~~00000000~~000000 ~~0.00000000~~ T-B-6 11/01/05 - 11/30/05 690,141.00 5.~~43974~~43690% ~~1000~~997.~~00000000~~633063 4.~~53311715~~520018 0.~~00000000 0.00000000 (5) All Classes are Per $1,000 Denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance 1-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~32997317~~077964 0.~~00000000~~000000 ~~988~~930.~~16499734~~395848 1-A-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~32997321~~329272 0.~~00000000~~000000 1000.~~00000000~~000000 2-A-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~31402910~~802185 0.~~00000000~~000000 ~~995~~875.~~64681164~~651045 2-A-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~31402911~~301487 0.~~00000000~~000000 1000.~~00000000~~000000 2-A-3 0.~~00000000~~000000 0.~~00000000~~000000 43.~~31402958~~924617 0.~~00000000~~000000 ~~996~~906.~~71424984~~142440 3-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~47852399~~385999 0.~~00000000~~000000 ~~996~~969.~~56229391~~009542 3-A-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~47852397~~477464 0.~~00000000~~000000 1000.~~00000000~~000000 3-A-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~47852409~~477465 0.~~00000000~~000000 1000.~~00000000~~000000 3-A-4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~47852359~~429747 0.~~00000000~~000000 ~~998~~983.~~20652436~~832056 4-A-1 0.~~00000000~~000000 0.~~00000000~~000000 32.~~18277675~~789722 0.~~00000000~~000000 ~~972~~810.~~27646604~~507189 5-A-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~11278820~~870208 0.~~00000000~~000000 ~~991~~930.~~84042590~~340678 T-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53311869~~359171 0.~~00000000~~000000 ~~993~~958.~~76980214~~616772 A-R 0.~~00000000~~000000 0.~~00000000~~000000 40.~~30000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 I-B-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~26965635~~251494 0.~~00000000~~000000 ~~999~~996.~~21862997~~051742 I-B-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~26965699~~251493 0.~~00000000~~000000 ~~999~~996.~~21862931~~051742 I-B-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~26965767~~251494 0.~~00000000~~000000 ~~999~~996.~~21863126~~051741 I-B-4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~26965816~~251494 0.~~00000000~~000000 ~~999~~996.~~21863131~~051743 I-B-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~26965790~~251494 0.~~00000000~~000000 ~~999~~996.~~21862971~~051743 I-B-6 0.~~00000000~~000000 0.~~00000000~~000000 4.~~26965381~~251493 0.~~00000000~~000000 ~~999~~996.~~21862825~~051739 T-B-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53311826~~520023 0.~~00000000~~000000 ~~999~~997.~~42573641~~022907 T-B-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53312074~~520022 0.~~00000000~~000000 ~~999~~997.~~42573803~~022907 T-B-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53312074~~520025 0.~~00000000~~000000 ~~999~~997.~~42573561~~022909 T-B-4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53311751~~520023 0.~~00000000~~000000 ~~999~~997.~~42573444~~022903 T-B-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53312074~~520017 0.~~00000000~~000000 ~~999~~997.~~42574286~~022902 T-B-6 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53311715~~520018 0.~~00000000~~000000 ~~999~~997.~~42574054~~022913 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~Per ~~Prospectus~~$1,000 ~~Supplement for a Full Description~~Denomination.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1213,~~870~~988,~~447~~988.4302 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 3129,~~644~~968.5521 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 1214,~~902~~018,~~091~~956.9823 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 253~~240,~~672~~442.3655 Payment of Interest and Principal 1213,~~648~~778,~~419~~513.6268 Total Withdrawals (Pool Distribution Amount) 1214,~~902~~018,~~091~~956.9823 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~253~~240,~~672~~442.3655 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~253~~240,~~672~~442.3655 *Servicer Payees include: JP MORGAN CHASE BANK, NA; PHH US MTG CORP

