8-K 1 wfm04003_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 WELLS FARGO ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2004-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-110283-15 Pooling and Servicing Agreement) (Commission 54-2147386 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of WELLS FARGO ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2004-3 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-3 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WELLS FARGO ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2004-3 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-3 Trust, relating to the December 27, 2004 distribution. EX-99.1

Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates Record Date: 1011/3130/2004 Distribution Date: 1112/2627/2004 ~~WFMBS~~Wells Fargo Asset Securities Corporation Mortgage Pass-Through Certificates Series: 2004-3 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-PO 949809AB3 SEN 0.00000% ~~758~~755,~~650~~171.3214 0.00 3,~~479~~840.1989 A-1 949809AA5 SEN 4.75000% ~~212~~210,~~005~~414,~~813~~478.0839 ~~839~~832,~~121~~932.7770 15,~~591~~202,~~334~~840.6996 A-R 949809AC1 SEN 4.75000% 0.00 0.00 0.00 B-1 949809AD9 SUB 4.75000% 1,~~947~~939,~~443~~666.1851 7,~~708~~678.0123 7,~~776~~688.6744 B-2 949809AE7 SUB 4.75000% ~~487~~485,~~834~~886.5246 1,~~930~~923.8640 1,~~948~~925.0695 B-3 949809AF4 SUB 4.75000% ~~365~~363,~~145~~687.6047 1,~~445~~439.2567 1,~~458~~441.1358 B-4 949809AG2 SUB 4.75000% ~~243~~242,~~430~~458.4031 ~~963~~959.5078 ~~972~~961.0806 B-5 949809AH0 SUB 4.75000% ~~243~~242,~~430~~458.4031 ~~963~~959.5078 ~~972~~961.0806 B-6 949809AJ6 SUB 4.75000% 121,~~855~~368.5898 ~~482~~480.3144 ~~486~~481.6008 Totals ~~216~~214,~~173~~565,~~603~~175.0857 ~~852~~846,~~615~~374.2000 15,~~608~~220,~~427~~141.5002

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-PO 0.00 ~~755~~751,~~171~~330.1424 3,~~479~~840.1989 0.00 A-1 0.00 ~~210~~205,~~414~~211,~~478~~637.3944 26,~~430~~035,~~456~~773.4666 0.00 A-R 0.00 0.00 0.00 0.00 B-1 0.00 1,~~939~~931,~~666~~978.5107 15,~~484~~366.6867 0.00 B-2 0.00 ~~485~~483,~~886~~960.4651 3,~~878~~849.9235 0.00 B-3 0.00 ~~363~~362,~~687~~245.4789 2,~~903~~881.3825 0.00 B-4 0.00 ~~242~~241,~~458~~497.3126 1,~~935~~920.5884 0.00 B-5 0.00 ~~242~~241,~~458~~497.3126 1,~~935~~920.5884 0.00 B-6 0.00 ~~121~~120,~~368~~887.9890 ~~968~~961.9152 0.00 Totals 0.00 ~~214~~209,~~565~~345,~~175~~034.57 26,~~461~~066,~~042~~515.7002 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-PO 783,972.27 ~~758~~755,~~650~~171.3214 3,~~198~~212.7134 ~~280~~628.4855 0.00 0.00 A-1 245,750,000.00 ~~212~~210,~~005~~414,~~813~~478.0839 ~~846~~834,~~597~~039.2389 ~~744~~4,~~737~~368,801.4607 0.00 0.00 A-R 100.00 0.00 0.00 0.00 0.00 0.00 B-1 2,000,000.00 1,~~947~~939,~~443~~666.1851 7,~~776~~688.6744 0.00 0.00 0.00 B-2 501,000.00 ~~487~~485,~~834~~886.5246 1,~~948~~925.0695 0.00 0.00 0.00 B-3 375,000.00 ~~365~~363,~~145~~687.6047 1,~~458~~441.1358 0.00 0.00 0.00 B-4 250,000.00 ~~243~~242,~~430~~458.4031 ~~972~~961.0806 0.00 0.00 0.00 B-5 250,000.00 ~~243~~242,~~430~~458.4031 ~~972~~961.0806 0.00 0.00 0.00 B-6 125,144.17 121,~~855~~368.5898 ~~486~~481.6008 0.00 0.00 0.00 Totals 250,035,216.44 ~~216~~214,~~173~~565,~~603~~175.0857 ~~863~~850,~~409~~711.5640 ~~745~~4,~~017~~369,429.9462 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-PO 3,~~479~~840.1989 ~~755~~751,~~171~~330.1424 0.~~96326257~~95836328 3,~~479~~840.1989 A-1 15,~~591~~202,~~334~~840.6996 ~~210~~205,~~414~~211,~~478~~637.3944 0.~~85621354~~83504227 15,~~591~~202,~~334~~840.6996 A-R 0.00 0.00 0.00000000 0.00 B-1 7,~~776~~688.6744 1,~~939~~931,~~666~~978.5107 0.~~96983326~~96598904 7,~~776~~688.6744 B-2 1,~~948~~925.0695 ~~485~~483,~~886~~960.4651 0.~~96983325~~96598904 1,~~948~~925.0695 B-3 1,~~458~~441.1358 ~~363~~362,~~687~~245.4789 0.~~96983325~~96598904 1,~~458~~441.1358 B-4 ~~972~~961.0806 ~~242~~241,~~458~~497.3126 0.~~96983324~~96598904 ~~972~~961.0806 B-5 ~~972~~961.0806 ~~242~~241,~~458~~497.3126 0.~~96983324~~96598904 ~~972~~961.0806 B-6 ~~486~~481.6008 ~~121~~120,~~368~~887.9890 0.~~96983327~~96598907 ~~486~~481.6008 Totals 15,~~608~~220,~~427~~141.5002 ~~214~~209,~~565~~345,~~175~~034.57 0.~~85813982~~83726220 15,~~608~~220,~~427~~141.5002

