8-K 1 bst02008_aug.txt AUGUST 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-8 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-68542-08 51-0423867 Pooling and Servicing Agreement) (Commission 51-0423872 (State or other File Number) 51-0423873 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2004 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2002-8 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-8 Trust, relating to the August 25, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-8 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/25/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-8 Trust, relating to the August 25, 2004 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 67/3031/2004 Distribution Date: 78/2625/2004 BST Series: 2002-8 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 07384MNQ1 SEN 5.~~27251~~22662% 87,~~316~~522,~~196~~554.7324 3532,~~934~~764.5562 ~~793~~323,~~642~~937.5059 II-A 07384MNR9 SEN 5.~~17350~~15991% 1815,~~269~~960,~~061~~094.8749 7768,~~458~~627.8221 2446,~~308,967~~690.3852 II-X 07384MNU2 SEN 0.64500% 0.00 98,~~657~~578.0855 0.00 III-A 07384MNS7 SEN 6.~~09498~~09494% 6,~~316~~314,~~284~~826.4804 3132,~~550~~073.3474 1563,~~458~~681.4400 IV-A 07384MNT5 SEN 4.~~74382~~69499% 4,~~768~~276,~~381~~006.1095 1816,~~538~~729.2683 ~~492~~271,~~374~~434.1559 V-A 07384MNY4 SEN 5.~~41577~~39630% 10,~~403~~102,~~042~~329.3242 4645,~~173~~429.2337 ~~300~~784,~~712~~585.9085 VI-A 07384MNZ1 SEN 5.~~76590~~76582% 4,~~328~~321,~~899~~643.0094 20,~~455~~764.7184 7,~~255~~313.0617 VII-A 07384MPA4 SEN 6.~~36959~~37715% 98,~~203~~765,~~806~~788.9159 4846,~~045~~583.0994 ~~438~~24,~~018~~646.32 X 07384MPL0 SEN 0.20650% 0.00 1,~~492~~163.4525 0.00 B-1 07384MPB2 SUB 5.~~42662~~40215% 54,~~037~~852,~~121~~756.3866 2221,~~401~~846.7511 ~~184~~93,~~364~~383.7157 B-2 07384MPC0 SUB 5.~~42662~~40215% 2,~~437~~348,~~336~~126.4398 10,~~839~~570.6578 8945,~~209~~185.4596 B-3 07384MPD8 SUB 5.~~42662~~40215% 1,~~624~~565,~~919~~445.9390 7,~~226~~047.5632 5930,~~474~~124.0351 B-4 07384MPE6 SUB 5.~~42662~~40215% ~~974~~939,~~951~~267.9654 4,~~335~~228.9439 3518,~~684~~074.4271 B-5 07384MPF3 SUB 5.~~42662~~40215% ~~649~~626,~~967~~178.9736 2,~~890~~818.6293 2312,~~789~~049.6180 B-6 07384MPG1 SUB 5.~~42662~~40215% ~~650~~626,~~133~~337.4275 2,~~891~~819.3664 2312,~~795~~052.6787 R-I 07384MNV0 SEN 5.38634% 0.00 0.00 0.00 R-II 07384MNW8 SEN 5.38634% 0.00 0.00 0.00 R-III 07384MNX6 SEN 5.38634% 0.00 0.00 0.00 Totals 7268,~~980~~221,~~103~~356.5086 ~~339~~322,~~891~~046.4152 42,~~758~~633,~~746~~160.6446

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 7,~~522~~198,~~554~~616.2465 ~~829~~356,~~577~~702.0521 0.00 II-A 0.00 15,~~960~~513,~~094~~403.4997 2515,~~386,426~~317.2073 0.00 II-X 0.00 0.00 98,~~657~~578.0855 0.00 III-A 0.00 65,~~314~~751,~~826~~145.04 33595,~~008~~754.7874 0.00 IV-A 0.00 4,~~276~~004,~~006~~572.9536 ~~510~~288,~~912~~164.4142 0.00 V-A 0.00 109,~~102~~317,~~329~~743.4256 ~~346~~830,~~886~~015.1322 0.00 VI-A 0.00 4,~~321~~314,~~643~~330.9477 2728,~~710~~078.7701 0.00 VII-A 0.00 8,~~765~~741,~~788~~142.5926 ~~486~~71,~~063~~230.4126 0.00 X 0.00 0.00 1,~~492~~163.4525 0.00 B-1 0.00 4,~~852~~759,~~756~~373.6610 ~~206~~115,~~766~~229.4668 0.00 B-2 0.00 2,~~348~~302,~~126~~941.9802 ~~100~~55,~~049~~756.1074 0.00 B-3 0.00 1,~~565~~535,~~445~~321.9039 6637,~~700~~171.5983 0.00 B-4 0.00 ~~939~~921,~~267~~192.5484 