8-K 1 baa04007_sep.txt SEPTEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2004 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-7 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-40 54-2157793 Pooling and Servicing Agreement) (Commission 54-2157792 (State or other File Number) 54-2157794 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On September 27, 2004 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2004-7 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-7 Trust, relating to the September 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-7 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 9/28/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-7 Trust, relating to the September 27, 2004 distribution. EX-99.1

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 78/31/042004 Distribution Date: 89/2527/042004 BAA Series: 2004-7 Contact: Customer Service - SecuritiesLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 846-8130 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 05949ALX6 SEN 6.00000% ~~145~~143,~~430~~697,~~000~~801.0063 ~~727~~718,~~150~~489.0001 1869,~~732,198~~749.3746 1-A-R 05949ALY4 SEN 6.00000% 500.00 0.8300 500.00 1-A-LR 05949ALZ1 SEN 6.00000% 500.00 0.2500 500.00 2-A-1 05949AMA5 SEN 6.00000% 105,~~495~~385,~~000~~589.0024 ~~527~~526,~~475~~927.0095 ~~109~~887,~~410~~321.7661 2-A-2 05949AMB3 SEN 6.00000% 1,~~066~~064,~~000~~894.0043 5,~~330~~324.0047 18,~~105~~966.5716 CB-IO 05949AMC1 ~~SEN~~IO 6.00000% 0.00 4039,~~342~~885.5100 0.00 3-A-1 05949AMD9 SEN 6.00000% 5,228,000.00 26,140.00 0.00 3-A-2 05949AME7 SEN 6.00000% 38,~~861~~806,~~000~~883.0050 194,~~305~~034.0042 5453,~~116~~937.5033 3-A-3 05949AMF4 SEN 6.00000% 2,120,000.00 10,600.00 0.00 3-A-4 05949AMG2 SEN 6.00000% 2,120,000.00 10,600.00 0.00 3-IO 05949AMH0 ~~SEN~~IO 6.00000% 0.00 4,~~782~~777.1667 0.00 4-A-1 05949AMJ6 SEN 5.00000% 34,~~348~~211,~~000~~883.0084 ~~143~~142,~~116~~549.6752 ~~136~~133,~~116~~409.1603 5-A-1 05949AMK3 SEN 5.50000% 5453,~~305~~742,~~000~~851.0080 ~~248~~246,~~897~~321.9240 ~~562~~1,~~148~~121,968.2054 15-IO 05949ANA4 ~~SEN~~IO 5.00000% 0.00 11,~~985~~792.2192 0.00 X-PO 05949AML1 ~~SEN~~PO 0.00000% 4,~~719~~702,~~787~~119.0088 0.00 176,~~667~~003.1230 15-PO 05949AMM9 ~~SEN~~PO 0.00000% ~~947~~943,~~416~~712.0059 0.00 37,~~703~~712.4131 15-B-1 05949AMR8 SUB 5.~~30418~~30420% 2,~~420~~411,~~000~~364.0088 10,~~696~~658.7664 8,~~635~~687.1294 15-B-2 05949AMS6 SUB 5.~~30418~~30420% ~~279~~278,~~000~~004.0046 1,~~233~~228.2283 ~~995~~1,001.5463 15-B-3 05949AMT4 SUB 5.~~30418~~30420% ~~279~~278,~~000~~004.0046 1,~~233~~228.2283 ~~995~~1,001.5463 15-B-4 05949AMX5 SUB 5.~~30418~~30420% ~~187~~186,~~000~~332.0074 ~~826~~823.5762 ~~667~~671.2634 15-B-5 05949AMY3 SUB 5.~~30418~~30420% 9392,~~000~~668.0015 ~~411~~409.0761 ~~331~~333.8588 15-B-6 05949AMZ0 SUB 5.~~30418~~30420% ~~186~~185,~~199~~534.0060 ~~823~~820.0309 ~~664~~668.40 30-B-1 05949AMN7 SUB 6.00000% 6,~~744~~737,~~000~~620.0091 33,~~720~~688.0010 6,~~379~~419.0986 30-B-2 05949AMP2 SUB 6.00000% 3,~~210~~206,~~000~~963.0069 16,~~050~~034.0082 3,~~036~~055.3172 30-B-3 05949AMQ0 SUB 6.00000% 1,~~927~~925,~~000~~177.0027 9,~~635~~625.0089 1,~~822~~834.7338 30-B-4 05949AMU1 SUB 6.00000% 1,~~766~~764,~~000~~329.0056 8,~~830~~821.0065 1,~~670~~681.4412 30-B-5 05949AMV9 SUB 6.00000% 1,~~444~~442,~~000~~634.0013 7,~~220~~213.0017 1,~~365~~374.8760 30-B-6 05949AMW7 SUB 6.00000% ~~964~~963,~~206~~293.0097 4,~~821~~816.0347 ~~912~~917.0386 Totals ~~414~~411,~~139~~495,~~708~~665.0073 2,~~046~~032,~~225~~812.4508 23,~~644~~116,~~042~~716.2710

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 ~~143~~142,~~697~~828,~~801~~052.6317 21,~~459~~588,~~348~~238.3747 0.00 1-A-R 0.00 0.00 500.8300 0.00 1-A-LR 0.00 0.00 500.2500 0.00 2-A-1 0.00 ~~105~~104,~~385~~498,~~589~~267.2463 ~~636~~1,~~885~~414,249.7656 0.00 2-A-2 0.00 1,~~064~~055,~~894~~928.4327 614,~~435~~290.5763 0.00 CB-IO 0.00 0.00 4039,~~342~~885.5100 0.00 3-A-1 0.00 5,228,000.00 26,140.00 0.00 3-A-2 0.00 38,~~806~~752,~~883~~946.5018 ~~248~~247,~~421~~971.5075 0.00 3-A-3 0.00 2,120,000.00 10,600.00 0.00 3-A-4 0.00 2,120,000.00 10,600.00 0.00 3-IO 0.00 0.00 4,~~782~~777.1667 0.00 4-A-1 0.00 34,~~211~~078,~~883~~474.8481 ~~279~~275,~~232~~958.8355 0.00 5-A-1 0.00 5352,~~742~~620,~~851~~883.8027 ~~811~~1,~~046~~368,289.1294 0.00 15-IO 0.00 0.00 11,~~985~~792.2192 0.00 X-PO 0.00 4,~~702~~696,~~119~~116.8858 176,~~667~~003.1230 