8-K 1 mlm04a01_nov.txt NOVEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106175-15 54-2144772 Pooling and Servicing Agreement) (Commission 54-2144773 (State or other File Number) 54-2144774 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2004-A01 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A01 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A01 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/30/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A01 Trust, relating to the November 26, 2004 distribution. EX-99.1

Merrill Lynch Mortgage ~~Investors~~Loans, ~~Trust~~Inc. Mortgage Pass-Through Certificates Record Date: 810/31/2004 Distribution Date: 911/2726/2004 MLM Series: 2004-A01 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 59020UAA3 SEQ 4.~~17222~~15374% 8882,~~581~~251,~~040~~306.6860 ~~307~~284,~~983~~708.0677 2,~~022~~401,~~816~~064.6432 II-A1 59020UAB1 SEQ 4.67000% ~~149~~144,~~327~~435,~~008~~226.9847 ~~581~~562,~~130~~093.9476 23,~~027~~840,~~186~~782.5204 II-A2 59020UAC9 SEQ 4.~~70934~~69763% ~~154~~149,~~294~~239,~~321~~815.7372 ~~605~~584,~~519~~227.8183 23,~~094~~968,~~620~~544.2036 II-AIO 59020UAD7 IO 0.~~03934~~02763% 0.00 43,~~894~~325.9258 0.00 III-A 59020UAE5 SEQ 4.~~90722~~90484% 5755,~~023~~328,~~713~~163.5643 ~~233~~226,~~190~~146.0229 ~~206~~452,~~200~~541.4467 IV-A 59020UAF2 SEQ 5.~~38917~~38240% 3332,~~960~~021,~~531~~096.2332 ~~152~~143,~~515~~625.7727 120,~~919,149~~316.6774 M-1 59020UAG0 SUB 4.~~68732~~67589% 10,~~236~~224,~~779~~843.0066 39,~~985~~841.8689 5,~~954~~996.5475 M-2 59020UAH8 SUB 4.~~68732~~67589% 4,~~214~~209,~~499~~585.4665 16,~~462~~402.2598 2,~~451~~468.5087 M-3 59020UAJ4 SUB 4.~~68732~~67589% 2,~~407~~404,~~715~~908.9371 9,~~404~~370.7791 1,~~400~~410.5245 B-1 MLM04A1B1 SUB 4.~~68732~~67589% 1,~~505~~504,~~819~~063.0335 5,~~881~~860.8870 ~~875~~882.9111 B-2 MLM04A1B2 SUB 4.~~68732~~67589% 1,~~805~~803,~~786~~681.9553 7,~~053~~028.5818 1,~~050~~057.3984 B-3 MLM04A1B3 SUB 4.~~68732~~67589% 1,~~206~~205,~~413~~006.1858 4,~~712~~695.3740 ~~701~~706.7572 R-I MLM04A1R1 SEQ 0.00000% 0.00 0.00 0.00 R-II MLM04A1R2 SEQ 0.00000% 0.00 0.00 0.00 R-III MLM04A1R3 SEQ 0.00000% 0.00 0.00 0.00 Totals ~~504~~484,~~563~~627,~~629~~698.7302 1,~~968~~887,~~735~~327.2356 810,~~282~~695,~~408~~771.0887

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 8679,~~558~~850,~~224~~242.0429 2,~~330~~685,~~799~~773.7009 0.00 II-A1 0.00 ~~147~~140,~~299~~594,~~822~~444.4643 24,~~608~~402,~~317~~875.4680 0.00 II-A2 0.00 ~~152~~145,~~199~~271,~~701~~271.5336 24,~~700~~552,~~140~~772.0119 0.00 II-AIO 0.00 0.00 43,~~894~~325.9258 0.00 III-A 0.00 5654,~~817~~875,~~513~~621.1376 ~~439~~678,~~390~~687.4696 0.00 IV-A 0.00 32,~~041~~000,~~381~~779.5657 2163,~~071,665~~942.4401 0.00 M-1 0.00 10,~~230~~218,~~824~~846.4691 45,~~940~~838.4064 0.00 M-2 0.00 4,~~212~~207,~~047~~116.9678 18,~~913~~871.7585 0.00 M-3 0.00 2,~~406~~403,~~315~~498.4126 10,~~805~~781.2936 0.00 B-1 0.00 