4022,~~020~~303.3610 0.00 B-5 0.00 ~~626~~614,~~178~~128.3656 2614,~~680~~868.2373 0.00 B-6 0.00 ~~626~~614,~~337~~284.7588 2614,~~687~~872.0351 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 Totals 0.00 6865,~~221~~588,~~356~~196.8640 52,~~098~~955,~~638~~206.0598 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 76,399,700.00 87,~~316~~522,~~196~~554.7324 76,~~857~~944.5116 ~~785~~316,~~784~~993.9943 0.00 0.00 II-A 187,728,800.00 1815,~~269~~960,~~061~~094.8749 1513,~~806~~848.6746 2432,~~293,160~~842.7206 0.00 0.00 II-X 0.00 0.00 0.00 0.00 0.00 0.00 III-A 45,480,600.00 6,~~316~~314,~~284~~826.4804 1,~~363~~371.8535 94562,309.5965 0.00 0.00 IV-A 275,388,100.00 4,~~768~~276,~~381~~006.1095 65,~~590~~993.2612 ~~485~~265,~~783~~441.8947 0.00 0.00 V-A 32,683,300.00 10,~~403~~102,~~042~~329.3242 7,~~395~~128.8022 ~~293~~777,~~317~~457.1063 0.00 0.00 VI-A 41,117,300.00 4,~~328~~321,~~899~~643.0094 2,~~916~~932.9833 4,~~338~~380.0884 0.00 0.00 VII-A 62,630,800.00 98,~~203~~765,~~806~~788.9159 ~~791~~793.4177 ~~437~~23,~~226~~852.9155 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 B-1 11,587,500.00 54,~~037~~852,~~121~~756.3866 4,~~614~~455.6842 ~~179~~88,~~750~~928.0415 0.00 0.00 B-2 5,606,900.00 2,~~437~~348,~~336~~126.4398 2,~~232~~155.93 86 43,~~976~~030.5310 0.00 0.00 B-3 3,738,000.00 1,~~624~~565,~~919~~445.9390 1,~~488~~437.6427 5728,~~985~~687.3824 0.00 0.00 B-4 2,242,800.00 ~~974~~939,~~951~~267.9654 ~~893~~862.1936 3417,~~791~~212.2335 0.00 0.00 B-5 1,495,200.00 ~~649~~626,~~967~~178.9736 ~~595~~574.4691 2311,~~194~~474.1590 0.00 0.00 B-6 1,495,580.00 ~~650~~626,~~133~~337.4275 ~~595~~575.6105 2311,~~200~~477.0682 0.00 0.00 R-I 50.00 0.00 0.00 0.00 0.00 0.00 R-II 50.00 0.00 0.00 0.00 0.00 0.00 R-III 50.00 0.00 0.00 0.00 0.00 0.00 Totals 747,594,730.00 7268,~~980~~221,~~103~~356.5086 5349,~~142~~072.9928 42,~~705~~584,~~603~~088.6719 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A ~~793~~323,~~642~~937.5059 7,~~522~~198,~~554~~616.2465 0.~~09846314~~09422310 ~~793~~323,~~642~~937.5059 II-A 2446,~~308,967~~690.3852 15,~~960~~513,~~094~~403.4997 0.~~08501676~~08263731 2446,~~308,967~~690.3852 II-X 0.00 0.00 0.00000000 0.00 III-A 1563,~~458~~681.4400 65,~~314~~751,~~826~~145.04 0.~~13884659~~12645271 1563,~~458~~681.4400 IV-A ~~492~~271,~~374~~434.1559 4,~~276~~004,~~006~~572.9536 0.~~01552720~~01454156 ~~492~~271,~~374~~434.1559 V-A ~~300~~784,~~712~~585.9085 109,~~102~~317,~~329~~743.4256 0.~~30909759~~28509188 ~~300~~784,~~712~~585.9085 VI-A 7,~~255~~313.0617 4,~~321~~314,~~643~~330.9477 0.~~10510525~~10492739 7,~~255~~313.0617 VII-A ~~438~~24,~~018~~646.32 8,~~765~~741,~~788~~142.5926 0.~~13995971~~13956619 ~~438~~24,~~018~~646.32 X 0.00 0.00 0.00000000 0.00 B-1 ~~184~~93,~~364~~383.7157 4,~~852~~759,~~756~~373.6610 0.~~41879238~~41073339 ~~184~~93,~~364~~383.7157 B-2 8945,~~209~~185.4596 2,~~348~~302,~~126~~941.9802 0.~~41879238~~41073339 8945,~~209~~185.4596 B-3 5930,~~474~~124.0351 1,~~565~~535,~~445~~321.9039 0.~~41879238~~41073338 5930,~~474~~124.0351 B-4 3518,~~684~~074.4271 ~~939~~921,~~267~~192.5484 0.~~41879238~~41073339 3518,~~684~~074.4271 B-5 2312,~~789~~049.6180 ~~626~~614,~~178~~128.3656 0.~~41879238~~41073339 2312,~~789~~049.6180 B-6 2312,~~795~~052.6787 ~~626~~614,~~337~~284.7588 0.~~41879254~~41073355 2312,~~795~~052.6787 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 Totals 42,~~758~~633,~~746~~160.6446 6865,~~221~~588,~~356~~196.8640 0.~~09125446~~08773229 42,~~758~~633,~~746~~160.6446

