8-K 1 bst01006.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-56240-04 Pooling and Servicing Agreement) (Commission 52-2343926 (State or other File Number) 52-2343929 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2001-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-6 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2001-6 Trust By: Wells Fargo Bank Minnesota, NA, as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/2/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-6 Trust, relating to the December 26, 2002 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 BST Series: 2001-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 07384MFD9 SEN 5.~~96482~~91304% 3526,~~341~~425,~~437~~376.1526 ~~175~~129,~~670~~871.9848 84,~~916~~747,~~060~~567.8993 R-I 07384MFE7 RES 6.~~18213~~18105% 0.00 0.00 0.00 R-II 07384MFN7 RES 6.~~18213~~18105% 0.00 0.00 0.00 II-A 07384MFF4 SEN 6.~~62252~~62137% ~~119~~101,~~459~~763,~~852~~290.3890 ~~659~~560,~~271~~042.2076 1715,~~696~~170,~~561~~390.4876 III-A 07384MFG2 SEN 6.~~51622~~51231% ~~114~~98,~~445~~578,~~678~~832.9890 ~~621~~533,~~461~~581.3233 1514,~~866~~232,~~846~~065.0853 IV-A 07384MFH0 SEN 6.~~86848~~84079% 3225,~~072~~350,~~056~~067.2075 ~~183~~144,~~571~~134.8329 61,~~721~~850,~~988~~218.4617 V-A 07384MFJ6 SEN 6.~~33025~~31782% 3228,~~021~~803,~~782~~299.0315 ~~168~~151,~~921~~248.4364 34,~~218~~554,~~482~~348.8827 B-1 07384MFK3 SUB 6.~~48957~~48154% 4,~~519~~160,~~226~~207.7941 2422,~~439~~411.8671 ~~359~~301,~~019~~127.3966 B-2 07384MFL1 SUB 6.~~48957~~48154% 43,~~108~~782,~~555~~160.2065 2220,~~218~~375.9511 ~~326~~273,~~394~~763.5456 B-3 07384MFM9 SUB 6.~~48957~~48154% 3,~~697~~403,~~533~~791.2740 1918,~~996~~336.1677 ~~293~~246,~~741~~376.8711 B-4 07384MFP2 SUB 6.~~48957~~48154% 21,~~054~~890,~~146~~959.2339 1110,~~108~~186.7790 ~~163~~136,~~186~~873.8403 B-5 07384MFR8 SUB 6.~~48957~~48154% ~~821~~756,~~693~~416.5201 4,~~443~~074.7093 6554,~~277~~751.5254 B-6 07384MFT4 SUB 6.~~48957~~48154% 1,~~232~~134,~~740~~808.7152 6,~~666~~113.6340 9782,~~932~~140.2067 Totals ~~349~~296,~~774~~049,~~702~~210.4634 1,~~897~~600,~~770~~377.8332 5341,~~725~~649,~~492~~623.1523

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 2621,~~425~~677,~~376~~808.2633 94,~~091~~877,~~731~~439.8741 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 II-A 0.00 ~~101~~86,~~763~~592,~~290~~900.9013 1815,~~355~~730,~~832~~433.6852 0.00 III-A 0.00 9884,~~578~~346,~~832~~767.9037 1614,~~488~~765,~~307~~646.4086 0.00 IV-A 0.00 2523,~~350~~499,~~067~~849.7557 61,~~905~~994,~~560~~352.2946 0.00 V-A 0.00 2824,~~803~~248,~~299~~950.1587 34,~~387~~705,~~404~~596.3191 0.00 B-1 0.00 43,~~160~~859,~~207~~079.4175 ~~383~~323,~~459~~539.2537 0.00 B-2 0.00 3,~~782~~508,~~160~~397.6510 ~~348~~294,~~613~~138.4967 0.00 B-3 0.00 3,~~403~~157,~~791~~415.4029 ~~313~~264,~~738~~712.0388 0.00 B-4 0.00 1,~~890~~754,~~959~~086.3937 ~~174~~147,~~295~~059.6193 0.00 B-5 0.00 ~~756~~701,~~416~~664.0146 6958,~~721~~826.2247 0.00 B-6 0.00 1,~~134~~052,~~808~~667.5284 ~~104~~88,~~598~~254.8307 0.00 Totals 0.00 ~~296~~254,~~049~~399,~~210~~587.3408 5543,~~623~~250,~~262~~000.9855 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 148,466,400.00 3526,~~341~~425,~~437~~376.1526 3528,~~477~~619.9710 84,~~880~~718,~~582~~948.9283 0.00 0.00 R-I 50.00 0.00 0.00 0.00 0.00 0.00 R-II 50.00 0.00 0.00 0.00 0.00 0.00 II-A 434,409,200.00 ~~119~~101,~~459~~763,~~852~~290.3890 4138,~~174~~312.1128 1715,~~655~~132,~~387~~078.3749 0.00 0.00 III-A 237,103,000.00 ~~114~~98,~~445~~578,~~678~~832.9890 5753,~~988~~922.9622 1514,~~808~~178,~~857~~143.1231 0.00 