8-K 1 fom0500a_10507.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 FREMONT HOME LOAN TRUST Mortgage-Backed Certificates, Series 2005-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-91565-03 Pooling and Servicing Agreement) (Commission 54-2168096 (State or other File Number) 54-2168097 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On July 25, 2005 a distribution was made to holders of FREMONT HOME LOAN TRUST , Mortgage-Backed Certificates, Series 2005-A Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage-Backed Certificates, Series 2005-A Trust, relating to the July 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FREMONT HOME LOAN TRUST Mortgage-Backed Certificates, Series 2005-A Trust (Registrant) By: Wells Fargo Bank, N.A. as Trust Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 7/26/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage-Backed Certificates, Series 2005-A Trust, relating to the July 25, 2005 distribution. EX-99.1

Fremont Home Loan Trust Mortgage-Backed Certificates Record Date: 56/3130/2005 Distribution Date: 67/2725/2005 Fremont Home Loan Trust Mortgage-Backed Certificates Series 2005-A Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1A1 35729PHF0 SEN 3.~~33500~~55938% ~~330~~318,~~905~~564,~~476~~230.3306 1881,~~011,605~~915.6234 1A2 35729PHG8 SEN 3.~~37000~~59438% 8279,~~726~~641,~~369~~057.0851 ~~255~~222,~~555~~646.5484 2A1 35729PHH6 SEN 3.~~20000~~42438% ~~163~~146,~~826~~331,~~851~~589.9713 ~~480~~389,~~558~~740.7753 2A2 35729PHJ2 SEN 3.~~33000~~55438% 267,900,000.00 ~~817~~740,~~764~~614.7531 2A3 35729PHK9 SEN 3.~~44000~~66438% 29,379,000.00 9283,~~641~~732.7830 M1 35729PHL7 MEZ 3.~~52000~~74438% 55,653,000.00 ~~179~~162,~~573~~077.6898 M2 35729PHM5 MEZ 3.~~55000~~77438% 55,653,000.00 ~~181~~163,~~104~~376.1455 M3 35729PHN3 MEZ 3.~~58000~~80438% 26,012,000.00 8576,~~362~~968.7153 M4 35729PHP8 MEZ 3.~~77000~~99438% 21,172,000.00 7365,~~166~~775.90 M5 35729PHQ6 MEZ 34.~~79000~~01438% 19,963,000.00 6962,~~354~~330.7939 M6 35729PHR4 MEZ 34.~~87000~~09438% 18,148,000.00 6457,~~380~~792.0363 M7 35729PHS2 MEZ 4.~~29000~~51438% 18,148,000.00 7163,~~367~~720.0198 M8 35729PHT0 MEZ 4.~~44000~~66438% 14,518,000.00 5952,~~088~~669.2614 M9 35729PHU7 MEZ 5.~~09000~~31438% 15,728,000.00 7365,~~384~~010.2322 M10 35729PHV5 MEZ 5.~~59000~~81438% 12,098,000.00 6154,~~992~~710.1773 C FOM0500AC OC 0.00000% 21,777,289.41 2,~~704~~954,~~089~~475.0204 P FOM0500AP SEN 0.00000% 100.00 ~~606~~772,~~592~~743.4811 R FOM050AR1 RES 0.00000% 0.00 0.00 Totals 1,~~153~~120,~~608~~686,~~086~~266.7911 6,~~887~~870,~~581~~300.8852

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1A1 1213,~~341~~283,~~246~~846.2786 0.00 ~~318~~305,~~564~~280,~~230~~383.0619 1314,~~352~~165,~~851~~762.8920 0.00 1A2 3,~~085~~320,~~311~~961.5772 0.00 7976,~~641~~320,~~057~~095.5180 3,~~340~~543,~~867~~608.1156 0.00 2A1 1721,~~495~~198,~~262~~709.8450 0.00 ~~146~~125,~~331~~132,~~589~~879.1363 1721,~~975~~588,~~821~~450.6103 0.00 2A2 0.00 0.00 267,900,000.00 ~~817~~740,~~764~~614.7531 0.00 2A3 0.00 0.00 29,379,000.00 9283,~~641~~732.7830 0.00 M1 0.00 0.00 55,653,000.00 ~~179~~162,~~573~~077.6898 0.00 