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 76,399,700.00 ~~108~~98.~~85116997~~46313847 0.~~10284739~~09089250 104.~~28518424~~14914496 0.00000000 II-A 187,728,800.00 9785.~~31624487~~01676083 0.~~08419949~~07376844 122.~~21528460~~30567745 0.00000000 II-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 III-A 45,480,600.00 138.~~87865332~~84658602 0.~~02998751~~03015242 012.~~00207979~~36372541 0.00000000 IV-A 275,388,100.00 1715.~~31513126~~52720306 0.~~02393081~~02176245 10.~~76399739~~96388141 0.00000000 V-A 32,683,300.00 ~~318~~309.~~29840683~~09759480 0.~~22628682~~21809976 823.~~97452522~~78761110 0.00000000 VI-A 41,117,300.00 105.~~28169408~~10524621 0.~~07094289~~07131621 0.~~10550498~~10654493 0.00000000 VII-A 62,630,800.00 ~~146~~139.~~95336655~~95970976 0.~~01263612~~01267380 60.~~98102068~~38084377 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 11,587,500.00 ~~434~~418.~~70303172~~79237627 0.~~39824639~~38450227 157.~~51240906~~67448975 0.00000000 B-2 5,606,900.00 ~~434~~418.~~70303198~~79237725 0.~~39824680~~38450124 157.~~51240971~~67449036 0.00000000 B-3 3,738,000.00 ~~434~~418.~~70303103~~79237560 0.~~39824505~~38450241 157.~~51240770~~67448903 0.00000000 B-4 2,242,800.00 ~~434~~418.~~70303192~~79237560 0.~~39824773~~38450152 157.~~51240860~~67449171 0.00000000 B-5 1,495,200.00 ~~434~~418.~~70302970~~79237560 0.~~39824773~~38450375 157.~~51240637~~67449171 0.00000000 B-6 1,495,580.00 ~~434~~418.~~70320545~~79254202 0.~~39824683~~38449966 157.~~51241659~~67449418 0.00000000 R-I 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 50.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 104.~~38803163~~24003746 9894.~~46313847~~22310101 0.~~09846314~~09422310 104.~~38803163~~24003746 II-A 0.00000000 122.~~29948404~~37944588 8582.~~01676083~~63731495 0.~~08501676~~08263731 122.~~29948404~~37944588 II-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 III-A 0.00000000 012.~~03206730~~39387783 ~~138~~126.~~84658602~~45270819 0.~~13884659~~12645271 012.~~03206730~~39387783 IV-A 0.00000000 10.~~78792820~~98564386 1514.~~52720306~~54155920 0.~~01552720~~01454156 10.~~78792820~~98564386 V-A 0.00000000 924.~~20081204~~00571087 ~~309~~285.~~09759480~~09188362 0.~~30909759~~28509188 924.~~20081204~~00571087 VI-A 0.00000000 0.~~17644787~~17786114 ~~105~~104.~~10524621~~92738507 0.~~10510525~~10492739 0.~~17644787~~17786114 VII-A 0.00000000 60.~~99365680~~39351757 139.~~95970976~~56619203 0.~~13995971~~13956619 60.~~99365680~~39351757 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 158.~~91065458~~05899202 ~~418~~410.~~79237627~~73338511 0.~~41879238~~41073339 158.~~91065458~~05899202 B-2 0.00000000 158.~~91065473~~05899160 ~~418~~410.~~79237725~~73338565 0.~~41879238~~41073339 158.~~91065473~~05899160 B-3 0.00000000 158.~~91065543~~05899144 ~~418~~410.~~79237560~~73338416 0.~~41879238~~41073338 158.~~91065543~~05899144 B-4 0.00000000 158.~~91065632~~05899322 ~~418~~410.~~79237560~~73338684 0.~~41879238~~41073339 158.~~91065632~~05899322 B-5 0.00000000 158.~~91065409~~05898876 ~~418~~410.~~79237560~~73338684 0.~~41879238~~41073339 158.~~91065409~~05898876 B-6 0.00000000 158.~~91066342~~05899384 ~~418~~410.~~79254202~~73354819 0.~~41879254~~41073355 158.~~91066342~~05899384 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 76,399,700.00 5.