8-K 1 oma05002_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 OPTEUM MORTGATE ACCEPTANCE CORP. Asset Backed Pass-Through Certificates, Series 2005-2 (Exact name of registrant as specified in its charter) New York (governing law of 333-120965-02 Pooling and Servicing Agreement) (Commission 54-2173152 (State or other File Number) 54-2173153 jurisdiction 54-2173154 of Incorporation) 54-2173155 54-2173156 54-2173157 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of OPTEUM MORTGATE ACCEPTANCE CORP., Asset Backed Pass-Through Certificates, Series 2005-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2005-2 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OPTEUM MORTGATE ACCEPTANCE CORP. Asset Backed Pass-Through Certificates, Series 2005-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/31/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2005-2 Trust, relating to the December 27, 2005 distribution. EX-99.1 Opteum Mortgage Acceptance Corporation Asset Backed Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Opteum Mortgage Acceptance Corporation Asset Backed Pass-Through Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Opteum Mortgage Acceptance Corporation Asset Backed Pass-Through Certificates Record Date: 7/29/2005 Distribution Date: 8/25/2005 Opteum Mortgage Acceptance Corporation Asset Backed Pass-Through Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ A-I-1 68383NAR4 ~~SEN 3~~4.~~59000~~32375% ~~142~~98,~~978~~445,~~407~~324.4296 ~~442~~378,~~001~~358.8620 A-I-2 68383NAS2 ~~SEN 3~~4.~~68000~~41375% 158,806,000.00 ~~503~~623,~~238~~048.5787 A-I-3 68383NAT0 ~~SEN 3~~4.~~78000~~51375% 113,000,000.00 ~~367~~453,~~815~~381.0011 A-II-1 68383NAU7 ~~SEN 3~~4.~~72000~~45375% ~~311~~279,~~336~~227,~~590~~434.7031 ~~997~~1,~~314~~105,430.8839 A-II-2 68383NAV5 ~~SEN 3~~4.~~77000~~50375% 3431,~~592~~025,~~739~~078.9705 ~~112~~124,~~301~~203.4973 M-1 68383NAW3 ~~MEZ 3~~4.~~89000~~62375% 21,216,000.00 7187,~~067~~197.7176 M-2 68383NAX1 ~~MEZ 3~~4.~~91000~~64375% 13,260,000.00 4454,~~645~~734.6833 M-3 68383NAY9 ~~MEZ 3~~4.~~94000~~67375% 8,398,000.00 2834,~~492~~889.5502 M-4 68383NAZ6 ~~MEZ~~ 4.~~08000~~81375% 7,514,000.00 2632,~~399~~151.1957 M-5 68383NBA0 ~~MEZ~~ 4.~~11000~~84375% 6,630,000.00 2328,~~464~~545.6883 M-6 68383NBB8 ~~MEZ~~ 4.~~16000~~89375% 5,746,000.00 2024,~~583~~995.4510 M-7 68383NBC6 ~~MEZ 4~~5.~~66000~~39375% 4,420,000.00 1721,~~736~~191.4844 M-8 68383NBD4 ~~MEZ 4~~5.~~76000~~49375% 4,420,000.00 1821,~~117~~584.0933 M-9 68383NBE2 ~~MEZ 5~~6.~~31000~~04375% 4,420,000.00 2023,~~210~~745.4522 M-10 68383NBF9 ~~MEZ 4~~5.~~86000~~59375% 4,419,000.00 1821,~~493~~972.5125 M-11 68383NBG7 ~~MEZ 4~~5.~~86000~~59375% 4,419,000.00 1821,~~493~~972.5125 C OMA05002C ~~SUB~~ 0.00000% 4,419,837.44 ~~691~~405,~~300~~497.4912 P OMA05002P ~~PREPAY~~ 0.00000% 100.00 ~~201~~207,~~872~~791.3019 R OMA0502R1 ~~RES~~ 0.00000% 0.00 0.00 Totals ~~849~~769,~~995~~785,~~675~~774.5376 3,~~623~~670,~~548~~689.8971

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses A-I-1 109,~~426~~066,~~460~~022.3483 0.00 ~~132~~89,~~551~~379,~~947~~302.0813 109,~~868~~444,~~462~~381.2003 0.00 A-I-2 0.00 0.00 158,806,000.00 ~~503~~623,~~238~~048.5787 0.00 A-I-3 0.00 0.00 113,000,000.00 ~~367~~453,~~815~~381.0011 0.00 A-II-1 78,~~300~~341,~~177~~966.9774 0.00 ~~304~~270,~~036~~885,~~412~~467.7257 89,~~297~~447,~~492~~397.8513 0.00 A-II-2 ~~811~~926,~~125~~879.8645 0.00 3330,~~781~~098,~~614~~198.1161 ~~923~~1,~~427~~051,083.3518 0.00 M-1 0.00 0.00 21,216,000.00 7187,~~067~~197.7176 0.00 M-2 0.00 0.00 13,260,000.00 4454,~~645~~734.6833 0.00 M-3 0.00 0.00 8,398,000.00 2834,~~492~~889.5502 0.00 M-4 0.00 0.00 7,514,000.00 2632,~~399~~151.1957 0.00 M-5 0.00 0.00 6,630,000.00 2328,~~464~~545.6883 0.00 M-6 0.00 0.00 5,746,000.00 2024,~~583~~995.4510 0.00 M-7 0.00 0.00 4,420,000.00 1721,~~736~~191.4844 0.00 M-8 0.00 0.00 4,420,000.00 1821,~~117~~584.0933 0.00 M-9 0.00 0.00 4,420,000.00 2023,~~210~~745.4522 0.00 M-10 0.00 0.00 4,419,000.00 1821,~~493~~972.5125 0.00 M-11 0.00 0.00 4,419,000.00 1821,~~493~~972.5125 0.00 C 0.00 0.00 4,419,837.44 ~~691~~405,~~300~~497.4912 0.00 P 0.00 0.00 100.00 ~~201~~207,~~872~~791.3019 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 18,~~537~~334,~~764~~869.1702 0.00 ~~831~~751,~~457~~450,~~911~~905.3575 22,~~161~~005,~~313~~558.0673 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ A-I-1 164,607,000.00 ~~142~~98,~~978~~445,~~407~~324.4296 0.00 109,~~426~~066,~~460~~022.3483 0.00 0.00 A-I-2 158,806,000.00 158,806,000.00 0.00 0.00 0.00 0.00 A-I-3 113,000,000.00 113,000,000.00 0.00 0.00 0.00 0.00 A-II-1 322,463,000.00 ~~311~~279,~~336~~227,~~590~~434.7031 0.00 78,~~300~~341,~~177~~966.9774 0.00 0.00 A-II-2 35,829,000.00 3431,~~592~~025,~~739~~078.9705 0.00 ~~811~~926,~~125~~879.8645 0.00 0.00 M-1 21,216,000.00 21,216,000.00 0.00 0.00 0.00 0.00 M-2 13,260,000.00 13,260,000.00 0.00 0.00 0.00 0.00 M-3 8,398,000.00 8,398,000.00 0.00 0.00 0.00 0.00 M-4 7,514,000.00 7,514,000.00 0.00 0.00 0.00 0.00 M-5 6,630,000.00 6,630,000.00 0.00 0.00 0.00 0.00 M-6 5,746,000.00 5,746,000.00 0.00 0.00 0.00 0.00 M-7 4,420,000.00 4,420,000.00 0.00 0.00 0.00 0.00 M-8 4,420,000.00 4,420,000.00 0.00 0.00 0.00 0.00 M-9 4,420,000.00 4,420,000.00 0.00 0.00 0.00 0.00 M-10 4,419,000.00 4,419,000.00 0.00 0.00 0.00 0.00 M-11 4,419,000.00 4,419,000.00 0.00 0.00 0.00 0.00 C 4,421,456.04 4,419,837.44 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 Totals 883,988,556.04 ~~849~~769,~~995~~785,~~675~~774.5376 0.00 18,~~537~~334,~~764~~869.1702 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution A-I-1 109,~~426~~066,~~460~~022.3483 ~~132~~89,~~551~~379,~~947~~302.0813 0.~~80526312~~542986 109,~~426~~066,~~460~~022.3483 A-I-2 0.00 158,806,000.00 1.~~00000000~~000000 0.00 A-I-3 0.00 113,000,000.00 1.~~00000000~~000000 0.00 A-II-1 78,~~300~~341,~~177~~966.9774 ~~304~~270,~~036~~885,~~412~~467.7257 0.~~94285674~~840051 78,~~300~~341,~~177~~966.9774 A-II-2 ~~811~~926,~~125~~879.8645 3330,~~781~~098,~~614~~198.1161 0.~~94285674~~840051 ~~811~~926,~~125~~879.8645 M-1 0.00 21,216,000.00 1.~~00000000~~000000 0.00 M-2 0.00 13,260,000.00 1.~~00000000~~000000 0.00 M-3 0.00 8,398,000.00 1.~~00000000~~000000 0.00 M-4 0.00 7,514,000.00 1.~~00000000~~000000 0.00 M-5 0.00 6,630,000.00 1.~~00000000~~000000 0.00 M-6 0.00 5,746,000.00 1.~~00000000~~000000 0.00 M-7 0.00 4,420,000.00 1.~~00000000~~000000 0.00 M-8 0.00 4,420,000.00 1.~~00000000~~000000 0.00 M-9 0.00 4,420,000.00 1.~~00000000~~000000 0.00 M-10 0.00 4,419,000.00 1.~~00000000~~000000 0.00 M-11 0.00 4,419,000.00 1.~~00000000~~000000 0.00 C 0.00 4,419,837.44 0.~~99963392~~999634 0.00 P 0.00 100.00 1.~~00000000~~000000 0.00 R 0.00 0.00 0.~~00000000~~000000 0.00 R 0.00 0.00 0.~~00000000~~000000 0.00 Totals 18,~~537~~334,~~764~~869.1702 ~~831~~751,~~457~~450,~~911~~905.3575 0.~~94057542~~850069 18,~~537~~334,~~764~~869.1702

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ A-I-1 164,607,000.00 ~~868~~598.~~60466092~~062810 0.~~00000000~~000000 6355.~~34153675~~076776 0.~~00000000~~000000 A-I-2 158,806,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-I-3 113,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 A-II-1 322,463,000.00 ~~965~~865.~~49554740~~920848 0.~~00000000~~000000 2225.~~63880808~~869532 0.~~00000000~~000000 A-II-2 35,829,000.00 ~~965~~865.~~49554746~~920848 0.~~00000000~~000000 2225.~~63880823~~869532 0.~~00000000~~000000 M-1 21,216,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-2 13,260,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-3 8,398,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-4 7,514,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-5 6,630,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-6 5,746,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-7 4,420,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-8 4,420,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-9 4,420,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-10 4,419,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-11 4,419,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 C 4,421,456.04 999.~~63392150~~633921 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 P 100.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (2) All classes are per $1,000 Denomination~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution A-I-1 0.~~00000000~~000000 6355.~~34153675~~076776 ~~805~~542.~~26312417~~986034 0.~~80526312~~542986 6355.~~34153675~~076776 A-I-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 A-I-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 A-II-1 0.~~00000000~~000000 2225.~~63880808~~869532 ~~942~~840.~~85673928~~051316 0.~~94285674~~840051 2225.~~63880808~~869532 A-II-2 0.~~00000000~~000000 2225.~~63880823~~869532 ~~942~~840.~~85673923~~051316 0.~~94285674~~840051 2225.~~63880823~~869532 M-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-10 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-11 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 999.~~63392150~~633921 0.~~99963392~~999634 0.~~00000000~~000000 P 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~(3)~~All ~~Amount~~classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~Denomination

