8-K 1 baa03003_dec.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-12 54-2105564 Pooling and Servicing Agreement) (Commission 54-2105565 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-3 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-3 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-3 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-3 Trust, relating to the December 27, 2004 distribution. EX-99.1

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 811/3130/2004 Distribution Date: 912/27/2004 ~~BAA~~Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series: 2003-3 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 05948KBS7 SEN 5.50000% ~~160~~146,~~004~~051,~~388~~065.9162 ~~733~~669,~~353~~400.4875 43,~~968~~080,~~506~~902.9169 A-2 05948KBT5 SEN 2.~~16500~~73000% 1413,~~545~~277,~~853~~369.0314 2630,~~243~~206.1402 ~~451~~280,~~682~~082.4305 A-3 05948KBU2 SEN 65.~~33500~~77000% 0.00 7663,~~789~~842.9902 0.00 A-4 05948KBV0 SEN 5.75000% 2,~~586~~623,~~444~~803.7534 12,~~393~~572.3839 (12,~~393~~572.3839) A-5 05948KBW8 SEN 5.75000% 30,000,000.00 143,750.01 0.00 A-PO 05948KCA5 SEN 0.00000% 1959,~~009,552~~234.8869 0.00 2817,~~507~~819.0495 A-WIO 05948KBZ1 SEN 0.~~35933~~35962% 0.00 4744,~~950~~123.4561 0.00 B-1 05948KCB3 SUB 5.75000% 6,~~657~~635,~~854~~864.9891 31,~~902~~796.2285 7,~~277~~421.8908 B-2 05948KCC1 SUB 5.75000% 2,~~959~~949,~~046~~273.6629 14,~~178~~131.7794 3,~~234~~298.6226 B-3 05948KCD9 SUB 5.75000% 1,~~478~~473,~~539~~656.6017 7,~~084~~061.6727 1,~~616~~648.2303 B-4 05948KCE7 SUB 5.75000% 1,~~479~~474,~~523~~636.3365 7,~~089~~065.3897 1,~~617~~649.3113 B-5 05948KCF4 SUB 5.75000% 1,~~035~~032,~~863~~441.0875 4,~~963~~947.5112 1,~~132~~154.3361 B-6 05948KCG2 SUB 5.75000% 1,~~184~~180,~~261~~349.3285 5,~~674~~655.5984 1,~~294~~320.5502 A-R 05948KBX6 SEN 5.75000% 0.00 0.00 0.00 A-LR 05948KBY4 SEN 5.75000% 0.00 0.00 0.00 SES 05948KCH0 SEN 0.00000% 0.00 3937,~~965~~315.7788 0.00 Totals ~~222~~207,~~941~~657,~~328~~695.5441 1,~~151~~071,~~339~~869.3667 53,~~452~~382,~~475~~723.9343

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~155~~142,~~035~~970,~~882~~162.0193 53,~~701~~750,~~860~~303.3944 0.00 A-2 0.00 1412,~~094~~997,~~170~~287.6009 ~~477~~310,~~925~~288.5707 0.00 A-3 0.00 0.00 7663,~~789~~842.9902 0.00 A-4 0.00 2,~~598~~636,~~838~~375.1373 0.00 0.00 A-5 0.00 30,000,000.00 143,750.01 0.00 A-PO 0.00 ~~981~~941,~~045~~414.8574 2817,~~507~~819.0495 0.00 A-WIO 0.00 0.00 4744,~~950~~123.4561 0.00 B-1 0.00 6,~~650~~628,~~577~~443.0983 39,~~180~~217.1193 0.00 B-2 0.00 2,~~955~~945,~~812~~975.04 17,~~413~~430.3920 0.00 B-3 0.00 1,~~476~~472,~~923~~008.3714 8,~~700~~709.9030 0.00 B-4 0.00 1,~~477~~472,~~906~~987.0252 8,~~706~~715.6910 0.00 B-5 0.00 1,~~034~~031,~~730~~287.7414 6,~~095~~101.8473 0.00 B-6 0.00 1,~~182~~179,~~966~~029.7783 6,~~969~~975.1486 0.00 A-R 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 SES 