8-K 1 ahm04002_10507.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 AMERICAN HOME MORTGAGE INVESTMENT TRUST Mortgage-Backed Notes, Series 2004-2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-112273-02 Pooling and Servicing Agreement) (Commission N/A (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On July 25, 2005 a distribution was made to holders of AMERICAN HOME MORTGAGE INVESTMENT TRUST, Mortgage-Backed Notes, Series 2004-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage-Backed Notes, Series 2004-2 Trust, relating to the July 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN HOME MORTGAGE INVESTMENT TRUST Mortgage-Backed Notes, Series 2004-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Indenture Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 7/27/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage-Backed Notes, Series 2004-2 Trust, relating to the July 25, 2005 distribution. EX-99.1

AMERICAN HOME MORTGAGE INVESTMENT TRUST Mortgage-Backed Notes Record Date: 56/3130/2005 Distribution Date: 67/2725/2005 AMERICAN HOME MORTGAGE INVESTMENT TRUST Mortgage-Backed Notes Series 2004-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution I-A 02660TAV5 SEN 3.~~44000~~66438% ~~224~~203,~~321~~541,~~907~~426.1272 ~~707~~580,~~361~~107.7599 II-A 02660TAW3 SEN 3.77000% ~~153~~149,~~811~~143,~~679~~179.9349 ~~483~~468,~~225~~558.0316 III-A 02660TAX1 SEN 4.34000% 9692,~~373~~692,~~193~~939.8876 ~~348~~335,~~549~~239.7247 IV-A-1 02660TAY9 SEN 2.44000% 6150,~~939~~109,~~729~~134.1337 ~~125~~101,~~944~~888.1257 IV-A-2 02660TAZ6 SEN 3.63500% 52,675,000.00 159,561.35 IV-A-3 02660TBA0 SEN 4.55000% 97,028,000.00 367,897.83 IV-A-4 02660TBB8 SEN 4.55000% 54,126,000.00 205,227.75 IV-A-5 02660TBC6 SEN 4.55000% 61,208,000.00 232,080.33 IV-A-6 02660TBD4 SEN 4.55000% 105,751,000.00 400,972.54 V-A 02660TBE2 SEN 5.50000% 7472,~~678~~337,~~837~~224.4046 ~~342~~331,~~278~~545.0061 M-1 02660TBF9 MEZ 3.~~69000~~91438% 44,880,000.00 ~~151~~136,~~806~~637.6096 M-2 02660TBG7 MEZ 4.~~54000~~76438% 13,808,000.00 5751,~~464~~167.2932 M-3 02660TBH5 MEZ 5.~~59000~~81438% 8,285,500.00 4237,~~456~~469.2848 N 02660TBJ1 MEZ 5.50000% 1403,~~068,585~~647.2152 41,~~897~~850.6805 OT AHM0402OT OT 0.00000% 0.00 0342,229.0037 OC OC 0.00000% 5,523,437.16 0.00 Totals 1,~~055~~011,~~478~~512,~~869~~489.8348 3,~~629~~752,~~723~~433.2778

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses I-A 2022,~~780~~444,~~480~~240.4072 0.00 ~~203~~181,~~541~~097,~~426~~186.7200 2123,~~487~~024,~~842~~348.1571 0.00 II-A 47,~~668~~195,~~500~~031.4485 0.00 ~~149~~141,~~143~~948,~~179~~147.4964 57,~~151~~663,~~725~~590.4701 0.00 III-A 35,~~680~~282,~~254~~546.1262 0.00 9287,~~692~~410,~~939~~393.7614 45,~~028~~617,~~803~~786.8409 0.00 IV-A-1 1115,~~830~~846,~~594~~916.7666 0.00 5034,~~109~~262,~~134~~217.3771 1115,~~956~~948,~~538~~805.8823 0.00 IV-A-2 0.00 0.00 52,675,000.00 159,561.35 0.00 IV-A-3 0.00 0.00 97,028,000.00 367,897.83 0.00 IV-A-4 0.00 0.00 54,126,000.00 205,227.75 0.00 IV-A-5 0.00 0.00 61,208,000.00 232,080.33 0.00 IV-A-6 0.00 0.00 105,751,000.00 400,972.54 0.00 V-A 23,~~341~~565,~~612~~876.9424 0.00 7268,~~337~~771,~~224~~348.4622 23,~~683~~897,~~890~~421.9485 0.00 M-1 0.00 0.00 44,880,000.00 ~~151~~136,~~806~~637.6096 0.00 M-2 0.00 0.00 13,808,000.00 5751,~~464~~167.2932 0.00 M-3 0.00 0.00 8,285,500.00 4237,~~456~~469.2848 0.00 N ~~664~~403,~~937~~647.7052 0.00 ~~403,647~~0.5200 ~~669~~405,~~835~~497.3857 0.00 OT 0.00 0.00 0.00 0342,229.0037 0.00 OC 0.00 0.00 5,523,437.16 0.00 0.00 Totals 4354,~~966~~738,~~380~~259.3661 0.00 1956,~~011~~774,~~512,489~~229.4887 4758,~~596~~490,~~103~~693.6339 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 391,853,000.00 ~~224~~203,~~321~~541,~~907~~426.1272 0.00 2022,~~780~~444,~~480~~240.4072 0.00 0.00 II-A 179,968,000.00 ~~153~~149,~~811~~143,~~679~~179.9349 0.00 47,~~668~~195,~~500~~031.4485 0.00 0.00 III-A 135,297,000.00 9692,~~373~~692,~~193~~939.8876 0.00 35,~~680~~282,~~254~~546.1262 0.00 0.00 IV-A-1 139,521,000.00 