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ A-I-1 ~~164,607,000.00~~11/25/05 3- 12/26/05 32 4.~~59000~~32375% ~~142~~98,~~978~~445,~~407~~324.4296 ~~442~~378,~~001~~358.8620 0.00 ~~0.00~~ A-I-2 ~~158,806,000.00~~11/25/05 3- 12/26/05 32 4.~~68000~~41375% 158,806,000.00 ~~503~~623,~~238~~048.5787 0.00 ~~0.00~~ A-I-3 ~~113,000,000.00~~11/25/05 3- 12/26/05 32 4.~~78000~~51375% 113,000,000.00 ~~367~~453,~~815~~381.0011 0.00 ~~0.00~~ A-II-1 ~~322,463,000.00~~11/25/05 3- 12/26/05 32 4.~~72000~~45375% ~~311~~279,~~336~~227,~~590~~434.7031 ~~997~~1,~~314~~105,430.8839 0.00 ~~0.00~~ A-II-2 ~~35,829,000.00~~11/25/05 3- 12/26/05 32 4.~~77000~~50375% 3431,~~592~~025,~~739~~078.9705 ~~112~~124,~~301~~203.4973 0.00 ~~0.00~~ M-1 ~~21,216,000.00~~11/25/05 3- 12/26/05 32 4.~~89000~~62375% 21,216,000.00 7187,~~067~~197.7176 0.00 ~~0.00~~ M-2 ~~13,260,000.00~~11/25/05 3- 12/26/05 32 4.~~91000~~64375% 13,260,000.00 4454,~~645~~734.6833 0.00 ~~0.00~~ M-3 ~~8,398,000.00~~11/25/05 3- 12/26/05 32 4.~~94000~~67375% 8,398,000.00 2834,~~492~~889.5502 0.00 ~~0.00~~ M-4 ~~7,514,000.00~~11/25/05 - 12/26/05 32 4.~~08000~~81375% 7,514,000.00 2632,~~399~~151.1957 0.00 ~~0.00~~ M-5 ~~6,630,000.00~~11/25/05 - 12/26/05 32 4.~~11000~~84375% 6,630,000.00 2328,~~464~~545.6883 0.00 ~~0.00~~ M-6 ~~5,746,000.00~~11/25/05 - 12/26/05 32 4.~~16000~~89375% 5,746,000.00 2024,~~583~~995.4510 0.00 ~~0.00~~ M-7 ~~4,420,000.00~~11/25/05 4- 12/26/05 32 5.~~66000~~39375% 4,420,000.00 1721,~~736~~191.4844 0.00 ~~0.00~~ M-8 ~~4,420,000.00~~11/25/05 4- 12/26/05 32 5.~~76000~~49375% 4,420,000.00 1821,~~117~~584.0933 0.00 ~~0.00~~ M-9 ~~4,420,000.00~~11/25/05 5- 12/26/05 32 6.~~31000~~04375% 4,420,000.00 2023,~~210~~745.4522 0.00 ~~0.00~~ M-10 ~~4,419,000.00~~11/25/05 4- 12/26/05 32 5.~~86000~~59375% 4,419,000.00 1821,~~493~~972.5125 0.00 ~~0.00~~ M-11 ~~4,419,000.00~~11/25/05 4- 12/26/05 32 5.~~86000~~59375% 4,419,000.00 1821,~~493~~972.5125 0.00 ~~0.00~~ C ~~4,421,456.04~~N/A N/A 0.00000% 4,419,837.44 0.00 0.00 ~~0.00~~ P ~~100.00~~N/A N/A 0.00000% 100.00 0.00 0.00 ~~0.00~~ R ~~0.00~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals ~~883~~3,~~988~~057,~~556~~401.0440 ~~2,730,376.10~~ 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance A-I-1 0.00 0.00 ~~442~~378,~~001~~358.8620 0.00 ~~132~~89,~~551~~379,~~947~~302.0813 A-I-2 0.00 0.00 ~~503~~623,~~238~~048.5787 0.00 158,806,000.00 A-I-3 0.00 0.00 ~~367~~453,~~815~~381.0011 0.00 113,000,000.00 A-II-1 0.00 0.00 ~~997~~1,~~314~~105,430.8839 0.00 ~~304~~270,~~036~~885,~~412~~467.7257 A-II-2 0.00 0.00 ~~112~~124,~~301~~203.4973 0.00 3330,~~781~~098,~~614~~198.1161 M-1 0.00 0.00 7187,~~067~~197.7176 0.00 21,216,000.00 M-2 0.00 0.00 4454,~~645~~734.6833 0.00 13,260,000.00 M-3 0.00 0.00 2834,~~492~~889.5502 0.00 8,398,000.00 M-4 0.00 0.00 2632,~~399~~151.1957 0.00 7,514,000.00 M-5 0.00 0.00 2328,~~464~~545.6883 0.00 6,630,000.00 M-6 0.00 0.00 2024,~~583~~995.4510 0.00 5,746,000.00 M-7 0.00 0.00 1721,~~736~~191.4844 0.00 4,420,000.00 M-8 0.00 0.00 1821,~~117~~584.0933 0.00 4,420,000.00 M-9 0.00 0.00 2023,~~210~~745.4522 0.00 4,420,000.00 M-10 0.00 0.00 1821,~~493~~972.5125 0.00 4,419,000.00 M-11 0.00 0.00 1821,~~493~~972.5125 0.00 4,419,000.00 C 0.00 0.00 ~~691~~405,~~300~~497.4912 0.00 4,419,837.44 P 0.00 0.00 ~~201~~207,~~872~~791.3019 0.00 100.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,~~623~~670,~~548~~689.8971 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ A-I-1 11/25/05 - 12/26/05 164,607,000.00 34.~~59000~~32375% ~~868~~598.~~60466092~~062810 2.~~68519480~~298555 0.~~00000000~~000000 ~~0.00000000~~ A-I-2 11/25/05 - 12/26/05 158,806,000.00 34.~~68000~~41375% 1000.~~00000000~~000000 3.~~16888890~~923333 0.~~00000000~~000000 ~~0.00000000~~ A-I-3 11/25/05 - 12/26/05 113,000,000.00 34.~~78000~~51375% 1000.~~00000000~~000000 34.~~25500000~~012222 0.~~00000000~~000000 ~~0.00000000~~ A-II-1 11/25/05 - 12/26/05 322,463,000.00 34.~~72000~~45375% ~~965~~865.~~49554740~~920848 3.~~09280407~~428084 0.~~00000000~~000000 ~~0.00000000~~ A-II-2 11/25/05 - 12/26/05 35,829,000.00 34.~~77000~~50375% ~~965~~865.~~49554746~~920848 3.~~13437411~~466570 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/25/05 - 12/26/05 21,216,000.00 34.~~89000~~62375% 1000.~~00000000~~000000 34.~~34972238~~110000 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/25/05 - 12/26/05 13,260,000.00 34.~~91000~~64375% 1000.~~00000000~~000000 34.~~36694419~~127778 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/25/05 - 12/26/05 8,398,000.00 34.~~94000~~67375% 1000.~~00000000~~000000 34.~~39277804~~154444 0.~~00000000~~000000 ~~0.00000000~~ M-4 11/25/05 - 12/26/05 7,514,000.00 4.~~08000~~81375% 1000.~~00000000~~000000 34.~~51333378~~278889 0.~~00000000~~000000 ~~0.00000000~~ M-5 11/25/05 - 12/26/05 6,630,000.00 4.~~11000~~84375% 1000.~~00000000~~000000 34.~~53916742~~305555 0.~~00000000~~000000 ~~0.00000000~~ M-6 11/25/05 - 12/26/05 5,746,000.00 4.~~16000~~89375% 1000.~~00000000~~000000 34.~~58222242~~350000 0.~~00000000~~000000 ~~0.00000000~~ M-7 11/25/05 - 12/26/05 4,420,000.00 45.~~66000~~39375% 1000.~~00000000~~000000 4.~~01277828~~794443 0.~~00000000~~000000 ~~0.00000000~~ M-8 11/25/05 - 12/26/05 4,420,000.00 45.~~76000~~49375% 1000.~~00000000~~000000 4.~~09888914~~883333 0.~~00000000~~000000 ~~0.00000000~~ M-9 11/25/05 - 12/26/05 4,420,000.00 56.~~31000~~04375% 1000.~~00000000~~000000 45.~~57250000~~372222 0.~~00000000~~000000 ~~0.00000000~~ M-10 11/25/05 - 12/26/05 4,419,000.00 45.~~86000~~59375% 1000.~~00000000~~000000 4.~~18499887~~972222 0.~~00000000~~000000 ~~0.00000000~~ M-11 11/25/05 - 12/26/05 4,419,000.00 45.~~86000~~59375% 1000.~~00000000~~000000 4.~~18499887~~972222 0.~~00000000~~000000 ~~0.00000000~~ C N/A 4,421,456.04 0.00000% 999.~~63392150~~633921 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ P N/A 100.00 0.00000% 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ R N/A 0.00 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) All classes are per $1,000 denomination~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance A-I-1 0.~~00000000~~000000 0.~~00000000~~000000 2.~~68519480~~298555 0.~~00000000~~000000 ~~805~~542.~~26312417~~986034 A-I-2 0.~~00000000~~000000 0.~~00000000~~000000 3.~~16888890~~923333 0.~~00000000~~000000 1000.~~00000000~~000000 A-I-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~25500000~~012222 0.~~00000000~~000000 1000.~~00000000~~000000 A-II-1 0.~~00000000~~000000 0.~~00000000~~000000 3.~~09280407~~428084 0.~~00000000~~000000 ~~942~~840.~~85673928~~051316 A-II-2 0.~~00000000~~000000 0.~~00000000~~000000 3.~~13437411~~466570 0.~~00000000~~000000 ~~942~~840.~~85673923~~051316 M-1 0.~~00000000~~000000 0.~~00000000~~000000 34.~~34972238~~110000 0.~~00000000~~000000 1000.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 34.~~36694419~~127778 0.~~00000000~~000000 1000.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~39277804~~154444 0.~~00000000~~000000 1000.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~51333378~~278889 0.~~00000000~~000000 1000.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 34.~~53916742~~305555 0.~~00000000~~000000 1000.~~00000000~~000000 M-6 0.~~00000000~~000000 0.~~00000000~~000000 34.~~58222242~~350000 0.~~00000000~~000000 1000.~~00000000~~000000 M-7 0.~~00000000~~000000 0.~~00000000~~000000 4.~~01277828~~794443 0.~~00000000~~000000 1000.~~00000000~~000000 M-8 0.~~00000000~~000000 0.~~00000000~~000000 4.~~09888914~~883333 0.~~00000000~~000000 1000.~~00000000~~000000 M-9 0.~~00000000~~000000 0.~~00000000~~000000 45.~~57250000~~372222 0.~~00000000~~000000 1000.~~00000000~~000000 M-10 0.~~00000000~~000000 0.~~00000000~~000000 4.~~18499887~~972222 0.~~00000000~~000000 1000.~~00000000~~000000 M-11 0.~~00000000~~000000 0.~~00000000~~000000 4.~~18499887~~972222 0.~~00000000~~000000 1000.~~00000000~~000000 C 0.~~00000000~~000000 0.~~00000000~~000000 ~~156~~91.~~35132041~~711218 0.~~00000000~~000000 999.~~63392150~~633921 P 0.~~00000000~~000000 0.~~00000000~~000000 ~~2018723~~2077911.~~00000000~~900000 0.~~00000000~~000000 1000.~~00000000~~000000 R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description.~~denomination

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 22,~~146~~006,~~433~~003.7988 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 50199,~~528~~352.5069 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties ~~201~~207,~~872~~791.3019 Swap/Cap Payments 0.00 Total Deposits 22,~~398~~413,~~834~~147.5976 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances 3458,~~170~~260.3554 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 203~~185,~~351~~528.1830 Payment of Interest and Principal 22,~~161~~169,~~313~~358.0692 Total Withdrawals (Pool Distribution Amount) 22,~~398~~413,~~834~~147.5976 Ending Balance 0.00 Please see Additional Reporting Page for information related to SWAP and CAP payments

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~190~~173,~~908~~926.1007 LPMI 3,~~588~~583.9663 Master Servicing Fee 8,~~854~~018.1260 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~203~~185,~~351~~528.1830 *Servicer Payees include: CENLAR FSB; OPTION ONE

~~OTHER~~Reserve ~~ACCOUNTS~~Accounts Account Name Beginning Current Withdrawals Current Deposits Ending ~~Account Type~~ Balance ~~Withdrawals Deposits~~ Balance Basis Risk 0.00 ~~691~~405,~~300~~497.4912 ~~691~~405,~~300~~497.4912 0.00 Reserve Fund 90,000.00 0.00 0.00 90,000.00

