8-K 1 bst02006.txt MARCH 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2003 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-68542-07 Pooling and Servicing Agreement) (Commission 52-2365549 (State or other File Number) 52-2365550 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On March 25, 2003 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2002-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the March 25, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 4/2/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the March 25, 2003 distribution.

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 122/3128/~~02 1/27/~~03 Distribution Date: 3/25/03 BST Series: 2002-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 07384MLX8 SEN 5.~~15458~~14539% 8259,~~366~~129,~~500~~672.0844 ~~353~~253,~~803~~537.7344 108,~~810~~002,~~889~~041.7623 A-2 07384MLY6 SEN 5.~~80308~~79389% ~~114~~82,~~695~~338,~~778~~375.2332 ~~554~~397,~~657~~549.0323 1511,~~054~~142,~~220~~883.0288 A-3 07384MLZ3 SEN 5.~~80308~~79389% 87,~~642~~440,~~829~~682.3925 4135,~~795~~925.8438 ~~538~~472,~~519~~517.6992 X 07384MMC3 SEN 0.64850% 0.00 4431,~~512~~954.2366 0.00 R-1 07384MMA7 SEN 5.84846% 0.00 0.00 0.00 R-2 07384MMB5 SEN 5.84846% 0.00 0.00 0.00 B-1 07384MMD1 SUB 5.~~80308~~79389% 65,~~173~~314,~~421~~748.1961 2925,~~854~~660.0387 ~~384~~337,~~655~~511.1525 B-2 07384MME9 SUB 5.~~80308~~79389% 43,~~444~~826,~~895~~646.0336 2118,~~495~~475.0696 ~~276~~243,~~953~~009.6984 B-3 07384MMF6 SUB 5.~~80308~~79389% 21,~~222~~913,~~447~~323.5218 109,~~747~~237.5398 ~~138~~121,~~476~~504.8492 B-4 07384MMK5 SUB 5.~~80308~~79389% 1,~~234~~062,~~704~~966.1082 5,~~970~~132.9026 7667,~~932~~503.2734 B-5 07384MML3 SUB 5.~~80308~~79389% ~~987~~850,~~743~~356.4236 4,~~776~~105.6372 6154,~~544~~001.58 B-6 07384MMM1 SUB 5.~~80308~~79389% ~~987~~850,~~769~~378.0643 4,~~776~~105.7583 6154,~~546~~002.1798 Totals ~~221~~162,~~756~~727,~~088~~149.0277 1785,~~072,389~~685.7333 2720,~~403~~494,~~738~~976.1794

