8-K 1 bsa05ac7_10510.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 BEAR STEARNS ASSET BACKED SECURITIES I TRUST Asset Backed Certificates, Series 2005-AC7 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-125422-20 Pooling and Servicing Agreement) (Commission 54-2184243 (State or other File Number) 54-2184244 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On October 25, 2005 a distribution was made to holders of BEAR STEARNS ASSET BACKED SECURITIES I TRUST, Asset Backed Certificates, Series 2005-AC7 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2005-AC7 Trust, relating to the October 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ASSET BACKED SECURITIES I TRUST Asset Backed Certificates, Series 2005-AC7 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 10/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Certificates, Series 2005-AC7 Trust, relating to the October 25, 2005 distribution. EX-99.1

~~UNITED~~Bear ~~STATES~~Stearns Asset Backed Securities I Asset Backed Certificates Record Date: 9/30/2005 Distribution Date: 10/25/2005 Bear Stearns Asset Backed Securities I Asset Backed Certificates Series BSABS 2005-AC7 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution A-1 073879T24 SEN 4.02000% 55,000,000.00 153,541.67 A-2 073879T32 SEN 8.75600% 25,000,000.00 152,013.89 A-3 073879T40 SEN 5.50000% 75,000,000.00 343,750.00 A-4 073879T57 SEN 5.50000% 102,296,000.00 468,856.67 M-1 073879T65 MEZ 4.34063% 18,755,000.00 56,533.69 M-2 073879T73 MEZ 4.49063% 17,109,000.00 53,354.30 M-3 073879T81 MEZ 4.57063% 6,580,000.00 20,885.24 B-1 073879T99 SUB 5.04063% 6,580,000.00 23,032.88 B-2 073879U22 SUB 5.19063% 6,909,000.00 24,904.21 B-3 073879U30 SUB 5.59063% 5,922,000.00 22,991.47 B-4 073879U63 SUB 6.84063% 7,568,000.00 35,951.31 R-1 073879U71 RES 0.00000% 0.00 0.00 R-2 073879U89 RES 0.00000% 0.00 0.00 P 073879U55 SEN 0.00000% 100.00 7,992.76 C 073879U48 SEN 0.00000% 2,303,924.89 373,971.29 Totals 329,023,024.89 1,737,779.38

~~SECURITIES~~Certificateholder ~~AND~~Distribution ~~EXCHANGE~~Summary ~~COMMISSION~~(continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses A-1 524,825.11 0.00 54,475,174.89 678,366.78 0.00 A-2 238,556.87 0.00 24,761,443.13 390,570.76 0.00 A-3 715,670.60 0.00 74,284,329.40 1,059,420.60 0.00 A-4 976,136.53 0.00 101,319,863.47 1,444,993.20 0.00 M-1 178,965.36 0.00 18,576,034.64 235,499.05 0.00 M-2 163,258.78 0.00 16,945,741.22 216,613.08 0.00 M-3 62,788.17 0.00 6,517,211.83 83,673.41 0.00 B-1 62,788.17 0.00 6,517,211.83 85,821.05 0.00 B-2 65,927.58 0.00 6,843,072.42 90,831.79 0.00 B-3 56,509.35 0.00 5,865,490.65 79,500.82 0.00 B-4 72,215.93 0.00 7,495,784.07 108,167.24 0.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 100.00 7,992.76 0.00 C 0.00 0.00 2,303,924.89 373,971.29 0.00 Totals 3,117,642.45 0.00 325,905,382.44 4,855,421.83 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