6150,~~939~~109,~~729~~134.1337 0.00 1115,~~830~~846,~~594~~916.7666 0.00 0.00 IV-A-2 52,675,000.00 52,675,000.00 0.00 0.00 0.00 0.00 IV-A-3 97,028,000.00 97,028,000.00 0.00 0.00 0.00 0.00 IV-A-4 54,126,000.00 54,126,000.00 0.00 0.00 0.00 0.00 IV-A-5 61,208,000.00 61,208,000.00 0.00 0.00 0.00 0.00 IV-A-6 105,751,000.00 105,751,000.00 0.00 0.00 0.00 0.00 V-A 90,935,000.00 7472,~~678~~337,~~837~~224.4046 0.00 23,~~341~~565,~~612~~876.9424 0.00 0.00 M-1 44,880,000.00 44,880,000.00 0.00 0.00 0.00 0.00 M-2 13,808,000.00 13,808,000.00 0.00 0.00 0.00 0.00 M-3 8,285,500.00 8,285,500.00 0.00 0.00 0.00 0.00 N 14,000,000.00 1403,~~068,585~~647.2152 0.00 ~~664~~403,~~937~~647.7052 0.00 0.00 OT 0.00 0.00 0.00 0.00 0.00 0.00 OC 5,523,789.25 5,523,437.16 0.00 0.00 0.00 0.00 Totals 1,394,859,289.25 1,~~055~~011,~~478~~512,~~869~~489.8348 0.00 4354,~~966~~738,~~380~~259.3661 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 2022,~~780~~444,~~480~~240.4072 ~~203~~181,~~541~~097,~~426~~186.7200 0.~~51943312~~46215593 2022,~~780~~444,~~480~~240.4072 II-A 47,~~668~~195,~~500~~031.4485 ~~149~~141,~~143~~948,~~179~~147.4964 0.~~82872055~~78874104 47,~~668~~195,~~500~~031.4485 III-A 35,~~680~~282,~~254~~546.1262 9287,~~692~~410,~~939~~393.7614 0.~~68510713~~64606305 35,~~680~~282,~~254~~546.1262 IV-A-1 1115,~~830~~846,~~594~~916.7666 5034,~~109~~262,~~134~~217.3771 0.~~35915120~~24557033 1115,~~830~~846,~~594~~916.7666 IV-A-2 0.00 52,675,000.00 1.00000000 0.00 IV-A-3 0.00 97,028,000.00 1.00000000 0.00 IV-A-4 0.00 54,126,000.00 1.00000000 0.00 IV-A-5 0.00 61,208,000.00 1.00000000 0.00 IV-A-6 0.00 105,751,000.00 1.00000000 0.00 V-A 23,~~341~~565,~~612~~876.9424 7268,~~337~~771,~~224~~348.4622 0.~~79548276~~75626929 23,~~341~~565,~~612~~876.9424 M-1 0.00 44,880,000.00 1.00000000 0.00 M-2 0.00 13,808,000.00 1.00000000 0.00 M-3 0.00 8,285,500.00 1.00000000 0.00 N ~~664,937.70~~ 403,647.52 0.~~02883197~~00 ~~664~~0.00000000 403,~~937~~647.7052 OT 0.00 0.00 0.00000000 0.00 OC 0.00 5,523,437.16 0.99993626 0.00 Totals 4354,~~966~~738,~~380~~259.3661 1956,~~011~~774,~~512,489~~229.4887 0.~~72517171~~68592885 4354,~~966~~738,~~380~~259.3661

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 391,853,000.00 ~~572~~519.~~46443723~~43312089 0.00000000 5357.~~03131634~~27719507 0.00000000 II-A 179,968,000.00 ~~854~~828.~~66127273~~72054749 0.00000000 2539.~~94072524~~97950663 0.00000000 III-A 135,297,000.00 ~~712~~685.~~30843167~~10713290 0.00000000 2739.~~20129877~~04407799 0.00000000 IV-A-1 139,521,000.00 ~~443~~359.~~94556468~~15119853 0.00000000 84113.~~79436615~~58087069 0.00000000 IV-A-2 52,675,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 IV-A-3 97,028,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 IV-A-4 54,126,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 IV-A-5 61,208,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 IV-A-6 105,751,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 V-A 90,935,000.00 ~~821~~795.~~23315995~~48275647 0.00000000 2539.~~75040348~~21346280 0.00000000 M-1 44,880,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 13,808,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 8,285,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 N 14,000,000.00 7628.~~32751500~~83196571 0.00000000 4728.~~49555000~~83196571 0.00000000 OT 0.00 0.00000000 0.00000000 0.00000000 0.00000000 OC 5,523,789.25 999.93625934 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 5357.~~03131634~~27719507 ~~519~~462.~~43312089~~15592582 0.~~51943312~~46215593 5357.~~03131634~~27719507 II-A 0.00000000 2539.~~94072524~~97950663 ~~828~~788.~~72054749~~74104085 0.~~82872055~~78874104 2539.~~94072524~~97950663 III-A 0.00000000 2739.~~20129877~~04407799 ~~685~~646.~~10713290~~06305491 0.~~68510713~~64606305 2739.~~20129877~~04407799 IV-A-1 0.00000000 84113.~~79436615~~58087069 ~~359~~245.~~15119853~~57032784 0.~~35915120~~24557033 84113.