8-K 1 sam01004_dec.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 STRUCTURED ASSET MORTGAGE INVESTMENTS INC. Mortgage Pass-Through Certificates, Series 2001-4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-56240-07 52-2316427 Pooling and Servicing Agreement) (Commission 52-2316428 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of STRUCTURED ASSET MORTGAGE INVESTMENTS INC., Mortgage Pass-Through Certificates, Series 2001-4 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-4 Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET MORTGAGE INVESTMENTS INC. Mortgage Pass-Through Certificates, Series 2001-4 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/7/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-4 Trust, relating to the December 26, 2003 distribution. EX-99.1

Structured Asset Mortgage Investments Inc. Mortgage Pass-Through Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 SAM Series: 2001-4 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 86358HLZ0 SEN 9.~~24862~~25592% 2724,~~025~~646,~~019~~873.2894 ~~208~~190,~~286~~107.7391 1845,~~116,748~~820.7105 A-2 86358HMD8 SEN 9.~~68324~~71648% 43,~~902~~997,~~489~~795.0050 3932,~~559~~370.9941 ~~538~~74,~~208~~791.8176 B-1 86358HMA4 SUB 9.~~42918~~44105% ~~681~~670,~~936~~768.0282 5,~~358~~277.4230 5,~~564~~715.4653 B-2 86358HMB2 SUB 9.~~42918~~44105% ~~681~~670,~~936~~768.0282 5,~~358~~277.4230 5,~~564~~715.4653 B-3 86358HMC0 SUB 9.~~42918~~44105% ~~511~~503,~~452~~076.0162 43,~~018~~957.8197 4,~~173~~286.3465 B-4 86358HME6 SUB 9.~~42918~~44105% ~~170~~167,~~484~~692.0020 1,~~339~~319.6032 1,~~391~~428.1188 B-5 86358HMF3 SUB 9.~~42918~~44105% ~~136~~134,~~387~~153.2076 1,~~071~~055.6846 1,~~112~~143.8911 B-6 86358HMG1 SUB 9.~~42918~~44105% ~~111~~108,~~099~~333.1696 ~~872~~852.9832 ~~906~~923.5510 R-1 SAM0104R1 RES 0.00000% 0.00 0.00 0.00 R-2 SAM0104R2 RES 0.00000% 0.00 0.00 0.00 Totals 3430,~~220~~899,~~802~~463.6962 ~~265~~240,~~866~~217.6399 1939,~~673,670~~824.3361

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 2523,~~908~~801,~~270~~053.5789 1,~~325,~~035,927.4496 0.00 A-2 0.00 43,~~364~~923,~~280~~003.1974 ~~577~~107,~~768~~162.8017 0.00 B-1 0.00 ~~676~~665,~~371~~053.5629 10,~~922~~992.8883 0.00 B-2 0.00 ~~676~~665,~~371~~053.5629 10,~~922~~992.8883 0.00 B-3 0.00 ~~507~~498,~~278~~789.6797 8,~~192~~244.1562 0.00 B-4 0.00 ~~169~~166,~~092~~263.8932 2,~~730~~748.7120 0.00 B-5 0.00 ~~135~~133,~~274~~010.3166 2,~~184~~198.57 0.00 B-6 ~~942~~0.6500 ~~109~~107,~~249~~410.9686 1,~~779~~775.5342 97,~~592~~603.2427 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 Totals ~~942~~0.6500 3229,~~546~~959,~~189~~639.7102 1,~~939~~180,~~536~~042.9660 97,~~592~~603.2427 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 64,717,900.00 2724,~~025~~646,~~019~~873.2894 ~~213~~198,~~611~~420.9098 ~~903~~647,~~136~~399.8107 