~~27251~~22662% 87,~~316~~522,~~196~~554.7324 3632,~~539~~764.3762 0.00 0.00 II-A 187,728,800.00 5.~~17350~~15991% 1815,~~269~~960,~~061~~094.8749 7868,~~762~~627.5521 0.00 0.00 II-X 0.00 0.64500% 1815,~~269~~960,~~061~~094.8749 98,~~819~~578.6255 0.00 0.00 III-A 45,480,600.00 6.~~09498~~09494% 6,~~316~~314,~~284~~826.4804 32,~~081~~073.3774 0.00 0.00 IV-A 275,388,100.00 4.~~74382~~69499% 4,~~768~~276,~~381~~006.1095 1816,~~850~~729.2883 0.00 0.00 V-A 32,683,300.00 5.~~41577~~39630% 10,~~403~~102,~~042~~329.3242 4645,~~950~~429.3937 0.00 0.00 VI-A 41,117,300.00 5.~~76590~~76582% 4,~~328~~321,~~899~~643.0094 20,~~800~~764.0184 0.00 0.00 VII-A 62,630,800.00 6.~~36959~~37715% 98,~~203~~765,~~806~~788.9159 4846,~~853~~583.7594 0.00 0.00 X 0.00 0.20650% 86,~~818~~759,809.5082 1,~~517~~163.5725 0.00 0.00 B-1 11,587,500.00 5.~~42662~~40215% 54,~~037~~852,~~121~~756.3866 2221,~~778~~846.8011 0.00 0.00 B-2 5,606,900.00 5.~~42662~~40215% 2,~~437~~348,~~336~~126.4398 1110,~~022~~570.0978 0.00 0.00 B-3 3,738,000.00 5.~~42662~~40215% 1,~~624~~565,~~919~~445.9390 7,~~348~~047.1932 0.00 0.00 B-4 2,242,800.00 5.~~42662~~40215% ~~974~~939,~~951~~267.9654 4,~~408~~228.9139 0.00 0.00 B-5 1,495,200.00 5.~~42662~~40215% ~~649~~626,~~967~~178.9736 2,~~939~~818.2893 0.00 0.00 B-6 1,495,580.00 5.~~42662~~40215% ~~650~~626,~~133~~337.4275 2,~~940~~819.0264 0.00 0.00 R-I 50.00 5.38634% 0.00 0.00 0.00 0.00 R-II 50.00 5.38634% 0.00 0.00 0.00 0.00 R-III 50.00 5.38634% 0.00 0.00 0.00 0.00 Totals 747,594,730.00 ~~345~~322,~~612~~046.2052 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A ~~604~~0.8200 0.00 3532,~~934~~764.5562 0.00 7,~~522~~198,~~554~~616.2465 II-A ~~1,303~~0.7300 0.00 7768,~~458~~627.8221 0.00 15,~~960~~513,~~094~~403.4997 II-X ~~162~~0.5400 0.00 98,~~657~~578.0855 0.00 15,~~960~~513,~~094~~403.4997 III-A ~~531~~0.0300 0.00 3132,~~550~~073.3474 0.00 65,~~314~~751,~~826~~145.04 IV-A ~~312~~0.0200 0.00 1816,~~538~~729.2683 0.00 4,~~276~~004,~~006~~572.9536 V-A ~~777~~0.1500 0.00 4645,~~173~~429.2337 0.00 109,~~102~~317,~~329~~743.4256 VI-A ~~344~~0.2900 0.00 20,~~455~~764.7184 0.00 4,~~321~~314,~~643~~330.9477 VII-A ~~808~~0.6600 0.00 4846,~~045~~583.0994 0.00 8,~~765~~741,~~788~~142.5926 X 250.1200 0.00 1,~~492~~163.4525 0.52 65,~~759~~614,~~809~~827.8254 B-1 ~~377~~0.0500 0.00 2221,~~401~~846.7511 0.00 4,~~852~~759,~~756~~373.6610 B-2 ~~182~~0.4400 0.00 10,~~839~~570.6578 0.00 2,~~348~~302,~~126~~941.9802 B-3 ~~121~~0.6300 0.00 7,~~226~~047.5632 0.00 1,~~565~~535,~~445~~321.9039 B-4 720.9800 0.00 4,~~335~~228.9439 0.00 ~~939~~921,~~267~~192.5484 B-5 480.6500 0.00 2,~~890~~818.6293 0.00 ~~626~~614,~~178~~128.3656 B-6 480.6700 0.00 2,~~891~~819.3664 0.00 ~~626~~614,~~337~~284.7588 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 Totals ~~5,720~~0.7800 0.00 ~~339~~322,~~891~~046.4152 0.52 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 76,399,700.00 5.~~27251~~22662% ~~108~~98.~~85116997~~46313847 0.~~47826588~~42885797 0.00000000 0.00000000 II-A 187,728,800.00 5.~~17350~~15991% 9785.~~31624487~~01676083 0.~~41955496~~36556570 0.00000000 0.00000000 II-X 0.00 0.64500% 9785.~~31624487~~01676083 0.~~05230748~~04569650 0.00000000 0.00000000 III-A 45,480,600.00 6.~~09498~~09494% 138.~~87865332~~84658602 0.~~70538581~~70521805 0.00000000 0.00000000 IV-A 275,388,100.00 4.~~74382~~69499% 1715.~~31513126~~52720306 0.~~06844987~~06075001 0.00000000 0.00000000 V-A 32,683,300.00 5.