8-K 1 baa03003_jan.txt JAN. 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2004 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-12 54-2105564 Pooling and Servicing Agreement) (Commission 54-2105565 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On January 26, 2004 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-3 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-3 Trust, relating to the January 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-3 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 2/4/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-3 Trust, relating to the January 26, 2004 distribution. EX-99.1

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 1112/3031/03 Distribution Date: 121/26/0304 BAA Series: 2003-3 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 05948KBS7 SEN 5.50000% ~~209~~206,~~043~~101,~~070~~001.3898 ~~958~~944,~~114~~629.0456 21,~~942~~696,~~068~~801.4071 A-2 05948KBT5 SEN 1.~~66875~~69125% 1918,~~003~~736,~~914~~454.8308 26,~~427~~406.3269 ~~267~~154,~~460~~254.7570 A-3 05948KBU2 SEN 6.~~83125~~80875% 0.00 ~~108~~106,~~183~~309.7486 0.00 A-4 05948KBV0 SEN 5.75000% 2,~~477~~489,~~530~~401.3686 11,~~871~~928.5038 (11,~~871~~928.5038) A-5 05948KBW8 SEN 5.75000% 30,000,000.00 143,~~750~~749.0099 0.00 A-PO 05948KCA5 SEN 0.00000% 1,~~155~~148,~~477~~241.2339 0.00 712,~~235~~480.8379 A-WIO 05948KBZ1 SEN 0.~~36353~~36374% 0.00 6059,~~642~~997.2468 0.00 B-1 05948KCB3 SUB 5.75000% 6,~~721~~714,~~270~~390.8174 32,~~206~~173.0912 6,~~880~~907.0626 B-2 05948KCC1 SUB 5.75000% 2,~~987~~984,~~231~~173.4766 14,~~313~~299.8216 3,~~057~~069.8189 B-3 05948KCD9 SUB 5.75000% 1,~~492~~491,~~622~~094.6475 7,~~152~~144.1583 1,~~527~~533.8993 B-4 05948KCE7 SUB 5.75000% 1,~~493~~492,~~615~~086.7383 7,~~156~~149.9158 1,~~528~~534.9095 B-5 05948KCF4 SUB 5.75000% 1,~~045~~044,~~729~~659.6320 5,~~010~~005.7966 1,~~070~~074.4467 B-6 05948KCG2 SUB 5.75000% 1,~~195~~194,~~541~~317.3758 5,~~728~~722.6477 1,~~223~~228.7962 A-R 05948KBX6 SEN 5.75000% 0.00 0.00 0.00 A-LR 05948KBY4 SEN 5.75000% 0.00 0.00 0.00 SES 05948KCH0 SEN 0.00000% 0.00 48,~~665~~346.2527 0.00 Totals ~~276~~273,~~616~~395,~~004~~822.4507 1,~~429~~412,~~222~~863.4955 31,~~220~~866,~~182~~958.3714

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~206~~204,~~101~~404,~~001~~200.9827 32,~~900~~641,~~182~~431.4427 0.00 A-2 0.00 18,~~736~~582,~~454~~199.0838 ~~293~~180,~~888~~661.0739 0.00 A-3 0.00 0.00 ~~108~~106,~~183~~309.7486 0.00 A-4 0.00 2,~~489~~501,~~401~~330.8624 0.00 0.00 A-5 0.00 30,000,000.00 143,~~750~~749.0099 0.00 A-PO 0.00 1,~~148~~135,~~241~~760.3961 712,~~235~~480.8379 0.00 A-WIO 0.00 0.00 6059,~~642~~997.2468 0.00 B-1 0.00 6,~~714~~707,~~390~~483.7448 39,~~086~~080.1538 0.00 B-2 0.00 2,~~984~~981,~~173~~103.6677 17,~~371~~369.6305 0.00 B-3 0.00 1,~~491~~489,~~094~~560.7583 8,~~680~~678.0476 0.00 B-4 