8-K 1 rma03001.txt SEPTEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2003 RENAISSANCE MORTGAGE ACCEPTANCE CORPORATION Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82550-05 75-3033688 Pooling and Servicing Agreement) (Commission 75-3033698 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On September 25, 2003 a distribution was made to holders of RENAISSANCE MORTGAGE ACCEPTANCE CORPORATION, Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust, relating to the September 25, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. RENAISSANCE MORTGAGE ACCEPTANCE CORPORATION Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 10/6/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2003-1 Trust, relating to the September 25, 2003 distribution. EX-99.1

Renaissance Mortgage Acceptance Corp. Home Equity Loan Asset-Backed ~~Certs.~~Certificates Record Date: 78/31/03 Distribution Date: 89/25/03 RMAC Series: 2003-1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A 759950AQ1 SEN 1.~~53000~~54000% ~~211~~208,~~949~~849,~~438~~997.7797 ~~278~~276,~~828~~544.0547 3,~~099~~696,~~440~~847.8064 AIO 759950AR9 SEN 3.00000% 0.00 7473,~~688~~941.7585 0.00 M-1 759950AS7 SUB 2.~~10000~~11000% 17,105,000.00 3031,~~885~~032.5440 0.00 M-2 759950AT5 SUB 5.61700% 14,473,000.00 67,644.9448 0.00 B-A 759950AU2 SUB 5.~~35000~~36000% 3,000,000.00 13,~~800~~825.2898 0.00 B-F 759950AV0 SUB 7.34600% 7,000,000.00 42,787.9364 0.00 BIO RMA031BIO SEN 0.00000% 0.01 1,~~241~~223,~~507~~070.2855 0.00 P RMA03001P SUB 0.00000% 100.00 4469,~~187~~662.0207 0.00 R1 RMA0301R1 SEN 0.00000% 0.00 0.00 0.00 R2 RMA0301R2 SEN 0.00000% 0.00 0.00 0.00 Totals ~~253~~250,~~527~~428,~~538~~097.7898 1,~~794~~798,~~329~~509.7944 3,~~099~~696,~~440~~847.8064

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A 0.00 ~~208~~205,~~849~~153,~~997~~150.9733 3,~~378~~973,~~268~~392.8511 0.00 AIO 0.00 0.00 7473,~~688~~941.7585 0.00 M-1 0.00 17,105,000.00 3031,~~885~~032.5440 0.00 M-2 0.00 14,473,000.00 67,644.9448 0.00 B-A 0.00 3,000,000.00 13,~~800~~825.2898 0.00 B-F 0.00 7,000,000.00 42,787.9364 0.00 BIO 0.00 0.01 1,~~241~~223,~~507~~070.2855 0.00 P 0.00 100.00 4469,~~187~~662.0207 0.00 R1 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 Totals 0.00 ~~250~~246,~~428~~731,~~097~~250.9834 45,~~893~~495,~~770~~357.5908 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A 216,973,000.00 ~~211~~208,~~949~~849,~~438~~997.7797 0.00 3,~~099~~696,~~440~~847.8064 0.00 0.00 AIO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 17,105,000.00 17,105,000.00 0.00 0.00 0.00 0.00 M-2 14,473,000.00 14,473,000.00 0.00 0.00 0.00 0.00 B-A 3,000,000.00 3,000,000.00 0.00 0.00 0.00 0.00 B-F 7,000,000.00 7,000,000.00 0.00 0.00 0.00 0.00 BIO 0.00 0.01 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R1 0.00 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 258,551,100.00 ~~253~~250,~~527~~428,~~538~~097.7898 0.00 3,~~099~~696,~~440~~847.8064 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A 3,~~099~~696,~~440~~847.8064 ~~208~~205,~~849~~153,~~997~~150.9733 0.~~96256215~~94552387 3,~~099~~696,~~440~~847.8064 AIO 0.00 0.00 0.00000000 0.00 M-1 0.00 17,105,000.00 1.00000000 0.00 M-2 0.00 14,473,000.00 1.00000000 0.00 B-A 0.00 3,000,000.00 1.00000000 0.00 B-F 0.00 7,000,000.00 1.00000000 0.00 BIO 0.00 0.01 0.00000000 0.00 P 0.00 100.00 1.00000000 0.00 R1 0.00 0.00 0.00000000 0.00 R2 0.00 0.00 0.00000000 0.00 Totals 3,~~099~~696,~~440~~847.8064 ~~250~~246,~~428~~731,~~097~~250.9834 0.~~96858261~~95428428 3,~~099~~696,~~440~~847.8064

