8-K 1 baa05004_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-4 (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-21 Pooling and Servicing Agreement) (Commission 54-2173102 (State or other File Number) 54-2173103 jurisdiction 54-2173104 of Incorporation) 54-6658784 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2005-4 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-4 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/30/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-4 Trust, relating to the December 27, 2005 distribution. EX-99.1 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 9/30/2005 Distribution Date: 10/25/2005 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ CB-1 05948KZA0 ~~SEN~~ 4.~~23000~~59375% 4746,~~250~~010,~~931~~278.6062 ~~166~~176,~~559~~133.5310 CB-2 05948KZB8 ~~SEN~~ 4.~~33000~~69375% 8280,~~816~~088,~~409~~488.2288 ~~298~~313,~~829~~262.2179 CB-3 05948KZC6 ~~SEN 1~~0.~~17000~~80625% 0.00 8053,~~746~~809.0045 CB-4 05948KZD4 ~~SEN 1~~0.~~27000~~90625% 0.00 5034,~~007~~747.2435 CB-5 05948KZE2 ~~SEN~~ 5.50000% 9,000,000.00 41,250.00 CB-6 05948KZF9 ~~SEN~~ 4.~~23000~~59375% 8280,~~934~~757,~~713~~063.1292 ~~292~~309,~~344~~148.8614 CB-7 05948KZG7 ~~SEN 1~~0.~~27000~~90625% 0.00 8760,~~772~~988.5741 CB-8 05948KZH5 ~~SEN~~ 5.50000% 20,000,000.00 91,666.67 CB-9 05948KZJ1 ~~SEN~~ 5.50000% 833,000.00 3,817.92 CB-10 05948KZK8 ~~SEN~~ 5.50000% 12,~~775~~893,~~795~~175.6044 5859,~~555~~093.7372 CB-11 05948KZL6 ~~SEN~~ 5.50000% 4,~~998~~880,~~204~~824.4056 22,~~908~~370.4445 CB-12 05948KZM4 ~~SEN~~ 5.50000% 43,~~039~~906,~~188~~140.3705 1817,~~512~~903.9514 CB-13 05948KZN2 ~~SEN~~ 5.50000% 12,410,000.00 56,879.17 CB-R 05948KZP7 ~~SEN~~ 5.50000% 0.00 0.0009 CB-IO 05948KZQ5 ~~SEN~~ 5.50000% 0.00 7068,~~811~~387.51 2-A-1 05948KZR3 ~~SEN~~ 5.00000% 18,~~582~~335,~~058~~669.4361 7776,~~425~~398.2462 3-A-1 05948KZS1 ~~SEN~~ 5.50000% 28,~~669~~331,~~353~~793.2566 ~~131~~129,~~401~~854.2005 A-PO 05948KZU6 PO 0.00000% 1,~~223~~207,~~748~~866.4588 0.00 15-IO 05948KZT9 ~~SEN~~ 5.50000% 0.00 4,~~240~~178.2235 B-1 05948KZV4 ~~SUB~~ 5.~~47071~~47085% 6,~~370~~351,~~247~~981.5197 2928,~~041~~958.4795 B-2 05948KZW2 ~~SUB~~ 5.~~47071~~47085% 2,~~654~~646,~~352~~741.5567 12,~~100~~066.9961 B-3 05948KZX0 ~~SUB~~ 5.~~47071~~47085% 1,~~946~~940,~~326~~745.6086 8,~~873~~847.1694 B-4 05948KZY8 ~~SUB~~ 5.~~47071~~47085% 1,~~238~~234,~~300~~750.6504 5,~~645~~629.3228 B-5 05948KZZ5 ~~SUB~~ 5.~~47071~~47085% ~~708~~705,~~025~~995.9581 3,~~227~~218.8466 B-6 05948KA25 ~~SUB~~ 5.~~47071~~47085% 1,~~238~~235,~~718~~166.6295 5,~~647~~631.2218 Totals ~~339~~332,~~689~~769,~~374~~683.3292 1,~~618~~584,~~264~~241.4655

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses CB-1 ~~755~~695,~~199~~913.8964 0.00 4645,~~495~~314,~~731~~364.7298 ~~921~~872,~~759~~046.4274 0.00 CB-2 1,~~660~~530,~~516~~159.8051 0.00 8178,~~155~~558,~~892~~329.4237 1,~~959~~843,~~346~~422.0130 0.00 CB-3 0.00 0.00 0.00 8053,~~746~~809.0045 0.00 CB-4 0.00 0.00 0.00 5034,~~007~~747.2435 0.00 CB-5 0.00 0.00 9,000,000.00 41,250.00 0.00 CB-6 1,~~325~~221,~~560~~498.3651 0.00 8179,~~609~~535,~~152~~565.7642 1,~~617~~530,~~905~~646.2265 0.00 CB-7 0.00 0.00 0.00 8760,~~772~~988.5741 0.00 CB-8 0.00 0.00 20,000,000.00 91,666.67 0.00 CB-9 0.00 0.00 833,000.00 3,817.92 0.00 CB-10 (5859,~~555~~093.7372) 0.00 12,~~834~~952,~~351~~269.3317 0.00 0.00 CB-11 5859,~~555~~093.7372 0.00 4,~~939~~821,~~648~~730.6783 81,464.17 0.00 CB-12 8074,~~988~~630.0617 0.00 3,~~958~~831,~~200~~509.3188 9992,~~501~~533.0131 0.00 CB-13 0.00 0.00 12,410,000.00 56,879.17 0.00 CB-R 0.00 0.00 0.00 0.0009 0.00 CB-IO 0.00 0.00 0.00 7068,~~811~~387.51 0.00 2-A-1 ~~172~~74,~~445~~401.0865 0.00 18,~~409~~261,~~613~~267.3596 ~~249~~150,~~870~~800.3227 0.00 3-A-1 ~~113~~114,~~128~~591.4032 0.00 28,~~556~~217,~~224~~202.8534 244,~~529~~445.6037 0.00 A-PO 216,~~938~~104.2019 0.00 1,~~220~~191,~~810~~762.2569 216,~~938~~104.2019 0.00 15-IO 0.00 0.00 0.00 4,~~240~~178.2235 0.00 B-1 9,~~105~~212.9121 0.00 6,~~361~~342,~~141~~769.6076 38,~~147~~171.3816 0.00 B-2 3,~~794~~838.2554 0.00 2,~~650~~642,~~558~~903.3013 15,~~895~~905.2415 0.00 B-3 2,~~782~~814.1664 0.00 1,~~943~~937,~~544~~931.4321 11,~~655~~662.3258 0.00 B-4 1,~~770~~790.0874 0.00 1,~~236~~232,~~530~~959.5630 7,~~415~~420.4002 0.00 B-5 1,~~012~~023.0890 0.00 ~~707~~704,~~013~~971.8792 4,~~239~~242.9256 0.00 B-6 1,~~770~~791.6835 0.00 1,~~236~~233,~~947~~375.9460 7,~~417~~422.9053 0.00 Totals 43,~~131~~747,~~011~~770.9537 0.00 ~~335~~329,~~558~~021,~~362~~913.3656 5,~~749~~332,~~276~~011.4192 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ CB-1 50,000,000.00 4746,~~250~~010,~~931~~278.6062 56,~~755~~272.0400 ~~698~~639,~~444~~641.8464 0.00 0.00 CB-2 88,861,000.00 8280,~~816~~088,~~409~~488.2288 ~~124~~123,~~791~~729.7363 1,~~535~~406,~~725~~429.0788 0.00 0.00 CB-3 0.00 0.00 0.00 0.00 0.00 0.00 CB-4 0.00 0.00 0.00 0.00 0.00 0.00 CB-5 9,000,000.00 9,000,000.00 0.00 0.00 0.00 0.00 CB-6 87,760,000.00 8280,~~934~~757,~~713~~063.1292 9998,~~618~~771.9711 1,~~225~~122,~~941~~727.39 0.00 0.00 CB-7 0.00 0.00 0.00 0.00 0.00 0.00 CB-8 20,000,000.00 20,000,000.00 0.00 0.00 0.00 0.00 CB-9 833,000.00 833,000.00 0.00 0.00 0.00 0.00 CB-10 12,487,000.00 12,~~775~~893,~~795~~175.6044 0.00 0.00 (5859,~~555~~093.7372) 0.00 CB-11 5,287,000.00 4,~~998~~880,~~204~~824.4056 4,~~400~~778.6035 54,~~155~~315.1337 