8-K 1 mlm04wm4_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-112231-09 54-2155154 Pooling and Servicing Agreement) (Commission 54-2155155 (State or other File Number) 54-2155156 jurisdiction 54-6621666 of Incorporation) 54-6621667 54-6621668 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/29/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust, relating to the December 27, 2004 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage ~~Pass~~Loan Asset-~~Through~~Backed Certificates Record Date: 1011/3130/2004 Distribution Date: 1112/2627/2004 ~~MLM~~Merrill Lynch Mortgage Loans, Inc. Mortgage Loan Asset-Backed Certificates Series: 2004-~~WM4~~WMC4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution R 59020UDX0 RES 2.~~28250~~53000% 0.00 0.00 0.00 A-1A 59020UCY9 SEN 2.~~28250~~53000% ~~504~~478,~~130~~203,~~053~~195.5641 1,~~022~~041,~~823~~818.8679 2530,~~926~~729,~~858~~115.1537 A-1B 59020UCZ6 SEN 2.~~38250~~63000% 2625,~~532~~168,~~934~~374.1633 56,~~190~~999.8638 1,~~364~~617,~~559~~308.8305 A-2B1 59020UDA0 SEN 2.~~07250~~32000% ~~147~~121,~~516~~435,~~912~~042.8071 ~~271~~242,~~758~~600.9323 2624,~~081~~713,~~870~~911.0990 A-2B2 59020UDB8 SEN 2.~~20250~~45000% 162,516,000.00 ~~318~~342,~~170~~863.2162 0.00 A-2B3 59020UDC6 SEN 2.~~42250~~67000% 34,152,000.00 7378,~~540~~521.6414 0.00 M-1 59020UDF9 MEZ 2.~~53250~~78000% 88,150,000.00 ~~198~~211,~~435~~021.4431 0.00 M-2 59020UDG7 MEZ 3.~~18250~~43000% 71,826,000.00 ~~203~~212,~~187~~146.7707 0.00 M-3 59020UDH5 MEZ 3.~~36250~~61000% 22,854,000.00 6871,~~308~~044.0720 0.00 B-1 59020UDJ1 SUB 34.~~91250~~16000% 19,589,000.00 6870,~~126~~172.1915 0.00 B-2 59020UDK8 SUB 4.~~18250~~43000% 13,059,000.00 4849,~~550~~816.46 0.00 B-3 59020UDL6 SUB 5.~~68250~~93000% 19,589,000.00 98100,~~946~~029.2205 0.00 B-4 59020UDY8 SUB 5.00000% 17,630,000.00 73,458.33 0.00 C 59020UDZ5 OC 0.00000% 11,753,292.00 3,~~485~~387,~~338~~509.3462 0.00 P 59020UEA9 P 0.00000% 0.00 1,~~084~~299,~~646~~062.6494 0.00 S 59020UDE2 SEN-IO 0.~~31750~~07000% 0.00 ~~313~~63,~~242~~685.6598 0.00 Totals 1,~~139~~085,~~298~~924,~~192~~904.5245 7,~~384~~300,~~724~~749.6127 5357,~~373~~060,~~288~~335.0732

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses R 0.00 0.00 0.00 0.00 A-1A 0.00 ~~478~~447,~~203~~474,~~195~~080.4104 2631,~~949~~770,~~682~~934.0116 0.00 A-1B 0.00 2523,~~168~~551,~~374~~066.3328 1,~~420~~674,~~750~~307.6943 0.00 A-2B1 0.00 ~~121~~96,~~435~~721,~~042~~130.7181 2624,~~353~~956,~~629~~512.0213 0.00 A-2B2 0.00 162,516,000.00 ~~318~~342,~~170~~863.2162 0.00 A-2B3 0.00 34,152,000.00 7378,~~540~~521.6414 0.00 M-1 0.00 88,150,000.00 ~~198~~211,~~435~~021.4431 0.00 M-2 0.00 71,826,000.00 ~~203~~212,~~187~~146.7707 0.00 M-3 0.00 22,854,000.00 6871,~~308~~044.0720 0.00 B-1 0.00 19,589,000.00 6870,~~126~~172.1915 0.00 B-2 0.00 13,059,000.00 4849,~~550~~816.46 0.00 B-3 0.00 19,589,000.00 98100,~~946~~029.2205 0.00 B-4 0.00 17,630,000.00 73,458.33 0.00 C ~~6,811~~393.8979 11,~~746~~753,~~480~~292.1100 3,~~485~~387,~~338~~509.3462 67,~~811~~205.8968 P 0.00 0.00 1,~~084~~299,~~646~~062.6494 0.00 S 0.00 0.00 ~~313~~63,~~242~~685.6598 0.00 Totals ~~6,811~~393.8979 1,~~085~~028,~~918~~864,~~092~~569.5613 6064,~~758~~361,~~012~~084.6859 