8-K 1 gpm05ar1_10506.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2005 GREENPOINT MTA TRUST Mortgage Pass-Through Certificates, Series 2005-AR1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106323-28 Pooling and Servicing Agreement) (Commission 54-2173140 (State or other File Number) 54-2173141 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On June 27, 2005 a distribution was made to holders of GREENPOINT MTA TRUST, Mortgage Pass-Through Certificates, Series 2005-AR1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR1 Trust, relating to the June 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. GREENPOINT MTA TRUST Mortgage Pass-Through Certificates, Series 2005-AR1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 6/28/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR1 Trust, relating to the June 27, 2005 distribution. EX-99.1

GreenPoint MTA Mortgage Pass-Through Certificates Record Date: 45/2931/2005 Distribution Date: 56/2527/2005 GreenPoint MTA Mortgage Pass-Through Certificates Series GPM 2005-AR1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest ~~Principal~~ Class CUSIP Description Rate Balance Distribution ~~Distribution~~ A-1 39538RAA7 SEN 3.~~30400~~33000% ~~226~~223,~~246~~015,~~000~~469.0020 ~~539~~680,~~873~~754.2372 ~~3,230,530.80~~ A-2 39538RAB5 SEN 3.~~28400~~31000% ~~659~~649,~~333~~918,~~000~~488.0052 1,~~563~~971,~~791~~961.3603 ~~9,414,511.48~~ A-3 39538RAC3 SEN 3.~~34400~~37000% ~~329~~324,~~667~~959,~~000~~737.0012 ~~796~~1,~~182.43 4~~003,~~707,262~~854.8879 A-4 39538RAD1 SEN 3.~~36400~~39000% ~~135~~133,~~027~~098,~~000~~970.0085 ~~328~~413,~~055~~605.6005 ~~1,928,029.15~~ X-1 39538RAE9 SUB 20.~~09597~~94169% 0.00 21,~~358~~044,~~442~~482.5452 ~~0.00~~ M-X 39538RAT6 SUB 10.~~50278~~22985% 0.00 ~~187~~23,~~885~~601.0948 ~~0.00~~ M-1 39538RAF6 SUB 3.~~49400~~52000% 24,~~005~~002,~~000~~378.0029 6077,~~575~~447.2867 ~~2,621.71~~ M-2 39538RAG4 SUB 3.~~54400~~57000% 21,~~004~~001,~~000~~706.0004 5368,~~760~~728.9008 ~~2,293.96~~ M-3 39538RAH2 SUB 3.~~56400~~59000% 13,~~503~~501,~~000~~525.0027 3444,~~756~~431.7227 ~~1,474.73~~ M-4 39538RAJ8 SUB 3.~~69400~~72000% 12,~~002,~~000~~.00 32~~,~~020~~689.0020 140,~~310~~922.8035 M-5 39538RAK5 SUB 3.~~71400~~74000% 10,~~502~~500,~~000~~853.0002 2836,~~169~~000.8642 ~~1,146.98~~ M-6 39538RAL3 SUB 3.~~78400~~81000% 9,~~752~~750,~~000~~934.0093 2634,~~651~~055.1314 ~~1,065.07~~ M-7A 39538RAM1 SUB 4.~~21400~~24000% ~~500~~499,~~000~~945.0039 1,~~521~~943.7212 ~~54.61~~ M-7B 39538RAR0 SUB 4.~~21400~~24000% 7,~~752~~751,~~000~~153.0036 2330,~~592~~126.7815 ~~846.64~~ B-1A 39538RAN9 SUB 4.~~36400~~39000% 3,~~751~~750,~~000~~590.0033 1115,~~822~~093.3200 ~~409.67~~ B-1B 39538RAS8 SUB 4.~~36400~~39000% 3,~~751~~750,~~000~~590.0033 1115,~~822~~093.3200 ~~409.67~~ B-2 39538RAP4 SUB 4.~~71400~~74000% 4,~~501~~500,~~000~~508.0042 1519,~~323~~554.9071 ~~491.58~~ B-3 39538RAQ2 SUB 4.~~71400~~74000% 4,~~501~~500,~~000~~508.0042 1519,~~323~~554.9071 ~~491.58~~ B-4 39538RAV1 SUB 4.~~71400~~74000% 14,~~253~~251,~~000~~443.0036 4861,~~525~~922.1352 ~~1,556.64~~ B-5 39538RAW9 SUB 4.~~71400~~74000% 12,~~002,~~000~~.00 40~~,~~861~~689.4820 152,~~310~~142.8099 B-6 39538RAX7 SUB 4.~~71400~~74000% 8,~~250~~249,~~869~~967.0088 2835,~~090~~846.5411 ~~901.12~~ R 39538RAU3 RES 0.00000% ~~100~~0.00 0.00 ~~100.00~~ Totals 1,~~500~~481,~~302~~006,~~969~~149.0013 65,~~207~~691,~~048~~120.~~23 19,296,819.87~~83