0.00 1,~~492~~490,~~086~~551.8388 8,~~685~~684.8153 0.00 B-5 0.00 1,~~044~~043,~~659~~584.2053 6,~~081~~080.2333 0.00 B-6 0.00 1,~~194~~193,~~317~~088.5896 6,~~952~~951.4339 0.00 A-R 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 SES 0.00 0.00 48,~~665~~346.2527 0.00 Totals 0.00 ~~273~~271,~~395~~528,~~822~~863.0795 43,~~649~~279,~~404~~821.8669 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 231,136,584.00 ~~209~~206,~~043~~101,~~070~~001.3898 ~~245~~244,~~363~~232.7554 21,~~696~~452,~~704~~569.6517 0.00 0.00 A-2 21,012,416.00 1918,~~003~~736,~~914~~454.8308 22,~~305~~202.7996 ~~245~~132,~~154~~051.9674 0.00 0.00 A-3 0.00 0.00 0.00 0.00 0.00 0.00 A-4 2,396,000.00 2,~~477~~489,~~530~~401.3686 0.00 0.00 (11,~~871~~928.5038) 0.00 A-5 30,000,000.00 30,000,000.00 0.00 0.00 0.00 0.00 A-PO 1,205,932.77 1,~~155~~148,~~477~~241.2339 1,~~366~~367.2640 511,~~869~~113.5739 0.00 0.00 A-WIO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 6,768,000.00 6,~~721~~714,~~270~~390.8174 6,~~880~~907.0626 0.00 0.00 0.00 B-2 3,008,000.00 2,~~987~~984,~~231~~173.4766 3,~~057~~069.8189 0.00 0.00 0.00 B-3 1,503,000.00 1,~~492~~491,~~622~~094.6475 1,~~527~~533.8993 0.00 0.00 0.00 B-4 1,504,000.00 1,~~493~~492,~~615~~086.7383 1,~~528~~534.9095 0.00 0.00 0.00 B-5 1,053,000.00 1,~~045~~044,~~729~~659.6320 1,~~070~~074.4467 0.00 0.00 0.00 B-6 1,203,853.29 1,~~195~~194,~~541~~317.3758 1,~~223~~228.7962 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 300,790,886.06 ~~276~~273,~~616~~395,~~004~~822.4507 ~~284~~283,~~324~~152.6922 21,~~947~~595,~~729~~734.1830 (11,~~871~~928.5038) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 21,~~942~~696,~~068~~801.4071 ~~206~~204,~~101~~404,~~001~~200.9827 0.~~89168490~~88434378 21,~~942~~696,~~068~~801.4071 A-2 ~~267~~154,~~460~~254.7570 18,~~736~~582,~~454~~199.0838 0.~~89168490~~88434378 ~~267~~154,~~460~~254.7570 A-3 0.00 0.00 0.00000000 0.00 A-4 (11,~~871~~928.5038) 2,~~489~~501,~~401~~330.8624 1.~~03898241~~04396087 (11,~~871~~928.5038) A-5 0.00 30,000,000.00 1.00000000 0.00 A-PO 712,~~235~~480.8379 1,~~148~~135,~~241~~760.3961 0.~~95216037~~94181089 712,~~235~~480.8379 A-WIO 0.00 0.00 0.00000000 0.00 B-1 6,~~880~~907.0626 6,~~714~~707,~~390~~483.7448 0.~~99207901~~99105843 6,~~880~~907.0626 B-2 3,~~057~~069.8189 2,~~984~~981,~~173~~103.6677 0.~~99207901~~99105843 3,~~057~~069.8189 B-3 1,~~527~~533.8993 1,~~491~~489,~~094~~560.7583 0.~~99207901~~99105844 1,~~527~~533.8993 B-4 1,~~528~~534.9095 1,~~492~~490,~~086~~551.8388 0.~~99207901~~99105843 1,~~528~~534.9095 B-5 1,~~070~~074.4467 1,~~044~~043,~~659~~584.2053 0.~~99207901~~99105843 1,~~070~~074.4467 B-6 1,~~223~~228.7962 1,~~194~~193,~~317~~088.5896 0.~~99207901~~99105844 1,~~223~~228.7962 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 31,~~220~~866,~~182~~958.3714 ~~273~~271,~~395~~528,~~822~~863.0795 0.~~90892322~~90271639 31,~~220~~866,~~182~~958.3714