0.00 15-PO 0.00 ~~943~~936,~~712~~000.5928 37,~~703~~712.4131 0.00 15-B-1 0.00 2,~~411~~402,~~364~~676.8894 19,~~331~~346.8858 0.00 15-B-2 0.00 ~~278~~277,~~004~~002.4684 2,~~228~~230.7646 0.00 15-B-3 0.00 ~~278~~277,~~004~~002.4684 2,~~228~~230.7646 0.00 15-B-4 0.00 ~~186~~185,~~332~~661.7440 1,~~493~~494.8396 0.00 15-B-5 0.00 92,~~668~~334.1528 ~~742~~743.9249 0.00 15-B-6 0.00 ~~185~~184,~~534~~866.6020 1,~~487~~488.4349 0.00 30-B-1 0.00 6,~~737~~731,~~620~~201.9105 40,~~099~~107.0996 0.00 30-B-2 0.00 3,~~206~~203,~~963~~907.6997 19,~~086~~090.3154 0.00 30-B-3 0.00 1,~~925~~923,~~177~~342.2789 11,~~457~~460.7327 0.00 30-B-4 0.00 1,~~764~~762,~~329~~648.5644 10,~~500~~502.4477 0.00 30-B-5 0.00 1,~~442~~441,~~634~~259.1354 8,~~585~~587.8777 0.00 30-B-6 0.00 ~~963~~962,~~293~~376.9710 5,~~733~~734.0633 0.00 Totals 0.00 ~~411~~408,~~495~~378,~~665~~949.7368 45,~~690~~149,~~267~~528.7218 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 145,430,000.00 ~~145~~143,~~430~~697,~~000~~801.0063 ~~137~~136,~~046~~480.9267 1733,~~595,151~~268.4580 0.00 0.00 1-A-R 50.00 500.00 30.9600 460.0400 0.00 0.00 1-A-LR 50.00 500.00 30.9600 460.0400 0.00 0.00 2-A-1 105,495,000.00 105,~~495~~385,~~000~~589.0024 99,~~024~~599.4157 10787,~~386~~722.3405 0.00 0.00 2-A-2 1,066,000.00 1,~~066~~064,~~000~~894.0043 1,~~000~~006.6243 ~~104~~7,959.9573 0.00 0.00 CB-IO 0.00 0.00 0.00 0.00 0.00 0.00 3-A-1 5,228,000.00 5,228,000.00 0.00 0.00 0.00 0.00 3-A-2 38,861,000.00 38,~~861~~806,~~000~~883.0050 4647,~~971~~248.4339 76,~~145~~688.0793 0.00 0.00 3-A-3 2,120,000.00 2,120,000.00 0.00 0.00 0.00 0.00 3-A-4 2,120,000.00 2,120,000.00 0.00 0.00 0.00 0.00 3-IO 0.00 0.00 0.00 0.00 0.00 0.00 4-A-1 34,348,000.00 34,~~348~~211,~~000~~883.0084 ~~126~~127,~~961~~556.4442 95,~~154~~852.7261 0.00 0.00 5-A-1 54,305,000.00 5453,~~305~~742,~~000~~851.0080 189,~~294~~289.6471 ~~372~~932,~~853~~678.5683 0.00 0.00 15-IO 0.00 0.00 0.00 0.00 0.00 0.00 X-PO 4,719,787.00 4,~~719~~702,~~787~~119.0088 5,~~109~~123.3142 ~~12,557~~879.8188 0.00 0.00 15-PO 947,416.00 ~~947~~943,~~416~~712.0059 3,~~589~~604.4884 ~~113~~4,107.9347 0.00 0.00 15-B-1 2,420,000.00 2,~~420~~411,~~000~~364.0088 8,~~635~~687.1294 0.00 0.00 0.00 15-B-2 279,000.00 ~~279~~278,~~000~~004.0046 ~~995~~1,001.5463 0.00 0.00 0.00 15-B-3 279,000.00 ~~279~~278,~~000~~004.0046 ~~995~~1,001.5463 0.00 0.00 0.00 15-B-4 187,000.00 ~~187~~186,~~000~~332.0074 ~~667~~671.2634 0.00 0.00 0.00 15-B-5 93,000.00 9392,~~000~~668.0015 ~~331~~333.8588 0.00 0.00 0.00 15-B-6 186,199.00 ~~186~~185,~~199~~534.0060 ~~664~~668.40 0.00 0.00 0.00 30-B-1 6,744,000.00 6,~~744~~737,~~000~~620.0091 6,~~379~~419.0986 0.00 0.00 0.00 30-B-2 3,210,000.00 3,~~210~~206,~~000~~963.0069 3,~~036~~055.3172 0.00 0.00 0.00 30-B-3 1,927,000.00 1,~~927~~925,~~000~~177.0027 1,~~822~~834.7338 0.00 0.00 0.00 30-B-4 1,766,000.00 1,~~766~~764,~~000~~329.0056 1,~~670~~681.4412 0.00 0.00 0.00 30-B-5 1,444,000.00 1,~~444~~442,~~000~~634.0013 1,~~365~~374.8760 0.00 0.00 0.00 30-B-6 964,206.00 ~~964~~963,~~206~~293.0097 ~~912~~917.0386 0.00 0.00 0.00 Totals 414,139,708.00 ~~414~~411,~~139~~495,~~708~~665.0073 ~~636~~637,~~482~~557.3581 2,~~007~~479,~~559~~158.9130 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 1869,~~732,198~~749.3746 ~~143~~142,~~697~~828,~~801~~052.6317 0.~~98808913~~98210859 1869,~~732,198~~749.3746 1-A-R 500.00 0.00 0.00000000 500.00 1-A-LR 500.00 0.00 0.00000000 500.00 2-A-1 ~~109~~887,~~410~~321.7661 ~~105~~104,~~385~~498,~~589~~267.2463 0.~~99896288~~99055185 ~~109~~887,~~410~~321.7661 2-A-2 18,~~105~~966.5716 1,~~064~~055,~~894~~928.4327 0.~~99896288~~99055185 18,~~105~~966.5716 CB-IO 0.00 0.00 0.00000000 0.00 3-A-1 0.00 5,228,000.00 1.00000000 0.00 3-A-2 5453,~~116~~937.5033 38,~~806~~752,~~883~~946.5018 0.~~99860743~~99721948 5453,~~116~~937.5033 3-A-3 0.00 2,120,000.00 1.00000000 0.00 3-A-4 0.00 2,120,000.00 1.00000000 0.00 3-IO 0.00 0.00 0.00000000 0.00 4-A-1 ~~136~~133,~~116~~409.1603 34,~~211~~078,~~883~~474.8481 0.~~99603714~~99215310 ~~136~~133,~~116~~409.1603 5-A-1 ~~562~~1,~~148~~121,968.2054 5352,~~742~~620,~~851~~883.8027 0.~~98964832~~96898781 ~~562~~1,~~148~~121,968.2054 15-IO 0.00 0.00 0.00000000 0.00 X-PO 176,~~667~~003.1230 4,~~702~~696,~~119~~116.8858 0.~~99625680~~99498485 176,~~667~~003.1230 15-PO 37,~~703~~712.4131 ~~943~~936,~~712~~000.5928 0.~~99609104~~98795068 37,~~703~~712.4131 15-B-1 8,~~635~~687.1294 2,~~411~~402,~~364~~676.8894 0.