8-K 1 sac0208a_dec.txt DECEMBER 8KA UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K/A Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-8A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82904-07 80-0063277 Pooling and Servicing Agreement) (Commission 80-0066649 (State or other File Number) 80-0066651 jurisdiction 80-0066655 of Incorporation) Pending IRS EIN c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events Subsequent to filing the 8-K relating to the payment date on December 26, 2002, a revision was made to the STRUCTURED ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2002-8A which was not included in the original 8-K filed. This revision was not previously disclosed in a 1934 Act filing. An amended 8-K will be filed. The revised data has been and will continue to be available on the Wells Fargo Bank, Minnesota, as Securities Administrator, website at www.ctslink.com. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-8A Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-8A Trust By: Wells Fargo Bank Minnesota, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/14/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-8A Trust, relating to the December 26, 2002 distribution EX-99.1

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A 0.00000000 25.84634472 456.89476725 0.45689477 25.84634472 2-A 0.00000000 62.27575282 650.85110377 0.65085110 62.27575282 3-A 0.00000000 60.01408714 557.35369836 0.55735370 60.01408714 4-A1 0.00000000 35.97419897 812.86699914 0.81286700 35.97419897 4-A2 0.00000000 35.97419900 812.86699920 0.81286700 35.97419900 4-A3 0.00000000 35.97420000 812.86700000 0.81286700 35.97420000 4-A4 0.00000000 42.38712213 864.12224526 0.86412225 42.38712213 4-A5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 5-A 0.00000000 97.21875636 583.36334859 0.58336335 97.21875636 6-A 0.00000000 140.43101116 526.65012515 0.52665013 140.43101116 7-A1 0.00000000 15.70874896 897.06046959 0.89706047 15.70874896 7-A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1-I 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B2-I 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B4-I 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B5-I 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B6-I 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B1-II 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B2-II 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B4-II 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B5-II 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B6-II 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P7R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 LTR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 MTR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 UTR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance R 0.00 0.00 0.55 0.00 0.00 1-A 0.00 0.00 50,650.15 0.00 9,442,187.26 2-A 0.00 0.00 95,881.64 0.00 16,551,794.42 3-A 0.00 0.00 240,543.12 0.00 43,709,906.44 4-A1 0.00 0.00 756,945.54 0.00 148,690,444.35 4-A2 0.00 0.00 206,905.04 0.00 40,643,349.96 4-A3 0.00 0.00 5,172.63 0.00 1,016,083.75 4-A4 0.00 0.00 0.00 0.00 1,060,615.21 4-A5 0.00 0.00 95,753.87 0.00 0.00 5-A 0.00 0.00 104,977.71 0.00 17,210,385.51 6-A 0.00 0.00 143,432.57 0.00 19,484,474.68 7-A1 0.00 0.00 1,046,048.50 0.00 357,953,142.12 7-A2 0.00 0.00 273,166.04 0.00 357,953,142.12 B1-I 0.00 0.00 54,692.73 0.00 10,323,000.00 B2-I 0.00 0.00 26,156.93 0.00 4,937,000.00 B3 0.00 0.00 24,261.03 0.00 5,452,000.00 B4-I 0.00 0.00 9,510.17 0.00 1,795,000.00 B5-I 0.00 0.00 7,131.30 0.00 1,346,000.00 B6-I 0.00 0.00 7,172.50 0.00 1,353,775.47 B1-II 0.00 0.00 42,279.76 0.00 11,673,000.00 B2-II 0.00 0.00 19,218.40 0.00 5,306,000.00 B4-II 0.00 0.00 7,685.91 0.00 2,122,000.00 B5-II 0.00 0.00 6,918.04 0.00 1,910,000.00 B6-II 0.00 0.00 6,157.20 0.00 1,699,938.12 P 0.00 0.00 39,413.64 0.00 0.00 P7R 0.00 0.00 0.00 0.00 0.00 LTR 0.00 0.00 0.00 0.00 0.00 MTR 0.00 0.00 0.00 0.00 0.00 UTR 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,270,074.97 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance R 0.00000000 0.00000000 5.50000000 0.00000000 0.00000000 1-A 0.00000000 0.00000000 2.45089277 0.00000000 456.89476725 2-A 0.00000000 0.00000000 3.77026621 0.00000000 650.85110377 3-A 0.00000000 0.00000000 3.06721310 0.00000000 557.35369836 4-A1 0.00000000 0.00000000 4.13810082 0.00000000 812.86699914 4-A2 0.00000000 0.00000000 4.13810080 0.00000000 812.86699920 4-A3 0.00000000 0.00000000 4.13810400 0.00000000 812.86700000 4-A4 0.00000000 0.00000000 0.00000000 0.00000000 864.12224526 4-A5 0.00000000 0.00000000 4.02990358 0.00000000 0.00000000 5-A 0.00000000 0.00000000 3.55832520 0.00000000 583.36334859 6-A 0.00000000 0.00000000 3.87687029 0.00000000 526.65012515 7-A1 0.00000000 0.00000000 2.62148490 0.00000000 897.06046959 7-A2 0.00000000 0.00000000 0.68457691 0.00000000 897.06046959 B1-I 0.00000000 0.00000000 5.29814298 0.00000000 1000.00000000 B2-I 0.00000000 0.00000000 5.29814260 0.00000000 1000.00000000 B3 0.00000000 0.00000000 4.44993213 0.00000000 1000.00000000 B4-I 0.00000000 0.00000000 5.29814485 0.00000000 1000.00000000 B5-I 0.00000000 0.00000000 5.29814264 0.00000000 1000.00000000 B6-I 0.00000000 0.00000000 5.29814593 0.00000000 1000.00000000 B1-II 0.00000000 0.00000000 3.62201319 0.00000000 1000.00000000 B2-II 0.00000000 0.00000000 3.62201282 0.00000000 1000.00000000 B4-II 0.00000000 0.00000000 3.62201225 0.00000000 1000.00000000 B5-II 0.00000000 0.00000000 3.62201047 0.00000000 1000.00000000 B6-II 0.00000000 0.00000000 3.62201419 0.00000000 1000.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P7R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 LTR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 MTR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 UTR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~CERTIFICATEHOLDER~~Certificateholder ~~ACCOUNT~~Component ~~STATEMENT~~Statement ~~CERTIFICATE~~Component ~~ACCOUNT~~ Beginning ~~Balance~~Ending ~~0.00~~Beginning ~~Deposits~~Ending ~~Payments~~Ending ofPass-Through ~~Interest~~Notional ~~and~~Notional ~~Principal~~Component ~~32,978,043.16~~Component ~~Liquidations,~~Component ~~Insurance~~Class ~~Proceeds,~~Rate ~~Reserve~~Balance ~~Funds~~Balance ~~0.00~~Balance ~~Proceeds~~Balance ~~from~~Percentage ~~Repurchased~~B3-I ~~Loans~~6.35777% 0.00 ~~Other Amounts (Servicer Advances) 111,699.57 Realized Losses~~ 0.00 ~~Prepayment Penalties 39~~2,~~413~~693,000.6400 ~~Total Deposits 33~~2,~~129~~693,~~156~~000.3700 ~~Withdrawals~~100.00000000% ~~Reimbursement~~B3-II ~~for~~4.34642% ~~Servicer Advances~~ 0.00 ~~Payment of Service Fee 226,601~~0.4500 ~~Payment of Interest and Principal 32~~2,~~902~~759,~~554~~000.9200 ~~Total Withdrawals (Pool Distribution Amount) 33~~2,~~129~~759,~~156~~000.3700 ~~Ending Balance 0~~100.0000000000%