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 231,136,584.00 ~~904~~891.~~41360153~~68490082 1.~~06155307~~05665895 116.~~66714764~~28446239 0.00000000 A-2 21,012,416.00 ~~904~~891.~~41360146~~68490097 1.~~06155285~~05665907 116.~~66714765~~28446248 0.00000000 A-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-4 2,396,000.00 ~~1034~~1038.~~02769616~~98241235 0.00000000 0.00000000 (4.~~95471619~~97845576) A-5 30,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-PO 1,205,932.77 ~~958~~952.~~16056976~~16036794 1.~~13294873~~13389406 49.~~86724480~~21559665 0.00000000 A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,768,000.00 ~~993~~992.~~09556885~~07901005 1.~~01655733~~02057624 0.00000000 0.00000000 B-2 3,008,000.00 ~~993~~992.~~09556848~~07900931 1.~~01655918~~02057513 0.00000000 0.00000000 B-3 1,503,000.00 ~~993~~992.~~09556886~~07900865 1.~~01656021~~02057884 0.00000000 0.00000000 B-4 1,504,000.00 ~~993~~992.~~09556516~~07900931 1.~~01655585~~02057846 0.00000000 0.00000000 B-5 1,053,000.00 ~~993~~992.~~09556505~~07901235 1.~~01656220~~02057930 0.00000000 0.00000000 B-6 1,203,853.29 ~~993~~992.~~09557064~~07900989 1.~~01656075~~02057286 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per $1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 127.~~72870071~~34112134 ~~891~~884.~~68490082~~34377948 0.~~89168490~~88434378 127.~~72870071~~34112134 A-2 0.00000000 127.~~72870050~~34112155 ~~891~~884.~~68490097~~34377941 0.~~89168490~~88434378 127.~~72870050~~34112155 A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-4 0.00000000 (4.~~95471619~~97845576) 1,~~038~~043.~~98241235~~96086811 1.~~03898241~~04396087 (4.~~95471619~~97845576) A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-PO 0.00000000 610.~~00019353~~34949071 ~~952~~941.~~16036794~~81088553 0.~~95216037~~94181089 610.~~00019353~~34949071 A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.~~01655733~~02057624 ~~992~~991.~~07901005~~05843381 0.~~99207901~~99105843 1.~~01655733~~02057624 B-2 0.00000000 1.~~01655918~~02057513 ~~992~~991.~~07900931~~05843418 0.~~99207901~~99105843 1.~~01655918~~02057513 B-3 0.00000000 1.~~01656021~~02057884 ~~992~~991.~~07900865~~05843646 0.~~99207901~~99105844 1.~~01656021~~02057884 B-4 0.00000000 1.~~01655585~~02057846 ~~992~~991.~~07900931~~05843085 0.~~99207901~~99105843 1.~~01655585~~02057846 B-5 0.00000000 1.~~01656220~~02057930 ~~992~~991.~~07901235~~05843305 0.~~99207901~~99105843 1.~~01656220~~02057930 B-6 0.00000000 1.~~01656075~~02057286 ~~992~~991.~~07900989~~05843703 0.~~99207901~~99105844 1.~~01656075~~02057286 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 231,136,584.00 5.50000% ~~209~~206,~~043~~101,~~070~~001.3898 ~~958~~944,~~114~~629.0759 0.00 0.00 A-2 21,012,416.00 1.~~66875~~69125% 1918,~~003~~736,~~914~~454.8308 26,~~427~~406.3269 0.00 0.00 A-3 0.00 6.