0.00 0.00 3937,~~965~~315.7788 0.00 Totals 0.00 ~~217~~204,~~488~~274,~~852~~971.6299 64,~~603~~454,~~815~~593.2910 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 231,136,584.00 ~~160~~146,~~004~~051,~~388~~065.9162 ~~208~~197,~~033~~515.6887 42,~~760~~883,~~473~~386.2282 0.00 0.00 A-2 21,012,416.00 1413,~~545~~277,~~853~~369.0314 1817,~~912~~955.1599 ~~432~~262,~~770~~126.2807 0.00 0.00 A-3 0.00 0.00 0.00 0.00 0.00 0.00 A-4 2,396,000.00 2,~~586~~623,~~444~~803.7534 0.00 0.00 (12,~~393~~572.3839) 0.00 A-5 30,000,000.00 30,000,000.00 0.00 0.00 0.00 0.00 A-PO 1,205,932.77 1959,~~009,552~~234.8869 1,~~277~~240.3531 2716,~~229~~579.6964 0.00 0.00 A-WIO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 6,768,000.00 6,~~657~~635,~~854~~864.9891 7,~~277~~421.8908 0.00 0.00 0.00 B-2 3,008,000.00 2,~~959~~949,~~046~~273.6629 3,~~234~~298.6226 0.00 0.00 0.00 B-3 1,503,000.00 1,~~478~~473,~~539~~656.6017 1,~~616~~648.2303 0.00 0.00 0.00 B-4 1,504,000.00 1,~~479~~474,~~523~~636.3365 1,~~617~~649.3113 0.00 0.00 0.00 B-5 1,053,000.00 1,~~035~~032,~~863~~441.0875 1,~~132~~154.3361 0.00 0.00 0.00 B-6 1,203,853.29 1,~~184~~180,~~261~~349.3285 1,~~294~~320.5502 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 300,790,886.06 ~~222~~207,~~941~~657,~~328~~695.5441 ~~244~~233,~~396~~203.1130 53,~~220~~162,~~473~~092.1953 (12,~~393~~572.3839) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 43,~~968~~080,~~506~~902.9169 ~~155~~142,~~035~~970,~~882~~162.0193 0.~~67075441~~61855272 43,~~968~~080,~~506~~902.9169 A-2 ~~451~~280,~~682~~082.4305 1412,~~094~~997,~~170~~287.6009 0.~~67075441~~61855272 ~~451~~280,~~682~~082.4305 A-3 0.00 0.00 0.00000000 0.00 A-4 (12,~~393~~572.3839) 2,~~598~~636,~~838~~375.1373 1.~~08465698~~10032376 (12,~~393~~572.3839) A-5 0.00 30,000,000.00 1.00000000 0.00 A-PO 2817,~~507~~819.0495 ~~981~~941,~~045~~414.8574 0.~~81351620~~78065276 2817,~~507~~819.0495 A-WIO 0.00 0.00 0.00000000 0.00 B-1 7,~~277~~421.8908 6,~~650~~628,~~577~~443.0983 0.~~98265028~~97938000 7,~~277~~421.8908 B-2 3,~~234~~298.6226 2,~~955~~945,~~812~~975.04 0.~~98265028~~97938000 3,~~234~~298.6226 B-3 1,~~616~~648.2303 1,~~476~~472,~~923~~008.3714 0.~~98265028~~97938000 1,~~616~~648.2303 B-4 1,~~617~~649.3113 1,~~477~~472,~~906~~987.0252 0.~~98265028~~97938000 1,~~617~~649.3113 B-5 1,~~132~~154.3361 1,~~034~~031,~~730~~287.7414 0.~~98265028~~97938000 1,~~132~~154.3361 B-6 1,~~294~~320.5502 1,~~182~~179,~~966~~029.7783 0.~~98265028~~97938000 1,~~294~~320.5502 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 53,~~452~~382,~~475~~723.9343 ~~217~~204,~~488~~274,~~852~~971.6299 0.~~72305666~~67912620 53,~~452~~382,~~475~~723.9343

