8-K 1 baa03003.txt OCTOBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2003 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-12 54-2105564 Pooling and Servicing Agreement) (Commission 54-2105565 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On October 27, 2003 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-3 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-3 Trust, relating to the October 27, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-3 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/5/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-3 Trust, relating to the October 27, 2003 distribution. EX-99.1

~~Bank~~Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 69/30/03 Distribution Date: 710/2527/03 BAA Series: 2003-3 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 05948KBS7 SEN 5.50000% ~~227~~215,~~943~~362,~~434~~040.3111 1987,~~044,740~~076.6202 3,~~419~~918,~~306~~136.3191 A-2 05948KBT5 SEN 1.~~58500~~67000% 2019,~~722~~578,~~129~~366.6760 27,~~370~~246.4856 ~~310~~356,~~846~~194.0225 A-3 05948KBU2 SEN 6.~~91500~~83000% 0.00 ~~119~~111,~~411~~433.2654 0.00 A-4 05948KBV0 SEN 5.75000% 2,~~419~~453,~~016~~956.6893 11,~~591~~758.1254 (11,~~591~~758.1254) A-5 05948KBW8 SEN 5.75000% 30,000,000.00 143,~~749~~750.9800 0.00 A-PO 05948KCA5 SEN 0.00000% 1,~~183~~172,~~492~~498.5972 0.00 18,~~913~~600.4491 A-WIO 05948KBZ1 SEN 0.~~36500~~36282% 0.00 6662,~~225~~259.7246 0.00 B-1 05948KCB3 SUB 5.75000% 6,~~754~~734,~~852~~840.2773 32,~~367~~271.0011 6,~~614~~745.3847 B-2 05948KCC1 SUB 5.75000% 32,~~002~~993,~~156~~262.5755 14,~~385~~342.3372 2,~~939~~997.7399 B-3 05948KCD9 SUB 5.75000% 1,~~500~~495,~~080~~636.2317 7,~~187~~166.8859 1,~~468~~498.8900 B-4 05948KCE7 SUB 5.75000% 1,~~501~~496,~~078~~631.2827 7,~~192~~171.6736 1,~~469~~498.8699 B-5 05948KCF4 SUB 5.75000% 1,~~050~~047,~~954~~840.4191 5,~~035~~020.8290 1,~~029~~049.1050 B-6 05948KCG2 SUB 5.75000% 1,~~201~~197,~~514~~955.6511 5,~~757~~740.2620 1,~~176~~199.5385 A-R 05948KBX6 SEN 5.75000% 0.00 0.00 0.00 A-LR 05948KBY4 SEN 5.75000% 0.00 0.00 0.00 SES 05948KCH0 SEN 0.00000% 0.00 4948,~~546~~779.4504 0.00 Totals ~~297~~283,~~278~~533,~~709~~029.6610 1,~~534~~464,~~561~~016.5904 34,~~735~~286,~~173~~163.1433

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~224~~211,~~524~~443,~~128~~903.0020 4,~~464~~905,~~046~~212.93 0.00 A-2 0.00 2019,~~411~~222,~~283~~172.6635 ~~338~~383,~~216~~440.5081 0.00 A-3 0.00 0.00 ~~119~~111,~~411~~433.2654 0.00 A-4 0.00 2,~~430~~465,~~607~~715.8047 0.00 0.00 A-5 0.00 30,000,000.00 143,~~749~~750.9800 0.00 A-PO 0.00 1,~~181~~163,~~579~~897.1581 18,~~913~~600.4491 0.00 A-WIO 0.00 0.00 6662,~~225~~259.7246 0.00 B-1 0.00 6,~~748~~728,~~237~~095.8926 3839,~~981~~016.3858 0.00 B-2 0.00 2,~~999~~990,~~216~~264.8456 17,~~325~~340.0671 0.00 B-3 0.00 1,~~498~~494,~~611~~138.3418 8,~~656~~664.7759 0.00 B-4 