8-K 1 jpa050s1_10508.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates, Series 2005-S1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-109775-12 Pooling and Servicing Agreement) (Commission 54-2168010 (State or other File Number) 54-2168011 jurisdiction 54-2168012 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2005 a distribution was made to holders of J.P. MORGAN MORTGAGE TRUST, Mortgage Pass-Through Certificates, Series 2005-S1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-S1 Trust, relating to the August 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. J.P. MORGAN MORTGAGE TRUST Mortgage Pass-Through Certificates, Series 2005-S1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 8/29/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-S1 Trust, relating to the August 25, 2005 distribution. EX-99.1

J.P. Morgan Acceptance Corporation I Mortgage Pass-Through Certificates Record Date: 57/3129/2005 Distribution Date: 68/2725/2005 J.P. Morgan Acceptance Corporation I Mortgage Pass-Through Certificates Series 2005-S1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-A-1 466247MP5 SEN 6.00000% ~~137~~130,~~904~~623,~~107~~622.9956 ~~689~~653,~~520~~118.5411 1-A-2 466247MQ3 SEN 6.50000% ~~112~~106,~~705~~180,~~497~~450.3912 ~~610~~575,~~488~~144.1110 1-A-X 466247MR1 IO 6.00000% 0.00 54,~~014~~403.1442 2-A-1 466247MS9 SEN 8.00000% 1716,~~751~~602,~~565~~047.8576 ~~118~~110,~~343~~680.7732 2-A-2 466247MT7 SEN 8.00000% 1615,~~866~~922,~~448~~156.6526 ~~112~~106,~~442~~147.9971 2-A-3 466247MU4 SEN 5.50000% 11,500,000.00 52,708.33 2-A-4 466247MV2 IO 5.50000% 0.00 4,791.67 2-A-5 466247MW0 SEN 6.00000% 1716,~~584~~325,~~659~~603.5401 8781,~~923~~628.3002 2-A-6 466247MX8 SEN 5.25000% 3532,~~169~~651,~~319~~206.0702 ~~153~~142,~~865~~849.7703 2-A-7 466247MY6 SEN 5.50000% 3,381,816.00 15,499.99 2-A-8 466247MZ3 SEN 5.50000% 11,330,000.00 51,929.17 A-P 466247NA7 PO 0.00000% 2,~~482~~379,~~120~~411.4207 0.00 A-R 466247NB5 SEN 6.00000% 0.00 0.00 B-1 466247NC3 SUB 6.~~25713~~25716% 10,~~055~~036,~~968~~418.0023 52,~~434~~332.6287 B-2 466247ND1 SUB 6.~~25713~~25716% 4,~~608~~599,~~931~~971.3717 2423,~~032~~985.2562 B-3 466247NE9 SUB 6.~~25713~~25716% 2,~~723~~718,~~518~~223.3153 14,~~201~~173.1863 B-4 466247NF6 SUB 6.~~25713~~25716% 2,~~095~~090,~~014~~941.0918 10,~~923~~902.9979 B-5 466247NG4 SUB 6.~~25713~~25716% 1,~~257~~254,~~008~~564.4571 6,~~554~~541.3967 B-6 466247NH2 SUB 6.~~25713~~25716% 1,~~885~~881,~~542~~876.0638 9,~~831~~812.7466 Totals ~~389~~369,~~301~~478,~~517~~308.1900 21,~~020~~916,~~505~~649.9511

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1-A-1 3,~~127~~120,~~678~~064.0468 0.00 ~~134~~127,~~776~~503,~~429~~557.9488 3,~~817~~773,~~198~~182.5879 0.00 1-A-2 23,~~511~~421,~~116~~124.8766 0.00 ~~110~~102,~~194~~759,~~380~~325.5246 3,~~121~~996,~~604~~268.9876 0.00 1-A-X 0.00 0.00 0.00 54,~~014~~403.1442 0.00 2-A-1 ~~723~~1,~~536~~534,862.2172 0.00 1715,~~028~~067,~~029~~185.6404 ~~841~~1,~~879~~645,543.9804 0.00 2-A-2 ~~558~~951,~~424~~011.6287 0.00 1614,~~308~~971,~~024~~144.0339 ~~670~~1,~~867~~057,159.6158 0.00 2-A-3 0.00 0.00 11,500,000.00 52,708.33 0.00 2-A-4 0.00 0.00 0.00 4,791.67 0.00 2-A-5 ~~744~~1,~~566~~268,015.1682 0.00 1615,~~840~~057,~~093~~587.3719 ~~832~~1,~~489~~349,643.4684 0.00 2-A-6 12,~~489~~536,~~132~~031.3365 0.00 3330,~~680~~115,~~186~~174.7437 12,~~642~~678,~~998~~880.1068 0.00 2-A-7 0.00 0.00 3,381,816.00 15,499.99 0.00 2-A-8 0.00 0.00 11,330,000.00 51,929.17 0.00 A-P 3318,~~721~~511.2877 0.00 2,~~448~~360,~~399~~899.1430 3318,~~721~~511.2877 0.00 A-R 0.00 0.00 0.00 0.00 