8-K 1 baa05002_10508.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-13 Pooling and Servicing Agreement) (Commission 54-2168071 (State or other File Number) 54-2168072 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2005 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2005-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-2 Trust, relating to the August 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 8/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-2 Trust, relating to the August 25, 2005 distribution. EX-99.1

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 67/3029/2005 Distribution Date: 78/25/2005 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-CB-1 05948KXQ7 SEN 5.50000% 17,960,000.00 82,316.67 1-CB-2 05948KXR5 SEN 5.50000% ~~127~~124,~~493~~554,~~320~~499.7798 ~~584~~570,~~344~~874.3979 1-CB-3 05948KXS3 SEN 5.50000% 19,~~228~~193,~~136~~780.1612 8887,~~128~~971.9649 1-CB-4 05948KXT1 SEN 5.50000% 7,~~495~~530,~~863~~219.8488 34,~~356~~513.0451 1-CB-5 05948KXU8 SEN 5.50000% 367,000.00 1,682.08 1-CB-R 05948KXV6 SEN 5.50000% 0.00 0.00 1-CB-LR 05948KXW4 SEN 5.50000% 0.00 0.1000 2-CB-1 05948KXX2 SEN 6.00000% 2221,~~338~~970,~~951~~064.4714 ~~111~~109,~~694~~850.7632 CB-IO 05948KXY0 SEN 5.50000% 0.00 5251,~~992~~882.8551 3-A-1 05948KXZ7 SEN 5.00000% 25,~~452~~353,~~541~~339.6521 ~~106~~105,~~052~~638.2691 A-PO 05948KYC7 PO 0.00000% ~~655~~641,~~915~~602.5926 0.00 4-A-1 05948KYA1 SEN 5.50000% 2725,~~212~~577,~~998~~463.1085 ~~124~~117,~~726~~230.2404 15-IO 05948KYB9 SEN 5.50000% 0.00 4,~~832~~678.3855 B-1 05948KYD5 SUB 5.~~49873~~49888% 5,~~169~~161,~~741~~545.8191 23,~~689~~652.1826 B-2 05948KYE3 SUB 5.~~49873~~49888% 2,~~120~~117,~~766~~404.8265 9,~~717~~702.9479 B-3 05948KYF0 SUB 5.~~49873~~49888% 1,~~192~~190,~~558~~668.6603 5,~~464~~456.6311 B-4 05948KYG8 SUB 5.~~49873~~49888% 1,~~060~~058,~~383~~702.4132 4,~~858~~851.9739 B-5 05948KYH6 SUB 5.~~49873~~49888% ~~795~~793,~~039~~778.1169 3,~~643~~637.0941 B-6 05948KYJ2 SUB 5.~~49873~~49888% ~~928~~927,~~583~~111.2411 4,~~255~~248.0239 Totals ~~259~~254,~~471~~397,~~800~~180.6315 1,~~242~~218,~~755~~187.5622