0.00 0.00 CB-12 4,334,000.00 43,~~039~~906,~~188~~140.3705 6,~~086~~034.4464 7468,~~901~~595.6253 0.00 0.00 CB-13 12,410,000.00 12,410,000.00 0.00 0.00 0.00 0.00 CB-R 100.00 0.00 0.00 0.00 0.00 0.00 CB-IO 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 20,082,000.00 18,~~582~~335,~~058~~669.4361 71,~~239~~525.9929 ~~101~~2,~~205~~876.0937 0.00 0.00 3-A-1 29,801,000.00 28,~~669~~331,~~353~~793.2566 105,~~256~~956.3024 78,~~872~~635.1008 0.00 0.00 A-PO 1,249,480.28 1,~~223~~207,~~748~~866.4588 2,~~494~~505.0368 ~~444~~13,598.1751 0.00 0.00 15-IO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 6,415,000.00 6,~~370~~351,~~247~~981.5197 9,~~105~~212.9121 0.00 0.00 0.00 B-2 2,673,000.00 2,~~654~~646,~~352~~741.5567 3,~~794~~838.2554 0.00 0.00 0.00 B-3 1,960,000.00 1,~~946~~940,~~326~~745.6086 2,~~782~~814.1664 0.00 0.00 0.00 B-4 1,247,000.00 1,~~238~~234,~~300~~750.6504 1,~~770~~790.0874 0.00 0.00 0.00 B-5 713,000.00 ~~708~~705,~~025~~995.9581 1,~~012~~023.0890 0.00 0.00 0.00 B-6 1,247,420.00 1,~~238~~235,~~718~~166.6295 1,~~770~~791.6835 0.00 0.00 0.00 Totals 356,360,000.28 ~~339~~332,~~689~~769,~~374~~683.3292 490,~~878~~044.2632 3,~~698~~316,~~689~~819.4177 (5859,~~555~~093.7372) 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution CB-1 ~~755~~695,~~199~~913.8964 4645,~~495~~314,~~731~~364.7298 0.~~92991463~~906287 ~~755~~695,~~199~~913.8964 CB-2 1,~~660~~530,~~516~~159.8051 8178,~~155~~558,~~892~~329.4237 0.~~91329033~~884059 1,~~660~~530,~~516~~159.8051 CB-3 0.00 0.00 0.~~00000000~~000000 0.00 CB-4 0.00 0.00 0.~~00000000~~000000 0.00 CB-5 0.00 9,000,000.00 1.~~00000000~~000000 0.00 CB-6 1,~~325~~221,~~560~~498.3651 8179,~~609~~535,~~152~~565.7642 0.~~92991286~~906285 1,~~325~~221,~~560~~498.3651 CB-7 0.00 0.00 0.~~00000000~~000000 0.00 CB-8 0.00 20,000,000.00 1.~~00000000~~000000 0.00 CB-9 0.00 833,000.00 1.~~00000000~~000000 0.00 CB-10 (5859,~~555~~093.7372) 12,~~834~~952,~~351~~269.3317 1.~~02781704~~037260 (5859,~~555~~093.7372) CB-11 5859,~~555~~093.7372 4,~~939~~821,~~648~~730.6783 0.~~93430086~~911998 5859,~~555~~093.7372 CB-12 8074,~~988~~630.0617 3,~~958~~831,~~200~~509.3188 0.~~91329033~~884059 8074,~~988~~630.0617 CB-13 0.00 12,410,000.00 1.~~00000000~~000000 0.00 CB-R 0.00 0.00 0.~~00000000~~000000 0.00 CB-IO 0.00 0.00 0.~~00000000~~000000 0.00 2-A-1 ~~172~~74,~~445~~401.0865 18,~~409~~261,~~613~~267.3596 0.~~91672211~~909335 ~~172~~74,~~445~~401.0865 3-A-1 ~~113~~114,~~128~~591.4032 28,~~556~~217,~~224~~202.8534 0.~~95823042~~946854 ~~113~~114,~~128~~591.4032 A-PO 216,~~938~~104.2019 1,~~220~~191,~~810~~762.2569 0.~~97705444~~953807 216,~~938~~104.2019 15-IO 0.00 0.00 0.~~00000000~~000000 0.00 B-1 9,~~105~~212.9121 6,~~361~~342,~~141~~769.6076 0.~~99160430~~988740 9,~~105~~212.9121 B-2 3,~~794~~838.2554 2,~~650~~642,~~558~~903.3013 0.~~99160430~~988740 3,~~794~~838.2554 B-3 2,~~782~~814.1664 1,~~943~~937,~~544~~931.4321 0.~~99160430~~988740 2,~~782~~814.1664 B-4 1,~~770~~790.0874 1,~~236~~232,~~530~~959.5630 0.~~99160430~~988740 1,~~770~~790.0874 B-5 1,~~012~~023.0890 ~~707~~704,~~013~~971.8792 0.~~99160431~~988740 1,~~012~~023.0890 B-6 1,~~770~~791.6835 1,~~236~~233,~~947~~375.9460 0.~~99160502~~988741 1,~~770~~791.6835 Totals 43,~~131~~747,~~011~~770.9537 ~~335~~329,~~558~~021,~~362~~913.3656 0.~~94162746~~923285 43,~~131~~747,~~011~~770.9537

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ CB-1 50,000,000.00 ~~945~~920.~~01863200~~205572 1.~~13510080~~125440 1312.~~96889680~~792833 0.~~00000000~~000000 CB-2 88,861,000.00 ~~931~~901.~~97701151~~278276 1.~~40434758~~392395 1715.~~28232937~~827302 0.~~00000000~~000000 CB-3 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-4 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-5 9,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-6 87,760,000.00 ~~945~~920.~~01724157~~203554 1.~~13512956~~125468 1312.~~96925011~~793156 0.~~00000000~~000000 CB-7 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-8 20,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-9 833,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-10 12,487,000.00 ~~1023~~1032.~~12770081~~527864 0.~~00000000~~000000 0.~~00000000~~000000 (4.~~68933531~~732419) CB-11 5,287,000.00 ~~945~~923.~~37628145~~174685 0.~~83234348~~903792 10.~~24307358~~273382 0.~~00000000~~000000 CB-12 4,334,000.00 ~~931~~901.~~97701200~~278276 1.~~40434702~~392395 1715.~~28233041~~827303 0.~~00000000~~000000 CB-13 12,410,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-R 100.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-IO 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 20,082,000.00 ~~925~~913.~~30915397~~040016 3.~~54745493~~561662 50.~~03959217~~143231 0.~~00000000~~000000 3-A-1 29,801,000.00 ~~962~~950.~~02655112~~699428 3.~~53197208~~555459 0.~~26415557~~289758 0.~~00000000~~000000 A-PO 1,249,480.28 ~~979~~966.~~40597350~~695433 12.~~99605391~~005378 010.~~35548380~~883333 0.~~00000000~~000000 15-IO 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 6,415,000.00 ~~993~~990.~~02377397~~176457 1.~~41947155~~436042 0.~~00000000~~000000 0.~~00000000~~000000 B-2 2,673,000.00 ~~993~~990.~~02377478~~176457 1.~~41947250~~436042 0.~~00000000~~000000 0.~~00000000~~000000 B-3 1,960,000.00 ~~993~~990.~~02377551~~176459 1.~~41946939~~436041 0.~~00000000~~000000 0.~~00000000~~000000 B-4 1,247,000.00 ~~993~~990.~~02377706~~176455 1.~~41947073~~436038 0.