8-K 1 bam0500d_10508.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-D Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-19 Pooling and Servicing Agreement) (Commission 54-2173100 (State or other File Number) 54-2173101 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-D Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-D Trust, relating to the August 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-D Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 8/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-D Trust, relating to the August 25, 2005 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 67/3029/2005 Distribution Date: 78/25/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series BOAMS2005-D Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-A-1 05949A4G2 SEN 4.~~49163~~49547% 3433,~~469~~625,~~343~~334.8896 ~~129~~125,~~019~~968.4702 1-A-2 05949A4H0 SEN 4.~~49163~~49547% 1,~~312~~280,~~475~~338.0204 4,~~912~~796.6243 1-A-R 05949A4J6 SEN 4.~~49547~~48585% 0.00 0.00 2-A-1 05949A4K3 SEN 4.~~80331~~80035% 24,~~647~~378,~~987~~285.3402 9897,~~659~~520.8729 2-A-2 05949A4L1 SEN 4.~~80331~~80035% 9792,~~017~~719,~~847~~504.4961 ~~388~~370,~~338~~905.7220 2-A-3 05949A4M9 SEN 4.~~80331~~80035% 41,212,000.00 164,~~961~~860.5608 2-A-4 05949A4N7 SEN 4.~~80331~~80035% 71,406,000.00 285,~~820~~644.7593 2-A-5 05949A4P2 SEN 4.~~80331~~80035% 44,652,000.00 178,~~731~~621.0409 2-A-6 05949A4Q0 SEN 4.~~80331~~80035% 46,315,000.00 185,~~387~~273.6258 2-A-7 05949A4R8 SEN 4.~~80331~~80035% 92,221,000.00 ~~369~~368,~~138~~911.1103 3-A-1 05949A4S6 SEN 5.~~12797~~12399% 2928,~~846~~566,~~686~~363.6568 ~~127~~121,~~544~~978.04 1-IO 05949A4Z0 SEN 0.27100% 0.00 8,~~392~~194.9995 B-1 05949A4T4 SUB 4.~~79885~~79636% 9,~~159~~155,~~485~~690.0183 36,~~629~~594.1499 B-2 05949A4U1 SUB 4.~~79885~~79636% 3,~~308~~306,~~285~~915.6828 13,~~229~~217.9663 B-3 05949A4V9 SUB 4.~~79885~~79636% 2,~~290~~289,~~121~~172.0540 9,~~158~~149.2875 B-4 05949A4W7 SUB 4.~~79885~~79636% 1,~~017~~016,~~165~~744.4611 4,~~067~~063.6889 B-5 05949A4X5 SUB 4.~~79885~~79636% 763,~~373~~057.6847 3,~~052~~049.7692 B-6 05949A4Y3 SUB 4.~~79885~~79636% 1,~~273~~272,~~150~~623.4305 5,~~091~~086.3863 Totals ~~500~~494,~~911~~180,~~921~~029.6945 21,~~012~~983,~~135~~836.9945

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1-A-1 ~~844~~999,~~008~~739.9278 0.00 3332,625,~~334~~595.9617 ~~973~~1,~~028~~125,707.3980 0.00 1-A-2 3238,~~136~~066.9868 0.00 1,~~280~~242,~~338~~271.0436 3742,~~049~~863.6011 0.00 1-A-R 0.00 0.00 0.00 0.00 0.00 2-A-1 ~~269~~290,~~702~~094.3167 0.00 24,~~378~~088,~~285~~190.0235 ~~368~~387,~~362~~614.1896 0.00 2-A-2 4,~~298~~623,~~342~~343.8822 0.00 9288,~~719~~096,~~504~~161.6139 4,~~686~~994,~~681~~248.6042 0.00 2-A-3 0.00 0.00 41,212,000.00 164,~~961~~860.5608 0.00 2-A-4 0.00 0.00 71,406,000.00 285,~~820~~644.7593 0.00 2-A-5 0.00 0.00 44,652,000.00 178,~~731~~621.0409 0.00 2-A-6 0.00 0.00 46,315,000.00 185,~~387~~273.6258 0.00 2-A-7 0.00 0.00 92,221,000.00 ~~369~~368,~~138~~911.1103 0.00 3-A-1 1,~~280~~515,~~322~~698.9723 0.00 2827,~~566~~050,~~363~~665.6845 1,~~407~~637,~~867~~676.0127 0.00 1-IO 0.00 0.00 0.00 8,~~392~~194.9995 0.00 B-1 3,~~794~~862.1826 0.00 9,~~155~~151,~~690~~828.8357 40,~~423~~457.3225 0.00 B-2 1,~~370~~395.4100 0.00 3,~~306~~305,~~915~~520.28 14,~~600~~612.3763 0.00 B-3 ~~948~~965.6567 0.00 2,~~289~~288,~~172~~206.4073 10,~~106~~115.9342 0.00 B-4 ~~421~~428.3591 0.00 1,016,~~744~~315.1120 4,~~489~~492.0380 0.00 B-5 ~~316~~321.2289 0.00 ~~763~~762,~~057~~735.4758 3,~~368~~371.9881 0.00 B-6 ~~527~~536.3885 0.00 1,272,~~623~~086.0520 5,~~618~~623.7648 0.00 Totals 67,~~731~~474,~~892~~453.2516 0.00 ~~494~~486,~~180~~705,~~029~~576.4528 89,~~744~~458,~~028~~289.2461 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 36,768,000.00 3433,~~469~~625,~~343~~334.8896 19,~~779~~446.9476 ~~824~~980,~~228~~293.9803 0.00 0.00 1-A-2 1,400,000.00 1,~~312~~280,~~475~~338.0204 ~~753~~740.1547 3137,~~383~~326.8321 0.00 0.00 1-A-R 100.00 0.00 0.00 0.00 0.00 0.00 2-A-1 25,000,000.00 24,~~647~~378,~~987~~285.3402 9,~~743~~808.2966 ~~259~~280,~~959~~286.02 0.00 0.00 2-A-2 102,628,000.00 9792,~~017~~719,~~847~~504.4961 ~~155~~156,~~282~~324.3108 4,~~143~~467,~~060~~019.5713 0.00 0.00 2-A-3 41,212,000.00 41,212,000.00 0.00 0.00 0.00 0.00 2-A-4 71,406,000.00 71,406,000.00 0.00 0.00 0.00 0.00 2-A-5 44,652,000.00 44,652,000.00 0.00 0.00 0.00 0.00 2-A-6 46,315,000.00 46,315,000.00 0.00 0.00 0.00 0.00 2-A-7 92,221,000.00 92,221,000.00 0.00 0.00 0.00 0.00 3-A-1 29,879,000.00 2928,~~846~~566,~~686~~363.6568 14,~~290~~234.9708 1,~~266~~501,~~032~~464.0015 0.00 0.00 1-IO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 9,167,000.00 9,~~159~~155,~~485~~690.0183 3,~~794~~862.1826 0.00 0.00 0.00 B-2 3,311,000.00 3,~~308~~306,~~285~~915.6828 1,~~370~~395.4100 0.00 0.00 0.00 B-3 2,292,000.00 2,~~290~~289,~~121~~172.0540 ~~948~~965.6567 0.00 0.00 0.00 B-4 1,018,000.00 1,~~017~~016,~~165~~744.4611 ~~421~~428.3591 0.00 0.00 0.00 B-5 764,000.00 763,~~373~~057.6847 ~~316~~321.2289 0.00 0.00 0.00 B-6 1,274,195.00 1,~~273~~272,~~150~~623.4305 ~~527~~536.3885 0.00 0.00 0.00 Totals 509,307,295.00 ~~500~~494,~~911~~180,~~921~~029.6945 ~~207~~208,~~227~~064.8563 67,~~524~~266,~~664~~388.4054 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 ~~844~~999,~~008~~739.9278 3332,625,~~334~~595.9617 0.~~91452717~~88733668 ~~844~~999,~~008~~739.9278 1-A-2 3238,~~136~~066.9868 1,~~280~~242,~~338~~271.0436 0.~~91452717~~88733669 3238,~~136~~066.9868 1-A-R 0.00 0.00 0.00000000 0.00 2-A-1 ~~269~~290,~~702~~094.3167 24,~~378~~088,~~285~~190.0235 0.~~97513140~~96352761 ~~269~~290,~~702~~094.3167 2-A-2 4,~~298~~623,~~342~~343.8822 9288,~~719~~096,~~504~~161.6139 0.~~90345232~~85840279 4,~~298~~623,~~342~~343.8822 2-A-3 0.00 41,212,000.00 1.00000000 0.00 2-A-4 0.00 71,406,000.00 1.00000000 0.00 2-A-5 0.00 44,652,000.00 1.00000000 0.00 2-A-6 0.00 46,315,000.00 1.00000000 0.00 2-A-7 0.00 92,221,000.00 1.00000000 0.00 3-A-1 1,~~280~~515,~~322~~698.9723 2827,~~566~~050,~~363~~665.6845 0.~~95606826~~90534039 1,~~280~~515,~~322~~698.9723 1-IO 0.00 0.00 0.00000000 0.00 B-1 3,~~794~~862.1826 9,~~155~~151,~~690~~828.8357 0.~~99876632~~99834500 3,~~794~~862.1826 B-2 1,~~370~~395.4100 3,~~306~~305,~~915~~520.28 0.~~99876632~~99834500 1,~~370~~395.4100 B-3 ~~948~~965.6567 2,~~289~~288,~~172~~206.4073 0.~~99876632~~99834500 ~~948~~965.6567 B-4 ~~421~~428.3591 1,016,~~744~~315.1120 0.~~99876632~~99834499 ~~421~~428.3591 B-5 ~~316~~321.2289 ~~763~~762,~~057~~735.4758 0.~~99876632~~99834500 ~~316~~321.2289 B-6 ~~527~~536.3885 1,272,~~623~~086.0520 0.~~99876632~~99834499 ~~527~~536.3885 Totals 67,~~731~~474,~~892~~453.2516 ~~494~~486,~~180~~705,~~029~~576.4528 0.~~97029835~~95562263 67,~~731~~474,~~892~~453.2516

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 36,768,000.00 ~~937~~914.~~48215513~~52716928 0.~~53796617~~52890448 2226.~~41701969~~66158154 0.00000000 1-A-2 1,400,000.00 ~~937~~914.~~48215714~~52717143 0.~~53796429~~52890714 2226.~~41702143~~66157857 0.00000000 1-A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 25,000,000.00 ~~985~~975.~~91949360~~13140080 0.~~38973160~~39234640 1011.~~39836080~~21144080 0.00000000 2-A-2 102,628,000.00 ~~945~~903.~~33506928~~45231915 1.~~51305989~~52321082 4043.