8-K 1 fom0300a.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 FREMONT HOME LOAN TRUST Asset-Backed Certificates, Series 2003-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-104153-08 54-2123742 Pooling and Servicing Agreement) (Commission 54-2123741 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2003 a distribution was made to holders of FREMONT HOME LOAN TRUST, Asset-Backed Certificates, Series 2003-A Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset-Backed Certificates, Series 2003-A Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FREMONT HOME LOAN TRUST Asset-Backed Certificates, Series 2003-A Trust By: Wells Fargo Bank Minnesota, N.A. as Trust Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/6/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset- Backed Certificates, Series 2003-A Trust, relating to the December 26, 2003 distribution. EX-99.1

Fremont Home Loan Trust Asset-Backed Certificates Record Date: 911/30/03 Distribution Date: 1012/2726/03 FREMONT Series: 2003-A Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1 A-1 35729PBH2 SEN 1.~~47000~~46875% ~~293~~287,~~356~~897,~~256~~200.5064 ~~383~~364,~~318~~119.8498 24,~~368~~431,~~640~~862.6219 2 A-1 35729PBJ8 SEN 1.~~25000~~24875% 4037,~~535~~315,~~917~~680.1522 4540,~~039~~126.9102 ~~512~~1,~~905~~533,878.1402 2 A-2 35729PBK5 SEN 1.~~47500~~47375% 122,168,000.00 ~~160~~155,~~175~~038.8283 0.00 M1 35729PBL3 MEZ 1.~~77000~~76875% 36,502,000.00 5755,~~429~~595.8184 0.00 M2 35729PBM1 MEZ 2.~~84500~~84375% 26,675,000.00 6765,~~458~~321.1133 0.00 M3 35729PBN9 MEZ 3.~~17000~~16875% 8,424,000.00 2322,~~736~~986.9611 0.00 M4 35729PBP4 MEZ 4.~~22000~~21875% 5,616,000.00 2120,~~066~~401.2488 0.00 M5 35729PBQ2 MEZ 5.~~12000~~11875% 12,635,000.00 5755,~~503~~692.2971 0.00 C FOM0300AC OC 0.00000% 12,634,766.24 2,~~385~~369,~~758~~440.6314 0.00 P FOM0300AP PrePay 0.00000% 100.00 36122,~~677~~583.8896 0.00 R-1 FOM030AR1 RES 0.00000% 0.00 0.00 0.00 R-2 FOM030AR2 RES 0.00000% 0.00 0.00 0.00 Totals ~~558~~549,~~547~~867,~~039~~747.8910 3,~~238~~271,~~165~~306.4980 25,~~881~~965,~~545~~740.7621