~~00000000~~000000 0.~~00000000~~000000 B-5 713,000.00 ~~993~~990.~~02377279~~176452 1.~~41946704~~436045 0.~~00000000~~000000 0.~~00000000~~000000 B-6 1,247,420.00 ~~993~~990.~~02449857~~177286 1.~~41947379~~436044 0.~~00000000~~000000 0.~~00000000 (2) All classes are per 1,000 dollar denomination.~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution CB-1 0.~~00000000~~000000 1513.~~10399780~~918273 ~~929~~906.~~91463440~~287300 0.~~92991463~~906287 1513.~~10399780~~918273 CB-2 0.~~00000000~~000000 1817.~~68667694~~219697 ~~913~~884.~~29033457~~058579 0.~~91329033~~884059 1817.~~68667694~~219697 CB-3 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-4 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 CB-6 0.~~00000000~~000000 1513.~~10437967~~918625 ~~929~~906.~~91286190~~284930 0.~~92991286~~906285 1513.~~10437967~~918625 CB-7 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-8 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 CB-9 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 CB-10 0.~~00000000~~000000 (4.~~68933531~~732419) 1,~~027~~037.~~81703612~~260284 1.~~02781704~~037260 (4.~~68933531~~732419) CB-11 0.~~00000000~~000000 11.~~07541706~~177174 ~~934~~911.~~30086438~~997509 0.~~93430086~~911998 11.~~07541706~~177174 CB-12 0.~~00000000~~000000 1817.~~68667743~~219698 ~~913~~884.~~29033456~~058579 0.~~91329033~~884059 1817.~~68667743~~219698 CB-13 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 CB-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 CB-IO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 0.~~00000000~~000000 83.~~58704711~~704892 ~~916~~909.~~72210686~~335124 0.~~91672211~~909335 83.~~58704711~~704892 3-A-1 0.~~00000000~~000000 3.~~79612765~~845217 ~~958~~946.~~23042348~~854211 0.~~95823042~~946854 3.~~79612765~~845217 A-PO 0.~~00000000~~000000 212.~~35153771~~888711 ~~977~~953.~~05443579~~806722 0.~~97705444~~953807 212.~~35153771~~888711 15-IO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 1.~~41947155~~436042 ~~991~~988.~~60430242~~740415 0.~~99160430~~988740 1.~~41947155~~436042 B-2 0.~~00000000~~000000 1.~~41947250~~436042 ~~991~~988.~~60430228~~740415 0.~~99160430~~988740 1.~~41947250~~436042 B-3 0.~~00000000~~000000 1.~~41946939~~436041 ~~991~~988.~~60430102~~740413 0.~~99160430~~988740 1.~~41946939~~436041 B-4 0.~~00000000~~000000 1.~~41947073~~436038 ~~991~~988.~~60429832~~740417 0.~~99160430~~988740 1.~~41947073~~436038 B-5 0.~~00000000~~000000 1.~~41946704~~436045 ~~991~~988.~~60430575~~740421 0.~~99160431~~988740 1.~~41946704~~436045 B-6 0.~~00000000~~000000 1.~~41947379~~436044 ~~991~~988.~~60502477~~741242 0.~~99160502~~988741 1.~~41947379~~436044 ~~(3)~~All ~~Amount~~classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~1,000 ~~Bankruptcy,~~dollar ~~or Fraud Losses Unless Otherwise Disclosed~~denomination. ~~Please Refer to the Prospectus Supplement for a Full Description.~~

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ CB-1 ~~50,000,000.00~~11/25/05 - 12/24/05 30 4.~~23000~~59375% 4746,~~250~~010,~~931~~278.6062 ~~166~~176,~~559~~133.5310 0.00 ~~0.00~~ CB-2 ~~88,861,000.00~~11/25/05 - 12/24/05 30 4.~~33000~~69375% 8280,~~816~~088,~~409~~488.2288 ~~298~~313,~~829~~262.2179 0.00 ~~0.00~~ CB-3 11/25/05 - 12/24/05 30 0.~~00 1.17000~~80625% 8280,~~816~~088,~~409~~488.2288 8053,~~746~~809.0045 0.00 ~~0.00~~ CB-4 11/25/05 - 12/24/05 30 0.~~00 1.27000~~90625% 4746,~~250~~010,~~931~~278.6062 5034,~~007~~747.2435 0.00 ~~0.00~~ CB-5 ~~9,000,000.00~~11/01/05 - 11/30/05 30 5.50000% 9,000,000.00 41,250.00 0.00 ~~0.00~~ CB-6 ~~87,760,000.00~~11/25/05 - 12/24/05 30 4.~~23000~~59375% 8280,~~934~~757,~~713~~063.1292 ~~292~~309,~~344~~148.8614 0.00 ~~0.00~~ CB-7 11/25/05 - 12/24/05 30 0.~~00 1.27000~~90625% 8280,~~934~~757,~~713~~063.1292 8760,~~772~~988.5741 0.00 ~~0.00~~ CB-8 ~~20,000,000.00~~11/01/05 - 11/30/05 30 5.50000% 20,000,000.00 91,666.67 0.00 ~~0.00~~ CB-9 ~~833,000.00~~11/01/05 - 11/30/05 30 5.50000% 833,000.00 3,817.92 0.00 ~~0.00~~ CB-10 ~~12,487,000.00~~11/01/05 - 11/30/05 30 5.50000% 12,~~775~~893,~~795~~175.6044 5859,~~555~~093.7372 0.00 ~~0.00~~ CB-11 ~~5,287,000.00~~11/01/05 - 11/30/05 30 5.50000% 4,~~998~~880,~~204~~824.4056 22,~~908~~370.4445 0.00 ~~0.00~~ CB-12 ~~4,334,000.00~~11/01/05 - 11/30/05 30 5.50000% 43,~~039~~906,~~188~~140.3705 1817,~~512~~903.9514 0.00 ~~0.00~~ CB-13 ~~12,410,000.00~~11/01/05 - 11/30/05 30 5.50000% 12,410,000.00 56,879.17 0.00 ~~0.00~~ CB-R ~~100.00~~N/A N/A 5.50000% 0.00 0.00 0.00 ~~0.00~~ CB-IO ~~0.00~~11/01/05 - 11/30/05 30 5.50000% 1514,~~449~~920,~~784~~911.6333 7068,~~811~~387.51 0.00 ~~0.00~~ 2-A-1 ~~20,082,000.00~~11/01/05 - 11/30/05 30 5.00000% 18,~~582~~335,~~058~~669.4361 7776,~~425~~398.2462 0.00 ~~0.00~~ 3-A-1 ~~29,801,000.00~~11/01/05 - 11/30/05 30 5.50000% 28,~~669~~331,~~353~~793.2566 ~~131~~129,~~401~~854.2005 0.00 ~~0.00~~ A-PO ~~1,249,480.28~~N/A N/A 0.00000% 1,~~223~~207,~~748~~866.4588 0.00 0.00 ~~0.00~~ 15-IO ~~0.00~~11/25/05 - 12/24/05 30 5.50000% ~~925~~911,~~138~~640.8607 4,~~240~~178.2235 0.00 ~~0.00~~ B-1 ~~6,415,000.00~~11/25/05 - 12/24/05 30 5.~~47071~~47085% 6,~~370~~351,~~247~~981.5197 2928,~~041~~958.4795 0.00 ~~0.00~~ B-2 ~~2,673,000.00~~11/25/05 - 12/24/05 30 5.~~47071~~47085% 2,~~654~~646,~~352~~741.5567 12,~~100~~066.9961 0.00 ~~0.00~~ B-3 ~~1,960,000.00~~11/25/05 - 12/24/05 30 5.