8-K 1 bst02006.txt AUGUST 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2003 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-68542-07 52-2365549 Pooling and Servicing Agreement) (Commission 52-2365550 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On August 25, 2003 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2002-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the August 25, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 9/2/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the August 25, 2003 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 67/3031/03 Distribution Date: 78/25/03 BST Series: 2002-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 07384MLX8 SEN 5.~~14318~~14231% 3026,~~424~~629,~~153~~227.9186 ~~130~~114,~~397~~113.4314 3,~~794~~967,~~926~~994.0688 A-2 07384MLY6 SEN 5.~~79168~~79081% 4237,~~365~~081,~~792~~337.0080 ~~204~~178,~~474~~942.2751 5,~~284~~525,~~454~~453.2044 A-3 07384MLZ3 SEN 5.~~79168~~79081% 5,~~542~~227,~~983~~849.9660 2625,~~752~~227.6691 ~~315~~351,~~134~~849.36 X 07384MMC3 SEN 0.64850% 0.00 1614,~~441~~390.7288 0.00 R-1 07384MMA7 SEN 5.84846% 0.00 0.00 0.00 R-2 07384MMB5 SEN 5.84846% 0.00 0.00 0.00 B-1 07384MMD1 SUB 5.~~79168~~79081% 3,~~959~~734,~~256~~161.0612 1918,~~108~~019.9585 ~~225~~251,~~094~~319.9482 B-2 07384MME9 SUB 5.~~79168~~79081% 2,~~850~~688,~~684~~615.7423 1312,~~758~~974.5539 ~~162~~180,~~069~~951.5156 B-3 07384MMF6 SUB 5.~~79168~~79081% 1,~~425~~344,~~342~~307.3761 6,~~879~~487.2719 8190,~~034~~475.7678 B-4 07384MMK5 SUB 5.~~79168~~79081% ~~791~~746,~~863~~844.9524 3,~~821~~604.8503 4550,~~019~~264.7177 B-5 07384MML3 SUB 5.~~79168~~79081% ~~633~~597,~~478~~463.4238 32,~~057~~883.4216 3640,~~015~~211.0401 B-6 07384MMM1 SUB 5.~~79168~~79081% ~~633~~597,~~494~~478.8789 32,~~057~~883.5024 3640,~~015~~212.9805 Totals 8878,~~627~~647,~~050~~285.2873 ~~427~~379,~~749~~526.6230 910,~~979~~498,~~764~~732.5667

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 2622,~~629~~661,~~227~~232.8697 34,~~925~~082,~~323~~108.4902 0.00 A-2 0.00 3731,~~081~~555,~~337~~884.8036 5,~~488~~704,~~928~~395.4795 0.00 A-3 0.00 54,~~227~~876,~~849~~000.6024 ~~341~~377,~~887~~077.0227 0.00 X 0.00 0.00 1614,~~441~~390.7288 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 B-1 0.00 3,~~734~~482,~~161~~841.1231 ~~244~~269,~~203~~339.8967 0.00 B-2 0.00 2,~~688~~507,~~615~~663.2367 ~~175~~193,~~828~~925.0695 0.00 B-3 0.00 1,~~344~~253,~~307~~831.6183 8796,~~914~~962.0397 0.00 B-4 0.00 ~~746~~696,~~844~~579.2447 4853,~~841~~868.5680 0.00 B-5 0.00 ~~597~~557,~~463~~252.3837 3943,~~072~~094.4617 0.00 B-6 0.00 ~~597~~557,~~478~~266.8983 3943,~~073~~095.4829 0.00 Totals 0.00 7868,~~647~~148,~~285~~553.7305 10,~~407~~878,~~514~~258.1897 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 197,485,800.00 3026,~~424~~629,~~153~~227.9186 3329,~~515~~676.9902 3,~~761~~938,~~410~~318.0786 0.00 0.00 A-2 275,000,000.00 4237,~~365~~081,~~792~~337.0080 4641,~~671~~324.1902 5,~~237~~484,~~783~~129.0142 0.00 0.00 A-3 8,703,700.00 5,~~542~~227,~~983~~849.9660 65,~~106~~826.2900 ~~309~~346,~~028~~023.0736 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 B-1 6,216,900.00 3,~~959~~734,~~256~~161.0612 4,~~361~~161.6141 ~~220~~247,~~733~~158.3241 0.00 0.00 B-2 4,476,200.00 2,~~850~~688,~~684~~615.7423 32,~~140~~996.3823 ~~158~~177,~~929~~955.1333 0.00 0.00 B-3 2,238,100.00 1,~~425~~344,~~342~~307.3761 