8-K 1 bst02006.txt SEPTEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2003 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-68542-07 52-2365549 Pooling and Servicing Agreement) (Commission 52-2365550 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On September 25, 2003 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2002-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the September 25, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 9/30/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the September 25, 2003 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 78/31/03 Distribution Date: 89/25/03 BST Series: 2002-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 07384MLX8 SEN 5.~~14231~~13695% 2622,~~629~~661,~~227~~232.8697 ~~114~~97,~~113~~007.1498 34,~~967~~040,~~994~~206.8824 A-2 07384MLY6 SEN 5.~~79081~~78545% 3731,~~081~~555,~~337~~884.8036 ~~178~~152,~~942~~137.5143 5,~~525~~626,~~453~~008.4412 A-3 07384MLZ3 SEN 5.~~79081~~78545% 54,~~227~~876,~~849~~000.6024 2523,~~227~~508.9120 ~~351~~388,~~849~~246.3646 X 07384MMC3 SEN 0.64850% 0.00 1412,~~390~~246.8851 0.00 R-1 07384MMA7 SEN 5.84846% 0.00 0.00 0.00 R-2 07384MMB5 SEN 5.84846% 0.00 0.00 0.00 B-1 07384MMD1 SUB 5.~~79081~~78545% 3,~~734~~482,~~161~~841.1231 1816,~~019~~791.8550 ~~251~~277,~~319~~317.8263 B-2 07384MME9 SUB 5.~~79081~~78545% 2,~~688~~507,~~615~~663.2367 12,~~974~~089.3996 ~~180~~199,~~951~~670.5612 B-3 07384MMF6 SUB 5.~~79081~~78545% 1,~~344~~253,~~307~~831.6183 6,~~487~~044.1998 9099,~~475~~835.7806 B-4 07384MMK5 SUB 5.~~79081~~78545% ~~746~~696,~~844~~579.2447 3,~~604~~358.0335 5055,~~264~~464.7742 B-5 07384MML3 SUB 5.~~79081~~78545% ~~597~~557,~~463~~252.3837 2,~~883~~686.1663 4044,~~211~~370.0164 B-6 07384MMM1 SUB 5.~~79081~~78545% ~~597~~557,~~478~~266.8983 2,~~883~~686.2470 4044,~~212~~371.0579 Totals 7868,~~647~~148,~~285~~553.7305 ~~379~~328,~~526~~558.3024 10,~~498~~775,~~732~~490.6748

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 2218,~~661~~621,~~232~~026.9774 4,~~082~~137,~~108~~214.0222 0.00 A-2 0.00 3125,~~555~~929,~~884~~876.3623 5,~~704~~778,~~395~~145.9555 0.00 A-3 0.00 4,~~876~~487,~~000~~753.2478 ~~377~~411,~~077~~754.2766 0.00 X 0.00 0.00 1412,~~390~~246.8851 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 B-1 0.00 3,~~482~~205,~~841~~523.3168 ~~269~~294,~~339~~109.6713 0.00 B-2 0.00 2,~~507~~307,~~663~~993.6755 ~~193~~211,~~925~~760.9508 0.00 B-3 0.00 1,~~253~~153,~~831~~996.8378 96105,~~962~~880.9704 0.00 B-4 0.00 ~~696~~641,~~579~~115.4705 5358,~~868~~822.8077 0.00 B-5 0.00 ~~557~~512,~~252~~881.3773 4347,~~094~~057.1727 0.00 B-6 0.00 ~~557~~512,~~266~~895.8304 4347,~~095~~058.2949 0.00 Totals 0.00 6857,~~148~~373,~~553~~062.0558 1011,~~878~~104,~~258~~048.9772 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 197,485,800.00 2622,~~629~~661,~~227~~232.8697 2925,~~676~~612.0299 34,~~938~~014,~~318~~593.8624 0.00 0.00 A-2 275,000,000.00 3731,~~081~~555,~~337~~884.8036 4135,~~324~~666.0223 5,~~484~~590,~~129~~341.4290 0.00 0.00 A-3 8,703,700.00 54,~~227~~876,~~849~~000.6024 5,~~826~~511.0013 ~~346~~382,~~023~~735.3633 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 B-1 6,216,900.00 3,~~734~~482,~~161~~841.1231 43,~~161~~936.4150 ~~247~~273,~~158~~381.4112 0.00 0.00 B-2 4,476,200.00 2,~~688~~507,~~615~~663.2367 2,~~996~~834.2330 ~~177~~196,~~955~~835.3382 0.00 0.00 B-3 2,238,100.00 