67,~~811~~205.8968 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) R 100.00 0.00 0.00 0.00 0.00 0.00 A-1A 585,585,000.00 ~~504~~478,~~130~~203,~~053~~195.5641 0.00 2530,~~926~~729,~~858~~115.1537 0.00 0.00 A-1B 30,820,000.00 2625,~~532~~168,~~934~~374.1633 0.00 1,~~364~~617,~~559~~308.8305 0.00 0.00 A-2B1 228,399,000.00 ~~147~~121,~~516~~435,~~912~~042.8071 0.00 2624,~~081~~713,~~870~~911.0990 0.00 0.00 A-2B2 162,516,000.00 162,516,000.00 0.00 0.00 0.00 0.00 A-2B3 34,152,000.00 34,152,000.00 0.00 0.00 0.00 0.00 M-1 88,150,000.00 88,150,000.00 0.00 0.00 0.00 0.00 M-2 71,826,000.00 71,826,000.00 0.00 0.00 0.00 0.00 M-3 22,854,000.00 22,854,000.00 0.00 0.00 0.00 0.00 B-1 19,589,000.00 19,589,000.00 0.00 0.00 0.00 0.00 B-2 13,059,000.00 13,059,000.00 0.00 0.00 0.00 0.00 B-3 19,589,000.00 19,589,000.00 0.00 0.00 0.00 0.00 B-4 17,630,000.00 17,630,000.00 0.00 0.00 0.00 0.00 C 11,752,261.01 11,753,292.00 0.00 0.00 0.00 ~~6,811~~393.8979 P 0.00 0.00 0.00 0.00 0.00 0.00 S 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,305,921,361.01 1,~~139~~085,~~298~~924,~~192~~904.5245 0.00 5357,~~373~~060,~~288~~335.0732 0.00 ~~6,811~~393.8979 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution R 0.00 0.00 0.00000000 0.00 A-1A 2530,~~926~~729,~~858~~115.1537 ~~478~~447,~~203~~474,~~195~~080.4104 0.~~81662473~~76414881 2530,~~926~~729,~~858~~115.1537 A-1B 1,~~364~~617,~~559~~308.8305 2523,~~168~~551,~~374~~066.3328 0.~~81662473~~76414881 1,~~364~~617,~~559~~308.8305 A-2B1 2624,~~081~~713,~~870~~911.0990 ~~121~~96,~~435~~721,~~042~~130.7181 0.~~53167940~~42347441 2624,~~081~~713,~~870~~911.0990 A-2B2 0.00 162,516,000.00 1.00000000 0.00 A-2B3 0.00 34,152,000.00 1.00000000 0.00 M-1 0.00 88,150,000.00 1.00000000 0.00 M-2 0.00 71,826,000.00 1.00000000 0.00 M-3 0.00 22,854,000.00 1.00000000 0.00 B-1 0.00 19,589,000.00 1.00000000 0.00 B-2 0.00 13,059,000.00 1.00000000 0.00 B-3 0.00 19,589,000.00 1.00000000 0.00 B-4 0.00 17,630,000.00 1.00000000 0.00 C ~~6,811~~393.8979 11,~~746~~753,~~480~~292.1100 01.~~99950810~~00008773 0.00 P 0.00 0.00 0.00000000 0.00 S 0.00 0.00 0.00000000 0.00 Totals 5357,~~380~~060,~~099~~729.9611 1,~~085~~028,~~918~~864,~~092~~569.5613 0.~~83153406~~78784573 5357,~~373~~060,~~288~~335.0732

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 585,585,000.00 ~~860~~816.~~89987544~~62473494 0.00000000 4452.~~27514050~~47592642 0.00000000 A-1B 30,820,000.00 ~~860~~816.~~89987541~~62473491 0.00000000 4452.~~27514049~~47592635 0.00000000 A-2B1 228,399,000.00 ~~645~~531.~~87372449~~67939750 0.00000000 ~~114~~108.~~19432699~~20499170 0.00000000 A-2B2 162,516,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-2B3 34,152,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 88,150,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 71,826,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 22,854,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 19,589,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 13,059,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-3 19,589,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-4 17,630,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 11,752,261.01 1000.08772695 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 0.00000000 4452.