8-K 1 sac0322a.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2003-22A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-92140-29 54-2121821 Pooling and Servicing Agreement) (Commission 54-2121822 (State or other File Number) 54-2121823 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of STRUCTURED ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2003-22A Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-22A Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2003-22A Trust By: Wells Fargo Bank Minnesota, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/6/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-22A Trust, relating to the December 26, 2003 distribution. EX-99.1

Structured Asset Securities Corporation Mortgage Pass-Through Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 SASC Series: 2003-22A Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution R SAC0322AR SEN 5.~~07982~~07008% 0.00 0.00 0.00 1A 86359AYV9 SEN 4.15000% 2826,~~663~~971,~~925~~519.8412 9993,~~129~~276.4150 1,~~344~~537,~~500~~501.1709 2A1 86359AYX5 SEN 4.08000% ~~280~~268,~~658~~760,~~010~~102.2741 ~~954~~913,~~237~~784.2334 611,~~961~~088,~~177~~708.8760 2A2 86359AYY3 SEN 4.25000% 1413,~~044~~449,~~510~~123.6406 4947,~~740~~632.9731 ~~348~~554,~~346~~894.8614 3A 86359AZA4 SEN 4.42000% ~~212~~209,~~717~~573,~~342~~897.0292 ~~783~~771,~~508~~930.8751 1,~~194~~714,~~402~~808.8520 4A 86359AZC0 SEN 3.06000% 30,~~984~~405,~~615~~649.4175 7977,~~010~~534.7741 ~~525~~146,~~223~~383.3548 B1 86359AZE6 JUN 5.~~19218~~18931% 21,~~098~~075,~~380~~878.4741 91,~~288~~141.8605 11,~~227~~263.9001 B2 86359AZF3 JUN 5.~~19218~~18931% 5,~~036~~031,~~973~~601.7667 21,~~794~~758.0778 2,~~680~~688.5290 B3 86359AZG1 JUN 5.~~19218~~18931% 3,~~776~~772,~~981~~953.5125 16,~~342~~315.3185 2,~~009~~016.9928 B4 86359AZJ5 JUN 5.~~19218~~18931% 1,~~887~~885,~~991~~977.5595 8,~~169~~155.0077 1,~~004~~007.7387 B5 86359AZK2 JUN 5.~~19218~~18931% 1,~~887~~885,~~991~~977.5595 8,~~169~~155.0077 1,~~004~~007.7387 B6 86359AZL0 JUN 5.~~19218~~18931% 1,~~585~~583,~~065~~374.2167 6,~~858~~847.2918 ~~843~~846.5216 1AX 86359AYW7 SEN 4.15000% 0.00 2220,~~385~~869.4502 0.00 2AX 86359AYZ0 SEN 4.08000% 0.00 ~~258~~246,~~191~~080.6963 0.00 3AX 86359AZB2 SEN 4.42000% 0.00 ~~151~~149,~~271~~368.4249 0.00 4AX 86359AZD8 SEN 3.06000% 0.00 5655,~~843~~544.5786 0.00 P1 SAC0322P1 SEN 0.00000% 0.00 0.00 0.00 P2 SAC0322P2 SEN 0.00000% 0.00 ~~8,909~~0.9400 0.00 Totals ~~602~~584,~~341~~396,~~788~~056.2316 2,~~615~~528,~~850~~395.8547 1015,~~392~~061,~~422~~125.4960

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses R 0.00 0.00 0.00 0.00 1A 0.00 2725,~~319~~434,~~425~~018.6603 1,~~443~~630,~~629~~777.5859 0.00 2A1 0.00 ~~273~~257,~~696~~671,~~832~~393.3981 712,~~915~~002,~~415~~492.1094 0.00 2A2 0.00 1312,~~696~~894,~~163~~228.7892 ~~398~~602,~~087~~526.8345 0.00 3A 0.00 ~~211~~207,~~522~~859,~~939~~089.1771 12,~~977~~486,~~911~~738.7271 0.00 4A 0.00 30,~~459~~259,~~392~~266.0627 ~~604~~223,~~234~~917.1289 0.00 B1 0.00 21,~~087~~064,~~152~~615.5740 102,~~516~~404.7606 0.00 B2 0.00 5,~~034~~028,~~293~~912.2477 24,~~474~~447.5968 0.00 B3 0.00 3,~~774~~770,~~971~~936.5297 18,~~352~~332.3013 0.00 B4 0.00 1,~~886~~884,~~986~~970.8208 9,~~173~~163.7364 0.00 B5 0.00 1,~~886~~884,~~986~~970.8208 9,~~173~~163.7364 0.00 B6 0.00 1,~~584~~582,~~221~~528.6951 7,~~701~~693.8134 