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 231,136,584.00 ~~692~~631.~~25038348~~88208068 0.~~90004653~~85454179 2012.~~59593136~~47481801 0.00000000 A-2 21,012,416.00 ~~692~~631.~~25038330~~88208058 0.~~90004643~~85454191 2012.~~59593147~~47481822 0.00000000 A-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-4 2,396,000.00 ~~1079~~1095.~~48445326~~07651920 0.00000000 0.00000000 (5.~~17252922~~24724124) A-5 30,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-PO 1,205,932.77 ~~837~~795.~~15519232~~42965733 1.~~05922157~~02850675 2213.~~57977449~~74839495 0.00000000 A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,768,000.00 ~~983~~980.~~72561761~~47649379 1.~~07533836~~09649527 0.00000000 0.00000000 B-2 3,008,000.00 ~~983~~980.~~72561835~~47649269 1.~~07533910~~09649601 0.00000000 0.00000000 B-3 1,503,000.00 ~~983~~980.~~72561544~~47649368 1.~~07533599~~09649368 0.00000000 0.00000000 B-4 1,504,000.00 ~~983~~980.~~72561835~~47649601 1.~~07533910~~09649601 0.00000000 0.00000000 B-5 1,053,000.00 ~~983~~980.~~72562203~~47649573 1.~~07533713~~09649573 0.00000000 0.00000000 B-6 1,203,853.29 ~~983~~980.~~72561660~~47649145 1.~~07533867~~09649574 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per $1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 2113.~~49597794~~32935980 ~~670~~618.~~75440559~~55272089 0.~~67075441~~61855272 2113.~~49597794~~32935980 A-2 0.00000000 2113.~~49597790~~32935965 ~~670~~618.~~75440540~~55272092 0.~~67075441~~61855272 2113.~~49597790~~32935965 A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-4 0.00000000 (5.~~17252922~~24724124) 1,~~084~~100.~~65698247~~32376043 1.~~08465698~~10032376 (5.~~17252922~~24724124) A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-PO 0.00000000 2314.~~63899606~~77690170 ~~813~~780.~~51620456~~65275563 0.~~81351620~~78065276 2314.~~63899606~~77690170 A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.~~07533836~~09649527 ~~982~~979.~~65027926~~37999852 0.~~98265028~~97938000 1.~~07533836~~09649527 B-2 0.00000000 1.~~07533910~~09649601 ~~982~~979.~~65027926~~38000000 0.~~98265028~~97938000 1.~~07533910~~09649601 B-3 0.00000000 1.~~07533599~~09649368 ~~982~~979.~~65027944~~38000000 0.~~98265028~~97938000 1.~~07533599~~09649368 B-4 0.00000000 1.~~07533910~~09649601 ~~982~~979.~~65027926~~38000000 0.~~98265028~~97938000 1.~~07533910~~09649601 B-5 0.00000000 1.~~07533713~~09649573 ~~982~~979.~~65027540~~38000000 0.~~98265028~~97938000 1.~~07533713~~09649573 B-6 0.00000000 1.~~07533867~~09649574 ~~982~~979.~~65027793~~37999571 0.~~98265028~~97938000 1.~~07533867~~09649574 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 231,136,584.00 5.50000% ~~160~~146,~~004~~051,~~388~~065.9162 ~~733~~669,~~353~~400.4572 0.00 0.00 A-2 21,012,416.00 2.~~16500~~73000% 1413,~~545~~277,~~853~~369.0314 2630,~~243~~206.1401 0.00 0.00 A-3 0.00 65.~~33500~~77000% 1413,~~545~~277,~~853~~369.0314 7663,~~789~~842.9802 0.00 0.00 A-4 2,396,000.00 5.75000% 2,~~586~~623,~~444~~803.7534 12,~~393~~572.3839 0.00 0.00 A-5 30,000,000.00 5.75000% 30,000,000.00 143,750.00 0.00 0.00 A-PO 1,205,932.77 0.00000% 1959,~~009,552~~234.8869 0.00 0.00 0.00 A-WIO 0.00 0.