~~83125~~80875% 1918,~~003~~736,~~914~~454.8308 ~~108~~106,~~183~~309.7486 0.00 0.00 A-4 2,396,000.00 5.75000% 2,~~477~~489,~~530~~401.3686 11,~~871~~928.5038 0.00 0.00 A-5 30,000,000.00 5.75000% 30,000,000.00 143,750.00 0.00 0.00 A-PO 1,205,932.77 0.00000% 1,~~155~~148,~~477~~241.2339 0.00 0.00 0.00 A-WIO 0.00 0.~~36353~~36374% ~~200~~197,~~176~~934,~~701~~523.3075 6059,~~642~~997.2468 0.00 0.00 B-1 6,768,000.00 5.75000% 6,~~721~~714,~~270~~390.8174 32,~~206~~173.0912 0.00 0.00 B-2 3,008,000.00 5.75000% 2,~~987~~984,~~231~~173.4766 14,~~313~~299.8217 0.00 0.00 B-3 1,503,000.00 5.75000% 1,~~492~~491,~~622~~094.6475 7,~~152~~144.1583 0.00 0.00 B-4 1,504,000.00 5.75000% 1,~~493~~492,~~615~~086.7383 7,~~156~~149.9158 0.00 0.00 B-5 1,053,000.00 5.75000% 1,~~045~~044,~~729~~659.6320 5,~~010~~005.7966 0.00 0.00 B-6 1,203,853.29 5.75000% 1,~~195~~194,~~541~~317.3758 5,~~728~~722.6477 0.00 0.00 A-R 50.00 5.75000% 0.00 0.00 0.00 0.00 A-LR 50.00 5.75000% 0.00 0.00 0.00 0.00 SES 0.00 0.00000% ~~276~~273,~~616~~395,~~004~~822.4508 0.00 0.00 0.00 Totals 300,790,886.06 1,~~380~~364,~~557~~517.2733 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.03 0.00 ~~958~~944,~~114~~629.0456 0.00 ~~206~~204,~~101~~404,~~001~~200.9827 A-2 0.00 0.00 26,~~427~~406.3269 0.00 18,~~736~~582,~~454~~199.0838 A-3 0.00 0.00 ~~108~~106,~~183~~309.7486 0.00 18,~~736~~582,~~454~~199.0838 A-4 0.00 0.00 11,~~871~~928.5038 0.00 2,~~489~~501,~~401~~330.8624 A-5 0.0001 0.00 143,~~750~~749.0099 0.00 30,000,000.00 A-PO 0.00 0.00 0.00 0.00 1,~~148~~135,~~241~~760.3961 A-WIO 0.00 0.00 6059,~~642~~997.2468 0.00 ~~197~~196,~~934~~879,~~523~~388.7516 B-1 0.00 0.00 32,~~206~~173.0912 0.00 6,~~714~~707,~~390~~483.7448 B-2 0.00 0.00 14,~~313~~299.8216 0.00 2,~~984~~981,~~173~~103.6677 B-3 0.00 0.00 7,~~152~~144.1583 0.00 1,~~491~~489,~~094~~560.7583 B-4 0.00 0.00 7,~~156~~149.9158 0.00 1,~~492~~490,~~086~~551.8388 B-5 0.00 0.00 5,~~010~~005.7966 0.00 1,~~044~~043,~~659~~584.2053 B-6 0.00 0.00 5,~~728~~722.6477 0.00 1,~~194~~193,~~317~~088.5896 A-R 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 48,~~665~~346.2527 0.00 ~~273~~271,~~395~~528,~~822~~863.0895 Totals 0.0304 0.00 1,~~429~~412,~~222~~863.4955 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 231,136,584.00 5.50000% ~~904~~891.~~41360153~~68490082 4.~~14522900~~08688912 0.00000000 0.00000000 A-2 21,012,416.00 1.~~66875~~69125% ~~904~~891.~~41360146~~68490097 1.~~25770021~~25671841 0.00000000 0.00000000 A-3 0.00 6.~~83125~~80875% ~~904~~891.~~41360146~~68490097 5.~~14856264~~05938299 0.00000000 0.00000000 A-4 2,396,000.00 5.75000% ~~1034~~1038.~~02769616~~98241235 4.~~95471619~~97845576 0.00000000 0.00000000 A-5 30,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000 A-PO 1,205,932.77 0.00000% ~~958~~952.~~16056976~~16036794 0.00000000 0.00000000 0.00000000 A-WIO 0.00 0.~~36353~~36374% ~~908~~898.