0.00 0.00 A-2 14,607,800.00 43,~~902~~997,~~489~~795.0050 4542,~~509~~356.1254 ~~492~~32,~~699~~435.6922 0.00 0.00 B-1 822,000.00 ~~681~~670,~~936~~768.0282 5,~~564~~715.4653 0.00 0.00 0.00 B-2 822,000.00 ~~681~~670,~~936~~768.0282 5,~~564~~715.4653 0.00 0.00 0.00 B-3 616,500.00 ~~511~~503,~~452~~076.0162 4,~~173~~286.3465 0.00 0.00 0.00 B-4 205,500.00 ~~170~~167,~~484~~692.0020 1,~~391~~428.1188 0.00 0.00 0.00 B-5 164,400.00 ~~136~~134,~~387~~153.2076 1,~~112~~143.8911 0.00 0.00 0.00 B-6 246,813.60 ~~111~~108,~~099~~333.1696 ~~906~~923.5510 0.00 0.00 ~~942~~0.6500 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 82,202,913.60 3430,~~220~~899,~~802~~463.6962 ~~277~~259,~~833~~990.8332 1679,~~395,836~~834.5029 0.00 ~~942~~0.6500 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 1845,~~116,748~~820.7105 2523,~~908~~801,~~270~~053.5789 0.~~40032619~~36776617 1845,~~116,748~~820.7105 A-2 ~~538~~74,~~208~~791.8176 43,~~364~~923,~~280~~003.1974 0.~~29876369~~26855541 ~~538~~74,~~208~~791.8176 B-1 5,~~564~~715.4653 ~~676~~665,~~371~~053.5629 0.~~82283645~~80906726 5,~~564~~715.4653 B-2 5,~~564~~715.4653 ~~676~~665,~~371~~053.5629 0.~~82283645~~80906726 5,~~564~~715.4653 B-3 4,~~173~~286.3465 ~~507~~498,~~278~~789.6797 0.~~82283645~~80906727 4,~~173~~286.3465 B-4 1,~~391~~428.1188 ~~169~~166,~~092~~263.8932 0.~~82283645~~80906725 1,~~391~~428.1188 B-5 1,~~112~~143.8911 ~~135~~133,~~274~~010.3166 0.~~82283644~~80906727 1,~~112~~143.8911 B-6 ~~1,849~~923.2010 ~~109~~107,~~249~~410.9686 0.~~44264157~~43519020 ~~906~~923.5510 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 Totals 1939,~~674,612~~824.9861 3229,~~546~~959,~~189~~639.7102 0.~~39592501~~36445958 1939,~~673,670~~824.3361

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 64,717,900.00 ~~417~~380.~~58183254~~83550208 3.~~30066180~~06593663 1310.~~95497706~~00340045 0.00000000 A-2 14,607,800.00 ~~335~~273.~~60762059~~67539944 32.~~11539862~~89958378 332.~~72853476~~22040417 0.00000000 B-1 822,000.00 ~~829~~816.~~60586375~~02046229 6.~~76941606~~95319951 0.00000000 0.00000000 B-2 822,000.00 ~~829~~816.~~60586375~~02046229 6.~~76941606~~95319951 0.00000000 0.00000000 B-3 616,500.00 ~~829~~816.~~60585564~~02047040 6.~~76940795~~95320357 0.00000000 0.00000000 B-4 205,500.00 ~~829~~816.~~60583942~~02043796 6.~~76939173~~95318735 0.00000000 0.00000000 B-5 164,400.00 ~~829~~816.~~60583942~~02043796 6.~~76940389~~95322384 0.00000000 0.00000000 B-6 246,813.60 ~~450~~438.~~13386621~~93026964 3.~~67301478~~74006943 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 1713.~~25563886~~06933708 ~~400~~367.~~32619368~~76616500 0.~~40032619~~36776617 1713.~~25563886~~06933708 A-2 0.00000000 365.~~84393338~~11998795 ~~298~~268.~~76368721~~55541149 0.~~29876369~~26855541 365.~~84393338~~11998795 B-1 0.00000000 6.~~76941606~~95319951 ~~822~~809.