8-K 1 mlm05wm1_10506.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2005 MERRILL LYNCH MORTGAGE INVESTORS TRUST Mortgage Loan Asset-Backed Certificates, Series 2005-WM1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-121605-01 54-2168020 Pooling and Servicing Agreement) (Commission 54-2168021 (State or other File Number) 54-6651108 jurisdiction 54-6651109 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On June 27, 2005 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS TRUST, Mortgage Loan Asset-Backed Certificates, Series 2005-WM1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2005-WM1 Trust, relating to the June 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS TRUST Mortgage Loan Asset-Backed Certificates, Series 2005-WM1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 6/28/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2005-WM1 Trust , relating to the June 27, 2005 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Loan Asset-Backed Certificates Record Date: 45/2931/2005 Distribution Date: 56/2527/2005 Merrill Lynch Mortgage Loans, Inc. Mortgage Loan Asset-Backed Certificates Series 2005-WM1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest ~~Principal~~ Class CUSIP Description Rate Balance Distribution ~~Distribution~~ A-1A 59020UQQ1 SEN 3.~~39000~~46000% ~~727~~691,~~633~~420,~~812~~240.7827 2,~~055~~192,~~565~~954.5253 ~~36,213,572.51~~ A-1B 59020UQR9 SEN 3.~~32000~~39000% 8076,~~848~~824,~~297~~562.9789 ~~223~~238,~~680~~732.2933 ~~4,023,735.08~~ A-2A 59020UQS7 SEN 3.~~12000~~19000% ~~257~~227,~~030~~285,~~713~~945.6835 ~~668~~664,~~279~~621.8699 ~~29,744,768.33~~ A-2B 59020UQT5 SEN 3.~~24000~~31000% 165,216,000.00 ~~446~~501,~~083~~292.2088 ~~0.00~~ A-2C 59020UQU2 SEN 3.~~36000~~43000% 62,996,000.00 ~~176~~198,~~388~~069.8092 ~~0.00~~ M-1 59020UQV0 MEZ 3.~~52000~~59000% 116,726,000.00 ~~342~~384,~~396~~125.2781 ~~0.00~~ M-2 59020UQW8 MEZ 3.~~55000~~62000% 32,424,000.00 95107,~~921~~593.0064 ~~0.00~~ M-3 59020UQX6 MEZ 3.~~77000~~84000% 59,289,000.00 ~~186~~208,~~266~~697.2728 ~~0.00~~ M-4 59020UQY4 MEZ 3.~~80000~~87000% 25,939,000.00 8292,~~140~~018.1760 ~~0.00~~ B-1 59020UQZ1 SUB 4.~~30000~~37000% 22,233,000.00 7989,~~668~~061.2569 ~~0.00~~ B-2 59020URA5 SUB 4.~~37000~~44000% 16,675,000.00 6067,~~724~~867.7925 ~~0.00~~ B-3 59020URB3 SUB 5.~~27000~~34000% 13,896,000.00 6168,~~026~~020.6092 ~~0.00~~ B-4 59020URC1 SUB 6.~~77000~~84000% 9,264,000.00 5058,~~750~~085.3028 ~~0.00~~ B-5 59020URD9 SUB 6.~~77000~~84000% 18,528,000.00 ~~101~~116,~~500~~170.6056 ~~0.00~~ B-6 59020URE7 SUB 6.~~77000~~84000% 15,748,000.00 8698,~~271~~739.1296 ~~0.00~~ C MLM05WM1C SEN 0.00000% 26,865,710.00 43,~~182~~311,~~425~~686.9009 ~~0.00~~ P MLM05WM1P SEN 0.00000% 0.00 1,~~334~~288,~~606~~542.0888 ~~0.00~~ R MLM05WM1R SEN 3.~~39000~~46000% 0.00 0.00 ~~0.00~~ Totals 1,~~651~~581,~~312~~330,~~534~~458.4351 109,~~233~~686,~~695~~281.~~02 69,982,075.92~~61

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses A-1A 42,791,213.86 0.00 ~~691~~648,~~420~~629,~~240~~026.2742 3844,~~269~~984,~~138~~168.0339 0.00 A-1B 4,754,585.00 0.00 7672,~~824~~069,~~562~~977.89 4,~~247~~993,~~415~~317.3733 0.00 A-2A 24,090,418.47 0.00 ~~227~~203,~~285~~195,~~945~~526.3588 3024,~~413~~755,~~048~~040.1946 0.00 A-2B 0.00 0.00 165,216,000.00 ~~446~~501,~~083~~292.2088 0.00 A-2C 0.00 0.00 62,996,000.00 ~~176~~198,~~388~~069.8092 0.00 M-1 0.00 0.00 116,726,000.00 ~~342~~384,~~396~~125.2781 0.00 M-2 0.00 0.00 32,424,000.00 95107,~~921~~593.0064 0.00 M-3 0.00 0.00 59,289,000.00 ~~186~~208,~~266~~697.2728 0.00 M-4 0.00 0.00 25,939,000.00 8292,~~140~~018.1760 0.00 B-1 0.00 0.00 22,233,000.00 7989,~~668~~061.2569 0.00 B-2 0.00 0.00 16,675,000.00 6067,~~724~~867.7925 0.00 B-3 0.00 0.00 13,896,000.00 6168,~~026~~020.6092 0.00 B-4 0.00 0.00 9,264,000.00 5058,~~750~~085.3028 0.00 B-5 0.00 