8-K 1 mlm03a05_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2003-A05 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106175-03 54-2126399 Pooling and Servicing Agreement) (Commission 54-2126400 (State or other File Number) 54-2126401 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2003-A05 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-A05 Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2003-A05 Trust By: Wells Fargo Bank Minnesota, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/2/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-A05 Trust, relating to the December 26, 2003 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 MLM Series: 2003-A05 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 5899293M8 SEN 3.~~99393~~98944% 9289,~~562~~216,~~000~~189.0061 ~~308~~296,~~071~~602.40 1,~~791~~697,~~225~~124.3400 II-A-1 5899293N6 SEN 1.58800% ~~100~~88,~~461~~626,~~000~~749.0047 ~~110~~117,~~786~~282.1673 45,~~052~~530,~~899~~698.5208 II-A-2 5899593P1 SEN 2.50100% 41,034,000.00 7185,~~268~~521.0869 0.00 II-A-3 5899293Q9 SEN 3.24600% 73,433,000.00 198,636.26 0.00 II-A-4 5899293R7 SEN 3.78600% 50,700,000.00 159,958.50 0.00 II-A-5 5899293S5 SEN 4.19800% 46,899,494.12 164,070.06 0.00 II-A-6 3899293T3 SEN 4.08600% 123,887,850.00 421,838.13 0.00 II-A-7 5899293U0 SEN 4.08600% 3,716,654.88 12,655.21 0.00 II-A-IO 5899293V8 SEN 1.~~50314~~45309% 0.00 ~~587~~518,~~727~~629.7054 0.00 M-1 5899293W6 SUB 4.~~58426~~57915% 5,~~766~~759,~~000~~240.0029 2221,~~027~~977.3802 3,~~381~~396.7528 M-2 5899293X4 SUB 4.~~58426~~57915% 4,~~393~~387,~~000~~849.0092 16,~~782~~743.2285 2,~~576~~587.4955 M-3 5899293Y2 SUB 4.~~58426~~57915% 3,~~021~~017,~~000~~458.0036 11,~~540~~514.8849 1,~~771~~779.8142 B-1 589929Z94 SUB 4.~~58426~~57915% ~~823~~822,~~000~~035.0017 3,~~144~~136.0485 ~~482~~484.6976 B-2 5899294A3 SUB 4.~~58426~~57915% ~~824~~823,~~000~~033.0099 3,~~147~~140.8666 ~~483~~485.2735 B-3 5899294B1 SUB 4.~~58426~~57915% 1,~~648~~646,~~468~~535.0751 6,~~297~~283.5111 ~~966~~970.8298 R-I 5899294C9 SEN 0.00000% 0.00 0.00 0.00 R-II 5899294D7 SEN 0.00000% 0.00 0.00 0.00 R-III 5899294E5 SEN 0.00000% 0.00 0.00 0.00 Totals ~~549~~533,~~169~~970,~~467~~091.0732 2,~~097~~037,~~951~~990.3950 57,~~853~~237,~~787~~526.6942

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 9087,~~770~~519,~~774~~065.6661 21,~~099~~993,~~296~~726.7440 0.00 II-A-1 0.00 9683,~~408~~096,~~100~~051.4839 45,~~163~~647,~~685~~980.6881 0.00 II-A-2 0.00 41,034,000.00 7185,~~268~~521.0869 0.00 II-A-3 0.00 73,433,000.00 198,636.26 0.00 II-A-4 0.00 50,700,000.00 159,958.50 0.00 II-A-5 0.00 46,899,494.12 164,070.06 0.00 II-A-6 0.00 123,887,850.00 421,838.13 0.00 II-A-7 0.00 3,716,654.88 12,655.21 0.00 II-A-IO 0.00 0.00 ~~587~~518,~~727~~629.7054 0.00 M-1 0.00 5,~~762~~755,~~618~~844.2502 25,~~409~~373.1330 0.00 M-2 0.00 4,~~390~~385,~~423~~262.5136 19,~~358~~331.7140 0.00 M-3 0.00 3,~~019~~015,~~228~~678.1994 13,~~312~~293.6991 0.00 B-1 0.00 ~~822~~821,~~517~~550.3140 3,~~626~~621.7361 0.00 B-2 0.00 ~~823~~822,~~516~~548.7364 3,~~631~~626.1301 0.00 B-3 0.00 1,~~647~~645,~~501~~564.2553 7,~~264~~254.3309 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 Totals 0.00 ~~543~~526,~~315~~732,~~679~~564.3889 79,~~951~~275,~~739~~516.0892 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 