~~41577~~39630% ~~318~~309.~~29840683~~09759480 1.~~43652538~~38998724 0.00000000 0.00000000 VI-A 41,117,300.00 5.~~76590~~76582% 105.~~28169408~~10524621 0.~~50587004~~50501468 0.00000000 0.00000000 VII-A 62,630,800.00 6.~~36959~~37715% ~~146~~139.~~95336655~~95970976 0.~~78002756~~74378644 0.00000000 0.00000000 X 0.00 0.20650% 6147.~~66002716~~26375562 0.~~01061066~~00813330 0.00000000 0.00000000 B-1 11,587,500.00 5.~~42662~~40215% ~~434~~418.~~70303172~~79237627 1.~~96580798~~88531694 0.00000000 0.00000000 B-2 5,606,900.00 5.~~42662~~40215% ~~434~~418.~~70303198~~79237725 1.~~96580820~~88531631 0.00000000 0.00000000 B-3 3,738,000.00 5.~~42662~~40215% ~~434~~418.~~70303103~~79237560 1.~~96580792~~88531835 0.00000000 0.00000000 B-4 2,242,800.00 5.~~42662~~40215% ~~434~~418.~~70303192~~79237560 1.~~96580614~~88531746 0.00000000 0.00000000 B-5 1,495,200.00 5.~~42662~~40215% ~~434~~418.~~70302970~~79237560 1.~~96581059~~88531969 0.00000000 0.00000000 B-6 1,495,580.00 5.~~42662~~40215% ~~434~~418.~~70320545~~79254202 1.~~96580591~~88531540 0.00000000 0.00000000 R-I 50.00 5.38634% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 5.38634% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 50.00 5.38634% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.~~00791652~~00000000 0.00000000 0.~~47034936~~42885797 0.00000000 9894.~~46313847~~22310101 II-A 0.~~00694475~~00000000 0.00000000 0.~~41261021~~36556570 0.00000000 8582.~~01676083~~63731495 II-X 0.~~00086582~~00000000 0.00000000 0.~~05144165~~04569650 0.00000000 8582.~~01676083~~63731495 III-A 0.~~01167597~~00000000 0.00000000 0.~~69370985~~70521805 0.00000000 ~~138~~126.~~84658602~~45270819 IV-A 0.~~00113302~~00000000 0.00000000 0.~~06731685~~06075001 0.00000000 1514.~~52720306~~54155920 V-A 0.~~02377820~~00000000 0.00000000 1.~~41274688~~38998724 0.00000000 ~~309~~285.~~09759480~~09188362 VI-A 0.~~00837336~~00000000 0.00000000 0.~~49749643~~50501468 0.00000000 ~~105~~104.~~10524621~~92738507 VII-A 0.~~01291154~~00000000 0.00000000 0.~~76711602~~74378644 0.00000000 139.~~95970976~~56619203 X 0.~~00017564~~00000000 0.00000000 0.~~01043503~~00813330 0.00000364 4739.~~26375562~~25818089 B-1 0.~~03253937~~00000000 0.00000000 1.~~93326861~~88531694 0.00000000 ~~418~~410.~~79237627~~73338511 B-2 0.~~03253848~~00000000 0.00000000 1.~~93326972~~88531631 0.00000000 ~~418~~410.~~79237725~~73338565 B-3 0.~~03253879~~00000000 0.00000000 1.~~93326913~~88531835 0.00000000 ~~418~~410.~~79237560~~73338416 B-4 0.~~03253968~~00000000 0.00000000 1.~~93327091~~88531746 0.00000000 ~~418~~410.~~79237560~~73338684 B-5 0.~~03253745~~00000000 0.00000000 1.~~93326645~~88531969 0.00000000 ~~418~~410.~~79237560~~73338684 B-6 0.~~03254256~~00000000 0.00000000 1.~~93327004~~88531540 0.00000000 ~~418~~410.~~79254202~~73354819 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 52,~~119~~976,~~402~~989.7182 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 41,~~716~~216.03 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 52,~~124~~978,~~118~~205.7485 Withdrawals Reimbursement for Servicer Advances 64,~~031~~716.8503 Payment of Service Fee 1918,~~448~~282.84 Payment of Interest and Principal 52,~~098~~955,~~638~~206.0598 Total Withdrawals (Pool Distribution Amount) 52,~~124~~978,~~118~~205.7485 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall ~~5,720~~0.7800 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall ~~5,720~~0.7800

