8-K 1 oma05002_10506.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2005 OPTEUM MORTGATE ACCEPTANCE CORP. Asset Backed Pass-Through Certificates, Series 2005-2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-120965-02 54-2173152 Pooling and Servicing Agreement) (Commission 54-2173153 (State or other File Number) 54-2173154 jurisdiction 54-2173155 of Incorporation) 54-2173156 54-2173157 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Rd. Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On June 27, 2005 a distribution was made to holders of OPTEUM MORTGATE ACCEPTANCE CORP., Asset Backed Pass-Through Certificates, Series 2005-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2005-2 Trust, relating to the June 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OPTEUM MORTGATE ACCEPTANCE CORP. Asset Backed Pass-Through Certificates, Series 2005-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 6/28/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2005-2 Trust, relating to the June 27, 2005 distribution. EX-99.1

Opteum Mortgage Acceptance Corporation Asset Backed Pass-Through Certificates Record Date: 45/2931/2005 Distribution Date: 56/2527/2005 Opteum Mortgage Acceptance Corporation Asset Backed Pass-Through Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest ~~Principal~~ Class CUSIP Description Rate Balance Distribution ~~Distribution~~ A-I-1 68383NAR4 SEN 3.~~00000~~22000% ~~164~~159,~~607~~334,~~000~~252.0065 ~~685~~470,~~862~~301.5060 ~~5,272,747.35~~ A-I-2 68383NAS2 SEN 3.~~09000~~31000% 158,806,000.00 ~~681~~481,~~542~~843.4287 ~~0.00~~ A-I-3 68383NAT0 SEN 3.~~19000~~41000% 113,000,000.00 ~~500~~353,~~652~~219.7817 ~~0.00~~ A-II-1 68383NAU7 SEN 3.~~13000~~35000% ~~322~~319,~~463~~986,~~000~~306.0080 1982,~~401,818~~624.3262 ~~2,476,693.20~~ A-II-2 68383NAV5 SEN 3.~~18000~~40000% 35,~~829~~553,~~000~~813.0057 ~~158~~110,~~244~~809.7539 ~~275,186.43~~ M-1 68383NAW3 MEZ 3.~~30000~~52000% 21,216,000.00 9768,~~240~~456.0096 ~~0.00~~ M-2 68383NAX1 MEZ 3.~~32000~~54000% 13,260,000.00 6143,~~143~~028.3370 ~~0.00~~ M-3 68383NAY9 MEZ 3.~~35000~~57000% 8,398,000.00 3927,~~074~~482.0346 ~~0.00~~ M-4 68383NAZ6 MEZ 3.~~49000~~71000% 7,514,000.00 3625,~~422~~553.0386 ~~0.00~~ M-5 68383NBA0 MEZ 3.~~52000~~74000% 6,630,000.00 3222,~~413~~729.3385 ~~0.00~~ M-6 68383NBB8 MEZ 3.~~57000~~79000% 5,746,000.00 2819,~~490~~962.5856 ~~0.00~~ M-7 68383NBC6 MEZ 4.~~07000~~29000% 4,420,000.00 2417,~~985~~381.2865 ~~0.00~~ M-8 68383NBD4 MEZ 4.~~17000~~39000% 4,420,000.00 2517,~~599~~786.1782 ~~0.00~~ M-9 68383NBE2 MEZ 4.~~72000~~94000% 4,420,000.00 2820,~~975~~015.5623 ~~0.00~~ M-10 68383NBF9 MEZ 4.~~27000~~49000% 4,419,000.00 2618,~~207~~187.1287 ~~0.00~~ M-11 68383NBG7 MEZ 4.~~27000~~49000% 4,419,000.00 2618,~~207~~187.1287 ~~0.00~~ C OMA05002C SUB 0.00000% 4,~~420~~419,~~387~~837.6644 ~~284~~456,~~717~~557.2242 ~~0.00~~ P OMA05002P PREPAY 0.00000% 100.00 7592,~~514~~773.6737 ~~0.00~~ R OMA0502R1 RES 0.00000% 0.00 0.00 ~~0.00~~ Totals ~~883~~875,~~987~~962,~~487~~310.6646 43,~~215~~246,~~110~~903.~~21 8,024,626.98~~27