0.00 B-1 9,~~752~~832.9464 0.00 10,~~046~~026,~~215~~585.0759 62,~~187~~165.5651 0.00 B-2 4,~~470~~506.0457 0.00 4,~~604~~595,~~461~~464.3359 28,~~502~~492.2919 0.00 B-3 2,~~641~~663.4503 0.00 2,~~720~~715,~~876~~560.8750 16,~~842~~836.6366 0.00 B-4 2,~~031~~048.8849 0.00 2,~~092~~088,~~982~~892.2169 12,~~955~~951.8728 0.00 B-5 1,~~219~~229.1309 0.00 1,~~255~~253,~~789~~335.3262 7,~~773~~770.5276 0.00 B-6 1,~~828~~843.7267 0.00 1,~~883~~880,~~713~~032.3371 11,~~660~~656.4633 0.00 Totals 912,~~210~~871,~~119~~746.6766 0.00 ~~380~~356,~~091~~606,~~397~~561.5133 1114,~~230~~788,~~625~~395.6277 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 145,167,016.00 ~~137~~130,~~904~~623,~~107~~622.9956 ~~137~~132,~~640~~791.1771 2,~~990~~987,~~037~~272.8896 0.00 0.00 1-A-2 121,738,219.00 ~~112~~106,~~705~~180,~~497~~450.3912 ~~104~~100,~~172~~116.9447 23,~~406~~321,~~943~~008.9219 0.00 0.00 1-A-X 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 20,713,645.00 1716,~~751~~602,~~565~~047.8576 1615,~~879~~085.0204 ~~706~~1,~~657~~519,777.2068 0.00 0.00 2-A-2 19,240,454.00 1615,~~866~~922,~~448~~156.6526 1817,~~906~~941.2450 ~~539~~933,~~518~~070.3937 0.00 0.00 2-A-3 11,500,000.00 11,500,000.00 0.00 0.00 0.00 0.00 2-A-4 0.00 0.00 0.00 0.00 0.00 0.00 2-A-5 20,750,000.00 1716,~~584~~325,~~659~~603.5401 2523,~~208~~922.3200 ~~719~~1,~~357~~244,093.8582 0.00 0.00 2-A-6 41,500,000.00 3532,~~169~~651,~~319~~206.0702 5047,~~416~~844.6301 12,~~438~~488,~~715~~187.7064 0.00 0.00 2-A-7 3,381,816.00 3,381,816.00 0.00 0.00 0.00 0.00 2-A-8 11,330,000.00 11,330,000.00 0.00 0.00 0.00 0.00 A-P 2,563,316.58 2,~~482~~379,~~120~~411.4207 2,~~677~~619.3035 3115,~~043~~892.9843 0.00 0.00 A-R 100.00 0.00 0.00 0.00 0.00 0.00 B-1 10,094,300.00 10,~~055~~036,~~968~~418.0023 9,~~752~~832.9464 0.00 0.00 0.00 B-2 4,626,500.00 4,~~608~~599,~~931~~971.3717 4,~~470~~506.0457 0.00 0.00 0.00 B-3 2,733,900.00 2,~~723~~718,~~518~~223.3153 2,~~641~~663.4503 0.00 0.00 0.00 B-4 2,103,000.00 2,~~095~~090,~~014~~941.0918 2,~~031~~048.8849 0.00 0.00 0.00 B-5 1,261,800.00 1,~~257~~254,~~008~~564.4571 1,~~219~~229.1309 0.00 0.00 0.00 B-6 1,892,729.52 1,~~885~~881,~~542~~876.0638 1,~~828~~843.7267 0.00 0.00 0.00 Totals 420,596,796.10 ~~389~~369,~~301~~478,~~517~~308.1900 ~~377~~362,~~844~~443.7857 812,~~832~~509,~~274~~303.9209 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 3,~~127~~120,~~678~~064.0468 ~~134~~127,~~776~~503,~~429~~557.9488 0.~~92842323~~87832320 3,~~127~~120,~~678~~064.0468 1-A-2 23,~~511~~421,~~116~~124.8766 ~~110~~102,~~194~~759,~~380~~325.5246 0.~~90517490~~84410078 23,~~511~~421,~~116~~124.8766 1-A-X 0.00 0.00 0.00000000 0.00 2-A-1 ~~723~~1,~~536~~534,862.2172 1715,~~028~~067,~~029~~185.6404 0.~~82206824~~72740385 ~~723~~1,~~536~~534,862.2172 2-A-2 ~~558~~951,~~424~~011.6287 1614,~~308~~971,~~024~~144.0339 0.~~84759040~~77810765 ~~558~~951,~~424~~011.6287 2-A-3 0.00 11,500,000.00 1.00000000 0.00 2-A-4 0.00 0.00 0.00000000 0.00 2-A-5 ~~744~~1,~~566~~268,015.1682 1615,~~840~~057,~~093~~587.3719 0.~~81157076~~72566685 ~~744~~1,~~566~~268,015.1682 2-A-6 12,~~489~~536,~~132~~031.3365 3330,~~680~~115,~~186~~174.7437 0.~~81157076~~72566685 12,~~489~~536,~~132~~031.3365 2-A-7 0.00 3,381,816.00 1.00000000 0.00 2-A-8 0.00 11,330,000.00 1.00000000 0.00 A-P 3318,~~721~~511.2877 2,~~448~~360,~~399~~899.1430 0.~~95516846~~92103305 3318,~~721~~511.2877 A-R 0.00 0.00 0.00000000 0.00 B-1 9,~~752~~832.9464 10,~~046~~026,~~215~~585.0759 0.~~99523643~~99329182 9,~~752~~832.9464 B-2 4,~~470~~506.0457 4,~~604~~595,~~461~~464.3359 0.~~99523643~~99329182 4,~~470~~506.0457 B-3 2,~~641~~663.4503 2,~~720~~715,~~876~~560.8750 0.~~99523643~~99329182 2,~~641~~663.4503 B-4 2,~~031~~048.8849 2,~~092~~088,~~982~~892.2169 0.~~99523643~~99329182 2,~~031~~048.8849 B-5 1,~~219~~229.1309 1,~~255~~253,~~789~~335.3262 0.~~99523642~~99329182 1,~~219~~229.1309 B-6 1,~~828~~843.7267 1,~~883~~880,~~713~~032.3371 0.~~99523641~~99329180 1,~~828~~843.7267 Totals 912,~~210~~871,~~119~~746.6766 ~~380~~356,~~091~~606,~~397~~561.5133 0.~~90369542~~84785848 912,~~210~~871,~~119~~746.6766