1,~~344~~253,~~307~~831.6183 1,~~498~~417.1215 8898,~~977~~417.6691 0.00 0.00 B-4 1,243,400.00 ~~746~~696,~~844~~579.2447 ~~832~~787.2931 4954,~~432~~677.4810 0.00 0.00 B-5 994,700.00 ~~597~~557,~~463~~252.3837 ~~665~~629.8284 3943,~~545~~740.1980 0.00 0.00 B-6 994,726.15 ~~597~~557,~~478~~266.8983 ~~665~~629.8485 3943,~~546~~741.2194 0.00 0.00 Totals 497,353,626.15 7868,~~647~~148,~~285~~553.7305 8777,~~645~~025.7530 10,~~411~~698,~~086~~465.9216 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 34,~~967~~040,~~994~~206.8824 2218,~~661~~621,~~232~~026.9774 0.~~11474867~~09429046 34,~~967~~040,~~994~~206.8824 A-2 5,~~525~~626,~~453~~008.4412 3125,~~555~~929,~~884~~876.3623 0.~~11474867~~09429046 5,~~525~~626,~~453~~008.4412 A-3 ~~351~~388,~~849~~246.3646 4,~~876~~487,~~000~~753.2478 0.~~56022154~~51561448 ~~351~~388,~~849~~246.3646 X 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 B-1 ~~251~~277,~~319~~317.8263 3,~~482~~205,~~841~~523.3168 0.~~56022154~~51561448 ~~251~~277,~~319~~317.8263 B-2 ~~180~~199,~~951~~670.5612 2,~~507~~307,~~663~~993.6755 0.~~56022154~~51561448 ~~180~~199,~~951~~670.5612 B-3 9099,~~475~~835.7806 1,~~253~~153,~~831~~996.8378 0.~~56022154~~51561449 9099,~~475~~835.7806 B-4 5055,~~264~~464.7742 ~~696~~641,~~579~~115.4705 0.~~56022155~~51561448 5055,~~264~~464.7742 B-5 4044,~~211~~370.0164 ~~557~~512,~~252~~881.3773 0.~~56022154~~51561449 4044,~~211~~370.0164 B-6 4044,~~212~~371.0579 ~~557~~512,~~266~~895.8304 0.~~56022135~~51561431 4044,~~212~~371.0579 Totals 10,~~498~~775,~~732~~490.6748 6857,~~148~~373,~~553~~062.0558 0.~~13702233~~11535668 10,~~498~~775,~~732~~490.6748

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 197,485,800.00 ~~134~~114.~~84122838~~74867039 0.~~15026913~~12969535 1920.~~94228881~~32851597 0.00000000 A-2 275,000,000.00 ~~134~~114.~~84122836~~74867040 0.~~15026916~~12969538 1920.~~94228880~~32851600 0.00000000 A-3 8,703,700.00 ~~600~~560.~~64680538~~22154256 0.~~66937050~~63319393 3943.~~75589232~~97386514 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 ~~600~~560.~~64680468~~22154289 0.~~66937059~~63319339 3943.~~75589281~~97386479 0.00000000 B-2 4,476,200.00 ~~600~~560.~~64680533~~22154283 0.~~66936911~~63319333 3943.~~75589339~~97386623 0.00000000 B-3 2,238,100.00 ~~600~~560.~~64680309~~22154059 0.~~66937134~~63319333 3943.~~75589116~~97386623 0.00000000 B-4 1,243,400.00 ~~600~~560.~~64680714~~22154576 0.~~66936625~~63319125 3943.~~75589513~~97386199 0.00000000 B-5 994,700.00 ~~600~~560.~~64680808~~22154418 0.~~66936765~~63319594 3943.~~75589625~~97386147 0.00000000 B-6 994,726.15 ~~600~~560.~~64661012~~22135338 0.~~66937016~~63318935 3943.~~75587653~~97385150 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 20.~~09255795~~45821138 ~~114~~94.~~74867039~~29045906 0.~~11474867~~09429046 20.~~09255795~~45821138 A-2 0.00000000 20.~~09255796~~45821135 ~~114~~94.~~74867040~~29045902 0.~~11474867~~09429046 20.~~09255796~~45821135 A-3 0.00000000 4044.~~42526282~~60705907 ~~560~~515.~~22154256~~61448350 0.~~56022154~~51561448 4044.~~42526282~~60705907 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 4044.~~42526339~~60705979 ~~560~~515.~~22154289~~61448310 0.~~56022154~~51561448 4044.~~42526339~~60705979 B-2 0.00000000 4044.~~42526250~~60705956 ~~560~~515.~~22154283~~61448327 0.~~56022154~~51561448 4044.~~42526250~~60705956 B-3 0.00000000 4044.~~42526250~~60705956 ~~560~~515.