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses A-I-1 5,291,677.26 0.00 ~~159~~154,~~334~~042,~~252~~575.6539 5,~~958~~761,~~609~~978.8586 0.00 A-I-2 0.00 0.00 158,806,000.00 ~~681~~481,~~542~~843.4287 0.00 A-I-3 0.00 0.00 113,000,000.00 ~~500~~353,~~652~~219.7817 0.00 A-II-1 4,010,126.12 0.00 ~~319~~315,~~986~~976,~~306~~180.8068 34,~~878~~992,~~511~~750.5274 0.00 A-II-2 445,566.81 0.00 35,~~553~~108,~~813~~246.5777 ~~433~~556,~~431~~376.1820 0.00 M-1 0.00 0.00 21,216,000.00 9768,~~240~~456.0096 0.00 M-2 0.00 0.00 13,260,000.00 6143,~~143~~028.3370 0.00 M-3 0.00 0.00 8,398,000.00 3927,~~074~~482.0346 0.00 M-4 0.00 0.00 7,514,000.00 3625,~~422~~553.0386 0.00 M-5 0.00 0.00 6,630,000.00 3222,~~413~~729.3385 0.00 M-6 0.00 0.00 5,746,000.00 2819,~~490~~962.5856 0.00 M-7 0.00 0.00 4,420,000.00 2417,~~985~~381.2865 0.00 M-8 0.00 0.00 4,420,000.00 2517,~~599~~786.1782 0.00 M-9 0.00 0.00 4,420,000.00 2820,~~975~~015.5623 0.00 M-10 0.00 0.00 4,419,000.00 2618,~~207~~187.1287 0.00 M-11 0.00 0.00 4,419,000.00 2618,~~207~~187.1287 0.00 C 0.00 0.00 4,419,837.44 ~~284~~456,~~717~~557.2242 0.00 P 0.00 0.00 100.00 7592,~~514~~773.6737 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 9,747,370.19 0.00 ~~875~~866,~~962~~214,~~310~~940.4628 12,~~239~~994,~~737~~273.1946 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-I-1 164,607,000.00 ~~164~~159,~~607~~334,~~000~~252.0065 0.00 5,~~272~~291,~~747~~677.3526 0.00 0.00 A-I-2 158,806,000.00 158,806,000.00 0.00 0.00 0.00 0.00 A-I-3 113,000,000.00 113,000,000.00 0.00 0.00 0.00 0.00 A-II-1 322,463,000.00 ~~322~~319,~~463~~986,~~000~~306.0080 0.00 24,~~476~~010,~~693~~126.2012 0.00 0.00 A-II-2 35,829,000.00 35,~~829~~553,~~000~~813.0057 0.00 ~~275~~445,~~186~~566.4381 0.00 0.00 M-1 21,216,000.00 21,216,000.00 0.00 0.00 0.00 0.00 M-2 13,260,000.00 13,260,000.00 0.00 0.00 0.00 0.00 M-3 8,398,000.00 8,398,000.00 0.00 0.00 0.00 0.00 M-4 7,514,000.00 7,514,000.00 0.00 0.00 0.00 0.00 M-5 6,630,000.00 6,630,000.00 0.00 0.00 0.00 0.00 M-6 5,746,000.00 5,746,000.00 0.00 0.00 0.00 0.00 M-7 4,420,000.00 4,420,000.00 0.00 0.00 0.00 0.00 M-8 4,420,000.00 4,420,000.00 0.00 0.00 0.00 0.00 M-9 4,420,000.00 4,420,000.00 0.00 0.00 0.00 0.00 M-10 4,419,000.00 4,419,000.00 0.00 0.00 0.00 0.00 M-11 4,419,000.00 4,419,000.00 0.00 0.00 0.00 0.00 C 4,~~420~~421,~~387~~456.6604 4,~~420~~419,~~387~~837.6644 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Totals 883,~~987~~988,~~487~~556.6604 ~~883~~875,~~987~~962,~~487~~310.6646 0.00 89,~~024~~747,~~626~~370.9819 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-I-1 5,~~272~~291,~~747~~677.3526 ~~159~~154,~~334~~042,~~252~~575.6539 0.~~96796766~~93582032 5,~~272~~291,~~747~~677.3526 A-I-2 0.00 158,806,000.00 1.00000000 0.00 A-I-3 0.00 113,000,000.00 1.00000000 0.00 A-II-1 24,~~476~~010,~~693~~126.2012 ~~319~~315,~~986~~976,~~306~~180.8068 0.~~99231945~~97988352 24,~~476~~010,~~693~~126.2012 A-II-2 ~~275~~445,~~186~~566.4381 35,~~553~~108,~~813~~246.5777 0.