1,~~504~~503,~~943~~181.1224 6,~~757~~742.7981 0.00 B-2 0.00 1,~~804~~802,~~736~~623.5670 8,~~103~~086.9702 0.00 B-3 0.00 1,~~205~~204,~~711~~299.4386 5,~~414~~402.12 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 Totals 0.00 ~~496~~473,~~281~~931,~~221~~926.6616 1012,~~251~~583,~~143~~099.3143 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 109,745,000.00 8882,~~581~~251,~~040~~306.6860 7470,~~865~~237.0548 12,~~947~~330,~~951~~826.5984 0.00 0.00 II-A1 174,750,000.00 ~~149~~144,~~327~~435,~~008~~226.9847 5857,~~972~~027.9988 13,~~968~~783,~~213~~754.5316 0.00 0.00 II-A2 180,563,000.00 ~~154~~149,~~294~~239,~~321~~815.7372 6058,~~934~~924.7190 23,~~033~~909,~~685~~619.4946 0.00 0.00 II-AIO 0.00 0.00 0.00 0.00 0.00 0.00 III-A 70,421,000.00 5755,~~023~~328,~~713~~163.5643 65,~~808~~099.9317 ~~140~~387,~~391~~442.5150 0.00 0.00 IV-A 47,251,000.00 3332,~~960~~021,~~531~~096.2332 17,~~864~~101.8514 13,~~901,284~~215.8260 0.00 0.00 M-1 10,272,000.00 10,~~236~~224,~~779~~843.0066 5,~~954~~996.5475 0.00 0.00 0.00 M-2 4,229,000.00 4,~~214~~209,~~499~~585.4665 2,~~451~~468.5087 0.00 0.00 0.00 M-3 2,416,000.00 2,~~407~~404,~~715~~908.9371 1,~~400~~410.5245 0.00 0.00 0.00 B-1 1,511,000.00 1,~~505~~504,~~819~~063.0335 ~~875~~882.9111 0.00 0.00 0.00 B-2 1,812,000.00 1,~~805~~803,~~786~~681.9553 1,~~050~~057.3984 0.00 0.00 0.00 B-3 1,210,564.00 1,~~206~~205,~~413~~006.1858 ~~701~~706.7572 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 0.00 Totals 604,180,564.00 ~~504~~484,~~563~~627,~~629~~698.7302 ~~290~~280,~~881~~913.1431 710,~~991~~414,~~526~~858.9456 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 2,~~022~~401,~~816~~064.6432 8679,~~558~~850,~~224~~242.0429 0.~~78872135~~72759800 2,~~022~~401,~~816~~064.6432 II-A1 23,~~027~~840,~~186~~782.5204 ~~147~~140,~~299~~594,~~822~~444.4643 0.~~84291744~~80454618 23,~~027~~840,~~186~~782.5204 II-A2 23,~~094~~968,~~620~~544.2036 ~~152~~145,~~199~~271,~~701~~271.5336 0.~~84291744~~80454618 23,~~094~~968,~~620~~544.2036 II-AIO 0.00 0.00 0.00000000 0.00 III-A ~~206~~452,~~200~~541.4467 5654,~~817~~875,~~513~~621.1376 0.~~80682628~~77925082 ~~206~~452,~~200~~541.4467 IV-A 120,~~919,149~~316.6774 32,~~041~~000,~~381~~779.5657 0.~~67811013~~67725084 120,~~919,149~~316.6774 M-1 5,~~954~~996.5475 10,~~230~~218,~~824~~846.4691 0.~~99599148~~99482544 5,~~954~~996.5475 M-2 2,~~451~~468.5087 4,~~212~~207,~~047~~116.9678 0.~~99599148~~99482544 2,~~451~~468.5087 M-3 1,~~400~~410.5245 2,~~406~~403,~~315~~498.4126 0.~~99599148~~99482544 1,~~400~~410.5245 B-1 ~~875~~882.9111 1,~~504~~503,~~943~~181.1224 0.~~99599148~~99482544 ~~875~~882.9111 B-2 1,~~050~~057.3984 1,~~804~~802,~~736~~623.5670 0.~~99599148~~99482544 1,~~050~~057.3984 B-3 ~~701~~706.7572 1,~~205~~204,~~711~~299.4386 0.~~99599148~~99482544 ~~701~~706.7572 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 Totals 810,~~282~~695,~~408~~771.0887 ~~496~~473,~~281~~931,~~221~~926.6616 0.~~82141209~~78442101 810,~~282~~695,~~408~~771.0887