~~Washington~~Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 55,000,000.00 D55,000,000.00 0.00 524,825.11 0.00 0.00 A-2 25,000,000.00 25,000,000.00 0.00 238,556.87 0.00 0.00 A-3 75,000,000.00 75,000,000.00 0.00 715,670.60 0.00 0.00 A-4 102,296,000.00 102,296,000.00 0.00 976,136.53 0.00 0.00 M-1 18,755,000.00 18,755,000.00 0.00 178,965.36 0.00 0.00 M-2 17,109,000.00 17,109,000.00 0.00 163,258.78 0.00 0.00 M-3 6,580,000.00 6,580,000.00 0.00 62,788.17 0.00 0.00 B-1 6,580,000.00 6,580,000.00 0.00 62,788.17 0.00 0.00 B-2 6,909,000.00 6,909,000.00 0.00 65,927.58 0.00 0.00 B-3 5,922,000.00 5,922,000.00 0.00 56,509.35 0.00 0.00 B-4 7,568,000.00 7,568,000.00 0.00 72,215.93 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 C 2,303,924.89 ~~20549~~2,303,924.89 0.00 0.00 0.00 0.00 Totals 329,023,024.89 329,023,024.89 0.00 3,117,642.45 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~FORM~~Principal 8Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-K1 524,825.11 54,475,174.89 0.99045773 524,825.11 A-2 238,556.87 24,761,443.13 0.99045773 238,556.87 A-3 715,670.60 74,284,329.40 0.99045773 715,670.60 A-4 976,136.53 101,319,863.47 0.99045773 976,136.53 M-1 178,965.36 18,576,034.64 0.99045773 178,965.36 M-2 163,258.78 16,945,741.22 0.99045773 163,258.78 M-3 62,788.17 6,517,211.83 0.99045772 62,788.17 B-1 62,788.17 6,517,211.83 0.99045772 62,788.17 B-2 65,927.58 6,843,072.42 0.99045772 65,927.58 B-3 56,509.35 5,865,490.65 0.99045773 56,509.35 B-4 72,215.93 7,495,784.07 0.99045773 72,215.93 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 P 0.00 100.00 1.00000000 0.00 C 0.00 2,303,924.89 1.00000000 0.00 Totals 3,117,642.45 325,905,382.44 0.99052455 3,117,642.45

~~CURRENT~~Principal ~~REPORT~~Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 55,000,000.00 1000.00000000 0.00000000 9.54227473 0.00000000 A-2 25,000,000.00 1000.00000000 0.00000000 9.54227480 0.00000000 A-3 75,000,000.00 1000.00000000 0.00000000 9.54227467 0.00000000 A-4 102,296,000.00 1000.00000000 0.00000000 9.54227467 0.00000000 M-1 18,755,000.00 1000.00000000 0.00000000 9.54227459 0.00000000 M-2 17,109,000.00 1000.00000000 0.00000000 9.54227483 0.00000000 M-3 6,580,000.00 1000.00000000 0.00000000 9.54227508 0.00000000 B-1 6,580,000.00 1000.00000000 0.00000000 9.54227508 0.00000000 B-2 6,909,000.00 1000.00000000 0.00000000 9.54227529 0.00000000 B-3 5,922,000.00 1000.00000000 0.00000000 9.54227457 0.00000000 B-4 7,568,000.00 1000.00000000 0.00000000 9.54227405 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 2,303,924.89 1000.00000000 0.00000000 0.00000000 0.00000000

~~Pursuant~~Principal toDistribution ~~Section~~Factors 13Statement or(continued) 15Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (d3) ofReduction Balance Percentage Distribution A-1 0.00000000 9.54227473 990.45772527 0.99045773 9.54227473 A-2 0.00000000 9.54227480 990.45772520 0.99045773 9.54227480 A-3 0.00000000 9.54227467 990.45772533 0.99045773 9.54227467 A-4 0.00000000 9.54227467 990.45772533 0.99045773 9.54227467 M-1 0.00000000 9.54227459 990.45772541 0.99045773 9.54227459 M-2 0.00000000 9.54227483 990.45772517 0.99045773 9.54227483 M-3 0.00000000 9.54227508 990.45772492 0.99045772 9.54227508 B-1 0.00000000 9.54227508 990.45772492 0.99045772 9.54227508 B-2 0.00000000 9.54227529 990.45772471 0.99045772 9.54227529 B-3 0.00000000 9.54227457 990.45772543 0.99045773 9.54227457 B-4 0.00000000 9.54227405 990.45772595 0.99045773 9.54227405 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Securities~~Interest ~~Exchange~~Distribution ~~Act~~Statement Beginning Payment of ~~1934~~Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 55,000,000.00 4.02000% 55,000,000.00 153,541.67 0.00 0.00 A-2 25,000,000.00 8.75600% 25,000,000.00 152,013.89 0.00 0.00 A-3 75,000,000.00 5.50000% 75,000,000.00 343,750.00 0.00 0.00 A-4 102,296,000.00 5.50000% 102,296,000.00 468,856.67 0.00 0.00 M-1 18,755,000.00 4.34063% 18,755,000.00 56,533.69 0.00 0.00 M-2 17,109,000.00 4.49063% 17,109,000.00 53,354.30 0.00 0.00 M-3 6,580,000.00 4.57063% 6,580,000.00 20,885.24 0.00 0.00 B-1 6,580,000.00 5.04063% 6,580,000.00 23,032.88 0.00 0.00 B-2 6,909,000.00 5.19063% 6,909,000.00 24,904.21 0.00 0.00 B-3 5,922,000.00 5.59063% 5,922,000.00 22,991.47 0.00 0.00 B-4 7,568,000.00 6.84063% 7,568,000.00 35,951.31 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 C 2,303,924.89 0.00000% 329,023,025.32 0.00 0.00 0.00 Totals 329,023,024.89 1,355,815.33 0.00 0.00