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~Fixed ~~Total~~& NoArm ofWeighted ~~Loans~~Average NoGross ofCoupon ~~Loans~~5.950434% NoWeighted ofAverage ~~Loans~~Net NoCoupon of5.679305% ~~Loans~~Weighted NoAverage ofPass-Through ~~Loans~~Rate ~~Principal~~5.661218% ~~Balance~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~347 ~~Principal~~Beginning ~~Balance~~Scheduled ~~Principal~~Collateral ~~Balance~~Loan ~~0-29~~Count ~~Days~~ 3 ~~0 0 3 343~~,~~270.59~~178 ~~0.00~~Number ~~0.00~~Of ~~343,270.59~~Loans 30Paid ~~Days~~In 26Full 167 0Ending 0Scheduled 27Collateral ~~5,241,006.53~~Loan ~~112,272.86~~Count ~~0.00 0.00 5~~3,~~353,279.39~~111 60Beginning ~~Days~~Scheduled 9Collateral 0Balance ~~3 0 12 2~~769,~~426~~785,~~111~~774.1676 ~~0.00~~Ending ~~740,723.18~~Scheduled ~~0.00~~Collateral 3Balance 751,~~166~~450,~~834~~905.3474 90Ending ~~Days~~Actual 2Collateral 0Balance 0at 030-Nov-2005 ~~2 690~~751,~~000~~664,025.0007 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant ~~690~~4,~~000~~049,760.0016 ~~120~~Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived Amount 0.00 ~~150~~Prepayment ~~Days~~Penalty 0Waived 0Count 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0207,791.0019 ~~0.00~~Prepayment ~~0.00~~Penalty ~~180+~~Paid ~~Days~~Count 0Not 0Available 0Realized 0Loss 0Amount 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~Totals~~Scheduled 37Principal ~~4 3 0 44 8~~232,~~357,117~~627.6950 ~~455,543.45~~Unscheduled ~~740,723.18~~Principal ~~0.00 9~~18,~~553~~102,~~384~~241.32 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.088365% 0.000000% 0.000000% 0.088365% 0.041275% 0.000000% 0.000000% 0.041275% 30 Days 0.765832% 0.029455% 0.000000% 0.000000% 0.795287% 0.630182% 0.013500% 0.000000% 0.000000% 0.643682% 60 Days 0.265096% 0.000000% 0.088365% 0.000000% 0.353461% 0.291717% 0.000000% 0.089065% 0.000000% 0.380782% 90 Days 0.058910% 0.000000% 0.000000% 0.000000% 0.058910% 0.082966% 0.000000% 0.000000% 0.000000% 0.082966% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.089838% 0.117820% 0.088365% 0.000000% 1.296024% 1.004865% 0.054775% 0.089065% 0.000000% 1.148705%52

~~DELINQUENT~~Other ~~BANKRUPTCY~~Income ~~FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0~~-29 Days 2 0 0 2 226,339.90 0.00 0.00 226,339.90 30 Days 7 0 0 0 7 1,092,693.53 0.00 0.00 0.00 1,092,693.53 60 Days 1 0 1 0 2 134,772.51 0.00 550,000.00 0.00 684,772.51 90 Days 1 0 0 0 1 357,000.00 0.00 0.00 0.00 357,000.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 9 2 1 0 12 1,584,466.04 226,339.90 550,000.00 0.00 2,360,805.94 0-29 Days 0.224467% 0.000000% 0.000000% 0.224467% 0.113315% 0.000000% 0.000000% 0.113315% 30 Days 0.785634% 0.000000% 0.000000% 0.000000% 0.785634% 0.547047% 0.000000% 0.000000% 0.000000% 0.547047% 60 Days 0.112233% 0.000000% 0.112233% 0.000000% 0.224467% 0.067473% 0.000000% 0.275352% 0.000000% 0.342825% 90 Days 0.112233% 0.000000% 0.000000% 0.000000% 0.112233% 0.178729% 0.000000% 0.000000% 0.000000% 0.178729% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.010101% 0.224467% 0.112233% 0.000000% 1.346801% 0.793248% 0.113315% 0.275352% 0.000000% 1.181915% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 5 0 0 0 5 1,651,492.65 0.00 0.00 0.00 1,651,492.65 60 Days 3 ~~0 0 0 3 1~~,484,614.74 0.00 0.00 0.00 1,484,614.74 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 0 0 0 8 3,136,107.39 0.00 0.00 0.00 3,136,107.39 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.728863% 0.000000% 0.000000% 0.000000% 0.728863% 0.651438% 0.000000% 0.000000% 0.000000% 0.651438% 60 Days 0.437318% 0.000000% 0.000000% 0.000000% 0.437318% 0.585613% 0.000000% 0.000000% 0.000000% 0.585613% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.166181% 0.000000% 0.000000% 0.000000% 1.166181% 1.237051% 0.000000% 0.000000% 0.000000% 1.237051% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 1 0 0 0 1 189,000.00 0.00 0.00 0.00 189,000.00 90 Days 1 0 0 0 1 333~~,000~~.00 0.00 0.00 0.00 333,000.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 522,000.00 0.00 0.00 0.00 522,000.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 1.333333% 0.000000% 0.000000% 0.000000% 1.333333% 1.131581% 0.000000% 0.000000% 0.000000% 1.131581% 90 Days 1.333333% 0.000000% 0.000000% 0.000000% 1.333333% 1.993738% 0.000000% 0.000000% 0.000000% 1.993738% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.666667% 0.000000% 0.000000% 0.000000% 2.666667% 3.125318% 0.000000% 0.000000% 0.000000% 3.125318% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 116,930.69 0.00 0.00 116,930.69 30 Days 14 1 0 0 15 2,496,820.35 112,272.86 0.00 0.00 2,609,093.21 60 Days 4 0 2 0 6 617,723.91 0.00 190,723.18 0.00 808,447.09 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 18 2 2 0 22 3,114,544.26 229,203.55 190,723.18 0.00 3,534,470.99 0-29 Days 0.057372% 0.000000% 0.000000% 0.057372% 0.032328% 0.000000% 0.000000% 0.032328% 30 Days 0.803213% 0.057372% 0.000000% 0.000000% 0.860585% 0.690293% 0.031040% 0.000000% 0.000000% 0.721333% 60 Days 0.229489% 0.000000% 0.114745% 0.000000% 0.344234% 0.170781% 0.000000% 0.052729% 0.000000% 0.223510% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.032702% 0.114745% 0.114745% 0.000000% 1.262192% 0.861074% 0.063368% 0.052729% 0.000000% 0.977171%

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group AGroup ~~Insufficient~~1 ~~Funds~~Group 02 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 6.308988 5.686986 6.481621 Weighted Average Net Rate 6.036456 5.427149 6.230843 Weighted Average Remaining Term 342 350 297 Beginning Loan Count 843 629 74 Loans Paid In Full 7 18 3 Ending Loan Count 836 611 71 Beginning Scheduled Balance 189,815,090.32 229,206,647.64 16,294,387.79 Ending Scheduled Balance 187,604,830.77 222,350,884.36 15,607,069.71 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 1,131,203.75 1,104,536.87 106,908.71 Scheduled Principal 133,252.76 18,290.99 18,897.00 Unscheduled Principal ~~Balance~~2,077,006.79 of6,837,472.29 ~~Contaminated~~668,421.08 ~~Properties~~Scheduled Interest 997,950.99 1,086,245.88 88,011.71 Servicing Fee 43,109.00 49,630.44 3,405.23 Master Servicing Fee 1,977.24 2,387.57 169.73 Trustee Fee 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 50FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 381.37 565.14 241.64 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 952,~~528~~483.5038 1,033,662.73 84,195.11 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount 207791.19 0.00 0.00 Prepayment Penalty Paid Count Not Available 0 0 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.021545 5.411690 6.200548

~~SUBORDINATION~~Group ~~LEVEL/CREDIT~~Level ~~ENHANCEMENT/CLASS~~Collateral ~~PERCENTAGE~~Statement ~~AND~~Group ~~PREPAYMENT~~Group ~~PERCENTAGE~~4 ~~Current~~Total ~~Original~~Collateral $Description ~~Original~~Mixed %ARM ~~Current~~Mixed $Fixed ~~Current~~& %Arm ~~Class%~~Weighted ~~Prepayment%~~Average ~~Class~~Coupon M-Rate 5.901608 5.950434 Weighted Average Net Rate 5.622547 5.679305 Weighted Average Remaining Term 350 347 Beginning Loan Count 1,632 683,~~067~~178 Loans Paid In Full 39 67 Ending Loan Count 1,~~556~~593 3,111 Beginning Scheduled Balance 334,469,649.0401 7769,785,774.~~70005877%~~76 68Ending scheduled Balance 325,~~065~~888,~~937~~120.4490 8751,450,905.~~18633589%~~74 2Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 1,707,110.~~551663%~~83 04,049,760.~~000000%~~16 ~~Class~~Scheduled ~~M-2~~Principal 5462,~~807,556~~186.0475 6232,627.~~20003754%~~50 54Unscheduled Principal 8,~~805~~519,~~937~~341.4436 618,102,241.~~59154681%~~52 Scheduled Interest 1,644,924.~~594789%~~08 03,817,132.~~000000%~~66 ~~Class~~Servicing ~~M-3~~Fee 4677,~~409~~781.40 173,~~556~~926.0407 5Master Servicing Fee 3,484.~~25002409%~~06 468,~~407,937~~018.4460 5Trustee Fee 0.~~58151373%~~00 10.~~010033%~~00 FRY Amount 0.~~000000%~~00 ~~Class~~0.00 ~~M-4~~Special ~~38,895,556~~Hazard Fee 0.0400 40.~~40001206%~~00 38Other Fee 2,~~893,937~~395.4448 43,583.~~67779991%~~63 Pool Insurance Fee 0.~~903714%~~00 0.~~000000%~~00 ~~Class~~Spread C1 ~~100~~0.00 0.~~00001131%~~00 ~~100~~Spread 2 0.00 0.~~00001203%~~00 Spread 3 0.~~531577%~~00 0.~~000000%~~00 ~~Class~~Net PInterest 1,561,263.14 3,631,604.36 Realized Loss Amount 0.00 0.~~00000000%~~00 Cumulative Realized Loss 0.00 0.~~00000000%~~00 Percentage of Cumulative Losses 0.~~000012%~~0000 0.~~000000%~~0000 ~~Class~~Prepayment ~~R-I~~Penalty Waived Amount 0.00 0.~~00000000%~~00 Prepayment Penalty Waived Count 0~~.00~~ 0~~.00000000%~~ Prepayment Penalty Paid Amount 0.~~000000%~~00 0207791.~~000000%~~19 ~~Please~~Prepayment ~~Refer~~Penalty toPaid ~~the~~Count ~~Prospectus~~0 ~~Supplement~~Not ~~for~~Available aSpecial ~~Full~~Servicing ~~Description~~Fee of0.00 ~~Loss~~0.00 ~~Exposure~~Pass-Through Rate 5.601452 5.661218

~~Summary~~Additional 12Reporting ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep~~-04 ~~0.000%~~Deal ~~Original~~Level ~~Principal~~Miscellaneous ~~Balance~~Reporting ~~0.00~~Excess ~~Oct-04~~Cash ~~0.000%~~Amount ~~Current Principal Balance 0~~407,029.0072 ~~Nov-04~~Extra ~~0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original~~ Principal ~~Balance~~Amount 0.00 ~~Mar-05~~Swap ~~0.000%~~Payment ~~Current~~Out ~~Principal Balance 0~~2,718,320.0096 ~~Apr-05~~Swap ~~0.000%~~Payment ~~May-05~~In 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0~~,554,520.~~000%~~79 ~~Original~~Swap ~~Principal~~In ~~Balance~~ 0.00 ~~Oct-04~~Swap ~~0.000%~~Out ~~Current Principal Balance 0~~163,800.0017 ~~Nov-04~~Overcollateralization ~~0.000%~~Amt ~~Dec-04 0~~4,419,837.~~000%~~44 ~~Current~~Overcollateralization ~~REO~~Deficiency ~~Total~~Amt ~~Jan-05 0~~100.~~000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.~~00 ~~Mar-05~~Overcollateralization ~~0.000%~~Release ~~Current~~Amt ~~Principal Balance~~ 0.00 ~~Apr-05~~Specified ~~0.000%~~Overcollateralization ~~May-05~~Amt 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0~~,419,937.~~000%~~44 ~~Original~~Stepdown ~~Principal~~NO ~~Balance~~Trigger ~~0.00~~Event Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.NO