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses A-1 4,287,744.42 0.00 ~~223~~218,~~015~~727,~~469~~724.2078 34,~~770~~968,~~404~~499.0314 0.00 A-2 12,495,475.67 0.00 ~~649~~637,~~918~~423,~~488~~012.5284 1014,~~978~~467,~~302~~436.8470 0.00 A-3 6,247,747.31 0.00 ~~324~~318,~~959~~711,~~737~~989.1281 57,~~503~~251,~~445~~602.3110 0.00 A-4 2,558,990.06 0.00 ~~133~~130,~~098~~539,~~970~~980.8579 2,~~256~~972,~~084~~595.7511 0.00 X-1 0.00 0.00 20.00 1,~~358~~044,~~442~~482.5452 0.00 M-X 0.00 0.00 ~~187~~0.00 23,~~885~~601.0948 0.00 M-1 7,103.74 0.00 2423,~~002~~995,~~378~~274.2955 6384,~~196~~551.9941 0.00 M-2 6,215.66 0.00 2120,~~001~~995,~~706~~490.0438 5674,~~054~~943.8674 0.00 M-3 3,995.91 0.00 13,~~501~~497,~~525~~529.27 36 48,~~231~~427.4518 0.00 M-4 3,551.72 0.00 1211,~~000~~997,~~689~~137.2048 3344,~~330~~474.8007 0.00 M-5 3,107.83 0.00 10,~~500~~497,~~853~~745.0219 2939,~~316~~108.8425 0.00 M-6 2,885.88 0.00 9,~~750~~748,~~934~~049.9305 2736,~~716~~941.2002 0.00 M-7A 147.96 0.00 499,~~945~~797.3943 12,~~576~~091.3308 0.00 M-7B 2,294.03 0.00 7,~~751~~748,~~153~~859.3633 2432,~~439~~420.4218 0.00 B-1A 1,110.02 0.00 3,~~750~~749,~~590~~480.3331 1216,~~231~~203.9902 0.00 B-1B 1,110.02 0.00 3,~~750~~749,~~590~~480.3331 1216,~~231~~203.9902 0.00 B-2 1,331.97 0.00 4,~~500~~499,~~508~~176.4245 1520,~~815~~886.4868 0.00 B-3 1,331.97 0.00 4,~~500~~499,~~508~~176.4245 1520,~~815~~886.4868 0.00 B-4 4,217.85 0.00 14,~~251~~247,~~443~~225.36 50 66,~~081~~140.7737 0.00 B-5 3,551.72 0.00 1211,~~000~~997,~~689~~137.2048 4255,~~172~~694.2871 0.00 B-6 2,441.66 0.00 8,~~249~~247,~~967~~526.8822 2838,~~991~~287.6677 0.00 R 0.00 0.00 ~~100~~0.00 0.00 0.00 Totals 25,634,355.40 0.00 1,~~481~~455,~~006~~371,~~149~~793.1371 2531,~~503~~325,~~868~~476.1023 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 226,246,000.00 ~~226~~223,~~246~~015,~~000~~469.0020 2466,~~709~~003.4360 34,~~205~~221,~~821~~740.3782 0.00 0.00 A-2 659,333,000.00 ~~659~~649,~~333~~918,~~000~~488.0052 72192,~~008~~349.9770 912,~~342~~303,~~502~~125.5198 0.00 0.00 A-3 329,667,000.00 ~~329~~324,~~667~~959,~~000~~737.0012 3696,~~004~~174.5499 46,~~671~~151,~~258~~572.3432 0.00 0.00 A-4 135,027,000.00 ~~135~~133,~~027~~098,~~000~~970.0085 1439,~~746~~391.9693 12,~~913~~519,~~282~~598.1913 0.00 0.00 X-1 0.00 0.00 0.00 0.00 0.00 0.00 M-X 0.00 0.00 0.00 0.00 0.00 0.00 M-1 24,005,000.00 24,~~005~~002,~~000~~378.0029 27,~~621~~103.7174 0.00 0.00 0.00 M-2 21,004,000.00 21,~~004~~001,~~000~~706.0004 26,~~293~~215.9666 0.00 0.00 0.00 M-3 13,503,000.00 13,~~503~~501,~~000~~525.0027 13,~~474~~995.7391 0.00 0.00 0.00 M-4 12,002,000.00 12,~~002,~~000,689.0020 13,~~310~~551.8072 0.00 0.00 0.00 M-5 10,502,000.00 10,~~502~~500,~~000~~853.0002 13,~~146~~107.9883 0.00 0.00 0.00 M-6 9,752,000.00 9,~~752~~750,~~000~~934.0093 