~~36969024~~52631962 0.00000000 2-A-3 41,212,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-4 71,406,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-5 44,652,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-6 46,315,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-7 92,221,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-1 29,879,000.00 ~~998~~956.~~91852639~~06826467 0.~~47829479~~47639078 4250.~~37196693~~25148599 0.00000000 1-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 9,167,000.00 ~~999~~998.~~18021272~~76631722 0.~~41389549~~42132213 0.00000000 0.00000000 B-2 3,311,000.00 ~~999~~998.~~18021142~~76631833 0.~~41389610~~42132286 0.00000000 0.00000000 B-3 2,292,000.00 ~~999~~998.~~18021379~~76631763 0.~~41389616~~42132199 0.00000000 0.00000000 B-4 1,018,000.00 ~~999~~998.~~18021611~~76631631 0.~~41389980~~42132613 0.00000000 0.00000000 B-5 764,000.00 ~~999~~998.~~18020942~~76632199 0.~~41390052~~42132199 0.00000000 0.00000000 B-6 1,274,195.00 ~~999~~998.~~18021182~~76631913 0.~~41389269~~42132484 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 2227.~~95498586~~19048575 ~~914~~887.~~52716928~~33668326 0.~~91452717~~88733668 2227.~~95498586~~19048575 1-A-2 0.00000000 2227.~~95498571~~19048571 ~~914~~887.~~52717143~~33668571 0.~~91452717~~88733669 2227.~~95498571~~19048571 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 1011.~~78809240~~60378680 ~~975~~963.~~13140080~~52761400 0.~~97513140~~96352761 1011.~~78809240~~60378680 2-A-2 0.00000000 4145.~~88275013~~04953054 ~~903~~858.~~45231915~~40278862 0.~~90345232~~85840279 4145.~~88275013~~04953054 2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-1 0.00000000 4250.~~85026172~~72787677 ~~956~~905.~~06826467~~34038790 0.~~95606826~~90534039 4250.~~85026172~~72787677 1-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.~~41389549~~42132213 998.~~76631722~~34499509 0.~~99876632~~99834500 0.~~41389549~~42132213 B-2 0.00000000 0.~~41389610~~42132286 998.~~76631833~~34499547 0.~~99876632~~99834500 0.~~41389610~~42132286 B-3 0.00000000 0.~~41389616~~42132199 998.~~76631763~~34499564 0.~~99876632~~99834500 0.~~41389616~~42132199 B-4 0.00000000 0.~~41389980~~42132613 998.~~76631631~~34499018 0.~~99876632~~99834499 0.~~41389980~~42132613 B-5 0.00000000 0.~~41390052~~42132199 998.~~76632199~~34500000 0.~~99876632~~99834500 0.~~41390052~~42132199 B-6 0.00000000 0.~~41389269~~42132484 998.~~76631913~~34499429 0.~~99876632~~99834499 0.~~41389269~~42132484 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 36,768,000.00 4.~~49163~~49547% 3433,~~469~~625,~~343~~334.8896 ~~129~~125,~~019~~968.4702 0.00 0.00 1-A-2 1,400,000.00 4.~~49163~~49547% 1,~~312~~280,~~475~~338.0204 4,~~912~~796.6243 0.00 0.00 1-A-R 100.00 4.~~49547~~48585% 0.00 0.00 0.00 0.00 2-A-1 25,000,000.00 4.~~80331~~80035% 24,~~647~~378,~~987~~285.3402 9897,~~659~~520.8729 0.00 0.00 2-A-2 102,628,000.00 4.~~80331~~80035% 9792,~~017~~719,~~847~~504.4961 ~~388~~370,~~338~~905.7220 0.00 0.00 2-A-3 41,212,000.00 4.~~80331~~80035% 41,212,000.00 164,~~961~~860.5608 0.00 0.00 2-A-4 71,406,000.00 4.~~80331~~80035% 71,406,000.00 285,~~820~~644.7593 0.00 0.00 2-A-5 44,652,000.00 4.~~80331~~80035% 44,652,000.00 178,~~731~~621.0409 0.00 0.00 2-A-6 46,315,000.00 4.~~80331~~80035% 46,315,000.00 185,~~387~~273.6258 0.00 0.00 2-A-7 92,221,000.00 4.~~80331~~80035% 92,221,000.00 ~~369~~368,~~138~~911.1103 0.00 0.00 3-A-1 29,879,000.00 5.~~12797~~12399% 2928,~~846~~566,~~686~~363.6568 ~~127~~121,~~544~~978.04 0.00 0.00 1-IO 0.00 0.27100% 3736,~~164~~287,~~552~~612.3396 8,~~392~~194.9995 0.00 0.00 B-1 9,167,000.00 4.~~79885~~79636% 9,~~159~~155,~~485~~690.0183 36,~~629~~594.1499 0.00 0.00 B-2 3,311,000.00 4.~~79885~~79636% 3,~~308~~306,~~285~~915.6828 13,~~229~~217.9663 0.00 0.00 B-3 2,292,000.00 4.