8-K 1 bam0500a_10505.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-10 Pooling and Servicing Agreement) (Commission 54-2165626 (State or other File Number) 54-2165627 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On May 25, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-A Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A Trust, relating to the May 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-A Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 5/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A Trust, relating to the May 25, 2005 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 14/3129/2005 Distribution Date: 25/25/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2005-A Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1A1 05949AH52 SEN 4.~~10314~~08153% 9994,~~118~~660,~~000~~792.0069 ~~338~~321,~~912~~967.3604 21,~~094~~551,~~896~~499.9663 1AR 05949AH60 SEN 4.~~10314~~07827% 500.00 0.1700 500.00 1ALR 05949AH78 SEN 4.~~10314~~07827% 500.00 0.8500 500.00 2A1 05949AH86 SEN 4.~~49399~~48970% ~~240~~236,~~784~~778,~~000~~227.0046 ~~901~~885,~~734~~885.1814 ~~491~~4,~~387~~361,756.1439 2A2 05949AH94 SEN 4.~~49399~~48970% ~~141~~138,~~000~~654,~~000~~271.0035 ~~528~~518,~~043~~762.89 ~~287~~2,~~749~~554,188.9620 2A3 05949AJ27 SEN 4.~~49399~~48970% 4,~~963~~880,~~000~~433.0068 18,~~586~~259.4072 1089,~~128~~903.3980 3A1 05949AJ35 SEN 5.~~05901~~05736% 3837,~~460~~644,~~000~~509.0073 ~~162~~158,~~141~~651.2240 ~~147~~625,~~509~~212.9792 4A1 05949AJ43 SEN 5.~~23010~~22118% 4342,~~554~~160,~~000~~298.0013 ~~189~~183,~~826~~438.3780 4523,~~778~~364.3811 1IO 05949AJ84 SEN 0.31700% 0.00 2725,~~105~~926.3032 0.00 2IO 05949AJ92 SEN 0.17100% 0.00 5756,~~051~~131.3150 0.00 4IO 05949AK25 SEN 0.03230% 0.00 1,~~213~~176.5903 0.00 B1 05949AJ50 SUB 4.~~52051~~51303% 10,~~583~~566,~~000~~811.0020 39,~~867~~740.0930 5,~~347~~485.9505 B2 05949AJ68 SUB 4.~~52051~~51303% 3,~~821~~815,~~000~~155.0002 14,~~394~~348.0426 1,~~930~~980.8838 B3 05949AJ76 SUB 4.~~52051~~51303% 2,~~057~~053,~~000~~853.0041 7,~~748~~724.9026 1,~~039~~066.4712 B4 05949AK33 SUB 4.~~52051~~51303% 1,~~470~~467,~~000~~751.0034 5,~~537~~520.6201 ~~742~~761.8488 B5 05949AK41 SUB 4.~~52051~~51303% ~~882~~880,~~000~~650.0081 3,~~322~~312.5700 ~~445~~457.7013 B6 05949AK58 SUB 4.~~52051~~51303% 1,~~175~~174,~~905~~107.9821 4,~~429~~415.7465 ~~594~~609.2246 Totals ~~587~~574,~~868~~736,~~005~~862.9803 2,~~299~~245,~~915~~259.6032 39,~~087~~216,~~651~~285.8607

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1A1 0.00 9793,~~023~~109,~~103~~293.0406 21,~~433~~873,~~809~~466.3267 0.00 1AR 0.00 0.00 500.1700 0.00 1ALR 0.00 0.00 500.8500 0.00 2A1 0.00 ~~240~~232,~~292~~416,~~612~~471.8607 15,~~393~~247,~~121~~641.3253 0.00 2A2 0.00 ~~140~~136,~~712~~100,~~250~~083.0415 ~~815~~3,~~793~~072,951.8509 0.00 2A3 0.00 4,~~952~~790,~~871~~529.6188 28108,~~714~~163.7952 0.00 3A1 0.00 3837,~~312~~019,~~490~~296.0381 ~~309~~783,~~651~~864.1932 0.00 4A1 0.00 4342,~~508~~136,~~221~~934.6202 ~~235~~206,~~604~~802.7591 0.00 1IO 0.00 0.00 2725,~~105~~926.3032 0.00 2IO 0.00 0.00 5756,~~051~~131.3150 0.00 