12,~~065~~885.0788 0.00 0.00 0.00 M-7A 500,000.00 ~~500~~499,~~000~~945.0039 54147.6196 0.00 0.00 0.00 M-7B 7,752,000.00 7,~~752~~751,~~000~~153.0036 ~~846~~2,294.6403 0.00 0.00 0.00 B-1A 3,751,000.00 3,~~751~~750,~~000~~590.0033 ~~409~~1,110.6702 0.00 0.00 0.00 B-1B 3,751,000.00 3,~~751~~750,~~000~~590.0033 ~~409~~1,110.6702 0.00 0.00 0.00 B-2 4,501,000.00 4,~~501~~500,~~000~~508.0042 ~~491~~1,331.5897 0.00 0.00 0.00 B-3 4,501,000.00 4,~~501~~500,~~000~~508.0042 ~~491~~1,331.5897 0.00 0.00 0.00 B-4 14,253,000.00 14,~~253~~251,~~000~~443.0036 14,~~556~~217.6485 0.00 0.00 0.00 B-5 12,002,000.00 12,~~002,~~000,689.0020 13,~~310~~551.8072 0.00 0.00 0.00 B-6 8,250,869.00 8,~~250~~249,~~869~~967.0088 ~~901~~2,441.1266 0.00 0.00 0.00 R 100.00 ~~100~~0.00 0.00 ~~100~~0.00 0.00 0.00 Totals 1,500,302,969.00 1,~~500~~481,~~302~~006,~~969~~149.0013 ~~163~~438,~~855~~318.4616 1925,~~132~~196,~~964~~037.4125 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 34,~~230~~287,~~530~~744.8042 ~~223~~218,~~015~~727,~~469~~724.2078 0.~~98572116~~96676947 34,~~230~~287,~~530~~744.8042 A-2 912,~~414~~495,~~511~~475.4867 ~~649~~637,~~918~~423,~~488~~012.5284 0.~~98572116~~96676947 912,~~414~~495,~~511~~475.4867 A-3 46,~~707~~247,~~262~~747.8831 ~~324~~318,~~959~~711,~~737~~989.1281 0.~~98572116~~96676947 46,~~707~~247,~~262~~747.8831 A-4 12,~~928~~558,~~029~~990.1506 ~~133~~130,~~098~~539,~~970~~980.8579 0.~~98572116~~96676947 12,~~928~~558,~~029~~990.1506 X-1 0.00 0.00 0.00000000 0.00 M-X 0.00 0.00 0.00000000 0.00 M-1 27,~~621~~103.7174 2423,~~002~~995,~~378~~274.2955 0.~~99989078~~99959486 27,~~621~~103.7174 M-2 26,~~293~~215.9666 2120,~~001~~995,~~706~~490.0438 0.~~99989078~~99959486 26,~~293~~215.9666 M-3 13,~~474~~995.7391 13,~~501~~497,~~525~~529.2736 0.~~99989079~~99959486 13,~~474~~995.7391 M-4 13,~~310~~551.8072 1211,~~000~~997,~~689~~137.2048 0.~~99989078~~99959486 13,~~310~~551.8072 M-5 13,~~146~~107.9883 10,~~500~~497,~~853~~745.0219 0.~~99989078~~99959486 13,~~146~~107.9883 M-6 12,~~065~~885.0788 9,~~750~~748,~~934~~049.9305 0.~~99989078~~99959486 12,~~065~~885.0788 M-7A 54147.6196 499,~~945~~797.3943 0.~~99989078~~99959486 54147.6196 M-7B ~~846~~2,294.6403 7,~~751~~748,~~153~~859.3633 0.~~99989078~~99959486 ~~846~~2,294.6403 B-1A ~~409~~1,110.6702 3,~~750~~749,~~590~~480.3331 0.~~99989078~~99959486 ~~409~~1,110.6702 B-1B ~~409~~1,110.6702 3,~~750~~749,~~590~~480.3331 0.~~99989078~~99959486 ~~409~~1,110.6702 B-2 ~~491~~1,331.5897 4,~~500~~499,~~508~~176.4245 0.~~99989078~~99959486 ~~491~~1,331.5897 B-3 ~~491~~1,331.5897 4,~~500~~499,~~508~~176.4245 0.~~99989078~~99959486 ~~491~~1,331.5897 B-4 14,~~556~~217.6485 14,~~251~~247,~~443~~225.3650 0.~~99989079~~99959486 14,~~556~~217.6485 B-5 13,~~310~~551.8072 1211,~~000~~997,~~689~~137.2048 0.~~99989078~~99959486 13,~~310~~551.8072 B-6 ~~901~~2,441.1266 8,~~249~~247,~~967~~526.8822 0.~~99989078~~99959486 ~~901~~2,441.1266 R ~~100~~0.00 0.00 0.00000000 ~~100~~0.00 Totals 1925,~~296~~634,~~819~~355.8740 1,~~481~~455,~~006~~371,~~149~~793.1371 0.~~98713805~~97005193 1925,~~296~~634,~~819~~355.8740