~~79885~~79636% 2,~~290~~289,~~121~~172.0540 9,~~158~~149.2875 0.00 0.00 B-4 1,018,000.00 4.~~79885~~79636% 1,~~017~~016,~~165~~744.4611 4,~~067~~063.6889 0.00 0.00 B-5 764,000.00 4.~~79885~~79636% 763,~~373~~057.6847 3,~~052~~049.7692 0.00 0.00 B-6 1,274,195.00 4.~~79885~~79636% 1,~~273~~272,~~150~~623.4305 5,~~091~~086.3863 0.00 0.00 Totals 509,307,295.00 21,~~012~~983,~~135~~836.9945 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~129~~125,~~019~~968.4702 0.00 3332,625,~~334~~595.9617 1-A-2 0.00 0.00 4,~~912~~796.6243 0.00 1,~~280~~242,~~338~~271.0436 1-A-R 0.00 0.00 0.00 0.00 0.00 2-A-1 0.00 0.00 9897,~~659~~520.8729 0.00 24,~~378~~088,~~285~~190.0235 2-A-2 0.00 0.00 ~~388~~370,~~338~~905.7220 0.00 9288,~~719~~096,~~504~~161.6139 2-A-3 0.00 0.00 164,~~961~~860.5608 0.00 41,212,000.00 2-A-4 0.00 0.00 285,~~820~~644.7593 0.00 71,406,000.00 2-A-5 0.00 0.00 178,~~731~~621.0409 0.00 44,652,000.00 2-A-6 0.00 0.00 185,~~387~~273.6258 0.00 46,315,000.00 2-A-7 0.00 0.00 ~~369~~368,~~138~~911.1103 0.00 92,221,000.00 3-A-1 0.00 0.00 ~~127~~121,~~544~~978.04 0.00 2827,~~566~~050,~~363~~665.6845 1-IO 0.00 0.00 8,~~392~~194.9995 0.00 3635,~~287~~249,~~612~~007.9627 B-1 0.00 0.00 36,~~629~~594.1499 0.00 9,~~155~~151,~~690~~828.8357 B-2 0.00 0.00 13,~~229~~217.9663 0.00 3,~~306~~305,~~915~~520.28 B-3 0.00 0.00 9,~~158~~149.2875 0.00 2,~~289~~288,~~172~~206.4073 B-4 0.00 0.00 4,~~067~~063.6889 0.00 1,016,~~744~~315.1120 B-5 0.00 0.00 3,~~052~~049.7692 0.00 ~~763~~762,~~057~~735.4758 B-6 0.00 0.00 5,~~091~~086.3863 0.00 1,272,~~623~~086.0520 Totals 0.00 0.00 21,~~012~~983,~~135~~836.9945 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 36,768,000.00 4.~~49163~~49547% ~~937~~914.~~48215513~~52716928 3.~~50901518~~42602317 0.00000000 0.00000000 1-A-2 1,400,000.00 4.~~49163~~49547% ~~937~~914.~~48215714~~52717143 3.~~50901429~~42602143 0.00000000 0.00000000 1-A-R 100.00 4.~~49547~~48585% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 25,000,000.00 4.~~80331~~80035% ~~985~~975.~~91949360~~13140080 3.~~94639480~~90081160 0.00000000 0.00000000 2-A-2 102,628,000.00 4.~~80331~~80035% ~~945~~903.~~33506928~~45231915 3.~~78394512~~61407413 0.00000000 0.00000000 2-A-3 41,212,000.00 4.~~80331~~80035% 1000.00000000 4.~~00275551~~00029312 0.00000000 0.00000000 2-A-4 71,406,000.00 4.~~80331~~80035% 1000.00000000 4.~~00275537~~00029311 0.00000000 0.00000000 2-A-5 44,652,000.00 4.~~80331~~80035% 1000.00000000 4.~~00275553~~00029316 0.00000000 0.00000000 2-A-6 46,315,000.00 4.~~80331~~80035% 1000.00000000 4.~~00275548~~00029321 0.00000000 0.00000000 2-A-7 92,221,000.00 4.~~80331~~80035% 1000.00000000 4.~~00275545~~00029310 0.00000000 0.00000000 3-A-1 29,879,000.00 5.~~12797~~12399% ~~998~~956.~~91852639~~06826467 4.~~26868503~~08240035 0.00000000 0.00000000 1-IO 0.00 0.27100% ~~939~~917.~~62669325~~45514566 0.~~21219891~~20719189 0.00000000 0.00000000 B-1 9,167,000.00 4.~~79885~~79636% ~~999~~998.~~18021272~~76631722 3.~~99576088~~99203556 0.00000000 0.00000000 B-2 3,311,000.00 4.~~79885~~79636% ~~999~~998.~~18021142~~76631833 3.~~99575959~~99203564 0.00000000 0.00000000 B-3 2,292,000.00 4.~~79885~~79636% ~~999~~998.~~18021379~~76631763 3.~~99575916~~99203752 0.00000000 0.00000000 B-4 1,018,000.00 4.~~79885~~79636% ~~999~~998.~~18021611~~76631631 3.~~99575639~~99203340 0.00000000 0.00000000 B-5 764,000.00 4.~~79885~~79636% ~~999~~998.~~18020942~~76632199 3.~~99575916~~99204188 0.00000000 0.00000000 B-6 1,274,195.00 4.~~79885~~79636% ~~999~~998.~~18021182~~76631913 3.~~99576203~~99203419 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 3.~~50901518~~42602317 0.00000000 ~~914~~887.