0.00 1,~~499~~495,~~608~~132.4228 8,~~662~~670.5335 0.00 B-5 0.00 1,~~049~~046,~~925~~791.3142 6,~~064~~070.9240 0.00 B-6 0.00 1,~~200~~196,~~338~~755.1226 6,~~933~~940.7905 0.00 A-R 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 SES 0.00 0.00 4948,~~546~~779.4504 0.00 Totals 0.00 ~~293~~279,~~543~~246,~~536~~865.5379 5,~~269~~750,~~734~~179.7337 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 231,136,584.00 ~~227~~215,~~943~~362,~~434~~040.3111 ~~253~~246,~~089~~175.2570 3,~~166~~671,~~217~~961.0721 0.00 0.00 A-2 21,012,416.00 2019,~~722~~578,~~129~~366.6760 2322,~~008~~379.1161 ~~287~~333,~~837~~814.9164 0.00 0.00 A-3 0.00 0.00 0.00 0.00 0.00 0.00 A-4 2,396,000.00 2,~~419~~453,~~016~~956.6893 0.00 0.00 (11,~~591~~758.1254) 0.00 A-5 30,000,000.00 30,000,000.00 0.00 0.00 0.00 0.00 A-PO 1,205,932.77 1,~~183~~172,~~492~~498.5972 1,~~354~~368.3237 ~~559~~7,232.1254 0.00 0.00 A-WIO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 6,768,000.00 6,~~754~~734,~~852~~840.2773 6,~~614~~745.3847 0.00 0.00 0.00 B-2 3,008,000.00 32,~~002~~993,~~156~~262.5755 2,~~939~~997.7399 0.00 0.00 0.00 B-3 1,503,000.00 1,~~500~~495,~~080~~636.2317 1,~~468~~498.8900 0.00 0.00 0.00 B-4 1,504,000.00 1,~~501~~496,~~078~~631.2827 1,~~469~~498.8699 0.00 0.00 0.00 B-5 1,053,000.00 1,~~050~~047,~~954~~840.4191 1,~~029~~049.1050 0.00 0.00 0.00 B-6 1,203,853.29 1,~~201~~197,~~514~~955.6511 1,~~176~~199.5385 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 300,790,886.06 ~~297~~283,~~278~~533,~~709~~029.6610 ~~292~~284,~~150~~913.1748 34,~~454~~013,~~614~~008.1039 (11,~~591~~758.1254) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 3,~~419~~918,~~306~~136.3191 ~~224~~211,~~524~~443,~~128~~903.0020 0.~~97139156~~91480068 3,~~419~~918,~~306~~136.3191 A-2 ~~310~~356,~~846~~194.0225 2019,~~411~~222,~~283~~172.6635 0.~~97139156~~91480068 ~~310~~356,~~846~~194.0225 A-3 0.00 0.00 0.00000000 0.00 A-4 (11,~~591~~758.1254) 2,~~430~~465,~~607~~715.8047 1.~~01444399~~02909661 (11,~~591~~758.1254) A-5 0.00 30,000,000.00 1.00000000 0.00 A-PO 18,~~913~~600.4491 1,~~181~~163,~~579~~897.1581 0.~~97980516~~96514320 18,~~913~~600.4491 A-WIO 0.00 0.00 0.00000000 0.00 B-1 6,~~614~~745.3847 6,~~748~~728,~~237~~095.8926 0.~~99708007~~99410391 6,~~614~~745.3847 B-2 2,~~939~~997.7399 2,~~999~~990,~~216~~264.8456 0.~~99708007~~99410391 2,~~939~~997.7399 B-3 1,~~468~~498.8900 1,~~498~~494,~~611~~138.3418 0.~~99708007~~99410391 1,~~468~~498.8900 B-4 1,~~469~~498.8699 1,~~499~~495,~~608~~132.4228 0.~~99708007~~99410391 1,~~469~~498.8699 B-5 1,~~029~~049.1050 1,~~049~~046,~~925~~791.3142 0.~~99708007~~99410391 1,~~029~~049.1050 B-6 1,~~176~~199.5385 1,~~200~~196,~~338~~755.1226 0.~~99708007~~99410391 1,~~176~~199.5385 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 34,~~735~~286,~~173~~163.1433 ~~293~~279,~~543~~246,~~536~~865.5379 0.~~97590569~~92837542 34,~~735~~286,~~173~~163.1433