0.00 IV-A 49,641,400.00 3225,~~072~~350,~~056~~067.2075 53,~~708~~689.2018 61,~~716~~846,~~280~~528.2699 0.00 0.00 V-A 49,805,900.00 3228,~~021~~803,~~782~~299.0315 3128,~~424~~606.5415 34,~~187~~525,~~058~~742.3412 0.00 0.00 B-1 5,160,000.00 4,~~519~~160,~~226~~207.7941 2,~~333~~287.7246 ~~356~~298,~~685~~840.6719 0.00 0.00 B-2 4,691,100.00 43,~~108~~782,~~555~~160.2065 2,~~121~~079.6560 ~~324~~271,~~272~~683.8996 0.00 0.00 B-3 4,221,800.00 3,~~697~~403,~~533~~791.2740 1,~~909~~871.4055 ~~291~~244,~~832~~504.4756 0.00 0.00 B-4 2,345,400.00 21,~~054~~890,~~146~~959.2339 1,~~060~~039.7673 ~~162~~135,~~126~~833.0829 0.00 0.00 B-5 938,200.00 ~~821~~756,~~693~~416.5201 ~~424~~415.3291 6454,~~853~~335.2063 0.00 0.00 B-6 1,407,529.00 1,~~232~~134,~~740~~808.7152 ~~636~~623.59 97 81,~~295~~516.6170 0.00 0.00 Totals 938,190,029.00 ~~349~~296,~~774~~049,~~702~~210.4634 ~~180~~161,~~260~~467.2215 5341,~~545~~488,~~231~~156.9307 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 84,~~916~~747,~~060~~567.8993 2621,~~425~~677,~~376~~808.2633 0.~~17798893~~14601154 84,~~916~~747,~~060~~567.8993 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 II-A 1715,~~696~~170,~~561~~390.4876 ~~101~~86,~~763~~592,~~290~~900.9013 0.~~23425676~~19933487 1715,~~696~~170,~~561~~390.4876 III-A 1514,~~866~~232,~~846~~065.0853 9884,~~578~~346,~~832~~767.9037 0.~~41576375~~35573893 1514,~~866~~232,~~846~~065.0853 IV-A 61,~~721~~850,~~988~~218.4617 2523,~~350~~499,~~067~~849.7557 0.~~51066384~~47339216 61,~~721~~850,~~988~~218.4617 V-A 34,~~218~~554,~~482~~348.8827 2824,~~803~~248,~~299~~950.1587 0.~~57831099~~48686904 34,~~218~~554,~~482~~348.8827 B-1 ~~359~~301,~~019~~127.3966 43,~~160~~859,~~207~~079.4175 0.~~80624175~~74788367 ~~359~~301,~~019~~127.3966 B-2 ~~326~~273,~~394~~763.5456 3,~~782~~508,~~160~~397.6510 0.~~80624175~~74788367 ~~326~~273,~~394~~763.5456 B-3 ~~293~~246,~~741~~376.8711 3,~~403~~157,~~791~~415.4029 0.~~80624175~~74788367 ~~293~~246,~~741~~376.8711 B-4 ~~163~~136,~~186~~873.8403 1,~~890~~754,~~959~~086.3937 0.~~80624175~~74788367 ~~163~~136,~~186~~873.8403 B-5 6554,~~277~~751.5254 ~~756~~701,~~416~~664.0146 0.~~80624175~~74788367 6554,~~277~~751.5254 B-6 9782,~~932~~140.2067 1,~~134~~052,~~808~~667.5284 0.~~80624166~~74788359 9782,~~932~~140.2067 Totals 5341,~~725~~649,~~492~~623.1523 ~~296~~254,~~049~~399,~~210~~587.3408 0.~~31555357~~27115998 5341,~~725~~649,~~492~~623.1523

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 148,466,400.00 ~~238~~177.~~04333607~~98893393 0.~~23896296~~19276483 5931.~~81543918~~78462487 0.00000000 R-I 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A 434,409,200.00 ~~274~~234.~~99383618~~25675814 0.~~09478186~~08819399 4034.~~64229618~~83369710 0.00000000 III-A 237,103,000.00 ~~482~~415.~~68338646~~76375204 0.~~24457286~~22742108 6659.~~67506156~~79740159 0.00000000 IV-A 49,641,400.00 ~~646~~510.~~07477227~~66383603 0.~~11498870~~07431660 ~~135~~37.~~29594774~~19735926 0.00000000 V-A 49,805,900.00 ~~642~~578.~~93150069~~31098625 0.~~63094011~~57435264 6390.~~98957433~~86759039 0.00000000 B-1 5,160,000.00 ~~875~~806.~~81914535~~24174612 0.~~45227132~~44330620 6957.~~12512984~~91476550 0.00000000 B-2 4,691,100.00 ~~875~~806.~~81914690~~24174501 0.~~45227132~~44330754 6957.~~12512843~~91476626 0.00000000 B-3 4,221,800.00 ~~875~~806.~~81914586~~24174523 0.~~45227154~~44330617 6957.~~12512909~~91476621 0.00000000 B-4 2,345,400.00 ~~875~~806.~~81914812~~24174554 0.~~45227253~~44330605 6957.~~12513004~~91476507 0.00000000 B-5 938,200.00 ~~875~~806.~~81914304~~24175016 0.~~45227030~~44330633 6957.~~12513323~~91476231 0.00000000 B-6 1,407,529.00 ~~875~~806.