8-K 1 hma04002_nov.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 HOMESTAR MORTGAGE ACCEPTANCE CORP. Asset Backed Pass-Through Certificates, Series 2004-2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-107563-02 54-2154071 Pooling and Servicing Agreement) (Commission 54-2154072 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of HOMESTAR MORTGAGE ACCEPTANCE CORP., Asset Backed Pass-Through Certificates, Series 2004-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2004-2 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HOMESTAR MORTGAGE ACCEPTANCE CORP. Asset Backed Pass-Through Certificates, Series 2004-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/2/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2004-2 Trust, relating to the November 26, 2004 distribution. EX-99.1

Homestar Mortgage Acceptance Corp Mortgage Pass-Through Certificates Record Date: 710/31/2004 Distribution Date: 811/2526/2004 HMAC Series: 2004-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution AV-1 437690AL4 SEN 12.~~80000~~28250% ~~315~~303,~~219~~815,~~274~~467.1561 ~~472~~616,~~828~~407.9183 27,~~748~~343,~~821~~504.6873 AV-2 437690AM2 SEN 12.~~88000~~36250% 3533,~~025~~758,~~339~~214.2736 5470,~~873~~892.0325 ~~305~~815,~~433~~967.1470 M-1 437690AN0 MEZ 2.~~03000~~51250% 11,651,000.00 1926,~~709~~020.6157 0.00 M-2 437690AP5 MEZ 23.~~80000~~28250% 8,156,000.00 1923,~~030~~797.6740 0.00 M-3 437690AQ3 MEZ 3.~~10000~~58250% 3,495,000.00 911,~~028~~129.7563 0.00 M-4 437690AR1 MEZ 34.~~65000~~13250% 1,942,000.00 57,~~906~~133.9261 0.00 M-5 437690AS9 MEZ 4.~~10000~~58250% 2,330,000.00 79,~~960~~490.8387 0.00 C HMA04002C OC 0.00000% 1,747,680.96 1837,~~075,648~~215.2467 0.00 P HMA04002P Prepay 0.00000% 100.00 039,353.0066 0.00 R HMA0402R1 RES 0.00000% 0.00 0.00 0.00 Totals ~~379~~366,~~566~~895,~~394~~462.3893 1,~~664~~641,~~986~~441.9649 38,~~054~~159,~~254~~472.8243

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses AV-1 0.00 ~~312~~296,~~470~~471,~~452~~962.4788 37,~~221~~959,~~650~~912.5956 0.00 AV-2 0.00 3432,~~719~~942,~~906~~246.1367 ~~360~~886,~~306~~859.1795 0.00 M-1 0.00 11,651,000.00 1926,~~709~~020.6157 0.00 M-2 0.00 8,156,000.00 1923,~~030~~797.6740 0.00 M-3 0.00 3,495,000.00 911,~~028~~129.7563 0.00 M-4 0.00 1,942,000.00 57,~~906~~133.9261 0.00 M-5 0.00 2,330,000.00 79,~~960~~490.8387 0.00 C 0.00 1,747,680.96 1837,~~075,648~~215.2467 0.00 P 0.00 100.00 039,353.0066 0.00 R 0.00 0.00 0.00 0.00 Totals 0.00 ~~376~~358,~~512~~735,~~139~~990.5651 49,~~719~~800,~~241~~913.7892 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) AV-1 323,145,000.00 ~~315~~303,~~219~~815,~~274~~467.1561 0.00 27,~~748~~343,~~821~~504.6873 0.00 0.00 AV-2 35,906,000.00 3533,~~025~~758,~~339~~214.2736 0.00 ~~305~~815,~~433~~967.1470 0.00 0.00 M-1 11,651,000.00 11,651,000.00 0.00 0.00 0.00 0.00 M-2 8,156,000.00 8,156,000.00 0.00 0.00 0.00 0.00 M-3 3,495,000.00 3,495,000.00 0.00 0.00 0.00 0.00 M-4 1,942,000.00 1,942,000.00 0.00 0.00 0.00 0.00 M-5 2,330,000.00 2,330,000.00 0.00 0.00 0.00 0.00 C 1,748,447.55 1,747,680.96 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 Totals 388,373,547.55 ~~379~~366,~~566~~895,~~394~~462.3893 0.00 38,~~054~~159,~~254~~472.8243 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution AV-1 27,~~748~~343,~~821~~504.6873 ~~312~~296,~~470~~471,~~452~~962.4788 0.~~96696669~~91745799 27,~~748~~343,~~821~~504.6873 AV-2 ~~305~~815,~~433~~967.1470 3432,~~719~~942,~~906~~246.1367 0.~~96696669~~91745799 ~~305~~815,~~433~~967.1470 M-1 0.00 11,651,000.00 1.00000000 0.00 M-2 0.00 8,156,000.00 1.00000000 0.00 M-3 0.00 3,495,000.00 1.00000000 0.00 M-4 0.00 1,942,000.00 1.00000000 0.00 M-5 0.00 2,330,000.00 1.00000000 0.00 C 0.00 1,747,680.96 0.99956156 0.00 P 0.00 100.00 1.00000000 0.00 R 0.00 0.00 0.00000000 0.00 Totals 38,~~054~~159,~~254~~472.8243 ~~376~~358,~~512~~735,~~139~~990.5651 0.~~96945876~~92368801 38,~~054~~159,~~254~~472.8243