M2 0.00 0.00 55,653,000.00 ~~181~~163,~~104~~376.1455 0.00 M3 0.00 0.00 26,012,000.00 8576,~~362~~968.7153 0.00 M4 0.00 0.00 21,172,000.00 7365,~~166~~775.90 0.00 M5 0.00 0.00 19,963,000.00 6962,~~354~~330.7939 0.00 M6 0.00 0.00 18,148,000.00 6457,~~380~~792.0363 0.00 M7 0.00 0.00 18,148,000.00 7163,~~367~~720.0198 0.00 M8 0.00 0.00 14,518,000.00 5952,~~088~~669.2614 0.00 M9 0.00 0.00 15,728,000.00 7365,~~384~~010.2322 0.00 M10 0.00 0.00 12,098,000.00 6154,~~992~~710.1773 0.00 C 0.00 0.00 21,777,289.41 2,~~704~~954,~~089~~475.0204 0.00 P 0.00 0.00 100.00 ~~606~~772,~~592~~743.4811 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 3237,~~921~~803,~~820~~518.6808 0.00 1,~~120~~082,~~686~~882,~~266~~748.1103 3944,~~809~~673,~~402~~818.5660 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1A1 348,240,000.00 ~~330~~318,~~905~~564,~~476~~230.3306 0.00 1213,~~341~~283,~~246~~846.2786 0.00 0.00 1A2 87,060,000.00 8279,~~726~~641,~~369~~057.0851 0.00 3,~~085~~320,~~311~~961.5772 0.00 0.00 2A1 198,400,000.00 ~~163~~146,~~826~~331,~~851~~589.9713 0.00 1721,~~495~~198,~~262~~709.8450 0.00 0.00 2A2 267,900,000.00 267,900,000.00 0.00 0.00 0.00 0.00 2A3 29,379,000.00 29,379,000.00 0.00 0.00 0.00 0.00 M1 55,653,000.00 55,653,000.00 0.00 0.00 0.00 0.00 M2 55,653,000.00 55,653,000.00 0.00 0.00 0.00 0.00 M3 26,012,000.00 26,012,000.00 0.00 0.00 0.00 0.00 M4 21,172,000.00 21,172,000.00 0.00 0.00 0.00 0.00 M5 19,963,000.00 19,963,000.00 0.00 0.00 0.00 0.00 M6 18,148,000.00 18,148,000.00 0.00 0.00 0.00 0.00 M7 18,148,000.00 18,148,000.00 0.00 0.00 0.00 0.00 M8 14,518,000.00 14,518,000.00 0.00 0.00 0.00 0.00 M9 15,728,000.00 15,728,000.00 0.00 0.00 0.00 0.00 M10 12,098,000.00 12,098,000.00 0.00 0.00 0.00 0.00 C 21,777,311.48 21,777,289.41 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,209,849,411.48 1,~~153~~120,~~608~~686,~~086~~266.7911 0.00 3237,~~921~~803,~~820~~518.6808 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1A1 1213,~~341~~283,~~246~~846.2786 ~~318~~305,~~564~~280,~~230~~383.0619 0.~~91478357~~87663790 1213,~~341~~283,~~246~~846.2786 1A2 3,~~085~~320,~~311~~961.5772 7976,~~641~~320,~~057~~095.5180 0.~~91478357~~87663790 3,~~085~~320,~~311~~961.5772 2A1 1721,~~495~~198,~~262~~709.8450 ~~146~~125,~~331~~132,~~589~~879.1363 0.~~73755841~~63071008 1721,~~495~~198,~~262~~709.8450 2A2 0.00 267,900,000.00 1.00000000 0.00 2A3 0.00 29,379,000.00 1.00000000 0.00 M1 0.00 55,653,000.00 1.00000000 0.00 M2 0.00 55,653,000.00 1.00000000 0.00 M3 0.00 26,012,000.00 1.00000000 0.00 M4 0.00 21,172,000.00 1.00000000 0.00 M5 0.00 19,963,000.00 1.00000000 0.00 M6 0.00 18,148,000.00 1.00000000 0.00 M7 0.00 18,148,000.00 1.00000000 0.00 M8 0.00 14,518,000.00 1.00000000 0.00 M9 0.00 15,728,000.00 1.00000000 0.00 M10 0.00 12,098,000.00 1.00000000 0.00 C 0.00 21,777,289.41 0.99999899 0.00 P 0.00 100.00 1.00000000 0.00 R 0.00 0.00 0.00000000 0.00 Totals 3237,~~921~~803,~~820~~518.6808 1,~~120~~082,~~686~~882,~~266~~748.1103 0.~~92630228~~89505581 3237,~~921~~803,~~820~~518.6808