1,~~570~~498.1912 7988,~~464~~977.5666 0.00 0.00 B-4 1,243,400.00 ~~791~~746,~~863~~844.9524 ~~872~~832.3429 4449,~~147~~432.3748 0.00 0.00 B-5 994,700.00 ~~633~~597,~~478~~463.4238 ~~697~~665.8682 3539,~~317~~545.19 0.00 0.00 B-6 994,726.15 ~~633~~597,~~494~~478.8789 ~~697~~665.8784 3539,~~318~~546.1121 0.00 0.00 Totals 497,353,626.15 8878,~~627~~647,~~050~~285.2873 9787,~~633~~645.7275 910,~~882~~411,~~130~~086.8392 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 3,~~794~~967,~~926~~994.0688 2622,~~629~~661,~~227~~232.8697 0.~~13484123~~11474867 3,~~794~~967,~~926~~994.0688 A-2 5,~~284~~525,~~454~~453.2044 3731,~~081~~555,~~337~~884.8036 0.~~13484123~~11474867 5,~~284~~525,~~454~~453.2044 A-3 ~~315~~351,~~134~~849.36 54,~~227~~876,~~849~~000.6024 0.~~60064681~~56022154 ~~315~~351,~~134~~849.36 X 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 B-1 ~~225~~251,~~094~~319.9482 3,~~734~~482,~~161~~841.1231 0.~~60064680~~56022154 ~~225~~251,~~094~~319.9482 B-2 ~~162~~180,~~069~~951.5156 2,~~688~~507,~~615~~663.2367 0.~~60064681~~56022154 ~~162~~180,~~069~~951.5156 B-3 8190,~~034~~475.7678 1,~~344~~253,~~307~~831.6183 0.~~60064680~~56022154 8190,~~034~~475.7678 B-4 4550,~~019~~264.7177 ~~746~~696,~~844~~579.2447 0.~~60064681~~56022155 4550,~~019~~264.7177 B-5 3640,~~015~~211.0401 ~~597~~557,~~463~~252.3837 0.~~60064681~~56022154 3640,~~015~~211.0401 B-6 3640,~~015~~212.9805 ~~597~~557,~~478~~266.8983 0.~~60064661~~56022135 3640,~~015~~212.9805 Totals 910,~~979~~498,~~764~~732.5667 7868,~~647~~148,~~285~~553.7305 0.~~15813152~~13702233 910,~~979~~498,~~764~~732.5667

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 197,485,800.00 ~~154~~134.~~05742545~~84122838 0.~~16971342~~15026913 19.~~04648370~~94228881 0.00000000 A-2 275,000,000.00 ~~154~~134.~~05742545~~84122836 0.~~16971342~~15026916 19.~~04648367~~94228880 0.00000000 A-3 8,703,700.00 ~~636~~600.~~85374726~~64680538 0.~~70157404~~66937050 3539.~~50536783~~75589232 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 ~~636~~600.~~85374704~~64680468 0.~~70157313~~66937059 3539.~~50536763~~75589281 0.00000000 B-2 4,476,200.00 ~~636~~600.~~85374648~~64680533 0.~~70157276~~66936911 3539.~~50536839~~75589339 0.00000000 B-3 2,238,100.00 ~~636~~600.~~85374648~~64680309 0.~~70157276~~66937134 3539.~~50536616~~75589116 0.00000000 B-4 1,243,400.00 ~~636~~600.~~85374779~~64680714 0.~~70157632~~66936625 3539.~~50536432~~75589513 0.00000000 B-5 994,700.00 ~~636~~600.~~85374485~~64680808 0.~~70157837~~66936765 3539.~~50536845~~75589625 0.00000000 B-6 994,726.15 ~~636~~600.~~85354004~~64661012 0.~~70156997~~66937016 3539.~~50535994~~75587653 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 1920.~~21619711~~09255795 ~~134~~114.~~84122838~~74867039 0.~~13484123~~11474867 1920.~~21619711~~09255795 A-2 0.00000000 1920.~~21619709~~09255796 ~~134~~114.~~84122836~~74867040 0.~~13484123~~11474867 1920.~~21619709~~09255796 A-3 0.00000000 3640.~~20694188~~42526282 ~~600~~560.~~64680538~~22154256 0.~~60064681~~56022154 3640.~~20694188~~42526282 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 3640.~~20694237~~42526339 ~~600~~560.~~64680468~~22154289 0.~~60064680~~56022154 3640.~~20694237~~42526339 B-2 0.00000000 3640.~~20694116~~42526250 ~~600~~560.~~64680533~~22154283 0.~~60064681~~56022154 3640.~~20694116~~42526250 B-3 0.00000000 3640.~~20694339~~42526250 ~~600~~560.~~64680309~~22154059 0.~~60064680~~56022154 3640.