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A 216,973,000.00 ~~976~~962.~~84706747~~56215276 0.00000000 1417.~~28491471~~03828421 0.00000000 AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 17,105,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 14,473,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-A 3,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-F 7,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 BIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per 1,000 Denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A 0.00000000 1417.~~28491471~~03828421 ~~962~~945.~~56215276~~52386855 0.~~96256215~~94552387 1417.~~28491471~~03828421 AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-A 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-F 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 BIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A 216,973,000.00 1.~~53000~~54000% ~~211~~208,~~949~~849,~~438~~997.7797 ~~279~~276,~~243~~958.3930 0.00 0.00 AIO 0.00 3.00000% 29,~~920~~621,000.00 74,~~800~~052.0050 0.00 0.00 M-1 17,105,000.00 2.~~10000~~11000% 17,105,000.00 3031,~~931~~078.5483 0.00 0.00 M-2 14,473,000.00 5.61700% 14,473,000.00 67,745.70 0.00 0.00 B-A 3,000,000.00 5.~~35000~~36000% 3,000,000.00 13,~~820~~846.8367 0.00 0.00 B-F 7,000,000.00 7.34600% 7,000,000.00 42,851.67 0.00 0.00 BIO 0.00 0.00000% 0.01 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R1 0.00 0.00000% 0.00 0.00 0.00 0.00 R2 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 258,551,100.00 ~~509~~506,~~393~~533.1367 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A ~~415~~413.3383 0.00 ~~278~~276,~~828~~544.0547 0.00 ~~208~~205,~~849~~153,~~997~~150.9733 AIO ~~111~~110.2565 0.00 7473,~~688~~941.7585 0.00 29,~~621~~283,000.00 M-1 46.0144 0.00 3031,~~885~~032.5440 0.00 17,105,000.00 M-2 ~~100~~101.7623 0.00 67,644.9448 0.00 14,473,000.00 B-A 20.5669 0.00 13,~~800~~825.2898 0.00 3,000,000.00 B-F 6364.7403 0.00 42,787.9364 0.00 7,000,000.00 BIO 0.00 0.00 1,~~241~~223,~~507~~070.2855 0.00 0.01 P 0.00 0.00 4469,~~187~~662.0207 0.00 100.00 R1 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 Totals ~~757~~756.6587 0.00 1,~~794~~798,~~329~~509.7944 0.00 (4) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A 216,973,000.00 1.~~53000~~54000% ~~976~~962.~~84706747~~56215276 1.~~28699603~~27646435 0.00000000 0.00000000 AIO 0.00 3.00000% ~~974~~964.~~56108922~~82199277 2.~~43640272~~41205498 0.00000000 0.00000000 M-1 17,105,000.00 2.~~10000~~11000% 1000.00000000 1.~~80833324~~81694417 0.00000000 0.00000000 M-2 14,473,000.00 5.61700% 1000.00000000 4.68083328 0.00000000 0.00000000 B-A 3,000,000.00 5.~~35000~~36000% 1000.00000000 4.~~60694333~~61555667 0.00000000 0.00000000 B-F 7,000,000.00 7.34600% 1000.00000000 6.12166714 0.00000000 0.00000000 BIO 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are Per 1,000 Denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A 0.~~00191420~~00190729 0.00000000 1.~~28508178~~27455706 0.00000000 ~~962~~945.~~56215276~~52386855 AIO 0.~~00362366~~00360412 0.00000000 2.~~43277906~~40845086 0.00000000 ~~964~~953.~~82199277~~81257939 M-1 0.~~00268986~~00271500 0.00000000 1.~~80564396~~81422976 0.00000000 1000.00000000 M-2 0.~~00696193~~00699440 0.00000000 4.~~67387135~~67383956 0.00000000 1000.00000000 B-A 0.~~00685333~~00689667 0.00000000 4.~~60009333~~60866000 0.00000000 1000.00000000 B-F 0.~~00910571~~00914714 0.00000000 6.~~11256143~~11252000 0.00000000 1000.00000000 BIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 ~~441870~~696620.~~20000000~~70000000 0.00000000 1000.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, ~~Bankrupcy~~Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 45,~~983~~583,~~263~~719.4442 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 45,~~983~~583,~~263~~719.4442 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 8988,~~492~~362.8534 Payment of Interest and Principal 45,~~893~~495,~~770~~357.5908 Total Withdrawals (Pool Distribution Amount) 45,~~983~~583,~~263~~719.4442 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 6463,~~533~~758.4442 FSA Premium 2120,~~194~~885.9400 Wells Fargo Bank Minnesota, N.A. 3,~~764~~718.4792 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 8988,~~492~~362.8534