0.00 18,528,000.00 ~~101~~116,~~500~~170.6056 0.00 B-6 0.00 0.00 15,748,000.00 8698,~~271~~739.1296 0.00 C 0.00 0.00 26,865,710.00 43,~~182~~311,~~425~~686.9009 0.00 P 0.00 0.00 0.00 1,~~334~~288,~~606~~542.0888 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 71,636,217.33 0.00 1,~~581~~509,~~330~~694,~~458~~241.5119 8081,~~215~~322,~~770~~498.94 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1A 837,359,000.00 ~~727~~691,~~633~~420,~~812~~240.7827 0.00 3642,~~213~~791,~~572~~213.5186 0.00 0.00 A-1B 93,040,000.00 8076,~~848~~824,~~297~~562.9789 0.00 4,~~023~~754,~~735~~585.0800 0.00 0.00 A-2A 336,604,000.00 ~~257~~227,~~030~~285,~~713~~945.6835 0.00 2924,~~744~~090,~~768~~418.3347 0.00 0.00 A-2B 165,216,000.00 165,216,000.00 0.00 0.00 0.00 0.00 A-2C 62,996,000.00 62,996,000.00 0.00 0.00 0.00 0.00 M-1 116,726,000.00 116,726,000.00 0.00 0.00 0.00 0.00 M-2 32,424,000.00 32,424,000.00 0.00 0.00 0.00 0.00 M-3 59,289,000.00 59,289,000.00 0.00 0.00 0.00 0.00 M-4 25,939,000.00 25,939,000.00 0.00 0.00 0.00 0.00 B-1 22,233,000.00 22,233,000.00 0.00 0.00 0.00 0.00 B-2 16,675,000.00 16,675,000.00 0.00 0.00 0.00 0.00 B-3 13,896,000.00 13,896,000.00 0.00 0.00 0.00 0.00 B-4 9,264,000.00 9,264,000.00 0.00 0.00 0.00 0.00 B-5 18,528,000.00 18,528,000.00 0.00 0.00 0.00 0.00 B-6 15,748,000.00 15,748,000.00 0.00 0.00 0.00 0.00 C 26,870,486.11 26,865,710.00 0.00 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 Totals 1,852,807,586.11 1,~~651~~581,~~312~~330,~~534~~458.4351 0.00 6971,~~982~~636,~~075~~217.9233 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1A 3642,~~213~~791,~~572~~213.5186 ~~691~~648,~~420~~629,~~240~~026.2742 0.~~82571542~~77461283 3642,~~213~~791,~~572~~213.5186 A-1B 4,~~023~~754,~~735~~585.0800 7672,~~824~~069,~~562~~977.89 0.~~82571542~~77461283 4,~~023~~754,~~735~~585.0800 A-2A 2924,~~744~~090,~~768~~418.3347 ~~227~~203,~~285~~195,~~945~~526.3588 0.~~67523246~~60366344 2924,~~744~~090,~~768~~418.3347 A-2B 0.00 165,216,000.00 1.00000000 0.00 A-2C 0.00 62,996,000.00 1.00000000 0.00 M-1 0.00 116,726,000.00 1.00000000 0.00 M-2 0.00 32,424,000.00 1.00000000 0.00 M-3 0.00 59,289,000.00 1.00000000 0.00 M-4 0.00 25,939,000.00 1.00000000 0.00 B-1 0.00 22,233,000.00 1.00000000 0.00 B-2 0.00 16,675,000.00 1.00000000 0.00 B-3 0.00 13,896,000.00 1.00000000 0.00 B-4 0.00 9,264,000.00 1.00000000 0.00 B-5 0.00 18,528,000.00 1.00000000 0.00 B-6 0.00 15,748,000.00 1.00000000 0.00 C 0.00 26,865,710.00 0.99982225 0.00 P 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 Totals 6971,~~982~~636,~~075~~217.9233 1,~~581~~509,~~330~~694,~~458~~241.5119 0.~~85347797~~81481437 6971,~~982~~636,~~075~~217.9233

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1A 837,359,000.00 ~~868~~825.~~96278989~~71542226 0.00000000 4351.~~24736763~~10259024 0.00000000 A-1B 93,040,000.00 ~~868~~825.~~96278988~~71542229 0.00000000 4351.~~24736758~~10259028 0.00000000 A-2A 336,604,000.00 ~~763~~675.~~59970078~~23245520 0.00000000 8871.~~36724558~~56902018 0.00000000 A-2B 165,216,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-2C 62,996,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 116,726,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 32,424,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 59,289,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 25,939,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 22,233,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 16,675,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-3 13,896,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-4 9,264,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-5 18,528,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-6 15,748,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 26,870,486.11 999.82225443 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 All Classes are per $1,000 denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1A 0.00000000 4351.