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1A1 348,240,000.00 ~~950~~914.~~22247970~~78356898 0.00000000 3538.~~43891072~~14566638 0.00000000 1A2 87,060,000.00 ~~950~~914.~~22247967~~78356892 0.00000000 3538.~~43891075~~14566644 0.00000000 2A1 198,400,000.00 ~~825~~737.~~74018130~~55841295 0.00000000 88106.~~18176835~~84833417 0.00000000 2A2 267,900,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2A3 29,379,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M1 55,653,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 55,653,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M3 26,012,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M4 21,172,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M5 19,963,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M6 18,148,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M7 18,148,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M8 14,518,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M9 15,728,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M10 12,098,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 21,777,311.48 999.99898656 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1A1 0.00000000 3538.~~43891072~~14566638 ~~914~~876.~~78356898~~63790257 0.~~91478357~~87663790 3538.~~43891072~~14566638 1A2 0.00000000 3538.~~43891075~~14566644 ~~914~~876.~~78356892~~63790260 0.~~91478357~~87663790 3538.~~43891075~~14566644 2A1 0.00000000 88106.~~18176835~~84833417 ~~737~~630.~~55841295~~71007878 0.~~73755841~~63071008 88106.~~18176835~~84833417 2A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2A3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 999.99898656 0.99999899 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1A1 348,240,000.00 3.~~33500~~55938% ~~330~~318,~~905~~564,~~476~~230.3306 1881,~~011,605~~915.6234 0.00 0.00 1A2 87,060,000.00 3.~~37000~~59438% 8279,~~726~~641,~~369~~057.0851 ~~255~~222,~~555~~646.5484 0.00 0.00 2A1 198,400,000.00 3.~~20000~~42438% ~~163~~146,~~826~~331,~~851~~589.9713 ~~480~~389,~~558~~740.7753 0.00 0.00 2A2 267,900,000.00 3.~~33000~~55438% 267,900,000.00 ~~817~~740,~~764~~614.7531 0.00 0.00 2A3 29,379,000.00 3.~~44000~~66438% 29,379,000.00 9283,~~641~~732.7830 0.00 0.00 M1 55,653,000.00 3.~~52000~~74438% 55,653,000.00 ~~179~~162,~~573~~077.6898 0.00 0.00 M2 55,653,000.00 3.~~55000~~77438% 55,653,000.00 ~~181~~163,~~104~~376.1455 0.00 0.00 M3 26,012,000.00 3.~~58000~~80438% 26,012,000.00 8576,~~362~~968.7153 0.00 0.00 M4 21,172,000.00 3.~~77000~~99438% 21,172,000.00 7365,~~166~~775.90 0.00 0.00 M5 19,963,000.00 34.~~79000~~01438% 19,963,000.00 6962,~~354~~330.7939 0.00 0.00 M6 18,148,000.00 34.~~87000~~09438% 18,148,000.00 6457,~~380~~792.0363 0.00 0.00 M7 18,148,000.00 4.~~29000~~51438% 18,148,000.00 7163,~~367~~720.0198 0.00 0.00 M8 14,518,000.00 4.~~44000~~66438% 14,518,000.00 5952,~~088~~669.2614 0.00 0.00 M9 15,728,000.00 5.~~09000~~31438% 15,728,000.00 7365,~~384~~010.2322 0.00 0.00 M10 12,098,000.00 5.