~~35933~~35962% ~~160~~147,~~133~~234,~~504~~026.1760 4744,~~950~~123.4460 0.00 0.00 B-1 6,768,000.00 5.75000% 6,~~657~~635,~~854~~864.9891 31,~~902~~796.2285 0.00 0.00 B-2 3,008,000.00 5.75000% 2,~~959~~949,~~046~~273.6629 14,~~178~~131.7793 0.00 0.00 B-3 1,503,000.00 5.75000% 1,~~478~~473,~~539~~656.6017 7,~~084~~061.6727 0.00 0.00 B-4 1,504,000.00 5.75000% 1,~~479~~474,~~523~~636.3365 7,~~089~~065.3897 0.00 0.00 B-5 1,053,000.00 5.75000% 1,~~035~~032,~~863~~441.0875 4,~~963~~947.5112 0.00 0.00 B-6 1,203,853.29 5.75000% 1,~~184~~180,~~261~~349.3285 5,~~674~~655.5984 0.00 0.00 A-R 50.00 5.75000% 0.00 0.00 0.00 0.00 A-LR 50.00 5.75000% 0.00 0.00 0.00 0.00 SES 0.00 0.00000% ~~222~~207,~~941~~657,~~328~~695.5542 0.00 0.00 0.00 Totals 300,790,886.06 1,~~111~~034,~~373~~553.5372 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 (0.0403) 0.00 ~~733~~669,~~353~~400.4875 0.00 ~~155~~142,~~035~~970,~~882~~162.0193 A-2 0.00 0.00 2630,~~243~~206.1402 0.00 1412,~~094~~997,~~170~~287.6009 A-3 0.00 0.00 7663,~~789~~842.9902 0.00 1412,~~094~~997,~~170~~287.6009 A-4 0.00 0.00 12,~~393~~572.3839 0.00 2,~~598~~636,~~838~~375.1373 A-5 (0.01) 0.00 143,750.01 0.00 30,000,000.00 A-PO 0.00 0.00 0.00 0.00 ~~981~~941,~~045~~414.8574 A-WIO 0.00 0.00 4744,~~950~~123.4561 0.00 ~~156~~145,~~060~~210,~~488~~003.7041 B-1 0.00 0.00 31,~~902~~796.2285 0.00 6,~~650~~628,~~577~~443.0983 B-2 0.00 0.00 14,~~178~~131.7794 0.00 2,~~955~~945,~~812~~975.04 B-3 0.00 0.00 7,~~084~~061.6727 0.00 1,~~476~~472,~~923~~008.3714 B-4 0.00 0.00 7,~~089~~065.3897 0.00 1,~~477~~472,~~906~~987.0252 B-5 0.00 0.00 4,~~963~~947.5112 0.00 1,~~034~~031,~~730~~287.7414 B-6 0.00 0.00 5,~~674~~655.5984 0.00 1,~~182~~179,~~966~~029.7783 A-R 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 3937,~~965~~315.7788 0.00 ~~217~~204,~~488~~274,~~852~~971.6398 Totals (0.0504) 0.00 1,~~151~~071,~~339~~869.3667 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 231,136,584.00 5.50000% ~~692~~631.~~25038348~~88208068 32.~~17281426~~89612621 0.00000000 0.00000000 A-2 21,012,416.00 2.~~16500~~73000% ~~692~~631.~~25038330~~88208058 1.~~24893492~~43753151 0.00000000 0.00000000 A-3 0.00 65.~~33500~~77000% ~~692~~631.~~25038330~~88208058 3.~~65450503~~03829983 0.00000000 0.00000000 A-4 2,396,000.00 5.75000% ~~1079~~1095.~~48445326~~07651920 5.~~17252922~~24724124 0.00000000 0.00000000 A-5 30,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000 A-PO 1,205,932.77 0.00000% ~~837~~795.~~15519232~~42965733 0.00000000 0.00000000 0.00000000 A-WIO 0.00 0.~~35933~~35962% ~~726~~668.~~64038476~~10621733 0.~~21758549~~20022037 0.00000000 0.00000000 B-1 6,768,000.00 5.75000% ~~983~~980.~~72561761~~47649379 4.~~71368499~~69811613 0.00000000 0.00000000 B-2 3,008,000.00 5.75000% ~~983~~980.~~72561835~~47649269 4.~~71368684~~69811503 0.00000000 0.00000000 B-3 1,503,000.00 5.75000% ~~983~~980.~~72561544~~47649368 4.