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1-CB-1 0.00 0.00 17,960,000.00 82,316.67 0.00 1-CB-2 21,~~938~~418,~~820~~960.7905 0.00 ~~124~~123,~~554~~135,~~499~~539.9893 31,~~523~~989,~~165~~834.1884 0.00 1-CB-3 34,~~356~~513.0451 0.00 19,~~193~~159,~~780~~266.1261 122,485.00 0.00 1-CB-4 (34,~~356~~513.0451) 0.00 7,~~530~~564,~~219~~733.8839 0.00 0.00 1-CB-5 0.00 0.00 367,000.00 1,682.08 0.00 1-CB-R 0.00 0.00 0.00 0.00 0.00 1-CB-LR 0.00 0.00 0.00 0.1000 0.00 2-CB-1 ~~368~~474,~~887~~996.3485 0.00 21,~~970~~495,~~064~~067.1429 ~~480~~584,~~582~~847.1017 0.00 CB-IO 0.00 0.00 0.00 5251,~~992~~882.8551 0.00 3-A-1 99113,~~202~~935.4455 0.00 25,~~353~~239,~~339~~403.2166 ~~205~~219,~~254~~574.7046 0.00 A-PO 142,~~313~~355.3484 0.00 ~~641~~639,~~602~~246.2642 142,~~313~~355.3484 0.00 4-A-1 1194,~~635,534~~540.2498 0.00 25,~~577~~382,~~463~~922.8587 1311,~~760,260~~771.4802 0.00 15-IO 0.00 0.00 0.00 4,~~832~~678.3855 0.00 B-1 8,~~195~~256.8907 0.00 5,~~161~~153,~~545~~289.9184 31,~~885~~908.0733 0.00 B-2 3,~~362~~386.1886 0.00 2,~~117~~114,~~404~~017.6579 13,~~080~~089.1265 0.00 B-3 1,~~890~~904.6351 0.00 1,~~190~~188,~~668~~763.0352 7,~~355~~360.2662 0.00 B-4 1,~~681~~693.0943 0.00 1,~~058~~057,~~702~~008.3289 6,~~540~~544.0682 0.00 B-5 1,~~260~~269.4268 0.00 ~~793~~792,~~778~~509.6901 4,~~903~~907.5109 0.00 B-6 1,~~472~~482.1495 0.00 ~~927~~925,~~111~~628.1116 5,~~727~~731.1634 0.00 Totals 52,~~074~~222,~~620~~782.5077 0.00 ~~254~~252,~~397~~174,~~180~~397.1538 63,~~317~~440,~~376~~969.0699 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-CB-1 17,960,000.00 17,960,000.00 0.00 0.00 0.00 0.00 1-CB-2 130,230,000.00 ~~127~~124,~~493~~554,~~320~~499.7798 ~~176~~175,~~868~~464.8309 21,~~761~~243,~~951~~495.96 0.00 0.00 1-CB-3 19,364,000.00 19,~~228~~193,~~136~~780.1612 24,~~067~~267.6783 3230,~~288~~245.3768 0.00 0.00 1-CB-4 7,360,000.00 7,~~495~~530,~~863~~219.8488 0.00 0.00 (34,~~356~~513.0451) 0.00 1-CB-5 367,000.00 367,000.00 0.00 0.00 0.00 0.00 1-CB-R 50.00 0.00 0.00 0.00 0.00 0.00 1-CB-LR 50.00 0.00 0.00 0.00 0.00 0.00 2-CB-1 25,309,000.00 2221,~~338~~970,~~951~~064.4714 20,~~531~~326.0690 ~~348~~454,~~356~~669.2895 0.00 0.00 CB-IO 0.00 0.00 0.00 0.00 0.00 0.00 3-A-1 25,974,000.00 25,~~452~~353,~~541~~339.6521 96,~~523~~964.9896 216,~~678~~970.4658 0.00 0.00 A-PO 672,363.00 ~~655~~641,~~915~~602.5926 1,~~962~~926.4515 ~~12,350~~429.8869 0.00 0.00 4-A-1 28,143,000.00 2725,~~212~~577,~~998~~463.1085 9994,~~278~~471.5093 1100,~~536,255~~069.7505 0.00 0.00 15-IO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 5,202,000.00 5,~~169~~161,~~741~~545.8191 8,~~195~~256.8907 0.00 0.00 0.00 B-2 2,134,000.00 2,~~120~~117,~~766~~404.8265 3,~~362~~386.1886 0.00 0.00 0.00 B-3 1,200,000.00 1,~~192~~190,~~558~~668.6603 1,~~890~~904.6351 0.00 0.00 0.00 B-4 1,067,000.00 1,~~060~~058,~~383~~702.4132 1,~~681~~693.0943 0.00 0.00 0.00 B-5 800,000.00 ~~795~~793,~~039~~778.1169 1,~~260~~269.4268 0.00 0.00 0.00 B-6 934,376.00 ~~928~~927,~~583~~111.2411 1,~~472~~482.1495 0.00 0.00 0.00 Totals 266,716,839.00 ~~259~~254,~~471~~397,~~800~~180.6315 ~~415~~411,~~094~~415.8436 41,~~693~~845,~~881~~880.7091 (34,~~356~~513.0451) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-CB-1 0.00 17,960,000.00 1.00000000 0.00 1-CB-2 21,~~938~~418,~~820~~960.7905 ~~124~~123,~~554~~135,~~499~~539.9893 0.~~95641941~~94552361 21,~~938~~418,~~820~~960.7905 1-CB-3 34,~~356~~513.0451 19,~~193~~159,~~780~~266.1261 0.~~99120947~~98942711 34,~~356~~513.0451 1-CB-4 (34,~~356~~513.0451) 7,~~530~~564,~~219~~733.8839 1.~~02312770~~02781704 (34,~~356~~513.0451) 1-CB-5 0.00 367,000.00 1.00000000 0.00 1-CB-R 0.00 0.00 0.00000000 0.00 1-CB-LR 0.00 0.00 0.00000000 0.00 2-CB-1 ~~368~~474,~~887~~996.3485 21,~~970~~495,~~064~~067.1429 0.~~86807318~~84930528 ~~368~~474,~~887~~996.3485 CB-IO 0.00 0.00 0.00000000 0.00 3-A-1 99113,~~202~~935.4455 25,~~353~~239,~~339~~403.2166 0.~~97610454~~97171801 99113,~~202~~935.4455 A-PO 142,~~313~~355.3484 ~~641~~639,~~602~~246.2642 0.~~95424980~~95074598 142,~~313~~355.3484 4-A-1 1194,~~635,534~~540.2498 25,~~577~~382,~~463~~922.8587 0.~~90883928~~90192669 1194,~~635,534~~540.2498 15-IO 0.00 0.00 0.00000000 0.00 B-1 8,~~195~~256.8907 5,~~161~~153,~~545~~289.9184 0.~~99222336~~99063626 8,~~195~~256.8907 B-2 3,~~362~~386.1886 2,~~117~~114,~~404~~017.6579 0.~~99222336~~99063627 3,~~362~~386.1886 B-3 1,~~890~~904.6351 1,~~190~~188,~~668~~763.0352 0.~~99222336~~99063627 1,~~890~~904.6351 B-4 1,~~681~~693.0943 1,~~058~~057,~~702~~008.3289 0.~~99222336~~99063626 1,~~681~~693.0943 B-5 1,~~260~~269.4268 ~~793~~792,~~778~~509.6901 0.~~99222336~~99063626 1,~~260~~269.4268 B-6 1,~~472~~482.1495 ~~927~~925,~~111~~628.1116 0.~~99222488~~99063777 1,~~472~~482.1495 Totals 52,~~074~~222,~~620~~782.5077 ~~254~~252,~~397~~174,~~180~~397.1538 0.~~95380997~~94547610 52,~~074~~222,~~620~~782.5077

