8-K 1 cwt01001.txt JANUARY 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 10, 2003 COUNTRYWIDE HOME LOAN TRUST Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-40145-11 Pooling and Servicing Agreement) (Commission 51-6520756 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On January 10, 2003 a distribution was made to holders of COUNTRYWIDE HOME LOAN TRUST, Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust, relating to the January 10, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. COUNTRYWIDE HOME LOAN TRUST Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust By: Wells Fargo Bank Minnesota, N.A. as Indenture Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/24/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust, relating to the January 10, 2003 distribution. EX-99.1

Countrywide Home Loan Trust ~~Asset~~Mortgage Pass-~~Backed~~Through Certificates Record Date: 1/1/00 Distribution Date: 111/1210/0203 CWT Series: 2001-1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 22237WAA6 SEN 5.91300% 0.00 0.00 0.00 A-2 22237WAB4 SEN 6.34100% 0.00 0.00 0.00 A-3 22237WAC2 SEN 6.66400% 0.00 0.00 0.00 A-4 22237WAD0 SEN 6.94600% 10988,~~038,299~~016.7537 585,~~105~~718.0397 4988,~~593,730~~016.7037 A-5 22237WAE8 SEN 7.19700% 6,227,000.00 37,346.43 02,841,863.0022 M-1 22237WAF5 SUB 7.66900% 22,746,000.00 145,365.8990 0.00 M-2 22237WAG3 SUB 7.91300% 15,922,000.00 104,992.32 0.00 B-1 22237WAH1 SUB 9.38500% 15,922,000.00 124,523.31 0.00 B-2 22237WAJ7 SUB 9.00000% 5,687,000.00 42,652.50 0.00 OC CWT0101OC OC 0.00000% 17,059,278.75 ~~393~~106,~~860~~515.4931 0.00 Totals 9384,~~601~~551,~~578~~295.5012 ~~906~~567,~~845~~114.9774 43,~~593~~829,~~730~~879.7059

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 0.00 0.00 0.00 A-2 0.00 0.00 0.00 0.00 A-3 0.00 0.00 0.00 0.00 A-4 0.00 ~~5,444,569~~0.0500 4993,~~651,835~~735.7334 0.00 A-5 0.00 63,~~227~~385,~~000~~136.0078 372,~~346~~879,209.4365 0.00 M-1 0.00 22,746,000.00 145,365.8990 0.00 M-2 0.00 15,922,000.00 104,992.32 0.00 B-1 0.00 15,922,000.00 124,523.31 0.00 B-2 0.00 5,687,000.00 42,652.50 0.00 OC 0.00 17,059,278.75 ~~393~~106,~~860~~515.4931 0.00 Totals 0.00 8980,~~007~~721,~~847~~415.8053 54,~~500~~396,~~576~~994.6733 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 103,718,000.00 0.00 0.00 0.00 0.00 0.00 A-2 28,149,000.00 0.00 0.00 0.00 0.00 0.00 A-3 4,768,000.00 0.00 0.00 0.00 0.00 0.00 A-4 11,812,000.00 10988,~~038,299~~016.7537 0.00 4988,~~593,730~~016.7037 0.00 0.00 A-5 6,227,000.00 6,227,000.00 0.00 02,841,863.0022 0.00 0.00 M-1 22,746,000.00 22,746,000.00 0.00 0.00 0.00 0.00 M-2 15,922,000.00 15,922,000.00 0.00 0.00 0.00 0.00 B-1 15,922,000.00 15,922,000.00 0.00 0.00 0.00 0.00 B-2 5,687,000.00 5,687,000.00 0.00 0.00 0.00 0.00 OC 12,511,788.49 17,059,278.75 0.00 0.00 0.00 0.00 Totals 227,462,788.49 9384,~~601~~551,~~578~~295.5012 0.00 43,~~593~~829,~~730~~879.7059 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 0.00 0.00 0.00000000 0.00 A-2 0.00 0.00 0.00000000 0.00 A-3 0.00 0.00 0.00000000 0.00 A-4 4988,~~593,730~~016.7037 ~~5,444,569~~0.0500 0.~~46093541~~00000000 4988,~~593,730~~016.7037 A-5 02,841,863.0022 63,~~227~~385,~~000~~136.0078 10.~~00000000~~54362242 02,841,863.0022 M-1 0.00 22,746,000.00 1.00000000 0.00 M-2 0.00 15,922,000.00 1.00000000 0.00 B-1 0.00 15,922,000.00 1.00000000 0.00 B-2 0.00 5,687,000.00 1.00000000 0.00 OC 0.00 17,059,278.75 1.36345645 0.00 Totals 43,~~593~~829,~~730~~879.7059 8980,~~007~~721,~~847~~415.8053 0.~~39130729~~35487746 43,~~593~~829,~~730~~879.7059