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 226,246,000.00 ~~1000~~985.~~00000000~~72115839 0.~~10921488~~29173378 1418.~~16962673~~65995783 0.00000000 A-2 659,333,000.00 ~~1000~~985.~~00000000~~72115838 0.~~10921487~~29173377 1418.~~16962674~~65995784 0.00000000 A-3 329,667,000.00 ~~1000~~985.~~00000000~~72115838 0.~~10921487~~29173375 1418.~~16962674~~65995784 0.00000000 A-4 135,027,000.00 ~~1000~~985.~~00000000~~72115836 0.~~10921490~~29173373 1418.~~16962674~~65995786 0.00000000 X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 24,005,000.00 ~~1000~~999.~~00000000~~89078484 0.~~10921516~~29592752 0.00000000 0.00000000 M-2 21,004,000.00 ~~1000~~999.~~00000000~~89078461 0.~~10921539~~29592744 0.00000000 0.00000000 M-3 13,503,000.00 ~~1000~~999.~~00000000~~89078501 0.~~10921499~~29592757 0.00000000 0.00000000 M-4 12,002,000.00 ~~1000~~999.~~00000000~~89078487 0.~~10921513~~29592735 0.00000000 0.00000000 M-5 10,502,000.00 ~~1000~~999.~~00000000~~89078461 0.~~10921539~~29592744 0.00000000 0.00000000 M-6 9,752,000.00 ~~1000~~999.~~00000000~~89078445 0.~~10921555~~29592699 0.00000000 0.00000000 M-7A 500,000.00 ~~1000~~999.~~00000000~~89078000 0.~~10922000~~29592000 0.00000000 0.00000000 M-7B 7,752,000.00 ~~1000~~999.~~00000000~~89078431 0.~~10921569~~29592750 0.00000000 0.00000000 B-1A 3,751,000.00 ~~1000~~999.~~00000000~~89078379 0.~~10921621~~29592642 0.00000000 0.00000000 B-1B 3,751,000.00 ~~1000~~999.~~00000000~~89078379 0.~~10921621~~29592642 0.00000000 0.00000000 B-2 4,501,000.00 ~~1000~~999.~~00000000~~89078427 0.~~10921573~~29592757 0.00000000 0.00000000 B-3 4,501,000.00 ~~1000~~999.~~00000000~~89078427 0.~~10921573~~29592757 0.00000000 0.00000000 B-4 14,253,000.00 ~~1000~~999.~~00000000~~89078510 0.~~10921490~~29592717 0.00000000 0.00000000 B-5 12,002,000.00 ~~1000~~999.~~00000000~~89078487 0.~~10921513~~29592735 0.00000000 0.00000000 B-6 8,250,869.00 ~~1000~~999.~~00000000~~89078484 0.~~10921516~~29592762 0.00000000 0.00000000 R 100.00 ~~1000~~0.00000000 0.00000000 ~~1000~~0.00000000 0.00000000 (2) All classes are per $1000 denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 1418.~~27884161~~95169161 ~~985~~966.~~72115839~~76946678 0.~~98572116~~96676947 1418.~~27884161~~95169161 A-2 0.00000000 1418.~~27884162~~95169159 ~~985~~966.~~72115838~~76946678 0.~~98572116~~96676947 1418.~~27884162~~95169159 A-3 0.00000000 1418.~~27884162~~95169159 ~~985~~966.~~72115838~~76946680 0.~~98572116~~96676947 1418.~~27884162~~95169159 A-4 0.00000000 1418.~~27884164~~95169159 ~~985~~966.~~72115836~~76946677 0.~~98572116~~96676947 1418.~~27884164~~95169159 X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.~~10921516~~29592752 999.~~89078484~~59485732 0.~~99989078~~99959486 0.~~10921516~~29592752 M-2 0.00000000 0.~~10921539~~29592744 999.~~89078461~~59485717 0.~~99989078~~99959486 0.~~10921539~~29592744 M-3 0.00000000 0.~~10921499~~29592757 999.~~89078501~~59485744 0.~~99989079~~99959486 0.~~10921499~~29592757 M-4 0.00000000 0.~~10921513~~29592735 999.~~89078487~~59485752 0.~~99989078~~99959486 0.~~10921513~~29592735 M-5 0.00000000 0.~~10921539~~29592744 999.~~89078461~~59485717 0.~~99989078~~99959486 0.