~~99231945~~97988352 ~~275~~445,~~186~~566.4381 M-1 0.00 21,216,000.00 1.00000000 0.00 M-2 0.00 13,260,000.00 1.00000000 0.00 M-3 0.00 8,398,000.00 1.00000000 0.00 M-4 0.00 7,514,000.00 1.00000000 0.00 M-5 0.00 6,630,000.00 1.00000000 0.00 M-6 0.00 5,746,000.00 1.00000000 0.00 M-7 0.00 4,420,000.00 1.00000000 0.00 M-8 0.00 4,420,000.00 1.00000000 0.00 M-9 0.00 4,420,000.00 1.00000000 0.00 M-10 0.00 4,419,000.00 1.00000000 0.00 M-11 0.00 4,419,000.00 1.00000000 0.00 C 0.00 4,419,837.44 0.~~99987553~~99963392 0.00 P 0.00 100.00 1.00000000 0.00 R 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 Totals 89,~~024~~747,~~626~~370.9819 ~~875~~866,~~962~~214,~~310~~940.4628 0.~~99092162~~97989384 89,~~024~~747,~~626~~370.9819

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-I-1 164,607,000.00 ~~1000~~967.~~00000000~~96766025 0.00000000 32.~~03233975~~14734039 0.00000000 A-I-2 158,806,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-I-3 113,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-II-1 322,463,000.00 ~~1000~~992.~~00000000~~31944998 0.00000000 712.~~68055002~~43592635 0.00000000 A-II-2 35,829,000.00 ~~1000~~992.~~00000000~~31944989 0.00000000 712.~~68055011~~43592648 0.00000000 M-1 21,216,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 13,260,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 8,398,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 7,514,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-5 6,630,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-6 5,746,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-7 4,420,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-8 4,420,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-9 4,420,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-10 4,419,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-11 4,419,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 4,~~420~~421,~~387~~456.6604 ~~1000~~999.~~00000000~~63392150 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1,000 Denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-I-1 0.00000000 32.~~03233975~~14734039 ~~967~~935.~~96766025~~82031985 0.~~96796766~~93582032 32.~~03233975~~14734039 A-I-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-I-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-II-1 0.00000000 712.~~68055002~~43592635 ~~992~~979.~~31944998~~88352363 0.~~99231945~~97988352 712.~~68055002~~43592635 A-II-2 0.00000000 712.~~68055011~~43592648 ~~992~~979.~~31944989~~88352368 0.~~99231945~~97988352 712.~~68055011~~43592648 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 999.~~87552675~~63392150 0.~~99987553~~99963392 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-I-1 164,607,000.00 3.~~00000~~22000% ~~164~~159,~~607~~334,~~000~~252.0065 ~~685~~470,~~862~~301.5060 0.00 0.00 A-I-2 158,806,000.00 3.~~09000~~31000% 158,806,000.00 ~~681~~481,~~542~~843.4287 0.00 0.00 A-I-3 113,000,000.00 3.~~19000~~41000% 113,000,000.00 ~~500~~353,~~652~~219.7817 0.00 0.00 A-II-1 322,463,000.00 3.~~13000~~35000% ~~322~~319,~~463~~986,~~000~~306.0080 1982,~~401,818~~624.3262 0.00 0.00 A-II-2 35,829,000.00 3.