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 109,745,000.00 ~~807~~749.~~15331614~~47657388 0.~~68217276~~64000620 1721.~~74979808~~23856978 0.00000000 II-A1 174,750,000.00 ~~854~~826.~~51793408~~52490112 0.~~33747062~~32633980 1121.~~26302449~~65238432 0.00000000 II-A2 180,563,000.00 ~~854~~826.~~51793407~~52490111 0.~~33747063~~32633984 1121.~~26302448~~65238426 0.00000000 II-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 III-A 70,421,000.00 ~~809~~785.~~75438520~~67704847 0.~~93450718~~92442837 15.~~99360290~~50180344 0.00000000 IV-A 47,251,000.00 ~~718~~677.~~72619056~~68081776 0.~~37808406~~36192123 400.~~23798057~~06805359 0.00000000 M-1 10,272,000.00 ~~996~~995.~~57116433~~40923481 0.~~57968653~~58379576 0.00000000 0.00000000 M-2 4,229,000.00 ~~996~~995.~~57116576~~40923386 0.~~57968787~~58379522 0.00000000 0.00000000 M-3 2,416,000.00 ~~996~~995.~~57116308~~40923427 0.~~57968543~~58379553 0.00000000 0.00000000 B-1 1,511,000.00 ~~996~~995.~~57116479~~40923230 0.~~57968895~~58379219 0.00000000 0.00000000 B-2 1,812,000.00 ~~996~~995.~~57116446~~40923289 0.~~57968543~~58379691 0.00000000 0.00000000 B-3 1,210,564.00 ~~996~~995.~~57116848~~40923074 0.~~57968848~~58379400 0.00000000 0.00000000 R-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 1821.~~43197084~~87857597 ~~788~~727.~~72134530~~59799800 0.~~78872135~~72759800 1821.~~43197084~~87857597 II-A1 0.00000000 1121.~~60049511~~97872412 ~~842~~804.~~91743897~~54617700 0.~~84291744~~80454618 1121.~~60049511~~97872412 II-A2 0.00000000 1121.~~60049512~~97872410 ~~842~~804.~~91743895~~54617701 0.~~84291744~~80454618 1121.~~60049512~~97872410 II-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 III-A 0.00000000 26.~~92811008~~42623181 ~~806~~779.~~82627526~~25081666 0.~~80682628~~77925082 26.~~92811008~~42623181 IV-A 0.00000000 400.~~61606463~~42997482 ~~678~~677.~~11012592~~25084273 0.~~67811013~~67725084 400.~~61606463~~42997482 M-1 0.00000000 0.~~57968653~~58379576 ~~995~~994.~~99147780~~82543906 0.~~99599148~~99482544 0.~~57968653~~58379576 M-2 0.00000000 0.~~57968787~~58379522 ~~995~~994.~~99147789~~82543864 0.~~99599148~~99482544 0.~~57968787~~58379522 M-3 0.00000000 0.~~57968543~~58379553 ~~995~~994.~~99147765~~82543874 0.~~99599148~~99482544 0.~~57968543~~58379553 B-1 0.00000000 0.~~57968895~~58379219 ~~995~~994.~~99147584~~82544011 0.~~99599148~~99482544 0.~~57968895~~58379219 B-2 0.00000000 0.~~57968543~~58379691 ~~995~~994.~~99147903~~82544150 0.~~99599148~~99482544 0.~~57968543~~58379691 B-3 0.00000000 0.~~57968848~~58379400 ~~995~~994.~~99148000~~82543674 0.~~99599148~~99482544 0.~~57968848~~58379400 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 109,745,000.00 4.~~17222~~15374% 8882,~~581~~251,~~040~~306.6860 ~~307~~284,~~983~~708.0677 0.00 0.00 II-A1 174,750,000.00 4.67000% ~~149~~144,~~327~~435,~~008~~226.9847 ~~581~~562,~~130~~093.9476 0.00 0.00 II-A2 180,563,000.00 4.