8-K 1 bst02006.txt OCTOBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2003 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-68542-07 52-2365549 Pooling and Servicing Agreement) (Commission 52-2365550 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On October 27, 2003 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2002-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the October 27, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the October 27, 2003 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 89/3130/03 Distribution Date: 910/2527/03 BST Series: 2002-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 07384MLX8 SEN 5.~~13695~~15498% 2218,~~661~~621,~~232~~026.9774 9779,~~007~~992.9844 418,~~040~~621,~~206~~026.2474 A-2 07384MLY6 SEN 5.~~78545~~80348% 3125,~~555~~929,~~884~~876.3623 ~~152~~125,~~137~~402.4382 525,~~626~~929,~~008~~876.1223 A-3 07384MLZ3 SEN 5.~~78545~~80348% 4,~~876~~487,~~000~~753.2478 2321,~~508~~703.2081 ~~388~~4,~~246~~487,753.4678 X 07384MMC3 SEN 0.64850% 0.00 1210,~~246~~063.5111 0.00 R-1 07384MMA7 SEN 50.~~84846~~00000% 0.00 0.00 0.00 R-2 07384MMB5 SEN 50.~~84846~~00000% 0.00 0.00 0.00 B-1 07384MMD1 SUB 5.~~78545~~80348% 3,~~482~~205,~~841~~523.3168 1615,~~791~~502.5065 ~~277~~3,~~317~~205,523.6368 B-2 07384MME9 SUB 5.~~78545~~80348% 2,~~507~~307,~~663~~993.6755 1211,~~089~~161.9699 ~~199~~2,~~670~~307,993.1255 B-3 07384MMF6 SUB 5.~~78545~~80348% 1,~~253~~153,~~831~~996.8378 65,~~044~~580.98 99 1,~~835~~153,996.0678 B-4 07384MMK5 SUB 5.~~78545~~80348% ~~696~~641,~~579~~115.4705 3,~~358~~100.3558 55641,~~464~~115.4205 B-5 07384MML3 SUB 5.~~78545~~80348% ~~557~~512,~~252~~881.3773 2,~~686~~480.6341 44512,~~370~~881.6473 B-6 07384MMM1 SUB 5.~~78545~~80348% ~~557~~512,~~266~~895.8304 2,~~686~~480.7048 44512,~~371~~895.7904 Totals 6857,~~148~~373,~~553~~062.0558 ~~328~~277,~~558~~469.2428 1057,~~775~~373,~~490~~062.4858

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~18,621,026~~0.7400 418,~~137~~701,~~214~~019.2218 0.00 A-2 0.00 ~~25,929,876~~0.2300 526,~~778~~055,~~145~~279.5505 0.00 A-3 0.00 0.00 4,~~487~~509,~~753~~457.7859 ~~411,754.66~~ 0.00 X 0.00 0.00 1210,~~246~~063.5111 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 B-1 0.00 0.00 3,~~205~~221,~~523~~026.6833 ~~294,109.13~~ 0.00 B-2 0.00 0.00 2,~~307~~319,~~993~~155.5554 ~~211,760.08~~ 0.00 B-3 0.00 0.00 1,~~153~~159,~~996~~577.7877 ~~105,880.04~~ 0.00 B-4 0.00 ~~641,115~~0.0500 58644,~~822~~215.7763 0.00 B-5 0.00 ~~512,881~~0.7300 47515,~~057~~362.2714 0.00 B-6 0.00 ~~512,895~~0.0400 47515,~~058~~375.4952 0.00 Totals 0.00 ~~57,373,062~~0.5800 1157,~~104~~650,~~048~~531.7286 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 197,485,800.00 2218,~~661~~621,~~232~~026.9774 2521,~~612~~279.9998 418,~~014~~599,~~593~~746.2476 0.00 0.00 A-2 275,000,000.00 3125,~~555~~929,~~884~~876.3623 3529,~~666~~632.2348 525,~~590~~900,~~341~~243.9076 0.00 0.00 A-3 8,703,700.00 4,~~876~~487,~~000~~753.2478 5,~~511~~128.1357 ~~382~~4,~~735~~482,625.3321 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 B-1 6,216,900.00 3,~~482~~205,~~841~~523.3168 3,~~936~~663.5025 ~~273~~3,~~381~~201,860.1243 0.00 0.00 B-2 4,476,200.00 2,~~507~~307,~~663~~993.6755 2,~~834~~637.3056 ~~196~~2,~~835~~305,355.8299 0.00 0.00 B-3 2,238,100.00 1,~~253~~153,~~831~~996.8378 1,~~417~~318.1578 981,~~417~~152,678.9100 0.00 0.00 B-4 1,243,400.00 ~~696~~641,~~579~~115.4705 ~~787~~732.3166 54640,~~677~~382.1039 0.00 0.00 B-5 994,700.00 ~~557~~512,~~252~~881.3773 ~~629~~586.8412 43512,~~740~~295.8061 0.00 0.00 B-6 994,726.15 ~~557~~512,~~266~~895.8304 ~~629~~586.8513 43512,~~741~~308.9491 0.00 0.00 Totals 497,353,626.15 6857,~~148~~373,~~553~~062.0558 7765,~~025~~565.3053 1057,~~698~~307,~~465~~497.1606 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 ~~4,040,206.24~~ 18,621,026.74 0.