8-K 1 sac02hf1_dec.txt DECEMBER 8KA UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K/A Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-HF1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82904-10 52-7281901 Pooling and Servicing Agreement) (Commission 52-2365704 (State or other File Number) 52-2365705 jurisdiction 52-2365706 of Incorporation) IRS EIN c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events Subsequent to filing the 8-K relating to the payment date on December 26, 2002, a revision was made to the STRUCTURED ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2002-HF1 which was not included in the original 8-K filed. This revision was not previously disclosed in a 1934 Act filing. An amended 8-K will be filed. The revised data has been and will continue to be available on the Wells Fargo Bank, Minnesota, as Trustee, website at www.ctslink.com. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-HF1 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-HF1 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/14/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-HF1 Trust, relating to the December 26, 2002 distribution. EX-99.1

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A 0.00000000 32.62829923 823.11740167 0.82311740 32.62829923 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A 0.00 0.00 764,326.86 0.00 511,234,925.71 A-IO 0.00 0.00 1,048,188.38 0.00 209,637,676.28 M-1 0.00 0.00 94,704.41 0.00 54,177,000.00 M-2 0.00 0.00 93,120.43 0.00 44,502,000.00 M-3 0.00 0.00 76,508.55 0.00 27,088,000.00 B 0.00 0.00 101,353.23 0.00 21,284,000.00 X 0.00 0.00 2,783,629.21 0.00 5,805,406.00 P 0.00 0.00 594,882.79 0.00 0.01 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 5,556,713.86 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A 621,096,000.00 1.67000% 855.74570091 1.23060986 0.00000000 0.00000000 A-IO 0.00 6.00000% ~~1000~~818.~~00000000~~18181820 4.~~99999999~~09090909 0.00000000 0.00000000 M-1 54,177,000.00 2.03000% 1000.00000000 1.74805563 0.00000000 0.00000000 M-2 44,502,000.00 2.43000% 1000.00000000 2.09249989 0.00000000 0.00000000 M-3 27,088,000.00 3.28000% 1000.00000000 2.82444440 0.00000000 0.00000000 B 21,284,000.00 5.53000% 1000.00000000 4.76194465 0.00000000 0.00000000 X 5,805,406.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A 0.00000000 0.00000000 1.23060986 0.00000000 823.11740167 A-IO 0.00000000 0.00000000 4.~~99999999~~09090909 0.00000000 ~~1000~~818.~~00000000~~18181820 M-1 0.00000000 0.00000000 1.74805563 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.09249989 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 2.82444440 0.00000000 1000.00000000 B 0.00000000 0.00000000 4.76194465 0.00000000 1000.00000000 X 0.00000000 0.00000000 479.48915373 0.00000000 1000.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 25,009,556.12 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 513,850.50 Realized ~~Losses~~Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 594,882.79 Total Deposits 26,118,289.41 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 296,269.41 Payment of Interest and Principal 25,822,020.00 Total Withdrawals (Pool Distribution Amount) 26,118,289.41 Ending Balance 0.00

Filing Compare · STRUCTURED ASSET SEC CORP MORT PASS THR CERT SER 2002 HF1