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO ~~Loan~~TOTAL ~~Detail~~No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 ~~All~~Days ~~Mortgage~~8 0 0 8 1,349,444.66 0.00 0.00 1,349,444.66 30 Days 21 2 1 0 24 3,749,368.64 456,545.77 271,872.81 0.00 4,477,787.22 60 Days 2 2 7 0 11 330,710.72 751,500.00 1,523,944.92 0.00 2,606,155.64 90 Days 1 0 4 0 5 431,115.33 0.00 972,548.83 0.00 1,403,664.16 120 Days 1 2 4 1 8 150,320.00 646,400.00 1,057,736.22 175,297.03 2,029,753.25 150 Days 0 2 3 0 5 0.00 275,122.78 766,452.59 0.00 1,041,575.37 180+ Days 0 2 3 0 5 0.00 232,486.07 488,063.27 0.00 720,549.34 Totals 25 18 22 1 66 4,661,514.69 3,711,499.28 5,080,618.64 175,297.03 13,628,929.64 No of Loans inNo ~~REO~~of ~~during~~Loans ~~Current~~No ~~Period~~of ~~Month~~Loans ~~Loan~~No ~~First~~of ~~Original~~Loans ~~Loan~~No ~~Entered~~of ~~Payment~~Loans ~~LTV~~Principal atBalance Principal ~~Group~~Balance ~~Number~~Principal ~~REO~~Balance ~~Date~~Principal ~~State~~Balance ~~Origination~~Principal Balance No0-29 ~~REO~~Days ~~loans~~0.257152% ~~this~~0.000000% ~~period~~0.000000% 0.257152% 0.179528% 0.000000% 0.000000% 0.179528% 30 Days 0.675024% 0.064288% 0.032144% 0.000000% 0.771456% 0.498809% 0.060738% 0.036169% 0.000000% 0.595717% 60 Days 0.064288% 0.064288% 0.225008% 0.000000% 0.353584% 0.043997% 0.099978% 0.202743% 0.000000% 0.346718% 90 Days 0.032144% 0.000000% 0.128576% 0.000000% 0.160720% 0.057355% 0.000000% 0.129386% 0.000000% 0.186741% 120 Days 0.032144% 0.064288% 0.128576% 0.032144% 0.257152% 0.019998% 0.085996% 0.140719% 0.023321% 0.270035% 150 Days 0.000000% 0.064288% 0.096432% 0.000000% 0.160720% 0.000000% 0.036602% 0.101967% 0.000000% 0.138569% 180+ Days 0.000000% 0.064288% 0.096432% 0.000000% 0.160720% 0.000000% 0.030930% 0.064931% 0.000000% 0.095861% Totals 0.803600% 0.578592% 0.707168% 0.032144% 2.121504% 0.620159% 0.493771% 0.675916% 0.023321% 1.813168%

~~REO~~OTHER ~~Loan~~INFORMATION ~~Detail - All Mortgage Loans in REO during~~ Current Period ~~(continued)~~Class ~~Current~~A ~~Paid~~Insufficient ~~Current~~Funds ~~Approximate~~0.00 ~~Loan~~ Principal ~~To Months Loan Delinquent Group Number~~ Balance ~~Date~~of ~~Delinquent~~Contaminated ~~Rate~~Properties ~~Interest~~0.00 NoPeriodic ~~REO~~Advance ~~loans this period~~199,352.69

~~Summary~~Delinquency 12Status ~~Month~~By ~~Foreclosure~~Group History*DELINQUENT ~~New~~BANKRUPTCY ~~Foreclosure~~FORECLOSURE REO TOTAL Group 1 No of Loans ~~Month~~No ~~Foreclosure~~of ~~Percentage~~Loans No of Loans inNo ~~Foreclosure~~of 3Loans ~~Sep~~No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-0429 Days 2 0 0 2 225,509.~~000%~~85 ~~Original~~0.00 ~~Principal~~0.00 ~~Balance~~225,509.85 ~~740~~30 Days 5 1 0 0 6 711,~~820~~857.64 268,545.77 0.00 ~~Oct-04~~0.00 980,403.41 60 Days 1 1 1 0 3 75,213.42 69,000%.00 ~~Current~~113,400.00 ~~Principal~~0.00 ~~Balance~~257,613.42 ~~740~~90 Days 1 0 1 0 2 431,~~723~~115.1833 ~~Nov~~0.00 126,750.00 0.00 557,865.33 120 Days 1 0 0 1 2 150,320.00 0.00 0.00 175,297.03 325,617.03 150 Days 0 0 1 0 1 0.00 0.00 224,611.47 0.00 224,611.47 180+ Days 0 1 0 0 1 0.00 134,772.51 0.00 0.00 134,772.51 Totals 8 5 3 1 17 1,368,506.39 697,828.13 464,761.47 175,297.03 2,706,393.02 0-0429 Days 0.~~000~~239234% ~~Dec-04~~0.000000% 0.~~000~~000000% ~~Current~~0.239234% ~~Foreclosure~~0.120136% ~~Total~~0.000000% ~~Jan-05~~0.000000% 0.~~000~~120136% ~~Loans~~30 inDays ~~Foreclosure~~0.598086% 30.119617% ~~Feb-05~~0.000000% 0.~~000~~000000% ~~Original~~0.717703% ~~Principal~~0.379228% ~~Balance~~0.143062% ~~740,820~~0.00000000% ~~Mar-05~~0.000000% 0.~~000~~522290% ~~Current~~60 ~~Principal~~Days ~~Balance~~0.119617% ~~740,723~~0.18119617% ~~Apr-05~~0.119617% 0.~~000~~000000% ~~May-05~~0.358852% 0.~~000~~040068% ~~Jun-05~~0.036758% 0.~~000~~060412% ~~Jul-05~~0.000000% 0.~~000~~137238% ~~Aug-05~~90 Days 0.~~089~~119617% *The0.000000% ~~text~~0.119617% ~~reported~~0.000000% in0.239234% ~~the~~0.229668% ~~above~~0.000000% ~~table~~0.067524% is0.000000% ~~presented~~0.297192% ~~graphically~~120 onDays ~~the~~0.119617% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~0.119617% ~~report~~0.239234% ~~The~~0.080080% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~0.093386% ~~report~~0.173466% ~~can~~150 beDays ~~viewed~~0.000000% ~~online~~0.000000% at0.119617% ~~www~~0.~~ctslink~~000000% 0.~~com~~119617% 0.000000% ~~Group~~0.000000% 0.119657% 0.000000% 0.119657% 180+ Days 0.000000% 0.119617% 0.000000% 0.000000% 0.119617% 0.000000% 0.071797% 0.000000% 0.000000% 0.071797% Totals 0.956938% 0.598086% 0.358852% 0.119617% 2.033493% 0.729044% 0.371754% 0.247592% 0.093386% 1.441777% 12DELINQUENT ~~Month~~BANKRUPTCY ~~Foreclosure~~FORECLOSURE History*REO ~~New~~TOTAL ~~Foreclosure~~Group 2 No of Loans ~~Month~~No ~~Foreclosure~~of ~~Percentage~~Loans No of Loans inNo ~~Foreclosure~~of 1Loans ~~Sep~~No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-0429 Days 0 0 0 0 0.~~000%~~00 ~~Original~~0.00 ~~Principal~~0.00 ~~Balance~~0.00 ~~550~~30 Days 2 0 0 0 2 553,~~000~~640.03 0.00 ~~Oct-04~~0.00 0.~~000%~~00 ~~Current~~553,640.03 ~~Principal~~60 ~~Balance~~Days ~~550~~0 1 1 0 2 0.00 682,~~000~~500.00 ~~Nov-04~~406,400.00 0.~~000%~~00 ~~Dec-04~~1,088,900.00 90 Days 0 0 1 0 1 0.~~000%~~00 ~~Current~~0.00 ~~Foreclosure~~367,915.67 ~~Total~~0.00 ~~Jan-05~~367,915.67 120 Days 0 2 1 0 3 0.~~000%~~00 ~~Loans~~646,400.00 in446,286.24 ~~Foreclosure~~0.00 1,092,686.24 ~~Feb-05~~150 Days 0 0 1 0 1 0.~~000%~~00 ~~Original~~0.00 ~~Principal~~447,570.33 ~~Balance~~0.00 ~~550~~447,~~000~~570.33 180+ Days 0 0 1 0 1 0.00 ~~Mar-05~~0.00 324,614.74 0.~~000%~~00 ~~Current~~324,614.74 ~~Principal~~Totals ~~Balance~~2 ~~550~~3 5 0 10 553,~~000~~640.03 1,328,900.00 ~~Apr~~1,992,786.98 0.00 3,875,327.01 0-0529 Days 0.~~000~~000000% ~~May-05~~0.000000% 0.~~000~~000000% ~~Jun-05~~0.000000% 0.~~000~~000000% ~~Jul-05~~0.000000% 0.~~000~~000000% ~~Aug-05~~0.000000% 30 Days 0.~~275~~327332% *The0.000000% ~~text~~0.000000% ~~reported~~0.000000% in0.327332% ~~the~~0.248968% ~~above~~0.000000% ~~table~~0.000000% is0.000000% ~~presented~~0.248968% ~~graphically~~60 onDays ~~the~~0.000000% ~~monthly~~0.163666% ~~bond~~0.163666% ~~remittance~~0.000000% ~~report~~0.327332% ~~The~~0.000000% ~~monthly~~0.306916% ~~bond~~0.182756% ~~remittance~~0.000000% ~~report~~0.489671% ~~can~~90 beDays ~~viewed~~0.000000% ~~online~~0.000000% at0.163666% ~~www~~0.~~ctslink~~000000% 0.~~com~~163666% 0.000000% ~~Group~~0.000000% 20.165449% 120.000000% ~~Month~~0.165449% ~~Foreclosure~~120 History*Days ~~New~~0.000000% ~~Foreclosure~~0.327332% ~~Loans~~0.163666% ~~Month~~0.000000% ~~Foreclosure~~0.490998% ~~Percentage~~0.000000% ~~Loans~~0.290682% in0.200692% ~~Foreclosure~~0.000000% 0.491374% ~~Sep-04~~150 Days 0.~~000~~000000% ~~Original~~0.000000% ~~Principal~~0.163666% ~~Balance~~0.000000% 0.00163666% ~~Oct-04~~0.000000% 0.~~000~~000000% ~~Current~~0.201270% ~~Principal~~0.000000% ~~Balance~~0.201270% 180+ Days 0.00000000% ~~Nov-04~~0.000000% 0.~~000~~163666% ~~Dec-04~~0.000000% 0.~~000~~163666% ~~Current~~0.000000% ~~Foreclosure~~0.000000% ~~Total~~0.145977% ~~Jan-05~~0.000000% 0.~~000~~145977% ~~Loans~~Totals in0.327332% ~~Foreclosure~~0.490998% 0.818331% ~~Feb-05~~0.000000% 1.636661% 0.~~000~~248968% ~~Original~~0.597598% 0.896144% 0.000000% 1.742710% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2 0 0 2 502,359.97 0.00 ~~Mar-05~~0.00 502,359.97 30 Days 1 0 0 0 1 277,885.~~000%~~48 ~~Current~~0.00 ~~Principal~~0.00 ~~Balance~~0.00 277,885.48 60 Days 0 0 0 0 0 0.00 ~~Apr-05~~0.00 0.~~000%~~00 ~~May-05~~0.00 0.~~000%~~00 ~~Jun-05~~90 Days 0 0 0 0 0 0.~~000%~~00 ~~Jul-05~~0.00 0.~~000%~~00 ~~Aug-05~~0.00 0.~~000%~~00 *The120 ~~text~~Days ~~reported~~0 in0 ~~the~~0 ~~above~~0 ~~table~~0 is0.00 ~~presented~~0.00 ~~graphically~~0.00 on0.00 ~~the~~0.00 ~~monthly~~150 ~~bond~~Days ~~remittance~~0 ~~report~~0 0 0 0 0.00 ~~The~~0.00 ~~monthly~~0.00 ~~bond~~0.00 ~~remittance~~0.00 ~~report~~180+ ~~can~~Days be0 ~~viewed~~0 ~~online~~0 at0 ~~www~~0 0.~~ctslink~~00 0.~~com~~00 0.00 ~~Group~~0.00 0.00 Totals 1 2 0 0 3 12277,885.48 ~~Month~~502,359.97 ~~Foreclosure~~0.00 History*0.00 ~~New~~780,245.45 ~~Foreclosure~~0-29 ~~Loans~~Days ~~Month~~2.816901% ~~Foreclosure~~0.000000% ~~Percentage~~0.000000% ~~Loans~~2.816901% in3.215449% ~~Foreclosure~~0.000000% 0.000000% ~~Sep-04~~3.215449% 30 Days 1.408451% 0.~~000~~000000% ~~Original~~0.000000% ~~Principal~~0.000000% ~~Balance~~1.408451% 1.778658% 0.00000000% ~~Oct-04~~0.000000% 0.~~000~~000000% ~~Current~~1.778658% ~~Principal~~60 ~~Balance~~Days 0.00000000% ~~Nov-04~~0.000000% 0.~~000~~000000% ~~Dec-04~~0.000000% 0.~~000~~000000% ~~Current~~0.000000% ~~Foreclosure~~0.000000% ~~Total~~0.000000% ~~Jan-05~~0.000000% 0.~~000~~000000% ~~Loans~~90 inDays ~~Foreclosure~~0.000000% 0.000000% ~~Feb-05~~0.000000% 0.~~000~~000000% ~~Original~~0.000000% ~~Principal~~0.000000% ~~Balance~~0.000000% 0.00000000% ~~Mar-05~~0.000000% 0.~~000~~000000% ~~Current~~120 ~~Principal~~Days ~~Balance~~0.000000% 0.00000000% ~~Apr-05~~0.000000% 0.~~000~~000000% ~~May-05~~0.000000% 0.~~000~~000000% ~~Jun-05~~0.000000% 0.~~000~~000000% ~~Jul-05~~0.000000% 0.~~000~~000000% ~~Aug-05~~150 Days 0.~~000~~000000% *The0.000000% ~~text~~0.000000% ~~reported~~0.000000% in0.000000% ~~the~~0.000000% ~~above~~0.000000% ~~table~~0.000000% is0.000000% ~~presented~~0.000000% ~~graphically~~180+ onDays ~~the~~0.000000% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~0.000000% ~~report~~0.000000% ~~The~~0.000000% ~~monthly~~0.000000% ~~bond~~0.000000% ~~remittance~~0.000000% ~~report~~0.000000% ~~can~~Totals be1.408451% ~~viewed~~2.816901% ~~online~~0.000000% at0.000000% ~~www~~4.~~ctslink~~225352% 1.~~com~~778658% 3.215449% 0.000000% 0.000000% 4.994108% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 4 12No ~~Month~~of ~~Foreclosure~~Loans History*No ~~New~~of ~~Foreclosure~~Loans No of Loans ~~Month~~No ~~Foreclosure~~of ~~Percentage~~Loans No of Loans inPrincipal ~~Foreclosure~~Balance 2Principal ~~Sep~~Balance Principal Balance Principal Balance Principal Balance 0-0429 Days 4 0 0 4 621,574.84 0.00 0.00 621,574.84 30 Days 13 1 1 0 15 2,205,985.49 188,000%.00 ~~Original~~271,872.81 ~~Principal~~0.00 ~~Balance~~2,665,858.30 ~~190~~60 Days 1 0 5 0 6 255,~~820~~497.30 0.00 ~~Oct-04~~1,004,144.92 0.~~000%~~00 ~~Current~~1,259,642.22 ~~Principal~~90 ~~Balance~~Days ~~190~~0 0 2 0 2 0.00 0.00 477,~~723~~883.16 0.00 477,883.16 120 Days 0 0 3 0 3 0.00 0.00 611,449.98 0.00 611,449.98 150 Days 0 2 1 0 3 0.00 275,122.78 94,270.79 0.00 369,393.57 180+ Days 0 1 2 0 3 0.00 97,713.56 163,448.53 0.00 261,162.09 Totals 14 8 14 0 36 2,461,482.79 1,182,411.18 ~~Nov~~2,623,070.19 0.00 6,266,964.16 0-0429 Days 0.~~000~~251099% ~~Dec-04~~0.000000% 0.~~000~~000000% ~~Current~~0.251099% ~~Foreclosure~~0.190694% ~~Total~~0.000000% ~~Jan-05~~0.000000% 0.~~000~~190694% ~~Loans~~30 inDays ~~Foreclosure~~0.816070% 20.062775% ~~Feb-05~~0.062775% 0.~~000~~000000% ~~Original~~0.941620% ~~Principal~~0.676777% ~~Balance~~0.057677% ~~190,820~~0.00083408% ~~Mar-05~~0.000000% 0.~~000~~817861% ~~Current~~60 ~~Principal~~Days ~~Balance~~0.062775% ~~190,723~~0.18000000% ~~Apr-05~~0.313873% 0.~~000~~000000% ~~May-05~~0.376648% 0.~~000~~078384% ~~Jun-05~~0.000000% 0.~~000~~308063% ~~Jul-05~~0.000000% 0.~~000~~386447% ~~Aug-05~~90 Days 0.~~053~~000000% *The0.000000% ~~text~~0.125549% ~~reported~~0.000000% in0.125549% ~~the~~0.000000% ~~above~~0.000000% ~~table~~0.146610% is0.000000% ~~presented~~0.146610% ~~graphically~~120 onDays ~~the~~0.000000% ~~monthly~~0.000000% ~~bond~~0.188324% ~~remittance~~0.000000% ~~report~~0.188324% ~~The~~0.000000% ~~monthly~~0.000000% ~~bond~~0.187587% ~~remittance~~0.000000% ~~report~~0.187587% ~~can~~150 beDays ~~viewed~~0.000000% ~~online~~0.125549% at0.062775% ~~www~~0.~~ctslink~~000000% 0.~~com~~188324% 0.000000% 0.084405% 0.028921% 0.000000% 0.113327% 180+ Days 0.000000% 0.062775% 0.125549% 0.000000% 0.188324% 0.000000% 0.029978% 0.050145% 0.000000% 0.080122% Totals 0.878845% 0.502197% 0.878845% 0.000000% 2.259887% 0.755161% 0.362753% 0.804734% 0.000000% 1.922648%