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 45 0 0 45 ~~507~~550,~~169~~631.6656 0.00 0.00 ~~507~~550,~~169~~631.6656 30 Days 1830 0 0 0 1830 24,~~157~~404,~~024~~441.6244 0.00 0.00 0.00 24,~~157~~404,~~024~~441.6244 60 Days 52 0 35 0 87 ~~444~~341,~~750~~262.9417 0.00 ~~320~~472,~~275~~838.5044 0.00 ~~765~~814,~~026~~100.4461 90 Days 12 0 36 0 48 59277,~~831~~580.8386 0.00 ~~234~~486,~~404~~966.9706 0.00 ~~294~~764,~~236~~546.8092 120 Days 02 0 01 0 03 0113,198.0008 0.00 055,804.0020 0.00 0169,002.0028 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2436 45 612 0 3453 25,~~661~~136,~~607~~482.3955 ~~507~~550,~~169~~631.6656 ~~554~~1,~~680~~015,608.4770 0.00 36,~~723~~702,~~457~~722.5281 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~195791~~248262% 0.000000% 0.000000% 0.~~195791~~248262% 0.~~198864~~219082% 0.000000% 0.000000% 0.~~198864~~219082% 30 Days 01.~~881057~~489573% 0.000000% 0.000000% 0.000000% 01.~~881057~~489573% 01.~~845782~~752409% 0.000000% 0.000000% 0.000000% 01.~~845782~~752409% 60 Days 0.~~244738~~099305% 0.000000% 0.~~146843~~248262% 0.000000% 0.~~391581~~347567% 0.~~174389~~135779% 0.000000% 0.~~125582~~188130% 0.000000% 0.~~299971~~323909% 90 Days 0.~~048948~~099305% 0.000000% 0.~~146843~~297915% 0.000000% 0.~~195791~~397219% 0.~~023460~~110442% 0.000000% 0.~~091912~~193751% 0.000000% 0.~~115372~~304193% 120 Days 0.~~000000~~099305% 0.000000% 0.~~000000~~049652% 0.000000% 0.~~000000~~148957% 0.~~000000~~045038% 0.000000% 0.~~000000~~022203% 0.000000% 0.~~000000~~067241% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~174743~~787488% 0.~~195791~~248262% 0.~~293686~~595829% 0.000000% 12.~~664219~~631579% 12.~~043632~~043669% 0.~~198864~~219082% 0.~~217493~~404083% 0.000000% 12.~~459989~~666833%

