8-K 1 ace04rm1_aug.txt AUGUST 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 ACE SECURITIES CORP. HOME EQUITY LOAN TRUST Asset-Backed Pass-Through Certificates, Series 2004-RM1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-110039-09 54-2157780 Pooling and Servicing Agreement) (Commission 54-2157781 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2004 a distribution was made to holders of ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, Asset-Backed Pass-Through Certificates, Series 2004-RM1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Pass-Through Certificates, Series 2004-RM1 Trust, relating to the August 25, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ACE SECURITIES CORP. HOME EQUITY LOAN TRUST Asset-Backed Pass-Through Certificates, Series 2004-RM1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/27/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Pass-Through Certificates, Series 2004-RM1 Trust, relating to the August 25, 2004 distribution. EX-99.1

~~Delaware~~ACE ~~333~~Securities Corporation Home Equity Loan Trust Asset-~~81236~~Backed 56Pass-~~2088493~~Through Certificates Record Date: 7/31/04 Distribution Date: 8/25/04 ACE Series: 2004-RM1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1A 004421FP3 SEN 1.83000% 131,108,000.00 173,281.07 2,848,907.84 A-1B 004421FQ1 SEN 1.76000% 131,108,000.00 166,652.84 2,848,907.84 A-2 004421FR9 SEN 1.86000% 69,994,000.00 94,025.27 869,467.43 M-1 004421FS7 MEZ 2.18000% 23,657,000.00 37,246.63 0.00 M-2 004421FT5 MEZ 2.68000% 18,513,000.00 35,832.94 0.00 M-3 004421FU2 MEZ 2.93000% 5,143,000.00 10,883.16 0.00 M-~~-----------------------~~4 004421FV0 MEZ 3.43000% 5,143,000.00 12,740.35 0.00 M-~~----------------------~~5 004421FW8 MEZ 3.58000% 4,114,000.00 10,636.98 0.00 M-~~-----------------------------~~6 ~~(STATE~~004421FX6 ORMEZ ~~OTHER~~4.98000% ~~JURISDICTION~~4,114,000.00 ~~(COMMISSION~~14,796.69 (I0.R00 B-1 004421FY4 SUB 4.S98000% 6,171,000.00 ~~EMPLOYER~~22,195.03 OF0.00 ~~INCORPORATION)~~B-2 ~~FILE~~004421FZ1 ~~NUMBER)~~SUB ~~IDENTIFICATION~~4.98000% NO8,228,000.)00 ~~6525~~29,593.37 ~~Morrison~~0.00 ~~Blvd~~B-3 004421GA5 SUB 4.98000% 2,057,000.00 ~~Suite~~7,398.34 ~~318~~0.00 CE ACE0401CE JUN 0.00000% 2,057,357.90 ~~Charlotte~~1,426,537.64 ~~North~~320.61 ~~Carolina~~P ~~92618~~ACE04010P SEN 0.00000% 100.00 19,343.66 0.00 R-~~----------------------------------~~1 ACE0401R1 SEN 0.00000% 0.00 0.00 0.00 R-~~-----------------------------~~2 ~~(ADDRESS~~ACE0401R2 OFSEN ~~PRINCIPAL~~0.00000% ~~(ZIP~~0.00 ~~CODE)~~0.00 ~~EXECUTIVE~~0.00 ~~OFFICES)~~Totals 411,407,457.90 2,061,163.97 6,567,603.72

~~Item~~Certificateholder ~~601~~Distribution Summary (acontinued) ofCurrent ~~Sequentially~~Ending ~~Exhibit~~Cumulative ~~Regulation~~Realized SCertificate Total Realized Class Loss Balance Distribution Losses A-K1A ~~Numbered~~0.00 ~~Number~~128,259,092.16 ~~Exhibit~~3,022,188.91 No0.00 ~~Description~~A-1B ~~Page~~0.00 128,259,092.16 3,015,560.68 0.00 A-2 0.00 69,124,532.57 963,492.70 0.00 M-1 0.00 23,657,000.00 37,246.63 0.00 M-2 0.00 18,513,000.00 35,832.94 0.00 M-3 0.00 5,143,000.00 10,883.16 0.00 M-4 0.00 5,143,000.00 12,740.35 0.00 M-5 0.00 4,114,000.00 10,636.98 0.00 M-6 0.00 4,114,000.00 14,796.69 0.00 B-1 0.00 6,171,000.00 22,195.03 0.00 B-2 0.00 8,228,000.00 29,593.37 0.00 B-~~-------~~3 0.00 2,057,000.00 7,398.34 0.00 CE 0.00 2,057,037.29 1,426,858.25 0.00 P 0.00 100.00 19,343.66 0.00 R-~~----------~~1 0.00 0.00 0.00 0.00 R-~~---~~2 10.00 40.00 0.00 0.00 Totals 0.00 404,839,854.18 8,628,767.69 0.00 All distributions required by the Pooling and Servicing 5 Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1A 0.00000000 0.00000000 1.32166664 0.00000000 978.27052628 A-1B 0.00000000 0.00000000 1.27111115 0.00000000 978.27052628 A-2 0.00000000 0.00000000 1.34333329 0.00000000 987.57797197 M-1 0.00000000 0.00000000 1.57444435 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 1.93555556 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 2.11611122 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 2.47722147 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 2.58555664 0.00000000 1000.00000000 M-6 0.00000000 0.00000000 3.59666748 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 3.59666667 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 3.59666626 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 3.59666505 0.00000000 1000.00000000 CE 0.00000000 0.00000000 693.38331459 0.00000000 999.84416421 P 0.00000000 0.00000000 193436.60000000 0.00000000 1000.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Filing Compare · ACE Securities Corp Series 2004-RM1