~~10921539~~29592744 M-6 0.00000000 0.~~10921555~~29592699 999.~~89078445~~59485747 0.~~99989078~~99959486 0.~~10921555~~29592699 M-7A 0.00000000 0.~~10922000~~29592000 999.~~89078000~~59486000 0.~~99989078~~99959486 0.~~10922000~~29592000 M-7B 0.00000000 0.~~10921569~~29592750 999.~~89078431~~59485681 0.~~99989078~~99959486 0.~~10921569~~29592750 B-1A 0.00000000 0.~~10921621~~29592642 999.~~89078379~~59485737 0.~~99989078~~99959486 0.~~10921621~~29592642 B-1B 0.00000000 0.~~10921621~~29592642 999.~~89078379~~59485737 0.~~99989078~~99959486 0.~~10921621~~29592642 B-2 0.00000000 0.~~10921573~~29592757 999.~~89078427~~59485670 0.~~99989078~~99959486 0.~~10921573~~29592757 B-3 0.00000000 0.~~10921573~~29592757 999.~~89078427~~59485670 0.~~99989078~~99959486 0.~~10921573~~29592757 B-4 0.00000000 0.~~10921490~~29592717 999.~~89078510~~59485722 0.~~99989079~~99959486 0.~~10921490~~29592717 B-5 0.00000000 0.~~10921513~~29592735 999.~~89078487~~59485752 0.~~99989078~~99959486 0.~~10921513~~29592735 B-6 0.00000000 0.~~10921516~~29592762 999.~~89078484~~59485722 0.~~99989078~~99959486 0.~~10921516~~29592762 R 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 226,246,000.00 3.~~30400~~33000% ~~226~~223,~~246~~015,~~000~~469.0020 ~~539~~680,~~873~~754.2372 0.00 0.00 A-2 659,333,000.00 3.~~28400~~31000% ~~659~~649,~~333~~918,~~000~~488.0052 1,~~563~~971,~~791~~961.3601 0.00 0.00 A-3 329,667,000.00 3.~~34400~~37000% ~~329~~324,~~667~~959,~~000~~737.0012 ~~796~~1,~~182~~003,854.4379 0.00 0.00 A-4 135,027,000.00 3.~~36400~~39000% ~~135~~133,~~027~~098,~~000~~970.0085 ~~328~~413,~~055~~605.6005 0.00 0.00 X-1 0.00 20.~~09597~~94169% 1,~~350~~330,~~273~~992,~~000~~665.0068 21,~~358~~044,~~442~~482.5452 0.00 0.0001 M-X 0.00 10.~~50278~~22985% 150,~~029~~013,~~868~~483.6309 ~~187~~28,~~885~~734.0926 0.00 05,132.0078 M-1 24,005,000.00 3.~~49400~~52000% 24,~~005~~002,~~000~~378.0029 6077,~~575~~447.2867 0.00 0.00 M-2 21,004,000.00 3.~~54400~~57000% 21,~~004~~001,~~000~~706.0004 5368,~~760~~728.9008 0.00 0.00 M-3 13,503,000.00 3.~~56400~~59000% 13,~~503~~501,~~000~~525.0027 3444,~~756~~431.7227 0.00 0.00 M-4 12,002,000.00 3.~~69400~~72000% 12,~~002,~~000,689.0020 3240,~~020~~922.0035 0.00 0.00 M-5 10,502,000.00 3.~~71400~~74000% 10,~~502~~500,~~000~~853.0002 2836,~~169~~000.8642 0.00 0.00 M-6 9,752,000.00 3.~~78400~~81000% 9,~~752~~750,~~000~~934.0093 2634,~~651~~055.1314 0.00 0.00 M-7A 500,000.00 4.~~21400~~24000% ~~500~~499,~~000~~945.0039 1,~~521~~943.7212 0.00 0.00 M-7B 7,752,000.00 4.~~21400~~24000% 7,~~752~~751,~~000~~153.0036 2330,~~592~~126.7815 0.00 0.00 B-1A 3,751,000.00 4.~~36400~~39000% 3,~~751~~750,~~000~~590.0033 1115,~~822~~093.3200 0.00 0.00 B-1B 3,751,000.00 4.~~36400~~39000% 3,~~751~~750,~~000~~590.0033 1115,~~822~~093.3200 0.00 0.00 B-2 4,501,000.00 4.~~71400~~74000% 4,~~501~~500,~~000~~508.0042 1519,~~323~~554.9071 0.00 0.00 B-3 4,501,000.00 4.~~71400~~74000% 4,~~501~~500,~~000~~508.0042 1519,~~323~~554.9071 0.00 0.00 B-4 14,253,000.00 4.~~71400~~74000% 14,~~253~~251,~~000~~443.0036 4861,~~525~~922.1352 0.00 0.00 B-5 12,002,000.00 4.~~71400~~74000% 12,~~002,~~000,689.0020 4052,~~861~~142.4899 0.00 0.00 B-6 8,250,869.00 4.~~71400~~74000% 8,~~250~~249,~~869~~967.0088 2835,~~090~~846.5411 0.00 0.00 R 100.00 0.00000% ~~100~~0.00 0.00 0.00 0.00 Totals 1,500,302,969.00 65,~~207~~696,~~048~~253.2359 0.00 05,132.0079