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~ARM ~~Total~~Weighted NoAverage ofGross ~~Loans~~Coupon No5.468710% ofWeighted ~~Loans~~Average NoNet ofCoupon ~~Loans~~5.214069% NoWeighted ofAverage ~~Loans~~Pass-Through NoRate of5.214069% ~~Loans~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~352 ~~Principal~~Beginning ~~Balance~~Scheduled ~~Principal~~Collateral ~~Balance~~Loan ~~Principal~~Count ~~Balance~~2,028 ~~0-29~~Number ~~Days~~Of 0Loans 0Paid 0In 0Full ~~0.00~~15 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 30Loan ~~Days~~Count 132,013 0Beginning 0Scheduled 0Collateral 13Balance 61,~~605~~133,~~598~~086,654.9808 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 6Balance 1,~~605~~124,~~598~~231,467.9813 60Ending ~~Days~~Actual 0Collateral 0Balance 0at 030-Nov-2005 ~~0 0~~1,124,771,818.0079 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant 06,011,234.0071 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Realized ~~0.00~~Loss ~~0.00~~Amount 0.00 ~~120~~Cumulative ~~Days~~Realized 0Loss 0 ~~0 0 0 0~~.00 ~~0.00~~Scheduled ~~0.00~~Principal ~~0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 0 0 13 6~~847,~~605,598~~465.9871 ~~0.00~~Unscheduled ~~0.00~~Principal ~~0.00 6~~8,~~605~~007,~~598~~721.98 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.616991% 0.000000% 0.000000% 0.000000% 0.616991% 0.555946% 0.000000% 0.000000% 0.000000% 0.555946% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.616991% 0.000000% 0.000000% 0.000000% 0.616991% 0.555946% 0.000000% 0.000000% 0.000000% 0.555946%24

~~DELINQUENT~~Bankruptcy ~~BANKRUPTCY~~Coverage ~~FORECLOSURE~~Amount, ~~REO~~Aggregate ~~Total~~Pool 1I ~~No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0~~177,134.0076 ~~0.00~~Bankruptcy ~~0.00~~Coverage ~~0.00~~Amount, 30Pool ~~Days~~6 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 450,000~~,100~~.00 ~~0.00~~Fraud ~~0.00~~Loss ~~0.00~~Coverage 4Amt,~~000,100.00~~ 60Aggregate ~~Days~~Pool 0I 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 ~~0 0 0 8 4~~,~~000~~500,~~100~~556.00 ~~0.00~~Fraud ~~0.00~~Loss ~~0.00~~Coverage 4Amt,~~000,100.00~~ ~~0-29~~Pool ~~Days~~6 ~~0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days~~ 3.669725% 0.000000% 0.000000% 0.000000% 3.669725% 4.036796% 0.000000% 0.000000% 0.000000% 4.036796% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.669725% 0.000000% 0.000000% 0.000000% 3.669725% 4.036796% 0.000000% 0.000000% 0.000000% 4.036796% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,~~196~~449,~~971~~593.~~12 0.~~00 ~~0.00~~Special ~~0.00 1~~Hazard,~~196,971.12~~ 60Aggregate ~~Days~~Pool 0I 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 17,~~196~~931,~~971~~170.1276 ~~0.00~~Special ~~0.00 0.00 1~~Hazard,~~196,971.12~~ ~~0-29~~Pool Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.917431% 0.000000% 0.000000% 0.000000% 0.917431% 0.696184% 0.000000% 0.000000% 0.000000% 0.696184% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.917431% 0.000000% 0.000000% 0.000000% 0.917431% 0.696184% 0.000000% 0.000000% 0.000000% 0.696184% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 13,~~408~~449,~~527~~593.~~86 0.~~00 0.00 0.00 1,408,527.86 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 1,408,527.86 0.00 0.00 0.00 1,408,527.86 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.374532% 0.000000% 0.000000% 0.000000% 0.374532% 0.410641% 0.000000% 0.000000% 0.000000% 0.410641% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.374532% 0.000000% 0.000000% 0.000000% 0.374532% 0.410641% 0.000000% 0.000000% 0.000000% 0.410641%

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group A1 ~~Insufficient~~2 ~~Funds~~3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.445126 5.414739 5.633937 Weighted Average Net Rate 5.195126 5.161785 5.372957 Weighted Average Remaining Term 355 355 354 Beginning Loan Count 469 461 217 Loans Paid In Full 4 3 1 Ending Loan Count 465 458 216 Beginning Scheduled Balance 257,701,941.60 263,322,151.34 98,232,728.53 Ending Scheduled Balance 255,405,518.03 261,583,623.20 97,704,358.24 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 1,401,086.11 1,326,479.48 477,085.96 Scheduled Principal 231,736.43 138,295.65 15,888.46 Unscheduled Principal 2,064,687.14 1,600,232.49 512,481.83 Scheduled Interest 1,169,349.68 1,188,183.83 461,197.50 Servicing Fee 53,687.90 55,506.98 21,364.01 Master Servicing Fee 0.00 ~~Principal~~0.00 ~~Balance~~0.00 ofTrustee ~~Contaminated~~Fee ~~Properties~~0.00 0.00 ~~Periodic~~0.00 ~~Advance~~FRY 31Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,~~644~~115,661.5578 1,132,676.85 439,833.49 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.195126 5.161785 5.372957