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-PO 783,972.27 ~~967~~963.~~70045196~~26256540 4.~~08013156~~09751738 0.~~35776776~~80175030 0.00000000 A-1 245,750,000.00 ~~862~~856.~~68896472~~21354380 3.~~44495312~~39385510 317.~~03046779~~77742043 0.00000000 A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 2,000,000.00 ~~973~~969.~~72159000~~83325500 3.~~88833500~~84422000 0.00000000 0.00000000 B-2 501,000.00 ~~973~~969.~~72159681~~83325349 3.~~88834331~~84421158 0.00000000 0.00000000 B-3 375,000.00 ~~973~~969.~~72160000~~83325333 3.~~88834667~~84421333 0.00000000 0.00000000 B-4 250,000.00 ~~973~~969.~~72160000~~83324000 3.~~88832000~~84424000 0.00000000 0.00000000 B-5 250,000.00 ~~973~~969.~~72160000~~83324000 3.~~88832000~~84424000 0.00000000 0.00000000 B-6 125,144.17 ~~973~~969.~~72158847~~83327310 3.~~88831537~~84420625 0.00000000 0.00000000 (2) Per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-PO 0.00000000 4.~~43789931~~89926767 ~~963~~958.~~26256540~~36328497 0.~~96326257~~95836328 4.~~43789931~~89926767 A-1 0.00000000 621.~~47542092~~17127552 ~~856~~835.~~21354380~~04226832 0.~~85621354~~83504227 621.~~47542092~~17127552 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 3.~~88833500~~84422000 ~~969~~965.~~83325500~~98903500 0.~~96983326~~96598904 3.~~88833500~~84422000 B-2 0.00000000 3.~~88834331~~84421158 ~~969~~965.~~83325349~~98904192 0.~~96983325~~96598904 3.~~88834331~~84421158 B-3 0.00000000 3.~~88834667~~84421333 ~~969~~965.~~83325333~~98904000 0.~~96983325~~96598904 3.~~88834667~~84421333 B-4 0.00000000 3.~~88832000~~84424000 ~~969~~965.~~83324000~~98904000 0.~~96983324~~96598904 3.~~88832000~~84424000 B-5 0.00000000 3.~~88832000~~84424000 ~~969~~965.~~83324000~~98904000 0.~~96983324~~96598904 3.~~88832000~~84424000 B-6 0.00000000 3.~~88831537~~84420625 ~~969~~965.~~83327310~~98906685 0.~~96983327~~96598907 3.~~88831537~~84420625 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-PO 783,972.27 0.00000% ~~758~~755,~~650~~171.3214 0.00 0.00 0.00 A-1 245,750,000.00 4.75000% ~~212~~210,~~005~~414,~~813~~478.0839 ~~839~~832,~~189~~890.6864 0.00 0.00 A-R 100.00 4.75000% 0.00 0.00 0.00 0.00 B-1 2,000,000.00 4.75000% 1,~~947~~939,~~443~~666.1851 7,~~708~~677.6385 0.00 0.00 B-2 501,000.00 4.75000% ~~487~~485,~~834~~886.5246 1,~~931~~923.0130 0.00 0.00 B-3 375,000.00 4.75000% ~~365~~363,~~145~~687.6047 1,~~445~~439.3760 0.00 0.00 B-4 250,000.00 4.75000% ~~243~~242,~~430~~458.4031 ~~963~~959.5873 0.00 0.00 B-5 250,000.00 4.75000% ~~243~~242,~~430~~458.4031 ~~963~~959.5873 0.00 0.00 B-6 125,144.17 4.75000% 121,~~855~~368.5898 ~~482~~480.3542 0.00 0.00 Totals 250,035,216.44 ~~852~~846,~~684~~331.2027 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-PO 0.00 0.00 0.00 0.00 ~~755~~751,~~171~~330.1424 A-1 67(42.9106) 0.00 ~~839~~832,~~121~~932.7770 0.00 ~~210~~205,~~414~~211,~~478~~637.3944 A-R 0.00 0.00 0.00 0.00 0.00 B-1 (0.6239) 0.00 7,~~708~~678.0123 0.00 1,~~939~~931,~~666~~978.5107 B-2 (0.1610) 0.00 1,~~930~~923.8640 0.00 ~~485~~483,~~886~~960.4651 B-3 (0.1207) 0.00 1,~~445~~439.2567 0.00 ~~363~~362,~~687~~245.4789 B-4 (0.0805) 0.00 ~~963~~959.5078 0.00 ~~242~~241,~~458~~497.3126 B-5 (0.0805) 0.00 ~~963~~959.5078 0.00 ~~242~~241,~~458~~497.3126 B-6 (0.0402) 0.00 ~~482~~480.3144 0.00 ~~121~~120,~~368~~887.9890 Totals 69(42.0174) 0.00 ~~852~~846,~~615~~374.2000 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-PO 783,972.27 0.00000% ~~967~~963.~~70045196~~26256540 0.00000000 0.00000000 0.00000000 A-1 245,750,000.00 4.75000% ~~862~~856.~~68896472~~21354380 3.~~41481050~~38917860 0.00000000 0.00000000 A-R 100.00 4.75000% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 2,000,000.00 4.75000% ~~973~~969.~~72159000~~83325500 3.~~85431500~~83892500 0.00000000 0.00000000 B-2 501,000.00 4.75000% ~~973~~969.~~72159681~~83325349 3.~~85431138~~83892216 0.00000000 0.00000000 B-3 375,000.00 4.75000% ~~973~~969.~~72160000~~83325333 3.~~85432000~~83893333 0.00000000 0.00000000 B-4 250,000.00 4.75000% ~~973~~969.~~72160000~~83324000 3.~~85432000~~83892000 0.00000000 0.00000000 B-5 250,000.00 4.75000% ~~973~~969.~~72160000~~83324000 3.~~85432000~~83892000 0.00000000 0.00000000 B-6 125,144.17 4.75000% ~~973~~969.~~72158847~~83327310 3.~~85435454~~83893233 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~963~~958.~~26256540~~36328497 A-1 (0.~~00027634~~00017115) 0.00000000 3.~~41453416~~38934975 0.00000000 ~~856~~835.~~21354380~~04226832 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 (0.~~00031000~~00019500) 0.00000000 3.~~85400500~~83911500 0.00000000 ~~969~~965.~~83325500~~98903500 B-2 (0.~~00031936~~00019960) 0.00000000 3.~~85401198~~83912176 0.00000000 ~~969~~965.~~83325349~~98904192 B-3 (0.~~00032000~~00018667) 0.00000000 3.~~85400000~~83912000 0.00000000 ~~969~~965.~~83325333~~98904000 B-4 (0.~~00032000~~00020000) 0.00000000 3.~~85400000~~83912000 0.00000000 ~~969~~965.~~83324000~~98904000 B-5 (0.~~00032000~~00020000) 0.00000000 3.~~85400000~~83912000 0.00000000 ~~969~~965.~~83324000~~98904000 B-6 (0.~~00031963~~00015982) 0.00000000 3.~~85403491~~83909214 0.00000000 ~~969~~965.~~83327310~~98906685 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 11160,~~755~~245.1533 Deposits Payments of Interest and Principal 26,~~656~~128,~~364~~498.6238 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 26,~~656~~128,~~364~~498.6238 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 4645,~~831~~958.7611 Payment of Interest and Principal 26,~~461~~066,~~042~~515.6902 Total Withdrawals (Pool Distribution Amount) 26,~~507~~112,~~874~~473.4513 Ending Balance ~~160~~176,~~245~~270.3358