~~27514050~~47592642 ~~816~~764.~~62473494~~14880852 0.~~81662473~~76414881 4452.~~27514050~~47592642 A-1B 0.00000000 4452.~~27514049~~47592635 ~~816~~764.~~62473491~~14880857 0.~~81662473~~76414881 4452.~~27514049~~47592635 A-2B1 0.00000000 ~~114~~108.~~19432699~~20499170 ~~531~~423.~~67939750~~47440580 0.~~53167940~~42347441 ~~114~~108.~~19432699~~20499170 A-2B2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-2B3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.~~57962378~~03350759 0.~~57962378~~03350759 ~~999~~1,000.~~50810316~~08772695 01.~~99950810~~00008773 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall R 100.00 2.~~28250~~53000% 0.00 0.00 0.00 0.00 A-1A 585,585,000.00 2.~~28250~~53000% ~~504~~478,~~130~~203,~~053~~195.5641 1,~~022~~041,~~823~~818.8679 0.00 0.00 A-1B 30,820,000.00 2.~~38250~~63000% 2625,~~532~~168,~~934~~374.1633 56,~~190~~999.8638 0.00 0.00 A-2B1 228,399,000.00 2.~~07250~~32000% ~~147~~121,~~516~~435,~~912~~042.8071 ~~271~~242,~~758~~600.9323 0.00 0.00 A-2B2 162,516,000.00 2.~~20250~~45000% 162,516,000.00 ~~318~~342,~~170~~863.2162 0.00 0.00 A-2B3 34,152,000.00 2.~~42250~~67000% 34,152,000.00 7378,~~540~~521.6414 0.00 0.00 M-1 88,150,000.00 2.~~53250~~78000% 88,150,000.00 ~~198~~211,~~435~~021.4431 0.00 0.00 M-2 71,826,000.00 3.~~18250~~43000% 71,826,000.00 ~~203~~212,~~187~~146.7707 0.00 0.00 M-3 22,854,000.00 3.~~36250~~61000% 22,854,000.00 6871,~~308~~044.0720 0.00 0.00 B-1 19,589,000.00 34.~~91250~~16000% 19,589,000.00 6870,~~126~~172.1915 0.00 0.00 B-2 13,059,000.00 4.~~18250~~43000% 13,059,000.00 4849,~~550~~816.46 0.00 0.00 B-3 19,589,000.00 5.~~68250~~93000% 19,589,000.00 98100,~~946~~029.2205 0.00 0.00 B-4 17,630,000.00 5.00000% 17,630,000.00 73,458.33 0.00 0.00 C 11,752,261.01 0.00000% 11,753,292.00 0.00 0.00 0.00 P 0.00 0.00000% 0.01 0.00 0.00 0.00 S 0.00 0.~~31750~~07000% 1,~~109~~056,~~914~~541,~~900~~612.5245 ~~313~~63,~~242~~685.6598 0.00 0.00 Totals 1,305,921,361.01 2,~~814~~614,~~739~~176.6371 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance R 0.00 0.00 0.00 0.00 0.00 A-1A 0.00 0.00 1,~~022~~041,~~823~~818.8679 0.00 ~~478~~447,~~203~~474,~~195~~080.4104 A-1B 0.00 0.00 56,~~190~~999.8638 0.00 2523,~~168~~551,~~374~~066.3328 A-2B1 0.00 0.00 ~~271~~242,~~758~~600.9323 0.00 ~~121~~96,~~435~~721,~~042~~130.7181 A-2B2 0.00 0.00 ~~318~~342,~~170~~863.2162 0.00 162,516,000.00 A-2B3 0.00 0.00 7378,~~540~~521.6414 0.00 34,152,000.00 M-1 0.00 0.00 ~~198~~211,~~435~~021.4431 0.00 88,150,000.00 M-2 0.00 0.00 ~~203~~212,~~187~~146.7707 0.00 71,826,000.00 M-3 0.00 0.00 6871,~~308~~044.0720 0.00 22,854,000.00 B-1 0.00 0.00 6870,~~126~~172.1915 0.00 19,589,000.00 B-2 0.00 0.00 4849,~~550~~816.46 0.00 13,059,000.00 B-3 0.00 0.00 98100,~~946~~029.2205 0.00 19,589,000.00 B-4 0.00 0.00 73,458.33 0.00 17,630,000.00 C 0.00 0.00 3,~~485~~387,~~338~~509.3462 0.00 11,~~746~~753,~~480~~292.1100 P 0.00 0.00 1,~~084~~299,~~646~~062.6494 0.00 0.01 S 0.00 0.00 ~~313~~63,~~242~~685.6598 0.00 1999,~~056~~481,~~541,612~~277.4513 Totals 0.00 0.00 7,~~384~~300,~~724~~749.6127 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall R 100.00 2.~~28250~~53000% 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 585,585,000.00 2.