~~Date~~Interest ofDistribution ~~Report~~Statement (~~Date~~continued) ofRemaining ~~earliest~~Ending ~~event~~Non-Supported ~~reported~~Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) ~~September~~Distribution Shortfall Balance A-1 0.00 0.00 153,541.67 0.00 54,475,174.89 A-2 0.00 0.00 152,013.89 0.00 24,761,443.13 A-3 0.00 0.00 343,750.00 0.00 74,284,329.40 A-4 0.00 0.00 468,856.67 0.00 101,319,863.47 M-1 0.00 0.00 56,533.69 0.00 18,576,034.64 M-2 0.00 0.00 53,354.30 0.00 16,945,741.22 ~~2005~~M-3 0.00 0.00 20,885.24 0.00 6,517,211.83 B-1 0.00 0.00 23,032.88 0.00 6,517,211.83 B-2 0.00 0.00 24,904.21 0.00 6,843,072.42 B-3 0.00 0.00 22,991.47 0.00 5,865,490.65 B-4 0.00 0.00 35,951.31 0.00 7,495,784.07 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 7,992.76 0.00 100.00 C 0.00 0.00 373,971.29 0.00 325,905,382.44 Totals 0.00 0.00 1,737,779.38 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~BEAR~~Interest ~~STEARNS~~Distribution ~~ASSET~~Factors ~~BACKED~~Statement ~~SECURITIES~~Beginning IPayment ~~LLC~~of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 55,000,000.00 4.02000% 1000.00000000 2.79166673 0.00000000 0.00000000 A-2 25,000,000.00 8.75600% 1000.00000000 6.08055560 0.00000000 0.00000000 A-3 75,000,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 A-4 102,296,000.00 5.50000% 1000.00000000 4.58333337 0.00000000 0.00000000 M-1 18,755,000.00 4.34063% 1000.00000000 3.01432631 0.00000000 0.00000000 M-2 17,109,000.00 4.49063% 1000.00000000 3.11849319 0.00000000 0.00000000 M-3 6,580,000.00 4.57063% 1000.00000000 3.17404863 0.00000000 0.00000000 B-1 6,580,000.00 5.04063% 1000.00000000 3.50043769 0.00000000 0.00000000 B-2 6,909,000.00 5.19063% 1000.00000000 3.60460414 0.00000000 0.00000000 B-3 5,922,000.00 5.59063% 1000.00000000 3.88238264 0.00000000 0.00000000 B-4 7,568,000.00 6.84063% 1000.00000000 4.75043737 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 C 2,303,924.89 0.00000% 142809.78809166 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (~~Exact~~continued) ~~name~~Remaining ofEnding ~~registrant~~Non-Supported asTotal ~~specified~~Unpaid inCertificate/ ~~its~~Interest ~~charter~~Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 2.79166673 0.00000000 990.45772527 A-2 0.00000000 0.00000000 6.08055560 0.00000000 990.45772520 A-3 0.00000000 0.00000000 4.58333333 0.00000000 990.45772533 A-4 0.00000000 0.00000000 4.58333337 0.00000000 990.45772533 M-1 0.00000000 0.00000000 3.01432631 0.00000000 990.45772541 M-2 0.00000000 0.00000000 3.11849319 0.00000000 990.45772517 M-3 0.00000000 0.00000000 3.17404863 0.00000000 990.45772492 B-1 0.00000000 0.00000000 3.50043769 0.00000000 990.45772492 B-2 0.00000000 0.00000000 3.60460414 0.00000000 990.45772471 B-3 0.00000000 0.00000000 3.88238264 0.00000000 990.45772543 B-4 0.00000000 0.00000000 4.75043737 0.00000000 990.45772595 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 79927.60000000 0.00000000 1000.00000000 C 0.00000000 0.00000000 162.31921953 0.00000000 141456.60036686 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Delaware	333-125422	20-0842986
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)
383 Madison Avenue New York, New York		10179
(Address of Principal Executive Offices)		(Zip Code)

