8-K 1 fom0400b_jul.txt JULY 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2004 FREMONT HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-B Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-111379-11 Pooling and Servicing Agreement) (Commission 54-2154056 (State or other File Number) 54-2154055 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On July 26, 2004 a distribution was made to holders of FREMONT HOME LOAN TRUST , Mortgage Pass-Through Certificates, Series 2004-B Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-B Trust, relating to the July 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FREMONT HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-B Trust By: Wells Fargo Bank, N.A. as Trust Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/3/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-B Trust, relating to the July 26, 2004 distribution. EX-99.1

~~Delaware~~Fremont ~~333~~Home Loan Trust Mortgage Pass-~~111379~~Through 06Certificates Record Date: 6/30/2004 Distribution Date: 7/26/2004 FREMONT Series: 2004-~~1442101~~B Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution IA-1 35729PDL1 SEN 1.57000% 415,237,580.22 561,378.14 6,623,154.86 IIA-1 35729PDM9 SEN 1.40000% 56,688,078.33 68,340.63 4,281,430.87 IIA-2 35729PDN7 SEN 1.54000% 138,750,000.00 183,997.92 0.00 IIA-3 35729PDP2 SEN 1.78000% 20,532,000.00 31,470.99 0.00 M-1 35729PDQ0 MEZ 1.88000% 27,654,000.00 44,768.75 0.00 M-2 35729PDR8 MEZ 1.93000% 25,679,000.00 42,677.07 0.00 M-3 35729PDS6 MEZ 1.97500% 14,617,000.00 24,859.05 0.00 M-4 35729PDT4 MEZ 2.47000% 13,432,000.00 28,569.12 0.00 M-5 35729PDU1 MEZ 2.52500% 10,667,000.00 23,193.32 0.00 M-~~----~~6 35729PDV9 MEZ 2.85000% 9,877,000.00 24,239.80 0.00 M-~~---------~~7 ~~(State~~35729PDW7 orMEZ ~~Other~~3.30000% ~~Jurisdiction~~10,667,000.00 ~~(Commission~~30,312.06 (I0.R00 M-8 35729PDX5 MEZ 3.S65000% 7,901,000.00 ~~Employer~~24,833.28 of0.00 ~~Incorporation)~~M-9 ~~File~~35729PDY3 ~~Number)~~MEZ ~~Identification~~4.80000% ~~Number)~~9,877,000.00 ~~600~~40,824.93 ~~Steamboat~~0.00 ~~Road~~C ~~Greenwich~~FOM0400BC OC 0.00000% 15,802,510.80 ~~Connecticut~~3,119,917.33 ~~06830~~0.00 P FOM0400BP PrePay 0.00000% 100.00 234,076.32 0.00 R-~~---------------------~~1 FOM040BR1 RES 0.00000% 0.00 0.00 0.00 R-~~----~~2 ~~(Address~~FOM040BR2 ofRES ~~Principal~~0.00000% ~~Executive~~0.00 ~~Offices)~~0.00 ~~(Zip~~0.00 ~~Code)~~Totals 777,381,269.35 4,483,458.71 10,904,585.73

~~Initial~~Certificateholder ~~Certificate~~Distribution ~~Principal~~Summary ~~Class~~(continued) ~~Balance~~Current orEnding ~~Notional~~Cumulative ~~Amount~~Realized ~~Pass-Through~~Certificate ~~Rate~~Total ~~-----~~Realized ~~--------------------------~~Class ~~-----------------~~Loss ~~Class~~Balance Distribution Losses IA-1 ~~$423~~0.00 408,~~670~~614,~~000~~425.36 7,184,533.00 ~~Variable~~0.00 ~~Class~~ IIA-1 $0.00 6152,~~000~~406,~~000~~647.0046 ~~Variable~~4,349,771.50 ~~Class~~0.00 IIA-2 $0.00 138,750,000.00 ~~Variable~~183,997.92 ~~Class~~0.00 IIA-3 $0.00 20,532,000.00 ~~Variable~~31,470.99 ~~Class~~0.00 M-1 $0.00 27,654,000.00 ~~Variable~~44,768.75 ~~Class~~0.00 M-2 $0.00 25,679,000.00 ~~Variable~~42,677.07 ~~Class~~0.00 M-3 $0.00 14,617,000.00 ~~Variable~~24,859.05 ~~Class~~0.00 M-4 $0.00 13,432,000.00 ~~Variable~~28,569.12 ~~Class~~0.00 M-5 $0.00 10,667,000.00 ~~Variable~~23,193.32 ~~Class~~0.00 M-6 $0.00 9,877,000.00 ~~Variable~~24,239.80 ~~Class~~0.00 M-7 $0.00 10,667,000.00 ~~Variable~~30,312.06 ~~Class~~0.00 M-8 $0.00 7,901,000.00 ~~Variable~~24,833.28 ~~Class~~0.00 M-9 $0.00 9,877,000.00 ~~Variable~~40,824.93 ~~Class~~0.00 C $0.00 515,802,~~440~~510.0280 ~~Variable~~3,119,917.33 ~~Class~~0.00 P $0.00 100.00 ~~N/A~~234,076.32 ~~Class~~0.00 R-1 ~~100%~~0.00 ~~N/A~~0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 Totals 0.00 766,476,683.62 15,388,044.44 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