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~539~~680,~~873~~754.2372 0.00 ~~223~~218,~~015~~727,~~469~~724.2078 A-2 (0.0001) 0.00 1,~~563~~971,~~791~~961.3603 0.00 ~~649~~637,~~918~~423,~~488~~012.5284 A-3 (0.0001) 0.00 ~~796~~1,~~182~~003,854.4379 0.00 ~~324~~318,~~959~~711,~~737~~989.1281 A-4 0.00 0.00 ~~328~~413,~~055~~605.6005 0.00 ~~133~~130,~~098~~539,~~970~~980.8579 X-1 (0.0001) 0.00 21,~~358~~044,~~442~~482.5452 0.0001 1,~~330~~305,~~992~~402,~~665~~708.6822 M-X 0.00 0.00 ~~187~~23,~~885~~601.0948 05,132.0078 ~~150~~149,~~013~~969,~~483~~085.0951 M-1 0.00 0.00 6077,~~575~~447.2867 0.00 2423,~~002~~995,~~378~~274.2955 M-2 0.00 0.00 5368,~~760~~728.9008 0.00 2120,~~001~~995,~~706~~490.0438 M-3 0.00 0.00 3444,~~756~~431.7227 0.00 13,~~501~~497,~~525~~529.2736 M-4 0.00 0.00 3240,~~020~~922.0035 0.00 1211,~~000~~997,~~689~~137.2048 M-5 0.00 0.00 2836,~~169~~000.8642 0.00 10,~~500~~497,~~853~~745.0219 M-6 0.00 0.00 2634,~~651~~055.1314 0.00 9,~~750~~748,~~934~~049.9305 M-7A 0.00 0.00 1,~~521~~943.7212 0.00 499,~~945~~797.3943 M-7B 0.00 0.00 2330,~~592~~126.7815 0.00 7,~~751~~748,~~153~~859.3633 B-1A 0.00 0.00 1115,~~822~~093.3200 0.00 3,~~750~~749,~~590~~480.3331 B-1B 0.00 0.00 1115,~~822~~093.3200 0.00 3,~~750~~749,~~590~~480.3331 B-2 0.00 0.00 1519,~~323~~554.9071 0.00 4,~~500~~499,~~508~~176.4245 B-3 0.00 0.00 1519,~~323~~554.9071 0.00 4,~~500~~499,~~508~~176.4245 B-4 0.00 0.00 4861,~~525~~922.1352 0.00 14,~~251~~247,~~443~~225.3650 B-5 0.00 0.00 4052,~~861~~142.4899 0.00 1211,~~000~~997,~~689~~137.2048 B-6 0.00 0.00 2835,~~090~~846.5411 0.00 8,~~249~~247,~~967~~526.8822 R 0.00 0.00 0.00 0.00 0.00 Totals (0.0003) 0.00 65,~~207~~691,~~048~~120.2383 05,132.0079 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 226,246,000.00 3.~~30400~~33000% ~~1000~~985.~~00000000~~72115839 23.~~38622221~~00891384 0.00000000 0.00000000 A-2 659,333,000.00 3.~~28400~~31000% ~~1000~~985.~~00000000~~72115838 2.~~37177778~~99084228 0.00000000 0.00000000 A-3 329,667,000.00 3.~~34400~~37000% ~~1000~~985.~~00000000~~72115838 23.~~41511110~~04505695 0.00000000 0.00000000 A-4 135,027,000.00 3.~~36400~~39000% ~~1000~~985.~~00000000~~72115836 23.~~42955557~~06312849 0.00000000 0.00000000 X-1 0.00 20.~~09597~~94169% 0.00000000 0.00000000 0.00000000 0.00000000 M-X 0.00 10.~~50278~~22985% 0.00000000 0.00000000 0.00000000 0.00000000 M-1 24,005,000.00 3.~~49400~~52000% ~~1000~~999.~~00000000~~89078484 23.~~52344428~~22631410 0.00000000 0.00000000 M-2 21,004,000.00 3.~~54400~~57000% ~~1000~~999.~~00000000~~89078461 23.~~55955532~~27214245 0.00000000 0.00000000 M-3 13,503,000.00 3.~~56400~~59000% ~~1000~~999.~~00000000~~89078501 23.~~57399985~~29047397 0.00000000 0.00000000 M-4 12,002,000.00 3.~~69400~~72000% ~~1000~~999.~~00000000~~89078487 23.~~66788869~~40962756 0.00000000 0.00000000 M-5 10,502,000.00 3.~~71400~~74000% ~~1000~~999.~~00000000~~89078461 23.