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1 A-1 0.00 ~~290~~283,~~987~~465,~~615~~338.8845 24,~~751~~795,~~959~~982.4617 0.00 2 A-1 0.00 4035,~~023~~781,~~012~~802.0120 ~~557~~1,~~945~~574,004.0504 0.00 2 A-2 0.00 122,168,000.00 ~~160~~155,~~175~~038.8283 0.00 M1 0.00 36,502,000.00 5755,~~429~~595.8184 0.00 M2 0.00 26,675,000.00 6765,~~458~~321.1133 0.00 M3 0.00 8,424,000.00 2322,~~736~~986.9611 0.00 M4 0.00 5,616,000.00 2120,~~066~~401.2488 0.00 M5 0.00 12,635,000.00 5755,~~503~~692.2971 0.00 C 0.00 12,634,766.24 2,~~385~~369,~~758~~440.6314 0.00 P 0.00 100.00 36122,~~677~~583.8896 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 Totals 0.00 ~~555~~543,~~665~~902,~~494~~006.1389 69,~~119~~237,~~711~~047.2501 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1 A-1 294,422,000.00 ~~293~~287,~~356~~897,~~256~~200.5064 0.00 24,~~368~~431,~~640~~862.6219 0.00 0.00 2 A-1 42,500,000.00 4037,~~535~~315,~~917~~680.1522 0.00 ~~512~~1,~~905~~533,878.1402 0.00 0.00 2 A-2 122,168,000.00 122,168,000.00 0.00 0.00 0.00 0.00 M1 36,502,000.00 36,502,000.00 0.00 0.00 0.00 0.00 M2 26,675,000.00 26,675,000.00 0.00 0.00 0.00 0.00 M3 8,424,000.00 8,424,000.00 0.00 0.00 0.00 0.00 M4 5,616,000.00 5,616,000.00 0.00 0.00 0.00 0.00 M5 12,635,000.00 12,635,000.00 0.00 0.00 0.00 0.00 C 12,634,766.24 12,634,766.24 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 561,576,866.24 ~~558~~549,~~547~~867,~~039~~747.8910 0.00 25,~~881~~965,~~545~~740.7621 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1 A-1 24,~~368~~431,~~640~~862.6219 ~~290~~283,~~987~~465,~~615~~338.8845 0.~~98833516~~96278586 24,~~368~~431,~~640~~862.6219 2 A-1 ~~512~~1,~~905~~533,878.1402 4035,~~023~~781,~~012~~802.0120 0.~~94171793~~84192476 ~~512~~1,~~905~~533,878.1402 2 A-2 0.00 122,168,000.00 1.00000000 0.00 M1 0.00 36,502,000.00 1.00000000 0.00 M2 0.00 26,675,000.00 1.00000000 0.00 M3 0.00 8,424,000.00 1.00000000 0.00 M4 0.00 5,616,000.00 1.00000000 0.00 M5 0.00 12,635,000.00 1.00000000 0.00 C 0.00 12,634,766.24 1.00000000 0.00 P 0.00 100.00 1.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 Totals 25,~~881~~965,~~545~~740.7621 ~~555~~543,~~665~~902,~~494~~006.1389 0.~~98947362~~96852638 25,~~881~~965,~~545~~740.7621

