8-K 1 bay0400a_aug.txt AUGUST 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 30, 2004 BAYVIEW FINANCIAL SECURITIES COMPANY, LLC. Mortgage Pass-Through Certificates, Series 2004-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-104181-04 54-2151919 Pooling and Servicing Agreement) (Commission 54-2151920 (State or other File Number) 54-2151921 jurisdiction 54-2151922 of Incorporation) 54-2151923 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 30, 2004 a distribution was made to holders of BAYVIEW FINANCIAL SECURITIES COMPANY, LLC., Mortgage Pass-Through Certificates, Series 2004-A Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A Trust, relating to the August 30, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BAYVIEW FINANCIAL SECURITIES COMPANY, LLC. Mortgage Pass-Through Certificates, Series 2004-A Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 9/3/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A Trust, relating to the August 30, 2004 distribution. EX-99.1

~~_________________________________________________~~Bayview Financial Securities Company, LLC Mortgage Pass-Through Certificates Record Date: 7/31/04 Distribution Date: 8/30/04 BAY Series: 2004-A Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution R 073249CC6 SEN 0.00000% 0.00 0.00 0.00 A-IO 073249BS2 SEN 3.50000% 0.00 610,175.00 0.00 A 073249BT0 SEN 1.91188% 338,814,099.16 593,790.91 10,667,620.13 M1 073249BU7 MEZ 2.16188% 27,000,000.00 53,506.53 0.00 M2 073249BV5 MEZ 2.46188% 4,500,000.00 10,155.26 0.00 M3 073249BW3 MEZ 2.96188% 10,500,000.00 28,508.10 0.00 M4 073249BX1 MEZ 3.26188% 4,500,000.00 13,455.25 0.00 B1 073249BY9 JUN 4.21188% 4,125,000.00 15,926.17 0.00 B2 073249CD4 JUN 4.96188% 9,000,000.00 40,935.51 0.00 F 073249CA0 SEN 1.78812% 0.00 415,179.69 0.00 P 073249CB8 SEN 0.00000% 100.00 25,738.68 0.00 X 073249BZ6 SEN 0.00000% 0.00 147,831.79 0.00 Totals 398,439,199.16 1,955,202.89 10,667,620.13

~~UNITED~~Certificateholder ~~STATES~~Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses R 0.00 0.00 0.00 0.00 A-IO 0.00 0.00 610,175.00 0.00 A 0.00 328,146,479.03 11,261,411.04 0.00 M1 0.00 27,000,000.00 53,506.53 0.00 M2 0.00 4,500,000.00 10,155.26 0.00 M3 0.00 10,500,000.00 28,508.10 0.00 M4 0.00 4,500,000.00 13,455.25 0.00 B1 0.00 4,125,000.00 15,926.17 0.00 B2 0.00 9,000,000.00 40,935.51 0.00 F 0.00 0.00 415,179.69 0.00 P 0.00 100.00 25,738.68 0.00 X 0.00 0.00 147,831.79 0.00 Totals 0.00 387,771,579.03 12,622,823.02 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

~~SECURITIES~~Principal ~~AND~~Distribution ~~EXCHANGE~~Statement ~~COMMISSION~~Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) R 0.00 0.00 0.00 0.00 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 A 389,250,000.00 338,814,099.16 800,094.49 9,867,525.64 0.00 0.00 M1 27,000,000.00 27,000,000.00 0.00 0.00 0.00 0.00 M2 4,500,000.00 4,500,000.00 0.00 0.00 0.00 0.00 M3 10,500,000.00 10,500,000.00 0.00 0.00 0.00 0.00 M4 4,500,000.00 4,500,000.00 0.00 0.00 0.00 0.00 B1 4,125,000.00 4,125,000.00 0.00 0.00 0.00 0.00 B2 9,000,000.00 9,000,000.00 0.00 0.00 0.00 0.00 F 0.00 0.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 Totals 448,875,100.00 398,439,199.16 800,094.49 9,867,525.64 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Washington~~Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution R 0.00 0.00 0.00000000 0.00 A-IO 0.00 0.00 0.00000000 0.00 A 10,667,620.13 D328,146,479.C03 0. ~~20549~~84302243 10,667,620.13 M1 0.00 27,000,000.00 1.00000000 0.00 M2 0.00 4,500,000.00 1.00000000 0.00 M3 0.00 10,500,000.00 1.00000000 0.00 M4 0.00 4,500,000.00 1.00000000 0.00 B1 0.00 4,125,000.00 1.00000000 0.00 B2 0.00 9,000,000.00 1.00000000 0.00 F 0.00 0.00 0.00000000 0.00 P 0.00 100.00 1.00000000 0.00 X 0.00 0.00 0.00000000 0.00 Totals 10,667,620.13 387,771,579.03 0.86387411 10,667,620.13