~~Foreclosure~~SUBORDINATION ~~Loan~~LEVEL/CREDIT ~~Detail~~ENHANCEMENT/CLASS -PERCENTAGE ~~All~~AND ~~Mortgage~~PREPAYMENT ~~Loans~~PERCENTAGE inCurrent ~~Foreclosure~~Original ~~during~~$ Original % Current ~~Period~~$ ~~Month~~Current ~~Loan~~% ~~First~~Class% ~~Original~~Prepayment% ~~Loan~~Class ~~Entered~~M-1 ~~Payment~~68,067,556.04 ~~LTV~~7.70005877% at68,065,937.44 ~~Principal~~9.05793538% ~~Group~~2.823338% ~~Number~~0.000000% FCClass ~~Date~~M-2 ~~State~~54,807,556.04 ~~Origination~~6.20003754% ~~Balance~~54,805,937.44 ~~Group~~7.29334904% 1.764586% ~~8600004505~~0.000000% ~~Aug~~Class M-~~2005~~3 0146,409,556.04 5.25002409% 46,407,937.44 6.17577770% 1.117571% 0.000000% Class M-~~Feb-2005~~4 CA38,895,556.04 764.9240001206% ~~550~~38,~~000~~893,937.44 5.17584544% 0.999932% 0.000000% Class C 100.00 ~~Group~~0.00001131% 4100.00 ~~1118100178~~0.00001331% ~~Aug-2005~~0.588174% ~~01-Mar-2005~~0.000000% MIClass 85P 0.00 ~~62,900~~0.00000000% 0.00 ~~Group~~0.00000000% 40.000013% ~~1304005931~~0.000000% ~~Aug-2005~~Class 01R-~~Mar-2005~~I ~~GA 80~~0.00 ~~127,920~~0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure.

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -Summary ~~All~~Group ~~Mortgage~~1 ~~Loans~~Days inNumber ~~Foreclosure~~of ~~during~~Aggregate ~~Current~~Percentage ~~Period~~of ~~(continued)~~Number ~~Current~~of ~~Paid~~Aggregate ~~Current~~Percentage ~~Approximate~~of ~~Loan~~Delinquent ~~Principal~~Loans ToOutstanding ~~Months~~Balance(%) ~~Loan~~Loans ~~Delinquent~~Oustanding ~~Group~~Balance(%) ~~Number~~Balance($) Balance($) ~~Date~~180 ~~Delinquent~~- ~~Rate~~209 ~~Interest~~5 ~~Group 1 8600004505 550~~720,~~000~~549.0034 ~~01-Apr-2005~~0.096 21 6134,772.~~375%~~51 ~~11,229~~0.20072 ~~Group~~Total 45 ~~1118100178 62~~720,~~803~~549.1834 ~~01-Apr-2005 2 7~~0.~~350%~~096 1~~,432.32~~ ~~Group 4 1304005931 127~~134,~~920~~772.0051 ~~01-Apr-2005 2 5~~0.~~250% 2,132.00~~072

~~COLLATERAL~~180+ ~~STATEMENT~~Delinquency ~~Collateral~~Summary ~~Description~~(continued) ~~Mixed~~Group ~~Fixed~~2 &Group ~~Arm~~3 ~~Weighted~~Days ~~Average~~Number ~~Gross~~of ~~Coupon~~Aggregate ~~5.945181%~~Percentage ~~Weighted~~of ~~Average~~Number ~~Net~~of ~~Coupon~~Aggregate ~~5.675662%~~Percentage ~~Weighted~~of ~~Average~~Delinquent ~~Pass-Through~~Loans ~~Rate~~Outstanding ~~5.658095% Weighted Average Maturity~~Balance(~~Stepdown Calculation~~%) ~~350 Beginning Scheduled Collateral Loan Count 3,462 Number Of~~ Loans ~~Paid~~Oustanding ~~In Full 67 Ending Scheduled Collateral Loan Count 3,395 Beginning Scheduled Collateral~~ Balance(%) ~~849,995,675.52 Ending Scheduled Collateral~~ Balance($) ~~831,457,911.35 Ending Actual Collateral~~ Balance($) at180 29-~~Jul-2005~~ ~~831,665,625.36~~209 ~~Monthly~~1 ~~P&I Constant 4~~324,~~462,344~~614.5874 ~~Special~~0.146 ~~Servicing~~0 ~~Fee~~ 0.00 ~~Prepayment~~0.000 ~~Penalties~~Total ~~201~~1 324,~~872~~614.3074 ~~Realized Loss Amount~~ 0.00146 ~~Cumulative~~0 ~~Realized Loss~~ 0.00 ~~Scheduled Principal 251,196~~0.~~27 Unscheduled Principal 18,286,567.90~~000

~~Other~~180+ ~~Income~~Delinquency Summary (continued) Group 4 Days Number of Aggregate Percentage of Delinquent Loans Outstanding Balance(%) Balance($) 180 - 209 3 261,162.4109 0.080 Total 3 261,162.09 0.080 This report includes all loans greater than 180 days delinquent regardless of status (REO, Foreclosure, Bankruptcy).