~~09429046~~00 40.00000000 18,~~040~~621,~~206~~026.2474 A-2 ~~5,626,008.12~~ 25,929,876.23 0.~~09429046~~00 50.00000000 25,~~626~~929,~~008~~876.1223 A-3 ~~388,246.46~~ 4,487,753.78 0.~~51561448~~00 ~~388~~0.00000000 4,~~246~~487,753.4678 X 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 B-1 ~~277,317.63~~ 3,205,523.68 0.~~51561448~~00 ~~277~~0.00000000 3,~~317~~205,523.6368 B-2 ~~199,670.12~~ 2,307,993.55 0.~~51561448~~00 ~~199~~0.00000000 2,~~670~~307,993.1255 B-3 ~~99,835.06~~ 1,153,996.78 0.~~51561449~~00 990.00000000 1,~~835~~153,996.0678 B-4 ~~55,464.42~~ 641,115.05 0.~~51561448~~00 550.00000000 641,~~464~~115.4205 B-5 ~~44,370.64~~ 512,881.73 0.~~51561449~~00 440.00000000 512,~~370~~881.6473 B-6 ~~44,371.79~~ 512,895.04 0.~~51561431~~00 ~~44,371~~0.7900000000 ~~Totals 10~~512,~~775,490~~895.4804 Totals 57,373,062.58 0.~~11535668~~00 100.00000000 57,~~775~~373,~~490~~062.4858

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 197,485,800.00 ~~114~~94.~~74867039~~29045906 0.~~12969535~~10775448 2094.~~32851597~~18270458 0.00000000 A-2 275,000,000.00 ~~114~~94.~~74867040~~29045902 0.~~12969538~~10775447 2094.~~32851600~~18270458 0.00000000 A-3 8,703,700.00 ~~560~~515.~~22154256~~61448350 0.~~63319393~~58924021 43515.~~97386514~~02524329 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 ~~560~~515.~~22154289~~61448310 0.~~63319339~~58924062 43515.~~97386479~~02524248 0.00000000 B-2 4,476,200.00 ~~560~~515.~~22154283~~61448327 0.~~63319333~~58924087 43515.~~97386623~~02524239 0.00000000 B-3 2,238,100.00 ~~560~~515.~~22154059~~61448550 0.~~63319333~~58924087 43515.~~97386623~~02524463 0.00000000 B-4 1,243,400.00 ~~560~~515.~~22154576~~61448448 0.~~63319125~~58923918 43515.~~97386199~~02524530 0.00000000 B-5 994,700.00 ~~560~~515.~~22154418~~61448678 0.~~63319594~~58924299 43515.~~97386147~~02524379 0.00000000 B-6 994,726.15 ~~560~~515.~~22135338~~61431254 0.~~63318935~~58923755 43515.~~97385150~~02507499 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 ~~20.45821138~~ 94.29045906 0.~~09429046~~00000000 200.~~45821138~~00000000 94.29045906 A-2 0.00000000 ~~20.45821135~~ 94.29045902 0.~~09429046~~00000000 200.~~45821135~~00000000 94.29045902 A-3 0.00000000 ~~44.60705907~~ 515.61448350 0.~~51561448~~00000000 440.~~60705907~~00000000 515.61448350 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 ~~44.60705979~~ 515.61448310 0.~~51561448~~00000000 440.~~60705979~~00000000 515.61448310 B-2 0.00000000 ~~44.60705956~~ 515.61448327 0.~~51561448~~00000000 440.~~60705956~~00000000 515.61448327 B-3 0.00000000 ~~44.60705956~~ 515.61448550 0.~~51561449~~00000000 440.~~60705956~~00000000 515.61448550 B-4 0.00000000 ~~44.60706128~~ 515.61448448 0.~~51561448~~00000000 440.~~60706128~~00000000 515.61448448 B-5 0.00000000 ~~44.60705740~~ 515.61448678 0.~~51561449~~00000000 440.~~60705740~~00000000 515.61448678 B-6 0.00000000 ~~44.60704084~~ 515.61431254 0.~~51561431~~00000000 440.~~60704084~~00000000 515.61431254 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~13695~~15498% 2218,~~661~~621,~~232~~026.9774 9779,~~007~~992.9844 0.00 0.00 A-2 275,000,000.00 5.