SERVICING FEES Gross Servicing Fee 1918,~~448~~282.84 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 1918,~~448~~282.84

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 0 0 0 10 ~~800,000~~0.00 0.00 0.00 0.00 ~~800,000~~0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 1 1 0.00 0.00 0.00 228,900.00 228,900.00 Totals 10 0 0 1 21 ~~800,000~~0.00 0.00 0.00 228,900.00 1228,~~028,~~900.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~531915~~000000% 0.000000% 0.000000% 0.000000% 0.~~531915~~000000% 10.~~066266~~000000% 0.000000% 0.000000% 0.000000% 10.~~066266~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.~~531915~~552486% 0.~~531915~~552486% 0.000000% 0.000000% 0.000000% 0.~~305085~~321286% 0.~~305085~~321286% Totals 0.~~531915~~000000% 0.000000% 0.000000% 0.~~531915~~552486% 10.~~063830~~552486% 10.~~066266~~000000% 0.000000% 0.000000% 0.~~305085~~321286% 10.~~371351~~321286%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 1 1 0.00 0.00 0.00 228,900.00 228,900.00 Totals 0 0 0 1 1 0.00 0.00 0.00 228,900.00 228,900.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 1.~~851852~~923077% 1.~~851852~~923077% 0.000000% 0.000000% 0.000000% 1.~~218197~~250509% 1.~~218197~~250509% Totals 0.000000% 0.000000% 0.000000% 1.~~851852~~923077% 1.~~851852~~923077% 0.000000% 0.000000% 0.000000% 1.~~218197~~250509% 1.~~218197~~250509% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 0 0 0 10 ~~800,000~~0.00 0.00 0.00 0.00 ~~800,000~~0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 10 0 0 0 10 ~~800,000~~0.00 0.00 0.00 0.00 ~~800,000~~0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 30.~~846154~~000000% 0.000000% 0.000000% 0.000000% 30.~~846154~~000000% 70.~~388517~~000000% 0.000000% 0.000000% 0.000000% 70.~~388517~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 30.~~846154~~000000% 0.000000% 0.000000% 0.000000% 30.~~846154~~000000% 70.~~388517~~000000% 0.000000% 0.000000% 0.000000% 70.~~388517~~000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 7 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 8 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 41,~~716~~216.03

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 671,195,030.00 89.78059944% 6058,~~698~~389,~~802~~579.6275 8082.~~95206479~~00435392% 10.~~032592~~109987% 0.000000% Class 2A 483,466,230.00 64.66956101% 4442,~~738~~876,~~708~~175.1378 5960.~~66659378~~21679053% 21.~~285471~~787563% ~~145~~144.~~646374~~347771% Class 3A 437,985,630.00 58.58597077% 3837,~~423~~125,~~882~~030.0974 5152.~~24471090~~13968268% 8.~~421883~~077108% 5753.~~626947~~512754% Class X 26,166,130.00 3.50004206% 10,~~958~~747,~~113~~241.1979 1415.~~61448745~~09379967% 0.000000% 0.000000% Class B-1 14,578,630.00 1.95007126% 65,~~105~~987,~~356~~868.5369 8.~~14252005~~40957077% 6.~~471967~~684229% 44.284601% Class B-2 8,971,730.00 1.20007935% 3,~~757~~684,~~229~~927.5567 5.~~01089769~~17524041% 3.~~131622~~234330% 21.428205% Class B-3 5,233,730.00 0.70007583% 2,~~191~~149,~~783~~606.6528 23.~~92311223~~01898172% 2.~~087785~~156259% 14.285725% Class B-4 2,990,930.00 0.40007371% 1,~~252~~228,~~516~~413.1144 1.~~67044095~~72522650% 1.~~252671~~293755% 8.571435% Class B-5 1,495,730.00 0.20007230% ~~626~~614,~~337~~284.7588 0.~~83532676~~86272302% 0.~~835114~~862503% 5.714290% Class B-6 150.00 0.00002006% 0.00 0.00000000% 0.