~~70934~~69763% ~~154~~149,~~294~~239,~~321~~815.7372 ~~605~~584,~~519~~227.8182 0.00 0.00 II-AIO 0.00 0.~~03934~~02763% ~~149~~144,~~327~~435,~~008~~226.9847 43,~~894~~325.9258 0.00 0.00 III-A 70,421,000.00 4.~~90722~~90484% 5755,~~023~~328,~~713~~163.5643 ~~233~~226,~~190~~146.0229 0.00 0.00 IV-A 47,251,000.00 5.~~38917~~38240% 3332,~~960~~021,~~531~~096.2332 ~~152~~143,~~515~~625.7727 0.00 0.00 M-1 10,272,000.00 4.~~68732~~67589% 10,~~236~~224,~~779~~843.0066 39,~~985~~841.8689 0.00 0.00 M-2 4,229,000.00 4.~~68732~~67589% 4,~~214~~209,~~499~~585.4665 16,~~462~~402.2598 0.00 0.00 M-3 2,416,000.00 4.~~68732~~67589% 2,~~407~~404,~~715~~908.9371 9,~~404~~370.7791 0.00 0.00 B-1 1,511,000.00 4.~~68732~~67589% 1,~~505~~504,~~819~~063.0335 5,~~881~~860.8870 0.00 0.00 B-2 1,812,000.00 4.~~68732~~67589% 1,~~805~~803,~~786~~681.9553 7,~~053~~028.5818 0.00 0.00 B-3 1,210,564.00 4.~~68732~~67589% 1,~~206~~205,~~413~~006.1858 4,~~712~~695.3740 0.00 0.00 R-I 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 R-III 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 604,180,564.00 1,~~968~~887,~~735~~327.2355 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0.00 0.00 ~~307~~284,~~983~~708.0677 0.00 8679,~~558~~850,~~224~~242.0429 II-A1 0.00 0.00 ~~581~~562,~~130~~093.9476 0.00 ~~147~~140,~~299~~594,~~822~~444.4643 II-A2 0.00 0.00 ~~605~~584,~~519~~227.8183 0.00 ~~152~~145,~~199~~271,~~701~~271.5336 II-AIO 0.00 0.00 43,~~894~~325.9258 0.00 ~~147~~140,~~299~~594,~~822~~444.4643 III-A 0.00 0.00 ~~233~~226,~~190~~146.0229 0.00 5654,~~817~~875,~~513~~621.1376 IV-A 0.00 0.00 ~~152~~143,~~515~~625.7727 0.00 32,~~041~~000,~~381~~779.5657 M-1 0.00 0.00 39,~~985~~841.8689 0.00 10,~~230~~218,~~824~~846.4691 M-2 0.00 0.00 16,~~462~~402.2598 0.00 4,~~212~~207,~~047~~116.9678 M-3 0.00 0.00 9,~~404~~370.7791 0.00 2,~~406~~403,~~315~~498.4126 B-1 0.00 0.00 5,~~881~~860.8870 0.00 1,~~504~~503,~~943~~181.1224 B-2 0.00 0.00 7,~~053~~028.5818 0.00 1,~~804~~802,~~736~~623.5670 B-3 0.00 0.00 4,~~712~~695.3740 0.00 1,~~205~~204,~~711~~299.4386 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1,~~968~~887,~~735~~327.2356 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 109,745,000.00 4.~~17222~~15374% ~~807~~749.~~15331614~~47657388 2.~~80635163~~59427555 0.00000000 0.00000000 II-A1 174,750,000.00 4.67000% ~~854~~826.~~51793408~~52490112 3.~~32549894~~21655943 0.00000000 0.00000000 II-A2 180,563,000.00 4.~~70934~~69763% ~~854~~826.~~51793407~~52490111 3.~~35350991~~23558990 0.00000000 0.00000000 II-AIO 0.00 0.~~03934~~02763% ~~854~~826.~~51793408~~52490112 0.~~02801099~~01903050 0.00000000 0.00000000 III-A 70,421,000.00 4.~~90722~~90484% ~~809~~785.~~75438520~~67704847 3.~~31137047~~21134733 0.00000000 0.00000000 IV-A 47,251,000.00 5.~~38917~~38240% ~~718~~677.~~72619056~~68081776 3.~~22777867~~03962392 0.00000000 0.00000000 M-1 10,272,000.00 4.~~68732~~67589% ~~996~~995.~~57116433~~40923481 3.~~89270444~~87868867 0.00000000 0.00000000 M-2 4,229,000.00 4.~~68732~~67589% ~~996~~995.~~57116576~~40923386 3.