8-K 1 mst03012_dec.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2003-12 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-10 54-2139230 Pooling and Servicing Agreement) (Commission 54-2139231 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2003-12 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-12 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2003-12 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/5/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-12 Trust, relating to the December 27, 2004 distribution. EX-99.1

Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Record Date: 1011/3130/042004 Distribution Date: 1112/2627/042004 ~~MASTR~~Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Series: 2003-12 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 55265K3J6 SEN 5.25000% 6160,~~486~~707,~~520~~636.0122 ~~268~~265,~~875~~595.4491 ~~778~~1,~~883~~236,421.7885 1-A-2 55265K3K3 SEN 5.25000% 3,~~074~~035,~~326~~381.0081 13,~~443~~279.7780 3861,~~944~~821.1909 A-UR 55265K4G1 SEN 0.00000% 0.00 0.00 0.00 A-LR 55265K4F3 SEN 0.00000% 0.00 0.00 0.00 2-A-1 55265K3L1 SEN 4.50000% 27,~~245~~026,~~311~~843.3456 ~~102~~101,~~121~~350.2766 ~~218~~210,~~467~~012.7898 3-A-1 55265K3M9 SEN 5.25000% ~~113~~111,~~971~~910,~~528~~493.3937 ~~498~~489,~~388~~608.0342 2,~~061~~226,~~035~~789.0292 3-A-2 55265K3N7 SEN 5.25000% 2625,~~012~~498,~~322~~055.6772 ~~113~~111,~~749~~554.7300 ~~514~~555,~~266~~625.9591 3-A-3 55265K3P2 SEN 5.25000% 1,~~300~~274,~~616~~902.1379 5,~~687~~577.4970 2527,~~713~~781.3530 3-A-4 55265K3Q0 SEN 5.25000% 7,907,000.00 34,~~576~~593.6513 0.00 3-A-5 55265K3R8 ACCR 5.25000% 11,~~848~~772,~~446~~722.3954 51,~~812~~505.2766 7576,~~723~~091.8522 3-A-6 55265K3S6 ACCR 5.25000% 4,050,000.00 17,~~710~~718.3175 0.00 3-A-7 55265K3T4 LOCK 5.25000% 20,250,000.00 88,~~551~~593.5775 0.00 3-A-8 55265K3U1 LOCK 5.25000% 2,250,000.00 9,~~839~~843.0675 0.00 3-A-9 55265K3V9 SEN 5.25000% 17,~~316~~392,~~553~~277.6146 7576,~~723~~091.8522 (7576,~~723~~091.8522) 3-A-10 55265K4P1 LOCK 5.25000% 500,000.00 2,~~186~~187.4650 0.00 4-A-1 55265K3W7 SEN 4.75000% 8583,~~049~~124,~~446~~123.9105 ~~336~~329,~~493~~032.7799 1,~~925~~361,~~323~~920.8696 5-A-1 55265K3X5 SEN 4.50000% 23,~~232~~124,~~125~~670.4620 8786,~~078~~717.9951 ~~107~~104,~~455~~712.2635 5-A-2 55265K3Y3 SEN 4.50000% ~~929~~924,~~285~~986.0281 3,~~483~~468.1670 4,~~298~~188.2149 6-A-1 55265K3Z0 SEN 5.00000% 8786,~~332~~767,~~212~~694.5761 ~~363~~361,~~710~~532.9607 ~~564~~116,~~517~~350.9629 6-A-2 55265K4A4 LOCK 5.00000% 2,850,000.00 11,~~869~~875.3500 0.00 15-PO 55265K4B2 PO 0.00000% ~~629~~617,~~855~~583.2124 0.00 123,~~271~~055.9765 30-PO 55265K4C0 PO 0.00000% 2,~~785~~780,~~024~~430.4295 0.00 458,~~593~~549.4764 15-A-X 55265K4D8 IO 4.50000% 0.00 3332,~~768~~896.9632 0.00 30-A-X 55265K4E6 IO 5.25000% 0.00 5251,~~105~~103.4559 0.00 B-1 55265K4H9 SUB 5.~~04957~~04987% 7,~~283~~266,~~065~~342.3468 30,~~632~~578.3840 16,~~722~~863.6602 B-2 55265K4J5 SUB 5.~~04957~~04987% 2,~~242~~236,~~147~~998.1898 9,~~430~~413.4179 5,~~148~~191.2041 B-3 55265K4K2 SUB 5.~~04957~~04987% 1,~~120~~117,~~095~~523.3449 4,~~711~~702.0979 2,~~571~~593.8544 B-4 55265K4L0 SUB 5.~~04957~~04987% 1,~~121~~118,~~073~~499.5949 4,~~715~~706.2190 2,~~574~~595.1070 B-5 55265K4M8 SUB 5.~~04957~~04987% ~~559,~~558,273.5574 2,~~353~~349.4934 1,~~284~~295.8059 B-6 55265K4N6 SUB 5.~~04957~~04987% ~~561~~559,~~096~~808.3502 2,~~359~~355.9680 1,~~288~~299.3315 Totals ~~512~~506,~~907~~622,~~610~~248.4873 2,~~225~~198,~~379~~233.0845 65,~~285~~997,~~361~~068.74

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 6059,~~707~~471,~~636~~214.2238 1,~~047~~502,~~759~~017.2276 0.00 1-A-2 0.00 32,~~035~~973,~~381~~560.8172 5275,~~387~~100.9689 0.00 A-UR 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 2-A-1 0.00 2726,~~026~~816,~~843~~830.5658 ~~320~~311,~~589~~363.0564 0.00 3-A-1 0.00 ~~111~~109,~~910~~683,~~493~~703.3744 2,~~559~~716,~~423~~398.0534 0.00 3-A-2 0.00 2524,~~498~~942,~~055~~429.7281 ~~628~~667,~~016~~179.6891 0.00 3-A-3 0.00 1,~~274~~247,~~902~~121.7949 3133,~~400~~359.8400 0.00 3-A-4 0.00 7,907,000.00 34,~~576~~593.6513 0.00 3-A-5 0.00 11,~~772~~696,~~722~~631.5432 127,~~536~~596.1288 0.00 3-A-6 0.00 4,050,000.00 17,~~710~~718.3175 0.00 3-A-7 0.00 20,250,000.00 88,~~551~~593.5775 0.00 3-A-8 0.00 2,250,000.00 9,~~839~~843.0675 0.00 3-A-9 0.00 17,~~392~~468,~~277~~368.4668 0.00 0.00 3-A-10 0.00 500,000.00 2,~~186~~187.4650 0.00 4-A-1 0.00 8381,~~124~~762,~~123~~202.0509 21,~~261~~690,~~817~~953.6395 0.00 5-A-1 0.00 23,~~124~~019,~~670~~957.2085 ~~194~~191,~~534~~429.2586 0.00 5-A-2 0.00 ~~924~~920,~~986~~798.8131 7,~~781~~657.3719 0.00 6-A-1 0.00 86,~~767~~651,~~694~~344.6132 ~~928~~477,~~228~~882.9236 0.00 6-A-2 0.00 2,850,000.00 11,~~869~~875.3500 0.00 15-PO 0.00 ~~617~~614,~~583~~527.2459 123,~~271~~055.9765 