~~24736763~~10259024 ~~825~~774.~~71542226~~61283204 0.~~82571542~~77461283 4351.~~24736763~~10259024 A-1B 0.00000000 4351.~~24736758~~10259028 ~~825~~774.~~71542229~~61283201 0.~~82571542~~77461283 4351.~~24736758~~10259028 A-2A 0.00000000 8871.~~36724558~~56902018 ~~675~~603.~~23245520~~66343502 0.~~67523246~~60366344 8871.~~36724558~~56902018 A-2B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-2C 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 999.82225443 0.99982225 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1A 837,359,000.00 3.~~39000~~46000% ~~727~~691,~~633~~420,~~812~~240.7827 2,~~055~~192,~~565~~954.5253 0.00 0.00 A-1B 93,040,000.00 3.~~32000~~39000% 8076,~~848~~824,~~297~~562.9789 ~~223~~238,~~680~~732.2933 0.00 0.00 A-2A 336,604,000.00 3.~~12000~~19000% ~~257~~227,~~030~~285,~~713~~945.6835 ~~668~~664,~~279~~621.8699 0.00 0.00 A-2B 165,216,000.00 3.~~24000~~31000% 165,216,000.00 ~~446~~501,~~083~~292.2088 0.00 0.00 A-2C 62,996,000.00 3.~~36000~~43000% 62,996,000.00 ~~176~~198,~~388~~069.8092 0.00 0.00 M-1 116,726,000.00 3.~~52000~~59000% 116,726,000.00 ~~342~~384,~~396~~125.2781 0.00 0.00 M-2 32,424,000.00 3.~~55000~~62000% 32,424,000.00 95107,~~921~~593.0064 0.00 0.00 M-3 59,289,000.00 3.~~77000~~84000% 59,289,000.00 ~~186~~208,~~266~~697.2728 0.00 0.00 M-4 25,939,000.00 3.~~80000~~87000% 25,939,000.00 8292,~~140~~018.1760 0.00 0.00 B-1 22,233,000.00 4.~~30000~~37000% 22,233,000.00 7989,~~668~~061.2569 0.00 0.00 B-2 16,675,000.00 4.~~37000~~44000% 16,675,000.00 6067,~~724~~867.7925 0.00 0.00 B-3 13,896,000.00 5.~~27000~~34000% 13,896,000.00 6168,~~026~~020.6092 0.00 0.00 B-4 9,264,000.00 6.~~77000~~84000% 9,264,000.00 5258,~~264~~085.4028 0.00 0.00 B-5 18,528,000.00 6.~~77000~~84000% 18,528,000.00 ~~104~~116,~~528~~170.8056 0.00 0.00 B-6 15,748,000.00 6.~~77000~~84000% 15,748,000.00 8898,~~844~~739.9796 0.00 0.00 C 26,870,486.11 0.00000% 26,865,710.00 0.00 0.00 0.00 P 0.00 0.00000% 0.01 0.00 0.00 0.00 R 100.00 3.~~39000~~46000% 0.00 0.00 0.00 0.00 Totals 1,852,807,586.11 45,~~723~~086,~~779~~052.1964 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1A 0.00 0.00 2,~~055~~192,~~565~~954.5253 0.00 ~~691~~648,~~420~~629,~~240~~026.2742 A-1B 0.00 0.00 ~~223~~238,~~680~~732.2933 0.00 7672,~~824~~069,~~562~~977.89 A-2A 0.00 0.00 ~~668~~664,~~279~~621.8699 0.00 ~~227~~203,~~285~~195,~~945~~526.3588 A-2B 0.00 0.00 ~~446~~501,~~083~~292.2088 0.00 165,216,000.00 A-2C 0.00 0.00 ~~176~~198,~~388~~069.8092 0.00 62,996,000.00 M-1 0.00 0.00 ~~342~~384,~~396~~125.2781 0.00 116,726,000.00 M-2 0.00 0.00 95107,~~921~~593.0064 0.00 32,424,000.00 M-3 0.00 0.00 ~~186~~208,~~266~~697.2728 0.00 59,289,000.00 M-4 0.00 0.00 8292,~~140~~018.1760 0.00 25,939,000.00 B-1 0.00 0.00 7989,~~668~~061.2569 0.00 22,233,000.00 B-2 0.00 0.00 6067,~~724~~867.7925 0.00 16,675,000.00 B-3 0.00 0.00 6168,~~026~~020.6092 0.00 13,896,000.00 B-4 0.00 0.00 5058,~~750~~085.3028 0.00 9,264,000.00 B-5 0.00 0.00 ~~101~~116,~~500~~170.6056 0.00 18,528,000.00 B-6 0.00 0.00 8698,~~271~~739.1296 0.00 15,748,000.00 C 0.00 0.00 43,~~182~~311,~~425~~686.9009 0.00 26,865,710.00 P 0.00 0.00 1,~~334~~288,~~606~~542.0888 0.00 0.01 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 109,~~233~~686,~~695~~281.0261 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1A 837,359,000.00 3.~~39000~~46000% ~~868~~825.~~96278989~~71542226 2.~~45481988~~61889408 0.00000000 0.00000000 A-1B 93,040,000.00 3.~~32000~~39000% ~~868~~825.~~96278988~~71542229 2.~~40413037~~56591068 0.00000000 0.00000000 A-2A 336,604,000.00 3.~~12000~~19000% ~~763~~675.~~59970078~~23245520 1.~~98535924~~97449225 0.00000000 0.00000000 A-2B 165,216,000.00 3.~~24000~~31000% 1000.00000000 23.~~70000000~~03416667 0.00000000 0.00000000 A-2C 62,996,000.00 3.