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 103,718,000.00 0.00000000 0.00000000 0.00000000 0.00000000 A-2 28,149,000.00 0.00000000 0.00000000 0.00000000 0.00000000 A-3 4,768,000.00 0.00000000 0.00000000 0.00000000 0.00000000 A-4 11,812,000.00 ~~849~~83.~~83912547~~64513800 0.00000000 ~~388~~83.~~90371656~~64513800 0.00000000 A-5 6,227,000.00 1000.00000000 0.00000000 0456.~~00000000~~37758471 0.00000000 M-1 22,746,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 15,922,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 15,922,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 5,687,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 OC 12,511,788.49 1363.45645258 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-4 0.00000000 ~~388~~83.~~90371656~~64513800 ~~460~~0.~~93540891~~00000000 0.~~46093541~~00000000 ~~388~~83.~~90371656~~64513800 A-5 0.00000000 0456.~~00000000~~37758471 ~~1,000~~543.~~00000000~~62241529 10.~~00000000~~54362242 0456.~~00000000~~37758471 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 OC 0.00000000 0.00000000 1,363.45645258 1.36345645 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 103,718,000.00 5.91300% 0.00 0.00 0.00 0.00 A-2 28,149,000.00 6.34100% 0.00 0.00 0.00 0.00 A-3 4,768,000.00 6.66400% 0.00 0.00 0.00 0.00 A-4 11,812,000.00 6.94600% 10988,~~038,299~~016.7537 585,~~105~~718.0397 0.00 0.00 A-5 6,227,000.00 7.19700% 6,227,000.00 37,346.43 0.00 0.00 M-1 22,746,000.00 7.66900% 22,746,000.00 145,365.8990 0.00 0.00 M-2 15,922,000.00 7.91300% 15,922,000.00 104,992.32 0.00 0.00 B-1 15,922,000.00 9.38500% 15,922,000.00 124,523.31 0.00 0.00 B-2 5,687,000.00 9.00000% 5,687,000.00 42,652.50 0.00 0.00 OC 12,511,788.49 0.00000% 17,059,278.75 0.00 0.00 0.00 Totals 227,462,788.49 ~~512~~460,~~985~~599.4843 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 0.00 0.00 0.00 A-2 0.00 0.00 0.00 0.00 0.00 A-3 0.00 0.00 0.00 0.00 0.00 A-4 0.00 0.00 585,~~105~~718.0397 0.00 ~~5,444,569~~0.0500 A-5 0.00 0.00 37,346.43 0.00 63,~~227~~385,~~000~~136.0078 M-1 0.00 0.00 145,365.8990 0.00 22,746,000.00 M-2 0.00 0.00 104,992.32 0.00 15,922,000.00 B-1 0.00 0.00 124,523.31 0.00 15,922,000.00 B-2 0.00 0.00 42,652.50 0.00 5,687,000.00 OC 0.00 0.00 ~~393~~106,~~860~~515.4931 0.00 17,059,278.75 Totals 0.00 0.00 ~~906~~567,~~845~~114.9774 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 103,718,000.00 5.91300% 0.00000000 0.00000000 0.00000000 0.00000000 A-2 28,149,000.00 6.34100% 0.00000000 0.00000000 0.00000000 0.00000000 A-3 4,768,000.00 6.66400% 0.00000000 0.00000000 0.00000000 0.00000000 A-4 11,812,000.00 6.94600% ~~849~~83.~~83912547~~64513800 40.~~91915256~~48416610 0.00000000 0.00000000 A-5 6,227,000.00 7.19700% 1000.00000000 5.99749960 0.00000000 0.00000000 M-1 22,746,000.00 7.66900% 1000.00000000 6.~~39083311~~39083355 0.00000000 0.00000000 M-2 15,922,000.00 7.91300% 1000.00000000 6.59416656 0.00000000 0.00000000 B-1 15,922,000.00 9.38500% 1000.00000000 7.82083344 0.00000000 0.00000000 B-2 5,687,000.00 9.00000% 1000.00000000 7.50000000 0.00000000 0.00000000 OC 12,511,788.49 0.00000% 1363.45645258 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-4 0.00000000 0.00000000 40.~~91915256~~48416610 0.00000000 ~~460~~0.~~93540891~~00000000 A-5 0.00000000 0.00000000 5.99749960 0.00000000 ~~1000~~543.~~00000000~~62241529 M-1 0.00000000 0.00000000 6.~~39083311~~39083355 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 6.59416656 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 7.82083344 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 7.50000000 0.00000000 1000.00000000 OC 0.00000000 0.00000000 318.~~47915187~~51319618 0.00000000 1363.45645258 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 54,~~664~~758,~~997~~496.5127 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses (~~104~~307,~~905~~741.8340) Prepayment Penalties 0.00 Total Deposits 54,~~560~~450,~~091~~754.6887 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 5953,~~515~~760.0154 Payment of Interest and Principal 54,~~500~~396,~~576~~994.6733 Total Withdrawals (Pool Distribution Amount) 54,~~560~~450,~~091~~754.6887 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 5852,~~500~~844.9956 Master Servicing Fee 0.00 Owner Trustee Annual Fee 0.00 Wells Fargo Bank, N.A. ~~1,014~~915.0298 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 5953,~~515~~760.0154