~~Summary~~Group 12Level ~~Month~~Collateral ~~REO~~Statement History*Group ~~New~~4 ~~REO~~5 ~~Loans~~6 ~~Month~~Collateral ~~REO~~Description ~~Percentage~~Mixed ~~Loans~~ARM inMixed ~~REO~~ARM 0Mixed ~~Sep-04~~ARM ~~0.000%~~Weighted ~~Original~~Average ~~Principal~~Coupon ~~Balance~~Rate 04.00315715 ~~Oct-04 0~~5.~~000%~~168544 ~~Current Principal Balance 0~~5.00690461 ~~Nov-04~~Weighted ~~0.000%~~Average ~~Dec-04~~Net ~~0.000%~~Rate ~~Current REO Total Jan-05 0~~3.~~000%~~940715 ~~Loans in REO 0 Feb-05 0~~4.~~000%~~918544 ~~Original Principal Balance 0~~5.00436896 ~~Mar-05~~Weighted ~~0.000%~~Average ~~Current~~Remaining ~~Principal~~Term ~~Balance~~352 ~~0.00~~335 ~~Apr-05~~354 ~~0.000%~~Beginning ~~May-05~~Loan ~~0.000%~~Count ~~Jun-05~~43 ~~0.000%~~316 ~~Jul-05~~522 ~~0.000%~~Loans ~~Aug-05~~Paid ~~0.000%~~In *TheFull ~~text~~2 ~~reported~~4 ~~in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.~~ 1 12Ending ~~Month~~Loan ~~REO~~Count History*41 ~~New~~312 ~~REO~~521 ~~Loans~~Beginning ~~Month~~Scheduled ~~REO~~Balance ~~Percentage Loans in REO 0 Sep-04 0~~17,748,372.~~000%~~87 ~~Original Principal Balance 0~~163,787,491.0058 ~~Oct-04 0~~332,293,968.~~000%~~16 ~~Current~~Ending ~~Principal~~Scheduled Balance 016,965,597.0019 ~~Nov-04 0~~161,457,980.~~000%~~16 ~~Dec-04 0~~331,114,390.~~000%~~31 ~~Current~~Record ~~REO~~Date ~~Total~~11/30/2005 ~~Jan-05~~11/30/2005 ~~0.000%~~11/30/2005 ~~Loans~~Principal inAnd ~~REO~~Interest 0Constant ~~Feb-05 0~~91,518.~~000%~~66 ~~Original Principal Balance 0~~936,075.0064 ~~Mar-05 0~~1,778,988.~~000%~~86 ~~Current~~Scheduled Principal ~~Balance 0~~27,687.0089 ~~Apr-05 0~~230,623.~~000%~~20 ~~May-05 0~~203,234.~~000%~~08 ~~Jun-05~~Unscheduled ~~0.000%~~Principal ~~Jul-05 0~~755,087.~~000%~~79 ~~Aug-05 0~~2,098,888.~~000%~~22 *The text reported in the above table is presented graphically on the monthly bond remittance report976,343.77 ~~The~~Scheduled ~~monthly~~Interest ~~bond remittance report can be viewed online at www~~63,830.~~ctslink.com.~~77 ~~2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0~~705,452.~~000%~~44 ~~Original Principal Balance 0~~1,575,754.0078 ~~Oct-04~~Servicing ~~0.000%~~Fee ~~Current Principal Balance 0~~5,546.0037 ~~Nov-04 0~~34,122.~~000%~~39 ~~Dec-04 0~~70,214.~~000%~~88 ~~Current~~Master ~~REO~~Servicing ~~Total~~Fee ~~Jan-05~~ 0.~~000%~~00 ~~Loans in REO~~ 0 ~~Feb-05 0~~.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Mar-05~~Trustee ~~0.000%~~Fee ~~Current Principal Balance~~ 0.00 ~~Apr-05~~ 0.~~000%~~00 ~~May-05~~ 0.~~000%~~00 ~~Jun-05~~FRY ~~0.000%~~Amount ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05~~ 0.~~000%~~00 *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Sep-04 0~~.~~000%~~00 ~~Original~~Special ~~Principal~~Hazard ~~Balance~~Fee 0.00 ~~Oct-04~~ 0.~~000%~~00 ~~Current Principal Balance~~ 0.00 ~~Nov-04~~Other ~~0.000%~~Fee ~~Dec-04~~ 0.~~000%~~00 ~~Current REO Total Jan-05~~ 0.~~000%~~00 ~~Loans in REO~~ 0 ~~Feb-05 0~~.~~000%~~00 ~~Original~~Pool ~~Principal~~Insurance ~~Balance~~Fee 0.00 ~~Mar-05~~ 0.~~000%~~00 ~~Current Principal Balance~~ 0.00 ~~Apr-05~~Spread ~~0.000%~~1 ~~May-05~~ 0.~~000%~~00 ~~Jun-05~~ 0.~~000%~~00 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05~~Spread ~~0.000%~~2 *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Sep-04 0~~.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Oct-04~~ 0.~~000%~~00 ~~Current~~Spread ~~Principal~~3 ~~Balance~~ 0.00 ~~Nov-04~~ 0.~~000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.~~00 ~~Mar-05~~ 0.~~000% Current Principal Balance 0.~~00 ~~Apr-05~~Net ~~0.000%~~Interest ~~May-05 0~~58,284.~~000%~~40 ~~Jun-05 0~~671,330.~~000% Jul-~~05 01,505,539.~~000%~~90 ~~Aug-05~~Realized ~~0.000%~~Loss *TheAmount text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 5 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Sep-04 0~~.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Oct-04~~ 0.~~000%~~00 ~~Current~~Cumulative ~~Principal~~Realized ~~Balance~~Loss 0.00 ~~Nov-04~~ 0.~~000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.~~00 ~~Mar-05~~ 0.~~000% Current Principal Balance 0.~~00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 6 12 Month REO History* New REO Loans Month REO Percentage ~~Loans~~of inCumulative ~~REO~~Losses 0 ~~Sep-04 0~~.~~000%~~0000 ~~Original Principal Balance~~ 0.000000 ~~Oct-04~~ 0.~~000%~~0000 ~~Current~~Special ~~Principal~~Servicing ~~Balance~~Fee 0.00 ~~Nov-04~~ 0.~~000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.~~00 ~~Mar-05~~ 0.~~000% Current Principal Balance 0.~~00 ~~Apr~~Pass-05Through ~~0.000%~~Rate ~~May-05 0~~3.~~000%~~940715 ~~Jun-05 0~~4.~~000%~~918544 ~~Jul-05 0~~5.~~000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.~~436896