10.3032 1AX 0.00 0.00 2220,~~385~~869.4502 0.00 2AX 0.00 0.00 ~~258~~246,~~191~~080.6963 0.00 3AX 0.00 0.00 ~~151~~149,~~271~~368.4249 0.00 4AX 0.00 0.00 5655,~~843~~544.5786 0.00 P1 0.00 0.00 0.00 0.00 P2 0.00 0.00 ~~8,909~~0.9400 0.00 Totals 0.00 ~~591~~569,~~949~~334,~~365~~930.7255 1317,~~008~~589,~~273~~521.3407 10.3032 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) R 100.00 0.00 0.00 0.00 0.00 0.00 1A 31,252,000.00 2826,~~663~~971,~~925~~519.8412 2625,~~772~~338.7711 1,~~317~~512,~~727~~162.4098 0.00 0.00 2A1 299,752,000.00 ~~280~~268,~~658~~760,~~010~~102.2741 ~~158~~151,~~019~~225.0289 610,~~803~~937,~~158~~482.8672 0.00 0.00 2A2 15,000,000.00 1413,~~044~~449,~~510~~123.6406 7,~~907~~567.4955 ~~340~~547,~~439~~326.3759 0.00 0.00 3A 217,197,000.00 ~~212~~209,~~717~~573,~~342~~897.0292 8786,~~664~~903.3960 1,~~106~~627,~~738~~904.4660 0.00 0.00 4A 32,333,000.00 30,~~984~~405,~~615~~649.4175 20,~~159~~474.2237 ~~505~~125,~~064~~909.1311 0.00 0.00 B1 21,132,000.00 21,~~098~~075,~~380~~878.4741 11,~~227~~263.9001 0.00 0.00 0.00 B2 5,045,000.00 5,~~036~~031,~~973~~601.7667 2,~~680~~688.5290 0.00 0.00 0.00 B3 3,783,000.00 3,~~776~~772,~~981~~953.5125 2,~~009~~016.9928 0.00 0.00 0.00 B4 1,891,000.00 1,~~887~~885,~~991~~977.5595 1,~~004~~007.7387 0.00 0.00 0.00 B5 1,891,000.00 1,~~887~~885,~~991~~977.5595 1,~~004~~007.7387 0.00 0.00 0.00 B6 1,587,591.04 1,~~585~~583,~~065~~374.2167 ~~843~~846.5216 0.00 0.00 0.00 1AX 0.00 0.00 0.00 0.00 0.00 0.00 2AX 0.00 0.00 0.00 0.00 0.00 0.00 3AX 0.00 0.00 0.00 0.00 0.00 0.00 4AX 0.00 0.00 0.00 0.00 0.00 0.00 P1 0.00 0.00 0.00 0.00 0.00 0.00 P2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 630,863,691.04 ~~602~~584,~~341~~396,~~788~~056.2316 ~~319~~310,~~294~~339.2861 1014,~~073~~750,~~128~~786.2200 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution R 0.00 0.00 0.00000000 0.00 1A 1,~~344~~537,~~500~~501.1709 2725,~~319~~434,~~425~~018.6603 0.~~87416567~~81383649 1,~~344~~537,~~500~~501.1709 2A1 611,~~961~~088,~~177~~708.8760 ~~273~~257,~~696~~671,~~832~~393.3981 0.~~91307759~~85961526 611,~~961~~088,~~177~~708.8760 2A2 ~~348~~554,~~346~~894.8614 1312,~~696~~894,~~163~~228.7892 0.~~91307759~~85961526 ~~348~~554,~~346~~894.8614 3A 1,~~194~~714,~~402~~808.8520 ~~211~~207,~~522~~859,~~939~~089.1771 0.~~97387597~~95700719 1,~~194~~714,~~402~~808.8520 4A ~~525~~146,~~223~~383.3548 30,~~459~~259,~~392~~266.0627 0.~~94205277~~93586324 ~~525~~146,~~223~~383.3548 B1 11,~~227~~263.9001 21,~~087~~064,~~152~~615.5740 0.~~99787775~~99681125 11,~~227~~263.9001 B2 2,~~680~~688.5290 5,~~034~~028,~~293~~912.2477 0.~~99787775~~99681125 2,~~680~~688.5290 B3 2,~~009~~016.9928 3,~~774~~770,~~971~~936.5297 0.~~99787775~~99681125 2,~~009~~016.9928 B4 1,~~004~~007.7387 1,~~886~~884,~~986~~970.8208 0.~~99787775~~99681125 1,~~004~~007.7387 B5 1,~~004~~007.7387 1,~~886~~884,~~986~~970.8208 0.~~99787775~~99681125 1,~~004~~007.7387 B6 ~~843~~846.5216 1,~~584~~582,~~221~~528.6951 0.~~99787770~~99681119 ~~843~~846.5216 1AX 0.00 0.00 0.00000000 0.00 2AX 0.00 0.00 0.00000000 0.00 3AX 0.00 0.00 0.00000000 0.00 4AX 0.00 0.00 0.00000000 0.00 P1 0.00 0.00 0.00000000 0.00 P2 0.00 0.00 0.00000000 0.00 Totals 1015,~~392~~061,~~422~~125.4960 ~~591~~569,~~949~~334,~~365~~930.7255 0.~~93831579~~90246901 1015,~~392~~061,~~422~~125.4960