~~59000~~81438% 12,098,000.00 6154,~~992~~710.1773 0.00 0.00 C 21,777,311.48 0.00000% 1,~~175~~142,~~385~~463,~~376~~555.2052 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 1,209,849,411.48 3,~~576~~143,~~900~~082.3837 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1A1 0.00 0.00 1881,~~011,605~~915.6234 0.00 ~~318~~305,~~564~~280,~~230~~383.0619 1A2 0.00 0.00 ~~255~~222,~~555~~646.5484 0.00 7976,~~641~~320,~~057~~095.5180 2A1 0.00 0.00 ~~480~~389,~~558~~740.7753 0.00 ~~146~~125,~~331~~132,~~589~~879.1363 2A2 0.00 0.00 ~~817~~740,~~764~~614.7531 0.00 267,900,000.00 2A3 0.00 0.00 9283,~~641~~732.7830 0.00 29,379,000.00 M1 0.00 0.00 ~~179~~162,~~573~~077.6898 0.00 55,653,000.00 M2 0.00 0.00 ~~181~~163,~~104~~376.1455 0.00 55,653,000.00 M3 0.00 0.00 8576,~~362~~968.7153 0.00 26,012,000.00 M4 0.00 0.00 7365,~~166~~775.90 0.00 21,172,000.00 M5 0.00 0.00 6962,~~354~~330.7939 0.00 19,963,000.00 M6 0.00 0.00 6457,~~380~~792.0363 0.00 18,148,000.00 M7 0.00 0.00 7163,~~367~~720.0198 0.00 18,148,000.00 M8 0.00 0.00 5952,~~088~~669.2614 0.00 14,518,000.00 M9 0.00 0.00 7365,~~384~~010.2322 0.00 15,728,000.00 M10 0.00 0.00 6154,~~992~~710.1773 0.00 12,098,000.00 C 0.00 0.00 2,~~704~~954,~~089~~475.0204 0.00 1,~~142~~104,~~463~~660,~~555~~037.5244 P 0.00 0.00 ~~606~~772,~~592~~743.4811 0.00 100.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 6,~~887~~870,~~581~~300.8852 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1A1 348,240,000.00 3.~~33500~~55938% ~~950~~914.~~22247970~~78356898 2.~~90490932~~53249294 0.00000000 0.00000000 1A2 87,060,000.00 3.~~37000~~59438% ~~950~~914.~~22247967~~78356892 2.~~93539559~~55739536 0.00000000 0.00000000 2A1 198,400,000.00 3.~~20000~~42438% ~~825~~737.~~74018130~~55841295 21.~~42217122~~96441799 0.00000000 0.00000000 2A2 267,900,000.00 3.~~33000~~55438% 1000.00000000 32.~~05250000~~76451777 0.00000000 0.00000000 2A3 29,379,000.00 3.~~44000~~66438% 1000.00000000 32.~~15333333~~85007318 0.00000000 0.00000000 M1 55,653,000.00 3.~~52000~~74438% 1000.00000000 32.~~22666667~~91229547 0.00000000 0.00000000 M2 55,653,000.00 3.~~55000~~77438% 1000.00000000 32.~~25416671~~93562881 0.00000000 0.00000000 M3 26,012,000.00 3.~~58000~~80438% 1000.00000000 32.~~28166654~~95896240 0.00000000 0.00000000 M4 21,172,000.00 3.~~77000~~99438% 1000.00000000 3.~~45583318~~10674003 0.00000000 0.00000000 M5 19,963,000.00 34.~~79000~~01438% 1000.00000000 3.~~47416671~~12229575 0.00000000 0.00000000 M6 18,148,000.00 34.~~87000~~09438% 1000.00000000 3.~~54750000~~18451785 0.00000000 0.00000000 M7 18,148,000.00 4.~~29000~~51438% 1000.00000000 3.~~93250000~~51118470 0.00000000 0.00000000 M8 14,518,000.00 4.~~44000~~66438% 1000.00000000 43.~~07000000~~62785094 0.00000000 0.00000000 M9 15,728,000.00 5.~~09000~~31438% 1000.00000000 4.~~66583355~~13340666 0.00000000 0.00000000 M10 12,098,000.00 5.~~59000~~81438% 1000.00000000 54.~~12416680~~52229542 0.00000000 0.00000000 C 21,777,311.48 0.00000% ~~53972~~52461.~~93312719~~18450247 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1A1 0.00000000 0.00000000 2.~~90490932~~53249294 0.00000000 ~~914~~876.~~78356898~~63790257 1A2 0.00000000 0.00000000 2.~~93539559~~55739536 0.00000000 ~~914~~876.~~78356892~~63790260 2A1 0.00000000 0.00000000 21.~~42217122~~96441799 0.00000000 ~~737~~630.~~55841295~~71007878 2A2 0.00000000 0.00000000 32.~~05250000~~76451777 0.00000000 1000.00000000 2A3 0.00000000 0.00000000 32.~~15333333~~85007318 0.00000000 1000.00000000 M1 0.00000000 0.00000000 32.