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 7151,~~555~~127,~~610~~631.3121 118,~~164~~255,~~693~~578.4967 0.00 A-2 0.00 9971,~~641~~195,~~558~~491.2143 1511,~~608~~540,~~877~~433.0511 0.00 A-3 0.00 86,~~104~~968,~~309~~164.7033 ~~580~~508,~~315~~443.5330 0.00 X 0.00 0.00 4431,~~512~~954.2366 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 B-1 0.00 54,~~788~~977,~~766~~237.0436 ~~414~~363,~~509~~172.1812 0.00 B-2 0.00 43,~~167~~583,~~941~~636.3452 ~~298~~261,~~448~~485.7580 0.00 B-3 0.00 21,~~083~~791,~~970~~818.6726 ~~149~~130,~~224~~742.3790 0.00 B-4 0.00 1995,~~157,771~~463.8348 8272,~~903~~635.1760 0.00 B-5 0.00 ~~926~~796,~~198~~354.8478 6658,~~321~~107.2130 0.00 B-6 0.00 ~~926~~796,~~222~~375.8845 6658,~~322~~108.9281 0.00 Totals 0.00 ~~194~~142,~~352~~232,~~349~~172.82 2821,~~476~~280,~~127~~662.9027 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 197,485,800.00 8259,~~366~~129,~~500~~672.0844 8562,~~701~~820.9680 107,~~725~~939,~~187~~220.8043 0.00 0.00 A-2 275,000,000.00 ~~114~~82,~~695~~338,~~778~~375.2332 ~~119~~87,~~340~~478.4329 1411,~~934~~055,~~879~~405.6059 0.00 0.00 A-3 8,703,700.00 87,~~642~~440,~~829~~682.3925 87,~~992~~905.8216 ~~529~~464,~~526~~612.8676 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 B-1 6,216,900.00 65,~~173~~314,~~421~~748.1961 65,~~423~~646.4252 ~~378~~331,~~231~~864.7473 0.00 0.00 B-2 4,476,200.00 43,~~444~~826,~~895~~646.0336 4,~~624~~065.8952 ~~272~~238,~~328~~944.8032 0.00 0.00 B-3 2,238,100.00 21,~~222~~913,~~447~~323.5218 2,~~312~~032.4576 ~~136~~119,~~164~~472.4016 0.00 0.00 B-4 1,243,400.00 1,~~234~~062,~~704~~966.1082 1,~~284~~129.7032 7566,~~647~~374.5601 0.00 0.00 B-5 994,700.00 ~~987~~850,~~743~~356.4236 ~~1,027~~903.7444 6053,~~516~~098.8314 0.00 0.00 B-6 994,726.15 ~~987~~850,~~769~~378.0643 ~~1,027~~903.7746 6053,~~518~~099.4152 0.00 0.00 Totals 497,353,626.15 ~~221~~162,~~756~~727,~~088~~149.0277 ~~230~~172,~~736~~885.18 27 20,~~173~~322,~~002~~091.0066 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 108,~~810~~002,~~889~~041.7623 7151,~~555~~127,~~610~~631.3121 0.~~36233294~~25889270 108,~~810~~002,~~889~~041.7623 A-2 1511,~~054~~142,~~220~~883.0288 9971,~~641~~195,~~558~~491.2143 0.~~36233294~~25889270 1511,~~054~~142,~~220~~883.0288 A-3 ~~538~~472,~~519~~517.6992 86,~~104~~968,~~309~~164.7033 0.~~93113385~~80059794 ~~538~~472,~~519~~517.6992 X 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 B-1 ~~384~~337,~~655~~511.1525 54,~~788~~977,~~766~~237.0436 0.~~93113385~~80059794 ~~384~~337,~~655~~511.1525 B-2 ~~276~~243,~~953~~009.6984 43,~~167~~583,~~941~~636.3452 0.~~93113385~~80059794 ~~276~~243,~~953~~009.6984 B-3 ~~138~~121,~~476~~504.8492 21,~~083~~791,~~970~~818.6726 0.~~93113385~~80059794 ~~138~~121,~~476~~504.8492 B-4 7667,~~932~~503.2734 1995,~~157,771~~463.8348 0.~~93113385~~80059794 7667,~~932~~503.2734 B-5 6154,~~544~~001.58 ~~926~~796,~~198~~354.8478 0.~~93113385~~80059795 6154,~~544~~001.58 B-6 6154,~~546~~002.1798 ~~926~~796,~~222~~375.8845 0.~~93113354~~80059768 6154,~~546~~002.1798 Totals 2720,~~403~~494,~~738~~976.1794 ~~194~~142,~~352~~232,~~349~~172.82 0.~~39077296~~28597795 2720,~~403~~494,~~738~~976.1794