REO Detail - All Mortgage Loans in REO during Current Period

~~Miscellaneous~~Summary ~~Reporting~~12 ~~Excess~~Month ~~Cash~~REO ~~Amount~~History* ~~691~~New REO Loans Month REO Percentage Loans in REO 1 Jan-05 0.000% Original Principal Balance 175,~~300~~750.4900 ~~Extra~~Feb-05 0.000% Current Principal ~~Amount~~Balance 175,297.03 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 1 Jun-05 0.000% Original Principal Balance 175,750.00 ~~Swap~~Jul-05 ~~Payment~~0.000% ~~Out~~Current 2Principal Balance 175,~~944~~297.03 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.023% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 1 Jan-05 0.000% Original Principal Balance 175,~~878~~750.2500 ~~Swap~~Feb-05 ~~Payment~~0.000% InCurrent 2Principal Balance 175,~~360~~297.03 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 1 Jun-05 0.000% Original Principal Balance 175,~~744~~750.7000 ~~Overcollateralization~~Jul-05 ~~Amt~~0.000% 4Current Principal Balance 175,~~419,837~~297.4403 ~~Overcollateralization~~Aug-05 ~~Deficiency~~0.000% ~~Amt~~Sep-05 990.~~100~~000% ~~Overcollateralization~~Oct-05 ~~Release~~0.000% ~~Amt~~Nov-05 0.000% Dec-05 0.093% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Specified~~Feb-05 ~~Overcollateralization~~0.000% ~~Amt~~Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4~~,419,937~~ 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.44000% ~~Stepdown~~Original NOPrincipal ~~Trigger~~Balance ~~Event~~0.00 NOFeb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 1Loans ~~Group~~in 2REO ~~Group~~during 3Current ~~Collateral~~Period ~~Description~~Month ~~Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 6.325644 5.692256 6.484473 Weighted Average Net Rate 6.052963 5.434029 6.233722 Weighted Average Maturity 346 354 303 Beginning~~ Loan ~~Count~~First ~~904~~Original ~~704 76 Loans Paid In Full 13 18 1 Ending~~ Loan ~~Count~~Entered ~~891~~Payment ~~686~~LTV 75at ~~Beginning~~Principal ~~Scheduled~~Group ~~Balance~~Number ~~202,674,045.12~~REO ~~260,880,775.30~~Date ~~16,936,752.36~~State ~~Ending~~Origination ~~Scheduled~~ Balance ~~199,633,919.57~~Group ~~253,494,440.51~~1 ~~16,688,557.32~~1310008153 ~~Record Date 07/29/~~Dec-2005 ~~07/29/~~01-Mar-2005 ~~07/29/2005~~GA ~~Principal And Interest Constant 1,205,563~~95.07 1,260,573.87 110,050.32 Scheduled Principal 137,193.17 23,073.83 18,528.73 Unscheduled Principal 2,902,932.38 7,363,260.96 229,666.31 Scheduled Interest 1,068,369.90 1,237,500.04 91,521.59 Servicing Fees 46,054.49 56,138.59 3,539.08 Master Servicing Fees 2,111.19 2,717.51 176.42 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 382.55 565.22 241.64 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1175,~~019,821~~750.~~67 1,178,078.72 87,564.45 Realized Loss Amount 0.~~00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.038198 5.418929 6.204102

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 4Loans ~~Total~~in ~~Collateral~~REO ~~Description~~during ~~Mixed~~Current ~~ARM~~Period ~~Mixed~~(continued) ~~Fixed~~Current &Paid ~~Arm~~Current ~~Weighted~~Approximate ~~Average Coupon Rate 5.890349 5.945181 Weighted Average Net Rate 5.613732 5.675662 Weighted Average Maturity 354 350 Beginning~~ Loan ~~Count~~Principal ~~1,778~~To ~~3,462~~Months ~~Loans Paid In Full 35 67 Ending~~ Loan ~~Count~~Delinquent ~~1,743~~Group ~~3,395~~Number ~~Beginning Scheduled~~ Balance ~~369,504,102.74 849,995,675.52 Ending scheduled Balance 361,640,993.95 831,457,911.35 Record~~ Date ~~07/29/2005~~Delinquent ~~07/29/2005~~Rate ~~Principal And~~ Interest ~~Constant~~Group 1~~,886,157.32~~ ~~4,462,344.58~~1310008153 ~~Scheduled Principal 72~~175,~~400~~297.5403 ~~251,196.27~~01-Jun-2005 ~~Unscheduled Principal 7,790,708.25 18,286,567.90 Scheduled Interest 1,813,756.78~~ 4~~,211,148.31~~ ~~Servicing Fees 85,175.94 190,908.10 Master Servicing Fees 3,849.00~~ 8~~,854~~.12250% ~~Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 2~~7,~~399~~000.55 3,588.96 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 1,722,332.29 4,007,797.13 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.593439 5.65809526

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Prepayment~~Summary ~~Detail~~12 -Month ~~Prepayments~~Foreclosure ~~during~~History* ~~Current~~New ~~Period~~Foreclosure ~~Summary~~Loans Month Foreclosure Percentage Loans ~~Paid~~in InForeclosure ~~Full~~8 ~~Repurchased~~Jan-05 ~~Loans~~0.000% Original ~~Current~~Principal ~~Original~~Balance 1,860,120.00 Feb-05 0.000% Current Principal ~~Principal~~Balance 1,855,428.08 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 22 Jun-05 0.000% Original Principal Balance 5,092,562.00 Jul-05 0.000% Current Principal Balance 5,080,618.64 Aug-05 0.089% Sep-05 0.362% Oct-05 0.621% Nov-05 0.616% Dec-05 0.676% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group ~~Count~~1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 1 Jan-05 0.000% Original Principal Balance 113,400.00 Feb-05 0.000% Current Principal Balance ~~Count~~113,400.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 3 Jun-05 0.000% Original Principal Balance 465,150.00 Jul-05 0.000% Current Principal Balance 464,761.47 Aug-05 0.275% Sep-05 0.469% Oct-05 0.335% Nov-05 0.519% Dec-05 0.248% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 1 13Jan-05 20.000% Original Principal Balance 406,~~901,730~~400.00 2Feb-05 0.000% Current Principal Balance 406,~~886,526~~400.7000 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.00000% ~~Group~~Loans 2in 18Foreclosure 75 Jun-05 0.000% Original Principal Balance 1,~~357~~997,~~568~~292.00 7Jul-05 0.000% Current Principal Balance 1,~~349~~992,~~203~~786.3198 Aug-05 0.000% Sep-05 0.00633% Oct-05 0.00989% Nov-05 0.896% Dec-05 0.896% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 112 ~~232,~~Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 ~~232,~~Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 3512 7Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 6 Jan-05 0.000% Original Principal Balance 1,~~788~~340,~~130~~320.00 7Feb-05 0.000% Current Principal Balance 1,~~771~~335,~~648~~628.4508 0Mar-05 0.00000% Apr-05 0.00000% Current Foreclosure Total 67May-05 180.000% Loans in Foreclosure 14 Jun-05 0.000% Original Principal Balance 2,~~279~~630,~~428~~120.00 18Jul-05 0.000% Current Principal Balance 2,~~239~~623,~~378~~070.4619 Aug-05 0.053% Sep-05 0.00132% Oct-05 0.00558% Nov-05 0.510% Dec-05 0.805% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period ~~(continued)~~Month ~~Summary~~Loan ~~Substitution~~First ~~Loans~~Original ~~Liquidated~~Loan ~~Loans~~Entered ~~Curtailments~~Payment ~~Original~~LTV ~~Current~~at ~~Original~~Principal ~~Current~~Group ~~Principal~~Number ~~Principal~~FC ~~Principal~~Date ~~Principal~~State ~~Curtailment~~Origination Balance Group ~~Count~~1 ~~Balance~~1104000999 ~~Balance~~Dec-2005 ~~Count~~01-Mar-2005 ~~Balance~~SC ~~Balance~~77.84 ~~Amount~~113,400.00 Group 1 01105108101 0Nov-2005 01-Apr-2005 OH 75.00 0126,750.00 0Group 01 1105108104 Sep-2005 01-Apr-2005 CT 79.79 225,000.00 0Group 2 1705000518 Sep-2005 01-Feb-2005 CA 90.00 18448,~~785~~200.5700 Group 2 01705000519 0Nov-2005 01-Feb-2005 CA 90.00 0449,100.00 0Group 02 8500004661 Nov-2005 01-Jan-2005 CA 80.00 0368,000.00 14Group 2 8600003939 Sep-2005 01-Feb-2005 WA 80.00 325,~~607~~592.00 Group 2 8600004311 Dec-2005 01-Feb-2005 NH 80.00 406,400.00 Group 4 1105107614 Sep-2005 01-Mar-2005 PA 90.00 100,800.00 Group 4 1105107790 Nov-2005 01-Mar-2005 PA 90.00 94,500.00 Group 4 1111000986 Dec-2005 01-Feb-2005 NJ 72.98 208,000.00 Group 4 1111001026 Oct-2005 01-Mar-2005 NJ 95.00 230,850.00 Group 34 01118100178 0Aug-2005 01-Mar-2005 MI 85.00 062,900.00 0Group 04 1309006126 Dec-2005 01-Apr-2005 GA 80.00 0188,000.00 (2Group 4 1312002920 Oct-2005 01-Mar-2005 GA 90.00 135,~~333~~000.~~69)~~00 Group 4 08500004900 0Oct-2005 01-Feb-2005 CA 75.00 0273,750.00 0Group 04 8500004975 Nov-2005 01-Jan-2005 CA 80.00 0146,400.00 21Group 4 8500005042 Dec-2005 01-Feb-2005 CA 78.54 333,~~513~~700.6500 ~~Total~~Group 04 08500005140 Dec-2005 01-Feb-2005 AZ 80.00 0130,320.00 0Group 04 8600003765 Dec-2005 01-Jan-2005 GA 65.00 0227,500.00 52Group 4 8600004904 Oct-2005 01-Mar-2005 CA 80.00 245,~~573~~600.4800 Group 4 8800000534 Dec-2005 01-Feb-2005 CO 80.00 252,800.00