~~78545~~80348% 3125,~~555~~929,~~884~~876.3623 ~~152~~125,~~137~~402.4382 0.00 0.00 A-3 8,703,700.00 5.~~78545~~80348% 4,~~876~~487,~~000~~753.2478 2321,~~508~~703.2081 0.00 0.00 X 0.00 0.64850% 2218,~~661~~621,~~232~~026.9774 1210,~~246~~063.5111 0.00 0.00 R-1 50.00 50.~~84846~~00000% 0.00 0.00 0.00 0.00 R-2 50.00 50.~~84846~~00000% 0.00 0.00 0.00 0.00 B-1 6,216,900.00 5.~~78545~~80348% 3,~~482~~205,~~841~~523.3168 1615,~~791~~502.5065 0.00 0.00 B-2 4,476,200.00 5.~~78545~~80348% 2,~~507~~307,~~663~~993.6755 1211,~~089~~161.9699 0.00 0.00 B-3 2,238,100.00 5.~~78545~~80348% 1,~~253~~153,~~831~~996.8378 65,~~044~~580.9899 0.00 0.00 B-4 1,243,400.00 5.~~78545~~80348% ~~696~~641,~~579~~115.4705 3,~~358~~100.3558 0.00 0.00 B-5 994,700.00 5.~~78545~~80348% ~~557~~512,~~252~~881.3773 2,~~686~~480.6341 0.00 0.00 B-6 994,726.15 5.~~78545~~80348% ~~557~~512,~~266~~895.8304 2,~~686~~480.7048 0.00 0.00 Totals 497,353,626.15 ~~328~~277,~~558~~469.2428 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 9779,~~007~~992.9844 0.00 ~~18,621,026~~0.7400 A-2 0.00 0.00 ~~152~~125,~~137~~402.4382 0.00 ~~25,929,876~~0.2300 A-3 0.00 0.00 2321,~~508~~703.2081 0.00 ~~4,487,753~~0.7800 X 0.00 0.00 1210,~~246~~063.5111 0.00 ~~18,621,026~~0.7300 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 1615,~~791~~502.5065 0.00 ~~3,205,523~~0.6800 B-2 0.00 0.00 1211,~~089~~161.9699 0.00 ~~2,307,993~~0.5500 B-3 0.00 0.00 65,~~044~~580.9899 0.00 ~~1,153,996~~0.7800 B-4 0.00 0.00 3,~~358~~100.3558 0.00 ~~641,115~~0.0500 B-5 0.00 0.00 2,~~686~~480.6341 0.00 ~~512,881~~0.7300 B-6 0.00 0.00 2,~~686~~480.7048 0.00 ~~512,895~~0.0400 Totals 0.00 0.00 ~~328~~277,~~558~~469.2428 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~13695~~15498% ~~114~~94.~~74867039~~29045906 0.~~49121496~~40505414 0.00000000 0.00000000 A-2 275,000,000.00 5.~~78545~~80348% ~~114~~94.~~74867040~~29045902 0.~~55322702~~45601025 0.00000000 0.00000000 A-3 8,703,700.00 5.~~78545~~80348% ~~560~~515.~~22154256~~61448350 2.~~70094328~~49363030 0.00000000 0.00000000 X 0.00 0.64850% ~~114~~94.~~74867039~~29045906 0.~~06201210~~05095612 0.00000000 0.00000000 R-1 50.00 50.~~84846~~00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 50.~~84846~~00000% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 5.~~78545~~80348% ~~560~~515.~~22154289~~61448310 2.~~70094420~~49363027 0.00000000 0.00000000 B-2 4,476,200.00 5.~~78545~~80348% ~~560~~515.~~22154283~~61448327 2.~~70094276~~49363076 0.00000000 0.00000000 B-3 2,238,100.00 5.~~78545~~80348% ~~560~~515.~~22154059~~61448550 2.~~70094276~~49362852 0.00000000 0.00000000 B-4 1,243,400.00 5.~~78545~~80348% ~~560~~515.~~22154576~~61448448 2.~~70094097~~49363037 0.00000000 0.00000000 B-5 994,700.00 5.~~78545~~80348% ~~560~~515.~~22154418~~61448678 2.~~70094501~~49362622 0.00000000 0.00000000 B-6 994,726.15 5.~~78545~~80348% ~~560~~515.~~22135338~~61431254 2.~~70094438~~49363104 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 0.~~49121496~~40505414 0.00000000 940.~~29045906~~00000000 A-2 0.00000000 0.00000000 0.~~55322702~~45601025 0.00000000 940.~~29045902~~00000000 A-3 0.00000000 0.00000000 2.~~70094328~~49363030 0.00000000 ~~515~~0.~~61448350~~00000000 X 0.00000000 0.00000000 0.~~06201210~~05095612 0.00000000 940.~~29045901~~00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 2.~~70094420~~49363027 0.00000000 ~~515~~0.~~61448310~~00000000 B-2 0.00000000 0.00000000 2.~~70094276~~49363076 0.00000000 ~~515~~0.