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 197,485,800.00 ~~417~~299.~~07555723~~41227390 0.~~43396518~~31810287 5440.~~30865308~~20147489 0.00000000 A-2 275,000,000.00 ~~417~~299.~~07555720~~41227389 0.~~43396520~~31810287 5440.~~30865309~~20147487 0.00000000 A-3 8,703,700.00 ~~993~~854.~~00635247~~88726059 10.~~03321806~~90825281 6053.~~83928214~~38106323 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 ~~993~~854.~~00635204~~88726053 10.~~03321913~~90825331 6053.~~83928324~~38106291 0.00000000 B-2 4,476,200.00 ~~993~~854.~~00635137~~88726152 10.~~03321791~~90825254 6053.~~83928332~~38106430 0.00000000 B-3 2,238,100.00 ~~993~~854.~~00635360~~88726152 10.~~03322014~~90825254 6053.~~83928332~~38106430 0.00000000 B-4 1,243,400.00 ~~993~~854.~~00635355~~88726074 10.~~03321538~~90825157 6053.~~83927940~~38106000 0.00000000 B-5 994,700.00 ~~993~~854.~~00635367~~88726249 10.~~03321605~~90825374 6053.~~83927817~~38105962 0.00000000 B-6 994,726.15 ~~993~~854.~~00602482~~88697568 10.~~03321904~~90824997 6053.~~83926717~~38104362 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 5440.~~74261825~~51957776 ~~362~~258.~~33293893~~89269613 0.~~36233294~~25889270 5440.~~74261825~~51957776 A-2 0.00000000 5440.~~74261825~~51957775 ~~362~~258.~~33293895~~89269611 0.~~36233294~~25889270 5440.~~74261825~~51957775 A-3 0.00000000 6154.~~87250135~~28931604 ~~931~~800.~~13385112~~59794455 0.~~93113385~~80059794 6154.~~87250135~~28931604 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 6154.~~87250076~~28931622 ~~931~~800.~~13385128~~59794431 0.~~93113385~~80059794 6154.~~87250076~~28931622 B-2 0.00000000 6154.~~87250123~~28931683 ~~931~~800.~~13385014~~59794469 0.~~93113385~~80059794 6154.~~87250123~~28931683 B-3 0.00000000 6154.~~87249899~~28931683 ~~931~~800.~~13385014~~59794469 0.~~93113385~~80059794 6154.~~87249899~~28931683 B-4 0.00000000 6154.~~87250281~~28931961 ~~931~~800.~~13385073~~59794113 0.~~93113385~~80059794 6154.~~87250281~~28931961 B-5 0.00000000 6154.~~87250427~~28931336 ~~931~~800.~~13384940~~59794913 0.~~93113385~~80059795 6154.~~87250427~~28931336 B-6 0.00000000 6154.~~87247616~~28929359 ~~931~~800.~~13353861~~59768209 0.~~93113354~~80059768 6154.~~87247616~~28929359 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~15458~~14539% 8259,~~366~~129,~~500~~672.0844 ~~353~~253,~~803~~537.7344 0.00 0.00 A-2 275,000,000.00 5.~~80308~~79389% ~~114~~82,~~695~~338,~~778~~375.2332 ~~554~~397,~~657~~549.0323 0.00 0.00 A-3 8,703,700.00 5.~~80308~~79389% 87,~~642~~440,~~829~~682.3925 4135,~~795~~925.8438 0.00 0.00 X 0.00 0.64850% 8259,~~366~~129,~~500~~672.08 44 31,~~512~~954.2366 0.00 0.00 R-1 50.00 5.84846% 0.00 0.00 0.00 0.00 R-2 50.00 5.84846% 0.00 0.00 0.00 0.00 B-1 6,216,900.00 5.~~80308~~79389% 65,~~173~~314,~~421~~748.1961 2925,~~854~~660.0387 0.00 0.00 B-2 4,476,200.00 5.~~80308~~79389% 43,~~444~~826,~~895~~646.0336 2118,~~495~~475.0696 0.00 0.00 B-3 2,238,100.00 5.~~80308~~79389% 21,~~222~~913,~~447~~323.5218 109,~~747~~237.5398 0.00 0.00 B-4 1,243,400.00 5.~~80308~~79389% 1,~~234~~062,~~704~~966.1082 5,~~970~~132.9026 0.00 0.00 B-5 994,700.00 5.~~80308~~79389% ~~987~~850,~~743~~356.4236 4,~~776~~105.6372 0.00 0.00 B-6 994,726.15 5.~~80308~~79389% ~~987~~850,~~769~~378.0643 4,~~776~~105.7583 0.00 0.00 Totals 497,353,626.15 1785,~~072,389~~685.7333 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~353~~253,~~803~~537.7344 0.00 7151,~~555~~127,~~610~~631.3121 A-2 0.00 0.00 ~~554~~397,~~657~~549.0323 0.00 9971,~~641~~195,~~558~~491.2143 A-3 0.00 0.00 4135,~~795~~925.8438 0.00 86,~~104~~968,~~309~~164.7033 X 0.00 0.00 4431,~~512~~954.2366 0.00 7151,~~555~~127,~~610~~631.3121 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 2925,~~854~~660.0387 0.00 54,~~788~~977,~~766~~237.0436 B-2 0.00 0.00 2118,~~495~~475.0696 0.00 43,~~167~~583,~~941~~636.3452 B-3 0.00 0.00 109,~~747~~237.5398 0.00 21,~~083~~791,~~970~~818.6726 B-4 0.00 0.00 5,~~970~~132.9026 0.00 1995,~~157,771~~463.8348 B-5 0.00 0.00 4,~~776~~105.6372 0.00 ~~926~~796,~~198~~354.8478 B-6 0.00 0.00 4,~~776~~105.7583 0.00 ~~926~~796,~~222~~375.8845 Totals 0.00 0.00 1785,~~072,389~~685.7333 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~15458~~14539% ~~417~~299.~~07555723~~41227390 1.~~79154010~~28382618 0.00000000 0.00000000 A-2 275,000,000.00 5.~~80308~~79389% ~~417~~299.~~07555720~~41227389 21.~~01693465~~44563356 0.00000000 0.00000000 A-3 8,703,700.00 5.~~80308~~79389% ~~993~~854.~~00635247~~88726059 4.~~80207728~~12759861 0.00000000 0.00000000 X 0.00 0.64850% ~~417~~299.~~07555723~~41227390 0.~~22539459~~16180738 0.00000000 0.00000000 R-1 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 5.~~80308~~79389% ~~993~~854.~~00635204~~88726053 4.~~80207660~~12759896 0.00000000 0.00000000 B-2 4,476,200.00 5.~~80308~~79389% ~~993~~854.~~00635137~~88726152 4.~~80207766~~12759930 0.00000000 0.00000000 B-3 2,238,100.00 5.~~80308~~79389% ~~993~~854.~~00635360~~88726152 4.~~80207766~~12759930 0.00000000 0.00000000 B-4 1,243,400.00 5.~~80308~~79389% ~~993~~854.~~00635355~~88726074 4.~~80207496~~12760174 0.00000000 0.00000000 B-5 994,700.00 5.~~80308~~79389% ~~993~~854.~~00635367~~88726249 4.~~80208103~~12759626 0.00000000 0.00000000 B-6 994,726.15 5.~~80308~~79389% ~~993~~854.~~00602482~~88697568 4.~~80207543~~12759833 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 1.~~79154010~~28382618 0.00000000 ~~362~~258.~~33293893~~89269613 A-2 0.00000000 0.00000000 21.~~01693465~~44563356 0.00000000 ~~362~~258.~~33293895~~89269611 A-3 0.00000000 0.00000000 4.~~80207728~~12759861 0.00000000 ~~931~~800.~~13385112~~59794455 X 0.00000000 0.00000000 0.~~22539459~~16180738 0.00000000 ~~362~~258.~~33293893~~89269613 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 4.~~80207660~~12759896 0.00000000 ~~931~~800.~~13385128~~59794431 B-2 0.00000000 0.00000000 4.~~80207766~~12759930 0.00000000 ~~931~~800.~~13385014~~59794469 B-3 0.00000000 0.00000000 4.~~80207766~~12759930 0.00000000 ~~931~~800.~~13385014~~59794469 B-4 0.00000000 0.00000000 4.~~80207496~~12760174 0.00000000 ~~931~~800.~~13385073~~59794113 B-5 0.00000000 0.00000000 4.~~80208103~~12759626 0.00000000 ~~931~~800.~~13384940~~59794913 B-6 0.00000000 0.00000000 4.~~80207543~~12759833 0.00000000 ~~931~~800.~~13353861~~59768209 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2821,~~545~~323,~~426~~362.6808 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 08,152.0042 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 2821,~~545~~331,~~426~~514.6850 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 6950,~~298~~852.7823 Payment of Interest and Principal 2821,~~476~~280,~~127~~662.9027 Total Withdrawals (Pool Distribution Amount) 2821,~~545~~331,~~426~~514.6850 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 6950,~~298~~852.7823 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 6950,~~298~~852.7823

