8-K 1 mlm04wm4_sep.txt SEPTEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2004 MERRILL LYNCH MORTGAGE INVESTORS TRUST Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-112231-09 54-2155154 Pooling and Servicing Agreement) (Commission 54-2155155 (State or other File Number) 54-2155156 jurisdiction 54-6621666 of Incorporation) 54-6621667 54-6621668 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On September 27, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS TRUST, Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust, relating to the September 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS TRUST Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 10/1/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Loan Asset-Backed Certificates, Series 2004-WMC4 Trust, relating to the September 27, 2004 distribution. EX-99.1

Merrill Lynch Mortgage Investors, ~~Inc.~~Trust Mortgage Loan Asset-Backed Certificates Record Date: 78/31/042004 Distribution Date: 89/2527/042004 MLM Series: 2004-WMC4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution R 59020UDX0 RES 1.~~80000~~96500% 0.00 0.00 0.00 A-1A 59020UCY9 SEN 1.~~80000~~96500% ~~565~~549,~~560~~603,~~418~~569.3905 ~~848~~989,~~340~~973.6343 1524,~~956~~368,~~849~~542.3421 A-1B 59020UCZ6 SEN 12.~~90000~~06500% 2928,~~766~~926,~~083~~256.65 4754,~~129~~754.6399 ~~839~~1,~~827~~282,543.0090 A-2B1 59020UDA0 SEN 1.~~59000~~75500% ~~208~~191,~~832~~418,~~459~~768.3107 ~~276~~307,~~703~~944.0194 1719,~~413~~853,~~691~~730.2423 A-2B2 59020UDB8 SEN 1.~~72000~~88500% 162,516,000.00 ~~232~~280,~~939~~814.6011 0.00 A-2B3 59020UDC6 SEN 12.~~94000~~10500% 34,152,000.00 5565,~~212~~899.4013 0.00 M-1 59020UDF9 MEZ 2.~~05000~~21500% 88,150,000.00 ~~150~~178,~~589~~981.5823 0.00 M-2 59020UDG7 MEZ 2.~~70000~~86500% 71,826,000.00 ~~161~~188,~~608~~633.5003 0.00 M-3 59020UDH5 MEZ 23.~~88000~~04500% 22,854,000.00 5463,~~849~~791.6023 0.00 B-1 59020UDJ1 SUB 3.~~43000~~59500% 19,589,000.00 5564,~~991~~553.8992 0.00 B-2 59020UDK8 SUB 3.~~70000~~86500% 13,059,000.00 4046,~~265~~266.2595 0.00 B-3 59020UDL6 SUB 5.~~20000~~36500% 19,589,000.00 8496,~~885~~337.6707 0.00 B-4 59020UDY8 SUB 5.00000% 17,630,000.00 73,458.33 0.00 C 59020UDZ5 OC 0.00000% 11,753,292.00 43,~~123~~724,~~609~~944.8941 0.00 P 59020UEA9 P 0.00000% 0.00 ~~590~~866,~~861~~418.6873 0.00 S 59020UDE2 SEN-IO 0.~~80000~~63500% 0.00 ~~823~~699,~~929~~479.3199 0.00 Totals 1,~~265~~231,~~277~~066,~~253~~885.3577 7,~~620~~702,~~374~~251.9749 3445,~~210~~504,~~367~~816.5834

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses R 0.00 0.00 0.00 0.00 A-1A 0.00 ~~549~~525,~~603~~235,~~569~~026.0584 1625,~~805~~358,~~189~~515.9764 0.00 A-1B 0.00 2827,~~926~~643,~~256~~712.6574 ~~886~~1,~~956~~337,298.6389 0.00 A-2B1 0.00 ~~191~~171,~~418~~565,~~768~~037.0784 1720,~~690~~161,~~394~~675.2517 0.00 A-2B2 0.00 162,516,000.00 ~~232~~280,~~939~~814.6011 0.00 A-2B3 0.00 34,152,000.00 5565,~~212~~899.4013 0.00 M-1 0.00 88,150,000.00 ~~150~~178,~~589~~981.5823 0.00 M-2 0.00 71,826,000.00 ~~161~~188,~~608~~633.5003 0.00 M-3 0.00 22,854,000.00 5463,~~849~~791.6023 0.00 B-1 0.00 19,589,000.00 5564,~~991~~553.8992 0.00 B-2 0.00 