0.00 30-PO 0.00 2,~~780~~721,~~430~~881.9532 458,~~593~~549.4764 0.00 15-A-X 0.00 0.00 3332,~~768~~896.9632 0.00 30-A-X 0.00 0.00 5251,~~105~~103.4559 0.00 B-1 0.00 7,~~266~~249,~~342~~479.6866 47,~~355~~441.0442 0.00 B-2 0.00 2,~~236~~231,~~998~~807.9857 14,~~578~~605.6120 0.00 B-3 0.00 1,~~117~~114,~~523~~930.4905 7,~~282~~296.9423 0.00 B-4 0.00 1,~~118~~115,~~499~~903.4979 7,~~289~~302.3160 0.00 B-5 0.00 ~~558~~556,~~273~~978.7416 3,~~638~~644.2993 0.00 B-6 0.00 ~~559~~558,~~808~~508.0287 3,~~648~~654.2995 0.00 Totals 0.00 ~~506~~500,~~622~~625,~~248~~180.7300 8,~~510~~195,~~740~~302.8219 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 71,000,000.00 6160,~~486~~707,~~520~~636.0122 ~~153~~152,~~103~~506.3032 ~~625~~1,~~780~~083,915.4853 0.00 0.00 1-A-2 3,550,000.00 3,~~074~~035,~~326~~381.0081 7,~~655~~625.1732 3154,~~289~~195.0278 0.00 0.00 A-UR 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 2-A-1 32,000,000.00 27,~~245~~026,~~311~~843.3456 ~~204~~210,~~590~~012.2098 ~~13,877~~0.5800 0.00 0.00 3-A-1 129,953,000.00 ~~113~~111,~~971~~910,~~528~~493.3937 ~~191~~190,~~826~~721.3142 12,~~869~~036,~~208~~068.7150 0.00 0.00 3-A-2 30,000,000.00 2625,~~012~~498,~~322~~055.6772 47,~~864~~588.2758 ~~466~~508,~~402~~037.6833 0.00 0.00 3-A-3 1,500,000.00 1,~~300~~274,~~616~~902.1379 2,~~393~~379.2143 2325,~~320~~401.1387 0.00 0.00 3-A-4 7,907,000.00 7,907,000.00 0.00 0.00 0.00 0.00 3-A-5 12,588,000.00 11,~~848~~772,~~446~~722.3954 76,~~047~~517.8311 6869,~~676~~574.0211 0.00 0.00 3-A-6 4,050,000.00 4,050,000.00 0.00 0.00 0.00 0.00 3-A-7 20,250,000.00 20,250,000.00 0.00 0.00 0.00 0.00 3-A-8 2,250,000.00 2,250,000.00 0.00 0.00 0.00 0.00 3-A-9 16,577,000.00 17,~~316~~392,~~553~~277.6146 0.00 0.00 (7576,~~723~~091.8522) 0.00 3-A-10 500,000.00 500,000.00 0.00 0.00 0.00 0.00 4-A-1 100,000,000.00 8583,~~049~~124,~~446~~123.9105 ~~355~~351,~~455~~626.9178 1,~~569~~010,~~867~~294.9518 0.00 0.00 5-A-1 25,000,000.00 23,~~232~~124,~~125~~670.4620 97,~~397~~842.3760 106,~~057~~869.8975 0.00 0.00 5-A-2 1,000,000.00 ~~929~~924,~~285~~986.0281 3,~~895~~913.8970 ~~402~~274.3279 0.00 0.00 6-A-1 95,000,000.00 8786,~~332~~767,~~212~~694.5761 108,~~093~~142.4118 ~~456~~8,~~424~~208.5511 0.00 0.00 6-A-2 2,850,000.00 2,850,000.00 0.00 0.00 0.00 0.00 15-PO 702,407.00 ~~629~~617,~~855~~583.2124 2,~~698~~670.9537 ~~9,573~~385.0228 0.00 0.00 30-PO 2,907,733.00 2,~~785~~780,~~024~~430.4295 4,~~056~~075.3099 ~~537~~54,473.1764 0.00 0.00 15-A-X 0.00 0.00 0.00 0.00 0.00 0.00 30-A-X 0.00 0.00 0.00 0.00 0.00 0.00 B-1 7,445,000.00 7,~~283~~266,~~065~~342.3468 16,~~722~~863.6602 0.00 0.00 0.00 B-2 2,292,000.00 2,~~242~~236,~~147~~998.1898 5,~~148~~191.2041 0.00 0.00 0.00 B-3 1,145,000.00 1,~~120~~117,~~095~~523.3449 2,~~571~~593.8544 0.00 0.00 0.00 B-4 1,146,000.00 1,~~121~~118,~~073~~499.5949 2,~~574~~595.1070 0.00 0.00 0.00 B-5 572,000.00 ~~559,~~558,273.5574 1,~~284~~295.8059 0.00 0.00 0.00 B-6 573,572.00 ~~561~~559,~~096~~808.3502 1,~~288~~299.3315 0.00 0.00 0.00 Totals 572,758,812.00 ~~512~~506,~~907~~622,~~610~~248.4873 1,215,~~668~~461.0609 54,~~145~~857,~~417~~698.5287 (7576,~~723~~091.8522) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 ~~778~~1,~~883~~236,421.7885 6059,~~707~~471,~~636~~214.2238 0.~~85503713~~83762274 ~~778~~1,~~883~~236,421.7885 1-A-2 3861,~~944~~821.1909 32,~~035~~973,~~381~~560.8172 0.~~85503713~~83762274 3861,~~944~~821.1909 A-UR 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 2-A-1 ~~218~~210,~~467~~012.7898 2726,~~026~~816,~~843~~830.5658 0.~~84458886~~83802596 ~~218~~210,~~467~~012.7898 3-A-1 2,~~061~~226,~~035~~789.0292 ~~111~~109,~~910~~683,~~493~~703.3744 0.~~86116129~~84402594 2,~~061~~226,~~035~~789.0292 3-A-2 ~~514~~555,~~266~~625.9591 2524,~~498~~942,~~055~~429.7281 0.~~84993519~~83141433 ~~514~~555,~~266~~625.9591 3-A-3 2527,~~713~~781.3530 1,~~274~~247,~~902~~121.7949 0.~~84993519~~83141433 2527,~~713~~781.3530 3-A-4 0.00 7,907,000.00 1.00000000 0.00 3-A-5 7576,~~723~~091.8522 11,~~772~~696,~~722~~631.5432 0.~~93523376~~92918901 7576,~~723~~091.8522 3-A-6 0.00 4,050,000.00 1.00000000 0.00 3-A-7 0.00 20,250,000.00 1.00000000 0.00 3-A-8 0.00 2,250,000.00 1.00000000 0.00 3-A-9 (7576,~~723~~091.8522) 17,~~392~~468,~~277~~368.4668 1.~~04918124~~05377141 (7576,~~723~~091.8522) 3-A-10 0.00 500,000.00 1.00000000 0.00 4-A-1 1,~~925~~361,~~323~~920.8696 8381,~~124~~762,~~123~~202.0509 0.~~83124123~~81762202 1,~~925~~361,~~323~~920.8696 5-A-1 ~~107~~104,~~455~~712.2635 23,~~124~~019,~~670~~957.2085 0.~~92498681~~92079831 ~~107~~104,~~455~~712.2635 5-A-2 4,~~298~~188.2149 ~~924~~920,~~986~~798.8131 0.~~92498681~~92079831 4,~~298~~188.2149 6-A-1 ~~564~~116,~~517~~350.9629 86,~~767~~651,~~694~~344.6132 0.~~91334415~~91211941 ~~564~~116,~~517~~350.9629 6-A-2 0.00 2,850,000.00 1.00000000 0.00 15-PO 123,~~271~~055.9765 ~~617~~614,~~583~~527.2459 0.