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 1A 31,252,000.00 ~~917~~863.~~18692692~~03337770 0.~~85667381~~81076763 4248.~~16457827~~38611865 0.00000000 2A1 299,752,000.00 ~~936~~896.~~30070949~~60820415 0.~~52716586~~50450336 2236.~~69595819~~48843951 0.00000000 2A2 15,000,000.00 ~~936~~896.~~30070933~~60820400 0.~~52716600~~50450333 2236.~~69595800~~48843933 0.00000000 3A 217,197,000.00 ~~979~~964.~~37513879~~90236016 0.~~40361695~~40011418 57.~~09555132~~49506024 0.00000000 4A 32,333,000.00 ~~958~~940.~~29695389~~39061485 0.~~62348746~~63323447 153.~~62070114~~89413633 0.00000000 B1 21,132,000.00 ~~998~~997.~~40907013~~34423670 0.~~53132217~~53298363 0.00000000 0.00000000 B2 5,045,000.00 ~~998~~997.~~40907037~~34423588 0.~~53132210~~53298315 0.00000000 0.00000000 B3 3,783,000.00 ~~998~~997.~~40906952~~34423738 0.~~53132170~~53298440 0.00000000 0.00000000 B4 1,891,000.00 ~~998~~997.~~40906928~~34423585 0.~~53132205~~53298255 0.00000000 0.00000000 B5 1,891,000.00 ~~998~~997.~~40906928~~34423585 0.~~53132205~~53298255 0.00000000 0.00000000 B6 1,587,591.04 ~~998~~997.~~40901722~~34417120 0.~~53132071~~53298361 0.00000000 0.00000000 1AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 4AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1000 denominations

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1A 0.00000000 4349.~~02125208~~19688628 ~~874~~813.~~16567452~~83649142 0.~~87416567~~81383649 4349.~~02125208~~19688628 2A1 0.00000000 2336.~~22312402~~99294283 ~~913~~859.~~07758544~~61526132 0.~~91307759~~85961526 2336.~~22312402~~99294283 2A2 0.00000000 2336.~~22312400~~99294267 ~~913~~859.~~07758533~~61526133 0.~~91307759~~85961526 2336.~~22312400~~99294267 3A 0.00000000 57.~~49916827~~89517443 ~~973~~957.~~87597052~~00718569 0.~~97387597~~95700719 57.~~49916827~~89517443 4A 0.00000000 164.~~24418860~~52737080 ~~942~~935.~~05276529~~86324405 0.~~94205277~~93586324 164.~~24418860~~52737080 B1 0.00000000 0.~~53132217~~53298363 ~~997~~996.~~87774797~~81125308 0.~~99787775~~99681125 0.~~53132217~~53298363 B2 0.00000000 0.~~53132210~~53298315 ~~997~~996.~~87774827~~81125273 0.~~99787775~~99681125 0.~~53132210~~53298315 B3 0.00000000 0.~~53132170~~53298440 ~~997~~996.~~87774782~~81125297 0.~~99787775~~99681125 0.~~53132170~~53298440 B4 0.00000000 0.~~53132205~~53298255 ~~997~~996.~~87774722~~81125331 0.~~99787775~~99681125 0.~~53132205~~53298255 B5 0.00000000 0.~~53132205~~53298255 ~~997~~996.~~87774722~~81125331 0.~~99787775~~99681125 0.~~53132205~~53298255 B6 0.00000000 0.~~53132071~~53298361 ~~997~~996.~~87769651~~81118760 0.~~99787770~~99681119 0.~~53132071~~53298361 1AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 4AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall R 100.00 5.~~07982~~07008% 0.00 0.00 0.00 0.00 1A 31,252,000.00 4.15000% 2826,~~663~~971,~~925~~519.8412 9993,~~129~~276.4150 0.00 0.00 2A1 299,752,000.00 4.08000% ~~280~~268,~~658~~760,~~010~~102.2741 ~~954~~913,~~237~~784.2335 0.00 0.00 2A2 15,000,000.00 4.25000% 1413,~~044~~449,~~510~~123.6406 4947,~~740~~632.9831 0.00 0.00 3A 217,197,000.00 4.42000% ~~212~~209,~~717~~573,~~342~~897.0292 ~~783~~771,~~508~~930.8852 0.00 0.00 4A 32,333,000.00 3.06000% 30,~~984~~405,~~615~~649.4175 7977,~~010~~534.7741 0.00 0.00 B1 21,132,000.00 5.~~19218~~18931% 21,~~098~~075,~~380~~878.4741 91,~~288~~141.8605 0.00 0.00 B2 5,045,000.00 5.~~19218~~18931% 5,~~036~~031,~~973~~601.7667 21,~~794~~758.0778 0.00 0.00 B3 3,783,000.00 5.