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period ~~First~~(continued) ~~Original~~Current ~~Loan~~Paid ~~LTV~~Current atApproximate ~~Payment~~Loan Principal ~~Prepayment~~To ~~Group~~Months ~~Number~~Loan ~~State~~Delinquent ~~Origination~~Group ~~Date~~Number Balance ~~Amount~~Date ~~Group~~Delinquent 1Rate ~~1101002748~~Interest ~~NJ 20.00 01-Feb-2005 150,380.00 149,950.51~~ Group 1 ~~1118100094~~1104000999 ~~TX 80~~113,400.00 01-~~Mar~~Aug-2005 ~~108,800~~2 6.00750% ~~108~~2,~~800~~457.00 Group 1 ~~1310007912~~1105108101 ~~CA 38.99 01-Feb-2005 144~~126,~~250~~750.00 ~~144,250.00 Group 1 1701111148 CA 65.00~~ 01-~~Mar~~Jul-2005 ~~263,250~~3 7.00125% ~~263~~3,~~250~~630.0085 Group 1 ~~1706100282~~1105108104 ~~CA 15.00 01-Feb-2005 53~~224,~~250~~611.~~00 53,094.~~47 ~~Group 1 1901018410 MD 59.28~~ 01-~~Apr~~May-2005 ~~246,000.00~~5 ~~244,820~~6.68750% ~~Group 1 8500003637 FL 80.00 01-Nov-2004 152~~8,~~800~~494.0002 ~~151,716.79~~ Group 12 ~~8500004338~~1705000518 ~~MA 74.20 01-Dec-2004 256~~446,~~000~~286.0024 ~~253,921.72 Group 1 8500004483 CA 80.00~~ 01-~~Jan~~Jun-2005 ~~542,400.00~~4 ~~538,106~~6.44850% ~~Group 1 8500004487 CA 80.00 01-Jan-2005 480,000.00 476,017.~~14 ~~Group 1 8500004593 CO 80.00 01-Jan-2005 229~~,~~600~~138.0045 ~~228,306.51~~ Group 12 ~~8600004025~~1705000519 ~~CA 74.79 01-Feb-2005 175~~447,~~000~~570.0033 ~~173,874.42 Group 1 8600005025 FL 89.29~~ 01-~~Mar~~May-2005 ~~100,000.00~~5 ~~98,038~~6.13850% ~~Group 2 1101002421 NJ 80.00 01-Feb-2005 601~~16,~~520~~535.0023 ~~601,520.00~~ Group 2 ~~1105107586~~8500004661 ~~NJ 90.00 01-Feb-2005 448~~367,~~200~~915.0067 ~~445,201.29 Group 2 1316000818 FL 79.98~~ 01-~~Feb~~Jul-2005 ~~141,200.00~~3 ~~141,200~~5.00500% ~~Group 2 1701110571 CA 80.00 01-Feb-2005 375~~8,~~900~~048.0052 ~~375,814.96~~ Group 2 ~~1701110907~~8600003939 ~~CA 79.62 01-Feb-2005 433~~324,~~950~~614.0074 ~~433,950.00 Group 2 1701111186 CA 76.29~~ 01-Apr-2005 ~~370,000.00~~6 ~~370,000~~6.~~00 Group 2 1701111229 CA 80.00 01-Mar-2005 720,~~000~~.00~~% ~~720~~12,~~000~~398.0098 Group 2 ~~1706100335~~8600004311 ~~CA 80~~406,400.00 01-~~Mar~~Aug-2005 ~~420,000.00 419,911.94 Group~~ 2 ~~8500004651 NV 80~~5.00875% ~~01-Dec-2004 360~~7,~~000~~620.00 ~~360,000.00~~ Group 24 ~~8500004704~~1105107614 ~~CA 70.00 01-Jan-2005 234~~100,~~500~~645.0035 ~~234,500.00 Group 2 8500004714 CA 80.00~~ 01-~~Jan~~Apr-2005 ~~503,920.00~~6 ~~503,920~~7.00350% ~~Group 2 8500004906 CA 80.00 01-Feb-2005 172~~4,~~628~~583.0049 ~~171,135.69~~ Group 24 ~~8500005037~~1105107790 ~~CA 80.00 01-Mar-2005 200,000.00 200,000.00 Group 2 8500005169 CA~~ 94~~.43 01-Feb-2005 495~~,~~750~~270.~~00 495,750.00 Group 2 8600004176 NV 67.69 01-Jan-2005 132,000.00 132,000.00 Group 2 8600004296 CA~~ 79~~.27~~ 01-~~Feb~~May-2005 ~~650,000.00~~5 ~~650,000~~7.00100% ~~Group 2 8800000636 IL 74.29 01-Jan-2005 650,000.00 645,749.13 Group 2 8800000714 VA 80.00 01-Feb-2005 448,000.00 448,000.00 Group~~ 3 ~~8500005119 NJ 80.00 01-Mar-2005 232~~,~~000~~620.0040 ~~232,000.00~~ Group 4 ~~1105107272~~1111000986 ~~NJ 77.47 01-Mar-2005 368~~208,000.00 ~~366,071.85 Group 4 1105107676 MA 38.18~~ 01-~~Feb~~Aug-2005 ~~252,000.00~~2 ~~252,000~~6.00500% ~~Group~~ 4 ~~1105107749 MA 80.00 01-Feb-2005 174~~,~~000~~333.0036 ~~172,906.57~~ Group 4 ~~1310008056~~1111001026 ~~GA 74.37 01-Feb-2005 118~~230,~~910~~849.0098 ~~118,910.00 Group 4 1310008394 GA 80.00~~ 01-~~Mar~~Jun-2005 ~~148,748.00 148,713.91 Group~~ 4 ~~1310008403 GA 80~~7.~~00 01-Mar-2005 320,~~000~~.00~~% ~~319~~7,~~999~~791.6718 Group 4 ~~1322000032~~1118100178 ~~GA 90~~62,803.0018 01-~~Mar~~Apr-2005 ~~101,250~~6 7.00350% ~~101~~2,~~250~~860.0012 Group 4 ~~1701111451~~1309006126 ~~CA 80.00 01-Mar-2005~~ 188,000.00 ~~186,889.~~01 ~~Group 4 1701111947 CA 75.00 01~~-~~Apr~~Aug-2005 ~~273,750~~2 5.00125% ~~273~~3,~~750~~055.00 Group 4 ~~1706100283~~1312002920 ~~CA 80.00 01-Feb-2005 284~~135,000.00 ~~283,964.74 Group 4 8500003570 CO 79.98~~ 01-~~Nov~~Jun-~~2004~~2005 ~~230,250.00 229,243.73 Group~~ 4 ~~8500004347 MA 71~~6.~~87 01-Dec-2004 280,296.00 277,245.51 Group 4 8500004547 CA 70.00 01-Jan-2005 269,~~500~~.00~~% ~~269,500.00 Group~~ 4 ~~8500004575 AZ 80.00 01-Jan-2005 196~~,~~000~~218.0072 ~~196,000.00~~ Group 4 ~~8500004583~~8500004900 ~~WA 80.00 01-Jan-2005 148~~271,~~400~~872.0081 ~~147,397.00 Group 4 8500004595 AZ 80.00~~ 01-~~Jan~~Sep-2005 ~~104,000.00~~1 ~~104,000~~6.00875% ~~Group~~ 4 ~~8500004728 AZ 65.00 01-Dec-2004 87~~,~~700~~498.0090 ~~87,700.00~~ Group 4 ~~8500004896~~8500004975 ~~CA 80.00 01-Feb-2005 292~~146,~~000~~400.00 ~~290,068.14 Group 4 8500004929 CA 80.00~~ 01-~~Feb~~Jul-2005 ~~176,000.00~~3 ~~174,835~~6.62250% ~~Group 4 8500004988 MA 80.00 01-Feb-2005 272~~3,~~000~~660.00 ~~272,000.00~~ Group 4 ~~8500005137~~8500005042 ~~FL 80.00 01-Feb-2005 289~~331,~~024~~483.0016 ~~287,531.49 Group 4 8500005175 CA 80.00~~ 01-~~Dec~~Jul-~~2004 148,800.00 147,968.22 Group 4 8600003954 AZ 85.00 01-Feb-~~2005 ~~142,552.00~~3 ~~142,552~~5.~~00 Group 4 8600003996 AZ 75.31 01-Feb-2005 76,~~500~~.00~~% 767,~~500~~234.0071 Group 4 ~~8600004003~~8500005140 ~~CA 79~~129,612.9992 01-~~Feb~~Aug-2005 ~~289,500.00~~2 ~~289,500~~7.00375% ~~Group 4 8600004009 CA 77.50 01-Feb-2005 248~~3,~~000~~074.0060 ~~248,000.00~~ Group 4 ~~8600004156~~8600003765 ~~CA 80.00 01-Jan-2005 249~~225,~~600~~732.00 ~~249,600.00 Group 4 8600004281 NV 77.97~~ 01-~~Feb~~Aug-2005 ~~230,000.00~~2 ~~230,000~~6.00125% ~~Group~~ 4 ~~8600004676 CO 80.00 01-Mar-2005 196~~,~~000~~420.0056 ~~194,697.94~~ Group 4 ~~8600004720~~8600004904 ~~CA 83.29 01-Mar-2005 329~~245,~~000~~600.00 ~~329,000.00 Group 4 8600005043 NJ 90.00~~ 01-~~Feb~~Jun-2005 ~~207,000.00 205,761.49 Group~~ 4 ~~8600005053 CA 80~~5.00875% ~~01-Mar-2005 488~~6,~~000~~907.0050 ~~488,000.00~~ Group 4 ~~8600005127~~8800000534 ~~NJ 95.00 01-Mar-2005 242~~252,~~250~~800.00 ~~241,256.93 Group 4 8800000742 VA 79.99~~ 01-~~Jan~~Aug-2005 ~~279,900.00~~2 ~~279,894~~7.92000% ~~Group 4 8800000780 TX 80.00 01-Jan-2005 87~~5,~~200~~688.00 ~~86,485.86~~

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~Prepayment~~Summary ~~Loan~~12 ~~Detail~~Month -Bankruptcy ~~Prepayments~~History* ~~during~~New ~~Current~~Bankruptcy ~~Period~~Loans ~~(continued)~~Month ~~Current~~Bankruptcy ~~Loan~~Percentage ~~PIF~~Loans ~~Months~~in ~~Loan~~Bankruptcy ~~Original~~5 ~~Group~~Jan-05 ~~Number Type Delinquent Rate Term Seasoning Group 1 1101002748 Loan Paid in Full~~ 0 10.~~500~~000% ~~180~~Original 6Principal ~~Group~~Balance 1,159,400.00 ~~1118100094~~Feb-05 ~~Loan Paid in Full~~ 0 7.000% ~~360~~Current 5Principal ~~Group~~Balance 1,157,031.84 ~~1310007912~~Mar-05 ~~Loan Paid in Full (1) 6~~0.000% ~~360~~Apr-05 ~~6 Group 1 1701111148 Loan Paid in Full~~ 0 5.~~875~~000% ~~360~~Current 5Bankruptcy ~~Group~~Total 1May-05 ~~1706100282 Loan Paid in Full~~ 0 11.~~625~~000% ~~180~~Loans ~~6 Group 1 1901018410 Loan Paid~~ in ~~Full~~Bankruptcy ~~(1)~~18 6Jun-05 0.~~250~~000% ~~360~~Original 4Principal ~~Group~~Balance 13,717,734.00 ~~8500003637~~Jul-05 ~~Loan Paid in Full~~ 0 7.~~875~~000% ~~360~~Current 9Principal ~~Group~~Balance 13,711,499.28 ~~8500004338~~Aug-05 ~~Loan Paid in Full (1) 6~~0.~~625~~055% ~~360~~Sep-05 ~~8 Group 1 8500004483 Loan Paid in Full~~ 0 6.~~125~~145% ~~360~~Oct-05 ~~7 Group 1 8500004487 Loan Paid in Full~~ 0 5.~~875~~207% ~~360~~Nov-05 ~~7 Group 1 8500004593 Loan Paid in Full~~ 0 7.~~875~~346% ~~360~~Dec-05 ~~7 Group 1 8600004025 Loan Paid in Full~~ 0 6.~~500~~494% ~~360~~*The 6text ~~Group~~reported ~~1 8600005025 Loan Paid~~ in ~~Full~~the 0above ~~6.750%~~table ~~180~~is 5presented ~~Group~~graphically 2on ~~1101002421~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 6~~report.~~750%~~ ~~360~~The 6monthly ~~Group~~bond 2remittance ~~1105107586~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~700%~~ctslink.com. ~~360 6~~ Group 21 ~~1316000818~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New ~~(1)~~Bankruptcy ~~5.750%~~Loans ~~360~~Month 6Bankruptcy ~~Group~~Percentage 2Loans ~~1701110571~~in ~~Loan~~Bankruptcy ~~Paid~~2 inJan-05 ~~Full~~ 0 6.~~250~~000% ~~360~~Original 6Principal ~~Group~~Balance 2405,400.00 ~~1701110907~~Feb-05 ~~Loan Paid in Full~~ 0 6.000% ~~360~~Current 6Principal ~~Group~~Balance 2403,318.28 ~~1701111186~~Mar-05 ~~Loan~~0.000% ~~Paid~~Apr-05 ~~in Full~~ 0 5.~~500~~000% ~~360~~Current 4Bankruptcy ~~Group~~Total 2May-05 ~~1701111229 Loan Paid in Full~~ 0 6.000% ~~360~~Loans 5in ~~Group~~Bankruptcy 25 ~~1706100335~~Jun-05 ~~Loan Paid in Full~~ 0 5.~~125~~000% ~~360~~Original 5Principal ~~Group~~Balance 2701,600.00 ~~8500004651~~Jul-05 ~~Loan Paid in Full~~ 0 6.~~500~~000% ~~360~~Current 8Principal ~~Group~~Balance 2697,828.13 ~~8500004704~~Aug-05 ~~Loan Paid in Full~~ 0 5.~~500~~113% ~~360~~Sep-05 ~~7 Group 2 8500004714 Loan Paid in Full~~ 0 6.~~500~~115% ~~360~~Oct-05 ~~7 Group 2 8500004906 Loan Paid in Full~~ 0 7.~~000~~116% ~~360~~Nov-05 ~~6 Group 2 8500005037 Loan Paid in Full~~ 0 6.~~875~~155% ~~360~~Dec-05 ~~5 Group 2 8500005169 Loan Paid in Full~~ 0 6.~~050~~372% ~~360~~*The 6text ~~Group~~reported ~~2 8600004176 Loan Paid~~ in ~~Full~~the ~~(1)~~above ~~5.500%~~table ~~360~~is 7presented ~~Group~~graphically 2on ~~8600004296~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 5~~report.~~250%~~ ~~360~~The 6monthly ~~Group~~bond 2remittance ~~8800000636~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~500%~~ctslink.com. ~~360 7~~ Group 2 ~~8800000714~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~6.375%~~Loans ~~360~~Month 6Bankruptcy ~~Group~~Percentage 3Loans ~~8500005119~~in ~~Loan~~Bankruptcy ~~Paid~~1 inJan-05 ~~Full~~ 0 6.~~875~~000% ~~360~~Original 5Principal ~~Group~~Balance 4468,000.00 ~~1105107272~~Feb-05 ~~Loan Paid in Full~~ 0 6.~~750~~000% ~~360~~Current 5Principal ~~Group~~Balance 4468,000.00 ~~1105107676~~Mar-05 ~~Loan Paid in Full~~ 0 5.~~875~~000% ~~360~~Apr-05 ~~6 Group 4 1105107749 Loan Paid in Full~~ 0 6.~~650~~000% ~~360~~Current 6Bankruptcy ~~Group~~Total 4May-05 ~~1310008056 Loan Paid in Full~~ 0 4.~~875~~000% ~~360~~Loans 6in ~~Group~~Bankruptcy 43 ~~1310008394~~Jun-05 ~~Loan Paid in Full~~ 0 5.~~500~~000% ~~360~~Original 5Principal ~~Group~~Balance 41,328,900.00 ~~1310008403~~Jul-05 ~~Loan Paid in Full~~ 0 5.~~500~~000% ~~360~~Current 5Principal ~~Group~~Balance 41,328,900.00 ~~1322000032~~Aug-05 ~~Loan Paid in Full~~ 0 5.~~875~~000% ~~360~~Sep-05 ~~5 Group 4 1701111451 Loan Paid in Full~~ 0 6.~~125~~000% ~~360~~Oct-05 ~~5 Group 4 1701111947 Loan Paid in Full~~ 0 6.000% ~~360~~Nov-05 40.376% ~~Group~~Dec-05 40.598% ~~1706100283~~*The ~~Loan~~text ~~Paid~~reported in ~~Full~~the 0above ~~4.500%~~table ~~360~~is 6presented ~~Group~~graphically 4on ~~8500003570~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 6~~report.~~500%~~ ~~360~~The 9monthly ~~Group~~bond 4remittance ~~8500004347~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 5www.~~375%~~ctslink.com. ~~360 8~~ Group 43 ~~8500004547~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~5.500%~~Loans ~~360~~Month 7Bankruptcy ~~Group~~Percentage 4Loans ~~8500004575 Loan Paid~~ in ~~Full~~Bankruptcy 0 7Jan-05 0.~~625~~000% ~~360~~Original 7Principal ~~Group~~Balance 40.00 ~~8500004583~~Feb-05 ~~Loan Paid in Full~~ 0 6.~~950~~000% ~~360~~Current 7Principal ~~Group~~Balance 40.00 ~~8500004595~~Mar-05 ~~Loan~~0.000% ~~Paid~~Apr-05 ~~in Full~~ 0 8.000% ~~360~~Current 7Bankruptcy ~~Group~~Total 4May-05 ~~8500004728 Loan Paid in Full~~ 0 5.~~125~~000% ~~360~~Loans 8in ~~Group~~Bankruptcy 42 ~~8500004896~~Jun-05 ~~Loan Paid in Full~~ 0 7.000% ~~360~~Original 6Principal ~~Group~~Balance 4502,360.00 ~~8500004929~~Jul-05 ~~Loan Paid in Full~~ 0 7.000% ~~360~~Current 6Principal ~~Group~~Balance 4502,359.97 ~~8500004988~~Aug-05 ~~Loan Paid in Full~~ 0 7.000% ~~360~~Sep-05 62.028% ~~Group~~Oct-05 43.076% ~~8500005137~~Nov-05 ~~Loan~~3.080% ~~Paid~~Dec-05 ~~in Full 0 7~~3.~~625~~215% ~~360~~*The 6text ~~Group~~reported ~~4 8500005175 Loan Paid~~ in ~~Full~~the 0above ~~7.500%~~table ~~360~~is 8presented ~~Group~~graphically 4on ~~8600003954~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 6~~report.~~125%~~ ~~360~~The 6monthly ~~Group~~bond 4remittance ~~8600003996~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~750%~~ctslink.com. ~~360 6~~ Group 4 ~~8600004003~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~5.875%~~Loans ~~360~~Month 6Bankruptcy ~~Group~~Percentage 4Loans ~~8600004009~~in ~~Loan~~Bankruptcy ~~Paid~~2 inJan-05 ~~Full~~ 0 5.~~250~~000% ~~360~~Original 6Principal ~~Group~~Balance 4286,000.00 ~~8600004156~~Feb-05 ~~Loan Paid in Full~~ 0 5.~~875~~000% ~~360~~Current 7Principal ~~Group~~Balance 4285,713.56 ~~8600004281~~Mar-05 ~~Loan~~0.000% ~~Paid~~Apr-05 ~~in Full~~ 0 6.~~375~~000% ~~360~~Current 6Bankruptcy ~~Group~~Total 4May-05 ~~8600004676~~0.000% ~~Loan~~Loans ~~Paid~~ in ~~Full~~Bankruptcy 18 5Jun-05 0.~~500~~000% ~~360~~Original 5Principal ~~Group~~Balance 41,184,874.00 ~~8600004720~~Jul-05 ~~Loan Paid in Full~~ 0 6.~~375~~000% ~~360~~Current 5Principal ~~Group~~Balance 41,182,411.18 ~~8600005043~~Aug-05 ~~Loan~~0.063% ~~Paid~~Sep-05 in0.175% ~~Full~~Oct-05 0 6.~~875~~265% ~~360~~Nov-05 60.302% ~~Group~~Dec-05 ~~4 8600005053 Loan Paid in Full~~ 0 5.~~500~~363% ~~360~~*The 5text ~~Group~~reported ~~4 8600005127 Loan Paid~~ in ~~Full~~the 0above ~~8.000%~~table ~~360~~is 5presented ~~Group~~graphically 4on ~~8800000742~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 6~~report.~~750%~~ ~~360~~The 7monthly ~~Group~~bond 4remittance ~~8800000780~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~875% 360 7~~ctslink.com.

