8-K 1 mlm04a01_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106175-15 54-2144772 Pooling and Servicing Agreement) (Commission 54-2144773 (State or other File Number) 54-2144774 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2004-A01 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A01 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A01 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/5/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A01 Trust, relating to the December 27, 2004 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 1011/3130/2004 Distribution Date: 1112/2627/2004 ~~MLM~~Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Series: 2004-A01 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 59020UAA3 SEQ 4.~~15374~~15529% 8279,~~251~~850,~~306~~242.6029 ~~284~~276,~~708~~500.7798 2,~~401~~985,~~064~~074.3292 II-A1 59020UAB1 SEQ 4.67000% ~~144~~140,~~435~~594,~~226~~444.4743 ~~562~~547,~~093~~146.7670 35,~~840~~728,~~782~~351.0475 II-A2 59020UAC9 SEQ 4.~~69763~~69032% ~~149~~145,~~239~~271,~~815~~271.7236 ~~584~~567,~~227~~807.8355 35,~~968~~918,~~544~~903.3644 II-AIO 59020UAD7 IO 0.~~02763~~02032% 0.00 32,~~325~~380.5899 0.00 III-A 59020UAE5 SEQ 4.~~90484~~90592% 5554,~~328~~875,~~163~~621.4376 ~~226~~224,~~146~~346.2914 ~~452~~1,~~541~~762,405.6740 IV-A 59020UAF2 SEQ 5.~~38240~~38239% 32,~~021~~000,~~096~~779.3257 143,~~625~~533.2786 20403,~~316~~270.7489 M-1 59020UAG0 SUB 4.~~67589~~67187% 10,~~224~~218,~~843~~846.6691 39,~~841~~784.8924 56,~~996~~006.7584 M-2 59020UAH8 SUB 4.~~67589~~67187% 4,~~209~~207,~~585~~116.6578 16,~~402~~379.9824 2,~~468~~473.8703 M-3 59020UAJ4 SUB 4.~~67589~~67187% 2,~~404~~403,~~908~~498.7126 9,~~370~~357.9135 1,~~410~~412.4582 B-1 MLM04A1B1 SUB 4.~~67589~~67187% 1,~~504~~503,~~063~~181.3524 5,~~860~~852.7022 ~~882~~883.1160 B-2 MLM04A1B2 SUB 4.~~67589~~67187% 1,~~803~~802,~~681~~623.5370 7,~~028~~018.1802 1,~~057~~059.8462 B-3 MLM04A1B3 SUB 4.~~67589~~67187% 1,~~205~~204,~~006~~299.5886 4,~~695~~688.4061 ~~706~~707.7291 R-I MLM04A1R1 SEQ 0.00000% 0.00 0.00 0.00 R-II MLM04A1R2 SEQ 0.00000% 0.00 0.00 0.00 R-III MLM04A1R3 SEQ 0.00000% 0.00 0.00 0.00 Totals ~~484~~473,~~627~~931,~~698~~926.0216 1,~~887~~844,~~327~~795.5690 1016,~~695~~810,~~771~~550.8722

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 7976,~~850~~865,~~242~~167.2937 23,~~685~~261,~~773~~575.0990 0.00 II-A1 0.00 ~~140~~134,~~594~~866,~~444~~092.4369 46,~~402~~275,~~875~~498.8045 0.00 II-A2 0.00 ~~145~~139,~~271~~352,~~271~~367.3692 46,~~552~~486,~~772~~710.1999 0.00 II-AIO 0.00 0.00 32,~~325~~380.5899 0.00 III-A 0.00 5453,~~875~~113,~~621~~216.7637 ~~678~~1,~~687~~986,751.9654 0.00 IV-A 0.00 3231,~~000~~597,~~779~~508.5769 ~~163~~546,~~942~~804.0175 0.00 M-1 0.00 10,~~218~~212,~~846~~840.9107 45,~~838~~791.6408 0.00 M-2 0.00 4,~~207~~204,~~116~~643.7876 18,~~871~~852.8527 0.00 M-3 0.00 2,~~403~~402,~~498~~085.2644 10,~~781~~770.3617 0.00 B-1 0.00 1,~~503~~502,~~181~~297.2464 6,~~742~~735.8182 0.00 B-2 0.00 1,~~802~~801,~~623~~564.7008 8,~~086~~077.0264 0.00 B-3 0.00 1,~~204~~203,~~299~~591.8695 5,~~402~~396.1252 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 Totals 0.00 ~~473~~457,~~931~~121,~~926~~375.1698 