~~20694339~~42526250 B-4 0.00000000 3640.~~20694065~~42526138 ~~600~~560.~~64680714~~22154576 0.~~60064681~~56022155 3640.~~20694065~~42526138 B-5 0.00000000 3640.~~20693676~~42526390 ~~600~~560.~~64680808~~22154418 0.~~60064681~~56022154 3640.~~20693676~~42526390 B-6 0.00000000 3640.~~20692992~~42524669 ~~600~~560.~~64661012~~22135338 0.~~60064661~~56022135 3640.~~20692992~~42524669 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~14318~~14231% 3026,~~424~~629,~~153~~227.9186 ~~130~~114,~~397~~113.4314 0.00 0.00 A-2 275,000,000.00 5.~~79168~~79081% 4237,~~365~~081,~~792~~337.0080 ~~204~~178,~~474~~942.2751 0.00 0.00 A-3 8,703,700.00 5.~~79168~~79081% 5,~~542~~227,~~983~~849.9660 2625,~~752~~227.6691 0.00 0.00 X 0.00 0.64850% 3026,~~424~~629,~~153~~227.9186 1614,~~441~~390.7288 0.00 0.00 R-1 50.00 5.84846% 0.00 0.00 0.00 0.00 R-2 50.00 5.84846% 0.00 0.00 0.00 0.00 B-1 6,216,900.00 5.~~79168~~79081% 3,~~959~~734,~~256~~161.0612 1918,~~108~~019.9585 0.00 0.00 B-2 4,476,200.00 5.~~79168~~79081% 2,~~850~~688,~~684~~615.7423 1312,~~758~~974.5539 0.00 0.00 B-3 2,238,100.00 5.~~79168~~79081% 1,~~425~~344,~~342~~307.3761 6,~~879~~487.2719 0.00 0.00 B-4 1,243,400.00 5.~~79168~~79081% ~~791~~746,~~863~~844.9524 3,~~821~~604.8503 0.00 0.00 B-5 994,700.00 5.~~79168~~79081% ~~633~~597,~~478~~463.4238 32,~~057~~883.4216 0.00 0.00 B-6 994,726.15 5.~~79168~~79081% ~~633~~597,~~494~~478.8789 32,~~057~~883.5024 0.00 0.00 Totals 497,353,626.15 ~~427~~379,~~749~~526.6230 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~130~~114,~~397~~113.4314 0.00 2622,~~629~~661,~~227~~232.8697 A-2 0.00 0.00 ~~204~~178,~~474~~942.2751 0.00 3731,~~081~~555,~~337~~884.8036 A-3 0.00 0.00 2625,~~752~~227.6691 0.00 54,~~227~~876,~~849~~000.6024 X 0.00 0.00 1614,~~441~~390.7288 0.00 2622,~~629~~661,~~227~~232.8697 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 1918,~~108~~019.9585 0.00 3,~~734~~482,~~161~~841.1231 B-2 0.00 0.00 1312,~~758~~974.5539 0.00 2,~~688~~507,~~615~~663.2367 B-3 0.00 0.00 6,~~879~~487.2719 0.00 1,~~344~~253,~~307~~831.6183 B-4 0.00 0.00 3,~~821~~604.8503 0.00 ~~746~~696,~~844~~579.2447 B-5 0.00 0.00 32,~~057~~883.4216 0.00 ~~597~~557,~~463~~252.3837 B-6 0.00 0.00 32,~~057~~883.5024 0.00 ~~597~~557,~~478~~266.8983 Totals 0.00 0.00 ~~427~~379,~~749~~526.6230 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~14318~~14231% ~~154~~134.~~05742545~~84122838 0.~~66028763~~57782960 0.00000000 0.00000000 A-2 275,000,000.00 5.~~79168~~79081% ~~154~~134.~~05742545~~84122836 0.~~74354280~~65070004 0.00000000 0.00000000 A-3 8,703,700.00 5.~~79168~~79081% ~~636~~600.~~85374726~~64680538 32.~~07371118~~89852706 0.00000000 0.00000000 X 0.00 0.64850% ~~154~~134.~~05742545~~84122838 0.~~08325520~~07287045 0.00000000 0.00000000 R-1 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 5.~~79168~~79081% ~~636~~600.~~85374704~~64680468 32.~~07371037~~89852660 0.00000000 0.00000000 B-2 4,476,200.00 5.~~79168~~79081% ~~636~~600.~~85374648~~64680533 32.~~07371208~~89852777 0.00000000 0.00000000 B-3 2,238,100.00 5.~~79168~~79081% ~~636~~600.~~85374648~~64680309 32.~~07370984~~89852554 0.00000000 0.00000000 B-4 1,243,400.00 5.~~79168~~79081% ~~636~~600.~~85374779~~64680714 32.~~07370918~~89852823 0.00000000 0.00000000 B-5 994,700.00 5.~~79168~~79081% ~~636~~600.~~85374485~~64680808 32.~~07371067~~89852217 0.00000000 0.00000000 B-6 994,726.15 5.~~79168~~79081% ~~636~~600.~~85354004~~64661012 32.