~~87923845~~87488819 123,~~271~~055.9765 30-PO 458,~~593~~549.4764 2,~~780~~721,~~430~~881.9532 0.~~95621948~~93608365 458,~~593~~549.4764 15-A-X 0.00 0.00 0.00000000 0.00 30-A-X 0.00 0.00 0.00000000 0.00 B-1 16,~~722~~863.6602 7,~~266~~249,~~342~~479.6866 0.~~97600305~~97373803 16,~~722~~863.6602 B-2 5,~~148~~191.2041 2,~~236~~231,~~998~~807.9857 0.~~97600305~~97373803 5,~~148~~191.2041 B-3 2,~~571~~593.8544 1,~~117~~114,~~523~~930.4905 0.~~97600305~~97373803 2,~~571~~593.8544 B-4 2,~~574~~595.1070 1,~~118~~115,~~499~~903.4979 0.~~97600305~~97373804 2,~~574~~595.1070 B-5 1,~~284~~295.8059 ~~558~~556,~~273~~978.7416 0.~~97600304~~97373804 1,~~284~~295.8059 B-6 1,~~288~~299.3315 ~~559~~558,~~808~~508.0287 0.~~97600305~~97373803 1,~~288~~299.3315 Totals 65,~~285~~997,~~361~~068.74 ~~506~~500,~~622~~625,~~248~~180.7300 0.~~88452982~~87405932 65,~~285~~997,~~361~~068.74

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 71,000,000.00 ~~866~~855.~~00732408~~03712986 2.~~15638451~~14797634 815.~~81380958~~26641592 0.00000000 1-A-2 3,550,000.00 ~~866~~855.~~00732394~~03712958 2.~~15638592~~14797746 815.~~81380845~~26641690 0.00000000 A-UR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 32,000,000.00 ~~851~~844.~~41597938~~58886125 6.~~39344375~~56290562 0.~~43367438~~00000000 0.00000000 3-A-1 129,953,000.00 ~~877~~861.~~02114141~~16129193 1.~~47612067~~46761845 1415.~~38372881~~66772987 0.00000000 3-A-2 30,000,000.00 ~~867~~849.~~07742233~~93519067 1.~~59547567~~58628600 1516.~~54675600~~93457767 0.00000000 3-A-3 1,500,000.00 ~~867~~849.~~07742000~~93519333 1.~~59547333~~58628667 1516.~~54675333~~93458000 0.00000000 3-A-4 7,907,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-5 12,588,000.00 ~~941~~935.~~24931602~~23375755 0.~~55988481~~51772402 5.~~45567366~~52701859 0.00000000 3-A-6 4,050,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-7 20,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-8 2,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-9 16,577,000.00 ~~1044~~1049.~~61323581~~18124269 0.00000000 0.00000000 (4.~~56800688~~59016831) 3-A-10 500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A-1 100,000,000.00 ~~850~~831.~~49446910~~24123050 3.~~55455910~~51626780 1510.~~69867950~~10294180 0.00000000 5-A-1 25,000,000.00 ~~929~~924.~~28501840~~98680800 3.~~89589480~~91370400 0.~~40231560~~27479000 0.00000000 5-A-2 1,000,000.00 ~~929~~924.~~28502000~~98681000 3.~~89589000~~91370000 0.~~40232000~~27479000 0.00000000 6-A-1 95,000,000.00 ~~919~~913.~~28644811~~34415379 1.~~13782537~~13833874 40.~~80446895~~08640116 0.00000000 6-A-2 2,850,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 15-PO 702,407.00 ~~896~~879.~~70975659~~23844723 3.~~84243039~~80174173 130.~~62887898~~54851390 0.00000000 30-PO 2,907,733.00 ~~957~~956.~~79922710~~21948439 1.~~39500429~~40177589 018.~~18473842~~73405846 0.00000000 15-A-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 30-A-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 7,445,000.00 ~~978~~976.~~24920618~~00304634 2.~~24615984~~26501276 0.00000000 0.00000000 B-2 2,292,000.00 ~~978~~976.~~24920593~~00304538 2.~~24616056~~26501309 0.00000000 0.00000000 B-3 1,145,000.00 ~~978~~976.~~24920524~~00304803 2.~~24615721~~26501310 0.00000000 0.00000000 B-4 1,146,000.00 ~~978~~976.~~24920593~~00304538 2.~~24616056~~26500873 0.00000000 0.00000000 B-5 572,000.00 ~~978~~976.~~24921329~~00304196 2.~~24615385~~26501748 0.00000000 0.00000000 B-6 573,572.00 ~~978~~976.~~24919975~~00304757 2.~~24615218~~26501642 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 1017.~~97019408~~41439225 ~~855~~837.~~03712986~~62273775 0.~~85503713~~83762274 1017.~~97019408~~41439225 1-A-2 0.00000000 1017.~~97019437~~41439155 ~~855~~837.~~03712958~~62273803 0.~~85503713~~83762274 1017.~~97019437~~41439155 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 6.~~82711812~~56290562 ~~844~~838.~~58886125~~02595563 0.~~84458886~~83802596 6.~~82711812~~56290562 3-A-1 0.00000000 1517.~~85984948~~13534832 ~~861~~844.~~16129193~~02594353 0.~~86116129~~84402594 1517.~~85984948~~13534832 3-A-2 0.00000000 1718.~~14223167~~52086367 ~~849~~831.~~93519067~~41432700 0.~~84993519~~83141433 1718.~~14223167~~52086367 3-A-3 0.00000000 1718.~~14223333~~52086667 ~~849~~831.~~93519333~~41432667 0.~~84993519~~83141433 1718.~~14223333~~52086667 3-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-5 0.00000000 6.~~01555847~~04474261 ~~935~~929.~~23375755~~18901493 0.~~93523376~~92918901 6.~~01555847~~04474261 3-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-9 0.00000000 (4.~~56800688~~59016831) 1,~~049~~053.~~18124269~~77141099 1.~~04918124~~05377141 (4.~~56800688~~59016831) 3-A-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A-1 0.00000000 1913.~~25323860~~61920960 ~~831~~817.~~24123050~~62202090 0.~~83124123~~81762202 1913.~~25323860~~61920960 5-A-1 0.00000000 4.