~~47071~~47085% 1,~~946~~940,~~326~~745.6086 8,~~873~~847.1694 0.00 ~~0.00~~ B-4 ~~1,247,000.00~~11/25/05 - 12/24/05 30 5.~~47071~~47085% 1,~~238~~234,~~300~~750.6504 5,~~645~~629.3228 0.00 ~~0.00~~ B-5 ~~713,000.00~~11/25/05 - 12/24/05 30 5.~~47071~~47085% ~~708~~705,~~025~~995.9581 3,~~227~~218.8466 0.00 ~~0.00~~ B-6 ~~1,247,420.00~~11/25/05 - 12/24/05 30 5.~~47071~~47085% 1,~~238~~235,~~718~~166.6295 5,~~647~~631.2218 0.00 ~~0.00~~ Totals ~~356,360,000.28~~ 1,~~618~~584,~~264~~241.46 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance CB-1 0.00 0.00 ~~166~~176,~~559~~133.5310 0.00 4645,~~495~~314,~~731~~364.7298 CB-2 0.00 0.00 ~~298~~313,~~829~~262.2179 0.00 8178,~~155~~558,~~892~~329.4237 CB-3 0.00 0.00 8053,~~746~~809.0045 0.00 8178,~~155~~558,~~892~~329.4237 CB-4 0.00 0.00 5034,~~007~~747.2435 0.00 4645,~~495~~314,~~731~~364.7298 CB-5 0.00 0.00 41,250.00 0.00 9,000,000.00 CB-6 0.00 0.00 ~~292~~309,~~344~~148.8614 0.00 8179,~~609~~535,~~152~~565.7642 CB-7 0.00 0.00 8760,~~772~~988.5741 0.00 8179,~~609~~535,~~152~~565.7642 CB-8 0.00 0.00 91,666.67 0.00 20,000,000.00 CB-9 0.00 0.00 3,817.92 0.00 833,000.00 CB-10 0.00 0.00 5859,~~555~~093.7372 0.00 12,~~834~~952,~~351~~269.3317 CB-11 0.00 0.00 22,~~908~~370.4445 0.00 4,~~939~~821,~~648~~730.6783 CB-12 0.00 0.00 1817,~~512~~903.9514 0.00 3,~~958~~831,~~200~~509.3188 CB-13 0.00 0.00 56,879.17 0.00 12,410,000.00 CB-R 0.00 0.00 0.0009 0.00 0.00 CB-IO 0.00 0.00 7068,~~811~~387.51 0.00 1514,~~099~~658,~~919~~501.5299 2-A-1 0.00 0.00 7776,~~425~~398.2462 0.00 18,~~409~~261,~~613~~267.3596 3-A-1 0.00 0.00 ~~131~~129,~~401~~854.2005 0.00 28,~~556~~217,~~224~~202.8534 A-PO 0.00 0.00 0.00 0.00 1,~~220~~191,~~810~~762.2569 15-IO 0.00 0.00 4,~~240~~178.2235 0.00 ~~919~~907,~~357~~965.3340 B-1 0.00 0.00 2928,~~041~~958.4795 0.00 6,~~361~~342,~~141~~769.6076 B-2 0.00 0.00 12,~~100~~066.9961 0.00 2,~~650~~642,~~558~~903.3013 B-3 0.00 0.00 8,~~873~~847.1694 0.00 1,~~943~~937,~~544~~931.4321 B-4 0.00 0.00 5,~~645~~629.3228 0.00 1,~~236~~232,~~530~~959.5630 B-5 0.00 0.00 3,~~227~~218.8466 0.00 ~~707~~704,~~013~~971.8792 B-6 0.00 0.00 5,~~647~~631.2218 0.00 1,~~236~~233,~~947~~375.9460 Totals 0.00 0.00 1,~~618~~584,~~264~~241.4655 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ CB-1 11/25/05 - 12/24/05 50,000,000.00 4.~~23000~~59375% ~~945~~920.~~01863200~~205572 3.~~33119060~~522662 0.~~00000000~~000000 ~~0.00000000~~ CB-2 11/25/05 - 12/24/05 88,861,000.00 4.~~33000~~69375% ~~931~~901.~~97701151~~278276 3.~~36288372~~525312 0.~~00000000~~000000 ~~0.00000000~~ CB-3 11/25/05 - 12/24/05 0.00 10.~~17000~~80625% ~~931~~901.~~97701151~~278276 0.~~90867760~~605546 0.~~00000000~~000000 ~~0.00000000~~ CB-4 11/25/05 - 12/24/05 0.00 10.~~27000~~90625% ~~945~~920.~~01863200~~205572 ~~1.00014480~~ 0.~~00000000~~694947 0.~~00000000~~000000 CB-5 11/01/05 - 11/30/05 9,000,000.00 5.50000% 1000.~~00000000~~000000 4.~~58333333~~583333 0.~~00000000~~000000 ~~0.00000000~~ CB-6 11/25/05 - 12/24/05 87,760,000.00 4.~~23000~~59375% ~~945~~920.~~01724157~~203554 3.~~33118573~~522654 0.~~00000000~~000000 ~~0.00000000~~ CB-7 11/25/05 - 12/24/05 0.00 10.~~27000~~90625% ~~945~~920.~~01724157~~203554 ~~1.00014323~~ 0.~~00000000~~694945 0.~~00000000~~000000 CB-8 11/01/05 - 11/30/05 20,000,000.00 5.50000% 1000.~~00000000~~000000 4.~~58333350~~583333 0.~~00000000~~000000 ~~0.00000000~~ CB-9 11/01/05 - 11/30/05 833,000.00 5.50000% 1000.~~00000000~~000000 4.~~58333733~~583337 0.~~00000000~~000000 ~~0.00000000~~ CB-10 11/01/05 - 11/30/05 12,487,000.00 5.50000% ~~1023~~1032.~~12770081~~527864 4.~~68933531~~732419 0.~~00000000~~000000 ~~0.00000000~~ CB-11 11/01/05 - 11/30/05 5,287,000.00 5.50000% ~~945~~923.~~37628145~~174685 4.~~33297522~~231218 0.~~00000000~~000000 ~~0.00000000~~ CB-12 11/01/05 - 11/30/05 4,334,000.00 5.50000% ~~931~~901.~~97701200~~278276 4.~~27156207~~130858 0.~~00000000~~000000 ~~0.00000000~~ CB-13 11/01/05 - 11/30/05 12,410,000.00 5.50000% 1000.~~00000000~~000000 4.~~58333360~~583334 0.~~00000000~~000000 ~~0.00000000~~ CB-R N/A 100.00 5.50000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ CB-IO 11/01/05 - 11/30/05 0.00 5.50000% ~~930~~898.~~27746006~~432426 4.~~26377152~~117815 0.~~00000000~~000000 ~~0.00000000~~ 2-A-1 11/01/05 - 11/30/05 20,082,000.00 5.00000% ~~925~~913.~~30915397~~040016 3.~~85545464~~804333 0.~~00000000~~000000 ~~0.00000000~~ 3-A-1 11/01/05 - 11/30/05 29,801,000.00 5.50000% ~~962~~950.~~02655112~~699428 4.~~40928828~~357372 0.~~00000000~~000000 ~~0.00000000~~ A-PO N/A 1,249,480.28 0.00000% ~~979~~966.~~40597350~~695433 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 15-IO 11/25/05 - 12/24/05 0.00 5.50000% ~~945~~931.~~66678944~~868474 4.~~33430635~~271064 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/25/05 - 12/24/05 6,415,000.00 5.~~47071~~47085% ~~993~~990.~~02377397~~176457 4.~~52711925~~514256 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/25/05 - 12/24/05 2,673,000.00 5.~~47071~~47085% ~~993~~990.~~02377478~~176457 4.~~52711934~~514257 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/25/05 - 12/24/05 1,960,000.00 5.~~47071~~47085% ~~993~~990.~~02377551~~176459 4.~~52712245~~514255 0.~~00000000~~000000 ~~0.00000000~~ B-4 11/25/05 - 12/24/05 1,247,000.00 5.~~47071~~47085% ~~993~~990.~~02377706~~176455 4.~~52712109~~514258 0.~~00000000~~000000 ~~0.00000000~~ B-5 11/25/05 - 12/24/05 713,000.00 5.~~47071~~47085% ~~993~~990.~~02377279~~176452 4.~~52712482~~514250 0.