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 01,351,036.0074 0.00 0.00 0.00 01,351,036.0074 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 02 0 0 0 02 01,351,036.0074 0.00 0.00 0.00 01,351,036.0074 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~597015% 0.000000% 0.000000% 0.000000% 0.~~000000~~597015% 0.~~000000~~949039% 0.000000% 0.000000% 0.000000% 0.~~000000~~949039% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~597015% 0.000000% 0.000000% 0.000000% 0.~~000000~~597015% 0.~~000000~~949039% 0.000000% 0.000000% 0.000000% 0.~~000000~~949039%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 08,152.0042

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~178077~~168885% Weighted Average Net Coupon 5.~~803077~~793885% Weighted Average Pass-Through Rate 5.~~803077~~793885% Weighted Average Maturity(Stepdown Calculation ) ~~350~~348 Beginning Scheduled Collateral Loan Count ~~513~~381 Number Of Loans Paid In Full 6146 Ending Scheduled Collateral Loan Count ~~452~~335 Beginning Scheduled Collateral Balance ~~221~~162,~~756~~727,~~088~~149.0176 Ending Scheduled Collateral Balance ~~194~~142,~~352~~232,~~349~~172.8381 Ending Actual Collateral Balance at 3128-~~Dec~~Feb-~~2002~~2003 ~~194~~142,~~491~~358,~~638~~371.9409 Monthly P &I Constant 1,~~372~~009,~~424~~422.6883 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~230~~172,~~736~~885.1828 Unscheduled Principal 2720,~~173~~322,~~002~~091.0067

Miscellaneous Reporting Average Loss Severity 0 Senior Percentage 8886.~~864428~~935738% Senior Prepayment Percentage 9493.~~432214~~467869% Senior Mezzanine and Subordinate Pct. 1113.~~135572~~064262% Subordinate Prepayment Percentage 56.~~567786~~532131%

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THRU CERT SERS 2002-6