8-K 1 mlm04a02_nov.txt NOVEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A02 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-112231-19 Pooling and Servicing Agreement) (Commission 54-6636561 (State or other File Number) 54-6636562 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2004-A02 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A02 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A02 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/3/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A02 Trust, relating to the November 26, 2004 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 810/31/2004 Distribution Date: 911/2726/2004 MLM Series: 2004-A02 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 59020UGT6 SEQ 3.~~84456~~83821% ~~366~~352,~~467~~487,~~000~~443.0097 1,~~174~~127,~~085~~433.7050 512,~~877~~937,~~770~~360.2895 II-A1 59020UGU3 SEQ 4.~~69446~~69796% 22,~~505~~022,~~000~~212.0043 8886,~~040~~216.7224 ~~289~~167,~~233~~188.1481 II-A2 59020UGV1 SEQ 4.~~69446~~69796% 3029,~~000~~356,~~000~~426.0025 ~~117~~114,~~361~~929.5545 ~~385~~222,~~558~~868.5189 II-A3 59020UGW9 SEQ 4.~~69446~~69796% 2,~~100~~054,~~000~~949.0084 8,~~215~~045.3106 2615,~~989~~600.1082 M-1 59020UGX7 SUB 3.~~95482~~94968% 7,~~637~~627,~~000~~540.0040 25,~~169~~105.1131 4,~~695~~789.3451 M-2 59020UGY5 SUB 3.~~95482~~94968% 2,~~836~~832,~~000~~487.0018 9,~~346~~322.5586 1,~~743~~778.6158 M-3 59020UGZ2 SUB 3.~~95482~~94968% 1,~~528~~526,~~000~~107.0034 5,~~035~~023.8004 ~~939~~958.4428 B-1 MLM04A2B1 SUB 3.~~95482~~94968% 1,~~527~~525,~~000~~108.0057 5,~~032~~019.5075 ~~938~~957.8265 B-2 MLM04A2B2 SUB 3.~~95482~~94968% 1,~~090~~088,~~000~~649.0087 3,~~592~~583.2919 ~~670~~683.1559 B-3 MLM04A2B3 SUB 3.~~95482~~94968% ~~655~~654,~~701~~889.3112 2,~~160~~155.9850 ~~403~~411.1322 R-I MLM04A2RI SEQ 0.00000% 0.00 0.00 0.00 R-II MLM4A2RII SEQ 0.00000% 0.00 0.3238 0.00 Totals ~~436~~421,~~345~~175,~~701~~814.3197 1,~~438~~386,~~040~~834.8328 613,~~588~~352,~~941~~598.5230

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 ~~360~~339,~~589~~550,~~229~~083.7202 714,~~051~~064,~~855~~794.9845 0.00 II-A1 0.00 2221,~~215~~855,~~766~~023.8662 ~~377~~253,~~273~~405.8605 0.00 II-A2 0.00 29,~~614~~133,~~441~~557.4936 ~~502~~337,~~920~~798.0634 0.00 II-A3 0.00 2,~~073~~039,~~010~~349.9002 3523,~~204~~645.4188 0.00 M-1 0.00 7,~~632~~622,~~304~~750.6689 29,~~864~~894.4582 0.00 M-2 0.00 2,~~834~~830,~~256~~708.3959 11,~~090~~101.1644 0.00 M-3 0.00 1,~~527~~525,~~060~~149.5606 5,~~975~~981.2432 0.00 B-1 0.00 1,~~526~~524,~~061~~150.1892 5,~~971~~977.3240 0.00 B-2 0.00 1,~~089~~087,~~329~~966.8528 4,~~262~~266.4478 0.00 B-3 0.00 ~~655~~654,~~298~~477.1890 2,~~564~~566.1172 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.3238 0.00 Totals 0.00 ~~429~~407,~~756~~823,~~759~~216.7966 814,~~026~~739,~~982~~432.3558 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 366,467,000.00 ~~366~~352,~~467~~487,~~000~~443.0097 ~~209~~206,~~950~~732.9415 512,~~667~~730,~~819~~628.3480 0.00 0.00 II-A1 22,505,000.00 22,~~505~~022,~~000~~212.0043 2019,~~163~~952.2829 ~~269~~147,~~069~~236.8653 0.00 0.00 II-A2 30,000,000.00 3029,~~000~~356,~~000~~426.0025 26,~~878~~597.4014 ~~358~~196,~~680~~271.1175 0.00 0.00 II-A3 2,100,000.00 2,~~100~~054,~~000~~949.0084 1,~~881~~861.4980 