13,059,000.00 4046,~~265~~266.2595 0.00 B-3 0.00 19,589,000.00 8496,~~885~~337.6707 0.00 B-4 0.00 17,630,000.00 73,458.33 0.00 C 0.00 11,753,292.00 43,~~123~~724,~~609~~944.8941 0.00 P 0.00 0.00 ~~590~~866,~~861~~418.6873 0.00 S 0.00 0.00 ~~823~~699,~~929~~479.3199 0.00 Totals 0.00 1,~~231~~185,~~066~~562,~~885~~069.7742 4153,~~830~~207,~~742~~067.5583 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) R 100.00 0.00 0.00 0.00 0.00 0.00 A-1A 585,585,000.00 ~~565~~549,~~560~~603,~~418~~569.3905 0.00 1524,~~956~~368,~~849~~542.3421 0.00 0.00 A-1B 30,820,000.00 2928,~~766~~926,~~083~~256.65 0.00 ~~839~~1,~~827~~282,543.0090 0.00 0.00 A-2B1 228,399,000.00 ~~208~~191,~~832~~418,~~459~~768.3107 0.00 1719,~~413~~853,~~691~~730.2423 0.00 0.00 A-2B2 162,516,000.00 162,516,000.00 0.00 0.00 0.00 0.00 A-2B3 34,152,000.00 34,152,000.00 0.00 0.00 0.00 0.00 M-1 88,150,000.00 88,150,000.00 0.00 0.00 0.00 0.00 M-2 71,826,000.00 71,826,000.00 0.00 0.00 0.00 0.00 M-3 22,854,000.00 22,854,000.00 0.00 0.00 0.00 0.00 B-1 19,589,000.00 19,589,000.00 0.00 0.00 0.00 0.00 B-2 13,059,000.00 13,059,000.00 0.00 0.00 0.00 0.00 B-3 19,589,000.00 19,589,000.00 0.00 0.00 0.00 0.00 B-4 17,630,000.00 17,630,000.00 0.00 0.00 0.00 0.00 C 11,752,261.01 11,753,292.00 0.00 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 0.00 S 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,305,921,361.01 1,~~265~~231,~~277~~066,~~253~~885.3577 0.00 3445,~~210~~504,~~367~~816.5834 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution R 0.00 0.00 0.00000000 0.00 A-1A 1524,~~956~~368,~~849~~542.3421 ~~549~~525,~~603~~235,~~569~~026.0584 0.~~93855473~~89694071 1524,~~956~~368,~~849~~542.3421 A-1B ~~839~~1,~~827~~282,543.0090 2827,~~926~~643,~~256~~712.6574 0.~~93855473~~89694071 ~~839~~1,~~827~~282,543.0090 A-2B1 1719,~~413~~853,~~691~~730.2423 ~~191~~171,~~418~~565,~~768~~037.0784 0.~~83808934~~75116370 1719,~~413~~853,~~691~~730.2423 A-2B2 0.00 162,516,000.00 1.00000000 0.00 A-2B3 0.00 34,152,000.00 1.00000000 0.00 M-1 0.00 88,150,000.00 1.00000000 0.00 M-2 0.00 71,826,000.00 1.00000000 0.00 M-3 0.00 22,854,000.00 1.00000000 0.00 B-1 0.00 19,589,000.00 1.00000000 0.00 B-2 0.00 13,059,000.00 1.00000000 0.00 B-3 0.00 19,589,000.00 1.00000000 0.00 B-4 0.00 17,630,000.00 1.00000000 0.00 C 0.00 11,753,292.00 1.00008773 0.00 P 0.00 0.00 0.00000000 0.00 S 0.00 0.00 0.00000000 0.00 Totals 3445,~~210~~504,~~367~~816.5834 1,~~231~~185,~~066~~562,~~885~~069.7742 0.~~94268072~~90783573 3445,~~210~~504,~~367~~816.5834

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 585,585,000.00 ~~965~~938.~~80414182~~55472570 0.00000000 2741.~~24941612~~61401370 0.00000000 A-1B 30,820,000.00 ~~965~~938.~~80414179~~55472583 0.00000000 2741.~~24941596~~61401363 0.00000000 A-2B1 228,399,000.00 ~~914~~838.~~33175850~~08934396 0.00000000 7686.