~~19218~~18931% 3,~~776~~772,~~981~~953.5125 16,~~342~~315.3185 0.00 0.00 B4 1,891,000.00 5.~~19218~~18931% 1,~~887~~885,~~991~~977.5595 8,~~169~~155.0077 0.00 0.00 B5 1,891,000.00 5.~~19218~~18931% 1,~~887~~885,~~991~~977.5595 8,~~169~~155.0077 0.00 0.00 B6 1,587,591.04 5.~~19218~~18931% 1,~~585~~583,~~065~~374.2167 6,~~858~~847.2918 0.00 0.00 1AX 0.00 4.15000% 6,~~472~~034,~~901~~416.7235 2220,~~385~~869.4502 0.00 0.00 2AX 0.00 4.08000% 7572,~~938~~376,~~733~~655.2666 ~~258~~246,~~191~~080.6963 0.00 0.00 3AX 0.00 4.42000% 4140,~~069~~552,~~162~~532.8925 ~~151~~149,~~271~~368.4249 0.00 0.00 4AX 0.00 3.06000% 2221,~~291~~782,~~597~~297.2541 5655,~~843~~544.5786 0.00 0.00 P1 0.00 0.00000% 0.00 0.00 0.00 0.00 P2 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 630,863,691.04 2,~~606~~528,~~940~~395.9349 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance R 0.00 0.00 0.00 0.00 0.00 1A 0.00 0.00 9993,~~129~~276.4150 0.00 2725,~~319~~434,~~425~~018.6603 2A1 0.0001 0.00 ~~954~~913,~~237~~784.2334 0.00 ~~273~~257,~~696~~671,~~832~~393.3981 2A2 0.00 0.00 4947,~~740~~632.9731 0.00 1312,~~696~~894,~~163~~228.7892 3A 0.0001 0.00 ~~783~~771,~~508~~930.8751 0.00 ~~211~~207,~~522~~859,~~939~~089.1771 4A 0.00 0.00 7977,~~010~~534.7741 0.00 30,~~459~~259,~~392~~266.0627 B1 0.00 0.00 91,~~288~~141.8605 0.00 21,~~087~~064,~~152~~615.5740 B2 0.00 0.00 21,~~794~~758.0778 0.00 5,~~034~~028,~~293~~912.2477 B3 0.00 0.00 16,~~342~~315.3185 0.00 3,~~774~~770,~~971~~936.5297 B4 0.00 0.00 8,~~169~~155.0077 0.00 1,~~886~~884,~~986~~970.8208 B5 0.00 0.00 8,~~169~~155.0077 0.00 1,~~886~~884,~~986~~970.8208 B6 0.00 0.00 6,~~858~~847.2918 0.00 1,~~584~~582,~~221~~528.6951 1AX 0.00 0.00 2220,~~385~~869.4502 0.00 65,~~216~~643,~~133~~466.3761 2AX 0.00 0.00 ~~258~~246,~~191~~080.6963 0.00 7369,~~879~~173,~~550~~368.2003 3AX 0.00 0.00 ~~151~~149,~~271~~368.4249 0.00 40,~~844~~228,~~870~~446.6237 4AX 0.00 0.00 5655,~~843~~544.5786 0.00 21,~~893~~631,~~791~~482.6129 P1 0.00 0.00 0.00 0.00 0.00 P2 0.00 0.00 ~~8,909~~0.9400 0.00 0.00 Totals 0.0002 0.00 2,~~615~~528,~~850~~395.8547 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall R 100.00 5.~~07982~~07008% 0.00000000 0.00000000 0.00000000 0.00000000 1A 31,252,000.00 4.15000% ~~917~~863.~~18692692~~03337770 32.~~17193812~~98465698 0.00000000 0.00000000 2A1 299,752,000.00 4.08000% ~~936~~896.~~30070949~~60820415 3.~~18342240~~04846790 0.00000000 0.00000000 2A2 15,000,000.00 4.25000% ~~936~~896.~~30070933~~60820400 3.~~31606533~~17548733 0.00000000 0.00000000 3A 217,197,000.00 4.42000% ~~979~~964.~~37513879~~90236016 3.~~60736511~~55405701 0.00000000 0.00000000 4A 32,333,000.00 3.06000% ~~958~~940.~~29695389~~39061485 2.~~44365725~~39799616 0.00000000 0.00000000 B1 21,132,000.00 5.~~19218~~18931% ~~998~~997.~~40907013~~34423670 4.~~31993470~~31294009 0.00000000 0.00000000 B2 5,045,000.00 5.~~19218~~18931% ~~998~~997.~~40907037~~34423588 4.~~31993459~~31293954 0.00000000 0.00000000 B3 3,783,000.00 5.~~19218~~18931% ~~998~~997.~~40906952~~34423738 4.~~31993391~~31293947 0.00000000 0.00000000 B4 1,891,000.00 5.~~19218~~18931% ~~998~~997.~~40906928~~34423585 4.~~31993654~~31294024 0.00000000 0.00000000 B5 1,891,000.00 5.~~19218~~18931% ~~998~~997.~~40906928~~34423585 4.~~31993654~~31294024 0.00000000 0.00000000 B6 1,587,591.04 5.~~19218~~18931% ~~998~~997.