~~29821040~~18849400 ~~924~~920.~~98680800~~79831400 0.~~92498681~~92079831 4.~~29821040~~18849400 5-A-2 0.00000000 4.~~29821000~~18849000 ~~924~~920.~~98681000~~79831000 0.~~92498681~~92079831 4.~~29821000~~18849000 6-A-1 0.00000000 51.~~94229432~~22473989 ~~913~~912.~~34415379~~11941389 0.~~91334415~~91211941 51.~~94229432~~22473989 6-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 15-PO 0.00000000 174.~~47130937~~35025562 ~~879~~874.~~23844723~~88819160 0.~~87923845~~87488819 174.~~47130937~~35025562 30-PO 0.00000000 120.~~57974271~~13583778 ~~956~~936.~~21948439~~08365005 0.~~95621948~~93608365 120.~~57974271~~13583778 15-A-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 30-A-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 2.~~24615984~~26501276 ~~976~~973.~~00304634~~73803358 0.~~97600305~~97373803 2.~~24615984~~26501276 B-2 0.00000000 2.~~24616056~~26501309 ~~976~~973.~~00304538~~73803229 0.~~97600305~~97373803 2.~~24616056~~26501309 B-3 0.00000000 2.~~24615721~~26501310 ~~976~~973.~~00304803~~73803493 0.~~97600305~~97373803 2.~~24615721~~26501310 B-4 0.00000000 2.~~24616056~~26500873 ~~976~~973.~~00304538~~73803665 0.~~97600305~~97373804 2.~~24616056~~26500873 B-5 0.00000000 2.~~24615385~~26501748 ~~976~~973.~~00304196~~73804196 0.~~97600304~~97373804 2.~~24615385~~26501748 B-6 0.00000000 2.~~24615218~~26501642 ~~976~~973.~~00304757~~73803115 0.~~97600305~~97373803 2.~~24615218~~26501642 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 71,000,000.00 5.25000% 6160,~~486~~707,~~520~~636.0122 ~~269~~265,~~003~~595.5391 0.00 0.00 1-A-2 3,550,000.00 5.25000% 3,~~074~~035,~~326~~381.0081 13,~~450~~279.1880 0.00 0.00 A-UR 50.00 0.00000% 0.00 0.00 0.00 0.00 A-LR 50.00 0.00000% 0.00 0.00 0.00 0.00 2-A-1 32,000,000.00 4.50000% 27,~~245~~026,~~311~~843.3456 ~~102~~101,~~169~~350.9266 0.00 0.00 3-A-1 129,953,000.00 5.25000% ~~113~~111,~~971~~910,~~528~~493.3937 ~~498~~489,~~625~~608.4441 0.00 0.00 3-A-2 30,000,000.00 5.25000% 2625,~~012~~498,~~322~~055.6772 ~~113~~111,~~803~~553.9199 0.00 0.00 3-A-3 1,500,000.00 5.25000% 1,~~300~~274,~~616~~902.1379 5,~~690~~577.2070 0.00 0.00 3-A-4 7,907,000.00 5.25000% 7,907,000.00 34,593.13 0.00 0.00 3-A-5 12,588,000.00 5.25000% 11,~~848~~772,~~446~~722.3954 51,~~836~~505.9566 0.00 0.00 3-A-6 4,050,000.00 5.25000% 4,050,000.00 17,718.75 0.00 0.00 3-A-7 20,250,000.00 5.25000% 20,250,000.00 88,593.75 0.00 0.00 3-A-8 2,250,000.00 5.25000% 2,250,000.00 9,843.75 0.00 0.00 3-A-9 16,577,000.00 5.25000% 17,~~316~~392,~~553~~277.6146 7576,~~759~~091.9221 0.00 0.00 3-A-10 500,000.00 5.25000% 500,000.00 2,187.50 0.00 0.00 4-A-1 100,000,000.00 4.75000% 8583,~~049~~124,~~446~~123.9105 ~~336~~329,~~654~~032.0699 0.00 0.00 5-A-1 25,000,000.00 4.50000% 23,~~232~~124,~~125~~670.4620 8786,~~120~~717.4751 0.00 0.00 5-A-2 1,000,000.00 4.50000% ~~929~~924,~~285~~986.0281 3,~~484~~468.8270 0.00 0.00 6-A-1 95,000,000.00 5.00000% 8786,~~332~~767,~~212~~694.5761 ~~363~~361,~~884~~532.2206 0.00 0.00 6-A-2 2,850,000.00 5.00000% 2,850,000.00 11,875.00 0.00 0.00 15-PO 702,407.00 0.00000% ~~629~~617,~~855~~583.2124 0.00 0.00 0.00 30-PO 2,907,733.00 0.00000% 2,~~785~~780,~~024~~430.4295 0.00 0.00 0.00 15-A-X 0.00 4.50000% 98,~~009~~772,~~346~~350.7395 3332,~~785~~896.0532 0.00 0.00 30-A-X 0.00 5.25000% 11,~~915~~680,~~489~~820.7815 5251,~~130~~103.2759 0.00 0.00 B-1 7,445,000.00 5.~~04957~~04987% 7,~~283~~266,~~065~~342.3468 30,~~646~~578.9740 0.00 0.00 B-2 2,292,000.00 5.~~04957~~04987% 2,~~242~~236,~~147~~998.1898 9,~~434~~413.9079 0.00 0.00 B-3 1,145,000.00 5.~~04957~~04987% 1,~~120~~117,~~095~~523.3449 4,~~713~~702.3479 0.00 0.00 B-4 1,146,000.00 5.~~04957~~04987% 1,~~121~~118,~~073~~499.5949 4,~~717~~706.4590 0.00 0.00 B-5 572,000.00 5.~~04957~~04987% ~~559,~~558,273.5574 2,~~354~~349.6134 0.00 0.00 B-6 573,572.00 5.~~04957~~04987% ~~561~~559,~~096~~808.3502 2,~~361~~355.0880 0.00 0.00 Totals 572,758,812.00 2,~~226~~198,~~439~~233.1741 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 ~~128~~0.0800 0.00 ~~268~~265,~~875~~595.4491 0.00 6059,~~707~~471,~~636~~214.2238 1-A-2 60.4000 0.00 13,~~443~~279.7780 0.00 32,~~035~~973,~~381~~560.8172 A-UR 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 2-A-1 480.6500 0.00 ~~102~~101,~~121~~350.2766 0.00 2726,~~026~~816,~~843~~830.5658 3-A-1 ~~237~~(0.4101) 0.00 ~~498~~489,~~388~~608.0342 0.00 ~~111~~109,~~910~~683,~~493~~703.3744 3-A-2 540.1900 0.00 ~~113~~111,~~749~~554.7300 0.00 2524,~~498~~942,~~055~~429.7281 3-A-3 20.7100 0.00 5,~~687~~577.4970 0.00 1,~~274~~247,~~902~~121.7949 3-A-4 160.4700 0.00 34,~~576~~593.6513 0.00 7,907,000.00 3-A-5 240.6800 0.00 51,~~812~~505.2766 0.00 11,~~772~~696,~~722~~631.5432 3-A-6 80.4400 0.00 17,~~710~~718.3175 0.00 4,050,000.00 3-A-7 420.1800 0.00 88,~~551~~593.5775 0.00 20,250,000.00 3-A-8 40.6900 0.00 9,~~839~~843.0675 0.00 2,250,000.00 3-A-9 