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 5 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 6 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Oct~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Nov~~Mar-0405 0.000% ~~Dec~~Apr-0405 0.000% Current Foreclosure Total ~~Jan~~May-05 0.000% Loans in Foreclosure 0 ~~Feb~~Jun-05 0.000% Original Principal Balance 0.00 ~~Mar~~Jul-05 0.000% Current Principal Balance 0.00 ~~Apr~~Aug-05 0.000% ~~May~~Sep-05 0.000% ~~Jun~~Oct-05 0.000% ~~Jul~~Nov-05 0.000% ~~Aug~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Mixed~~History* ~~ARM~~New ~~Weighted~~Bankruptcy ~~Average~~Loans ~~Gross~~Month ~~Coupon~~Bankruptcy 5Percentage Loans in Bankruptcy 0 Jan-05 0.~~469583~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~0.00 5Feb-05 0.~~214852~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 0.00 Mar-~~Through~~05 ~~Rate~~0.000% 5Apr-05 0.~~214852~~000% ~~Weighted~~Current ~~Average~~Bankruptcy ~~Maturity(Stepdown~~Total ~~Calculation)~~May-05 ~~355~~0.000% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~Bankruptcy ~~Loan~~0 ~~Count~~Jun-05 ~~2,115~~0.000% ~~Number~~Original OfPrincipal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Bankruptcy History* New Bankruptcy Loans ~~Paid~~Month InBankruptcy ~~Full~~Percentage 8Loans ~~Ending~~in ~~Scheduled~~Bankruptcy ~~Collateral~~0 ~~Loan~~Jan-05 ~~Count~~0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2~~,107~~ ~~Beginning~~12 ~~Scheduled~~Month ~~Collateral~~Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance ~~1,195,014,922~~0.4200 ~~Ending~~Feb-05 ~~Scheduled~~0.000% ~~Collateral~~Current Principal Balance ~~1,187,559,691~~0.2800 ~~Ending~~Mar-05 ~~Actual~~0.000% ~~Collateral~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at 29www.ctslink.com. 3 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-~~2005~~05 ~~1,188,172,868~~0.17000% ~~Monthly~~Current ~~P&I~~Principal ~~Constant~~Balance ~~6,309,165~~0.1800 ~~Special~~Aug-05 ~~Servicing~~0.000% ~~Fee~~Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Scheduled~~Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 5 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal ~~862,304~~Balance 0.5900 ~~Unscheduled~~Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 6~~,592,926~~ 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.76000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage 1Loans 2in 3Bankruptcy ~~Collateral~~during ~~Description~~Current ~~Mixed~~Period ~~ARM~~Group ~~Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.445968 5.429542 5.635238 Weighted Average Net Rate 5.195968 5.176835 5.374228 Weighted Average Maturity 358 358 357 Beginning~~ Loan ~~Count~~Month ~~487 497 218 Loans Paid In Full 4 1 0 Ending~~ Loan ~~Count~~First ~~483~~State ~~496~~LTV ~~218~~at ~~Beginning~~Original ~~Scheduled~~Number ~~Balance~~Entered ~~269,228,766.28~~Payment ~~287,663,813.50~~Origination ~~99,255,717.45~~Principal ~~Ending~~Bankruptcy ~~Scheduled~~Date Balance ~~266,877,135.40~~No ~~286,746,601.73~~Bankruptcy ~~99,083,390.02~~Loans ~~Record~~this Date 07/29/2005 07/29/2005 07/29/2005 Principal And Interest Constant 1,456,678.00 1,447,345.75 481,686.74 Scheduled Principal 234,835.40 145,776.88 15,578.72 Unscheduled Principal 2,116,795.48 771,434.89 156,748.71 Scheduled Interest 1,221,842.60 1,301,568.87 466,108.02 Servicing Fees 56,089.33 60,578.80 21,588.94 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,165,753.27 1,240,990.07 444,519.08 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.195968 5.176835 5.374228Period