2513,~~107~~739.6102 0.00 0.00 M-1 7,637,000.00 7,~~637~~627,~~000~~540.0040 4,~~695~~789.3451 0.00 0.00 0.00 M-2 2,836,000.00 2,~~836~~832,~~000~~487.0018 1,~~743~~778.6158 0.00 0.00 0.00 M-3 1,528,000.00 1,~~528~~526,~~000~~107.0034 ~~939~~958.4428 0.00 0.00 0.00 B-1 1,527,000.00 1,~~527~~525,~~000~~108.0057 ~~938~~957.8265 0.00 0.00 0.00 B-2 1,090,000.00 1,~~090~~088,~~000~~649.0087 ~~670~~683.1559 0.00 0.00 0.00 B-3 655,701.31 ~~655~~654,~~701~~889.3112 ~~403~~411.1322 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Totals 436,345,701.31 ~~436~~421,~~345~~175,~~701~~814.3197 ~~268,~~264,722.6021 613,~~320~~087,~~676~~876.9210 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 512,~~877~~937,~~770~~360.2895 ~~360~~339,~~589~~550,~~229~~083.7202 0.~~98396098~~92655023 512,~~877~~937,~~770~~360.2895 II-A1 ~~289~~167,~~233~~188.1481 2221,~~215~~855,~~766~~023.8662 0.~~98714805~~97111858 ~~289~~167,~~233~~188.1481 II-A2 ~~385~~222,~~558~~868.5189 29,~~614~~133,~~441~~557.4936 0.~~98714805~~97111858 ~~385~~222,~~558~~868.5189 II-A3 2615,~~989~~600.1082 2,~~073~~039,~~010~~349.9002 0.~~98714805~~97111858 2615,~~989~~600.1082 M-1 4,~~695~~789.3451 7,~~632~~622,~~304~~750.6689 0.~~99938519~~99813420 4,~~695~~789.3451 M-2 1,~~743~~778.6158 2,~~834~~830,~~256~~708.3959 0.~~99938519~~99813420 1,~~743~~778.6158 M-3 ~~939~~958.4428 1,~~527~~525,~~060~~149.5606 0.~~99938518~~99813420 ~~939~~958.4428 B-1 ~~938~~957.8265 1,~~526~~524,~~061~~150.1892 0.~~99938519~~99813420 ~~938~~957.8265 B-2 ~~670~~683.1559 1,~~089~~087,~~329~~966.8528 0.~~99938518~~99813420 ~~670~~683.1559 B-3 ~~403~~411.1322 ~~655~~654,~~298~~477.1890 0.~~99938519~~99813420 ~~403~~411.1322 R-I 0.00 0.00 0.00000000 0.00 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 Totals 613,~~588~~352,~~941~~598.5230 ~~429~~407,~~756~~823,~~759~~216.7966 0.~~98489972~~93463329 613,~~588~~352,~~941~~598.5230

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 366,467,000.00 ~~1000~~961.~~00000000~~85316541 0.~~57290545~~56412214 1534.~~46611111~~73881359 0.00000000 II-A1 22,505,000.00 ~~1000~~978.~~00000000~~54754188 0.~~89594668~~88657143 116.~~95600355~~54239191 0.00000000 II-A2 30,000,000.00 ~~1000~~978.~~00000000~~54754167 0.~~89594667~~88657133 116.~~95600367~~54239167 0.00000000 II-A3 2,100,000.00 ~~1000~~978.~~00000000~~54754286 0.~~89594762~~88657143 116.~~95600476~~54239048 0.00000000 M-1 7,637,000.00 ~~1000~~998.~~00000000~~76134608 0.~~61481472~~62714548 0.00000000 0.00000000 M-2 2,836,000.00 ~~1000~~998.~~00000000~~76134697 0.~~61481312~~62714386 0.00000000 0.00000000 M-3 1,528,000.00 ~~1000~~998.~~00000000~~76134817 0.~~61481675~~62714660 0.00000000 0.00000000 B-1 1,527,000.00 ~~1000~~998.~~00000000~~76134250 0.~~61481336~~62714473 0.00000000 0.00000000 B-2 1,090,000.00 ~~1000~~998.~~00000000~~76134862 0.~~61481651~~62714679 0.00000000 0.00000000 B-3 655,701.31 ~~1000~~998.~~00000000~~76134150 0.~~61480737~~62714531 0.00000000 0.00000000 R-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 1635.~~03901656~~30293574 ~~983~~926.~~96098344~~55022968 0.~~98396098~~92655023 1635.~~03901656~~30293574 II-A1 0.00000000 127.~~85195023~~42896290 ~~987~~971.~~14804977~~11857898 0.~~98714805~~97111858 127.~~85195023~~42896290 II-A2 0.00000000 127.~~85195033~~42896300 ~~987~~971.~~14804967~~11857867 0.