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 145,167,016.00 ~~949~~899.~~96860712~~81613013 0.~~94815044~~91475125 20.~~59722630~~57817983 0.00000000 1-A-2 121,738,219.00 ~~925~~872.~~80208841~~20308455 0.~~85571270~~82239145 1927.~~77147308~~27991437 0.00000000 1-A-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 20,713,645.00 ~~856~~801.~~99865234~~50295904 0.~~81487445~~72826584 3473.~~11554075~~37084709 0.00000000 2-A-2 19,240,454.00 ~~876~~827.~~61386005~~53537209 0.~~98262962~~93248839 2848.~~04083469~~49523665 0.00000000 2-A-3 11,500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-5 20,750,000.00 ~~847~~786.~~45347181~~77604867 1.~~21485880~~15286747 3459.~~66784819~~95632867 0.00000000 2-A-6 41,500,000.00 ~~847~~786.~~45347157~~77604867 1.~~21485855~~15286771 3459.~~66784819~~95632867 0.00000000 2-A-7 3,381,816.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-8 11,330,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-P 2,563,316.58 ~~968~~928.~~32378777~~25485879 1.~~04446716~~02185973 126.~~11086459~~19994819 0.00000000 A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 10,094,300.00 ~~996~~994.~~20260939~~26589560 0.~~96618290~~97407844 0.00000000 0.00000000 B-2 4,626,500.00 ~~996~~994.~~20260888~~26589647 0.~~96618178~~97407760 0.00000000 0.00000000 B-3 2,733,900.00 ~~996~~994.~~20260800~~26589488 0.~~96618384~~97407733 0.00000000 0.00000000 B-4 2,103,000.00 ~~996~~994.~~20261056~~26589634 0.~~96618165~~97407989 0.00000000 0.00000000 B-5 1,261,800.00 ~~996~~994.~~20260739~~26589792 0.~~96618323~~97407672 0.00000000 0.00000000 B-6 1,892,729.52 ~~996~~994.~~20259529~~26587905 0.~~96618137~~97408002 0.00000000 0.00000000 (2) All Classes are Per $1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 21.~~54537667~~49293115 ~~928~~878.~~42323038~~32319898 0.~~92842323~~87832320 21.~~54537667~~49293115 1-A-2 0.00000000 2028.~~62718586~~10230582 ~~905~~844.~~17490255~~10077874 0.~~90517490~~84410078 2028.~~62718586~~10230582 1-A-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 3474.~~93041471~~09911293 ~~822~~727.~~06823763~~40384611 0.~~82206824~~72740385 3474.~~93041471~~09911293 2-A-2 0.00000000 2949.~~02346379~~42772504 ~~847~~778.~~59039626~~10764704 0.~~84759040~~77810765 2949.~~02346379~~42772504 2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-5 0.00000000 3561.~~88270651~~10919614 ~~811~~725.~~57076482~~66685253 0.~~81157076~~72566685 3561.~~88270651~~10919614 2-A-6 0.00000000 3561.~~88270675~~10919639 ~~811~~725.~~57076482~~66685229 0.~~81157076~~72566685 3561.~~88270675~~10919639 2-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-P 0.00000000 137.~~15533175~~22180403 ~~955~~921.~~16845602~~03305476 0.~~95516846~~92103305 137.~~15533175~~22180403 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.~~96618290~~97407844 ~~995~~993.~~23642749~~29181716 0.~~99523643~~99329182 0.~~96618290~~97407844 B-2 0.00000000 0.~~96618178~~97407760 ~~995~~993.~~23642710~~29181671 0.~~99523643~~99329182 0.~~96618178~~97407760 B-3 0.00000000 0.~~96618384~~97407733 ~~995~~993.~~23642781~~29181755 0.~~99523643~~99329182 0.