~~99643177~~99284171 8,~~635~~687.1294 15-B-2 ~~995~~1,001.5463 ~~278~~277,~~004~~002.4684 0.~~99643176~~99284172 ~~995~~1,001.5463 15-B-3 ~~995~~1,001.5463 ~~278~~277,~~004~~002.4684 0.~~99643176~~99284172 ~~995~~1,001.5463 15-B-4 ~~667~~671.2634 ~~186~~185,~~332~~661.7440 0.~~99643176~~99284171 ~~667~~671.2634 15-B-5 ~~331~~333.8588 92,~~668~~334.1528 0.~~99643172~~99284172 ~~331~~333.8588 15-B-6 ~~664~~668.40 ~~185~~184,~~534~~866.6020 0.~~99643177~~99284207 ~~664~~668.40 30-B-1 6,~~379~~419.0986 6,~~737~~731,~~620~~201.9105 0.~~99905411~~99810217 6,~~379~~419.0986 30-B-2 3,~~036~~055.3172 3,~~206~~203,~~963~~907.6997 0.~~99905411~~99810217 3,~~036~~055.3172 30-B-3 1,~~822~~834.7338 1,~~925~~923,~~177~~342.2789 0.~~99905411~~99810217 1,~~822~~834.7338 30-B-4 1,~~670~~681.4412 1,~~764~~762,~~329~~648.5644 0.~~99905411~~99810217 1,~~670~~681.4412 30-B-5 1,~~365~~374.8760 1,~~442~~441,~~634~~259.1354 0.~~99905411~~99810217 1,~~365~~374.8760 30-B-6 ~~912~~917.0386 ~~963~~962,~~293~~376.9710 0.~~99905411~~99810217 ~~912~~917.0386 Totals 23,~~644~~116,~~042~~716.2710 ~~411~~408,~~495~~378,~~665~~949.7368 0.~~99361558~~98608982 23,~~644~~116,~~042~~716.2710

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 145,430,000.00 ~~1000~~988.~~00000000~~08912625 0.~~94235660~~93846297 105.~~96851716~~04207385 0.00000000 1-A-R 50.00 ~~1000~~0.00000000 790.~~20000000~~00000000 ~~920~~0.~~80000000~~00000000 0.00000000 1-A-LR 50.00 ~~1000~~0.00000000 790.~~20000000~~00000000 ~~920~~0.~~80000000~~00000000 0.00000000 2-A-1 105,495,000.00 ~~1000~~998.~~00000000~~96288203 0.~~93866449~~94411650 07.~~09845339~~46691360 0.00000000 2-A-2 1,066,000.00 ~~1000~~998.~~00000000~~96287992 0.~~93866792~~94411820 07.~~09845216~~46691370 0.00000000 CB-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 5,228,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-2 38,861,000.00 ~~1000~~998.~~00000000~~60743419 1.~~20870358~~21583052 0.~~18386223~~17212449 0.00000000 3-A-3 2,120,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-4 2,120,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 4-A-1 34,348,000.00 ~~1000~~996.~~00000000~~03714452 3.~~69632701~~71364912 0.~~26652847~~17039158 0.00000000 5-A-1 54,305,000.00 ~~1000~~989.~~00000000~~64831599 3.~~48576816~~48567738 617.~~86591585~~17482423 0.00000000 15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 X-PO 4,719,787.00 ~~1000~~996.~~00000000~~25679718 1.~~08252978~~08551933 20.~~66067303~~18642367 0.00000000 15-PO 947,416.00 ~~1000~~996.~~00000000~~09104132 3.~~78870528~~80491780 04.~~12025341~~33544504 0.00000000 15-B-1 2,420,000.00 ~~1000~~996.~~00000000~~43176860 3.~~56823140~~59005785 0.00000000 0.00000000 15-B-2 279,000.00 ~~1000~~996.~~00000000~~43175627 3.~~56824373~~59007168 0.00000000 0.00000000 15-B-3 279,000.00 ~~1000~~996.~~00000000~~43175627 3.~~56824373~~59007168 0.00000000 0.00000000 15-B-4 187,000.00 ~~1000~~996.~~00000000~~43176471 3.~~56823529~~59005348 0.00000000 0.00000000 15-B-5 93,000.00 ~~1000~~996.~~00000000~~43172043 3.~~56827957~~59010753 0.00000000 0.00000000 15-B-6 186,199.00 ~~1000~~996.~~00000000~~43177461 3.~~56822539~~58970779 0.00000000 0.00000000 30-B-1 6,744,000.00 ~~1000~~999.~~00000000~~05410884 0.~~94589116~~95193654 0.00000000 0.00000000 30-B-2 3,210,000.00 ~~1000~~999.~~00000000~~05410903 0.~~94589097~~95193769 0.00000000 0.00000000 30-B-3 1,927,000.00 ~~1000~~999.~~00000000~~05411002 0.~~94588998~~95193565 0.00000000 0.00000000 30-B-4 1,766,000.00 ~~1000~~999.~~00000000~~05411099 0.~~94588901~~95193658 0.00000000 0.00000000 30-B-5 1,444,000.00 ~~1000~~999.~~00000000~~05410665 0.~~94589335~~95193906 0.00000000 0.00000000 30-B-6 964,206.00 ~~1000~~999.~~00000000~~05411292 0.~~94588708~~95193351 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 115.~~91087375~~98053675 ~~988~~982.~~08912625~~10858949 0.~~98808913~~98210859 115.~~91087375~~98053675 1-A-R 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 1-A-LR 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 2-A-1 0.00000000 18.~~03711797~~41103000 ~~998~~990.~~96288203~~55185203 0.~~99896288~~99055185 18.~~03711797~~41103000 2-A-2 0.00000000 18.~~03712008~~41103189 ~~998~~990.~~96287992~~55184803 0.~~99896288~~99055185 18.~~03712008~~41103189 CB-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-2 0.00000000 1.~~39256581~~38795528 ~~998~~997.~~60743419~~21947917 0.~~99860743~~99721948 1.~~39256581~~38795528 3-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 4-A-1 0.00000000 3.