~~40901722~~34417120 4.~~31993494~~31293691 0.00000000 0.00000000 1AX 0.00 4.15000% ~~929~~866.~~75157807~~76862508 32.~~21539062~~99757437 0.00000000 0.00000000 2AX 0.00 4.08000% ~~924~~881.~~46279807~~09878496 32.~~14317348~~99573588 0.00000000 0.00000000 3AX 0.00 4.42000% ~~978~~966.~~63487039~~32410669 3.~~60463852~~55929370 0.00000000 0.00000000 4AX 0.00 3.06000% ~~960~~938.~~79216366~~84078486 2.~~45001989~~39404407 0.00000000 0.00000000 P1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1000 denominations

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1A 0.00000000 0.00000000 32.~~17193812~~98465698 0.00000000 ~~874~~813.~~16567452~~83649142 2A1 0.~~00000000~~00000003 0.00000000 3.~~18342240~~04846787 0.00000000 ~~913~~859.~~07758544~~61526132 2A2 0.00000000 0.00000000 3.~~31606467~~17548733 0.00000000 ~~913~~859.~~07758533~~61526133 3A 0.~~00000000~~00000005 0.00000000 3.~~60736506~~55405696 0.00000000 ~~973~~957.~~87597052~~00718569 4A 0.00000000 0.00000000 2.~~44365725~~39799616 0.00000000 ~~942~~935.~~05276529~~86324405 B1 0.00000000 0.00000000 4.~~31993470~~31294009 0.00000000 ~~997~~996.~~87774797~~81125308 B2 0.00000000 0.00000000 4.~~31993459~~31293954 0.00000000 ~~997~~996.~~87774827~~81125273 B3 0.00000000 0.00000000 4.~~31993391~~31293947 0.00000000 ~~997~~996.~~87774782~~81125297 B4 0.00000000 0.00000000 4.~~31993654~~31294024 0.00000000 ~~997~~996.~~87774722~~81125331 B5 0.00000000 0.00000000 4.~~31993654~~31294024 0.00000000 ~~997~~996.~~87774722~~81125331 B6 0.00000000 0.00000000 4.~~31993494~~31293691 0.00000000 ~~997~~996.~~87769651~~81118760 1AX 0.00000000 0.00000000 32.~~21539062~~99757437 0.00000000 ~~892~~810.~~87000796~~61357230 2AX 0.00000000 0.00000000 32.~~14317348~~99573588 0.00000000 ~~899~~842.~~39471948~~10260846 3AX 0.00000000 0.00000000 3.~~60463852~~55929370 0.00000000 ~~973~~958.~~29022197~~60148172 4AX 0.00000000 0.00000000 2.~~45001989~~39404407 0.00000000 ~~943~~932.~~64630653~~34048864 P1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1317,~~143~~720,~~218~~369.4403 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1317,~~143~~720,~~218~~369.4403 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~134~~130,~~945~~847.1096 Payment of Interest and Principal 1317,~~008~~589,~~273~~521.3407 Total Withdrawals (Pool Distribution Amount) 1317,~~143~~720,~~218~~369.4403 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~130~~126,~~929~~952.5002 Wells Fargo Bank Minnesota, NA 43,~~015~~895.6094 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~134~~130,~~945~~847.1096

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 2 0 0 21 ~~728,082.97~~1 0.00 0.00 ~~728~~440,~~082~~356.9711 440,356.11 30 Days 229 0 0 0 229 111,~~348~~866,~~288~~258.5942 0.00 0.00 0.00 111,~~348~~866,~~288~~258.5942 60 Days 13 0 0 0 13 ~~116~~725,~~088~~229.1917 0.00 0.00 0.00 ~~116~~725,~~088~~229.1917 90 Days 10 0 0 0 10 ~~166,772~~0.4500 0.00 0.00 0.00 ~~166,772~~0.4500 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 432 2 0 0 6 1 33 12,~~631~~591,~~149~~487.2359 ~~728,082.97~~ 0.00 0.00 2440,~~359~~356.11 13,~~232~~031,843.2070 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~136147~~000000% 0.000000% 0.~~000000~~070721% 0.~~136147~~070721% 0.~~122945~~000000% 0.000000% 0.~~000000~~077312% 0.~~122945~~077312% 30 Days 02.~~136147~~050919% 0.000000% 0.000000% 0.000000% 02.