~~68233289~~42795848 0.00000000 0.00000000 M-6 9,752,000.00 3.~~78400~~81000% ~~1000~~999.~~00000000~~89078445 23.~~73288864~~49211854 0.00000000 0.00000000 M-7A 500,000.00 4.~~21400~~24000% ~~1000~~999.~~00000000~~89078000 3.~~04344000~~88624000 0.00000000 0.00000000 M-7B 7,752,000.00 4.~~21400~~24000% ~~1000~~999.~~00000000~~89078431 3.~~04344427~~88624226 0.00000000 0.00000000 B-1A 3,751,000.00 4.~~36400~~39000% ~~1000~~999.~~00000000~~89078379 34.~~15177819~~02372701 0.00000000 0.00000000 B-1B 3,751,000.00 4.~~36400~~39000% ~~1000~~999.~~00000000~~89078379 34.~~15177819~~02372701 0.00000000 0.00000000 B-2 4,501,000.00 4.~~71400~~74000% ~~1000~~999.~~00000000~~89078427 34.~~40455454~~34452566 0.00000000 0.00000000 B-3 4,501,000.00 4.~~71400~~74000% ~~1000~~999.~~00000000~~89078427 34.~~40455454~~34452566 0.00000000 0.00000000 B-4 14,253,000.00 4.~~71400~~74000% ~~1000~~999.~~00000000~~89078510 34.~~40455553~~34452536 0.00000000 0.00000000 B-5 12,002,000.00 4.~~71400~~74000% ~~1000~~999.~~00000000~~89078487 34.~~40455591~~34452508 0.00000000 0.00000000 B-6 8,250,869.00 4.~~71400~~74000% ~~1000~~999.~~00000000~~89078484 34.~~40455533~~34452541 0.00000000 0.00000000 R 100.00 0.00000% ~~1000~~0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 23.~~38622221~~00891384 0.00000000 ~~985~~966.~~72115839~~76946678 A-2 (0.~~00000000~~00000002) 0.00000000 2.~~37177778~~99084231 0.00000000 ~~985~~966.~~72115838~~76946678 A-3 (0.~~00000000~~00000003) 0.00000000 23.~~41511110~~04505695 0.00000000 ~~985~~966.~~72115838~~76946680 A-4 0.00000000 0.00000000 23.~~42955557~~06312849 0.00000000 ~~985~~966.~~72115836~~76946677 X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 23.~~52344428~~22631410 0.00000000 999.~~89078484~~59485732 M-2 0.00000000 0.00000000 23.~~55955532~~27214245 0.00000000 999.~~89078461~~59485717 M-3 0.00000000 0.00000000 23.~~57399985~~29047397 0.00000000 999.~~89078501~~59485744 M-4 0.00000000 0.00000000 23.~~66788869~~40962756 0.00000000 999.~~89078487~~59485752 M-5 0.00000000 0.00000000 23.~~68233289~~42795848 0.00000000 999.~~89078461~~59485717 M-6 0.00000000 0.00000000 23.~~73288864~~49211854 0.00000000 999.~~89078445~~59485747 M-7A 0.00000000 0.00000000 3.~~04344000~~88624000 0.00000000 999.~~89078000~~59486000 M-7B 0.00000000 0.00000000 3.~~04344427~~88624226 0.00000000 999.~~89078431~~59485681 B-1A 0.00000000 0.00000000 34.~~15177819~~02372701 0.00000000 999.~~89078379~~59485737 B-1B 0.00000000 0.00000000 34.~~15177819~~02372701 0.00000000 999.~~89078379~~59485737 B-2 0.00000000 0.00000000 34.~~40455454~~34452566 0.00000000 999.~~89078427~~59485670 B-3 0.00000000 0.00000000 34.~~40455454~~34452566 0.00000000 999.~~89078427~~59485670 B-4 0.00000000 0.00000000 34.~~40455553~~34452536 0.00000000 999.~~89078510~~59485722 B-5 0.00000000 0.00000000 34.~~40455591~~34452508 0.00000000 999.~~89078487~~59485752 B-6 0.00000000 0.00000000 34.~~40455533~~34452541 0.00000000 999.