~~52716928~~33668326 1-A-2 0.00000000 0.00000000 3.~~50901429~~42602143 0.00000000 ~~914~~887.~~52717143~~33668571 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 3.~~94639480~~90081160 0.00000000 ~~975~~963.~~13140080~~52761400 2-A-2 0.00000000 0.00000000 3.~~78394512~~61407413 0.00000000 ~~903~~858.~~45231915~~40278862 2-A-3 0.00000000 0.00000000 4.~~00275551~~00029312 0.00000000 1000.00000000 2-A-4 0.00000000 0.00000000 4.~~00275537~~00029311 0.00000000 1000.00000000 2-A-5 0.00000000 0.00000000 4.~~00275553~~00029316 0.00000000 1000.00000000 2-A-6 0.00000000 0.00000000 4.~~00275548~~00029321 0.00000000 1000.00000000 2-A-7 0.00000000 0.00000000 4.~~00275545~~00029310 0.00000000 1000.00000000 3-A-1 0.00000000 0.00000000 4.~~26868503~~08240035 0.00000000 ~~956~~905.~~06826467~~34038790 1-IO 0.00000000 0.00000000 0.~~21219891~~20719189 0.00000000 ~~917~~891.~~45514566~~19620888 B-1 0.00000000 0.00000000 3.~~99576088~~99203556 0.00000000 998.~~76631722~~34499509 B-2 0.00000000 0.00000000 3.~~99575959~~99203564 0.00000000 998.~~76631833~~34499547 B-3 0.00000000 0.00000000 3.~~99575916~~99203752 0.00000000 998.~~76631763~~34499564 B-4 0.00000000 0.00000000 3.~~99575639~~99203340 0.00000000 998.~~76631631~~34499018 B-5 0.00000000 0.00000000 3.~~99575916~~99204188 0.00000000 998.~~76632199~~34500000 B-6 0.00000000 0.00000000 3.~~99576203~~99203419 0.00000000 998.~~76631913~~34499429 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 89,~~852~~565,~~506~~271.9618 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 89,~~852~~565,~~506~~271.9618 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~108~~106,~~478~~981.7257 Payment of Interest and Principal 89,~~744~~458,~~028~~289.2461 Total Withdrawals (Pool Distribution Amount) 89,~~852~~565,~~506~~271.9618 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~108~~106,~~228~~734.2040 Trustee Fee - Wells Fargo Bank, N.A. ~~250~~247.5217 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~108~~106,~~478~~981.7257

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 98 0 0 0 98 3,~~816~~569,~~001~~635.2236 0.00 0.00 0.00 3,~~816~~569,~~001~~635.2236 60 Days 10 0 0 0 10 ~~550,000~~0.00 0.00 0.00 0.00 ~~550,000~~0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 108 0 0 0 108 43,~~366~~569,~~001~~635.2236 0.00 0.00 0.00 43,~~366~~569,~~001~~635.2236 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~865385~~778968% 0.000000% 0.000000% 0.000000% 0.~~865385~~778968% 0.~~771921~~733170% 0.000000% 0.000000% 0.000000% 0.~~771921~~733170% 60 Days 0.~~096154~~000000% 0.000000% 0.000000% 0.000000% 0.~~096154~~000000% 0.~~111257~~000000% 0.000000% 0.000000% 0.000000% 0.~~111257~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~961538~~778968% 0.000000% 0.000000% 0.000000% 0.~~961538~~778968% 0.~~883178~~733170% 0.000000% 0.000000% 0.000000% 0.~~883178~~733170%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1- Three Year ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 21 0 0 0 2 1 414,~~286,926~~023.4845 0.00 0.00 0.00 1414,~~286,926~~023.4845 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 21 0 0 0 2 1 414,~~286,926~~023.4845 0.00 0.00 0.00 1414,~~286,926~~023.4845 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 21.~~105263~~075269% 0.000000% 0.000000% 0.000000% 21.~~105263~~075269% 31.~~544741~~174039% 0.000000% 0.000000% 0.000000% 31.~~544741~~174039% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 21.~~105263~~075269% 0.000000% 0.000000% 0.000000% 21.~~105263~~075269% 31.~~544741~~174039% 0.000000% 0.000000% 0.000000% 31.