~~96285548~~88404070 ~~996~~992.~~03714452~~15310382 0.~~99603714~~99215310 3.~~96285548~~88404070 5-A-1 0.00000000 1020.~~35168401~~66050161 ~~989~~968.~~64831599~~98781457 0.~~98964832~~96898781 1020.~~35168401~~66050161 15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 X-PO 0.00000000 31.~~74320282~~27194299 ~~996~~994.~~25679718~~98485419 0.~~99625680~~99498485 31.~~74320282~~27194299 15-PO 0.00000000 38.~~90895868~~14036284 ~~996~~987.~~09104132~~95067848 0.~~99609104~~98795068 38.~~90895868~~14036284 15-B-1 0.00000000 3.~~56823140~~59005785 ~~996~~992.~~43176860~~84171074 0.~~99643177~~99284171 3.~~56823140~~59005785 15-B-2 0.00000000 3.~~56824373~~59007168 ~~996~~992.~~43175627~~84172043 0.~~99643176~~99284172 3.~~56824373~~59007168 15-B-3 0.00000000 3.~~56824373~~59007168 ~~996~~992.~~43175627~~84172043 0.~~99643176~~99284172 3.~~56824373~~59007168 15-B-4 0.00000000 3.~~56823529~~59005348 ~~996~~992.~~43176471~~84171123 0.~~99643176~~99284171 3.~~56823529~~59005348 15-B-5 0.00000000 3.~~56827957~~59010753 ~~996~~992.~~43172043~~84172043 0.~~99643172~~99284172 3.~~56827957~~59010753 15-B-6 0.00000000 3.~~56822539~~58970779 ~~996~~992.~~43177461~~84206682 0.~~99643177~~99284207 3.~~56822539~~58970779 30-B-1 0.00000000 0.~~94589116~~95193654 ~~999~~998.~~05410884~~10217230 0.~~99905411~~99810217 0.~~94589116~~95193654 30-B-2 0.00000000 0.~~94589097~~95193769 ~~999~~998.~~05410903~~10217134 0.~~99905411~~99810217 0.~~94589097~~95193769 30-B-3 0.00000000 0.~~94588998~~95193565 ~~999~~998.~~05411002~~10217436 0.~~99905411~~99810217 0.~~94588998~~95193565 30-B-4 0.00000000 0.~~94588901~~95193658 ~~999~~998.~~05411099~~10217441 0.~~99905411~~99810217 0.~~94588901~~95193658 30-B-5 0.00000000 0.~~94589335~~95193906 ~~999~~998.~~05410665~~10217452 0.~~99905411~~99810217 0.~~94589335~~95193906 30-B-6 0.00000000 0.~~94588708~~95193351 ~~999~~998.~~05411292~~10216904 0.~~99905411~~99810217 0.~~94588708~~95193351 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 145,430,000.00 6.00000% ~~145~~143,~~430~~697,~~000~~801.0063 ~~727~~718,~~150~~489.0001 0.00 0.00 1-A-R 50.00 6.00000% 500.00 0.2500 0.00 0.00 1-A-LR 50.00 6.00000% 500.00 0.2500 0.00 0.00 2-A-1 105,495,000.00 6.00000% 105,~~495~~385,~~000~~589.0024 ~~527~~526,~~475~~927.0095 0.00 0.00 2-A-2 1,066,000.00 6.00000% 1,~~066~~064,~~000~~894.0043 5,~~330~~324.0047 0.00 0.00 CB-IO 0.00 6.00000% 87,~~068~~976,~~501~~999.3645 4039,~~342~~885.5100 0.00 0.00 3-A-1 5,228,000.00 6.00000% 5,228,000.00 26,140.00 0.00 0.00 3-A-2 38,861,000.00 6.00000% 38,~~861~~806,~~000~~883.0050 194,~~305~~034.0042 0.00 0.00 3-A-3 2,120,000.00 6.00000% 2,120,000.00 10,600.00 0.00 0.00 3-A-4 2,120,000.00 6.00000% 2,120,000.00 10,600.00 0.00 0.00 3-IO 0.00 6.00000% ~~956~~955,~~431~~533.1548 4,~~782~~777.1667 0.00 0.00 4-A-1 34,348,000.00 5.00000% 34,~~348~~211,~~000~~883.0084 ~~143~~142,~~116~~549.6752 0.00 0.00 5-A-1 54,305,000.00 5.50000% 5453,~~305~~742,~~000~~851.0080 ~~248~~246,~~897~~321.9240 0.00 0.00 15-IO 0.00 5.00000% 2,~~876~~830,~~449~~299.8861 11,~~985~~792.2192 0.00 0.00 X-PO 4,719,787.00 0.00000% 4,~~719~~702,~~787~~119.0088 0.00 0.00 0.00 15-PO 947,416.00 0.00000% ~~947~~943,~~416~~712.0059 0.00 0.00 0.00 15-B-1 2,420,000.00 5.~~30418~~30420% 2,~~420~~411,~~000~~364.0088 10,~~696~~658.7664 0.00 0.00 15-B-2 279,000.00 5.~~30418~~30420% ~~279~~278,~~000~~004.0046 1,~~233~~228.2283 0.00 0.00 15-B-3 279,000.00 5.~~30418~~30420% ~~279~~278,~~000~~004.0046 1,~~233~~228.2283 0.00 0.00 15-B-4 187,000.00 5.~~30418~~30420% ~~187~~186,~~000~~332.0074 ~~826~~823.5762 0.00 0.00 15-B-5 93,000.00 5.~~30418~~30420% 9392,~~000~~668.0015 ~~411~~409.0761 0.00 0.00 15-B-6 186,199.00 5.~~30418~~30420% ~~186~~185,~~199~~534.0060 ~~823~~820.0309 0.00 0.00 30-B-1 6,744,000.00 6.00000% 6,~~744~~737,~~000~~620.0091 33,~~720~~688.0010 0.00 0.00 30-B-2 3,210,000.00 6.00000% 3,~~210~~206,~~000~~963.0069 16,~~050~~034.0082 0.00 0.00 30-B-3 1,927,000.00 6.00000% 1,~~927~~925,~~000~~177.0027 9,~~635~~625.0089 0.00 0.00 30-B-4 1,766,000.00 6.00000% 1,~~766~~764,~~000~~329.0056 8,~~830~~821.0065 0.00 0.00 30-B-5 1,444,000.00 6.00000% 1,~~444~~442,~~000~~634.0013 7,~~220~~213.0017 0.00 0.00 30-B-6 964,206.00 6.00000% ~~964~~963,~~206~~293.0097 4,~~821~~816.0347 0.00 0.00 Totals 414,139,708.00 2,~~046~~032,~~224~~812.8708 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~727~~718,~~150~~489.0001 0.00 ~~143~~142,~~697~~828,~~801~~052.6317 