~~96618384~~97407733 B-4 0.00000000 0.~~96618165~~97407989 ~~995~~993.~~23642891~~29181645 0.~~99523643~~99329182 0.~~96618165~~97407989 B-5 0.00000000 0.~~96618323~~97407672 ~~995~~993.~~23642416~~29182121 0.~~99523642~~99329182 0.~~96618323~~97407672 B-6 0.00000000 0.~~96618137~~97408002 ~~995~~993.~~23640863~~29179903 0.~~99523641~~99329180 0.~~96618137~~97408002 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 145,167,016.00 6.00000% ~~137~~130,~~904~~623,~~107~~622.9956 ~~689~~653,~~520~~118.5411 0.00 0.00 1-A-2 121,738,219.00 6.50000% ~~112~~106,~~705~~180,~~497~~450.3912 ~~610~~575,~~488~~144.1110 0.00 0.00 1-A-X 0.00 6.00000% 1880,~~002,828~~684.1928 54,~~014~~403.1442 0.00 0.00 2-A-1 20,713,645.00 8.00000% 1716,~~751~~602,~~565~~047.8576 ~~118~~110,~~343~~680.7732 0.00 0.00 2-A-2 19,240,454.00 8.00000% 1615,~~866~~922,~~448~~156.6526 ~~112~~106,~~442~~147.9971 0.00 0.00 2-A-3 11,500,000.00 5.50000% 11,500,000.00 52,708.33 0.00 0.00 2-A-4 0.00 5.50000% 1,045,454.54 4,791.67 0.00 0.00 2-A-5 20,750,000.00 6.00000% 1716,~~584~~325,~~659~~603.5401 8781,~~923~~628.3002 0.00 0.00 2-A-6 41,500,000.00 5.25000% 3532,~~169~~651,~~319~~206.0702 ~~153~~142,~~865~~849.7703 0.00 0.00 2-A-7 3,381,816.00 5.50000% 3,381,816.00 15,499.99 0.00 0.00 2-A-8 11,330,000.00 5.50000% 11,330,000.00 51,929.17 0.00 0.00 A-P 2,563,316.58 0.00000% 2,~~482~~379,~~120~~411.4207 0.00 0.00 0.00 A-R 100.00 6.00000% 0.00 0.00 0.00 0.00 B-1 10,094,300.00 6.~~25713~~25716% 10,~~055~~036,~~968~~418.0023 52,~~434~~332.6287 0.00 0.00 B-2 4,626,500.00 6.~~25713~~25716% 4,~~608~~599,~~931~~971.3717 2423,~~032~~985.2562 0.00 0.00 B-3 2,733,900.00 6.~~25713~~25716% 2,~~723~~718,~~518~~223.3153 14,~~201~~173.1863 0.00 0.00 B-4 2,103,000.00 6.~~25713~~25716% 2,~~095~~090,~~014~~941.0918 10,~~923~~902.9979 0.00 0.00 B-5 1,261,800.00 6.~~25713~~25716% 1,~~257~~254,~~008~~564.4571 6,~~554~~541.3967 0.00 0.00 B-6 1,892,729.52 6.~~25713~~25716% 1,~~885~~881,~~542~~876.0638 9,~~831~~812.7466 0.00 0.00 Totals 420,596,796.10 21,~~020~~916,~~505~~649.9511 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~689~~653,~~520~~118.5411 0.00 ~~134~~127,~~776~~503,~~429~~557.9488 1-A-2 0.00 0.00 ~~610~~575,~~488~~144.1110 0.00 ~~110~~102,~~194~~759,~~380~~325.5246 1-A-X 0.00 0.00 54,~~014~~403.1442 0.00 ~~963~~859,~~681~~115.9742 2-A-1 0.00 0.00 ~~118~~110,~~343~~680.7732 0.00 1715,~~028~~067,~~029~~185.6404 2-A-2 0.00 0.00 ~~112~~106,~~442~~147.9971 0.00 1614,~~308~~971,~~024~~144.0339 2-A-3 0.00 0.00 52,708.33 0.00 11,500,000.00 2-A-4 0.00 0.00 4,791.67 0.00 1,045,454.54 2-A-5 0.00 0.00 8781,~~923~~628.3002 0.00 1615,~~840~~057,~~093~~587.3719 2-A-6 0.00 0.00 ~~153~~142,~~865~~849.7703 0.00 3330,~~680~~115,~~186~~174.7437 2-A-7 0.00 0.00 15,499.99 0.00 3,381,816.00 2-A-8 0.00 0.00 51,929.17 0.00 11,330,000.00 A-P 0.00 0.00 0.00 0.00 2,~~448~~360,~~399~~899.1430 A-R 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 52,~~434~~332.6287 0.00 10,~~046~~026,~~215~~585.0759 B-2 0.00 0.00 2423,~~032~~985.2562 0.00 4,~~604~~595,~~461~~464.3359 B-3 0.00 0.00 14,~~201~~173.1863 0.00 2,~~720~~715,~~876~~560.8750 B-4 0.00 0.00 10,~~923~~902.9979 0.00 2,~~092~~088,~~982~~892.2169 B-5 0.00 0.00 6,~~554~~541.3967 0.00 1,~~255~~253,~~789~~335.3262 B-6 0.00 0.00 9,~~831~~812.7466 0.00 1,~~883~~880,~~713~~032.3371 Totals 0.00 0.00 21,~~020~~916,~~505~~649.9511 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 145,167,016.00 6.00000% ~~949~~899.~~96860712~~81613013 4.~~74984304~~49908063 0.00000000 0.00000000 1-A-2 121,738,219.00 6.50000% ~~925~~872.~~80208841~~20308455 54.