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-CB-1 17,960,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-CB-2 130,230,000.00 ~~978~~956.~~98580028~~41941166 1.~~35812662~~34734001 219.~~20826200~~54846011 0.00000000 1-CB-3 19,364,000.00 ~~992~~991.~~98368932~~20946705 0.~~10677907~~22040023 1.~~66744319~~56195414 0.00000000 1-CB-4 7,360,000.00 ~~1018~~1023.~~45976087~~12770109 0.00000000 0.00000000 (4.~~66794022~~68933560) 1-CB-5 367,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-CB-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-CB-1 25,309,000.00 ~~882~~868.~~64852306~~07318108 0.~~81121577~~80314908 1317.~~76412660~~96475364 0.00000000 CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 25,974,000.00 ~~979~~976.~~92383345~~10453569 3.~~71617695~~73315469 0.~~10312081~~65336798 0.00000000 A-PO 672,363.00 ~~975~~954.~~53790140~~24980256 2.~~91873586~~86474717 180.~~36936298~~63907443 0.00000000 4-A-1 28,143,000.00 ~~966~~908.~~95441495~~83927975 3.~~52764453~~35685357 543.~~58749067~~55573500 0.00000000 15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 5,202,000.00 ~~993~~992.~~79888697~~22335832 1.~~57552672~~58709535 0.00000000 0.00000000 B-2 2,134,000.00 ~~993~~992.~~79888472~~22335989 1.~~57552952~~58709466 0.00000000 0.00000000 B-3 1,200,000.00 ~~993~~992.~~79888333~~22335833 1.~~57552500~~58709167 0.00000000 0.00000000 B-4 1,067,000.00 ~~993~~992.~~79888472~~22335520 1.~~57552952~~58709466 0.00000000 0.00000000 B-5 800,000.00 ~~993~~992.~~79888750~~22336250 1.~~57552500~~58710000 0.00000000 0.00000000 B-6 934,376.00 ~~993~~992.~~80039727~~22487521 1.~~57553276~~58710198 0.00000000 0.00000000 (2) All amounts per 1,000 dollar denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-CB-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-CB-2 0.00000000 2210.~~56638862~~89580012 ~~956~~945.~~41941166~~52361153 0.~~95641941~~94552361 2210.~~56638862~~89580012 1-CB-3 0.00000000 1.~~77422227~~78235437 ~~991~~989.~~20946705~~42711268 0.~~99120947~~98942711 1.~~77422227~~78235437 1-CB-4 0.00000000 (4.~~66794022~~68933560) 1,~~023~~027.~~12770109~~81703668 1.~~02312770~~02781704 (4.~~66794022~~68933560) 1-CB-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-CB-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-CB-1 0.00000000 1418.~~57534237~~76790272 ~~868~~849.~~07318108~~30527836 0.~~86807318~~84930528 1418.~~57534237~~76790272 CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 34.~~81929776~~38652306 ~~976~~971.~~10453569~~71801263 0.~~97610454~~97171801 34.~~81929776~~38652306 A-PO 0.00000000 213.~~28811371~~50382160 ~~954~~950.~~24980256~~74598097 0.~~95424980~~95074598 213.~~28811371~~50382160 4-A-1 0.00000000 586.~~11513485~~91258857 ~~908~~901.~~83927975~~92669118 0.~~90883928~~90192669 586.~~11513485~~91258857 15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.~~57552672~~58709535 ~~992~~990.~~22335832~~63626298 0.~~99222336~~99063626 1.~~57552672~~58709535 B-2 0.00000000 1.~~57552952~~58709466 ~~992~~990.~~22335989~~63626523 0.~~99222336~~99063627 1.~~57552952~~58709466 B-3 0.00000000 1.~~57552500~~58709167 ~~992~~990.~~22335833~~63626667 0.~~99222336~~99063627 1.~~57552500~~58709167 B-4 0.00000000 1.~~57552952~~58709466 ~~992~~990.~~22335520~~63626054 0.~~99222336~~99063626 1.~~57552952~~58709466 B-5 0.00000000 1.~~57552500~~58710000 ~~992~~990.~~22336250~~63626250 0.~~99222336~~99063626 1.~~57552500~~58710000 B-6 0.00000000 1.~~57553276~~58710198 ~~992~~990.~~22487521~~63777323 0.~~99222488~~99063777 1.~~57553276~~58710198 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-CB-1 17,960,000.00 5.50000% 17,960,000.00 82,316.67 0.00 0.00 1-CB-2 130,230,000.00 5.50000% ~~127~~124,~~493~~554,~~320~~499.7798 ~~584~~570,~~344~~874.3979 0.00 0.00 1-CB-3 19,364,000.00 5.50000% 19,~~228~~193,~~136~~780.1612 8887,~~128~~971.9649 0.00 0.00 1-CB-4 7,360,000.00 5.50000% 7,~~495~~530,~~863~~219.8488 34,~~356~~513.0451 0.00 0.00 1-CB-5 367,000.00 5.50000% 367,000.00 1,682.08 0.00 0.00 1-CB-R 50.00 5.50000% 0.00 0.00 0.00 0.00 1-CB-LR 50.00 5.50000% 0.00 0.00 0.00 0.00 2-CB-1 25,309,000.00 6.00000% 2221,~~338~~970,~~951~~064.4714 ~~111~~109,~~694~~850.7632 0.00 0.00 CB-IO 0.00 5.50000% 11,~~562~~319,~~076~~820.0509 5251,~~992~~882.8551 0.00 0.00 3-A-1 25,974,000.00 5.00000% 25,~~452~~353,~~541~~339.6521 ~~106~~105,~~052~~638.2691 0.00 0.00 A-PO 672,363.00 0.00000% ~~655~~641,~~915~~602.5926 0.00 0.00 0.00 4-A-1 28,143,000.00 5.50000% 2725,~~212~~577,~~998~~463.1085 ~~124~~117,~~726~~230.2404 0.00 0.00 15-IO 0.00 5.50000% 1,~~054~~020,~~338~~773.1266 4,~~832~~678.3855 0.00 0.00 B-1 5,202,000.00 5.~~49873~~49888% 5,~~169~~161,~~741~~545.8191 23,~~689~~652.1826 0.00 0.00 B-2 2,134,000.00 5.~~49873~~49888% 2,~~120~~117,~~766~~404.8265 9,~~717~~702.9479 0.00 0.00 B-3 1,200,000.00 5.~~49873~~49888% 1,~~192~~190,~~558~~668.6603 5,~~464~~456.6311 0.00 0.00 B-4 1,067,000.00 5.~~49873~~49888% 1,~~060~~058,~~383~~702.4132 4,~~858~~851.9739 0.00 0.00 B-5 800,000.00 5.~~49873~~49888% ~~795~~793,~~039~~778.1169 3,~~643~~637.0941 0.00 0.00 B-6 934,376.00 5.