~~83644769~~06726277 0.~~82283645~~80906726 6.~~76941606~~95319951 B-2 0.00000000 6.~~76941606~~95319951 ~~822~~809.~~83644769~~06726277 0.~~82283645~~80906726 6.~~76941606~~95319951 B-3 0.00000000 6.~~76940795~~95320357 ~~822~~809.~~83644769~~06726683 0.~~82283645~~80906727 6.~~76940795~~95320357 B-4 0.00000000 6.~~76939173~~95318735 ~~822~~809.~~83644769~~06725061 0.~~82283645~~80906725 6.~~76939173~~95318735 B-5 0.00000000 6.~~76940389~~95322384 ~~822~~809.~~83643552~~06727494 0.~~82283644~~80906727 6.~~76940389~~95322384 B-6 30.~~81927900~~00000000 73.~~49229378~~74006943 ~~442~~435.~~64157243~~19020022 0.~~44264157~~43519020 3.~~67301478~~74006943 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 64,717,900.00 9.~~24862~~25592% 2724,~~025~~646,~~019~~873.2894 ~~208~~190,~~286~~107.7391 0.00 0.00 A-2 14,607,800.00 9.~~68324~~71648% 43,~~902~~997,~~489~~795.0050 3932,~~559~~370.9941 0.00 0.00 B-1 822,000.00 9.~~42918~~44105% ~~681~~670,~~936~~768.0282 5,~~358~~277.4230 0.00 0.00 B-2 822,000.00 9.~~42918~~44105% ~~681~~670,~~936~~768.0282 5,~~358~~277.4230 0.00 0.00 B-3 616,500.00 9.~~42918~~44105% ~~511~~503,~~452~~076.0162 43,~~018~~957.8197 0.00 0.00 B-4 205,500.00 9.~~42918~~44105% ~~170~~167,~~484~~692.0020 1,~~339~~319.6032 0.00 0.00 B-5 164,400.00 9.~~42918~~44105% ~~136~~134,~~387~~153.2076 1,~~071~~055.6846 0.00 0.00 B-6 246,813.60 9.~~42918~~44105% ~~111~~108,~~099~~333.1696 ~~872~~852.9832 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 82,202,913.60 ~~265~~240,~~866~~217.6399 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~208~~190,~~286~~107.7391 0.00 2523,~~908~~801,~~270~~053.5789 A-2 0.00 0.00 3932,~~559~~370.9941 0.00 43,~~364~~923,~~280~~003.1974 B-1 0.00 0.00 5,~~358~~277.4230 0.00 ~~676~~665,~~371~~053.5629 B-2 0.00 0.00 5,~~358~~277.4230 0.00 ~~676~~665,~~371~~053.5629 B-3 0.00 0.00 43,~~018~~957.8197 0.00 ~~507~~498,~~278~~789.6797 B-4 0.00 0.00 1,~~339~~319.6032 0.00 ~~169~~166,~~092~~263.8932 B-5 0.00 0.00 1,~~071~~055.6846 0.00 ~~135~~133,~~274~~010.3166 B-6 0.00 0.00 ~~872~~852.9832 0.00 ~~109~~107,~~249~~410.9686 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 ~~265~~240,~~866~~217.6399 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 64,717,900.00 9.~~24862~~25592% ~~417~~380.~~58183254~~83550208 32.~~21837900~~93748577 0.00000000 0.00000000 A-2 14,607,800.00 9.~~68324~~71648% ~~335~~273.~~60762059~~67539944 2.~~70814154~~21596750 0.00000000 0.00000000 B-1 822,000.00 9.~~42918~~44105% ~~829~~816.~~60586375~~02046229 6.~~51875912~~42007299 0.00000000 0.00000000 B-2 822,000.00 9.~~42918~~44105% ~~829~~816.~~60586375~~02046229 6.~~51875912~~42007299 0.00000000 0.00000000 B-3 616,500.00 9.~~42918~~44105% ~~829~~816.~~60585564~~02047040 6.~~51875101~~42006488 0.00000000 0.00000000 B-4 205,500.00 9.~~42918~~44105% ~~829~~816.~~60583942~~02043796 6.