1218,~~583~~655,~~099~~346.4312 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 109,745,000.00 8279,~~251~~850,~~306~~242.6029 7068,~~237~~258.4852 2,~~330~~916,~~826~~816.8440 0.00 0.00 II-A1 174,750,000.00 ~~144~~140,~~435~~594,~~226~~444.4743 5755,~~027~~565.8873 35,~~783~~672,~~754~~786.1602 0.00 0.00 II-A2 180,563,000.00 ~~149~~145,~~239~~271,~~815~~271.7236 5857,~~924~~414.9010 35,~~909~~861,~~619~~489.4634 0.00 0.00 II-AIO 0.00 0.00 0.00 0.00 0.00 0.00 III-A 70,421,000.00 5554,~~328~~875,~~163~~621.4376 6564,~~099~~919.1730 ~~387~~1,~~442~~697,486.5010 0.00 0.00 IV-A 47,251,000.00 32,~~021~~000,~~096~~779.3257 17,~~101~~182.1429 3386,~~215~~088.60 0.00 0.00 M-1 10,272,000.00 10,~~224~~218,~~843~~846.6691 56,~~996~~006.7584 0.00 0.00 0.00 M-2 4,229,000.00 4,~~209~~207,~~585~~116.6578 2,~~468~~473.8703 0.00 0.00 0.00 M-3 2,416,000.00 2,~~404~~403,~~908~~498.7126 1,~~410~~412.4582 0.00 0.00 0.00 B-1 1,511,000.00 1,~~504~~503,~~063~~181.3524 ~~882~~883.1160 0.00 0.00 0.00 B-2 1,812,000.00 1,~~803~~802,~~681~~623.5370 1,~~057~~059.8462 0.00 0.00 0.00 B-3 1,210,564.00 1,~~205~~204,~~006~~299.5886 ~~706~~707.7291 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 0.00 Totals 604,180,564.00 ~~484~~473,~~627~~931,~~698~~926.0216 ~~280~~275,~~913~~883.3176 1016,~~414~~534,~~858~~666.5646 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 2,~~401~~985,~~064~~074.3292 7976,~~850~~865,~~242~~167.2937 0.~~72759800~~70039790 2,~~401~~985,~~064~~074.3292 II-A1 35,~~840~~728,~~782~~351.0475 ~~140~~134,~~594~~866,~~444~~092.4369 0.~~80454618~~77176591 35,~~840~~728,~~782~~351.0475 II-A2 35,~~968~~918,~~544~~903.3644 ~~145~~139,~~271~~352,~~271~~367.3692 0.~~80454618~~77176591 35,~~968~~918,~~544~~903.3644 II-AIO 0.00 0.00 0.00000000 0.00 III-A ~~452~~1,~~541~~762,405.6740 5453,~~875~~113,~~621~~216.7637 0.~~77925082~~75422411 ~~452~~1,~~541~~762,405.6740 IV-A 20403,~~316~~270.7489 3231,~~000~~597,~~779~~508.5769 0.~~67725084~~66871619 20403,~~316~~270.7489 M-1 56,~~996~~006.7584 10,~~218~~212,~~846~~840.9107 0.~~99482544~~99424066 56,~~996~~006.7584 M-2 2,~~468~~473.8703 4,~~207~~204,~~116~~643.7876 0.~~99482544~~99424066 2,~~468~~473.8703 M-3 1,~~410~~412.4582 2,~~403~~402,~~498~~085.2644 0.~~99482544~~99424066 1,~~410~~412.4582 B-1 ~~882~~883.1160 1,~~503~~502,~~181~~297.2464 0.~~99482544~~99424066 ~~882~~883.1160 B-2 1,~~057~~059.8462 1,~~802~~801,~~623~~564.7008 0.~~99482544~~99424066 1,~~057~~059.8462 B-3 ~~706~~707.7291 1,~~204~~203,~~299~~591.8695 0.~~99482544~~99424066 ~~706~~707.7291 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 Totals 1016,~~695~~810,~~771~~550.8722 ~~473~~457,~~931~~121,~~926~~375.1698 0.~~78442101~~75659729 1016,~~695~~810,~~771~~550.8722