~~FORM~~Principal 8Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-KIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A 389,250,000.00 870.42800041 2.05547717 25.35009798 0.00000000 M1 27,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 4,500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M3 10,500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M4 4,500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B1 4,125,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B2 9,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 F 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

~~CURRENT~~Principal ~~REPORT~~Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A 0.00000000 27.40557516 843.02242525 0.84302243 27.40557516 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 F 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~PURSUANT~~Interest TODistribution ~~SECTION~~Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall R 0.00 0.00000% 0.00 0.00 0.00 0.00 A-IO 0.00 3.50000% 209,202,857.00 610,175.00 0.00 0.00 A 389,250,000.00 1.91188% 338,814,099.16 593,790.91 0.00 0.00 M1 27,000,000.00 2.16188% 27,000,000.00 53,506.53 0.00 0.00 M2 4,500,000.00 2.46188% 4,500,000.00 10,155.26 0.00 0.00 M3 10,500,000.00 2.96188% 10,500,000.00 28,508.10 0.00 0.00 M4 4,500,000.00 3.26188% 4,500,000.00 13,455.25 OR0.00 0.00 B1 4,125,000.00 4.21188% 4,125,000.00 15~~(d)~~,926.17 OF0.00 ~~THE~~0.00 B2 9,000,000.00 4.96188% 9,000,000.00 40,935.51 0.00 0.00 F 0.00 1.78812% 253,295,808.36 415,179.69 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 X 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 448,875,100.00 1,781,632.42 0.00 0.00

~~SECURITIES~~Interest ~~EXCHANGE~~Distribution ~~ACT~~Statement OF(continued) ~~1934~~Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance R 0.00 0.00 0.00 0.00 0.00 A-IO 0.00 0.00 610,175.00 0.00 198,678,857.00 A 0.00 0.00 593,790.91 0.00 328,146,479.03 M1 0.00 0.00 53,506.53 0.00 27,000,000.00 M2 0.00 0.00 10,155.26 0.00 4,500,000.00 M3 0.00 0.00 28,508.10 0.00 10,500,000.00 M4 0.00 0.00 13,455.25 0.00 4,500,000.00 B1 0.00 0.00 15,926.17 0.00 4,125,000.00 B2 0.00 0.00 40,935.51 0.00 9,000,000.00 F 0.00 0.00 415,179.69 0.00 248,172,863.74 P 0.00 0.00 25,738.68 0.00 100.00 X 0.00 0.00 147,831.79 0.00 0.00 Totals 0.00 0.00 1,955,202.89 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Date~~Interest Distribution Factors Statement Beginning Payment of ~~Report~~Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (~~Date~~5) ofAmount ~~earliest~~Rate ~~event~~Balance ~~reported~~Interest Shortfall Shortfall R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-IO 0.00 3.50000% 813.56666656 2.37290278 0.00000000 0.00000000 A 389,250,000.00 1.91188% 870.42800041 1.52547440 0.00000000 0.00000000 M1 27,000,000.00 2.16188% 1000.00000000 1.98172333 0.00000000 0.00000000 M2 4,500,000.00 2.46188% 1000.00000000 2.25672444 0.00000000 0.00000000 M3 10,500,000.00 2.96188% 1000.00000000 2.71505714 0.00000000 0.00000000 M4 4,500,000.00 3.26188% 1000.00000000 2.99005556 0.00000000 0.00000000 B1 4,125,000.00 4.21188% 1000.00000000 3.86088970 0.00000000 0.00000000 B2 9,000,000.00 4.96188% 1000.00000000 4.54839000 0.00000000 0.00000000 F 0.00 1.78812% 905.45537439 1.48414095 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 X 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