~~Registrant’s~~PREPAYMENT/CURTAILMENT ~~telephone~~INTEREST ~~number,~~SHORTFALL ~~including~~Total ~~area~~Prepayment/Curtailment ~~code,~~Interest isShortfall ~~(212)~~0.00 ~~272~~Servicing Fee Support 0.00 Non-~~2000~~Supported Prepayment/Curtailment Interest Shortfall 0.00

~~Check~~SERVICING ~~the~~FEES ~~appropriate~~Gross ~~box~~Servicing ~~below~~Fee if68,373.91 ~~the~~Master ~~Form~~Servicing ~~8-K~~Fee ~~filing~~3,281.97 isMisc. ~~intended~~Fee to5,184.92 ~~simultaneously~~Supported ~~satisfy~~Prepayment/Curtailment ~~the~~Interest ~~filing~~Shortfall ~~obligation~~0.00 ofNet ~~the~~Servicing ~~registrant~~Fee ~~under any of the following provisions (see General Instruction A~~76,840.~~2. below):~~80

oOTHER ~~Written~~ACCOUNTS ~~communications~~Beginning ~~pursuant~~Current toCurrent ~~Rule~~Ending ~~425~~Account ~~under~~Type ~~the~~Balance ~~Securities~~Withdrawals ~~Act~~Deposits ~~(17~~Balance ~~CFR~~Net ~~230~~WAC Reserve Fund 5,000.~~425)~~00 2,795.02 2,795.02 5,000.00 Class P Certificate Account 100.00 0.00 0.00 100.00

oLOAN ~~Soliciting~~STATUS ~~material~~STRATIFICATION/CREDIT ~~pursuant~~ENHANCEMENT toSTATEMENT ~~Rule~~DELINQUENT ~~14a~~BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 281,600.00 0.00 0.00 281,600.00 30 Days 38 0 0 0 38 12~~(b)~~,829,609.57 ~~under~~0.00 ~~the~~0.00 ~~Exchange~~0.00 ~~Act~~12,829,609.57 ~~(17~~60 ~~CFR~~Days ~~240~~5 0 0 0 5 1,771,158.~~14a~~35 0.00 0.00 0.00 1,771,158.35 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 43 1 0 0 44 14,600,767.92 281,600.00 0.00 0.00 14,882,367.92 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-~~12(b))~~29 Days 0.092937% 0.000000% 0.000000% 0.092937% 0.086594% 0.000000% 0.000000% 0.086594% 30 Days 3.531599% 0.000000% 0.000000% 0.000000% 3.531599% 3.945206% 0.000000% 0.000000% 0.000000% 3.945206% 60 Days 0.464684% 0.000000% 0.000000% 0.000000% 0.464684% 0.544645% 0.000000% 0.000000% 0.000000% 0.544645% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.996283% 0.092937% 0.000000% 0.000000% 4.089219% 4.489851% 0.086594% 0.000000% 0.000000% 4.576445%

oOTHER ~~Pre-commencement~~INFORMATION ~~communications~~Current ~~pursuant~~Period toClass ~~Rule~~A ~~14d-2(b)~~Insufficient ~~under~~Funds ~~the~~0.00 ~~Exchange~~Principal ~~Act~~Balance ~~(17~~of ~~CFR~~Contaminated ~~240~~Properties 0.~~14d-2(b))~~00 Periodic Advance 85,633.47