~~00000000~~000000 ~~0.00000000~~ B-6 11/25/05 - 12/24/05 1,247,420.00 5.~~47071~~47085% ~~993~~990.~~02449857~~177286 4.~~52711998~~514261 0.~~00000000 0.00000000 (5) All classes are per 1,000 dollar denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance CB-1 0.~~00000000~~000000 0.~~00000000~~000000 3.~~33119060~~522662 0.~~00000000~~000000 ~~929~~906.~~91463440~~287300 CB-2 0.~~00000000~~000000 0.~~00000000~~000000 3.~~36288372~~525312 0.~~00000000~~000000 ~~913~~884.~~29033457~~058579 CB-3 0.~~00000000~~000000 0.~~00000000~~000000 0.~~90867760~~605546 0.~~00000000~~000000 ~~913~~884.~~29033457~~058579 CB-4 0.~~00000000~~000000 0.~~00000000~~000000 10.~~00014480~~694947 0.~~00000000~~000000 ~~929~~906.~~91463440~~287300 CB-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~58333333~~583333 0.~~00000000~~000000 1000.~~00000000~~000000 CB-6 0.~~00000000~~000000 0.~~00000000~~000000 3.~~33118573~~522654 0.~~00000000~~000000 ~~929~~906.~~91286190~~284930 CB-7 0.~~00000000~~000000 0.~~00000000~~000000 10.~~00014323~~694945 0.~~00000000~~000000 ~~929~~906.~~91286190~~284930 CB-8 0.~~00000000~~000000 0.~~00000000~~000000 4.~~58333350~~583333 0.~~00000000~~000000 1000.~~00000000~~000000 CB-9 0.~~00000000~~000000 0.~~00000000~~000000 4.~~58333733~~583337 0.~~00000000~~000000 1000.~~00000000~~000000 CB-10 0.~~00000000~~000000 0.~~00000000~~000000 4.~~68933531~~732419 0.~~00000000~~000000 ~~1027~~1037.~~81703612~~260284 CB-11 0.~~00000000~~000000 0.~~00000000~~000000 4.~~33297522~~231218 0.~~00000000~~000000 ~~934~~911.~~30086438~~997509 CB-12 0.~~00000000~~000000 0.~~00000000~~000000 4.~~27156207~~130858 0.~~00000000~~000000 ~~913~~884.~~29033456~~058579 CB-13 0.~~00000000~~000000 0.~~00000000~~000000 4.~~58333360~~583334 0.~~00000000~~000000 1000.~~00000000~~000000 CB-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~900000 0.~~00000000~~000000 0.~~00000000~~000000 CB-IO 0.~~00000000~~000000 0.~~00000000~~000000 4.~~26377152~~117815 0.~~00000000~~000000 ~~909~~882.~~21104174~~631980 2-A-1 0.~~00000000~~000000 0.~~00000000~~000000 3.~~85545464~~804333 0.~~00000000~~000000 ~~916~~909.~~72210686~~335124 3-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~40928828~~357372 0.~~00000000~~000000 ~~958~~946.~~23042348~~854211 A-PO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~977~~953.~~05443579~~806722 15-IO 0.~~00000000~~000000 0.~~00000000~~000000 4.~~33430635~~271064 0.~~00000000~~000000 ~~939~~928.~~75697292~~112267 B-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~52711925~~514256 0.~~00000000~~000000 ~~991~~988.~~60430242~~740415 B-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~52711934~~514257 0.~~00000000~~000000 ~~991~~988.~~60430228~~740415 B-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~52712245~~514255 0.~~00000000~~000000 ~~991~~988.~~60430102~~740413 B-4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~52712109~~514258 0.~~00000000~~000000 ~~991~~988.~~60429832~~740417 B-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~52712482~~514250 0.~~00000000~~000000 ~~991~~988.~~60430575~~740421 B-6 0.~~00000000~~000000 0.~~00000000~~000000 4.~~52711998~~514261 0.~~00000000~~000000 ~~991~~988.~~60502477~~741242 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~classes toare ~~the~~per ~~Prospectus~~1,000 ~~Supplement~~dollar ~~for a Full Description~~denomination.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-A-PO 0.00000% 0.00 0.00 ~~829~~817,~~994~~310.5790 ~~828~~802,~~671~~790.2985 9895.~~78638150~~70115935% 2-A-PO 0.00000% 0.00 0.00 ~~178~~176,~~262~~702.9220 ~~177~~175,~~464~~944.3792 9493.~~10266652~~29695946% 3-A-PO 0.00000% 0.00 0.00 ~~215~~213,~~490~~853.9678 ~~214~~213,~~674~~026.5992 9695.~~68170462~~93965339% 2-15-IO 5.50000% ~~449~~444,~~898~~217.0956 ~~445~~442,~~979~~428.9418 0.00 0.00 91.~~83962466~~10821888% 3-15-IO 5.50000% ~~475~~467,~~240~~422.7751 ~~473~~465,~~377~~537.3922 0.00 0.00 9694.~~08108275~~48976884%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5,~~821~~402,~~064~~337.1026 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 5,~~821~~402,~~064~~337.1026 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 71~~70,~~787~~325.6934 Payment of Interest and Principal 5,~~749~~332,~~276~~011.4192 Total Withdrawals (Pool Distribution Amount) 5,~~821~~402,~~064~~337.1026 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* 7069,~~768~~327.6202 Wells Fargo Bank, N.A. ~~1,019~~998.0732 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees 7170,~~787~~325.6934 *Servicer Payees include: BANK OF AMERICA (NY)

~~OTHER~~Reserve ~~ACCOUNTS~~Accounts Account Name Beginning Current Withdrawals Current Deposits Ending ~~Account Type~~ Balance ~~Withdrawals Deposits~~ Balance Class CB-1 Reserve ~~Fund~~ 0.00 0.00 0.00 0.00 Fund Class CB-2 Reserve ~~Fund~~ 0.00 0.00 0.00 0.00 Fund Class CB-6 Reserve ~~Fund~~ 0.00 0.00 0.00 0.00 Fund