~~24241455~~92564429 0.00000000 A-2B2 162,516,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-2B3 34,152,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 88,150,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 71,826,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 22,854,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 19,589,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 13,059,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-3 19,589,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-4 17,630,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 11,752,261.01 1000.08772695 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 0.00000000 2741.~~24941612~~61401370 ~~938~~896.~~55472570~~94071201 0.~~93855473~~89694071 2741.~~24941612~~61401370 A-1B 0.00000000 2741.~~24941596~~61401363 ~~938~~896.~~55472583~~94071188 0.~~93855473~~89694071 2741.~~24941596~~61401363 A-2B1 0.00000000 7686.~~24241455~~92564429 ~~838~~751.~~08934396~~16369967 0.~~83808934~~75116370 7686.~~24241455~~92564429 A-2B2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-2B3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1,000.08772695 1.00008773 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall R 100.00 1.~~80000~~96500% 0.00 0.00 0.00 0.00 A-1A 585,585,000.00 1.~~80000~~96500% ~~565~~549,~~560~~603,~~418~~569.3905 ~~848~~989,~~340~~973.6343 0.00 0.00 A-1B 30,820,000.00 12.~~90000~~06500% 2928,~~766~~926,~~083~~256.65 4754,~~129~~754.6399 0.00 0.00 A-2B1 228,399,000.00 1.~~59000~~75500% ~~208~~191,~~832~~418,~~459~~768.3107 ~~276~~307,~~703~~944.0194 0.00 0.00 A-2B2 162,516,000.00 1.~~72000~~88500% 162,516,000.00 ~~232~~280,~~939~~814.6011 0.00 0.00 A-2B3 34,152,000.00 12.~~94000~~10500% 34,152,000.00 5565,~~212~~899.4013 0.00 0.00 M-1 88,150,000.00 2.~~05000~~21500% 88,150,000.00 ~~150~~178,~~589~~981.5823 0.00 0.00 M-2 71,826,000.00 2.~~70000~~86500% 71,826,000.00 ~~161~~188,~~608~~633.5003 0.00 0.00 M-3 22,854,000.00 23.~~88000~~04500% 22,854,000.00 5463,~~849~~791.6023 0.00 0.00 B-1 19,589,000.00 3.~~43000~~59500% 19,589,000.00 5564,~~991~~553.8992 0.00 0.00 B-2 13,059,000.00 3.~~70000~~86500% 13,059,000.00 4046,~~265~~266.2595 0.00 0.00 B-3 19,589,000.00 5.~~20000~~36500% 19,589,000.00 8496,~~885~~337.6707 0.00 0.00 B-4 17,630,000.00 5.00000% 17,630,000.00 73,458.33 0.00 0.00 C 11,752,261.01 0.00000% 11,753,292.00 0.00 0.00 0.00 P 0.00 0.00000% 0.01 0.00 0.00 0.00 S 0.00 0.~~80000~~63500% 1,~~235~~201,~~893~~683,~~961~~593.3577 ~~823~~699,~~929~~479.3199 0.00 0.00 Totals 1,305,921,361.01 23,~~905~~110,~~903~~888.4035 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance R 0.00 0.00 0.00 0.00 0.00 A-1A 0.00 0.00 ~~848~~989,~~340~~973.6343 0.00 ~~549~~525,~~603~~235,~~569~~026.0584 A-1B 0.00 0.00 4754,~~129~~754.6399 0.00 2827,~~926~~643,~~256~~712.6574 A-2B1 0.00 0.00 ~~276~~307,~~703~~944.0194 0.00 ~~191~~171,~~418~~565,~~768~~037.0784 A-2B2 0.00 0.00 ~~232~~280,~~939~~814.6011 0.00 162,516,000.00 A-2B3 0.00 0.00 5565,~~212~~899.4013 0.00 34,152,000.00 M-1 0.00 0.00 ~~150~~178,~~589~~981.5823 0.00 88,150,000.00 M-2 0.00 0.00 ~~161~~188,~~608~~633.5003 0.00 71,826,000.00 M-3 0.00 0.00 5463,~~849~~791.6023 0.00 22,854,000.00 B-1 0.00 0.00 5564,~~991~~553.8992 0.00 19,589,000.00 B-2 0.00 0.00 4046,~~265~~266.2595 0.00 13,059,000.00 B-3 0.00 0.00 8496,~~885~~337.6707 0.00 19,589,000.00 B-4 0.00 0.00 73,458.33 0.00 17,630,000.00 C 0.00 0.00 43,~~123~~724,~~609~~944.8941 0.00 11,753,292.00 P 0.00 0.00 ~~590~~866,~~861~~418.6873 0.00 0.01 S 0.00 0.00 ~~823~~699,~~929~~479.3199 0.00 1,~~201~~156,~~683~~178,~~593~~777.7743 Totals 0.00 0.00 7,~~620~~702,~~374~~251.9749 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall R 100.00 1.