360.0700 0.00 7576,~~723~~091.8522 0.00 17,~~392~~468,~~277~~368.4668 3-A-10 10.0400 0.00 2,~~186~~187.4650 0.00 500,000.00 4-A-1 ~~160~~(0.2901) 0.00 ~~336~~329,~~493~~032.7799 0.00 8381,~~124~~762,~~123~~202.0509 5-A-1 410.4800 0.00 8786,~~078~~717.9951 0.00 23,~~124~~019,~~670~~957.2085 5-A-2 10.6600 0.00 3,~~483~~468.1670 0.00 ~~924~~920,~~986~~798.8131 6-A-1 ~~173~~(0.2601) 0.00 ~~363~~361,~~710~~532.9607 0.00 86,~~767~~651,~~694~~344.6132 6-A-2 50.6500 0.00 11,~~869~~875.3500 0.00 2,850,000.00 15-PO 0.00 0.00 0.00 0.00 ~~617~~614,~~583~~527.2459 30-PO 0.00 0.00 0.00 0.00 2,~~780~~721,~~430~~881.9532 15-A-X 160.0900 0.00 3332,~~768~~896.9632 0.00 8,~~772~~666,~~350~~522.9594 30-A-X 240.8200 0.00 5251,~~105~~103.4559 0.00 11,~~680~~557,~~820~~137.1555 B-1 140.5900 0.00 30,~~632~~578.3840 0.00 7,~~266~~249,~~342~~479.6866 B-2 40.4900 0.00 9,~~430~~413.4179 0.00 2,~~236~~231,~~998~~807.9857 B-3 20.2400 0.00 4,~~711~~702.0979 0.00 1,~~117~~114,~~523~~930.4905 B-4 20.2500 0.00 4,~~715~~706.2190 0.00 1,~~118~~115,~~499~~903.4979 B-5 10.1200 0.00 2,~~353~~349.4934 0.00 ~~558~~556,~~273~~978.7416 B-6 10.1200 0.00 2,~~359~~355.9680 0.00 ~~559~~558,~~808~~508.0287 Totals ~~1,060~~(0.0703) 0.00 2,~~225~~198,~~379~~233.0845 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 71,000,000.00 5.25000% ~~866~~855.~~00732408~~03712986 3.~~78878211~~74078746 0.00000000 0.00000000 1-A-2 3,550,000.00 5.25000% ~~866~~855.~~00732394~~03712958 3.~~78878310~~74078873 0.00000000 0.00000000 A-UR 50.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 32,000,000.00 4.50000% ~~851~~844.~~41597938~~58886125 3.~~19281000~~16720813 0.00000000 0.00000000 3-A-1 129,953,000.00 5.25000% ~~877~~861.~~02114141~~16129193 3.~~83696752~~76758066 0.00000000 0.00000000 3-A-2 30,000,000.00 5.25000% ~~867~~849.~~07742233~~93519067 3.~~79346367~~71846633 0.00000000 0.00000000 3-A-3 1,500,000.00 5.25000% ~~867~~849.~~07742000~~93519333 3.~~79346667~~71846667 0.00000000 0.00000000 3-A-4 7,907,000.00 5.25000% 1000.00000000 4.37500063 0.00000000 0.00000000 3-A-5 12,588,000.00 5.25000% ~~941~~935.~~24931602~~23375755 4.~~11796552~~09164760 0.00000000 0.00000000 3-A-6 4,050,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 3-A-7 20,250,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 3-A-8 2,250,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 3-A-9 16,577,000.00 5.25000% ~~1044~~1049.~~61323581~~18124269 4.~~57018278~~59016770 0.00000000 0.00000000 3-A-10 500,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 4-A-1 100,000,000.00 4.75000% ~~850~~831.~~49446910~~24123050 3.~~36654060~~29032990 0.00000000 0.00000000 5-A-1 25,000,000.00 4.50000% ~~929~~924.~~28501840~~98680800 3.~~48481880~~46870040 0.00000000 0.00000000 5-A-2 1,000,000.00 4.50000% ~~929~~924.~~28502000~~98681000 3.~~48482000~~46870000 0.00000000 0.00000000 6-A-1 95,000,000.00 5.00000% ~~919~~913.~~28644811~~34415379 3.~~83036021~~80560063 0.00000000 0.00000000 6-A-2 2,850,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000 15-PO 702,407.00 0.00000% ~~896~~879.~~70975659~~23844723 0.00000000 0.00000000 0.00000000 30-PO 2,907,733.00 0.00000% ~~957~~956.~~79922710~~21948439 0.00000000 0.00000000 0.00000000 15-A-X 0.00 4.50000% ~~812~~790.~~18736565~~82233398 32.~~04570260~~96558411 0.00000000 0.00000000 30-A-X 0.00 5.25000% ~~834~~818.~~59788779~~16089854 3.~~65136591~~57945406 0.00000000 0.00000000 B-1 7,445,000.00 5.~~04957~~04987% ~~978~~976.~~24920618~~00304634 4.~~11644997~~10723976 0.00000000 0.00000000 B-2 2,292,000.00 5.~~04957~~04987% ~~978~~976.~~24920593~~00304538 4.~~11644852~~10723822 0.00000000 0.00000000 B-3 1,145,000.00 5.~~04957~~04987% ~~978~~976.~~24920524~~00304803 4.~~11645415~~10724017 0.00000000 0.00000000 B-4 1,146,000.00 5.~~04957~~04987% ~~978~~976.~~24920593~~00304538 4.~~11644852~~10724258 0.00000000 0.00000000 B-5 572,000.00 5.~~04957~~04987% ~~978~~976.~~24921329~~00304196 4.~~11645105~~10723776 0.00000000 0.00000000 B-6 573,572.00 5.~~04957~~04987% ~~978~~976.~~24919975~~00304757 4.~~11644920~~10724373 0.00000000 0.00000000 (5) All Classes are per $1,000 Denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.~~00180394~~00000000 0.00000000 3.~~78697803~~74078746 0.00000000 ~~855~~837.~~03712986~~62273775 1-A-2 0.~~00180282~~00000000 0.00000000 3.~~78697746~~74078873 0.00000000 ~~855~~837.~~03712958~~62273803 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.~~00152031~~00000000 0.00000000 3.~~19128969~~16720813 0.00000000 ~~844~~838.~~58886125~~02595563 3-A-1 (0.~~00182689~~00000008) 0.00000000 3.~~83514063~~76758074 0.00000000 ~~861~~844.~~16129193~~02594353 3-A-2 0.~~00180633~~00000000 0.00000000 3.~~79165767~~71846667 0.00000000 ~~849~~831.~~93519067~~41432700 3-A-3 0.~~00180667~~00000000 0.00000000 3.~~79166000~~71846667 0.00000000 ~~849~~831.~~93519333~~41432667 3-A-4 0.