~~81904884~~24166181 0.~~45227487~~44330881 6957.~~12511927~~91475700 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 6031.~~05440214~~97738970 ~~177~~146.~~98893393~~01154423 0.~~17798893~~14601154 6031.~~05440214~~97738970 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.00000000 4034.~~73707804~~92189106 ~~234~~199.~~25675814~~33486706 0.~~23425676~~19933487 4034.~~73707804~~92189106 III-A 0.00000000 6660.~~91963442~~02482267 ~~415~~355.~~76375204~~73892937 0.~~41576375~~35573893 6660.~~91963442~~02482267 IV-A 0.00000000 ~~135~~37.~~41093644~~27167586 ~~510~~473.~~66383603~~39215997 0.~~51066384~~47339216 ~~135~~37.~~41093644~~27167586 V-A 0.00000000 6491.~~62051444~~44194302 ~~578~~486.~~31098625~~86904303 0.~~57831099~~48686904 6491.~~62051444~~44194302 B-1 0.00000000 6958.~~57740116~~35807364 ~~806~~747.~~24174612~~88367248 0.~~80624175~~74788367 6958.~~57740116~~35807364 B-2 0.00000000 6958.~~57739976~~35807380 ~~806~~747.~~24174501~~88367334 0.~~80624175~~74788367 6958.~~57739976~~35807380 B-3 0.00000000 6958.~~57740063~~35807239 ~~806~~747.~~24174523~~88367284 0.~~80624175~~74788367 6958.~~57740063~~35807239 B-4 0.00000000 6958.~~57740258~~35807538 ~~806~~747.~~24174554~~88367443 0.~~80624175~~74788367 6958.~~57740258~~35807538 B-5 0.00000000 6958.~~57740354~~35806864 ~~806~~747.~~24175016~~88367086 0.~~80624175~~74788367 6958.~~57740354~~35806864 B-6 0.00000000 6958.~~57739414~~35806580 ~~806~~747.~~24166181~~88358890 0.~~80624166~~74788359 6958.~~57739414~~35806580 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 148,466,400.00 5.~~96482~~91304% 3526,~~341~~425,~~437~~376.1526 ~~175~~130,~~670~~211.9888 0.00 0.00 R-I 50.00 6.~~18213~~18105% 0.00 0.00 0.00 0.00 R-II 50.00 6.~~18213~~18105% 0.00 0.00 0.00 0.00 II-A 434,409,200.00 6.~~62252~~62137% ~~119~~101,~~459~~763,~~852~~290.3890 ~~659~~561,~~271~~510.2067 0.00 0.00 III-A 237,103,000.00 6.~~51622~~51231% ~~114~~98,~~445~~578,~~678~~832.9890 ~~621~~534,~~461~~979.3288 0.00 0.00 IV-A 49,641,400.00 6.~~86848~~84079% 3225,~~072~~350,~~056~~067.2075 ~~183~~144,~~571~~512.8307 0.00 0.00 V-A 49,805,900.00 6.~~33025~~31782% 3228,~~021~~803,~~782~~299.0315 ~~168~~151,~~921~~645.4307 0.00 0.00 B-1 5,160,000.00 6.~~48957~~48154% 4,~~519~~160,~~226~~207.7941 2422,~~439~~470.8645 0.00 0.00 B-2 4,691,100.00 6.~~48957~~48154% 43,~~108~~782,~~555~~160.2065 2220,~~218~~428.9551 0.00 0.00 B-3 4,221,800.00 6.~~48957~~48154% 3,~~697~~403,~~533~~791.2740 1918,~~996~~384.1683 0.00 0.00 B-4 2,345,400.00 6.~~48957~~48154% 21,~~054~~890,~~146~~959.2339 1110,~~108~~213.7760 0.00 0.00 B-5 938,200.00 6.~~48957~~48154% ~~821~~756,~~693~~416.5201 4,~~443~~085.7062 0.00 0.00 B-6 1,407,529.00 6.~~48957~~48154% 1,~~232~~134,~~740~~808.7152 6,~~666~~129.6342 0.00 0.00 Totals 938,190,029.00 1,~~897~~604,~~770~~572.8300 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0340.0040 0.00 ~~175~~129,~~670~~871.9848 0.00 2621,~~425~~677,~~376~~808.2633 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 II-A 01,467.0091 0.00 ~~659~~560,~~271~~042.2076 0.00 ~~101~~86,~~763~~592,~~290~~900.9013 III-A 01,398.0055 0.00 ~~621~~533,~~461~~581.3233 0.00 9884,~~578~~346,~~832~~767.9037 IV-A 0377.0079 0.00 ~~183~~144,~~571~~134.8329 0.00 2523,~~350~~499,~~067~~849.7557 V-A 0396.0043 0.00 ~~168~~151,~~921~~248.4364 0.00 2824,~~803~~248,~~299~~950.1587 B-1 058.0074 0.00 2422,~~439~~411.8671 0.00 43,~~160~~859,~~207~~079.4175 B-2 053.0040 0.00 2220,~~218~~375.9511 0.00 3,~~782~~508,~~160~~397.6510 B-3 048.0006 0.00 1918,~~996~~336.1677 0.00 3,~~403~~157,~~791~~415.4029 B-4 026.0070 0.00 1110,~~108~~186.7790 0.00 1,~~890~~754,~~959~~086.3937 B-5 010.0068 0.00 4,~~443~~074.7093 0.00 ~~756~~701,~~416~~664.0146 B-6 016.0002 0.00 6,~~666~~113.6340 0.00 1,~~134~~052,~~808~~667.5284 Totals 04,194.0068 0.00 1,~~897~~600,~~770~~377.8332 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 148,466,400.00 5.