~~34504626~~17068102 0.~~27517727~~27225244 0.00000000 0.00000000 B-1 6,768,000.00 5.75000% ~~993~~992.~~09556885~~07901005 4.~~75858304~~75371158 0.00000000 0.00000000 B-2 3,008,000.00 5.75000% ~~993~~992.~~09556848~~07900931 4.~~75858378~~75371343 0.00000000 0.00000000 B-3 1,503,000.00 5.75000% ~~993~~992.~~09556886~~07900865 4.~~75858283~~75371257 0.00000000 0.00000000 B-4 1,504,000.00 5.75000% ~~993~~992.~~09556516~~07900931 4.~~75858378~~75371011 0.00000000 0.00000000 B-5 1,053,000.00 5.75000% ~~993~~992.~~09556505~~07901235 4.~~75858500~~75371320 0.00000000 0.00000000 B-6 1,203,853.29 5.75000% ~~993~~992.~~09557064~~07900989 4.~~75858649~~75371048 0.00000000 0.00000000 A-R 50.00 5.75000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 5.75000% 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000% ~~919~~908.~~62894246~~92322457 0.00000000 0.00000000 0.00000000 (5) All Classes are Per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000013 0.00000000 4.~~14522887~~08688899 0.00000000 ~~891~~884.~~68490082~~34377948 A-2 0.00000000 0.00000000 1.~~25770021~~25671841 0.00000000 ~~891~~884.~~68490097~~34377941 A-3 0.00000000 0.00000000 5.~~14856264~~05938299 0.00000000 ~~891~~884.~~68490097~~34377941 A-4 0.00000000 0.00000000 4.~~95471619~~97845576 0.00000000 ~~1038~~1043.~~98241235~~96086811 A-5 0.~~00000000~~00000033 0.00000000 4.~~79166667~~79166633 0.00000000 1000.00000000 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~952~~941.~~16036794~~81088553 A-WIO 0.00000000 0.00000000 0.~~27517727~~27225244 0.00000000 ~~898~~893.~~17068102~~38277524 B-1 0.00000000 0.00000000 4.~~75858304~~75371158 0.00000000 ~~992~~991.~~07901005~~05843381 B-2 0.00000000 0.00000000 4.~~75858378~~75371011 0.00000000 ~~992~~991.~~07900931~~05843418 B-3 0.00000000 0.00000000 4.~~75858283~~75371257 0.00000000 ~~992~~991.~~07900865~~05843646 B-4 0.00000000 0.00000000 4.~~75858378~~75371011 0.00000000 ~~992~~991.~~07900931~~05843085 B-5 0.00000000 0.00000000 4.~~75858500~~75371320 0.00000000 ~~992~~991.~~07901235~~05843305 B-6 0.00000000 0.00000000 4.~~75858649~~75371048 0.00000000 ~~992~~991.~~07900989~~05843703 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.~~16179097~~16073050 0.00000000 ~~908~~902.~~92322457~~71639379 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 43,~~647~~281,~~955~~436.3695 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 1411,~~703~~484.9487 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 43,~~662~~292,~~659~~921.3082 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 13,~~254~~100.4413 Payment of Interest and Principal 43,~~649~~279,~~404~~821.8669 Total Withdrawals (Pool Distribution Amount) 43,~~662~~292,~~659~~921.3082 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 11,~~525~~391.5940 Trustee Fee 1,~~728~~708.8573 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 13,~~254~~100.4413