~~89078484~~59485722 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2531,~~928~~565,~~276~~268.1791 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0178,528.0083 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 2531,~~928~~743,~~276~~797.1774 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~424~~418,~~408~~321.0751 Payment of Interest and Principal 2531,~~503~~325,~~868~~476.1023 Total Withdrawals (Pool Distribution Amount) 2531,~~928~~743,~~276~~797.1774 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~397~~392,~~814~~485.1056 Additional Servicing Fee 2221,~~669~~967.4776 Master Servicing Fee 3,~~924~~868.5019 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~424~~418,~~408~~321.0751

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT ~~DELINQUENCY STATUS~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0155 0 0 0 0155 055,178,418.0036 0.00 0.00 0.00 055,178,418.0036 60 Days 05 0 0 0 05 0797,853.0071 0.00 0.00 0.00 0797,853.0071 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0160 0 0 0 0160 055,976,272.0007 0.00 0.00 0.00 055,976,272.0007 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 04.~~000000~~116866% 0.000000% 0.000000% 0.000000% 04.~~000000~~116866% 04.~~000000~~247579% 0.000000% 0.000000% 0.000000% 04.~~000000~~247579% 60 Days 0.~~000000~~132802% 0.000000% 0.000000% 0.000000% 0.~~000000~~132802% 0.~~000000~~061418% 0.000000% 0.000000% 0.000000% 0.~~000000~~061418% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 04.~~000000~~249668% 0.000000% 0.000000% 0.000000% 04.~~000000~~249668% 04.~~000000~~308996% 0.000000% 0.000000% 0.000000% 04.~~000000~~308996%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0178,528.0083

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 54.~~304094~~950228% Weighted Average Net Coupon 4.~~985907~~632212% Weighted Average Pass-Through Rate 4.~~964636~~611278% Weighted Average Maturity(Stepdown Calculation ) ~~359~~358 Beginning Scheduled Collateral Loan Count 3,~~874~~827 Number Of Loans Paid In Full 4762 Ending Scheduled Collateral Loan Count 3,~~827~~765 Beginning Scheduled Collateral Balance 1,~~500~~481,~~302~~006,~~968~~148.6336 Ending Scheduled Collateral Balance 1,~~481~~455,~~006~~371,~~148~~792.3695 Ending Actual Collateral Balance at 2931-~~Apr~~May-2005 1,~~324~~299,~~180~~055,~~403~~874.9569 Monthly P &I Constant 45,~~752~~550,~~169~~092.7915 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 1,~~481~~455,~~006~~371,~~148~~792.3695 Scheduled Principal ~~163~~438,~~855~~318.4417 Unscheduled Principal 1925,~~132~~196,~~864~~037.4224

Miscellaneous Reporting Average Loss Severity Percentage 0.000000% Senior Percentage 9089.~~000000~~870840% Senior Prepayment Percentage 100.000000% Subordinate Percentage 10.~~000000~~129160% Subordinate Prepayment Percentage 0.000000% ______PREFUNDING REPORTING_______ Amt Remaining in Interest Coverage Acc 1$759,~~008,042~~388.6984 Amt Withdrawn from Interest Coverage Acc ~~642~~$597,~~997~~383.1568 Amt Remaining in Prefunding Acc $154,755,532.52 Amt Withdrawn from Prefunding Acc 20$325,~~773~~110.1493 Amt Remaining in Prefunding Res Acc 0.00 Amt Withdrawn from Prefunding Res Acc 0.00 Amt Withdrawn to buy Subsequent Loans 0.00

Filing Compare · GreenPoint MTA Trust, Mortgage Pass-Through Certificates, Series 2005-AR1