~~01476131~~72443334 0.00000000 0.00000000 1-A-X 0.00 6.00000% ~~906~~795.~~31732231~~92838176 43.~~53158575~~97964064 0.00000000 0.00000000 2-A-1 20,713,645.00 8.00000% ~~856~~801.~~99865234~~50295904 5.~~71332424~~34335314 0.00000000 0.00000000 2-A-2 19,240,454.00 8.00000% ~~876~~827.~~61386005~~53537209 5.~~84409235~~51690256 0.00000000 0.00000000 2-A-3 11,500,000.00 5.50000% 1000.00000000 4.58333304 0.00000000 0.00000000 2-A-4 0.00 5.50000% 1000.00000000 4.58333655 0.00000000 0.00000000 2-A-5 20,750,000.00 6.00000% ~~847~~786.~~45347181~~77604867 43.~~23726747~~93388048 0.00000000 0.00000000 2-A-6 41,500,000.00 5.25000% ~~847~~786.~~45347157~~77604867 3.~~70760892~~44214530 0.00000000 0.00000000 2-A-7 3,381,816.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 2-A-8 11,330,000.00 5.50000% 1000.00000000 4.58333363 0.00000000 0.00000000 A-P 2,563,316.58 0.00000% ~~968~~928.~~32378777~~25485879 0.00000000 0.00000000 0.00000000 A-R 100.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 10,094,300.00 6.~~25713~~25716% ~~996~~994.~~20260939~~26589560 5.~~19447807~~18439813 0.00000000 0.00000000 B-2 4,626,500.00 6.~~25713~~25716% ~~996~~994.~~20260888~~26589647 5.~~19447747~~18439857 0.00000000 0.00000000 B-3 2,733,900.00 6.~~25713~~25716% ~~996~~994.~~20260800~~26589488 5.~~19447675~~18439958 0.00000000 0.00000000 B-4 2,103,000.00 6.~~25713~~25716% ~~996~~994.~~20261056~~26589634 5.~~19447932~~18439848 0.00000000 0.00000000 B-5 1,261,800.00 6.~~25713~~25716% ~~996~~994.~~20260739~~26589792 5.~~19447615~~18439531 0.00000000 0.00000000 B-6 1,892,729.52 6.~~25713~~25716% ~~996~~994.~~20259529~~26587905 5.~~19447702~~18439634 0.00000000 0.00000000 (5) All Classes are Per $1,000 Denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 4.~~74984304~~49908063 0.00000000 ~~928~~878.~~42323038~~32319898 1-A-2 0.00000000 0.00000000 54.~~01476131~~72443334 0.00000000 ~~905~~844.~~17490255~~10077874 1-A-X 0.00000000 0.00000000 43.~~53158575~~97964064 0.00000000 ~~870~~776.~~93848310~~43528051 2-A-1 0.00000000 0.00000000 5.~~71332424~~34335314 0.00000000 ~~822~~727.~~06823763~~40384611 2-A-2 0.00000000 0.00000000 5.~~84409235~~51690256 0.00000000 ~~847~~778.~~59039626~~10764704 2-A-3 0.00000000 0.00000000 4.58333304 0.00000000 1000.00000000 2-A-4 0.00000000 0.00000000 4.58333655 0.00000000 1000.00000000 2-A-5 0.00000000 0.00000000 43.~~23726747~~93388048 0.00000000 ~~811~~725.~~57076482~~66685253 2-A-6 0.00000000 0.00000000 3.~~70760892~~44214530 0.00000000 ~~811~~725.~~57076482~~66685229 2-A-7 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 2-A-8 0.00000000 0.00000000 4.58333363 0.00000000 1000.00000000 A-P 0.00000000 0.00000000 0.00000000 0.00000000 ~~955~~921.~~16845602~~03305476 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 5.~~19447807~~18439813 0.00000000 ~~995~~993.~~23642749~~29181716 B-2 0.00000000 0.00000000 5.~~19447747~~18439857 0.00000000 ~~995~~993.~~23642710~~29181671 B-3 0.00000000 0.00000000 5.~~19447675~~18439958 0.00000000 ~~995~~993.~~23642781~~29181755 B-4 0.00000000 0.00000000 5.~~19447932~~18439848 0.00000000 ~~995~~993.~~23642891~~29181645 B-5 0.00000000 0.00000000 5.~~19447615~~18439531 0.00000000 ~~995~~993.~~23642416~~29182121 B-6 0.00000000 0.00000000 5.~~19447702~~18439634 0.00000000 ~~995~~993.~~23640863~~29179903 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-A-P 0.00000% 0.00 0.00 1,~~759~~699,~~408~~178.9698 1,~~726~~681,~~488~~435.0379 9593.~~75402044~~25534508% 2-A-P 0.00000% 0.00 0.00 ~~722~~680,~~711~~232.4509 ~~721~~679,~~911~~463.1051 9489.~~95436519~~37115147%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1114,~~311~~865,~~730~~370.1042 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1114,~~311~~865,~~730~~370.1042 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 8176,~~104~~974.4865 Payment of Interest and Principal 1114,~~230~~788,~~625~~395.6277 Total Withdrawals (Pool Distribution Amount) 1114,~~311~~865,~~730~~370.1042 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 8176,~~104~~974.4865 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 8176,~~104~~974.4865