~~April~~Interest 8Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-IO 0.00000000 0.00000000 2.37290278 0.00000000 772.63999987 A 0.00000000 0.00000000 1.52547440 0.00000000 843.02242525 M1 0.00000000 0.00000000 1.98172333 0.00000000 1000.00000000 M2 0.00000000 0.00000000 2.25672444 0.00000000 1000.00000000 M3 0.00000000 0.00000000 2.71505714 0.00000000 1000.00000000 M4 0.00000000 0.00000000 2.99005556 0.00000000 1000.00000000 B1 0.00000000 0.00000000 3.86088970 0.00000000 1000.00000000 B2 0.00000000 0.00000000 4.54839000 0.00000000 1000.00000000 F 0.00000000 0.00000000 1.48414095 0.00000000 887.14240755 P 0.00000000 0.00000000 257386.80000000 0.00000000 1000.00000000 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, ~~2004~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Bayview~~CERTIFICATEHOLDER ~~Financial~~ACCOUNT ~~Securities~~STATEMENT ~~Company~~CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 12,766,910.08 ~~LLC~~ Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 263,516.25 Realized Loss (Gains, Subsequent Expenses & Recoveries) (4,644.15) Prepayment Penalties 25,738.68 Total Deposits 13,051,520.86 Withdrawals Reimbursement for Servicer Advances 236,696.49 Payment of Service Fee 192,001.35 Payment of Interest and Principal 12,622,823.02 Total Withdrawals (Pool Distribution Amount) 13,051,520.86 Ending Balance 0.00

~~(Exact~~PREPAYMENT/CURTAILMENT ~~Name~~INTEREST ofSHORTFALL ~~Registrant~~Total asPrepayment/Curtailment ~~Specified~~Interest inShortfall ~~its~~0.00 ~~Charter)~~Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00

Delaware	333-104181	56-2336517
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

4425 Ponce de Leon Boulevard, 4th Floor Coral Gables, Florida		33146
(Address of Principal Executive Offices)		(Zip Code)

~~Registrant’s~~LOAN ~~telephone~~STATUS ~~number~~STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 20 0 0 20 1,115,816.10 ~~including~~0.00 ~~area~~0.00 ~~code: (305)~~1,115,816.10 ~~341~~30 Days 236 3 0 0 239 14,365,964.21 103,583.22 0.00 0.00 14,469,547.43 60 Days 81 3 0 0 84 6,636,143.11 191,875.23 0.00 0.00 6,828,018.34 90 Days 27 2 12 0 41 1,739,416.39 68,547.26 1,060,378.66 0.00 2,868,342.31 120 Days 7 2 12 2 23 757,262.90 87,111.01 1,277,273.11 87,748.74 2,209,395.76 150 Days 7 2 11 7 27 599,470.40 69,172.63 991,719.49 444,739.45 2,105,101.97 180+ Days 7 0 2 0 9 1,166,205.49 0.00 61,215.20 0.00 1,227,420.69 Totals 365 32 37 9 443 25,264,462.50 1,636,105.45 3,390,586.46 532,488.19 30,823,642.60 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-~~5632~~29 Days 0.445038% 0.000000% 0.000000% 0.445038% 0.284967% 0.000000% 0.000000% 0.284967% 30 Days 5.251446% 0.066756% 0.000000% 0.000000% 5.318202% 3.668909% 0.026454% 0.000000% 0.000000% 3.695363% 60 Days 1.802403% 0.066756% 0.000000% 0.000000% 1.869159% 1.694798% 0.049003% 0.000000% 0.000000% 1.743800% 90 Days 0.600801% 0.044504% 0.267023% 0.000000% 0.912328% 0.444228% 0.017506% 0.270809% 0.000000% 0.732543% 120 Days 0.155763% 0.044504% 0.267023% 0.044504% 0.511794% 0.193397% 0.022247% 0.326201% 0.022410% 0.564255% 150 Days 0.155763% 0.044504% 0.244771% 0.155763% 0.600801% 0.153098% 0.017666% 0.253274% 0.113582% 0.537620% 180+ Days 0.155763% 0.000000% 0.044504% 0.000000% 0.200267% 0.297836% 0.000000% 0.015634% 0.000000% 0.313470% Totals 8.121940% 0.712061% 0.823320% 0.200267% 9.857588% 6.452265% 0.417843% 0.865918% 0.135992% 7.872018%