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion AV-1 323,145,000.00 ~~975~~940.~~47315957~~18309926 0.00000000 822.~~50646515~~72510709 0.00000000 AV-2 35,906,000.00 ~~975~~940.~~47315964~~18309920 0.00000000 822.~~50646521~~72510722 0.00000000 M-1 11,651,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 8,156,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 3,495,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 1,942,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-5 2,330,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 1,748,447.55 999.56155962 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution AV-1 0.00000000 822.~~50646515~~72510709 ~~966~~917.~~96669443~~45799217 0.~~96696669~~91745799 822.~~50646515~~72510709 AV-2 0.00000000 822.~~50646521~~72510722 ~~966~~917.~~96669442~~45799226 0.~~96696669~~91745799 822.~~50646521~~72510722 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 999.56155962 0.99956156 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall AV-1 323,145,000.00 12.~~80000~~28250% ~~315~~303,~~219~~815,~~274~~467.1561 ~~472~~616,~~828~~407.9183 0.00 0.00 AV-2 35,906,000.00 12.~~88000~~36250% 3533,~~025~~758,~~339~~214.2736 5470,~~873~~892.0325 0.00 0.00 M-1 11,651,000.00 2.~~03000~~51250% 11,651,000.00 1926,~~709~~020.6157 0.00 0.00 M-2 8,156,000.00 23.~~80000~~28250% 8,156,000.00 1923,~~030~~797.6740 0.00 0.00 M-3 3,495,000.00 3.~~10000~~58250% 3,495,000.00 911,~~028~~129.7563 0.00 0.00 M-4 1,942,000.00 34.~~65000~~13250% 1,942,000.00 57,~~906~~133.9261 0.00 0.00 M-5 2,330,000.00 4.~~10000~~58250% 2,330,000.00 79,~~960~~490.8387 0.00 0.00 C 1,748,447.55 0.00000% 1,747,680.96 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 388,373,547.55 ~~589~~764,~~338~~872.7216 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance AV-1 0.00 0.00 ~~472~~616,~~828~~407.9183 0.00 ~~312~~296,~~470~~471,~~452~~962.4788 AV-2 0.00 0.00 5470,~~873~~892.0325 0.00 3432,~~719~~942,~~906~~246.1367 M-1 0.00 0.00 1926,~~709~~020.6157 0.00 11,651,000.00 M-2 0.00 0.00 1923,~~030~~797.6740 0.00 8,156,000.00 M-3 0.00 0.00 911,~~028~~129.7563 0.00 3,495,000.00 M-4 0.00 0.00 57,~~906~~133.9261 0.00 1,942,000.00 M-5 0.00 0.00 79,~~960~~490.8387 0.00 2,330,000.00 C 0.00 0.00 1837,~~075,648~~215.2467 0.00 1,747,680.96 P 0.00 0.00 039,353.0066 0.00 100.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1,~~664~~641,~~986~~441.9649 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall AV-1 323,145,000.00 12.~~80000~~28250% ~~975~~940.~~47315957~~18309926 1.~~46320974~~90752705 0.00000000 0.00000000 AV-2 35,906,000.00 12.~~88000~~36250% ~~975~~940.~~47315964~~18309920 1.~~52824124~~97438450 0.00000000 0.00000000 M-1 11,651,000.00 2.~~03000~~51250% 1000.00000000 12.~~69166681~~23333362 0.00000000 0.00000000 M-2 8,156,000.00 23.~~80000~~28250% 1000.00000000 2.~~33333374~~91777832 0.00000000 0.00000000 M-3 3,495,000.00 3.~~10000~~58250% 1000.00000000 23.~~58333333~~18444349 0.00000000 0.00000000 M-4 1,942,000.00 34.~~65000~~13250% 1000.00000000 3.~~04166838~~67333162 0.00000000 0.00000000 M-5 2,330,000.00 4.~~10000~~58250% 1000.00000000 34.~~41666524~~07333476 0.00000000 0.00000000 C 1,748,447.55 0.00000% 999.56155962 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance AV-1 0.00000000 0.00000000 1.~~46320974~~90752705 0.00000000 ~~966~~917.~~96669443~~45799217 AV-2 0.00000000 0.00000000 1.~~52824124~~97438450 0.00000000 ~~966~~917.~~96669442~~45799226 M-1 0.00000000 0.00000000 12.~~69166681~~23333362 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.~~33333374~~91777832 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 23.~~58333333~~18444349 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 3.~~04166838~~67333162 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 34.~~41666524~~07333476 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~615~~478.~~20189153~~83373453 0.00000000 999.56155962 P 0.00000000 0.00000000 0393536.~~00000000~~60000000 0.00000000 1000.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 49,~~789~~869,~~414~~613.7062 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 5231,~~330~~687.4845 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 039,353.0066 Total Deposits 49,~~841~~940,~~745~~654.1873 Withdrawals Reimbursement for Servicer Advances 3252,~~335~~966.2266 Payment of Service Fee 9086,~~168~~774.1815 Payment of Interest and Principal 49,~~719~~800,~~241~~913.7892 Total Withdrawals (Pool Distribution Amount) 49,~~841~~940,~~745~~654.1873 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 8682,~~214~~952.3432 Master Servicing Fee 3,~~953~~821.8483 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 9086,~~168~~774.1815