~~22666667~~91229547 0.00000000 1000.00000000 M2 0.00000000 0.00000000 32.~~25416671~~93562881 0.00000000 1000.00000000 M3 0.00000000 0.00000000 32.~~28166654~~95896240 0.00000000 1000.00000000 M4 0.00000000 0.00000000 3.~~45583318~~10674003 0.00000000 1000.00000000 M5 0.00000000 0.00000000 3.~~47416671~~12229575 0.00000000 1000.00000000 M6 0.00000000 0.00000000 3.~~54750000~~18451785 0.00000000 1000.00000000 M7 0.00000000 0.00000000 3.~~93250000~~51118470 0.00000000 1000.00000000 M8 0.00000000 0.00000000 43.~~07000000~~62785094 0.00000000 1000.00000000 M9 0.00000000 0.00000000 4.~~66583355~~13340666 0.00000000 1000.00000000 M10 0.00000000 0.00000000 54.~~12416680~~52229542 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~124~~135.~~17001164~~66757507 0.00000000 ~~52461~~50725.~~18450247~~27150353 P 0.00000000 0.00000000 ~~6065924~~7727431.~~80000000~~10000000 0.00000000 1000.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3944,~~565~~260,~~947~~411.2117 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~600~~713,~~173~~393.0844 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties ~~606~~772,~~592~~743.4811 Total Deposits 4045,~~772~~746,~~712~~547.7772 Withdrawals Reimbursement for Servicer Advances ~~476~~600,~~872~~173.1408 Payment of Service Fee ~~486~~472,~~438~~556.0704 Payment of Interest and Principal 3944,~~809~~673,~~402~~818.5660 Total Withdrawals (Pool Distribution Amount) 4045,~~772~~746,~~712~~547.7772 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~480~~466,~~670~~952.0461 Master Servicing Fee 3,~~845~~735.3563 Trust Administrator Fee 1,~~922~~867.6880 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~486~~472,~~438~~556.0704

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 36 0 0 36 ~~169~~750,~~578~~773.4081 0.00 0.00 ~~169~~750,~~578~~773.4081 30 Days ~~102~~105 3 0 1 0 ~~103~~108 1817,~~915~~382,~~905~~444.8924 204,084.42 0.00 ~~442,958.33~~ 0.00 1917,~~358~~586,~~864~~528.2266 60 Days 1528 23 2527 0 4258 14,~~868~~183,~~975~~507.6749 89502,~~669~~108.9088 65,~~061~~274,~~093~~143.8853 0.00 89,~~019~~959,~~739~~759.4590 90 Days 45 23 2126 0 2734 ~~469~~564,~~196~~167.7266 ~~425~~251,~~104~~951.0810 46,~~281~~119,~~789~~028.8209 0.00 56,~~176~~935,~~090~~146.6285 120 Days 02 17 1513 02 1624 0174,322.0010 ~~126~~1,~~301~~509,545.3984 32,~~041~~810,~~580~~832.0014 0271,395.0061 34,~~167~~766,~~881~~095.3969 150 Days 0 01 010 01 012 0.00 0126,301.0039 02,318,330.00 0108,000.00 02,552,631.0039 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~121~~140 823 6276 03 ~~191~~242 2122,~~254~~304,~~078~~441.2849 ~~810~~3,~~653~~344,765.7744 1316,~~827~~522,~~422~~333.0376 0379,395.0061 3542,~~892~~550,~~154~~936.0830 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~054240~~111753% 0.000000% 0.000000% 0.~~054240~~111753% 0.~~015121~~069280% 0.000000% 0.000000% 0.~~015121~~069280% 30 Days 1.~~844151~~955671% 0.~~000000~~055876% 0.~~018080~~000000% 0.000000% 12.~~862231~~011548% 1.~~686710~~604013% 0.~~000000~~018832% 0.~~039498~~000000% 0.000000% 1.~~726208~~622845% 60 Days 0.~~271199~~521512% 0.~~036160~~055876% 0.~~451998~~502887% 0.000000% 01.~~759356~~080276% 0.