4IO 0.00 0.00 1,~~213~~176.5903 0.00 B1 0.00 10,~~577~~561,~~652~~326.0515 45,~~215~~225.0435 0.00 B2 0.00 3,~~819~~813,~~069~~174.1264 16,~~324~~328.9264 0.00 B3 0.00 2,~~055~~052,~~960~~787.5329 8,~~788~~790.3738 0.00 B4 0.00 1,~~469~~466,~~257~~989.1646 6,~~280~~281.4689 0.00 B5 0.00 ~~881~~880,~~554~~193.3067 3,~~768~~769.2713 0.00 B6 0.00 1,~~175~~173,~~311~~497.7675 5,~~023~~025.9611 0.00 Totals 0.00 ~~584~~565,~~780~~520,~~354~~576.1295 511,~~387~~461,~~567~~544.4639 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1A1 99,118,000.00 9994,~~118~~660,~~000~~792.0069 53,~~331~~279.3893 21,~~041~~498,~~565~~219.5870 0.00 0.00 1AR 50.00 500.00 10.2700 480.7300 0.00 0.00 1ALR 50.00 500.00 10.2700 480.7300 0.00 0.00 2A1 240,784,000.00 ~~240~~236,~~784~~778,~~000~~227.0046 ~~121~~122,~~500~~255.9585 ~~369~~4,~~886~~239,500.1954 0.00 0.00 2A2 141,000,000.00 ~~141~~138,~~000~~654,~~000~~271.0035 71,~~149~~591.3944 ~~216~~2,~~600~~482,596.5775 0.00 0.00 2A3 4,963,000.00 4,~~963~~880,~~000~~433.0068 2,~~504~~519.3692 787,~~624~~383.0388 0.00 0.00 3A1 38,460,000.00 3837,~~460~~644,~~000~~509.0073 20,~~444~~779.00 ~~127~~604,~~065~~433.9792 0.00 0.00 4A1 43,554,000.00 4342,~~554~~160,~~000~~298.0013 1817,~~035~~492.8089 275,~~742~~871.5822 0.00 0.00 1IO 0.00 0.00 0.00 0.00 0.00 0.00 2IO 0.00 0.00 0.00 0.00 0.00 0.00 4IO 0.00 0.00 0.00 0.00 0.00 0.00 B1 10,583,000.00 10,~~583~~566,~~000~~811.0020 5,~~347~~485.9505 0.00 0.00 0.00 B2 3,821,000.00 3,~~821~~815,~~000~~155.0002 1,~~930~~980.8838 0.00 0.00 0.00 B3 2,057,000.00 2,~~057~~053,~~000~~853.0041 1,~~039~~066.4712 0.00 0.00 0.00 B4 1,470,000.00 1,~~470~~467,~~000~~751.0034 ~~742~~761.8488 0.00 0.00 0.00 B5 882,000.00 ~~882~~880,~~000~~650.0081 ~~445~~457.7013 0.00 0.00 0.00 B6 1,175,905.98 1,~~175~~174,~~905~~107.9821 ~~594~~609.2246 0.00 0.00 0.00 Totals 587,868,005.98 ~~587~~574,~~868~~736,~~005~~862.9803 ~~297~~298,~~069~~279.4805 28,~~790~~918,~~582~~006.3801 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1A1 21,~~094~~551,~~896~~499.9663 9793,~~023~~109,~~103~~293.0406 0.~~97886462~~93937825 21,~~094~~551,~~896~~499.9663 1AR 500.00 0.00 0.00000000 500.00 1ALR 500.00 0.00 0.00000000 500.00 2A1 ~~491~~4,~~387~~361,756.1439 ~~240~~232,~~292~~416,~~612~~471.8607 0.~~99795922~~96524882 ~~491~~4,~~387~~361,756.1439 2A2 ~~287~~2,~~749~~554,188.9620 ~~140~~136,~~712~~100,~~250~~083.0415 0.~~99795922~~96524882 ~~287~~2,~~749~~554,188.9620 2A3 1089,~~128~~903.3980 4,~~952~~790,~~871~~529.6188 0.~~99795922~~96524882 1089,~~128~~903.3980 3A1 ~~147~~625,~~509~~212.9792 3837,~~312~~019,~~490~~296.0381 0.~~99616459~~96254022 ~~147~~625,~~509~~212.9792 4A1 4523,~~778~~364.3811 4342,~~508~~136,~~221~~934.6202 0.~~99894893~~96746416 4523,~~778~~364.3811 1IO 0.00 0.00 0.00000000 0.00 2IO 0.00 0.00 0.00000000 0.00 4IO 0.00 0.00 0.00000000 0.00 B1 5,~~347~~485.9505 10,~~577~~561,~~652~~326.0515 0.~~99949467~~99795201 5,~~347~~485.9505 B2 1,~~930~~980.8838 3,~~819~~813,~~069~~174.1264 0.~~99949467~~99795201 1,~~930~~980.8838 B3 1,~~039~~066.4712 2,~~055~~052,~~960~~787.5329 0.~~99949467~~99795201 1,~~039~~066.4712 B4 ~~742~~761.8488 1,~~469~~466,~~257~~989.1646 0.~~99949467~~99795201 ~~742~~761.8488 B5 ~~445~~457.7013 ~~881~~880,~~554~~193.3067 0.~~99949467~~99795201 ~~445~~457.7013 B6 ~~594~~609.2246 1,~~175~~173,~~311~~497.7675 0.~~99949467~~99795202 ~~594~~609.2246 Totals 39,~~087~~216,~~651~~285.8607 ~~584~~565,~~780~~520,~~354~~576.1295 0.~~99474771~~96198563 39,~~087~~216,~~651~~285.8607