~~136147~~050919% 02.~~227674~~083312% 0.000000% 0.000000% 0.000000% 02.~~227674~~083312% 60 Days 0.~~068074~~212164% 0.000000% 0.000000% 0.000000% 0.~~068074~~212164% 0.~~019603~~127326% 0.000000% 0.000000% 0.000000% 0.~~019603~~127326% 90 Days 0.~~068074~~000000% 0.000000% 0.000000% 0.000000% 0.~~068074~~000000% 0.~~028161~~000000% 0.000000% 0.000000% 0.000000% 0.~~028161~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~272294~~263083% 0.~~136147~~000000% 0.000000% 0.~~000000~~070721% 02.~~408441~~333805% 02.~~275439~~210638% 0.~~122945~~000000% 0.000000% 0.~~000000~~077312% 02.~~398384~~287950%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0642,385.0046 0.00 0.00 0.00 0642,385.0046 60 Days 12 0 0 0 12 ~~116~~281,~~088~~622.1913 0.00 0.00 0.00 ~~116~~281,~~088~~622.1913 90 Days 10 0 0 0 10 ~~166,772~~0.4500 0.00 0.00 0.00 ~~166,772~~0.4500 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 24 0 0 0 24 ~~282~~924,~~860~~007.6459 0.00 0.00 0.00 ~~282~~924,~~860~~007.6459 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~980198% 0.000000% 0.000000% 0.000000% 01.~~000000~~980198% 02.~~000000~~353389% 0.000000% 0.000000% 0.000000% 02.~~000000~~353389% 60 Days 01.~~917431~~980198% 0.000000% 0.000000% 0.000000% 01.~~917431~~980198% 01.~~397736~~031727% 0.000000% 0.000000% 0.000000% 01.~~397736~~031727% 90 Days 0.~~917431~~000000% 0.000000% 0.000000% 0.000000% 0.~~917431~~000000% 0.~~571387~~000000% 0.000000% 0.000000% 0.000000% 0.~~571387~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 13.~~834862~~960396% 0.000000% 0.000000% 0.000000% 13.~~834862~~960396% 03.~~969123~~385116% 0.000000% 0.000000% 0.000000% 03.~~969123~~385116% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 10 0 0 10 ~~287,726~~0.8600 0.00 0.00 ~~287,726~~0.8600 30 Days 116 0 0 0 116 ~~570~~6,~~000~~591,656.0069 0.00 0.00 0.00 ~~570~~6,~~000~~591,656.0069 60 Days 01 0 0 0 01 0443,607.0004 0.00 0.00 0.00 0443,607.0004 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 117 10 0 0 217 ~~570~~7,~~000~~035,263.0073 ~~287,726~~0.8600 0.00 0.00 ~~857~~7,~~726~~035,263.8673 0-29 Days 0.~~129199~~000000% 0.000000% 0.000000% 0.~~129199~~000000% 0.~~093978~~000000% 0.000000% 0.000000% 0.~~093978~~000000% 30 Days 02.~~129199~~170963% 0.000000% 0.000000% 0.000000% 02.~~129199~~170963% 02.~~186175~~278394% 0.000000% 0.000000% 0.000000% 02.~~186175~~278394% 60 Days 0.~~000000~~135685% 0.000000% 0.000000% 0.000000% 0.~~000000~~135685% 0.~~000000~~153332% 0.000000% 0.000000% 0.000000% 0.~~000000~~153332% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~129199~~306649% 0.~~129199~~000000% 0.000000% 0.000000% 02.~~258398~~306649% 02.~~186175~~431726% 0.~~093978~~000000% 0.000000% 0.000000% 02.~~280153~~431726% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 ~~440,356.11~~1 0.00 0.00 440,356.11 440,356.11 30 Days 19 0 0 0 19 ~~778~~4,~~288~~282,647.5932 0.00 0.00 0.00 ~~778~~4,~~288~~282,647.5932 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 19 1 0 0 21 ~~778,288.59~~10 ~~440~~4,~~356~~282,647.1132 0.00 0.00 1440,~~218~~356.11 4,~~644~~723,003.7043 0-29 Days 0.~~215983~~000000% 0.000000% 0.~~000000~~220264% 0.~~215983~~220264% 0.~~196187~~000000% 0.000000% 0.~~000000~~199448% 0.~~196187~~199448% 30 Days 01.~~215983~~982379% 0.000000% 0.000000% 0.000000% 01.~~215983~~982379% 01.~~346742~~939713% 0.000000% 0.000000% 0.000000% 01.