~~07371029~~89852639 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 0.~~66028763~~57782960 0.00000000 ~~134~~114.~~84122838~~74867039 A-2 0.00000000 0.00000000 0.~~74354280~~65070004 0.00000000 ~~134~~114.~~84122836~~74867040 A-3 0.00000000 0.00000000 32.~~07371118~~89852706 0.00000000 ~~600~~560.~~64680538~~22154256 X 0.00000000 0.00000000 0.~~08325520~~07287045 0.00000000 ~~134~~114.~~84122838~~74867039 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 32.~~07371037~~89852660 0.00000000 ~~600~~560.~~64680468~~22154289 B-2 0.00000000 0.00000000 32.~~07371208~~89852777 0.00000000 ~~600~~560.~~64680533~~22154283 B-3 0.00000000 0.00000000 32.~~07370984~~89852554 0.00000000 ~~600~~560.~~64680309~~22154059 B-4 0.00000000 0.00000000 32.~~07370918~~89852823 0.00000000 ~~600~~560.~~64680714~~22154576 B-5 0.00000000 0.00000000 32.~~07371067~~89852217 0.00000000 ~~600~~560.~~64680808~~22154418 B-6 0.00000000 0.00000000 32.~~07371029~~89852639 0.00000000 ~~600~~560.~~64661012~~22135338 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 10,~~433~~907,~~901~~607.1092 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~4,771~~0.6700 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 10,~~438~~907,~~672~~607.7792 Withdrawals Reimbursement for Servicer Advances 34,~~462~~771.6467 Payment of Service Fee 2724,~~695~~577.9528 Payment of Interest and Principal 10,~~407~~878,~~514~~258.1897 Total Withdrawals (Pool Distribution Amount) 10,~~438~~907,~~672~~607.7792 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 2724,~~695~~577.9528 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 2724,~~695~~577.9528

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 0 0 20 ~~808,343~~0.1000 0.00 0.00 0.00 ~~808,343~~0.1000 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 20 0 0 0 20 ~~808,343~~0.1000 0.00 0.00 0.00 ~~808,343~~0.1000 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~069519~~000000% 0.000000% 0.000000% 0.000000% 10.~~069519~~000000% 10.~~026896~~000000% 0.000000% 0.000000% 0.000000% 10.~~026896~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~069519~~000000% 0.000000% 0.000000% 0.000000% 10.~~069519~~000000% 10.~~026896~~000000% 0.000000% 0.000000% 0.000000% 10.~~026896~~000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~4,771~~0.6700

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~166680~~165811% Weighted Average Net Coupon 5.~~791680~~790811% Weighted Average Pass-Through Rate 5.~~791680~~790811% Weighted Average Maturity(Stepdown Calculation ) ~~344~~343 Beginning Scheduled Collateral Loan Count ~~211~~187 Number Of Loans Paid In Full 24 Ending Scheduled Collateral Loan Count ~~187~~163 Beginning Scheduled Collateral Balance 8878,~~627~~647,~~050~~285.2872 Ending Scheduled Collateral Balance 7868,~~647~~148,~~285~~553.7205 Ending Actual Collateral Balance at 3031-~~Jun~~Jul-2003 7868,~~717~~210,~~119~~649.4723 Monthly P &I Constant ~~553~~491,~~079~~749.3133 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 9787,~~633~~645.7375 Unscheduled Principal 910,~~882~~411,~~130~~086.8392

Miscellaneous Reporting Average Loss Severity 0 Senior Percentage 8281.~~130620~~007965% Senior Prepayment Percentage 9190.~~065310~~503983% Senior Mezzanine and Subordinate Pct. 1718.~~869380~~992035% Subordinate Prepayment Percentage 89.~~93469~~496017%

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THRU CERT SERS 2002-6