92,562,000.00 9289,~~562~~216,~~000~~189.0061 9087,~~495~~094.0614 1,~~700~~610,~~730~~029.2886 0.00 0.00 II-A-1 100,461,000.00 ~~100~~88,~~461~~626,~~000~~749.0047 ~~221~~217,~~926~~787.0815 35,~~830~~312,~~973~~910.4493 0.00 0.00 II-A-2 41,034,000.00 41,034,000.00 0.00 0.00 0.00 0.00 II-A-3 73,433,000.00 73,433,000.00 0.00 0.00 0.00 0.00 II-A-4 50,700,000.00 50,700,000.00 0.00 0.00 0.00 0.00 II-A-5 46,899,494.12 46,899,494.12 0.00 0.00 0.00 0.00 II-A-6 123,887,850.00 123,887,850.00 0.00 0.00 0.00 0.00 II-A-7 3,716,654.88 3,716,654.88 0.00 0.00 0.00 0.00 II-A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 5,766,000.00 5,~~766~~759,~~000~~240.0029 3,~~381~~396.7528 0.00 0.00 0.00 M-2 4,393,000.00 4,~~393~~387,~~000~~849.0092 2,~~576~~587.4955 0.00 0.00 0.00 M-3 3,021,000.00 3,~~021~~017,~~000~~458.0036 1,~~771~~779.8142 0.00 0.00 0.00 B-1 823,000.00 ~~823~~822,~~000~~035.0017 ~~482~~484.6976 0.00 0.00 0.00 B-2 824,000.00 ~~824~~823,~~000~~033.0099 ~~483~~485.2735 0.00 0.00 0.00 B-3 1,648,468.07 1,~~648~~646,~~468~~535.0751 ~~966~~970.8298 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 0.00 Totals 549,169,467.07 ~~549~~533,~~169~~970,~~467~~091.0732 ~~322~~314,~~083~~585.9763 56,~~531~~922,~~703~~940.7279 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 1,~~791~~697,~~225~~124.3400 9087,~~770~~519,~~774~~065.6661 0.~~98064837~~94551831 1,~~791~~697,~~225~~124.3400 II-A-1 45,~~052~~530,~~899~~698.5208 9683,~~408~~096,~~100~~051.4839 0.~~95965699~~82714736 45,~~052~~530,~~899~~698.5208 II-A-2 0.00 41,034,000.00 1.00000000 0.00 II-A-3 0.00 73,433,000.00 1.00000000 0.00 II-A-4 0.00 50,700,000.00 1.00000000 0.00 II-A-5 0.00 46,899,494.12 1.00000000 0.00 II-A-6 0.00 123,887,850.00 1.00000000 0.00 II-A-7 0.00 3,716,654.88 1.00000000 0.00 II-A-IO 0.00 0.00 0.00000000 0.00 M-1 3,~~381~~396.7528 5,~~762~~755,~~618~~844.2502 0.~~99941350~~99823864 3,~~381~~396.7528 M-2 2,~~576~~587.4955 4,~~390~~385,~~423~~262.5136 0.~~99941350~~99823864 2,~~576~~587.4955 M-3 1,~~771~~779.8142 3,~~019~~015,~~228~~678.1994 0.~~99941350~~99823864 1,~~771~~779.8142 B-1 ~~482~~484.6976 ~~822~~821,~~517~~550.3140 0.~~99941350~~99823864 ~~482~~484.6976 B-2 ~~483~~485.2735 ~~823~~822,~~516~~548.7364 0.~~99941351~~99823864 ~~483~~485.2735 B-3 ~~966~~970.8298 1,~~647~~645,~~501~~564.2553 0.~~99941350~~99823864 ~~966~~970.8298 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 Totals 57,~~853~~237,~~787~~526.6942 ~~543~~526,~~315~~732,~~679~~564.3889 0.~~98934065~~95914394 57,~~853~~237,~~787~~526.6942

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 92,562,000.00 ~~1000~~963.~~00000000~~85330492 0.~~97766967~~94092759 1817.~~37395778~~39406949 0.00000000 II-A-1 100,461,000.00 ~~1000~~882.~~00000000~~20055016 2.~~20907696~~16787758 3852.~~13393695~~88530803 0.00000000 II-A-2 41,034,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-A-3 73,433,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-A-4 50,700,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-A-5 46,899,494.12 1000.00000000 0.00000000 0.00000000 0.00000000 II-A-6 123,887,850.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-A-7 3,716,654.88 1000.00000000 0.00000000 0.00000000 0.00000000 II-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 5,766,000.00 ~~1000~~998.