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 46 0 0 46 ~~499~~867,~~952~~560.9173 0.00 0.00 ~~499~~867,~~952~~560.9173 30 Days 1929 0 0 0 1929 45,~~354~~138,~~936~~248.3716 0.00 0.00 0.00 45,~~354~~138,~~936~~248.3716 60 Days 45 10 0 0 5 1,~~037~~822,~~527~~763.4736 ~~163,541~~0.8700 0.00 0.00 1,~~201~~822,~~069~~763.3436 90 Days 20 0 0 0 20 ~~951,459~~0.2200 0.00 0.00 0.00 ~~951,459~~0.2200 120 Days 2 0 1 0 0 21 ~~286,944.96~~ 0.00 163,541.87 0.00 0.00 ~~286~~163,~~944~~541.9687 150 Days 2 10 0 0 32 ~~224~~951,~~494~~459.8222 ~~79,966~~0.3800 0.00 0.00 ~~304~~951,~~461~~459.2022 180+ Days 3 1 0 0 04 ~~1 571~~858,~~435~~380.4642 079,966.0038 0.00 0.00 ~~571~~938,~~435~~346.4680 Totals 3039 68 0 0 3647 78,~~426~~770,~~798~~851.3016 ~~743~~1,~~461~~111,068.1698 0.00 0.00 89,~~170~~881,~~259~~920.4614 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~221361~~350467% 0.000000% 0.000000% 0.~~221361~~350467% 0.~~131445~~243107% 0.000000% 0.000000% 0.~~131445~~243107% 30 Days 1.~~051467~~693925% 0.000000% 0.000000% 0.000000% 1.~~051467~~693925% 1.~~144977~~439836% 0.000000% 0.000000% 0.000000% 1.~~144977~~439836% 60 Days 0.~~221361~~292056% 0.~~055340~~000000% 0.000000% 0.000000% 0.~~276702~~292056% 0.~~272781~~510773% 0.~~042998~~000000% 0.000000% 0.000000% 0.~~315779~~510773% 90 Days 0.~~110681~~000000% 0.000000% 0.000000% 0.000000% 0.~~110681~~000000% 0.~~250153~~000000% 0.000000% 0.000000% 0.000000% 0.~~250153~~000000% 120 Days 0.~~110681~~000000% 0.~~000000~~058411% 0.000000% 0.000000% 0.~~110681~~058411% 0.~~075442~~000000% 0.~~000000~~045828% 0.000000% 0.000000% 0.~~075442~~045828% 150 Days 0.~~110681~~116822% 0.~~055340~~000000% 0.000000% 0.000000% 0.~~166021~~116822% 0.~~059023~~266617% 0.~~021024~~000000% 0.000000% 0.000000% 0.~~080047~~266617% 180+ Days 0.~~055340~~175234% 0.~~000000~~058411% 0.000000% 0.000000% 0.~~055340~~233645% 0.~~150239~~240535% 0.~~000000~~022408% 0.000000% 0.000000% 0.~~150239~~262943% Totals 12.~~660210~~278037% 0.~~332042~~467290% 0.000000% 0.000000% 12.~~992252~~745327% 12.~~952615~~457762% 0.~~195467~~311343% 0.000000% 0.000000% 2.~~148081~~769105%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 46 0 0 46 ~~499~~867,~~952~~560.9173 0.00 0.00 ~~499~~867,~~952~~560.9173 30 Days 1526 0 0 0 1526 23,~~530~~986,~~958~~381.3011 0.00 0.00 0.00 23,~~530~~986,~~958~~381.3011 60 Days 32 10 0 0 42 ~~541~~305,~~790~~233.18 ~~163,541~~0.8700 0.00 0.00 ~~705~~305,~~332~~233.0518 90 Days 10 0 0 0 10 ~~204,646~~0.00 0.00 0.00 0.00 ~~204,646~~0.00 120 Days 2 0 1 0 0 21 ~~286,944.96~~ 0.00 163,541.87 0.00 0.00 ~~286~~163,~~944~~541.9687 150 Days 2 1 0 0 30 ~~224~~1 204,~~494~~646.8200 ~~79,966~~0.3800 0.00 0.00 ~~304~~204,~~461~~646.2000 180+ Days 02 01 0 0 03 0286,944.0096 079,966.0038 0.00 0.00 0366,911.0034 Totals 2331 68 0 0 2939 34,~~788~~783,~~834~~205.2625 ~~743~~1,~~461~~111,068.1698 0.00 0.00 45,~~532~~894,~~295~~274.4223 0-29 Days 0.~~255918~~404040% 0.000000% 0.000000% 0.~~255918~~404040% 0.~~190724~~350741% 0.000000% 0.000000% 0.~~190724~~350741% 30 Days 01.~~959693~~750842% 0.000000% 0.000000% 0.000000% 01.~~959693~~750842% 01.