~~36000~~43000% 1000.00000000 23.~~80000000~~14416661 0.00000000 0.00000000 M-1 116,726,000.00 3.~~52000~~59000% 1000.00000000 23.~~93333336~~29083332 0.00000000 0.00000000 M-2 32,424,000.00 3.~~55000~~62000% 1000.00000000 23.~~95833333~~31833333 0.00000000 0.00000000 M-3 59,289,000.00 3.~~77000~~84000% 1000.00000000 3.~~14166658~~52000000 0.00000000 0.00000000 M-4 25,939,000.00 3.~~80000~~87000% 1000.00000000 3.~~16666680~~54749990 0.00000000 0.00000000 B-1 22,233,000.00 4.~~30000~~37000% 1000.00000000 34.~~58333333~~00583322 0.00000000 0.00000000 B-2 16,675,000.00 4.~~37000~~44000% 1000.00000000 34.~~64166657~~07000000 0.00000000 0.00000000 B-3 13,896,000.00 5.~~27000~~34000% 1000.00000000 4.~~39166667~~89500000 0.00000000 0.00000000 B-4 9,264,000.00 6.~~77000~~84000% 1000.00000000 56.~~64166667~~27000000 0.00000000 0.00000000 B-5 18,528,000.00 6.~~77000~~84000% 1000.00000000 56.~~64166667~~27000000 0.00000000 0.00000000 B-6 15,748,000.00 6.~~77000~~84000% 1000.00000000 56.~~64166688~~27000000 0.00000000 0.00000000 C 26,870,486.11 0.00000% 999.82225443 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 3.~~39000~~46000% 0.00000000 0.00000000 0.00000000 0.00000000 All Classes are per $1,000 denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1A 0.00000000 0.00000000 2.~~45481988~~61889408 0.00000000 ~~825~~774.~~71542226~~61283204 A-1B 0.00000000 0.00000000 2.~~40413037~~56591068 0.00000000 ~~825~~774.~~71542229~~61283201 A-2A 0.00000000 0.00000000 1.~~98535924~~97449225 0.00000000 ~~675~~603.~~23245520~~66343502 A-2B 0.00000000 0.00000000 23.~~70000000~~03416667 0.00000000 1000.00000000 A-2C 0.00000000 0.00000000 23.~~80000000~~14416661 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 23.~~93333336~~29083332 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 23.~~95833333~~31833333 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 3.~~14166658~~52000000 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 3.~~16666680~~54749990 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 34.~~58333333~~00583322 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 34.~~64166657~~07000000 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 4.~~39166667~~89500000 0.00000000 1000.00000000 B-4 0.00000000 0.00000000 56.~~47822755~~27000000 0.00000000 1000.00000000 B-5 0.00000000 0.00000000 56.~~47822755~~27000000 0.00000000 1000.00000000 B-6 0.00000000 0.00000000 56.~~47822708~~27000000 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~155~~123.~~65129276~~24622921 0.00000000 999.82225443 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8082,~~801~~091,~~806~~540.0276 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~407~~412,~~871~~311.7724 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0(114,593.0061) Prepayment Penalties 0.00 Total Deposits 8182,~~209~~389,~~677~~258.7939 Withdrawals Reimbursement for Servicer Advances ~~305~~407,~~859~~871.9777 Payment of Service Fee ~~688~~658,~~046~~887.8969 Payment of Interest and Principal 8081,~~215~~322,~~770~~498.93 Total Withdrawals (Pool Distribution Amount) 8182,~~209~~389,~~677~~258.7939 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~688~~658,~~046~~887.8969 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~688~~658,~~046~~887.8969

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT ~~DELINQUENCY STATUS~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 12 32 0 1514 1,~~849~~847,~~930~~897.0744 ~~789~~111,~~209~~495.7273 0.00 21,~~639~~959,~~139~~393.7917 30 Days ~~194~~166 1 2 0 ~~197~~169 3625,~~284~~344,~~354~~234.9269 109,~~869~~792.8913 ~~473~~753,~~478~~347.4113 0.00 3626,~~867~~207,~~703~~373.2295 60 Days 6897 0 12 0 6999 1018,~~672~~456,~~777~~962.5505 0.00 85473,~~759~~478.0541 0.00 1018,~~758~~930,~~536~~440.6046 90 Days 3136 0 20 0 3336 56,~~640~~314,~~593~~687.1826 0.00 ~~251,698~~0.0600 0.00 