~~346742~~939713% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~215983~~982379% 0.~~215983~~000000% 0.000000% 0.~~000000~~220264% 02.~~431965~~202643% 01.~~346742~~939713% 0.~~196187~~000000% 0.000000% 0.~~000000~~199448% 02.~~542929~~139161% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0349,568.0095 0.00 0.00 0.00 0349,568.0095 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 0349,568.0095 0.00 0.00 0.00 0349,568.0095 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~639344% 0.000000% 0.000000% 0.000000% 01.~~000000~~639344% 01.~~000000~~085929% 0.000000% 0.000000% 0.000000% 01.~~000000~~085929% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~639344% 0.000000% 0.000000% 0.000000% 01.~~000000~~639344% 01.~~000000~~085929% 0.000000% 0.000000% 0.000000% 01.~~000000~~085929%

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 630,863,591.04 99.99998415% ~~591~~569,~~949~~334,~~365~~930.7255 100.00000000% 9493.~~044320~~814373% 0.000000% Class 1A 599,611,591.04 95.04614064% ~~564~~543,~~629~~900,~~940~~912.0652 95.~~38483741~~53267916% 4.~~615163~~467321% 7772.~~491777~~220989% Class 2-A-1 299,859,591.04 47.53159760% ~~290~~286,~~933~~229,~~107~~518.6771 4950.~~14830972~~27436459% 4645.~~236528~~258315% ~~776~~731.~~343326~~669018% Class 2-A-2 284,859,591.04 45.15390489% ~~277~~273,~~236~~335,~~943~~289.8979 4648.~~83457065~~00957663% 2.~~313739~~264788% 3836.~~849282~~613718% Class 3A 67,662,591.04 10.72538997% 65,~~714~~476,~~004~~200.7208 11.~~10128814~~50047126% 3536.~~733283~~509105% ~~599~~590.~~986564~~224836% Class B-1 14,197,591.04 2.25050058% 14,~~167~~152,~~460~~318.0941 2.~~39335675~~48576324% 3.~~562324~~699864% 59.813882% Class B-2 9,152,591.04 1.45080327% 9,~~133~~123,~~166~~405.8564 1.~~54289664~~60246722% 0.~~850460~~883296% 14.279814% Class B-3 5,369,591.04 0.85114917% 5,~~358~~352,~~195~~468.3367 0.~~90517798~~94012652% 0.~~637719~~662341% 10.707738% Class B-4 3,478,591.04 0.55140137% 3,~~471~~467,~~208~~498.5159 0.~~58640294~~60904371% 0.~~318775~~331083% 5.352454% Class B-5 1,587,591.04 0.25165358% 1,~~584~~582,~~221~~528.6951 0.~~26762791~~27796090% 0.~~318775~~331083% 5.352454% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~267628~~277961% 4.493658% Class 1-AX 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Class 3-AX 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Class P-1 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Class P-2 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.01585128% 100,000.00 0.~~01689334~~01756435% Fraud 12,617,274.00 2.00000003% 12,617,274.00 2.~~13147859~~21614261% Special Hazard 15,140,729.00 2.40000007% 15,140,729.00 2.~~55777434~~65937117% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~462452~~460496% Weighted Average Net Coupon 5.~~201611~~199812% Weighted Average Pass-Through Rate 5.~~193611~~191812% Weighted Average Maturity(Stepdown Calculation ) ~~354~~352 Beginning Scheduled Collateral Loan Count 1,~~494~~447 Number Of Loans Paid In Full 2533 Ending Scheduled Collateral Loan Count 1,~~469~~414 Beginning Scheduled Collateral Balance ~~602~~584,~~341~~396,~~788~~056.2316 Ending Scheduled Collateral Balance ~~591~~569,~~949~~334,~~365~~930.7355 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2003 ~~592~~569,~~200~~586,~~627~~123.8192 Monthly P &I Constant 32,~~061~~969,~~180~~583.3411 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 1217,~~827~~418,~~970~~316.5062 Ending Scheduled Balance for Premium Loans ~~591~~569,~~949~~334,~~365~~930.7355 Scheduled Principal ~~319~~310,~~294~~339.2861 Unscheduled Principal 1014,~~073~~750,~~128~~786.2200