~~51873479~~42004866 0.00000000 0.00000000 B-5 164,400.00 9.~~42918~~44105% ~~829~~816.~~60583942~~02043796 6.~~51873479~~42007299 0.00000000 0.00000000 B-6 246,813.60 9.~~42918~~44105% ~~450~~438.~~13386621~~93026964 3.~~53700120~~45329431 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 32.~~21837900~~93748577 0.00000000 ~~400~~367.~~32619368~~76616500 A-2 0.00000000 0.00000000 2.~~70814154~~21596750 0.00000000 ~~298~~268.~~76368721~~55541149 B-1 0.00000000 0.00000000 6.~~51875912~~42007299 0.00000000 ~~822~~809.~~83644769~~06726277 B-2 0.00000000 0.00000000 6.~~51875912~~42007299 0.00000000 ~~822~~809.~~83644769~~06726277 B-3 0.00000000 0.00000000 6.~~51875101~~42006488 0.00000000 ~~822~~809.~~83644769~~06726683 B-4 0.00000000 0.00000000 6.~~51873479~~42004866 0.00000000 ~~822~~809.~~83644769~~06725061 B-5 0.00000000 0.00000000 6.~~51873479~~42007299 0.00000000 ~~822~~809.~~83643552~~06727494 B-6 0.00000000 0.00000000 3.~~53700120~~45329431 0.00000000 ~~442~~435.~~64157243~~19020022 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1,~~949~~173,~~067~~712.7147 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 7279,~~707~~474.9071 Realized Loss (Gains, Subsequent Expenses & Recoveries) ~~(942~~0.~~65)~~00 Prepayment Penalties 0.00 Total Deposits 21,~~020~~253,~~832~~187.9618 Withdrawals Reimbursement for Servicer Advances 7164,~~934~~712.9250 Payment of Service Fee 98,~~361~~432.08 Payment of Interest and Principal 1,~~939~~180,~~536~~042.9660 Total Withdrawals (Pool Distribution Amount) 21,~~020~~253,~~832~~187.9618 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 6,~~700~~045.5612 MBIA Insurance Fee 2,~~660~~386.5296 Special Servicing Fee 0.00 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 98,~~361~~432.08

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 4 0 0 4 ~~111~~113,~~680~~272.5464 0.00 0.00 ~~111~~113,~~680~~272.5464 30 Days 91103 01 0 0 91104 2,~~512~~796,~~814~~496.4387 021,350.0045 0.00 0.00 2,~~512~~817,~~814~~847.4332 60 Days 2228 01 0 0 2229 1817,~~814,943~~447.2573 029,962.0029 0.00 0.00 1847,~~814,943~~410.2502 90 Days 65 1 10 0 86 ~~430~~135,~~504~~725.8483 3897,~~198~~611.4739 ~~24,401~~0.9800 0.00 ~~493~~233,~~105~~337.2922 120 Days 34 21 0 0 5 35965,~~273~~134.3676 ~~146~~38,~~444~~105.0544 0.00 0.00 ~~181~~1,~~717~~003,240.4120 150 Days 12 0 12 0 24 940,~~857~~482.4279 0.00 18299,~~700~~188.2286 0.00 28339,~~557~~671.6465 180+ Days 54 02 9 0 1415 ~~149~~99,~~021~~853.7793 058,421.0076 ~~183~~213,~~397~~632.1922 0.00 ~~332~~371,~~418~~907.9691 Totals ~~128~~146 710 11 0 ~~146~~167 4,~~952~~855,~~415~~141.0791 ~~296~~358,~~323~~723.0697 ~~226~~512,~~499~~821.3908 0.00 5,~~475~~726,~~237~~686.5296 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~297619~~317209% 0.000000% 0.000000% 0.~~297619~~317209% 0.~~340564~~374870% 0.000000% 0.000000% 0.~~340564~~374870% 30 Days 68.