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1 A-1 294,422,000.00 ~~996~~977.~~38021785~~83861478 0.00000000 815.~~04505309~~05275486 0.00000000 2 A-1 42,500,000.00 ~~953~~878.~~78628588~~01600518 0.00000000 1236.~~06835624~~09124753 0.00000000 2 A-2 122,168,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M1 36,502,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 26,675,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M3 8,424,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M4 5,616,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M5 12,635,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 12,634,766.24 1000.00000000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1 A-1 0.00000000 815.~~04505309~~05275486 ~~988~~962.~~33516476~~78585992 0.~~98833516~~96278586 815.~~04505309~~05275486 2 A-1 0.00000000 1236.~~06835624~~09124753 ~~941~~841.~~71792965~~92475765 0.~~94171793~~84192476 1236.~~06835624~~09124753 2 A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1 A-1 294,422,000.00 1.~~47000~~46875% ~~293~~287,~~356~~897,~~256~~200.5064 ~~383~~364,~~318~~119.8498 0.00 0.00 2 A-1 42,500,000.00 1.~~25000~~24875% 4037,~~535~~315,~~917~~680.1522 4540,~~039~~126.9102 0.00 0.00 2 A-2 122,168,000.00 1.~~47500~~47375% 122,168,000.00 ~~160~~155,~~175~~038.8283 0.00 0.00 M1 36,502,000.00 1.~~77000~~76875% 36,502,000.00 5755,~~429~~595.8184 0.00 0.00 M2 26,675,000.00 2.~~84500~~84375% 26,675,000.00 6765,~~458~~321.1133 0.00 0.00 M3 8,424,000.00 3.~~17000~~16875% 8,424,000.00 2322,~~736~~986.9611 0.00 0.00 M4 5,616,000.00 4.~~22000~~21875% 5,616,000.00 2120,~~066~~401.2488 0.00 0.00 M5 12,635,000.00 5.~~12000~~11875% 12,635,000.00 5755,~~503~~692.2971 0.00 0.00 C 12,634,766.24 0.00000% 12,634,766.24 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 561,576,866.24 ~~815~~779,~~728~~282.9870 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1 A-1 0.00 0.00 ~~383~~364,~~318~~119.8498 0.00 ~~290~~283,~~987~~465,~~615~~338.8845 2 A-1 0.00 0.00 4540,~~039~~126.9102 0.00 4035,~~023~~781,~~012~~802.0120 2 A-2 0.00 0.00 ~~160~~155,~~175~~038.8283 0.00 122,168,000.00 M1 0.00 0.00 5755,~~429~~595.8184 0.00 36,502,000.00 M2 0.00 0.00 6765,~~458~~321.1133 0.00 26,675,000.00 M3 0.00 0.00 2322,~~736~~986.9611 0.00 8,424,000.00 M4 0.00 0.00 2120,~~066~~401.2488 0.00 5,616,000.00 M5 0.00 0.00 5755,~~503~~692.2971 0.00 12,635,000.00 C 0.00 0.00 2,~~385~~369,~~758~~440.6314 0.00 12,634,766.24 P 0.00 0.00 36122,~~677~~583.8896 0.00 100.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 3,~~238~~271,~~165~~306.4980 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1 A-1 294,422,000.00 1.~~47000~~46875% ~~996~~977.~~38021785~~83861478 1.~~30193681~~23672817 0.00000000 0.00000000 2 A-1 42,500,000.00 1.~~25000~~24875% ~~953~~878.~~78628588~~01600518 10.~~05976259~~94414165 0.00000000 0.00000000 2 A-2 122,168,000.00 1.~~47500~~47375% 1000.00000000 1.~~31111109~~26906252 0.00000000 0.00000000 M1 36,502,000.00 1.~~77000~~76875% 1000.00000000 1.~~57333324~~52309024 0.00000000 0.00000000 M2 26,675,000.00 2.~~84500~~84375% 1000.00000000 2.~~52888885~~44878463 0.00000000 0.00000000 M3 8,424,000.00 3.~~17000~~16875% 1000.00000000 2.~~81777778~~72864554 0.00000000 0.00000000 M4 5,616,000.00 4.~~22000~~21875% 1000.00000000 3.~~75111111~~63281339 0.00000000 0.00000000 M5 12,635,000.00 5.~~12000~~11875% 1000.00000000 4.~~55111120~~40781243 0.00000000 0.00000000 C 12,634,766.24 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1 A-1 0.00000000 0.00000000 1.~~30193681~~23672817 0.00000000 ~~988~~962.~~33516476~~78585992 2 A-1 0.00000000 0.00000000 10.~~05976259~~94414165 0.00000000 ~~941~~841.~~71792965~~92475765 2 A-2 0.00000000 0.00000000 1.~~31111109~~26906252 0.00000000 1000.00000000 M1 0.00000000 0.00000000 1.~~57333324~~52309024 0.00000000 1000.00000000 M2 0.00000000 0.00000000 2.~~52888885~~44878463 0.00000000 1000.00000000 M3 0.00000000 0.00000000 2.~~81777778~~72864554 0.00000000 1000.00000000 M4 0.00000000 0.00000000 3.~~75111111~~63281339 0.00000000 1000.00000000 M5 0.00000000 0.00000000 4.~~55111120~~40781243 0.00000000 1000.00000000 C 0.00000000 0.00000000 ~~188~~187.~~82491252~~53335796 0.00000000 1000.00000000 P 0.00000000 0.00000000 ~~366778~~1225839.~~80000000~~60000000 0.00000000 1000.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 69,~~320~~250,~~415~~958.8947 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 097,198.0038 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 36122,~~677~~583.8896 Total Deposits 69,~~357~~470,~~093~~740.7781 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~237~~233,~~382~~693.5280 Payment of Interest and Principal 69,~~119~~237,~~711~~047.2501 Total Withdrawals (Pool Distribution Amount) 69,~~357~~470,~~093~~740.7781 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~228~~224,~~073~~529.3632 Master Servicing 4,~~654~~582.5824 Trust Administration 4,~~654~~582.5824 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~237~~233,~~382~~693.5280