~~00208296~~00000000 0.00000000 4.~~37291640~~37500063 0.00000000 1000.00000000 3-A-5 0.~~00196060~~00000000 0.00000000 4.~~11600493~~09164760 0.00000000 ~~935~~929.~~23375755~~18901493 3-A-6 0.~~00208395~~00000000 0.00000000 4.~~37291605~~37500000 0.00000000 1000.00000000 3-A-7 0.~~00208296~~00000000 0.00000000 4.~~37291704~~37500000 0.00000000 1000.00000000 3-A-8 0.~~00208444~~00000000 0.00000000 4.~~37291556~~37500000 0.00000000 1000.00000000 3-A-9 0.~~00217591~~00000000 0.00000000 4.~~56800688~~59016831 0.00000000 ~~1049~~1053.~~18124269~~77141099 3-A-10 0.~~00208000~~00000000 0.00000000 4.~~37292000~~37500000 0.00000000 1000.00000000 4-A-1 (0.~~00160290~~00000010) 0.00000000 3.~~36493770~~29032990 0.00000000 ~~831~~817.~~24123050~~62202090 5-A-1 0.~~00165920~~00000000 0.00000000 3.~~48315960~~46870040 0.00000000 ~~924~~920.~~98680800~~79831400 5-A-2 0.~~00166000~~00000000 0.00000000 3.~~48316000~~46870000 0.00000000 ~~924~~920.~~98681000~~79831000 6-A-1 (0.~~00182379~~00000011) 0.00000000 3.~~82853642~~80560074 0.00000000 ~~913~~912.~~34415379~~11941389 6-A-2 0.~~00198246~~00000000 0.00000000 4.~~16468421~~16666667 0.00000000 1000.00000000 15-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~879~~874.~~23844723~~88819160 30-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~956~~936.~~21948439~~08365005 15-A-X 0.~~00145050~~00000000 0.00000000 32.~~04425210~~96558411 0.00000000 ~~790~~781.~~82233398~~28200045 30-A-X 0.~~00173847~~00000000 0.00000000 3.~~64962744~~57945406 0.00000000 ~~818~~809.~~16089854~~49778534 B-1 0.~~00195970~~00000000 0.00000000 4.~~11449026~~10723976 0.00000000 ~~976~~973.~~00304634~~73803358 B-2 0.~~00195899~~00000000 0.00000000 4.~~11448953~~10723822 0.00000000 ~~976~~973.~~00304538~~73803229 B-3 0.~~00195633~~00000000 0.00000000 4.~~11448908~~10724017 0.00000000 ~~976~~973.~~00304803~~73803493 B-4 0.~~00196335~~00000000 0.00000000 4.~~11449389~~10724258 0.00000000 ~~976~~973.~~00304538~~73803665 B-5 0.~~00195804~~00000000 0.00000000 4.~~11449301~~10723776 0.00000000 ~~976~~973.~~00304196~~73804196 B-6 0.~~00195268~~00000000 0.00000000 4.~~11449652~~10724373 0.00000000 ~~976~~973.~~00304757~~73803115 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 15-PO-4 0.00000% 0.00 0.00 ~~496,512.88~~ 484,818.89 86482,343.~~05218841~~37 85.61279976% 15-PO-5 0.00000% 0.00 0.00 ~~133~~132,~~342~~764.3335 132,~~764~~184.3522 95.~~50979814~~09245644% 30-PO-1 0.00000% 0.00 0.00 ~~380,271.00~~ 379,198.99 378,001.97 94.~~59778124~~29916379% 30-PO-3 0.00000% 0.00 0.00 2,~~083~~080,~~236~~161.7933 2,~~080~~023,~~161~~246.3316 9592.~~37588159~~76630778% 30-PO-6 0.00000% 0.00 0.00 321,~~516~~070.6364 ~~321~~320,~~070~~633.6418 98.~~52872815~~39448238% 15-AX-2 4.50000% 2,~~852~~830,~~556~~017.7870 2,~~830~~808,~~017~~925.7006 0.00 0.00 8079.~~47658047~~87677378% 15-AX-4 4.50000% 4,~~836~~628,~~745~~691.9712 4,~~628~~550,~~691~~000.1269 0.00 0.00 7674.~~05343451~~76048208% 15-AX-5 4.50000% 1,~~320~~313,~~043~~642.9813 1,~~313~~307,~~642~~597.1320 0.00 0.00 8887.~~16283629~~75714119% 30-AX-1 5.25000% 2,~~238~~134,~~789~~559.8010 2,~~134~~073,~~559~~974.1061 0.00 0.00 7371.~~11000208~~03494489% 30-AX-3 5.25000% 5,~~125~~032,~~945~~644.6870 54,~~032~~975,~~644~~206.7013 0.00 0.00 7978.~~87797472~~96631159% 30-AX-6 5.25000% 4,~~550~~513,~~754~~616.3035 4,~~513~~507,~~616~~956.3582 0.00 0.00 89.~~25741662~~14549859%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8,~~590~~290,~~285~~440.4755 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 2912,~~191~~261.1092 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 8,~~619~~302,~~476~~702.5747 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~108~~107,~~735~~400.7528 Payment of Interest and Principal 8,~~510~~195,~~740~~302.8219 Total Withdrawals (Pool Distribution Amount) 8,~~619~~302,~~476~~702.5747 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall ~~1,060~~0.0700 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall ~~1,060~~0.0700

SERVICING FEES Gross Servicing Fee ~~106~~105,~~804~~495.8781 Master Servicing Fee ~~469~~468.9259 WMMSC Master Servicing Fee 1,~~460~~435.9688 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~108~~107,~~735~~400.7528