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 109,745,000.00 ~~749~~727.~~47657388~~59799800 0.~~64000620~~62197385 2126.~~23856978~~57812565 0.00000000 II-A1 174,750,000.00 ~~826~~804.~~52490112~~54617700 0.~~32633980~~31797270 2132.~~65238432~~46229482 0.00000000 II-A2 180,563,000.00 ~~826~~804.~~52490111~~54617701 0.~~32633984~~31797267 2132.~~65238426~~46229482 0.00000000 II-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 III-A 70,421,000.00 ~~785~~779.~~67704847~~25081666 0.~~92442837~~92187416 524.~~50180344~~10482811 0.00000000 IV-A 47,251,000.00 677.~~68081776~~25084273 0.~~36192123~~36363865 08.~~06805359~~17101437 0.00000000 M-1 10,272,000.00 ~~995~~994.~~40923481~~82543906 0.~~58379576~~58477804 0.00000000 0.00000000 M-2 4,229,000.00 ~~995~~994.~~40923386~~82543864 0.~~58379522~~58477891 0.00000000 0.00000000 M-3 2,416,000.00 ~~995~~994.~~40923427~~82543874 0.~~58379553~~58477649 0.00000000 0.00000000 B-1 1,511,000.00 ~~995~~994.~~40923230~~82544011 0.~~58379219~~58477829 0.00000000 0.00000000 B-2 1,812,000.00 ~~995~~994.~~40923289~~82544150 0.~~58379691~~58477925 0.00000000 0.00000000 B-3 1,210,564.00 ~~995~~994.~~40923074~~82543674 0.~~58379400~~58477701 0.00000000 0.00000000 R-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 2127.~~87857597~~20009950 ~~727~~700.~~59799800~~39789849 0.~~72759800~~70039790 2127.~~87857597~~20009950 II-A1 0.00000000 2132.~~97872412~~78026753 ~~804~~771.~~54617700~~76590953 0.~~80454618~~77176591 2132.~~97872412~~78026753 II-A2 0.00000000 2132.~~97872410~~78026750 ~~804~~771.~~54617701~~76590952 0.~~80454618~~77176591 2132.~~97872410~~78026750 II-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 III-A 0.00000000 625.~~42623181~~02670226 ~~779~~754.~~25081666~~22411454 0.~~77925082~~75422411 625.~~42623181~~02670226 IV-A 0.00000000 08.~~42997482~~53465302 ~~677~~668.~~25084273~~71618992 0.~~67725084~~66871619 08.~~42997482~~53465302 M-1 0.00000000 0.~~58379576~~58477804 994.~~82543906~~24066102 0.~~99482544~~99424066 0.~~58379576~~58477804 M-2 0.00000000 0.~~58379522~~58477891 994.~~82543864~~24066210 0.~~99482544~~99424066 0.~~58379522~~58477891 M-3 0.00000000 0.~~58379553~~58477649 994.~~82543874~~24066225 0.~~99482544~~99424066 0.~~58379553~~58477649 B-1 0.00000000 0.~~58379219~~58477829 994.~~82544011~~24066181 0.~~99482544~~99424066 0.~~58379219~~58477829 B-2 0.00000000 0.~~58379691~~58477925 994.~~82544150~~24066225 0.~~99482544~~99424066 0.~~58379691~~58477925 B-3 0.00000000 0.~~58379400~~58477701 994.~~82543674~~24065973 0.~~99482544~~99424066 0.~~58379400~~58477701 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 109,745,000.00 4.~~15374~~15529% 8279,~~251~~850,~~306~~242.6029 ~~284~~276,~~708~~500.7798 0.00 0.00 II-A1 174,750,000.00 4.67000% ~~144~~140,~~435~~594,~~226~~444.4743 ~~562~~547,~~093~~146.7671 0.00 0.00 II-A2 180,563,000.00 4.~~69763~~69032% ~~149~~145,~~239~~271,~~815~~271.7236 ~~584~~567,~~227~~807.8256 0.00 0.00 II-AIO 0.00 0.~~02763~~02032% ~~144~~140,~~435~~594,~~226~~444.4743 32,~~325~~380.5899 0.00 0.00 III-A 70,421,000.00 4.~~90484~~90592% 5554,~~328~~875,~~163~~621.4376 ~~226~~224,~~146~~346.2914 0.00 0.00 IV-A 47,251,000.00 5.~~38240~~38239% 32,~~021~~000,~~096~~779.3257 143,~~625~~533.2787 0.00 0.00 M-1 10,272,000.00 4.~~67589~~67187% 10,~~224~~218,~~843~~846.6691 39,~~841~~784.8925 0.00 0.00 M-2 4,229,000.00 4.~~67589~~67187% 4,~~209~~207,~~585~~116.6578 16,~~402~~379.9824 0.00 0.00 M-3 2,416,000.00 4.~~67589~~67187% 2,~~404~~403,~~908~~498.7126 9,~~370~~357.9135 0.00 0.00 B-1 1,511,000.00 4.~~67589~~67187% 1,~~504~~503,~~063~~181.3524 5,~~860~~852.7022 0.00 0.00 B-2 1,812,000.00 4.