~~18000~~40000% 35,~~829~~553,~~000~~813.0057 ~~158~~110,~~244~~809.7539 0.00 0.00 M-1 21,216,000.00 3.~~30000~~52000% 21,216,000.00 9768,~~240~~456.0096 0.00 0.00 M-2 13,260,000.00 3.~~32000~~54000% 13,260,000.00 6143,~~143~~028.3370 0.00 0.00 M-3 8,398,000.00 3.~~35000~~57000% 8,398,000.00 3927,~~074~~482.0346 0.00 0.00 M-4 7,514,000.00 3.~~49000~~71000% 7,514,000.00 3625,~~422~~553.0386 0.00 0.00 M-5 6,630,000.00 3.~~52000~~74000% 6,630,000.00 3222,~~413~~729.3385 0.00 0.00 M-6 5,746,000.00 3.~~57000~~79000% 5,746,000.00 2819,~~490~~962.5856 0.00 0.00 M-7 4,420,000.00 4.~~07000~~29000% 4,420,000.00 2417,~~985~~381.2865 0.00 0.00 M-8 4,420,000.00 4.~~17000~~39000% 4,420,000.00 2517,~~599~~786.1782 0.00 0.00 M-9 4,420,000.00 4.~~72000~~94000% 4,420,000.00 2820,~~975~~015.5623 0.00 0.00 M-10 4,419,000.00 4.~~27000~~49000% 4,419,000.00 2618,~~207~~187.1287 0.00 0.00 M-11 4,419,000.00 4.~~27000~~49000% 4,419,000.00 2618,~~207~~187.1287 0.00 0.00 C 4,~~420~~421,~~387~~456.6604 0.00000% 4,~~420~~419,~~387~~837.6644 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 883,~~987~~988,~~487~~556.6604 32,~~854~~697,~~878~~572.3248 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-I-1 0.00 0.00 ~~685~~470,~~862~~301.5060 0.00 ~~159~~154,~~334~~042,~~252~~575.6539 A-I-2 0.00 0.00 ~~681~~481,~~542~~843.4287 0.00 158,806,000.00 A-I-3 0.00 0.00 ~~500~~353,~~652~~219.7817 0.00 113,000,000.00 A-II-1 0.00 0.00 1982,~~401,818~~624.3262 0.00 ~~319~~315,~~986~~976,~~306~~180.8068 A-II-2 0.00 0.00 ~~158~~110,~~244~~809.7539 0.00 35,~~553~~108,~~813~~246.5777 M-1 0.00 0.00 9768,~~240~~456.0096 0.00 21,216,000.00 M-2 0.00 0.00 6143,~~143~~028.3370 0.00 13,260,000.00 M-3 0.00 0.00 3927,~~074~~482.0346 0.00 8,398,000.00 M-4 0.00 0.00 3625,~~422~~553.0386 0.00 7,514,000.00 M-5 0.00 0.00 3222,~~413~~729.3385 0.00 6,630,000.00 M-6 0.00 0.00 2819,~~490~~962.5856 0.00 5,746,000.00 M-7 0.00 0.00 2417,~~985~~381.2865 0.00 4,420,000.00 M-8 0.00 0.00 2517,~~599~~786.1782 0.00 4,420,000.00 M-9 0.00 0.00 2820,~~975~~015.5623 0.00 4,420,000.00 M-10 0.00 0.00 2618,~~207~~187.1287 0.00 4,419,000.00 M-11 0.00 0.00 2618,~~207~~187.1287 0.00 4,419,000.00 C 0.00 0.00 ~~284~~456,~~717~~557.2242 0.00 4,419,837.44 P 0.00 0.00 7592,~~514~~773.6737 0.00 100.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 43,~~215~~246,~~110~~903.2127 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-I-1 164,607,000.00 3.~~00000~~22000% ~~1000~~967.~~00000000~~96766025 42.~~16666667~~85711786 0.00000000 0.00000000 A-I-2 158,806,000.00 3.~~09000~~31000% 1000.00000000 43.~~29166669~~03416666 0.00000000 0.00000000 A-I-3 113,000,000.00 3.~~19000~~41000% 1000.00000000 43.~~43055558~~12583336 0.00000000 0.00000000 A-II-1 322,463,000.00 3.~~13000~~35000% ~~1000~~992.~~00000000~~31944998 43.~~34722222~~04724765 0.00000000 0.00000000 A-II-2 35,829,000.00 3.~~18000~~40000% ~~1000~~992.~~00000000~~31944989 43.~~41666667~~09272907 0.00000000 0.00000000 M-1 21,216,000.00 3.~~30000~~52000% 1000.00000000 43.~~58333333~~22666667 0.00000000 0.00000000 M-2 13,260,000.00 3.