~~28250~~53000% ~~860~~816.~~89987544~~62473494 1.~~74667018~~77910771 0.00000000 0.00000000 A-1B 30,820,000.00 2.~~38250~~63000% ~~860~~816.~~89987541~~62473491 1.~~82319468~~84942829 0.00000000 0.00000000 A-2B1 228,399,000.00 2.~~07250~~32000% ~~645~~531.~~87372449~~67939750 1.~~18984291~~06217729 0.00000000 0.00000000 A-2B2 162,516,000.00 2.~~20250~~45000% 1000.00000000 12.~~95777776~~10972224 0.00000000 0.00000000 A-2B3 34,152,000.00 2.~~42250~~67000% 1000.00000000 2.~~15333333~~29916667 0.00000000 0.00000000 M-1 88,150,000.00 2.~~53250~~78000% 1000.00000000 2.~~25111106~~39388894 0.00000000 0.00000000 M-2 71,826,000.00 3.~~18250~~43000% 1000.00000000 2.~~82888884~~95361109 0.00000000 0.00000000 M-3 22,854,000.00 3.~~36250~~61000% 1000.00000000 23.~~98888903~~10861118 0.00000000 0.00000000 B-1 19,589,000.00 34.~~91250~~16000% 1000.00000000 3.~~47777783~~58222217 0.00000000 0.00000000 B-2 13,059,000.00 4.~~18250~~43000% 1000.00000000 3.~~71777778~~81472241 0.00000000 0.00000000 B-3 19,589,000.00 5.~~68250~~93000% 1000.00000000 5.~~05111134~~10638879 0.00000000 0.00000000 B-4 17,630,000.00 5.00000% 1000.00000000 4.16666648 0.00000000 0.00000000 C 11,752,261.01 0.00000% 1000.08772695 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00 0.~~31750~~07000% ~~869~~827.~~47191866~~66098778 0.~~24538430~~04988956 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 0.00000000 0.00000000 1.~~74667018~~77910771 0.00000000 ~~816~~764.~~62473494~~14880852 A-1B 0.00000000 0.00000000 1.~~82319468~~84942829 0.00000000 ~~816~~764.~~62473491~~14880857 A-2B1 0.00000000 0.00000000 1.~~18984291~~06217729 0.00000000 ~~531~~423.~~67939750~~47440580 A-2B2 0.00000000 0.00000000 12.~~95777776~~10972224 0.00000000 1000.00000000 A-2B3 0.00000000 0.00000000 2.~~15333333~~29916667 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 2.~~25111106~~39388894 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.~~82888884~~95361109 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 23.~~98888903~~10861118 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 3.~~47777783~~58222217 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 3.~~71777778~~81472241 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 5.~~05111134~~10638879 0.00000000 1000.00000000 B-4 0.00000000 0.00000000 4.16666648 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~296~~288.~~56747217~~24322546 0.00000000 ~~999~~1000.~~50810316~~08772695 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00000000 0.00000000 0.~~24538430~~04988956 0.00000000 ~~827~~782.~~66098778~~96174174 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 6063,~~154~~514,~~885~~884.5016 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) (~~6,811~~393.8979) Prepayment Penalties 1,~~084~~299,~~646~~062.6494 Total Deposits 6164,~~232~~813,~~720~~553.2531 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~474~~452,~~707~~468.5772 Payment of Interest and Principal 6064,~~758~~361,~~012~~084.6859 Total Withdrawals (Pool Distribution Amount) 6164,~~232~~813,~~720~~553.2531 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~474~~452,~~707~~468.5772 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~474~~452,~~707~~468.5772