~~61448327~~00000000 B-3 0.00000000 0.00000000 2.~~70094276~~49362852 0.00000000 ~~515~~0.~~61448550~~00000000 B-4 0.00000000 0.00000000 2.~~70094097~~49363037 0.00000000 ~~515~~0.~~61448448~~00000000 B-5 0.00000000 0.00000000 2.~~70094501~~49362622 0.00000000 ~~515~~0.~~61448678~~00000000 B-6 0.00000000 0.00000000 2.~~70094438~~49363104 0.00000000 ~~515~~0.~~61431254~~00000000 (6) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1157,~~122~~668,~~687~~745.9065 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 2,~~657~~372.2453 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1157,~~125~~671,~~345~~118.1418 Withdrawals Reimbursement for Servicer Advances 02,657.0024 Payment of Service Fee 2117,~~296~~929.4208 Payment of Interest and Principal 1157,~~104~~650,~~048~~531.7286 Total Withdrawals (Pool Distribution Amount) 1157,~~125~~671,~~345~~118.1418 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 2117,~~296~~929.4208 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 2117,~~296~~929.4208

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~441~~393,~~089~~830.7616 0.00 0.00 0.00 ~~441~~393,~~089~~830.7616 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~441~~393,~~089~~830.7616 0.00 0.00 0.00 ~~441~~393,~~089~~830.7616 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~735294~~877193% 0.000000% 0.000000% 0.000000% 0.~~735294~~877193% 0.~~768083~~821670% 0.000000% 0.000000% 0.000000% 0.~~768083~~821670% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~735294~~877193% 0.000000% 0.000000% 0.000000% 0.~~735294~~877193% 0.~~768083~~821670% 0.000000% 0.000000% 0.000000% 0.~~768083~~821670%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2,~~657~~372.2453 Class X 16,164,126.15 3.25002680% 0.00 0.00000000% 0.000000% 0.000000% Class R-I 16,164,076.15 3.25001675% 0.00 0.00000000% 0.000000% 0.000000% Class R-II 16,164,026.15 3.25000670% 0.00 0.00000000% 0.000000% 0.000000% Class B-1 9,947,126.15 2.00001078% 0.00 0.00000000% 0.000000% 0.000000% Class B-2 5,470,926.15 1.10000729% 0.00 0.00000000% 0.000000% 0.000000% Class B-3 3,232,826.15 0.65000555% 0.00 0.00000000% 0.000000% 0.000000% Class B-4 1,989,426.15 0.40000234% 0.00 0.00000000% 0.000000% 0.000000% Class B-5 994,726.15 0.20000380% 0.00 0.00000000% 0.000000% 0.000000% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.000000% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~160448~~178475% Weighted Average Net Coupon 5.~~785448~~803475% Weighted Average Pass-Through Rate 5.~~785448~~803475% Weighted Average Maturity(Stepdown Calculation ) ~~342~~341 Beginning Scheduled Collateral Loan Count ~~163~~136 Number Of Loans Paid In Full 2722 Ending Scheduled Collateral Loan Count ~~136~~114 Beginning Scheduled Collateral Balance 6857,~~148~~373,~~553~~062.0557 Ending Scheduled Collateral Balance ~~57,373,062~~0.5700 Ending Actual Collateral Balance at 3130-~~Aug~~Sep-2003 5747,~~427~~930,~~330~~447.5846 Monthly P &I Constant ~~426~~360,~~879~~963.9889 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 7765,~~025~~565.3153 Unscheduled Principal 1057,~~698~~307,~~465~~497.1704

Miscellaneous Reporting Average Loss Severity 0 Senior Percentage 7977.~~557254~~651255% Senior Prepayment Percentage 8988.~~778627~~825627% Senior Mezzanine and Subordinate Pct. 2022.~~442746~~348745% Subordinate Prepayment Percentage 1011.~~221373~~174373%

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THRU CERT SERS 2002-6