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 289 01 0 0 2810 61,~~439~~240,~~259~~059.0249 0285,367.0066 0.00 0.00 61,~~439~~525,~~259~~427.0215 60 Days 123 0 0 0 123 2558,~~247,506~~474.7490 0.00 0.00 0.00 2558,~~247,506~~474.7490 90 Days 13 0 01 0 1 ~~208~~5 468,~~000~~420.0034 0.00 0670,810.0095 0287,233.0049 ~~208~~1,~~000~~426,464.0078 120 Days 16 0 01 0 1 ~~188~~8 1,~~800~~028,743.0003 0.00 0195,548.0034 0116,476.0099 ~~188~~1,~~800~~340,768.0036 150 Days 0 0 01 0 01 0.00 0.00 0208,000.00 0.00 0208,000.00 180+ Days 01 0 0 0 01 0188,800.00 0.00 0.00 0.00 0188,800.00 Totals 4222 01 03 02 4228 93,~~083~~484,~~565~~497.76 0285,367.0066 01,074,359.0029 0403,710.0048 95,~~083~~247,~~565~~935.7619 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~820546~~611413% 0.~~000000~~067935% 0.000000% 0.000000% 10.~~820546~~679348% 10.~~709517~~345521% 0.~~000000~~079513% 0.000000% 0.000000% 10.~~709517~~425034% 60 Days 0.~~780234~~203804% 0.000000% 0.000000% 0.000000% 0.~~780234~~203804% 0.~~596676~~155609% 0.000000% 0.000000% 0.000000% 0.~~596676~~155609% 90 Days 0.~~065020~~203804% 0.000000% 0.~~000000~~067935% 0.~~000000~~067935% 0.~~065020~~339674% 0.~~055221~~130517% 0.000000% 0.~~000000~~186910% 0.~~000000~~080033% 0.~~055221~~397460% 120 Days 0.~~065020~~407609% 0.000000% 0.~~000000~~067935% 0.~~000000~~067935% 0.~~065020~~543478% 0.~~050123~~286642% 0.000000% 0.~~000000~~054486% 0.~~000000~~032454% 0.~~050123~~373582% 150 Days 0.000000% 0.000000% 0.~~000000~~067935% 0.000000% 0.~~000000~~067935% 0.000000% 0.000000% 0.~~000000~~057956% 0.000000% 0.~~000000~~057956% 180+ Days 0.~~000000~~067935% 0.000000% 0.000000% 0.000000% 0.~~000000~~067935% 0.~~000000~~052606% 0.000000% 0.000000% 0.000000% 0.~~000000~~052606% Totals 21.~~730819~~494565% 0.~~000000~~067935% 0.~~000000~~203804% 0.~~000000~~135870% 21.~~730819~~902174% 20.~~411537~~970896% 0.~~000000~~079513% 0.~~000000~~299352% 0.~~000000~~112487% 21.~~411537~~462247%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 5231,~~330~~687.4845 Class M-1 17,671,547.55 4.55014191% 17,670,780.96 4.92584559% 3.247792% 0.000000% Class M-2 9,515,547.55 2.45010187% 9,514,780.96 2.65230733% 2.273538% 0.000000% Class M-3 6,020,547.55 1.55019506% 6,019,780.96 1.67805325% 0.974254% 0.000000% Class M-4 4,078,547.55 1.05016100% 4,077,780.96 1.13670807% 0.541345% 0.000000% Class C 100.00 0.00002575% 100.00 0.00002788% 0.487177% 0.000000% Class P 0.00 0.00000000% 0.00 0.00000000% 0.000028% 0.000000% Class R-I 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 5.~~548927~~527046% Weighted Average Net Coupon 5.~~276360~~255735% Weighted Average Pass-Through Rate 5.~~263860~~243235% Weighted Average Maturity(Stepdown Calculation ) ~~350~~347 Beginning Scheduled Collateral Loan Count 1,~~553~~502 Number Of Loans Paid In Full 1530 Ending Scheduled Collateral Loan Count 1,~~538~~472 Beginning Scheduled Collateral Balance ~~379~~366,~~566~~895,~~394~~462.3894 Ending Scheduled Collateral Balance ~~376~~358,~~512~~735,~~139~~990.5651 Ending Actual Collateral Balance at 31-~~Jul~~Oct-2004 ~~376~~358,~~671~~895,~~146~~187.8823 Monthly P &I Constant 1,~~955~~886,~~492~~074.1170 Special Servicing Fee 0.00 Prepayment Penalties 039,353.0066 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~376~~358,~~512~~735,~~139~~990.5651 Scheduled Principal ~~200~~196,~~336~~201.9832 Unscheduled Principal 27,~~853~~963,~~917~~271.8411