~~22154059~~61448550 0.~~56022154~~51561449 4044.~~42526250~~60705956 B-4 0.00000000 4044.~~42526138~~60706128 ~~560~~515.~~22154576~~61448448 0.~~56022155~~51561448 4044.~~42526138~~60706128 B-5 0.00000000 4044.~~42526390~~60705740 ~~560~~515.~~22154418~~61448678 0.~~56022154~~51561449 4044.~~42526390~~60705740 B-6 0.00000000 4044.~~42524669~~60704084 ~~560~~515.~~22135338~~61431254 0.~~56022135~~51561431 4044.~~42524669~~60704084 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~14231~~13695% 2622,~~629~~661,~~227~~232.8697 ~~114~~97,~~113~~007.1498 0.00 0.00 A-2 275,000,000.00 5.~~79081~~78545% 3731,~~081~~555,~~337~~884.8036 ~~178~~152,~~942~~137.5143 0.00 0.00 A-3 8,703,700.00 5.~~79081~~78545% 54,~~227~~876,~~849~~000.6024 2523,~~227~~508.9120 0.00 0.00 X 0.00 0.64850% 2622,~~629~~661,~~227~~232.8697 1412,~~390~~246.8851 0.00 0.00 R-1 50.00 5.84846% 0.00 0.00 0.00 0.00 R-2 50.00 5.84846% 0.00 0.00 0.00 0.00 B-1 6,216,900.00 5.~~79081~~78545% 3,~~734~~482,~~161~~841.1231 1816,~~019~~791.8550 0.00 0.00 B-2 4,476,200.00 5.~~79081~~78545% 2,~~688~~507,~~615~~663.2367 12,~~974~~089.3996 0.00 0.00 B-3 2,238,100.00 5.~~79081~~78545% 1,~~344~~253,~~307~~831.6183 6,~~487~~044.1998 0.00 0.00 B-4 1,243,400.00 5.~~79081~~78545% ~~746~~696,~~844~~579.2447 3,~~604~~358.0335 0.00 0.00 B-5 994,700.00 5.~~79081~~78545% ~~597~~557,~~463~~252.3837 2,~~883~~686.1663 0.00 0.00 B-6 994,726.15 5.~~79081~~78545% ~~597~~557,~~478~~266.8983 2,~~883~~686.2470 0.00 0.00 Totals 497,353,626.15 ~~379~~328,~~526~~558.3024 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~114~~97,~~113~~007.1498 0.00 2218,~~661~~621,~~232~~026.9774 A-2 0.00 0.00 ~~178~~152,~~942~~137.5143 0.00 3125,~~555~~929,~~884~~876.3623 A-3 0.00 0.00 2523,~~227~~508.9120 0.00 4,~~876~~487,~~000~~753.2478 X 0.00 0.00 1412,~~390~~246.8851 0.00 2218,~~661~~621,~~232~~026.9773 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 1816,~~019~~791.8550 0.00 3,~~482~~205,~~841~~523.3168 B-2 0.00 0.00 12,~~974~~089.3996 0.00 2,~~507~~307,~~663~~993.6755 B-3 0.00 0.00 6,~~487~~044.1998 0.00 1,~~253~~153,~~831~~996.8378 B-4 0.00 0.00 3,~~604~~358.0335 0.00 ~~696~~641,~~579~~115.4705 B-5 0.00 0.00 2,~~883~~686.1663 0.00 ~~557~~512,~~252~~881.3773 B-6 0.00 0.00 2,~~883~~686.2470 0.00 ~~557~~512,~~266~~895.8304 Totals 0.00 0.00 ~~379~~328,~~526~~558.3024 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~14231~~13695% ~~134~~114.~~84122838~~74867039 0.~~57782960~~49121496 0.00000000 0.00000000 A-2 275,000,000.00 5.~~79081~~78545% ~~134~~114.~~84122836~~74867040 0.~~65070004~~55322702 0.00000000 0.00000000 A-3 8,703,700.00 5.~~79081~~78545% ~~600~~560.~~64680538~~22154256 2.~~89852706~~70094328 0.00000000 0.00000000 X 0.00 0.64850% ~~134~~114.~~84122838~~74867039 0.~~07287045~~06201210 0.00000000 0.00000000 R-1 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 5.~~79081~~78545% ~~600~~560.~~64680468~~22154289 2.~~89852660~~70094420 0.00000000 0.00000000 B-2 4,476,200.00 5.~~79081~~78545% ~~600~~560.~~64680533~~22154283 2.~~89852777~~70094276 0.00000000 0.00000000 B-3 2,238,100.00 5.~~79081~~78545% ~~600~~560.~~64680309~~22154059 2.~~89852554~~70094276 0.00000000 0.00000000 B-4 1,243,400.00 5.~~79081~~78545% ~~600~~560.~~64680714~~22154576 2.~~89852823~~70094097 0.00000000 0.00000000 B-5 994,700.00 5.~~79081~~78545% ~~600~~560.~~64680808~~22154418 2.~~89852217~~70094501 0.00000000 0.00000000 B-6 994,726.15 5.