~~544741~~174039% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2- Five Year ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 23,~~529~~155,~~074~~611.7491 0.00 0.00 0.00 23,~~529~~155,~~074~~611.7491 60 Days 10 0 0 0 10 ~~550,000~~0.00 0.00 0.00 0.00 ~~550,000~~0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 87 0 0 0 87 3,~~079~~155,~~074~~611.7491 0.00 0.00 0.00 3,~~079~~155,~~074~~611.7491 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~792752~~800915% 0.000000% 0.000000% 0.000000% 0.~~792752~~800915% 0.~~590373~~745182% 0.000000% 0.000000% 0.000000% 0.~~590373~~745182% 60 Days 0.~~113250~~000000% 0.000000% 0.000000% 0.000000% 0.~~113250~~000000% 0.~~128389~~000000% 0.000000% 0.000000% 0.000000% 0.~~128389~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~906002~~800915% 0.000000% 0.000000% 0.000000% 0.~~906002~~800915% 0.~~718762~~745182% 0.000000% 0.000000% 0.000000% 0.~~718762~~745182% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3- Seven Year ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1915,~~834~~739.4326

REO Detail - All Mortgage Loans in REO during Current Period

Summary 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1- Three Year ARM 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2- Five Year ARM 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3- Seven Year ARM 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1- Three Year ARM 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2- Five Year ARM 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3- Seven Year ARM 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~080209~~077059% Weighted Average Net Coupon 4.~~820935~~817880% Weighted Average Pass-Through Rate 4.~~820335~~817280% Weighted Average Maturity(Stepdown Calculation) ~~356~~355 Beginning Scheduled Collateral Loan Count 1,~~052~~040 Number Of Loans Paid In Full 1213 Ending Scheduled Collateral Loan Count 1,~~040~~027 Beginning Scheduled Collateral Balance ~~500~~494,~~911~~180,~~922~~030.6541 Ending Scheduled Collateral Balance ~~494~~486,~~180~~705,~~030~~577.4125 Ending Actual Collateral Balance at 3029-~~Jun~~Jul-2005 ~~494~~486,~~351~~876,~~390~~692.1739 Monthly P&I Constant 2,~~327~~298,~~842~~882.2031 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~207~~208,~~227~~064.8462 Unscheduled Principal 67,~~524~~266,~~664~~388.4054

Ancillary Fees $1,~~778~~474.5587

Miscellaneous Reporting Total Senior Percentage 96.~~444169~~397224% Aggregate Senior Percentage 3.~~555831~~602776%

Group Level Collateral Statement Group 1- Three Year ARM 2- Five Year ARM 3- Seven Year ARM Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~138225~~142068 5.~~053906~~050952 5.~~378568~~374587 Weighted Average Net Rate 4.~~763225~~767068 4.~~803906~~800952 5.~~128568~~124587 Weighted Average Maturity ~~354~~353 ~~356~~355 ~~356~~355 Beginning Loan Count 9795 ~~891~~883 6462 Loans Paid In Full 2 89 2 Ending Loan Count 9593 ~~883~~874 6260 Beginning Scheduled Balance 3736,~~164~~287,~~552~~612.3396 ~~432~~428,~~817~~243,~~898~~786.1570 3029,~~929~~648,~~472~~630.1775 Ending Scheduled Balance 3635,~~287~~249,~~612~~007.9627 ~~428~~423,~~243~~324,~~786~~176.7073 2928,~~648~~132,~~630~~393.7525 Record Date 0607/3029/2005 0607/3029/2005 0607/3029/2005 Principal And Interest Constant ~~180~~176,~~459~~480.7592 1,~~993~~974,~~942~~837.8009 ~~153~~147,~~439~~564.6530 Scheduled Principal 2120,~~326~~986.5645 ~~171~~172,~~091~~304.8682 14,~~809~~773.4235 Unscheduled Principal ~~855~~1,~~612~~017,619.8124 4,~~403~~747,~~019~~305.5915 1,~~266~~501,~~032~~464.0015 Scheduled Interest ~~159~~155,~~133~~494.1947 1,~~822~~802,~~850~~532.9427 ~~138~~132,~~630~~790.2395 Servicing Fees 11,~~613~~339.9288 9089,~~170~~217.4046 6,~~443~~176.6480 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 18.5814 ~~216~~214.4112 1514.4682 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest ~~147~~144,~~500~~136.6945 1,~~732~~713,~~464~~100.1369 ~~132~~126,~~171~~599.1333 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~762625~~766468 4.~~803306~~800352 5.~~127968~~123987