Delinquency Status By Groups

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average ~~Gross~~ Coupon Rate 5.657498% Weighted Average Net ~~Coupon~~Rate 5.290685% Weighted Average Pass- Through Rate 5.286686% Weighted Average Maturity~~(Stepdown~~ ~~Calculation~~347 )Record ~~347~~Date ~~Beginning~~11/30/2002 ~~Scheduled~~Principal ~~Collateral~~and Interest Constant 3,928,979.78 Beginning Loan Count 1,396 ~~Number Of~~ Loans Paid Inin Full 66 Ending ~~Scheduled Collateral~~ Loan Count 1,330 Beginning Scheduled ~~Collateral~~ Balance 733,312,577.24 Ending Scheduled ~~Collateral~~ Balance 703,680,097.29 Ending Actual ~~Collateral~~ Balance at 30-Nov-2002 704,051,530.16 ~~Monthly~~Scheduled PPrincipal &I471,717.72 ~~Constant~~Unscheduled Principal 29,160,762.23 Scheduled Interest 3,~~928~~457,~~979~~262.7806 ~~Special~~Servicing Fee 224,156.96 Master Servicing Fee 2,444.49 Trustee Fee 0.00 ~~Prepayment~~FRY ~~Penalties~~Amount 390.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 3,~~413~~230,660.6461 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 ~~Scheduled~~Percentage ~~Principal~~of ~~471,717~~Cumulative Losses 0.720000 ~~Unscheduled~~Special ~~Principal~~Servicing 29Fee 0.00 Prepayment Penalties 39,~~160,762~~413.2364