~~32000~~54000% 1000.00000000 43.~~61111086~~24500000 0.00000000 0.00000000 M-3 8,398,000.00 3.~~35000~~57000% 1000.00000000 43.~~65277804~~27250060 0.00000000 0.00000000 M-4 7,514,000.00 3.~~49000~~71000% 1000.00000000 43.~~84722252~~40083311 0.00000000 0.00000000 M-5 6,630,000.00 3.~~52000~~74000% 1000.00000000 43.~~88888839~~42833333 0.00000000 0.00000000 M-6 5,746,000.00 3.~~57000~~79000% 1000.00000000 43.~~95833275~~47416638 0.00000000 0.00000000 M-7 4,420,000.00 4.~~07000~~29000% 1000.00000000 53.~~65277828~~93250000 0.00000000 0.00000000 M-8 4,420,000.00 4.~~17000~~39000% 1000.00000000 54.~~79166742~~02416742 0.00000000 0.00000000 M-9 4,420,000.00 4.~~72000~~94000% 1000.00000000 64.~~55555656~~52833258 0.00000000 0.00000000 M-10 4,419,000.00 4.~~27000~~49000% 1000.00000000 54.~~93055442~~11583390 0.00000000 0.00000000 M-11 4,419,000.00 4.~~27000~~49000% 1000.00000000 54.~~93055442~~11583390 0.00000000 0.00000000 C 4,~~420~~421,~~387~~456.6604 0.00000% ~~1000~~999.~~00000000~~63392150 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1,000 denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-I-1 0.00000000 0.00000000 42.~~16666667~~85711786 0.00000000 ~~967~~935.~~96766025~~82031985 A-I-2 0.00000000 0.00000000 43.~~29166669~~03416666 0.00000000 1000.00000000 A-I-3 0.00000000 0.00000000 43.~~43055558~~12583336 0.00000000 1000.00000000 A-II-1 0.00000000 0.00000000 43.~~34722222~~04724765 0.00000000 ~~992~~979.~~31944998~~88352363 A-II-2 0.00000000 0.00000000 43.~~41666667~~09272907 0.00000000 ~~992~~979.~~31944989~~88352368 M-1 0.00000000 0.00000000 43.~~58333333~~22666667 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 43.~~61111086~~24500000 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 43.~~65277804~~27250060 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 43.~~84722252~~40083311 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 43.~~88888839~~42833333 0.00000000 1000.00000000 M-6 0.00000000 0.00000000 43.~~95833275~~47416638 0.00000000 1000.00000000 M-7 0.00000000 0.00000000 53.~~65277828~~93250000 0.00000000 1000.00000000 M-8 0.00000000 0.00000000 54.~~79166742~~02416742 0.00000000 1000.00000000 M-9 0.00000000 0.00000000 64.~~55555656~~52833258 0.00000000 1000.00000000 M-10 0.00000000 0.00000000 54.~~93055442~~11583390 0.00000000 1000.00000000 M-11 0.00000000 0.00000000 54.~~93055442~~11583390 0.00000000 1000.00000000 C 0.00000000 0.00000000 64103.~~41001150~~25951810 0.00000000 999.~~87552675~~63392150 P 0.00000000 0.00000000 ~~755146~~927733.70000000 0.00000000 1000.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1213,~~387~~109,~~548~~853.5195 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 45,~~869~~171.2393 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 7592,~~514~~773.6737 Total Deposits 1213,~~467~~207,~~932~~799.4125 Withdrawals Reimbursement for Servicer Advances 04,869.0023 Payment of Service Fee ~~210~~208,~~115~~656.2256 Payment of Interest and Principal 12,~~257~~994,~~817~~273.1946 Total Withdrawals (Pool Distribution Amount) 1213,~~467~~207,~~932~~799.4125 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~197~~195,~~232~~858.8134 LPMI 3,~~674~~673.2061 Master Servicing Fee 9,~~208~~124.2161 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~210~~208,~~115~~656.2256