~~96482~~91304% ~~238~~177.~~04333607~~98893393 10.~~18323728~~87704612 0.00000000 0.00000000 R-I 50.00 6.~~18213~~18105% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 50.00 6.~~18213~~18105% 0.00000000 0.00000000 0.00000000 0.00000000 II-A 434,409,200.00 6.~~62252~~62137% ~~274~~234.~~99383618~~25675814 1.~~51762716~~29258466 0.00000000 0.00000000 III-A 237,103,000.00 6.~~51622~~51231% ~~482~~415.~~68338646~~76375204 2.~~62106055~~25631848 0.00000000 0.00000000 IV-A 49,641,400.00 6.~~86848~~84079% ~~646~~510.~~07477227~~66383603 32.~~69795836~~91111995 0.00000000 0.00000000 V-A 49,805,900.00 6.~~33025~~31782% ~~642~~578.~~93150069~~31098625 3.~~39159477~~04472101 0.00000000 0.00000000 B-1 5,160,000.00 6.~~48957~~48154% ~~875~~806.~~81914535~~24174612 4.~~73640698~~35473837 0.00000000 0.00000000 B-2 4,691,100.00 6.~~48957~~48154% ~~875~~806.~~81914690~~24174501 4.~~73640511~~35473769 0.00000000 0.00000000 B-3 4,221,800.00 6.~~48957~~48154% ~~875~~806.~~81914586~~24174523 4.~~73640627~~35473732 0.00000000 0.00000000 B-4 2,345,400.00 6.~~48957~~48154% ~~875~~806.~~81914812~~24174554 4.~~73640744~~35473693 0.00000000 0.00000000 B-5 938,200.00 6.~~48957~~48154% ~~875~~806.~~81914304~~24175016 4.~~73641015~~35474313 0.00000000 0.00000000 B-6 1,407,529.00 6.~~48957~~48154% ~~875~~806.~~81904884~~24166181 4.~~73640685~~35473798 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.~~00000000~~00229277 0.00000000 10.~~18323728~~87475334 0.00000000 ~~177~~146.~~98893393~~01154423 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A 0.~~00000000~~00337910 0.00000000 1.~~51762716~~28920557 0.00000000 ~~234~~199.~~25675814~~33486706 III-A 0.~~00000000~~00589849 0.00000000 2.~~62106055~~25041999 0.00000000 ~~415~~355.~~76375204~~73892937 IV-A 0.~~00000000~~00761038 0.00000000 32.~~69795836~~90350977 0.00000000 ~~510~~473.~~66383603~~39215997 V-A 0.~~00000000~~00795950 0.00000000 3.~~39159477~~03676151 0.00000000 ~~578~~486.~~31098625~~86904303 B-1 0.~~00000000~~01138372 0.00000000 4.~~73640698~~34335465 0.00000000 ~~806~~747.~~24174612~~88367248 B-2 0.~~00000000~~01138326 0.00000000 4.~~73640511~~34335444 0.00000000 ~~806~~747.~~24174501~~88367334 B-3 0.~~00000000~~01138377 0.00000000 4.~~73640627~~34335355 0.00000000 ~~806~~747.~~24174523~~88367284 B-4 0.~~00000000~~01138399 0.00000000 4.~~73640744~~34335295 0.00000000 ~~806~~747.~~24174554~~88367443 B-5 0.~~00000000~~01138350 0.00000000 4.~~73641015~~34334897 0.00000000 ~~806~~747.~~24175016~~88367086 B-6 0.~~00000000~~01138165 0.00000000 4.~~73640685~~34335634 0.00000000 ~~806~~747.~~24166181~~88358890 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5543,~~706~~306,~~342~~520.4419 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 3638,~~709~~796.3031 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 5543,~~743~~345,~~051~~316.7450 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~119~~95,~~788~~315.7695 Payment of Interest and Principal 5543,~~623~~250,~~262~~000.9855 Total Withdrawals (Pool Distribution Amount) 5543,~~743~~345,~~051~~316.7450 Ending Balance 0.00

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 515,~~383~~080.8345 Servicing Fee Support 510,~~383~~885.8377 Non-Supported Prepayment/Curtailment Interest Shortfall 04,194.0068