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 231,136,584.00 ~~986~~931.~~18500960~~75228423 1.~~09497703~~06506593 1315.~~69846787~~88654269 0.00000000 A-2 21,012,416.00 ~~986~~931.~~18500938~~75228398 1.~~09497689~~06506601 1315.~~69846809~~88654251 0.00000000 A-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-4 2,396,000.00 ~~1009~~1024.~~60629382~~18903589 0.00000000 0.00000000 (4.~~83769616~~90757095) A-5 30,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-PO 1,205,932.77 ~~981~~972.~~39184824~~27536159 1.~~12304768~~13469841 05.~~46364110~~99746535 0.00000000 A-WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,768,000.00 ~~998~~995.~~05736850~~10058067 0.~~97730201~~99667110 0.00000000 0.00000000 B-2 3,008,000.00 ~~998~~995.~~05737035~~10058178 0.~~97730386~~99667221 0.00000000 0.00000000 B-3 1,503,000.00 ~~998~~995.~~05737192~~10057884 0.~~97730539~~99667332 0.00000000 0.00000000 B-4 1,504,000.00 ~~998~~995.~~05736702~~10057846 0.~~97730053~~99666888 0.00000000 0.00000000 B-5 1,053,000.00 ~~998~~995.~~05736942~~10057930 0.~~97730294~~99667616 0.00000000 0.00000000 B-6 1,203,853.29 ~~998~~995.~~05737126~~10058240 0.~~97730347~~99667460 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per $1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 1416.~~79344486~~95160862 ~~971~~914.~~39156474~~80067560 0.~~97139156~~91480068 1416.~~79344486~~95160862 A-2 0.00000000 1416.~~79344498~~95160852 ~~971~~914.~~39156487~~80067547 0.~~97139156~~91480068 1416.~~79344498~~95160852 A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-4 0.00000000 (4.~~83769616~~90757095) 1,~~014~~029.~~44398998~~09660684 1.~~01444399~~02909661 (4.~~83769616~~90757095) A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-PO 0.00000000 17.~~58668878~~13216376 ~~979~~965.~~80515945~~14319783 0.~~97980516~~96514320 17.~~58668878~~13216376 A-WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.~~97730201~~99667110 ~~997~~994.~~08006649~~10390957 0.~~99708007~~99410391 0.~~97730201~~99667110 B-2 0.00000000 0.~~97730386~~99667221 ~~997~~994.~~08006649~~10390957 0.~~99708007~~99410391 0.~~97730386~~99667221 B-3 0.00000000 0.~~97730539~~99667332 ~~997~~994.~~08006653~~10391218 0.~~99708007~~99410391 0.~~97730539~~99667332 B-4 0.00000000 0.~~97730053~~99666888 ~~997~~994.~~08006649~~10390957 0.~~99708007~~99410391 0.~~97730053~~99666888 B-5 0.00000000 0.~~97730294~~99667616 ~~997~~994.~~08006648~~10391263 0.~~99708007~~99410391 0.~~97730294~~99667616 B-6 0.00000000 0.~~97730347~~99667460 ~~997~~994.~~08006779~~10390779 0.~~99708007~~99410391 0.~~97730347~~99667460 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 231,136,584.00 5.50000% ~~227~~215,~~943~~362,~~434~~040.3111 1987,~~044,740~~076.7402 0.00 0.00 A-2 21,012,416.00 1.~~58500~~67000% 2019,~~722~~578,~~129~~366.6760 27,~~370~~246.4856 0.00 0.00 A-3 0.00 6.