56,~~892~~314,~~291~~687.2426 120 Days 2324 0 01 0 2325 3,~~795~~935,~~099~~911.8425 0.00 0225,770.0060 0.00 34,~~795~~161,~~099~~681.8485 150 Days 1320 10 40 0 1820 3,~~438~~360,~~347~~549.2649 ~~92,230~~0.8600 ~~1,046,626~~0.3700 0.00 43,~~577~~360,~~204~~549.49 180+ Days 011 0 1 5 0 117 03,049,487.0086 092,230.0086 ~~144~~1,~~000~~190,626.0037 0.00 ~~144~~4,~~000~~332,345.0009 Totals ~~329~~354 14 1312 0 ~~356~~380 5960,~~831~~461,~~172~~832.7560 2,~~052~~049,~~030~~920.8243 2,~~790~~754,~~771~~718.6124 0.00 6465,~~673~~266,~~975~~471.1827 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~132509~~138456% 0.~~033127~~023076% 0.000000% 0.~~165636~~161532% 0.~~116893~~122298% 0.~~049868~~007379% 0.000000% 0.~~166762~~129677% 30 Days 21.~~142226~~915311% 0.~~011042~~011538% 0.~~022085~~023076% 0.000000% 21.~~175353~~949925% 21.~~292731~~677344% 0.~~006942~~007266% 0.~~029918~~049858% 0.000000% 21.~~329591~~734468% 60 Days 01.~~750883~~119188% 0.000000% 0.~~011042~~023076% 0.000000% 01.~~761926~~142264% 01.~~674390~~221527% 0.000000% 0.~~005419~~031336% 0.000000% 01.~~679809~~252863% 90 Days 0.~~342314~~415369% 0.000000% 0.~~022085~~000000% 0.000000% 0.~~364399~~415369% 0.~~356417~~417921% 0.000000% 0.~~015904~~000000% 0.000000% 0.~~372321~~417921% 120 Days 0.~~253975~~276912% 0.000000% 0.~~000000~~011538% 0.000000% 0.~~253975~~288450% 0.~~239804~~260488% 0.000000% 0.~~000000~~014942% 0.000000% 0.~~239804~~275430% 150 Days 0.~~143551~~230760% 0.~~011042~~000000% 0.~~044170~~000000% 0.000000% 0.~~198763~~230760% 0.~~217262~~222409% 0.~~005828~~000000% 0.~~066134~~000000% 0.000000% 0.~~289224~~222409% 180+ Days 0.~~000000~~126918% 0.~~000000~~011538% 0.~~011042~~057690% 0.000000% 0.~~011042~~196146% 0.~~000000~~201823% 0.~~000000~~006104% 0.~~009099~~078799% 0.000000% 0.~~009099~~286725% Totals 34.~~632951~~084458% 0.~~154594~~161532% 0.~~143551~~138456% 0.000000% 34.~~931095~~384447% 34.~~780604~~001512% 0.~~129663~~135669% 0.~~176343~~182314% 0.000000% 4.~~086610~~319495%

Delinquency Status By Groups

~~Delinquency Status By Groups~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 5 20 0 75 204,~~054~~031.4740 ~~54,209~~0.7200 0.00 ~~258~~204,~~264~~031.1940 30 Days 4144 0 01 0 4145 32,~~211~~774,~~659~~741.9808 0.00 018,347.0013 0.00 32,~~211~~793,~~659~~088.9821 60 Days 1823 0 0 0 1823 1,~~129~~631,~~347~~517.7692 0.00 0.00 0.00 1,~~129~~631,~~347~~517.7692 90 Days 97 0 0 0 97 ~~357~~322,~~098~~106.7489 0.00 0.00 0.00 ~~357~~322,~~098~~106.7489 120 Days 86 0 0 0 86 ~~650~~231,~~545~~022.0107 0.00 0.00 0.00 ~~650~~231,~~545~~022.0107 150 Days 7 0 0 1 0 17 589,612.33 0.00 0.00 ~~56,390.46~~ 0.00 56589,~~390~~612.4633 180+ Days 0 0 01 0 01 0.00 0.00 056,390.0046 0.00 056,390.0046 Totals 7687 5 32 0 8494 5,~~348~~549,~~651~~000.4929 204,~~054~~031.4740 ~~110~~74,~~600~~737.1859 0.00 5,~~663~~827,~~306~~769.1428 0-29 Days 0.~~188395~~195389% 0.~~075358~~000000% 0.000000% 0.~~263753~~195389% 0.~~079185~~081946% 0.~~021037~~000000% 0.000000% 0.~~100222~~081946% 30 Days 1.~~544838~~719422% 0.000000% 0.~~000000~~039078% 0.000000% 1.~~544838~~758499% 1.~~246318~~114436% 0.000000% 0.~~000000~~007369% 0.000000% 1.~~246318~~121805% 60 Days 0.~~678222~~898789% 0.000000% 0.000000% 0.000000% 0.~~678222~~898789% 0.~~438255~~655277% 0.000000% 0.000000% 0.000000% 0.~~438255~~655277% 90 Days 0.~~339111~~273544% 0.000000% 0.000000% 0.000000% 0.~~339111~~273544% 0.~~138576~~129370% 0.000000% 0.000000% 0.000000% 0.~~138576~~129370% 120 Days 0.~~301432~~234467% 0.000000% 0.000000% 0.000000% 0.~~301432~~234467% 0.~~252451~~092787% 0.000000% 0.000000% 0.000000% 0.~~252451~~092787% 150 Days 0.~~000000~~273544% 0.000000% 0.~~037679~~000000% 0.000000% 0.~~037679~~273544% 0.~~000000~~236810% 0.000000% 0.~~021883~~000000% 0.000000% 0.~~021883~~236810% 180+ Days 0.000000% 0.000000% 0.~~000000~~039078% 0.000000% 0.