~~79436615~~58087069 IV-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IV-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IV-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IV-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 IV-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 V-A 0.00000000 2539.~~75040348~~21346280 ~~795~~756.~~48275647~~26929367 0.~~79548276~~75626929 2539.~~75040348~~21346280 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 N 0.00000000 ~~47.49555000~~ 28.83196571 0.~~02883197~~00000000 470.~~49555000~~00000000 28.83196571 OT 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 OC 0.00000000 0.00000000 999.93625934 0.99993626 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 391,853,000.00 3.~~44000~~66438% ~~224~~203,~~321~~541,~~907~~426.1272 ~~707~~580,~~361~~107.7599 0.00 0.00 II-A 179,968,000.00 3.77000% ~~153~~149,~~811~~143,~~679~~179.9349 ~~483~~468,~~225~~558.0316 0.00 0.00 III-A 135,297,000.00 4.34000% 9692,~~373~~692,~~193~~939.8876 ~~348~~335,~~549~~239.7247 0.00 0.00 IV-A-1 139,521,000.00 2.44000% 6150,~~939~~109,~~729~~134.1337 ~~125~~101,~~944~~888.1257 0.00 0.00 IV-A-2 52,675,000.00 3.63500% 52,675,000.00 159,561.35 0.00 0.00 IV-A-3 97,028,000.00 4.55000% 97,028,000.00 367,897.83 0.00 0.00 IV-A-4 54,126,000.00 4.55000% 54,126,000.00 205,227.75 0.00 0.00 IV-A-5 61,208,000.00 4.55000% 61,208,000.00 232,080.33 0.00 0.00 IV-A-6 105,751,000.00 4.55000% 105,751,000.00 400,972.54 0.00 0.00 V-A 90,935,000.00 5.50000% 7472,~~678~~337,~~837~~224.4046 ~~342~~331,~~278~~545.0061 0.00 0.00 M-1 44,880,000.00 3.~~69000~~91438% 44,880,000.00 ~~151~~136,~~806~~637.6096 0.00 0.00 M-2 13,808,000.00 4.~~54000~~76438% 13,808,000.00 5751,~~464~~167.2932 0.00 0.00 M-3 8,285,500.00 5.~~59000~~81438% 8,285,500.00 4237,~~456~~469.2848 0.00 0.00 N 14,000,000.00 5.50000% 1403,~~068,585~~647.2152 41,~~897~~850.6805 0.00 0.00 OT 0.00 0.00000% 0.00 0.00 0.00 0.00 OC 5,523,789.25 0.00000% 5,523,437.16 0.00 0.00 0.00 Totals 1,394,859,289.25 3,~~629~~410,~~723~~204.2741 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0.00 0.00 ~~707~~580,~~361~~107.7599 0.00 ~~203~~181,~~541~~097,~~426~~186.7200 II-A 0.00 0.00 ~~483~~468,~~225~~558.0316 0.00 ~~149~~141,~~143~~948,~~179~~147.4964 III-A 0.00 0.00 ~~348~~335,~~549~~239.7247 0.00 9287,~~692~~410,~~939~~393.7614 IV-A-1 0.00 0.00 ~~125~~101,~~944~~888.1257 0.00 5034,~~109~~262,~~134~~217.3771 IV-A-2 0.00 0.00 159,561.35 0.00 52,675,000.00 IV-A-3 0.00 0.00 367,897.83 0.00 97,028,000.00 IV-A-4 0.00 0.00 205,227.75 0.00 54,126,000.00 IV-A-5 0.00 0.00 232,080.33 0.00 61,208,000.00 IV-A-6 0.00 0.00 400,972.54 0.00 105,751,000.00 V-A 0.00 0.00 ~~342~~331,~~278~~545.0061 0.00 7268,~~337~~771,~~224~~348.4622 M-1 0.00 0.00 ~~151~~136,~~806~~637.6096 0.00 44,880,000.00 M-2 0.00 0.00 5751,~~464~~167.2932 0.00 13,808,000.00 M-3 0.00 0.00 4237,~~456~~469.2848 0.00 8,285,500.00 N 0.00 0.00 41,~~897~~850.6805 0.00 ~~403,647~~0.5200 OT 0.00 0.00 0342,229.0037 0.00 0.00 OC 0.00 0.00 0.00 0.00 5,523,437.16 Totals 0.00 0.00 3,~~629~~752,~~723~~433.2778 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 391,853,000.00 3.~~44000~~66438% ~~572~~519.~~46443723~~43312089 1.~~80517120~~48042248 0.00000000 0.00000000 II-A 179,968,000.00 3.77000% ~~854~~828.~~66127273~~72054749 2.~~68506084~~60356374 0.00000000 0.00000000 III-A 135,297,000.00 4.34000% ~~712~~685.~~30843167~~10713290 2.~~57618218~~47780416 0.00000000 0.00000000 IV-A-1 139,521,000.00 2.44000% ~~443~~359.~~94556468~~15119853 0.~~90268934~~73027408 0.00000000 0.00000000 IV-A-2 52,675,000.00 3.63500% 1000.00000000 3.02916659 0.00000000 0.00000000 IV-A-3 97,028,000.00 4.55000% 1000.00000000 3.79166663 0.00000000 0.00000000 IV-A-4 54,126,000.00 4.55000% 1000.00000000 3.79166667 0.00000000 0.00000000 IV-A-5 61,208,000.00 4.55000% 1000.00000000 3.79166661 0.00000000 0.00000000 IV-A-6 105,751,000.00 4.55000% 1000.00000000 3.79166665 0.00000000 0.00000000 V-A 90,935,000.00 5.50000% ~~821~~795.~~23315995~~48275647 3.~~76398526~~64596261 0.00000000 0.00000000 M-1 44,880,000.00 3.~~69000~~91438% 1000.00000000 3.~~38250000~~04451783 0.00000000 0.00000000 M-2 13,808,000.00 4.