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 93 0 0 0 9 3 1,~~981~~329,~~634~~867.1642 0.00 0.00 0.00 31,~~981~~329,~~634~~867.1642 60 Days 1 0 0 0 1 588,~~652~~000.1552 0.00 0.00 0.00 588,~~652~~000.1552 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 104 0 0 0 10 4 1,~~570~~917,~~286~~867.3194 0.00 0.00 0.00 41,~~570~~917,~~286~~867.3194 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~838770~~281955% 0.000000% 0.000000% 0.000000% 0.~~838770~~281955% 0.~~784366~~264919% 0.000000% 0.000000% 0.000000% 0.~~784366~~264919% 60 Days 0.~~093197~~093985% 0.000000% 0.000000% 0.000000% 0.~~093197~~093985% 0.~~115962~~117134% 0.000000% 0.000000% 0.000000% 0.~~115962~~117134% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~931966~~375940% 0.000000% 0.000000% 0.000000% 0.~~931966~~375940% 0.~~900328~~382054% 0.000000% 0.000000% 0.000000% 0.~~900328~~382054%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0385,577.0032 0.00 0.00 0.00 0385,577.0032 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0385,577.0032 0.00 0.00 0.00 0385,577.0032 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~684932% 0.000000% 0.000000% 0.000000% 0.~~000000~~684932% 0.~~000000~~594325% 0.000000% 0.000000% 0.000000% 0.~~000000~~594325% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~684932% 0.000000% 0.000000% 0.000000% 0.~~000000~~684932% 0.~~000000~~594325% 0.000000% 0.000000% 0.000000% 0.~~000000~~594325% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 0 0 0 10 ~~344,220~~0.6600 0.00 0.00 0.00 ~~344,220~~0.6600 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 10 0 0 0 10 ~~344,220~~0.6600 0.00 0.00 0.00 ~~344,220~~0.6600 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~754386~~000000% 0.000000% 0.000000% 0.000000% 10.~~754386~~000000% 10.~~251556~~000000% 0.000000% 0.000000% 0.000000% 10.~~251556~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~754386~~000000% 0.000000% 0.000000% 0.000000% 10.~~754386~~000000% 10.~~251556~~000000% 0.000000% 0.000000% 0.000000% 10.~~251556~~000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 51 0 0 0 51 2532,~~120,863~~103.7356 0.00 0.00 0.00 2532,~~120,863~~103.7356 60 Days 1 0 0 0 1 588,~~652~~000.1552 0.00 0.00 0.00 588,~~652~~000.1552 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 62 0 0 0 6 2 1,~~709~~120,~~515~~104.8808 0.00 0.00 0.00 21,~~709~~120,~~515~~104.8808 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~187648~~240964% 0.000000% 0.000000% 0.000000% 10.~~187648~~240964% 10.~~009965~~256906% 0.000000% 0.000000% 0.000000% 10.~~009965~~256906% 60 Days 0.~~237530~~240964% 0.000000% 0.000000% 0.000000% 0.~~237530~~240964% 0.~~280319~~283894% 0.000000% 0.000000% 0.000000% 0.~~280319~~283894% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~425178~~481928% 0.000000% 0.000000% 0.000000% 10.~~425178~~481928% 10.~~290284~~540801% 0.000000% 0.000000% 0.000000% 10.~~290284~~540801% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~551~~412,~~167~~186.6154 0.00 0.00 0.00 ~~551~~412,~~167~~186.6154 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~551~~412,~~167~~186.6154 0.00 0.00 0.00 ~~551~~412,~~167~~186.6154 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.000000% 0.000000% 0.000000% 0.000000% 2.000000% 21.~~236575~~680473% 0.000000% 0.000000% 0.000000% 21.~~236575~~680473% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.000000% 0.000000% 0.000000% 0.000000% 2.000000% 21.~~236575~~680473% 0.000000% 0.000000% 0.000000% 21.~~236575~~680473% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 0 0 20 ~~965,382~~0.1600 0.00 0.00 0.00 ~~965,382~~0.1600 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 20 0 0 0 20 ~~965,382~~0.1600 0.00 0.00 0.00 ~~965,382~~0.1600 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~041667~~000000% 0.000000% 0.000000% 0.000000% 10.~~041667~~000000% 10.~~043622~~000000% 0.000000% 0.000000% 0.000000% 10.~~043622~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~041667~~000000% 0.000000% 0.000000% 0.000000% 10.~~041667~~000000% 10.~~043622~~000000% 0.000000% 0.000000% 0.000000% 10.~~043622~~000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2912,~~191~~261.1092

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.01745936% 100,000.00 0.~~01973857~~01997502% Fraud 5,727,588.00 0.99999998% 5,727,588.00 1.~~13054411~~14408708% Special Hazard 5,734,861.00 1.00126980% 5,~~734~~006,~~861~~251.0082 1.~~13197969~~00000000% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed Ratio Strip Weighted Average Gross Coupon 5.~~463382~~461190% Weighted Average Pass-Through Rate 5.~~208983~~206799% Weighted Average Maturity(Stepdown Calculation ) ~~278~~277 Beginning Scheduled Collateral Loan Count 1,~~084~~073 Number Of Loans Paid In Full 119 Ending Scheduled Collateral Loan Count 1,~~073~~064 Beginning Scheduled Collateral Balance ~~512~~506,~~907~~622,~~612~~250.2247 Ending Scheduled Collateral Balance ~~506~~500,~~622~~625,~~250~~181.4775 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2004 ~~507~~501,~~624~~989,~~416~~317.7360 Monthly P &I Constant 3,~~543~~514,~~795~~582.2300 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 87,~~394~~988,~~251~~146.7326 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~506~~500,~~622~~625,~~250~~181.4775 Scheduled Principal 1,208,~~620~~948.2428 Unscheduled Principal 54,~~076~~788,~~741~~120.5145