~~None~~ Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 16 0 0 16 938,790.98 0.00 0.00 938,790.98 30 Days 189 1 0 0 190 10,286,649.74 60,730.54 0.00 0.00 10,347,380.28 60 Days 57 3 0 0 60 4,127,247.35 191,875.23 0.00 0.00 4,319,122.58 90 Days 17 1 11 0 29 695,666.78 37,386.71 835,915.79 0.00 1,568,969.28 120 Days 4 2 11 1 18 207,032.78 87,111.01 1,265,792.22 29,244.65 1,589,180.66 150 Days 3 2 9 6 20 225,315.26 69,172.63 704,695.69 305,532.22 1,304,715.80 180 Days 6 0 2 0 8 791,534.91 0.00 61,215.20 0.00 852,750.11 Totals 276 25 33 7 341 16,333,446.82 1,385,067.10 2,867,618.90 334,776.87 20,920,909.69 0-29 Days 0.463097% 0.000000% 0.000000% 0.463097% 0.377496% 0.000000% 0.000000% 0.377496% 30 Days 5.470333% 0.028944% 0.000000% 0.000000% 5.499276% 4.136347% 0.024420% 0.000000% 0.000000% 4.160767% 60 Days 1.649783% 0.086831% 0.000000% 0.000000% 1.736614% 1.659600% 0.077155% 0.000000% 0.000000% 1.736755% 90 Days 0.492041% 0.028944% 0.318379% 0.000000% 0.839363% 0.279733% 0.015034% 0.336129% 0.000000% 0.630895% 120 Days 0.115774% 0.057887% 0.318379% 0.028944% 0.520984% 0.083250% 0.035028% 0.508985% 0.011760% 0.639023% 150 Days 0.086831% 0.057887% 0.260492% 0.173661% 0.578871% 0.090601% 0.027815% 0.283364% 0.122857% 0.524637% 180 Days 0.173661% 0.000000% 0.057887% 0.000000% 0.231548% 0.318283% 0.000000% 0.024615% 0.000000% 0.342898% Totals 7.988423% 0.723589% 0.955137% 0.202605% 9.869754% 6.567814% 0.556947% 1.153093% 0.134617% 8.412470% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 4 0 0 4 177,025.12 0.00 0.00 177,025.12 30 Days 47 2 0 0 49 4,079,314.47 42,852.68 0.00 0.00 4,122,167.15 60 Days 24 0 0 0 24 2,508,895.76 0.00 0.00 0.00 2,508,895.76 90 Days 10 1 1 0 12 1,043,749.61 31,160.55 224,462.87 0.00 1,299,373.03 120 Days 3 0 1 1 5 550,230.12 0.00 11,480.89 58,504.09 620,215.10 150 Days 4 0 2 1 7 374,155.14 0.00 287,023.80 139,207.23 800,386.17 180 Days 1 0 0 0 1 374,670.58 0.00 0.00 0.00 374,670.58 Totals 89 7 4 2 102 8,931,015.68 251,038.35 522,967.56 197,711.32 9,902,732.91 0-29 Days 0.384986% 0.000000% 0.000000% 0.384986% 0.123906% 0.000000% 0.000000% 0.123906% 30 Days 4.523580% 0.192493% 0.000000% 0.000000% 4.716073% 2.855256% 0.029994% 0.000000% 0.000000% 2.885250% 60 Days 2.309913% 0.000000% 0.000000% 0.000000% 2.309913% 1.756065% 0.000000% 0.000000% 0.000000% 1.756065% 90 Days 0.962464% 0.096246% 0.096246% 0.000000% 1.154957% 0.730557% 0.021810% 0.157109% 0.000000% 0.909477% 120 Days 0.288739% 0.000000% 0.096246% 0.096246% 0.481232% 0.385125% 0.000000% 0.008036% 0.040949% 0.434110% 150 Days 0.384986% 0.000000% 0.192493% 0.096246% 0.673725% 0.261884% 0.000000% 0.200898% 0.097436% 0.560219% 180 Days 0.096246% 0.000000% 0.000000% 0.000000% 0.096246% 0.262245% 0.000000% 0.000000% 0.000000% 0.262245% Totals 8.565929% 0.673725% 0.384986% 0.192493% 9.817132% 6.251133% 0.175711% 0.366043% 0.138385% 6.931272%