~~835327~~862723% 5.715744% Class R-I 100.00 0.00001338% 0.00 0.00000000% 0.000000% 0.000000% Class R-II 50.00 0.00000669% 0.00 0.00000000% 0.000000% 0.000000% Class R-III 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~361613~~453312% Weighted Average Net Coupon 5.~~076296~~160713% Weighted Average Pass-Through Rate 5.~~070173~~154039% Weighted Average Maturity(Stepdown Calculation ) ~~335~~334 Beginning Scheduled Collateral Loan Count ~~202~~188 Number Of Loans Paid In Full 147 Ending Scheduled Collateral Loan Count ~~188~~181 Beginning Scheduled Collateral Balance 8174,~~798~~981,~~913~~166.0067 Ending Scheduled Collateral Balance 7471,~~981~~203,~~166~~023.6794 Ending Actual Collateral Balance at 3031-~~Jun~~Jul-2004 7571,~~028~~244,~~180~~955.4260 Monthly P &I Constant 2396,~~477,621~~679.1122 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 42,~~635~~693,~~086~~841.1014 Ending Scheduled Balance for Premium Loans 7471,~~981~~203,~~166~~023.6794 Scheduled Principal 255,~~112,142~~932.6681 Unscheduled Principal 43,~~705~~722,~~603~~209.6792

Miscellaneous Reporting Senior Percentage Group 1 8786.~~043908~~418626% Senior Prepayment Percentage Group 1 93.~~521954~~209313% Subordinate Percentage Group 1 1213.~~956092~~581374% Subordinate Prepayment Pct. Group 1 6.~~478046~~790687% Average Loss Severity Group 1 0 Senior Percentage Group 2 8584.~~922093~~997370% Senior Prepayment Percentage Group 2 92.~~961046~~498685% Subordinate Percentage Group 2 1415.~~077907~~002630% Subordinate Prepayment Pct. Group 2 7.~~038954~~501315% Average Loss Severity Group 2 0 Senior Percentage Group 3 89.~~184886~~184809% Senior Prepayment Percentage Group 3 94.~~592443~~592405% Subordinate Percentage Group 3 10.~~815114~~815191% Subordinate Prepayment Pct. Group 3 5.~~407557~~407595% Average Loss Severity Group 3 0 Senior Percentage Group 4 5452.~~518368~~754287% Senior Prepayment Percentage Group 4 7776.~~259184~~377144% Subordinate Percentage Group 4 4547.~~481632~~245713% Subordinate Prepayment Pct. Group 4 2223.~~740816~~622856% Average Loss Severity Group 4 0 Senior Percentage Group 5 93.~~446212~~354382% Senior Prepayment Percentage Group 5 96.~~723106~~677191% Subordinate Percentage Group 5 6.~~553788~~645618% Subordinate Prepayment Pct. Group 5 3.~~276894~~322809% Average Loss Severity Group 5 0 Senior Percentage Group 6 88.~~350342~~344857% Senior Prepayment Percentage Group 6 94.~~175171~~172428% Subordinate Percentage Group 6 11.~~649658~~655143% Subordinate Prepayment Pct. Group 6 5.~~824829~~827572% Average Loss Severity Group 6 0 Senior Percentage Group 7 89.~~333408~~083080% Senior Prepayment Percentage Group 7 94.~~666704~~541540% Subordinate Percentage Group 7 10.~~666592~~916920% Subordinate Prepayment Pct. Group 7 5.~~333296~~458460% Average Loss Severity Group 7 0

Group Level Collateral Statement Group GROUP 1 GROUP 2 GROUP 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.~~563376~~521435 6.~~101587~~086991 6.~~456344~~456312 Weighted Average Net Rate 5.~~272513~~226621 5.~~818504~~804911 6.