~~166654~~386045% 0.~~007996~~046333% 0.~~540461~~486686% 0.000000% 0.~~715111~~919064% 90 Days 0.~~072320~~093127% 0.~~036160~~055876% 0.~~379678~~484262% 0.000000% 0.~~488158~~633265% 0.~~041838~~052060% 0.~~037906~~023249% 0.~~381802~~564650% 0.000000% 0.~~461546~~639960% 120 Days 0.~~000000~~037251% 0.~~018080~~130378% 0.~~271199~~242131% 0.~~000000~~037251% 0.~~289279~~447011% 0.~~000000~~016086% 0.~~011262~~139297% 0.~~271214~~259377% 0.~~000000~~025044% 0.~~282476~~439805% 150 Days 0.000000% 0.~~000000~~018625% 0.~~000000~~186254% 0.~~000000~~018625% 0.~~000000~~223505% 0.000000% 0.~~000000~~011655% 0.~~000000~~213930% 0.~~000000~~009966% 0.~~000000~~235551% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.~~187669~~607562% 0.~~144639~~428385% 1.~~120955~~415534% 0.~~000000~~055876% 34.~~453263~~507357% 12.~~895202~~058203% 0.~~072285~~308647% 1.~~232975~~524644% 0.~~000000~~035010% 3.~~200462~~926504%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~600~~713,~~173~~393.0844

SUBORDINATION LEVEL/CREDIT ENHANCEMENT/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class 1-A-2 774,549,411.48 64.02031560% ~~722~~701,~~480~~282,~~978~~269.5404 64.~~46772843~~76068349% 7.~~106454~~047863% 0.000000% Class 2-A-1 576,149,411.48 47.62158051% 576,149,389.41 5153.~~41040868~~20514991% 1311.~~057320~~555534% 0.000000% Class 2-A-2 308,249,411.48 25.47832884% 308,249,389.41 2728.~~50541331~~46562936% 2324.~~904995~~739521% 0.000000% Class 2-A-3 278,870,411.48 23.05001009% 278,870,389.41 2425.~~88389461~~75259324% 2.~~621519~~713036% 0.000000% Class M-1 223,217,411.48 18.45001612% 223,217,389.41 1920.~~91791960~~61325567% 45.~~965975~~139338% 0.000000% Class M-2 167,564,411.48 13.85002215% 167,564,389.41 1415.~~95194458~~47391809% 45.~~965975~~139338% 0.000000% Class M-3 141,552,411.48 11.70000251% 141,552,389.41 1213.~~63086679~~07181130% 2.~~321078~~402107% 0.000000% Class M-4 120,380,411.48 9.95003265% 120,380,389.41 1011.~~74166723~~11665964% 1.~~889200~~955152% 0.000000% Class C 100.00 0.00000827% 100.00 0.~~00000892~~00000923% 12.~~943210~~011048% 0.000000% Class P 0.00 0.00000000% 0.00 0.00000000% 0.000009% 0.000000% Class R-I 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7.~~039576~~035240% Weighted Average Net Coupon 6.~~539576~~535240% Weighted Average Pass-Through Rate 6.~~533576~~529240% Weighted Average Maturity(Stepdown Calculation) ~~354~~353 Beginning Scheduled Collateral Loan Count 5,~~671~~531 Number Of Loans Paid In Full ~~140~~162 Ending Scheduled Collateral Loan Count 5,~~531~~369 Beginning Scheduled Collateral Balance 1,~~153~~120,~~608~~686,~~086~~266.7911 Ending Scheduled Collateral Balance 1,~~120~~082,~~686~~882,~~266~~748.1103 Ending Actual Collateral Balance at 3130-~~May~~Jun-2005 1,~~121~~083,~~467~~685,~~742~~054.8568 Monthly P&I Constant 7,~~424~~213,~~495~~244.8859 Special Servicing Fee 0.00 Prepayment Penalties ~~606~~772,~~592~~743.4811 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~657~~642,~~069~~996.3992 Unscheduled Principal 3237,~~264~~160,~~751~~521.2916

Other Income 1-134.3331