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance ~~Reserve~~Basis ~~Fund~~Risk ~~1,643,476~~0.00 ~~284~~456,~~717~~557.2242 ~~284~~456,~~717~~557.2242 ~~1,643,476~~0.00 Reserve Fund 90,000.00 0.00 0.00 90,000.00

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT ~~DELINQUENCY STATUS~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 31 0 0 0 31 ~~336~~94,~~782~~424.2505 0.00 0.00 0.00 ~~336~~94,~~782~~424.2505 60 Days 32 0 0 0 32 ~~449~~306,~~825~~430.6567 0.00 0.00 0.00 ~~449~~306,~~825~~430.6567 90 Days 03 0 0 0 03 0447,939.0001 0.00 0.00 0.00 0447,939.0001 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 0 0 0 6 ~~786~~848,~~607~~793.9073 0.00 0.00 0.00 ~~786~~848,~~607~~793.9073 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~084507~~028466% 0.000000% 0.000000% 0.000000% 0.~~084507~~028466% 0.~~038439~~010898% 0.000000% 0.000000% 0.000000% 0.~~038439~~010898% 60 Days 0.~~084507~~056931% 0.000000% 0.000000% 0.000000% 0.~~084507~~056931% 0.~~051341~~035368% 0.000000% 0.000000% 0.000000% 0.~~051341~~035368% 90 Days 0.~~000000~~085397% 0.000000% 0.000000% 0.000000% 0.~~000000~~085397% 0.~~000000~~051700% 0.000000% 0.000000% 0.000000% 0.~~000000~~051700% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~169014~~170794% 0.000000% 0.000000% 0.000000% 0.~~169014~~170794% 0.~~089779~~097966% 0.000000% 0.000000% 0.000000% 0.~~089779~~097966%

Delinquency Status By Groups

~~OTHER~~DELINQUENT ~~INFORMATION~~BANKRUPTCY ~~Current~~FORECLOSURE ~~Period~~REO ~~Class~~Total AGroup ~~Insufficient~~1 ~~Funds~~No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance ofPrincipal ~~Contaminated~~Balance ~~Properties~~Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 ~~4,869~~0.2300 ~~Class~~30 MDays 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-129 ~~68,066,487~~Days 0.66000000% 70.~~69993791~~000000% ~~68,065,937~~0.44000000% 70.~~77041850~~000000% 20.~~422022~~000000% 0.000000% ~~Class~~0.000000% M0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-229 ~~54,806,487~~Days 0 0 0 0 0.6600 60.~~19991668~~00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% ~~54,805,937~~0.44000000% 60.~~25665474~~000000% 10.~~513764~~000000% 0.000000% ~~Class~~0.000000% M0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 94,424.05 0.00 0.00 0.00 94,424.05 60 Days 2 0 0 0 2 306,430.67 0.00 0.00 0.00 306,430.67 90 Days 3 460 0 0 3 447,~~408~~939.01 0.00 0.00 0.00 447,~~487~~939.6601 5120 Days 0 0 0 0 0 0.~~24990323%~~00 460.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 0 0 0 6 848,~~407~~793.73 0.00 0.00 0.00 848,~~937~~793.4473 50-29 Days 0.~~29793770~~000000% 0.~~958717~~000000% 0.000000% ~~Class~~0.000000% ~~M-4~~0.000000% ~~38,894,487~~0.66000000% 40.~~39989120~~000000% ~~38,893,937~~0.44000000% 430 Days 0.~~44013823~~055494% 0.