1-A-R 0.00 0.00 0.8300 0.00 0.00 1-A-LR 0.00 0.00 0.2500 0.00 0.00 2-A-1 0.00 0.00 ~~527~~526,~~475~~927.0095 0.00 ~~105~~104,~~385~~498,~~589~~267.2463 2-A-2 0.00 0.00 5,~~330~~324.0047 0.00 1,~~064~~055,~~894~~928.4327 CB-IO 0.00 0.00 4039,~~342~~885.5100 0.00 7,~~976~~832,~~999~~552.4543 3-A-1 0.00 0.00 26,140.00 0.00 5,228,000.00 3-A-2 0.00 0.00 194,~~305~~034.0042 0.00 38,~~806~~752,~~883~~946.5018 3-A-3 0.00 0.00 10,600.00 0.00 2,120,000.00 3-A-4 0.00 0.00 10,600.00 0.00 2,120,000.00 3-IO 0.00 0.00 4,~~782~~777.1667 0.00 ~~955~~954,~~533~~684.4812 4-A-1 0.00 0.00 ~~143~~142,~~116~~549.6752 0.00 34,~~211~~078,~~883~~474.8481 5-A-1 0.00 0.00 ~~248~~246,~~897~~321.9240 0.00 5352,~~742~~620,~~851~~883.8027 15-IO 0.00 0.00 11,~~985~~792.2192 0.00 2,~~830~~764,~~299~~254.6172 X-PO 0.00 0.00 0.00 0.00 4,~~702~~696,~~119~~116.8858 15-PO 0.00 0.00 0.00 0.00 ~~943~~936,~~712~~000.5928 15-B-1 0.00 0.00 10,~~696~~658.7664 0.00 2,~~411~~402,~~364~~676.8894 15-B-2 0.00 0.00 1,~~233~~228.2283 0.00 ~~278~~277,~~004~~002.4684 15-B-3 0.00 0.00 1,~~233~~228.2283 0.00 ~~278~~277,~~004~~002.4684 15-B-4 0.00 0.00 ~~826~~823.5762 0.00 ~~186~~185,~~332~~661.7440 15-B-5 0.00 0.00 ~~411~~409.0761 0.00 92,~~668~~334.1528 15-B-6 0.00 0.00 ~~823~~820.0309 0.00 ~~185~~184,~~534~~866.6020 30-B-1 0.00 0.00 33,~~720~~688.0010 0.00 6,~~737~~731,~~620~~201.9105 30-B-2 0.00 0.00 16,~~050~~034.0082 0.00 3,~~206~~203,~~963~~907.6997 30-B-3 0.00 0.00 9,~~635~~625.0089 0.00 1,~~925~~923,~~177~~342.2789 30-B-4 0.00 0.00 8,~~830~~821.0065 0.00 1,~~764~~762,~~329~~648.5644 30-B-5 0.00 0.00 7,~~220~~213.0017 0.00 1,~~442~~441,~~634~~259.1354 30-B-6 0.00 0.00 4,~~821~~816.0347 0.00 ~~963~~962,~~293~~376.9710 Totals 0.00 0.00 2,~~046~~032,~~225~~812.4508 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 145,430,000.00 6.00000% ~~1000~~988.~~00000000~~08912625 54.~~00000000~~94044564 0.00000000 0.00000000 1-A-R 50.00 6.00000% ~~1000~~0.00000000 50.00000000 0.00000000 0.00000000 1-A-LR 50.00 6.00000% ~~1000~~0.00000000 50.00000000 0.00000000 0.00000000 2-A-1 105,495,000.00 6.00000% ~~1000~~998.~~00000000~~96288203 54.~~00000000~~99481445 0.00000000 0.00000000 2-A-2 1,066,000.00 6.00000% ~~1000~~998.~~00000000~~96287992 54.~~00000000~~99481238 0.00000000 0.00000000 CB-IO 0.00 6.00000% ~~1000~~988.~~00004462~~65941146 54.~~00000062~~94329740 0.00000000 0.00000000 3-A-1 5,228,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 3-A-2 38,861,000.00 6.00000% ~~1000~~998.~~00000000~~60743419 54.~~00000000~~99303724 0.00000000 0.00000000 3-A-3 2,120,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 3-A-4 2,120,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 3-IO 0.00 6.00000% ~~1000~~999.~~00015683~~06159462 54.~~00000523~~99531069 0.00000000 0.00000000 4-A-1 34,348,000.00 5.00000% ~~1000~~996.~~00000000~~03714452 4.~~16666676~~15015489 0.00000000 0.00000000 5-A-1 54,305,000.00 5.50000% ~~1000~~989.~~00000000~~64831599 4.~~58333339~~53588804 0.00000000 0.00000000 15-IO 0.00 5.00000% ~~1000~~983.~~00030593~~95612437 4.~~16666869~~09981891 0.00000000 0.00000000 X-PO 4,719,787.00 0.00000% ~~1000~~996.~~00000000~~25679718 0.00000000 0.00000000 0.00000000 15-PO 947,416.00 0.00000% ~~1000~~996.~~00000000~~09104132 0.00000000 0.00000000 0.00000000 15-B-1 2,420,000.00 5.~~30418~~30420% ~~1000~~996.~~00000000~~43176860 4.~~42014876~~40439669 0.00000000 0.00000000 15-B-2 279,000.00 5.~~30418~~30420% ~~1000~~996.~~00000000~~43175627 4.~~42014337~~40440860 0.00000000 0.00000000 15-B-3 279,000.00 5.~~30418~~30420% ~~1000~~996.~~00000000~~43175627 4.~~42014337~~40440860 0.00000000 0.00000000 15-B-4 187,000.00 5.~~30418~~30420% ~~1000~~996.~~00000000~~43176471 4.~~42016043~~40438503 0.00000000 0.00000000 15-B-5 93,000.00 5.~~30418~~30420% ~~1000~~996.~~00000000~~43172043 4.~~42010753~~40440860 0.00000000 0.00000000 15-B-6 186,199.00 5.~~30418~~30420% ~~1000~~996.~~00000000~~43177461 4.~~42016337~~40437382 0.00000000 0.00000000 30-B-1 6,744,000.00 6.00000% ~~1000~~999.~~00000000~~05410884 54.~~00000000~~99526987 0.00000000 0.00000000 30-B-2 3,210,000.00 6.00000% ~~1000~~999.~~00000000~~05410903 54.~~00000000~~99527103 0.00000000 0.00000000 30-B-3 1,927,000.00 6.00000% ~~1000~~999.~~00000000~~05411002 54.~~00000000~~99527244 0.00000000 0.00000000 30-B-4 1,766,000.00 6.00000% ~~1000~~999.~~00000000~~05411099 54.~~00000000~~99527180 0.00000000 0.00000000 30-B-5 1,444,000.00 6.00000% ~~1000~~999.~~00000000~~05410665 54.