~~COLLATERAL~~Group ~~STATEMENT~~Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 56.~~657498%~~409290 6.723340 6.266574 Weighted Average Net Rate 56.~~290685%~~096439 ~~Weighted~~6.348341 ~~Average Pass Through Rate~~ 5.~~286686%~~965852 Weighted Average Maturity ~~347~~345 ~~Record~~351 ~~Date~~346 ~~11/30/2002 Principal and Interest Constant 3,928,979.78~~ Beginning Loan Count ~~1,396~~27 52 135 Loans Paid inIn Full 661 4 13 Ending Loan Count ~~1,330~~26 48 122 Beginning Scheduled Balance ~~733~~11,~~312~~064,~~577~~867.2400 19,474,923.57 52,544,054.30 Ending ~~Scheduled~~scheduled Balance ~~703~~10,~~680~~530,~~097~~726.2944 ~~Ending~~17,891,188.90 ~~Actual~~47,837,509.53 ~~Balance~~Record atDate 11/30~~-Nov-~~/2002 ~~704~~11/30/2002 11/30/2002 Principal And Interest Constant 74,~~051~~262.98 126,~~530~~962.1600 330,016.80 Scheduled Principal ~~471~~15,~~717~~164.7270 17,848.23 55,624.11 Unscheduled Principal 29518,~~160~~975.86 1,~~762~~565,886.2344 4,650,920.66 Scheduled Interest 359,~~457~~098.28 109,~~262~~113.0677 274,392.69 Servicing ~~Fee~~Fees ~~224~~2,~~156~~884.9671 6,085.89 13,167.65 Master Servicing ~~Fee~~Fees ~~2,444~~36.4989 64.91 175.20 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 356,~~230~~176.68 102,~~660~~962.6197 261,049.84 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 ~~Prepayment~~0.00 ~~Penalties~~0.00 ~~39,413~~Pass-Through Rate 6.64092439 6.344340 5.961853

Group Level Collateral Statement Group Group 14 Group 25 Group 36 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.~~409290~~773375 6.~~723340~~616744 67.~~266574~~329413 Weighted Average Net Rate 6.~~096439~~398374 6.~~348341~~278026 56.~~965852~~978030 Weighted Average Maturity ~~345~~ 351 ~~346~~348 339 Beginning Loan Count 27472 5254 ~~135~~78 Loans Paid In Full 118 48 1312 Ending Loan Count 26454 4846 ~~122~~66 Beginning Scheduled Balance 11212,~~064~~277,~~867~~868.0007 1921,~~474~~632,~~923~~194.5779 5226,~~544~~627,~~054~~342.3088 Ending scheduled Balance 10203,~~530~~801,~~726~~728.4438 1718,~~891~~764,~~188~~047.9004 4721,~~837~~431,~~509~~816.5376 Record Date 11/30/2002 11/30/2002 11/30/2002 Principal And Interest Constant 741,~~262~~324,868.9870 ~~126~~139,~~962~~759.0066 ~~330~~182,~~016~~078.8063 Scheduled Principal 15126,~~164~~670.7065 1720,~~848~~480.2374 5519,~~624~~442.1198 Unscheduled Principal ~~518~~8,~~975~~349,469.8604 12,~~565~~847,~~886~~667.4401 45,~~650~~176,~~920~~083.6614 Scheduled Interest 591,~~098~~198,198.2805 ~~109~~119,~~113~~278.7792 ~~274~~162,~~392~~635.6965 Servicing Fees 266,~~884~~336.7197 6,~~085~~106.8901 137,~~167~~796.6599 Master Servicing Fees 36707.8960 6472.9113 ~~175~~88.2073 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 561,~~176~~131,153.6848 ~~102~~113,~~962~~100.9778 ~~261~~154,~~049~~749.8493 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.000000 0.000000 0.000000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~092439~~394375 6.~~344340~~274026 56.~~961853~~974031