~~80000~~96500% 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 585,585,000.00 1.~~80000~~96500% ~~965~~938.~~80414182~~55472570 1.~~44870622~~69057170 0.00000000 0.00000000 A-1B 30,820,000.00 12.~~90000~~06500% ~~965~~938.~~80414179~~55472583 1.~~52918981~~77660578 0.00000000 0.00000000 A-2B1 228,399,000.00 1.~~59000~~75500% ~~914~~838.~~33175850~~08934396 1.~~21148959~~34827622 0.00000000 0.00000000 A-2B2 162,516,000.00 1.~~72000~~88500% 1000.00000000 1.~~43333333~~72791670 0.00000000 0.00000000 A-2B3 34,152,000.00 12.~~94000~~10500% 1000.00000000 1.~~61666667~~92958333 0.00000000 0.00000000 M-1 88,150,000.00 2.~~05000~~21500% 1000.00000000 12.~~70833330~~03041668 0.00000000 0.00000000 M-2 71,826,000.00 2.~~70000~~86500% 1000.00000000 2.~~25000000~~62624997 0.00000000 0.00000000 M-3 22,854,000.00 23.~~88000~~04500% 1000.00000000 2.~~40000000~~79125011 0.00000000 0.00000000 B-1 19,589,000.00 3.~~43000~~59500% 1000.00000000 23.~~85833325~~29541682 0.00000000 0.00000000 B-2 13,059,000.00 3.~~70000~~86500% 1000.00000000 3.~~08333333~~54291676 0.00000000 0.00000000 B-3 19,589,000.00 5.~~20000~~36500% 1000.00000000 4.~~33333350~~91791669 0.00000000 0.00000000 B-4 17,630,000.00 5.00000% 1000.00000000 4.16666648 0.00000000 0.00000000 C 11,752,261.01 0.00000% 1000.08772695 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00 0.~~80000~~63500% ~~968~~941.~~15989526~~36058486 0.~~64543993~~54795031 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-1A 0.00000000 0.00000000 1.~~44870622~~69057170 0.00000000 ~~938~~896.~~55472570~~94071201 A-1B 0.00000000 0.00000000 1.~~52918981~~77660578 0.00000000 ~~938~~896.~~55472583~~94071188 A-2B1 0.00000000 0.00000000 1.~~21148959~~34827622 0.00000000 ~~838~~751.~~08934396~~16369967 A-2B2 0.00000000 0.00000000 1.~~43333333~~72791670 0.00000000 1000.00000000 A-2B3 0.00000000 0.00000000 1.~~61666667~~92958333 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 12.~~70833330~~03041668 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.~~25000000~~62624997 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 2.~~40000000~~79125011 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 23.~~85833325~~29541682 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 3.~~08333333~~54291676 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 4.~~33333350~~91791669 0.00000000 1000.00000000 B-4 0.00000000 0.00000000 4.16666648 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~350~~316.~~87800437~~95555492 0.00000000 1000.08772695 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 S 0.00000000 0.00000000 0.~~64543993~~54795031 0.00000000 ~~941~~905.~~36058486~~71356367 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 4152,~~704~~802,~~076~~585.8397 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~207~~258,~~033~~040.2994 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties ~~590~~866,~~861~~418.6873 Total Deposits 4253,~~501~~927,~~971~~045.8064 Withdrawals Reimbursement for Servicer Advances ~~144~~207,~~030~~033.3929 Payment of Service Fee ~~527~~512,~~198~~944.8652 Payment of Interest and Principal 4153,~~830~~207,~~742~~067.5583 Total Withdrawals (Pool Distribution Amount) 4253,~~501~~927,~~971~~045.8064 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~527~~512,~~198~~944.8652 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~527~~512,~~198~~944.8652