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1A1 99,118,000.00 ~~1000~~955.~~00000000~~03130299 0.~~53805948~~53754041 2015.~~59732420~~11551585 0.00000000 1AR 50.00 ~~1000~~0.00000000 250.~~40000000~~00000000 ~~974~~0.~~60000000~~00000000 0.00000000 1ALR 50.00 ~~1000~~0.00000000 250.~~40000000~~00000000 ~~974~~0.~~60000000~~00000000 0.00000000 2A1 240,784,000.00 ~~1000~~983.~~00000000~~36362657 0.~~50460558~~50774076 117.~~53617429~~60706916 0.00000000 2A2 141,000,000.00 ~~1000~~983.~~00000000~~36362660 0.~~50460560~~50774071 117.~~53617426~~60706915 0.00000000 2A3 4,963,000.00 ~~1000~~983.~~00000000~~36362684 0.~~50460609~~50774129 117.~~53617369~~60706831 0.00000000 3A1 38,460,000.00 ~~1000~~978.~~00000000~~79640484 0.~~53156526~~54027561 315.~~30384737~~71591056 0.00000000 4A1 43,554,000.00 ~~1000~~968.~~00000000~~00059994 0.~~41410203~~40163682 0.~~63696974~~13480323 0.00000000 1IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 4IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B1 10,583,000.00 ~~1000~~998.~~00000000~~47030143 0.~~50533403~~51828877 0.00000000 0.00000000 B2 3,821,000.00 ~~1000~~998.~~00000000~~47030097 0.~~50533368~~51828841 0.00000000 0.00000000 B3 2,057,000.00 ~~1000~~998.~~00000000~~47030141 0.~~50533301~~51828877 0.00000000 0.00000000 B4 1,470,000.00 ~~1000~~998.~~00000000~~47029932 0.~~50533333~~51828571 0.00000000 0.00000000 B5 882,000.00 ~~1000~~998.~~00000000~~47030612 0.~~50532880~~51828798 0.00000000 0.00000000 B6 1,175,905.98 ~~1000~~998.~~00000000~~47031138 0.~~50532952~~51828974 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1A1 0.00000000 2115.~~13538368~~65305626 ~~978~~939.~~86461632~~37824674 0.~~97886462~~93937825 2115.~~13538368~~65305626 1AR 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 1ALR 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 2A1 0.00000000 218.~~04077987~~11480991 ~~997~~965.~~95922013~~24881666 0.~~99795922~~96524882 218.~~04077987~~11480991 2A2 0.00000000 218.~~04077986~~11480993 ~~997~~965.~~95922014~~24881667 0.~~99795922~~96524882 218.~~04077986~~11480993 2A3 0.00000000 218.~~04077977~~11480959 ~~997~~965.~~95922023~~24881725 0.~~99795922~~96524882 218.~~04077977~~11480959 3A1 0.00000000 316.~~83541264~~25618617 ~~996~~962.~~16458736~~54021867 0.~~99616459~~96254022 316.~~83541264~~25618617 4A1 0.00000000 10.~~05107177~~53644005 ~~998~~967.~~94892823~~46415989 0.~~99894893~~96746416 10.~~05107177~~53644005 1IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 4IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1 0.00000000 0.~~50533403~~51828877 ~~999~~997.~~49466597~~95201266 0.~~99949467~~99795201 0.~~50533403~~51828877 B2 0.00000000 0.~~50533368~~51828841 ~~999~~997.~~49466632~~95201256 0.~~99949467~~99795201 0.