~~89270513~~87869000 0.00000000 0.00000000 M-3 2,416,000.00 4.~~68732~~67589% ~~996~~995.~~57116308~~40923427 3.~~89270281~~87868791 0.00000000 0.00000000 B-1 1,511,000.00 4.~~68732~~67589% ~~996~~995.~~57116479~~40923230 3.~~89270682~~87868961 0.00000000 0.00000000 B-2 1,812,000.00 4.~~68732~~67589% ~~996~~995.~~57116446~~40923289 3.~~89270419~~87868653 0.00000000 0.00000000 B-3 1,210,564.00 4.~~68732~~67589% ~~996~~995.~~57116848~~40923074 3.~~89270621~~87868795 0.00000000 0.00000000 R-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.00000000 0.00000000 2.~~80635163~~59427555 0.00000000 ~~788~~727.~~72134530~~59799800 II-A1 0.00000000 0.00000000 3.~~32549894~~21655943 0.00000000 ~~842~~804.~~91743897~~54617700 II-A2 0.00000000 0.00000000 3.~~35350991~~23558996 0.00000000 ~~842~~804.~~91743895~~54617701 II-AIO 0.00000000 0.00000000 0.~~02801099~~01903050 0.00000000 ~~842~~804.~~91743897~~54617700 III-A 0.00000000 0.00000000 3.~~31137047~~21134733 0.00000000 ~~806~~779.~~82627526~~25081666 IV-A 0.00000000 0.00000000 3.~~22777867~~03962392 0.00000000 ~~678~~677.~~11012592~~25084273 M-1 0.00000000 0.00000000 3.~~89270444~~87868867 0.00000000 ~~995~~994.~~99147780~~82543906 M-2 0.00000000 0.00000000 3.~~89270513~~87869000 0.00000000 ~~995~~994.~~99147789~~82543864 M-3 0.00000000 0.00000000 3.~~89270281~~87868791 0.00000000 ~~995~~994.~~99147765~~82543874 B-1 0.00000000 0.00000000 3.~~89270682~~87868961 0.00000000 ~~995~~994.~~99147584~~82544011 B-2 0.00000000 0.00000000 3.~~89270419~~87868653 0.00000000 ~~995~~994.~~99147903~~82544150 B-3 0.00000000 0.00000000 3.~~89270621~~87868795 0.00000000 ~~995~~994.~~99148000~~82543674 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1012,~~357~~685,~~396~~197.1598 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1012,~~357~~685,~~396~~197.1598 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~106~~102,~~252~~098.8454 Payment of Interest and Principal 1012,~~251~~583,~~143~~099.3144 Total Withdrawals (Pool Distribution Amount) 1012,~~357~~685,~~396~~197.1598 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~106~~102,~~252~~098.8454 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~106~~102,~~252~~098.8454

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 074,946.00 0.00 0.00 074,946.00 30 Days 1018 0 0 0 1018 57,~~877~~600,~~297~~034.0180 0.00 0.00 0.00 57,~~877~~600,~~297~~034.0180 60 Days 2 0 0 0 2 1,~~072~~215,~~751~~809.7377 0.00 0.00 0.00 1,~~072~~215,~~751~~809.7377 90 Days 10 0 0 0 10 ~~646,325~~0.4800 0.00 0.00 0.00 ~~646,325~~0.4800 120 Days 0 0 10 0 10 0.00 0.00 ~~616,063~~0.0500 0.00 ~~616,063~~0.0500 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 10 0 10 0.00 0.00 ~~1,102,400~~0.00 0.00 ~~1,102,400~~0.00 Totals 1320 1 0 2 0 1521 78,~~596~~815,~~374~~844.2257 074,946.00 ~~1,718,463~~0.0500 0.00 98,~~314~~890,~~837~~790.2757 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~090416% 0.000000% 0.000000% 0.~~000000~~090416% 0.