~~00000000~~82766042 0.~~58649844~~58901838 0.00000000 0.00000000 M-2 4,393,000.00 ~~1000~~998.~~00000000~~82766219 0.~~58649898~~58901662 0.00000000 0.00000000 M-3 3,021,000.00 ~~1000~~998.~~00000000~~82765972 0.~~58649785~~58901688 0.00000000 0.00000000 B-1 823,000.00 ~~1000~~998.~~00000000~~82766707 0.~~58650061~~58901580 0.00000000 0.00000000 B-2 824,000.00 ~~1000~~998.~~00000000~~82765777 0.~~58649272~~58901699 0.00000000 0.00000000 B-3 1,648,468.07 ~~1000~~998.~~00000000~~82766307 0.~~58649604~~58901960 0.00000000 0.00000000 R-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 1918.~~35162745~~33499708 ~~980~~945.~~64837255~~51830784 0.~~98064837~~94551831 1918.~~35162745~~33499708 II-A-1 0.00000000 4055.~~34301391~~05318561 ~~959~~827.~~65698609~~14736455 0.~~95965699~~82714736 4055.~~34301391~~05318561 II-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.~~58649844~~58901838 ~~999~~998.~~41350156~~23864377 0.~~99941350~~99823864 0.~~58649844~~58901838 M-2 0.00000000 0.~~58649898~~58901662 ~~999~~998.~~41350102~~23864330 0.~~99941350~~99823864 0.~~58649898~~58901662 M-3 0.00000000 0.~~58649785~~58901688 ~~999~~998.~~41350215~~23864283 0.~~99941350~~99823864 0.~~58649785~~58901688 B-1 0.00000000 0.~~58650061~~58901580 ~~999~~998.~~41349939~~23863913 0.~~99941350~~99823864 0.~~58650061~~58901580 B-2 0.00000000 0.~~58649272~~58901699 ~~999~~998.~~41350728~~23864078 0.~~99941351~~99823864 0.~~58649272~~58901699 B-3 0.00000000 0.~~58649604~~58901960 ~~999~~998.~~41350396~~23864347 0.~~99941350~~99823864 0.~~58649604~~58901960 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 92,562,000.00 3.~~99393~~98944% 9289,~~562~~216,~~000~~189.0061 ~~308~~296,~~071~~602.40 0.00 0.00 II-A-1 100,461,000.00 1.58800% ~~100~~88,~~461~~626,~~000~~749.0047 ~~110~~117,~~786~~282.1673 0.00 0.00 II-A-2 41,034,000.00 2.50100% 41,034,000.00 7185,~~268~~521.0870 0.00 0.00 II-A-3 73,433,000.00 3.24600% 73,433,000.00 198,636.27 0.00 0.00 II-A-4 50,700,000.00 3.78600% 50,700,000.00 159,958.50 0.00 0.00 II-A-5 46,899,494.12 4.19800% 46,899,494.12 164,070.06 0.00 0.00 II-A-6 123,887,850.00 4.08600% 123,887,850.00 421,838.13 0.00 0.00 II-A-7 3,716,654.88 4.08600% 3,716,654.88 12,655.21 0.00 0.00 II-A-IO 0.00 1.~~50314~~45309% ~~440~~428,~~132~~297,~~000~~749.0044 ~~551~~518,~~316~~629.8654 0.00 0.00 M-1 5,766,000.00 4.~~58426~~57915% 5,~~766~~759,~~000~~240.0029 2221,~~027~~977.3802 0.00 0.00 M-2 4,393,000.00 4.~~58426~~57915% 4,~~393~~387,~~000~~849.0092 16,~~782~~743.2285 0.00 0.00 M-3 3,021,000.00 4.~~58426~~57915% 3,~~021~~017,~~000~~458.0036 11,~~540~~514.8849 0.00 0.00 B-1 823,000.00 4.~~58426~~57915% ~~823~~822,~~000~~035.0017 3,~~144~~136.0485 0.00 0.00 B-2 824,000.00 4.~~58426~~57915% ~~824~~823,~~000~~033.0099 3,~~147~~140.8666 0.00 0.00 B-3 1,648,468.07 4.~~58426~~57915% 1,~~648~~646,~~468~~535.0751 6,~~297~~283.5111 0.00 0.00 R-I 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 R-III 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 549,169,467.07 2,~~061~~037,~~540~~990.5652 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0.00 0.00 ~~308~~296,~~071~~602.40 0.00 9087,~~770~~519,~~774~~065.6661 II-A-1 0.00 0.00 ~~110~~117,~~786~~282.1673 0.00 9683,~~408~~096,~~100~~051.4839 II-A-2 0.00 0.00 7185,~~268~~521.0869 0.00 41,034,000.00 II-A-3 