~~50533368~~51828841 B3 0.00000000 0.~~50533301~~51828877 ~~999~~997.~~49466699~~95201264 0.~~99949467~~99795201 0.~~50533301~~51828877 B4 0.00000000 0.~~50533333~~51828571 ~~999~~997.~~49466667~~95201361 0.~~99949467~~99795201 0.~~50533333~~51828571 B5 0.00000000 0.~~50532880~~51828798 ~~999~~997.~~49467120~~95200680 0.~~99949467~~99795201 0.~~50532880~~51828798 B6 0.00000000 0.~~50532952~~51828974 ~~999~~997.~~49467048~~95202164 0.~~99949467~~99795202 0.~~50532952~~51828974 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1A1 99,118,000.00 4.~~10314~~08153% 9994,~~118~~660,~~000~~792.0069 ~~338~~321,~~912~~967.3604 0.00 0.00 1AR 50.00 4.~~10314~~07827% 500.00 0.1700 0.00 0.00 1ALR 50.00 4.~~10314~~07827% 500.00 0.1700 0.00 0.00 2A1 240,784,000.00 4.~~49399~~48970% ~~240~~236,~~784~~778,~~000~~227.0046 ~~901~~885,~~734~~885.1814 0.00 0.00 2A2 141,000,000.00 4.~~49399~~48970% ~~141~~138,~~000~~654,~~000~~271.0035 ~~528~~518,~~043~~762.89 0.00 0.00 2A3 4,963,000.00 4.~~49399~~48970% 4,~~963~~880,~~000~~433.0068 18,~~586~~259.4072 0.00 0.00 3A1 38,460,000.00 5.~~05901~~05736% 3837,~~460~~644,~~000~~509.0073 ~~162~~158,~~141~~651.2240 0.00 0.00 4A1 43,554,000.00 5.~~23010~~22118% 4342,~~554~~160,~~000~~298.0013 ~~189~~183,~~826~~438.3780 0.00 0.00 1IO 0.00 0.31700% ~~102~~98,~~606~~143,~~810~~799.2418 2725,~~105~~926.3032 0.00 0.00 2IO 0.00 0.17100% ~~400~~393,~~360~~905,~~057~~243.0429 5756,~~051~~131.3150 0.00 0.00 4IO 0.00 0.03230% 4543,~~087~~691,~~084~~467.4470 1,~~213~~176.5903 0.00 0.00 B1 10,583,000.00 4.~~52051~~51303% 10,~~583~~566,~~000~~811.0020 39,~~867~~740.0930 0.00 0.00 B2 3,821,000.00 4.~~52051~~51303% 3,~~821~~815,~~000~~155.0002 14,~~394~~348.0426 0.00 0.00 B3 2,057,000.00 4.~~52051~~51303% 2,~~057~~053,~~000~~853.0041 7,~~748~~724.9026 0.00 0.00 B4 1,470,000.00 4.~~52051~~51303% 1,~~470~~467,~~000~~751.0034 5,~~537~~520.6201 0.00 0.00 B5 882,000.00 4.~~52051~~51303% ~~882~~880,~~000~~650.0081 3,~~322~~312.5700 0.00 0.00 B6 1,175,905.98 4.~~52051~~51303% 1,~~175~~174,~~905~~107.9821 4,~~429~~415.7465 0.00 0.00 Totals 587,868,005.98 2,~~299~~245,~~914~~259.9232 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1A1 0.00 0.00 ~~338~~321,~~912~~967.3604 0.00 9793,~~023~~109,~~103~~293.0406 1AR 0.00 0.00 0.1700 0.00 0.00 1ALR 0.00 0.00 0.8500 0.00 0.00 2A1 0.00 0.00 ~~901~~885,~~734~~885.1814 0.00 ~~240~~232,~~292~~416,~~612~~471.8607 2A2 0.00 0.00 ~~528~~518,~~043~~762.89 0.00 ~~140~~136,~~712~~100,~~250~~083.0415 2A3 0.00 0.00 18,~~586~~259.4072 0.00 4,~~952~~790,~~871~~529.6188 3A1 0.00 0.00 ~~162~~158,~~141~~651.2240 0.00 3837,~~312~~019,~~490~~296.0381 4A1 0.00 0.00 ~~189~~183,~~826~~438.3780 0.00 4342,~~508~~136,~~221~~934.6202 1IO 0.00 0.00 2725,~~105~~926.3032 0.00 ~~100~~96,~~509~~590,~~936~~339.0714 2IO 0.00 0.00 5756,~~051~~131.3150 0.00 ~~399~~386,~~563~~892,~~922~~376.3378 4IO 0.00 0.00 1,~~213~~176.5903 0.00 4543,~~040~~667,~~671~~468.2129 B1 0.00 0.00 39,~~867~~740.0930 0.00 10,~~577~~561,~~652~~326.0515 B2 0.00 0.00 14,~~394~~348.0426 0.00 3,~~819~~813,~~069~~174.1264 B3 0.00 0.00 7,~~748~~724.9026 0.00 2,~~055~~052,~~960~~787.5329 B4 0.00 0.00 5,~~537~~520.6201 0.00 1,~~469~~466,~~257~~989.1646 B5 0.00 0.00 3,~~322~~312.5700 0.00 ~~881~~880,~~554~~193.3067 B6 0.00 0.00 4,~~429~~415.7465 0.00 1,~~175~~173,~~311~~497.7675 Totals 0.00 0.00 2,~~299~~245,~~915~~259.6032 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1A1 99,118,000.00 4.