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage 4Loans 5in 6Bankruptcy ~~Collateral~~during ~~Description~~Current ~~Mixed~~Period ~~ARM~~(continued) ~~Mixed~~Group ~~ARM Mixed ARM Weighted Average Coupon Rate 4.194333 5.185346 5.693179 Weighted Average Net Rate 3.819333 4.935346 5.439742 Weighted Average Maturity 355 338 357 Beginning~~ Loan ~~Count~~Current 50Paid ~~329~~To ~~534~~Months ~~Loans~~Current ~~Paid~~Approximate InNumber ~~Full~~Principal 1Date 2Delinquent ~~0 Ending~~ Loan ~~Count~~Rate 49Delinquent ~~327 534 Beginning Scheduled~~ Balance ~~20,769,061.92 173,138,222.41 344,959,341.07 Ending scheduled Balance 20,212,251.77 171,766,726.19 342,873,586.17 Record Date 07/29/2005 07/29/2005 07/29/2005 Principal And~~ Interest ~~Constant~~No ~~106,086.19~~Bankruptcy ~~982,675.14~~Loans ~~1,834,693.36~~this Scheduled Principal 33,492.56 234,523.75 198,097.28 Unscheduled Principal 523,317.59 1,136,972.47 1,887,657.62 Scheduled Interest 72,593.63 748,151.39 1,636,596.08 Servicing Fees 6,490.33 36,070.46 72,854.50 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 66,103.30 712,080.93 1,563,741.58 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.819333 4.935346 5.439742Period

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 5.469583 Weighted Average Net Rate 5.214852 Weighted Average Maturity 355.00 Record Date 07/29/2005 Principal And Interest Constant 6,309,165.18 Beginning Loan Count 2,115 Loans Paid In Full 8 Ending Loan Count 2,107 Beginning Scheduled Balance 1,195,014,922.63 Ending Scheduled Balance 1,187,559,691.28 Scheduled Principal 862,304.59 Unscheduled Principal 6,592,926.76 Scheduled Interest 5,446,860.59 Servicing Fee 253,672.36 Master Servicing Fee 0.00 Trustee Fee 0.00 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 5,193,188.23 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.214852