~~91500~~83000% 2019,~~722~~578,~~129~~366.6760 ~~119~~111,~~411~~433.2754 0.00 0.00 A-4 2,396,000.00 5.75000% 2,~~419~~453,~~016~~956.6893 11,~~591~~758.1254 0.00 0.00 A-5 30,000,000.00 5.75000% 30,000,000.00 143,750.00 0.00 0.00 A-PO 1,205,932.77 0.00000% 1,~~183~~172,~~492~~498.5972 0.00 0.00 0.00 A-WIO 0.00 0.~~36500~~36282% ~~217~~205,~~731~~920,~~314~~522.8945 6662,~~225~~259.7246 0.00 0.00 B-1 6,768,000.00 5.75000% 6,~~754~~734,~~852~~840.2773 32,~~367~~271.0011 0.00 0.00 B-2 3,008,000.00 5.75000% 32,~~002~~993,~~156~~262.5755 14,~~385~~342.3372 0.00 0.00 B-3 1,503,000.00 5.75000% 1,~~500~~495,~~080~~636.2317 7,~~187~~166.8859 0.00 0.00 B-4 1,504,000.00 5.75000% 1,~~501~~496,~~078~~631.2827 7,~~192~~171.6736 0.00 0.00 B-5 1,053,000.00 5.75000% 1,~~050~~047,~~954~~840.4191 5,~~035~~020.8290 0.00 0.00 B-6 1,203,853.29 5.75000% 1,~~201~~197,~~514~~955.6511 5,~~757~~740.2620 0.00 0.00 A-R 50.00 5.75000% 0.00 0.00 0.00 0.00 A-LR 50.00 5.75000% 0.00 0.00 0.00 0.00 SES 0.00 0.00000% ~~297~~283,~~278~~533,~~709~~029.6611 0.00 0.00 0.00 Totals 300,790,886.06 1,~~485~~415,~~015~~237.2900 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.1200 0.00 1987,~~044,740~~076.6202 0.00 ~~224~~211,~~524~~443,~~128~~903.0020 A-2 0.00 0.00 27,~~370~~246.4856 0.00 2019,~~411~~222,~~283~~172.6635 A-3 0.0100 0.00 ~~119~~111,~~411~~433.2654 0.00 2019,~~411~~222,~~283~~172.6635 A-4 0.00 0.00 11,~~591~~758.1254 0.00 2,~~430~~465,~~607~~715.8047 A-5 0.0200 0.00 143,~~749~~750.9800 0.00 30,000,000.00 A-PO 0.00 0.00 0.00 0.00 1,~~181~~163,~~579~~897.1581 A-WIO 0.00 0.00 6662,~~225~~259.7246 0.00 ~~214~~202,~~455~~139,~~865~~518.2518 B-1 0.00 0.00 32,~~367~~271.0011 0.00 6,~~748~~728,~~237~~095.8926 B-2 0.00 0.00 14,~~385~~342.3372 0.00 2,~~999~~990,~~216~~264.8456 B-3 0.00 0.00 7,~~187~~166.8859 0.00 1,~~498~~494,~~611~~138.3418 B-4 0.00 0.00 7,~~192~~171.6736 0.00 1,~~499~~495,~~608~~132.4228 B-5 0.00 0.00 5,~~035~~020.8290 0.00 1,~~049~~046,~~925~~791.3142 B-6 0.00 0.00 5,~~757~~740.2620 0.00 1,~~200~~196,~~338~~755.1226 A-R 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 4948,~~546~~779.4504 0.00 ~~293~~279,~~543~~246,~~536~~865.5279 Totals 0.1500 0.00 1,~~534~~464,~~561~~016.5904 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 231,136,584.00 5.50000% ~~986~~931.~~18500960~~75228423 4.~~52001462~~27053131 0.00000000 0.00000000 A-2 21,012,416.00 1.~~58500~~67000% ~~986~~931.~~18500938~~75228398 1.~~30258605~~29668859 0.00000000 0.00000000 A-3 0.00 6.~~91500~~83000% ~~986~~931.~~18500938~~75228398 5.~~68289101~~30322358 0.00000000 0.00000000 A-4 2,396,000.00 5.75000% ~~1009~~1024.~~60629382~~18903589 4.~~83769616~~90757095 0.00000000 0.00000000 A-5 30,000,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000 A-PO 1,205,932.77 0.00000% ~~981~~972.~~39184824~~27536159 0.00000000 0.00000000 0.00000000 A-WIO 0.00 0.~~36500~~36282% ~~988~~934.