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~Fixed ~~Total~~Weighted NoAverage ofGross ~~Loans~~Coupon No5.966530% ofWeighted ~~Loans~~Average NoPass-Through ofRate ~~Loans~~5.712930% NoWeighted ofAverage ~~Loans~~Remaining NoTerm of325 ~~Loans~~Beginning ~~Principal~~Scheduled ~~Balance~~Collateral ~~Principal~~Loan ~~Balance~~Count ~~Principal~~2,302 ~~Balance~~Number ~~Principal~~Of ~~Balance~~Loans ~~Principal~~Paid ~~Balance~~In ~~0-29~~Full ~~Days~~20 1Ending 0Scheduled 0Collateral 1Loan ~~277,338.37~~Count ~~0.00 0.00 277~~2,~~338.37~~282 30Beginning ~~Days~~Scheduled 18Collateral 0Balance ~~0 0 18 2~~332,~~033~~769,~~309~~683.7196 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 2Balance 329,~~033~~021,~~309~~913.7159 60Ending ~~Days~~Actual 0Collateral 0Balance 0at 030-Nov-2005 ~~0 0~~329,414,819.0007 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant 02,139,832.0085 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived Amount 0.00 ~~120~~Prepayment ~~Days~~Penalty 0Waived 0Count 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~150~~Paid ~~Days~~Count 0 0Realized 0Loss 0Amount 0 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~180+~~Class ~~Days~~A 0Non-PO 0Optimal 0Amount 05,214,979.45 0Class ~~0.00~~AP ~~0.00~~Deferred ~~0.00~~Amount 0.00 ~~0.00~~Scheduled ~~Totals~~Principal ~~18 1 0 0 19 2~~485,~~033,309~~265.7197 ~~277,338.37~~Unscheduled ~~0.00~~Principal ~~0.00 2~~3,~~310~~262,~~648~~504.08 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.043178% 0.000000% 0.000000% 0.043178% 0.082554% 0.000000% 0.000000% 0.082554% 30 Days 0.777202% 0.000000% 0.000000% 0.000000% 0.777202% 0.605244% 0.000000% 0.000000% 0.000000% 0.605244% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.777202% 0.043178% 0.000000% 0.000000% 0.820380% 0.605244% 0.082554% 0.000000% 0.000000% 0.687798%40

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group 1 No2 of3 ~~Loans~~Collateral NoDescription ofFixed ~~Loans~~15 No& of30 ~~Loans~~Year NoFixed of15 ~~Loans~~& No30 ofYear ~~Loans~~Fixed ~~Principal~~15 ~~Balance~~& ~~Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 277,338.37 0.00 0.00 277,338.37~~ 30 ~~Days~~Year 13Weighted 0Average 0Coupon 0Rate ~~13 1,735,259~~6.34027053 05.00334266 05.00800451 ~~0.00~~Weighted ~~1,735,259.34~~Average 60Net ~~Days~~Rate ~~0 0 0 0 0 0~~5.00777053 05.00084266 05.00550451 ~~0.00~~Weighted ~~0.00~~Average 90Remaining ~~Days~~Term 0352 0172 0172 0Beginning 0Loan ~~0.00~~Count ~~0.00~~1,934 ~~0.00~~106 ~~0.00~~262 ~~0.00~~Loans ~~120~~Paid ~~Days~~In 0Full 020 0 0 0Ending ~~0.00~~Loan ~~0.00~~Count ~~0.00~~1,914 ~~0.00~~106 ~~0.00~~262 ~~150~~Beginning ~~Days~~Scheduled 0Balance ~~0 0 0 0 0~~283,668,459.0049 019,335,286.0047 029,765,938.00 ~~0.00~~Ending ~~0.00~~Scheduled ~~180+~~Balance ~~Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 1 0 0 14 1~~280,~~735~~119,~~259~~040.3401 ~~277~~19,~~338~~256,917.3744 ~~0.00 0.00 2~~29,~~012~~645,~~597~~956.7114 ~~0-29~~Record ~~Days~~Date ~~0.051387%~~11/30/2005 ~~0.000000%~~11/30/2005 ~~0.000000% 0.051387% 0.096843% 0.000000% 0.000000% 0.096843%~~ 11/30/2005 ~~Days~~Principal ~~0.668037%~~And ~~0.000000%~~Interest ~~0.000000%~~Constant 01,723,213.~~000000%~~44 0161,406.~~668037%~~64 0255,212.~~605928%~~77 ~~0.000000%~~Scheduled ~~0.000000%~~Principal 0298,476.~~000000%~~08 075,457.~~605928%~~01 ~~60 Days 0~~111,332.~~000000%~~88 ~~0.000000%~~Unscheduled ~~0.000000%~~Principal 03,250,943.~~000000%~~40 02,912.~~000000%~~02 08,648.~~000000%~~98 ~~0.000000%~~Scheduled ~~0.000000%~~Interest 01,424,737.~~000000%~~36 085,949.~~000000%~~63 ~~90 Days 0~~143,879.~~000000%~~89 ~~0.000000%~~Servicing ~~0.000000%~~Fee 059,097.~~000000%~~60 04,028.~~000000%~~18 06,201.~~000000%~~24 ~~0.000000%~~Master ~~0.000000%~~Servicing ~~0.000000%~~Fee 0.~~000000%~~00 ~~120 Days~~ 0.~~000000%~~00 0.~~000000%~~00 ~~0.000000%~~Trustee ~~0.000000%~~Fee 0851.~~000000%~~01 058.~~000000%~~01 089.~~000000%~~30 ~~0.000000%~~FRY ~~0.000000%~~Amount 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.668037% 0.051387% 0.000000% 0.000000% 0.719424% 0.605928% 0.096843% 0.000000% 0.000000% 0.702770% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Special 30Hazard ~~Days~~Fee 1 0 ~~0 0 1 56,347~~.~~43 0.~~00 0.00 0.00 ~~56,347.43~~Other 60Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Pool ~~0.00~~Insurance 90Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~1 ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~2 ~~150 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~3 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Net ~~0.00~~Interest ~~Totals~~ 1 ~~0 0 0 1 56~~,~~347~~364,788.4375 081,863.0044 ~~0.00 0.00 56~~137,~~347~~589.4335 ~~0-29~~Realized ~~Days~~Loss ~~0.000000%~~Amount 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.943396% 0.000000% 0.000000% 0.000000% 0.943396% 0.289313% 0.000000% 0.000000% 0.000000% 0.289313% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.943396% 0.000000% 0.000000% 0.000000% 0.943396% 0.289313% 0.000000% 0.000000% 0.000000% 0.289313% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Cumulative 30Realized ~~Days~~Loss 4 0 ~~0 0 4 241,702~~.~~94 0.~~00 0.00 0.00 ~~241,702.94~~Percentage 60of ~~Days~~Cumulative 0Losses 0 ~~0 0 0 0~~.000000 0.000000 0.000000 ~~0.00~~Prepayment ~~0.00~~Penalty 90Waived ~~Days~~Amount 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~120~~Waived ~~Days~~Count 0 0 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 0.00 0.00 ~~150~~Prepayment ~~Days~~Penalty 0Paid 0Count 0 0 0 ~~0.00~~Special ~~0.00~~Servicing ~~0.00~~Fee 0.00 0.00 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 241,702.94 0.00 0.00 0.00 241,702.94 0~~Pass-29Through ~~Days~~Rate 05.~~000000%~~773453 05.~~000000%~~080666 05.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.515152% 0.000000% 0.000000% 0.000000% 1.515152% 0.803218% 0.000000% 0.000000% 0.000000% 0.803218% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.515152% 0.000000% 0.000000% 0.000000% 1.515152% 0.803218% 0.000000% 0.000000% 0.000000% 0.803218%546851