Miscellaneous Reporting Group 1 Senior Percentage - Group 1 96.499978% Senior Prepayment Percentage - Group 1 100.000000% Subordinate Percentage - Group 1 3.500022% Sub Prepayment Percentage - Group 1 0.000000% Group 2 Senior Percentage - Group 2 96.499972% Senior Prepayment Percentage - Group 2 100.000000% Subordinate Percentage - Group 2 3.500028% Sub Prepayment Percentage - Group 2 0.000000% Group 3 Senior Percentage - Group 3 96.499932% Senior Prepayment Percentage - Group 3 100.000000% Subordinate Percentage - Group 3 3.500068% Sub Prepayment Percentage - Group 3 0.000000%

Miscellaneous Reporting Group 4 Senior Percentage - Group 4 96.499785% Senior Prepayment Percentage - Group 4 100.000000% Subordinate Percentage - Group 4 3.500215% Sub Prepayment Percentage - Group 4 0.000000% Group 5 Senior Percentage - Group 5 96.499951% Senior Prepayment Percentage - Group 5 100.000000% Subordinate Percentage - Group 5 3.500049% Sub Prepayment Percentage - Group 5 0.000000% Group 6 Senior Percentage - Group 6 96.749982% Senior Prepayment Percentage - Group 6 100.000000% Subordinate Percentage - Group 6 3.250018% Sub Prepayment Percentage - Group 6 0.000000%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 4 2,097,920.00 2,096,561.75 0 0.00 0.00 2 1 628,000.00 627,998.75 0 0.00 0.00 3 0 0.00 0.00 0 0.00 0.00 4 1 372,000.00 370,877.67 0 0.00 0.00 5 2 1,099,500.00 1,090,827.76 0 0.00 0.00 6 0 0.00 0.00 0 0.00 0.00 Total 8 4,197,420.00 4,186,265.93 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 21,598.23 2 0 0.00 0.00 0 0.00 0.00 143,436.14 3 0 0.00 0.00 0 0.00 0.00 156,748.71 4 0 0.00 0.00 0 0.00 0.00 153,003.72 5 0 0.00 0.00 0 0.00 0.00 47,406.05 6 0 0.00 0.00 0 0.00 0.00 1,887,657.62 Total 0 0.00 0.00 0 0.00 0.00 2,409,850.47

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 1230198774 CA 54.84 01-Jul-2005 850,000.00 850,000.00 1 1307022054 FL 80.00 01-Jul-2005 187,920.00 187,526.66 1 1769007421 CA 53.15 01-Jul-2005 500,000.00 498,928.42 1 1769008865 CA 80.00 01-Jul-2005 560,000.00 558,742.17 2 1765466530 CA 79.70 01-Jul-2005 628,000.00 627,998.75 4 1846146566 MO 80.00 01-Jun-2005 372,000.00 370,313.87 5 1136374517 NY 43.01 01-Jan-2005 600,000.00 594,409.19 5 1686823495 MD 79.92 01-Jan-2005 499,500.00 495,157.23

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 1230198774 Loan Paid in Full 0 5.625% 360 1 1 1307022054 Loan Paid in Full 0 5.750% 360 1 1 1769007421 Loan Paid in Full 0 5.625% 360 1 1 1769008865 Loan Paid in Full 0 5.375% 360 1 2 1765466530 Loan Paid in Full 0 5.625% 360 1 4 1846146566 Loan Paid in Full 0 3.750% 360 2 5 1136374517 Loan Paid in Full 0 5.250% 360 7 5 1686823495 Loan Paid in Full 0 5.625% 360 7

Summary SMM CPR PSA Current Month 0.552% Current Month 6.428% Current Month 780.726% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 6.428% N/A Aug-2005 780.726% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 0.787% Current Month 9.045% Current Month 3,700.326% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 9.045% N/A Aug-2005 3,700.326% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 0.268% Current Month 3.173% Current Month 1,441.428% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 3.173% N/A Aug-2005 1,441.428% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 0.158% Current Month 1.879% Current Month 572.794% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 1.879% N/A Aug-2005 572.794% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 SMM CPR PSA Current Month 2.524% Current Month 26.416% Current Month 3,715.078% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 26.416% N/A Aug-2005 3,715.078% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 5 SMM CPR PSA Current Month 0.658% Current Month 7.612% Current Month 186.603% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 7.612% N/A Aug-2005 186.603% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 6 SMM CPR PSA Current Month 0.548% Current Month 6.376% Current Month 2,146.626% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 6.376% N/A Aug-2005 2,146.626% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Jan~~May-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Feb~~Jun-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Mar~~Jul-2005 N/A N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jun~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Jul~~Nov-2005 ~~N/A~~0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · J.P. Morgan Mortgage Trust 2005-A5