~~71368596~~69811710 0.00000000 0.00000000 B-4 1,504,000.00 5.75000% ~~983~~980.~~72561835~~47649601 4.~~71368351~~69811835 0.00000000 0.00000000 B-5 1,053,000.00 5.75000% ~~983~~980.~~72562203~~47649573 4.~~71368471~~69811966 0.00000000 0.00000000 B-6 1,203,853.29 5.75000% ~~983~~980.~~72561660~~47649145 4.~~71368899~~69811400 0.00000000 0.00000000 A-R 50.00 5.75000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 5.75000% 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000% ~~741~~690.~~18378875~~37229864 0.00000000 0.00000000 0.00000000 (5) All Classes are Per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 (0.~~00000017~~00000013) 0.00000000 32.~~17281439~~89612634 0.00000000 ~~670~~618.~~75440559~~55272089 A-2 0.00000000 0.00000000 1.~~24893492~~43753198 0.00000000 ~~670~~618.~~75440540~~55272092 A-3 0.00000000 0.00000000 3.~~65450551~~03829983 0.00000000 ~~670~~618.~~75440540~~55272092 A-4 0.00000000 0.00000000 5.~~17252922~~24724124 0.00000000 ~~1084~~1100.~~65698247~~32376043 A-5 (0.00000033) 0.00000000 4.79166700 0.00000000 1000.00000000 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~813~~780.~~51620456~~65275563 A-WIO 0.00000000 0.00000000 0.~~21758553~~20022042 0.00000000 ~~708~~658.~~15819677~~92177465 B-1 0.00000000 0.00000000 4.~~71368499~~69811613 0.00000000 ~~982~~979.~~65027926~~37999852 B-2 0.00000000 0.00000000 4.~~71368684~~69811835 0.00000000 ~~982~~979.~~65027926~~38000000 B-3 0.00000000 0.00000000 4.~~71368596~~69811710 0.00000000 ~~982~~979.~~65027944~~38000000 B-4 0.00000000 0.00000000 4.~~71368351~~69811835 0.00000000 ~~982~~979.~~65027926~~38000000 B-5 0.00000000 0.00000000 4.~~71368471~~69811966 0.00000000 ~~982~~979.~~65027540~~38000000 B-6 0.00000000 0.00000000 4.~~71368899~~69811400 0.00000000 ~~982~~979.~~65027793~~37999571 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.~~13286895~~12405921 0.00000000 ~~723~~679.~~05665733~~12620178 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 64,~~614~~464,~~497~~543.8936 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 64,~~614~~464,~~497~~543.8936 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 109,~~682~~950.6026 Payment of Interest and Principal 64,~~603~~454,~~815~~593.2910 Total Withdrawals (Pool Distribution Amount) 64,~~614~~464,~~497~~543.8936 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 98,~~289~~652.2240 Trustee Fee 1,~~393~~297.3886 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 109,~~682~~950.6026

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 041,254.0088 0.00 0.00 041,254.0088 30 Days 910 10 0 0 10 1,~~367~~443,~~947~~707.1029 ~~95,857~~0.0100 0.00 0.00 1,~~463~~443,~~804~~707.1129 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 01 0 0 0 01 095,857.0001 0.00 0.00 0.00 095,857.0001 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 1 0 0 0 1 66,781.96 0.00 0.00 0.00 66,781.96 Totals 1012 1 0 0 1113 1,~~434~~606,~~729~~346.0626 9541,~~857~~254.0188 0.00 0.00 1,~~530~~647,~~586~~601.0714 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~067069% 0.000000% 0.000000% 0.