~~98714805~~97111858 127.~~85195033~~42896300 II-A3 0.00000000 127.~~85195238~~42896190 ~~987~~971.~~14804762~~11858095 0.~~98714805~~97111858 127.~~85195238~~42896190 M-1 0.00000000 0.~~61481472~~62714548 ~~999~~998.~~38518528~~13420060 0.~~99938519~~99813420 0.~~61481472~~62714548 M-2 0.00000000 0.~~61481312~~62714386 ~~999~~998.~~38518688~~13419958 0.~~99938519~~99813420 0.~~61481312~~62714386 M-3 0.00000000 0.~~61481675~~62714660 ~~999~~998.~~38518325~~13420157 0.~~99938518~~99813420 0.~~61481675~~62714660 B-1 0.00000000 0.~~61481336~~62714473 ~~999~~998.~~38518664~~13419777 0.~~99938519~~99813420 0.~~61481336~~62714473 B-2 0.00000000 0.~~61481651~~62714679 ~~999~~998.~~38518349~~13420183 0.~~99938518~~99813420 0.~~61481651~~62714679 B-3 0.00000000 0.~~61480737~~62714531 ~~999~~998.~~38519263~~13419619 0.~~99938519~~99813420 0.~~61480737~~62714531 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 366,467,000.00 3.~~84456~~83821% ~~366~~352,~~467~~487,~~000~~443.0097 1,~~174~~127,~~085~~433.7050 0.00 0.00 II-A1 22,505,000.00 4.~~69446~~69796% 22,~~505~~022,~~000~~212.0043 8886,~~040~~216.7224 0.00 0.00 II-A2 30,000,000.00 4.~~69446~~69796% 3029,~~000~~356,~~000~~426.0025 ~~117~~114,~~361~~929.5545 0.00 0.00 II-A3 2,100,000.00 4.~~69446~~69796% 2,~~100~~054,~~000~~949.0084 8,~~215~~045.3106 0.00 0.00 M-1 7,637,000.00 3.~~95482~~94968% 7,~~637~~627,~~000~~540.0040 25,~~169~~105.1131 0.00 0.00 M-2 2,836,000.00 3.~~95482~~94968% 2,~~836~~832,~~000~~487.0018 9,~~346~~322.5586 0.00 0.00 M-3 1,528,000.00 3.~~95482~~94968% 1,~~528~~526,~~000~~107.0034 5,~~035~~023.8004 0.00 0.00 B-1 1,527,000.00 3.~~95482~~94968% 1,~~527~~525,~~000~~108.0057 5,~~032~~019.5075 0.00 0.00 B-2 1,090,000.00 3.~~95482~~94968% 1,~~090~~088,~~000~~649.0087 3,~~592~~583.2919 0.00 0.00 B-3 655,701.31 3.~~95482~~94968% ~~655~~654,~~701~~889.3112 2,~~160~~155.9850 0.00 0.00 R-I 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 436,345,701.31 1,~~438~~386,~~040~~833.5190 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0.00 0.00 1,~~174~~127,~~085~~433.7050 0.00 ~~360~~339,~~589~~550,~~229~~083.7202 II-A1 0.00 0.00 8886,~~040~~216.7224 0.00 2221,~~215~~855,~~766~~023.8662 II-A2 0.00 0.00 ~~117~~114,~~361~~929.5545 0.00 29,~~614~~133,~~441~~557.4936 II-A3 0.00 0.00 8,~~215~~045.3106 0.00 2,~~073~~039,~~010~~349.9002 M-1 0.00 0.00 25,~~169~~105.1131 0.00 7,~~632~~622,~~304~~750.6689 M-2 0.00 0.00 9,~~346~~322.5586 0.00 2,~~834~~830,~~256~~708.3959 M-3 0.00 0.00 5,~~035~~023.8004 0.00 1,~~527~~525,~~060~~149.5606 B-1 0.00 0.00 5,~~032~~019.5075 0.00 1,~~526~~524,~~061~~150.1892 B-2 0.00 0.00 3,~~592~~583.2919 0.00 1,~~089~~087,~~329~~966.8528 B-3 0.00 0.00 2,~~160~~155.9850 0.00 ~~655~~654,~~298~~477.1890 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.3238 0.00 0.00 Totals 0.00 0.00 1,~~438~~386,~~040~~834.8328 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 366,467,000.00 3.~~84456~~83821% ~~1000~~961.~~00000000~~85316541 3.~~20379652~~07649393 0.00000000 0.00000000 II-A1 22,505,000.00 4.~~69446~~69796% ~~1000~~978.~~00000000~~54754188 3.~~91205154~~83098156 0.00000000 0.00000000 II-A2 30,000,000.00 4.~~69446~~69796% ~~1000~~978.~~00000000~~54754167 3.~~91205167~~83098167 0.00000000 0.00000000 II-A3 2,100,000.00 4.~~69446~~69796% ~~1000~~978.~~00000000~~54754286 3.