~~49873~~49888% ~~928~~927,~~583~~111.2411 4,~~255~~248.0239 0.00 0.00 Totals 266,716,839.00 1,~~242~~218,~~755~~187.4622 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-CB-1 0.00 0.00 82,316.67 0.00 17,960,000.00 1-CB-2 0.00 0.00 ~~584~~570,~~344~~874.3979 0.00 ~~124~~123,~~554~~135,~~499~~539.9893 1-CB-3 0.00 0.00 8887,~~128~~971.9649 0.00 19,~~193~~159,~~780~~266.1261 1-CB-4 0.00 0.00 34,~~356~~513.0451 0.00 7,~~530~~564,~~219~~733.8839 1-CB-5 0.00 0.00 1,682.08 0.00 367,000.00 1-CB-R 0.00 0.00 0.00 0.00 0.00 1-CB-LR 0.00 0.00 0.1000 0.00 0.00 2-CB-1 0.00 0.00 ~~111~~109,~~694~~850.7632 0.00 21,~~970~~495,~~064~~067.1429 CB-IO 0.00 0.00 5251,~~992~~882.8551 0.00 11,~~319~~231,~~820~~577.0912 3-A-1 0.00 0.00 ~~106~~105,~~052~~638.2691 0.00 25,~~353~~239,~~339~~403.2166 A-PO 0.00 0.00 0.00 0.00 ~~641~~639,~~602~~246.2642 4-A-1 0.00 0.00 ~~124~~117,~~726~~230.2404 0.00 25,~~577~~382,~~463~~922.8587 15-IO 0.00 0.00 4,~~832~~678.3855 0.00 1,~~020~~013,~~773~~000.6660 B-1 0.00 0.00 23,~~689~~652.1826 0.00 5,~~161~~153,~~545~~289.9184 B-2 0.00 0.00 9,~~717~~702.9479 0.00 2,~~117~~114,~~404~~017.6579 B-3 0.00 0.00 5,~~464~~456.6311 0.00 1,~~190~~188,~~668~~763.0352 B-4 0.00 0.00 4,~~858~~851.9739 0.00 1,~~058~~057,~~702~~008.3289 B-5 0.00 0.00 3,~~643~~637.0941 0.00 ~~793~~792,~~778~~509.6901 B-6 0.00 0.00 4,~~255~~248.0239 0.00 ~~927~~925,~~111~~628.1116 Totals 0.00 0.00 1,~~242~~218,~~755~~187.5622 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-CB-1 17,960,000.00 5.50000% 1000.00000000 4.58333352 0.00000000 0.00000000 1-CB-2 130,230,000.00 5.50000% ~~978~~956.~~98580028~~41941166 4.~~48701828~~38358896 0.00000000 0.00000000 1-CB-3 19,364,000.00 5.50000% ~~992~~991.~~98368932~~20946705 4.~~55117538~~54304328 0.00000000 0.00000000 1-CB-4 7,360,000.00 5.50000% ~~1018~~1023.~~45976087~~12770109 4.~~66794022~~68933560 0.00000000 0.00000000 1-CB-5 367,000.00 5.50000% 1000.00000000 4.58332425 0.00000000 0.00000000 1-CB-R 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-LR 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 2-CB-1 25,309,000.00 6.00000% ~~882~~868.~~64852306~~07318108 4.~~41324272~~34036588 0.00000000 0.00000000 CB-IO 0.00 5.50000% ~~968~~948.~~33777815~~04855007 4.~~43821494~~34522263 0.00000000 0.00000000 3-A-1 25,974,000.00 5.00000% ~~979~~976.~~92383345~~10453569 4.~~08301609~~06710210 0.00000000 0.00000000 A-PO 672,363.00 0.00000% ~~975~~954.~~53790140~~24980256 0.00000000 0.00000000 0.00000000 4-A-1 28,143,000.00 5.50000% ~~966~~908.~~95441495~~83927975 4.~~43187436~~16551327 0.00000000 0.00000000 15-IO 0.00 5.50000% ~~974~~943.~~65338334~~62565715 4.~~46715852~~32495468 0.00000000 0.00000000 B-1 5,202,000.00 5.~~49873~~49888% ~~993~~992.~~79888697~~22335832 4.~~55386005~~54676278 0.00000000 0.00000000 B-2 2,134,000.00 5.~~49873~~49888% ~~993~~992.~~79888472~~22335989 4.~~55386129~~54676195 0.00000000 0.00000000 B-3 1,200,000.00 5.~~49873~~49888% ~~993~~992.~~79888333~~22335833 4.~~55385833~~54675833 0.00000000 0.00000000 B-4 1,067,000.00 5.~~49873~~49888% ~~993~~992.~~79888472~~22335520 4.~~55386129~~54675726 0.00000000 0.00000000 B-5 800,000.00 5.~~49873~~49888% ~~993~~992.~~79888750~~22336250 4.~~55386250~~54676250 0.00000000 0.00000000 B-6 934,376.00 5.~~49873~~49888% ~~993~~992.~~80039727~~22487521 4.~~55386268~~54676704 0.00000000 0.00000000 (5) All amounts per 1,000 dollar denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-CB-1 0.00000000 0.00000000 4.58333352 0.00000000 1000.00000000 1-CB-2 0.00000000 0.00000000 4.~~48701828~~38358896 0.00000000 ~~956~~945.~~41941166~~52361153 1-CB-3 0.00000000 0.00000000 4.~~55117538~~54304328 0.00000000 ~~991~~989.~~20946705~~42711268 1-CB-4 0.00000000 0.00000000 4.~~66794022~~68933560 0.00000000 ~~1023~~1027.~~12770109~~81703668 1-CB-5 0.00000000 0.00000000 4.58332425 0.00000000 1000.00000000 1-CB-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-LR 0.00000000 0.00000000 20.00000000 0.00000000 0.00000000 2-CB-1 0.00000000 0.00000000 4.~~41324272~~34036588 0.00000000 ~~868~~849.~~07318108~~30527836 CB-IO 0.00000000 0.00000000 4.~~43821494~~34522263 0.00000000 ~~948~~940.~~04855007~~65809518 3-A-1 0.00000000 0.00000000 4.~~08301609~~06710210 0.00000000 ~~976~~971.~~10453569~~71801263 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~954~~950.~~24980256~~74598097 4-A-1 0.00000000 0.00000000 4.~~43187436~~16551327 0.00000000 ~~908~~901.~~83927975~~92669118 15-IO 0.00000000 0.00000000 4.~~46715852~~32495468 0.00000000 ~~943~~936.~~62565715~~44006926 B-1 0.00000000 0.00000000 4.~~55386005~~54676278 0.00000000 ~~992~~990.~~22335832~~63626298 B-2 0.00000000 0.00000000 4.~~55386129~~54676195 0.00000000 ~~992~~990.~~22335989~~63626523 B-3 0.00000000 0.00000000 4.~~55385833~~54675833 0.00000000 ~~992~~990.~~22335833~~63626667 B-4 0.00000000 0.00000000 4.~~55386129~~54675726 0.00000000 ~~992~~990.~~22335520~~63626054 B-5 0.00000000 0.00000000 4.~~55386250~~54676250 0.00000000 ~~992~~990.~~22336250~~63626250 B-6 0.00000000 0.00000000 4.~~55386268~~54676704 0.00000000 ~~992~~990.~~22487521~~63777323 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-CB-IO 5.50000% 109,~~200~~980,~~280~~571.3608 9,~~980~~917,~~571~~087.0803 0.00 0.00 9695.~~54271195~~92862661% 2-CB-IO 5.50000% 1,~~361~~339,~~795~~249.7002 1,~~339~~314,~~249~~490.0208 0.00 0.00 8382.~~59115609~~04579120% 1-A-PO 0.00000% 0.00 0.00 201,~~624~~073.9330 ~~201~~200,~~073~~470.3046 9998.~~03064152~~73373670% 2-A-PO 0.00000% 0.00 0.00 ~~255,653.61~~ 254,640.78 95253,623.~~15777555~~72 94.77770615% 3-A-PO 0.00000% 0.00 0.00 ~~198~~185,~~637~~888.0618 185,~~888~~152.1825 9291.~~15021589~~78539383% 1-15-IO 5.50000% ~~628,474.18~~ 626,027.04 623,174.38 0.00 0.00 97.~~94343932~~49713379% 2-15-IO 5.50000% ~~425,863.94~~ 394,746.62 389,826.23 0.00 0.00 8988.~~19114294~~07940396%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 63,~~373~~496,~~703~~195.0638 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 63,~~373~~496,~~703~~195.0638 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 5655,~~327~~225.0039 Payment of Interest and Principal 63,~~317~~440,~~376~~969.0699 Total Withdrawals (Pool Distribution Amount) 63,~~373~~496,~~703~~195.0638 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 5452,~~056~~999.6241 Trustee Fee: Wells Fargo Bank, N.A. 2,~~270~~225.3898 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 5655,~~327~~225.0039