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2830 10 0 2930 34,~~758~~118,~~523~~810.5021 ~~85,224~~0.9300 0.00 34,~~843~~118,~~748~~810.4321 30 Days 98124 20 10 0 ~~101~~124 1421,~~621~~170,~~947~~826.9102 ~~222,140~~0.1000 ~~231,773~~0.0300 0.00 1521,~~075~~170,~~861~~826.0402 60 Days 4531 52 5 0 5538 64,~~412~~056,~~414~~683.0823 ~~241~~216,~~098~~350.4881 ~~821~~567,~~125~~834.1046 0.00 74,~~474~~840,~~637~~868.6650 90 Days 1828 1420 5768 23 91119 12,~~411~~498,~~429~~642.3586 34,~~282~~457,~~086~~074.3031 10,~~390~~770,~~801~~202.4206 ~~251~~297,~~421~~209.3358 1518,~~335~~023,~~738~~128.4081 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~161~~183 4952 6473 23 ~~276~~311 2227,~~445~~726,~~791~~152.3411 78,~~503~~792,~~848~~235.3833 11,~~528~~338,~~924~~036.4852 ~~251~~297,~~421~~209.3358 4148,~~729~~153,~~985~~633.5354 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~423729~~476417% 0.~~015133~~000000% 0.000000% 0.~~438862~~476417% 0.~~346113~~400326% 0.~~007848~~000000% 0.000000% 0.~~353961~~400326% 30 Days 1.~~483051~~969192% 0.~~030266~~000000% 0.~~015133~~000000% 0.000000% 1.~~528450~~969192% 12.~~346497~~057688% 0.~~020456~~000000% 0.~~021343~~000000% 0.000000% 12.~~388297~~057688% 60 Days 0.~~680993~~492298% 0.~~075666~~031761% 0.~~075666~~079403% 0.000000% 0.~~832324~~603462% 0.~~590503~~394287% 0.~~022202~~021028% 0.~~075615~~055190% 0.000000% 0.~~688320~~470506% 90 Days 0.~~272397~~444656% 0.~~211864~~317612% 01.~~862591~~079879% 0.~~030266~~047642% 1.~~377119~~889789% 0.~~129975~~242854% 0.~~302239~~433203% 01.~~956862~~046805% 0.~~023153~~028887% 1.~~412228~~751749% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.~~436441~~906146% 0.~~741525~~825790% 01.~~968523~~159282% 0.~~030266~~047642% 4.~~176755~~938860% 2.~~066975~~694830% 0.~~691010~~854557% 1.~~061669~~101995% 0.~~023153~~028887% 34.~~842806~~680269%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~274~~289,~~443~~233.1575

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7.~~142921~~141633% Weighted Average Net Coupon 6.~~642921~~632591% Weighted Average Pass-Through Rate 6.~~642921~~632591% Weighted Average Maturity (Stepdown Calculation) ~~353~~352 Beginning Scheduled Collateral Loan Count 6,~~876~~608 Number Of Loans Paid In Full ~~268~~311 Ending Scheduled Collateral Loan Count 6,~~608~~297 Beginning Scheduled Collateral Balance 1,~~139~~085,~~298~~924,~~192~~904.5245 Ending Scheduled Collateral Balance 1,~~085~~028,~~924~~864,~~904~~569.4513 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2004 1,~~085~~028,~~924~~864,~~904~~569.4513 Monthly P &I Constant 7,~~725~~364,~~004~~116.6237 Special Servicing Fee 0.00 Prepayment Penalties 1,~~084~~299,~~646~~062.6494 Realized Loss Amount ~~6,811~~393.8979 Cumulative Realized Loss 67,~~811~~205.8968 Scheduled Principal ~~937~~901,~~310~~385.3173 Unscheduled Principal 5256,~~435~~158,~~977~~949.7659 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 11,753,292.00 Overcollateralized Amount 11,753,292.00 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount ~~6,811~~393.8979 Excess Cash Amount 3,~~492~~387,~~150~~903.2341

Miscellaneous Reporting Trigger Event Occurring NO Number of Loans with PPP Received ~~205~~254 Cumulative Prepayment Penalty Amount 35,~~800~~099,~~258~~320.0498