~~79081~~78545% ~~600~~560.~~64661012~~22135338 2.~~89852639~~70094438 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 0.~~57782960~~49121496 0.00000000 ~~114~~94.~~74867039~~29045906 A-2 0.00000000 0.00000000 0.~~65070004~~55322702 0.00000000 ~~114~~94.~~74867040~~29045902 A-3 0.00000000 0.00000000 2.~~89852706~~70094328 0.00000000 ~~560~~515.~~22154256~~61448350 X 0.00000000 0.00000000 0.~~07287045~~06201210 0.00000000 ~~114~~94.~~74867039~~29045901 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 2.~~89852660~~70094420 0.00000000 ~~560~~515.~~22154289~~61448310 B-2 0.00000000 0.00000000 2.~~89852777~~70094276 0.00000000 ~~560~~515.~~22154283~~61448327 B-3 0.00000000 0.00000000 2.~~89852554~~70094276 0.00000000 ~~560~~515.~~22154059~~61448550 B-4 0.00000000 0.00000000 2.~~89852823~~70094097 0.00000000 ~~560~~515.~~22154576~~61448448 B-5 0.00000000 0.00000000 2.~~89852217~~70094501 0.00000000 ~~560~~515.~~22154418~~61448678 B-6 0.00000000 0.00000000 2.~~89852639~~70094438 0.00000000 ~~560~~515.~~22135338~~61431254 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1011,~~907~~122,~~607~~687.9290 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 02,657.0024 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1011,~~907~~125,~~607~~345.9214 Withdrawals Reimbursement for Servicer Advances ~~4,771~~0.6700 Payment of Service Fee 2421,~~577~~296.2842 Payment of Interest and Principal 1011,~~878~~104,~~258~~048.9772 Total Withdrawals (Pool Distribution Amount) 1011,~~907~~125,~~607~~345.9214 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 2421,~~577~~296.2842 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 2421,~~577~~296.2842

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0441,089.0076 0.00 0.00 0.00 0441,089.0076 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0441,089.0076 0.00 0.00 0.00 0441,089.0076 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~735294% 0.000000% 0.000000% 0.000000% 0.~~000000~~735294% 0.~~000000~~768083% 0.000000% 0.000000% 0.000000% 0.~~000000~~768083% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~735294% 0.000000% 0.000000% 0.000000% 0.~~000000~~735294% 0.~~000000~~768083% 0.000000% 0.000000% 0.000000% 0.~~000000~~768083%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 02,657.0024

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~165811~~160448% Weighted Average Net Coupon 5.~~790811~~785448% Weighted Average Pass-Through Rate 5.~~790811~~785448% Weighted Average Maturity(Stepdown Calculation ) ~~343~~342 Beginning Scheduled Collateral Loan Count ~~187~~163 Number Of Loans Paid In Full 2427 Ending Scheduled Collateral Loan Count ~~163~~136 Beginning Scheduled Collateral Balance 7868,~~647~~148,~~285~~553.7205 Ending Scheduled Collateral Balance 6857,~~148~~373,~~553~~062.0557 Ending Actual Collateral Balance at 31-~~Jul~~Aug-2003 6857,~~210~~427,~~649~~330.2358 Monthly P &I Constant ~~491~~426,~~749~~879.3398 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 8777,~~645~~025.7531 Unscheduled Principal 10,~~411~~698,~~086~~465.9217

Miscellaneous Reporting Average Loss Severity 0 Senior Percentage 8179.~~007965~~557254% Senior Prepayment Percentage 9089.~~503983~~778627% Senior Mezzanine and Subordinate Pct. 1820.~~992035~~442746% Subordinate Prepayment Percentage 910.~~496017~~221373%

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THRU CERT SERS 2002-6