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 0 0 0 10 12,~~894~~006,~~551~~882.6564 0.00 0.00 0.00 12,~~894~~006,~~551~~882.6564 60 Days 10 0 0 0 10 ~~163,709~~0.8000 0.00 0.00 0.00 ~~163,709~~0.8000 90 Days 10 0 0 0 10 ~~29,940~~0.1100 0.00 0.00 0.00 ~~29,940~~0.1100 120 Days 0 0 01 0 01 0.00 0.00 029,940.0011 0.00 029,940.0011 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1210 0 01 0 1211 2,~~088~~006,~~201~~882.5664 0.00 029,940.0011 0.00 2,~~088~~036,~~201~~822.5675 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~566572~~570451% 0.000000% 0.000000% 0.000000% 0.~~566572~~570451% 0.~~743739~~794746% 0.000000% 0.000000% 0.000000% 0.~~743739~~794746% 60 Days 0.~~056657~~000000% 0.000000% 0.000000% 0.000000% 0.~~056657~~000000% 0.~~064267~~000000% 0.000000% 0.000000% 0.000000% 0.~~064267~~000000% 90 Days 0.~~056657~~000000% 0.000000% 0.000000% 0.000000% 0.~~056657~~000000% 0.~~011754~~000000% 0.000000% 0.000000% 0.000000% 0.~~011754~~000000% 120 Days 0.000000% 0.000000% 0.~~000000~~057045% 0.000000% 0.~~000000~~057045% 0.000000% 0.000000% 0.~~000000~~011857% 0.000000% 0.~~000000~~011857% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~679887~~570451% 0.000000% 0.~~000000~~057045% 0.000000% 0.~~679887~~627496% 0.~~819760~~794746% 0.000000% 0.~~000000~~011857% 0.000000% 0.~~819760~~806602%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 75 0 0 0 75 1669,~~333,968~~080.0806 0.00 0.00 0.00 1669,~~333,968~~080.0806 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 10 0 0 0 10 ~~29,940~~0.1100 0.00 0.00 0.00 ~~29,940~~0.1100 120 Days 0 0 01 0 01 0.00 0.00 029,940.0011 0.00 029,940.0011 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 85 0 01 0 86 1669,~~363,908~~080.1906 0.00 029,940.0011 0.00 1699,~~363,908~~020.1917 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~587741~~422654% 0.000000% 0.000000% 0.000000% 0.~~587741~~422654% 0.~~750670~~379555% 0.000000% 0.000000% 0.000000% 0.~~750670~~379555% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~083963~~000000% 0.000000% 0.000000% 0.000000% 0.~~083963~~000000% 0.~~016848~~000000% 0.000000% 0.000000% 0.000000% 0.~~016848~~000000% 120 Days 0.000000% 0.000000% 0.~~000000~~084531% 0.000000% 0.~~000000~~084531% 0.000000% 0.000000% 0.~~000000~~016984% 0.000000% 0.~~000000~~016984% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~671704~~422654% 0.000000% 0.~~000000~~084531% 0.000000% 0.~~671704~~507185% 0.~~767519~~379555% 0.000000% 0.~~000000~~016984% 0.000000% 0.~~767519~~396539% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 ~~221~~303,~~330~~793.9531 0.00 0.00 0.00 ~~221~~303,~~330~~793.9531 60 Days 10 0 0 0 10 ~~163,709~~0.8000 0.00 0.00 0.00 ~~163,709~~0.8000 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 32 0 0 0 32 ~~385~~303,~~040~~793.7531 0.00 0.00 0.00 ~~385~~303,~~040~~793.7531 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~111111~~129944% 0.000000% 0.000000% 0.000000% 1.~~111111~~129944% 01.~~957875~~342442% 0.000000% 0.000000% 0.000000% 01.~~957875~~342442% 60 Days 0.~~555556~~000000% 0.000000% 0.000000% 0.000000% 0.~~555556~~000000% 0.~~708502~~000000% 0.000000% 0.000000% 0.000000% 0.~~708502~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~666667~~129944% 0.000000% 0.000000% 0.000000% 1.~~666667~~129944% 1.~~666377~~342442% 0.000000% 0.000000% 0.000000% 1.~~666377~~342442% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~339~~982,~~252~~328.6294 0.00 0.00 0.00 ~~339~~982,~~252~~328.6294 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~339~~982,~~252~~328.6294 0.00 0.00 0.00 ~~339~~982,~~252~~328.6294 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.699301% 0.000000% 0.000000% 0.000000% 0.699301% 13.~~264118~~676406% 0.000000% 0.000000% 0.000000% 13.~~264118~~676406% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.699301% 0.000000% 0.000000% 0.000000% 0.699301% 13.~~264118~~676406% 0.000000% 0.000000% 0.000000% 13.~~264118~~676406% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 051,680.0033 0.00 0.00 0.00 051,680.0033 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 051,680.0033 0.00 0.00 0.00 051,680.0033 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~800000% 0.000000% 0.000000% 0.000000% 0.~~000000~~800000% 0.~~000000~~192200% 0.000000% 0.000000% 0.000000% 0.~~000000~~192200% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~800000% 0.000000% 0.000000% 0.000000% 0.~~000000~~800000% 0.~~000000~~192200% 0.000000% 0.000000% 0.000000% 0.~~000000~~192200%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1314,~~140~~393.0182