~~54000~~76438% 1000.00000000 43.~~16166643~~70562862 0.00000000 0.00000000 M-3 8,285,500.00 5.~~59000~~81438% 1000.00000000 54.~~12416631~~52229558 0.00000000 0.00000000 N 14,000,000.00 5.50000% 7628.~~32751500~~83196571 0.~~34983429~~13214643 0.00000000 0.00000000 OT 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 OC 5,523,789.25 0.00000% 999.93625934 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.00000000 0.00000000 1.~~80517120~~48042248 0.00000000 ~~519~~462.~~43312089~~15592582 II-A 0.00000000 0.00000000 2.~~68506084~~60356374 0.00000000 ~~828~~788.~~72054749~~74104085 III-A 0.00000000 0.00000000 2.~~57618218~~47780416 0.00000000 ~~685~~646.~~10713290~~06305491 IV-A-1 0.00000000 0.00000000 0.~~90268934~~73027408 0.00000000 ~~359~~245.~~15119853~~57032784 IV-A-2 0.00000000 0.00000000 3.02916659 0.00000000 1000.00000000 IV-A-3 0.00000000 0.00000000 3.79166663 0.00000000 1000.00000000 IV-A-4 0.00000000 0.00000000 3.79166667 0.00000000 1000.00000000 IV-A-5 0.00000000 0.00000000 3.79166661 0.00000000 1000.00000000 IV-A-6 0.00000000 0.00000000 3.79166665 0.00000000 1000.00000000 V-A 0.00000000 0.00000000 3.~~76398526~~64596261 0.00000000 ~~795~~756.~~48275647~~26929367 M-1 0.00000000 0.00000000 3.~~38250000~~04451783 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 43.~~16166643~~70562862 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 54.~~12416631~~52229558 0.00000000 1000.00000000 N 0.00000000 0.00000000 0.~~34983429~~13214643 0.00000000 280.~~83196571~~00000000 OT 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 OC 0.00000000 0.00000000 0.00000000 0.00000000 999.93625934 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 4758,~~863~~747,~~452~~579.1958 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 8082,~~040~~807.1227 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 4758,~~943~~830,~~492~~386.3185 Withdrawals Reimbursement for Servicer Advances 7680,~~608~~040.2012 Payment of Service Fee ~~270~~259,~~780~~653.4733 Payment of Interest and Principal 4758,~~596~~490,~~103~~693.6440 Total Withdrawals (Pool Distribution Amount) 4758,~~943~~830,~~492~~386.3185 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~270~~259,~~780~~653.4733 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~270~~259,~~780~~653.4733

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance N_CLASS_RESERVE_FUND 25,~~320~~374.8245 0.00 53.6356 25,~~374~~428.4501 CLASS_A_RESERVE_FUND 23,~~876~~164,~~790~~469.00 0.00 287,679.00 3,~~164~~452,~~469~~148.00

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 67 0 0 67 1,~~009~~068,~~779~~470.8936 0.00 0.00 1,~~009~~068,~~779~~470.8936 30 Days 17 01 01 0 1719 3,~~351~~024,~~063~~107.3795 057,731.0059 0161,412.0043 0.00 3,~~351~~243,~~063~~251.3797 60 Days 810 0 01 0 811 12,~~888~~071,~~868~~240.4992 0.00 0174,584.0004 0.00 12,~~888~~245,~~868~~824.4996 90 Days 23 01 81 0 105 ~~384~~599,~~996~~113.5459 0140,722.0034 1396,~~542,432~~758.5410 0.00 1,~~927~~136,~~429~~594.0803 120 Days 1 10 17 0 38 ~~244~~73,~~936~~003.4648 ~~74,142~~0.1500 ~~245~~1,~~060~~617,023.6606 0.00 ~~564~~1,~~139~~690,026.2754 150 Days 12 1 40 0 63 321,142.02 77,600.00 ~~117,281~~0.2100 ~~1,162,687.88~~ 0.00 1398,~~357,569~~742.0902 180+ Days 1 2 014 12 0 1417 ~~521~~314,~~267~~630.2118 0329,233.0038 34,~~840~~603,~~797~~571.3211 0.00 45,~~362~~247,~~064~~434.5367 Totals 3134 812 2524 0 6470 6,~~468~~403,~~732~~238.0714 1,~~201~~673,~~203~~757.2567 6,~~790~~953,~~978~~348.4074 0.00 1415,~~460~~030,~~913~~344.7255 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~155199~~190476% 0.000000% 0.000000% 0.~~155199~~190476% 0.~~099869~~111615% 0.000000% 0.000000% 0.~~099869~~111615% 30 Days 0.~~439731~~462585% 0.~~000000~~027211% 0.~~000000~~027211% 0.000000% 0.~~439731~~517007% 0.~~331425~~315905% 0.~~000000~~006031% 0.~~000000~~016862% 0.000000% 0.~~331425~~338798% 60 Days 0.~~206932~~272109% 0.000000% 0.~~000000~~027211% 0.000000% 0.~~206932~~299320% 0.~~186812~~216367% 0.000000% 0.~~000000~~018237% 0.000000% 0.~~186812~~234604% 90 Days 0.