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2224 0 0 2224 23,~~851~~034,~~353~~253.9436 0.00 0.00 23,~~851~~034,~~353~~253.9436 30 Days 89108 50 1 0 95109 1620,~~777~~948,~~536~~278.5687 ~~586,498~~0.6700 ~~188~~120,~~436~~227.3499 0.00 1721,~~552~~068,~~471~~506.5786 60 Days 2027 14 815 0 2946 24,~~913~~405,~~631~~953.4487 34339,~~791~~315.5839 13,~~689~~363,~~247~~048.3487 0.00 48,~~637~~108,~~670~~318.3613 90 Days 815 24 1936 0 2955 ~~808~~2,~~420~~013,144.4455 97904,~~874~~698.5716 57,~~494~~771,~~463~~123.2941 0.00 610,~~400~~688,~~758~~966.3012 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~117~~150 3032 2852 0 ~~175~~234 2027,~~499~~367,~~588~~377.4429 34,~~570~~278,~~518~~266.7691 711,~~372~~254,~~146~~400.9727 0.00 3142,~~442~~900,~~254~~044.1747 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~299035~~337410% 0.000000% 0.000000% 0.~~299035~~337410% 0.~~231616~~255934% 0.000000% 0.000000% 0.~~231616~~255934% 30 Days 1.~~209732~~518347% 0.~~067962~~000000% 0.~~013592~~014059% 0.000000% 1.~~291287~~532405% 1.~~362845~~766949% 0.~~047641~~000000% 0.~~015307~~010141% 0.000000% 1.~~425793~~777090% 60 Days 0.~~271850~~379587% 0.~~013592~~056235% 0.~~108740~~210881% 0.000000% 0.~~394182~~646703% 0.~~236675~~371634% 0.~~002826~~028621% 0.~~137218~~283667% 0.000000% 0.~~376720~~683922% 90 Days 0.~~108740~~210881% 0.~~027185~~056235% 0.~~258257~~506116% 0.000000% 0.~~394182~~773232% 0.~~065668~~169805% 0.~~007950~~076310% 0.~~446317~~655480% 0.000000% 0.~~519936~~901595% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 12.~~590322~~108815% 0.~~407775~~449881% 0.~~380590~~731056% 0.000000% 23.~~378687~~289751% 12.~~665189~~308388% 0.~~290035~~360864% 0.~~598842~~949288% 0.000000% 23.~~554065~~618541%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~207~~258,~~033~~040.2994

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7.~~166852~~163326% Weighted Average Net Coupon 6.~~666852~~663325% Weighted Average Pass-Through Rate 6.~~666852~~663325% Weighted Average Maturity(Stepdown Calculation ) ~~356~~355 Beginning Scheduled Collateral Loan Count 7,~~520~~357 Number Of Loans Paid In Full ~~163~~244 Ending Scheduled Collateral Loan Count 7,~~357~~113 Beginning Scheduled Collateral Balance 1,~~265~~231,~~277~~066,~~253~~885.3577 Ending Scheduled Collateral Balance 1,~~231~~185,~~066~~562,~~885~~069.7743 Ending Actual Collateral Balance at 31-~~Jul~~Aug-2004 1,~~231~~185,~~066~~562,~~885~~069.7743 Monthly P &I Constant 8,~~573~~347,~~954~~928.1004 Special Servicing Fee 0.00 Prepayment Penalties ~~590~~866,~~861~~418.6873 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 1996,~~017,242~~647.0522 Unscheduled Principal 3344,~~193~~508,~~125~~169.5312 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 11,753,292.00 Overcollateralized Amount 11,753,292.00 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.00 Excess Cash Amount 43,~~123~~724,~~609~~944.8941