~~00000000~~99527008 0.00000000 0.00000000 30-B-6 964,206.00 6.00000% ~~1000~~999.~~00000000~~05411292 54.~~00000000~~99527072 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 54.~~00000000~~94044564 0.00000000 ~~988~~982.~~08912625~~10858949 1-A-R 0.00000000 0.00000000 160.~~60000000~~00000000 0.00000000 0.00000000 1-A-LR 0.00000000 0.00000000 50.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 54.~~00000000~~99481445 0.00000000 ~~998~~990.~~96288203~~55185203 2-A-2 0.00000000 0.00000000 54.~~00000000~~99481238 0.00000000 ~~998~~990.~~96287992~~55184803 CB-IO 0.00000000 0.00000000 54.~~00000062~~94329740 0.00000000 ~~988~~970.~~65941146~~75682707 3-A-1 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 3-A-2 0.00000000 0.00000000 54.~~00000000~~99303724 0.00000000 ~~998~~997.~~60743419~~21947917 3-A-3 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 3-A-4 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 3-IO 0.00000000 0.00000000 54.~~00000523~~99531069 0.00000000 ~~999~~998.~~06159462~~17354310 4-A-1 0.00000000 0.00000000 4.~~16666676~~15015489 0.00000000 ~~996~~992.~~03714452~~15310382 5-A-1 0.00000000 0.00000000 4.~~58333339~~53588804 0.00000000 ~~989~~968.~~64831599~~98781457 15-IO 0.00000000 0.00000000 4.~~16666869~~09981891 0.00000000 ~~983~~960.~~95612437~~99556085 X-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~996~~994.~~25679718~~98485419 15-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~996~~987.~~09104132~~95067848 15-B-1 0.00000000 0.00000000 4.~~42014876~~40439669 0.00000000 ~~996~~992.~~43176860~~84171074 15-B-2 0.00000000 0.00000000 4.~~42014337~~40440860 0.00000000 ~~996~~992.~~43175627~~84172043 15-B-3 0.00000000 0.00000000 4.~~42014337~~40440860 0.00000000 ~~996~~992.~~43175627~~84172043 15-B-4 0.00000000 0.00000000 4.~~42016043~~40438503 0.00000000 ~~996~~992.~~43176471~~84171123 15-B-5 0.00000000 0.00000000 4.~~42010753~~40440860 0.00000000 ~~996~~992.~~43172043~~84172043 15-B-6 0.00000000 0.00000000 4.~~42016337~~40437382 0.00000000 ~~996~~992.~~43177461~~84206682 30-B-1 0.00000000 0.00000000 54.~~00000000~~99526987 0.00000000 ~~999~~998.~~05410884~~10217230 30-B-2 0.00000000 0.00000000 54.~~00000000~~99527103 0.00000000 ~~999~~998.~~05410903~~10217134 30-B-3 0.00000000 0.00000000 54.~~00000000~~99527244 0.00000000 ~~999~~998.~~05411002~~10217436 30-B-4 0.00000000 0.00000000 54.~~00000000~~99527180 0.00000000 ~~999~~998.~~05411099~~10217441 30-B-5 0.00000000 0.00000000 54.~~00000000~~99527008 0.00000000 ~~999~~998.~~05410665~~10217452 30-B-6 0.00000000 0.00000000 54.~~00000000~~99527072 0.00000000 ~~999~~998.~~05411292~~10216904 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-IO 6.00000% 4,~~872~~784,~~703~~247.6366 4,~~784~~736,~~247~~120.6631 0.00 0.00 9897.~~18466687~~19697390% 2-IO 6.00000% 3,~~195~~192,~~797~~751.7279 3,~~192~~096,~~751~~432.7912 0.00 0.00 9996.~~90469515~~89074734% 3-IO-1 6.00000% ~~956,431.15~~ 955,533.48 954,684.12 0.00 0.00 99.~~90615946~~81735431% 15-IO-1 5.00000% ~~803,505.75~~ 800,413.67 797,439.52 0.00 0.00 99.~~61526935~~24512231% 15-IO-2 5.00000% 2,~~072~~029,~~944~~885.1294 21,~~029~~966,~~885~~815.9419 0.00 0.00 9794.~~92285465~~88028572% X-PO-1 0.00000% 0.00 0.00 2,~~108~~093,~~136~~607.0010 2,~~093~~091,~~607~~174.1085 99.~~31081771~~19544327% X-PO-2 0.00000% 0.00 0.00 1,~~254~~253,~~580~~145.0075 1,~~253~~251,~~145~~669.7524 99.~~88567887~~76798929% X-PO-3 0.00000% 0.00 0.00 1,~~337~~335,~~071~~444.0020 1,~~335~~333,~~444~~614.2041 99.~~87833107~~74148044% X-PO-4 0.00000% 0.00 0.00 109,~~000~~960.0050 9,~~960~~919.5091 99.~~60500000~~19910000% X-PO-5 0.00000% 0.00 0.00 109,~~000~~962.0034 9,~~962~~738.3417 9997.~~62340000~~38170000% 15-PO-4 0.00000% 0.00 0.00 ~~736,801.00~~ 733,890.85 730,899.80 99.~~60502904~~19907818% 15-PO-5 0.00000% 0.00 0.00 ~~210,615.00~~ 209,821.74 99205,100.~~62336016~~48 97.38170596%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 45,~~778~~237,~~444~~142.9543 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 45,~~778~~237,~~444~~142.9543 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 8887,~~177~~614.2325 Payment of Interest and Principal 45,~~690~~149,~~267~~528.7218 Total Withdrawals (Pool Distribution Amount) 45,~~778~~237,~~444~~142.9543 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 8685,~~279~~728.0825 Trustee Fee - Wells Fargo Bank, N.A. 1,~~898~~886.1500 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 8887,~~177~~614.2325