REO Detail - All Mortgage Loans in REO during Current Period

Summary 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 01 ~~Aug~~Sep-04 0.000% Original Principal Balance 030,000.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 029,940.0011 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 01 ~~Jan~~Feb-05 0.000% Original Principal Balance 030,000.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 029,940.0011 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.~~000~~012% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 01 ~~Aug~~Sep-04 0.000% Original Principal Balance 030,000.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 029,940.0011 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 01 ~~Jan~~Feb-05 0.000% Original Principal Balance 030,000.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 029,940.0011 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.~~000~~017% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No1 ~~Foreclosure~~6080999805 ~~loans~~Aug-2005 ~~this~~01-Feb-2005 ~~period~~IA 100.00 30,000.00

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No1 ~~Foreclosure~~6080999805 ~~loans~~29,940.11 ~~this~~01-Mar-2005 ~~period~~4 6.000% 859.36

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.~~007970~~006730% Weighted Average Pass-Through Rate 5.~~747470~~746230% Weighted Average Maturity(Stepdown Calculation) ~~316~~315 Beginning Scheduled Collateral Loan Count 1,~~789~~765 Number Of Loans Paid In Full 2412 Ending Scheduled Collateral Loan Count 1,~~765~~753 Beginning Scheduled Collateral Balance ~~259~~254,~~471~~397,~~800~~180.6515 Ending Scheduled Collateral Balance ~~254~~252,~~397~~174,~~180~~397.1538 Ending Actual Collateral Balance at 3029-~~Jun~~Jul-2005 ~~254~~252,~~733~~518,~~257~~832.2346 Monthly P&I Constant 1,~~712~~680,~~109~~560.5912 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 63,~~219~~366,~~258~~716.1244 Class AP Deferred Amount 0.00 Scheduled Principal ~~413~~407,~~027~~147.1754 Unscheduled Principal 41,~~661~~815,~~593~~635.3323

Miscellaneous Reporting Senior % 95.~~404900~~325886% Subordinate % 4.6067

Group Level Collateral Statement Group 1 2 3 Collateral Description Fixed 15 & 30 Year Fixed 15 & 30 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 6.~~065161~~063429 6.~~579779~~579526 5.~~341611~~341612 Weighted Average Net Rate 5.~~815161~~813429 6.~~329779~~329526 5.~~091611~~091612 Weighted Average Maturity 353 354 ~~355~~174 ~~175~~ Beginning Loan Count 1,~~206~~191 ~~183~~180 143 Loans Paid In Full 158 3 0 Ending Loan Count 1,~~191~~183 ~~180~~177 143 Beginning Scheduled Balance ~~180~~177,~~504~~557,~~725~~399.5993 23,~~458~~088,~~466~~549.1994 26,~~856~~751,~~300~~731.7651 Ending Scheduled Balance ~~177~~176,~~557~~129,~~399~~818.9348 2322,~~088~~612,~~549~~518.9426 26,~~751~~632,~~731~~404.5157 Record Date 0607/3029/2005 0607/3029/2005 0607/3029/2005 Principal And Interest Constant 1,~~097~~080,~~372~~880.1248 ~~150~~147,~~186~~954.2482 221,427.90 Scheduled Principal ~~185~~183,~~046~~708.9829 21,~~559~~361.9773 ~~101~~102,~~881~~346.3075 Unscheduled Principal 21,~~762~~243,~~278~~873.6816 ~~348~~454,~~356~~669.2895 216,~~687~~980.9519 Scheduled Interest ~~912~~897,~~325~~172.1419 ~~128~~126,~~626~~593.2709 119,~~546~~081.6015 Servicing Fees 3736,~~605~~991.1512 4,~~887~~810.1811 5,~~595~~573.0628 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,~~579~~553.4263 ~~205~~202.2602 234.9908 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest ~~873~~858,~~140~~627.5744 ~~123~~121,~~533~~580.8396 113,~~716~~273.5579 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~804661~~802929 6.~~319279~~319026 5.~~081111~~081112