~~(Former~~OTHER ~~Name~~INFORMATION orCurrent ~~Former~~Period ~~Address~~Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 263,516.25 ifClass ~~Changed~~R ~~Since~~59,625,100.00 ~~Last~~13.25001575% ~~Report)~~59,625,100.00 15.25584423% 0.000000% 0.000000% Class M-1 32,625,100.00 7.25001868% 32,625,100.00 8.34754899% 6.908295% 0.000000% Class M-2 28,125,100.00 6.25001917% 28,125,100.00 7.19616646% 1.151383% 0.000000% Class M-3 17,625,100.00 3.91668698% 17,625,100.00 4.50960720% 2.686559% 0.000000% Class M-4 13,125,100.00 2.91668747% 13,125,100.00 3.35822466% 1.151383% 0.000000% Class B-1 9,000,100.00 2.00002125% 9,000,100.00 2.30279066% 1.055434% 0.000000% Class B-2 100.00 0.00002222% 100.00 0.00002559% 2.302765% 0.000000% Class F 100.00 0.00002222% 100.00 0.00002559% 0.000000% 0.000000% Class P 0.00 0.00000000% 0.00 0.00000000% 0.000026% 0.000000% Class X 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

~~Item~~COLLATERAL 5STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7. ~~Other~~603572% ~~Events~~Weighted Average Net Coupon 7.1067284% Weighted Average Pass-Through Rate 7.029699% Weighted Average Maturity(Stepdown Calculation ) 275 Beginning Scheduled Collateral Loan Count 4,585 Number Of Loans Paid In Full 91 Ending Scheduled Collateral Loan Count 4,494 Beginning Scheduled Collateral Balance 401,349,627.69 Ending Scheduled Collateral Balance 390,834,483.52 Ending Actual Collateral Balance at 31-Jul-2004 391,559,612.07 Monthly P &I Constant 3,343,170.18 Special Servicing Fee 0.00 Prepayment Penalties 25,738.68 Realized Loss Amount 4,644.15 Cumulative Realized Loss 6,330.48 Ending Scheduled Balance for Premium Loans 390,834,483.52 Scheduled Principal 800,094.49 Unscheduled Principal 9,715,049.70

~~The~~Cap Registrant registered issuances of Mortgage Pass-Through Certificates, on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended (the “Act”), by a Registration Statement on Form S-3 (Registration File No0.00 ~~333-104181)~~Swap ~~(the “Registration Statement”)~~0. ~~Pursuant~~00 toOther ~~the~~Income Registration Statement, the Registrant issued $448,875,000 in aggregate principal amount of Class A-IO, Class A, Class M-1, Class M-2, Class M-3, Class M-4, Class B-1 and B-2 Bayview Financial Mortgage Pass-Through Certificates, Series 2004-A on April 8, 2004. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus dated April 5, 2004, as supplemented by the Prospectus Supplement dated April 5, 2004, as supplemented by the Supplement dated April 7, 2004 (~~collectively~~264, the “Prospectus”), to file a copy of the Pooling and Servicing Agreement (as defined below) and other operative agreements executed in connection with the issuance of the Certificates, a form of which was filed as an exhibit to the Registration Statement554.64)

~~The~~Miscellaneous ~~Certificates~~Reporting ~~were~~Base ~~issued~~Overcollateralization ~~pursuant~~Amount ~~to a Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”)~~2, ~~attached hereto as Exhibit 4.1~~250,001.10 ~~dated~~Excess asCash ofAmount ~~March 1~~304,951.88 ~~2004~~Extra ~~among~~Principal ~~Bayview~~Distribution ~~Financial~~Amount ~~Securities Company~~157,120.09 ~~LLC,~~Overcollateralized asAmount ~~depositor~~3, ~~Wachovia Bank~~062,904.49 ~~National~~Overcollaterized ~~Association,~~Deficiency asAmount ~~trustee~~9, ~~and Wells Fargo Bank N.A.~~469, ~~as master servicer~~121. ~~The~~64 ~~“Certificates”~~Specified ~~consist~~Overcollateralization ofAmount ~~the following classes: Class A-IO~~12, ~~Class A~~375, ~~Class M-1, Class M-2, Class M-3, Class M-4, Class B-1, Class B-2, Class F, Class X, Class P and Class R~~006.04