~~770833~~168121% 0.~~000000~~079302% 0.000000% 0.000000% 68.~~770833~~247423% 79.~~662706~~254874% 0.~~000000~~070658% 0.000000% 0.000000% 79.~~662706~~325533% 60 Days 12.~~636905~~220460% 0.~~000000~~079302% 0.000000% 0.000000% 12.~~636905~~299762% 52.~~534582~~705305% 0.~~000000~~099159% 0.000000% 0.000000% 52.~~534582~~804463% 90 Days 0.~~446429~~396511% 0.~~074405~~079302% 0.~~074405~~000000% 0.000000% 0.~~595238~~475813% 10.~~312804~~449178% 0.~~116484~~323040% 0.~~074413~~000000% 0.000000% 10.~~503701~~772219% 120 Days 0.~~223214~~317209% 0.~~148810~~079302% 0.000000% 0.000000% 0.~~372024~~396511% 03.~~107564~~194068% 0.~~446574~~126108% 0.000000% 0.000000% 03.~~554138~~320176% 150 Days 0.~~074405~~158604% 0.000000% 0.~~074405~~158604% 0.000000% 0.~~148810~~317209% 0.~~030060~~133976% 0.000000% 0.~~057025~~990151% 0.000000% 01.~~087085~~124127% 180+ Days 0.~~372024~~317209% 0.~~000000~~158604% 0.~~669643~~713719% 0.000000% 1.~~041667~~189532% 0.~~454435~~330462% 0.~~000000~~193344% 0.~~559261~~707006% 0.000000% 1.~~013696~~230812% Totals 911.~~523810~~578113% 0.~~520833~~793021% 0.~~818452~~872324% 0.000000% 1013.~~863095~~243458% 1516.~~102150~~067863% 01.~~903623~~187180% 01.~~690699~~697157% 0.000000% 1618.~~696472~~952200%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 7779,~~834~~633.5127 0.00 0.00 7779,~~834~~633.5127 30 Days 7590 01 0 0 7591 2,~~127~~394,~~575~~685.7740 021,350.0045 0.00 0.00 2,~~127~~416,~~575~~035.7785 60 Days 1921 01 0 0 1922 1559,~~568,395~~278.6452 029,962.0029 0.00 0.00 1589,~~568,395~~240.6481 90 Days 5 1 10 0 76 ~~218~~135,~~999~~725.3283 3897,~~198~~611.4739 ~~24,401~~0.9800 0.00 ~~281~~233,~~599~~337.7722 120 Days 34 21 0 0 5 35965,~~273~~134.3676 ~~146~~38,~~444~~105.0544 0.00 0.00 ~~181~~1,~~717~~003,240.4120 150 Days 01 0 1 0 12 030,959.0044 0.00 1887,~~700~~683.2234 0.00 18118,~~700~~642.2278 180 Days 54 02 89 0 1315 ~~149~~99,~~021~~853.7793 058,421.0076 ~~178~~213,~~249~~632.4022 0.00 ~~327~~371,~~271~~907.1791 Totals ~~107~~125 69 10 0 ~~123~~144 4,~~099~~185,~~265~~637.8688 ~~262~~325,~~477~~084.0360 ~~221~~301,~~351~~315.6056 0.00 4,~~583~~812,~~094~~038.4904 0-29 Days 0.~~267380~~284360% 0.000000% 0.000000% 0.~~267380~~284360% 0.~~278306~~308177% 0.000000% 0.000000% 0.~~278306~~308177% 30 Days 68.~~684492~~530806% 0.~~000000~~094787% 0.000000% 0.000000% 68.~~684492~~625592% 79.~~607379~~267322% 0.~~000000~~082625% 0.000000% 0.000000% 79.~~607379~~349947% 60 Days 1.~~693405~~990521% 0.~~000000~~094787% 0.000000% 0.000000% 12.~~693405~~085308% 52.~~607970~~164382% 0.~~000000~~115953% 0.000000% 0.000000% 52.~~607970~~280335% 90 Days 0.~~445633~~473934% 0.~~089127~~094787% 0.~~089127~~000000% 0.000000% 0.~~623886~~568720% 0.~~783056~~525253% 0.~~136583~~377752% 0.~~087252~~000000% 0.000000% 10.~~006891~~903004% 120 Days 0.~~267380~~379147% 0.