~~857799~~000000% 0.000000% ~~Class~~0.000000% C0.055494% ~~100~~0.00025200% 0.~~00001131~~000000% ~~100~~0.00000000% 0.~~00001142~~000000% 0.~~504569~~025200% 60 Days 0.110988% 0.000000% ~~Class~~0.000000% P0.000000% 0.00110988% 0.~~00000000~~081780% 0.00000000% 0.~~00000000~~000000% 0.~~000011~~000000% 0.081780% 90 Days 0.166482% 0.000000% ~~Class~~0.000000% ~~R-I~~0.000000% 0.00166482% 0.~~00000000~~119546% 0.00000000% 0.~~00000000~~000000% 0.000000% 0.119546% 120 Days 0.000000% ~~Please~~0.000000% ~~Refer~~0.000000% to0.000000% ~~the~~0.000000% ~~Prospectus~~0.000000% ~~Supplement~~0.000000% ~~for~~0.000000% a0.000000% ~~Full~~0.000000% ~~Description~~150 ofDays ~~Loss~~0.000000% ~~Exposure~~0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.332963% 0.000000% 0.000000% 0.000000% 0.332963% 0.226526% 0.000000% 0.000000% 0.000000% 0.226526%

~~COLLATERAL~~OTHER ~~STATEMENT~~INFORMATION ~~Collateral~~Current ~~Description~~Period ~~Mixed~~Class ~~Fixed~~A &Insufficient ~~Arm~~Funds Weighted Average Gross Coupon 5.927000% Weighted Average Net Coupon 5.659259% Weighted Average Pass-Through Rate 5.641772% Weighted Average Maturity(Stepdown Calculation ) 353 Beginning Scheduled Collateral Loan Count 3,582 Number Of Loans Paid In Full 32 Ending Scheduled Collateral Loan Count 3,550 Beginning Scheduled Collateral Balance 883,987,487.66 Ending Scheduled Collateral Balance 875,962,310.46 Ending Actual Collateral Balance at 29-Apr-2005 876,155,411.85 Monthly P &I Constant 4,620,661.03 Special Servicing Fee 0.00 ~~Prepayment~~Principal ~~Penalties~~Balance ~~75,514.67~~of ~~Realized~~Contaminated ~~Loss~~Properties ~~Amount~~ 0.00 ~~Cumulative~~Periodic ~~Realized~~Advance ~~Loss 0.00 Scheduled Principal 254~~5,~~494~~171.~~23 Unscheduled Principal 7,771,751.35~~93

~~Other~~SUBORDINATION ~~Income~~LEVEL/CREDIT ENHANCEMENT/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class M-1 68,067,556.04 7.70005877% 68,065,937.44 7.85785771% 2.449277% 0.000000% Class M-2 54,807,556.04 6.20003754% 54,805,937.44 6.32705982% 1.530798% 0.000000% Class M-3 46,409,556.04 5.25002409% 46,407,937.44 5.35755449% 0.969505% 0.000000% Class M-4 38,895,556.0804 4.40001206% 38,893,937.44 4.49010236% 0.867452% 0.000000% Class C 100.00 0.00001131% 100.00 0.00001154% 0.510247% 0.000000% Class P 0.00 0.00000000% 0.00 0.00000000% 0.000012% 0.000000% Class R-I 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

~~Miscellaneous~~COLLATERAL ~~Reporting~~STATEMENT ~~Excess~~Collateral ~~Cash~~Description ~~Amount~~Mixed ~~283,098~~Fixed & Arm Weighted Average Gross Coupon 5.62924414% ~~Extra~~Weighted ~~Principal~~Average ~~Amount~~Net 0Coupon 5.00656103% ~~Swap~~Weighted ~~Payment~~Average ~~Out~~Pass-Through ~~54,484~~Rate 5.29638571% ~~Swap~~Weighted ~~Payment~~Average Maturity(Stepdown Calculation) 352 Beginning Scheduled Collateral Loan Count 3,550 Number Of Loans Paid In 36Full 37 Ending Scheduled Collateral Loan Count 3,~~404.30~~513 ~~Overcollateralization~~Beginning ~~Amt~~Scheduled 4Collateral Balance 875,~~419~~962,~~837~~310.4446 ~~Overcollateralization~~Ending ~~Deficiency~~Scheduled ~~Amt~~Collateral 99Balance 866,214,940.