0.00 0.00 198,636.26 0.00 73,433,000.00 II-A-4 0.00 0.00 159,958.50 0.00 50,700,000.00 II-A-5 0.00 0.00 164,070.06 0.00 46,899,494.12 II-A-6 0.00 0.00 421,838.13 0.00 123,887,850.00 II-A-7 0.00 0.00 12,655.21 0.00 3,716,654.88 II-A-IO 0.00 0.00 ~~587~~518,~~727~~629.7054 0.00 ~~436~~422,~~079~~767,~~100~~051.4835 M-1 0.00 0.00 2221,~~027~~977.3802 0.00 5,~~762~~755,~~618~~844.2502 M-2 0.00 0.00 16,~~782~~743.2285 0.00 4,~~390~~385,~~423~~262.5136 M-3 0.00 0.00 11,~~540~~514.8849 0.00 3,~~019~~015,~~228~~678.1994 B-1 0.00 0.00 3,~~144~~136.0485 0.00 ~~822~~821,~~517~~550.3140 B-2 0.00 0.00 3,~~147~~140.8666 0.00 ~~823~~822,~~516~~548.7364 B-3 0.00 0.00 6,~~297~~283.5111 0.00 1,~~647~~645,~~501~~564.2553 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 2,~~097~~037,~~951~~990.3950 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 92,562,000.00 3.~~99393~~98944% ~~1000~~963.~~00000000~~85330492 3.~~32827078~~20436464 0.00000000 0.00000000 II-A-1 100,461,000.00 1.58800% ~~1000~~882.~~00000000~~20055016 1.~~10277779~~16744538 0.00000000 0.00000000 II-A-2 41,034,000.00 2.50100% 1000.00000000 12.~~73680558~~08416679 0.00000000 0.00000000 II-A-3 73,433,000.00 3.24600% 1000.00000000 2.70500007 0.00000000 0.00000000 II-A-4 50,700,000.00 3.78600% 1000.00000000 3.15500000 0.00000000 0.00000000 II-A-5 46,899,494.12 4.19800% 1000.00000000 3.49833326 0.00000000 0.00000000 II-A-6 123,887,850.00 4.08600% 1000.00000000 3.40500001 0.00000000 0.00000000 II-A-7 3,716,654.88 4.08600% 1000.00000000 3.40500004 0.00000000 0.00000000 II-A-IO 0.00 1.~~50314~~45309% ~~1000~~973.~~00000000~~11204239 1.~~25261708~~17835000 0.00000000 0.00000000 M-1 5,766,000.00 4.~~58426~~57915% ~~1000~~998.~~00000000~~82766042 3.~~82021852~~81148456 0.00000000 0.00000000 M-2 4,393,000.00 4.~~58426~~57915% ~~1000~~998.~~00000000~~82766219 3.~~82021853~~81148418 0.00000000 0.00000000 M-3 3,021,000.00 4.~~58426~~57915% ~~1000~~998.~~00000000~~82765972 3.~~82021847~~81148295 0.00000000 0.00000000 B-1 823,000.00 4.~~58426~~57915% ~~1000~~998.~~00000000~~82766707 3.~~82021871~~81148238 0.00000000 0.00000000 B-2 824,000.00 4.~~58426~~57915% ~~1000~~998.~~00000000~~82765777 3.~~82021845~~81148058 0.00000000 0.00000000 B-3 1,648,468.07 4.~~58426~~57915% ~~1000~~998.~~00000000~~82766307 3.~~82021958~~81148420 0.00000000 0.00000000 R-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.00000000 0.00000000 3.~~32827078~~20436464 0.00000000 ~~980~~945.~~64837255~~51830784 II-A-1 0.00000000 0.00000000 1.~~10277779~~16744538 0.00000000 ~~959~~827.~~65698609~~14736455 II-A-2 0.00000000 0.00000000 12.~~73680558~~08416654 0.00000000 1000.00000000 II-A-3 0.00000000 0.00000000 2.70499993 0.00000000 1000.00000000 II-A-4 0.00000000 0.00000000 3.15500000 0.00000000 1000.00000000 II-A-5 0.00000000 0.00000000 3.49833326 0.00000000 1000.00000000 II-A-6 0.00000000 0.00000000 3.40500001 0.00000000 1000.00000000 II-A-7 0.00000000 0.00000000 3.40500004 0.00000000 1000.00000000 II-A-IO 0.00000000 0.00000000 1.~~33534417~~17835000 0.00000000 ~~990~~960.~~79162724~~54604380 M-1 0.00000000 0.00000000 3.~~82021852~~81148456 0.00000000 ~~999~~998.~~41350156~~23864377 M-2 0.00000000 0.00000000 3.~~82021853~~81148418 0.00000000 ~~999~~998.~~41350102~~23864330 M-3 0.00000000 0.00000000 3.~~82021847~~81148295 0.00000000 ~~999~~998.