~~965519~~611632% 0.000000% 0.000000% 0.000000% 01.~~965519~~611632% 60 Days 0.~~191939~~134680% 0.~~063980~~000000% 0.000000% 0.000000% 0.~~255918~~134680% 0.~~206684~~123401% 0.~~062389~~000000% 0.000000% 0.000000% 0.~~269073~~123401% 90 Days 0.~~063980~~000000% 0.000000% 0.000000% 0.000000% 0.~~063980~~000000% 0.~~078069~~000000% 0.000000% 0.000000% 0.000000% 0.~~078069~~000000% 120 Days 0.~~127959~~000000% 0.~~000000~~067340% 0.000000% 0.000000% 0.~~127959~~067340% 0.~~109465~~000000% 0.~~000000~~066117% 0.000000% 0.000000% 0.~~109465~~066117% 150 Days 0.~~127959~~067340% 0.~~063980~~000000% 0.000000% 0.000000% 0.~~191939~~067340% 0.~~085641~~082735% 0.~~030506~~000000% 0.000000% 0.000000% 0.~~116147~~082735% 180+ Days 0.~~000000~~134680% 0.~~000000~~067340% 0.000000% 0.000000% 0.~~000000~~202020% 0.~~000000~~116007% 0.~~000000~~032329% 0.000000% 0.000000% 0.~~000000~~148337% Totals 12.~~471529~~087542% 0.~~383877~~538721% 0.000000% 0.000000% 12.~~855406~~626263% 1.~~445378~~933775% 0.~~283618~~449188% 0.000000% 0.000000% 12.~~728996~~382963% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 43 0 0 0 43 1,~~823~~151,~~978~~867.0705 0.00 0.00 0.00 1,~~823~~151,~~978~~867.0705 60 Days 13 0 0 0 13 ~~495~~1,~~737~~517,530.2918 0.00 0.00 0.00 ~~495~~1,~~737~~517,530.2918 90 Days 10 0 0 0 10 ~~746,813~~0.2200 0.00 0.00 0.00 ~~746,813~~0.2200 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 01 0 0 0 01 0746,813.0022 0.00 0.00 0.00 0746,813.0022 180+ Days 1 0 0 0 1 571,435.46 0.00 0.00 0.00 571,435.46 Totals 78 0 0 0 78 3,~~637~~987,~~964~~645.0491 0.00 0.00 0.00 3,~~637~~987,~~964~~645.0491 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~639344~~321586% 0.000000% 0.000000% 0.000000% 1.~~639344~~321586% 1.~~542908~~051811% 0.000000% 0.000000% 0.000000% 1.~~542908~~051811% 60 Days 01.~~409836~~321586% 0.000000% 0.000000% 0.000000% 01.~~409836~~321586% 01.~~419345~~385711% 0.000000% 0.000000% 0.000000% 01.~~419345~~385711% 90 Days 0.~~409836~~000000% 0.000000% 0.000000% 0.000000% 0.~~409836~~000000% 0.~~631731~~000000% 0.000000% 0.000000% 0.000000% 0.~~631731~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.~~000000~~440529% 0.000000% 0.000000% 0.000000% 0.~~000000~~440529% 0.~~000000~~681942% 0.000000% 0.000000% 0.000000% 0.~~000000~~681942% 180+ Days 0.~~409836~~440529% 0.000000% 0.000000% 0.000000% 0.~~409836~~440529% 0.~~483379~~521798% 0.000000% 0.000000% 0.000000% 0.~~483379~~521798% Totals 23.~~868852~~524229% 0.000000% 0.000000% 0.000000% 23.~~868852~~524229% 3.~~077363~~641262% 0.000000% 0.000000% 0.000000% 3.~~077363~~641262%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 4856,~~064~~408.9275

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.02377574% 100,000.00 0.~~02630946~~02804211% Fraud 8,411,934.00 1.99999954% 8,411,934.00 2.~~21313454~~35888369% Special Hazard 4,205,967.00 0.99999977% 43,~~075~~566,~~121~~065.3661 1.~~07214249~~00000000% Limit of Subordinate's Exposure to Certain Types of Losses

REO Detail - All Mortgage Loans in REO during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~REO ~~Mixed~~History* ~~Fixed~~New ~~Ratio~~REO ~~Strip~~Loans ~~Weighted~~Month ~~Average~~REO ~~Gross~~Percentage ~~Coupon~~Loans 6in REO 0 Sep-04 0.~~478095~~000% ~~Weighted~~Original ~~Average~~Principal ~~Pass~~Balance 0.00 Oct-~~Through~~04 ~~Rate~~0.000% 6Current Principal Balance 0.