~~000000~~015807% 0.000000% 0.000000% 0.~~000000~~015807% 30 Days 01.~~864304~~627486% 0.000000% 0.000000% 0.000000% 01.~~864304~~627486% 1.~~183750~~602895% 0.000000% 0.000000% 0.000000% 1.~~183750~~602895% 60 Days 0.~~172861~~180832% 0.000000% 0.000000% 0.000000% 0.~~172861~~180832% 0.~~216064~~256422% 0.000000% 0.000000% 0.000000% 0.~~216064~~256422% 90 Days 0.~~086430~~000000% 0.000000% 0.000000% 0.000000% 0.~~086430~~000000% 0.~~130177~~000000% 0.000000% 0.000000% 0.000000% 0.~~130177~~000000% 120 Days 0.000000% 0.000000% 0.~~086430~~000000% 0.000000% 0.~~086430~~000000% 0.000000% 0.000000% 0.~~124082~~000000% 0.000000% 0.~~124082~~000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.~~086430~~000000% 0.000000% 0.~~086430~~000000% 0.000000% 0.000000% 0.~~222035~~000000% 0.000000% 0.~~222035~~000000% Totals 1.~~123596~~808318% 0.~~000000~~090416% 0.~~172861~~000000% 0.000000% 1.~~296456~~898734% 1.~~529990~~859316% 0.~~000000~~015807% 0.~~346117~~000000% 0.000000% 1.~~876107~~875123%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 03 0 0 0 03 0697,144.0062 0.00 0.00 0.00 0697,144.0062 60 Days 10 0 0 0 10 ~~232,000~~0.00 0.00 0.00 0.00 ~~232,000~~0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 0 0 13 ~~232~~697,~~000~~144.0062 0.00 0.00 0.00 ~~232~~697,~~000~~144.0062 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~376147% 0.000000% 0.000000% 0.000000% 01.~~000000~~376147% 0.~~000000~~830859% 0.000000% 0.000000% 0.000000% 0.~~000000~~830859% 60 Days 0.~~423729~~000000% 0.000000% 0.000000% 0.000000% 0.~~423729~~000000% 0.~~256009~~000000% 0.000000% 0.000000% 0.000000% 0.~~256009~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~423729~~376147% 0.000000% 0.000000% 0.000000% 01.~~423729~~376147% 0.~~256009~~830859% 0.000000% 0.000000% 0.000000% 0.~~256009~~830859% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 074,946.00 0.00 0.00 074,946.00 30 Days 811 0 0 0 811 34,~~022~~809,~~122~~736.9269 0.00 0.00 0.00 34,~~022~~809,~~122~~736.9269 60 Days 12 0 0 0 12 ~~840~~1,~~751~~215,809.7377 0.00 0.00 0.00 ~~840~~1,~~751~~215,809.7377 90 Days 10 0 0 0 10 ~~646,325~~0.4800 0.00 0.00 0.00 ~~646,325~~0.4800 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 10 0 10 0.00 0.00 ~~1,102,400~~0.00 0.00 ~~1,102,400~~0.00 Totals 1013 0 1 0 110 414 6,~~509~~025,~~200~~546.1346 074,946.00 ~~1,102,400~~0.00 0.00 56,~~611~~100,~~600~~492.1346 0-29 Days 0.~~000000~~144300% 0.000000% 0.000000% 0.~~000000~~144300% 0.~~000000~~025066% 0.000000% 0.000000% 0.~~000000~~025066% 30 Days 1.~~106501~~587302% 0.000000% 0.000000% 0.000000% 1.~~106501~~587302% 01.~~966642~~608651% 0.000000% 0.000000% 0.000000% 01.~~966642~~608651% 60 Days 0.~~138313~~288600% 0.000000% 0.000000% 0.000000% 0.~~138313~~288600% 0.~~268919~~406636% 0.000000% 0.000000% 0.000000% 0.~~268919~~406636% 90 Days 0.~~138313~~000000% 0.000000% 0.000000% 0.000000% 0.~~138313~~000000% 0.~~206731~~000000% 0.000000% 0.000000% 0.000000% 0.