8-K 1 mlc04hb1_aug.txt AUGUST 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 MERRILL LYNCH MORTGAGE INVESTORS TRUST Mortgage Pass-Through Certificates, Series 2004-HB1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-112231-15 54-2157850 Pooling and Servicing Agreement) (Commission 54-2157851 (State or other File Number) 54-2157852 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS TRUST, Mortgage Pass-Through Certificates, Series 2004-HB1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-HB1 Trust, relating to the August 25, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS TRUST Mortgage Pass-Through Certificates, Series 2004-HB1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/27/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-HB1 Trust, relating to the August 25, 2004 distribution. EX-99.1

~~Item~~Merrill ~~601(a)~~Lynch ofMortgage ~~Regulation~~Investors STrust Mortgage Pass-KThrough ~~Exhibit~~Certificates ~~No.~~Record ~~Description~~Date: 7/31/04 Distribution Date: 8/25/04 MLC Series: 2004-HB1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-~~-------------~~6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-~~----------~~Through ~~4.1~~Certificate ~~Pooling~~Interest ~~and~~Principal ~~Servicing~~Class ~~Agreement~~CUSIP ~~among~~Description ~~Merrill~~Rate ~~Lynch~~Balance ~~Mortgage~~Distribution ~~Investors,~~Distribution ~~Inc~~A-1 59020UET8 SEN 1.82188% 157,500,000.00 as215,209.58 ~~depositor~~2,887,294.67 ~~Cendant~~A-R ~~Mortgage~~59020UEY7 ~~Corporation,~~SEN as2.98850% ~~servicer,~~100.00 ~~and~~0.25 ~~Wells~~100.00 ~~Fargo~~A-2 ~~Bank~~59020UEU5 SEN 2.31000% 60,000,000.00 N103,950.00 972,182.47 A-3 59020UEV3 SEN 3.09050% 255,000,000.00 as656,730.44 ~~trustee~~2,999,335.10 ~~dated~~X-A as59020UEW1 ofIO ~~July~~1.25186% 0.00 226,898.67 0.00 B-1 59020UEZ4 SUB 2.01188% 11,250,000.00 ~~2004~~16,975.24 ~~for~~0.00 ~~Merrill~~B-2 ~~Lynch~~59020UFA8 ~~Mortgage~~SUB ~~Investors~~2.41188% ~~Trust~~5,750,000.00 ~~Series~~10,401.23 ~~MLCC~~0.00 ~~2004~~B-~~HB1~~3 ~~Mortgage~~59020UFB6 ~~Pass~~SUB 3.11188% 4,250,000.00 9,919.12 0.00 X-~~Through~~B ~~Certificates~~59020UEX9 IO 0.95889% 0.00 16,797.99 0.100 ~~Mortgage~~B-4 ~~Loan~~59020UFC4 ~~Purchase~~SUB ~~and~~3.05470% ~~Sale~~2,000,000.00 ~~Agreement~~5,091.17 ~~dated~~0.00 asB-5 of59020UFD2 ~~July~~SUB 3.05470% 1,250,000.00 ~~2004~~3,181.98 ~~between~~0.00 ~~Merrill~~B-6 ~~Lynch~~59020UFE0 ~~Credit~~SUB ~~Corporation~~3.05470% 3,000,916.19 as7,639.09 ~~Seller~~0.00 ~~and~~LTR2 ~~Merrill~~MLC400CR2 ~~Lynch~~SEQ ~~Mortgage~~0.00000% ~~Investors,~~0.00 ~~Inc~~0.00 0.00 LTR1 MLC400CR1 SEQ 0.00000% 0.00 0.00 0.00 Totals 500,001,016.19 as1,272,794.76 ~~Purchaser~~6,858,912.24

~~Exhibit~~Certificateholder NoDistribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~Description~~154,612,705.33 3,102,504.25 0.00 A-~~----------~~R 0.00 0.00 100.25 0.00 A-~~----------~~2 40.00 59,027,817.53 1,076,132.47 ~~Pooling~~0.00 ~~and~~A-3 ~~Servicing~~0.00 ~~Agreement~~252,000,664.90 ~~among~~3,656,065.54 ~~Merrill~~0.00 ~~Lynch~~X-A ~~Mortgage~~0.00 ~~Investors~~0.00 226,898.67 ~~Inc~~0.,00 asB-1 ~~depositor~~0.00 11,250,000.00 ~~Cendant~~16,975.24 ~~Mortgage~~0.00 ~~Corporation,~~B-2 as0.00 ~~servicer~~5,750,000.00 ~~and~~10,401.23 ~~Wells~~0.00 ~~Fargo~~B-3 ~~Bank~~0.00 4,250,000.00 N9,919.A12 0.00 X-B 0.00 0.00 16,797.99 as0.00 ~~trustee~~B-4 0.00 2,000,000.00 ~~dated~~5,091.17 as0.00 ofB-5 ~~July~~0.00 1,250,000.00 ~~2004~~3,181.98 ~~for~~0.00 ~~Merrill~~B-6 ~~Lynch~~0.00 ~~Mortgage~~3,000,916.19 ~~Investors~~7,639.09 ~~Trust~~0.00 ~~Series~~LTR2 ~~MLCC~~0.00 ~~2004-HB1~~0.00 ~~Mortgage~~0.00 ~~Pass-Through~~0.00 ~~Certificates~~LTR1 0.00 990.100 ~~Mortgage~~0.00 ~~Loan~~0.00 ~~Purchase~~Totals ~~and~~0.00 ~~Sale~~493,142,103.95 ~~Agreement~~8,131,707.00 ~~dated~~0.00 asAll ofdistributions ~~July~~required 1,by ~~2004,~~the ~~between~~Pooling ~~Merrill~~and ~~Lynch~~Servicing ~~Credit~~Agreement ~~Corporation,~~have asbeen ~~Seller~~calculated ~~and~~by ~~Merrill~~the ~~Lynch~~Certificate ~~Mortgage~~Administrator ~~Investors,~~on ~~Inc.,~~behalf asof ~~Purchaser~~the Trustee.

Filing Compare · MERRILL LYNCH MORTGAGE INVESTORS TRUST SERIES MLCC 2004-HB1