Group Level Collateral Statement Group 4 Total Collateral Description Fixed 15 & 30 Year Mixed Fixed Weighted Average Coupon Rate 5.~~804115~~803048 6.~~007970~~006730 Weighted Average Net Rate 5.~~554115~~553048 5.~~757970~~756730 Weighted Average Maturity ~~175~~174 ~~316~~315 Beginning Loan Count ~~257~~251 1,~~789~~765 Loans Paid In Full 61 2412 Ending Loan Count ~~251~~250 1,~~765~~753 Beginning Scheduled Balance 2826,~~652~~999,~~308~~498.1177 ~~259~~254,~~471~~397,~~800~~180.6515 Ending scheduled Balance 26,~~999~~799,~~498~~656.7707 ~~254~~252,~~397~~174,~~180~~397.1538 Record Date 0607/3029/2005 0607/3029/2005 Principal And Interest Constant ~~243~~230,~~123~~296.3392 1,~~712~~680,~~109~~560.5912 Scheduled Principal ~~104~~99,~~538~~730.9277 ~~413~~407,~~027~~147.1754 Unscheduled Principal 1100,~~548,270~~111.4293 41,~~661~~815,~~593~~635.3323 Scheduled Interest ~~138~~130,~~584~~566.4115 1,~~299~~273,~~082~~412.4258 Servicing Fees 5,~~969~~624.2390 5452,~~056~~999.6241 Master Servicing Fees 0.00 0.00 Trustee Fee ~~250~~236.7125 2,~~270~~225.3898 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest ~~132~~124,~~364~~705.4700 1,~~242~~218,~~755~~187.4219 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.~~543615~~542548 5.~~747470~~746230

Miscellaneous Reporting Group 1 CPR 168.~~910179~~098163% Subordinate % 4.~~303187~~370200% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.~~696813~~629800% Group 2 CPR 1621.~~448065~~249874% Subordinate % 4.~~772327~~844331% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.~~227673~~155669% Group 3 CPR 0.~~120494~~761930% Subordinate % 4.~~316082~~316518% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.~~683918~~683482%

Miscellaneous Reporting Group 4 CPR 484.~~784396~~375708% Subordinate % 4.~~360325~~610145% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.~~639675~~389855%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 158 21,~~699~~231,~~550~~005.00 21,~~686~~223,~~461~~471.4610 0 0.00 0.00 2 3 ~~349~~456,~~500~~000.00 ~~348~~453,~~249~~663.4900 0 0.00 0.00 3 0 0.00 0.00 0 0.00 0.00 4 6 1 67,~~537,460~~500.00 166,~~503,311~~327.3578 0 0.00 0.00 Total 2412 41,~~586~~754,~~510~~505.00 41,~~538~~743,~~022~~461.3088 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 7821,~~485~~667.4114 2 0 0.00 0.00 0 0.00 0.00 ~~423~~1,428.7336 3 0 0.00 0.00 0 0.00 0.00 216,~~687~~980.9519 4 0 0.00 0.00 0 0.00 0.00 5034,~~503~~022.7812 Total 0 0.00 0.00 0 0.00 0.00 ~~132~~74,~~100~~097.8781

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 ~~3300995556~~3301200840 CAFL 80.00 01-~~Feb~~Mar-2005 ~~132~~120,~~000~~640.00 ~~131~~119,~~256.63 1 3301168682 CA 53.65 01-Feb-2005 169,016.00 167,~~935.1636 1 ~~3301300095~~6050303715 FLWI 7078.00 01-Feb-2005 ~~101,500.00 100,928.39 1 3301318121 CA 51.66 01-Mar-2005 218,535.00 217,487.36 1 3301318659 FL 56.53 01-Feb-2005 183,749.00 182,663.67 1 6009153211 AZ~~ 78~~.63 01-Mar-2005 184~~,000.00 ~~183~~77,~~117~~461.9211 1 ~~6022247388~~6180272061 FLSC 8079.0099 01-~~Mar~~Feb-2005 ~~296~~127,~~000~~790.00 ~~294~~126,~~580~~842.9852 1 ~~6103930563~~6201232326 FLPA 8074.00 01-Mar-2005 ~~284~~66,~~000~~600.00 ~~282~~66,~~537~~177.9876 1 ~~6316096426~~6491370927 AZCA ~~89.00 01-Mar-2005 258,100.00 256,862.68 1 6442975253 NJ~~ 80.00 01-Feb-2005 80316,000.00 78313,~~124~~764.3064 1 ~~6464070140~~6552778059 FL 80103.00 01-~~Feb~~Mar-2005 4284,~~400~~975.00 4283,~~155~~824.4073 1 ~~6568392804~~6693805852 CASC 7090.00 01-Feb-2005 ~~252~~153,000.00 ~~250~~151,~~580~~917.8062 1 ~~6591721821~~6759274423 IL ~~69.44 01-Feb-2005 125,000.00 124,296.04 1 6732623035 KS 78.33 01-Feb-2005 129,250.00 128,522.08 1 6985945200 AZ~~ 80.00 01-Mar-2005 ~~244~~284,000.00 ~~242~~282,~~743~~282.8828 2 ~~6345360199~~6033090413 FLAZ 9080.00 01-Mar-2005 78164,~~300.00 77,942.23 2 6389248607 CA 74.66 01-Mar-2005 112,~~000.00 ~~111~~163,~~500~~119.4371 2 ~~6434622947~~6488971745 GAVA 7980.~~63 01-Mar-2005 159,200.~~00 ~~158,489.89 4 3301221010 CA 53.66~~ 01-Feb-2005 ~~300~~176,000.00 ~~285~~174,~~674~~867.5299 42 ~~3301286518~~6956386483 MOME 7079.0072 01-Feb-2005 ~~175~~116,000.00 ~~170~~115,~~264~~253.8289 4 ~~6171449785~~6288183459 MDFL 90.00 01-Mar-2005 2667,~~460~~500.00 2666,~~000~~089.~~49 4 6460871871 CA 75.00 01-Feb-2005 450,000.00 440,018.87 4 6494859132 IL 40.05 01-Mar-2005 312,400.00 306,860.71 4 6959001717 NY 80.00 01-Mar-2005 273,600.00 268,947.23~~81