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 79,~~585~~294.4153 0.00 0.00 79,~~585~~294.4153 30 Days 314 0 0 0 314 ~~385~~1,~~186~~729,819.0093 0.00 0.00 0.00 ~~385~~1,~~186~~729,819.0093 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 314 1 0 0 415 ~~385~~1,~~186~~729,819.0093 79,~~585~~294.4153 0.00 0.00 ~~464~~1,~~771~~809,114.4146 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~034153~~034352% 0.000000% 0.000000% 0.~~034153~~034352% 0.~~019318~~019393% 0.000000% 0.000000% 0.~~019318~~019393% 30 Days 0.~~102459~~480934% 0.000000% 0.000000% 0.000000% 0.~~102459~~480934% 0.~~093499~~423058% 0.000000% 0.000000% 0.000000% 0.~~093499~~423058% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~102459~~480934% 0.~~034153~~034352% 0.000000% 0.000000% 0.~~136612~~515287% 0.~~093499~~423058% 0.~~019318~~019393% 0.000000% 0.000000% 0.~~112817~~442451%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 26 0 0 0 26 ~~285~~714,~~186~~105.0055 0.00 0.00 0.00 ~~285~~714,~~186~~105.0055 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 26 0 0 0 26 ~~285~~714,~~186~~105.0055 0.00 0.00 0.00 ~~285~~714,~~186~~105.0055 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~161031~~486224% 0.000000% 0.000000% 0.000000% 0.~~161031~~486224% 0.~~185594~~467383% 0.000000% 0.000000% 0.000000% 0.~~185594~~467383% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~161031~~486224% 0.000000% 0.000000% 0.000000% 0.~~161031~~486224% 0.~~185594~~467383% 0.000000% 0.000000% 0.000000% 0.~~185594~~467383% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0283,661.0066 0.00 0.00 0.00 0283,661.0066 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 0283,661.0066 0.00 0.00 0.00 0283,661.0066 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~278552% 0.000000% 0.000000% 0.000000% 0.~~000000~~278552% 0.~~000000~~252040% 0.000000% 0.000000% 0.000000% 0.~~000000~~252040% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~278552% 0.000000% 0.000000% 0.000000% 0.~~000000~~278552% 0.~~000000~~252040% 0.000000% 0.000000% 0.000000% 0.~~000000~~252040% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0459,508.0044 0.00 0.00 0.00 0459,508.0044 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0459,508.0044 0.00 0.00 0.00 0459,508.0044 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~934579% 0.000000% 0.000000% 0.000000% 0.~~000000~~934579% 0.~~000000~~880221% 0.000000% 0.000000% 0.000000% 0.~~000000~~880221% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~934579% 0.000000% 0.000000% 0.000000% 0.~~000000~~934579% 0.~~000000~~880221% 0.000000% 0.000000% 0.000000% 0.~~000000~~880221% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 79,~~585~~294.4153 0.00 0.00 79,~~585~~294.4153 30 Days 1 0 0 0 1 ~~100~~53,~~000~~730.0006 0.00 0.00 0.00 ~~100~~53,~~000~~730.0006 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 1 0 0 2 ~~100~~53,~~000~~730.0006 79,~~585~~294.4153 0.00 0.00 ~~179~~133,~~585~~024.4159 0-29 Days 0.323625% 0.000000% 0.000000% 0.323625% 0.~~218584~~218631% 0.000000% 0.000000% 0.~~218584~~218631% 30 Days 0.323625% 0.000000% 0.000000% 0.000000% 0.323625% 0.~~274653~~148145% 0.000000% 0.000000% 0.000000% 0.~~274653~~148145% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.323625% 0.323625% 0.000000% 0.000000% 0.647249% 0.~~274653~~148145% 0.~~218584~~218631% 0.000000% 0.000000% 0.~~493237~~366776% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 04 0 0 0 04 0218,814.0022 0.00 0.00 0.00 0218,814.0022 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 04 0 0 0 04 0218,814.0022 0.00 0.00 0.00 0218,814.0022 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~736648% 0.000000% 0.000000% 0.000000% 0.~~000000~~736648% 0.~~000000~~397278% 0.000000% 0.000000% 0.000000% 0.~~000000~~397278% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~736648% 0.000000% 0.000000% 0.000000% 0.~~000000~~736648% 0.~~000000~~397278% 0.000000% 0.000000% 0.000000% 0.~~000000~~397278%

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.~~184586~~183568% Weighted Average ~~Net Coupon 5.934586% Weighted Average~~ Pass-Through Rate 5.~~929085~~928067% Weighted Average Maturity(Stepdown Calculation ) ~~286~~285 Beginning Scheduled Collateral Loan Count 2,~~941~~928 Number Of Loans Paid In Full 1317 Ending Scheduled Collateral Loan Count 2,~~928~~911 Beginning Scheduled Collateral Balance ~~414~~411,~~139~~495,~~708~~665.0093 Ending Scheduled Collateral Balance ~~411~~408,~~495~~378,~~665~~949.9377 Ending Actual Collateral Balance at 31-~~Jul~~Aug-2004 ~~411~~408,~~970~~885,068.6321 Monthly P &I Constant 2,~~770~~757,~~884~~984.8426 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 4,886,167.71 Class AP Deferred Amount 0.00 Scheduled Principal ~~636~~637,~~482~~557.3387 Unscheduled Principal 2,~~007~~479,~~559~~158.9229