~~67589~~67187% 1,~~803~~802,~~681~~623.5370 7,~~028~~018.1802 0.00 0.00 B-3 1,210,564.00 4.~~67589~~67187% 1,~~205~~204,~~006~~299.5886 4,~~695~~688.4061 0.00 0.00 R-I 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 R-III 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 604,180,564.00 1,~~887~~844,~~327~~795.5594 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0.00 0.00 ~~284~~276,~~708~~500.7798 0.00 7976,~~850~~865,~~242~~167.2937 II-A1 0.0001 0.00 ~~562~~547,~~093~~146.7670 0.00 ~~140~~134,~~594~~866,~~444~~092.4369 II-A2 0.0001 0.00 ~~584~~567,~~227~~807.8355 0.00 ~~145~~139,~~271~~352,~~271~~367.3692 II-AIO 0.00 0.00 32,~~325~~380.5899 0.00 ~~140~~134,~~594~~866,~~444~~092.4369 III-A 0.00 0.00 ~~226~~224,~~146~~346.2914 0.00 5453,~~875~~113,~~621~~216.7637 IV-A 0.00 0.00 143,~~625~~533.2786 0.00 3231,~~000~~597,~~779~~508.5769 M-1 0.00 0.00 39,~~841~~784.8924 0.00 10,~~218~~212,~~846~~840.9107 M-2 0.00 0.00 16,~~402~~379.9824 0.00 4,~~207~~204,~~116~~643.7876 M-3 0.00 0.00 9,~~370~~357.9135 0.00 2,~~403~~402,~~498~~085.2644 B-1 0.00 0.00 5,~~860~~852.7022 0.00 1,~~503~~502,~~181~~297.2464 B-2 0.00 0.00 7,~~028~~018.1802 0.00 1,~~802~~801,~~623~~564.7008 B-3 0.00 0.00 4,~~695~~688.4061 0.00 1,~~204~~203,~~299~~591.8695 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 Totals 0.0002 0.00 1,~~887~~844,~~327~~795.5690 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 109,745,000.00 4.~~15374~~15529% ~~749~~727.~~47657388~~59799800 2.~~59427555~~51948590 0.00000000 0.00000000 II-A1 174,750,000.00 4.67000% ~~826~~804.~~52490112~~54617700 3.~~21655943~~13102552 0.00000000 0.00000000 II-A2 180,563,000.00 4.~~69763~~69032% ~~826~~804.~~52490111~~54617701 3.~~23558990~~14465068 0.00000000 0.00000000 II-AIO 0.00 0.~~02763~~02032% ~~826~~804.~~52490112~~54617700 0.~~01903050~~01362512 0.00000000 0.00000000 III-A 70,421,000.00 4.~~90484~~90592% ~~785~~779.~~67704847~~25081666 3.~~21134733~~18578464 0.00000000 0.00000000 IV-A 47,251,000.00 5.~~38240~~38239% 677.~~68081776~~25084273 3.~~03962392~~03768957 0.00000000 0.00000000 M-1 10,272,000.00 4.~~67589~~67187% ~~995~~994.~~40923481~~82543906 3.~~87868867~~87307730 0.00000000 0.00000000 M-2 4,229,000.00 4.~~67589~~67187% ~~995~~994.~~40923386~~82543864 3.~~87869000~~87307638 0.00000000 0.00000000 M-3 2,416,000.00 4.~~67589~~67187% ~~995~~994.~~40923427~~82543874 3.~~87868791~~87307533 0.00000000 0.00000000 B-1 1,511,000.00 4.~~67589~~67187% ~~995~~994.~~40923230~~82544011 3.~~87868961~~87307743 0.00000000 0.00000000 B-2 1,812,000.00 4.~~67589~~67187% ~~995~~994.~~40923289~~82544150 3.~~87868653~~87307947 0.00000000 0.00000000 B-3 1,210,564.00 4.~~67589~~67187% ~~995~~994.~~40923074~~82543674 3.~~87868795~~87307899 0.00000000 0.00000000 R-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.00000000 0.00000000 2.~~59427555~~51948590 0.00000000 ~~727~~700.~~59799800~~39789849 II-A1 0.~~00000000~~00000006 0.00000000 3.~~21655943~~13102546 0.00000000 ~~804~~771.~~54617700~~76590953 II-A2 0.~~00000000~~00000006 0.00000000 3.~~23558996~~14465062 0.00000000 ~~804~~771.~~54617701~~76590952 II-AIO 0.00000000 0.00000000 0.~~01903050~~01362512 0.00000000 ~~804~~771.~~54617700~~76590953 III-A 0.00000000 0.00000000 3.