Group Level Collateral Statement Group Grp A Fixed Grp A ARM Grp B Fixed Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 7.~~927682~~914038 6.~~831889~~828355 8.~~421719~~368955 Weighted Average Net Rate 7.~~427682~~414038 6.~~331889~~328355 7.~~921719~~868955 Weighted Average Maturity ~~353~~352 ~~353~~ 352 351 Beginning Loan Count 1,~~978~~913 2,~~718~~617 ~~910~~868 Loans Paid In Full 6573 ~~101~~128 4248 Ending Loan Count 1,~~913~~840 2,~~617~~489 ~~868~~820 Beginning Scheduled Balance ~~182~~176,~~350~~364,~~232~~093.9302 ~~504~~483,~~830~~521,~~289~~682.7693 ~~110~~105,~~159~~088,~~637~~309.0895 Ending scheduled Balance ~~176~~169,~~364~~783,~~093~~780.0269 ~~483~~457,~~521~~755,~~682~~401.9328 ~~105~~99,~~088~~964,~~309~~204.9567 Record Date 1011/3130/2004 1011/3130/2004 1011/3130/2004 Principal And Interest Constant 1,~~368~~323,~~583~~593.0417 3,~~294~~155,~~197~~286.3421 ~~864~~822,~~703~~305.9392 Scheduled Principal ~~163~~160,~~904~~466.1633 ~~420~~403,~~076~~904.7485 9189,~~592~~406.6344 Unscheduled Principal 56,~~822~~419,~~235~~846.7500 2025,~~888~~362,~~530~~376.0980 45,~~979~~034,~~734~~698.5084 Scheduled Interest 1,~~204~~163,~~678~~126.8884 2,~~874~~751,~~120~~381.6036 ~~773~~732,~~111~~899.3048 Servicing Fees 7573,~~979~~485.2604 ~~210~~201,~~345~~467.9537 4543,~~899~~786.8580 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~128~~089,~~699~~641.6280 2,~~663~~549,~~774~~913.6599 ~~727~~689,~~211~~112.4568 Realized Loss Amount 0.00 ~~6,811~~393.8979 0.00 Cumulative Realized Loss 0.00 67,~~811~~205.8968 0.00 Percentage of Cumulative Losses 0.0000 0.~~0012~~0013 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~427682~~414038 6.~~331889~~328355 7.~~921719~~868955

Group Level Collateral Statement Group Grp B ARM Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 6.~~793057~~787294 7.~~142921~~141633 Weighted Average Net Rate 6.~~293057~~287294 6.~~642921~~632591 Weighted Average Maturity 351 352 ~~353~~ Beginning Loan Count 1,~~270~~210 6,~~876~~608 Loans Paid In Full 6062 ~~268~~311 Ending Loan Count 1,~~210~~148 6,~~608~~297 Beginning Scheduled Balance ~~341~~320,~~958~~950,~~032~~818.7555 1,~~139~~085,~~298~~924,~~192~~904.5245 Ending scheduled Balance ~~320~~301,~~950~~361,~~818~~182.5549 1,~~085~~028,~~924~~864,~~904~~569.4513 Record Date 1011/3130/2004 1011/3130/2004 Principal And Interest Constant 2,~~197~~062,~~520~~931.3107 7,~~725~~364,~~004~~116.6237 Scheduled Principal ~~261~~247,~~736~~608.7811 ~~937~~901,~~310~~385.3173 Unscheduled Principal 2019,~~745~~342,~~477~~027.4295 5256,~~435~~158,~~977~~949.7659 Scheduled Interest 1,~~935~~815,~~783~~322.5396 6,~~787~~462,~~694~~730.3164 Servicing Fees ~~142~~133,~~482~~729.51 ~~474~~452,~~707~~468.5772 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 1,~~793~~681,~~301~~593.0245 6,~~312~~010,~~986~~261.7492 Realized Loss Amount 0.00 ~~6,811~~393.8979 Cumulative Realized Loss 0.00 67,~~811~~205.8968 Percentage of Cumulative Losses 0.0000 0.~~0005~~0006 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~293057~~287294 6.~~642921~~632591

Filing Compare · MERRILL LYNCH MORT INV INC ASSET BACK CERTS SER 2004 WMC4