~~206731~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.~~138313~~000000% 0.000000% 0.~~138313~~000000% 0.000000% 0.000000% 0.~~352609~~000000% 0.000000% 0.~~352609~~000000% Totals 1.~~383126~~875902% 0.~~000000~~144300% 0.~~138313~~000000% 0.000000% 12.~~521438~~020202% 12.~~442292~~015287% 0.~~000000~~025066% 0.~~352609~~000000% 0.000000% 12.~~794900~~040353% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 13 0 0 0 13 ~~642~~1,~~210~~703,153.6349 0.00 0.00 0.00 ~~642~~1,~~210~~703,153.6349 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 10 0 10 0.00 0.00 ~~616,063~~0.0500 0.00 ~~616,063~~0.0500 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 10 0 23 ~~642~~1,~~210~~703,153.6349 0.00 ~~616,063~~0.0500 0.00 1,~~258~~703,~~273~~153.6849 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 02.~~746269~~290076% 0.000000% 0.000000% 0.000000% 02.~~746269~~290076% 12.~~080267~~961870% 0.000000% 0.000000% 0.000000% 12.~~080267~~961870% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.~~746269~~000000% 0.000000% 0.~~746269~~000000% 0.000000% 0.000000% 10.~~036284~~000000% 0.000000% 10.~~036284~~000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~746269~~290076% 0.000000% 0.~~746269~~000000% 0.000000% 12.~~492537~~290076% 12.~~080267~~961870% 0.000000% 10.~~036284~~000000% 0.000000% 2.~~116551~~961870% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 2390,~~212,963~~000.4600 0.00 0.00 0.00 2390,~~212,963~~000.4600 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 2390,~~212,963~~000.4600 0.00 0.00 0.00 2390,~~212,963~~000.4600 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.562500% 0.000000% 0.000000% 0.000000% 1.562500% 61.~~549999~~155787% 0.000000% 0.000000% 0.000000% 61.~~549999~~155787% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.562500% 0.000000% 0.000000% 0.000000% 1.562500% 61.~~549999~~155787% 0.000000% 0.000000% 0.000000% 61.~~549999~~155787%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 4541,~~073~~421.0824

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 161,395.00 0.02671304% 161,395.00 0.~~03252088~~03405447% Fraud 6,043,885.00 1.00034416% 6,043,885.00 1.~~21783471~~27526437% Special Hazard 6,043,885.00 1.00034416% 6,043,885.00 1.~~21783471~~27526437% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 4.~~934929~~926073% Weighted Average Net Coupon 4.~~682229~~673264% Weighted Average Pass-Through Rate 4.~~682229~~673264% Weighted Average Maturity (Stepdown Calculation) ~~349~~347 Beginning Scheduled Collateral Loan Count 1,~~176~~133 Number Of Loans Paid In Full 1927 Ending Scheduled Collateral Loan Count 1,~~157~~106 Beginning Scheduled Collateral Balance ~~504~~484,~~563~~627,~~629~~698.9728 Ending Scheduled Collateral Balance ~~496~~473,~~281~~931,~~221~~926.9041 Ending Actual Collateral Balance at 31-~~Aug~~Oct-2004 ~~496~~474,~~498~~144,~~140~~389.3814 Monthly P &I Constant 2,~~365~~270,~~869~~339.2041 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~496~~473,~~281~~931,~~221~~926.9041 Scheduled Principal ~~290~~280,~~881~~913.1331 Unscheduled Principal 710,~~991~~414,~~526~~858.9456