~~100~~28 ~~Overcollateralization~~Ending ~~Release~~Actual ~~Amt~~Collateral 1Balance at 31-May-2005 866,~~618~~414,927.6083 ~~Specified~~Monthly ~~Overcollateralization~~P&I ~~Amt~~Constant 4,~~419~~578,~~937~~672.4441 ~~Stepdown~~Special NOServicing ~~Trigger~~Fee ~~Event~~0.00 NOPrepayment Penalties 92,773.37 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 254,036.42 Unscheduled Principal 9,493,333.77

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 6.334629 5.657781 6.496053 Weighted Average Net Rate 6.062309 5.401028 6.245310 Weighted Average Maturity 349 357 306 Beginning Loan Count 929 737 77 Loans Paid In Full 8 8 1 Ending Loan Count 921 729 76 Beginning Scheduled Balance 209,947,676.42 275,236,623.36 17,131,572.47 Ending scheduled Balance 207,982,872.20 271,927,793.45 16,975,312.85 Record Date 04/29/2005 04/29/2005 04/29/2005 Principal And Interest Constant 1,246,554.12 1,321,851.20 111,080.98 Scheduled Principal 138,270.20 24,160.68 18,341.31 Unscheduled Principal 1,826,534.02 3,284,669.23 137,918.31 Scheduled Interest 1,108,283.92 1,297,690.52 92,739.67 Servicing Fees 47,644.23 58,889.98 3,579.69 Master Servicing Fees 2,186.95 2,867.05 178.45 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other ~~Fee~~Income ~~383.43 564.98 241.64 Pool Insurance Fee~~ 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,058,069.31 1,235,368.51 88,739.89 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.047617 5.386065 6.215884

~~Group~~Miscellaneous ~~Level~~Reporting ~~Collateral~~Excess ~~Statement~~Cash ~~Group~~Amount Group 4 Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 5.871374 5.927000 Weighted Average Net Rate 5.597468 5.659259 Weighted Average Maturity 357 353 Beginning Loan Count 1456,~~839 3,582 Loans Paid In Full 15 32 Ending Loan Count 1,824 3,550 Beginning Scheduled Balance 381,672,683~~557.7942 ~~883,988,556.04~~Extra ~~Ending scheduled Balance 379,076,331.96 875,962,310.46 Record Date 04/29/2005 04/29/2005~~ Principal ~~And~~Amount ~~Interest Constant 1,941,174~~0.7300 ~~4,620,661.03~~Swap ~~Scheduled~~Payment ~~Principal~~Out 733,~~722.04 254~~368,~~494~~719.2393 ~~Unscheduled~~Swap ~~Principal~~Payment In 2,~~522~~406,~~629~~869.7919 ~~7,771,751.35~~Overcollateralization ~~Scheduled~~Amt ~~Interest 1,867,452.69~~ 4,~~366~~419,~~166~~837.8044 ~~Servicing~~Overcollateralization ~~Fees~~Deficiency ~~87,118.91~~Amt ~~197,232~~99.81100 ~~Master~~Overcollateralization ~~Servicing~~Release ~~Fees~~Amt ~~3,975.76 9,208.21 Trustee Fee~~ 0.00 ~~0.00~~Specified ~~FRY~~Overcollateralization ~~Amount~~Amt ~~0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 2,484.15 3,674.20 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 1,773,873.87~~ 4,~~156~~419,~~051~~937.5844 ~~Realized~~Stepdown ~~Loss~~NO ~~Amount~~Trigger ~~0.00~~Event ~~0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.577157 5.641772~~NO

Filing Compare · Opteum Mortgage Acceptance Corp Asset Backed Pass-Through Certificates, 2005-2