~~The~~Group ~~Certificates~~Level ~~evidence~~Collateral ~~all~~Statement ofGroup ~~the~~Group ~~beneficial~~1 ~~ownership~~Group ~~interest~~2 inTotal aCollateral ~~trust~~Description ~~fund~~Fixed ~~(the~~15/30 ~~“Trust~~& ~~Fund”)~~ARM Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 8.106101 6.743828 7.603572 Weighted Average Net Rate 7.569256 6.208492 7.067284 Weighted Average Maturity 256 307 275 Beginning Loan Count 3,508 ~~the~~1,077 ~~assets~~4,585 ofLoans ~~which~~Paid ~~consist~~In ~~primarily~~Full of53 a38 ~~pool~~91 ofEnding ~~certain~~Loan ~~first~~Count ~~lien~~3,455 ~~fixed~~1,039 ~~and~~4,494 ~~adjustable~~Beginning ~~rate~~Scheduled Balance 253,295,808.34 ~~fully~~148,053,819.35 ~~amortizing~~401,349,627.69 ~~and~~Ending ~~balloon~~scheduled ~~loans~~Balance ~~secured~~248,172,863.74 by142,661,619.78 ~~single-family~~390,834,483.52 ~~residential~~Record Date 07/31/2004 07/31/2004 07/31/2004 Principal And Interest Constant 2,295,614.02 ~~multifamily~~1,047,556.16 ~~commercial~~3,343,170.18 ~~and~~Scheduled ~~mixed~~Principal ~~use~~584,579.52 ~~properties~~215,514.97 ~~(the~~800,094.49 ~~“Mortgage~~Unscheduled ~~Loans”)~~Principal ~~with~~4,538,365.10 an5,176,684.60 ~~aggregate~~9,715,049.70 ~~outstanding~~Scheduled ~~principal~~Interest ~~balance~~1,711,034.50 of832,041.19 ~~approximately~~2,543,075.69 ~~$450~~Servicing Fees 113,~~000~~317.11 66,~~291~~048.72 as179,365.83 ofMaster ~~March~~Servicing Fees 3,166.20 1,850.67 ~~2004~~5,016.87 ~~together~~Trustee ~~with~~Fee ~~certain~~1,055.40 ~~other~~616.89 ~~assets~~1,672. ~~Capitalized~~29 ~~terms~~FRY ~~used~~Amount ~~herein~~0.00 ~~and~~0.00 ~~not~~0.00 ~~otherwise~~Special ~~defined~~Hazard ~~shall~~Fee ~~have~~0.00 ~~the~~0.00 ~~meanings~~0.00 ~~assigned~~Other toFee ~~them~~527.70 in308.45 ~~the~~836.15 ~~Pooling~~Pool ~~and~~Insurance Fee 2,817.95 583.84 3,401.79 Spread Fee 1 1,305.57 402.85 1,708.42 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,588,909.39 762,229.97 2,351,139.36 Realized Loss Amount 4,644.15 0.00 4,644.15 Cumulative Realized Loss 6,330.48 0.00 6,330.48 Percentage of Cumulative Losses 0.0022 0.0000 0.0014 Prepayment Penalties 0.00 0.00 0.00 Special Servicing ~~Agreement~~Fee 0.00 0.00 0.00 Pass-Through Rate 7.527528 6.177995 7.029699

Capitalized terms used but not otherwise defined herein shall have the same meanings ascribed to them in the Prospectus.

Item 7. Financial Statements; Pro Forma Financial Information and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits:

4.1

Pooling and Servicing Agreement, dated as of March 1, 2004, among Bayview Financial Securities Company, LLC, as Depositor, Wachovia Bank, National Association, as Trustee, and Wells Fargo Bank N.A., as Master Servicer.

99.1

Servicing Agreement, dated as of March 1, 2004, between M&T Mortgage Corporation, as Servicer and Wachovia Bank, National Association, as Trustee.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

BAYVIEW FINANCIAL SECURITIES COMPANY, LLC

By: /s/ Stuart Waldman

Name: Stuart Waldman

Title: Vice President

Dated: April 8, 2004

EXHIBIT INDEX

Exhibit No.

Description

4.1

99.1

Servicing Agreement, dated as of March 1, 2004, between M&T Mortgage Corporation, as Servicer and Wachovia Bank, National Association, as Trustee.

Filing Compare · BAYVIEW FINANCIAL SEC CO LLC MORT PAS THR CERTS SER 2004 A