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 04 0 0 04 0959,166.0057 0.00 0.00 0959,166.0057 30 Days 21166 0 0 0 21166 429,~~145~~202,~~914~~294.4769 0.00 0.00 0.00 429,~~145~~202,~~914~~294.4769 60 Days 743 0 0 0 743 ~~984~~7,~~769~~927,690.16 0.00 0.00 0.00 ~~984~~7,~~769~~927,690.16 90 Days 04 52 421 0 927 0936,200.0047 1141,~~012,754~~349.7060 ~~409~~4,~~337~~426,122.1747 0.00 15,~~422~~503,~~091~~672.8754 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 28213 56 421 0 37240 538,~~130~~066,~~683~~185.6332 1,~~012~~100,~~754~~516.7017 ~~409~~4,~~337~~426,122.1747 0.00 643,~~552~~592,~~775~~823.5096 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~141945% 0.000000% 0.000000% 0.~~000000~~141945% 0.~~000000~~176201% 0.000000% 0.000000% 0.~~000000~~176201% 30 Days 05.~~730943~~890703% 0.000000% 0.000000% 0.000000% 05.~~730943~~890703% 05.~~745568~~364514% 0.000000% 0.000000% 0.000000% 05.~~745568~~364514% 60 Days 01.~~243648~~525905% 0.000000% 0.000000% 0.000000% 01.~~243648~~525905% 01.~~177093~~456331% 0.000000% 0.000000% 0.000000% 01.~~177093~~456331% 90 Days 0.~~000000~~141945% 0.~~174034~~070972% 0.~~139227~~745209% 0.000000% 0.~~313261~~958126% 0.~~000000~~171982% 0.~~182126~~025966% 0.~~073612~~813087% 0.000000% 01.~~255738~~011034% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 07.~~974591~~558552% 0.~~174034~~212917% 0.~~139227~~745209% 0.000000% 18.~~287852~~516678% 06.~~922661~~992826% 0.~~182126~~202167% 0.~~073612~~813087% 0.000000% 18.~~178399~~008080%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 097,198.0038

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7.~~388264~~381593% Weighted Average Net Coupon 6.~~898264~~891593% Weighted Average Pass-Through Rate 6.~~878264~~871593% Weighted Average Maturity(Stepdown Calculation ) ~~353~~351 Beginning Scheduled Collateral Loan Count 2,~~887~~845 Number Of Loans Paid In Full 1427 Ending Scheduled Collateral Loan Count 2,~~873~~818 Beginning Scheduled Collateral Balance ~~558~~549,~~547~~867,~~039~~747.8910 Ending Scheduled Collateral Balance ~~555~~543,~~665~~902,~~494~~006.1389 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2003 ~~556~~544,~~074~~360,~~366~~510.7369 Monthly P &I Constant 3,~~898~~842,~~336~~027.3655 Special Servicing Fee 0.00 Prepayment Penalties 36122,~~677~~583.8896 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~555~~543,~~665~~902,~~494~~006.1389 Scheduled Principal 459,~~425~~610.6391 Unscheduled Principal 25,~~422~~506,~~120~~129.1330

~~Miscellaneous~~Other ~~Reporting~~Income ~~Excess Cash Amount 2,385,758.63 Overcollateralization Deficiency Amount~~ 0.00 Extra Principal Amount 0.00 Overcollateralization Release Amount 0.00 Overcollateralization Amount 12,634,766.24 Target Overcollateralization Amount 12,634,766.24 Group 1 Credit Enhancement 18.443968% Group 2 Credit Enhancement 18.348816% Step Down Date NO Trigger Event NO