~~21134733~~18578464 0.00000000 ~~779~~754.~~25081666~~22411454 IV-A 0.00000000 0.00000000 3.~~03962392~~03768936 0.00000000 ~~677~~668.~~25084273~~71618992 M-1 0.00000000 0.00000000 3.~~87868867~~87307632 0.00000000 994.~~82543906~~24066102 M-2 0.00000000 0.00000000 3.~~87869000~~87307638 0.00000000 994.~~82543864~~24066210 M-3 0.00000000 0.00000000 3.~~87868791~~87307533 0.00000000 994.~~82543874~~24066225 B-1 0.00000000 0.00000000 3.~~87868961~~87307743 0.00000000 994.~~82544011~~24066181 B-2 0.00000000 0.00000000 3.~~87868653~~87307947 0.00000000 994.~~82544150~~24066225 B-3 0.00000000 0.00000000 3.~~87868795~~87307899 0.00000000 994.~~82543674~~24065973 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1218,~~685~~755,~~197~~014.9885 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1218,~~685~~755,~~197~~014.9885 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~102~~99,~~098~~668.5473 Payment of Interest and Principal 1218,~~583~~655,~~099~~346.4412 Total Withdrawals (Pool Distribution Amount) 1218,~~685~~755,~~197~~014.9885 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.0002

SERVICING FEES Gross Servicing Fee ~~102~~99,~~098~~668.5473 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~102~~99,~~098~~668.5473

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 74,~~946~~921.00 0.00 0.00 74,~~946~~921.00 30 Days 188 0 0 0 188 73,~~600~~110,~~034~~811.8051 0.00 0.00 0.00 73,~~600~~110,~~034~~811.8051 60 Days 26 0 0 0 26 12,~~215~~983,~~809~~674.7773 0.00 0.00 0.00 12,~~215~~983,~~809~~674.7773 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2014 1 0 0 2115 86,~~815~~094,~~844~~486.5724 74,~~946~~921.00 0.00 0.00 86,~~890~~169,~~790~~407.5724 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~090416~~093371% 0.000000% 0.000000% 0.~~090416~~093371% 0.~~015807~~016382% 0.000000% 0.000000% 0.~~015807~~016382% 30 Days 10.~~627486~~746965% 0.000000% 0.000000% 0.000000% 10.~~627486~~746965% 10.~~602895~~680214% 0.000000% 0.000000% 0.000000% 10.~~602895~~680214% 60 Days 0.~~180832~~560224% 0.000000% 0.000000% 0.000000% 0.~~180832~~560224% 0.~~256422~~652414% 0.000000% 0.000000% 0.000000% 0.~~256422~~652414% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~808318~~307190% 0.~~090416~~093371% 0.000000% 0.000000% 1.~~898734~~400560% 1.~~859316~~332629% 0.~~015807~~016382% 0.000000% 0.000000% 1.~~875123~~349011%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 31 0 0 0 31 ~~697~~475,~~144~~114.6240 0.00 0.00 0.00 ~~697~~475,~~144~~114.6240 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 31 0 0 0 31 ~~697~~475,~~144~~114.6240 0.00 0.00 0.00 ~~697~~475,~~144~~114.6240 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~376147~~478469% 0.000000% 0.000000% 0.000000% 10.~~376147~~478469% 0.~~830859~~587121% 0.000000% 0.000000% 0.000000% 0.~~830859~~587121% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~376147~~478469% 0.000000% 0.000000% 0.000000% 10.~~376147~~478469% 0.~~830859~~587121% 0.000000% 0.000000% 0.000000% 0.