~~051733~~081633% 0.~~000000~~027211% 0.~~206932~~027211% 0.000000% 0.~~258665~~136054% 0.~~038077~~062585% 0.~~000000~~014700% 0.~~152549~~041446% 0.000000% 0.~~190625~~118731% 120 Days 0.~~025867~~027211% 0.~~025867~~000000% 0.~~025867~~190476% 0.000000% 0.~~077600~~217687% 0.~~024225~~007626% 0.~~007333~~000000% 0.~~024237~~168918% 0.000000% 0.~~055794~~176544% 150 Days 0.~~025867~~054422% 0.~~025867~~027211% 0.~~103466~~000000% 0.000000% 0.~~155199~~081633% 0.~~007675~~033547% 0.~~011599~~008106% 0.~~114991~~000000% 0.000000% 0.~~134265~~041654% 180+ Days 0.~~051733~~027211% 0.~~000000~~054422% 0.~~310398~~380952% 0.000000% 0.~~362131~~462585% 0.~~051554~~032867% 0.~~000000~~034392% 0.~~379860~~480900% 0.000000% 0.~~431414~~548159% Totals 0.~~801862~~925170% 0.~~206932~~326531% 0.~~646663~~653061% 0.000000% 1.~~655458~~904762% 0.~~639766~~668897% 0.~~118801~~174845% 0.~~671637~~726363% 0.000000% 1.~~430203~~570105%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 050,724.0070 0.00 0.00 050,724.0070 30 Days 64 01 0 0 65 1791,~~373,184~~633.0677 057,731.0059 0.00 0.00 1849,~~373,184~~365.0636 60 Days 25 0 0 0 25 ~~489~~1,~~142~~026,089.4965 0.00 0.00 0.00 ~~489~~1,~~142~~026,089.4965 90 Days 1 0 0 3 0 31 0136,200.00 0.00 ~~336,051~~0.6000 0.00 ~~336~~136,~~051~~200.6000 120 Days 1 0 1 0 02 173,003.48 0.00 74122,~~142~~898.1556 0.00 ~~0.00 74~~195,~~142~~902.1504 150 Days 1 1 0 2 0 32 74,604.76 77,600.00 0.00 ~~452,004.01~~ 0.00 ~~529~~152,~~604~~204.0176 180+ Days 1 0 1 5 0 6 0.00 211,200.00 ~~0.00~~ 1,~~651~~671,~~516~~181.1569 0.00 1,~~862~~882,~~716~~381.1569 Totals 1012 14 106 0 2122 2,~~151~~101,~~126~~531.5566 74397,~~142~~256.1529 21,~~439~~794,~~571~~080.7625 0.00 4,~~664~~292,~~840~~868.4620 0-29 Days 0.~~000000~~124069% 0.000000% 0.000000% 0.~~000000~~124069% 0.~~000000~~025003% 0.000000% 0.000000% 0.~~000000~~025003% 30 Days 0.~~684932~~496278% 0.~~000000~~124069% 0.000000% 0.000000% 0.~~684932~~620347% 0.~~609697~~390208% 0.~~000000~~028457% 0.000000% 0.000000% 0.~~609697~~418665% 60 Days 0.~~228311~~620347% 0.000000% 0.000000% 0.000000% 0.~~228311~~620347% 0.~~217181~~505775% 0.000000% 0.000000% 0.000000% 0.~~217181~~505775% 90 Days 0.~~000000~~124069% 0.000000% 0.~~342466~~000000% 0.000000% 0.~~342466~~124069% 0.~~000000~~067135% 0.000000% 0.~~149208~~000000% 0.000000% 0.~~149208~~067135% 120 Days 0.~~000000~~124069% 0.~~114155~~000000% 0.~~000000~~124069% 0.000000% 0.~~114155~~248139% 0.~~000000~~035985% 0.~~032919~~000000% 0.~~000000~~060579% 0.000000% 0.~~032919~~096563% 150 Days 0.~~114155~~124069% 0.~~000000~~124069% 0.~~228311~~000000% 0.000000% 0.~~342466~~248139% 0.~~034455~~036774% 0.~~000000~~038250% 0.~~200691~~000000% 0.000000% 0.~~235146~~075024% 180+ Days 0.~~114155~~000000% 0.~~000000~~124069% 0.~~570776~~620347% 0.000000% 0.~~684932~~744417% 0.~~093773~~000000% 0.~~000000~~104104% 0.~~733278~~823751% 0.000000% 0.~~827051~~927855% Totals 1.~~141553~~488834% 0.~~114155~~496278% 10.~~141553~~744417% 0.000000% 2.~~397260~~729529% 01.~~955106~~035877% 0.~~032919~~195814% 10.~~083177~~884330% 0.000000% 2.~~071202~~116020% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 0179,507.0069 0.00 0.00 0179,507.0069 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 1 0 1 0.00 0.00 ~~637~~648,~~775~~000.6400 0.00 ~~637~~648,~~775~~000.6400 Totals 0 01 1 0 12 0.00 0179,507.0069 ~~637~~648,~~775~~000.6400 0.00 ~~637~~827,~~775~~507.6469 0-29 Days 0.~~000000~~217391% 0.000000% 0.000000% 0.~~000000~~217391% 0.~~000000~~118117% 0.000000% 0.000000% 0.~~000000~~118117% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.~~207900~~217391% 0.000000% 0.~~207900~~217391% 0.000000% 0.000000% 0.~~400812~~426386% 0.000000% 0.~~400812~~426386% Totals 0.000000% 0.~~000000~~217391% 0.~~207900~~217391% 0.000000% 0.~~207900~~434783% 0.000000% 0.~~000000~~118117% 0.~~400812~~426386% 0.000000% 0.