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 69487.0180 Servicing Fee Support 0530.0054 Non-Supported Prepayment/Curtailment Interest Shortfall 69(42.0174)

SERVICING FEES Gross Servicing Fee 4544,~~030~~700.5363 Master Servicing Fee 1,~~801~~788.2203 Supported Prepayment/Curtailment Interest Shortfall 0530.0054 Net Servicing Fee 4645,~~831~~958.7611

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~319~~1,~~334~~079,246.0014 0.00 0.00 0.00 ~~319~~1,~~334~~079,246.0014 60 Days 10 0 0 0 10 ~~194,902~~0.4400 0.00 0.00 0.00 ~~194,902~~0.4400 90 Days 01 0 0 0 01 0194,902.0044 0.00 0.00 0.00 0194,902.0044 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 23 0 0 0 23 ~~514~~1,~~236~~274,148.4458 0.00 0.00 0.00 ~~514~~1,~~236~~274,148.4458 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~213675~~435730% 0.000000% 0.000000% 0.000000% 0.~~213675~~435730% 0.~~147902~~507359% 0.000000% 0.000000% 0.000000% 0.~~147902~~507359% 60 Days 0.~~213675~~000000% 0.000000% 0.000000% 0.000000% 0.~~213675~~000000% 0.~~090271~~000000% 0.000000% 0.000000% 0.000000% 0.~~090271~~000000% 90 Days 0.~~000000~~217865% 0.000000% 0.000000% 0.000000% 0.~~000000~~217865% 0.~~000000~~091625% 0.000000% 0.000000% 0.000000% 0.~~000000~~091625% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~427350~~653595% 0.000000% 0.000000% 0.000000% 0.~~427350~~653595% 0.~~238173~~598983% 0.000000% 0.000000% 0.000000% 0.~~238173~~598983%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 5857,~~946~~159.0750

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 3,501,144.17 1.40026042% 3,~~395~~382,~~526~~066.0489 1.~~58251498~~61554674% 98.~~417485~~384453% 100.000000% Class B-1 1,501,144.17 0.60037310% 1,~~455~~450,~~859~~088.5382 0.~~67851623~~69267887% 0.~~903999~~922868% 0.000000% Class B-2 1,000,144.17 0.40000132% ~~969~~966,~~973~~128.0731 0.~~45206454~~46150047% 0.~~226452~~231178% 0.000000% Class B-3 625,144.17 0.25002245% ~~606~~603,~~285~~882.6042 0.~~28256477~~28846274% 0.~~169500~~173038% 0.000000% Class B-4 375,144.17 0.15003653% ~~363~~362,~~827~~385.2916 0.~~16956493~~17310425% 0.~~113000~~115358% 0.000000% Class B-5 125,144.17 0.05005062% ~~121~~120,~~368~~887.9890 0.~~05656509~~05774577% 0.~~113000~~115358% 0.000000% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~056565~~057746% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Fixed 15 Year Weighted Average Gross Coupon 5.~~287179~~287022% Weighted Average Net Coupon 4.~~733539~~733569% Weighted Average Pass-Through Rate 4.750000% Weighted Average Maturity (Stepdown Calculation ) ~~170~~169 Beginning Scheduled Collateral Loan Count ~~469~~468 Number Of Loans Paid In Full 19 Ending Scheduled Collateral Loan Count ~~468~~459 Beginning Scheduled Collateral Balance ~~216~~214,~~173~~565,~~603~~175.0858 Ending Scheduled Collateral Balance ~~214~~209,~~565~~345,~~175~~034.5856 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2004 ~~215~~212,~~908~~718,~~476~~482.0493 Ending Scheduled Balance For Wells Fargo Serviced ~~214~~209,~~250~~032,~~657~~101.1106 Ending Scheduled Balance For Other Servicers ~~314~~312,~~518~~933.4750 Monthly P &I Constant 1,~~765~~760,~~299~~451.0038 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 26,~~434~~039,~~003~~572.5549 Ending Scheduled Balance for Premium Loans ~~188~~183,~~659~~571,~~265~~574.1690 Ending scheduled Balance For discounted Loans 25,~~905~~773,~~910~~459.4266 Scheduled Principal ~~863~~850,~~409~~711.5640 Unscheduled Principal ~~745~~4,~~017~~369,429.9462 Unpaid Principal Balance Of Outstanding Mortgage Loans With Original LTV: Less Than Or Equal To 80% ~~211~~206,~~463~~247,~~524~~178.8364 Greater Than 80%, less than or equal to 85% 1,~~824~~817,~~257~~171.0936 Greater than 85%, less than or equal to 95% 1,~~198~~194,~~969~~661.1709 Greater than 95% 0.00

Filing Compare · WELLS FARGO ASSEST SEC C ORP MORT BACKED SEC 2004-3 TRUST