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group ATotal ~~Insufficient~~Collateral ~~Funds~~Description Mixed Fixed Weighted Average Coupon Rate 5.966530 Weighted Average Net Rate 5.716530 Weighted Average Remaining Term 325 Beginning Loan Count 2,302 Loans Paid In Full 20 Ending Loan Count 2,282 Beginning Scheduled Balance 332,769,683.96 Ending scheduled Balance 329,021,913.59 Record Date 11/30/2005 Principal And Interest Constant 2,139,832.85 Scheduled Principal 485,265.97 Unscheduled Principal 3,262,504.40 Scheduled Interest 1,654,566.88 Servicing Fee 69,327.02 Master Servicing Fee 0.00 ~~Principal~~Trustee ~~Balance~~Fee 998.32 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,584,241.54 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of ~~Contaminated~~Cumulative ~~Properties~~Losses 0.0000 Prepayment Penalty Waived Amount 0.00 ~~Periodic~~Prepayment ~~Advance~~Penalty Waived Count 0 Prepayment Penalty Paid Amount 0.00 Prepayment Penalty Paid Count 0 Special Servicing Fee 0.00 Pass-Through Rate 5.712930

~~Summary~~Additional 12Reporting ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov~~-04 ~~0.000%~~Deal ~~Original~~Level ~~Principal~~Miscellaneous ~~Balance~~Reporting ~~0.00~~Senior ~~Dec-04 0.000~~% ~~Current Principal Balance 0~~95.~~00 Jan-05 0.000~~395239% ~~Feb-05~~Subordinate ~~0.000~~% ~~Current REO Total Mar-05 0~~4.~~000~~604761% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Mixed~~History* ~~Fixed~~New ~~Weighted~~Bankruptcy ~~Average~~Loans ~~Gross~~Month ~~Coupon~~Bankruptcy 5Percentage Loans in Bankruptcy 0 Jan-05 0.~~970344~~000% ~~Weighted~~Original ~~Average~~Principal ~~Pass~~Balance 0.00 Feb-~~Through~~05 ~~Rate~~0.000% 5Current Principal Balance 0.~~716744~~00 Mar-05 0.000% ~~Weighted~~Apr-05 ~~Average~~0.000% ~~Maturity(Stepdown~~Current ~~Calculation)~~Bankruptcy ~~327~~Total ~~Beginning~~May-05 ~~Scheduled~~0.000% ~~Collateral~~Loans ~~Loan~~in ~~Count~~Bankruptcy 2 Jun-05 0.000% Original Principal Balance 375,~~334~~500.00 ~~Number~~Jul-05 Of0.000% Current Principal Balance 371,902.09 Aug-05 0.000% Sep-05 0.082% Oct-05 0.083% Nov-05 0.112% Dec-05 0.113% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Bankruptcy History* New Bankruptcy Loans ~~Paid~~Month InBankruptcy ~~Full~~Percentage 18Loans ~~Ending~~in ~~Scheduled~~Bankruptcy ~~Collateral~~0 ~~Loan~~Jan-05 ~~Count~~0.000% ~~2,316~~Original ~~Beginning~~Principal ~~Scheduled~~Balance ~~Collateral~~0.00 Feb-05 0.000% Current Principal Balance ~~339,689,374~~0.4800 ~~Ending~~Mar-05 ~~Scheduled~~0.000% ~~Collateral~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 2 Jun-05 0.000% Original Principal Balance ~~335~~375,~~558,362~~500.5300 ~~Ending~~Jul-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance at371,902.09 30Aug-05 0.000% Sep-~~2005~~05 ~~335,948,775~~0.20096% ~~Monthly~~Oct-05 ~~P&I~~0.097% ~~Constant~~Nov-05 0.131% Dec-05 0.133% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2~~,176,529~~ 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.74000% ~~Special~~Original ~~Servicing~~Principal ~~Fee~~Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Class~~Aug-05 A0.000% ~~Non~~Sep-PO05 ~~Optimal~~0.000% ~~Amount~~Oct-05 ~~5,658,628~~0.85000% ~~Class~~Nov-05 AP0.000% ~~Deferred~~Dec-05 ~~Amount~~0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Scheduled~~Feb-05 0.000% Current Principal ~~486,477~~Balance 0.6700 ~~Unscheduled~~Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal ~~3,644,534~~Balance 0.2800 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Miscellaneous~~Bankruptcy ~~Reporting~~Detail ~~Senior~~- %All 95Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance 1 6182063831 Sep-2005 01-May-2005 CA 74.~~472416%~~53 279,500.00 1 6736713352 Nov-2005 01-Apr-2005 IN 80.00 96,000.00

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage 1Loans 2in 3Bankruptcy ~~Collateral~~during ~~Description~~Current ~~Fixed~~Period 15(continued) &Group 30 Year Fixed 15 & 30 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 6.030885 5.334415 5.801044 Weighted Average Net Rate 5.780886 5.084414 5.551042 Weighted Average Maturity 353 174 174 Beginning Loan ~~Count~~Current ~~1,963~~Paid ~~107~~To ~~264~~Months ~~Loans~~Current ~~Paid~~Approximate InNumber ~~Full~~Principal 17Date 1Delinquent ~~0 Ending~~ Loan ~~Count~~Rate ~~1,946~~Delinquent ~~106 264 Beginning Scheduled~~ Balance ~~289,985,578.08~~Interest ~~19,589,610.25~~1 ~~30,114,186.15~~6182063831 ~~Ending Scheduled Balance 286~~276,~~149,447~~662.2505 ~~19,413,187.29 29,995,727.99 Record Date 09/30/~~01-Dec-2005 ~~09/30/2005 09/30/2005 Principal And Interest Constant~~ (1~~,758,159.46~~) ~~162,217~~5.11625% ~~256,153.17 Scheduled Principal 300,768.09 75,134.52 110,575.06 Unscheduled Principal 3,535,362.74 101,288.44 7,883.10 Scheduled Interest~~ 1,~~457,391~~240.3773 87,082.59 145,578.11 Servicing Fees 60,413.66 4,081.17 6,273.79 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 869.96 58.77 90.34 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 ~~0.00~~6736713352 ~~0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1~~95,~~396,107~~240.7504 ~~82,942.65~~01-Nov-2005 ~~139,213.98 Realized Loss Amount~~ 0~~.00~~ 06.00125% 0933.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.777285 5.080815 5.54743903

Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 5.970344 Weighted Average Net Rate 5.720345 Weighted Average Maturity 327 Beginning Loan Count 2,334 Loans Paid In Full 18 Ending Loan Count 2,316 Beginning Scheduled Balance 339,689,374.48 Ending scheduled Balance 335,558,362.53 Record Date 09/30/2005 Principal And Interest Constant 2,176,529.74 Scheduled Principal 486,477.67 Unscheduled Principal 3,644,534.28 Scheduled Interest 1,690,052.07 Servicing Fees 70,768.62 Master Servicing Fees 0.00 Trustee Fee 1,019.07 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,618,264.38 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.716744

Miscellaneous Reporting Group 1 CPR 13.700901% Subordinate % 4.183679% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.816321% Group 2 CPR 6.053744% Subordinate % 4.272186% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.727814% Group 3 CPR 0.314831% Subordinate % 4.111690% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.888310%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 17 3,528,135.00 3,509,167.45 0 0.00 0.00 2 1 100,000.00 98,170.92 0 0.00 0.00 3 0 0.00 0.00 0 0.00 0.00 Total 18 3,628,135.00 3,607,338.37 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 29,631.42 2 0 0.00 0.00 0 0.00 0.00 3,488.27 3 0 0.00 0.00 0 0.00 0.00 7,883.10 Total 0 0.00 0.00 0 0.00 0.00 41,002.79

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 3301523357 CA 72.22 01-Apr-2005 325,000.00 322,807.29 1 6113805078 CA 20.83 01-Apr-2005 75,000.00 74,481.83 1 6359142517 MD 80.00 01-May-2005 240,000.00 238,582.40 1 6362605625 IL 74.00 01-May-2005 359,650.00 357,765.72 1 6366295753 VA 80.00 01-Apr-2005 196,800.00 195,374.65 1 6406560455 WI 79.38 01-Apr-2005 181,000.00 179,604.17 1 6421801025 TX 43.33 01-Apr-2005 65,000.00 64,561.45 1 6444686841 CT 74.86 01-Apr-2005 269,500.00 267,417.19 1 6478095836 SC 77.76 01-May-2005 139,900.00 139,167.04 1 6499754510 CA 50.00 01-May-2005 100,000.00 99,423.21 1 6508367726 MA 80.00 01-Apr-2005 116,000.00 115,217.35 1 6634768862 PA 79.99 01-May-2005 80,571.00 80,083.66 1 6652376408 CA 30.15 01-Apr-2005 117,000.00 116,172.30 1 6683287103 AZ 59.20 01-May-2005 275,305.00 273,678.84 1 6845680914 FL 90.00 01-May-2005 355,500.00 353,591.90 1 6855674880 FL 70.52 01-Apr-2005 335,000.00 332,896.43 1 6903699343 FL 89.99 01-Apr-2005 296,909.00 294,905.89 2 6296307868 VA 67.56 01-May-2005 100,000.00 97,800.17

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 3301523357 Loan Paid in Full 0 6.250% 360 6 1 6113805078 Loan Paid in Full 0 6.125% 360 6 1 6359142517 Loan Paid in Full (2) 6.125% 360 5 1 6362605625 Loan Paid in Full (1) 6.750% 360 5 1 6366295753 Loan Paid in Full 0 5.875% 360 6 1 6406560455 Loan Paid in Full 0 5.750% 360 6 1 6421801025 Loan Paid in Full 0 6.250% 360 6 1 6444686841 Loan Paid in Full 0 5.750% 360 6 1 6478095836 Loan Paid in Full 0 6.750% 360 5 1 6499754510 Loan Paid in Full 0 6.250% 360 5 1 6508367726 Loan Paid in Full 0 6.250% 360 6 1 6634768862 Loan Paid in Full 0 6.000% 360 5 1 6652376408 Loan Paid in Full 0 6.000% 360 6 1 6683287103 Loan Paid in Full 0 6.125% 360 5 1 6845680914 Loan Paid in Full 0 6.625% 360 5 1 6855674880 Loan Paid in Full 0 6.625% 360 6 1 6903699343 Loan Paid in Full 0 6.250% 360 6 2 6296307868 Loan Paid in Full 0 5.375% 180 5

Summary SMM CPR PSA Current Month 1.074% Current Month 12.158% Current Month 1,114.045% 3 Month Average 1.129% 3 Month Average 12.740% 3 Month Average 1,489.737% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 1.994% N/A May-2005 2,176.203% N/A Jun-2005 7.103% N/A Jun-2005 2,436.086% N/A Jul-2005 11.106% N/A Jul-2005 2,260.147% N/A Aug-2005 13.333% N/A Aug-2005 1,927.436% N/A Sep-2005 12.729% N/A Sep-2005 1,427.731% N/A Oct-2005 12.158% N/A Oct-2005 1,114.045% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 1.220% Current Month 13.701% Current Month 1,257.403% 3 Month Average 1.156% 3 Month Average 13.021% 3 Month Average 1,501.193% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 2.312% N/A May-2005 2,564.458% N/A Jun-2005 8.228% N/A Jun-2005 2,836.162% N/A Jul-2005 11.634% N/A Jul-2005 2,374.778% N/A Aug-2005 12.189% N/A Aug-2005 1,766.001% N/A Sep-2005 13.172% N/A Sep-2005 1,480.174% N/A Oct-2005 13.701% N/A Oct-2005 1,257.403% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 0.519% Current Month 6.054% Current Month 541.969% 3 Month Average 1.712% 3 Month Average 17.659% 3 Month Average 2,257.354% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.171% N/A May-2005 153.271% N/A Jun-2005 0.424% N/A Jun-2005 136.167% N/A Jul-2005 10.205% N/A Jul-2005 1,991.013% N/A Aug-2005 36.165% N/A Aug-2005 5,056.001% N/A Sep-2005 10.759% N/A Sep-2005 1,174.093% N/A Oct-2005 6.054% N/A Oct-2005 541.969% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 0.026% Current Month 0.315% Current Month 28.853% 3 Month Average 0.476% 3 Month Average 5.496% 3 Month Average 685.198% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.096% N/A May-2005 103.954% N/A Jun-2005 0.223% N/A Jun-2005 76.333% N/A Jul-2005 6.467% N/A Jul-2005 1,315.483% N/A Aug-2005 6.517% N/A Aug-2005 943.115% N/A Sep-2005 9.657% N/A Sep-2005 1,083.627% N/A Oct-2005 0.315% N/A Oct-2005 28.853% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-4