~~400812~~544503% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group III No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 0144,891.0022 0.00 0.00 0144,891.0022 30 Days 34 0 01 0 35 ~~438~~882,~~251~~945.3490 0.00 0161,412.0043 0.00 ~~438~~1,~~251~~044,358.3433 60 Days 2 0 01 0 23 ~~298~~324,~~975~~882.1676 0.00 0174,584.0004 0.00 ~~298~~499,~~975~~466.1680 90 Days 1 0 10 0 21 ~~104~~78,~~573~~374.5847 0.00 ~~144,043~~0.0100 0.00 ~~248~~78,~~616~~374.5947 120 Days 10 0 1 0 21 ~~244,936~~0.4600 0.00 ~~245~~144,~~060~~772.6612 0.00 ~~489~~144,~~997~~772.12 150 Days 1 0 0 1 0 1 246,537.26 0.00 0.00 ~~495,890.33~~ 0.00 ~~495~~246,~~890~~537.3326 180+ Days 1 0 23 0 34 ~~310~~314,~~067~~630.2118 0.00 ~~985~~1,~~304~~497,418.4441 0.00 1,~~295~~812,~~371~~048.6559 Totals 89 01 56 0 1316 1,~~396~~847,~~803~~370.7557 0144,891.0022 1,~~870~~978,~~298~~187.4400 0.00 3,~~267~~970,~~102~~448.1979 0-29 Days 0.~~000000~~223714% 0.000000% 0.000000% 0.~~000000~~223714% 0.~~000000~~152493% 0.000000% 0.000000% 0.~~000000~~152493% 30 Days 0.~~635593~~894855% 0.000000% 0.~~000000~~223714% 0.000000% 01.~~635593~~118568% 0.~~437393~~929269% 0.000000% 0.~~000000~~169881% 0.000000% 01.~~437393~~099150% 60 Days 0.~~423729~~447427% 0.000000% 0.~~000000~~223714% 0.000000% 0.~~423729~~671141% 0.~~298390~~341928% 0.000000% 0.~~000000~~183744% 0.000000% 0.~~298390~~525671% 90 Days 0.~~211864~~223714% 0.000000% 0.~~211864~~000000% 0.000000% 0.~~423729~~223714% 0.~~104369~~082486% 0.000000% 0.~~143761~~000000% 0.000000% 0.~~248130~~082486% 120 Days 0.~~211864~~000000% 0.000000% 0.~~211864~~223714% 0.000000% 0.~~423729~~223714% 0.~~244457~~000000% 0.000000% 0.~~244581~~152368% 0.000000% 0.~~489038~~152368% 150 Days 0.~~000000~~223714% 0.000000% 0.~~211864~~000000% 0.000000% 0.~~211864~~223714% 0.~~000000~~259472% 0.000000% 0.~~494919~~000000% 0.000000% 0.~~494919~~259472% 180+ Days 0.~~211864~~223714% 0.000000% 0.~~423729~~671141% 0.000000% 0.~~635593~~894855% 0.~~309460~~331137% 0.000000% 01.~~983375~~575980% 0.000000% 1.~~292835~~907117% Totals 12.~~694915~~013423% 0.~~000000~~223714% 1.~~059322~~342282% 0.000000% 23.~~754237~~579418% 1.~~394068~~944292% 0.~~000000~~152493% 12.~~866636~~081972% 0.000000% 34.~~260704~~178757% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group IV No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 523,~~324~~081.1263 0.00 0.00 523,~~324~~081.1263 30 Days 54 0 0 0 54 1734,~~231,776~~755.7142 0.00 0.00 0.00 1734,~~231,776~~755.7142 60 Days 3 0 0 0 3 ~~705~~720,~~662~~268.8551 0.00 0.00 0.00 ~~705~~720,~~662~~268.8551 90 Days 1 1 0 3 0 42 ~~280~~384,~~422~~539.9612 140,722.34 0.00 ~~841,388.25~~ 0.00 1525,~~121,811~~261.2146 120 Days 0 0 04 0 04 0.00 0.00 01,127,420.0061 0.00 01,127,420.0061 150 Days 0 10 10 0 20 0.00 ~~117,281~~0.2100 ~~214,793~~0.5400 0.00 ~~332,074~~0.7500 180+ Days 0 01 01 0 02 0.00 0118,033.0038 0216,595.0003 0.00 0334,628.0041 Totals 98 45 45 0 1718 21,~~217~~839,~~862~~563.5205 ~~640~~781,~~605~~837.3335 1,~~056~~344,~~181~~015.7964 0.00 3,~~914~~965,~~649~~416.6404 0-29 Days 0.~~191816~~199071% 0.000000% 0.000000% 0.~~191816~~199071% 0.~~116505~~120658% 0.000000% 0.000000% 0.~~116505~~120658% 30 Days 0.~~319693~~265428% 0.000000% 0.000000% 0.000000% 0.~~319693~~265428% 0.~~274224~~169485% 0.000000% 0.000000% 0.000000% 0.~~274224~~169485% 60 Days 0.~~191816~~199071% 0.000000% 0.000000% 0.000000% 0.~~191816~~199071% 0.~~157098~~166143% 0.000000% 0.000000% 0.000000% 0.~~157098~~166143% 90 Days 0.~~063939~~066357% 0.~~000000~~066357% 0.~~191816~~000000% 0.000000% 0.~~255754~~132714% 0.~~062429~~088701% 0.~~000000~~032460% 0.~~187314~~000000% 0.000000% 0.~~249743~~121161% 120 Days 0.000000% 0.000000% 0.~~000000~~265428% 0.000000% 0.~~000000~~265428% 0.000000% 0.000000% 0.~~000000~~260060% 0.000000% 0.~~000000~~260060% 150 Days 0.000000% 0.~~063939~~000000% 0.~~063939~~000000% 0.000000% 0.~~127877~~000000% 0.000000% 0.~~026110~~000000% 0.~~047818~~000000% 0.000000% 0.~~073928~~000000% 180+ Days 0.000000% 0.~~000000~~066357% 0.~~000000~~066357% 0.000000% 0.~~000000~~132714% 0.000000% 0.~~000000~~027227% 0.~~000000~~049962% 0.000000% 0.~~000000~~077188% Totals 0.~~575448~~530856% 0.