~~094983~~094942 Weighted Average Maturity ~~334~~333 ~~334~~333 ~~334~~333 Beginning Loan Count 2725 6154 19 Loans Paid In Full 1 2 72 0 Ending Loan Count 2524 5452 1917 Beginning Scheduled Balance 98,~~554~~704,~~025~~783.0047 2118,~~262~~777,~~356~~162.6671 7,~~082~~080,~~236~~607.4420 Ending scheduled Balance 8,~~704~~356,~~783~~660.4726 18,~~777~~292,~~162~~925.7189 76,~~080~~484,~~607~~614.2016 Record Date 0607/3031/2004 0607/3031/2004 0607/3031/2004 Principal And Interest Constant 5348,~~320~~087.9290 ~~126~~111,~~508~~539.2782 39,633.7016 Scheduled Principal 98,~~027~~035.0649 1816,~~396~~292.5181 1,~~529~~537.2465 Unscheduled Principal ~~840~~340,~~214~~087.4772 2467,~~466,797~~944.4401 ~~100~~594,455.0039 Scheduled Interest 4440,~~293~~052.8641 ~~108~~95,~~111~~247.7601 38,~~104~~095.4651 Servicing Fees 2,~~315~~138.7657 54,~~015~~413.8488 2,132.7027 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 4137,~~978~~913.1084 ~~103~~90,~~095~~833.9213 35,~~971~~963.7624 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~272512~~226622 5.~~818504~~804910 6.~~094983~~094941

Group Level Collateral Statement Group GROUP 4 GROUP 5 GROUP 6 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.~~993819~~944987 5.~~824538~~806005 6.~~140902~~140816 Weighted Average Net Rate 4.~~743819~~694987 5.~~460758~~442548 5.~~765904~~765817 Weighted Average Maturity ~~336~~ 335 ~~335~~334 334 Beginning Loan Count 2120 2726 14 Loans Paid In Full 1 1 0 Ending Loan Count 2019 2625 14 Beginning Scheduled Balance 8,~~746~~105,~~375~~515.3953 1110,~~132~~821,~~652~~483.8087 4,~~899~~891,~~696~~788.94 Ending scheduled Balance 87,~~105~~746,~~515~~614.5364 10,~~821~~009,~~483~~669.8725 4,~~891~~883,~~788~~817.9482 Record Date 0607/3031/2004 0607/3031/2004 0607/3031/2004 Principal And Interest Constant 4844,~~486~~761.3383 6159,~~949~~993.9765 28,~~375~~352.4117 Scheduled Principal 1211,~~088~~360.1544 7,~~914~~635.5066 3,~~301~~319.6119 Unscheduled Principal ~~628~~347,~~771~~540.7145 ~~303~~804,~~254~~178.4396 4,~~606~~651.3993 Scheduled Interest 3633,~~398~~401.1839 5452,~~035~~357.4799 25,~~073~~032.8098 Servicing Fees 1,~~822~~688.1665 3,~~374~~277.8762 1,~~531~~528.1568 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 417.4002 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 3431,~~576~~712.0274 5048,~~243~~663.2035 23,~~542~~504.6530 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~743819~~694987 5.~~415768~~396304 5.~~765902~~765816

Group Level Collateral Statement Group GROUP 7 Total Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.~~744593~~752148 5.~~361613~~453312 Weighted Average Net Rate 6.~~369593~~377149 5.~~076296~~160713 Weighted Average Maturity ~~334~~333.00 ~~335~~334.00 Record Date 0607/3031/2004 0607/3031/2004 Principal And Interest Constant 5856,~~792~~258.5175 ~~417~~388,~~067~~627.1128 Beginning Loan Count 3229 ~~201~~187 Loans Paid In Full 30 147 Ending Loan Count 29 ~~187~~180 Beginning Scheduled Balance 109,~~302~~840,~~760~~015.2713 7268,~~980~~221,~~103~~356.5085 Ending Scheduled Balance 9,~~840~~813,~~015~~894.1338 6865,~~221~~588,~~356~~196.8540 Scheduled Principal ~~885~~891.9105 5349,~~142~~072.9829 Unscheduled Principal ~~461~~25,~~859~~229.2370 42,~~705~~584,~~603~~088.6716 Scheduled Interest 5755,~~906~~367.6070 ~~363~~339,~~924~~554.1399 Servicing Fee 3,~~219~~075.6100 1918,~~412~~254.0967 Master Servicing Fee 0.00 0.00 Trustee Fee 0.00 0.00 Fry Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 417.4002 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 5452,~~686~~292.9970 ~~344~~320,~~094~~883.6430 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~369593~~377148 5.~~070173~~154039

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THRO CERT SERIES 2002-8