~~41350215~~23864283 B-1 0.00000000 0.00000000 3.~~82021871~~81148238 0.00000000 ~~999~~998.~~41349939~~23863913 B-2 0.00000000 0.00000000 3.~~82021845~~81148058 0.00000000 ~~999~~998.~~41350728~~23864078 B-3 0.00000000 0.00000000 3.~~82021958~~81148420 0.00000000 ~~999~~998.~~41350396~~23864347 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 89,~~055~~365,~~852~~898.4464 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 1020,~~296~~862.9405 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 89,~~066~~386,~~149~~760.3869 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~114~~111,~~410~~243.3077 Payment of Interest and Principal 79,~~951~~275,~~739~~516.0892 Total Withdrawals (Pool Distribution Amount) 89,~~066~~386,~~149~~760.3869 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~114~~111,~~410~~243.3077 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~114~~111,~~410~~243.3077

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 79 0 0 0 79 14,~~800~~584,~~286~~814.0480 0.00 0.00 0.00 14,~~800~~584,~~286~~814.0480 60 Days 02 0 0 0 02 0359,000.00 0.00 0.00 0.00 0359,000.00 90 Days 10 0 0 0 10 ~~438,000~~0.00 0.00 0.00 0.00 ~~438,000~~0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 811 0 0 0 811 24,~~238~~943,~~286~~814.0480 0.00 0.00 0.00 24,~~238~~943,~~286~~814.0480 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~549882~~727567% 0.000000% 0.000000% 0.000000% 0.~~549882~~727567% 0.~~331198~~870011% 0.000000% 0.000000% 0.000000% 0.~~331198~~870011% 60 Days 0.~~000000~~161681% 0.000000% 0.000000% 0.000000% 0.~~000000~~161681% 0.~~000000~~068124% 0.000000% 0.000000% 0.000000% 0.~~000000~~068124% 90 Days 0.~~078555~~000000% 0.000000% 0.000000% 0.000000% 0.~~078555~~000000% 0.~~080579~~000000% 0.000000% 0.000000% 0.000000% 0.~~080579~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~628437~~889248% 0.000000% 0.000000% 0.000000% 0.~~628437~~889248% 0.~~411777~~938135% 0.000000% 0.000000% 0.000000% 0.~~411777~~938135%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 01,105,558.0094 0.00 0.00 0.00 01,105,558.0094 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 10 0 0 0 10 ~~438,000~~0.00 0.00 0.00 0.00 ~~438,000~~0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~438~~1,~~000~~105,558.0094 0.00 0.00 0.00 ~~438~~1,~~000~~105,558.0094 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~913242% 0.000000% 0.000000% 0.000000% 0.~~000000~~913242% 01.~~000000~~222265% 0.000000% 0.000000% 0.000000% 01.~~000000~~222265% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~438596~~000000% 0.000000% 0.000000% 0.000000% 0.~~438596~~000000% 0.~~467387~~000000% 0.000000% 0.000000% 0.000000% 0.~~467387~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~438596~~913242% 0.000000% 0.000000% 0.000000% 0.~~438596~~913242% 01.~~467387~~222265% 0.000000% 0.000000% 0.000000% 01.~~467387~~222265% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 13,~~800~~479,~~286~~255.0486 0.00 0.00 0.00 13,~~800~~479,~~286~~255.0486 60 Days 02 0 0 0 02 0359,000.00 0.00 0.00 0.00 0359,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 79 0 0 0 79 13,~~800~~838,~~286~~255.0486 0.00 0.00 0.00 13,~~800~~838,~~286~~255.0486 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~669856~~687623% 0.000000% 0.000000% 0.000000% 0.