~~830859~~587121% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 74,~~946~~921.00 0.00 0.00 74,~~946~~921.00 30 Days 117 0 0 0 117 42,~~809~~635,~~736~~697.6911 0.00 0.00 0.00 42,~~809~~635,~~736~~697.6911 60 Days 24 0 0 0 24 1,~~215~~730,~~809~~585.7792 0.00 0.00 0.00 1,~~215~~730,~~809~~585.7792 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1311 1 0 0 1412 64,~~025~~366,~~546~~283.4603 74,~~946~~921.00 0.00 0.00 64,~~100~~441,~~492~~204.4603 0-29 Days 0.~~144300~~148810% 0.000000% 0.000000% 0.~~144300~~148810% 0.~~025066~~026075% 0.000000% 0.000000% 0.~~025066~~026075% 30 Days 1.~~587302~~041667% 0.000000% 0.000000% 0.000000% 1.~~587302~~041667% 10.~~608651~~917297% 0.000000% 0.000000% 0.000000% 10.~~608651~~917297% 60 Days 0.~~288600~~595238% 0.000000% 0.000000% 0.000000% 0.~~288600~~595238% 0.~~406636~~602293% 0.000000% 0.000000% 0.000000% 0.~~406636~~602293% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~875902~~636905% 0.~~144300~~148810% 0.000000% 0.000000% 21.~~020202~~785714% 21.~~015287~~519590% 0.~~025066~~026075% 0.000000% 0.000000% 21.~~040353~~545664% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 30 0 0 0 30 ~~1,703,153~~0.4900 0.00 0.00 0.00 ~~1,703,153~~0.4900 60 Days 02 0 0 0 02 01,253,088.0081 0.00 0.00 0.00 01,253,088.0081 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 32 0 0 0 32 1,~~703~~253,~~153~~088.4981 0.00 0.00 0.00 1,~~703~~253,~~153~~088.4981 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 20.~~290076~~000000% 0.000000% 0.000000% 0.000000% 20.~~290076~~000000% 20.~~961870~~000000% 0.000000% 0.000000% 0.000000% 20.~~961870~~000000% 60 Days 01.~~000000~~574803% 0.000000% 0.000000% 0.000000% 01.~~000000~~574803% 02.~~000000~~248395% 0.000000% 0.000000% 0.000000% 02.~~000000~~248395% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 21.~~290076~~574803% 0.000000% 0.000000% 0.000000% 21.~~290076~~574803% 2.~~961870~~248395% 0.000000% 0.000000% 0.000000% 2.~~961870~~248395% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 0 0 0 10 ~~390,000~~0.00 0.00 0.00 0.00 ~~390,000~~0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 10 0 0 0 10 ~~390,000~~0.00 0.00 0.00 0.00 ~~390,000~~0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~562500~~000000% 0.000000% 0.000000% 0.000000% 10.~~562500~~000000% 10.~~155787~~000000% 0.000000% 0.000000% 0.000000% 10.~~155787~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~562500~~000000% 0.000000% 0.000000% 0.000000% 10.~~562500~~000000% 10.~~155787~~000000% 0.000000% 0.000000% 0.000000% 10.~~155787~~000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 4129,~~421~~145.2492

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 161,395.00 0.02671304% 161,395.00 0.~~03405447~~03530682% Fraud 6,043,885.00 1.00034416% 6,043,885.00 1.~~27526437~~32216197% Special Hazard 6,043,885.00 1.00034416% 6,043,885.00 1.~~27526437~~32216197% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 4.~~926073~~923402% Weighted Average Net Coupon 4.~~673264~~671040% Weighted Average Pass-Through Rate 4.~~673264~~671040% Weighted Average Maturity (Stepdown Calculation) ~~347~~346 Beginning Scheduled Collateral Loan Count 1,~~133~~106 Number Of Loans Paid In Full 2735 Ending Scheduled Collateral Loan Count 1,~~106~~071 Beginning Scheduled Collateral Balance ~~484~~473,~~627~~931,~~698~~926.2841 Ending Scheduled Collateral Balance ~~473~~457,~~931~~121,~~926~~376.4120 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2004 ~~474~~457,~~144~~328,~~389~~096.1499 Monthly P &I Constant 2,~~270~~220,~~339~~348.4138 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~473~~457,~~931~~121,~~926~~376.4120 Scheduled Principal ~~280~~275,~~913~~883.3175 Unscheduled Principal 1016,~~414~~534,~~858~~666.5646