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 5.~~080209~~077059 Weighted Average Net Rate 4.~~820935~~817880 Weighted Average Maturity ~~356~~355 Beginning Loan Count 1,~~052~~040 Loans Paid In Full 1213 Ending Loan Count 1,~~040~~027 Beginning Scheduled Balance ~~500~~494,~~911~~180,~~922~~030.6541 Ending scheduled Balance ~~494~~486,~~180~~705,~~030~~577.4125 Record Date 0607/3029/2005 Principal And Interest Constant 2,~~327~~298,~~842~~882.2031 Scheduled Principal ~~207~~208,~~227~~064.8462 Unscheduled Principal 67,~~524~~266,~~664~~388.4054 Scheduled Interest 2,~~120~~090,~~614~~817.3669 Servicing Fees ~~108~~106,~~227~~734.9614 Master Servicing Fees 0.00 Trustee Fee ~~250~~247.4508 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 21,~~012~~983,~~135~~836.9547 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.~~820335~~817280

Miscellaneous Reporting Group 1- Three Year ARM CPR 2428.~~395892~~931563% Subordinate Percentage 3.~~720570~~808296% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~279430~~191704% Group 2- Five Year ARM CPR 1112.~~551429~~525531% Subordinate Percentage 3.~~545616~~582071% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~454384~~417929% Group 3- Seven Year ARM CPR 3946.~~454546~~417631% Subordinate Percentage 3.~~500821~~650310% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~499179~~349690%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1- Three Year ARM 2 ~~856~~868,~~000~~900.00 ~~853~~867,~~892~~321.2609 0 0.00 0.00 2- Five Year ARM 89 34,~~638~~056,~~510~~630.00 34,~~637~~054,~~153~~001.5575 0 0.00 0.00 3- Seven Year ARM 2 1,~~049~~002,~~000~~500.00 1,~~047~~000,~~665~~727.9922 0 0.00 0.00 Total 1213 5,~~543~~928,~~510~~030.00 5,~~538~~922,~~711~~050.8006 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1- Three Year ARM 0 0.00 0.00 0 0.00 0.00 2150,~~147~~829.5240 2- Five Year ARM 0 0.00 0.00 0 0.00 0.00 ~~766~~693,~~322~~727.5392 3- Seven Year ARM 0 0.00 0.00 0 0.00 0.00 ~~218~~501,~~814~~333.8616 Total 0 0.00 0.00 0 0.00 0.00 ~~987~~1,~~284~~345,890.9148

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1- Three Year ARM ~~6065564343~~6474963490 ORSC 8090.00 01-~~Apr~~May-2005 ~~500~~378,~~000~~900.00 ~~500~~378,~~000~~900.00 1- Three Year ARM ~~6309690987~~6510406074 FLMI 8040.0083 01-~~Feb~~May-2005 ~~356~~490,000.00 ~~353~~487,~~465~~889.2984 2- Five Year ARM ~~6005422727~~6092437505 CA 7354.4697 01-~~May~~Apr-2005 ~~418~~481,~~750~~000.00 ~~418~~480,~~750~~997.0006 2- Five Year ARM ~~6031173971~~6251803257 AZCA 9080.00 01-~~Nov~~May-~~2004~~2005 ~~180~~880,~~900~~000.00 ~~180~~880,~~900~~000.00 2- Five Year ARM ~~6495002427~~6407141222 CA 4768.8857 01-~~Apr~~May-2005 ~~431~~456,000.00 ~~429~~455,~~187~~879.0695 2- Five Year ARM ~~6533670508~~6439117430 CA 5274.2299 01-May-2005 ~~470~~374,~~000~~990.00 ~~470~~374,990.00 2- Five Year ARM 6604143146 CA 80.00 01-Feb-2005 344,000.00 341,070.22 2- Five Year ARM ~~6595006039~~6681512775 SC 80.00 01-~~May~~Dec-~~2005~~2004 ~~479~~117,~~920~~840.00 ~~479~~117,~~920~~840.00 2- Five Year ARM ~~6700740647~~6715196330 CAMD 7080.00 01-May-2005 ~~906~~380,~~500~~800.00 ~~906~~380,~~500~~800.00 2- Five Year ARM ~~6783359968~~6911684436 AZCA 8069.0077 01-~~May~~Apr-2005 ~~399~~614,000.00 ~~399~~614,000.00 2- Five Year ARM ~~6956576216~~6931325358 VAAZ 9068.00 01-~~Feb~~Apr-2005 ~~352~~408,~~440~~000.00 ~~352~~408,~~440~~000.00 3- Seven Year ARM ~~3301409839~~6312681767 CA 9079.0098 01-Apr-2005 ~~414~~477,~~000~~500.00 ~~412~~477,~~217~~500.1400 3- Seven Year ARM ~~6977795084~~6814737356 CA 7948.3776 01-~~Apr~~May-2005 ~~635~~525,000.00 ~~635~~522,~~000~~630.0099