~~255754~~331785% 0.~~255754~~331785% 0.000000% 1.~~086957~~194426% 0.~~493751~~424329% 0.~~142615~~180345% 0.~~235132~~310022% 0.000000% 0.~~871497~~914696% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group V No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 31 0 0 31 ~~486~~170,~~455~~265.7712 0.00 0.00 ~~486~~170,~~455~~265.7712 30 Days 35 0 0 0 35 ~~307~~614,~~851~~772.2686 0.00 0.00 0.00 ~~307~~614,~~851~~772.2686 60 Days 10 0 0 0 10 ~~395,087~~0.9900 0.00 0.00 0.00 ~~395,087~~0.9900 90 Days 0 0 1 0 1 0.00 0.00 ~~220~~396,~~949~~758.6810 0.00 ~~220~~396,~~949~~758.6810 120 Days 0 0 01 0 01 0.00 0.00 0221,931.0077 0.00 0221,931.0077 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 4 0 4 0.00 0.00 ~~566~~570,~~201~~375.0998 0.00 ~~566~~570,~~201~~375.0998 Totals 45 31 56 0 12 ~~702~~614,~~939~~772.2586 ~~486~~170,~~455~~265.7712 ~~787~~1,~~150~~189,065.7785 0.00 1,~~976~~974,~~545~~103.7983 0-29 Days 0.~~634249~~219780% 0.000000% 0.000000% 0.~~634249~~219780% 0.~~628649~~230413% 0.000000% 0.000000% 0.~~628649~~230413% 30 Days 01.~~634249~~098901% 0.000000% 0.000000% 0.000000% 01.~~634249~~098901% 0.~~397838~~831949% 0.000000% 0.000000% 0.000000% 0.~~397838~~831949% 60 Days 0.~~211416~~000000% 0.000000% 0.000000% 0.000000% 0.~~211416~~000000% 0.~~510574~~000000% 0.000000% 0.000000% 0.000000% 0.~~510574~~000000% 90 Days 0.000000% 0.000000% 0.~~211416~~219780% 0.000000% 0.~~211416~~219780% 0.000000% 0.000000% 0.~~285534~~536918% 0.000000% 0.~~285534~~536918% 120 Days 0.000000% 0.000000% 0.~~000000~~219780% 0.000000% 0.~~000000~~219780% 0.000000% 0.000000% 0.~~000000~~300332% 0.000000% 0.~~000000~~300332% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.~~845666~~879121% 0.000000% 0.~~845666~~879121% 0.000000% 0.000000% 0.~~731704~~771869% 0.000000% 0.~~731704~~771869% Totals 01.~~845666~~098901% 0.~~634249~~219780% 1.~~057082~~318681% 0.000000% 2.~~536998~~637363% 0.~~908412~~831949% 0.~~628649~~230413% 1.~~017239~~609119% 0.000000% 2.~~554300~~671482%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 8082,~~040~~807.1227

REO Detail - All Mortgage Loans in REO during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~REO ~~Mixed~~History* ~~ARM~~New ~~Weighted~~REO ~~Average~~Loans ~~Gross~~Month ~~Coupon~~REO 5Percentage Loans in REO 0 Aug-04 0.~~195823~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~0.00 4Sep-04 0.~~887654~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 0.00 Oct-~~Through~~04 ~~Rate~~0.000% 4Nov-04 0.~~887654~~000% ~~Weighted~~Current ~~Average~~REO ~~Maturity(Stepdown~~Total ~~Calculation)~~Dec-04 ~~346~~0.000% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~REO ~~Loan~~0 ~~Count~~Jan-05 ~~4,011~~0.000% ~~Number~~Original OfPrincipal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group I 12 Month REO History* New REO Loans ~~Paid~~Month InREO ~~Full~~Percentage ~~145~~Loans ~~Ending~~in ~~Scheduled~~REO ~~Collateral~~0 ~~Loan~~Aug-04 ~~Count~~0.000% ~~3,866~~Original ~~Beginning~~Principal ~~Scheduled~~Balance ~~Collateral~~0.00 Sep-04 0.000% Current Principal Balance ~~1,054,410,284~~0.6200 ~~Ending~~Oct-04 ~~Scheduled~~0.000% ~~Collateral~~Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance ~~1,011,108,841~~0.9600 ~~Ending~~Feb-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance at0.00 31Mar-05 0.000% Apr-05 0.000% May-~~2005~~05 ~~1,011,108,841~~0.96000% ~~Monthly~~Jun-05 ~~P&I~~0.000% ~~Constant~~Jul-05 ~~5,128,392~~0.83000% ~~Special~~*The ~~Servicing~~text ~~Fee~~reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group II 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 ~~Prepayment~~Sep-04 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Oct-04 ~~Loss~~0.000% ~~Amount~~Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Feb-05 ~~Realized~~0.000% ~~Loss~~Current ~~55,907~~Principal Balance 0.0700 ~~Scheduled~~Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group III 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal ~~562,951~~Balance 0.4600 ~~Unscheduled~~Sep-04 