~~669856~~687623% 0.~~400192~~797022% 0.000000% 0.000000% 0.000000% 0.~~400192~~797022% 60 Days 0.~~000000~~196464% 0.000000% 0.000000% 0.000000% 0.~~000000~~196464% 0.~~000000~~082239% 0.000000% 0.000000% 0.000000% 0.~~000000~~082239% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~669856~~884086% 0.000000% 0.000000% 0.000000% 0.~~669856~~884086% 0.~~400192~~879262% 0.000000% 0.000000% 0.000000% 0.~~400192~~879262%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1020,~~296~~862.9405

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 101,052.00 0.01840088% 101,052.00 0.~~01859913~~01918469% Fraud 6,491,694.00 1.18209303% 6,491,694.00 1.~~19482913~~23244592% Special Hazard 5,584,935.00 1.01697843% 5,584,935.00 1.~~02793555~~06029803% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 4.~~834271~~830010% Weighted Average Net Coupon 4.~~584271~~580010% Weighted Average Pass-Through Rate 4.~~584271~~580010% Weighted Average Maturity(Stepdown Calculation ) ~~355~~353 Beginning Scheduled Collateral Loan Count 1,~~286~~255 Number Of Loans Paid In Full 1318 Ending Scheduled Collateral Loan Count 1,~~273~~237 Beginning Scheduled Collateral Balance ~~549~~533,~~169~~970,~~467~~092.0727 Ending Scheduled Collateral Balance ~~543~~526,~~315~~732,~~680~~565.3385 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2003 ~~543~~526,~~567~~983,~~581~~422.0545 Monthly P &I Constant 2,~~534~~463,~~445~~819.6993 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~543~~526,~~315~~732,~~680~~565.3385 Scheduled Principal ~~322~~314,~~083~~585.9763 Unscheduled Principal 56,~~531~~922,~~703~~940.7279

Group Level Collateral Statement Group Group 1 Group 2 Total Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 4.~~243925~~239443 4.~~958424~~953061 4.~~834271~~830010 Weighted Average Net Rate 3.~~993925~~989443 4.~~708424~~703061 4.~~584271~~580010 Weighted Average Maturity ~~354~~352 ~~355~~353 ~~355~~353 Beginning Loan Count ~~232~~224 1,~~054~~031 1,~~286~~255 Loans Paid In Full 45 9 13 18 Ending Loan Count ~~228~~219 1,~~045~~018 1,~~273~~237 Beginning Scheduled Balance 9592,~~424~~073,~~997~~609.6574 ~~453~~441,~~744~~896,~~470~~482.3753 ~~549~~533,~~169~~970,~~468~~092.0227 Ending scheduled Balance 9390,~~630~~373,~~973~~696.2428 ~~449~~436,~~684~~358,~~707~~869.0957 ~~543~~526,~~315~~732,~~680~~565.3385 Record Date 0911/30/2003 0911/30/2003 0911/30/2003 Principal And Interest Constant ~~430~~415,~~774~~167.5760 2,~~103~~048,~~671~~652.1233 2,~~534~~463,~~445~~819.6993 Scheduled Principal 9389,~~294~~883.1360 ~~228~~224,~~789~~702.8403 ~~322~~314,~~083~~585.9763 Unscheduled Principal 1,~~700~~610,~~730~~029.2886 35,~~830~~312,~~973~~910.4493 56,~~531~~922,~~703~~940.7279 Scheduled Interest ~~337~~325,~~480~~284.4400 1,~~874~~823,~~881~~950.2830 2,~~212~~149,~~361~~234.7230 Servicing Fees 19,~~880~~182.2100 9492,~~530~~061.0977 ~~114~~111,~~410~~243.3077 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~317~~306,~~600~~102.2300 1,~~780~~731,~~351~~888.1953 2,~~097~~037,~~951~~990.4253 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.000000 0.000000 0.000000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.~~993925~~989443 4.~~708424~~703061 4.~~584271~~580010

Filing Compare · MORTGAGE PASS-THROUGH CERTIFICATES MLMI SERIES 2003-A5