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1- Three Year ARM ~~6065564343~~6474963490 Loan Paid in Full 0(1) 45.~~875~~625% 360 3 1- Three Year ARM ~~6309690987~~6510406074 Loan Paid in Full 0 5.~~125~~625% 360 53 2- Five Year ARM ~~6005422727~~6092437505 Loan Paid in Full 0 5.~~875~~125% 360 24 2- Five Year ARM ~~6031173971~~6251803257 Loan Paid in Full 0 5.~~125~~250% 360 83 2- Five Year ARM ~~6495002427~~6407141222 Loan Paid in Full 0(1) 5.~~750~~500% 360 3 2- Five Year ARM ~~6533670508~~6439117430 Loan Paid in Full 0 5.~~625~~125% 360 23 2- Five Year ARM ~~6595006039~~6604143146 Loan Paid in Full ~~(1)~~0 5.000% 360 26 2- Five Year ARM ~~6700740647~~6681512775 Loan Paid in Full 0 4.~~875~~625% 360 28 2- Five Year ARM ~~6783359968~~6715196330 Loan Paid in Full 0 5.~~125~~250% 360 3 2- Five Year ARM 6911684436 Loan Paid in Full 0 5.375% 360 4 2- Five Year ARM ~~6956576216~~6931325358 Loan Paid in Full 0 64.~~500~~875% 360 54 3- Seven Year ARM ~~3301409839~~6312681767 Loan Paid in Full 0 5.~~625~~125% 360 34 3- Seven Year ARM ~~6977795084~~6814737356 Loan Paid in Full 0 5.~~750~~375% 360 3

Prepayment - Voluntary Prepayments

Summary SMM CPR PSA Current Month 1.~~303~~471% Current Month 1416.~~564~~292% Current Month 2,~~644~~169.~~903~~027% 3 Month Average 01.~~959~~226% 3 Month Average 1013.~~879~~728% 3 Month Average 32,~~576~~585.~~858~~798% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 7.745% N/A May-2005 5,142.207% N/A Jun-2005 10.328% N/A Jun-2005 2,943.464% N/A Jul-2005 14.564% N/A Jul-2005 2,644.903% N/A Aug-2005 16.292% N/A Aug-2005 2,169.027% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1- Three Year ARM SMM CPR PSA Current Month 2.~~304~~806% Current Month 2428.~~396~~932% Current Month 3,~~323~~076.~~084~~616% 3 Month Average 2.~~773~~775% 3 Month Average 28.~~576~~591% 3 Month Average 64,~~042~~155.~~272~~107% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 28.887% N/A May-2005 8,738.111% N/A Jun-2005 32.444% N/A Jun-2005 6,065.621% N/A Jul-2005 24.396% N/A Jul-2005 3,323.084% N/A Aug-2005 28.932% N/A Aug-2005 3,076.616% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2- Five Year ARM SMM CPR PSA Current Month 1.~~018~~109% Current Month 1112.~~551~~526% Current Month 21,~~169~~710.~~950~~454% 3 Month Average 0.~~769~~964% 3 Month Average 810.~~821~~958% 3 Month Average 32,~~150~~175.~~237~~768% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 6.117% N/A May-2005 4,633.863% N/A Jun-2005 8.796% N/A Jun-2005 2,646.899% N/A Jul-2005 11.551% N/A Jul-2005 2,169.950% N/A Aug-2005 12.526% N/A Aug-2005 1,710.454% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3- Seven Year ARM SMM CPR PSA Current Month 45.~~095~~067% Current Month 3946.~~455~~418% Current Month 65,~~683~~823.~~527~~244% 3 Month Average 13.~~368~~057% 3 Month Average 1328.~~187~~658% 3 Month Average 24,~~237~~177.~~265~~568% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.004% N/A May-2005 2.335% N/A Jun-2005 0.101% N/A Jun-2005 25.933% N/A Jul-2005 39.455% N/A Jul-2005 6,683.527% N/A Aug-2005 46.418% N/A Aug-2005 5,823.244% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1- Three Year ARM MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2- Five Year ARM MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3- Seven Year ARM MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Filing Compare · Banc of America Mortgage Securities Mortgage Pass-Through Certificates Series 2005-D