~~000000~~067069% 0.~~000000~~020176% 0.000000% 0.000000% 0.~~000000~~020176% 30 Days 0.~~576184~~670691% 0.~~064020~~000000% 0.000000% 0.000000% 0.~~640205~~670691% 0.~~628395~~706066% 0.~~044034~~000000% 0.000000% 0.000000% 0.~~672429~~706066% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.~~000000~~067069% 0.000000% 0.000000% 0.000000% 0.~~000000~~067069% 0.~~000000~~046880% 0.000000% 0.000000% 0.000000% 0.~~000000~~046880% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.~~064020~~067069% 0.000000% 0.000000% 0.000000% 0.~~064020~~067069% 0.~~030678~~032661% 0.000000% 0.000000% 0.000000% 0.~~030678~~032661% Totals 0.~~640205~~804829% 0.~~064020~~067069% 0.000000% 0.000000% 0.~~704225~~871898% 0.~~659072~~785607% 0.~~044034~~020176% 0.000000% 0.000000% 0.~~703106~~805784%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 09,793.0023

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class B-5 298,534,032.77 99.24969359% ~~215~~202,~~271~~064,~~155~~655.1102 98.~~98031670~~91796976% 0.~~477918~~507190% 7.001398% Class B-4 297,030,032.77 98.74967844% ~~213~~200,~~793~~591,~~249~~667.0950 98.~~30078485~~19688900% 0.~~682611~~724419% 10.000098% Class B-3 295,527,032.77 98.24999575% ~~212~~199,~~316~~119,~~325~~659.7236 97.~~62170482~~47628769% 0.~~682157~~723938% 9.993449% Class B-2 292,519,032.77 97.24996545% ~~209~~196,~~360~~173,~~513~~684.6832 96.~~26264112~~03412617% 1.~~365222~~448839% 20.000195% Class B-1 285,751,032.77 94.99989728% ~~202~~189,~~709~~545,~~936~~240.5949 9392.~~20474780~~78926275% 3.~~071749~~259887% 45.000439% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Fixed 15 & 30 Year Weighted Average Gross Coupon 6.~~239559~~235918% Weighted Average Pass-Through Rate 5.~~982060~~978417% Weighted Average Maturity(Stepdown Calculation ) ~~341~~338 Beginning Scheduled Collateral Loan Count 1,~~594~~510 Number Of Loans Paid In Full 3219 Ending Scheduled Collateral Loan Count 1,~~562~~491 Beginning Scheduled Collateral Balance ~~222~~207,~~941~~657,~~328~~695.5542 Ending Scheduled Collateral Balance ~~217~~204,~~488~~274,~~852~~971.6398 Ending Actual Collateral Balance at 3130-~~Aug~~Nov-2004 ~~217~~204,~~689~~471,~~128~~894.6993 Monthly P &I Constant 1,~~403~~311,~~090~~510.2795 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 64,~~448~~312,~~276~~307.3410 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~217~~204,~~488~~274,~~852~~971.6398 Scheduled Principal ~~243~~232,~~877~~397.2029 Unscheduled Principal 53,~~208~~150,~~598~~326.7215

Miscellaneous Reporting Priority % 1314.~~517668~~513896% CPR 2416.~~723215~~777408% Senior % 9392.~~333497~~865829% Senior Prepayment % 100.000000% Subordinate % 67.~~666503~~134171% Subordinate Prepayment % 0.000000%

Filing Compare · BANC OF AMERICA ALTERNATIVE LOAN TRUST 2003-3