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 8.~~555568~~554023% Weighted Average Net Coupon 8.~~255568~~254023% Weighted Average Pass-Through Rate 8.~~238068~~236523% Weighted Average Maturity(Stepdown Calculation ) ~~318~~317 Beginning Scheduled Collateral Loan Count 2,~~065~~043 Number Of Loans Paid In Full 2229 Ending Scheduled Collateral Loan Count 2,~~043~~014 Beginning Scheduled Collateral Balance ~~258~~255,~~132~~033,~~672~~232.8707 Ending Scheduled Collateral Balance ~~255~~251,~~033~~336,~~232~~384.0743 Ending Actual Collateral Balance at 31-~~Jul~~Aug-2003 ~~255~~251,~~033~~336,~~232~~384.0743 Monthly P &I Constant 2,~~137~~114,~~733~~840.9328 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 905.20 Ending Scheduled Balance for Premium Loans ~~255~~251,~~033~~336,~~232~~384.0743 Scheduled Principal ~~297~~296,~~340~~873.9852 Unscheduled Principal 23,~~802~~399,~~099~~974.8212

Curtailments $ 2032,~~913~~607.6024 Servicing Advance Recovery $ 5746,~~211~~471.8723 Pre-Funding Account remaining amount 0.00 First Payment Loan Account remaining amount 0.00 P & I Advance $ 1,~~726~~776,~~239~~031.1937 P & I Recovery $ 1,~~603~~355,~~067~~497.9011

Miscellaneous Reporting Required OC Amount 4,605,234.10 Subordination Deficiency Amount 0.00 Excess Overcollateralization 0.00 Subordination Reduction 0.00 Subordination Increase 0.00 Overcollateralization Amount 4,605,234.10 Extra Interest paid as Principal 0.00 Three Month Delinquency Rate 0.~~360917~~606842% Delinquency Event NO Cumulative Loss Event NO Step Down Date Occurred NO Trigger Event NO

Group Level Collateral Statement Group 1 2 Total Collateral Description Mixed ARM Mixed Fixed Mixed Fixed & Arm Weighted Average Coupon Rate 8.~~490661~~487486 8.~~580032~~579405 8.~~555568~~554023 Weighted Average Net Rate 8.~~190661~~187486 8.~~280032~~279405 8.~~255568~~254023 Weighted Average Maturity ~~308~~307 ~~344~~343 ~~318~~317 Beginning Loan Count ~~579~~577 1,~~486~~466 2,~~065~~043 Loans Paid In Full 24 2025 2229 Ending Loan Count ~~577~~573 1,~~466~~441 2,~~043~~014 Beginning Scheduled Balance 70,~~660~~423,~~626~~215.2747 ~~187~~184,~~472~~610,~~046~~016.60 ~~258~~255,~~132~~033,~~672~~232.8707 Ending scheduled Balance 7069,~~423~~751,~~215~~571.4777 ~~184~~181,~~610~~584,~~016~~812.6066 ~~255~~251,~~033~~336,~~232~~384.0743 Record Date 0708/31/2003 0708/31/2003 0708/31/2003 Principal And Interest Constant ~~554~~552,~~549~~991.5649 1,~~583~~561,~~184~~848.3779 2,~~137~~114,~~733~~840.9328 Scheduled Principal 54,~~586~~894.7278 ~~242~~241,~~754~~978.2674 ~~297~~296,~~340~~873.9852 Unscheduled Principal ~~182~~616,~~824~~748.0892 2,~~619~~783,~~275~~225.7420 23,~~802~~399,~~099~~974.8212 Scheduled Interest ~~499~~498,~~962~~096.8471 1,~~340~~319,~~430~~870.1105 1,~~840~~817,~~392~~966.9576 Servicing Fees 17,~~665~~605.1580 46,~~868~~152.0150 6463,~~533~~758.1630 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,~~030~~027.4600 2,~~733~~692.9723 3,~~764~~719.4323 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~481~~479,~~267~~463.2391 1,~~290~~271,~~828~~025.1332 1,~~772~~750,~~095~~489.3623 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 905.20 905.20 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 8.~~173161~~169986 8.~~262532~~261905 8.~~238068~~236523

Filing Compare · RENAISSANCE MORT ACCEPT CORP HOME EQ LN AS BK CER SE 03 1