~~228095~~00 Nov-04 0.000% ~~Weighted~~Dec-04 ~~Average~~0.000% ~~Maturity(Stepdown~~Current ~~Calculation)~~REO ~~353~~Total ~~Beginning~~Jan-05 ~~Scheduled~~0.000% ~~Collateral~~Loans ~~Loan~~in ~~Count~~REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1~~,844~~ ~~Number~~12 OfMonth REO History* New REO Loans ~~Paid~~Month InREO ~~Full~~Percentage 37Loans ~~Ending~~in ~~Scheduled~~REO ~~Collateral~~0 ~~Loan~~Sep-04 ~~Count~~0.000% ~~1,807~~Original ~~Beginning~~Principal ~~Scheduled~~Balance ~~Collateral~~0.00 Oct-04 0.000% Current Principal Balance ~~389,301,517~~0.1900 ~~Ending~~Nov-04 ~~Scheduled~~0.000% ~~Collateral~~Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance ~~380,091,397~~0.5000 ~~Ending~~Mar-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance at0.00 31Apr-05 0.000% May-~~2005~~05 ~~380,351,471~~0.48000% ~~Monthly~~Jun-05 ~~P&I~~0.000% ~~Constant~~Jul-05 ~~2,479,455~~0.06000% ~~Special~~Aug-05 ~~Servicing~~0.000% ~~Fee~~*The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.00000% ~~Prepayment~~Original ~~Penalties~~Principal Balance 0.00 ~~Realized~~Oct-04 ~~Loss~~0.000% ~~Amount~~Current Principal Balance 0.00 ~~Cumulative~~Nov-04 ~~Realized~~0.000% ~~Loss~~Dec-04 0.00000% ~~Class~~Current AREO ~~Optimal~~Total ~~Amount~~Jan-05 ~~11,056,982~~0.04000% ~~Class~~Loans APin ~~Deferred~~REO ~~Amount~~0 Feb-05 0.00000% ~~Scheduled~~Original Principal ~~377,844~~Balance 0.7800 ~~Unscheduled~~Mar-05 0.000% Current Principal ~~8,832,274~~Balance 0.9100 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO Level Collateral Statement Group 1 2 Total Collateral Description Mixed Fixed Ratio Strip Mixed Fixed Ratio Strip Mixed Fixed Ratio Strip Weighted Average Coupon Rate 6.456520 6.525564 6.478095 Weighted Average Net Rate 6.206520 6.275564 6.228095 Weighted Average Maturity 352 351 353 Beginning Loan ~~Count~~Detail ~~1,593~~- ~~251~~All ~~1,844~~Mortgage Loans ~~Paid~~in InREO ~~Full~~during 30Current 7Period 37Month ~~Ending~~ Loan ~~Count~~First ~~1,563~~Original ~~244~~Loan ~~1,807~~Entered ~~Beginning~~Payment ~~Scheduled~~LTV ~~Balance~~at ~~267,649,630.81~~Principal ~~121,651,886.38~~Group ~~389,301,517.19~~Number ~~Ending~~REO ~~Scheduled Balance 261,963,174.54 118,128,222.96 380,091,397.50 Record~~ Date ~~05/31/2005~~State ~~05/31/2005~~Origination ~~05/31/2005~~Balance ~~Principal~~No ~~And~~REO ~~Interest~~loans ~~Constant~~this ~~1,698,529~~period.87 780,925.19 2,479,455.06 Scheduled Principal 258,458.85 119,385.93 377,844.78 Unscheduled Principal 5,427,997.42 3,404,277.49 8,832,274.91 Scheduled Interest 1,440,071.02 661,539.26 2,101,610.28 Servicing Fees 55,760.34 25,344.14 81,104.48 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,384,310.68 636,195.12 2,020,505.80 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.206520 6.275564 6.228095

~~Miscellaneous~~REO ~~Reporting~~Loan ~~Group~~Detail ~~1 Senior % 1~~-1 ~~94.286468%~~All ~~Senior~~Mortgage %Loans ~~1-2~~in ~~94.212160%~~REO ~~Senior~~during ~~Prepayment~~Current %Period ~~1-1~~(continued) ~~100.000000%~~Current ~~Senior~~Paid ~~Prepayment~~Current %Approximate ~~1-2~~Loan ~~100.000000%~~Principal ~~Junior~~To %Months ~~1-1~~Loan ~~5.713532%~~Delinquent ~~Junior % 1-2 5.787840% Junior Prepayment % 1-1 0.000000% Junior Prepayment % 1-2 0.000000%~~ Group 2Number ~~Senior~~Balance %Date ~~2-1~~Delinquent ~~93.953512%~~Rate ~~Senior~~Interest %No ~~2-2~~REO ~~93.777077%~~loans ~~Senior~~this ~~Prepayment % 2-1 100~~period.~~000000% Senior Prepayment % 2-2 100.000000% Junior % 2-1 6.046488% Junior % 2-2 6.222923% Junior Prepayment % 2-1 0.000000% Junior Prepayment % 2-2 0.000000%~~

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Prepayment - Voluntary Prepayments

Realized Loss Report - Collateral Summary

Filing Compare · J.P. Morgan Mortgage Trust 2005-S1