Group Level Collateral Statement Group Group 47 ~~Group~~Total ~~5 Group 6~~ Collateral Description Mixed ARM Mixed ARM ~~Mixed ARM~~ Weighted Average Coupon Rate 64.~~773375~~725416 65.~~616744~~657498 ~~7.329413~~ Weighted Average Net Rate 64.~~398374~~350415 65.~~278026~~290685 ~~6.978030~~ Weighted Average Maturity ~~351~~350.00 ~~348~~347.00 ~~339~~Record Date 11/30/2002 11/30/2002 Principal And Interest Constant 1,751,031.01 3,928,979.78 Beginning Loan Count ~~472~~578 541,396 78 Loans Paid In Full 1810 866 12 Ending Loan Count ~~454~~568 461,330 66 Beginning Scheduled Balance ~~212~~389,~~277~~691,~~868~~326.0763 21733,~~632~~312,~~194~~577.7924 ~~26,627,342.88~~ Ending ~~scheduled~~Scheduled Balance ~~203~~383,~~801~~423,~~728~~080.3824 18703,~~764~~680,~~047~~097.0429 ~~21,431,816.76 Record Date 11/30/2002 11/30/2002 11/30/2002 Principal And Interest Constant 1,324,868.70 139,759.66 182,078.63~~ Scheduled Principal ~~126~~216,~~670~~486.6531 20471,~~480~~717.7472 ~~19,442.98~~ Unscheduled Principal 86,~~349~~051,~~469~~760.0408 229,~~847~~160,~~667~~762.0123 ~~5,176,083.14~~ Scheduled Interest 1,~~198~~534,~~198~~544.0570 ~~119~~3,~~278.92 162~~457,~~635~~262.6506 Servicing ~~Fees~~Fee 66121,~~336~~778.9774 6224,~~106~~156.0196 ~~7,796.99~~ Master Servicing ~~Fees~~Fee ~~707~~1,299.6003 722,444.1349 ~~88.73~~ Trustee Fee 0.00 0.00 ~~0.00~~Fry ~~FRY~~ Amount 0.00 0.00 ~~0.00~~ Special Hazard Fee 0.00 0.00 ~~0.00~~ Other Fee 0.00 0.00 ~~0.00~~ Pool Insurance Fee 0.00 0.00 ~~0.00~~ Spread ~~Fee~~ 1 0.00 0.00 ~~0.00~~ Spread ~~Fee~~ 2 0.00 0.00 ~~0.00~~ Spread ~~Fee~~ 3 0.00 0.00 ~~0.00~~ Net Interest 1,~~131~~411,~~153~~466.4893 ~~113~~3,~~100.78 154~~230,~~749~~660.9361 Realized Loss Amount 0.00 0.00 ~~0.00~~ Cumulative Realized Loss 0.00 0.00 ~~0.00~~ Percentage of Cumulative Losses 0.000000 0.000000 ~~0.00~~ Prepayment Penalties 0.00 0.00 ~~0.00~~ Special Servicing Fee 0.00 0.00 ~~0.00~~ Pass-Through Rate 64.~~394375~~346416 65.~~274026 6.974031~~286686

Group Level Collateral Statement Group Group 7 Total Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.725416 5.657498 Weighted Average Net Rate 4.350415 5.290685 Weighted Average Maturity 350.00 347.00 Record Date 11/30/2002 11/30/2002 Principal And Interest Constant 1,751,031.01 3,928,979.78 Beginning Loan Count 578 1,396 Loans Paid In Full 10 66 Ending Loan Count 568 1,330 Beginning Scheduled Balance 389,691,326.63 733,312,577.24 Ending Scheduled Balance 383,423,080.24 703,680,097.29 Scheduled Principal 216,486.31 471,717.72 Unscheduled Principal 6,051,760.08 29,160,762.23 Scheduled Interest 1,534,544.70 3,457,262.06 Servicing Fee 121,778.74 224,156.96 Master Servicing Fee 1,299.03 2,444.49 Trustee Fee 0.00 0.00 Fry Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 1,411,466.93 3,230,660.61 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 4.346416 5.286686

Filing Compare · STRUCTURED ASSET SECURITIES CORP MOR PAS THR CER SER 2002-8A