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 4.~~422221~~403740 4.~~963638~~952068 5.~~157222~~154836 Weighted Average Net Rate 4.~~172221~~153740 4.~~709336~~697630 4.~~907222~~904836 Weighted Average Maturity ~~349~~347 ~~349~~347 ~~349~~347 Beginning Loan Count ~~242~~226 ~~731~~711 ~~135~~132 Loans Paid In Full 6 8 18 1 Ending Loan Count ~~236~~218 ~~723~~693 ~~134~~131 Beginning Scheduled Balance 9286,~~601~~264,~~171~~603.5528 ~~316~~306,~~668~~712,~~806~~226.0590 5957,~~598~~897,~~861~~345.5121 Ending scheduled Balance 9083,~~574~~860,~~957~~111.2686 ~~312~~298,~~541~~897,~~846~~752.5698 5957,~~389~~441,~~689~~780.1964 Record Date 0810/31/2004 0810/31/2004 0810/31/2004 Principal And Interest Constant ~~419~~390,~~515~~236.0797 1,~~434~~386,~~918~~816.3483 ~~324~~316,~~917~~831.9449 Scheduled Principal 7873,~~262~~664.7058 ~~125~~121,~~060~~100.4730 68,~~780~~122.8107 Unscheduled Principal 12,~~947~~330,~~951~~826.5984 47,~~001~~693,~~899~~373.0262 ~~140~~387,~~391~~442.5150 Scheduled Interest ~~341~~316,~~252~~572.3739 1,~~309~~265,~~857~~716.8753 ~~256~~248,~~137~~709.1342 Servicing Fees 1917,~~291~~971.9280 6765,~~108~~032.0882 12,~~416~~061.4394 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~321~~298,~~960~~600.4559 1,~~242~~200,~~749~~683.7971 ~~243~~236,~~720~~647.7048 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~172221~~153740 4.~~709336~~697630 4.~~907222~~904836

Group Level Collateral Statement Group Group 4 Total Collateral Description Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 5.~~639166~~632399 4.~~934929~~926073 Weighted Average Net Rate 5.~~389166~~382399 4.~~682229~~673264 Weighted Average Maturity ~~352~~350 ~~349~~347 Beginning Loan Count 6864 1,~~176~~133 Loans Paid In Full 40 1927 Ending Loan Count 64 1,~~157~~106 Beginning Scheduled Balance 3533,~~694~~753,~~790~~522.8689 ~~504~~484,~~563~~627,~~629~~698.9728 Ending scheduled Balance 33,~~774~~732,~~728~~280.8993 ~~496~~473,~~281~~931,~~221~~926.9041 Record Date 0810/31/2004 0810/31/2004 Principal And Interest Constant ~~186~~176,~~517~~454.8512 2,~~365~~270,~~869~~339.2041 Scheduled Principal 18,~~777~~026.1536 ~~290~~280,~~881~~913.1331 Unscheduled Principal 13,~~901,284~~215.8260 710,~~991~~414,~~526~~858.9456 Scheduled Interest ~~167~~158,~~740~~427.7076 21,~~074~~989,~~988~~426.0710 Servicing Fees 7,~~436~~031.4198 ~~106~~102,~~252~~098.8454 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~160~~151,~~304~~395.2978 1,~~968~~887,~~735~~327.2356 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.~~389166~~382399 4.~~682229~~673264

Miscellaneous Reporting Group Group 1 Extraordinary Trust Fund Expense 0.00 Group Group 2 Extraordinary Trust Fund Expense 01215809.0077 Group Group 3 Extraordinary Trust Fund Expense 0.00

Filing Compare · MERRILL LYNCH INVESTORS TRUST SERIES MLMI 2004-A1