Group Level Collateral Statement Group 1 - 30 Year Fixed 2 - 30 Year Fixed 3 - 30 Year Fixed Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year Weighted Average Coupon Rate 6.~~362307~~360638 6.~~358130~~358149 6.~~211816~~211851 Weighted Average Net Rate 6.~~112308~~110638 6.~~108130~~108149 5.~~961816~~961851 Weighted Average Maturity ~~357~~356 ~~358~~ 357 356 Beginning Loan Count 1,~~254~~242 722 107 Loans Paid In Full 128 04 0 Ending Loan Count 1,~~242~~234 ~~722~~718 107 Beginning Scheduled Balance ~~155~~153,~~303~~549,~~587~~442.8543 113,~~490~~373,~~509~~231.4198 52,~~280~~222,~~995~~711.7700 Ending scheduled Balance ~~153~~152,~~549~~669,~~442~~892.4333 ~~113~~112,~~373~~470,~~231~~109.9838 52,~~222~~164,~~711~~387.0005 Record Date 0708/31/2004 0708/31/2004 0708/31/2004 Principal And Interest Constant ~~970~~959,~~016~~977.6972 708,037.7157 321,582.1715 Scheduled Principal 146,~~609~~084.0509 ~~106~~107,~~714~~334.8828 5051,~~948~~249.9008 Unscheduled Principal 1733,~~607,536~~466.3701 10795,~~562~~788.5532 7,~~335~~074.87 Scheduled Interest ~~823~~813,~~407~~893.6463 ~~601~~600,~~322~~703.8329 270,~~633~~333.2707 Servicing Fees 3231,~~354~~989.8947 23,~~643~~619.8443 10,~~891~~879.8871 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~711~~703.8078 ~~520~~519.1762 239.6333 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~790~~781,~~340~~200.9538 ~~577~~576,~~158~~564.8224 259,~~501~~214.7603 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~106807~~105138 6.~~102630~~102649 5.~~956316~~956351

Group Level Collateral Statement Group 4 - 15 Year Fixed 5 - 15 Year Fixed Total Collateral Description Fixed 15 Year Fixed 15 Year Mixed Fixed Weighted Average Coupon Rate 5.~~263278~~263287 5.~~917128~~915013 6.~~184586~~183568 Weighted Average Net Rate 5.~~013278~~013287 5.~~667128~~665013 5.~~934586~~933568 Weighted Average Maturity ~~178~~177 ~~178~~177 ~~286~~285 Beginning Loan Count 309 ~~549~~548 2,~~941~~928 Loans Paid In Full 0 15 1317 Ending Loan Count 309 ~~548~~543 2,~~928~~911 Beginning Scheduled Balance 36,~~443~~299,~~691~~639.6792 56,~~620~~050,~~923~~640.4860 ~~414~~411,~~139~~495,~~708~~665.1893 Ending scheduled Balance 36,~~299~~158,~~639~~188.9261 5654,~~050~~916,~~640~~372.6040 ~~411~~408,~~495~~378,~~665~~949.9377 Record Date 0708/31/2004 0708/31/2004 0708/31/2004 Principal And Interest Constant 294,666.9991 ~~476~~473,~~581~~719.2891 2,~~770~~757,~~884~~984.8426 Scheduled Principal ~~134~~135,~~822~~454.5906 197,~~386~~436.9136 ~~636~~637,~~482~~557.3387 Unscheduled Principal 95,~~229~~997.1625 ~~372~~936,~~895~~831.9784 2,~~007~~479,~~559~~158.9229 Scheduled Interest 159,~~844~~212.4085 ~~279~~276,~~194~~283.3755 2,~~134~~120,~~402~~426.5139 Servicing Fees 7,~~592~~562.4542 11,~~796~~677.0222 8685,~~279~~728.0825 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~167~~166.0337 ~~259~~256.5290 1,~~898~~886.1500 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~152~~151,~~084~~484.9206 ~~267~~264,~~138~~349.8343 2,~~046~~032,~~225~~812.2814 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~007778~~007787 5.~~661628~~659513 5.~~929085~~928067

Miscellaneous Reporting Group 1 - 30 Year Fixed CPR 115.~~748285~~589047% Subordinate % 5.~~068918~~122307% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 94.~~931082~~877693% Group 2 - 30 Year Fixed CPR 08.~~111732~~112729% Subordinate % 5.~~056249~~056723% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 94.~~943751~~943277% Group 3 - 30 Year Fixed CPR 0.~~168414~~162608% Subordinate % 5.~~132947~~133667% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 94.~~867053~~866333%

Miscellaneous Reporting Group 4 - 15 Year Fixed CPR 0.~~304596~~198819% Subordinate % 3.~~778732~~779705% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.~~221268~~220295% Group 5 - 15 Year Fixed CPR 718.~~648635~~370906% Subordinate % 3.~~715064~~739874% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.~~284936~~260126%

Group

Filing Compare · Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2004-7