~~178253~~094787% 0.000000% 0.000000% 0.~~445633~~473934% 03.~~126124~~735027% 0.~~523627~~147466% 0.000000% 0.000000% 03.~~649750~~882493% 150 Days 0.~~000000~~094787% 0.000000% 0.~~089127~~094787% 0.000000% 0.~~089127~~189573% 0.~~000000~~119812% 0.000000% 0.~~066865~~339330% 0.000000% 0.~~066865~~459142% 180 Days 0.~~445633~~379147% 0.~~000000~~189573% 0.~~713012~~853081% 0.000000% 1.~~158645~~421801% 0.~~532844~~386430% 0.~~000000~~226090% 0.~~637350~~826747% 0.000000% 1.~~170194~~439266% Totals 911.~~536542~~848341% 0.~~534759~~853081% 0.~~891266~~947867% 0.000000% 1013.~~962567~~649289% 1416.~~657372~~198226% 01.~~938515~~258062% 01.~~791467~~166077% 0.000000% 1618.~~387354~~622366% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 33,~~846~~639.0337 0.00 0.00 33,~~846~~639.0337 30 Days 1613 0 0 0 1613 ~~385~~401,~~238~~811.6647 0.00 0.00 0.00 ~~385~~401,~~238~~811.6647 60 Days 37 0 0 0 37 ~~246~~258,~~547~~169.6121 0.00 0.00 0.00 ~~246~~258,~~547~~169.6121 90 Days 10 0 0 0 10 ~~211,505~~0.5200 0.00 0.00 0.00 ~~211,505~~0.5200 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 1 0 01 0 12 9,~~857~~523.4235 0.00 0211,505.0052 0.00 9221,~~857~~028.4287 180 Days 0 0 10 0 10 0.00 0.00 ~~5,147~~0.7900 0.00 ~~5,147~~0.7900 Totals 21 1 1 0 23 ~~853~~669,~~149~~504.2103 33,~~846~~639.0337 5211,~~147~~505.7952 0.00 ~~892~~914,~~143~~648.0392 0-29 Days 0.~~450450~~485437% 0.000000% 0.000000% 0.~~450450~~485437% 0.~~701397~~768658% 0.000000% 0.000000% 0.~~701397~~768658% 30 Days 76.~~207207~~310680% 0.000000% 0.000000% 0.000000% 76.~~207207~~310680% 79.~~983363~~181378% 0.000000% 0.000000% 0.000000% 79.~~983363~~181378% 60 Days 13.~~351351~~398058% 0.000000% 0.000000% 0.000000% 13.~~351351~~398058% 5.~~109246~~899157% 0.000000% 0.000000% 0.000000% 5.~~109246~~899157% 90 Days 0.~~450450~~000000% 0.000000% 0.000000% 0.000000% 0.~~450450~~000000% 40.~~383063~~000000% 0.000000% 0.000000% 0.000000% 40.~~383063~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.~~450450~~485437% 0.000000% 0.~~000000~~485437% 0.000000% 0.~~450450~~970874% 0.~~204277~~217608% 0.000000% 04.~~000000~~832894% 0.000000% 05.~~204277~~050502% 180 Days 0.000000% 0.000000% 0.~~450450~~000000% 0.000000% 0.~~450450~~000000% 0.000000% 0.000000% 0.~~106678~~000000% 0.000000% 0.~~106678~~000000% Totals 910.~~459459~~194175% 0.~~450450~~485437% 0.~~450450~~485437% 0.000000% 1011.~~360360~~165049% 1715.~~679950~~298143% 0.~~701397~~768658% 04.~~106678~~832894% 0.000000% 1820.~~488025~~899695%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 7279,~~707~~474.9071