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1310 0 0 0 1310 21,~~351~~701,~~667~~372.5206 0.00 0.00 0.00 21,~~351~~701,~~667~~372.5206 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 01 0 0 0 01 0208,000.00 0.00 0.00 0.00 0208,000.00 Totals 1311 0 0 0 1311 21,~~351~~909,~~667~~372.5206 0.00 0.00 0.00 21,~~351~~909,~~667~~372.5206 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~693703~~536769% 0.000000% 0.000000% 0.000000% 0.~~693703~~536769% 0.~~859398~~626053% 0.000000% 0.000000% 0.000000% 0.~~859398~~626053% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.~~000000~~053677% 0.000000% 0.000000% 0.000000% 0.~~000000~~053677% 0.~~000000~~076538% 0.000000% 0.000000% 0.000000% 0.~~000000~~076538% Totals 0.~~693703~~590446% 0.000000% 0.000000% 0.000000% 0.~~693703~~590446% 0.~~859398~~702591% 0.000000% 0.000000% 0.000000% 0.~~859398~~702591%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1411,~~703~~484.9487

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class B-5 298,534,032.77 99.24969359% ~~271~~269,~~156~~292,~~845~~190.2946 99.~~18104938~~17626677% 0.~~383717~~385951% 7.001398% Class B-4 297,030,032.77 98.74967844% ~~269~~267,~~664~~801,~~758~~638.4658 98.~~63528872~~62731891% 0.~~548062~~551254% 10.000098% Class B-3 295,527,032.77 98.24999575% ~~268~~266,~~173~~312,~~663~~077.7175 98.~~08989094~~07873604% 0.~~547698~~550887% 9.993449% Class B-2 292,519,032.77 97.24996545% ~~265~~263,~~189~~330,~~490~~973.0598 96.~~99836963~~98084032% 1.~~096125~~102507% 20.000195% Class B-1 285,751,032.77 94.99989728% ~~258~~256,~~475~~623,~~099~~490.3150 94.~~54244668~~51057496% 2.~~466281~~480641% 45.000439% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Fixed Weighted Average Gross Coupon 6.~~246556~~246694% Weighted Average Pass-Through Rate 5.~~989056~~989194% Weighted Average Maturity(Stepdown Calculation ) ~~350~~349 Beginning Scheduled Collateral Loan Count 1,~~890~~874 Number Of Loans Paid In Full 1611 Ending Scheduled Collateral Loan Count 1,~~874~~863 Beginning Scheduled Collateral Balance ~~276~~273,~~616~~395,~~004~~822.4508 Ending Scheduled Collateral Balance ~~273~~271,~~395~~528,~~822~~863.0895 Ending Actual Collateral Balance at 3031-~~Nov~~Dec-2003 ~~273~~271,~~641~~761,~~368~~697.2759 Monthly P &I Constant 1,~~723~~704,~~249~~618.0276 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 43,~~506~~132,~~646~~150.5223 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~273~~271,~~395~~528,~~822~~863.0895 Scheduled Principal ~~283~~281,~~334~~435.6228 Unscheduled Principal 21,~~936~~585,~~847~~522.7585

Miscellaneous Reporting Priority % 1011.~~890853~~019382% CPR 126.~~033829~~748228% Senior % 94.~~577803~~519429% Senior Prepayment % 100.000000% Subordinate % 5.~~422197~~480571% Subordinate Prepayment % 0.000000%

Filing Compare · BANC OF AMERICA ALTERNATIVE LOAN TRUST 2003-3