~~Group~~Miscellaneous ~~Level~~Reporting ~~Collateral~~Excess ~~Statement~~Cash ~~Group~~Amount ~~Group 1 Group~~ 2 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed Weighted Average Coupon Rate 7.054351 7.575746 6.806489 Weighted Average Net Rate 6.564351 7.085746 6.316489 Weighted Average Maturity 349 356 341 Beginning Loan Count 580 1,447 237 Loans Paid In Full 2 9 0 Ending Loan Count 578 1,438 237 Beginning Scheduled Balance 105,489,739.46 253,592,846.70 65,084,248.72 Ending scheduled Balance 105,049,309.16 251,664,636.38 65,014,187.63 Record Date 09/30/2003 09/30/2003 09/30/2003 Principal And Interest Constant 716,200.38 1,795,382.07 435,162.81 Scheduled Principal 96,065.66 194,419.61 66,000.13 Unscheduled Principal 344,364.64 1,733,790.71 4,060.96 Scheduled Interest 620,134.72 1,600,962.46 369,~~162~~440.6814 ~~Servicing~~Overcollateralization ~~Fees~~Deficiency ~~43,074.98~~Amount ~~103,550.42 26,576.05 Master Servicing Fees 879.07 2,113.27 542.38 Trustee Fee~~ 0.00 ~~0.00~~Extra ~~0.00~~Principal ~~FRY~~ Amount 0.00 ~~0.00~~Overcollateralization ~~0.00~~Release ~~Special~~Amount ~~Hazard Fee~~ 0.00 ~~0.00~~Overcollateralization ~~0.00~~Amount ~~Other Fee 879.07 2~~12,~~113~~634,766.2724 ~~542.38~~Target ~~Pool~~Overcollateralization ~~Insurance~~Amount ~~Fee 0~~12,634,766.0024 ~~0.00~~Group ~~0.00 Spread Fee~~ 1 ~~0.00~~Credit ~~0.00~~Enhancement 018.00842873% ~~Spread~~Group ~~Fee~~ 2 ~~0.00~~Credit ~~0.00~~Enhancement 018.00638439% ~~Spread~~Step ~~Fee~~Down 3Date ~~0.00~~NO ~~0.00~~Trigger ~~0.00~~Event Net Interest 577,059.81 1,497,412.03 342,586.69 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 30,184.20 0.00 6,493.68 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.544351 7.065746 6.296489NO

Group Level Collateral Statement Group Group 41 ~~Total~~Group 2 Group 3 Collateral Description Mixed Fixed Mixed ARM Mixed Fixed ~~& Arm~~ Weighted Average Coupon Rate 7.~~578356~~045309 7.~~388264~~570001 6.811529 Weighted Average Net Rate 6.555309 7.~~088356~~080001 6.~~898264~~321529 Weighted Average Maturity ~~356~~347 ~~353~~354 339 Beginning Loan Count ~~623~~575 21,~~887~~424 236 Loans Paid In Full 35 1418 1 Ending Loan Count ~~620~~570 21,~~873~~406 235 Beginning Scheduled Balance ~~134~~104,~~380~~406,~~205~~342.0143 ~~558~~249,~~547~~217,~~039~~187.8987 64,390,488.30 Ending scheduled Balance ~~133~~103,~~937~~482,~~360~~277.9642 ~~555~~245,~~665~~709,~~494~~390.1369 64,147,428.24 Record Date 0911/30/2003 0911/30/2003 11/30/2003 Principal And Interest Constant ~~951~~709,~~591~~628.1085 31,~~898~~766,~~336~~236.3620 431,764.05 Scheduled Principal ~~102~~96,~~940~~649.2374 ~~459~~194,~~425~~090.6388 66,265.98 Unscheduled Principal ~~339~~827,~~903~~415.8227 23,~~422~~313,~~120~~706.1330 176,794.08 Scheduled Interest ~~848~~612,~~650~~979.8711 31,~~438~~572,~~910~~145.7332 365,498.07 Servicing Fees 5442,~~871~~632.9158 ~~228~~101,~~073~~763.3668 26,292.78 Master Servicing Fees ~~1,119~~870.8605 42,~~654~~076.5882 536.59 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~1,119~~870.8605 42,~~654~~076.5882 536.59 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~793~~570,~~779~~346.0436 31,~~210~~470,~~837~~381.5768 339,205.27 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.000000 0.000000 0.0000 Prepayment Penalties 96,452.10 0.00 3626,~~677~~131.8886 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.535309 7.~~068356~~060001 6.~~878264~~301529

Filing Compare · FINANCIAL ASSET SEC CORP FREMONT HOME LOAN TRUST 2003 A