SERVICING FEES Gross Servicing Fee 9278,~~327~~036.2195 Supplemental PMI Insurance Fee 3228,~~845~~164.3877 Supported Prepayment/Curtailment Interest Shortfall 510,~~383~~885.8377 Net Servicing Fee ~~119~~95,~~788~~315.7695

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 524,905.96 0.00 0.00 524,905.96 30 Days 109 0 0 0 109 43,~~458~~662,~~416~~503.1702 0.00 0.00 0.00 43,~~458~~662,~~416~~503.1702 60 Days 13 0 0 0 13 ~~380~~1,~~604~~090,110.0298 0.00 0.00 0.00 ~~380~~1,~~604~~090,110.0298 90 Days 01 0 0 0 01 0380,604.0002 0.00 0.00 0.00 0380,604.0002 120 Days 01 0 0 0 01 01,272,769.0067 0.00 0.00 0.00 01,272,769.0067 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 10 0 0 0 10 ~~1,272,769~~0.6700 0.00 0.00 0.00 ~~1,272,769~~0.6700 Totals 1214 1 0 0 1315 6,~~111~~405,~~789~~987.8669 524,905.96 0.00 0.00 6,~~636~~930,~~695~~893.8265 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~158730~~182815% 0.000000% 0.000000% 0.~~158730~~182815% 0.~~177226~~206236% 0.000000% 0.000000% 0.~~177226~~206236% 30 Days 1.~~587302~~645338% 0.000000% 0.000000% 0.000000% 1.~~587302~~645338% 1.~~505313~~438999% 0.000000% 0.000000% 0.000000% 1.~~505313~~438999% 60 Days 0.~~158730~~548446% 0.000000% 0.000000% 0.000000% 0.~~158730~~548446% 0.~~128505~~428305% 0.000000% 0.000000% 0.000000% 0.~~128505~~428305% 90 Days 0.~~000000~~182815% 0.000000% 0.000000% 0.000000% 0.~~000000~~182815% 0.~~000000~~149540% 0.000000% 0.000000% 0.000000% 0.~~000000~~149540% 120 Days 0.~~000000~~182815% 0.000000% 0.000000% 0.000000% 0.~~000000~~182815% 0.~~000000~~500072% 0.000000% 0.000000% 0.000000% 0.~~000000~~500072% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.~~158730~~000000% 0.000000% 0.000000% 0.000000% 0.~~158730~~000000% 0.~~429730~~000000% 0.000000% 0.000000% 0.000000% 0.~~429730~~000000% Totals 12.~~904762~~559415% 0.~~158730~~182815% 0.000000% 0.000000% 2.~~063492~~742230% 2.~~063548~~516916% 0.~~177226~~206236% 0.000000% 0.000000% 2.~~240774~~723152%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 356,~~895~~515.9782 0.00 0.00 0.00 356,~~895~~515.9782 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 356,~~895~~515.9782 0.00 0.00 0.00 356,~~895~~515.9782 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~515152~~754386% 0.000000% 0.000000% 0.000000% 1.~~515152~~754386% 1.~~243211~~500653% 0.000000% 0.000000% 0.000000% 1.~~243211~~500653% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~515152~~754386% 0.000000% 0.000000% 0.000000% 1.~~515152~~754386% 1.~~243211~~500653% 0.000000% 0.000000% 0.000000% 1.~~243211~~500653% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 43 0 0 0 43 1,~~701~~083,~~416~~203.8738 0.00 0.00 0.00 1,~~701~~083,~~416~~203.8738 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 01 0 0 0 01 01,272,769.0067 0.00 0.00 0.00 01,272,769.0067 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 10 0 0 0 10 ~~1,272,769~~0.6700 0.00 0.00 0.00 ~~1,272,769~~0.6700 Totals 54 0 0 0 54 2,~~974~~355,~~186~~973.5405 0.00 0.00 0.00 2,~~974~~355,~~186~~973.5405 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~932367~~685393% 0.000000% 0.000000% 0.000000% 1.~~932367~~685393% 1.~~561665~~161482% 0.000000% 0.000000% 0.000000% 1.~~561665~~161482% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.~~000000~~561798% 0.000000% 0.000000% 0.000000% 0.~~000000~~561798% 01.~~000000~~364748% 0.000000% 0.000000% 0.000000% 01.~~000000~~364748% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.~~483092~~000000% 0.000000% 0.000000% 0.000000% 0.~~483092~~000000% 10.~~168227~~000000% 0.000000% 0.000000% 0.000000% 10.~~168227~~000000% Totals 2.~~415459~~247191% 0.000000% 0.000000% 0.000000% 2.~~415459~~247191% 2.