~~00289949~~40887614 0.~~30051352~~28251576 0.00000000 0.00000000 B-1 6,768,000.00 5.75000% ~~998~~995.~~05736850~~10058067 4.~~78235816~~76819001 0.00000000 0.00000000 B-2 3,008,000.00 5.75000% ~~998~~995.~~05737035~~10058178 4.~~78235705~~76819149 0.00000000 0.00000000 B-3 1,503,000.00 5.75000% ~~998~~995.~~05737192~~10057884 4.~~78235529~~76819029 0.00000000 0.00000000 B-4 1,504,000.00 5.75000% ~~998~~995.~~05736702~~10057846 4.~~78236037~~76819149 0.00000000 0.00000000 B-5 1,053,000.00 5.75000% ~~998~~995.~~05736942~~10057930 4.~~78235518~~76818613 0.00000000 0.00000000 B-6 1,203,853.29 5.75000% ~~998~~995.~~05737126~~10058240 4.~~78236015~~76818899 0.00000000 0.00000000 A-R 50.00 5.75000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 5.75000% 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000% ~~988~~942.~~32352786~~62506695 0.00000000 0.00000000 0.00000000 (5) All Classes are Per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.~~00000052~~00000000 0.00000000 4.~~52001411~~27053131 0.00000000 ~~971~~914.~~39156474~~80067560 A-2 0.00000000 0.00000000 1.~~30258605~~29668859 0.00000000 ~~971~~914.~~39156487~~80067547 A-3 0.~~00000048~~00000000 0.00000000 5.~~68289053~~30322358 0.00000000 ~~971~~914.~~39156487~~80067547 A-4 0.00000000 0.00000000 4.~~83769616~~90757095 0.00000000 ~~1014~~1029.~~44398998~~09660684 A-5 0.~~00000067~~00000000 0.00000000 4.~~79166600~~79166667 0.00000000 1000.00000000 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~979~~965.~~80515945~~14319783 A-WIO 0.00000000 0.00000000 0.~~30051352~~28251576 0.00000000 ~~973~~917.~~13983883~~25175207 B-1 0.00000000 0.00000000 4.~~78235816~~76819001 0.00000000 ~~997~~994.~~08006649~~10390957 B-2 0.00000000 0.00000000 4.~~78235705~~76819149 0.00000000 ~~997~~994.~~08006649~~10390957 B-3 0.00000000 0.00000000 4.~~78235529~~76819029 0.00000000 ~~997~~994.~~08006653~~10391218 B-4 0.00000000 0.00000000 4.~~78236037~~76819149 0.00000000 ~~997~~994.~~08006649~~10390957 B-5 0.00000000 0.00000000 4.~~78235518~~76818613 0.00000000 ~~997~~994.~~08006648~~10391263 B-6 0.00000000 0.00000000 4.~~78236015~~76818899 0.00000000 ~~997~~994.~~08006779~~10390779 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.~~16472058~~16216928 0.00000000 ~~975~~928.~~90568772~~37542203 (6) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5,~~271~~756,~~242~~002.5475 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 127,~~736~~762.8058 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 5,~~283~~763,~~979~~765.3433 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 1413,~~244~~585.6196 Payment of Interest and Principal 5,~~269~~750,~~734~~179.7337 Total Withdrawals (Pool Distribution Amount) 5,~~283~~763,~~979~~765.3433 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 1211,~~386~~813.6188 Trustee Fee 1,~~858~~772.0008 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 1413,~~244~~585.6196