~~000000~~039078% 0.000000% 0.000000% 0.~~000000~~022648% 0.000000% 0.~~000000~~022648% Totals 23.~~863602~~399766% 0.~~188395~~195389% 0.~~113037~~078156% 0.000000% 3.~~165034~~673310% 2.~~075600~~228679% 0.~~079185~~081946% 0.~~042920~~030017% 0.000000% 2.~~197705~~340643% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 ~~451~~450,~~092~~812.4312 0.00 0.00 ~~451~~450,~~092~~812.4312 30 Days 8580 1 0 0 8681 1513,~~623~~803,~~164~~102.6490 109,~~869~~792.8913 0.00 0.00 1513,~~733~~912,~~034~~895.5303 60 Days 3145 0 0 0 3145 58,~~181~~294,~~707~~769.1869 0.00 0.00 0.00 58,~~181~~294,~~707~~769.1869 90 Days 1014 0 10 0 1114 12,~~938~~382,~~784~~994.4036 0.00 ~~225,770~~0.6000 0.00 2,~~164~~382,~~555~~994.0036 120 Days 119 0 01 0 1110 21,~~001~~802,~~339~~587.6250 0.00 0225,770.0060 0.00 2,~~001~~028,~~339~~358.6210 150 Days 410 0 10 0 510 1,~~184~~772,~~129~~266.5897 0.00 ~~399,020~~0.3900 0.00 1,~~583~~772,~~149~~266.97 180+ Days 03 0 01 0 04 0873,145.0062 0.00 0399,020.0039 0.00 01,272,166.0001 Totals ~~141~~161 4 2 0 ~~147~~167 2528,~~929~~928,~~125~~867.4204 560,~~962~~604.3225 624,790.99 0.00 2730,114,~~878~~262.7328 0-29 Days 0.~~078329~~082440% 0.000000% 0.000000% 0.~~078329~~082440% 0.~~061463~~064858% 0.000000% 0.000000% 0.~~061463~~064858% 30 Days 2.~~219321~~198406% 0.~~026110~~027480% 0.000000% 0.000000% 2.~~245431~~225886% 21.~~128705~~985847% 0.~~014970~~015796% 0.000000% 0.000000% 2.~~143676~~001643% 60 Days 01.~~809399~~236603% 0.000000% 0.000000% 0.000000% 01.~~809399~~236603% 01.~~706024~~193365% 0.000000% 0.000000% 0.000000% 01.~~706024~~193365% 90 Days 0.~~261097~~384721% 0.000000% 0.~~026110~~000000% 0.000000% 0.~~287206~~384721% 0.~~264165~~342840% 0.000000% 0.~~030762~~000000% 0.000000% 0.~~294927~~342840% 120 Days 0.~~287206~~247321% 0.000000% 0.~~000000~~027480% 0.000000% 0.~~287206~~274801% 0.~~272689~~259338% 0.000000% 0.~~000000~~032482% 0.000000% 0.~~272689~~291819% 150 Days 0.~~104439~~274801% 0.000000% 0.~~026110~~000000% 0.000000% 0.~~130548~~274801% 0.~~161341~~254975% 0.000000% 0.~~054368~~000000% 0.000000% 0.~~215709~~254975% 180+ Days 0.~~000000~~082440% 0.000000% 0.~~000000~~027480% 0.000000% 0.~~000000~~109920% 0.~~000000~~125619% 0.000000% 0.~~000000~~057407% 0.000000% 0.~~000000~~183026% Totals 34.~~681462~~424292% 0.~~104439~~109920% 0.~~052219~~054960% 0.000000% 34.~~838120~~589173% 34.~~532925~~161985% 0.~~076433~~080654% 0.~~085130~~089888% 0.000000% 34.~~694488~~332527% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2 02 0 24 ~~694~~692,~~134~~522.7133 0111,495.0073 0.00 ~~694~~804,~~134~~018.7106 30 Days 2216 0 10 0 2316 2,~~415~~280,~~215~~711.5668 0.00 ~~94,985~~0.9100 0.00 2,~~510~~280,~~201~~711.4768 60 Days 68 0 1 0 79 ~~603~~673,~~516~~484.6400 0.00 8594,~~759~~985.0591 0.00 ~~689~~768,~~275~~469.6991 90 Days 5 0 10 0 65 ~~526~~575,~~176~~508.8166 0.00 ~~25,927~~0.4600 0.00 ~~552~~575,~~104~~508.2766 120 Days 15 0 0 0 15 ~~144~~526,~~545~~176.0281 0.00 0.00 0.00 ~~144~~526,~~545~~176.0281 150 Days 70 10 10 0 90 ~~1,391,433~~0.3100 ~~92,230~~0.8600 ~~175,988~~0.1700 0.00 ~~1,659,652~~0.3400 180+ Days 06 01 01 0 08 01,313,557.0087 092,230.0086 0175,988.0017 0.00 01,581,776.0090 Totals 4140 3 4 0 4847 5,~~080~~369,~~887~~439.3402 ~~786~~784,~~365~~753.5719 382,~~660~~469.5981 0.00 6,~~249~~536,~~913~~662.5002 0-29 Days 0.~~159236~~165153% 0.~~000000~~165153% 0.000000% 0.~~159236~~330306% 0.~~411824~~421405% 0.~~000000~~067846% 0.000000% 0.~~411824~~489250% 30 Days 1.~~751592~~321222% 0.000000% 0.~~079618~~000000% 0.000000% 1.~~831210~~321222% 1.~~432928~~387829% 0.000000% 0.~~056354~~000000% 0.000000% 1.~~489282~~387829% 60 Days 0.~~477707~~660611% 0.000000% 0.~~079618~~082576% 0.000000% 0.~~557325~~743187% 0.~~358061~~409820% 0.000000% 0.~~050880~~057800% 0.000000% 0.~~408942~~467619% 90 Days 0.~~398089~~412882% 0.000000% 0.