~~91205238~~83098095 0.00000000 0.00000000 M-1 7,637,000.00 3.~~95482~~94968% ~~1000~~998.~~00000000~~76134608 3.~~29568024~~28732618 0.00000000 0.00000000 M-2 2,836,000.00 3.~~95482~~94968% ~~1000~~998.~~00000000~~76134697 3.~~29568054~~28732722 0.00000000 0.00000000 M-3 1,528,000.00 3.~~95482~~94968% ~~1000~~998.~~00000000~~76134817 3.~~29568063~~28732984 0.00000000 0.00000000 B-1 1,527,000.00 3.~~95482~~94968% ~~1000~~998.~~00000000~~76134250 3.~~29567780~~28732809 0.00000000 0.00000000 B-2 1,090,000.00 3.~~95482~~94968% ~~1000~~998.~~00000000~~76134862 3.~~29567890~~28733028 0.00000000 0.00000000 B-3 655,701.31 3.~~95482~~94968% ~~1000~~998.~~00000000~~76134150 3.~~29567742~~28731995 0.00000000 0.00000000 R-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.00000000 0.00000000 3.~~20379652~~07649393 0.00000000 ~~983~~926.~~96098344~~55022968 II-A1 0.00000000 0.00000000 3.~~91205154~~83098156 0.00000000 ~~987~~971.~~14804977~~11857898 II-A2 0.00000000 0.00000000 3.~~91205167~~83098167 0.00000000 ~~987~~971.~~14804967~~11857867 II-A3 0.00000000 0.00000000 3.~~91205238~~83098095 0.00000000 ~~987~~971.~~14804762~~11858095 M-1 0.00000000 0.00000000 3.~~29568024~~28732618 0.00000000 ~~999~~998.~~38518528~~13420060 M-2 0.00000000 0.00000000 3.~~29568054~~28732722 0.00000000 ~~999~~998.~~38518688~~13419958 M-3 0.00000000 0.00000000 3.~~29568063~~28732984 0.00000000 ~~999~~998.~~38518325~~13420157 B-1 0.00000000 0.00000000 3.~~29567780~~28732809 0.00000000 ~~999~~998.~~38518664~~13419777 B-2 0.00000000 0.00000000 3.~~29567890~~28733028 0.00000000 ~~999~~998.~~38518349~~13420183 B-3 0.00000000 0.00000000 3.~~29567742~~28731995 0.00000000 ~~999~~998.~~38519263~~13419619 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 814,~~117~~827,~~887~~177.7255 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 814,~~117~~827,~~887~~177.7255 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 9087,~~905~~744.3696 Payment of Interest and Principal 814,~~026~~739,~~982~~432.3659 Total Withdrawals (Pool Distribution Amount) 814,~~117~~827,~~887~~177.7255 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 9087,~~905~~744.3696 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 9087,~~905~~744.3696

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 06 0 0 0 06 01,935,805.0097 0.00 0.00 0.00 01,935,805.0097 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 06 0 0 0 06 01,935,805.0097 0.00 0.00 0.00 01,935,805.0097 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~546448% 0.000000% 0.000000% 0.000000% 0.~~000000~~546448% 0.~~000000~~474434% 0.000000% 0.000000% 0.000000% 0.~~000000~~474434% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~546448% 0.000000% 0.000000% 0.000000% 0.~~000000~~546448% 0.~~000000~~474434% 0.000000% 0.000000% 0.000000% 0.~~000000~~474434%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 04 0 0 0 04 01,641,670.0074 0.00 0.00 0.00 01,641,670.0074 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 04 0 0 0 04 01,641,670.0074 0.00 0.00 0.00 01,641,670.0074 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~418410% 0.000000% 0.000000% 0.000000% 0.~~000000~~418410% 0.~~000000~~465088% 0.000000% 0.000000% 0.000000% 0.~~000000~~465088% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~418410% 0.000000% 0.000000% 0.000000% 0.~~000000~~418410% 0.