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 21,~~069~~298,~~751~~336.8669 0.00 0.00 0.00 21,~~069~~298,~~751~~336.8669 60 Days 10 0 0 0 10 ~~54,457~~0.4800 0.00 0.00 0.00 ~~54,457~~0.4800 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 98 0 0 0 98 21,~~124~~298,~~209~~336.3469 0.00 0.00 0.00 21,~~124~~298,~~209~~336.3469 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~402820~~419507% 0.000000% 0.000000% 0.000000% 0.~~402820~~419507% 0.~~704507~~464544% 0.000000% 0.000000% 0.000000% 0.~~704507~~464544% 60 Days 0.~~050352~~000000% 0.000000% 0.000000% 0.000000% 0.~~050352~~000000% 0.~~018536~~000000% 0.000000% 0.000000% 0.000000% 0.~~018536~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~453172~~419507% 0.000000% 0.000000% 0.000000% 0.~~453172~~419507% 0.~~723043~~464544% 0.000000% 0.000000% 0.000000% 0.~~723043~~464544%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 127,~~736~~762.8058

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class B-5 298,534,032.77 99.24969359% ~~291~~277,~~293~~003,~~273~~319.1011 99.~~23341408~~19657230% 0.~~359118~~376431% 7.001398% Class B-4 297,030,032.77 98.74967844% ~~289~~275,~~793~~508,~~664~~186.6883 98.~~72255002~~66115634% 0.~~512929~~537657% 10.000098% Class B-3 295,527,032.77 98.24999575% ~~288~~274,~~295~~014,~~053~~048.3465 98.~~21202564~~12609638% 0.~~512588~~537299% 9.993449% Class B-2 292,519,032.77 97.24996545% ~~285~~271,~~295~~023,~~836~~784.5009 97.~~19029752~~05526446% 1.~~025857~~075314% 20.000195% Class B-1 285,751,032.77 94.99989728% ~~278~~264,~~547~~295,~~598~~688.6183 94.~~89140926~~64589265% 2.~~308179~~419456% 45.000439% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Fixed Weighted Average Gross Coupon 6.~~251936~~247224% Weighted Average Pass-Through Rate 5.~~994436~~989724% Weighted Average Maturity(Stepdown Calculation ) ~~355~~352 Beginning Scheduled Collateral Loan Count 21,~~003~~929 Number Of Loans Paid In Full 1722 Ending Scheduled Collateral Loan Count 1,~~986~~907 Beginning Scheduled Collateral Balance ~~297~~283,~~278~~533,~~709~~029.6611 Ending Scheduled Collateral Balance ~~293~~279,~~543~~246,~~536~~865.5279 Ending Actual Collateral Balance at 30-~~Jun~~Sep-2003 ~~293~~279,~~787~~486,~~450~~017.7935 Monthly P &I Constant 1,~~840~~760,~~098~~253.4223 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 5,~~131~~606,~~650~~096.5574 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~293~~279,~~543~~246,~~536~~865.5279 Scheduled Principal ~~291~~284,~~292~~174.2269 Unscheduled Principal 34,~~443~~001,~~880~~988.9263

Miscellaneous Reporting Priority % 10.~~131876~~624714% CPR 15.697250% Senior % 94.~~930470~~699625% Senior Prepayment % 100.000000% Subordinate % 5.~~069530~~300375% Subordinate Prepayment % 0.000000%

Filing Compare · BANC OF AMERICA ALTERNATIVE LOAN TRUST 2003-3