~~Exhibit~~Principal NoDistribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) IA-1 423,670,000.00 ~~Description~~415,237,580.22 0.00 6,623,154.86 0.00 0.00 IIA-1 61,000,000.00 56,688,078.33 0.00 4,281,430.87 0.00 0.00 IIA-2 138,750,000.00 138,750,000.00 0.00 0.00 0.00 0.00 IIA-3 20,532,000.00 20,532,000.00 0.00 0.00 0.00 0.00 M-1 27,654,000.00 27,654,000.00 0.00 0.00 0.00 0.00 M-2 25,679,000.00 25,679,000.00 0.00 0.00 0.00 0.00 M-3 14,617,000.00 14,617,000.00 0.00 0.00 0.00 0.00 M-4 13,432,000.00 13,432,000.00 0.00 0.00 0.00 0.00 M-5 10,667,000.00 10,667,000.00 0.00 0.00 0.00 0.00 M-6 9,877,000.00 9,877,000.00 0.00 0.00 0.00 0.00 M--7 10,667,000.00 10,667,000.00 0.00 0.00 0.00 0.00 M-~~----------~~8 47,901,000.100 ~~Pooling~~7,901,000.00 ~~and~~0.00 ~~Servicing~~0.00 ~~Agreement~~0.00 0.00 M-9 9,877,000.00 ~~dated~~9,877,000.00 as0.00 of0.00 ~~May~~0.00 10.00 C 15,802,440.02 ~~2004~~15,802,510.80 by0.00 ~~and~~0.00 ~~among~~0.00 ~~Financial~~0.00 ~~Asset~~P ~~Securities~~100.00 ~~Corp~~100.00 as0.00 ~~Depositor,~~0.00 ~~Fremont~~0.00 ~~Investment~~0.00 &R-1 ~~Loan~~0.00 as0.00 ~~Servicer~~0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 790,125,540.02 ~~Wells~~777,381,269.35 ~~Fargo~~0.00 ~~Bank~~10,904,585.73 N0.A00 0.00 as(1) ~~Master~~Amount ~~Servicer~~Does ~~and~~Not ~~Trust~~Include ~~Administrator~~Excess ~~and~~Special ~~HSBC~~Hazard, ~~Bank~~Bankruptcy, ~~USA~~or asFraud ~~trustee,~~Losses ~~relating~~Unless Otherwise Disclosed. Please Refer to the ~~Series~~Prospectus ~~2004-B~~Supplement ~~Certificates~~for a Full Description.

~~Index~~Principal toDistribution ~~Exhibits~~Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution IA-~~----------------~~1 ~~Sequentially~~6,623,154.86 ~~Exhibit~~408,614,425.36 No0.96446391 ~~Description~~6,623,154.86 ~~Numbered~~IIA-1 ~~Page~~4,281,430.87 52,406,647.46 0.85912537 4,281,430.87 IIA-~~----------~~2 0.00 138,750,000.00 1.00000000 0.00 IIA-~~----------~~3 0.00 20,532,000.00 1.00000000 0.00 M-~~------------~~1 40.00 27,654,000.00 1.00000000 ~~Pooling~~0.00 ~~and~~M-2 ~~Servicing~~0.00 ~~Agreement~~25,679,000.00 ~~dated~~1.00000000 as0.00 ofM-3 ~~May~~0.00 14,617,000.00 1.00000000 0.00 M-4 0.00 13,432,000.00 71.00000000 ~~2004~~0.00 M-5 0.00 10,667,000.00 by1.00000000 ~~and~~0.00 ~~among~~M-6 ~~Financial~~0.00 ~~Asset~~9,877,000.00 ~~Securities~~1.00000000 ~~Corp~~0.00 asM-7 ~~Depositor~~0.00 10,667,000.00 ~~Fremont~~1.00000000 ~~Investment~~0.00 &M-8 ~~Loan~~0.00 as7,901,000.00 ~~Servicer~~1.00000000 0.00 M-9 0.00 9,877,000.00 ~~Wells~~1.00000000 ~~Fargo~~0.00 ~~Bank~~C 0.00 15,802,510.80 N1.A00000448 0.00 asP ~~Master~~0.00 ~~Servicer~~100.00 ~~and~~1.00000000 ~~Trust~~0.00 ~~Administrator~~R-1 ~~and~~0.00 ~~HSBC~~0.00 ~~Bank,~~0.00000000 ~~USA~~0.00 asR-2 ~~Trustee,~~0.00 ~~relating~~0.00 to0.00000000 ~~the~~0.00 ~~Series~~Totals ~~2004-B~~10,904,585.73 ~~Certificates~~766,476,683.62 0.97006950 10,904,585.73

Filing Compare · FREMONT HOME LOAN TRUST 2004-B