~~10314~~08153% ~~1000~~955.~~00000000~~03130299 3.~~41928166~~24832059 0.00000000 0.00000000 1AR 50.00 4.~~10314~~07827% ~~1000~~0.00000000 30.~~40000000~~00000000 0.00000000 0.00000000 1ALR 50.00 4.~~10314~~07827% ~~1000~~0.00000000 30.~~40000000~~00000000 0.00000000 0.00000000 2A1 240,784,000.00 4.~~49399~~48970% ~~1000~~983.~~00000000~~36362657 3.~~74499211~~67916946 0.00000000 0.00000000 2A2 141,000,000.00 4.~~49399~~48970% ~~1000~~983.~~00000000~~36362660 3.~~74499213~~67916943 0.00000000 0.00000000 2A3 4,963,000.00 4.~~49399~~48970% ~~1000~~983.~~00000000~~36362684 3.~~74499295~~67916986 0.00000000 0.00000000 3A1 38,460,000.00 5.~~05901~~05736% ~~1000~~978.~~00000000~~79640484 4.~~21584035~~12510140 0.00000000 0.00000000 4A1 43,554,000.00 5.~~23010~~22118% ~~1000~~968.~~00000000~~00059994 4.~~35841415~~21175552 0.00000000 0.00000000 1IO 0.00 0.31700% ~~1000~~956.~~00000000~~50375399 0.~~26416668~~25267641 0.00000000 0.00000000 2IO 0.00 0.17100% ~~1000~~983.~~00000000~~87747819 0.~~14250000~~14020255 0.00000000 0.00000000 4IO 0.00 0.03230% ~~1000~~969.~~00000000~~04619677 0.~~02691658~~02608352 0.00000000 0.00000000 B1 10,583,000.00 4.~~52051~~51303% ~~1000~~998.~~00000000~~47030143 3.~~76708778~~75510725 0.00000000 0.00000000 B2 3,821,000.00 4.~~52051~~51303% ~~1000~~998.~~00000000~~47030097 3.~~76708715~~75510599 0.00000000 0.00000000 B3 2,057,000.00 4.~~52051~~51303% ~~1000~~998.~~00000000~~47030141 3.~~76708799~~75510938 0.00000000 0.00000000 B4 1,470,000.00 4.~~52051~~51303% ~~1000~~998.~~00000000~~47029932 3.~~76708844~~75510884 0.00000000 0.00000000 B5 882,000.00 4.~~52051~~51303% ~~1000~~998.~~00000000~~47030612 3.~~76708617~~75510204 0.00000000 0.00000000 B6 1,175,905.98 4.~~52051~~51303% ~~1000~~998.~~00000000~~47031138 3.~~76708689~~75510464 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1A1 0.00000000 0.00000000 3.~~41928166~~24832059 0.00000000 ~~978~~939.~~86461632~~37824674 1AR 0.00000000 0.00000000 30.~~40000000~~00000000 0.00000000 0.00000000 1ALR 0.00000000 0.00000000 170.00000000 0.00000000 0.00000000 2A1 0.00000000 0.00000000 3.~~74499211~~67916946 0.00000000 ~~997~~965.~~95922013~~24881666 2A2 0.00000000 0.00000000 3.~~74499213~~67916943 0.00000000 ~~997~~965.~~95922014~~24881667 2A3 0.00000000 0.00000000 3.~~74499295~~67916986 0.00000000 ~~997~~965.~~95922023~~24881725 3A1 0.00000000 0.00000000 4.~~21584035~~12510140 0.00000000 ~~996~~962.~~16458736~~54021867 4A1 0.00000000 0.00000000 4.~~35841415~~21175552 0.00000000 ~~998~~967.~~94892823~~46415989 1IO 0.00000000 0.00000000 0.~~26416668~~25267641 0.00000000 ~~979~~941.~~56398640~~36382287 2IO 0.00000000 0.00000000 0.~~14250000~~14020255 0.00000000 ~~998~~966.~~01145320~~36107918 4IO 0.00000000 0.00000000 0.~~02691658~~02608352 0.00000000 ~~998~~968.~~97058702~~51390664 B1 0.00000000 0.00000000 3.