~~729892~~526230% 0.000000% 0.000000% 0.000000% 2.~~729892~~526230% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 524,905.96 0.00 0.00 524,905.96 30 Days 2 0 0 0 2 1592,~~309,992~~055.3570 0.00 0.00 0.00 1592,~~309,992~~055.3570 60 Days 10 0 0 0 10 ~~380,604~~0.0200 0.00 0.00 0.00 ~~380,604~~0.0200 90 Days 01 0 0 0 01 0380,604.0002 0.00 0.00 0.00 0380,604.0002 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 1 0 0 4 1972,~~690,596~~659.3772 524,905.96 0.00 0.00 21,~~215~~497,~~502~~565.3368 0-29 Days 0.~~431034~~500000% 0.000000% 0.000000% 0.~~431034~~500000% 0.~~511569~~595876% 0.000000% 0.000000% 0.~~511569~~595876% 30 Days 01.~~862069~~000000% 0.000000% 0.000000% 0.000000% 01.~~862069~~000000% 10.~~276709~~672105% 0.000000% 0.000000% 0.000000% 10.~~276709~~672105% 60 Days 0.~~431034~~000000% 0.000000% 0.000000% 0.000000% 0.~~431034~~000000% 0.~~370934~~000000% 0.000000% 0.000000% 0.000000% 0.~~370934~~000000% 90 Days 0.~~000000~~500000% 0.000000% 0.000000% 0.000000% 0.~~000000~~500000% 0.~~000000~~432064% 0.000000% 0.000000% 0.000000% 0.~~000000~~432064% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~293103~~500000% 0.~~431034~~500000% 0.000000% 0.000000% 12.~~724138~~000000% 1.~~647642~~104168% 0.~~511569~~595876% 0.000000% 0.000000% 21.~~159212~~700045% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~458~~1,~~491~~000,000.7200 0.00 0.00 0.00 ~~458~~1,~~491~~000,000.7200 60 Days 01 0 0 0 01 0458,491.0072 0.00 0.00 0.00 0458,491.0072 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 1,458,491.72 0.00 0.00 0.00 1,458,491.72 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~754386~~886792% 0.000000% 0.000000% 0.000000% 1.~~754386~~886792% 14.~~749730~~111112% 0.000000% 0.000000% 0.000000% 14.~~749730~~111112% 60 Days 01.~~000000~~886792% 0.000000% 0.000000% 0.000000% 01.~~000000~~886792% 01.~~000000~~884911% 0.000000% 0.000000% 0.000000% 01.~~000000~~884911% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 13.~~754386~~773585% 0.000000% 0.000000% 0.000000% 13.~~754386~~773585% 15.~~749730~~996023% 0.000000% 0.000000% 0.000000% 15.~~749730~~996023% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 ~~631~~630,~~619~~728.2612 0.00 0.00 0.00 ~~631~~630,~~619~~728.2612 60 Days 02 0 0 0 02 0631,619.0026 0.00 0.00 0.00 0631,619.0026 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 24 0 0 0 24 ~~631~~1,~~619~~262,347.2638 0.00 0.00 0.00 ~~631~~1,~~619~~262,347.2638 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 23.~~941176~~389831% 0.000000% 0.000000% 0.000000% 23.~~941176~~389831% 2.~~125830~~514324% 0.000000% 0.000000% 0.000000% 2.~~125830~~514324% 60 Days 03.~~000000~~389831% 0.000000% 0.000000% 0.000000% 03.~~000000~~389831% 02.~~000000~~517877% 0.000000% 0.000000% 0.000000% 02.~~000000~~517877% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 26.~~941176~~779661% 0.000000% 0.000000% 0.000000% 26.~~941176~~779661% 25.~~125830~~032201% 0.000000% 0.000000% 0.000000% 25.~~125830~~032201%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3638,~~709~~796.3031

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 789,723,629.00 84.17523152% ~~269~~232,~~623~~721,~~834~~778.0875 91.~~07399198~~47883509% 8.~~926008~~521165% 96.~~606224~~062417% Class R-I 789,723,579.00 84.17522619% ~~269~~232,~~623~~721,~~834~~778.0875 91.~~07399198~~47883509% 0.000000% 0.000000% Class R-II 789,723,529.00 84.17522086% ~~269~~232,~~623~~721,~~834~~778.0875 91.~~07399198~~47883509% 0.000000% 0.000000% Class 2A1 355,314,329.00 37.87231989% ~~167~~146,~~860~~128,~~543~~878.1862 5657.~~70021649~~44069017% 34.~~373775~~038145% 2224.