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 ~~3300995556~~3301200840 Loan Paid in Full 0 6.~~375~~250% 360 5 1 ~~3301168682~~6050303715 Loan Paid in Full 0 ~~5.750% 360 5 1 3301300095 Loan Paid in Full 0~~ 6.~~375~~125% 360 ~~5 1 3301318121 Loan Paid in Full 0~~ 6~~.250%~~ ~~360 4~~ 1 ~~3301318659~~6180272061 Loan Paid in Full 0 65.~~125~~750% 360 ~~5 1 6009153211 Loan Paid in Full 0~~ 6~~.250%~~ ~~360 4~~ 1 ~~6022247388~~6201232326 Loan Paid in Full ~~0 6.250% 360 4~~ (1) ~~6103930563 Loan Paid in Full 0~~ 5.~~875~~750% 360 45 1 ~~6316096426~~6491370927 Loan Paid in Full 0 6.~~250~~000% 360 46 1 ~~6442975253~~6552778059 Loan Paid in Full 0 6.~~375~~000% 360 5 1 ~~6464070140~~6693805852 Loan Paid in Full 0 6.~~250~~000% 360 ~~5 1 6568392804 Loan Paid in Full 0~~ 6~~.375%~~ ~~360 5~~ 1 ~~6591721821~~6759274423 Loan Paid in Full 0 6.~~375~~000% 360 5 12 ~~6732623035~~6033090413 Loan Paid in Full 02 6.~~375~~625% 360 5 ~~1 6985945200 Loan Paid in Full 0 5.875% 360 4~~ 2 ~~6345360199~~6488971745 Loan Paid in Full 0 6.500% 360 46 2 ~~6389248607~~6956386483 Loan Paid in Full 0 6.~~625~~500% 360 ~~4 2 6434622947 Loan Paid in Full 0~~ 6~~.625%~~ ~~360~~ 4 46288183459 ~~3301221010~~ Loan Paid in Full 0 ~~5.750% 180 5 4 3301286518 Loan Paid in Full 0 5.875% 180 5 4 6171449785 Loan Paid in Full 0~~ 6.000% 180 ~~4 4 6460871871 Loan Paid in Full 0~~ 5~~.625% 180 5 4 6494859132 Loan Paid in Full 0 5.750% 180 4 4 6959001717 Loan Paid in Full 0 6.250% 180 4~~

Prepayment - Voluntary Prepayments

Summary SMM CPR PSA Current Month 10.~~799~~715% Current Month 198.~~579~~249% Current Month ~~2,140~~740.~~755~~039% 3 Month Average 1.~~065~~096% 3 Month Average 1112.~~900~~245% 3 Month Average 1,~~597~~376.~~276~~042% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.437% N/A Mar-2005 385.788% N/A Apr-2005 7.984% N/A Apr-2005 2,542.845% N/A May-2005 7.212% N/A May-2005 1,403.741% N/A Jun-2005 8.908% N/A Jun-2005 1,247.333% N/A Jul-2005 19.579% N/A Jul-2005 2,140.755% N/A Aug-2005 8.249% N/A Aug-2005 740.039% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 10.~~532~~701% Current Month 168.~~910~~098% Current Month ~~1,852~~727.~~426~~668% 3 Month Average 0.~~754~~914% 3 Month Average 810.~~488~~313% 3 Month Average 1,~~065~~137.~~533~~463% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.392% N/A Mar-2005 350.227% N/A Apr-2005 4.199% N/A Apr-2005 1,343.822% N/A May-2005 2.622% N/A May-2005 511.877% N/A Jun-2005 5.930% N/A Jun-2005 832.296% N/A Jul-2005 16.910% N/A Jul-2005 1,852.426% N/A Aug-2005 8.098% N/A Aug-2005 727.668% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 1.~~486~~971% Current Month 1621.~~448~~250% Current Month 1,~~796~~905.~~394~~201% 3 Month Average 2.~~861~~416% 3 Month Average 2824.~~915~~937% 3 Month Average 42,~~494~~966.~~560~~729% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.022% N/A Mar-2005 20.291% N/A Apr-2005 40.653% N/A Apr-2005 12,938.762% N/A May-2005 33.184% N/A May-2005 6,488.693% N/A Jun-2005 37.113% N/A Jun-2005 5,198.593% N/A Jul-2005 16.448% N/A Jul-2005 1,796.394% N/A Aug-2005 21.250% N/A Aug-2005 1,905.201% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 0.~~010~~064% Current Month 0.~~120~~762% Current Month 1267.~~950~~396% 3 Month Average 0.~~148~~154% 3 Month Average 1.~~744~~814% 3 Month Average ~~247~~234.~~161~~883% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 1.146% N/A Mar-2005 881.765% N/A Apr-2005 0.132% N/A Apr-2005 40.056% N/A May-2005 0.552% N/A May-2005 104.229% N/A Jun-2005 4.560% N/A Jun-2005 624.303% N/A Jul-2005 0.120% N/A Jul-2005 12.950% N/A Aug-2005 0.762% N/A Aug-2005 67.396% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 SMM CPR PSA Current Month 50.~~423~~372% Current Month 484.~~784~~376% Current Month ~~5,364~~394.~~682~~296% 3 Month Average 2.~~339~~018% 3 Month Average 2218.~~242~~740% 3 Month Average 2,~~904~~063.~~903~~308% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.423% N/A Mar-2005 390.946% N/A Apr-2005 2.365% N/A Apr-2005 766.749% N/A May-2005 14.884% N/A May-2005 2,919.080% N/A Jun-2005 3.059% N/A Jun-2005 430.947% N/A Jul-2005 48.784% N/A Jul-2005 5,364.682% N/A Aug-2005 4.376% N/A Aug-2005 394.296% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Filing Compare · Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-2