Miscellaneous Reporting Trigger Event Occurring NO Number of Loans with PPP Received ~~114~~174 Cumulative Prepayment Penalty Amount ~~$18~~1,~~500~~851,~~573~~597.3139

Group Level Collateral Statement Group Grp A Fixed Grp A ARM Grp B Fixed Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 7.~~981415~~968534 6.~~830693~~828425 8.~~540270~~530046 Weighted Average Net Rate 7.~~481415~~468534 6.~~330693~~328425 8.~~040270~~030046 Weighted Average Maturity ~~356~~355 ~~356~~ 355 354 Beginning Loan Count 2,~~129~~089 2,~~976~~909 ~~1,009~~989 Loans Paid In Full 4057 67103 2040 Ending Loan Count 2,~~089~~032 2,~~909~~806 ~~989~~949 Beginning Scheduled Balance ~~193~~190,~~439~~499,~~706~~424.1857 ~~558~~544,~~404~~547,~~330~~936.8310 ~~122~~119,~~739~~859,~~606~~544.2373 Ending scheduled Balance ~~190~~186,~~499~~030,~~424~~739.5749 ~~544~~523,~~547~~365,~~936~~535.1007 ~~119~~115,~~859~~272,~~544~~728.7339 Record Date 0708/31/2004 0708/31/2004 0708/31/2004 Principal And Interest Constant 1,~~455~~432,~~460~~417.6582 3,~~635~~546,~~234~~889.1144 ~~970~~948,~~802~~245.8327 Scheduled Principal ~~168~~167,~~858~~416.4583 ~~456~~448,~~660~~219.2003 9796,~~278~~239.3605 Unscheduled Principal 24,~~771~~301,~~423~~268.1625 1320,~~399,~~734,182.5300 24,~~782~~490,~~783~~577.1429 Scheduled Interest 1,~~286~~265,~~602~~000.2099 3,~~178~~098,~~573~~670.9141 ~~873~~852,~~524~~006.4722 Servicing Fees 8079,~~599~~374.8876 ~~232~~226,~~668~~894.4797 5149,~~141~~941.5047 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~206~~185,~~002~~626.3223 2,~~945~~871,~~905~~775.44 ~~822~~802,~~382~~064.9775 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~481415~~468534 6.~~330693~~328425 8.~~040270~~030046

Group Level Collateral Statement Group Grp B ARM Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 6.~~812535~~812856 7.~~166852~~163326 Weighted Average Net Rate 6.~~312535~~312856 6.~~666852~~663325 Weighted Average Maturity 354 355 ~~356~~ Beginning Loan Count 1,~~406~~370 7,~~520~~357 Loans Paid In Full 3644 ~~163~~244 Ending Loan Count 1,~~370~~326 7,~~357~~113 Beginning Scheduled Balance ~~390~~376,~~693~~159,~~610~~980.1137 1,~~265~~231,~~277~~066,~~253~~885.3577 Ending scheduled Balance ~~376~~360,~~159~~893,~~980~~066.3748 1,~~231~~185,~~066~~562,~~885~~069.7743 Record Date 0708/31/2004 0708/31/2004 Principal And Interest Constant 2,~~512~~420,~~456~~375.51 8,~~573~~347,~~954~~928.1004 Scheduled Principal ~~294~~284,~~445~~772.0431 1996,~~017,242~~647.0522 Unscheduled Principal 14,~~239~~982,~~184~~141.7058 3344,~~193~~508,~~125~~169.5312 Scheduled Interest 2,~~218~~135,~~011~~603.4720 7,~~556~~351,~~712~~280.0582 Servicing Fees ~~162~~156,~~789~~733.0132 ~~527~~512,~~198~~944.8652 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 21,~~055~~978,~~222~~869.4688 76,~~029~~838,~~513~~336.1930 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~312535~~312856 6.~~666852~~663325

Filing Compare · MERRILL LYNCH MORT INV INC ASSET BACK CERTS SER 2004 WMC4