~~828793~~296956% Class 3A 118,211,329.00 12.59993449% 6961,~~281~~782,~~710~~111.2825 2324.~~40209258~~28546051% 33.~~298124~~155230% 2223.~~114416~~666717% Class B-1 13,604,029.00 1.45002916% 10,~~968~~174,~~135~~231.9706 3.~~70483541~~99931115% 1.~~405242~~516936% 01.~~933269~~082813% Class B-2 8,912,929.00 0.95001319% 76,~~185~~665,~~975~~833.3296 2.~~42729083~~62022200% 1.~~277545~~379089% 0.~~848461~~984415% Class B-3 4,691,129.00 0.50001906% 3,~~782~~508,~~183~~418.9267 1.~~27755244~~37909763% 1.~~149738~~241124% 0.~~763580~~885934% Class B-4 2,345,729.00 0.25002707% 1,~~891~~754,~~224~~332.5330 0.~~63882100~~68959715% 0.~~638731~~689500% 0.~~424203~~492176% Class B-5 1,407,529.00 0.15002600% 1,~~134~~052,~~808~~667.5284 0.~~38331753~~41378520% 0.~~255503~~275812% 0.~~169689~~196879% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.~~383318~~413785% 0.~~254574~~295366% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~940274~~934416% Weighted Average Net Coupon 6.~~623519~~618103% Weighted Average Pass-Through Rate 6.~~510834~~486938% Weighted Average Maturity(Stepdown Calculation ) ~~343~~342 Beginning Scheduled Collateral Loan Count ~~737~~630 Number Of Loans Paid In Full ~~107~~83 Ending Scheduled Collateral Loan Count ~~630~~547 Beginning Scheduled Collateral Balance ~~349~~296,~~774~~049,~~702~~210.4733 Ending Scheduled Collateral Balance ~~296~~254,~~049~~399,~~210~~587.3309 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~296~~254,~~178~~517,~~674~~327.6432 Monthly P &I Constant 21,~~203~~872,~~203~~240.6587 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 5442,~~228~~077,~~836~~450.5524 Ending Scheduled Balance for Premium Loans ~~296~~254,~~049~~399,~~210~~587.3309 Scheduled Principal ~~180~~161,~~260~~467.2215 Unscheduled Principal 5341,~~545~~488,~~231~~156.9209

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Coupon Rate 6.~~940274~~934416% Weighted Average Net Rate 6.~~623519~~618103% Weighted Average Pass Through Rate 6.~~510834~~486938% Weighted Average Maturity ~~343~~342 Record Date 1011/3130/2002 Principal and Interest Constant 21,~~203~~872,~~203~~240.6587 Beginning Loan Count ~~737~~630 Loans Paid in Full ~~107~~83 Ending Loan Count ~~630~~547 Beginning Scheduled Balance ~~349~~296,~~774~~049,~~702~~210.4733 Ending Scheduled Balance ~~296~~254,~~049~~399,~~210~~587.3309 Ending Actual Balance at 3130-~~Oct~~Nov-2002 ~~296~~254,~~178~~517,~~674~~327.6432 Scheduled Principal ~~180~~161,~~260~~467.2215 Unscheduled Principal 5341,~~545~~488,~~231~~156.9209 Scheduled Interest 21,~~022~~710,~~943~~773.4372 Servicing Fee 9278,~~327~~036.2195 Master Servicing Fee 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 3228,~~845~~164.3877 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,~~897~~604,~~770~~572.8400 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Special Servicing Fee 0.00 Prepayment Penalties 0.00

Miscellaneous Reporting Senior Percentage Group 1 9392.~~212449~~124834% Senior Prepayment Percentage Group 1 96.~~606224~~062417% Subordinate Percentage Group 1 67.~~78755~~875166% Subordinate Prepayment Percentage Grp 1 3.39937583% Average Loss Severity Group 1 0 Senior Percentage Group 2 93.~~937698~~430996% Senior Prepayment Percentage Group 2 96.~~968849~~715498% Subordinate Percentage Group 2 6.~~06230~~569004% Subordinate Prepayment Percentage Grp 2 3.03284502% Average Loss Severity Group 2 0 Senior Percentage Group 3 96.~~401072~~118615% Senior Prepayment Percentage Group 3 98.~~200536~~059307% Subordinate Percentage Group 3 3.~~59893~~881385% Subordinate Prepayment Percentage Grp 3 1.80940693% Average Loss Severity Group 3 0 Senior Percentage Group 4 9796.~~125769~~752013% Senior Prepayment Percentage Group 4 98.~~562884~~376006% Subordinate Percentage Group 4 23.~~87423~~247987% Subordinate Prepayment Percentage Grp 4 1.44623994% Average Loss Severity Group 4 0 Senior Percentage Group 5 97.~~179675~~026117% Senior Prepayment Percentage Group 5 98.~~589838~~513058% Subordinate Percentage Group 5 2.~~82032~~973883% Subordinate Prepayment Percentage Grp 5 1.41486942% Average Loss Severity Group 5 0