REO Detail - All Mortgage Loans in REO during Current Period

oSummary ~~Pre~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-~~commencement~~04 ~~communications~~0.000% ~~pursuant~~Original toPrincipal ~~Rule~~Balance ~~13e~~0.00 Dec-~~4(c)~~04 ~~under~~0.000% ~~the~~Current ~~Exchange~~Principal ~~Act~~Balance ~~(17~~0.00 ~~CFR~~Jan-05 ~~240~~0.~~13e~~000% Feb-~~4(c))~~05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Item 9.01(c).	Financial Statements, Pro Forma Financial Information and Exhibits.
(a)	Not applicable
(b)	Not applicable
(c)	Exhibits:

~~1. Pooling~~REO ~~and~~Loan ~~Servicing~~Detail ~~Agreement,~~- ~~dated~~All ~~as of September 1, 2005, among Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, as depositor, EMC~~ Mortgage ~~Corporation,~~Loans ain ~~Delaware~~REO ~~corporation,~~during asCurrent ~~seller~~Period ~~and~~(continued) asCurrent ~~company,~~Paid ~~Wells~~Current ~~Fargo~~Approximate ~~Bank,~~Loan ~~National~~Principal ~~Association,~~To aMonths ~~national~~Loan ~~banking~~Delinquent ~~association,~~Group asNumber ~~master~~Balance ~~servicer~~Date ~~and~~Delinquent ~~securities~~Rate ~~administrator~~Interest ~~and~~No ~~U.S.~~REO ~~Bank~~loans ~~National~~this ~~Association, as trustee~~period.

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Pursuant~~Summary to12 ~~the~~Month ~~requirements~~Foreclosure ofHistory* ~~the~~New ~~Securities~~Foreclosure ~~Exchange~~Loans ~~Act~~Month ofForeclosure ~~1934,~~Percentage ~~the~~Loans ~~Registrant~~in ~~has~~Foreclosure ~~duly~~0 ~~caused~~Nov-04 ~~this~~0.000% ~~report~~Original toPrincipal beBalance ~~signed~~0.00 onDec-04 ~~behalf~~0.000% ofCurrent Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current Foreclosure Total Mar-05 0.000% Loans in Foreclosure 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the ~~Registrant~~above bytable is presented graphically on the ~~undersigned~~monthly ~~thereunto~~bond ~~duly~~remittance ~~authorized~~report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~BEAR~~Foreclosure ~~STEARNS~~Loan ~~ASSET~~Detail ~~BACKED~~- ~~SECURITIES~~All IMortgage ~~LLC~~Loans ~~By:~~in ~~/s/~~Foreclosure ~~Baron~~during ~~Silverstein~~Current ~~Name:~~Period ~~Baron~~Month ~~Silverstein~~Loan ~~Title:~~First ~~Vice~~Original ~~President~~Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No Foreclosure loans this period.

~~Dated:~~Foreclosure ~~October~~Loan ~~17,~~Detail ~~2005~~- All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No Foreclosure loans this period.

~~EXHIBIT~~COLLATERAL ~~INDEX~~STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.589060% Weighted Average Net Coupon 6.339689% Weighted Average Pass-Through Rate 6.308809% Weighted Average Maturity(Stepdown Calculation) 357 Beginning Scheduled Collateral Loan Count 1,088 Number Of Loans Paid In Full 12 Ending Scheduled Collateral Loan Count 1,076 Beginning Scheduled Collateral Balance 329,023,124.89 Ending Scheduled Collateral Balance 325,905,382.44 Ending Actual Collateral Balance at 30-Sep-2005 325,194,960.49 Monthly P&I Constant 1,992,823.83 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 186,196.86 Unscheduled Principal 2,931,446.02

Exhibit Number	Item 601(a) of Regulation S-K Exhibit No.	Sequentially Numbered Description	Page
1	4	Pooling and Servicing Agreement	5

Prepayment - Voluntary Prepayments

Realized Loss Report - Collateral Summary

Filing Compare · Bear Stearns Asset Backed Securities I Trust 2005-AC7