~~76708778~~75510725 0.00000000 ~~999~~997.~~49466597~~95201266 B2 0.00000000 0.00000000 3.~~76708715~~75510599 0.00000000 ~~999~~997.~~49466632~~95201256 B3 0.00000000 0.00000000 3.~~76708799~~75510938 0.00000000 ~~999~~997.~~49466699~~95201264 B4 0.00000000 0.00000000 3.~~76708844~~75510884 0.00000000 ~~999~~997.~~49466667~~95201361 B5 0.00000000 0.00000000 3.~~76708617~~75510204 0.00000000 ~~999~~997.~~49467120~~95200680 B6 0.00000000 0.00000000 3.~~76708689~~75510464 0.00000000 ~~999~~997.~~49467048~~95202164 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 511,~~522~~593,~~932~~659.6881 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 511,~~522~~593,~~932~~659.6881 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~135~~132,~~365~~115.2242 Payment of Interest and Principal 511,~~387~~461,~~567~~544.4639 Total Withdrawals (Pool Distribution Amount) 511,~~522~~593,~~932~~659.6881 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~133~~129,~~160~~960.7116 Trustee Fee - Wells Fargo Bank, N.A. 2,~~204~~155.5126 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~135~~132,~~365~~115.2242

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 03 0 0 0 03 01,505,188.0064 0.00 0.00 0.00 01,505,188.0064 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 03 0 0 0 03 01,505,188.0064 0.00 0.00 0.00 01,505,188.0064 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~280636% 0.000000% 0.000000% 0.000000% 0.~~000000~~280636% 0.~~000000~~266055% 0.000000% 0.000000% 0.000000% 0.~~000000~~266055% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~280636% 0.000000% 0.000000% 0.000000% 0.~~000000~~280636% 0.~~000000~~266055% 0.000000% 0.000000% 0.000000% 0.~~000000~~266055%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0573,200.00 0.00 0.00 0.00 0573,200.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0573,200.00 0.00 0.00 0.00 0573,200.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~549451% 0.000000% 0.000000% 0.000000% 0.~~000000~~549451% 0.~~000000~~593157% 0.000000% 0.000000% 0.000000% 0.~~000000~~593157% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~549451% 0.000000% 0.000000% 0.000000% 0.~~000000~~549451% 0.~~000000~~593157% 0.000000% 0.000000% 0.000000% 0.~~000000~~593157% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0931,988.0064 0.00 0.00 0.00 0931,988.0064 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 0931,988.0064 0.00 0.00 0.00 0931,988.0064 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~272109% 0.000000% 0.000000% 0.000000% 0.~~000000~~272109% 0.~~000000~~240801% 0.000000% 0.000000% 0.000000% 0.~~000000~~240801% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~272109% 0.000000% 0.000000% 0.000000% 0.~~000000~~272109% 0.~~000000~~240801% 0.000000% 0.000000% 0.000000% 0.~~000000~~240801% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 06,012.0012