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.~~432255~~384339 7.~~017821~~019837 6.~~946974~~941498 Weighted Average Net Rate 6.~~073707~~025254 6.~~732261~~732611 6.~~634971~~631398 Weighted Average Maturity ~~344~~343 341 342 ~~343~~ Beginning Loan Count 8166 ~~240~~207 ~~272~~232 Loans Paid In Full 159 3329 4032 Ending Loan Count 6657 ~~207~~178 ~~232~~200 Beginning Scheduled Balance 3728,~~914~~684,~~932~~313.6453 ~~127~~108,~~169~~918,~~235~~126.3562 ~~118~~102,~~718~~559,~~263~~564.2580 Ending scheduled Balance 2823,~~684~~740,~~313~~870.5319 ~~108~~93,~~918~~231,~~126~~149.6298 ~~102~~88,~~559~~044,~~564~~722.8006 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~241~~183,~~293~~674.5021 ~~787~~678,~~540~~162.3721 ~~747~~649,~~431~~363.1381 Scheduled Principal 3831,~~061~~065.4156 4341,~~831~~005.3096 6056,~~153~~099.8566 Unscheduled Principal 94,~~192~~912,~~557~~377.7078 1815,~~207~~645,~~277~~970.4368 1614,~~098~~458,~~544~~743.6008 Scheduled Interest ~~203~~152,~~232~~608.0965 ~~743~~637,~~709~~156.0725 ~~687~~593,~~277~~264.2815 Servicing Fees 118,~~328~~583.6141 3026,~~262~~070.0512 3026,~~867~~503.0903 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 32,~~440~~682.4837 1110,~~629~~096.5343 1110,~~747~~178.9311 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~188~~141,~~463~~342.0087 ~~701~~600,~~817~~989.4970 ~~644~~556,~~662~~583.2601 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~964816~~913038 6.~~622521~~621374 6.~~516223~~512309

Group Level Collateral Statement Group 4 5 Total Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 7.~~325778~~301556 6.~~815075~~804019 6.~~940274~~934416 Weighted Average Net Rate 6.~~969918~~943247 6.~~448094~~437909 6.~~623519~~618103 Weighted Average Maturity ~~343~~342 ~~345~~344 ~~343~~342 Beginning Loan Count 7057 7468 ~~737~~630 Loans Paid In Full 134 69 ~~107~~83 Ending Loan Count 5753 6859 ~~630~~547 Beginning Scheduled Balance 3326,~~021~~201,~~160~~075.8137 3229,~~951~~686,~~110~~130.4201 ~~349~~296,~~774~~049,~~702~~210.4733 Ending scheduled Balance 2624,~~201~~320,~~075~~250.3780 2925,~~686~~062,~~130~~594.0106 ~~296~~254,~~049~~399,~~210~~587.3309 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~207~~163,~~465~~236.1988 ~~219~~197,~~473~~803.4676 21,~~203~~872,~~203~~240.6587 Scheduled Principal 53,~~877~~813.1203 3229,~~336~~482.5494 ~~180~~161,~~260~~467.2215 Unscheduled Principal 61,~~814~~877,~~208~~011.3254 34,~~232~~594,~~643~~053.8701 5341,~~545~~488,~~231~~156.9209 Scheduled Interest ~~201~~159,~~588~~423.0785 ~~187~~168,~~136~~320.9282 21,~~022~~710,~~943~~773.4372 Servicing Fees 97,~~792~~823.4241 109,~~077~~056.0498 9278,~~327~~036.2195 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 2,~~791~~237.4007 32,~~236~~970.0479 3228,~~845~~164.3877 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~189~~149,~~004~~363.2537 ~~173~~156,~~823~~293.8405 1,~~897~~604,~~770~~572.8400 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~868478~~840790 6.~~330245~~317821 6.~~510834~~486938

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THROUGH CERT SER 2001-6