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 4.~~403740~~405293 4.~~952068~~944067 5.~~154836~~155919 Weighted Average Net Rate 4.~~153740~~155293 4.~~697630~~690322 4.~~904836~~905919 Weighted Average Maturity ~~347~~346 ~~347~~346 ~~347~~346 Beginning Loan Count ~~226~~218 ~~711~~693 ~~132~~131 Loans Paid In Full 89 1821 14 Ending Loan Count ~~218~~209 ~~693~~672 ~~131~~127 Beginning Scheduled Balance 8683,~~264~~860,~~603~~111.2886 ~~306~~298,~~712~~897,~~226~~752.9098 57,~~897~~441,~~345~~780.2164 Ending scheduled Balance 8380,~~860~~871,~~111~~609.8618 ~~298~~287,~~897~~245,~~752~~347.9827 5755,~~441~~676,~~780~~339.6441 Record Date 1011/3130/2004 1011/3130/2004 1011/3130/2004 Principal And Interest Constant ~~390~~379,~~236~~543.9727 1,~~386~~349,~~816~~605.8390 ~~316~~314,~~831~~759.4945 Scheduled Principal 7371,~~664~~686.5828 ~~121~~118,~~100~~130.3035 6867,~~122~~955.0713 Unscheduled Principal 2,~~330~~916,~~826~~816.8440 711,~~693~~534,~~373~~275.6236 ~~387~~1,~~442~~697,486.5010 Scheduled Interest ~~316~~307,~~572~~856.3999 1,~~265~~231,~~716~~475.5355 ~~248~~246,~~709~~804.4232 Servicing Fees 17,~~971~~470.8088 6563,~~032~~203.8224 1211,~~061~~967.9405 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~298~~290,~~600~~386.5911 1,~~200~~168,~~683~~272.7131 ~~236~~234,~~647~~837.4827 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~153740~~155293 4.~~697630~~690322 4.~~904836~~905919

Group Level Collateral Statement Group Group 4 Total Collateral Description Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 5.~~632399~~632389 4.~~926073~~923402 Weighted Average Net Rate 5.~~382399~~382389 4.~~673264~~671040 Weighted Average Maturity ~~350~~349 ~~347~~346 Beginning Loan Count 64 1,~~133~~106 Loans Paid In Full 01 2735 Ending Loan Count 6463 1,~~106~~071 Beginning Scheduled Balance 33,~~753~~732,~~522~~280.8993 ~~484~~473,~~627~~931,~~698~~926.2841 Ending scheduled Balance 33,~~732~~328,~~280~~080.9334 ~~473~~457,~~931~~121,~~926~~376.4120 Record Date 1011/3130/2004 1011/3130/2004 Principal And Interest Constant 176,~~454~~439.1276 2,~~270~~220,~~339~~348.4138 Scheduled Principal 18,~~026~~111.3699 ~~280~~275,~~913~~883.3175 Unscheduled Principal 3386,~~215~~088.60 1016,~~414~~534,~~858~~666.5646 Scheduled Interest 158,~~427~~327.7677 1,~~989~~944,~~426~~464.1063 Servicing Fees 7,~~031~~027.9856 ~~102~~99,~~098~~668.5473 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 151,~~395~~300.7821 1,~~887~~844,~~327~~795.5690 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.~~382399~~382389 4.~~673264~~671040

Miscellaneous Reporting Group Group 1 Extraordinary Trust Fund Expense 0.00 Group Group 2 Extraordinary Trust Fund Expense ~~1215809~~1730585.7792 Group Group 3 Extraordinary Trust Fund Expense 01253088.0081

Filing Compare · MERRILL LYNCH INVESTORS TRUST SERIES MLMI 2004-A1