Other Income 0(1,011.0038)

Miscellaneous Reporting General Excess Available Amt 1837,~~075,648~~215.2369 Extra Principal Distribution Amt 0.00 Overcollateralization Amt 1,747,680.96 Excess Overcollateralization Amt 0.00 Overcollateralization Deficit Amt 0.00 Overcollateralization Increase Amt 0.00 Overcollateralization Release Amt 0.00 Specified Overcollateralization Amt 1,747,680.96

Group Level Collateral Statement Group Group 1 Group 2 Total Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 6.~~076088~~056897 5.~~328904~~306799 5.~~548927~~527046 Weighted Average Net Rate 5.~~812232~~792874 5.~~052701~~032458 5.~~276360~~255735 Weighted Average Maturity ~~339~~336 ~~355~~352 ~~350~~347 Beginning Loan Count ~~444~~430 1,~~109~~072 1,~~553~~502 Loans Paid In Full 57 1023 1530 Ending Loan Count ~~439~~423 1,~~099~~049 1,~~538~~472 Beginning Scheduled Balance ~~111~~107,~~770~~729,~~736~~554.3677 ~~267~~259,~~795~~165,~~658~~908.0217 ~~379~~366,~~566~~895,~~394~~462.3894 Ending scheduled Balance ~~110~~105,~~533~~905,~~378~~332.1049 ~~265~~252,~~978~~830,~~761~~658.4602 ~~376~~358,~~512~~735,~~139~~990.5651 Record Date 0710/31/2004 0710/31/2004 0710/31/2004 Principal And Interest Constant ~~686~~662,~~455~~823.7009 1,~~269~~223,~~036~~251.4161 1,~~955~~886,~~492~~074.1170 Scheduled Principal ~~120~~119,~~514~~067.9845 7977,~~822~~133.0087 ~~200~~196,~~336~~201.9832 Unscheduled Principal 1,~~116~~705,~~843~~154.2883 16,~~737~~258,~~074~~116.5628 27,~~853~~963,~~917~~271.8411 Scheduled Interest ~~565~~543,~~940~~755.7264 1,~~189~~146,~~214~~117.4174 1,~~755~~689,~~155~~873.1338 Servicing Fees 2423,~~576~~702.1857 6159,~~638~~249.1675 8682,~~214~~952.3432 Master Servicing Fees 1,~~164~~122.2918 2,~~789~~699.5565 3,~~953~~821.8483 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~541~~518,~~364~~930.5289 1,~~127~~084,~~576~~168.1734 1,~~668~~603,~~940~~099.6923 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~799732~~780373 5.~~040201~~019958 5.~~263860~~243235

Filing Compare · HOMESTAR MORTGAGE ACCEP CORP ASST BACK CERTS SER 2004-2.