~~000000~~465088% 0.000000% 0.000000% 0.000000% 0.~~000000~~465088% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0294,135.0023 0.00 0.00 0.00 0294,135.0023 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 0294,135.0023 0.00 0.00 0.00 0294,135.0023 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~408451% 0.000000% 0.000000% 0.000000% 01.~~000000~~408451% 0.~~000000~~534361% 0.000000% 0.000000% 0.000000% 0.~~000000~~534361% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~408451% 0.000000% 0.000000% 0.000000% 01.~~000000~~408451% 0.~~000000~~534361% 0.000000% 0.000000% 0.000000% 0.~~000000~~534361%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 08,186.0065

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 104,376.00 0.02392048% 104,376.00 0.~~02428723~~02559344% Fraud 4,363,457.00 1.00000000% 4,363,457.00 1.~~01533179~~06993835% Special Hazard 4,363,457.00 1.00000000% 4,363,457.00 1.~~01533179~~06993835% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 4.~~204775~~201322% Weighted Average Net Coupon 3.~~954775~~951322% Weighted Average Pass-Through Rate 3.~~954775~~951322% Weighted Average Maturity(Stepdown Calculation ) ~~358~~356 Beginning Scheduled Collateral Loan Count 1,~~162~~127 Number Of Loans Paid In Full 1629 Ending Scheduled Collateral Loan Count 1,~~146~~098 Beginning Scheduled Collateral Balance ~~436~~421,~~345~~175,~~701~~814.3197 Ending Scheduled Collateral Balance ~~429~~407,~~756~~823,~~759~~216.7966 Ending Actual Collateral Balance at 31-~~Aug~~Oct-2004 ~~429~~408,~~960~~024,~~036~~595.4908 Monthly P &I Constant 1,~~797~~739,~~210~~301.8439 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~268,~~264,722.6021 Unscheduled Principal 613,~~320~~087,~~676~~876.9210

Group Level Collateral Statement Group Group 1 Group 2 Total Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 4.~~094557~~088209 4.~~944462~~947962 4.~~204775~~201322 Weighted Average Net Rate 3.~~844557~~838209 4.~~694462~~697962 3.~~954775~~951322 Weighted Average Maturity ~~359~~ 357 ~~358~~355 356 Beginning Loan Count ~~1,016~~984 ~~146~~143 1,~~162~~127 Loans Paid In Full 1428 21 1629 Ending Loan Count ~~1,002~~956 ~~144~~142 1,~~146~~098 Beginning Scheduled Balance ~~379~~365,~~759~~764,~~194~~281.5950 5655,~~586~~411,~~507~~533.7247 ~~436~~421,~~345~~175,~~702~~814.3197 Ending scheduled Balance ~~373~~352,~~873~~819,~~809~~133.1475 55,~~882~~004,~~950~~082.6591 ~~429~~407,~~756~~823,~~759~~216.7966 Record Date 0810/31/2004 0810/31/2004 0810/31/2004 Principal And Interest Constant 1,~~513~~460,~~354~~619.1767 ~~283~~278,~~856~~681.6772 1,~~797~~739,~~210~~301.8439 Scheduled Principal ~~217~~214,~~566~~518.1195 50,~~698~~203.4926 ~~268,~~264,722.6021 Unscheduled Principal 512,~~667~~730,~~819~~628.3480 ~~652~~357,~~857~~247.5830 613,~~320~~087,~~676~~876.9210 Scheduled Interest 1,~~295~~246,~~788~~100.0672 ~~233~~228,~~158~~478.1846 1,~~528~~474,~~946~~579.2418 Servicing Fees 7976,~~116~~200.5089 11,~~788~~544.8607 9087,~~905~~744.3696 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~216~~169,~~671~~899.5683 ~~221~~216,~~369~~934.3239 1,~~438~~386,~~040~~834.8822 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.~~844557~~838209 4.~~694462~~697962 3.~~954775~~951322

Filing Compare · MERRILL LYNCH MORT INV INC MLMI Series 2004-A2