Miscellaneous Reporting Group 1 Senior % 97.~~103894~~074914% Group 2 Senior % 98.~~856248~~855668% Group 3 Senior % 97.~~669189~~642718% Group 4 Senior % 96.~~694173~~633842% Group 5 Senior % 98.~~504029~~503388% Group 6 Senior % 97.~~334369~~321157% Group 1 Junior % 2.~~896106~~925086% Group 2 Junior % 1.~~143752~~144332% Group 3 Junior % 2.~~330811~~357282% Group 4 Junior % 3.~~305827~~366158% Group 5 Junior % 1.~~495971~~496612% Group 6 Junior % 2.~~665631~~678843% Group 1 Senior Prepayment % 100.000000% Group 2 Senior Prepayment % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 4 Senior Prepayment % 100.000000% Group 5 Senior Prepayment % 100.000000% Group 6 Senior Prepayment % 100.000000%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 20 Year Ratio Strip Fixed 10 Year Ratio Strip Fixed 30 Year Ratio Strip Weighted Average Coupon Rate 5.~~646823~~640453 5.~~213541~~213594 5.~~579862~~578470 Weighted Average Net Rate 5.~~396824~~390453 4.~~965756~~965809 5.~~329862~~328470 Weighted Average Maturity ~~226~~225 ~~106~~105 ~~346~~345 Beginning Loan Count ~~150~~148 57 ~~426~~421 Loans Paid In Full 2 0(1) 56 Ending Loan Count ~~148~~146 5758 ~~421~~415 Beginning Scheduled Balance 66,~~866~~042,~~632~~937.1052 27,~~560~~339,~~535~~700.4054 ~~212~~209,~~391~~781,~~593~~725.5964 Ending scheduled Balance 6664,~~042~~738,~~937~~672.5244 27,~~339~~127,~~700~~256.5445 ~~209~~206,~~781~~908,~~725~~802.6465 Record Date 1011/3130/2004 1011/3130/2004 1011/3130/2004 Principal And Interest Constant ~~481~~476,~~204~~386.4919 ~~326~~331,~~697~~230.2716 1,~~238~~224,~~085~~358.3479 Scheduled Principal ~~166~~165,~~551~~959.1046 ~~206~~212,~~957~~448.2841 ~~250~~249,~~488~~141.8830 Unscheduled Principal ~~657~~1,~~143~~138,305.4862 ~~13,877~~(4.5831) 2,~~359~~623,~~379~~781.0769 Scheduled Interest ~~314~~310,~~653~~426.3973 ~~119~~118,~~739~~781.9975 ~~987~~975,~~596~~217.4649 Servicing Fees 13,~~930~~758.5495 5,~~690~~645.9131 4443,~~248~~704.2250 Master Servicing Fees 0.00 0.00 228.8253 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 50.3119 0.00 ~~594~~572.2417 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~300~~296,~~672~~617.5459 ~~114~~113,~~049~~136.0844 ~~942~~930,~~525~~712.1829 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~395921~~389541 4.~~965756~~965809 5.~~325212~~323889

Group Level Collateral Statement Group Group 4 Group 5 Group 6 Collateral Description Fixed 15 Year Ratio Strip Fixed 15 Year Ratio Strip Fixed 30 Year Ratio Strip Weighted Average Coupon Rate 5.~~227966~~222878 4.~~969125~~969058 5.~~494495~~493904 Weighted Average Net Rate 4.~~977965~~972878 4.~~719125~~719059 5.~~244495~~243904 Weighted Average Maturity ~~166~~165 ~~166~~165 ~~646~~645 Beginning Loan Count ~~208~~205 50 ~~193~~192 Loans Paid In Full 32 0 10 Ending Loan Count ~~205~~203 50 192 Beginning Scheduled Balance 8886,~~453~~504,~~671~~500.3499 24,~~661~~547,~~690~~820.4365 92,~~973~~405,~~489~~565.3613 Ending scheduled Balance 8685,~~504~~127,~~500~~855.9989 24,~~547~~436,~~820~~793.6564 92,~~405~~285,~~565~~800.1368 Record Date 1011/3130/2004 1011/3130/2004 1011/3130/2004 Principal And Interest Constant ~~755~~742,~~090~~467.0068 205,532.09 ~~537~~534,~~186~~607.0409 Scheduled Principal ~~369~~365,~~729~~965.3864 103,~~409~~882.5747 111,~~484~~551.0300 Unscheduled Principal 1,~~579~~010,~~440~~679.9746 107,~~460~~144.2154 ~~456~~8,~~440~~213.2045 Scheduled Interest ~~385~~376,~~360~~502.6204 ~~102~~101,~~122~~649.5262 ~~425~~423,~~702~~056.0109 Servicing Fees 18,~~427~~021.8578 5,~~137~~114.8511 19,~~369~~251.5016 Master Servicing Fees 174.8910 5352.1693 13.0503 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~456~~453.3799 0.00 ~~360~~359.0453 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~366~~357,~~301~~852.5117 96,~~931~~482.5158 ~~405~~403,~~959~~432.4237 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~969402~~964165 4.~~716538~~716471 5.~~239680~~239066

Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Ratio Strip Weighted Average Coupon Rate 5.~~463382~~461190 Weighted Average Net Rate 5.~~213501~~211310 Weighted Average Maturity ~~278~~277.00 Record Date 1011/3130/2004 Principal And Interest Constant 3,~~543~~514,~~795~~582.2300 Beginning Loan Count 1,~~084~~073 Loans Paid In Full 119 Ending Loan Count 1,~~073~~064 Beginning Scheduled Balance ~~512~~506,~~907~~622,~~612~~250.2247 Ending Scheduled Balance ~~506~~500,~~622~~625,~~250~~181.4775 Scheduled Principal 1,208,~~620~~948.2428 Unscheduled Principal 54,~~076~~788,~~741~~120.5145 Scheduled Interest 2,~~335~~305,~~174~~633.9972 Servicing Fee ~~106~~105,~~804~~495.8781 Master Servicing Fee ~~469~~468.9259 Trustee Fee 0.00 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 1,~~460~~435.9688 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 2,~~226~~198,~~439~~233.2444 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.~~208983~~206799

Filing Compare · MORTGAGE ASSET SEC TRANS MORT PASS THR CERTS SER 2003-12