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Weighted Average Gross Coupon 9.~~651246~~664226% Weighted Average Net Coupon 9.~~416282~~429460% Weighted Average Pass-Through Rate 9.~~416281~~429460% Weighted Average Maturity(Stepdown Calculation ) ~~251~~249 Beginning Scheduled Collateral Loan Count 1,~~406~~288 Number Of Loans Paid In Full 6227 Ending Scheduled Collateral Loan Count 1,~~344~~261 Beginning Scheduled Collateral Balance 3430,~~220~~899,~~802~~463.6962 Ending Scheduled Collateral Balance 3229,~~546~~959,~~189~~639.7201 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2003 3230,~~792~~216,~~781~~475.8233 Monthly P &I Constant ~~553~~508,~~061~~839.6581 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount ~~942~~0.6500 Cumulative Realized Loss 97,~~592~~603.2429 Ending Scheduled Balance for Premium Loans 3229,~~546~~959,~~189~~639.7201 Scheduled Principal ~~277~~259,~~833~~990.8232 Unscheduled Principal 1679,~~396,779~~834.1529

Miscellaneous Reporting Senior Percentage Group I 93.~~534205~~060148% Senior Percentage Group II 9290.~~020444~~558960% Senior Prep. Percentage Group I 100.000000% Senior Prep. Percentage Group II 100.000000% Subordinate Percentage Group I 6.~~465795~~939852% Subordinate Percentage Group II 79.~~979556~~441040% Subordinate Prep. Percentage Group I 0.000000% Subordinate Prep. Percentage Group II 0.000000%

Group Level Collateral Statement Group Group I Group II Total Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year Weighted Average Coupon Rate 9.~~580815~~597179 10.~~033217~~066468 9.~~651246~~664226 Weighted Average Net Rate 9.~~348623~~364952 9.~~783214~~816469 9.~~416282~~429460 Weighted Average Maturity ~~251~~249 ~~211~~209 ~~251~~249 Beginning Loan Count 1,~~168~~077 ~~238~~211 1,~~406~~288 Loans Paid In Full 4622 165 6227 Ending Loan Count 1,~~122~~055 ~~222~~206 1,~~344~~261 Beginning Scheduled Balance 2826,~~893~~484,~~194~~886.1705 54,~~327~~414,~~608~~577.5257 3430,~~220~~899,~~802~~463.6962 Ending scheduled Balance 2725,~~760~~624,~~881~~268.3399 4,~~785~~335,~~308~~370.3902 3229,~~546~~959,~~189~~639.7201 Record Date 0911/30/2003 0911/30/2003 0911/30/2003 Principal And Interest Constant ~~459~~425,~~062~~034.0081 9383,~~999~~805.6500 ~~553~~508,~~061~~839.6581 Scheduled Principal ~~228~~213,~~378~~217.3899 4946,~~455~~772.4433 ~~277~~259,~~833~~990.8232 Unscheduled Principal ~~903~~647,~~934~~399.4607 ~~492~~32,~~844~~435.6922 1679,~~396,779~~834.1529 Scheduled Interest ~~230~~211,~~683~~816.6282 4437,~~544~~032.2167 ~~275~~248,~~227~~849.8349 Servicing Fees 5,~~590~~125.6342 ~~1,109~~919.9370 6,~~700~~045.5612 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~225~~206,~~092~~691.9940 4336,~~434~~112.2897 ~~268~~242,~~527~~804.2737 Realized Loss Amount ~~797~~0.6500 ~~145~~0.00 ~~942~~0.6500 Cumulative Realized Loss 88,~~775~~786.7681 8,816.48 97,~~592~~603.2429 Percentage of Cumulative Losses 0.001324 0.000582 0.001187 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 9.~~348622~~364952 9.~~783217~~816468 9.~~416281~~429460

Filing Compare · STRUCTURED ASSET MORT INV MORT PASS THR CERT SER 2001-4