~~079618~~000000% 0.000000% 0.~~477707~~412882% 0.~~312176~~350201% 0.000000% 0.~~015383~~000000% 0.000000% 0.~~327559~~350201% 120 Days 0.~~079618~~412882% 0.000000% 0.000000% 0.000000% 0.~~079618~~412882% 0.~~085757~~320182% 0.000000% 0.000000% 0.000000% 0.~~085757~~320182% 150 Days 0.~~557325~~000000% 0.~~079618~~000000% 0.~~079618~~000000% 0.000000% 0.~~716561~~000000% 0.~~825526~~000000% 0.~~054720~~000000% 0.~~104412~~000000% 0.000000% 0.~~984658~~000000% 180+ Days 0.~~000000~~495458% 0.~~000000~~082576% 0.~~000000~~082576% 0.000000% 0.~~000000~~660611% 0.~~000000~~799309% 0.~~000000~~056123% 0.~~000000~~107090% 0.000000% 0.~~000000~~962522% Totals 3.~~264331~~303055% 0.~~238854~~247729% 0.~~318471~~330306% 0.000000% 3.~~821656~~881090% 3.~~014449~~267340% 0.~~466544~~477528% 0.~~227029~~232735% 0.000000% 3.~~708022~~977603% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2 10 0 32 500,~~648~~531.4659 ~~735,000~~0.00 0.00 1500,~~235,648~~531.4659 30 Days 4626 0 1 0 4727 156,~~034~~485,~~314~~679.7403 0.00 ~~378~~735,~~492~~000.5000 0.00 157,~~412~~220,~~807~~679.2403 60 Days 1321 0 01 0 1322 37,~~758~~857,~~205~~190.9744 0.00 0378,492.0050 0.00 38,~~758~~235,~~205~~682.9794 90 Days 710 0 0 0 710 23,~~818~~034,~~533~~077.2335 0.00 0.00 0.00 23,~~818~~034,~~533~~077.2335 120 Days 34 0 0 0 34 ~~998~~1,~~670~~376,124.1987 0.00 0.00 0.00 ~~998~~1,~~670~~376,124.1987 150 Days 23 0 10 0 3 ~~862~~998,~~784~~670.3719 0.00 ~~415,227~~0.3500 0.00 1998,~~278,011~~670.7219 180+ Days 02 0 12 0 14 0862,784.0037 0.00 ~~144~~559,~~000~~227.0035 0.00 ~~144~~1,~~000~~422,011.0072 Totals 7166 2 4 0 7772 2320,~~472~~614,~~508~~526.5025 500,~~648~~531.4659 1,672,719.85 0.00 2522,~~645~~787,~~876~~777.8169 0-29 Days 0.~~151976~~158983% 0.~~075988~~000000% 0.000000% 0.~~227964~~158983% 0.~~118521~~124330% 0.~~174001~~000000% 0.000000% 0.~~292522~~124330% 30 Days 32.~~495441~~066773% 0.000000% 0.~~075988~~079491% 0.000000% 32.~~571429~~146264% 31.~~559162~~611019% 0.000000% 0.~~089603~~182571% 0.000000% 31.~~648765~~793590% 60 Days 01.~~987842~~669316% 0.000000% 0.~~000000~~079491% 0.000000% 01.~~987842~~748808% 01.~~889702~~951697% 0.000000% 0.~~000000~~094016% 0.000000% 02.~~889702~~045713% 90 Days 0.~~531915~~794913% 0.000000% 0.000000% 0.000000% 0.~~531915~~794913% 0.~~667248~~753654% 0.000000% 0.000000% 0.000000% 0.~~667248~~753654% 120 Days 0.~~227964~~317965% 0.000000% 0.000000% 0.000000% 0.~~227964~~317965% 0.~~236421~~341824% 0.000000% 0.000000% 0.000000% 0.~~236421~~341824% 150 Days 0.~~151976~~238474% 0.000000% 0.~~075988~~000000% 0.000000% 0.~~227964~~238474% 0.~~204252~~248066% 0.000000% 0.~~098299~~000000% 0.000000% 0.~~302551~~248066% 180+ Days 0.~~000000~~158983% 0.000000% 0.~~075988~~158983% 0.000000% 0.~~075988~~317965% 0.~~000000~~214312% 0.000000% 0.~~034090~~138910% 0.000000% 0.~~034090~~353222% Totals 5.~~395137~~246423% 0.~~151976~~158983% 0.~~303951~~317965% 0.000000% 5.~~851064~~723370% 5.~~556786~~120572% 0.~~118521~~124330% 0.~~395993~~415497% 0.000000% 65.~~071300~~660400%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~407~~412,~~871~~311.7724

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 6.~~968509~~959623% Weighted Average Net Coupon 6.~~468509~~459623% Weighted Average Pass-Through Rate 6.~~468509~~459623% Weighted Average Maturity(Stepdown Calculation ) ~~333~~332 Beginning Scheduled Collateral Loan Count 9,~~436~~056 Number Of Loans Paid In Full ~~380~~389 Ending Scheduled Collateral Loan Count 98,~~056~~667 Beginning Scheduled Collateral Balance 1,~~651~~581,~~312~~330,~~534~~458.4351 Ending Scheduled Collateral Balance 1,~~581~~509,~~330~~694,~~458~~241.5119 Ending Actual Collateral Balance at 2931-~~Apr~~May-2005 1,~~582~~510,~~582~~974,~~517~~585.6643 Monthly P &I Constant 10,~~825~~365,~~709~~246.9904 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0114,593.0061 Cumulative Realized Loss 28143,~~589~~183.4708 Scheduled Principal 1,~~236~~194,~~388~~026.4011 Unscheduled Principal 6870,~~745~~442,~~687~~191.5221 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 26,865,710.00 Overcollateralized Amount 26,865,710.00 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0110,900.0024 Excess Cash Amount 54,~~517~~600,~~031~~228.9897