0.000% Current Principal ~~42,738,491~~Balance 0.2000 ~~Required~~Oct-04 ~~Overcollateralization~~0.000% ~~Amount~~Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Overcollateralized~~Feb-05 ~~Increase~~0.000% ~~Amount~~Current Principal Balance 0.00 ~~Overcollateralized~~Mar-05 ~~reduction~~0.000% ~~Amount~~Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group IV 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 ~~Specified~~Sep-04 ~~O/C~~0.000% ~~Amount~~Current ~~5,523,437~~Principal Balance 0.1600 ~~Overcollateralized~~Oct-04 ~~Amount~~0.000% ~~5,523,437~~Nov-04 0.16000% ~~Overcollateralized~~Current ~~Deficiency~~REO ~~Amount~~Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Base~~Feb-05 ~~Overcollateralized~~0.000% ~~Amount~~Current Principal Balance 0.00 ~~Extra~~Mar-05 ~~principal~~0.000% ~~distribution~~Apr-05 ~~Amount~~0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group V 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 ~~Excess~~Sep-04 ~~Cash~~0.000% ~~Amount~~Current ~~684,446~~Principal Balance 0.3500 Oct-04 0.000% Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO Level Collateral Statement Group Group I Group II Group III Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.301032 4.296069 5.700897 Weighted Average Net Rate 4.972460 4.003171 5.358965 Weighted Average Maturity 347 346 348 Beginning Loan ~~Count~~Detail ~~938~~- ~~493~~All ~~491~~Mortgage Loans ~~Paid~~in InREO ~~Full~~during 62Current 12Period 19Month ~~Ending~~ Loan ~~Count~~First ~~876~~Original ~~481~~Loan ~~472~~Entered ~~Beginning~~Payment ~~Scheduled~~LTV ~~Balance~~at ~~246,004,313.43~~Principal ~~163,789,556.61~~Group ~~103,876,466.84~~Number ~~Ending~~REO ~~Scheduled Balance 225,223,833.03 159,121,056.17 100,196,212.72 Record~~ Date ~~05/31/2005~~State ~~05/31/2005~~Origination ~~05/31/2005~~Balance ~~Principal~~No ~~And~~REO ~~Interest~~loans ~~Constant~~this ~~1,181,285~~period.46 642,788.21 582,560.52 Scheduled Principal 94,554.76 56,412.24 89,069.69 Unscheduled Principal 20,685,925.64 4,612,088.20 3,591,184.43 Scheduled Interest 1,086,730.70 586,375.97 493,490.83 Servicing Fees 67,358.52 39,978.00 29,598.84 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,019,372.18 546,397.97 463,891.99 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 55,907.07 0.00 0.00 Percentage of Cumulative Losses 0.0135 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.972460 4.003171 5.358965

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage IVLoans ~~Group~~in VREO ~~Total~~during ~~Collateral~~Current ~~Description~~Period ~~Mixed~~(continued) ~~ARM~~Current ~~Mixed~~Paid ~~Fixed~~Current ~~Mixed~~Approximate ~~ARM Weighted Average Coupon Rate 5.081468 6.722907 5.195823 Weighted Average Net Rate 4.776309 6.472907 4.887654 Weighted Average Maturity 347 328 346 Beginning~~ Loan ~~Count~~Principal ~~1,603~~To ~~486~~Months ~~4,011 Loans Paid In Full 39 13 145 Ending~~ Loan ~~Count~~Delinquent ~~1,564~~Group ~~473~~Number ~~3,866 Beginning Scheduled~~ Balance ~~461,017,220.74 79,722,727.00 1,054,410,284.62 Ending scheduled Balance 449,186,625.98 77,381,114.06 1,011,108,841.96 Record~~ Date ~~05/31/2005~~Delinquent ~~05/31/2005~~Rate ~~05/31/2005 Principal And~~ Interest ~~Constant~~No ~~2,182,413.54~~REO ~~539,345.10~~loans ~~5,128,392.83~~this ~~Scheduled Principal 230,210~~period.09 92,704.68 562,951.46 Unscheduled Principal 11,600,384.67 2,248,908.26 42,738,491.20 Scheduled Interest 1,952,203.45 446,640.42 4,565,441.37 Servicing Fees 117,236.21 16,608.90 270,780.47 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,834,967.24 430,031.52 4,294,660.90 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 55,907.07 Percentage of Cumulative Losses 0.0000 0.0000 0.0040 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.776309 6.472907 4.887654

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Prepayment - Voluntary Prepayments

Realized Loss Report - Collateral Summary

Filing Compare · AMERICAN HOME MORTGAGE INVESTMENT TRUST 2004-2