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.~~971076~~963749% Weighted Average Net Coupon 4.~~699259~~692403% Weighted Average Pass-Through Rate 4.~~694759~~687903% Weighted Average Maturity(Stepdown Calculation ) ~~358~~355 Beginning Scheduled Collateral Loan Count 1,~~101~~083 Number Of Loans Paid In Full 414 Ending Scheduled Collateral Loan Count 1,~~097~~069 Beginning Scheduled Collateral Balance ~~587~~574,~~868~~736,~~005~~862.9802 Ending Scheduled Collateral Balance ~~584~~565,~~780~~520,~~354~~576.1395 Ending Actual Collateral Balance at 3129-~~Jan~~Apr-2005 ~~585~~565,~~015~~743,~~505~~112.1936 Monthly P &I Constant 2,~~732~~675,~~350~~653.1557 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~297~~298,~~069~~279.4905 Unscheduled Principal 28,~~790~~918,~~582~~006.3702

~~Ancilliary~~Miscellaneous ~~Fees~~Reporting ~~$405~~Total Senior Percentage 96.54527398% Aggregate Senior Percentage 3.472602%

~~Miscellaneous~~Group ~~Reporting~~Level ~~Total~~Collateral ~~Senior~~Statement ~~Percentage~~Group 1 2 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 7 Year LIBOR Arm Weighted Average Coupon Rate 4.778025 4.915195 5.311856 Weighted Average Net Rate 4.403025 4.665195 5.061856 Weighted Average Maturity 355 354 355 Beginning Loan Count 185 745 73 Loans Paid In Full 3 10 1 Ending Loan Count 182 735 72 Beginning Scheduled Balance 98,143,799.18 393,905,243.29 38,996,351.85 Ending scheduled Balance 96,590,339.~~599763%~~14 ~~Aggregate~~386,892,376.78 ~~Senior~~38,370,392.74 ~~Percentage~~Record Date 04/29/2005 04/29/2005 04/29/2005 Principal And Interest Constant 446,018.28 1,816,819.64 194,144.35 Scheduled Principal 55,240.34 203,385.33 21,525.19 Unscheduled Principal 1,498,219.70 6,809,481.18 604,433.92 Scheduled Interest 390,777.94 1,613,434.31 172,619.16 Servicing Fees 30,669.94 82,063.59 8,124.24 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 368.04 1,477.14 146.24 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.~~400237%~~00 0.00 0.00 Net Interest 359,739.96 1,529,893.58 164,348.68 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.398525 4.660695 5.057356

Group Level Collateral Statement Group 14 2Total 3 Collateral Description 37 Year LIBOR Arm 5Mixed ~~Year~~ARM ~~LIBOR Arm 7 Year LIBOR Arm~~ Weighted Average Coupon Rate 45.~~799641~~507980 4.~~919491~~963749 ~~5.313510~~ Weighted Average Net Rate 45.~~424641~~257980 4.~~669491~~692403 ~~5.063511~~ Weighted Average Maturity ~~358~~355 ~~357~~355 ~~358~~ Beginning Loan Count ~~192~~80 ~~753~~1,083 74 Loans Paid In Full 4 0 014 Ending Loan Count ~~188~~80 ~~753~~1,069 74 Beginning Scheduled Balance ~~102~~43,~~606~~691,~~810~~467.2470 ~~400~~574,~~360~~736,~~057~~862.0402 ~~39,814,054.26~~ Ending scheduled Balance ~~100~~43,~~509~~667,~~936~~468.0729 ~~399~~565,~~563~~520,~~922~~576.3395 ~~39,665,824.52~~ Record Date 0104/3129/2005 0104/3129/2005 ~~01/31/2005~~ Principal And Interest Constant ~~465~~218,~~607~~671.6730 12,~~843~~675,~~330~~653.4057 ~~197,457.43~~ Scheduled Principal 5518,~~211~~128.1519 ~~202~~298,~~023~~279.9205 ~~21,163.77~~ Unscheduled Principal 25,~~041,663~~871.0322 ~~594~~8,~~110.79 127~~918,~~065~~006.9702 Scheduled Interest ~~410~~200,~~396~~543.5211 12,~~641~~377,~~306~~374.4852 ~~176,293.66~~ Servicing Fees 329,~~064~~102.6339 83129,~~408~~960.3516 ~~8,294.59~~ Master Servicing Fees 0.00 0.00 ~~0.00~~ Trustee Fee ~~384~~163.7884 12,~~501~~155.3526 ~~149.30~~ FRY Amount 0.00 0.00 ~~0.00~~ Special Hazard Fee 0.00 0.00 ~~0.00~~ Other Fee 0.00 0.00 ~~0.00~~ Pool Insurance Fee 0.00 0.00 ~~0.00~~ Spread Fee 1 0.00 0.00 ~~0.00~~ Spread Fee 2 0.00 0.00 ~~0.00~~ Spread Fee 3 0.00 0.00 ~~0.00~~ Net Interest ~~377~~191,~~947~~276.1188 12,~~556~~245,~~396~~259.7810 ~~167,849.77~~ Realized Loss Amount 0.00 0.00 ~~0.00~~ Cumulative Realized Loss 0.00 0.00 ~~0.00~~ Percentage of Cumulative Losses 0.0000 0.0000 ~~0.0000~~ Prepayment Penalties 0.00 0.00 ~~0.00~~ Special Servicing Fee 0.00 0.00 ~~0.00~~ Pass-Through Rate 45.~~420141~~253480 4.~~664991 5.059010~~687903

~~Group~~Miscellaneous ~~Level~~Reporting ~~Collateral Statement~~ Group 41 ~~Total~~CPR ~~Collateral Description 7 Year LIBOR Arm Mixed ARM Weighted Average Coupon Rate 5~~16.~~516897~~864972% ~~4.971076~~Subordinate ~~Weighted~~Percentage ~~Average Net Rate 5~~3.~~266897~~548880% ~~4.699259~~Subordinate ~~Weighted~~Prepayment ~~Average~~Percentage ~~Maturity 358 358 Beginning Loan Count 82 1,101 Loans Paid In Full~~ 0 ~~4 Ending Loan Count 82 1,097 Beginning Scheduled Balance 45,087,084~~.44000000% ~~587,868,005.98~~Senior ~~Ending~~Prepayment ~~scheduled~~Percentage ~~Balance 45,040,671~~100.21000000% ~~584,780,354.13~~Senior ~~Record~~Percentage ~~Date 01/31/2005 01/31/2005 Principal And Interest Constant 225,954~~96.65451120% Group 2~~,732,350.15~~ ~~Scheduled~~CPR ~~Principal~~ 18~~,670~~.65890355% ~~297,069.49~~Subordinate ~~Unscheduled~~Percentage ~~Principal 27,742~~3.58450654% ~~2,790,582.37~~Subordinate ~~Scheduled~~Prepayment ~~Interest~~Percentage ~~207,284.00 2,435,280.66 Servicing Fees 9,393.14 133,160.71 Master Servicing Fees~~ 0.00000000% ~~0.00~~Senior ~~Trustee~~Prepayment ~~Fee~~Percentage ~~169~~100.08000000% ~~2,204.51~~Senior ~~FRY~~Percentage ~~Amount 0~~96.00549346% ~~0.00~~Group ~~Special~~3 ~~Hazard~~CPR ~~Fee 0~~17.00101891% ~~0.00~~Subordinate ~~Other~~Percentage ~~Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee~~ 3 0.00466586% ~~0.00~~Subordinate ~~Net~~Prepayment ~~Interest 197,721.78 2,299,915.44 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00~~ Percentage ~~of Cumulative Losses~~ 0.~~0000~~000000% ~~0.0000~~Senior Prepayment ~~Penalties~~Percentage 0100.00000000% ~~0.00~~Senior ~~Special~~Percentage ~~Servicing Fee 0~~96.~~00 0.00 Pass-Through Rate 5.262397 4.694759~~533414%

Miscellaneous Reporting Group 14 CPR ~~21.440498% Subordinate Percentage 3.400076% Subordinate Prepayment Percentage~~ 0.~~000000~~161203% ~~Senior Prepayment Percentage 100.000000% Senior Percentage 96.599924% Group 2 CPR 1.767152%~~ Subordinate Percentage 3.~~400203~~504504% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~599797~~495496% ~~Group 3 CPR 3.765234% Subordinate Percentage 3.400945% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.599055%~~

Miscellaneous Reporting Group 4 CPR 0.736183% Subordinate Percentage 3.400274% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.599726%

Filing Compare · Banc of America Mortgage Securities Mortgage Pass-Through Certificates Series 2005-A