Group Level Collateral Statement Group Group 1 Group 1 Group 2 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 7.~~670940~~650362 6.~~691930~~688915 8.~~297572~~249408 Weighted Average Net Rate 7.~~170940~~150362 6.~~191930~~188915 7.~~797572~~749408 Weighted Average Maturity ~~300~~299 ~~350~~349 ~~259~~258 Beginning Loan Count 2,~~746~~654 3,~~990~~830 1,~~312~~256 Loans Paid In Full 9295 ~~160~~191 5645 Ending Loan Count 2,~~654~~559 3,~~830~~639 1,~~256~~211 Beginning Scheduled Balance ~~264~~257,~~955~~458,~~724~~323.9934 ~~766~~733,~~052~~312,~~273~~367.2632 ~~174~~168,~~031~~415,~~776~~382.1243 Ending ~~scheduled~~Scheduled Balance ~~257~~248,~~458~~741,~~323~~662.3416 ~~733~~694,~~312~~445,~~367~~935.3220 ~~168~~164,~~415~~192,~~382~~755.4312 Record Date 0405/2931/2005 0405/2931/2005 0405/2931/2005 Principal And Interest Constant 1,~~946~~889,~~151~~729.6039 4,~~875~~668,~~167~~082.4009 1,~~347~~299,~~363~~553.7259 Scheduled Principal ~~252~~248,~~435~~355.2900 ~~603~~580,~~193~~528.9257 ~~143~~141,~~996~~780.1289 Unscheduled Principal 78,~~244~~468,~~966~~306.3618 3238,~~136~~285,~~712~~903.0255 54,~~472~~080,~~397~~846.5742 Scheduled Interest 1,~~693~~641,~~716~~374.3139 4,~~271~~087,~~973~~553.4852 1,~~203~~157,~~367~~772.6070 Servicing Fees ~~110~~107,~~398~~274.2230 ~~319~~305,~~188~~546.4582 7270,~~513~~173.2408 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread ~~Fee~~ 1 0.00 0.00 0.00 Spread ~~Fee~~ 2 0.00 0.00 0.00 Spread ~~Fee~~ 3 0.00 0.00 0.00 Net Interest 1,~~583~~534,~~318~~100.09 3,~~952~~782,~~785~~006.0370 1,~~130~~087,~~854~~599.3662 Realized Loss Amount 0102,519.0032 012,074.0029 0.00 Cumulative Realized Loss 0102,519.0032 012,074.0029 28,589.47 Percentage of Cumulative Losses 0.~~0000~~0356 0.~~0000~~0014 0.0149 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~170940~~150362 6.~~191930~~188915 7.~~797572~~749408

Group Level Collateral Statement Group Group 2 Total Collateral Description Mixed ARM Fixed & Mixed ARM Weighted Average Coupon Rate 6.~~507942~~494042 6.~~968509~~959623 Weighted Average Net Rate 65.~~007942~~994042 6.~~468509~~459623 Weighted Average Maturity ~~350~~349 ~~333~~332 Beginning Loan Count 1,~~388~~316 9,~~436~~056 Loans Paid In Full 7258 ~~380~~389 Ending Loan Count 1,~~316~~258 98,~~056~~667 Beginning Scheduled Balance ~~446~~422,~~272~~144,~~760~~385.0642 1,~~651~~581,~~312~~330,~~534~~458.4351 Ending scheduled Balance ~~422~~402,~~144~~313,~~385~~888.4271 1,~~581~~509,~~330~~694,~~458~~241.5119 Record Date 0405/2931/2005 0405/2931/2005 Principal And Interest Constant 2,~~657~~507,~~027~~880.2797 10,~~825~~365,~~709~~246.9904 Scheduled Principal ~~236~~223,~~763~~361.0765 1,~~236~~194,~~388~~026.4011 Unscheduled Principal 2319,~~891~~607,~~611~~135.5706 6870,~~745~~442,~~687~~191.5221 Scheduled Interest 2,~~420~~284,~~264~~519.2032 9,~~589~~171,~~321~~219.5993 Servicing Fees ~~185~~175,~~946~~893.9849 ~~688~~658,~~046~~887.8969 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread ~~Fee~~ 1 0.00 0.00 Spread ~~Fee~~ 2 0.00 0.00 Spread ~~Fee~~ 3 0.00 0.00 Net Interest 2,~~234~~108,~~317~~625.2283 8,~~901~~512,~~274~~332.7024 Realized Loss Amount 0.00 0114,593.0061 Cumulative Realized Loss 0.00 28143,~~589~~183.4708 Percentage of Cumulative Losses 0.0000 0.~~0015~~0077 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 65.~~007942~~994042 6.~~468509~~459623

Filing Compare · MERRILL LYNCH MORTGAGE INVESTORS TRUST, SERIES 2005-WMC1