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 5 Year LIBOR Arm Weighted Average Coupon Rate 5.~~383182~~373399 5.~~410071~~405034 5.~~531366~~533270 Weighted Average Net Rate 5.~~095155~~086492 5.~~147433~~142477 5.~~281366~~283270 Weighted Average Maturity ~~353~~351 ~~354~~352 ~~355~~353 Beginning Loan Count ~~113~~106 ~~791~~760 ~~466~~458 Loans Paid In Full 45 1723 34 Ending Loan Count ~~109~~101 ~~774~~737 ~~463~~454 Beginning Scheduled Balance 3028,~~512~~816,~~518~~659.2968 ~~313~~300,~~343~~829,~~634~~392.6140 ~~225~~222,~~586~~432,~~372~~299.2804 Ending scheduled Balance 2927,~~166~~277,~~291~~425.4919 ~~306~~289,~~023~~175,~~614~~312.3646 ~~224~~220,~~386~~712,~~665~~158.8987 Record Date 0911/30/2003 0911/30/2003 0911/30/2003 Principal And Interest Constant ~~165~~156,~~378~~107.1068 1,~~589~~524,~~098~~264.2486 1,~~132~~117,~~801~~883.8881 Scheduled Principal 2827,~~499~~071.4051 ~~176~~169,~~422~~270.0263 92,~~967~~235.9357 Unscheduled Principal 1,~~317~~512,~~727~~162.4098 711,~~143~~484,~~598~~809.2331 1,~~106~~627,~~738~~904.4660 Scheduled Interest ~~136~~129,~~878~~036.7017 1,~~412~~354,~~676~~994.2223 1,~~039~~025,~~833~~648.9524 Servicing Fees 76,~~323~~889.6874 6865,~~580~~820.0775 46,~~997~~340.1606 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~203~~192.4210 2,~~088~~005.9451 1,~~503~~482.9189 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~129~~121,~~351~~954.6033 1,~~342~~287,~~007~~167.2197 ~~991~~977,~~332~~825.8829 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.000000 0.000000 0.000000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~087155~~078492 5.~~139433~~134477 5.~~273366~~275270

Group Level Collateral Statement Group Group 4 Total Collateral Description 7 Year LIBOR Arm Mixed ARM Weighted Average Coupon Rate 5.~~562332~~553545 5.~~462452~~460496 Weighted Average Net Rate 5.~~269489~~260153 5.~~201611~~199812 Weighted Average Maturity ~~353~~351 ~~354~~352 Beginning Loan Count ~~124~~123 1,~~494~~447 Loans Paid In Full 1 2533 Ending Loan Count ~~123~~122 1,~~469~~414 Beginning Scheduled Balance 32,~~899~~317,~~263~~705.0504 ~~602~~584,~~341~~396,~~788~~056.2316 Ending scheduled Balance 32,~~372~~170,~~793~~034.9903 ~~591~~569,~~949~~334,~~365~~930.7355 Record Date 0911/30/2003 0911/30/2003 Principal And Interest Constant ~~173~~171,~~902~~326.1276 32,~~061~~969,~~180~~583.3411 Scheduled Principal 21,~~404~~761.9390 ~~319~~310,~~294~~339.2861 Unscheduled Principal ~~505~~125,~~064~~909.1311 1014,~~073~~750,~~128~~786.2200 Scheduled Interest ~~152~~149,~~497~~564.1986 2,~~741~~659,~~886~~243.0650 Servicing Fees 87,~~028~~901.5947 ~~130~~126,~~929~~952.5002 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee ~~219~~215.3344 43,~~015~~895.6094 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~144~~141,~~249~~447.2795 2,~~606~~528,~~940~~395.9654 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.000000 0.000000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.~~261489~~252153 5.~~193611~~191812

Filing Compare · STRUCTURED ASSET SEC CORP MORT PASS THR CERTS SER 2003-22A