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7565 12 0 0 8777 2,~~355~~060,~~999~~242.5436 ~~415~~401,~~794~~795.7671 0.00 0.00 2,~~771~~462,~~794~~038.3007 60 Days 2622 84 0 0 3426 ~~767~~672,~~760~~393.3972 ~~224~~142,~~839~~482.1589 0.00 0.00 ~~992~~814,~~599~~876.5461 90 Days 4748 1421 10 0 6269 1,~~272~~386,~~456~~462.8032 ~~327~~570,~~289~~950.0737 ~~24,079~~0.9500 0.00 1,~~623~~957,~~825~~412.8269 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~148~~135 3437 10 0 ~~183~~172 4,~~396~~119,~~216~~098.7340 ~~967~~1,~~922~~115,228.9897 ~~24,079~~0.9500 0.00 5,~~388~~234,~~219~~327.6637 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.~~708559~~588610% 0.~~433369~~477897% 0.000000% 0.000000% 3.~~141928~~066507% 2.~~646957~~552287% 0.~~467144~~497756% 0.000000% 0.000000% 3.~~114101~~050043% 60 Days 0.~~938967~~876145% 0.~~288913~~159299% 0.000000% 0.000000% 1.~~227880~~035444% 0.~~862576~~832981% 0.~~252606~~176512% 0.000000% 0.000000% 1.~~115182~~009492% 90 Days 1.~~697364~~911589% 0.~~505598~~836320% 0.~~036114~~000000% 0.000000% 2.~~239075~~747909% 1.~~429601~~717589% 0.~~367708~~707310% 0.~~027054~~000000% 0.000000% 12.~~824363~~424899% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 5.~~344890~~376344% 1.~~227880~~473517% 0.~~036114~~000000% 0.000000% 6.~~608884~~849861% 45.~~939134~~102857% 1.~~087458~~381578% 0.~~027054~~000000% 0.000000% 6.~~053646~~484435% (7) Delinquencies are stratified according to the information that the Servicer has provided. All 90+ delinquencies for Bankruptcy, ~~Forclosure~~Foreclosure, and REO are reported in the 90 day delinquency field.

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Weighted Average Gross Coupon 13.~~601413~~126124% Weighted Average Net Coupon 12.~~822306~~376124% Weighted Average Pass-Through Rate 12.~~702764~~344538% Weighted Average Maturity(Stepdown Calculation ) ~~186~~184 Beginning Scheduled Collateral Loan Count 2,~~897~~632 Number Of Loans Paid In Full ~~128~~121 Ending Scheduled Collateral Loan Count 2,~~769~~511 Beginning Scheduled Collateral Balance 9384,~~601~~551,~~578~~295.5012 Ending Scheduled Collateral Balance 8980,~~007~~721,~~847~~415.8053 Ending Actual Collateral Balance at 01-Jan-1900 8980,~~007~~721,~~847~~415.8053 Monthly P &I Constant 1,~~276~~115,~~194~~116.8435 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount ~~104~~307,~~905~~741.8340 Cumulative Realized Loss 5,~~316~~714,~~922~~041.1810 Scheduled Principal ~~216~~191,~~189~~233.5249 Unscheduled Principal 43,~~377~~638,~~541~~646.1810 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount ~~104~~307,~~905~~741.8340 Overcollateralized reduction Amount 0.00 Specified O/C Amount 17,059,278.75 Overcollateralized Amount 17,059,278.75 Overcollateralized Deficiency Amount ~~104~~307,~~905~~741.8340 Base Overcollateralized Amount 0.00 Extra principal distribution Amount ~~104~~307,~~905~~741.8340 Excess Cash Amount ~~487~~409,~~171~~189.5056

Prepayment Penalities $115,~~594~~067.8215 1/12 Owner Trustee Fee Strip $333.33 Current Period Losses $~~104~~307,~~905~~741.8340

Filing Compare · COUNTRYWIDE HOME LOAN TRUST HOME LOAN BAC NO SER 2001-HLV1