Miscellaneous Reporting Excess Cash Amount 2,~~704~~954,~~089~~475.0204 Extra Principal Amount 0.00 Overcollaterization Amount 21,777,289.41 Overcollaterization Deficiency 0.00 Overcollaterization Release 0.00 Target Overcollaterization 21,777,289.41 Stepdown NO Trigger Event NO

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 6.~~982874~~989686 76.~~004565~~996108 7.~~929978~~917949 Weighted Average Net Rate 6.~~482874~~489686 6.~~504565~~496108 7.~~429978~~417949 Weighted Average Maturity ~~350~~349 ~~355~~354 ~~344~~343 Beginning Loan Count ~~345~~337 2,~~475~~414 ~~987~~967 Loans Paid In Full 87 6171 2018 Ending Loan Count ~~337~~330 2,~~414~~343 ~~967~~949 Beginning Scheduled Balance 6866,~~467~~848,~~061~~156.7443 ~~475~~461,~~594~~786,~~107~~454.3481 9896,~~772~~650,~~566~~978.5926 Ending Scheduled Balance 6665,~~848~~082,~~156~~442.4384 ~~461~~446,~~786~~947,~~454~~359.8182 9695,~~650~~516,~~978~~296.2648 Record Date 0506/3130/2005 0506/3130/2005 0506/3130/2005 Principal And Interest Constant ~~409~~400,~~092~~428.8084 32,~~081~~990,~~366~~754.2845 ~~667~~654,~~247~~373.2307 Scheduled Principal 1011,~~678~~055.7381 ~~305~~298,~~258~~497.1975 1416,~~526~~641.9982 Unscheduled Principal 1,~~608~~754,~~226~~657.5878 1314,~~502~~540,~~394~~597.3424 21,~~107~~118,~~061~~039.3496 Scheduled Interest ~~398~~389,~~414~~373.0703 2,~~776~~692,~~108~~256.0970 ~~652~~637,~~720~~731.2425 Servicing Fees 2827,~~527~~853.9440 ~~198~~192,~~164~~411.2102 4140,~~155~~271.24 Master Servicing Fees ~~228~~222.2283 1,~~585~~539.3129 ~~329~~322.2417 Trustee Fee ~~114~~111.1141 ~~792~~769.6664 ~~164~~161.6208 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest ~~369~~361,~~543~~185.8039 2,~~575~~497,~~565~~536.9175 ~~611~~596,~~071~~976.1476 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~476874~~483686 6.~~498565~~490108 7.~~423978~~411949

Group Level Collateral Statement Group Group 4 Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 6.~~907592~~905651 7.~~039576~~035240 Weighted Average Net Rate 6.~~407592~~405651 6.~~539576~~535240 Weighted Average Maturity ~~355~~ 354 353 Beginning Loan Count 1,~~864~~813 5,~~671~~531 Loans Paid In Full 5166 ~~140~~162 Ending Loan Count 1,~~813~~747 5,~~531~~369 Beginning Scheduled Balance ~~510~~495,~~774~~400,~~351~~676.1261 1,~~153~~120,~~608~~686,~~086~~266.7911 Ending scheduled Balance ~~495~~475,~~400~~336,~~676~~648.6189 1,~~120~~082,~~686~~882,~~266~~748.1103 Record Date 0506/3130/2005 0506/3130/2005 Principal And Interest Constant 3,~~266~~167,~~789~~688.5723 7,~~424~~213,~~495~~244.8859 Scheduled Principal ~~326~~316,~~605~~801.4854 ~~657~~642,~~069~~996.3992 Unscheduled Principal 1519,~~047~~747,~~069~~226.0318 3237,~~264~~160,~~751~~521.2916 Scheduled Interest 2,~~940~~850,~~184~~886.0969 6,~~767~~570,~~426~~247.4967 Servicing Fees ~~212~~206,~~822~~416.6595 ~~480~~466,~~670~~952.0461 Master Servicing Fees 1,~~702~~651.5834 3,~~845~~735.3563 Trustee Fee ~~851~~825.2967 1,~~922~~867.6880 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 2,~~724~~641,~~807~~992.5773 6,~~280~~097,~~988~~691.4263 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~401592~~399651 6.~~533576~~529240

Filing Compare · Fremont Home Loan Trust 2005-A