~~Summary~~Bankruptcy ~~SMM~~Detail ~~CPR~~- ~~PSA~~All ~~Current~~Mortgage ~~Month~~Loans ~~2.152%~~in ~~Current~~Bankruptcy ~~Month~~during ~~22.977%~~ Current ~~Month~~Period ~~2,063.305%~~Group 3Loan Month ~~Average~~Loan ~~1.693%~~First 3State ~~Month~~LTV ~~Average~~at ~~18.416%~~Original 3Number ~~Month~~Entered ~~Average~~Payment ~~1,985.758%~~Origination 12Principal ~~Month~~Bankruptcy ~~Average~~Date ~~0.000%~~Balance 12Group ~~Month~~1 ~~Average~~1105107205 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-~~2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A Feb~~Mar-2005 ~~N/A~~OH ~~N/A~~75.00 ~~Feb-2005~~135,000.00 ~~N/A~~Group ~~N/A~~1 ~~Mar-2005~~1310008485 ~~N/A N/A Mar~~Nov-2005 ~~N/A N/A Apr~~01-~~2005 N/A N/A~~ Apr-2005 ~~N/A~~OH ~~N/A May-2005 10~~70.~~057%~~41 ~~N/A May-2005 1~~69,~~938~~000.~~028%~~00 ~~N/A~~Group ~~Jun-2005 12.261% N/A Jun-2005~~ 1~~,708.652%~~ ~~N/A~~1310008570 ~~Jul~~Aug-2005 ~~20.012% N/A Jul~~01-~~2005 2,185.318% N/A Aug~~Apr-2005 22GA 80.~~977%~~00 ~~N/A Aug-2005 2~~157,~~063~~600.~~305%~~00 N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 ~~SMM~~1703101341 CPR PSA Current Month 1.433% Current Month 15.906% Current Month 1,473.698% 3 Month Average 1.288% 3 Month Average 14.203% 3 Month Average 1,564.087% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-~~2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A~~ Feb-2005 ~~N/A~~CO ~~N/A~~84.99 ~~Feb-2005~~270,400.00 ~~N/A~~Group ~~N/A~~1 ~~Mar-2005~~8600003643 ~~N/A N/A Mar~~Aug-2005 ~~N/A N/A Apr~~01-~~2005 N/A N/A Apr~~Mar-2005 ~~N/A~~TN ~~N/A May-2005 9~~80.~~961%~~00 ~~N/A May-2005 2~~69,~~058~~600.~~752%~~00 ~~N/A~~Group ~~Jun-2005~~2 ~~5.815%~~1701111841 ~~N/A Jun~~Nov-2005 ~~851.028% N/A Jul~~01-~~2005 20.889% N/A Jul~~Apr-2005 ~~2,367.535%~~CA ~~N/A Aug-2005 15~~70.~~906%~~00 ~~N/A Aug-2005 1~~682,~~473~~500.~~698%~~00 N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 ~~SMM~~8800000739 CPR PSA Current Month 2.823% Current Month 29.079% Current Month 2,582.397% 3 Month Average 2.302% 3 Month Average 24.212% 3 Month Average 2,585.207% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-~~2004~~2005 ~~N/A N/A Dec~~01-~~2004 N/A N/A~~ Jan-2005 ~~N/A~~GA ~~N/A~~80.00 ~~Jan-2005~~468,000.00 ~~N/A~~Group ~~N/A~~2 ~~Feb-2005~~8800000769 ~~N/A N/A Feb~~Nov-2005 ~~N/A N/A Mar~~01-~~2005 N/A N/A Mar~~Jan-2005 ~~N/A~~GA ~~N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 13~~80.~~418%~~00 ~~N/A May-2005 2~~178,~~507~~400.~~666%~~00 ~~N/A~~Group ~~Jun-2005~~3 ~~16.647%~~8500005100 ~~N/A Jun~~Sep-2005 ~~2,274.232% N/A Jul~~01-~~2005 26.910% N/A Jul~~Feb-2005 ~~2,898.991%~~NV ~~N/A Aug-2005 29~~95.~~079%~~00 ~~N/A Aug-2005 2~~331,~~582~~550.~~397%~~00 N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 ~~SMM~~8600004604 CPR PSA Current Month 1.358% Current Month 15.127% Current Month 1,303.615% 3 Month Average 0.456% 3 Month Average 5.084% 3 Month Average 439.305% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-~~2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A~~ Feb-2005 ~~N/A~~SC ~~N/A~~95.00 ~~Feb-2005~~170,810.00 ~~N/A~~Group ~~N/A~~4 ~~Mar-2005~~1309005821 ~~N/A N/A Mar~~Sep-2005 ~~N/A N/A Apr~~01-~~2005 N/A N/A~~ Apr-2005 ~~N/A~~GA ~~N/A May-2005 9~~80.~~254%~~00 ~~N/A May-2005 1~~171,~~658~~950.~~554%~~00 ~~N/A~~Group ~~Jun-2005~~4 ~~0.043%~~1310005877 ~~N/A Jun~~Aug-2005 ~~5.720% N/A Jul~~01-~~2005 0.082% N/A Jul~~Feb-2005 ~~8.580%~~GA ~~N/A Aug-2005 15~~78.~~127%~~00 ~~N/A Aug-2005 1~~116,~~303~~957.~~615%~~00 N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 4 ~~SMM~~1310008252 ~~CPR~~Nov-2005 ~~PSA~~01-Mar-2005 ~~Current~~GA ~~Month 2~~63.~~109%~~11 ~~Current Month 22.568% Current Month 2~~103,~~012~~500.~~126%~~00 3Group ~~Month~~4 ~~Average~~8500004589 ~~1.537%~~Dec-2005 301-Jan-2005 ~~Month~~CO ~~Average 16~~70.~~868%~~00 ~~3 Month Average 1~~98,~~811.550% 12 Month Average 0.~~000~~% 12 Month Average 0~~.~~000%~~00 12Group ~~Month~~4 ~~Average~~8600004779 ~~0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg.~~ Sep-~~2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-~~2005 ~~N/A N/A Jan~~01-~~2005 N/A N/A Feb~~Mar-2005 ~~N/A~~CO ~~N/A~~80.00 ~~Feb-2005~~214,467.00 ~~N/A~~Group ~~N/A~~4 ~~Mar-2005~~8800000533 ~~N/A N/A Mar~~Dec-2005 ~~N/A N/A Apr~~01-~~2005 N/A N/A Apr~~Jan-2005 ~~N/A~~GA ~~N/A May-2005 7~~80.~~651%~~00 ~~N/A May-2005 1~~188,~~457~~000.~~593%~~00 ~~N/A~~Group ~~Jun-2005~~4 ~~12.972%~~8800000646 ~~N/A Jun~~Oct-2005 ~~1,790.908% N/A Jul~~01-~~2005 15.065% N/A Jul~~Feb-2005 ~~1,631.616%~~KY ~~N/A Aug-2005 22~~80.~~568%~~00 ~~N/A Aug-2005 2~~168,~~012~~000.~~126%~~00 ~~N/A~~Group *The4 ~~text~~8800000702 reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance Oct-2005 ~~Scheduled Principal) Conditional PrePayment Rate (CPR): 1~~ 01- ~~((1~~ Jan-2005 ~~SMM)^12)~~GA ~~PSA Standard Prepayment Model: 100 * CPR / (0~~80.200 * MIN(30124,~~WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))~~000.00

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Sep~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Oct~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Nov~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Dec~~Apr-~~2004~~2005 N/A N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Jan~~May-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Feb~~Jun-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Mar~~Jul-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~Apr~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~May~~Sep-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jun~~Oct-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Jul~~Nov-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A ~~Aug~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · Opteum Mortgage Acceptance Corp Asset Backed Pass-Through Certificates, 2005-2